benefits & programs
DESCRIPTION
BENEFITS & PROGRAMS. Objective & Offerings. A compelling benefits program that is competitive from an industry & geographically perspective and enables recruiting & engenders retention. Provide quality providers, competitive rates, and comprehensive coverage - PowerPoint PPT PresentationTRANSCRIPT
BENEFITS & PROGRAMS
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A compelling benefits program that is competitive from an industry & geographically perspective and enables recruiting & engenders retention.
• Provide quality providers, competitive rates, and comprehensive coverage• Provide income protection & continuation• Offer optional lifestyle benefits• Facilitate a secure retirement• Foster community within every site!
Offerings
• Medical plans include: HMO, HRA and PPO for California & Colorado employees and HRA and PPO for all others
• Other benefits - life insurance, short term & long term disability income, flexible spending account plan & competitive PTO benefits
Objective & Offerings
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Medical/Vision & Dental Insurance Offerings: Kaiser, BC/Anthem, VSP• HMO Option • PPO Option• High deductible Health Reimbursement Account Plan
Short-term and Long-term Disability: Sun Life• 66% base salary protection for STD up to $2,500/wk• 66% base salary protection for LTD up to $10,000/mo• Option to pay the tax on the premium & receive benefit tax-free
Life Insurance: Sun Life• 3X annual salary up to $1M• Additional 3X annual salary for accidental death up to $1M
Additional Option Life Insurance: Sun Life
Flexible Spending Reimbursement Account: IGOE• Pre-tax deferral allowance of $104.17 per pay period annually for unreimbursed
medical $208.34 per pay period for dependent care expenses
Benefit Offerings Summary: Health & Wellness
All STATES (excluding CA & CO)
Coverage Medical Vision Buy-Up Option Dental
Carrier Anthem VSP Anthem Dental
Plan PPO HRA Enhanced PPO PPO
Employee Only $95.00 $65.00 $7.00 $20.00
Employee & Spouse $290.00 $185.00 $11.00 $48.00
Employee & Child(ren) $240.00 $155.00 $12.00 $40.00
Family $425.00 $315.00 $18.00 $70.00
MONTHLY COST SHARING CONTRIBUTIONS
MONTHLY COST SHARING CONTRIBUTIONS
COST SHARING
CALIFORNIA & COLORADO
Coverage MedicalVision Buy-Up
OptionDental
Carrier Anthem Kaiser VSP Anthem Dental
Plan PPO HRA HMO HMO Enhanced PPO PPO
Employee Only $150.00 $70.00 $90.00 $90.00 $7.00 $20.00
Employee & Spouse
$335.00 $200.00 $265.00 $265.00 $11.00 $48.00
Employee & Child(ren)
$280.00 $170.00 $225.00 $225.00 $12.00 $40.00
Family $500.00 $335.00 $385.00 $385.00 $18.00 $70.00
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Health Club Reimbursement: $300/annually for offices without an existing health club on premises
Optional Legal Services Plan: Hyatt Legal, $23 a month
PTO (Sick and Vacation):
Year of Service # of PTO Days Monthly Rate of Accrual
1st - 5th 20 1.666 days6th onward 25 2.083 days
Accrued balances may equal one and a quarter (1.25) times current rate of paid time off accrual.
Accruals over the current 1.25 PTO rate accrual will be grandfathered until time is taken down to the level where accruals may begin
Benefit Offerings Summary: Well Being
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10 Company Paid Holidays Per Year
Wednesday, January, 1st New Year’s Day
Monday, February, 17th President’s Day
Monday, May 26th Memorial Day Weekend
Friday & Monday, July 4th & 7th Independence Day Observed
Monday, September 1st Labor Day
Thursday & Friday, November 27th & 28th Thanksgiving Weekend
Thursday & Friday, December 25th & 26th Christmas Day
Company Shut Down: All US operations will be closed Friday, July 4th through Friday, July 11th and employees will be required to use 4 days of PTO.
Benefit Offerings: Well Being
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Tuition Reimbursement:• Annual amount of $3,500
Employee Recognition Programs: • Bravo - $10 Peer to Peer • Making a Difference - Management to Staff $150 – $300• Excellence Awards – Outstanding Accomplishment $500 – $1,500• Service Awards – 1, 3, 5,7, 10 and every 5 years thereafter
Performance Reviews & Objective Setting:• Happens annually commencing in January of each year • Performance reviews follow completion of prior year self review & are
conducted by 2/28• Merit Increases – 4/1• Qumas Alignment – 2014 objective setting, participation in the 2014/2015
merit process
Benefits Summary: Development & Recognition
Benefit Open Enrollment
Open enrollment is effective now through March 21 during which time you can elect your benefit plans for coverage during April 1 – September 30, 2014, with an effective date of April 1.
This will be your opportunity to elect coverage for:•Medical/Vision•Dental•Life Insurance•Tax-Free Disability Insurance •Health and Dependent Care Flexible Spending Account Enrollment •Legal Service Plan Benefits
Accelrys’ benefit plan year is October – September: elections will be in place through September 30 th unless you have a ‘life event’ (marriage, birth of a child, divorce, change in employment).
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Additional Policies & Information
Accelrys Benefit Site –
• Accessible to you and families• Provides links to plan provider websites, plan summaries,
physician directory, forms and policies• Benefit Help Desk – CareCounsel
•http://accelrys.gethrinfo.net/Default.aspx
EMPLOYEE BENEFITS OVERVIEW
BENEFITS OVERVIEW
Medical• Anthem PPO • Anthem HRA • Anthem HMO (ca & co)
• Kaiser HMO (ca & co)
Vision• VSP Core PPO• VSP Buy-up PPO
Other Benefits • Hyatt Legal • EAP • CareCounsel
Life & Disability• Sun Life Financial Life / AD&D• Sun Life Financial Short-term Disability• Sun Life Financial Long-term Disability• Sun Life Financial Voluntary Life / AD&D
Dental• Anthem PPO
BENEFITS HOTLINE – CareCounsel
CareCounsel is a confidential service that helps employees navigate the healthcare system. Healthcare professionals can assist in the following areas:
Understanding health benefits and coverage
Assist with claims processing and service denials
Assistance in choosing a PCP, specialist or hospital
Understanding drug formularies to make most cost effective decisions
Call (toll-free) 1-888-227-3334, Monday through Friday, 8:30am – 5:00pm PST or email, [email protected].
MEDICAL PPO – Anthem
Calendar year deductible
Coinsurance
$250 / individual$500 / family
20% after deductible 40% after deductible
Out of pocket maximum$2,000 / individual
$4,000 / family$6,000 / individual
$12,000 / family
Routine preventive care
Office visit
Inpatient hospitalization
No charge
20% after deductible $500 / admit + 40% after ded.
40% after deductible
40% after deductible
$20
Prescription Drugs
Laboratory & radiology
Durable medical equipment
Tier 1 / Tier 2 / Tier 3 / Tier 4
Mail order – 90 day supply
20% after deductible 40% after deductible
40% after deductible
$10 / $30 / $50 / 20% + 50%
Not covered
20% after deductible
$10 / $30 / $50 / 20%
$10 / $60 / $100 / 20%
In network Out of network
Outpatient surgery 40% after deductible20% after deductible
Emergency room $100 (waived if admitted) + 20%
Urgent care 40% after deductible$20
Acupuncture 20% after deductible
Chiropractic 40% after deductible20% after deductible24 visits / calendar yr.Chiropractic limitations
$500 / individual$1,000 / family
Acupuncture limitations 12 visits / calendar yr.
40% after deductible
MEDICAL HRA – Anthem
Calendar year deductible
Coinsurance
$3,000 / individual (fund pays first $750)$6,000 / family (fund pays first $1,500)
No charge 30% after deductible
Out of pocket maximum$4,000 / individual
$8,000 / family$6,000 / individual
$12,000 / family
Routine preventive care
Office visit
Inpatient hospitalization
No charge
No charge after deductible 30% after deductible
30% after deductible
30% after deductible
No charge after deductible
Prescription Drugs – Medical Deductibles Apply
Laboratory & radiology
Durable medical equipment
Tier 1 / Tier 2 / Tier 3 / Tier 4
Mail order – 90 day supply
No charge after deductible 30% after deductible
50% after deductible
30%
Not covered
50% after deductible
$10 / $30 / $50 / 30%
$10 / $60 / $100 / 30%
In network Out of network
Outpatient surgery 30% after deductibleNo charge after deductible
Emergency room No charge after deductible
Urgent care 30% after deductibleNo charge after deductible
Acupuncture No charge after deductible
Chiropractic 30% after deductibleNo charge after deductible24 visits / calendar yr.Chiropractic limitations
Acupuncture limitations 12 visits / calendar yr.
30% after deductible
HRA fund established by Accelrys
$750 individual
$1,500 family
Deductible
$3,000 individual ($2,250 after fund)$6,000 family ($4,500 after fund)
Coinsurance0% individual
100% Anthem
100%
Pre
ven
tive
In Network
Out of pocket maximum$4,000 individual ($3,250 after fund)
$8,000 family ($6,500 after fund)
FS
A
Preventive Care Such as annual physicals/exams, and age/condition appropriate screenings and immunizations
Anthem HRA
The HRA plan is a calendar year plan. Employees who enroll in the Anthem HRA will:
Receive annual fund amount of $750 / $1,500 at the beginning of the calendar year (prorated each month thereafter)
HRA FUNDING
Anthem HMO
$3,000 / family
Calendar year deductible None
Out of pocket maximum$1,500 / individual
Office visit (PCP / specialist)
Inpatient hospitalization
Outpatient surgery
$20
$100 / procedure
$200 / admit
Prescription Drugs
Tier 1 / Tier 2 / Tier 3 / Tier 4
Laboratory & radiology
Durable medical equipment
Mail Order Tier 1 / Tier 2 / Tier 3 / Tier 4
$10 / $30 / $45 / $45
No charge
20%
$10 / $60 / $90 / $90
In network only
Emergency room $100 (waived if admitted)
Urgent care $20
Routine preventive care No charge
Acupuncture $20
Chiropractic (60 days after illness/injury) $20
KAISER HMO
$3,000 / family
Calendar year deductible None
Out of pocket maximum$1,500 / individual
Office visit (PCP / specialist)
Inpatient hospitalization
Outpatient surgery
$20
$20 / procedure
$250 / admit
Prescription Drugs
Generic / brand / Specialty Drugs
Laboratory & radiology
Durable medical equipment
Mail Order - Generic / brand
$15 / $30 / 20% up to $250 copay max.
No charge
20%
$30 / $60
In network only
Emergency room $50 (waived if admitted)
Urgent care $20
Routine preventive care No charge
Acupuncture Not covered
Chiropractic (20 visits / cal. yr.) $20
90 day supplySupply Limit
Available for members who are under the care of a provider who is not currently in the Anthem network:
Must be in an active course of treatment, have a terminal illness, have a scheduled surgery or are pregnant
Members must complete and submit the Transition of Care form found on the benefits portal
TRANSITION OF CARE
DENTAL PPO – Anthem
Orthodontic treatment (adults & children)
Lifetime maximum
Basic Services
In network
Amalgam, one surface permanent
Composite/white (anterior), one surface permanent
Surgical removal of erupted tooth
Extracted impacted tooth
Single root canal
90%
90%
90%
90%
90%
Calendar year deductible (indiv. / family)
Calendar year plan benefit maximum
Diagnostic & Preventive – Deductible Waived
Office exam
Teeth cleaning
Full mouth x-ray
$50 / $150
$2,000
100%
100%
100%
Major Services
Full cast metal crown
Porcelain/metal crowns (molars)
Dentures (full or partial)
60%
60%
60%
Orthodontic Services
50%
$1,500
80% of UCR
80% of UCR
80% of UCR
80% of UCR
80% of UCR
$100 / $300
$2,000
100% of UCR
100% of UCR
100% of UCR
50% of UCR
50% of UCR
50% or UCR
50% of UCR
$1,500
Out of network
Benefits “Core” Plan “Buy-up” Plan
In network In network
Exam copay $25 $25
Examination Every 12 months Every 12 months
Lens replacement Every 12 months Every 12 months
Single vision Covered Covered
Bifocal Covered Covered
Trifocal Covered Covered
Anti-Reflective coating Not covered Covered
Progressive lenses Not covered Covered
Scratch resistant coating Not covered Covered
Frame replacement Every 24 months Every 12 months
Contacts (in lieu of glasses) Every 12 months Every 12 months
Frame / contact allowance $120 $150
VISION PPO – VSP (core and buy-up)
LIFE AND DISABILITY – Sun Life Financial
Basic Life / AD&D Benefit 3x Annual Salary to $1,000,000
Basic Accidental Death & Dismemberment 3x Annual Salary to $1,000,000
Short Term Disability 66.67% of weekly earnings to a maximum of $2,500 / week
Long Term Disability 66.67% of monthly earnings to a maximum of $10,000 / month
(Employees have an option to elect a non-taxable STD / LTD benefit)
OPTIONAL LIFE / AD&D – Sun Life Financial
Purchase a maximum of $500,000 in increments of $25,000 $150,000 Guarantee Issue
Spousal coverage available in increments of $5,000 up to $500,000
$25,000 Guarantee Issue
Cannot exceed employee coverage
Child(ren) $10,000 coverage is available
“Evidence of Insurability” required for amounts above guarantee issue (complete EOI form on Benefits Portal)
A pre-tax benefit which allows employees to set aside pre-tax dollars for unreimbursed medical, dental, vision and childcare expenses
•FSA Plan Year: April 1, 2014 – March 15, 2015•Contributions: April 1, 2014 – December 31, 2014 •Reimbursement requests must be submitted by – March 31, 2015
You can contribute:
•$104.17 per pay period for healthcare expenses
•$208.34 per pay period for childcare expenses
A Benefit Card will be issued to you if you enroll in the Medical FSA plan. It allows you to directly access your Flexible Benefit Plan pre-tax funds with the swipe of a card to pay for eligible products and services at qualified locations. Locations include hospitals, physician offices, dental offices, vision service locations, and pharmacies.
125 FLEXIBLE SPENDING PLAN
Dependent Care FSA Before/ after school programs for children under age 13 Daycare centers In-home day care / Nanny / Au Pair Summer day camp Nursery school and Pre-school programs Elder care or dependents not capable of self-care
FSA ELIGIBLE EXPENSES
FSA PLAN RULES
Subject to IRS “use it or lose it” provisions
Employee contributions are deducted from your paycheck pre-tax and deposited in your FSA
Annual enrollment required each year by the IRS
Contribution changes not allowed unless an eligible change in family status has occurred such as:
• Marriage/divorce• Birth/adoption • Death of dependent• Loss/gain of coverage
Covers employee, spouse and dependents for legal services including:
Estate Planning Real Estate Family Law Document preparation Financial Matters Traffic Offenses
$23 per month and enrollment for full plan year is required
LEGAL ASSISTANCE – Hyatt Legal Plan
100% Accelrys Paid
Five face-to-face counseling sessions per issue
Confidential counseling services and referrals to local counselors and resources to address issues such as:
Relationship Issues Family Problems Grief and Loss Addiction & Recovery
Available 24 hours per day, 365 days per year
Covers employees, spouses and children
EMPLOYEE ASSISTANCE PROGRAM – COMPSYCH
QUESTIONS?
NEXT STEPS
UltiPro System
Online Benefit Enrollment
•Must enroll and/or decline benefit plans by COB, March 21st
UltiPro Features -
•View Pay statements, W-2’s and personal data
•Access PTO balance
•View benefit plan details
Additional Features – (training will be provided at a later date)
•Submission of time-off requests and ability to record leave taken in the UP Time Management Module
Site Address: https://www4.ultiproworkplace.com/
Employment • US Qumas employees will become employees of Accelrys effective April 1. With the
transition to the Accelrys payroll the following documents are needed to complete this process:
A new Form I9 providing identification documentation Proprietary Information and Inventions Agreement & Multi-Policy
Acknowledgment Policy Form Form W4, if applicable, State tax withholding form Direct Deposit Enrollment Form EEO Self-Identification Form Premium Tax Election Form EEO Self-Identification Form
• Your Qumas date of hire is your official start date with Accelrys for purposes of:
401(k) Vesting – 3DS Plan PTO Accrual Service Award Program
QuestionsFor assistance with the integration process, benefit enrollment or general questions, please contact Carla Frates, Stacy Fingerut or me.
Carla Frates – [email protected]. or 925-543-7301Stacy Fingerut – [email protected] or 925-543-7302 Deb Slaunwhite – [email protected] or 858-799-5258