balanced fund (beutel goodman)events.snwebcastcenter.com/manulife/gbrs/prod/media/pdfs/sl/adv... ·...
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How the underlying fund is invested
Composition � Canadian Equity 30.21% � Canadian Fixed Income 27.38% � Foreign Equity 19.87% � United States Equity 15.03% � Cash & Equivalents 4.07% � Other 3.44%
Geographic split � Canada 61.66% � United States 15.03% � Germany 5.15% � United Kingdom 3.10% � Japan 1.87% � Norway 1.71% � Netherlands 1.62% � Other 9.86%
Top holdings within the underlying fund(As at December 31, 2017)
Royal Bank of Canada 3.12%
Toronto-Dominion Bank 3.08%
BG SMALL CAP B 2.30%
Bank of Nova Scotia 2.09%
Government of Ontario 4.650% 02-Jun-2041 1.81%
Rogers Communications Inc 1.72%
Canadian Natural Resources Ltd 1.60%
Magna International Inc 1.60%
Brookfield Asset Management Inc 1.56%
Canada 1.000% 01-Jun-2027 1.48%
Volatility meterLow High
� Fund (6) � Benchmark (5)Based on 3 year standard deviation
Balanced code 5633 / BalBG
Manulife Balanced Fund (Beutel Goodman)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -10.09 15.11 9.65 0.42 11.01 17.46 9.24 4.66 10.27 11.15
Benchmark -14.86 15.17 9.61 0.42 7.30 11.76 10.05 3.76 7.81 7.58
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.11 11.15 10.69 8.65 10.47 7.60
Benchmark 3.56 7.58 7.68 6.36 8.15 5.53
Investment objectiveOver the long term, the Fund strives to outperform a benchmark comprised of the following:• 40% FTSE TMX Universe Bond Index• 30% S&P/ TSX Composite Index• 13% MSCI EAFE ($Cdn)• 12% S&P 500 ($Cdn)• 5% FTSE TMX 91-Day T-Bill Rate
Manulife Balanced Fund (Beutel Goodman) - ($20,821)Blend: Beutel Goodman Balanced - ($17,140)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> Beutel Goodman Balanced Fund
Objective This Fund seeks to enhance long-term capital value by investing in cash and cash equivalents, fixed income securities and Canadian, U.S. and international equity securities.
Managed by Beutel, Goodman & Company Ltd.
Fund managers Bruce Corneil, Mark D. Thomson
Inception date January 1991 Manulife inception date May 2005
Total assets $4,190.9 million
How the underlying fund is invested
Composition � Fixed income 31.90% � Canadian equity 30.20% � Foreign equity 15.10% � United States equity 14.10% � Cash & equivalents 7.20% � Emerging Market 1.50%
Top holdings within the underlying fund(As at December 31, 2017)
Toronto-Dominion Bank 2.70%
Royal Bank of Canada 2.20%
Bank of Nova Scotia 1.90%
Enbridge Inc. 1.70%
Canada Housing Trust 2.35 6/15/2027 1.50%
Canadian National Railway Company 1.50%
Canada Housing Trust 1.15 12/15/2021 1.40%
Canadian Natural Resources Limited 1.40%
Manulife Financial Corporation 1.20%
Province of Ontario 2.40 6/2/2026 1.10%
Volatility meterLow High
� Fund (6) � Benchmark (5)Based on 3 year standard deviation
Balanced code 5242 / BSlJF
Manulife Balanced Fund (Jarislowsky Fraser)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -12.38 14.65 7.14 2.00 10.71 18.54 11.83 8.88 6.25 6.90
Benchmark -14.59 14.99 9.56 0.46 7.24 11.75 10.05 3.69 7.52 7.53
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.33 6.90 6.57 7.33 10.38 7.13
Benchmark 3.55 7.53 7.52 6.23 8.07 5.50
Investment objectiveBenchmark changed as at January 1, 2007. Over the long term, this fund is expected to outperform a benchmark comprised of the following:• 39.0% FTSE TMX Universe Bond Index• 30.0% S&P/TSX Total Return Index• 12.5% S&P 500 Index ($ Cdn)• 12.5% MSCI EAFE Index ($ Cdn)• 6.0% FTSE TMX 91 Day Treasury Bill Index
Manulife Balanced Fund (Jarislowsky Fraser) - ($19,924)Blend: JF Balanced - ($17,092)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> JF Balanced Fund (Registered Plans Only)
Objective The Jarislowsky Fraser Balanced Fund is a diversified portfolio consisting of fixed income assets, North American equities and International equities. It seeks to add value through longer-term asset mix positioning and stock selection rather than short-term trading. The portfolio’s volatility is kept to a minimum by implementing only incremental asset mix changes and buying large cap, blue-chip equity holdings and high quality, non-cyclical bonds.
Managed by Jarislowsky Fraser Limited
Fund managers Jarislowsky Fraser - Mgmt. Team
Inception date April 1997 Manulife inception date September 1998
Total assets $2,069.2 million
How the fund is invested
Composition � Canadian Fixed Income 31.30% � Canadian Equity 13.59% � United States Fixed Income 13.44% � Foreign Equity 12.06% � United States Equity 9.66% � Foreign Fixed Income 7.72% � Cash & Equivalents 3.48% � Other 8.75%
Geographic split � Canada 47.65% � United States 24.09% � United Kingdom 2.57% � Japan 1.55% �Mexico 1.44% � Germany 1.06% � France 1.03% � Other 20.61%
Top holdings(As at December 31, 2017)
MAM Strategic Income Pooled 19.60%
MLI Cdn Bond (MAM) 17.94%
Manulife Fixed Income Plus (AB) 11.49%
MAM Canadian Bond Index Pooled 5.52%
MLI Cdn Mortgage (MFC) 4.74%
MLI Cdn Large Cap Value Eq (MAM) 4.24%
MLI World Investment (Mawer) 4.22%
MAM US Equity Index Pooled Fund 4.11%
MAM EAFE Equity Index Pooled 3.24%
Manulife Canadian Equity Balanced Class Adv 3.20%
Volatility meterLow High
� Fund (5) � Benchmark (5)Based on 3 year standard deviation
TargeT DaTe Code 2020 / M2rDF
Manulife Retirement Date 2020 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -20.19 20.98 10.76 -1.07 9.30 11.31 9.79 6.31 6.00 7.41
Benchmark -17.46 17.27 10.29 1.16 7.12 9.53 9.66 6.60 5.39 6.16
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.85 7.41 6.69 6.56 8.14 5.51
Benchmark 3.09 6.16 5.76 6.04 7.45 5.18
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 20.30% S&P/TSX Composite • 9.15% S&P 500 TR CAD •11.15% MSCI EAFE TR CAD •41.46% FTSE TMX Canada Universe •17.94% Barclays Multiverse Index
Manulife Retirement Date 2020 Fund - ($17,102)Blend: MLI Retirement Date 2020 - ($16,571)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on income and capital preservation. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 66% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equities in the year 2020.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date October 2005
Total assets $400.2 million Underlying fund operating expense (2016)In IMF + 0.01680%
How the fund is invested
Composition � Canadian Fixed Income 25.11% � Canadian Equity 17.00% � Foreign Equity 15.35% � United States Fixed Income 12.53% � United States Equity 11.99% � Foreign Fixed Income 6.96% � Cash & Equivalents 3.82% � Other 7.24%
Geographic split � Canada 45.30% � United States 25.53% � United Kingdom 3.07% � Japan 1.86% �Mexico 1.36% � Germany 1.22% � France 1.22% � Other 20.44%
Top holdings(As at December 31, 2017)
MAM Strategic Income Pooled 18.78%
MLI Cdn Bond (MAM) 14.47%
Manulife Fixed Income Plus (AB) 9.43%
MLI World Investment (Mawer) 5.62%
MLI Cdn Large Cap Value Eq (MAM) 5.11%
MAM US Equity Index Pooled Fund 5.07%
MAM Canadian Bond Index Pooled 4.08%
Manulife Canadian Equity Balanced Class Adv 4.05%
MLI Q Core Canadian Equity (CC&L) 3.91%
Manulife Franklin Bissett Canadian Equity Fund 3.90%
Volatility meterLow High
� Fund (5) � Benchmark (6)Based on 3 year standard deviation
TargeT DaTe Code 2025 / MrD25
Manulife Retirement Date 2025 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -24.29 23.91 11.94 -3.16 10.21 14.47 10.16 6.72 6.82 8.54
Benchmark -21.94 19.68 11.02 -0.94 7.95 12.38 10.06 6.69 6.53 7.16
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.21 8.54 7.67 7.35 9.30 5.74
Benchmark 3.41 7.16 6.83 6.78 8.53 5.26
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 25.40% S&P/TSX Composite • 11.70% S&P 500 TR CAD • 13.70% MSCI EAFE TR CAD • 32.28% FTSE TMX Canada Universe • 16.92% Barclays Multiverse Index
Manulife Retirement Date 2025 Fund - ($17,487)Blend: MLI Retirement Date 2025 - ($16,707)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 77% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equity investments in the year 2025.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date October 2005
Total assets $559.0 million Underlying fund operating expense (2016)In IMF + 0.01900%
How the fund is invested
Composition � Canadian Equity 21.41% � Foreign Equity 19.31% � Canadian Fixed Income 17.64% � United States Equity 14.79% � United States Fixed Income 11.05% � Foreign Fixed Income 5.88% � Cash & Equivalents 3.88% � Other 6.04%
Geographic split � Canada 42.42% � United States 26.86% � United Kingdom 3.65% � Japan 2.25% � France 1.46% � Germany 1.42% � Switzerland 1.30% � Other 20.64%
Top holdings(As at December 31, 2017)
MAM Strategic Income Pooled 17.08%
MLI Cdn Bond (MAM) 10.05%
MLI World Investment (Mawer) 7.10%
Manulife Fixed Income Plus (AB) 6.89%
MLI Cdn Large Cap Value Eq (MAM) 6.30%
MAM US Equity Index Pooled Fund 6.20%
Manulife Canadian Equity Balanced Class Adv 5.15%
MLI Q Core Canadian Equity (CC&L) 4.88%
Manulife Franklin Bissett Canadian Equity Fund 4.85%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
4.75%
Volatility meterLow High
� Fund (6) � Benchmark (6)Based on 3 year standard deviation
TargeT DaTe Code 2030 / rMD2F
Manulife Retirement Date 2030 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -26.56 25.76 12.80 -5.10 11.00 17.74 10.56 7.16 7.67 9.87
Benchmark -24.35 21.08 11.37 -2.71 8.64 15.19 10.52 6.54 7.89 8.45
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.64 9.87 8.75 8.22 10.53 6.11
Benchmark 3.80 8.45 8.16 7.61 9.67 5.51
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 31.70% S&P/TSX Composite • 14.68% S&P 500 TR CAD • 17.02% MSCI EAFE TR CAD • 21.62% FTSE TMX Canada Universe • 14.98% Barclays Multiverse Index
Manulife Retirement Date 2030 Fund - ($18,108)Blend: MLI Retirement Date 2030 - ($17,111)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 82% in equity investments, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equities in the year 2030.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date October 2005
Total assets $635.5 million Underlying fund operating expense (2016)In IMF + 0.02040%
How the fund is invested
Composition � Canadian Equity 25.58% � Foreign Equity 23.09% � United States Equity 17.20% � Canadian Fixed Income 11.50% � United States Fixed Income 8.78% � Foreign Fixed Income 4.51% � Cash & Equivalents 3.87% � Other 5.47%
Geographic split � Canada 40.55% � United States 26.96% � United Kingdom 4.17% � Japan 2.64% � France 1.68% � Germany 1.60% � Switzerland 1.50% � Other 20.90%
Top holdings(As at December 31, 2017)
MAM Strategic Income Pooled 13.85%
MLI World Investment (Mawer) 8.32%
MLI Cdn Large Cap Value Eq (MAM) 7.64%
MAM US Equity Index Pooled Fund 7.06%
Manulife Canadian Equity Balanced Class Adv 6.06%
MLI Cdn Bond (MAM) 6.04%
MLI Q Core Canadian Equity (CC&L) 5.77%
MLI International Equity (Templeton) 5.74%
Manulife Franklin Bissett Canadian Equity Fund 5.72%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
5.70%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2035 / MrD35
Manulife Retirement Date 2035 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -27.42 26.58 13.14 -5.94 11.40 19.84 10.82 7.42 8.30 11.05
Benchmark -25.49 21.97 11.68 -3.51 8.98 17.00 10.86 6.34 9.03 9.68
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.04 11.05 9.65 8.91 11.40 6.45
Benchmark 4.16 9.68 9.34 8.33 10.52 5.81
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 37.40% S&P/TSX Composite • 16.96% S&P 500 TR CAD • 20.44% MSCI EAFE TR CAD • 13.64% FTSE TMX Canada Universe • 11.56% Barclays Multiverse Index
Manulife Retirement Date 2035 Fund - ($18,690)Blend: MLI Retirement Date 2035 - ($17,604)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 84% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2035.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date October 2005
Total assets $595.3 million Underlying fund operating expense (2016)In IMF + 0.02100%
How the fund is invested
Composition � Canadian Equity 28.39% � Foreign Equity 25.27% � United States Equity 18.79% � Canadian Fixed Income 8.00% � United States Fixed Income 6.96% � Cash & Equivalents 3.90% � Foreign Fixed Income 3.43% � Other 5.26%
Geographic split � Canada 39.98% � United States 26.71% � United Kingdom 4.46% � Japan 2.88% � France 1.82% � Germany 1.70% � China 1.63% � Other 20.82%
Top holdings(As at December 31, 2017)
MAM Strategic Income Pooled 11.09%
MLI World Investment (Mawer) 9.04%
MLI Cdn Large Cap Value Eq (MAM) 8.59%
MAM US Equity Index Pooled Fund 7.69%
Manulife Canadian Equity Balanced Class Adv 6.67%
MLI International Equity (Templeton) 6.46%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
6.36%
MLI Q Core Canadian Equity (CC&L) 6.36%
Manulife Franklin Bissett Canadian Equity Fund 6.35%
MAM EAFE Equity Index Pooled 4.74%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2040 / Mr40F
Manulife Retirement Date 2040 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -27.92 26.97 13.28 -6.24 11.56 20.66 10.94 7.50 8.53 11.68
Benchmark -25.91 22.11 11.66 -3.78 9.09 17.76 11.02 6.18 9.55 10.35
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.27 11.68 10.08 9.21 11.76 6.58
Benchmark 4.36 10.35 9.94 8.67 10.90 5.93
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 40.50% S&P/TSX Composite • 18.25% S&P 500 TR CAD • 22.50% MSCI EAFE TR CAD • 9.50% FTSE TMX Canada Universe • 9.50% Barclays Multiverse Index
Manulife Retirement Date 2040 Fund - ($18,915)Blend: MLI Retirement Date 2040 - ($17,796)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 85% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2040.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date October 2005
Total assets $537.2 million Underlying fund operating expense (2016)In IMF + 0.02140%
How the fund is invested
Composition � Canadian Equity 29.80% � Foreign Equity 26.43% � United States Equity 19.67% � Canadian Fixed Income 6.78% � United States Fixed Income 5.74% � Cash & Equivalents 3.82% � Foreign Fixed Income 2.78% � Other 4.98%
Geographic split � Canada 40.14% � United States 26.33% � United Kingdom 4.63% � Japan 3.02% � France 1.89% � Germany 1.75% � China 1.70% � Other 20.54%
Top holdings(As at December 31, 2017)
MLI World Investment (Mawer) 9.39%
MLI Cdn Large Cap Value Eq (MAM) 9.06%
MAM Strategic Income Pooled 9.05%
MAM US Equity Index Pooled Fund 8.13%
Manulife Canadian Equity Balanced Class Adv 7.02%
MLI International Equity (Templeton) 6.82%
Manulife Franklin Bissett Canadian Equity Fund 6.67%
MLI Q Core Canadian Equity (CC&L) 6.66%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
6.65%
MAM EAFE Equity Index Pooled 4.97%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2045 / MrD45
Manulife Retirement Date 2045 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -28.12 27.36 13.32 -6.45 11.62 21.05 11.00 7.56 8.59 11.94
Benchmark -26.20 22.17 11.68 -3.94 9.18 18.11 11.11 6.11 9.80 10.64
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.37 11.94 10.24 9.34 11.92 6.64
Benchmark 4.46 10.64 10.21 8.82 11.08 5.97
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 41.80% S&P/TSX Composite • 18.90% S&P 500 TR CAD • 22.90% MSCI EAFE TR CAD • 8.20% FTSE TMX Canada Universe • 8.20% Barclays Multiverse Index
Manulife Retirement Date 2045 Fund - ($19,031)Blend: MLI Retirement Date 2045 - ($17,865)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 85% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2045.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date May 2007
Total assets $433.2 million Underlying fund operating expense (2016)In IMF + 0.02150%
How the fund is invested
Composition � Canadian Equity 30.33% � Foreign Equity 26.86% � United States Equity 19.98% � Canadian Fixed Income 6.33% � United States Fixed Income 5.30% � Cash & Equivalents 3.80% � Foreign Fixed Income 2.56% � Other 4.84%
Geographic split � Canada 40.23% � United States 26.19% � United Kingdom 4.69% � Japan 3.07% � France 1.92% � Germany 1.77% � China 1.73% � Other 20.40%
Top holdings(As at December 31, 2017)
MLI World Investment (Mawer) 9.55%
MLI Cdn Large Cap Value Eq (MAM) 9.19%
MAM Strategic Income Pooled 8.32%
MAM US Equity Index Pooled Fund 8.32%
Manulife Canadian Equity Balanced Class Adv 7.15%
MLI International Equity (Templeton) 6.92%
MLI Q Core Canadian Equity (CC&L) 6.81%
Manulife Franklin Bissett Canadian Equity Fund 6.78%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
6.74%
MAM EAFE Equity Index Pooled 5.06%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2050 / MrD50
Manulife Retirement Date 2050 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -28.61 27.78 13.40 -6.65 11.67 21.37 11.07 7.64 8.65 12.07
Benchmark -26.59 22.47 11.78 -4.11 9.22 18.36 11.16 6.06 9.89 10.77
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.42 12.07 10.33 9.43 12.05 6.65
Benchmark 4.49 10.77 10.31 8.88 11.17 5.98
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 42.40% S&P/TSX Composite • 19.20% S&P 500 TR CAD • 23.20% MSCI EAFE TR CAD • 7.60% FTSE TMX Canada Universe • 7.60% Barclays Multiverse Index
Manulife Retirement Date 2050 Fund - ($19,052)Blend: MLI Retirement Date 2050 - ($17,878)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 85% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2050.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date May 2007
Total assets $403.3 million Underlying fund operating expense (2016)In IMF + 0.02160%
How the fund is invested
Composition � Canadian Equity 30.84% � Foreign Equity 27.16% � United States Equity 20.34% � Canadian Fixed Income 6.00% � United States Fixed Income 5.02% � Cash & Equivalents 3.92% � Foreign Fixed Income 2.42% � Other 4.30%
Geographic split � Canada 40.49% � United States 26.28% � United Kingdom 4.73% � Japan 3.10% � France 1.94% � Germany 1.78% � China 1.75% � Other 19.93%
Top holdings(As at December 31, 2017)
MLI World Investment (Mawer) 9.58%
MLI Cdn Large Cap Value Eq (MAM) 9.37%
MAM US Equity Index Pooled Fund 8.48%
MAM Strategic Income Pooled 7.85%
Manulife Canadian Equity Balanced Class Adv 7.28%
MLI International Equity (Templeton) 7.03%
MLI Q Core Canadian Equity (CC&L) 6.92%
Manulife Franklin Bissett Canadian Equity Fund 6.91%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
6.83%
MAM EAFE Equity Index Pooled 5.14%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2055 / MrD55
Manulife Retirement Date 2055 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
2,000
4,000
6,000
8,000
10,000
12,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - - - 7.58 8.15 12.19
Benchmark - - - - - - - 6.01 10.02 10.90
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.48 12.19 10.14 9.28 - -
Benchmark 4.54 10.90 10.45 8.95 - -
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 42.90% S&P/TSX Composite • 19.45% S&P 500 TR CAD • 23.45% MSCI EAFE TR CAD • 7.10% FTSE TMX Canada Universe • 7.10% Barclays Multiverse Index
Manulife Retirement Date 2055 Fund - ($13,151)Blend: MLI Retirement Date 2055 - ($12,907)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 85% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2055.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date November 2014
Total assets $166.0 million Underlying fund operating expense (2016)In IMF + 0.01920%
How the fund is invested
Composition � Canadian Equity 31.48% � Foreign Equity 27.62% � United States Equity 20.81% � Canadian Fixed Income 5.63% � United States Fixed Income 4.73% � Cash & Equivalents 4.16% � Foreign Fixed Income 2.27% � Other 3.30%
Geographic split � Canada 40.88% � United States 26.46% � United Kingdom 4.81% � Japan 3.17% � France 1.98% � Germany 1.81% � Ireland 1.78% � Other 19.11%
Top holdings(As at December 31, 2017)
MLI World Investment (Mawer) 9.74%
MLI Cdn Large Cap Value Eq (MAM) 9.55%
MAM US Equity Index Pooled Fund 8.79%
Manulife Canadian Equity Balanced Class Adv 7.43%
MAM Strategic Income Pooled 7.37%
MLI International Equity (Templeton) 7.16%
MLI Q Core Canadian Equity (CC&L) 7.06%
Manulife Franklin Bissett Canadian Equity Fund 7.04%
Manulife U.S. Large Cap Value Fund (T. Rowe Price)
7.00%
MAM EAFE Equity Index Pooled 5.28%
Volatility meterLow High
� Fund (-) � Benchmark (-)Based on 3 year standard deviation
TargeT DaTe Code 2060 / MrD60
Manulife Retirement Date 2060 Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
2,000
4,000
6,000
8,000
10,000
12,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - - - - 9.19 12.34
Benchmark - - - - - - - - 10.12 10.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.58 12.34 10.74 - - -
Benchmark 4.56 10.99 10.54 - - -
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 43.50% S&P/TSX Composite • 19.70% S&P 500 TR CAD • 23.70% MSCI EAFE TR CAD • 6.60% FTSE TMX Canada Universe • 6.60% Barclays Multiverse Index
Manulife Retirement Date 2060 Fund - ($12,156)Blend: MLI Retirement Date 2060 - ($12,301)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 85% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2060.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date July 2015
Total assets $48.0 million
How the fund is invested
Composition � Canadian Equity 33.96% � Canadian Fixed Income 24.23% � Foreign Equity 16.21% � United States Equity 14.50% � Cash & Equivalents 10.08% � United States Fixed Income 0.83% � Other 0.19%
Geographic split � Canada 67.29% � United States 14.56% � Japan 3.94% � United Kingdom 2.71% � France 1.80% � Germany 1.62% � Switzerland 1.49% � Other 6.59%
Top holdings(As at December 31, 2017)
MAM International Equity Index Pooled 15.25%
MAM US Large Cap Core Pooled 13.17%
Canada 1.500% 01-Jun-2023 5.76%
Canada 3.500% 01-Dec-2045 3.47%
iShares S&P/TSX 60 Index ETF 3.01%
Toronto-Dominion Bank 2.47%
Canada 3.250% 01-Jun-2021 2.47%
Bank of Nova Scotia 1.70%
iShares MSCI EAFE ETF 1.69%
Canadian Natural Resources Ltd 1.66%
Volatility meterLow High
� Fund (6) � Benchmark (5)Based on 3 year standard deviation
Balanced code 5661 / dVSF
Manulife Asset Management Diversified Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -14.73 15.37 10.59 -0.92 7.44 16.34 9.12 6.56 4.84 8.15
Benchmark -11.63 19.15 12.82 5.26 6.39 2.61 11.86 -0.80 8.29 9.60
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.43 8.15 6.48 6.51 8.93 5.91
Benchmark 4.70 9.60 8.93 5.59 6.20 6.04
Investment objectiveOver the long term, this fund is expected to outperform a benchmark comprised of the following:• 35% FTSE TMX Canada Universe Bond Index• 32% S&P/TSX Composite Index• 14% S&P 500 Index ($ Cdn) • 14% MSCI EAFE Index ($ Cdn) • 5% FTSE TMX Canada 91-day T-Bill Index.
Manulife Asset Management Diversified Fund - ($17,768)Std Life Diversified index - ($17,977)
Objective The Manulife Asset Management Diversified Fund is managed to provide long term returns through capital appreciation, interest income and dividends by investing primarily in a diversified mix of equities, fixed income securities, cash, and cash equivalent securities.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments Inc.
Inception date December 1987
Total assets $820.1 million Underlying fund operating expense (2016)In IMF
How the fund is invested
Composition � Canadian Fixed Income 33.36% � United States Fixed Income 12.97% � Canadian Equity 12.48% � Foreign Equity 10.54% � United States Equity 8.98% � Foreign Fixed Income 7.50% � Cash & Equivalents 3.55% � Other 10.62%
Geographic split � Canada 48.67% � United States 22.88% � United Kingdom 2.32% �Mexico 1.37% � Japan 1.37% � Germany 0.98% � France 0.92% � Other 21.49%
Top holdings(As at December 31, 2017)
MLI Cdn Bond (MAM) 19.54%
MAM Strategic Income Pooled 18.56%
Manulife Fixed Income Plus (AB) 11.37%
MLI Cdn Mortgage (MFC) 7.70%
MAM Canadian Bond Index Pooled 5.62%
MLI Cdn Large Cap Value Eq (MAM) 3.97%
MAM US Equity Index Pooled Fund 3.81%
MLI World Investment (Mawer) 3.67%
Manulife Canadian Equity Balanced Class Adv 2.95%
Manulife Franklin Bissett Canadian Equity Fund 2.94%
Volatility meterLow High
� Fund (5) � Benchmark (5)Based on 3 year standard deviation
TargeT DaTe Code 2000 / MrIF
Manulife Retirement Income Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - 1.42 7.96 8.06 9.50 5.95 5.44 6.79
Benchmark -9.00 12.84 8.94 3.99 5.96 7.15 9.34 6.54 4.69 5.58
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.67 6.79 6.10 6.05 7.13 -
Benchmark 2.92 5.58 5.12 5.59 6.64 5.45
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 17.50% S&P/TSX Composite • 8.00% S&P 500 TR CAD • 9.50% MSCI EAFE TR CAD • 46.50% FTSE TMX Canada Universe • 18.50% Barclays Multiverse Index
Manulife Retirement Income Fund - ($15,928)Blend: MLI Retirement Income - ($15,939)
Primary investment processMulti-manager
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on income and capital preservation. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns.
Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp
Fund managers Various (please refer to Top Holdings allocation on this page)
Inception date September 2010
Total assets $150.1 million Underlying fund operating expense (2016)In IMF + 0.00690%
How the underlying fund is invested
Composition � Canadian Fixed Income 59.19% � United States Equity 16.70% � Foreign Equity 9.80% � Canadian Equity 7.73% � Cash & Equivalents 0.87% � United States Fixed Income 0.16% � Foreign Fixed Income 0.04% � Other 5.51%
Geographic split � Canada 67.81% � United States 19.27% � Japan 2.18% � United Kingdom 1.46% � France 0.95% � Germany 0.89% � Switzerland 0.78% � Other 6.66%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock Canada Universe Bond Index Class D 50.50%
BlackRock CDN US Equity Index Class D 11.81%
BlackRock Canada Real Return Bond Index Class D 9.29%
BlackRock CDN MSCI EAFE Equity Index Class D 8.05%
BlackRock Canadian Equity Index Class D 7.71%
iShares S&P GSCI Commodity-Indexed Trust 5.31%
iShares MSCI Emerging Markets ETF 2.89%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 2.55%
iShares Russell 2000 ETF 0.98%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 0.92%
Volatility meterLow High
� Fund (6) � Benchmark (6)Based on 3 year standard deviation
TargeT DaTe Code 2170 / BLreT
Manulife LifePath Index Retirement Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -10.51 13.64 9.30 5.32 6.80 5.59 9.11 4.77 4.30 5.71
Benchmark -10.55 14.15 9.64 5.66 6.99 5.64 9.15 4.89 4.45 5.76
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.70 5.71 4.99 4.92 5.88 -
Benchmark 3.74 5.76 5.09 5.03 5.96 5.39
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 50.15% FTSE TMX Canada Universe Bond Index• 9.88% FTSE TMX Canada Real Return Bond Index• 7.55% S&P®/TSX® Capped Composite Index• 12.13% S&P 500® Index • 1.09% Russell 2000 Index • 7.86% MSCI EAFE Index• 2.65% MSCI Emerging Markets Index• 5.34% S&P GSCI Commodity Index• 2.51% FTSE EPRA/NAREIT Developed Index• 0.84% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index Retirement Fund (BlackRock) - ($16,566)Blend: BR LifePath Idx Retirement - ($16,906)BlackRock CDN LifePath Retirement Index Fund I
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Retirement Index Fund I
Objective The BlackRock LifePath® Index Retirement Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date March 2007 Manulife inception date June 2009
Total assets $1,325.3 million
How the underlying fund is invested
Composition � Canadian Fixed Income 51.22% � United States Equity 20.67% � Foreign Equity 12.45% � Canadian Equity 9.35% � Cash & Equivalents 0.92% � United States Fixed Income 0.14% � Foreign Fixed Income 0.03% � Other 5.22%
Geographic split � Canada 61.51% � United States 22.41% � Japan 2.70% � United Kingdom 1.84% � France 1.22% � Germany 1.09% � Australia 0.99% � Other 8.24%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock Canada Universe Bond Index Class D 43.84%
BlackRock CDN US Equity Index Class D 13.58%
BlackRock CDN MSCI EAFE Equity Index Class D 9.29%
BlackRock Canadian Equity Index Class D 9.12%
BlackRock Canada Real Return Bond Index Class D 7.90%
iShares S&P GSCI Commodity-Indexed Trust 4.95%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 4.70%
iShares MSCI Emerging Markets ETF 3.34%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 2.06%
iShares Russell 2000 ETF 1.22%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2171 / B2020
Manulife LifePath Index 2020 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -20.23 16.76 11.19 3.48 8.89 8.83 12.66 5.73 5.47 6.56
Benchmark -20.92 17.29 11.61 3.76 9.10 8.80 12.69 5.81 5.52 6.59
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.87 6.56 6.01 5.92 7.81 -
Benchmark 3.91 6.59 6.04 5.97 7.84 5.51
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 41.75% FTSE TMX Canada Universe Bond Index• 8.22% FTSE TMX Canada Real Return Bond Index• 9.86% S&P®/TSX® Capped Composite Index• 14.40% S&P 500® Index • 1.29% Russell 2000 Index • 9.33% MSCI EAFE Index• 3.14% MSCI Emerging Markets Index• 4.93% S&P GSCI Commodity Index• 5.04% FTSE EPRA/NAREIT Developed Index• 2.04% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2020 Fund (BlackRock) - ($16,898)Blend: BlackRock LifePath Index 2020 - ($17,101)BlackRock CDN LifePath 2020 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2020 Fund
Objective The BlackRock LifePath® Index 2020 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date March 2007 Manulife inception date June 2009
Total assets $2,839.4 million
How the underlying fund is invested
Composition � Canadian Fixed Income 39.85% � United States Equity 26.24% � Foreign Equity 16.15% � Canadian Equity 11.74% � Cash & Equivalents 1.00% � United States Fixed Income 0.11% � Foreign Fixed Income 0.02% � Other 4.89%
Geographic split � Canada 52.62% � United States 26.86% � Japan 3.45% � United Kingdom 2.35% � France 1.60% � Germany 1.40% � Australia 1.34% � Other 10.38%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock Canada Universe Bond Index Class D 34.03%
BlackRock CDN US Equity Index Class D 16.30%
BlackRock Canadian Equity Index Class D 11.27%
BlackRock CDN MSCI EAFE Equity Index Class D 11.13%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 7.73%
BlackRock Canada Real Return Bond Index Class D 6.23%
iShares S&P GSCI Commodity-Indexed Trust 4.52%
iShares MSCI Emerging Markets ETF 3.99%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 3.35%
iShares Russell 2000 ETF 1.45%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2172 / B2025
Manulife LifePath Index 2025 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -22.48 17.04 11.51 2.04 9.71 11.62 13.54 6.49 6.11 7.56
Benchmark -23.41 17.60 11.91 2.44 9.86 11.62 13.64 6.59 6.14 7.56
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.09 7.56 6.83 6.71 9.02 -
Benchmark 4.14 7.56 6.84 6.75 9.06 5.76
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 32.64% FTSE TMX Canada Universe Bond Index• 6.43% FTSE TMX Canada Real Return Bond Index• 12.34% S&P®/TSX® Capped Composite Index• 16.87% S&P 500® Index • 1.51% Russell 2000 Index • 10.92% MSCI EAFE Index• 3.68% MSCI Emerging Markets Index• 4.48% S&P GSCI Commodity Index• 7.78% FTSE EPRA/NAREIT Developed Index• 3.35% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2025 Fund (BlackRock) - ($17,378)Blend: BlackRock LifePath Index 2025 - ($17,508)BlackRock CDN LifePath 2025 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2025 Fund
Objective The BlackRock LifePath® Index 2025 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date October 2007 Manulife inception date June 2009
Total assets $3,478.9 million
How the underlying fund is invested
Composition � United States Equity 30.78% � Canadian Fixed Income 30.63% � Foreign Equity 19.18% � Canadian Equity 13.60% � Cash & Equivalents 1.06% � United States Fixed Income 0.08% � Foreign Fixed Income 0.02% � Other 4.65%
Geographic split � Canada 45.32% � United States 30.53% � Japan 4.06% � United Kingdom 2.78% � France 1.91% � Germany 1.64% � Australia 1.63% � Other 12.13%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock Canada Universe Bond Index Class D 26.24%
BlackRock CDN US Equity Index Class D 18.47%
BlackRock Canadian Equity Index Class D 12.91%
BlackRock CDN MSCI EAFE Equity Index Class D 12.62%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 10.15%
BlackRock Canada Real Return Bond Index Class D 4.71%
iShares MSCI Emerging Markets ETF 4.52%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 4.52%
iShares S&P GSCI Commodity-Indexed Trust 4.21%
iShares Russell 2000 ETF 1.66%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
TargeT DaTe Code 2173 / B2030
Manulife LifePath Index 2030 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -24.62 18.06 11.44 -0.22 10.28 14.39 13.45 6.94 6.58 8.39
Benchmark -25.28 18.77 11.83 0.21 10.46 14.45 13.53 6.99 6.61 8.33
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.27 8.39 7.47 7.30 9.90 -
Benchmark 4.32 8.33 7.46 7.30 9.93 5.83
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 29.03% FTSE TMX Canada Long Term Bond Index• 16.02% S&P®/TSX® Capped Composite Index• 18.21% S&P 500® Index • 1.71% Russell 2000 Index • 13.28% MSCI EAFE Index• 3.64% MSCI Emerging Markets Index• 4.35% S&P GSCI Commodity Index• 9.63% FTSE EPRA/NAREIT Developed Index• 4.13% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2030 Fund (BlackRock) - ($17,437)Blend: BlackRock LifePath Index 2030 - ($17,637)BlackRock CDN LifePath 2030 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2030 Fund
Objective The BlackRock LifePath® Index 2030 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date March 2007 Manulife inception date June 2009
Total assets $3,476.2 million
How the underlying fund is invested
Composition � United States Equity 35.14% � Foreign Equity 22.11% � Canadian Fixed Income 21.75% � Canadian Equity 15.40% � Cash & Equivalents 1.12% � United States Fixed Income 0.06% � Foreign Fixed Income 0.01% � Other 4.41%
Geographic split � Canada 38.30% � United States 34.05% � Japan 4.65% � United Kingdom 3.19% � France 2.21% � Australia 1.91% � Germany 1.88% � Other 13.81%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock CDN US Equity Index Class D 20.56%
BlackRock Canada Universe Bond Index Class D 18.64%
BlackRock Canadian Equity Index Class D 14.50%
BlackRock CDN MSCI EAFE Equity Index Class D 14.05%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 12.52%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 5.65%
iShares MSCI Emerging Markets ETF 5.03%
iShares S&P GSCI Commodity-Indexed Trust 3.89%
BlackRock Canada Real Return Bond Index Class D 3.32%
iShares Russell 2000 ETF 1.83%
Volatility meterLow High
� Fund (8) � Benchmark (8)Based on 3 year standard deviation
TargeT DaTe Code 2174 / B2035
Manulife LifePath Index 2035 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -26.24 20.50 11.15 -2.10 10.74 16.72 13.77 7.38 7.14 9.21
Benchmark -26.98 20.20 11.65 -1.62 10.91 16.78 13.85 7.40 7.14 9.12
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.45 9.21 8.16 7.90 10.78 -
Benchmark 4.49 9.12 8.11 7.88 10.79 5.96
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark portfolio adjusted semi-annually. • 17.56% FTSE TMX Canada Universe Bond Index• 3.46% FTSE TMX Canada Real Return Bond Index• 16.48% S&P®/TSX® Capped Composite Index• 20.94% S&P 500® Index • 1.87% Russell 2000 Index • 13.56% MSCI EAFE Index• 4.57% MSCI Emerging Markets Index• 3.73% S&P GSCI Commodity Index• 12.32% FTSE EPRA/NAREIT Developed Index• 5.51% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2035 Fund (BlackRock) - ($17,615)Blend: BlackRock LifePath Index 2035 - ($17,850)BlackRock CDN LifePath 2035 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2035 Fund
Objective The BlackRock LifePath® Index 2035 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date October 2007 Manulife inception date June 2009
Total assets $2,824.6 million
How the underlying fund is invested
Composition � United States Equity 39.55% � Foreign Equity 25.08% � Canadian Equity 17.21% � Canadian Fixed Income 12.77% � Cash & Equivalents 1.18% � United States Fixed Income 0.04% � Foreign Fixed Income 0.01% � Other 4.16%
Geographic split � United States 37.58% � Canada 31.20% � Japan 5.24% � United Kingdom 3.61% � France 2.52% � Australia 2.20% � Hong Kong 2.12% � Other 15.53%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock CDN US Equity Index Class D 22.67%
BlackRock Canadian Equity Index Class D 16.09%
BlackRock CDN MSCI EAFE Equity Index Class D 15.50%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 14.92%
BlackRock Canada Universe Bond Index Class D 11.00%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 6.80%
iShares MSCI Emerging Markets ETF 5.55%
iShares S&P GSCI Commodity-Indexed Trust 3.58%
iShares Russell 2000 ETF 1.98%
BlackRock Canada Real Return Bond Index Class D 1.91%
Volatility meterLow High
� Fund (8) � Benchmark (8)Based on 3 year standard deviation
TargeT DaTe Code 2175 / B2040
Manulife LifePath Index 2040 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -27.89 21.84 10.91 -3.46 11.12 18.68 14.18 7.96 7.79 10.03
Benchmark -28.46 21.52 11.43 -3.20 11.30 18.76 14.22 7.93 7.75 9.92
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.63 10.03 8.89 8.58 11.65 -
Benchmark 4.66 9.92 8.82 8.52 11.63 6.11
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark portfolio adjusted semi-annually. • 9.99% FTSE TMX Canada Universe Bond Index• 1.97% FTSE TMX Canada Real Return Bond Index• 18.53% S&P®/TSX® Capped Composite Index• 22.99% S&P 500® Index • 2.06% Russell 2000 Index • 14.89% MSCI EAFE Index• 5.02% MSCI Emerging Markets Index• 3.36% S&P GSCI Commodity Index• 14.60% FTSE EPRA/NAREIT Developed Index• 6.59% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2040 Fund (BlackRock) - ($17,893)Blend: BlackRock LifePath Index 2040 - ($18,097)BlackRock CDN LifePath 2040 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2040 Fund
Objective The BlackRock LifePath® Index 2040 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date March 2007 Manulife inception date June 2009
Total assets $2,514.1 million
How the underlying fund is invested
Composition � United States Equity 43.52% � Foreign Equity 27.71% � Canadian Equity 18.84% � Canadian Fixed Income 4.80% � Cash & Equivalents 1.24% � United States Fixed Income 0.01% � Other 3.88%
Geographic split � United States 40.69% � Canada 24.92% � Japan 5.77% � United Kingdom 3.98% � France 2.79% � Australia 2.45% � Hong Kong 2.38% � Other 17.02%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock CDN US Equity Index Class D 24.60%
BlackRock Canadian Equity Index Class D 17.52%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 17.02%
BlackRock CDN MSCI EAFE Equity Index Class D 16.78%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 7.84%
iShares MSCI Emerging Markets ETF 6.05%
BlackRock Canada Universe Bond Index Class D 4.13%
iShares S&P GSCI Commodity-Indexed Trust 3.22%
iShares Russell 2000 ETF 2.11%
BlackRock Canada Real Return Bond Index Class D 0.72%
Volatility meterLow High
� Fund (8) � Benchmark (9)Based on 3 year standard deviation
TargeT DaTe Code 2176 / B2045
Manulife LifePath Index 2045 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - 25.39 10.90 -4.71 11.53 20.53 14.58 8.53 8.30 10.71
Benchmark - 22.96 11.52 -4.67 11.62 20.55 14.72 8.42 8.20 10.58
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.78 10.71 9.48 9.16 12.43 -
Benchmark 4.82 10.58 9.37 9.05 12.39 -
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 3.65% FTSE TMX Canada Universe Bond Index• 0.72% FTSE TMX Canada Real Return Bond Index• 20.28% S&P®/TSX® Capped Composite Index• 24.70% S&P 500® Index • 2.21% Russell 2000 Index • 16.00% MSCI EAFE Index• 5.39% MSCI Emerging Markets Index• 3.04% S&P GSCI Commodity Index• 16.51% FTSE EPRA/NAREIT Developed Index• 7.50% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2045 Fund (BlackRock) - ($19,465)Blend: BlackRock LifePath Index 2045 - ($19,059)BlackRock CDN LifePath 2045 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2045 Fund
Objective The BlackRock LifePath® Index 2045 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date July 2008 Manulife inception date June 2009
Total assets $1,954.1 million
How the underlying fund is invested
Composition � United States Equity 45.62% � Foreign Equity 29.12% � Canadian Equity 19.56% � Cash & Equivalents 1.26% � Canadian Fixed Income 0.71% � Other 3.73%
Geographic split � United States 42.35% � Canada 21.57% � Japan 6.04% � United Kingdom 4.18% � France 2.94% � Australia 2.58% � Hong Kong 2.52% � Other 17.82%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock CDN US Equity Index Class D 25.57%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 18.13%
BlackRock Canadian Equity Index Class D 18.12%
BlackRock CDN MSCI EAFE Equity Index Class D 17.44%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 8.50%
iShares MSCI Emerging Markets ETF 6.29%
iShares S&P GSCI Commodity-Indexed Trust 3.04%
iShares Russell 2000 ETF 2.19%
BlackRock Canada Universe Bond Index Class D 0.63%
BlackRock Canada Real Return Bond Index Class D 0.09%
Volatility meterLow High
� Fund (9) � Benchmark (9)Based on 3 year standard deviation
TargeT DaTe Code 2177 / B2050
Manulife LifePath Index 2050 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - 20.59 14.77 8.98 8.34 11.06
Benchmark - - - - - 21.91 15.06 8.86 8.22 10.91
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.89 11.06 9.67 9.44 12.65 -
Benchmark 4.90 10.91 9.55 9.32 12.87 -
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 0.42% FTSE TMX Canada Universe Bond Index• 0.08% FTSE TMX Canada Real Return Bond Index• 21.15% S&P®/TSX® Capped Composite Index• 25.57% S&P 500® Index • 2.29% Russell 2000 Index • 16.57% MSCI EAFE Index• 5.58% MSCI Emerging Markets Index• 2.89% S&P GSCI Commodity Index• 17.48% FTSE EPRA/NAREIT Developed Index• 7.97% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2050 Fund (BlackRock) - ($19,482)Blend: BlackRock LifePath Index 2050 - ($19,711)BlackRock CDN LifePath 2050 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> BlackRock CDN LifePath Index 2050 Fund
Objective The BlackRock LifePath® Index 2050 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date July 2012 Manulife inception date August 2012
Total assets $979.6 million
How the underlying fund is invested
Composition � United States Equity 46.02% � Foreign Equity 29.39% � Canadian Equity 19.68% � Cash & Equivalents 1.27% � Other 3.64%
Geographic split � United States 42.64% � Canada 20.99% � Japan 6.10% � United Kingdom 4.22% � France 2.97% � Australia 2.61% � Hong Kong 2.54% � Other 17.93%
Top holdings within the underlying fund(As at December 31, 2017)
BlackRock CDN US Equity Index Class D 25.81%
BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 18.33%
BlackRock Canadian Equity Index Class D 18.23%
BlackRock CDN MSCI EAFE Equity Index Class D 17.59%
BlackRock Canadian Global Infra Eq Idx Fd Cl D 8.57%
iShares MSCI Emerging Markets ETF 6.30%
iShares S&P GSCI Commodity-Indexed Trust 2.94%
iShares Russell 2000 ETF 2.23%
Volatility meterLow High
� Fund (-) � Benchmark (-)Based on 3 year standard deviation
TargeT DaTe Code 2178 / B2055
Manulife LifePath Index 2055 Fund (BlackRock)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
2,000
4,000
6,000
8,000
10,000
12,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - - - - 8.64 11.16
Benchmark - - - - - - - - 8.16 11.00
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.87 11.16 9.88 - - -
Benchmark 4.92 11.00 9.55 - - -
Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 21.29% S&P®/TSX® Capped Composite Index• 25.70% S&P 500® Index • 2.30% Russell 2000 Index • 16.65% MSCI EAFE Index• 5.61% MSCI Emerging Markets Index• 2.84% S&P GSCI Commodity Index• 17.60% FTSE EPRA/NAREIT Developed Index• 8.01% Dow Jones Brookfield Global Infrastructure Index
Manulife LifePath Index 2055 Fund (BlackRock) - ($12,441)Blend: BlackRock LifePath Index 2055 - ($12,308)BlackRock CDN LifePath 2055 Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> BlackRock CDN LifePath Index 2055 Fund
Objective The BlackRock LifePath Index 2055 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.
Managed by BlackRock Asset Management Canada Limited
Fund managers Amy Whitelaw
Inception date June 2015 Manulife inception date September 2015
Total assets $275.4 million
How the fund is invested
Composition � Cash & Equivalents 100.00%
Top holdings(As at December 31, 2017)
CAD Cash 100.00%
Volatility meterLow High
� Fund (0) � Benchmark (0)Based on 3 year standard deviation
Money Market Code 3851 / Mone
Manulife Money Market Fund (Manulife Asset Management)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
2,000
4,000
6,000
8,000
10,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 3.71 1.14 0.73 1.22 1.19 1.23 1.24 0.93 0.88 0.96
Benchmark 3.33 0.62 0.54 1.00 1.01 1.01 0.91 0.63 0.51 0.55
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 0.32 0.96 0.92 0.92 1.05 1.32
Benchmark 0.23 0.55 0.53 0.57 0.72 1.01
Investment objectiveThe Fund is expected to outperform the FTSE TMX 91 Day Treasury Bills.
Manulife Money Market Fund (Manulife Asset Management) - ($11,401)FTSE TMX 91 Day Treasury Bill Index - ($11,055)
Objective The objective of the Fund is to provide capital preservation and liquidity, while generating income consistent with short-term money market rates, by investing primarily in cash and cash equivalent securities.
Managed by Manulife Asset Management Limited
Fund managers Manulife Asset Mgmt (Tor)-Mgmt Team
Inception date April 1995
Total assets $332.3 million
How the underlying fund is invested
Composition � Canadian Fixed Income 89.88% � Cash & Equivalents 7.23% � Other 2.89%
Bond type � Corporate Notes/Bonds 49.55% � Provincial/Municipal Bonds 31.73% � Govt. Agency Notes/Bonds 14.33% � Fixed Income Other 3.82% � Other 0.57%
Bond term � Less than 1 Year 6.86% � 1 to 3 Years 17.27% � 3 to 5 Years 20.72% � 5 to 10 Years 24.85% � 10 to 20 Years 8.42% � 20 to 30 Years 13.49% � Greater than 30 Years 7.83% � Other 0.56%
Top holdings within the underlying fund(As at December 31, 2017)
Government of Ontario 4.650% 02-Jun-2041 5.84%
Canada 1.000% 01-Jun-2027 4.33%
Canada 2.750% 01-Dec-2048 3.91%
Government of Quebec 5.000% 01-Dec-2041 3.05%
Government of Quebec 4.500% 01-Dec-2020 2.65%
Government of Ontario 4.700% 02-Jun-2037 2.11%
Bank of Montreal 1.610% 28-Oct-2021 2.02%
Bank of Montreal 2.100% 06-Oct-2020 1.88%
Canada 1.000% 01-Sep-2022 1.83%
CPPIB Capital 1.100% 10-Jun-2019 1.81%
Volatility meterLow High
� Fund (4) � Benchmark (4)Based on 3 year standard deviation
Fixed income code 4632 / FinBG
Manulife Beutel Goodman Fixed Income Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 7.76 8.70 6.82 7.97 3.02 -1.44 6.18 1.92 2.18 2.70
Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.11 2.70 2.44 2.26 2.28 4.53
Benchmark 2.02 2.52 2.09 2.56 3.01 4.66
Investment objectiveOver the long term, this fund is expected to outperform the FTSE TMX Universe Bond Index.
Manulife Beutel Goodman Fixed Income Fund - ($15,577)FTSE TMX Universe Bond Index CAD - ($15,778)
Primary investment processQuantitative
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> Beutel Goodman Income Fund Series I
Objective The Beutel Goodman Fixed Income Fund is managed to earn a high rate of income return by investing primarily in fixed income securities, such as bonds issued from Canadian government and corporations, while preserving invested capital.
Managed by Beutel, Goodman & Company Ltd.
Fund managers Beutel, Goodman & Company Ltd
Inception date April 2005 Manulife inception date May 2005
Total assets $795.7 million
Duration 7.95
Underlying fund operating expense (2016)0.0441%
How the fund is invested
Composition � Canadian Fixed Income 93.70% � United States Fixed Income 4.52% � Cash & Equivalents 1.77% � Other 0.01%
Bond type � Corporate Notes/Bonds 53.94% � Provincial/Municipal Bonds 33.41% � Govt. Agency Notes/Bonds 12.48% � ABS 0.16% � Other 0.01%
Bond term � Less than 1 Year 3.58% � 1 to 3 Years 12.08% � 3 to 5 Years 19.83% � 5 to 10 Years 32.41% � 10 to 20 Years 11.38% � 20 to 30 Years 15.13% � Greater than 30 Years 5.57% � Other 0.02%
Top holdings(As at December 31, 2017)
Government of Ontario 3.500% 02-Jun-2024 5.95%
Government of Ontario 2.600% 02-Jun-2025 2.60%
Government of Quebec 5.000% 01-Dec-2038 2.23%
Can House No1 2.350% 15-Jun-2027 2.11%
Government of Quebec 3.500% 01-Dec-2022 2.10%
PSP Capital 3.290% 04-Apr-2024 1.95%
Finance Quebec 5.250% 01-Jun-2034 1.94%
Government of Ontario 2.900% 02-Dec-2046 1.94%
Canada 2.750% 01-Dec-2048 1.78%
Can House No1 1.250% 15-Dec-2020 1.49%
Volatility meterLow High
� Fund (4) � Benchmark (4)Based on 3 year standard deviation
Fixed income code 4669 / Bond
Manulife Asset Management Bond Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 4.73 8.45 7.25 8.89 4.33 -1.19 8.43 3.12 1.93 2.88
Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.09 2.88 2.40 2.64 2.98 4.83
Benchmark 2.02 2.52 2.09 2.56 3.01 4.66
Investment objectiveOver the long term, this fund is expected to outperform the FTSE TMX Universe Bond Index.
Manulife Asset Management Bond Fund - ($16,030)FTSE TMX Universe Bond Index CAD - ($15,778)
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective To provide long term returns consisting of interest income and capital growth by investing primarily in Canadian dollar denominated fixed income securities.
Managed by Manulife Asset Management Limited
Fund managers Hosen Marjaee, Terry Carr
Inception date April 1995
Total assets $793.5 million
Duration 7.81
How the underlying fund is invested
Composition � Canadian Fixed Income 99.43% � United States Fixed Income 0.32% � Foreign Fixed Income 0.17% � Cash & Equivalents 0.09%
Bond type � Corporate Notes/Bonds 38.92% � Provincial/Municipal Bonds 33.52% � Govt. Agency Notes/Bonds 26.82% � ABS 0.62% � Convertible Bond 0.03% � Other 0.09%
Bond term � Less than 1 Year 0.09% � 1 to 3 Years 22.66% � 3 to 5 Years 20.58% � 5 to 10 Years 22.93% � 10 to 20 Years 11.67% � 20 to 30 Years 16.17% � Greater than 30 Years 5.63% � Other 0.27%
Top holdings within the underlying fund(As at December 31, 2017)
Canada 1.750% 01-Mar-2019 1.38%
Canada 1.500% 01-Mar-2020 1.18%
Canada 4.000% 01-Jun-2041 1.17%
Canada 5.000% 01-Jun-2037 1.09%
Canada 1.000% 01-Sep-2022 1.08%
Canada 0.750% 01-Mar-2021 1.06%
Canada 0.750% 01-Sep-2020 1.02%
Canada 3.500% 01-Dec-2045 1.00%
Government of Ontario 2.900% 02-Dec-2046 0.95%
Can House No1 1.950% 15-Jun-2019 0.94%
Volatility meterLow High
� Fund (4) � Benchmark (4)Based on 3 year standard deviation
Fixed income code 4850 / cBoi
Manulife Canadian Bond Index Fund (MAM)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 6.42 5.37 6.68 9.63 3.59 -1.24 8.73 3.49 1.64 2.52
Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.03 2.52 2.08 2.54 2.97 4.63
Benchmark 2.02 2.52 2.09 2.56 3.01 4.66
Investment objectiveOver the long term, the Fund is expected to track the performance of the FTSE TMX Universe Bond Total Return Idx.
Manulife Canadian Bond Index Fund (MAM) - ($15,729)FTSE TMX Universe Bond Index CAD - ($15,778)
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> MAM Canadian Bond Index Pooled Fund
Objective To provide returns which closely track the total return of the FTSE TMX Canada Universe Bond Index by investing primarily in fixed income securities.
Managed by Manulife Asset Management Limited
Fund managers Hosen Marjaee, Terry Carr
Inception date April 1999 Manulife inception date September 1998
Total assets $1,124.3 million
Duration 7.71
How the underlying fund is invested
Composition � Canadian Fixed Income 94.19% � United States Fixed Income 3.16% � Cash & Equivalents 2.66%
Bond type � Corporate Notes/Bonds 67.25% � Provincial/Municipal Bonds 26.06% � Govt. Agency Notes/Bonds 4.84% � ABS 0.81% � Fixed Income Other 0.27% � Other 0.77%
Bond term � Less than 1 Year 3.79% � 1 to 3 Years 46.78% � 3 to 5 Years 41.35% � 5 to 10 Years 5.95% � Greater than 30 Years 0.27% � Other 1.86%
Top holdings within the underlying fund(As at December 31, 2017)
Government of Ontario 4.000% 02-Jun-2021 5.21%
Can House No1 2.400% 15-Dec-2022 4.39%
Government of Ontario 4.200% 02-Jun-2020 4.37%
Government of Quebec 4.500% 01-Dec-2020 4.19%
Can House No1 1.250% 15-Jun-2021 4.16%
Can House No1 1.500% 15-Dec-2021 3.58%
Government of Ontario 3.150% 02-Jun-2022 3.39%
Brookfield fin 3.538% 30-Oct-2020 2.89%
Government of Quebec 4.250% 01-Dec-2021 2.82%
Government of Quebec 4.500% 01-Dec-2019 2.67%
Volatility meterLow High
� Fund (1) � Benchmark (2)Based on 3 year standard deviation
Fixed income code 4661 / STBSL
Manulife Asset Management Short Term Bond Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
2,000
4,000
6,000
8,000
10,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - 1.82 3.42 2.79 1.48 0.49
Benchmark 8.55 4.54 3.56 4.65 2.01 1.74 3.06 2.61 1.01 0.08
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 0.40 0.49 0.98 1.58 1.99 -
Benchmark 0.28 0.08 0.54 1.23 1.69 3.16
Investment objectiveThe fund seeks to outperform the FTSE TMX Short-Term Bond Index.
Manulife Asset Management Short Term Bond Fund - ($11,166)Cust Benchm FTSE TMX Short Term Bond Total Return - ($11,008)SLI Short-Term Bond Pooled
Primary investment processFundamental, Bottom-up
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> SLI Short-Term Bond Pooled
Objective The Manulife Asset Management Short Term Bond Fund is managed to provide interest income with limited fluctuations in capital by investing primarily in Canadian dollar denominated fixed-income securities of short duration.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments Inc.
Inception date June 2012 Manulife inception date June 2012
Total assets $37.6 million
Duration 2.86
Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Canadian Fixed Income 91.40% � United States Fixed Income 7.33% � Cash & Equivalents 0.46% � Other 0.81%
Bond type � Corporate Notes/Bonds 97.15% � Govt. Agency Notes/Bonds 1.43% � ABS 0.47% � Fixed Income Other 0.06% � Other 0.89%
Bond term � Less than 1 Year 0.92% � 1 to 3 Years 13.47% � 3 to 5 Years 25.85% � 5 to 10 Years 29.65% � 10 to 20 Years 6.45% � 20 to 30 Years 18.68% � Greater than 30 Years 4.10% � Other 0.88%
Top holdings within the underlying fund(As at December 31, 2017)
Choice Propertie 3.600% 20-Sep-2022 1.53%
Central 1 Credit Union 2.890% 25-Apr-2024 1.37%
Laurentian Bank of Canada 2.750% 22-Apr-2021 1.33%
Enbridge Inc 3.190% 05-Dec-2022 1.18%
Hsbc Bank Canada 2.908% 29-Sep-2021 1.14%
Goldman Sachs Group Inc 3.550% 12-Feb-2021 1.11%
Royal Bank of Canada 2.333% 05-Dec-2023 1.10%
407 International Inc 3.600% 21-May-2047 1.06%
Metro Inc 3.200% 01-Dec-2021 1.04%
Canadian Imperial Bank of Commerce 1.900% 26-Apr-2021
0.95%
Volatility meterLow High
� Fund (3) � Benchmark (4)Based on 3 year standard deviation
Fixed income code 4442 / HBSLm
Manulife MMF Corporate Bond Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -3.92 18.20 8.91 8.16 6.98 1.09 7.88 2.43 3.78 3.56
Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 1.92 3.56 3.67 3.25 3.72 5.56
Benchmark 2.02 2.52 2.09 2.56 3.01 4.66
Investment objectiveOver the long term, this fund is expected to outperform the FTSE TMX Universe Bond Index.
Manulife MMF Corporate Bond Fund - ($17,184)FTSE TMX Universe Bond Index CAD - ($15,778)
Primary investment processFundamental, Bottom-up
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> Manulife Canadian Corporate Bond Fund
Objective The MMF Corporate Bond Fund is managed to provide a bond portfolio offering superior income compared to traditional bond funds. The Fund invests primarily in Canadian corporate bonds. The portfolio of the Fund has an average credit rating of at least BBB at all times. The Fund may also invest in corporate bonds of foreign issuers.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Mutual Funds Ltd. (SLMF)
Inception date January 2000 Manulife inception date April 2000
Total assets $355.0 million
Duration 6.88
Underlying fund operating expense (2016)In IMF
How the fund is invested
Composition � Canadian Fixed Income 99.69% � Cash & Equivalents 0.31%
Bond type � Govt. Agency Notes/Bonds 87.79% � Provincial/Municipal Bonds 11.89% � Corporate Notes/Bonds 0.20% � Other 0.12%
Bond term � Less than 1 Year 0.19% � 3 to 5 Years 11.70% � 5 to 10 Years 14.57% � 10 to 20 Years 35.11% � 20 to 30 Years 36.24% � Greater than 30 Years 2.06% � Other 0.13%
Top holdings(As at December 31, 2017)
Canada 4.000% 01-Dec-2031 14.27%
Canada 1.500% 01-Dec-2044 12.71%
Canada 3.000% 01-Dec-2036 12.68%
Canada 4.250% 01-Dec-2026 12.18%
Canada 2.000% 01-Dec-2041 12.02%
Canada 1.250% 01-Dec-2047 11.51%
Canada 4.250% 01-Dec-2021 10.35%
Government of Ontario 2.000% 01-Dec-2036 4.72%
Government of Quebec 4.500% 01-Dec-2026 2.39%
Government of Quebec 4.250% 01-Dec-2031 2.08%
Volatility meterLow High
� Fund (8) � Benchmark (8)Based on 3 year standard deviation
Fixed income code 4663 / RRBSL
Manulife Asset Management Real Return Bond Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 0.29 14.49 11.05 18.23 2.82 -13.14 13.16 2.75 2.83 0.69
Benchmark 0.42 14.50 11.09 18.35 2.85 -13.07 13.18 2.79 2.86 0.73
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.77 0.69 1.75 2.08 0.90 4.94
Benchmark 3.79 0.73 1.78 2.12 0.94 5.00
Investment objectiveOver the long term, the Fund is expected to outperform the FTSE TMX Canada Real Return Bond Index.
Manulife Asset Management Real Return Bond Fund - ($16,208)FTSE TMX Real Return Bond TR - ($16,291)
Primary investment processFundamental, Bottom-up
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Manulife Asset Management Real Return Bond Fund is managed to provide returns which closely track the total return of the FTSE TMX Canada Real Return Bond Index by investing primarily in Canadian real return bonds.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments Inc.
Inception date December 2003
Total assets $72.8 million
Duration 15.13
Underlying fund operating expense (2016)In IMF
How the fund is invested
Composition � Canadian Fixed Income 89.88% � Cash & Equivalents 10.12%
Bond type � Fixed Income Other 87.92% � Govt. Agency Notes/Bonds 6.28% � Corporate Notes/Bonds 4.50% � Other 1.30%
Bond term � Less than 1 Year 11.38% � Other 88.62%
Top holdings(As at December 31, 2017)
Canada 87.33%
Volatility meterLow High
� Fund (1) � Benchmark (2)Based on 3 year standard deviation
Fixed income code 4660 / moRT
Manulife Canadian Mortgage Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 6.18 4.70 5.61 6.88 3.00 2.49 5.07 3.32 2.54 1.53
Benchmark 10.58 10.31 4.61 4.99 4.90 3.11 5.09 3.18 1.17 0.30
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 0.83 1.53 2.03 2.46 2.98 4.11
Benchmark 0.49 0.30 0.73 1.54 2.55 4.77
Investment objectiveBenchmark changed as at June 30, 2014. Over the long term, this fund is expected to outperform a benchmark comprised of the following: • 75% FTSE TMX Canada Short Term Overall Bond Index• 25% FTSE TMX Canada Mid Term Overall Bond Index
Manulife Canadian Mortgage Fund - ($14,971)Std Life Mortgage Benchmark - ($15,944)
Primary investment processFundamental, Bottom-up
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
Objective The Canadian Mortgage Fund is managed to provide long-term returns based on income by investing primarily in mortgages. The Fund invests in a highly diversified portfolio consisting of performing and secure mortgages underwritten on income producing real estate properties across Canada.
Managed by Manulife Asset Management Limited
Fund managers The Standard Life Assurance Company of Canada
Inception date February 1969
Total assets $218.9 million
Duration 0.23
Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Canadian Equity 95.52% � Cash & Equivalents 2.33% � United States Equity 0.31% � Foreign Equity 0.17% � Canadian Fixed Income 0.09% � Other 1.58%
Equity Industry � Financials 33.78% � Energy 19.14% �Materials 11.15% � Industrials 9.15% � Consumer Discretionary 5.31% � Telecommunication Services 4.61% � Consumer Staples 3.57% � Other 13.29%
Geographic split � Canada 98.17% � Bermuda 1.26% � United States 0.37% � United Kingdom 0.11% � Australia 0.09%
Top holdings within the underlying fund(As at December 31, 2017)
Royal Bank of Canada 6.44%
Toronto-Dominion Bank 5.86%
Bank of Nova Scotia 4.20%
Enbridge Inc 3.58%
Canadian National Railway Co 3.35%
Suncor Energy Inc 3.30%
Bank of Montreal 2.81%
BCE Inc 2.35%
Canadian Imperial Bank of Commerce 2.34%
TransCanada Corp 2.32%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7854 / Ceqi
Manulife Canadian Equity Index Fund (Manulife Asset Management)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -33.84 34.48 16.76 -9.62 6.80 12.92 10.52 -8.34 21.11 9.08
Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.44 9.08 14.92 6.58 8.60 4.24
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveBenchmark changed as at December 20, 2012. Over the long term, this fund is expected to outperform the S&P/TSX Composite Index.
Manulife Canadian Equity Index Fund (Manulife Asset Management) - ($15,153)S&P/TSX Composite TR - ($15,752)
UNDERLYING FUND -> Manulife Asset Management Canadian Equity Index Pooled Fund
Objective The objective of the Fund is to provide returns that closely track the total return of the S&P/TSX Composite Index by investing primarily in equities with the intention of replicating the composition of the Index.
Managed by Manulife Asset Management Limited
Fund managers Manulife Asset Mgmt (Tor)-Mgmt Team
Inception date January 1998 Manulife inception date September 1998
Total assets $720.0 million
How the underlying fund is invested
Composition � Foreign Equity 98.90% � Cash & Equivalents 1.00% � Other 0.10%
Equity Industry � Financials 20.99% � Industrials 14.50% � Consumer Discretionary 12.14% � Consumer Staples 11.07% � Health Care 9.99% �Materials 8.12% � Information Technology 6.39% � Other 16.80%
Geographic split � Japan 23.80% � United Kingdom 14.86% � France 9.87% � Germany 9.72% � Switzerland 8.63% � Australia 6.74% � Netherlands 5.73% � Other 20.65%
Top holdings within the underlying fund(As at December 31, 2017)
Nestle SA 1.76%
HSBC Holdings PLC 1.37%
Novartis AG 1.24%
Roche Holding AG Par 1.17%
Toyota Motor Corp 1.10%
British American Tobacco PLC 1.02%
Royal Dutch Shell PLC 0.99%
BP PLC 0.92%
Total SA 0.86%
Royal Dutch Shell Plc B 0.84%
Volatility meterLow High
� Fund (13) � Benchmark (13)Based on 3 year standard deviation
InternatIonal equIty Code 8325 / IeqI
Manulife International Equity Index Fund (BlackRock)
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -28.79 11.57 2.22 -10.08 14.97 31.01 3.84 19.09 -2.25 17.02
Benchmark -29.18 11.91 2.13 -9.97 14.72 31.02 3.67 18.95 -2.49 16.82
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.45 17.02 6.94 10.84 13.12 4.52
Benchmark 4.42 16.82 6.72 10.65 12.97 4.40
Investment objectiveOver the long term, this fund is expected to track the return and risk profile of the MSCI EAFE Index (total return, net of withholing taxes) within 0.50% annualized over 4 years
Manulife International Equity Index Fund (BlackRock) - ($15,559)MSCI EAFE NR CAD - ($15,386)
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> BlackRock CDN MSCI EAFE Equity Idx
Objective The BlackRock Daily EAFE Equity Index Fund’s objective is to match the returns of the MSCI EAFE Index (“index”) as closely as possible. BlackRock uses an indexing approach, where they own assets to match those of the index, in about the same names, weights, sectors, and countries.
Managed by BlackRock Asset Management Canada Limited
Fund managers Creighton Jue, Ed Corallo, Joselle Duncan, Tim Wong
Inception date March 1999 Manulife inception date August 1998
Total assets $5,385.8 million
How the underlying fund is invested
Composition � Canadian Equity 90.56% � Cash & Equivalents 1.83% � Other 7.61%
Equity Industry � Financials 41.26% � Consumer Discretionary 10.29% � Industrials 9.33% � Telecommunication Services 8.03% � Energy 7.78% � Consumer Staples 5.87% �Materials 5.45% � Other 11.99%
Geographic split � Canada 92.39% � Other 7.61%
Top holdings within the underlying fund(As at December 31, 2017)
Royal Bank of Canada 9.34%
Toronto-Dominion Bank 9.24%
Beutel Goodman Small Cap C 7.61%
Bank of Nova Scotia 6.26%
Rogers Communications Inc 5.16%
Canadian Natural Resources Ltd 4.85%
Magna International Inc 4.78%
Brookfield Asset Management Inc 4.68%
Canadian National Railway Co 3.24%
Canadian Tire Corporation Ltd 3.13%
Volatility meterLow High
� Fund (9) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7634 / CadBg
Manulife Canadian Equity Fund (Beutel Goodman)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -22.25 25.38 17.17 -5.69 12.21 25.98 11.69 -4.05 20.11 10.43
Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.36 10.43 15.15 8.36 12.35 8.02
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, the Fund strives to outperform the S&P/TSX Composite Total Return Index.
Manulife Canadian Equity Fund (Beutel Goodman) - ($21,647)S&P/TSX Composite TR - ($15,752)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Beutel Goodman Canadian Equity-I
Objective This Fund seeks long-term capital appreciation primarily through investments in common shares and other equity securities of established Canadian issuers.
Managed by Beutel, Goodman & Company Ltd.
Fund managers Mark D. Thomson, Stephen J. Arpin, James W. Black, William Otton, Pat Palozzi
Inception date December 1990 Manulife inception date May 2005
Total assets $6,911.7 million
How the underlying fund is invested
Composition � Foreign Equity 97.79% � Cash & Equivalents 2.21%
Equity Industry � Financials 22.53% � Industrials 17.50% � Information Technology 16.55% � Consumer Staples 15.06% �Materials 11.72% � Consumer Discretionary 7.66% � Health Care 4.54% � Other 4.44%
Geographic split � United Kingdom 24.33% � Japan 8.32% � China 6.91% � France 6.47% � India 6.44% � Switzerland 5.76% � Germany 5.33% � Other 36.44%
Top holdings within the underlying fund(As at December 31, 2017)
Intertek Group PLC 4.87%
Tencent Holdings Ltd 4.27%
Aon PLC 4.21%
Tsuruha Holdings Inc 3.22%
Air Liquide SA 2.97%
Wolters Kluwer NV 2.92%
Croda International PLC 2.88%
Halma PLC 2.88%
Amadeus IT Group SA 2.39%
China Mobile Ltd 2.24%
Volatility meterLow High
� Fund (12) � Benchmark (12)Based on 3 year standard deviation
InternatIonal equIty Code 8454 / MaWIe
Manulife International Equity Fund (Mawer)
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
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10,000
15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -31.02 25.07 9.79 -6.03 20.96 24.04 10.51 22.00 -1.89 24.26
Benchmark -29.18 11.91 2.13 -9.97 14.72 31.02 3.67 18.95 -3.02 18.83
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.99 24.26 10.40 14.14 15.30 -
Benchmark 5.20 18.83 7.34 11.08 13.23 4.52
Investment objectiveBenchmark changed as at September 30, 2016. Over the long term, this fund is expected to outperform the MSCI ACWI World (net) excluding US Index.
Manulife International Equity Fund (Mawer) - ($24,188)BM: Mawer MSCI ACWI World (Net) excluding US - ($15,565)Mawer International Equity Fund - Series O
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Mawer International Equity Fund - O
Objective The Mawer International Investment is managed for above-average long term returns in the securities of non-North American companies.
Managed by Mawer Investment Management Ltd.
Fund managers David Ragan, Jim Hall
Inception date November 2003 Manulife inception date January 2008
Total assets $5,844.6 million
How the underlying fund is invested
Composition � Canadian Equity 99.56% � Cash & Equivalents 0.32% � United States Equity 0.05% � Other 0.07%
Equity Industry � Financials 29.96% �Materials 14.94% � Industrials 13.25% � Energy 12.16% � Consumer Discretionary 9.30% � Information Technology 7.60% � Consumer Staples 4.31% � Other 8.48%
Geographic split � Canada 99.90% � United States 0.05% � Other 0.05%
Top holdings within the underlying fund(As at December 31, 2017)
Royal Bank of Canada 6.57%
Bank of Nova Scotia 4.71%
Toronto-Dominion Bank 4.33%
Canadian Imperial Bank of Commerce 4.20%
Canadian National Railway Co 4.17%
Barrick Gold Corp 3.14%
Constellation Software Inc 3.06%
Bank of Montreal 2.55%
Suncor Energy Inc 2.52%
Teck Resources Ltd 2.11%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7315 / CgCCL
Manulife Canadian Q Growth Fund (CC&L)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
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15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -32.76 28.80 22.70 -5.96 8.73 25.35 11.60 -4.58 17.22 11.30
Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.18 11.30 14.20 7.57 11.73 -
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Composite Index by 2.0 % over moving four-year periods.
Manulife Canadian Q Growth Fund (CC&L) - ($18,958)S&P/TSX Composite TR - ($15,752)CC&L Group Canadian Q Growth Fund
Primary investment processQuantitative
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> CC&L Group Canadian Q Growth Fund
Objective The CC&L Group Canadian Q Growth Fund holds various equity securities (including common shares, limited partnerships, royalty and income trusts) traded on recognized Canadian exchanges, rights, warrants, cash and cash equivalents. Holdings are diversified among S&P/TSX Composite Index industry sectors.
Managed by Connor, Clark & Lunn Investment Management Ltd
Fund managers Connor, Clark & Lunn - Mgmt. Team
Inception date January 2001 Manulife inception date May 2009
Total assets $1,314.1 million
How the underlying fund is invested
Composition � United States Equity 49.03% � Foreign Equity 36.24% � Cash & Equivalents 9.00% � Canadian Equity 1.67% � Other 4.06%
Equity Industry � Health Care 13.82% � Financials 10.78% � Telecommunication Services 9.28% � Consumer Staples 8.95% � Information Technology 8.78% � Utilities 8.05% � Consumer Discretionary 7.99% � Other 32.35%
Geographic split � United States 44.98% � Canada 13.03% � Japan 9.12% � United Kingdom 5.56% � Germany 3.07% � Switzerland 2.90% � Australia 2.43% � Other 18.91%
Top holdings within the underlying fund(As at December 31, 2017)
VanEck Vectors Gold Miners ETF 2.38%
AT&T Inc 2.07%
Verizon Communications Inc 2.06%
VanEck Vectors Junior Gold Miners ETF 2.04%
Johnson & Johnson 1.94%
Pfizer Inc 1.81%
Apple Inc 1.52%
Exxon Mobil Corp 1.49%
Cisco Systems Inc 1.23%
Microsoft Corp 1.01%
Volatility meterLow High
� Fund (10) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8911 / GEHEX
Manulife Hexavest Global Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
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25,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -8.55 11.52 3.25 0.23 9.93 32.57 15.06 20.10 8.80 7.74
Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.89 7.74 8.26 12.07 16.51 -
Benchmark 6.17 14.99 9.83 12.77 17.58 8.18
Investment objectiveThe Fund is expected to outperform the MSCI World Index ($ Cdn).
Manulife Hexavest Global Equity Fund - ($24,916)MSCI World TR CAD (BoC) - ($21,966)Hexavest World Fund
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Hexavest World Fund
Objective The Hexavest Global Equity Fund seeks to provide investors with capital appreciation and/or income generation. The Fund invests in a diversified portfolio comprised primarily of equity securities of mid to large-cap companies of the world’s developed countries.
Managed by Hexavest Inc
Fund managers Hexavest Inc.
Inception date June 2004 Manulife inception date November 2009
Total assets $3,860.8 million Underlying fund operating expense (2016)0.0264%
How the underlying fund is invested
Composition � Canadian Equity 83.83% � Cash & Equivalents 6.43% � United States Equity 5.32% � Foreign Equity 2.43% � Other 1.99%
Equity Industry � Financials 22.84% � Energy 12.68% � Information Technology 11.67% � Industrials 10.25% � Consumer Staples 10.20% � Consumer Discretionary 7.95% �Materials 5.72% � Other 18.69%
Geographic split � Canada 83.88% � United States 5.33% � Japan 0.79% � Bermuda 0.70% � China 0.38% � Taiwan 0.36% � France 0.35% � Other 8.21%
Top holdings within the underlying fund(As at December 31, 2017)
Toronto-Dominion Bank 8.57%
Canadian National Railway Co 4.34%
Suncor Energy Inc 3.86%
Royal Bank of Canada 3.77%
Alimentation Couche-Tard Inc 3.75%
Rogers Communications Inc 3.66%
CGI Group Inc 3.66%
Restaurant Brands International Inc 2.84%
Metro Inc 2.47%
Constellation Software Inc 2.44%
Volatility meterLow High
� Fund (6) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7148 / tnF
Manulife True North Fund (Fidelity)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -32.97 33.39 15.10 -6.06 10.70 25.24 16.10 0.37 12.48 7.22
Benchmark -33.00 35.06 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.63 7.22 9.81 6.57 11.97 6.53
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, the Fund aims to outperform the S&P/TSX Capped Composite Index.
Manulife True North Fund (Fidelity) - ($18,837)S&P/TSX Composite Cap TR - ($15,752)
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Fidelity True North Fund - O
Objective The Fund aims to achieve long term capital growth by investing primarily in Canadian equity securities.
Managed by FIAM LLC
Fund managers Maxime Lemieux
Inception date February 2001 Manulife inception date February 1999
Total assets $4,731.3 million
How the underlying fund is invested
Composition � Equity 97.61% � Cash & equivalents 2.39%
Equity Industry � Financials 31.08% � Energy 23.22% �Materials 11.28% � Industrials 9.65% � Information Technology 4.91% � Consumer Discretionary 4.12% � Utilities 4.07% � Other 11.67%
Top holdings within the underlying fund(As at September 30, 2017)
Bank of Nova Scotia 5.10%
Royal Bank CDA 5.10%
Toronto Dominion Bk 5.10%
Bank of Montreal 4.90%
CDN Natl Railway 4.70%
Brookfield Asset Mgt 4.40%
Suncor Energy Inc 4.40%
Fortis Inc 4.20%
Gildan Activewear 4.20%
CDN Natural Res 3.70%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7294 / Cegua
Manulife Guardian Canadian Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -29.38 28.36 13.67 -8.96 11.49 17.09 12.50 -3.25 18.19 9.59
Benchmark -33.00 35.06 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.13 9.59 13.79 7.80 10.54 5.60
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Total Return Index.
Manulife Guardian Canadian Equity Fund - ($17,260)S&P/TSX Composite Cap TR - ($15,752)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Guardian Canadian Equity Series I
Objective The Guardian Canadian Equity Fund is managed to achieve long-term growth of capital while maintaining steady current dividend income, primarily through the investment in common shares or other equity-related investments issued by Canadian companies.
Managed by Guardian Capital LP
Fund managers Guardian Capital LP
Inception date February 1969 Manulife inception date March 1999
Total assets $490.7 million Underlying fund operating expense (2016)0.18%
How the underlying fund is invested
Composition � Canadian equity 98.50% � Cash & equivalents 1.50%
Equity Industry � Financials 35.00% � Energy 18.10% � Industrials 11.50% � Consumer Staples 10.20% �Materials 6.80% � Special Equity Fund 6.80% � Information Technology 6.30% � Consumer Discretionary 5.30%
Top holdings within the underlying fund(As at December 31, 2017)
Toronto-Dominion Bank 8.80%
Royal Bank of Canada 7.20%
Bank of Nova Scotia 6.30%
Enbridge Inc. 5.60%
Canadian National Railway Company 4.80%
Canadian Natural Resources Limited 4.60%
Manulife Financial Corporation 4.00%
Potash Corporation of Saskatchewan Inc 3.50%
Alimentation Couche-Tard Inc., Class B 3.40%
Open Text Corporation 3.40%
Volatility meterLow High
� Fund (8) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7242 / naeJF
Manulife Canadian Equity Fund (Jarislowsky Fraser)
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -23.79 26.37 10.73 -5.92 10.02 22.64 12.86 -1.34 17.45 6.40
Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.67 6.40 11.77 7.22 11.27 6.53
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, this fund is expected to outperform the S&P/TSX Total Return Index.
Manulife Canadian Equity Fund (Jarislowsky Fraser) - ($18,835)S&P/TSX Composite TR - ($15,752)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> JF Canadian Equity Fund
Objective Jarislowsky Fraser’s equity style emphasizes buying long-term growth at a reasonable price. Internal resources are primarily relied on to generate investment ideas. Each year, the investment professionals contact and interview more than 200 Canadian companies. The portfolio focuses on industry leaders with strong balance sheets and cash flow as well as depth and quality at the management level.
Managed by Jarislowsky Fraser Limited
Fund managers Jarislowsky Fraser - Mgmt. Team
Inception date April 1997 Manulife inception date November 1998
Total assets $5,326.3 million
How the underlying fund is invested
Composition � Canadian Equity 97.45% � Cash & Equivalents 0.86% � Other 1.69%
Equity Industry � Financials 37.38% � Energy 17.04% � Telecommunication Services 11.18% � Industrials 10.78% �Materials 8.02% � Consumer Discretionary 7.20% � Consumer Staples 3.01% � Other 5.39%
Geographic split � Canada 98.31% � Bermuda 0.58% � Other 1.11%
Top holdings within the underlying fund(As at December 31, 2017)
Royal Bank of Canada 9.75%
Toronto-Dominion Bank 9.74%
Canadian National Railway Co 8.26%
Suncor Energy Inc 8.12%
Bank of Montreal 6.91%
BCE Inc 5.76%
Canadian Imperial Bank of Commerce 5.66%
Sun Life Financial Inc 3.37%
Telus Corp 2.99%
Magna International Inc 2.63%
Volatility meterLow High
� Fund (9) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7973 / JSMer
Manulife Meritas SRI Jantzi Social Index Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - 37.36 11.05 -9.63 12.25 16.46 10.75 -6.84 22.10 10.86
Benchmark -31.17 31.94 13.84 -9.08 8.07 13.26 12.27 -7.76 21.36 9.78
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.06 10.86 16.32 8.03 10.21 -
Benchmark 4.93 9.78 15.40 7.11 9.33 4.73
Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX 60 Total Return Index.
Manulife Meritas SRI Jantzi Social Index Fund - ($16,954)S&P/TSX 60 TR - ($16,587)Meritas Jantzi Social Index Fund - Series F
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Meritas Jantzi Social Index Fund - Series F
Objective The Meritas SRI Jantzi Social Index Fund is managed to seek capital appreciation with current income being a secondary investment objective. The Fund will invest primarily in Canadian equity securities which comprise the Jantzi Social Index (JSI). As this Fund invests in a socially responsible manner, it must adhere to the “Criteria for Socially Responsible Investing”.
Managed by State Street Global Advisors Ltd. (Canada)
Fund managers Meritas
Inception date February 2008 Manulife inception date November 2011
Total assets $34.0 million Underlying fund operating expense (2016)0.35%
How the fund is invested
Composition � Canadian Equity 98.66% � Canadian Fixed Income 1.22% � Cash & Equivalents 0.11% � Other 0.01%
Equity Industry � Financials 33.68% � Energy 19.12% � Industrials 10.70% � Consumer Discretionary 9.80% �Materials 9.08% � Information Technology 7.57% � Consumer Staples 4.65% � Other 5.40%
Geographic split � Canada 99.91% � United States 0.09%
Top holdings(As at December 31, 2017)
Toronto-Dominion Bank 7.90%
Bank of Nova Scotia 5.44%
Canadian Natural Resources Ltd 5.29%
Enbridge Inc 4.48%
CGI Group Inc 4.47%
Sun Life Financial Inc 4.37%
Royal Bank of Canada 4.24%
Canadian Imperial Bank of Commerce 3.99%
Suncor Energy Inc 3.99%
Canadian Pacific Railway Ltd 3.54%
Volatility meterLow High
� Fund (8) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7661 / eqty
Manulife Asset Management Canadian Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -32.74 28.60 16.93 -9.52 4.87 17.53 10.80 -3.24 15.81 10.90
Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.50 10.90 13.31 7.51 10.10 4.50
Benchmark 4.45 9.10 14.91 6.59 8.63 4.64
Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Total Return Index.
Manulife Asset Management Canadian Equity Fund - ($15,532)S&P/TSX Composite TR - ($15,752)
Primary investment processFundamental, Bottom-up
Objective The Manulife Asset Management Canadian Equity Fund is managed to provide long term capital growth by investing primarily in equities of issuers located in Canada and listed on a recognized exchange.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments Inc.
Inception date July 1966
Total assets $427.9 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � United States Equity 92.92% � Cash & Equivalents 4.49% � Foreign Equity 1.89% � Other 0.70%
Equity Industry � Information Technology 24.48% � Health Care 13.54% � Financials 13.04% � Industrials 10.67% � Consumer Discretionary 8.26% � Consumer Staples 7.81% �Materials 6.16% � Other 16.04%
Geographic split � United States 97.10% � Ireland 1.89% � Canada 0.31% � Other 0.70%
Top holdings within the underlying fund(As at December 31, 2017)
Microsoft Corp 4.20%
Aetna Inc 3.13%
Oracle Corp 2.98%
Waste Management Inc 2.92%
Home Depot Inc 2.83%
JPMorgan Chase & Co 2.68%
3M Co 2.68%
Honeywell International Inc 2.40%
Comcast Corp 2.39%
American Tower Corp 2.34%
Volatility meterLow High
� Fund (11) � Benchmark (11)Based on 3 year standard deviation
U.S. Large Cap eqUity Code 8971 / USMer
Manulife Meritas SRI US Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
25,000
30,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - 8.36 5.69 2.87 11.34 36.49 21.48 21.13 6.09 9.78
Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 6.77 9.78 7.91 12.14 18.51 -
Benchmark 7.20 13.83 11.18 14.34 21.27 11.11
Investment objectiveOver the long term, the Fund is expected to outperform the S&P 500 Total Return Index ($ Cdn).
Manulife Meritas SRI US Equity Fund - ($23,841)S&P 500 TR CAD (BoC) - ($30,100)Meritas U.S. Equity Fund - Series F
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Meritas U.S. Equity Fund - Series F
Objective The Meritas SRI US Equity Fund is managed to seek capital appreciation with current income being a secondary investment objective. The Fund will invest primarily in equity securities of medium to large capitalization U.S. companies. As this Fund invests in a socially responsible manner, it must adhere to the “Criteria For Socially Responsible Investing”.
Managed by ClearBridge Investments LLC
Fund managers Meritas
Inception date February 2008 Manulife inception date November 2011
Total assets $12.5 million Underlying fund operating expense (2016)0.34%
How the underlying fund is invested
Composition � United States Equity 62.88% � Foreign Equity 35.20% � Cash & Equivalents 1.88% � Other 0.04%
Equity Industry � Information Technology 18.04% � Financials 17.71% � Consumer Discretionary 11.75% � Health Care 10.92% � Industrials 10.88% � Consumer Staples 8.85% � Energy 5.79% � Other 16.06%
Geographic split � United States 50.74% � Japan 8.05% � United Kingdom 5.37% � France 3.34% � Germany 3.29% � Switzerland 3.17% � China 3.10% � Other 22.94%
Top holdings within the underlying fund(As at December 31, 2017)
iShares MSCI Emerging Markets ETF 12.25%
Apple Inc 2.00%
Microsoft Corp 1.52%
Amazon.com Inc 1.07%
Facebook Inc 0.97%
Berkshire Hathaway Inc 0.88%
Johnson & Johnson 0.86%
JPMorgan Chase & Co 0.85%
Exxon Mobil Corp 0.81%
Alphabet Inc 0.73%
Volatility meterLow High
� Fund (11) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8328 / bRGlX
Manulife Global Equity Index Fund (BlackRock)
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -26.36 12.84 6.19 -4.61 14.12 32.08 13.77 18.05 4.02 16.12
Benchmark -25.56 9.51 5.50 -2.78 13.63 36.29 14.57 20.04 3.28 14.59
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.91 16.12 9.89 12.54 16.45 -
Benchmark 5.74 14.59 8.77 12.40 17.26 7.73
Investment objectiveTo track the return and risk profile of the MSCI ACWI ex Canada Index (total return, net of withholding taxes). Expected tracking error is expected to be 0.50% annualized over four years.
Manulife Global Equity Index Fund (BlackRock) - ($20,582)Cust Benchm MSCI World ex Canada NDR Index - ($21,073)BlackRock CDN MSCI ACWI ex-Canada Index Fund
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> BlackRock CDN MSCI ACWI ex-Canada Index Fund
Objective This fund invests in Global equities; this fund may also use any other investments, including exchange traded funds and pooled funds, which when included in the fund help achieve the objective of tracking the return and risk profile of the benchmark.
Managed by BlackRock Asset Management Canada Limited
Fund managers BlackRock Asset Management - Mgmt Team
Inception date September 2007 Manulife inception date December 2012
Total assets $1,380.4 million
How the underlying fund is invested
Composition � Canadian Equity 67.19% � United States Equity 17.46% � Foreign Equity 3.90% � Cash & Equivalents 3.47% � Canadian Fixed Income 0.21% � Other 7.77%
Equity Industry � Financials 26.21% � Energy 16.25% � Industrials 9.66% � Information Technology 5.99% � Consumer Discretionary 5.89% � Consumer Staples 5.87% � Health Care 5.49% � Other 24.64%
Geographic split � Canada 71.08% � United States 20.62% � Bermuda 3.87% � Ireland 2.94% � Switzerland 0.96% � Other 0.53%
Top holdings within the underlying fund(As at December 31, 2017)
Bank of Nova Scotia 6.41%
Toronto-Dominion Bank 5.44%
Royal Bank of Canada 4.12%
Enbridge Inc 3.44%
Canadian Imperial Bank of Commerce 3.18%
Brookfield Infrastructure Partners LP 2.49%
Canadian Natural Resources Ltd 2.41%
Microsoft Corp 2.22%
Rogers Communications Inc 2.21%
Canadian National Railway Co 2.09%
Volatility meterLow High
� Fund (7) � Benchmark (7)Based on 3 year standard deviation
Canadian Large Cap equity Code 7441 / CddiV
Manulife MMF Canadian Dividend Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -31.96 24.76 9.03 1.79 7.19 20.59 9.06 0.13 12.73 9.76
Benchmark -33.07 35.05 17.60 -8.71 6.86 12.38 10.07 -7.87 19.98 8.65
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.56 9.76 11.22 7.40 10.25 5.10
Benchmark 4.23 8.65 14.16 6.29 8.23 4.41
Investment objectiveBenchmark changed as at December 20, 2012. Over the long term, this fund is expected to outperform the S&P/TSX Capped Composite Index.
Manulife MMF Canadian Dividend Fund - ($16,455)SL Canadian Dividend Growth Index - ($15,404)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Manulife Canadian Dividend Growth Fund
Objective The MMF Canadian Dividend Fund is managed to provide both capital growth and income. The Fund invests primarily in a diversified portfolio of dividend paying Canadian equities.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Mutual Funds Ltd. (SLMF)
Inception date November 1994 Manulife inception date June 1998
Total assets $933.1 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Canadian Equity 86.75% � Cash & Equivalents 2.51% � Foreign Equity 1.01% � Other 9.73%
Equity Industry � Energy 17.19% �Materials 14.87% � Industrials 13.11% � Information Technology 10.66% � Consumer Discretionary 9.52% � Real Estate 8.91% � Financials 6.50% � Other 19.24%
Geographic split � Canada 94.80% � Bermuda 3.87% � United Kingdom 1.01% � Other 0.32%
Top holdings within the underlying fund(As at December 31, 2017)
Tricon Capital Group Inc 4.13%
Boyd Group Income Fund 4.06%
Brookfield Business Partners LP 3.88%
StorageVault Canada Inc 3.31%
Parkland Fuel Corp 3.16%
People Corp 2.88%
ECN Capital Corp 2.81%
Winpak Ltd 2.77%
Real Matters Inc 2.66%
Altus Group Ltd 2.63%
Volatility meterLow High
� Fund (10) � Benchmark (12)Based on 3 year standard deviation
Canadian Small/mid Cap Equity Code 7871 / SCBmO
Manulife BMO AM Canadian Small-Cap Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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15,000
20,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -44.00 58.55 38.67 -15.65 12.45 39.67 14.91 -2.93 12.89 8.32
Benchmark -46.61 75.10 38.53 -14.17 2.46 7.76 -0.09 -13.75 35.39 6.38
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.48 8.32 10.57 5.88 13.75 -
Benchmark 5.28 6.38 19.98 7.49 5.98 4.29
Investment objectiveBenchmark changed as at March 31, 2015. Over the long term, this fund is expected to outperform the S&P/TSX Small Cap Index.
Manulife BMO AM Canadian Small-Cap Equity Fund - ($22,162)Custom BM BMO Nesbitt Burns Cdn Small Cap Index - ($15,230)BMO Asset Management Small Cap Fund
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> BMO Asset Management Small Cap Fund
Objective The BMO AM Canadian Small-Cap Equity Fund is managed to invest in a portfolio of small cap growth companies with significant capital appreciation potential. The Fund return objective is to outperform the BMO Capital Markets SmallCap Index (Blended) on a four year moving average basis.
Managed by BMO Investments Inc
Fund managers BMO Asset Management Inc.
Inception date January 1996 Manulife inception date July 2010
Total assets $155.7 million Underlying fund operating expense (2016)0.37%
How the underlying fund is invested
Composition � United States Equity 89.15% � Foreign Equity 7.13% � Cash & Equivalents 1.60% � Canadian Equity 0.04% � Other 2.08%
Equity Industry � Information Technology 25.15% � Financials 15.52% � Health Care 14.67% � Consumer Discretionary 12.90% � Industrials 8.52% � Energy 6.05% � Consumer Staples 5.45% � Other 11.74%
Geographic split � United States 89.15% � Ireland 4.31% � Singapore 1.76% � United Kingdom 0.46% � Switzerland 0.38% � Luxembourg 0.14% � Bermuda 0.08% � Other 3.72%
Top holdings within the underlying fund(As at December 31, 2017)
Apple Inc 3.70%
Microsoft Corp 3.44%
JPMorgan Chase & Co 3.34%
Visa Inc 2.92%
Pfizer Inc 2.69%
PepsiCo Inc 2.58%
Facebook Inc 2.41%
Alphabet Inc 2.26%
Amazon.com Inc 2.19%
Goldman Sachs Group Inc 1.93%
Volatility meterLow High
� Fund (12) � Benchmark (11)Based on 3 year standard deviation
U.S. Large Cap eqUity Code 8762 / USVg
Manulife State Street U.S. Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
25,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -20.14 13.29 5.20 -0.03 14.08 43.90 23.73 17.03 6.56 12.52
Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.57 12.52 9.49 11.94 20.08 10.48
Benchmark 7.20 13.83 11.18 14.34 21.27 11.11
Investment objectiveOver the long term, the Fund is expected to outperform the S&P 500 Total Return Index ($ Cdn).
Manulife State Street U.S. Equity Fund - ($27,121)S&P 500 TR CAD (BoC) - ($28,697)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> GE Institutional U.S. Equity Fund Class I
Objective The GEAM US Equity Fund is managed to provide long term capital growth. The Fund invests primarily in equity securities of U.S. companies. The Fund’s portfolio has characteristics similar to the Standard & Poor’s Composite Stock Index (S&P 500 Index)
Managed by GE Asset Management Inc
Fund managers GE Asset Management
Inception date February 2011 Manulife inception date January 1997
Total assets $236.6 million Underlying fund operating expense (2016)0.37%
How the underlying fund is invested
Composition � United States Equity 94.39% � Foreign Equity 3.28% � Cash & Equivalents 2.34%
Equity Industry � Information Technology 23.30% � Financials 14.45% � Health Care 13.45% � Consumer Discretionary 11.93% � Industrials 9.95% � Consumer Staples 8.01% � Energy 5.94% � Other 12.97%
Geographic split � United States 96.72% � Ireland 1.64% � United Kingdom 0.64% � Switzerland 0.46% � Singapore 0.45% � Bermuda 0.09%
Top holdings within the underlying fund(As at December 31, 2017)
Apple Inc 3.72%
Microsoft Corp 2.83%
Amazon.com Inc 2.00%
Facebook Inc 1.80%
Berkshire Hathaway Inc 1.63%
Johnson & Johnson 1.61%
JPMorgan Chase & Co 1.59%
Exxon Mobil Corp 1.52%
Alphabet Inc 1.35%
Alphabet Inc 1.34%
Volatility meterLow High
� Fund (12) � Benchmark (12)Based on 3 year standard deviation
U.S. Large Cap eqUity Code 8664 / USDir
Manulife Asset Management US Equity Direct Index Registered Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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10,000
15,000
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25,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -21.95 8.14 9.47 4.37 13.43 41.48 23.96 20.86 8.40 13.67
Benchmark -21.92 8.08 9.63 4.41 13.48 41.53 24.00 20.95 8.24 13.82
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 6.81 13.67 10.99 14.18 21.15 11.06
Benchmark 6.84 13.82 10.98 14.21 21.19 11.10
Investment objectiveOver the long term, the Fund is expected to outperform the S&P 500 Total Return Index ($ Cdn).
Manulife Asset Management US Equity Direct Index Registered Fund - ($28,563)MAM US Equity Direct Index Benchmark - ($28,669)
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> MAM US Equity Index Pooled Fund
Objective The Manulife Asset Management US Equity Direct Index Registered Fund is managed to provide returns that closely track the total return of the Standard & Poor’s 500 Index by investing primarily in equities with the intention of replicating the composition of the Index.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments Inc.
Inception date January 1998 Manulife inception date May 1999
Total assets $1,225.0 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � United States Equity 94.62% � Foreign Equity 4.56% � Cash & Equivalents 0.71% � Other 0.11%
Equity Industry � Information Technology 25.67% � Financials 20.44% � Health Care 16.30% � Consumer Discretionary 15.37% � Industrials 11.88% �Materials 4.20% � Telecommunication Services 2.79% � Other 3.35%
Geographic split � United States 95.19% � United Kingdom 2.84% � Ireland 1.72% � Canada 0.13% � Other 0.12%
Top holdings within the underlying fund(As at December 31, 2017)
Becton Dickinson and Co 4.84%
Marsh & McLennan Companies Inc 4.22%
Verisk Analytics Inc 3.85%
Mastercard Inc 3.81%
Alphabet Inc 3.79%
Comcast Corp 3.74%
ANSYS Inc 3.60%
LKQ Corp 3.35%
Visa Inc 3.12%
CME Group Inc 2.97%
Volatility meterLow High
� Fund (13) � Benchmark (11)Based on 3 year standard deviation
U.S. Large Cap eqUity Code 8852 / USeq
Manulife SLI US Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
20,000
25,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -20.02 7.12 7.83 2.68 15.68 42.16 24.97 23.08 3.64 13.62
Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 5.09 13.62 8.50 13.16 20.81 10.94
Benchmark 7.20 13.83 11.18 14.34 21.27 11.11
Investment objectiveOver the long term, the Fund is expected to outperform the S&P 500 Total Return Index ($ Cdn).
Manulife SLI US Equity Fund - ($28,254)S&P 500 TR CAD (BoC) - ($28,697)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Standard Life US Equity
Objective The objective of the Fund is to provide long term capital growth by investing primarily in equities listed on a recognized U.S. exchange.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Investments (UK) Limited
Inception date April 1995 Manulife inception date April 1995
Total assets -
How the underlying fund is invested
Composition � Canadian Equity 37.51% � Canadian Fixed Income 26.74% � United States Equity 12.98% � Cash & Equivalents 7.30% � United States Fixed Income 7.22% � Foreign Equity 3.34% � Foreign Fixed Income 0.70% � Other 4.21%
Geographic split � Canada 70.06% � United States 22.42% � Ireland 2.81% � Bermuda 1.93% � Switzerland 0.57% � United Kingdom 0.18% � Luxembourg 0.16% � Other 1.87%
Top holdings within the underlying fund(As at December 31, 2017)
Bank of Nova Scotia 2.63%
Toronto-Dominion Bank 2.32%
Royal Bank of Canada 2.11%
Enbridge Inc 1.82%
Canadian Imperial Bank of Commerce 1.64%
Manulife Financial Corp 1.42%
Brookfield Infrastructure Partners LP 1.39%
Rogers Communications Inc 1.28%
Microsoft Corp 1.19%
Algonquin Power & Utilities Corp 1.17%
Volatility meterLow High
� Fund (5) � Benchmark (5)Based on 3 year standard deviation
Balanced code 5441 / MISlM
Manulife MMF Monthly Income Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
5,000
10,000
15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -15.95 15.93 8.38 3.24 4.15 13.68 10.65 2.22 8.65 6.94
Benchmark -16.39 21.17 14.15 1.25 7.15 8.81 12.78 -0.78 11.05 5.80
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.28 6.94 7.78 5.90 8.36 -
Benchmark 3.24 5.80 8.38 5.24 7.42 6.02
Investment objectiveOver the long term, this fund is expected to outperform a benchmark comprised of the following: • 50% S&P/TSX Capped Composite Index • 20% FTSE TMX Canada Long Term Government Bond Index • 20% FTSE TMX Canada All Corporate Bond Index• 10% S&P 500 Index ($ Cdn)
Manulife MMF Monthly Income Fund - ($17,195)SLMF Monthly Income BM - ($17,947)Manulife Canadian Monthly Income Fund
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
Target duration and credit quality
0-5 years 5-10 years 10 + years
AAA and AA
A and BBB
below BBB
UNDERLYING FUND -> Manulife Canadian Monthly Income Fund
Objective The MMF Monthly Income Fund is managed to provide a regular flow of monthly revenue. The Fund invests in a diversified portfolio composed primarily of equities and fixed income securities denominated in Canadian or foreign currency.
Managed by Manulife Asset Management Limited
Fund managers Standard Life Mutual Funds Ltd. (SLMF)
Inception date July 2002 Manulife inception date May 2012
Total assets $840.0 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Foreign Equity 98.06% � Cash & Equivalents 0.95% � United States Equity 0.34% � Other 0.65%
Equity Industry � Financials 29.61% � Information Technology 21.82% � Consumer Discretionary 12.31% � Industrials 10.75% � Telecommunication Services 7.41% � Health Care 5.91% � Consumer Staples 5.30% � Other 6.89%
Geographic split � Japan 16.82% � United Kingdom 14.15% � China 9.64% � Germany 5.44% � Switzerland 5.35% � Norway 4.28% � Australia 3.89% � Other 40.43%
Top holdings within the underlying fund(As at December 31, 2017)
Tencent Holdings Ltd 2.73%
Oracle Corp Japan 2.20%
Amadeus IT Group SA 2.10%
Relx PLC 2.10%
SalMar ASA 1.91%
Croda International PLC 1.86%
OTP Bank Nyrt 1.76%
Swiss Re AG 1.69%
HKT Trust and HKT Ltd 1.65%
Mitsubishi UFJ Financial Group Inc 1.64%
Volatility meterLow High
� Fund (12) � Benchmark (12)Based on 3 year standard deviation
InternatIonal equIty Code 8972 / InMer
Manulife Meritas SRI International Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - 11.71 5.20 -8.28 13.96 33.10 1.74 26.15 0.49 19.99
Benchmark -33.09 22.72 4.65 -11.77 14.34 23.16 5.06 12.31 1.64 18.46
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.77 19.99 9.79 14.99 15.54 -
Benchmark 5.36 18.46 9.71 10.57 11.83 4.25
Investment objectiveBenchmark changed as at March 30, 2015. Over the long term, this fund is expected to outperform the MSCI ACWI ex-US Index.
Manulife Meritas SRI International Equity Fund - ($18,819)Meritas International Equity MSCI ACWI - ($16,589)Meritas International Equity Fund - Series F
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Meritas International Equity Fund - Series F
Objective The Meritas SRI International Equity Fund is managed to seek capital appreciation with current income as a secondary objective. The Fund will invest primarily in equity securities of companies outside North America. As this Fund invests in a socially responsible manner, it must adhere to the “Criteria for Socially Responsible Investing”.
Managed by AllianceBernstein LP
Fund managers Meritas
Inception date February 2008 Manulife inception date November 2011
Total assets $16.8 million Underlying fund operating expense (2016)0.33%
How the underlying fund is invested
Composition � Foreign Equity 98.42% � Cash & Equivalents 1.58%
Equity Industry � Financials 20.74% � Industrials 14.65% � Consumer Discretionary 12.55% � Information Technology 9.68% � Consumer Staples 9.31% � Telecommunication Services 6.62% � Energy 6.44% � Other 20.01%
Geographic split � Japan 22.12% � Ireland 11.42% � United Kingdom 10.57% � Germany 8.53% � Switzerland 7.33% � Netherlands 6.19% � China 4.68% � Other 29.16%
Top holdings within the underlying fund(As at December 31, 2017)
Prudential PLC 3.16%
JXTG Holdings Inc 2.96%
Shire PLC 2.83%
Komatsu Ltd 2.80%
Infineon Technologies AG 2.77%
CRH PLC 2.59%
Nordea Bank AB 2.56%
Sony Corp 2.52%
Ferguson Plc 2.42%
Zurich Insurance Group AG 2.38%
Volatility meterLow High
� Fund (13) � Benchmark (13)Based on 3 year standard deviation
InternatIonal equIty Code 8854 / Ineq
Manulife SLI International Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -33.79 15.47 5.07 -9.18 19.23 34.19 -2.46 18.29 -9.61 17.59
Benchmark -29.43 13.21 2.83 -9.75 15.34 31.81 4.18 18.83 -1.52 17.36
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.92 17.59 3.09 7.92 10.47 3.65
Benchmark 4.82 17.36 7.50 11.15 13.52 4.89
Investment objectiveOver the long term, the Fund strives to outperform the MSCI EAFE ($ Cdn) Index.
Manulife SLI International Equity Fund - ($14,316)MSCI EAFE TR CAD (BoC) - ($16,130)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> MLI International Stock Fund UT
Objective The objective of the Fund is to provide the long term capital growth of equities of issuers mainly located outside of North America by investing primarily in units of the Standard Life Global Fund.
Managed by Manulife Financial
Fund managers Standard Life Investments (UK) Limited
Inception date January 2016 Manulife inception date April 1995
Total assets $290.4 million
How the underlying fund is invested
Composition � Foreign Equity 99.28% � Other 0.72%
Equity Industry � Financials 19.41% � Health Care 14.89% � Energy 11.80% � Information Technology 11.48% � Telecommunication Services 9.33% �Materials 9.05% � Industrials 8.41% � Other 15.63%
Geographic split � United Kingdom 17.22% � Japan 15.20% � Germany 10.03% � France 9.00% � China 6.88% � Netherlands 6.68% � Switzerland 6.12% � Other 28.87%
Top holdings within the underlying fund(As at December 31, 2017)
Samsung Electronics Co Ltd 2.82%
BP PLC 2.19%
Royal Dutch Shell Plc B 2.17%
Standard Chartered PLC 1.95%
Suntory Beverage & Food Ltd 1.89%
HSBC Holdings PLC 1.83%
Roche Holding AG Par 1.82%
UBS Group AG 1.80%
AXA SA 1.77%
BNP Paribas SA 1.75%
Volatility meterLow High
� Fund (13) � Benchmark (13)Based on 3 year standard deviation
InternatIonal equIty Code 8506 / InteM
Manulife Templeton International Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -30.76 15.89 -0.06 -10.41 15.14 35.83 1.56 16.59 -1.56 15.73
Benchmark -29.43 13.21 2.83 -9.75 15.34 31.81 4.18 18.83 -1.52 17.36
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.97 15.73 6.72 9.91 12.87 4.24
Benchmark 4.82 17.36 7.50 11.15 13.52 4.89
Investment objectiveOver the long term, the Fund strives to outperform the MSCI EAFE ($ Cdn) Index.
Manulife Templeton International Equity Fund - ($15,155)MSCI EAFE TR CAD (BoC) - ($16,130)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Templeton International Stock Trust - Series Institutional
Objective The Templeton International Equity Fund is managed to achieve long-term capital appreciation by investing primarily in a diversified portfolio of equity securities of companies around the world, excluding Canada and the U.S.
Managed by Franklin Templeton Investments Corp
Fund managers Franklin Templeton Investments Corp.
Inception date July 1993 Manulife inception date February 1996
Total assets $319.3 million Underlying fund operating expense (2016)0.006%
How the underlying fund is invested
Composition � United States Equity 55.76% � Foreign Equity 35.99% � Canadian Equity 1.88% � Cash & Equivalents 0.01% � Other 6.36%
Equity Industry � Industrials 23.01% � Information Technology 20.90% � Consumer Staples 16.70% � Health Care 11.19% � Consumer Discretionary 7.44% � Financials 6.41% � Energy 5.19% � Other 9.16%
Geographic split � United States 55.75% � Canada 5.83% � Ireland 5.19% � Germany 5.07% � China 4.46% � France 4.04% � United Kingdom 3.64% � Other 16.02%
Top holdings within the underlying fund(As at December 31, 2017)
Visa Inc 4.50%
Autozone Inc 4.31%
Wells Fargo & Co 4.28%
W W Grainger Inc 4.15%
Bureau Veritas SA 4.04%
Express Scripts Holding Co 4.01%
Microsoft Corp 3.98%
Canadian Dollar Cash Management Fund (Invesco) 3.93%
Nielsen Holdings PLC 3.46%
Schlumberger NV 3.31%
Volatility meterLow High
� Fund (12) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8186 / GlEq1
Manulife Global Equity Fund (Invesco Trimark)
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -27.47 12.23 6.77 5.00 14.00 32.81 11.94 21.17 7.09 13.96
Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 7.92 13.96 10.45 13.91 17.05 8.62
Benchmark 6.17 14.99 9.83 12.77 17.58 8.18
Investment objectiveTo be the top of its respective category over the long term, while striving to outperform the MSCI World Index ($ Cdn).
Manulife Global Equity Fund (Invesco Trimark) - ($22,872)MSCI World TR CAD (BoC) - ($21,966)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Trimark Fund - Class I
Objective The Trimark Fund seeks to achieve strong capital growth with a high degree of reliability over the long term. The Fund invests primarily in equities of companies anywhere in the world.
Managed by Invesco Advisers Inc
Fund managers Jeff Feng, Michael Hatcher, Matt Peden
Inception date September 1981 Manulife inception date June 1995
Total assets $4,125.9 million
How the underlying fund is invested
Composition � Foreign Equity 52.32% � United States Equity 44.61% � Cash & Equivalents 2.30% � Canadian Equity 0.47% � Other 0.30%
Equity Industry � Financials 20.38% � Health Care 13.04% � Information Technology 11.80% � Consumer Staples 11.59% � Consumer Discretionary 10.33% � Energy 7.24% � Industrials 6.91% � Other 18.71%
Geographic split � United States 44.76% � United Kingdom 8.37% � Japan 7.18% � Ireland 5.01% � Sweden 3.98% � France 3.27% � Netherlands 2.61% � Other 24.82%
Top holdings within the underlying fund(As at December 31, 2017)
JPMorgan Chase & Co 2.72%
UnitedHealth Group Inc 2.44%
Broadcom Ltd 2.40%
Galp Energia SGPS SA 2.39%
PepsiCo Inc 2.35%
Philip Morris International Inc 2.23%
Kraft Heinz Co 2.10%
American Tower Corp 2.04%
Vodafone Group PLC 1.98%
Johnson & Johnson 1.97%
Volatility meterLow High
� Fund (12) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8441 / GlDiV
Manulife MMF Global Dividend Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -22.50 7.62 3.28 -2.84 18.86 38.21 8.61 24.57 -3.10 12.02
Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.56 12.02 4.18 10.57 15.20 7.27
Benchmark 6.17 14.99 9.83 12.77 17.58 8.18
Investment objectiveThe Fund is expected to outperform the MSCI World Index ($ Cdn).
Manulife MMF Global Dividend Fund - ($20,192)MSCI World TR CAD (BoC) - ($21,966)
UNDERLYING FUND -> Manulife Global Dividend Growth Fund
Objective The MMF Global Dividend Fund is managed to provide both capital growth and income. The Fund invests primarily in a globally diversified portfolio of equity, equity-type securities and other income producing investments.
Managed by Standard Life Investments Limited
Fund managers Standard Life Mutual Funds (SLMF) - SLI UK
Inception date July 2004 Manulife inception date December 2005
Total assets $436.9 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Foreign Equity 64.06% � United States Equity 35.94%
Equity Industry � Financials 19.24% � Health Care 18.16% � Information Technology 15.39% � Consumer Discretionary 11.27% � Energy 11.11% � Industrials 5.88% �Materials 5.36% � Other 13.59%
Geographic split � United States 35.94% � United Kingdom 11.09% � Japan 10.34% � Germany 5.89% � Ireland 5.31% � France 4.99% � China 3.96% � Other 22.48%
Top holdings within the underlying fund(As at December 31, 2017)
Oracle Corp 2.34%
Samsung Electronics Co Ltd 2.32%
BP PLC 2.17%
Royal Dutch Shell Plc B 2.16%
Microsoft Corp 2.12%
Citigroup Inc 1.93%
Alphabet Inc 1.80%
Kingfisher PLC 1.77%
JPMorgan Chase & Co 1.74%
ConocoPhillips 1.73%
Volatility meterLow High
� Fund (13) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8507 / GlEq2
Manulife Templeton Global Equity Fund (Registered Plans Only)
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -29.39 14.91 2.49 -9.37 20.45 46.97 9.51 16.70 1.41 12.59
Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.45 12.59 6.84 10.03 16.47 6.88
Benchmark 6.17 14.99 9.83 12.77 17.58 8.18
Investment objectiveThe Fund is expected to outperform the MSCI World Index ($ Cdn).
Manulife Templeton Global Equity Fund (Registered Plans Only) - ($19,468)MSCI World TR CAD (BoC) - ($21,966)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Templeton Global Equity Trust - Series Institutional
Objective The Templeton Global Equity Fund is managed to achieve long-term capital appreciation by investing in a diversified portfolio of equity securities of companies around the world, excluding Canada.
Managed by Franklin Templeton Investments Corp
Fund managers Franklin Templeton Investments Corp.
Inception date January 1992 Manulife inception date November 1996
Total assets $958.9 million Underlying fund operating expense (2016)0.004%
How the underlying fund is invested
Composition � United States Equity 43.46% � Foreign Equity 38.28% � Canadian Equity 16.86% � Cash & Equivalents 0.42% � Other 0.98%
Equity Industry � Utilities 37.00% � Energy 27.18% � Industrials 19.41% � Real Estate 12.71% � Consumer Discretionary 1.01% � Telecommunication Services 0.70% � Financials 0.58% � Other 1.41%
Geographic split � United States 43.60% � Canada 17.24% � France 6.97% � Spain 6.31% � United Kingdom 6.23% � Italy 4.34% � Australia 4.10% � Other 11.21%
Top holdings within the underlying fund(As at December 31, 2017)
Enbridge Inc 6.67%
American Tower Corp 6.16%
Vinci SA 5.33%
Crown Castle International Corp 4.54%
TransCanada Corp 4.32%
National Grid PLC 4.31%
Kinder Morgan Inc 3.50%
Sempra Energy 2.70%
Consolidated Edison Inc 2.65%
Williams Companies Inc 2.54%
Volatility meterLow High
� Fund (11) � Benchmark (11)Based on 3 year standard deviation
Specialty code 8329 / BRiNF
Manulife BlackRock Global Infrastructure Index Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - 23.81 26.97 3.27 9.16 8.76
Benchmark - - - - - 23.66 26.82 2.66 8.63 8.17
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 0.75 8.76 8.95 7.02 14.01 -
Benchmark 0.69 8.17 8.39 6.45 13.59 -
Investment objectiveOver the long term, the Fund is expected to track the performance of the Dow Jones Brookfield Global Infrastructure Index.
Manulife BlackRock Global Infrastructure Index Fund - ($20,176)Dow Jones Brookfield Global Infrastructure (CAD) - ($19,795)BlackRock Canadian Global Infrastructure Equity Index Fund Class D
UNDERLYING FUND -> BlackRock Canadian Global Infrastructure Equity Index Fund Class D
Objective The BlackRock Global Infrastructure Index Fund is managed to track the return and risk profile of the Dow Jones Brookfield Global Infrastructure Index (Total return net of withholding taxes).
Managed by BlackRock Asset Management Canada Limited
Fund managers BlackRock Asset Management Canada Limited
Inception date July 2012 Manulife inception date December 2012
Total assets $1,067.8 million Underlying fund operating expense (2016)0.03099%
How the underlying fund is invested
Composition � United States Equity 51.50% � Foreign Equity 42.75% � Canadian Equity 2.71% � Cash & Equivalents 1.37% � Other 1.67%
Equity Industry � Real Estate 96.70% � Financials 0.19% � Consumer Discretionary 0.08% � Other 3.03%
Geographic split � United States 51.55% � Japan 9.73% � Hong Kong 7.55% � Australia 5.75% � United Kingdom 4.77% � Canada 4.21% � Germany 3.86% � Other 12.58%
Top holdings within the underlying fund(As at December 31, 2017)
Simon Property Group Inc 3.55%
Prologis Inc 2.26%
Public Storage 2.05%
Unibail Rodamco SE 1.66%
AvalonBay Communities Inc 1.63%
Vonovia SE 1.61%
Sun Hung Kai Properties Ltd 1.58%
CK Asset Holdings Ltd 1.56%
Welltower Inc 1.55%
Digital Realty Trust Inc 1.54%
Volatility meterLow High
� Fund (14) � Benchmark (14)Based on 3 year standard deviation
Specialty code 8327 / BRRei
Manulife BlackRock Global REIT Index Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - - 10.95 25.28 19.91 0.83 3.62
Benchmark - - - - - 10.62 25.39 18.98 0.47 3.10
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 3.85 3.62 2.22 7.80 11.73 -
Benchmark 3.79 3.10 1.78 7.21 11.32 -
Investment objectiveThe fund aims to outperform the FTSE EPRA/NAREIT Developed Index.
Manulife BlackRock Global REIT Index Fund - ($18,557)BR CDN FTSE EPRA/NAREIT - ($18,241)BlackRock Canadian Global Developed Real Estate Index Fund Class D
UNDERLYING FUND -> BlackRock Canadian Global Developed Real Estate Index Fund Class D
Objective The BlackRock Global REIT Index Fund is managed to track the return and risk profile of the FTSE EPRA/NAREIT Developed Index (Total return, net of withholding taxes).
Managed by BlackRock Asset Management Canada Limited
Fund managers BlackRock Asset Management Canada Limited
Inception date July 2012 Manulife inception date December 2012
Total assets $2,321.7 million Underlying fund operating expense (2016)0.02504%
How the underlying fund is invested
Equity Industry � Financials 32.64% � Industrials 16.63% � Consumer Discretionary 16.58% � Health Care 14.28% �Materials 6.68% � Information Technology 6.13% � Real Estate 2.19% � Other 4.87%
Geographic split � United States 96.08% � United Kingdom 1.59% � Singapore 0.51% � United Arab Emirates 0.03% � Belgium 0.03% � Luxembourg 0.02% � Cayman Islands 0.01% � Other 1.73%
Top holdings within the underlying fund(As at December 31, 2017)
LPL Financial Holdings Inc 3.50%
AECOM 3.41%
E*TRADE Financial Corp 3.25%
Carpenter Technology Corp 3.19%
SLM Corp 3.06%
Affiliated Managers Group Inc 2.91%
Builders FirstSource Inc 2.87%
Hanger Inc 2.79%
BofI Holding Inc 2.71%
Dana Inc 2.61%
Volatility meterLow High
� Fund (17) � Benchmark (14)Based on 3 year standard deviation
U.S. Large Cap eqUity Code 8185 / USSMS
Manulife Invesco US Small-Cap Value Equity Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -26.64 30.14 23.04 -5.73 19.60 54.69 17.70 9.54 15.61 11.17
Benchmark -11.10 2.40 18.01 -3.16 15.44 43.55 13.61 10.97 27.23 0.75
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 6.59 11.17 13.35 12.07 20.70 -
Benchmark 2.24 0.75 13.20 12.46 18.32 10.78
Investment objectiveOver the long term, the Fund is expected to outperform the Russell 2000 Value Index
Manulife Invesco US Small-Cap Value Equity Fund - ($35,812)Russell 2000 Value Invesco US Small Cap - ($27,860)AIM Sector Funds (Invesco Sector Funds): Invesco Small Cap Value Fund; Class Y Shares
UNDERLYING FUND -> AIM Sector Funds (Invesco Sector Funds): Invesco Small Cap Value Fund; Class Y Shares
Objective The Invesco US Small-Cap Value Equity Fund is managed to seeks capital appreciation. The Portfolio invests primarily in common stocks of small capitalization companies traded on a U.S. securities exchange.
Managed by Invesco Advisers Inc
Fund managers Invesco Canada Ltd.
Inception date August 2005 Manulife inception date August 2009
Total assets $2,645.9 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Composition � Foreign Equity 97.73% � Cash & Equivalents 0.85% � Other 1.42%
Equity Industry � Information Technology 31.16% � Financials 28.72% � Consumer Discretionary 9.70% � Energy 7.78% � Consumer Staples 6.19% �Materials 5.56% � Telecommunication Services 4.47% � Other 6.42%
Geographic split � China 25.01% � Korea 19.04% � Taiwan 10.65% � Brazil 8.23% � Russian Federation 7.02% � Hong Kong 4.92% � India 4.80% � Other 20.33%
Top holdings within the underlying fund(As at December 31, 2017)
Tencent Holdings Ltd 7.21%
Samsung Electronics Co Ltd 7.16%
Taiwan Semiconductor Manufacturing Co Ltd 5.20%
Alibaba Group Holding Ltd DR 5.16%
Sberbank Rossii PAO DR 3.48%
China Construction Bank Corp 3.36%
NK Lukoil PAO DR 2.19%
AIA Group Ltd 1.91%
Naspers Ltd 1.90%
Hon Hai Precision Industry Co Ltd 1.82%
Volatility meterLow High
� Fund (13) � Benchmark (13)Based on 3 year standard deviation
InternatIonal equIty Code 8051 / eMerG
Manulife Schroders Emerging Markets Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -40.12 50.51 7.22 -13.80 19.34 6.11 5.38 5.55 7.45 32.82
Benchmark -41.63 51.59 12.67 -16.40 15.61 3.93 6.63 2.04 7.34 28.26
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 7.97 32.82 19.43 14.62 10.99 5.29
Benchmark 7.63 28.26 17.31 11.99 9.25 4.14
Investment objectiveOver the long term, the Fund strives to outperform the MSCI EAFE ($ Cdn) Index.
Manulife Schroders Emerging Markets Equity Fund - ($16,746)MSCI EM (Emerging Markets) NR CAD - ($15,001)
Primary investment processFundamental, Bottom-up
Equity style and capitalization
Value Core/Blend Growth
Large
Medium
Small
All cap
UNDERLYING FUND -> Schroder Emerging Markets Canada Fund
Objective The Schroders Emerging Markets Equity Fund is managed to provide long term capital growth by investing in companies based in developing countries. The Fund will a balanced approach using a mix of top-down and bottom-up analysis, looking to derive 50% of added value from country allocation and 50% from stock selection.
Managed by Schroders Investment Management Limited
Fund managers Schroders Investment Management North America Ltd.
Inception date December 1994 Manulife inception date March 1997
Total assets $556.8 million Underlying fund operating expense (2016)0.2204%
How the underlying fund is invested
Composition � Foreign Equity 52.04% � United States Equity 43.68% � Canadian Equity 2.96% � Cash & Equivalents 1.13% � Other 0.19%
Equity Industry � Information Technology 16.80% � Financials 15.14% � Consumer Discretionary 13.84% � Health Care 12.23% � Industrials 10.92% � Consumer Staples 9.12% � Energy 8.86% � Other 13.09%
Geographic split � United States 43.78% � Ireland 12.05% � Germany 5.14% � Japan 4.89% � France 4.48% � Denmark 3.93% � Canada 3.73% � Other 22.00%
Top holdings within the underlying fund(As at December 31, 2017)
Alimentation Couche-Tard Inc 2.96%
Ferguson Plc 2.90%
Dollar Tree Inc 2.88%
JXTG Holdings Inc 2.86%
UnitedHealth Group Inc 2.75%
Nordea Bank AB 2.66%
Infineon Technologies AG 2.65%
ASR Nederland NV 2.64%
Shire PLC 2.61%
Comcast Corp 2.58%
Volatility meterLow High
� Fund (13) � Benchmark (11)Based on 3 year standard deviation
Global Equity Code 8442 / GlSlM
Manulife MMF Global Unconstrained Equity Fund
All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund -33.68 19.94 12.20 -12.03 19.64 37.47 12.02 21.62 -7.35 15.42
Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.86 15.42 3.41 9.15 14.89 -
Benchmark 6.17 14.99 9.83 12.77 17.58 8.18
Investment objectiveThe Fund is expected to outperform the MSCI World Index ($ Cdn).
Manulife MMF Global Unconstrained Equity Fund - ($19,057)MSCI World TR CAD (BoC) - ($21,966)Manulife Global Equity Unconstrained Fund
UNDERLYING FUND -> Manulife Global Equity Unconstrained Fund
Objective The MMF Global Equity Fund is managed to provide capital appreciation over the medium to longer term. The Fund invests primarily in equity and equity-type securities of multinational companies throughout the world. It may also invest in companies that the sub-manager expects will achieve multinational status.
Managed by Standard Life Investments Limited
Fund managers Standard Life Mutual Funds (SLMF) - SLI UK
Inception date July 2002 Manulife inception date June 2011
Total assets $478.1 million Underlying fund operating expense (2016)In IMF
How the fund is invested
Composition � Cash & Equivalents 1.45% � Other 98.55%
Geographic split � Canada 100.00%
Top holdings(As at December 31, 2017)
Canada Real Estate Property 98.55%
Volatility meterLow High
� Fund (1) � Benchmark (-)Based on 3 year standard deviation
Specialty code 9577 / Real
Manulife Canadian Pooled Real Estate Fund
All rates of return are shown before investment management fees or taxes have been deducted.
Source: Lipper, a Thomson Reuters company
0
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Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund 2.88 -7.21 9.21 11.57 10.31 7.14 6.98 6.32 5.31 4.91
Benchmark - - - - - - - - - -
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.24 4.91 5.10 5.51 6.12 5.61
Benchmark - - - - - -
Investment objectiveIPD Canadian Property Index
Manulife Canadian Pooled Real Estate Fund - ($17,273)Benchmark: NA - (-)
Objective The Fund provides long-term returns based on income and capital growth by investing primarily in income producing real estate properties.
Managed by Manulife Asset Management Limited
Fund managers Manulife Real Estate Division
Inception date December 1982
Total assets $1,650.7 million Underlying fund operating expense (2016)In IMF
How the underlying fund is invested
Equity Industry � Financials 15.64% � Real Estate 7.39% � Industrials 2.68% � Health Care 2.15% � Consumer Discretionary 2.03% � Consumer Staples 1.66% �Materials 1.64% � Other 66.81%
Geographic split � United States 34.01% � United Kingdom 5.07% � France 3.98% � Germany 3.32% � Spain 2.60% � Netherlands 2.49% � Italy 2.20% � Other 46.33%
Top holdings within the underlying fund(As at October 31, 2017)
US Treasury 3.875% 15-Apr-2029 2.30%
US Treasury 0.750% 15-Feb-2045 1.57%
US Treasury 1.000% 15-Feb-2046 1.34%
US Treasury 0.750% 15-Feb-2042 1.11%
US Treasury 2.500% 15-Jan-2029 1.03%
US Treasury 2.125% 15-Feb-2040 0.90%
US Treasury 1.38% 15-Feb-2044 0.87%
US Treasury 2.125% 15-Feb-2041 0.82%
Banco Santander SA 0.81%
ING Groep NV 0.70%
Volatility meterLow High
� Fund (4) � Benchmark (0)Based on 3 year standard deviation
Specialty code 8855 / GaRS
Manulife SLI Global Absolute Return Strategies Fund
Note: All rates of return are shown before investment management fees or taxes have been deducted.
The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.
Source: Lipper, a Thomson Reuters company
0
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15,000
Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.
Annual returns (%)
2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD
Fund - - - - 9.38 8.48 7.41 4.45 -1.42 4.18
Benchmark 8.57 5.84 6.14 6.50 6.54 6.46 6.44 6.02 6.08 6.36
Annualized compound returns (As at December 31, 2017)
This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.
3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.26 4.18 1.34 2.37 4.56 -
Benchmark 1.63 6.36 6.21 6.15 6.27 6.49
Investment objectiveCanadian Dealer Offered Rate (CDOR), 6 Month + 5%
Manulife SLI Global Absolute Return Strategies Fund - ($14,044)6 month CDOR+ 5% - ($15,063)SLI Glo SICAV Glbl Abs Rtn Strategies ZH CAD Dis
UNDERLYING FUND -> SLI Glo SICAV Glbl Abs Rtn Strategies ZH CAD Dis
Objective The SLI Global Absolute Return Strategies Fund is managed to deliver a positive absolute return in the form of capital growth over the medium to longer term in all market conditions by investing primarily, directly or indirectly, in a portfolio consisting of derivative contracts, fixed income securities, equities, cash and cash equivalent securities and securities of other funds.
Managed by Standard Life Investments Limited
Fund managers Standard Life Investments (UK) Limited
Inception date February 2013 Manulife inception date May 2011
Total assets - Underlying fund operating expense (2016)0.026%