Boone County Shopper - Belvidere, Illinois - October 1, 2015 Page 9

brereton inc.brereton inc.brereton inc. Health Insurance

Serving Belvidere/Boone County Since 1950

527 S. State St., Belvidere, IL 61008 • 815-544-3180

Major Medical - Medicare Supplements & Long Term Care

Breretons.com Fred Brereton Ric Brereton

“Your Future Is Our Concern Today”

Independent Agency Offering The Products Of:

Barr’s Flowers 815-544-3141 119 S. State St.

Proud member of the tele flora © network

Belvidere’s Only Complete Florist

www.barrsflowers.com

Same Day Delivery Available Monday-Saturday!

Family Owned & Operated

Seasonal Giftware, Purses& Scarves, Greeting

Cards, Truffles & More!

Cemetery Lots $800 - $850 Grave Openings $900

(Weekends Slightly More)

• Cremation Burials • Frank Lloyd Wright Pettit Chapel • Pre-Burial Arrangements

1121 N. Main Belvidere

815-547-7642

elvidere emetery ssociation

B C A

Belvidere Funeral Home Inc.

203 Logan Ave., BelvidereFamily Owned & Operated Since 1906

Why Pre-Plan?Peace Of MindPersonal ChoiceLower Costs

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• Tradition Services• Cremation Services• Pre-Planning Services

We Offer:

To Schedule A Free Consultation, Please Call

815-544-2121www.belviderefh.com

Colin A. Jensen - Funeral Director

4452 Squaw Prairie Road, Belvidere, IL 61008 tel: 815.547.6377 • fax: 815.547.3857

www.maplecrestcare.com

2250 Pearl Street, Belvidere, IL 61008 tel: 815.544.0358 • fax: 815.544.5006

www.northwoodscare.com

Rehabilitation Services Rehabilitation Services Our rehab services extend far beyond the physical - it is about serving every aspect of an individual with care, kindness and respect. Our goal is to provide the necessary approach to facilitate a complete return to health and successful return to home.

Serving Boone County Over 40 Years!Serving Boone County Over 40 Years!

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maintain the highest quality of life. For A Private Tour Call Our Admissions Department Today

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Trendy Exercises To Rev Up Workouts Exercising consistently is a great way to get healthy. For those who find their workout routines mon otonous, switching up exercises and embracing some of the newer, trendier fitness regimens may be a way to ma intain your momentum at the gym.

Water Aerobics: Swimming isn’t the only thing you can do in a pool. Water workouts are ideal for those with muscle and joint pain because the buoyancy of the water reduces stress on these areas, while providi ng enough resistance for a deep workout. Workouts may begin in chest-deep water and progress to deeper water f or added resistance. Some gyms now offer aqua cycling classes that combine water aerobics with spinning. Var ious adultAquatic classes are offered at the Belvidere Family YMCA Monday - Friday. Please call the YMCA at ( 815) 547- 5307 or visit their website belviderefamilyymca.org for more information.

Dance & Hip-Hop Classes : ZUMBA ® classes have been popular for quite some time. But many health clubs offer additional classes that employ dance to burn calories and tone muscles. Some gyms have develop ed their own cardio-based dance classes that get people moving to music in a fun way. Routines are fun and fa st-moving, which may make them feel less like a workout and more like a social event. Monday night ZUMBA class es are available at the Belvidere Family YMCA. You can also visit Celia’s Zumba Fitness, 124 N. State Stre et, Belvidere or call (815) 547-0654.

Recess Classes : Adults who want to feel like kids again need only to enroll in a fitness class that borrows activities from the playgrounds of our youth. From walking like a crab to running drills to balance beams, these workouts take school recess and bring it to the health club

High-Intensity Workouts: High-intensity interval training, or HIIT, is a concept behind some of today’s most popular exercise programs. HIIT combines cardiovascular and strength-training movements into a conce ntrated workout designed to keep your heart rate elevated. HIIT workouts blend bouts of intense exercise wit h either rest or low-intensity activity. These workouts seem to promote faster weight loss than prolonged workouts at moderate paces. While HIIT is functional, it is not best for those who have preexisting orthopedic injuries o r serious cardiovascular conditions. Many people enjoy a stronger heart and improved muscle tone from HIIT wor kouts.

Trampoline Cardio: For those who want to shake up their workouts and lift their moods, jumping on a trampoline can do just that. It’s difficult to be in a bad mood when bouncing around like a kid on a trampoline . Trampoline classes are turning up in some upscale gyms, where each participant has his own individual trampolin e. Routines mix in different choreography and small hand weights to promote a fun and effective cardio experienc e.

October October

SENIOR LIVING SENIOR LIVING SENIOR LIVING BOONE COUNTY BOONE COUNTY BOONE COUNTY

A MONTHLY FOUR PAGE SECTION FOR SENIORS

Boone County Shopper - Belvidere, Illinois - October 1, 2015Page 10

8094 Fairgrounds Rd., Belvidere, IL Open Daily 7-5; Sat. 7-Noon

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Dr. Eric CoyDr. Sarah GreggDr. Norbert Kulpinski

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815-397-2020304 North State - Belvidere

Free Consultation • Wills • Trusts • Probate • Powers of Attorney • Nursing Home Planning • Family Law • Traffic & Criminal

815-544-3165 www.mavillelaw.com

Suite 307, 600 S. State, Belvidere

Attorneys At Law John H. Maville • Karla M. Maville

Tricia L. Smith

The virtues of saving for retirement are extolled from the moment young men and women begin their professional careers. Such advice is sound, and though retirement is a long way off from the start o f one’s career, those professionals who heed these words of wisdom and start saving early are bound to benef it down the road

But even the best advice can fall on deaf ears from time to time, and many people simply don’t save enough for retirement. A 2013 survey from Fidelity Investments revealed just how much financial trouble the ave rage American is likely to be in upon retirement. The survey asked more than 2,000 participants a range o f questions on topics, including their health, retirement and saving habits, and found that the average baby boo mer, which includes those born between 1946 and 1964, was on track to reach just 81 percent of their retirement income needs. Those needs include food, shelter and medical care. The study also found that 40 percent of p articipants across all generations were saving less than 6 percent of their salaries for retirement. That’s espe cially troubling when considering financial planners often advise men and women to save 10 to 15 percent of their sal aries for retirement.

Some simple arithmetic and an examination of assets, including retirement accounts and savings, can shed light on how rosy or bleak a person’s retirement looks. Young professionals have time to make up for their indiscretions, but men and women over 50 who haven’t saved enough for retirement must get to work immediately to ensure their retirement years are comfortable. The following are a handful of ways me n and women can catch up on retirement savings.

How To Catch Up On Retirement Savings

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• Start spending less. The easiest way to catch up on retirement savings is to start spending less. Men and women over 50 know that the sand in their earnings hourglass is running out, and those behind on retirement savings need to make the most of their earnings in the years ahead. That means cutting out any unnecessary expenses so that money can be used to save for retirement. Examine all of your monthly and annual expenses to find ways to trim some fat.

• Contribute more to your employer-sponsored retirement plan. If you have not been contributing the maximum amount to your employer-sponsored retirement plan, start doing so. This is especially beneficial if your employer matches your contributions. Contributing more to such plans should not drastically affect your take-home pay now if the plan is a pretax plan like a 401(k). * Make IRA catch-up contributions. The Internal Revenue service allows men and women over the age of 50 to make annual catch-up contributions up to $5,500. These contributions must be made to a retirement plan via elective deferrals, and there are additional requirements as well.

• Put more in traditional savings accounts. It’s unwise to expect your retirement accounts to fully fund your lifestyle in retirement, so you will need, or at least want, a substantial amount of money in saving s. The benefit here is the money you put into traditional savings accounts has already been taxed so you won’t incu r any bills from the tax man once you begin to use that money down the road.

• Postpone retirement. Though it’s not ideal for men and women with a target retirement date in mind, postponing the day you call it quits is another way to catch up on retirement savings. Postponing re tirement allows you to build a more substantial retirement portfolio while also decreasing the amount of time you will need to rely on that money. This gives you more flexibility in retirement. Studies have shown that men an d women are simply not saving enough to finance their retirements. But there are myriad ways for those over 50 t o start catching up.

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Boone County Shopper - Belvidere, Illinois - October 1, 2015 Page 11

218 W. Hurlbut Ave., Belvidere 815-544-2616 www.AndersonFCS.com

Our Family Is Here For Yours.

Our mission is to celebrate one’s life and help families navigate the journey of loss with a sense o f hope. One of the most painful events we experience in life is the loss of a loved one. At Anderson Funeral and Cremation Services , we believe that finding an appropriate and meaningful way to celebrate your loved one’s life while giving thanks to God for the ir life is the necessary foundation to healing. - Stephen Anderson

Patrick Stephen Diann Jeffrey

520 Pearl St. • Belvidere

For Independent SeniorsNow Age 55+

(815)547-8479

PEARL PLACE SENIOR APARTMENTS

F F F I E S T A I E S T A I E S T A MARKET MARKET MARKET

400 Chrysler Dr., Belvidere 815-544-2220

www.fiestafrescamarket.com Open 7 Days A Week 7 AM - 9 PM

Quality & Value In Every Aisle

• Premium Meats & Seafood • Seasonal Fruit • Fresh Vegetables • Prepared Foods • Deli & Baked Goods

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(877) RRVBC-99 (877-778-2299) rrvbc.org

• Programs Recommended By Arthritis Foundation • Silver Sneakers • Gymnasium & Fitness Center With Trained Staff • Fitness Classes Free With Membership

• 85 Degree Swimming Pool • Adult Lap & Open Times Throughout The Day • Discounted And Subsidized Memberships

220 West Locust, Belvidere, IL 61008

815-547-5307

www.belviderefamilyymca.org

• For Youth Development • For Healthy Living • For Social Responsibility

Belvidere FamilyYMCA

SENIOR LIVING SENIOR LIVING BOONE COUNTY BOONE COUNTY

National Physical Therapy Month Meghan Wilinski, Director of Marketing, Orthopedic and Sports Therapy Institute, Inc.

Every October, the American Physical Therapy Association (APTA) celebrates National Physical Therapy Month to recognize physical therapists and physical therapist assistants and how they help individuals imp rove and restore movement while reducing pain.

Improve Mobility & Motion Physical therapists are experts in improving mobility and motion. Pain-free movement is crucial to y our quality of daily life, your ability to earn a living, your ability to pursue your favorite leisure activities, and so much more.

For example: • Movement is essential to physical activity, which is necessary to prevent obesity, which is respon sible for at least 18% of US adult deaths. • Mobility is crucial for physical independence, and studies suggest that walking alone can reduce t he risk of heart attack and stroke, hip fracture, and knee arthritis among other benefits. • Consistent movement is vital to maintaining a healthy balance system, which can help prevent costl y falls.

Avoid Surgery and Prescription Drugs While surgery and prescription drugs can be the best course of treatment for certain diagnoses, ther e is increasing evidence demonstrating that conservative treatments like physical therapy can be equally effective (and cheaper) for many conditions.

For example: • Low back pain is routinely over-treated despite abundant evidence that physical therapy is a cost- effective treatment that often avoids advanced imaging scans like MRIs that increase the cost of care and th e likelihood for surgery and injections. • Physical therapy has proven as effective as surgery for meniscal tears and knee osteoarthritis, ro tator cuff tears, spinal stenosis, and degenerative disk disease, among other conditions.

Participate In Your Recovery Physical therapists routinely work collaboratively with their patients. Treatment plans can be desig ned for the patient’s individual goals, challenges, and needs. Receiving treatment by a physical therapist is ra rely a passive activity, and participating in your own recovery can be empowering. In many cases, patients develop an ongoing relationship with their physical therapist to maintain optimum health and movement abilities across the life span.

This year the APTA will be highlighting ways to age well with the help of physical therapists during National Physical Therapy Month in a special #AgeWell campaign. The goal of this campaign is to educate the general public on things that they can do themselves to live a pain free life and age healthfully during all phases of life.

Join Orthopedic and Sports Therapy Institute (OSTI) along with our two Boone County locations, Belvi dere Physical Therapy and Poplar Grove Physical Therapy as we celebrate National Physical Therapy Month.

At OSTI, we strive to keep our clinical team up to date on the latest, most advanced physical therap y techniques. Our therapists are dedicated to providing lasting results that will restore function in the lives of our patients; no matter the stage of life they may be in.

Some information for this article is from MoveForwardPT.com

Health Department Offers Annual Flu Vaccines Flu vaccine is available at the Boone County Health Department, 1204 Logan Ave., Belvidere from 1-4 PM every Wednesday at their walk-in clinic. If you prefer another time, call 815-544- 9730 for an appt. You can also get vaccine at one of the Health Department Flu Clinics on:

Tuesday, Oct. 13th, 9-10 AM Shadley Apartments, 1151 Nettie St., Belvidere Wednesday, Oct. 14th, 9-10 AM Pearl Place Apartments, 520 Pearl St., Belvidere Thursday, Oct. 22nd, 9-11 AM Keen Age Center, 2141 Henry Luckow Ln., Belv. Wednesday, Oct. 28th, 5:30-7:30 PM Belvidere So. Middle School, 919 E. 6th St., Belv.

Influenza is a highly contagious respiratory illness that can affect even healthy people. It spreads person to person through respiratory droplets when an infected person coughs or sneezes. Symptoms include fever (usually high), headache, cough, sore throat, runny or stuffy nose and body aches. A flu shot protects not only you, but those around you.

Boone County Shopper - Belvidere, Illinois - October 1, 2015Page 12

O’Brien’s Pharmacy O’Brien’s Pharmacy 216 S. State St., Belvidere • 815-544-3433

Pharmacy Hours: Monday-Friday 9 am - 7 pm; Saturday 9 am - 4 pm; Sunday 9 am - 1 pm

• Personalized Patient Consultations • Durable Medical Equipment • Diabetic Shoes

• Competitive Pricing • We Accept All Major Insurance & Medicaid/Medicare • User Friendly Packaging

Your Co-Pay Is The Same Anywhere You Go. So Why Not Support Your Local Pharmacy?

DISPILL Medication Packaging System DISPILL Medication Packaging System We Offer A Worry-Free Self-

Medication System To Prevent Your Loved One From Missing

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Wheelchairs Walkers Crutches & Canes Commodes Hospital Beds

Support Stockings Braces/Splints Lift Chairs Bath Benches

Monday - Saturday

Enjoy The Enjoy The Enjoy The Life You Life You Life You Deserve! Deserve! Deserve!

815-544-9495 4730 Squaw Prairie Rd., Belvidere

Assisted Lifestyle Communities For Seniors Of All Incomes

815-226-1444

It doesn’t matter if you saved money in 15 minutes.

It doesn’t matter if your neighbor has the same insurance you do.

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Flanders Insurance Agency 1947 N. Lyford, Rockford flanders@flandersinsurance.com

Trust is more than just a word. It's who we are.At Alpine Trust & Investment Group, we are a team of experienced professionals who provide the highest level of personalized investment management and trust services to individuals, businesses and organizations.We are the trust and investment group of choice because:

We have a team of professionals who are the most accomplished experts in their fi elds We provide an unmatched level of personal serviceWe help people, businesses and our communities We are local

East State Street Offi ce6838 E. State Street, Rockford, IL 61108

Phone: (815) 231-2710Fax: (815) 231-2825

Belvidere Offi ce600 S. State Street, Belvidere, IL 61008

Phone: (815) 547-5200Fax: (815) 544-7221

www.bankalpine.com/investmentsInvestment and insurance products are: not products of Alpine Bank; not FDIC insured; not guaranteed; and, may be subject to investment risk, including possible loss of principal.

Breast cancer treatments may last anywhere from six months to a year. Adjusting after treatment may not come so easily at first. But adjustments are easier with time, and many cancer survivors continue to live life to the fullest in much the same way they did prior to their diagnosis.

When treatment ends, patients often still have fears about the cancer, wondering if all of the cance rous cells have been destroyed and worrying about recurrence. But focusing on the present and all of the things you now can do with health on your side is a great way to put your fears behind you.

Many cancer survivors must still visit their doctors after treatments end. Doctors still want to mon itor patients closely, so be sure to go to all follow-up appointments and discuss any symptoms or feelings you may be having. Side effects may continue long after radiation or chemotherapy has ended. Your doctor may ha ve suggestions for coping with certain side effects or will be able to prescribe medications to offset these effects. Follow-up appointments should gradually decrease the longer you have been cancer-free.

It’s not uncommon to feel differently after cancer treatment, as your body has been through quite a lot. Many women still experience fatigue, and sleep or normal rest doesn’t seem to make it abate. Realize this is normal, and how long it will last differs from person to person. It can take months or years for you to expe rience your “new normal.” Things do not happen overnight. While your hair may grow back quickly, it may take som e time for you to feel like yourself again. Exercise routines or other lifestyle changes may help you overc ome fatigue or make it more manageable.

Speaking with others who have survived breast cancer can help. Join a support group or reach out to others through social media. Getting a first-hand account of what can be expected the first year after trea tment can assuage anxiety.

Life After Breast Cancer The moment a person receives a breast cancer diagnosis, his or her life changes immeasurably. The roller coaster of emotions begins, and suddenly this person is thrust into a schedule of doctor’s appointments, treatments and visits from friends and family

The World Cancer Research Fund International says breast cancer is the second most common cancer in women and men and is the most frequently diagnosed cancer among women in 140 of 184 countries worldwide. Despite that prevalence, the five-year relative survival rate for women diagnosed with localized breast cancer (cancer that has not spread to the lymph nodes or outside the breast) is 98.5 percent, says the American Cancer Society. Survival odds increase as more is learned about breast cancer and more people take preventative measures, including routine screenings. Today, there are nearly three million breast cancer survivors living in the United States

Ingredients Bottom crust (may omit): 11/2 cups graham cracker crumbs 4 tbsp. reduced-fat margarine

Pie 4 oz. reduced-fat cream cheese (Neufchatel) 2 tbsp. plus 1 cup skim milk 2 packets Equal ®

1 carton (8 oz.) Cool Whip Free ®

2 boxes sugar-free instant vanilla pudding (4-serving size) 1 can (15 oz.) pumpkin 1 tsp. cinnamon 1/2 tsp. ginger 1/2 tsp. ground cloves

Instructions 1. Preheat oven to 350 degrees. 2. Mix graham cracker crumbs and reduced-fat margarine with fork until well blended. Press into bottom of two 9 inch pie pans or one 15 x 22 inch pan. 3. Bake for 5-7 minutes at 350 degrees. Cool while mixing next layer. 4. Beat softened reduced-fat cream cheese until very smooth. Beat in 2 tablespoons skim milk and Equal ® . Stir in half of the carton of thawed reduced-calorie frozen whipped topping. 5. Spread on cooled graham cracker crust. Place in refrigerator while mixing next layer. 6. Pour skim milk into chilled bowl. Sprinkle both boxes of pudding mix on milk. Beat with wire whisk or mixer on low speed for 1-2 minutes until thick. Stir in pumpkin and spices. 7. Fold in remaining half carton of frozen whipped topping. Spread on cream cheese layer. 8. Chill for at least 1 hour.

Nutrition Facts Servings Per Recipe: 16 Servings (2 Pies or One 12x1 inch pan)

Amount Per Serving: Calories 100 Calories From Fat 30 Total Fat 4 g Cholesterol 5 mg Sodium 190 mg Carbohydrate 15 g Dietary Fiber 1 g Protein 2 g Exchange 1 Starch, 1 Fat Carbohydrate Units 15

This Month’s Healthy RecipeThis Month’s Healthy RecipeThis Month’s Healthy Recipe

Double Layer Pumpkin PieDouble Layer Pumpkin PieDouble Layer Pumpkin Pie This recipe is courtesy of University Of Illinois Extension

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Note: May be made the night before serving.

Cut into 16 pieces for serving. Refrigerate

unused portions.