Powerful, innovative rating—simplified

Ratabase®

From generating price quotes to modeling new classes of risk, insurance rating moves at the speed of the Internet. To be competitive, insurance companies need a technology solution that is just as fast and, when it comes to connecting people with valuable information, just as good.

Whether our clients’ goals are to increase efficiency and agility or improve pricing and time to market, CGI has the experience to deliver results.

CGI’s global presence and legacy in the property and casualty and life insurance sectors have made us the partner of choice for hundreds of insurers, brokers and agents around the world. We work with clients to implement solutions across the value chain to help them win and grow.

CGI’s insurance know-how

• Provider of consulting and IT services to 12 of the top 20 global insurers in the world and more than 200 clients globally

• CGI Ratabase®–the industry’s leading rating engine with more than 100 P&C and life insurance implementations

• Systems integrator for the world’s leading core insurance software solutions

• More than 15 million transactions and information products delivered annually as part of core underwriting processes

• 1,500 members dedicated to insurance IT outsourcing and application management services globally, and a total of 3,500 members focused on insurance

Product overview and key benefitsRatabase, the trusted name in insurance industry rating, allows insurance agents and consumers to generate policy price quotes in real-time, and provides actuaries and business analysts with the collection of sophisticated modeling tools they need to keep pace with the latest marketplace trends and directions.

Putting greater technical capabilities in the hands of business users means insurance companies can leverage their information assets like never before—segmenting markets, performing impact analysis, spotting trends, testing new business opportunities, and offering customers more competitive products overall.

Because Ratabase is a specialized ratings platform—not an add-on to a policy administration system—clients gain the benefits of quicker product deployment, more robust ratings capabilities, greater scalability, true platform independence, easy maintenance, and a bigger, more immediate return on their ratings system investment.

Key features and benefits of Ratabase include:

Innovative functionality• Leverages the power of Microsoft® Excel within the Ratabase toolset

• Provides a faster, more efficient delivery of functionality through Ratabase Apps

• Uses impact analysis to simplify the process in determining new rating products

Productivity gains• Creates efficiency and improved speed to market through streamlined

workflow

• Enables more efficient management of multiple work projects

• Enhances capabilities to find information faster

• Enables the ability to preview and edit information more rapidly

Operational efficiency• Simplifies moving data between internal groups

• Enables creation and configuration of organization-based user roles

• Simplifies and consolidates the creation and maintenance of tables

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Ratabase brings immediate value to small and large carriers that need to:

• Upgrade policy administration systems

• Consolidate systems and platforms

• Provide direct Internet information or quotes to agents, brokers, or consumers

• Deploy systems and insurance products more rapidly

The Ratabase product suite – Build once and distribute anywhereBring significant value to your bottom line with the power to build your insurance products one time and deploy them to different applications, on different platforms, with differing technologies and databases.

With Ratabase, the same rates and rules can be distributed to a policy administration solution on a mainframe, a Web quoting application on a UNIX® server, and a Windows rate modeling workstation all at once.

Providing this flexibility to your business organization allows your IT experts to focus on the technology aspects of your systems. Since the insurance logic is now externalized from the end-user application(s), you can evolve your technology and applications without having to worry about recreating the insur-ance logic.

The Product BuilderDesigning insurance products is made simple with Ratabase Product Builder. With a streamlined workflow and intuitive user interface, you can create, manage, and maintain your rating filings more productively than ever before.

Product Builder is the actuarial and business designer software for building the tables and rating formulas that are needed for rating policy transactions. With Product Builder, you are able to:

• Establish product definitions that determine where tables and formulas are to be used

• Build multi-key and multi-result tables

• Build custom logic formulas for processing any policy rating scenario

• Share tables and formulas across multiple product lines and multiple states

• Establish baselines for tables and formulas through user filing

• Establish filing groups to better manage product deployments

• Version tables and formulas by filing date

• Establish personal task lists

The Production CalculatorRatabase employs a “build once – distribute anywhere” model where your production or run-time environment can reside on a multitude of platform configurations. The Ratabase Production Calculator is the engine that provides the power and capability to rate policy transactions in real time at the sub-second level.

The Ratabase AppsRatabase Apps are designed to further enhance the user experience by providing functionality that extends the capabilities of the core product. These apps are designed as stand-alone software programs that provide analytical, technical and administrative capabilities without needing a Product Builder session opened. Through a direct connection to your Ratabase database, the Ratabase Apps enhance your knowledge and visibility of your product data. The apps are provided in four main categories:

• Analytical and modeling

• Reporting

• Integration and performance

• Testing

The Production Calculator uses an integration layer that transforms requests from any policy admin-istration system into the Ratabase format so that it can be processed. The Ratabase integration layer supports multiple environments including, WebLogic, JBOSS, IIS and WCF.

Why RatabaseBeing a part of Ratabase’s world-class customer base is the main reason our client list continues to grow. Ratabase has a very active user community providing input into product direction. This includes an educational conference to discuss product enhancements and trends in the industry. CGI is also proud of our ongoing commitment to customer service—a commitment that consistently has earned high client satisfaction scores.

Most important, a successful implementation in the client’s environment requires a strong understanding of their business needs as well as the software. CGI’s Ratabase team has more than 100 successful implementations under our belt and brings this unmatched industry experience to each engagement. The CGI delivery team has an average of nine years experience working with Ratabase and 19 years of insurance industry experience.

Additionally, our consulting services adhere to the processes and methodologies that form the core of CGI’s ISO-9001 certified Client Partnership Management Framework. When coupled with the power of the Ratabase software, CGI’s professionals can help your team turn product management and rating into a differentiator for your company.

The CGI DifferenceAmong IT and business process services companies, none can claim CGI’s depth of focused rating and configuration knowledge. We offer a combination of robust technology and configuration tools that provide our clients with the ability to externalize rating and maximize product profitability. CGI defines success by exceeding expectations and helping clients achieve superior performance. We are successful only when our clients reach or exceed their overall project goals. Our outstanding client satisfaction ratings speak to our commitment to clients and excellence in execution.

At CGI, we’re committed to helping our clients succeed by focusing on the fundamentals:

• More than 35 years of long-term growth with 68,000 professionals in 40 countries

• Client proximity operating model that fosters local accountability for client satisfaction and success

• Global delivery capabilities through centers located on four continents

• ISO-9001 certified quality frameworks that result in CGI’s on-time, on-budget delivery track record

• Industry expertise, end-to-end service offerings and rich IP-based solutions that advance clients’ business goals

Ratabase UniversityThe Ratabase University’s mission is to provide top quality education, training and certification so that users can expand their knowledge and be more productive with Ratabase. With Ratabase University, students have the benefit of receiving training from experienced Ratabase instructors through a combination of lectures and hands-on workshops. Most courses in the University are offered through a traditional classroom environment where the instructor facilitates the class in person or through a virtual classroom. Our virtual classroom environments are just like the traditional classroom option in that you still have an instructor facilitating the course live, but also have the benefit of taking the course from anywhere.

Ratabase Certification ProgramThe Ratabase certification program is designed to build and recognize a specialized and sought after skill in the insurance industry. A Ratabase certification is a valuable industry designation that signifies a proven level of knowl-edge and expertise in insurance rating. CGI offers three comprehensive certifications that give you the opportunity to earn a Ratabase designation:

• Ratabase Associate Certification (RbAC)

• Ratabase Professional Certification (RbPC)

• Ratabase Master Certification (RbMC)

For more information, please contact Ratabase University at CGI.RatabaseUniversity.us.ipod@cgi.com.

Contact info:For more information about CGI and Ratabase, visit: cgi.com/ratabase or email us at: insurance@cgi.com

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With 68,000 professionals operating in 400 offices in 40 countries, CGI fosters local accountability for client success while bringing global delivery capabilities to clients’ front doors. Founded in 1976, CGI applies a disciplined delivery approach that has achieved an industry-leading track record of on-time, on-budget projects. Our high-quality business consulting, systems integration and outsourcing services help clients leverage current investments while adopting new technology and business strategies that achieve top and bottom line results.