calgary new home guide - jul 15, 2016

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INSIDE THIS ISSUE

WHY A HOME INSPECTIONIS SO IMPORTANT

CHBA – CALGARY HONOURSVOLUNTEERS, NAMES NEW BOARD

WHAT TO CONSIDER BEFOREBUYING INVESTMENT PROPERTY

JULY 15 - AUG 12, 2016VOLUME 19, ISSUE 8, FREE

CALGARY EDITION

Whether you’re renting or buying,fi nding your next home has never been so easy.

startyour search here.

property profi les

10 Stepper HomesCelebrates 60 years with special anniversary pricing

16 Shane HomesCollection of Urbana street towns at Airdrie’s Hillcrest

trending

38 Brookfi eld ResidentialPresenting Livingston – Calgary’s new north

39 CHBA - AlbertaSupports move to protect Wood Buff alo residents

advice

13 The Homebuying ProcessAssociation honours volunteers, new boardby Donna Moore

22 InsightNew home landscapingby Brad Jackman

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NEIGHBOURHOOD

WITHDYNAMIC

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contentsJULY 15 - AUG 12, 2016 | VOLUME 19 ISSUE 8

10Stepper Homes Celebrates 60 years with special anniversary pricing

ON THE COVER

42

2416

24 CalgaryismWhy is getting a home inspection so important?by Cody Battershill

34 Quick TipsFour organizing myths that keep you in disarray by Hellen Buttigieg

40 Mortgage AdviceWhat to consider before buying investment propertyby Alyssa Furtado

44 CHBA - AlbertaRebuilding after the Alberta wildfireby Jim Rivait

48 Mortgage MogulExploring the Purchase Plus Improvements programby Jason Eldridge

in every issue

6 Editor’s Note

18 What’s Online

42 Neighbourhood Profile

10

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

ALBERTA SALES MANAGER

Shelley Balla

EDITOR

Wayne Karl

ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sara Duck (on leave)Elisa KrovblitLydia McNutt (on leave)

SENIOR MEDIA CONSULTANT

Melanie Gowans403.200.8462

Follow me on twitter @melgowans

Like us on Facebook ypnexthome

PRODUCTION CO-ORDINATOR

Greg Van Sluytman

GRAPHIC DESIGNER

Mike Terentiev

PRODUCTION MANAGER

Helen Pearce

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

403.200.8462

FOR NATIONAL ADVERTISING INQUIRIES CALL:

416.263.6783

Published by

Calgary’s New Home Guide is published 13 times per year. We are located at:2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313The magazine is free to the public ypnexthome.ca

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected]

district maps

9 Cochrane

15 Airdrie

21 Okotoks

27 Southeast

31 Northwest

37 Northeast

41 Calgary North Region

43 Southwest

45 Calgary East Region

50 Calgary South Region

Get it in writing

Housing policy under watch

The saying “get it in writing” has never

been more important in the case of

the new-home purchase, since such

a document outlines everything your

home will have in it, on it and around it.

Otherwise known as the Agreement of

Purchase and Sale, the contract spells

out the terms and conditions between

you and your builder. Without it, if there

is a misunderstanding or disagreement,

it’s impossible to prove what was

agreed upon.

Before you sign a contract, review it

carefully with the builder. Ask questions.

Fully understand what it contains. Then

take it to a real estate lawyer and have it

reviewed. Once it is signed, it becomes

a legal document and an agreed-upon

contract, so seeking the services of an

experienced real estate lawyer is an

important step toward ensuring that

your dream home becomes a reality.

Let us know how it goes. We’d love

to hear from you!

At time of writing, the Bank of

Canada had yet to make its latest

interest rate announcement and

Monetary Policy Report.

The expectation was that the BoC

would again hold its overnight rate

target at 0.5 per cent.

With its Monetary Policy Report

and other moves from the federal

government, however, many experts

expected action.

Potential changes in mortgage

regulations and housing policy seem

inevitable, if not now then in the

coming weeks, after federal Finance

Minister Bill Morneau commissioned a

joint federal, provincial and municipal

working group to study the housing

market, largely to address market

stresses in Toronto and Vancouver.

The challenge with any action

to tackle skyrocketing prices and

declining a� ordability in these cities

will be to not negatively a� ect other

markets where such characteristics

do not exist.

Markets such as Calgary, Edmonton

and other parts of Canada are

experiencing very di� erent conditions

than Toronto and Vancouver. Indeed,

if anything, they need changes to

help, not hinder homebuying activity.

+ get social

Editors' Notes

MARDA LOOP

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

MORE PHOTOS ONLINEypnexthome.ca/marda-loop

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

6 YPNEXTHOME.CA

LOOKING FOR A NEW HOME?

Brand new name, same great app. Everything you need to know to buy or rent your next home.

we can help!

DOWNLOAD THE APP

JUL 15 - AUG 12, 2016 | NEW HOME GUIDE 7

Get it in writing

Housing policy under watch

The saying “get it in writing” has never

been more important in the case of

the new-home purchase, since such

a document outlines everything your

home will have in it, on it and around it.

Otherwise known as the Agreement of

Purchase and Sale, the contract spells

out the terms and conditions between

you and your builder. Without it, if there

is a misunderstanding or disagreement,

it’s impossible to prove what was

agreed upon.

Before you sign a contract, review it

carefully with the builder. Ask questions.

Fully understand what it contains. Then

take it to a real estate lawyer and have it

reviewed. Once it is signed, it becomes

a legal document and an agreed-upon

contract, so seeking the services of an

experienced real estate lawyer is an

important step toward ensuring that

your dream home becomes a reality.

Let us know how it goes. We’d love

to hear from you!

At time of writing, the Bank of

Canada had yet to make its latest

interest rate announcement and

Monetary Policy Report.

The expectation was that the BoC

would again hold its overnight rate

target at 0.5 per cent.

With its Monetary Policy Report

and other moves from the federal

government, however, many experts

expected action.

Potential changes in mortgage

regulations and housing policy seem

inevitable, if not now then in the

coming weeks, after federal Finance

Minister Bill Morneau commissioned a

joint federal, provincial and municipal

working group to study the housing

market, largely to address market

stresses in Toronto and Vancouver.

The challenge with any action

to tackle skyrocketing prices and

declining a� ordability in these cities

will be to not negatively a� ect other

markets where such characteristics

do not exist.

Markets such as Calgary, Edmonton

and other parts of Canada are

experiencing very di� erent conditions

than Toronto and Vancouver. Indeed,

if anything, they need changes to

help, not hinder homebuying activity.

+ get social

Editors' Notes

MARDA LOOP

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge


WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

LOOKING FOR A NEW HOME?

Brand new name, same great app. Everything you need to know to buy or rent your next home.

we can help!

DOWNLOAD THE APP

High

way 2

2

Hors

e Cr

eek

Road

Highway 1A

01 HERITAGE HILLS DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes

02 JUMPING POUND RIDGE www.jumpingpoundridge.com BUILDERS: WestView Builders,

Kingsmith Homes

03 SUNSET RIDGE DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi www.liveinsunsetridge.ca

04 RIVERSONG DEVELOPER: Tamani Communities BUILDERS: Innovations by Jayman,

Sabal Homes, Jayman MasterBUILT, Trico Homes

›› COCHRANECOMMUNITIES

COCHRANE

RA

NG

E R

D 40

RANGE RD 43

RA

NG

E R

D 4

2

RA

NG

E R

D 4

2

RANG

E RD 42

SUNSET BLVD.

CHINIKI DR.

BENCHLANDS DR.

RAILWAY ST. W.

Glenpatrick D

r.

RIVERVIEW DR.

TOW

ERS

TRA

IL

GEORGE FOX TRAIL

GEORGE FOX TRAIL

BOW

MEADO

WS DR.

BOW RIDGE CRESCENT

W. TERRACE DR.

W. TERRACE RD.QUIGLEY DR.

QUIGLEY DR.

W. EDGE.RD

W. MCMANUS RD.W. MCDOUGAL RD.

BOW

RIDG

E RD.

BO

W R

IDG

E D

R.

RIV

ER

VIE

W C

IRC

LE

RIV

ER

HE

IGH

TS

RIS

E

GLE

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TR

ICK

RD

.

GLE

NH

ILL

DR

.

1 St. E.

1 ST. W.

1 ST.

BA

IRD

AV

E.

PO

PE

AV

E.

RO

SS

AV

E.

CE

NT

RE

AV

E.

RETREAT RD.

4 AV

E N

RETREAT RD.

RETREAT RD.

BIG HILL RD.

EAG

LEVIEW

HEG

HTS

EAGLEVIEW

WAY

GLEN

EAGLES D

R.

GLENEAGLES DR.

TWP RD 261

22

22

221A

1A

1A

1A

1A

1A

RIVER HEIGHTS DR.

HO

RS

E C

RE

EK

RD

.

1

2

79

3

4

6

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

8

05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith,

Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

09 THE WILLOWS OF RIVER HEIGHTS DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes


High

way 2

2

Hors

e Cr

eek

Road

Highway 1A

01 HERITAGE HILLS DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes

02 JUMPING POUND RIDGE www.jumpingpoundridge.com BUILDERS: WestView Builders,

Kingsmith Homes

03 SUNSET RIDGE DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi www.liveinsunsetridge.ca

04 RIVERSONG DEVELOPER: Tamani Communities BUILDERS: Innovations by Jayman,

Sabal Homes, Jayman MasterBUILT, Trico Homes

›› COCHRANECOMMUNITIES

COCHRANE

RA

NG

E R

D 40

RANGE RD 43

RA

NG

E R

D 4

2

RA

NG

E R

D 4

2

RANG

E RD 42

SUNSET BLVD.

CHINIKI DR.

BENCHLANDS DR.

RAILWAY ST. W.

Glenpatrick D

r.

RIVERVIEW DR.

TOW

ERS

TRA

IL

GEORGE FOX TRAIL

GEORGE FOX TRAIL

BOW

MEADO

WS DR.

BOW RIDGE CRESCENT

W. TERRACE DR.

W. TERRACE RD.QUIGLEY DR.

QUIGLEY DR.

W. EDGE.RD

W. MCMANUS RD.W. MCDOUGAL RD.

BOW

RIDG

E RD.

BO

W R

IDG

E D

R.

RIV

ER

VIE

W C

IRC

LE

RIV

ER

HE

IGH

TS

RIS

E

GLE

NPA

TR

ICK

RD

.

GLE

NH

ILL

DR

.

1 St. E.

1 ST. W.

1 ST.

BA

IRD

AV

E.

PO

PE

AV

E.

RO

SS

AV

E.

CE

NT

RE

AV

E.

RETREAT RD.

4 AV

E N

RETREAT RD.

RETREAT RD.

BIG HILL RD.

EAG

LEVIEW

HEG

HTS

EAGLEVIEW

WAY

GLEN

EAGLES D

R.

GLENEAGLES DR.

TWP RD 261

22

22

221A

1A

1A

1A

1A

1A

RIVER HEIGHTS DR.

HO

RS

E C

RE

EK

RD

.

1

2

79

3

4

6


8

05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith,

Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

09 THE WILLOWS OF RIVER HEIGHTS DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes

10 YPNEXTHOME.CA

FROM HUMBLE BEGINNINGS in 1956

that saw founder Rudy Stepper dig

the excavation for the first home by

hand with the help from his then-

pregnant wife Erna, who wheeled the

dirt away, Stepper Homes has come a

long way.

Celebrating its 60th anniversary

this year, Stepper Homes is proud

of its legacy – being the longest

standing family-owned and operated

homebuilder in Calgary.

“Obviously, being around for

60 years speaks to our longevity,

but it also carries a certain level of

confidence that we can convey

to our customers that we’ve gone

through ups and downs in the

economy and we’re here for the long

haul,” says president and general

manager Dave Hooge.

“Our 60th anniversary is a

milestone for us and we’re proud

of the fact that we still have a direct

connection with the Stepper family,”

Hooge says, noting the family sits on

the board of directors and several

grandchildren – a third generation

of Steppers – work in different

departments.

Since the initial purchase of 10

lots in 1956, Stepper Homes has

grown significantly over the years

to a point where has built more

than 7,000 homes in more than 50

neighbourhoods in the city and region.

Property Profile | STEPPER HOMES

[ Stepper Homes ]

cover story

CELEBRATES 60 YEARS WITH SPECIALS AND COMMUNITY

“ We are partnering with some large non-profit organizations throughout the city by collecting donations and having our staff volunteer at certain places that rely on volunteers to operate”

—Murray Danyluk

a 2,200-sq.-ft. home in Boulder Creek

at $449,900.

“We’ve had a really great response

from buyers to the 60th anniversary

homes,” Danyluk says, noting they’re

40 per cent sold.

As a further salute to its

anniversary, Stepper Homes is giving

back to the community through

some different initiatives to help

those in need in Calgary.

“We are partnering with some large

non-profit organizations throughout

the city by collecting donations

and having our staff volunteer at

certain places that rely on volunteers

to operate,” Danyluk says. “All of

the organizations our staff will be

involved with are non-profit and it’s

our way of giving assistance to those

organizations that do so much to help

others in our community.”

For more information on Stepper

Homes, the 60th anniversary

specials, various home styles and

available quick possession homes,

visit stepperhomes.com

“Through the years, we’ve stepped

out of the typical single-family home

builder mode to build the original

Centre Street Church, eight-plexes

and small apartments,” says Murray

Danyluk, manager, corporate brand

and communications. “We’ve also built

duplexes, townhomes, lane homes,

move-up homes and semi-estates;

we’ve really seen it and done it all.”

Today, Stepper Homes is building

in four communities: Heritage Hills

in Cochrane with lane homes and a

just launched first phase of a 51-unit

townhome project that offers single-

car garages, full landscaping and

no condo fees; Legacy in southeast

Calgary with move-up homes and

it has a limited number of quick

possession lane homes with single

front attached garages still available;

and Kinniburgh in Chestermere

and Boulder Creek in Langdon with

move-up and semi-estate homes

with front attached garages on large

lots. Stepper is also at the end of its

building commitment in Mahogany in

southeast Calgary and has a few quick

possession front attached garage

homes remaining.

As a salute to its 60th year, Stepper

gave special anniversary pricing to 60

homes in the four main communities

where it’s building so buyers can

find exceptional deals including: a

1,350-sq.-ft. lane home at $319,000

and townhomes ranging from 1,338

to 1,405 sq. ft. priced from $306,900

in Heritage Hills; a 1,900-sq.-ft. home

at $439,900 and a 2,000-sq.-ft. home

at $469,900 in Legacy; a 2,200-sq.-ft.

home in Kinniburgh at $489,900; and


FROM HUMBLE BEGINNINGS in 1956

that saw founder Rudy Stepper dig

the excavation for the first home by

hand with the help from his then-

pregnant wife Erna, who wheeled the

dirt away, Stepper Homes has come a

long way.

Celebrating its 60th anniversary

this year, Stepper Homes is proud

of its legacy – being the longest

standing family-owned and operated

homebuilder in Calgary.

“Obviously, being around for

60 years speaks to our longevity,

but it also carries a certain level of

confidence that we can convey

to our customers that we’ve gone

through ups and downs in the

economy and we’re here for the long

haul,” says president and general

manager Dave Hooge.

“Our 60th anniversary is a

milestone for us and we’re proud

of the fact that we still have a direct

connection with the Stepper family,”

Hooge says, noting the family sits on

the board of directors and several

grandchildren – a third generation

of Steppers – work in different

departments.

Since the initial purchase of 10

lots in 1956, Stepper Homes has

grown significantly over the years

to a point where has built more

than 7,000 homes in more than 50

neighbourhoods in the city and region.

Property Profile | STEPPER HOMES

[ Stepper Homes ]

cover story

CELEBRATES 60 YEARS WITH SPECIALS AND COMMUNITY

“ We are partnering with some large non-profit organizations throughout the city by collecting donations and having our staff volunteer at certain places that rely on volunteers to operate”

—Murray Danyluk

a 2,200-sq.-ft. home in Boulder Creek

at $449,900.

“We’ve had a really great response

from buyers to the 60th anniversary

homes,” Danyluk says, noting they’re

40 per cent sold.

As a further salute to its

anniversary, Stepper Homes is giving

back to the community through

some different initiatives to help

those in need in Calgary.

“We are partnering with some large

non-profit organizations throughout

the city by collecting donations

and having our staff volunteer at

certain places that rely on volunteers

to operate,” Danyluk says. “All of

the organizations our staff will be

involved with are non-profit and it’s

our way of giving assistance to those

organizations that do so much to help

others in our community.”

For more information on Stepper

Homes, the 60th anniversary

specials, various home styles and

available quick possession homes,

visit stepperhomes.com

“Through the years, we’ve stepped

out of the typical single-family home

builder mode to build the original

Centre Street Church, eight-plexes

and small apartments,” says Murray

Danyluk, manager, corporate brand

and communications. “We’ve also built

duplexes, townhomes, lane homes,

move-up homes and semi-estates;

we’ve really seen it and done it all.”

Today, Stepper Homes is building

in four communities: Heritage Hills

in Cochrane with lane homes and a

just launched first phase of a 51-unit

townhome project that offers single-

car garages, full landscaping and

no condo fees; Legacy in southeast

Calgary with move-up homes and

it has a limited number of quick

possession lane homes with single

front attached garages still available;

and Kinniburgh in Chestermere

and Boulder Creek in Langdon with

move-up and semi-estate homes

with front attached garages on large

lots. Stepper is also at the end of its

building commitment in Mahogany in

southeast Calgary and has a few quick

possession front attached garage

homes remaining.

As a salute to its 60th year, Stepper

gave special anniversary pricing to 60

homes in the four main communities

where it’s building so buyers can

find exceptional deals including: a

1,350-sq.-ft. lane home at $319,000

and townhomes ranging from 1,338

to 1,405 sq. ft. priced from $306,900

in Heritage Hills; a 1,900-sq.-ft. home

at $439,900 and a 2,000-sq.-ft. home

at $469,900 in Legacy; a 2,200-sq.-ft.

home in Kinniburgh at $489,900; and

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living

showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your

property as the pinnacle of affluent living.

PICK UP YOUR FREE COPY.

Brought to you by the publishers of

WICKER & WOVEN

SAM AWARD WINNERS ARE

THE BEST OF THE BESTDEVELOP SOMECURB APPEAL

SUMMER 2016 | CALGARY EDITION

PYNNSamanthaFRESH STYLE

WITH

LLCL_May_2016.indd 1

5/12/16 2:30 PM

The Pinnacle of

TO BOOK YOUR ADVERTISING SPACE CONTACT:Melanie Gowans 403.200.8462

[email protected]

THE CANADIAN HOME Builders’

Association - Calgary Region and UDI

– Calgary recently hosted a Special

Members Meeting and Leadership

Awards dinner.

The association celebrated its

members who have dedicated

countless hours of their time.

Volunteers are the backbone of

any organization, and without their

help, the association couldn’t do the

valuable work that it does every day.

The members are there wherever

and whenever the association needs

them, whether at city hall lending their

expertise, organizing and planning

special events, promoting the industry

to the general public, or supporting

the association’s many activities.

The CHBA has recognized its

volunteers since it began in 1946.

They provide not only leadership,

but also their business savvy, industry

experience and creative talents.

These volunteers represent

all sectors of the industry, from

developers and home builders to

suppliers, trades and associated

professionals.

Among the longest-serving

volunteers are: Klaus Springer, Retired,

42 years; Mike Borkristl, Tricor Design

Group, 38 years; R.J. (Bob) Nobes,

ReMax House of Real Estate, 34 years;

Don Davies, FirstService Residential,

32 years; Jim Montgomery, Almor

Testing Services Ltd., 31years; Glenn

Davies, Dannburg Floor Coverings,

28 years; David Mow, Jayman BUILT,

28 years; Stan Lee, Mapeland Homes

Ltd., 26 years; Rick Carndu� , Stantec

Association honours volunteers; announces new chairman and board

Consulting Ltd., 23 years; and David

Litwiller, Litwiller Developments Ltd.,

21 years.

The association also presented its

Leadership Awards:

» Bill Beattie Memorial Award: Alan

Norris. Awarded to the member

companies or individuals who

have contributed to the overall

good of our industry through their

contribution to the community at

large.

» Bob Ward Memorial Award: Monte

Kendall. In recognition of Bob

Ward, one of CHBA’s long-serving

and most dedicated volunteers, this

award is presented each year to a

CHBA – Calgary Region volunteer

who has provided services to the

association of more than 20 years.

» Ron Nolan Memorial Award:

Richard Geleta. Created to

recognize the outstanding

achievement and dedication of

individual members to the UDI

- Calgary organization and the

industry at a levels of involvement

(local, provincial and national) for

an extended period of time.

» Spirit of UDI Award: Greg

Bodnarchuck. The Spirit of the UDI

Award recognizes the outstanding




industry. Their achievements have

brought signifi cant awareness

to UDI from outside parties or

groups, have created signifi cant

cost savings for the industry and/or

are recognized outside of UDI as a

contributor to Calgarians and their

quality of life.

As well, the association introduced

its new Board of Directors, in three

representative areas: Builder/

Developer/Renovator – Paul

Boskovich, Genstar, Ryan Boyd,

Brookfi eld Properties, Collin

Campbell, Mattamy Homes, Brett

Friesen, Hopewell, Jill Huber, APEX;

Allan Klassen, Brookfi eld Residential;

Sean Nolan, Jayman BUILT; Carolina

Oxtoby, Heritage Pointe Properties

and Shane Wenzel, Shane Homes;

Supplier/Manufacturer/Trade –

Darryl Conroy, Borger Group of

Companies, Wayne Copeland, Double

R Building Products Ltd. and Ryan

Erickson, Kidco Construction; and

Service/Professional/Consultants

– Fraser de Walle, The Alberta New

Home Warranty Program, Jane

Power, Urban Systems Ltd. and Mark

Wynker, Stantec.

The new members selected the

chair for this next term – Allan

Klassen, senior vice-president,

Calgary Homes, Brookfi eld

Residential.

Advice | THE HOMEBUYING PROCESS

Donna Moore co-CEO, CHBA – UDI Calgary Region Association, 403.235.1911, crhba.com

By Donna Moore

MORE ADVICE ONLINEypnexthome.ca/news/advice


A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living

showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your

property as the pinnacle of affluent living.

PICK UP YOUR FREE COPY.

Brought to you by the publishers of

WICKER & WOVEN

SAM AWARD WINNERS ARE

THE BEST OF THE BESTDEVELOP SOMECURB APPEAL

SUMMER 2016 | CALGARY EDITION

PYNNSamanthaFRESH STYLE

WITH

LLCL_May_2016.indd 1

5/12/16 2:30 PM

The Pinnacle of

TO BOOK YOUR ADVERTISING SPACE CONTACT:Melanie Gowans 403.200.8462

[email protected]


Association - Calgary Region and UDI

– Calgary recently hosted a Special

Members Meeting and Leadership

Awards dinner.

The association celebrated its

members who have dedicated

countless hours of their time.

Volunteers are the backbone of

any organization, and without their

help, the association couldn’t do the

valuable work that it does every day.

The members are there wherever

and whenever the association needs

them, whether at city hall lending their

expertise, organizing and planning

special events, promoting the industry

to the general public, or supporting

the association’s many activities.

The CHBA has recognized its

volunteers since it began in 1946.

They provide not only leadership,

but also their business savvy, industry

experience and creative talents.

These volunteers represent

all sectors of the industry, from

developers and home builders to

suppliers, trades and associated

professionals.

Among the longest-serving

volunteers are: Klaus Springer, Retired,

42 years; Mike Borkristl, Tricor Design

Group, 38 years; R.J. (Bob) Nobes,

ReMax House of Real Estate, 34 years;

Don Davies, FirstService Residential,

32 years; Jim Montgomery, Almor

Testing Services Ltd., 31years; Glenn

Davies, Dannburg Floor Coverings,

28 years; David Mow, Jayman BUILT,

28 years; Stan Lee, Mapeland Homes

Ltd., 26 years; Rick Carndu� , Stantec

Association honours volunteers; announces new chairman and board

Consulting Ltd., 23 years; and David

Litwiller, Litwiller Developments Ltd.,

21 years.

The association also presented its

Leadership Awards:

» Bill Beattie Memorial Award: Alan

Norris. Awarded to the member

companies or individuals who

have contributed to the overall

good of our industry through their

contribution to the community at

large.

» Bob Ward Memorial Award: Monte

Kendall. In recognition of Bob

Ward, one of CHBA’s long-serving

and most dedicated volunteers, this

award is presented each year to a

CHBA – Calgary Region volunteer

who has provided services to the

association of more than 20 years.

» Ron Nolan Memorial Award:

Richard Geleta. Created to

recognize the outstanding




industry at a levels of involvement

(local, provincial and national) for

an extended period of time.

» Spirit of UDI Award: Greg

Bodnarchuck. The Spirit of the UDI

Award recognizes the outstanding




industry. Their achievements have

brought signifi cant awareness

to UDI from outside parties or

groups, have created signifi cant

cost savings for the industry and/or

are recognized outside of UDI as a

contributor to Calgarians and their

quality of life.

As well, the association introduced

its new Board of Directors, in three

representative areas: Builder/

Developer/Renovator – Paul

Boskovich, Genstar, Ryan Boyd,

Brookfi eld Properties, Collin

Campbell, Mattamy Homes, Brett

Friesen, Hopewell, Jill Huber, APEX;

Allan Klassen, Brookfi eld Residential;

Sean Nolan, Jayman BUILT; Carolina

Oxtoby, Heritage Pointe Properties

and Shane Wenzel, Shane Homes;

Supplier/Manufacturer/Trade –

Darryl Conroy, Borger Group of

Companies, Wayne Copeland, Double

R Building Products Ltd. and Ryan

Erickson, Kidco Construction; and

Service/Professional/Consultants

– Fraser de Walle, The Alberta New

Home Warranty Program, Jane

Power, Urban Systems Ltd. and Mark

Wynker, Stantec.

The new members selected the

chair for this next term – Allan

Klassen, senior vice-president,

Calgary Homes, Brookfi eld

Residential.

Advice | THE HOMEBUYING PROCESS

Donna Moore co-CEO, CHBA – UDI Calgary Region Association, 403.235.1911, crhba.com

By Donna Moore


›› AIRDRIECOMMUNITIES05 RAVENSWOOD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPER’S CROSSING DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

07 WILLIAMSTOWN DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

08 HILLCREST Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

09 SOUTHWINDS Developer: Mattamy Homes Builders: Mattamy Homes

10 CANALS LANDING Developer: Genesis Land Development Corp. Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders

11 PIER 11 Developer: Genesis Land Development Corp. Builders: Genesis Builder Group pier11airdrie.com

12 MIDTOWN Developer: Wenzel Developments & Apex Developments Builders: Creations by Shane Homes, Shane Homes, Nuovo by Shane Homes, Excel Homes, Trico Homes www.midtowninairdrie.com

13 THE GATES AT HILLCREST Developer: Mattamy Homes Builders: Mattamy Homes Coming Soon

VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

2

1 12

13

11

3

10

4

5


6

7

89

01 BAYSIDE ESTATES DEVELOPER: Genesis Land Development Corp. BUILDER: McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

03 REUNION DEVELOPER: Hopewell Residential BUILDERS: Sabal Homes, McKee Homes

04 KING’S HEIGHTS DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

16 YPNEXTHOME.CA

Property Profile | CREATIONS BY SHANE HOMES

AN EXCLUSIVE collection of stylish,

exceptionally appointed street towns

is proving to be immensely popular

with homebuyers in Hillcrest in

southwest Airdrie.

Creations by Shane Homes is

crafting just 28 Urbana street towns

in Hillcrest and they’ve been such a

hit with buyers that this offering is

already over 50 per cent sold, says

area manager Jeff Brodowski.

“We had our official opening

of our two showhomes at the

end of April and the response has

been really great,” Brodowski says.

“People love that these homes

come with a maintenance-free front

LocationHillcrest in Airdrie

BuilderCreations by Shane Homes

Home TypeStreet towns

Sales Centre303 and 307 Hillcrest Dr. S.W., Airdrie

ContactJeff 403.536.2310

Creations by Shane Homes introduces an exclusive collection of Urbana street towns in

Airdrie’s HillcrestPH

OTO

S BY

EYM

ERIC

WID

LIN

G P

HO

TOG

RAPH

Y

yard, a fully-fenced and landscaped

backyard, a patio and a rear

detached double car garage.

“Our interior standards are

phenomenal,” he notes, which

include granite countertops with

under mount sinks, nine-ft. ceilings

on the main floor, stainless steel

appliances, distressed finish laminate

and tile floors and blinds.

“As well, customers have their

choice from three different interior

colour packages and each package

has upgrades available so they can

really make these homes their own,”

he adds. “Additionally, many people

are choosing to develop the basement

with a rec room, fourth bedroom and

a full bathroom.

“Buyers are excited that they can

get all this with no monthly condo

fees and at a great price starting in the

$340,000s.”

Among the most popular models

in the Urbana street towns’ lineup in

Hillcrest is the Tivoli, a 1,434-sq. ft.

showhome.

“People love the Tivoli because

its design is so bright and open,”

Brodowski says. “The Tivoli is an

end unit so there are more windows

making the living room nice and

bright, and it has a large kitchen

with a walk-in pantry and central

dining nook that can accommodate

large gatherings; it’s a great home

for entertaining.”

The Tivoli welcomes you home with

a large front entry that has windows

surrounding the door bringing in

plenty of natural light.

The spacious living room has

numerous windows and a niche for

the TV, plus there is ample space at the

far end of the room for an IT centre. “I

have one buyer who plans to put her

piano there,” Brodowski says.

A central dining nook is open to the

expansive kitchen that features a good

sized island providing a great space

for serving family and friends. The

kitchen’s dark granite countertops are

a nice contrast to the grey subway tile

backsplash and white cabinetry that

rises to the bulk head in the ceiling.

Across from the kitchen is the walk-

in pantry and there is a mud room off

the rear entry. A half-bath is tucked

around the corner from the living

room by the stairs for added privacy.

Upstairs, the owners’ suite is large

enough to accommodate king-sized

furniture and it has a good-size walk-

in closet and an ensuite with a granite-

topped vanity and an oversized

walk-in shower. Two generously sized

secondary bedrooms, a full bathroom

and a convenient laundry that comes

with the washer and dryer complete PHO

TOS

BY E

YMER

IC W

IDLI

NG

PH

OTO

GRA

PHY

the second floor.

In addition to the Tivoli showhome,

there is also the 1,360-sq.-ft. Turin

showhome, and five other street town

models available in Hillcrest – the

1,360-sq.-ft. Aldyn, the 1,506-sq.-ft.

Deco, the 1,439-sq.-ft. Genoa, the

1,560-sq.-ft. Milan and the 1,509-sq.-

ft. Veros.

“We have found our street town

customers are young couples who

attracted by the affordable price

and the no condo fees, as well as,

down-sizers who love the fact that

they aren’t sacrificing the quality

and features they’ve enjoyed in past

homes,” Brodowski says.

For more information on the Urbana

street town homes in Hillcrest,

visit the Presentation Centre and

showhomes at 303 and 307 Hillcrest

Dr. S.W., Airdrie, Monday to Thursday,

2 to 8 p.m., weekends and holidays,

noon to 5 p.m., call 403.536.2310, or

visit shanehomes.com


Property Profile | CREATIONS BY SHANE HOMES

AN EXCLUSIVE collection of stylish,

exceptionally appointed street towns

is proving to be immensely popular

with homebuyers in Hillcrest in

southwest Airdrie.

Creations by Shane Homes is

crafting just 28 Urbana street towns

in Hillcrest and they’ve been such a

hit with buyers that this offering is

already over 50 per cent sold, says

area manager Jeff Brodowski.

“We had our official opening

of our two showhomes at the

end of April and the response has

been really great,” Brodowski says.

“People love that these homes

come with a maintenance-free front

LocationHillcrest in Airdrie

BuilderCreations by Shane Homes

Home TypeStreet towns

Sales Centre303 and 307 Hillcrest Dr. S.W., Airdrie

ContactJeff 403.536.2310

Creations by Shane Homes introduces an exclusive collection of Urbana street towns in

Airdrie’s Hillcrest

PHO

TOS

BY E

YMER

IC W

IDLI

NG

PH

OTO

GRA

PHY

yard, a fully-fenced and landscaped

backyard, a patio and a rear

detached double car garage.

“Our interior standards are

phenomenal,” he notes, which

include granite countertops with

under mount sinks, nine-ft. ceilings

on the main floor, stainless steel

appliances, distressed finish laminate

and tile floors and blinds.

“As well, customers have their

choice from three different interior

colour packages and each package

has upgrades available so they can

really make these homes their own,”

he adds. “Additionally, many people

are choosing to develop the basement

with a rec room, fourth bedroom and

a full bathroom.

“Buyers are excited that they can

get all this with no monthly condo

fees and at a great price starting in the

$340,000s.”

Among the most popular models

in the Urbana street towns’ lineup in

Hillcrest is the Tivoli, a 1,434-sq. ft.

showhome.

“People love the Tivoli because

its design is so bright and open,”

Brodowski says. “The Tivoli is an

end unit so there are more windows

making the living room nice and

bright, and it has a large kitchen

with a walk-in pantry and central

dining nook that can accommodate

large gatherings; it’s a great home

for entertaining.”

The Tivoli welcomes you home with

a large front entry that has windows

surrounding the door bringing in

plenty of natural light.

The spacious living room has

numerous windows and a niche for

the TV, plus there is ample space at the

far end of the room for an IT centre. “I

have one buyer who plans to put her

piano there,” Brodowski says.

A central dining nook is open to the

expansive kitchen that features a good

sized island providing a great space

for serving family and friends. The

kitchen’s dark granite countertops are

a nice contrast to the grey subway tile

backsplash and white cabinetry that

rises to the bulk head in the ceiling.

Across from the kitchen is the walk-

in pantry and there is a mud room off

the rear entry. A half-bath is tucked

around the corner from the living

room by the stairs for added privacy.

Upstairs, the owners’ suite is large

enough to accommodate king-sized

furniture and it has a good-size walk-

in closet and an ensuite with a granite-

topped vanity and an oversized

walk-in shower. Two generously sized

secondary bedrooms, a full bathroom

and a convenient laundry that comes

with the washer and dryer complete PHO

TOS

BY E

YMER

IC W

IDLI

NG

PH

OTO

GRA

PHY

the second floor.

In addition to the Tivoli showhome,

there is also the 1,360-sq.-ft. Turin

showhome, and five other street town

models available in Hillcrest – the

1,360-sq.-ft. Aldyn, the 1,506-sq.-ft.

Deco, the 1,439-sq.-ft. Genoa, the

1,560-sq.-ft. Milan and the 1,509-sq.-

ft. Veros.

“We have found our street town

customers are young couples who

attracted by the affordable price

and the no condo fees, as well as,

down-sizers who love the fact that

they aren’t sacrificing the quality

and features they’ve enjoyed in past

homes,” Brodowski says.

For more information on the Urbana

street town homes in Hillcrest,

visit the Presentation Centre and

showhomes at 303 and 307 Hillcrest

Dr. S.W., Airdrie, Monday to Thursday,

2 to 8 p.m., weekends and holidays,

noon to 5 p.m., call 403.536.2310, or

visit shanehomes.com

18 YPNEXTHOME.CA

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A� ordability worsens in Vancouver and Toronto, says RBC

High design on a budget

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What’s Online

The latest real estate news from across Canada

Trending now

Visit our website:

Twitter@ypnexthome

@ypnexthome_CAL

Facebookypnexthome

Instagramypnexthome

Pinterestypnexthome

Want more great articles like this delivered directly to your inbox?

SIGN UP FOR OUR NEWSLETTER

ypnexthome.ca/newsletter

A� ordability worsens in Vancouver and Toronto, says RBC

High design on a budget


ypnexthome.ca/design-budget

READ THE STORY ONLINEypnexthome.ca/a� ordability-worsens

Having Pride in the neighbourhood


ypnexthome.ca/neighbourhood-pride

Canada’s most expensive real estate

ypnexthome.ca/expensive-homes

TAKE THE QUIZ ONLINE

›› OKOTOKSCOMMUNITIES

01 OKOTOKS AIR RANCH & RANCHERS’ RISE DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

02 CIMARRON DEVELOPER: Tristar Communities BUILDERS: Trico Homes, Coco Homes, Timbercreek Homes, WestView Builders, Kunz Homes

03 DRAKE LANDING DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

04 WESTMOUNT DEVELOPER: Prominence Development Corp. BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW AT SANDSTONE DR. & MOUNT BURNS GREEN (NOW OPEN) Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

2A

2A 2A7

2A

OKOTOKS

MILLIGAN DR.

SANDSTONE DR.

MOUNTAINVIEWGATE

WE

ST

LAN

D S

T.W

ES

TLA

ND

ST.

32 ST. E

.32 S

T. E.

BANNISTER GATECRYSTAL SHORES RD.

370 AVE. E.

549

549

WESTRIDGE DR.

SO

UT

HR

IDG

E D

R.

CIMARRO

N BLVD.

CIM

ARRON

TR

AIL

338 AVE. E.

NORT

HRID

GE

DR

.

CRYSTALRIDGEGOLFCLUB

OKOTOKSAIR

RANCH

CIM

ARR

ON

BLV

D.

1

3

2

8

4


22 YPNEXTHOME.CA

New home landscapingIT IS IMPORTANT to understand that quality landscaping

requires substantial investments of time and money.

Thus having a budget and planning around that budget

will be crucial.

Landscaping your new home will require breaking

your project into categories and allocating your budget

accordingly. The first category should be your home’s

hardscape. Your hardscape will include major focal

points of your yard such as decks, retaining walls, patios,

walkways and task specific areas such as fire pits and

BBQ stations. Your hardscape will determine your yard’s

function, boundaries and overall flow. This is done first in

the project and will have a large influence on what is left

in your budget to finish the yard. This is by far the most

expensive part of your project but it is what defines your

home’s exterior.

Your next category to consider is your landscape

amenities. This will include irrigation, lighting and other

Insight

By Brad Jackman

nonessential options that make living in your home more

comfortable and luxurious. Landscape amenities are

typically installed mid project and can add great value and

function. This category can get costly and because it is

somewhat nonessential many people pass on investing

into these options. Many homeowners describe these

aspects of their yard as some of the most important

additions they made.

Landscape 360 has had good feedback about lighting

and irrigation, and we feel it is important to consider if this

fits into your new home landscaping budget.

The last category to consider is your softscape. This

includes trees, shrubs, perennials, garden beds and turf.

These horticultural elements bring everything together,

create life, colour, personality and create the overall vibe

of your home. These options are essential and are done in

the final stages of your project. There is a lot of variance in

cost amongst your softscaping options. The cost of trees

and shrubs vary depending on size and number. Garden

beds can include decorative rock, mulch or be finished

with fresh garden mix or loam; therefore the budget can

usually be accommodated.

Turf is typically the most budget friendly part of your

project and is usually a basic need for every new home.

Addressing these categories separately will help you and

your landscaper to work within the budget. A clear plan

and open communication will provide the foundation for a

successful landscape project.

A consultation with a reputable landscaper is the

best place to start when planning your outdoor project.

Here, you can essentially interview your landscape

contractor and become familiar with their ideas,

company procedures and overall vibe. Hiring the right

professional landscaper is the most important step of

your project. It is beneficial to do your research. Ask to

see their portfolio, view their website, talk with previous

clients and look into some of the products yourself. Most

importantly, ask lots of questions.

Landscape construction can be done very differently.

Hire a company which uses quality equipment, utilizes

the best products available and installs everything

professionally. It is important to hire someone who has

extensive experience in the industry, and is a full service

Landscape 360 Professional Landscape Construction

403.452.0360, landscape360.ca

Like us on facebook

landscape company. Once a professional is selected a

conceptual landscape design can be established. This will

allow the homeowner to help visualize their yard before

construction begins. Professionally landscaping your

property provides a sanctuary for your family, friends and

pets. Landscaping improves your quality of life, increases

the value of your home and adds a little personal flare

to your home’s exterior. The key to enjoyment and the

longevity of your yard is quality craftsmanship. A locally

owned and operated Calgary based company, Landscape

360 specializes in residential, estate and acreage

landscape construction. Our philosophy is based upon

professionalism, quality, trust and respect. Brad Jackman

and Brian Smith lead a team of friendly, knowledgeable

and hardworking staff.


New home landscapingIT IS IMPORTANT to understand that quality landscaping

requires substantial investments of time and money.

Thus having a budget and planning around that budget

will be crucial.

Landscaping your new home will require breaking

your project into categories and allocating your budget

accordingly. The first category should be your home’s

hardscape. Your hardscape will include major focal

points of your yard such as decks, retaining walls, patios,

walkways and task specific areas such as fire pits and

BBQ stations. Your hardscape will determine your yard’s

function, boundaries and overall flow. This is done first in

the project and will have a large influence on what is left

in your budget to finish the yard. This is by far the most

expensive part of your project but it is what defines your

home’s exterior.

Your next category to consider is your landscape

amenities. This will include irrigation, lighting and other

Insight

By Brad Jackman

nonessential options that make living in your home more

comfortable and luxurious. Landscape amenities are

typically installed mid project and can add great value and

function. This category can get costly and because it is

somewhat nonessential many people pass on investing

into these options. Many homeowners describe these

aspects of their yard as some of the most important

additions they made.

Landscape 360 has had good feedback about lighting

and irrigation, and we feel it is important to consider if this

fits into your new home landscaping budget.

The last category to consider is your softscape. This

includes trees, shrubs, perennials, garden beds and turf.

These horticultural elements bring everything together,

create life, colour, personality and create the overall vibe

of your home. These options are essential and are done in

the final stages of your project. There is a lot of variance in

cost amongst your softscaping options. The cost of trees

and shrubs vary depending on size and number. Garden

beds can include decorative rock, mulch or be finished

with fresh garden mix or loam; therefore the budget can

usually be accommodated.

Turf is typically the most budget friendly part of your

project and is usually a basic need for every new home.

Addressing these categories separately will help you and

your landscaper to work within the budget. A clear plan

and open communication will provide the foundation for a

successful landscape project.

A consultation with a reputable landscaper is the

best place to start when planning your outdoor project.

Here, you can essentially interview your landscape

contractor and become familiar with their ideas,

company procedures and overall vibe. Hiring the right

professional landscaper is the most important step of

your project. It is beneficial to do your research. Ask to

see their portfolio, view their website, talk with previous

clients and look into some of the products yourself. Most

importantly, ask lots of questions.

Landscape construction can be done very differently.

Hire a company which uses quality equipment, utilizes

the best products available and installs everything

professionally. It is important to hire someone who has

extensive experience in the industry, and is a full service

Landscape 360 Professional Landscape Construction

403.452.0360, landscape360.ca

Like us on facebook

landscape company. Once a professional is selected a

conceptual landscape design can be established. This will

allow the homeowner to help visualize their yard before

construction begins. Professionally landscaping your

property provides a sanctuary for your family, friends and

pets. Landscaping improves your quality of life, increases

the value of your home and adds a little personal flare

to your home’s exterior. The key to enjoyment and the

longevity of your yard is quality craftsmanship. A locally

owned and operated Calgary based company, Landscape

360 specializes in residential, estate and acreage

landscape construction. Our philosophy is based upon

professionalism, quality, trust and respect. Brad Jackman

and Brian Smith lead a team of friendly, knowledgeable

and hardworking staff.

24 YPNEXTHOME.CA

Visit a show home today! Take Milligan Drive East to Drake Landing Blvd. | DRAKEUNITED.COM

MOVING UP?

• The Montego 2

• 2,377 SF – 4 bed, 2.5 bath

• Spectacular kitchen with oversized island

• 2” faux wood blinds included

• Impressive appliance package

• Berkshire Bungalow

• Open concept kitchen and living space

• Basement development included

• 3 bedrooms, 2.5 bathrooms

• 1,800 SF of living space

Call Yolande 403-995-7061

$499,000

• The Parkhouses

• 1,270 -1,718 SF villas

• Bungalow and bungalow lofts

• Front porches and private inner courtyards

• Landscaped parks and gathering spaces

$399,900

Call Corey 403-919-9193

DOWNSIZING?

50+ LIVING Call Jane or Jozee

403-938-2504

$550’s

FEATURED HOMESTYLES

From the

From

From

ONE OF THE MOST important things

when buying or selling real estate is

to ensure that you get a professional

(and thorough) home inspection

before making any decisions!

Whether you are buying a resale

listing or perhaps a new property

directly from a builder, a home

inspection will provide you with

the confi dence to move ahead and

commit fully to a purchase while also

uncovering any potential issues that

may not have been noticed at an

initial glance.

And for sellers; if you are selling

your property, a home inspection can

make you aware of any issues that

need to be fi xed before listing that

could potentially be a legal burden

after the sale. Absolutely no one

wants this kind of head ache!

A proper inspection consists of an in-

depth visual examination of the entire

home structure including:

» mechanical systems

» air-conditioning system

» electrical system

» heating system

» interior plumbing systems

» roofi ng and ceilings

» walls and visible insulation

» doors and windows

» home foundation

» basement and any other visible

structures

If you are attending the inspection

and the inspector has missed one of

these or you are unsure if they have

covered it or not, make sure to ask!

After an inspection is completed,

the inspector will provide you with an

analysis of any fi ndings he or she has

– both positive and negative – and

point out any major concerns while

also giving suggestions on how to go

about fi xing any problems (mostly for

sellers or builder responsibility).

Learn during the inspection

Another benefi t of getting a

professional home inspection is that

usually you (the buyer) have the

opportunity to accompany the home

inspector and learn a great deal about

things such as initial and standard

maintenance tasks as well as about

the property’s core components and

structure.

The more knowledge you have

about these types of things can help

you maintain your home to the fullest

while also boosting resale potential

over the years until it’s time to sell.

Once you buy a resale home there

is very seldom a warranty and typically

no recourse if you have missed a

defect or maintenance item. Missing

such a thing could end up costing

you money, although I have seen

exceptions mostly related to improper

or no disclosure by the previous seller

which then leaves the decision up to

the buyer to take legal action.

To spend $400 (give or take) to

safeguard your decision and have

peace of mind that your future

home is sound is one of the best

investments you can make. Same

goes for sellers who want to make

sure that buyers are made aware of

all defects and issues with the home

before selling.

A lengthy and professional home

inspection could save you untold

thousands of dollars or at a minimum

give you the full picture to make an

educated decision.

Happy house hunting, and

remember – get a professional and

thorough home inspection before

making any decisions!

Advice | CALGARYISM

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show o� the best Calgary has to o� er! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

By Cody Battershill

MORE ADVICE ONLINEnexthome.yp.ca/news/advice

Why is getting a home inspection as important as it gets?

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From the

From

From

ONE OF THE MOST important things

when buying or selling real estate is

to ensure that you get a professional

(and thorough) home inspection

before making any decisions!

Whether you are buying a resale

listing or perhaps a new property

directly from a builder, a home

inspection will provide you with

the confi dence to move ahead and

commit fully to a purchase while also

uncovering any potential issues that

may not have been noticed at an

initial glance.

And for sellers; if you are selling

your property, a home inspection can

make you aware of any issues that

need to be fi xed before listing that

could potentially be a legal burden

after the sale. Absolutely no one

wants this kind of head ache!

A proper inspection consists of an in-

depth visual examination of the entire

home structure including:

» mechanical systems

» air-conditioning system

» electrical system

» heating system

» interior plumbing systems

» roofi ng and ceilings

» walls and visible insulation

» doors and windows

» home foundation

» basement and any other visible

structures

If you are attending the inspection

and the inspector has missed one of

these or you are unsure if they have

covered it or not, make sure to ask!

After an inspection is completed,

the inspector will provide you with an

analysis of any fi ndings he or she has

– both positive and negative – and

point out any major concerns while

also giving suggestions on how to go

about fi xing any problems (mostly for

sellers or builder responsibility).

Learn during the inspection

Another benefi t of getting a

professional home inspection is that

usually you (the buyer) have the

opportunity to accompany the home

inspector and learn a great deal about

things such as initial and standard

maintenance tasks as well as about

the property’s core components and

structure.

The more knowledge you have

about these types of things can help

you maintain your home to the fullest

while also boosting resale potential

over the years until it’s time to sell.

Once you buy a resale home there

is very seldom a warranty and typically

no recourse if you have missed a

defect or maintenance item. Missing

such a thing could end up costing

you money, although I have seen

exceptions mostly related to improper

or no disclosure by the previous seller

which then leaves the decision up to

the buyer to take legal action.

To spend $400 (give or take) to

safeguard your decision and have

peace of mind that your future

home is sound is one of the best

investments you can make. Same

goes for sellers who want to make

sure that buyers are made aware of

all defects and issues with the home

before selling.

A lengthy and professional home

inspection could save you untold

thousands of dollars or at a minimum

give you the full picture to make an

educated decision.

Happy house hunting, and

remember – get a professional and

thorough home inspection before

making any decisions!

Advice | CALGARYISM

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show o� the best Calgary has to o� er! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

By Cody Battershill


Why is getting a home inspection as important as it gets?

03 CRANSTON DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

04 WALDEN DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban, Cedarglen Homes www.waldenliving.ca

05 MAHOGANY DEVELOPER: Hopewell Residential BUILDERS: Jayman MasterBUILT, Hopewell Residential, Stepper Custom Homes, Homes by Avi, Excel Homes ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

06 McKENZIE TOWNE DEVELOPER: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential www.livemckenzietowne.com

07 NEW BRIGHTON DEVELOPER: Brookfield Residential BUILDERS: Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 QUARRY PARK DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

09 LEGACY DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Sterling Homes, Creations by Shane Homes, Innovations by Jayman, Calbridge Homes, Morrison Homes www.legacylife.com

›› SOUTHEASTCOMMUNITIES

01 AUBURN BAY DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Innovations by Jayman www.liveauburnbay.ca

02 COPPERFIELD DEVELOPER: Hopewell Residential BUILDERS: Hopewell Residential, Stepper Custom Homes


MCLVOR

BLV

D.

16 AVENUE 16 AVENUE

32 AVENUECENT

RE S

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14 S

TREE

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MCKNIGHT BLVD.

86S

ERTET

17 AVENUE17 AVENUE

GLENMORE TRAIL

52 S

TREE

T52

STR

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BARL

OW TR

AIL

Mac

LEOA

D TR

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MacLEOAD TRAIL

DERSON ROAD

SHER

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SPRU

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EADO

WS

HWAY

24 S

TREE

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2 AVENUE

MARQUIS OF LORNE TRAIL

MEMORIAL DRIVE

BLAC

KFOO

T TR A IL

BOW BOT

TOM

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JAM

ES M

cKEV

ITT

DEERFOOT TRAIL

HLAND DRIVE

ELBO

W D

RIVE

SHAWNESSYBLVD.

130 AVENUE

McKEN

ZIE LAKE

MORE VOIR

EEK PARK

FISH CREEK PARK

CRANSTONAVE. SE SETON BLVD SE

CopperfieldDeveloper: Hopewell Residential Communities

Mahogany

Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

Auburn Bay

Developer: Carma

Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens

Showhomes: Corner of Cranston Ave.& Cranarch Rd.

Showhomes: Walden Rise SE

Showhomes: Mahogany Heath SE.

Showhomes: New Brighton Dr. SE.

Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

1

McKenzie TowneDeveloper: Carma

ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes

VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT

Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

New Brighton

Developer: Carma

7

Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

9

CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates

Developer: Carma

Builders: Albi Homes | Landmark Homes | Baywest Homes

WALDEN

Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

southeast

2

5

6

3

4

4

9

5

2

76

13

8

Q&AAsk An Expert

Q: What can we do to safeguard our home while we’re on

summer vacation?

A: “One of the most important obvious things, and one that may

be forgotten when you’re rushing to leave on your vacation, is to

make sure you have locked all your doors, of course, and windows,”

says Daryl Grieves, safety officer with Shane Homes. “I also suggest

homeowners put blocks in their slider windows so they can’t be

easily opened, set the security alarm if you have one and shut

off the power to your garage door opener to safeguard against

someone getting in.

“For added safety you could hire a house sitter or enlist the help of

a relative or friend to house sit,” he says. “If you don’t have a house

sitter, have someone check on the home every two or three days to

ensure everything is fine while you’re away.”

By Heather Ryan

Ways to keep your home safe while on vacation

Grieves also recommends putting a vacation stop on your

newspaper, and have someone pick up the flyers and mail (if you

still have home delivery) and possibly mow the lawn. “You can

even have a friend or neighbour park their car in your driveway at

different times so it appears someone is home.”

Inside the home, put your lights on a timer and change the timing

so they turn on and off at different intervals and stick to routines, he

says. For example, if you typically leave your front window blind half-

closed leave it that way, but make sure any valuables are out of sight.

“You should also shut off the water inside your home to prevent

any leaks,” Grieves says, as well as to outside taps to prevent

any mischief.

As well, turn your hot water tank down and unplug small

appliances, such as the toaster and coffee maker to prevent any

electrical problems that may arise, such as a short in the system.

“Outside you should trim bushes away from the house so there

is no place for someone to hide and put away garden tools and

ladders that could be used by a potential thief.”

Finally, don’t advertise that you’re on vacation through social

medial accounts, e-mails, or answering machine messages

Grieves says.

If you have a home related question, please

contact Shane Homes at [email protected].

ASK AN EXPERT: by HEATHER RYAN

Q & A

Alberta’s Nation-Topping Population Growth:

A Bright Spot Amongst Recent Benchmarks

With less than half of 2016 left, provincial economic outcomes to date have generally reinforced most initial expectations that saw Alberta’s economy contracting this year for a second year in a row. That said, most recent trusted forecasts – like those released by the Conference Board of Canada in June 2016 – have pegged provincial real GDP growth for 2016 at -2%. While this would represent a stronger performance than Alberta’s -4% contraction in 2015, it also indicates that Alberta would be the only major province facing contraction in 2016.

Nationally, Canada’s real GDP is expected to grow by 1.5% in 2016, partially because of strong national housing sales and housing price growth (in May 2016 national existing home sale prices were up 12.5% on a year-over-year basis according to the Canadian Real Estate Association). By contrast, similar Albertan housing market performance measures have also aligned with the notion that the province’s economy will likely fair the poorest this year. However, with these losses counted, there have still been some strong wins in terms of Alberta’s housing market’s

leading indicators. Specifically, Alberta’s population grew faster than any other province in the first quarter of 2016, totaling 4% during that quarter. While this might seem like a head-scratching phenomenon giving all of the above, Intelligence House has noted two reasonable trends that are currently encouraging this growth:

1) Young Family Formation: There were 14,240 babies born in the province, 15% of the total babies born in Canada over that period (for reference, Alberta has roughly 11% of Canada’s overall population). This trend is undoubtedly concurring with the fact that Alberta’s standing adult population is compositionally much younger than the nation as a whole (see the left chart below).

2) Immigration: Canada saw its largest influx ever of international immigrants in the first quarter of 2016 (86,216), a large number of whom were Syrian refugees. Alberta’s share of that total was 12,050 or nearly 14% (see the right chart below).

Intelligence House is Alberta’s newest and most innovative

Real Estate Marketing Agency with a focus on strategic

market intelligence, which includes full research, marketing

and sales / leasing services for the real estate industry.

From left to right:Emmett HartfieldAlex RuffiniMichael Melnychuk

intelligencehouse.ca

Our Calgary office is now open!

FOLLOW US ON

2015 Population Composition by Age Cohort (Alberta vs. Canada)

80+70 to 7960 to 6950 to 5940 to 4930 to 3920 to 2910 to 19

0 to 90% 5% 9% 14% 18%

AB CAN

Q1

2011

Q2

2011

Q3

2011

Q4

2011

Q1

2012

Q2

2012

Q3

2012

Q4

2012

Q1

2013

Q2

2013

Q3

2013

Q4

2013

Q1

2014

Q2

2014

Q3

2014

Q4

2014

Q1

2015

Q2

2015

Q3

2015

Q4

2015

Q1

2016

Net International Immigration (persons)

Net Interprovincial In-Migration (persons)

30000

22500

15000

7500

0

-7500

Alberta Net Migration


Q&AAsk An Expert

Q: What can we do to safeguard our home while we’re on

summer vacation?

A: “One of the most important obvious things, and one that may

be forgotten when you’re rushing to leave on your vacation, is to

make sure you have locked all your doors, of course, and windows,”

says Daryl Grieves, safety officer with Shane Homes. “I also suggest

homeowners put blocks in their slider windows so they can’t be

easily opened, set the security alarm if you have one and shut

off the power to your garage door opener to safeguard against

someone getting in.

“For added safety you could hire a house sitter or enlist the help of

a relative or friend to house sit,” he says. “If you don’t have a house

sitter, have someone check on the home every two or three days to

ensure everything is fine while you’re away.”

By Heather Ryan

Ways to keep your home safe while on vacation

Grieves also recommends putting a vacation stop on your

newspaper, and have someone pick up the flyers and mail (if you

still have home delivery) and possibly mow the lawn. “You can

even have a friend or neighbour park their car in your driveway at

different times so it appears someone is home.”

Inside the home, put your lights on a timer and change the timing

so they turn on and off at different intervals and stick to routines, he

says. For example, if you typically leave your front window blind half-

closed leave it that way, but make sure any valuables are out of sight.

“You should also shut off the water inside your home to prevent

any leaks,” Grieves says, as well as to outside taps to prevent

any mischief.

As well, turn your hot water tank down and unplug small

appliances, such as the toaster and coffee maker to prevent any

electrical problems that may arise, such as a short in the system.

“Outside you should trim bushes away from the house so there

is no place for someone to hide and put away garden tools and

ladders that could be used by a potential thief.”

Finally, don’t advertise that you’re on vacation through social

medial accounts, e-mails, or answering machine messages

Grieves says.

If you have a home related question, please

contact Shane Homes at [email protected].

ASK AN EXPERT: by HEATHER RYAN

Q & A

06 EVANSVIEW DEVELOPER: Genstar BUILDERS: Arcuri Homes

07 SAGE MEADOWS DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.genesisland.com

08 VALLEY POINTE ESTATES DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

09 BEARSPAW WILLOW CREEK BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

10 WATERMARK AT BEARSPAW #1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

11 EVANSRIDGE DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations by Jayman, WestView Builders, Stepper Custom Homes, Calbridge Homes

12 ROCK LAKE ESTATES DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes, Jager Homes

13 SHERWOOD DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

14 MOUNT PLEASANT BUILDER: Landmark Homes www.landmarkgroup.ca

15 SYMONS GATE DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

01 ROYAL OAK DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

02 EVANSTON DEVELOPER: Qualico Communities BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

03 SAGE HILL DEVELOPER: United Communities BUILDERS: Pacesetter Homes

04 NOLAN HILL DEVELOPER: United Communities BUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes, Creations by Shane Homes www.nolanhillunited.com

05 BEACON HEIGHTS DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

›› NORTHWESTCOMMUNITIES

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

OR

AM

A R

OA

D

COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

64 AV

CEN

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14 S

TREE

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17 AVENUE

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HARV

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HIL

LS

SYMO

NS VALLEY ROAD

SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

SARC

EE T

RAIL

O

NOSE HILL PARK

STONEY TRAIL

STO

NEY

TRAI

L

BEAR

SPAW

RO

AD

WO

ODL

AND

ROAD

HWY 1A

northwest

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

Developer: Birchwood Properties

Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW

Beacon Heights

Developer: Intergulf Cidex

6

Builders: Trico Homes/Intergulf Cidex

Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

1

5

4

2


67

15

8

9

10

14

11

1213

*2012 and 2013 National SAM award winner for Best Community Development

3


06 EVANSVIEW DEVELOPER: Genstar BUILDERS: Arcuri Homes

07 SAGE MEADOWS DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.genesisland.com

08 VALLEY POINTE ESTATES DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

09 BEARSPAW WILLOW CREEK BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

10 WATERMARK AT BEARSPAW #1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

11 EVANSRIDGE DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations by Jayman, WestView Builders, Stepper Custom Homes, Calbridge Homes

12 ROCK LAKE ESTATES DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes, Jager Homes

13 SHERWOOD DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

14 MOUNT PLEASANT BUILDER: Landmark Homes www.landmarkgroup.ca

15 SYMONS GATE DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

01 ROYAL OAK DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

02 EVANSTON DEVELOPER: Qualico Communities BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

03 SAGE HILL DEVELOPER: United Communities BUILDERS: Pacesetter Homes

04 NOLAN HILL DEVELOPER: United Communities BUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes, Creations by Shane Homes www.nolanhillunited.com

05 BEACON HEIGHTS DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

›› NORTHWESTCOMMUNITIES

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

OR

AM

A R

OA

D

COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

64 AV

CEN

TRE

STR

EET

14 S

TREE

T

JOHN LAURIE BLVD.

17 AVENUE

ROC

KY

RID

GE

ROA

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OU

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MIL

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17 AVENUE

85 S

TREE

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TREE

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CEE

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S T

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SHAG

ANN

API

TRA

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ROC

KY RIDGE

BLVD

COUNTRY HILLS BLVD.

AIL

SARCEE TR

AIL

BEDDINGTON

HARV

EST

HIL

LSSYM

ONS VALLEY ROAD

SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

SARC

EE T

RAIL

O

NOSE HILL PARK

STONEY TRAILST

ONE

Y TR

AIL

BEAR

SPAW

RO

AD

WO

ODL

AND

ROAD

HWY 1A

northwest

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

Developer: Birchwood Properties

Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW

Beacon Heights

Developer: Intergulf Cidex

6

Builders: Trico Homes/Intergulf Cidex

Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

1

5

4

2


67

15

8

9

10

14

11

1213

*2012 and 2013 National SAM award winner for Best Community Development

3

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Advice | QUICK TIPS

IT’S TIME TO DISPEL some organizing

myths that may be keeping you stuck

in your mess:

1 | Multi-tasking is always

productive. False. Although useful

in some situations, multi-tasking can

cause you to lose your focus and

make costly and time-consuming

mistakes. When working on important

tasks, multi-tasking is probably not a

good idea. Some things require your

undivided attention.

Multi-tasking distracts us from

being in the present moment, which

can drain our energy and leave us

feeling exhausted and unfulfi lled.

Next time you are participating in an

activity, be with that activity rather

than thinking about all the things you

should be doing instead, or have to

do later. Resist the habit of trying to

do two things at once.

2 | Being messy automatically

means you are disorganized. False.

Organizing is not about how it

looks, it’s about how it works. Visual,

creative types need to have things out

where they can see them because

out-of-sight is out-of-mind for

them. This may cause their spaces

to appear disorganized to others,

but they probably know exactly

where everything is. On the fl ip side,

visual types lose focus when there

is too much to look at, so they need

products that allow them to contain

their belongings to minimize the

visual clutter. For example, a literature

Four organizing myths that keep your life in disarray

By Hellen Buttigieg


sorter allows them to contain their

papers while still keeping them

within view.

3 | You have to toss everything to

get organized. False. I often hear

people say to me, “There’s no way

I could get organized because I am

too sentimental. I don’t want to get

rid of everything.” Although you

shouldn’t keep things you don’t like

or will never use, there’s always a

way to either display or store the

things that matter. For example,

shadow boxes or display cases allow

you to protect as well as showcase

the possessions that truly mean

something to you.

4 | If you write it on a to-do list, it

will get done. False. I had a client

who was so proud of her to-do list.

It was prioritized, colour coded and

categorized, yet she was frustrated and

overwhelmed at how many things on

the list were not getting done. To get

anything done, you have to actually

schedule time to do the things on your

list. Simply putting a task on a list is not

a commitment. Blocking time on your

calendar to do it is.

Hellen Buttigieg is a certifi ed professional organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, or email Hellen at [email protected]

Advice | QUICK TIPS

IT’S TIME TO DISPEL some organizing

myths that may be keeping you stuck

in your mess:

1 | Multi-tasking is always

productive. False. Although useful

in some situations, multi-tasking can

cause you to lose your focus and

make costly and time-consuming

mistakes. When working on important

tasks, multi-tasking is probably not a

good idea. Some things require your

undivided attention.

Multi-tasking distracts us from

being in the present moment, which

can drain our energy and leave us

feeling exhausted and unfulfi lled.

Next time you are participating in an

activity, be with that activity rather

than thinking about all the things you

should be doing instead, or have to

do later. Resist the habit of trying to

do two things at once.

2 | Being messy automatically

means you are disorganized. False.

Organizing is not about how it

looks, it’s about how it works. Visual,

creative types need to have things out

where they can see them because

out-of-sight is out-of-mind for

them. This may cause their spaces

to appear disorganized to others,

but they probably know exactly

where everything is. On the fl ip side,

visual types lose focus when there

is too much to look at, so they need

products that allow them to contain

their belongings to minimize the

visual clutter. For example, a literature

Four organizing myths that keep your life in disarray

By Hellen Buttigieg


sorter allows them to contain their

papers while still keeping them

within view.

3 | You have to toss everything to

get organized. False. I often hear

people say to me, “There’s no way

I could get organized because I am

too sentimental. I don’t want to get

rid of everything.” Although you

shouldn’t keep things you don’t like

or will never use, there’s always a

way to either display or store the

things that matter. For example,

shadow boxes or display cases allow

you to protect as well as showcase

the possessions that truly mean

something to you.

4 | If you write it on a to-do list, it

will get done. False. I had a client

who was so proud of her to-do list.

It was prioritized, colour coded and

categorized, yet she was frustrated and

overwhelmed at how many things on

the list were not getting done. To get

anything done, you have to actually

schedule time to do the things on your

list. Simply putting a task on a list is not

a commitment. Blocking time on your

calendar to do it is.

Hellen Buttigieg is a certifi ed professional organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, or email Hellen at [email protected]

›› NORTHEASTCOMMUNITIES

01 SADDLESTONE DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

02 SADDLEBROOK DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 CORNERSTONE DEVELOPER: Walton Development Coming soon www.liveatcornerstone.ca

04 REDSTONE DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring)

05 CITYSCAPE DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes


16 AVENUE 16 AVENUE

32 AVENUE

64 AVE.

CEN

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14 S

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52 S

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CALGARYINTERNATIONALAIRPORT

BEDDINGTON TRAIL

NOSE HILL PARK

HA

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SHA

GA

NN

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COUNTRY HILLS BLVD.

80 AVENUE

64 AVENUE

MCKNIGHT BLVD.

68 S

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ON

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1

2

3

5

6

4

FIND NEW FRONT-DRIVE DESIGNS AT CITYSCAPE & SOUTHWINDS

mattamyhomes.com

(SEE BACK COVER)

MATCALGARY_Banner – New Home Guide Due: 4/08/2015

File Name: MATCALGARY_AllSites FC BC Banner_NHG_Mag Publication: New Home Guide

Trim: 6.75” x 1.5” Safety/V.O.: .25” DPI: 300

Bleed: NA Colours: CMYK Built: 4/08/2015 - SS


›› NORTHEASTCOMMUNITIES

01 SADDLESTONE DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

02 SADDLEBROOK DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 CORNERSTONE DEVELOPER: Walton Development Coming soon www.liveatcornerstone.ca

04 REDSTONE DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring)

05 CITYSCAPE DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes


16 AVENUE 16 AVENUE

32 AVENUE

64 AVE.

CEN

TRE

STR

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14 S

TREE

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COUNTRY HILLS BLVD.

52 S

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IS T

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MO

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OA

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OHN LA URIE BLVD.

SHA

GA

NN

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TRA

ILCOUNTRY HILLS BLVD.

80 AVENUE

64 AVENUE

MCKNIGHT BLVD.

68 S

TREE

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FALC

ON

RID

GE

1

2

3

5

6

4

FIND NEW FRONT-DRIVE DESIGNS AT CITYSCAPE & SOUTHWINDS

mattamyhomes.com

(SEE BACK COVER)

MATCALGARY_Banner – New Home Guide Due: 4/08/2015

File Name: MATCALGARY_AllSites FC BC Banner_NHG_Mag Publication: New Home Guide

Trim: 6.75” x 1.5” Safety/V.O.: .25” DPI: 300

Bleed: NA Colours: CMYK Built: 4/08/2015 - SS

38 YPNEXTHOME.CA

27 June 2016

Produced by

1005 - 11 Ave SWCalgary, AB T2R 0G1Phone: 403.287.9300

Fax: 403.287.9915

F I L E N A M E S A R E F O R I N T E R N A L U S E O N L Y

T H I S F I L E I S P R I N T E D I N 4 C O L O R

File Name TC-16002 NHG HP July15 v1.inddPublication New Home Guide Insertion July 15 IssueClient Trico Homes Size 6.75” x 4.625” w/bleedsFonts used Helvetica Neue LTPicture infoProducer GS Revision # Reference # Page #1 of fi le DO NOT ALTER THIS ARTWORK WITHOUT CONTACTING TRICO HOMES

For more information visit us online at www.tricohomes.com

* Red Card Rewards start at $10K & go up to $120K. Value varies by community and available product and is subject to change. Some conditions apply. E&OE.

We Used OurRed Card To LowerThe Purchase Price.

TRICO HOMES IS BUILDING IN THESE FINE COMMUNITIES: BEACON HEIGHTS IN SHERWOOD | COOPER’S CROSSING | CRANSTON’S RIVERSTONEEVANSTON | HERITAGE HILLS | HILLCREST | LEGACY | MIDTOWN | NOLAN HILL | REDSTONE | RIVERSONG | RIVIERA | VIRIDIAN CONDOS IN SAGE HILL

When you build with Trico Homes you’ll receive your very own Trico Red Card.It comes pre-loaded with cash you can put toward your new home purchase, however YOU like. AND it qualifies you for incredible ongoing savings and rewards!

HOW WILL YOU SPEND YOURS?

TC-16002 NHG HP July15 v1.indd 1 2016-06-27 9:10 AM

BROOKFIELD RESIDENTIAL, a leading

Calgary residential developer,

introduces Livingston, its fi rst north

master-planned community in more

than 20 years. To commemorate

the event, hundreds of hard working

Calgarians, from heavy equipment

operators to architects and planners

will come together for a special group

photo that celebrates confi dence in

Calgary’s future, and the cultural and

diversity of the community.

Livingston will be Calgary’s

fi rst community to include both

sides of Centre Street, East and

West. When fully developed,

Livingston will be home to 30,000

Calgarians and become one of

the most signifi cant residential,

employment and commercial

hubs in the city. Livingston is one

of the fi rst communities approved

under Calgary’s new Municipal

Development Plan and features

Trending

a main street and mixed use centre that’s as long as downtown Calgary.

From conception and design to how we build and welcome new residents,

Livingston will be more sustainable, more urban and more connected than

any other Brookfi eld community.

Growing with Calgary. From North Pointe Station in Livingston to Seton

Station in the south, Brookfi eld Residential communities bookend the LRT

Green Line. For more info visit www.livingston-keystone.ca

Presenting Livingston – Calgary’s new northFuture home for 30,000 residents

MORE TRENDING ONLINEypnexthome.ca/news


Association - Alberta supports new

measures recently announced to

protect Wood Buffalo residents

from unqualified or unscrupulous

contractors.

In May, more than 1,900 residential

units were destroyed by devastating

wildfires in the Wood Buffalo region.

As residents return home and look for

companies to help them rebuild their

homes, the province is providing extra

support for homeowners.

On June 29, Municipal Affairs

Minister Danielle Larivee announced

amendments to the New Home

Buyer Protection Act and the Safety

Codes Act. Builders will be required

to complete a builder declaration

through the New Home Buyer

Registry before applying for a

building permit in Wood Buffalo. The

changes also allow information to be

collected from the builder, including

residential construction history,

corporate and financial history and

outstanding fines or orders.

CHBA - Alberta CEO Jim Rivait

made the following statement at

Minister Larivee’s news conference:

“Good builders will be able to

comply and we believe that will raise

confidence levels when choosing

a contractor. This is especially

important when opportunists are

likely to make unrealistic claims about

how quickly they can build a home

in Fort McMurray. Rebuilding the

community will be a long process that

will need patience and coordination.

It will also require skilled professionals

who stand behind the homes they

build instead of skipping town if

problems come up. There is no

shortcut to success and we are

pleased to see the government

step up with increased consumer

protection measures at this critical

time for people and the community.”

Minister Larivee says information

sessions will be held this summer to

educate homeowners and builders

about their rights and responsibilities.

The Association has called for

a coordinated response to the

devastating Fort McMurray wildfire.

The province says these changes in

the Fort McMurray area are a first step

towards developing a longer-term

provincial builder-licensing program.

Trending

CHBA - Alberta supports move to protect Wood Buffalo residents


27 June 2016

Produced by

1005 - 11 Ave SWCalgary, AB T2R 0G1Phone: 403.287.9300

Fax: 403.287.9915

F I L E N A M E S A R E F O R I N T E R N A L U S E O N L Y

T H I S F I L E I S P R I N T E D I N 4 C O L O R

File Name TC-16002 NHG HP July15 v1.inddPublication New Home Guide Insertion July 15 IssueClient Trico Homes Size 6.75” x 4.625” w/bleedsFonts used Helvetica Neue LTPicture infoProducer GS Revision # Reference # Page #1 of fi le DO NOT ALTER THIS ARTWORK WITHOUT CONTACTING TRICO HOMES

For more information visit us online at www.tricohomes.com

* Red Card Rewards start at $10K & go up to $120K. Value varies by community and available product and is subject to change. Some conditions apply. E&OE.

We Used OurRed Card To LowerThe Purchase Price.

TRICO HOMES IS BUILDING IN THESE FINE COMMUNITIES: BEACON HEIGHTS IN SHERWOOD | COOPER’S CROSSING | CRANSTON’S RIVERSTONEEVANSTON | HERITAGE HILLS | HILLCREST | LEGACY | MIDTOWN | NOLAN HILL | REDSTONE | RIVERSONG | RIVIERA | VIRIDIAN CONDOS IN SAGE HILL

When you build with Trico Homes you’ll receive your very own Trico Red Card.It comes pre-loaded with cash you can put toward your new home purchase, however YOU like. AND it qualifies you for incredible ongoing savings and rewards!

HOW WILL YOU SPEND YOURS?

TC-16002 NHG HP July15 v1.indd 1 2016-06-27 9:10 AM

BROOKFIELD RESIDENTIAL, a leading

Calgary residential developer,

introduces Livingston, its fi rst north

master-planned community in more

than 20 years. To commemorate

the event, hundreds of hard working

Calgarians, from heavy equipment

operators to architects and planners

will come together for a special group

photo that celebrates confi dence in

Calgary’s future, and the cultural and

diversity of the community.

Livingston will be Calgary’s

fi rst community to include both

sides of Centre Street, East and

West. When fully developed,

Livingston will be home to 30,000

Calgarians and become one of

the most signifi cant residential,

employment and commercial

hubs in the city. Livingston is one

of the fi rst communities approved

under Calgary’s new Municipal

Development Plan and features

Trending

a main street and mixed use centre that’s as long as downtown Calgary.

From conception and design to how we build and welcome new residents,

Livingston will be more sustainable, more urban and more connected than

any other Brookfi eld community.

Growing with Calgary. From North Pointe Station in Livingston to Seton

Station in the south, Brookfi eld Residential communities bookend the LRT

Green Line. For more info visit www.livingston-keystone.ca

Presenting Livingston – Calgary’s new northFuture home for 30,000 residents

MORE TRENDING ONLINEypnexthome.ca/news


Association - Alberta supports new

measures recently announced to

protect Wood Buffalo residents

from unqualified or unscrupulous

contractors.

In May, more than 1,900 residential

units were destroyed by devastating

wildfires in the Wood Buffalo region.

As residents return home and look for

companies to help them rebuild their

homes, the province is providing extra

support for homeowners.

On June 29, Municipal Affairs

Minister Danielle Larivee announced

amendments to the New Home

Buyer Protection Act and the Safety

Codes Act. Builders will be required

to complete a builder declaration

through the New Home Buyer

Registry before applying for a

building permit in Wood Buffalo. The

changes also allow information to be

collected from the builder, including

residential construction history,

corporate and financial history and

outstanding fines or orders.

CHBA - Alberta CEO Jim Rivait

made the following statement at

Minister Larivee’s news conference:

“Good builders will be able to

comply and we believe that will raise

confidence levels when choosing

a contractor. This is especially

important when opportunists are

likely to make unrealistic claims about

how quickly they can build a home

in Fort McMurray. Rebuilding the

community will be a long process that

will need patience and coordination.

It will also require skilled professionals

who stand behind the homes they

build instead of skipping town if

problems come up. There is no

shortcut to success and we are

pleased to see the government

step up with increased consumer

protection measures at this critical

time for people and the community.”

Minister Larivee says information

sessions will be held this summer to

educate homeowners and builders

about their rights and responsibilities.

The Association has called for

a coordinated response to the

devastating Fort McMurray wildfire.

The province says these changes in

the Fort McMurray area are a first step

towards developing a longer-term

provincial builder-licensing program.

Trending

CHBA - Alberta supports move to protect Wood Buffalo residents

40 YPNEXTHOME.CA

HUSTLE & BUSTLE

Journey Back. Live Forward. Character homes from the $350’s.

Welcome to Vista Crossing, where life is simplifi ed in a most sophisticated way. Just a 35 minute drive to Calgary, this is a place where you can unplug and reconnect with what really matters. Beneath the stars, on the main street where the co� ee shop owner knows how you take yours. Your exceptional home awaits in this masterfully planned community.

Early preview beginning June 4. 10-22 Amery Crescent | Crossfi eld, Alberta

vistacrossing.ca

›› CALGARY NORTHREGION

01 VISTA CROSSING IN CROSSFIELD DEVELOPER: Dream Development BUILDERS: McKee Homes, Reidbuilt Homes

AIRDRIE

567

575

2

72

CROSSFIELD

Advice | MORTGAGE ADVICE

AN INCOME PROPERTY can be a good

way to make money, especially in

retirement. However, there are some

things you need to think about before

taking the plunge.

Here are the advantages and

disadvantages of buying an

investment property:

Advantages

You can use leverage: If you have

equity in your home, you can use

it to help fi nance the purchase of

another property. In a low-interest

rate environment, mortgage rates are

lower as are the costs of buying an

income property. You’ll build up more

equity when you earn rental income

to pay down the mortgage. In the

future, you could use that additional

equity to buy another property – or

properties – but you should ensure

you can make larger mortgage

payments when rates increase.

You can earn additional income

regularly: As long as you have a

tenant, you’ll earn monthly income on

a regular basis. The more investment

properties you have, the more you

could potentially earn. You don’t

often get regular income from other

types of investments.

You get tax deductions: While you’ll

earn rental income, you’ll also be able

to deduct any expenses. Advertising,

insurance, maintenance and repairs,

property taxes, and legal fees are

just a few of the expenses that are

deductible. It’s best to consult with

What to consider before buyingan investment property

your accountant to fi nd out what

costs you can deduct.

Disadvantages

You may need additional fi nancing: If

you want to buy a multi-unit property

and intend to live in it, you’ll need a

down payment of between fi ve and

10 per cent, depending on the total

number of units in the property. But

when you purchase a property you

don’t plan to live in, you need a down

payment of at least 20 per cent.

Also, some lenders won’t recognize

100 per cent of the potential rental

income you might expect to earn;

some may consider just 50 per cent,

while other lenders might consider 80

per cent. In other words, you could

be forced to make a bigger down

payment to qualify for a mortgage.

You may not always have a tenant:

Ideally, you’ll earn enough rental

income to cover your annual costs.

However, you’ll still need to make

mortgage payments without a tenant.

You should be prepared for the worst

and have an emergency fund for the

times you don’t have someone to rent

your place.

Your property isn’t a liquid

investment: If you own stocks or

bonds, you can buy and sell them

quite quickly. However, it can take

a long time between listing your

property for sale and the closing date.

This might be a problem if you need

the money right away.

You have additional responsibilities:

Being a landlord can be a di� cult

job. You’re responsible for any

maintenance and repairs that need

to be done. But there are also some

headaches you have to deal with,

like a tenant that damages your

property or misses a rent payment.

The alternative is to hire a property

manager. He or she can take care of

those problems but at a cost to you.

While an investment property will

provide you with additional income,

it’s good to be aware of the pros and

cons before you ultimately decide to

make a purchase.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.


By Alyssa Furtado


HUSTLE & BUSTLE

Journey Back. Live Forward. Character homes from the $350’s.

Welcome to Vista Crossing, where life is simplifi ed in a most sophisticated way. Just a 35 minute drive to Calgary, this is a place where you can unplug and reconnect with what really matters. Beneath the stars, on the main street where the co� ee shop owner knows how you take yours. Your exceptional home awaits in this masterfully planned community.

Early preview beginning June 4. 10-22 Amery Crescent | Crossfi eld, Alberta

vistacrossing.ca

›› CALGARY NORTHREGION

01 VISTA CROSSING IN CROSSFIELD DEVELOPER: Dream Development BUILDERS: McKee Homes, Reidbuilt Homes

AIRDRIE

567

575

2

72

CROSSFIELD

Advice | MORTGAGE ADVICE

AN INCOME PROPERTY can be a good

way to make money, especially in

retirement. However, there are some

things you need to think about before

taking the plunge.

Here are the advantages and

disadvantages of buying an

investment property:

Advantages

You can use leverage: If you have

equity in your home, you can use

it to help fi nance the purchase of

another property. In a low-interest

rate environment, mortgage rates are

lower as are the costs of buying an

income property. You’ll build up more

equity when you earn rental income

to pay down the mortgage. In the

future, you could use that additional

equity to buy another property – or

properties – but you should ensure

you can make larger mortgage

payments when rates increase.

You can earn additional income

regularly: As long as you have a

tenant, you’ll earn monthly income on

a regular basis. The more investment

properties you have, the more you

could potentially earn. You don’t

often get regular income from other

types of investments.

You get tax deductions: While you’ll

earn rental income, you’ll also be able

to deduct any expenses. Advertising,

insurance, maintenance and repairs,

property taxes, and legal fees are

just a few of the expenses that are

deductible. It’s best to consult with

What to consider before buyingan investment property

your accountant to fi nd out what

costs you can deduct.

Disadvantages

You may need additional fi nancing: If

you want to buy a multi-unit property

and intend to live in it, you’ll need a

down payment of between fi ve and

10 per cent, depending on the total

number of units in the property. But

when you purchase a property you

don’t plan to live in, you need a down

payment of at least 20 per cent.

Also, some lenders won’t recognize

100 per cent of the potential rental

income you might expect to earn;

some may consider just 50 per cent,

while other lenders might consider 80

per cent. In other words, you could

be forced to make a bigger down

payment to qualify for a mortgage.

You may not always have a tenant:

Ideally, you’ll earn enough rental

income to cover your annual costs.

However, you’ll still need to make

mortgage payments without a tenant.

You should be prepared for the worst

and have an emergency fund for the

times you don’t have someone to rent

your place.

Your property isn’t a liquid

investment: If you own stocks or

bonds, you can buy and sell them

quite quickly. However, it can take

a long time between listing your

property for sale and the closing date.

This might be a problem if you need

the money right away.

You have additional responsibilities:

Being a landlord can be a di� cult

job. You’re responsible for any

maintenance and repairs that need

to be done. But there are also some

headaches you have to deal with,

like a tenant that damages your

property or misses a rent payment.

The alternative is to hire a property

manager. He or she can take care of

those problems but at a cost to you.

While an investment property will

provide you with additional income,

it’s good to be aware of the pros and

cons before you ultimately decide to

make a purchase.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.


By Alyssa Furtado

42 YPNEXTHOME.CA

01 MYSTIC RIDGE DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

02 CURRIE BARRACKS BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY DEVELOPER: Legend Developments

04 CRESTMONT DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

06 DRESSAGE IN SILVERADO DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

07 WESTLAND ESTATES BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

08 WEST GROVE ESTATES DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

09 SHAWNEE PARK DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com

10 WEST GROVE POINT DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

11 ASPEN WOODS ESTATES DEVELOPER: Springbank Land Company Ltd. BUILDERS: WestView Builders, Truman Homes, Crystal Creek Homes, and Homes by Us.

›› SOUTHWESTCOMMUNITIES

BOW TRAIL

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6

9

LOCATED IN THE SW quadrant of

Calgary, Marda Loop is a vibrant

and bustling part of the city. With a

thriving restaurant and retail scene

there are some serious foodies and

shoppers that frequent the area. This

neighbourhood is beautiful with local

parks and gardens. Residents also

really take care of their properties and

you can witness this as you tour the

community.

Lifestyle

Marda Loop’s bustling lifestyle is

defi nitely a great place for anyone

looking for a community full of

the fi ner things in life. With plenty

of great spots to eat and watering

holes aplenty, foodies defi nitely fl ock

to this neighbourhood. The South

Calgary Community Association

is overfl owing with fun activities

Neighbourhood Profi le

for everyone including an outdoor

pool, beach volleyball courts and a

community garden.

Vibe

Marda Loop is a hip, young and trendy

neighbourhood that is sought out by

people from all over Calgary. Despite

it being a bustling neighbourhood,

Marda Loop defi nitely settles down

in the evenings and is quite a calm

and quiet area. If you love a party

atmosphere just wait for Marda Gras

in the summer – the neighbourhood

is transformed into a giant street

festival party.

Meet the neighbours

Filled with young families, established

homeowners and students of Mount

Royal University, Marda Loop is an

active community. Residents love

to spend time outdoors and visiting

local shops and businesses, and take

a particular liking to the outdoor pool

and beach volleyball courts in summer.

In the area

Marda Loop is defi nitely above

average regarding the rental and real

estate markets. Despite the area being

fi lled with higher end restaurants,

there is still very a� ordable options

for residents to eat out and entertain

themselves. Since this is an area

going through a bigger transition, the

fi nancial picture is also going through

a big transition.

Planes, trains & automobiles

Marda Loop is primarily a car area due

to it being a bit further out from the

Core. While there is reliable city buses

frequenting the neighbourhood,

the easiest way to get around is by

vehicle. Marda Loop is located near

to Crowchild Trail as well as 14th

Street SW, making the access to the

rest of the city. This is also a very

walkable neighbourhood and is fi lled

with local residents sharing the streets

and parks.

Real estate

Marda Loop is a beautiful older

neighbourhood fi lled with both

heritage homes and new infi lls. This

is a great neighbourhood for families

as there is an incredible amount of

recreational activities and parks. The

downside is that the area is getting

increasingly expensive, it has pushed

out some families who cannot

a� ord to live in this neighbourhood

anymore.


Marda LoopVibrant, bustling and well lovedBy Kait Kucy

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.


01 MYSTIC RIDGE DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

02 CURRIE BARRACKS BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY DEVELOPER: Legend Developments

04 CRESTMONT DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

06 DRESSAGE IN SILVERADO DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

07 WESTLAND ESTATES BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

08 WEST GROVE ESTATES DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

09 SHAWNEE PARK DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com

10 WEST GROVE POINT DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

11 ASPEN WOODS ESTATES DEVELOPER: Springbank Land Company Ltd. BUILDERS: WestView Builders, Truman Homes, Crystal Creek Homes, and Homes by Us.

›› SOUTHWESTCOMMUNITIES

BOW TRAIL

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LOCATED IN THE SW quadrant of

Calgary, Marda Loop is a vibrant

and bustling part of the city. With a

thriving restaurant and retail scene

there are some serious foodies and

shoppers that frequent the area. This

neighbourhood is beautiful with local

parks and gardens. Residents also

really take care of their properties and

you can witness this as you tour the

community.

Lifestyle

Marda Loop’s bustling lifestyle is

defi nitely a great place for anyone

looking for a community full of

the fi ner things in life. With plenty

of great spots to eat and watering

holes aplenty, foodies defi nitely fl ock

to this neighbourhood. The South

Calgary Community Association

is overfl owing with fun activities

Neighbourhood Profi le

for everyone including an outdoor

pool, beach volleyball courts and a

community garden.

Vibe

Marda Loop is a hip, young and trendy

neighbourhood that is sought out by

people from all over Calgary. Despite

it being a bustling neighbourhood,

Marda Loop defi nitely settles down

in the evenings and is quite a calm

and quiet area. If you love a party

atmosphere just wait for Marda Gras

in the summer – the neighbourhood

is transformed into a giant street

festival party.

Meet the neighbours

Filled with young families, established

homeowners and students of Mount

Royal University, Marda Loop is an

active community. Residents love

to spend time outdoors and visiting

local shops and businesses, and take

a particular liking to the outdoor pool

and beach volleyball courts in summer.

In the area

Marda Loop is defi nitely above

average regarding the rental and real

estate markets. Despite the area being

fi lled with higher end restaurants,

there is still very a� ordable options

for residents to eat out and entertain

themselves. Since this is an area

going through a bigger transition, the

fi nancial picture is also going through

a big transition.

Planes, trains & automobiles

Marda Loop is primarily a car area due

to it being a bit further out from the

Core. While there is reliable city buses

frequenting the neighbourhood,

the easiest way to get around is by

vehicle. Marda Loop is located near

to Crowchild Trail as well as 14th

Street SW, making the access to the

rest of the city. This is also a very

walkable neighbourhood and is fi lled

with local residents sharing the streets

and parks.

Real estate

Marda Loop is a beautiful older

neighbourhood fi lled with both

heritage homes and new infi lls. This

is a great neighbourhood for families

as there is an incredible amount of

recreational activities and parks. The

downside is that the area is getting

increasingly expensive, it has pushed

out some families who cannot

a� ord to live in this neighbourhood

anymore.


Marda LoopVibrant, bustling and well lovedBy Kait Kucy

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.

44 YPNEXTHOME.CA

CHESTERMERERAINBOW FALLS DEVELOPER: Truman Developments BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

›› CALGARYREGIONEAST

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

34


04 BUFFALO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDONBOULDER CREEK ESTATES DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and WestView Builders

WILDFLOWER RANCH IN STRATHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, WestView Builders, Aquilla Homes www.edgefieldstrathmore.com

LYALTA03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

SEARCH ONLINEypnexthome.ca

Advice | CHBA ALBERTA

THE FORT MCMURRAY WILDFIRE

has raised key questions about

how to help the community rebuild

the homes that were damaged or

destroyed.

This column was written shortly

before the re-entry was to begin,

but we already know that it will be a

challenge to ramp up construction

from the very low levels before the

fi re to meet a sudden rush of demand.

Like all Albertans, our Association has

looked for ways to help.

CHBA - Alberta has been meeting

with government and industry

representatives to o� er our expertise

on how to co-ordinate a response.

Our CHBA locals in Edmonton and

across the province have also raised

hundreds of thousands of dollars to

help support evacuees forced from

their homes.

Looking ahead, we anticipate that

a number of people returning to

Fort McMurray will be very suddenly

plunged into the process of making

decisions about a new home.

New-home buyers typically

spend a lot of time doing research –

educating themselves about builders,

prices and features. They also spend

a lot of family time discussing what

they want and need in a new home –

both today and in the future.

While the people returning to Fort

McMurray will face di� erent timelines

and circumstances than most new

home buyers, they still have access

to the same tools to help guide them

through the process step by step.

Under the Buying a New Home

Rebuilding after the wildfi re

By Jim Rivait


section of our website, consumers

will fi nd information to walk them

through the process, understand

contracts and what to expect during

various stages of construction.

There are a lot of things to take into

consideration and these checklists

will help ensure that none of them are

missed.

CHBA also developed the Get It

In Writing materials for consumers

planning a major renovation that

would be useful for Fort McMurray

residents who face major repair work

before they can return to their homes.

These resources are recommended

reading for all consumers who want

to buy or renovate a home. They

would be especially valuable to

Fort McMurray residents who may

be targeted by the unskilled and

unscrupulous so-called builders who

always seem to descend on disaster

zones.

We’re already hearing about some

who claim they can get people into

new homes faster and cheaper than

companies with years of experience

building in Alberta. Unrealistic

promises should always set o� alarm

bells, and this is even more the case

than in the di� cult and uncertain

environment of a disaster area.

One important safeguard against

incompetence or fraud is Alberta’s

mandatory new home warranty

program. Good builders – including

all CHBA members – recognize that

warranty coverage on a family’s most

expensive purchase is essential.

In 2014, the Alberta government

made it a requirement for all builders

to provide a warranty for all new

homes and major renovations. This

will help screen out companies that

do not have a track record in Fort

McMurray or anywhere in Alberta.

We all want the best for the people

of Fort McMurray after this traumatic

experience. As an association, we

hope to help make it possible for

people to rebuild their homes and

lives with the least possible stress.

The Canadian Home Builders’

Association - Alberta represents

more than 1,600 business members

including new home builders,

renovators, developers, trade and

supply companies and professional

services.

Jim Rivait is Chief Executive O cer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.


CHESTERMERERAINBOW FALLS DEVELOPER: Truman Developments BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

›› CALGARYREGIONEAST

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

34


04 BUFFALO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDONBOULDER CREEK ESTATES DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and WestView Builders

WILDFLOWER RANCH IN STRATHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, WestView Builders, Aquilla Homes www.edgefieldstrathmore.com

LYALTA03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes


Advice | CHBA ALBERTA

THE FORT MCMURRAY WILDFIRE

has raised key questions about

how to help the community rebuild

the homes that were damaged or

destroyed.

This column was written shortly

before the re-entry was to begin,

but we already know that it will be a

challenge to ramp up construction

from the very low levels before the

fi re to meet a sudden rush of demand.

Like all Albertans, our Association has

looked for ways to help.

CHBA - Alberta has been meeting

with government and industry

representatives to o� er our expertise

on how to co-ordinate a response.

Our CHBA locals in Edmonton and

across the province have also raised

hundreds of thousands of dollars to

help support evacuees forced from

their homes.

Looking ahead, we anticipate that

a number of people returning to

Fort McMurray will be very suddenly

plunged into the process of making

decisions about a new home.

New-home buyers typically

spend a lot of time doing research –

educating themselves about builders,

prices and features. They also spend

a lot of family time discussing what

they want and need in a new home –

both today and in the future.

While the people returning to Fort

McMurray will face di� erent timelines

and circumstances than most new

home buyers, they still have access

to the same tools to help guide them

through the process step by step.

Under the Buying a New Home

Rebuilding after the wildfi re

By Jim Rivait


section of our website, consumers

will fi nd information to walk them

through the process, understand

contracts and what to expect during

various stages of construction.

There are a lot of things to take into

consideration and these checklists

will help ensure that none of them are

missed.

CHBA also developed the Get It

In Writing materials for consumers

planning a major renovation that

would be useful for Fort McMurray

residents who face major repair work

before they can return to their homes.

These resources are recommended

reading for all consumers who want

to buy or renovate a home. They

would be especially valuable to

Fort McMurray residents who may

be targeted by the unskilled and

unscrupulous so-called builders who

always seem to descend on disaster

zones.

We’re already hearing about some

who claim they can get people into

new homes faster and cheaper than

companies with years of experience

building in Alberta. Unrealistic

promises should always set o� alarm

bells, and this is even more the case

than in the di� cult and uncertain

environment of a disaster area.

One important safeguard against

incompetence or fraud is Alberta’s

mandatory new home warranty

program. Good builders – including

all CHBA members – recognize that

warranty coverage on a family’s most

expensive purchase is essential.

In 2014, the Alberta government

made it a requirement for all builders

to provide a warranty for all new

homes and major renovations. This

will help screen out companies that

do not have a track record in Fort

McMurray or anywhere in Alberta.

We all want the best for the people

of Fort McMurray after this traumatic

experience. As an association, we

hope to help make it possible for

people to rebuild their homes and

lives with the least possible stress.

The Canadian Home Builders’

Association - Alberta represents

more than 1,600 business members

including new home builders,

renovators, developers, trade and

supply companies and professional

services.

Jim Rivait is Chief Executive O cer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

Discover all your possibilities at

nextdate.

nextboyfriend.

nextproposal.

nexthoneymoon.

nexttriplets.

When one thing, leads to another home.

48 YPNEXTHOME.CA

WHETHER YOU HAVE your eye on a

fi xer-upper, or are thinking about

building your dream home, fi nancing

your endeavor may be easier than you

think. “Renovation mortgages” allow

homeowners to renovate a newly-

purchased or existing home, or build

a new one, and roll the cost of the

improvements into the balance of the

mortgage. This allows homebuyers

to benefi t from the low interest rate

associated with a mortgage, and the

simplicity of one mortgage payment,

while putting down less than 20 per

cent of the home’s “as improved”

value.

To acquire this type of mortgage,

the fi rst thing you must do is

make the o� er conditional on a

renovation mortgage program

such as CMHC’s Purchase Plus

Improvements program. The next

step is to acquire a quote from a

contractor, to determine the cost of

the renovations. CMHC will approve

a loan of up to 95 per cent of the “as

improved” value of the home – or

the value of the newly constructed

home – provided the money you’re

putting into the home does, in fact,

improve the value. This may have to

be obtaining an appraisal.

While newly constructed homes

may receive up to four monetary

advances before the home is

completed, with refi nanced or newly-

purchased homes, CMHC advances

only up to 95 per cent of the original

value. You must be prepared, then,

to fi nance the renovations and

improvements up front, keep all your

receipts, and await reimbursement

after the renovations are complete

and the lender has time to evaluate

the as-improved value.

If you’re thinking about

performing renovations on a new

home but you’ve put down more

than a 20 per cent down payment,

consider taking advantage of a

Home Equity Line of Credit (HELOC)

Purchase Plus Improvements


– a low-interest line of credit that is

secured against your home. This will

give you the fl exibility of interest-

only payments, as well as allow you

to re-advance the funds whenever

you have paid down the balance.

As always, I welcome any

questions or comments you may

have regarding the information

contained in my articles. Until next

month…

Advice | MORTGAGE MOGUL

Jason Eldridge, P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage)Cell 403.630.1718, Fax 866.708.5807Email [email protected] Web/apply online jason.axiommortgage.ca

By Jason Eldridge


WHETHER YOU HAVE your eye on a

fi xer-upper, or are thinking about

building your dream home, fi nancing

your endeavor may be easier than you

think. “Renovation mortgages” allow

homeowners to renovate a newly-

purchased or existing home, or build

a new one, and roll the cost of the

improvements into the balance of the

mortgage. This allows homebuyers

to benefi t from the low interest rate

associated with a mortgage, and the

simplicity of one mortgage payment,

while putting down less than 20 per

cent of the home’s “as improved”

value.

To acquire this type of mortgage,

the fi rst thing you must do is

make the o� er conditional on a

renovation mortgage program

such as CMHC’s Purchase Plus

Improvements program. The next

step is to acquire a quote from a

contractor, to determine the cost of

the renovations. CMHC will approve

a loan of up to 95 per cent of the “as

improved” value of the home – or

the value of the newly constructed

home – provided the money you’re

putting into the home does, in fact,

improve the value. This may have to

be obtaining an appraisal.

While newly constructed homes

may receive up to four monetary

advances before the home is

completed, with refi nanced or newly-

purchased homes, CMHC advances

only up to 95 per cent of the original

value. You must be prepared, then,

to fi nance the renovations and

improvements up front, keep all your

receipts, and await reimbursement

after the renovations are complete

and the lender has time to evaluate

the as-improved value.

If you’re thinking about

performing renovations on a new

home but you’ve put down more

than a 20 per cent down payment,

consider taking advantage of a

Home Equity Line of Credit (HELOC)

Purchase Plus Improvements


– a low-interest line of credit that is

secured against your home. This will

give you the fl exibility of interest-

only payments, as well as allow you

to re-advance the funds whenever

you have paid down the balance.

As always, I welcome any

questions or comments you may

have regarding the information

contained in my articles. Until next

month…

Advice | MORTGAGE MOGUL

Jason Eldridge, P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage)Cell 403.630.1718, Fax 866.708.5807Email [email protected] Web/apply online jason.axiommortgage.ca

By Jason Eldridge

PREPARED BY CANNEX ON JULY 5, 2016This information is current as of the date and time posted and is subject to change without notice. © Copyright 2016 CANNEX Financial Exchanges Limited. All rights reserved.

Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years

ATB Financial 2.6000 4.0000 2.9400 2.2900 2.4400 2.4900 2.5900

Alterna Bank 2.3500 4.0000 2.8500 2.0900 2.5900 2.7400 2.5800

Alterna Savings 2.3500 4.0000 2.8500 2.0900 2.5900 2.7400 2.5800

Bank of Montreal 2.7000 4.0000 2.8900 2.9900 3.3900 3.8900 4.7400

Bank of Nova Scotia 2.7000 4.5500 3.2900 3.0900 3.3900 3.8900 4.4900

CIBC Mortgages 2.7000 3.1400 2.8400 2.7900 3.3900 4.0900 4.7900

Caisses Desjardins 2.7000 4.4000 3.1400 3.2400 3.3900 3.8900 4.7400

Canadian Western Bank 2.9000 4.0000 3.1400 3.0400 3.6500 4.2000 4.7400

Canadian Western Trust 2.9000 4.0000 3.1400 3.0400 3.6500 4.2000 4.7400

Comtech Credit Union - 6.2000 2.8400 2.8900 2.9500 2.9900 2.8900

DUCA Financial Services 2.5000 - 3.0900 3.0000 2.9900 3.0900 2.5400

Effort Trust - 4.4500 3.3500 3.5000 3.7000 4.3000 4.3500

Equitable Bank - - 3.1400 3.0400 3.6500 4.3900 4.6400

First Calgary Financial - 4.0000 2.8900 2.8900 2.5900 2.7900 2.6900

First National Financial 2.3500 3.0000 2.2900 2.2400 2.3900 2.4900 2.5900

FirstOntario Credit Un. 2.5000 4.2400 2.6900 2.2900 2.3400 2.5400 2.5900

HSBC Bank Canada 2.8000 4.4500 3.1400 3.1400 3.3900 4.0900 4.6400

Home Trust Company 2.5000 3.9500 2.6900 2.1400 2.3400 2.5900 2.5900

ICICI Bank Canada 3.0500 - 2.8400 2.8400 2.8400 2.8900 2.8900

Investors Group Trust 2.7000 4.2000 3.1400 3.0900 3.3900 3.8900 4.7400

Laurentian Bank Canada 2.7000 4.4000 2.8900 2.8400 3.3900 3.8900 4.7400

League Svgs & Mortgage - 4.4500 2.9900 2.5900 2.6900 2.8900 2.6900

Libro Credit Union - 3.7500 2.6000 2.6500 2.6900 2.6900 2.6900

London Life 2.7000 4.2000 3.1400 3.0900 3.3900 3.8900 4.7400

Luminus Financial 3.2500 - 3.2500 3.2000 3.6500 4.0000 4.5000

Manulife Bank 2.6000 4.4500 3.0000 2.9400 2.8400 2.7900 2.8900

Manulife Trust - 4.4500 3.0000 2.9400 2.8400 2.7900 2.8900

Meridian Credit Union 2.4000 4.0000 2.8400 2.7900 2.6400 3.8900 2.4900

National Bank 2.7000 4.4000 3.1400 3.0400 3.3900 3.8900 4.7400

PACE Savings & Credit Un - 5.0000 2.9900 2.6900 3.4900 3.9900 4.6400

Parama Credit Union 2.6500 - 2.8000 2.8500 2.9500 3.0500 3.1500

Peace Hills Trust - 4.5000 3.1500 3.5000 3.7500 3.8500 3.9500

President's Choice Fin'l 2.7000 6.1900 3.1400 2.7900 3.3400 3.9900 4.4400

Rapport Credit Union 2.8500 6.0000 3.0900 3.0400 3.5000 3.0400 2.9900

Royal Bank of Canada 2.7000 3.1400 3.1400 3.0400 3.6500 4.3900 4.6400

Steinbach Credit Union - - 2.3900 2.3900 2.3900 2.4900 2.4900

T-D Mortgage 2.7000 3.1400 2.9900 2.8400 3.3900 3.8900 4.5400

Tangerine 2.7000 - 3.1900 3.2400 3.4900 3.6900 3.7900

WFCU Credit Union - 4.4500 3.0000 3.0400 3.6500 4.3900 4.6400

Your Neighbourhood C.U. - - 2.7990 2.8900 3.0900 3.1500 2.6900

Buyers’ Resources | MORTGAGE RATES

ONLINE CALCULATORypnexthome.ca/mortgage-calculator

50 YPNEXTHOME.CA

HIGH RIVERHIGHWOOD LAKE DEVELOPER: WestView Builders BUILDER: WestView Builders

HAMPTON HILLS BUILDERS: WestView Builders

MONTROSE DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDISHAWKS LANDING DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

BLACK DIAMONDRIVERWOOD ESTATES DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HERITAGE POINTEARTESIA AT HERITAGE POINTE DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

›› CALGARYREGIONSOUTHNOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE


GET MORE OUT OF YOUR HOME, FOR LESS.

Now PRE-selling in Calgary’s brand new NE community of Cornerstone.

Highest core specifications

in the industry

Stainless steel appliances

Spice kitchen

L anEd HOMES | FROnT and REaR aT TacHEd GaRaGE HOMES

Homes starting from $350,000* includes lot, home & GST

4 & 5 Bedroom options

Side entry

*Price of home, lot and GST subject to change.

SaleS centre: 4641 128tH Avenue ne, CALGARY • (403) 978-1002 Showhome hourS: Mon-tHuRs 2-8PM, sAt & sun 12-5PM, FRi CLosed

visit the showhomes or see more at Jayman.com/Cornerstone

STONEY TRAIL NE

128 AVE NE

SKYVIEW RANCH RD

JAYMAN BUILT SALES TRAILER

New Home Guide.indd 1 6/3/2016 1:24:25 PM

SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

MATTAMYHOMES.COM/CALGARY

This summer, we invite you to come discover all the ways Mattamy creates spaces and

places people love to call home. We start with plenty of biking and walking trails to connect

our neighbourhoods, giving you places to go and ways to get there.

In Airdrie, The Gates At Hillcrest offers homes with adjacent walkouts to our very own

environmental reserve. Osborne Park in Southwinds summons summer play with a shaded

plaza and playground structure. Many homes here back onto a protected 4-acre reserve.

Calgary’s Cityscape delivers new urban style adjacent to 115-acres of environmentally

protected lands – plus connection to the 138-km Rotary/Mattamy Greenway, a magnifi cent

network of parks and pathways.

Proud Partner of the Canadian National Track Cycling Team

AIRDRIE AIRDRIE CALGARY

SALES CENTRE10520 Métis Trail NE 587-755-1061

SALES CENTRE907 Windsong Drive403-980-8765

SALES CENTRE907 Windsong Drive403-980-8765

MATTAMY COMMUNITIES HELP YOUMAKE THE VERY BEST OF SUMMER

MATCALGARY - MH - All Sites - Calgary New Home Guide Due: 29/06/2016

File Name: MATCALGARY-MH_AllSites_NHG_Mag Publication: Calgary New Home Guide

Trim: 7.5” x 10.5” Safety/V.O.: .375 DPI: 300

Bleed: .25 Colours: CMYK Built: 29/06/2016 – JND

MATCALGARY-MH_AllSites_NHG_Mag.indd 1 2016-06-29 4:21 PM

calgary new home guide - jul 15, 2016

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