cenpos mobile overview
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CenPOS Mobile iPhone, iPad, Android, Tablet
credit card processing solutions- US EMV & P2PE
Christine Speedy (954) 942-0483
Note: Users will not see buttons if they don’t have permission for that function. Additional devices supported, not shown.
iPhone (left), Android (right)
Christine Speedy
Key Elements
• Works with your existing credit card processor- no change in deposits, no new merchant account required
• Scalable enterprise solution
• Standardize user permissions by job function
• Point to point encryption for optimal security and PCI Compliance
• Fraud & risk mitigation tools
Christine Speedy
Mobile Hardware & Device Security
• Point to point encryption available. Encrypts at the swipe head before getting to mobile device, mitigating merchant risk from mobile device tampering and malware.
• US and Canada EMV certifications- choose your own processor.
• Ingenico iCMP certification includes EMV chip & PIN.
Christine Speedy
Fraud Protection
TRANSACTION LEVEL:
• Merchant defined rules mitigate risk of fraudulent activity
• Automated real-time management alerts
USER LEVEL:
• Remotely manage and modify user access to platform
• Remotely update entire mobile workforce permissions by job function
Christine Speedy
Key Markets
• Distribution
• Automotive
• Business to business
• Professional services: attorneys, accountants
• Retail
Christine Speedy
Key Markets Solution: Token Billing
• Create tokens, random alpha numeric characters that replace sensitive payment data by swipe or key entering
• Payment optimization: automatically forces user to collect data needed to optimize future card not present transactions for lowest fees
• Zero dollar authorization: perform fraud check on the spot before storing card data
NEVER EXPOSE FULL CARD DATA ON PAPER CREDIT CARD AUTHORIZATION FORMS AGAIN!
Christine Speedy
Nifty Mobile Extras
• Remote Supervisor transaction override*
• View every ‘attempted’ transaction in addition to ‘settled’ transactions in reports*
• Login credentials are the same for virtual terminal and mobile
• Inexpensive disaster back up option for retail, lodging, etc.
* if permitted by user role
Christine Speedy
One platform for all payment channels (when implemented company wide)
Reduce PCI Compliance burden, gain efficiencies
Christine Speedy
PROSPECTIVE MOBILE CUSTOMER FAQ
How is this different from Square, Intuit, Paypal and other mobile solutions?
• Universal - works with all the major processors• Fees debited monthly in arrears vs net each deposit• Indefinite report research vs. competitor limited records for 1-2 years• Audit trail of every touch to system by individual user (PCI Compliance)• Supports interchange plus pricing• Supports level 3 processing, critical for reduced fees on applicable cards (business to business)• Create token from a swipe for future card not present processing
What software systems are you integrated with? Infor, Microsoft Dynamics AX, SAP ERP and others. End users and software companies contact Contact Christine Speedy, 954-942-0483.
Do you have a restaurant mobile app? Yes, but not EMV for restaurants. CenPOS currently supports restaurant merchant services in the Organisation of Eastern Caribbean States (OECS), including casinos, and US. Primary markets include automotive, distribution, manufacturing, and professional services, and CenPOS is EMV certified for those markets.
Christine Speedy
CENPOS USERS MOBILE FAQ
Where can I get a card reader? Non-keyed readers can be purchased through any source. CenPOS keyed readers can only be purchased through your relationship manager at this time. Call for recommended hardware. How can we start using? Download the app from the Apple or Android store. Same login and same user permissions apply across all access points. Where will I see transaction records? Mobile reports, Virtual terminal, dashboard etc. Will I be able to find tokens created on the mobile device in the virtual terminal? Yes, regardless of where a token is initiated, by customer or user, and by any channel, the tokens are accessible in the Virtual Terminal.
Christine Speedy