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    Case Study of Disadvantaged Families (Poorest of the Poor)

    Towards Possible Linkage under the Coverage of SSNP

    (“A Group Report on study of few disadvantaged families, causes of their fall back and

     possible way out to overcome their wretched status within Social Safety Net Programs”)

    Module Name Village Study

    Module No. 10

    Module Director Mohammad Mamun

    Submitted to

    Mohammad Mamun 

    Submitted By

    Participants of P-61st Foundation Training Course

    Bangladesh Public Administration Training Centre (BPATC)Savar, Dhaka 

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    ACKNOWLEDGEMENT

    All praise goes to the Almighty, the merciful and supreme authority of the universe for his

    immense blessings on us so that we have been able to complete this research work of field

    attachment program successfully.

    Thanks and best regards to the honorable course adviser Md. Zaydul Hoque Molla, ndc and

    respected course director Md. A. Razzaque Sarker along with total course management

    team of P-61st FTC Mr. from the core of the heart.

    Our sincere gratitude goes to the Module Director of Module-10,  Mohammad Mamun  for

    his precious guidance with proper focus on the assigned task . We’re also thankful to the

    Module Director of Module-18, Md. Abul Basher for describing the formulation and facts

    of conducting social research work in a true reasonable manner.

    Our heartfelt thanks to the authorities of field attachment program namely the Deputy

    Commissioner of Naogaon District, the Focal Point, Upazila Chairman, Upazila Nirbahi

    Officer of Raninagar and Atrai Upazila, Upazila Officer about Women affairs of Raninagar

    Upazila and Upazila Election Officer of Atrai Upazila, Naogaon. The district administration

    and focal point selected the appropriate upazilas to conduct the study while the Upazila

    Chairman and the UNO assisted us on the social safety net programs running locally and

    supported with vehicle to assess the proper regions containing the target group. To reach the

     places where govt. services are difficult to provide the Upazila Officer about women affairs

    accompanied us and helped tremendously on the spot to assess and sort the ultra poor

    families. We’re also grateful to the local community leader  for his generous sharing of facts

    on causes of poverty, govt. grants, micro credit facility and economic status of the selected

    locality.

    Lastly, our thanks and gratitude to the local people for their kind support to maintain

    constructive environment while collecting necessary information of the selected persons and

    their families.

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    Abstract

    Purpose of this study and report is to learn about the social safety net programs (SSNP) of

    the govt., living status of ultra poor people, causes of their social fall back, sort out the way

    out of the problem with possible linkage under SSNP. Marginal people living at remote

    rural areas are often lacking in terms of food availability, standard living, health and

    education facility, earning opportunity and social security. To mitigate the sufferings of

    extreme poor people Bangladesh govt. runs social safety net programs in various aspects.

    The target group of SSNPs is the people living with some sort of disabilities or be support

    less. This SSNPs have already achieved reasonable success at field level and some

    recognition at international level. This study report will help the authority to know and take

    active steps on the poverty situation of four disadvantaged families of Dakkhin Rajapur,

    Raninagar Upazila and Railway Colony of Atrai Upazila, Naogaon District and their

     possible linkages to bring under SSNP for an effective and systematic withdrawal of the

    ultra poor state for them. 

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    Table of Contents

    Part One: Introduction and Methodology Page

    1.0 Introduction ...…………………………………………………………..…….01

    1.1 Objective ………………………………………………………….…………..01

    1.2 Scope ………………………………………………………………………….01

    1.3 Arrangement of Chapters …………………………………………………..…02 

    2.0 Literature Review ………………………..……………………………………02

    3.0 Methodology …………………………………………….……………………04

    3.1 Local Feature …,….………………………………….…………….………….03 

    3.2 Research Question ...……………………………………………………….….04 

    3.3 Field Data Collection …………………..……………………………………..04 

    Part Two: Analysis, Findings & Recommendations

    4.0 Research Outcome ….…………………………………………………………05

    4.1 Data Analysis and Findings …………………………………………………...05

    5.0 Recommendations ...…………………………………………………………...07 

    6.0 Conclusion ……………………………………………………………………..07

    Part Three: Appendices & References

    Appendix-A ………………………..……………..……………………………….08

    Appendix-B …………….………………………..………………….………….…09

    Appendix-C ……………………………………………………………………….10-14

    Bibliography/References ………………………………………………………….15

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    List of Tables

    Table-1: The Broad Categories of SSNPs in Bangladesh ………………………….......Page-03

    Table-2: Recommendations and Action Plan for individual disadvantaged Families ....Page-07

    Table-3: Naogaon District Poverty level comparison among Upazilas ………………..Page-08

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    List of Figures

    Figure-1: Mst. Aduri Khatun with child at her shack ………………………….......Page-05

    Figure-2: Family of Jinnah Poramanik at his cottage ..............................................Page-06

    Figure-3: Conversation with Mst. Razia during data collection …………………...Page-10

    Figure-4: Survey Team with Asia Begum and other poor families ………………...Page-13

    Figure-5: Data collection from ultra poor families at Raninagar Upazila …..…..….Page-14

    Figure-6: Data collection from ultra poor families at Atrai Upazila …...…….…….Page-14

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    1.0 Introduction:

    There are a number of poor families at marginal level struggling with less than minimum

    facilities to survive. This disadvantaged condition gradually separates away the victim

    families from mainstream life standard leading to social problems like illiteracy, socialinsecurity, unhealthy life finally burden to the society. All these features make poverty a

    deep problem but a little support from the community may be the reinforcement all they

    needed to pick the way of gradual improvement.

    1.1 Objective:

    The research aimed to dig out the depth of struggle of those ultra poor and its consequences

    in terms of social indiscipline. In addition to that our target was to identify the pinpoints to

     be hit leading to break the cycle of poverty and sort the possible aid to bring them from

    inability to some sort of capability.

    1.2 Scope:

    The study was conducted based on the questions on; “standard of living (in terms of

    availability of basic needs), source of income, family history, causes of migration (if any),

     points of incapability, availability of govt. grant, microcredit opportunity, access to health

    and education”. Under the curriculum of P-61st FTC, the administration of our concerned

    attached district selected Raninagar and Atrai Upazila of Naogaon district for us (ten

     participants) to conduct the research. With the help of Upazila administration we’ve picked 

    four disadvantaged families (poorest of the poor) of Dakkhin Rajapur village, Raninagar

    Upazila and four disadvantaged families (poorest of the poor) of Railway Colony, Atrai

    Upazila to carry the study. Total field work (study of local SSNP, poverty situation,

     preparation of questionnaire, location selection, picking families, data collection and

     processing, analysis and report submission in terms of suggestions for the local

    administration) has been performed during 21-03-2016 to 24-03-2016.

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    1.3 Arrangement of Chapters:

    This research paper has been fragmented in few chapters where,

      “Literature review” contains the link of previous work relevant to this study,

      “Methodology”  contains the detail strategy to address research questions through

    systematic approach of data collection and justifications behind recommended solutions,

      “Data Analysis”  contains the presentation of core findings of the field data in an

    understandable way, 

      “Recommendations” contains the specific suggestion against each of the cases relating

    to the SSNPs and

      “Conclusion”  contains the summary of the findings, its significance for poverty

    alleviation and further scope of study on it. 

    2.0 Literature Review:

    Bangladesh has emerging progress of eradicating 16 million people out of poverty during

     past few years while poverty remains a major concern with about 26 million still live in

    extreme poverty (World Bank, 2006). We’ve concentrated  on Raninagar Upazila thatcontains 4.9% population living under poverty line while Atrai Upazila contains 5.0%

    (Upazila level povmap estimate by BBS, 2010). Government of Bangladesh implements a

    number of Social Safety Net Programs to support the poor and disadvantaged. These SSNPs

    have a remarkable outcome in terms of poverty alleviation with strong effectiveness but still

    70% of poorest of poor people could not be brought under any safety net support basically

    due to shortcomings in identifying poor beneficiaries. There’re 98 different SSNPs are

     being operated by GoB. Being a result based program SNSPs are set against specific

     performance indicators particularly for poor women, disables, widows and olds (UNDP-

    PPRC, 2012). The previous literatures give idea about the outcomes but local individual

    root causes on the issue are yet to be explored. At this point we have the opportunity to dig

    out individual background causes of the extreme poverty and issues that left them away

    from being identified to take under rehabilitation programs. In addition to that we have

    found ourselves with significant scope of supporting the administration with facts and

    figures working with the SSNPs for ultra poor. Our core stand with the study is very much

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    specified that is to act as the missing link between those unaddressed underprivileged

    community and appropriate safety net schemes.

    Table -1: The Broad Categories of SSNPs in Bangladesh (Khan T H, 2013)

    Cash Transfer  Food transfer  Price subsidy  Job generating  Others 

    Old Age

    Allowances

    Vulnerable

    Group Feeding

    Agricultural

    inputs Subsidy

    Vulnerable

    Group

    Development

    Housing for the

    Homeless

    Maternity

    Allowance for

    Retard/Disable

    Person

    Test Relief,

    Food for Works

    Subsidy for

    Marginal

    Farmers to

    cope with the

    Fuel Price

    Hike

    Rural

    Employment

    Opportunities

    for Public

    Assets

    Efficiency

    Development

    Fund for

    Expatriate

    Workers

    Allowance to

    the Widowed

    Gratuitous

    Relief

    Food Subsidy 100 days

    Employment

    Generation

    Program

    Ekti Bari Ekti

    Khamar

    Honorarium for

    the Insolvent

    Freedom

    Fighters

    Primary

    education

    Stipend Project

    Power Subsidy Employment

    Project for

    Beggers

    Microcredit

    Female

    Secondary

    School

    Assistance

    Community

     Nutrition

    Program

    health care National

    Service

    Free schooling

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    3.0 Methodology:

    3.1 Local Feature:

    The main feature of the selected locality is all the families living here are landless and

    displaced. They live on the riverside protecting dam by hand to mouth earning. They don’t

    have fixed source of income. Health and sanitation facility is very limited. Access to

    education is difficult due to poverty and unavailability of Govt. grant. At this point four

    families are selected from the community based on extreme level of poverty and physical

    inability.

    3.2 Research Questions:

    What is the level of poverty in terms of living standard?

    What is/are the specific problem(s) of the disadvantaged families?

    What is/are root cause(s) acting behind the ultra poverty state?

    What is the way out with linkage to the govt. SSNPs?

    3.3 Field Data Collection:

    To identify appropriate ultra poor families and to get answer to the research questions both

     primary and secondary data sources are accessed and used. With consultation of UNO,Raninagar Upazila riverbank dam of Dakkhin Rajapur village and Atrai Upazila Railway

    Colony of Pachupur Union were selected to be surveyed for ultra poor families. Under the

    guidance of local public representatives, upazila officer about women affairs of Raninagar

    Upazila and upazila election officer of Atrai Upazila the spots were visited by the team and

    a sample questionnaire form containing 20 questions was filled by question answer with 8

    families. Among those two extremely struggling families were selected to bring under the

    domain of local social safety net programs. As per the upazila administration and other

    relevant govt. offices that dam region was the place where govt. facilities are not available

    at all and the people residing there are extremely helpless. In addition to that the people

    living at Railway Colony of Atrai Upazila are also being ignored from govt. services. That

    is why we selected them for our study and found it appropriate while conducting discussion

    session with the local people and those poor families in person. Most of the family members

    were illiterate, that’s why the questionnaire session was like an informal discussion and we

    wrote down the collected information according to the set questions. From the set questions

    (Appendix: B) our research questions were tried to be answered properly.

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    4.0 Research Outcome:

    4.1 Data Analysis and Findings:

    Data analysis is something to on collected data, dig deeper for understanding and

    representation of the data for derivation of interpretation towards amplified meaning. The

    theme of this study is to convert data into understandable forms with correlation to poverty

    factors to facilitate easy interpretation and understanding for readers. The collected data

    were articulated, analyzed manually and transcribed into texts. Results are presented

    through narrative text, simple computations logical reasoning. 

    Family-1:

     Name: Mst. Aduri Khatun

    Address: Dakkhin Rajapur, Raninagar Upazila

    Summary Findings:

      Home condition very poor with no latrine facility.

      Aduri is able to work but has no opportunity to get employed/entrepreneurship

    so far.

       No coverage of SSNP.

    Figure-1: Mst. Aduri Khatun with child at her shack

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    Family-2:

     Name: Jinnah Poramanik

    Address: Railway Colony, Bihari Pur, Pachupur Union, Atrai Upazila

    Summary Findings:

     

    Home condition very poor beside rail line with unhygienic and open latrine

    facility.

      Jinnah is old and physically unable for any hard work but has to maintain a

    large family.

       No coverage of SSNP.

    Figure-2: Family of Jinnah Poramanik at his cottage

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    5.0 Recommendations:

    Table -2: Recommendations and Action Plan for individual disadvantaged Families

    Serial

    No.

    Name Recommended Action Time

    Frame

    Focal

    Authority

    Remarks

    Family-1 Mst.Aduri

    Khatun

    1. Sewing training forAduri with some

    grant as capital for

    small

    entrepreneurship.

    3months

    UpazilaOfficer

    about

    Women

    Affairs

    Womenempowerment

    2. Grant for buying net

    and fishing

    instruments for poor

    fishermen.

    6

    months

    Upazila

    Fisheries

    Officer

    SSNP

    Family-2 Jinnah

    Poramanik

    1. Provide VGD card. 3

    months

    UNO SSNP

    2. Assist his daughters

     by giving a technical

    training and financial

    support.

    6

    months

    UNO &

    Concerned

    govt.

    departments

    SSNP

    6.0 Conclusion:

    In order to define the ultra-poor criteria included land ownership, begging activities,domestic work and child labor, different wealth categories for households are judged by

    themes of land ownership, occupation, shelter, vulnerability to seasonality, non-land assets,

    food security, cash flow, schooling etc. There are some limitations regarding the research

    work. Statistical data on the target group wasn’t available; Upazila database on positive

    impact assessment/success statistics regarding SSNPs wasn’t in complete form. Due to

    shortage of time we couldn’t study more vulnerable communities of the locality and field

    data based on personal interview couldn’t be verified duly. As the task assigned we got the

    opportunity to study the poverty condition and the limitations of underprivileged families in

    reality to learn pragmatically about the Dakkhin Rajapur village of Raninagar Upazila and

    Railway Colony of Atrai Upazila of Naogaon District. We felt our responsibilities to

    support them for development of their socio-economic status. Among the factors of poverty

    we can mitigate few with the help of proper SSNPs and as public servant we have a prime

    responsibility of ensuring success of those social safety schemes through activities. Still

    there is scope of incorporating vigorous study on this social issue in relation with SSNPs

    achievements and our effort may be the little step of that bigger process.

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    Appendices:

    Appendix-A

    Table-3: Naogaon District Poverty level comparison among Upazilas

    Upazila % Extreme Poor(Lower Poverty Line)

    % Poor(Upper Poverty Line)

    ATRAI 5.0 13.5

    BADALGACHHI 5.7 15.0

    DHAMOIRHAT 7.7 17.9

    MANDA 5.4 14.7

    MAHADEBPUR 6.1 15.6

     NAOGAON SADAR 8.3 17.4

     NIAMATPUR 8.4 19.4

    PATNITALA 8.1 18.6

    PORSHA 9.4 21.7

    RANINAGAR 4.9 13.3

    SAPAHAR 9.0 21.4

    Data Source: www.bbs.gov.bd

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    Appendix-B

    Questionnaire Form

    * This is for collection of field data for study on status of disadvantaged people and to

    identify best suited SSNP coverage for them.

    **These information will be used only for academic research purpose and proper care

    will be taken to secure it from any sort of misuse.

    Location: Dakkhin Rajapur, Raninagar Upazila, Naogaon District.

    1.  Name:

    2.  Age:

    3.  Gender: Male Female 

    4. 

    Husband/Wife’s Name: 

    5.  Educational Qualification:

    6.  Family Members (describe shortly on number of earning members & dependents):

    7.  Source of Income:

    8. 

    Average Monthly Income:9.  Illness/Disabilities/Problems (if any):

    10. Access to Health coverage:

    11. Availability of Safe Drinking Water:

    12. Sanitation Facility: Yes No

    13. Land availability for small entrepreneurship: Yes No

    14. Govt. Grant/Relief/Financial allocation during last year:

    15. Any Micro Credit/Loan Facility? Yes No

    16. If yes, Monthly Installment Size:

    17. Any SSNP Coverage:

    18. Availability of Information on SSNPs:

    19. Face any Problem to Live in the Locality:

    20. Special Ability/Training (if any):

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    Appendix-C

    Case Studies

    Family-1:

     Name: Mst. Razia, Female, 55 years, not literate.Husband: Late Hafizar Rahman

    Summary Findings:

      Among 4 children (2 sons, 2 daughters) 2 daughters are married, elder son lives

    separately with his wife and younger son lives with his mother.

      Razia is widow unable to work due to illness with no earning source, dependent

    on younger son whose monthly income 2500 Tk.

     

    Migrated from other place due to lose of land and properties for treatment ofhusband’s heart disease.

      Poor household with threat of damage due to monsoon flood each year.

      Under threat of leaving away by younger son like the elder one after marriage.

       No treatment for senile illness.

       No govt. grant except blanket, no micro credit, no coverage of widow

    allowance, VGF card or any other SSNPs.

    Figure-3: Conversation with Mst. Razia during data collection

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    Family-2:

     Name: Mst. Abeda Bibi, Female, 50 years, not literate.

    Husband’s Name: Md. Abed Ali Pk. 

    Summary Findings:

     

    Among 4 children (3 sons, 1 daughter) 1 daughter is married.

      Abeda and her husband can’t work due to disabilities and illness with no source

    of income generation.

      They’re dependent on sons’ earning (van drivers) but they’re separated with

    their own wives and children.

       No treatment for senile illness (especially cataract).

       No govt. grant except blanket, no micro credit, no coverage of VGF card or any

    other SSNPs.

    Family-3:

     Name: Mst. Aduri Khatun, Female, 18 years, education up to class-V.

    Husband’s Name: Rafikul 

    Summary Findings:

      1 male child (age under 2years)

      Husband is fishermen but has no fishing boat or net with monthly income of

    1500 Tk.

      Home condition very poor with no latrine facility.

      Lost all savings for treatment of leg disease of only child.

      Aduri is able to work but has no opportunity to get employed/entrepreneurship

    so far.

       No govt. grant except blanket, no micro credit or any other SSNPs.

    Family-4:

     Name: Kusum, Female, 50 years, education up to class-V.

    Husband’s Name: Late Yakub Ali 

    Summary Findings:

      6 Children (5 sons, 1 daughter).

     

    Three youngest sons live with her while rest is separated.

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      Kusum is widow and doesn’t do any income generating work. 

      Fourth son reads in class 10 while fifth one in madrasa.

      Son reading in class-10 works as daily labor and earns livelihood for the four

    member family (monthly income 1200 Tk).

    Family-5:

     Name: Jinnah Poramanik, Male, 60 years, No formal education.

    Wife’s Name: Marjina Begum

    Summary Findings:

      4 Children (1 son, 3 daughters) and 1 grand daughter.

     

    Eldest daughter is widow.

      2nd elder daughter lives with them with her husband.

      The youngest son and daughter are school going children live.

      Jinnah is old and physically unable for any hard work.

      For 7 members family monthly income is 5000 Tk.

    Family-6:

     Name: Abdur Rahman, Male, 45 years, No formal education.

    Wife’s Name: Asia Begum 

    Summary Findings:

      Handicapped, unable to work with one hand.

      Lost house, hand and family in river erosion.

      After the river erosion settled in Railway Colony and got married with a widow.

     

     No Child.

       No fixed income source and wife is housewife.

       No asset and live in a slum.

      Monthly income is 3000 Tk.

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    Figure-4: Survey Team with Asia Begum and other poor families

    Family-7:

     Name: Joyonti Sutradhar, Female, 30 years, No formal education.

    Husband’s Name: Uttam Sutradhar

    Summary Findings:

      Housewife and her husband is helper of tractor.

       No asset, live in a slum. House is flooded during monsoon.

      Do not have hygienic tube well and latrine facility.

      Very little income to maintain.

      Can’t maintain cattle and poultry due risk of accident in rail line.

    Family-8:

     Name: Morsheda Khatun, Female, 27 years, No formal education.

    Husband’s Name: Md. Hannan

    Summary Findings:

      2 school going Children (1 son and 1 daughter)

      Housewife and her husband is labor.

     

    Her husband earns around 3000 tk. per month which is insufficient for their

    livelihood and children’s education. 

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       No asset, live in a slum.

      Do not have hygienic tube well and latrine facility.

    Figure-5: Data collection from ultra poor families at Raninagar Upazila

    Figure-6: Data collection from ultra poor families at Atrai Upazila

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    Bibliography/References:

    1. 

    BARKAT, E K, 2011, Social Safety Net Programmes in Bangladesh: A Review,

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    3.  Emran, M S, Robano, V & Smith, S C, 2009, Assessing the Frontiers of Ultra-Poverty

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    4.  Ahmed, S S, 2007, Social Safety Nets in Bangladesh, viewed 03-04-2016.

    5. 

    Ahmed, I, Jahan, N & Zohora, F T, 2014, Social Safety Net Programme as a Mean to

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    6.  Uddin, M A, 2013, Social Safety Nets in Bangladesh: An Analysis of Impact of old

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    8. 

    Poverty Map Brochure 2010, The World Bank, viewed 02-04-2016.

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