Cranbrook920 Baker StreetTel 250.426.6666Toll free 1.866.960.6666

ElkfordElkford SquareTel 250.865.4661Toll free 1.800.313.2201

EKCCU.COM

Fernie1601 – 9th AveTel 250.423.9222Toll free 1.866.423.9222

Sparwood124 Aspen DriveTel 250.910.9222Toll free 1.855.222.5788

Rev. 11-13-2017 Desktop Graphics

➊ Together through life At EKC we make sure you’re ready for each stage of your life with products and services that help you achieve your goals. Anyone can join a credit union — 1 in 3 British Columbians already have!

➋ You’re our bottom line You own us, not the other way around. EKC leads other financial institutions by shar-ing profits with our members and our communities via patronage rewards, dividends, scholarships and donations.

➌ More local EKC staff provide 100% of all approv-als, including loans and mortgages. This flexibility allows unique products and services based on member needs — just ask any personal or business member. Any member can run to be part of our local Board of Directors.

➍ 100% deposit protection At EKC all depositors are 100% protected* by the Credit Union Deposit Insurance Corporation of British Columbia.

➎ Excellent rates and low service charges Enjoy earning patronage rewards on all your accounts. EKC’s unique Community Bond has excellent rates with special redemption features. Loans and mortgages have competi-tive rates.*B.C. Credit Union Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

Common Sense™ solutions

Did you know?We offer personalized service and Common Sense™ solutions that are easy to understand. EKC strives for exceptional quality, value and service, to give you the freedom and flexibility to manage your money and live your life the way you want.

FREE MEMBERLINK® Telephone Banking and FREE MemberDirect® Online Banking

f ACCOUNTS

fWAYS TO BANK

fMEMBER CARD® DEBIT CARD

f CREDIT CARDS

f ADDITIONAL SERVICES

BANKING

PAYROLL DIRECT DEPOSITPayroll direct deposit is the most convenient way to deposit your pay or pension to your EKC account. It’s simple, safe and automatic. Ask your employer (or former employer if you are receiving a pension) if direct deposit is available to you, and, if so, what information is required to set up direct deposit into your EKC account(s).

Why Direct Deposit: f Common Sense™ Solutions: No worries about mail delays or having cheques lost or stolen. f Prompt Payment: Deposits are credited on payday. f Convenience: No special trips to pick up and deposit cheques, and no holds on your funds.

f Freedom: Payments are automatically deposited to your account, even if you are traveling, on vacation or ill.

ADDITIONAL SERVICES f Night Deposit f Foreign Exchange Services f Safe Deposit Boxes f Interac® e-Transfers f Ding Free ATMs (ding-free.ca.) f Payroll Services

Common Sense™ solutions

Check out EKC’s videos at EKCCU.COM – learn about budgeting to credit scores

WAYS TO BANKEven though technology enables you do more things electronically, EKC recognizes the value of sitting down face to face. EKC offers Common Sense™ solutions with innovative products and services. Stop by!

f In-Branch Banking fMemberDirect® online banking f Interac® e-Transfers fMEMBERLINK® phone banking f ATM fMEMBER CARD® Debit Card f EXCHANGE Services fMastercard®/Visa® OAC f e-Statements fMobile Alerts fText Updates f Deposit Anywhere™ fMobile Apps

CREDIT CARDSEKC offers Mastercard® and Visa® credit cards. You get the purchasing power of a worldwide credit card, while knowing that EKC is protecting your interests.

  

For more information, or to apply for a Mastercard or Visa card, please visit EKCCU.COM or any EKC branch.

® ACCULINK , ACCULINK Hand & Card Design, MEMBERDIRECT, MEMBERLINK and THE MAXIMIZER are registered trade-marks owned by Credit Union Central of Canada, used under license.

® MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Credit Union Central of Canada, used under license.

EKC’s MEMBER CARD® Debit Card allows immediate and convenient access to your accounts via ATM or as a Debit Card at point of sale merchant terminals.

f purchase directly from your EKC accounts

f lower service fee than cheque or in-branch access

f Canada-wide acceptance through ACCULINK®, Interac®, and THE EXCHANGE® networks

f Deposit – use any of the deposit-taking Canadian ATMs on THE EXCHANGE network

f U.S. and International – ATM and merchants displaying CIRRUS or THE EXCHANGE symbol

You can use thousands of ATMs surcharge free. Look for THE EXCHANGE logo and do your banking just like you would at EKC – all surcharge-free!*

transaction fees may apply based on your account

BankingEKC offers accounts to best suit your needs in every stage of your life. Whether you’re saving, dreaming big or small, investing or looking for a better way to manage your finances, we’re here to help. EKC offers Common Sense™ solutions to reach your goals.

ACCOUNTSWe offer personalized service and Common Sense™ advice that’s easy to understand. EKC strives for exceptional quality, value and service, to give you the freedom and flexibility to manage your money and live your life the way you want.

Chequing Accounts fMasterPlan f PlanPlus f ElectroLink fMAXIMIZER® f Golden (60+) f U.S. Personal Chequing

Savings Accounts f SuperSaver fMember Advantage f U.S. Savings f Shares Accounts A, C, D

EK4Me Youth and Student AccountsAccounts are geared to support the younger generation.

f iGROW (ages 18 and under) first account, first job

f iLEARN (post-secondary) a must have for every student

f iPLAN (student lending) a student line of credit designed for you

MEMBER CARD®

MOBILE APP FOR ANDROID® AND iOS®

MEMBERLINK® Telephone Banking Toll Free from anywhere in Canada 1.844.733.6220