benefits for life’s moments

Benefits for Life’s Moments

Annual Enrollment Nov. 8 – Nov. 19, 2021

Check Out Your 2022 Sodexo Benefits

It’s Time To Choose Benefits For All Life’s Moments Annual Enrollment is the time to get the benefts you need for 2022.

See all the great benefts Sodexo ofers you and your family that support your well-being year-round.

Size Upthe medical plans and other coverage options available.

Select the benefts that are right for you and your family during Annual Enrollment from November 8 – 19.

Whether you’re single or married, saving for your future or seeking fnancial protection, Sodexo cares about keeping you and your family happy and healthy by ofering a variety of programs. And they’re all inside this guide.

Great News For 2022 Sodexo works hard to ofer you and your family programs and resources so you can be healthy, protected and balanced. That’s why we’re excited to share a number of nice changes we’ve put in place for 2022. As you think ahead to next year and consider what kinds of needs you’ll have, take a look at what’s new and diferent so you’ll be ready to enroll or make changes to your Sodexo benefts.

New Medical Plan Added • The CareFirst Catastrophic Medical Plan—A new

medical plan that provides basic coverage for big medical expenses, rather than coverage for everyday, routine medical services. This plan is not for everyone, so be sure you compare it to the other CareFirst medical plans

More Access To Services For CareFirst Members • Free mental health visits through CareFirst Video Visit—

See a mental health provider virtually through CareFirst Video Visit at no cost. In fact, all services through Video Visit are now free!

• Free virtual physical therapy—The new Hinge Health program, available to CareFirst medical plan participants, ofers free virtual physical therapy exercises that you can do in your home on your schedule

• More free procedures through Carrum Health—The Carrum Health no-cost surgery benefts have expanded to include more types of surgeries and new cancer support

3 Changes Health Money Enroll Resources

Changes to what you pay for medical benefts With healthcare costs continuing to rise nationwide, there will be an increase in 2022 medical rates and some changes to the CareFirst medical plan benefts. Changes to other medical options’ rates vary. What doesn’t change is that Sodexo will still pay for the majority of medical costs.


Other Pluses • Enhanced vision benefts at no additional cost—In the

EyeMed Vision plan, get better benefts when you use vision providers who are in the Eye360 network. Also, see the enhancements to benefts for progressive lenses

• Increased company-paid life insurance for full-time hourly employees—Under Free Basic Life, the beneft for hourly employees will increase from $10,000 to $25,000

• Dental rates go down for the third year in a row—We reduced our dental rates while keeping our dental plan benefts in the top quartile for our industry

• Most rates will stay the same for 2022 with the exception of medical coverage

One-on-one benefts support Have questions about your benefts, claims or need help understanding the plans? A HealthPro Consultant with Advocacy Services can walk you through it. Call 866-888-3203 8 a.m. – 7 p.m. ET, Monday through Friday.

Hey! Use the new Alight Mobile App during Annual Enrollment (from Nov. 8 - Nov. 19) and you’ll be entered into a drawing to win a $100 gif card! There will be 20 winners. Don’t miss this opportunity to win!

Get the new Alight Mobile app and a chanceto win a $100 gif card!1

1 Winners must be actively employed at the time of gif card distribution, or the gif card will be forfeited. All federal, state and local laws and regulations apply. Consult your tax advisor for more information.

I had a great experience with my HealthPro at Advocacy Services. She helped me to resolve a claims matter recently. This was my second successful experience with Advocacy. This time, they assisted me with a bill from the ER when I wasn’t seen. Saved me so much time and efort.”

- Jen

“

Download our new Sodexo Benefts Center app called Alight Mobile to access your benefts anytime, anywhere. See plan details, make changes, enroll, link to vendors, use tools and more.

To get the app, log into the Sodexo Benefts Center website and add your phone number under your profle. Then, download the app and search for Sodexo. Follow the prompts to get set up. Your Alight Mobile app username and password will be the same as what you use for the Sodexo Benefts Center website.


Health Take Care & Stay Well

Medical You have three national medical plan options administered by CareFirst BlueCross BlueShield—the Health Reimbursement Account (HRA), Preferred Provider Organization (PPO) and Catastrophic Plan. Each plan has a Blue Rewards Account for incentives you earn to help pay for eligible healthcare expenses. See page 14 for details.

Depending on where you live, you may be eligible for one of the regional medical plans, which include the Kaiser Permanente HMO, HMSA PPO and HMO, and Triple-S Salud.1

1 If you live in California, Colorado, Georgia, Hawaii or the Mid-Atlantic region (DC/MD/VA), you have Kaiser Permanente HMO as an additional medical plan option. HMSA plans are available in Hawaii, and Triple-S Salud is only available in Puerto Rico. The CareFirst PPO, CareFirst HRA and CareFirst Catastrophic plans aren’t available if you live in Hawaii or Puerto Rico. For plan details, refer to your personalized enrollment worksheet and contact the plan administrators, located in the contacts in the back of this guide.

Your well-being is important to us, which is why we ofer healthcare coverage and support, incentives for living a healthy life, and programs for your physical, fnancial and emotional well-being.


Use your HRA prescription debit card If you enroll in the CareFirst HRA Plan, you’ll get a debit card tied to your account to pay for prescription drugs so you don’t have to pay out-of-pocket.

1 You don’t need a referral to see a specialist. 2 Limited to 30 visits. 3 Urgent and emergency care is covered at the in-network level even if the facility is not in the network.

2022 Changes All new information is highlighted in color in the chart.

New

Family

Individual

Most Other Services

Hospital Coverage3

Emergency Room3

Urgent Care

CareFirst Video Visit

Chiropractic Care2

Occupational Therapy Visits Physical, Speech, and

Specialist Office Visit1

Primary Care Office Visit

Preventive Care

All Other Coverage Levels

You

You + Family

You + Child(ren)

Domestic Partner You + Spouse/

You

$17,400

- -

-


HRA Plan PPO Plan CareFirst HRA In network In network

And PPO Plans

Out of-Pocket Maximum (The most you pay in a year)

$250

N/A $375

$375

$500

$2,500 $1,250

$5,000 $2,500

$0 (no deductible)

30% afer deductible $30 copay


$15 copay


Visits for illness, mental health and other

services are free

Visits for illness, mental health and other

services are free

30% afer deductible, then $150 copay (waived if admitted) $30 copay

30% afer deductible, then $150 copay (waived if admitted)

$150 copay (waived if admitted),

then 30% afer deductible

30% afer deductible, then $250 copay

$250 copay, then 30% afer deductible

30% afer deductible 30% afer deductible

$8,700 $8,700

$17,400

Annual Deductible (Amount you pay each year before plan pays)

Copays and Coinsurance (Amount you pay)

Money from Sodexo (Put in plan account)

The CareFirst HRA and PPO Plans cover the same eligible services, allow you to see any provider you want (you’ll pay less with in-network providers) and include prescription drug coverage (see page 9).

The HRA Plan comes with a Health Reimbursement Account (HRA) that Sodexo contributes money to. You can use it to help pay for eligible $0 (no deductible) health expenses until you meet your deductible.

$15 copay

The CareFirst Catastrophic Medical Plan provides coverage if you experience a catastrophic illness or injury, such as from a car accident or heart attack. Potentially life-threatening events like these are costly and might cause you to meet your deductible and out-of-pocket maximum.

Under this medical plan, you pay all medical expenses until you meet your deductible and out-of-pocket maximum (which are combined into one amount). This means you will pay 100% of the cost of regular medical services—such as doctor visits, prescriptions, specialist visits and elective surgeries—until you have met your deductible and out-of-pocket maximum. Once you meet these, the plan will pay 100% toward covered services for the remainder of the calendar year.

CareFirst Catastrophic Medical Plan

Afer you enroll, register online with CareFirst to: • Find in-network

providers (you’ll save money this way!)

• View out-of-network coverage

• See more plan details

New

1 You don’t need a referral to see a specialist.

NOTE: Massachusetts residents should be aware that this plan may not meet the Massachusetts Connector creditable coverage requirements. Thus, enrolling in this plan may lead to adverse tax consequences in your state of residence. For additional information, please go to mass.gov/info-details/contact-masshealth-information-for-members or contact a tax professional or your fnancial advisor for advice. Sodexo and the Medical Plan are not responsible for any additional taxes or penalties resulting from your choice to participate in this plan. Please review all the Medical Plan options available to you before making a decision in which plan option to enroll.

Catastrophic PlanIn network

Annual Deductible and Out of-Pocket Maximum (Amount you pay each year before plan pays)

You $6,350

All Other Coverage Levels $12,700

You Pay 100% Until Deductible is Met

Preventive Care You pay $0 (no deductible)

Most Medical Services (Office visits1; urgent care visits,therapy, elective surgeries; prescriptions) You pay 100% until deductible is met

Other Services You pay 100% until deductible is met

CareFirst Video Visit Visits for illness, mental health and other services are free

-

-


Need help choosing a medical plan? In the Sodexo Benefts Center Annual Enrollment tool, you can estimate what your medical care will cost in 2022 based on your past medical history. You can even get a recommendation for a plan based on this information.

https://www.mass.gov/info-details/contact-masshealth-information-for-members

You automatically get prescription drug coverage with Express Scripts if you enroll in the CareFirst HRA, PPO or Catastrophic Plan.

Prescription Drugs

HRA Plan PPO Plan Catastrophic Plan Retail (30 day supply)

Generic1 $15 copay $10 copay

You pay 100% until you reach your deductible and out-of-pocket maximum

Brand 30% ($60 minimum, $150 maximum)

10% ($50 minimum, $125 maximum)

Non-Formulary Brand



Mail Order (90 day supply)2

Generic1 $30 copay $20 copay

You pay 100% until you reach your deductible and out-of-pocket maximum

Brand 30% ($120 minimum, $300 maximum)


Non-Formulary Brand



1 The program requires you to use generic drugs when available or you’ll pay a higher cost. 2 Some long-term specialty drugs are required to be flled through mail order on the frst fll.

Check with your plan for details.

Use home delivery from Express Scripts or pick it up at a local participating Smart90 network pharmacy. Otherwise, you will pay 100% of the cost of a 30-day supply of the medication afer you fll your initial prescription and two reflls of the drug at a retail pharmacy.

• Create an account • Find network pharmacies • Manage home delivery medications

Visit express-scripts.com/sodexo or call 800-903-7968 with questions.

Need to fll a long-term 90-day prescription?

Afer you enroll, register online with Express Scripts or download the app to:

2022 Changes All new information is highlighted in color in the chart.

New

-

-


http://express-scripts.com/sodexo

Sally and family • Covering herself, her spouse and

her three children • High healthcare use

Sally has family coverage. One child has a chronic condition and uses long-term medications, requiring occasional urgent care and ER visits. In 2022, the family will have:

5 preventive office visits 6 primary care doctor visits 4 specialist visits 2 urgent care visits 2 emergency room visits 6 retail (30-day) generic

prescriptions 7 mail order (90-day) brand name

prescriptions

Based on Sally’s 2022 medical needs, the HRA Plan is the lowest cost for Sally and her family.

How CareFirst Medical Plans Work Not sure which plan is right for you? Here are a few examples that may help.

See how the costs compare on the next page.


Meredith • Covering only herself • Low healthcare use

Meredith is single and generally a healthy person with minimal healthcare needs. In 2022, she will have:

1 preventive office visit 2 primary care doctor visits 1 physical therapy visit 1 urgent care visit 2 emergency room visits 1 retail (30-day) generic

prescription

Based on Meredith’s 2022 medical needs, the PPO Plan is the lowest cost for Meredith.

Alex and spouse • Covering himself + his spouse • Moderate healthcare use

Alex is moderately healthy but has a chronic condition and needs fairly frequent primary and specialist care. His spouse is also pretty healthy, but has one planned outpatient procedure. In 2022, they will have:

2 preventive office visits 5 primary care doctor visits 4 specialist visits 1 outpatient surgery 2 retail (30-day) generic

prescriptions 2 mail order (90-day) non-

formulary brand prescriptions

Based on Alex’s 2022 medical needs, the PPO Plan is the lowest cost for Alex and his spouse.

Compare Costs

NOTE: Amounts used in the example are for estimating in-network costs only (not actual costs) and they assume the deductible has not been met (not applicable for preventive or prescription drugs in the PPO/HRA plans). Be sure to use the medical plan decision tool on SodexoBeneftsCenter.com to determine which plans meet your personal needs.

Meredith Alex + Spouse Sally + Family HRA Plan PPO Plan Cat Plan HRA Plan PPO Plan Cat Plan HRA Plan PPO Plan Cat Plan

In-network In-network In-network

Annual Premiums $2,198 $2,426 $1,238 $5,900 $7,252 $9,068 $8,314 $10,219 $12,777

Preventive Visit $0 $0 $0 $0 $0 $0 $0 $0 $0

Primary Care Visits $250 $60 $250 $625 $150 $625 $750 $180 $750

Specialist Visits $800 $160 $800 $800 $160 $800

Physical Therapy Visits $15 $15 $100

Urgent Care Visits $300 $30 $300 $600 $60 $600

ER Visits $2,565 $2,375 $4,000 $845 $1,625 $2,000

Outpatient Surgery $3,250 $2,375 $5,000

Generic Rx (retail) $15 $10 $30 $30 $20 $60 $90 $60 $180

Non-Formulary Rx (mail order) $480 $480 $1,600

Brand Name Rx (mail order) $1,680 $700 $2,020

Subtotal $5,343 $4,916 $5,918 $11,085 $10,437 $17,153 $13,079 $13,004 $19,127

Sodexo HRA Contributions -$250 $0 $0 -$375 $0 $0 -$500 $0 $0

Total Expenses $5,093 $4,916 $5,918 $10,710 $10,437 $17,153 $12,579 $13,004 $19,127


http://SodexoBenefitsCenter.com

Surgery can be complicated and costly. Also, not all medical providers deliver the same quality of care and sometimes surgery can even be avoided altogether. That’s why Sodexo ofers a no-cost surgery beneft through Carrum Health for employees and their dependents enrolled in a CareFirst medical plan.

Through this beneft, you and your enrolled family members (age 18+) can access high-quality surgeons and Centers of Excellence (COE) hospitals. All of the surgery costs and most travel expenses, if necessary, are covered. Plus, you’ll have a dedicated patient Care Specialist to help you throughout the entire process. Covered surgeries under this Carrum Health beneft include knee, hip, shoulder, back, neck and elbow. For 2022, weight loss and heart surgery will also be included. New

New Cancer Support You and your doctor have access to cancer care nurses, ongoing video consults with premier oncologists, clinical trials guidance and education, and local specialists’ recommendations.

To learn more or use this beneft, contact Carrum Health directly at 888-855-7806 or carrum.me/sodexo (or download the Carrum Health app). Carrum Health’s team focuses on what matters—your health.

Carrum Health: No-Cost Surgery Benefit

Please note that some surgical procedures will not be covered if you use providers outside of Carrum Health; beneft is subject to limited exceptions. Surgeries that require you to use a Carrum Health COE are total hip/knee replacement, spinal fusion and bariatric surgery. New


http://carrum.me/sodexo

Conquer your back and joint pain with Hinge Health, and get back to the activities you love.

Hinge Health ofers innovative virtual physical therapy programs for back, knee, hip, neck and shoulder pain in easy-to-do 15-minute exercise sessions. It’s all available at no cost to you and your family members enrolled in a CareFirst medical plan. Hinge Health provides all the tools you need to get moving again from the comfort of your home. Here’s what you get once you sign up:

• Your physical therapist and health coach will work with you for up to 12 months to design a care plan just for you

• Access to virtual physical therapy sessions as needed • App-guided exercise therapy you can do from home

and at your own pace

Visit hingehealth.com/sodexo to learn about what’s included or call Hinge Health at 855-902-2777.

Hinge Health:Virtual PhysicalTherapy Program New


http://www.hingehealth.com/sodexo

Healthy Incentives If you enroll in a CareFirst medical plan, you have the opportunity to earn money toward your 2022 medical expenses.

Ready to start earning? Just log into carefrst.com/sodexo.

Take the RealAge® test Earn $100 in your Blue Rewards Account each year when you take the RealAge®

test. This test tells you your real physical age based on your health habits. You’ll need to register for an account with CareFirst and Sharecare before you can take the test.

1 Register for Video Visit When you register for CareFirst Video Visit for the frst time, you’ll earn a one-time $50 incentive in your Blue Rewards Account. You can then schedule virtual visits1 for: • Common illnesses • Mental health • Diet and nutrition • Breastfeeding/lactation

support All visits are free! New

Sign up for the Maternity Program If you or your spouse/ domestic partner are pregnant, you can earn up to $250 by completing the CareFirst Maternity Program. The program includes phone calls with a health coach and reviewing educational materials. You’ll earn $250 in your Blue Rewards Account for signing up by the third trimester and completing three coaching calls. New

2 3

$100

$50 per family $250

1 Please note: If you’re enrolled in a Kaiser, HMSA-Hawaii or Triple-S Salud medical plan, you may have other virtual visit tools available. Refer to the Resources chart at the end of this booklet to contact the medical plan you enroll in or see the applicable Summary Plan Description (SPD) and Summary of Benefts and Coverages (SBCs) located at the Sodexo Benefts Center (or call them at 855-668-5040 to receive a hard copy).


http://carefirst.com/sodexo

To help you and your family stay on a healthy path throughout the year, check out these great free programs.

Wellness Programs

From CareFirst The CareFirst wellness program, through Sharecare, ofers a variety of resources to keep you healthy. • RealAge® test: Learn your true physical

age plus earn a $100 incentive in your BlueRewards Account

• Diabetes prevention and weightloss support

• One-on-one health coaching• Library of videos and tips• Smoking cessationLearn more at carefrst.com/sodexo.

Life Health

• Parenting questions• Retirement planning• Legal and financial

matters• Child or elder care

• Mental and emotionalhealth counseling support

• Fitness coaching• Nutritional advice• Fitness tips• Virtual workouts

Money Career

• Financial guidance• In-store and exclusive

offers with vouchers andpromo codes

• Cash-back shoppingonline

• Career counseling• Help with time

management• Resources to improve

your skill set

From LifeWorks1

LifeWorks gives you lots of ways to stay healthy, reduce and manage stress and save money. It’s free, confdential and available 24/7 to help you and your family stay well from head to toe to wallet.

LifeWorks has solutions and resources that support your life, health, money and career. You can fnd help with whatever life brings your way, big or small. Below are some of the many services LifeWorks ofers.

1 Full-time, non-temporary, non-union employees and family members are eligible for LifeWorks.



A bright smile begins with regular dental care. The Dental Plan is administered by MetLife and covers basic and major services, including orthodontia.

Dental

In-Network Out-of-Network1

Deductible $50 per person

$50 per person

Annual Maximum $2,250 $2,250

Preventive (Checkups, cleanings and fluoride treatments)

$0 (no deductible)

20% (no deductible)

Basic Services (Fillings, extractions, root canals)

20% (afer deductible)


Periodontics (Treatment of gums and bones of the mouth, including periodontal surgery once per quadrant, every 36 months)



Major Services (Inlays, crowns, implants)



Orthodontics (For children under age 19)

50% (no deductible)

50% (no deductible)

Lifetime Orthodontia Maximum2 $2,000 $2,000

What you pay for care

Need to fnd a network dentist? Contact MetLife at metlife.com/mybenefits or 800-942-0854.

1 Subject to reasonable and customary fee limits—you pay all charges above these limits. 2 Only plan participants who are under age 19 when treatment begins are eligible.


http://metlife.com/mybenefits

In-Network Out-of-Network

Copays Reimbursement

Eye Exams $0 copay Up to $32

Standard Contact Lens Exam

$10 copay (includes two follow-up visits) Up to $40

Frames $130 allowance, then 20% off balance

Up to $58

Standard Lenses $15 copay

Up to $28 for single vision

Up to $44 for bifocal

Up to $72 for trifocal/ lenticular

ProgressiveLenses

Tier 1 $100 copay

Tier 2 $110 copay

Tier 3 $125 copay

Tier 4 $80 copay,

then 20% of retail price less $120 allowance

Up to $44

Contacts (Instead of frames)

$130 allowance, then 15% off balance

($130 allowance for disposable)

Up to $104 Need to fnd a network vision provider? Contact EyeMed at eyemed.com or call 866-299-1358.

Need glasses or contacts? Vision coverage can help. The Vision Plan is administered by EyeMed and uses the Eye360 enhanced network of providers. You’ll receive a better beneft when you use Plus Providers, so look for the “plus” icon when you search providers on EyeMed’s website.

New

17 Changes Health Money Enroll

Vision

What you pay for care

Resources

Vision discount program You don’t have to be enrolled in vision coverage to take advantage of EyeMed’s Vision Discount Program. Visit eyemed.com to learn how you can get discounts on: • Exams • Frames • Lenses • Contacts • Hearing aids • Laser vision correction

http://eyemed.com

http://eyemed.com

We have plans and programs to help you pay for care now, prepare for the unexpected and save for your fnancial future.

MoneyToday & Tomorrow

Connected Benefits To save you money if you’re enrolled in the CareFirst medical plan (page 7) and MetLife Supplemental Insurance Plans (page 19), there is a coordination of claims to give you the fullest coverage available. You will receive a letter of explanation when there is a medical claim that may qualify as a claim under the Supplemental Insurance Plans that you’re enrolled in.


Coverage Accident insurance

Critical Illness insurance

Hospital Indemnityinsurance

How it protects you

Provides fnancial support if you or a covered family member sufers an injury or death due to an accident

Provides fnancial support if you or a covered family member becomes seriously ill

Provides fnancial support if you or a covered family member needs to be hospitalized

Covered events

• Dislocations • Dismemberment • Concussions • Cuts & lacerations • Accidental death • Skin grafts • 2nd & 3rd degree burns • Eye injuries • Coma • Fractures

• Cancer • Heart attack • Coronary Artery Bypass Graft • Stroke • Alzheimer’s Disease • Kidney failure • Major organ transplant

• Hospital admissions • Intensive care unit (ICU)

admissions • Inpatient rehab

unit stays

What youreceive

Amount depends on the injury and level of care you need

Choose a beneft amount of $10,000, $20,000, $30,000 or $40,000 (paid in a lump-sum payment)

Amount depends on the event and level of coverage you elect

Good to know

You’ll need to designate a benefciary when you enroll

• You’ll need to designate a beneficiary when you enroll

• There is a waiting period between illness occurrences

• You’ll need to designate a beneficiary when you enroll

• A flat amount is usually paid for a hospital admission and a per-day amount for your entire hospital stay

Health Screening Beneft Each enrolled person (you plus family members) can earn an annual $75 incentive for getting a health screening. These dollars can be used however you choose.

What you can use the money for You can use the cash beneft paid to you in each plan however you wish. Common expenses include: • Deductibles and

copays • Treatments and

services not covered by your medical plan

• Out-of-network coverage

• Gas, groceries, bills, mortgage payments and other living expenses

1 Coverage varies by state. Contact MetLife at 800-GET-MET8 (800-438-6388). If you have questions, refer to the applicable Summary Plan Description (SPD) located at SodexoBeneftsCenter.com for eligibility (or call them at 855-668-5040 to receive a hard copy).

2 Certain employees subject to a collective bargaining agreement are only eligible to participate in these plans to the extent provided for in the applicable collective bargaining agreement.

Questions? Contact MetLife at 800-GET-MET8 (800-438-6388) or metlife.com/mybenefts (or download the MetLife app).


Supplemental Insurance Plans During enrollment, you can elect supplemental insurance plans, ofered through MetLife, for additional fnancial protection for you and your family.1,2 You pay for these plans through afer-tax payroll deductions. Keep in mind that you do not need to be enrolled in a Sodexo medical plan and these plans do not replace your medical insurance—they supplement your income.



HCSA FCSA

Your contributions Up to $2,750 Up to $5,000 ($2,500 if married and fling separately)

Use funds for Eligible medical, prescription,

dental and vision expenses (including over-the-counter drugs and feminine

care products)

Eligible child and elder care expenses

When funds are available Immediately As funds accumulate

in your account

Using your funds

Options, depending on medical plan: • CareFirst medical plans:

Auto-reimbursement (default) or debit card (must actively elect). You can also submit claims by mail, fax or online using the Smart-Choice Mobile app or website.1

• Kaiser, HMSA, Triple-S or if not in a Sodexo plan: debit card1, or submit claims by mail, fax or online using the Smart-Choice Mobile app or website.

You pay for services and then submit claims by mail, fax or

online using the Smart-Choice Mobile app or website

Account balance All unused funds at the end of the year are forfeited. You’ll have until March 31, 2023, to submit any 2022 claims.


Spending Accounts Save money with tax-advantaged accounts. The Health Care Spending Account (HCSA) and Family Care Spending Account (FCSA) help you put aside pre-tax dollars for eligible expenses and lower your taxable income. Both accounts are administered by Smart-Choice Accounts. You must re-enroll in these accounts each year.

1 Out-of-pocket expenses will be reimbursed via check or direct deposit once claims are processed. The debit card is tied to your account to pay for expenses anywhere Visa is accepted (save receipts for verifcation, if needed).

Don’t forget! Choose your benefciaries You’ll need to elect benefciaries for any life or accident plans you automatically receive or enroll in, for any supplemental health plans you elect, and for your 401(k) plan. It’s important to do this so you make sure your insurance and retirement payouts go to the people you want if something were to happen to you.

For life and accident: Visit lifebenefts.com/plandesign/sodexo or call Securian at 877-282-1936.

For supplemental health programs: Visit metlife.com/mybenefts or call MetLife at 800-GET-MET8 (800-438-6388).

For 401(k): Visit MySodexoSavingsPlan.com or call Voya at 866 7 MY PLAN (866-769-7526).

Estimate how much you need Review your life insurance options when you enroll. See more details on page 30.

To give your loved ones peace of mind, you have life and accident coverage (insured and administered by Securian) available in case something were to happen to you. You automatically get some coverage from Sodexo, and you can enroll in additional coverage if you choose.

Life & Accident

Discover extras from Securian Register on the Securian website to access loads of helpful features and additional benefts, such as legal advice, fnancial guidance, grief resources, travel assistance, legacy planning, benefciary fnancial coaching, and more.

You automatically get: • Free Basic Life Insurance

(benefit for full-time hourly employees increased from $10,000 to $25,000 New )

• Business Travel Accident Insurance (salaried employees)

You can enroll in1: • Group Term Life Insurance • Voluntary Accidental Death

& Dismemberment Insurance (AD&D)2

1 If you enroll afer your initial eligibility period, Evidence of Insurability (EOI) is required. If you are not currently participating in the Group Term Life Insurance Plan, you may elect 1x your pay without having to complete EOI.

2 You must be enrolled in Group Term Life Insurance to participate in AD&D.


http://lifebenefits.com/plandesign/sodexo


http://MySodexoSavingsPlan.com

Check out the video library! Access the video library at SodexoBeneftsCenter.com to watch videos on: • Why It’s Important to

Have Disability Coverage • How to Use Your

Disability Benefit


Disability You can enroll in Short-Term and Long-Term Disability (STD and LTD) (insured and administered by New York Life) to protect your income if the unexpected happens and you’re unable to work. STD starts seven days afer you become disabled and continues for up to 26 weeks. If you’re disabled for more than 26 weeks and you participate in LTD, it will start when STD ends.

Hourly STD1

Hourly LTD

Salaried STD1

Salaried LTD

Up to 60% of your weekly earnings to a maximum of $750 per week

Up to 60% of your pay each month to a maximum of $2,000 per month

Up to 60% of your weekly earnings to a maximum of $2,885 per week

Up to 60% of your pay each month to a maximum of $15,000 per month

26 weeks

Varies by age and disability

26 weeks

Varies by age and disability

1 Certain states provide automatic disability coverage for residents. For hourly employees who live in California, New York, Hawaii, New Jersey, Rhode Island or Puerto Rico, the Hourly Sodexo Short-Term Disability plan is not available. Salaried employees are able to participate in both the Sodexo and state plans; however, Sodexo disability beneft payments will be ofset by the amounts paid by the state plan.

If you don’t enroll in disability coverage when you frst become eligible, you will be asked to supply Evidence of Insurability (EOI). Coverage will not take efect until the insurance company has reviewed and approved your completed EOI. For more information, visit SodexoBeneftsCenter.com.

Benefit Amount Maximum Length ofBenefit Payments



Identity Theft Protection Safeguard your privacy, identity and fnances with the protection of Allstate Identity Protection Pro Plus1, ofered through Allstate Identity Protection. Enrolling your family extends protection to anyone in your household. With Identity Protection Pro Plus through Allstate, you get: • Identity monitoring that detects and alerts you of

high-risk activity • Fraud restoration to recover your identity • Privacy Advocates who can talk to you 24/7 • $1 million insurance policy that covers out-of-pocket expenses,

lost wages or legal fees • Identity theft reimbursement for funds stolen from your bank or

401(k) account

You can enroll in the program now or any time during the year on SodexoBeneftsCenter.com (and you can cancel anytime). For more information, watch a helpful video in the video library on the Sodexo Benefts Center. Be sure to register once you enroll at myAIP.com, Allstate’s website, and provide necessary details so Allstate can monitor your information.

1 This program is not available to employees covered under a collective bargaining agreement.



http://myAIP.com

Improve your savings strategy with Voya Voya Retirement Advisors can help you: • Create an investment

strategy • Decide how much to save • Project your retirement

income • Maximize your 401(k)

Get started at MySodexoSavingsPlan.com. Check out Voya Learn at Voya.com/VoyaLearn.

As you choose your 2022 benefts during Annual Enrollment, it’s also a good idea to review your 401(k) contributions.

The 401(k) Savings Plan through Voya ofers: • Before-tax, after-tax and Roth 401(k) contributions • Matching employer contributions • Personalized investment advice from

financial professionals

If you have questions about your 401(k), call Voya at 866 7 MY PLAN (866-769-7526).


401(k) Savings Plan


http://Voya.com/VoyaLearn

Remember to get the new Alight Mobile app for a chance to win a $100 gif card! Download the new Sodexo Benefts Center app called Alight Mobile to access your benefts anytime, anywhere...and to enroll. To get the app, log into the Sodexo Benefts Center website and add your phone under your profle. Then, download the app and search for Sodexo. Follow the prompts to get set up. Your Alight Mobile app username and password will be the same as what you use for the Sodexo Benefts Center website.

Enroll Elect Benefits Or Make Changes For 2022 Nov. 8 – Nov. 19

1 Winners must be actively employed at the time of gif card distribution, or the gif card will be forfeited. All federal, state and local laws and regulations apply. Consult your tax advisor for more information.


Hey! Use the new Alight Mobile app during Annual Enrollment (from Nov. 8 - Nov. 19) and you’ll be entered into a drawing to win a $100 gif card! There will be 20 winners. Don’t miss this opportunity to win!


Steps To Enroll In OrUpdate Your Benefits Annual Enrollment is the time to evaluate what you have and decide if you need to make changes. Follow these steps to get the benefts you need for life’s moments in 2022 or to make changes to your current benefts between Nov. 8 – Nov. 19.

1 2 Review Choose To understand your options and costs, Choose wisely using tools review all enrollment materials online and resources available on through the Sodexo Benefts Center. SodexoBeneftsCenter.com. Use tools

like the video library and Health Plan Comparison Charts to help.

Need additional support? Visit SodexoBeneftsCenter.com and use the chat feature to instant message with a benefts specialist.

About your password If you log into the SodexoBeneftsCenter.com for the frst time, you’ll create your account with a password. For security, this password resets every 90 days. If you ever forget your password, simply go to SodexoBeneftsCenter.com and select Forgot User ID or Password?

3 Enroll Enroll online, on the app or over the phone to get the benefts you want.

Online: Go to SodexoBeneftsCenter.com to make your elections. To view the website in Spanish, select your preferred language at the bottom of the home page.

App: Download our Alight Mobile App.

Phone: Call 855-668-5040, 8 a.m. – 8 p.m. ET, Monday through Friday

Appointment: During the enrollment process, you can schedule an appointment with a customer service representative if you need additional support.






Important Benefits Details As you choose or update your 2022 benefts, there will be a few things to keep in mind.

If you do nothing during Annual Enrollment You’ll remain in the same plans you currently have at the same levels of coverage. You will not have an HCSA or FCSA, because you must re-enroll in these accounts each year.

Nicotine surcharge If you’re enrolling in medical or group term life insurance for the frst time, you must disclose any nicotine use. If you answer “yes,” you’ll be charged an annual $1,200 nicotine surcharge ($23.98 per week).1 If you use nicotine products and wish to quit, consider enrolling in a smoking cessation program. Most Sodexo medical options ofer free programs to help you quit. Check your medical plan or contact LifeWorks for more information.

Adding new dependents If you add dependents to your coverage, you’ll need to provide proof of eligibility. This can be done with a marriage certifcate, domestic partner afdavit, adoption papers or birth certifcates.

New ID cards ID cards will be sent to you if you enroll in the medical, prescription drug and vision plans. If you enroll in the HRA Plan, you’ll also receive an HRA prescription debit card. If you enroll in the HCSA and choose the debit card payment option, a debit card will be mailed to you.

Life events If you experience a qualifying life event during the plan year, such as marriage, birth, adoption, divorce, etc., you may be eligible to enroll for the frst time or change your enrollment. You must request the change within 30 days of the event. You can schedule an appointment with a customer service representative at SodexoBeneftsCenter.com.

1 The nicotine surcharge does not apply to Hawaii and Puerto Rico medical plans or employees covered under the terms of a collective bargaining agreement.



Employees in Hawaii If you cancel or decline Sodexo medical coverage, you must complete a Hawaii State Waiver Form and return it to the Sodexo Benefts Center. You can call the Sodexo Benefts Center at 855-668-5040 to request the form, or it will be sent to you if you do not make an election for medical coverage.

If the form is not completed and received by the Sodexo Benefts Center by the date your benefts would normally begin, you will be automatically enrolled in the Kaiser Permanente HMO with employee-only level of coverage, and you will be responsible for paying the cost of that coverage. If you are automatically enrolled, you will not be able to cancel your coverage until the next Annual Enrollment unless you experience a qualifying event.

If you lose coverage If you and your dependents have health coverage through another employer and lose it, you may be eligible to enroll in coverage through Sodexo. You must request enrollment within 30 days afer your other coverage ends or afer the other employer stops contributing. You can schedule an enrollment appointment with a customer service representative at SodexoBeneftsCenter.com.

Tell us how you want to receive materials Choose your communication preference for receiving benefts materials—either electronic (no print will be sent) or postal. 1. Go to SodexoBeneftsCenter.com 2. Click Manage Communications

under the My Profle icon 3. Input your information (including

adding your mobile phone number to get text messages)

4. Select Delivery Preference and choose postal mail or email, then save

You can also call the Sodexo Benefts Center to choose your communication preference.

Questions? Visit SodexoBeneftsCenter.com or call 855-668-5040.

Important Benefits Details





Here are some of our favorites to help you enroll and manage your benefts throughout the year.

Resources

1 2

Helpful Tools To Use

Video Library Watch short, helpful videos in the video library at SodexoBeneftsCenter.com to learn about your plan options and how to stay healthy. • 2022 What’s New Annual

Enrollment video • Importance of disability

coverage and how to use it • Video Visit through CareFirst • CareFirst wellness program • No-cost surgery benefit

through Carrum Health • LifeWorks video

EstimatingExpenses When you elect your medical plan, the enrollment tool will ask questions about your medical and prescription drug usage and recommend a medical plan for you based on this information.1

1 This tool is only available if you have more than one medical plan option in your region.

4 3 Health Plan ComparisonCharts This provides a side-by-side comparison of the medical plans so you can choose which one is best for you. You can fnd these comparisons, as well as more detailed documentation like the Summary of Benefts Coverage (SBC) and the Summary Plan Description (SPD), when you enroll at SodexoBeneftsCenter.com. You can also obtain a hard copy of the SBC or SPD by calling 855-668-5040.

ComplexQuestions And Support When you have specifc questions or issues, contact Advocacy Services at 866-888-3203 8 a.m. – 7 p.m. ET, Monday through Friday. A HealthPro Consultant can help you understand the plans and how they work, explain benefts terms and resolve claim disputes.




Need more information? Refer to the Summary Plan Descriptions (SPDs) and Summary of Benefts and Coverages (SBCs) at SodexoBeneftsCenter.com > Health & Insurance > Plan Information. You’ll also fnd helpful mobile apps, wellness incentives, enrollment materials and more.

Benefits App Download our Alight Mobile app to your device so you can: • Enroll in your benefits • See your current coverage • Search for doctors on the go • View spending account

balances • And more!

More information can be found at SodexoBeneftsCenter.com.

30 Changes Health

5

Money Enroll

6 Life Insurance When you make your elections through the enrollment tool, use the life insurance estimator tool to determine the coverage levels that make sense for your needs.

Resources

7 Common Medical Terms Explained If you’re not exactly sure what “copay,” “coinsurance,” “out-of-pocket maximum” or other medical insurance terms mean, refer to the Summary of Benefts & Coverage (SBC) located on SodexoLINK and at SodexoBeneftsCenter.com > Health & Insurance > Plan Information. If you would like a hard copy of the SBC, you can call the Sodexo Benefts Center at 855-668-5040.

8 General Support For general questions about your benefts or the enrollment process, go to SodexoBeneftsCenter.com. You can also use the chat feature on the website to instant message a specialist.





Helpful Websites

Medical CareFirst: carefirst.com/sodexo • Treatment Cost Estimator • Provider comparison tool • Ask a Nurse

Prescription drugs: express-scripts.com/sodexo • Refill prescriptions • Price a medication • Find a pharmacy • Safety alerts • Automatic refills

Carrum Health: carrum.me/sodexo • No-cost surgery • Surgery care and coordination • Dedicated Patient Care Specialist

SupplementalInsurance Plans metlife.com/mybenefits • Accident insurance • Critical Illness insurance • Hospital Indemnity insurance

Dental metlife.com/mybenefits • Claim history • Email support

Vision eyemed.com • Offers and discounts • Print ID card • Cost estimator • Online orders

Register Once your coverage becomes efective, register on the websites for every plan you enroll in. Plus, many plan websites ofer great tools, videos and other resources.

Most plans ofer mobile apps Be sure to download what you need from your app store.

Hinge Health: hingehealth.com/sodexo • Virtual physical therapy • App-guided exercises at home

Kaiser Permanente: kp.org • Natural medicine database • Special fitness rates • Symptom checker

HMSA: hmsa.com • Health Education Workshops • Active & Fit gym discounts • Online Care 24/7

Triple-S Salud: ssspr.com • Virtual consult • 24/7 nurse line • Nursing professionals • Disease management for diabetes,

asthma and hypertension







http://eyemed.com

http://hingehealth.com/sodexo

http://kp.org

http://hmsa.com

http://ssspr.com

Contacts For help with: Contact Phone Web General enrollment questions, resources and SPDs/SBCs Sodexo Benefts Center 855-668-5040 SodexoBeneftsCenter.com

Benefts issues resolution support Advocacy Services 866-888-3203 SodexoBeneftsCenter.com

Human Resources PeopleCenter 855 Sodexo HR (855-763-3964) SodexoLINK.com

Information about the Marketplace Sodexo Coverage Resources 855-668-5040 sodexocoverageresources.com

Medical

CareFirst (HRA, PPO, Cat Plans) 866-399-9450 carefrst.com/sodexo

Kaiser Permanente (HMO Plans)

California: 800-464-4000 Colorado: 800-632-9700 Mid-Atlantic (D.C., MD, VA): 800-777-7902 Georgia: 888-865-5813 Hawaii: 808-432-5955

kp.org

HMSA (Hawaii) HMSA PPP: 808-948-6111 HMSA HPH Plus HMO: 808-948-6372 hmsa.com

Triple-S Salud (Puerto Rico) 787-774-6060 ssspr.com

Prescription drugs (for CareFirst participants) Express Scripts 800-903-7968 express-scripts.com/sodexo

No cost surgery beneft (for CareFirst participants) Carrum Health 888-855-7806 carrum.me/sodexo

Virtual physical therapy (for CareFirst participants) Hinge Health 855-902-2777 hingehealth.com/sodexo

Dental (Group number: 314886) MetLife 800-942-0854 metlife.com/mybenefts

Vision EyeMed 866-299-1358 eyemed.com

LifeWorks LifeWorks 866-675-6566 (24/7) 888-732-9020 (Spanish) login.lifeworks.com

Supplemental insurance plans MetLife 800-GET-MET8 (800-438-6388) metlife.com/mybenefts

Spending accounts Smart-Choice Accounts 855-668-5040 SodexoBeneftsCenter.com

Life and accident insurance Securian 877-282-1936 lifebenefts.com/plandesign/sodexo

Disability New York Life 800-362-4462 mynylgbs.com

Identity thef protection Allstate Identity Protection 800-789-2720 myAIP.com

401(k) savings plan Voya 866 7 MY PLAN (866-769-7526) MySodexoSavingsPlan.com

Employee discounts Sodexo LINK SodexoLINK.com

Payroll Employee Service Center 877 PAYSDXO (877-729-7396) portal.adp.com

Please note: For your convenience, Single-Sign On to CareFirst, Kaiser, Express Scripts, MetLife, EyeMed, New York Life and Securian is available from the Sodexo Benefts Center.

-




http://SodexoLINK.com

http://sodexocoverageresources.com


http://kp.org

http://hmsa.com

http://ssspr.com



http://hingehealth.com/sodexo


http://eyemed.com

http://login.lifeworks.com



http://lifebenefits.com/plandesign/sodexo

http://mynylgbs.com

http://myAIP.com


http://SodexoLINK.com

http://portal.adp.com

0773.0304

Benefts

The benefts listed in this brochure give a general overview of the benefts package provided to non-temporary employees in class code 1 - 4 or

for Life’s Moments

full-time hourly employees in class code 6, working an average of at least 30 hours per week over a 52-week Measurement Period who are not covered under the terms of a collective bargaining agreement. Certain employees subject to a collective bargaining agreement are only eligible to participate in these plans to the extent provided for in the applicable collective bargaining agreement. If there is a diference between the information in this document, the Summary Plan Description, the Plan Document or the carrier’s service contract, the information in the Plan Document or contract governs. The Plan Administrator reserves the right to resolve any ambiguity in this document.

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benefits for life’s moments

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