Start Saving on your car insurance

Brought to you by the Insurance team at Consumer's Gurantee Insurance Company In Barbados

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It is not all about how good of a driver you

areot all about how good of a driver you are Car Insurance is not all about how good you drive. When

you are looking out for that appropriate car insurance, there are certain things that need to be kept in mind. For instance the first and foremost thing that you need to keep in your mind is to get the insurance in affordable rates.

The best auto insurance is here to assist you. The following list includes tips by the best auto insurance companies suggesting you on hoe to lower your car insurance and premium rate.

Shop Around !

Shopping around a while and exploring options for the most suitable auto insurance might sound a little meaningless for you. Many people do not even attempt to get quotes or second opinion from some other company once they find insurance rate that is within their affordability.

You need to understand that the insurance companies actually want to fight it out for your business. You need to use this advantage in your favor and make your requests known. It isn’t really possible to get everything that you are looking out for, yet as long as you shop around you are definite to enjoy certain great rates.

Enjoy higher deductible

The higher your deductible is for your auto insurance the lesser will you have to pay annually. A deductible of $1000 can save you almost 40% in annual cost in comparison to the average. But you need to be cautious that if you encounter with any accident that you will have to pay the $1000 deductible right away.

Therefore you need to have the amount prepared in your hand. While this is a risk, but if you are confident and competent driver then this can be the best way to save.

Drive a clunker

If you are having an old car the less value of the same makes your insurance premiums low. More importantly the older cars are less expensive to fix which attributes to the reason of lower collision or comprehensive coverage for such cars. Although one must always remember that the tenet is not applicable for the classic cars or the ones that are referred to as rare cars because it is very difficult to find replacements for their parts. Further servicing such vehicles has significant chances of incurring greater cost.

Buy Health and Car insurance from the same company

It is always advisable t buy health and car insurance from the same company since there are many companies who will reduce the cost of your premium if you make the purchase of multiple policies from them. One needs to understand that the advantage is not exclusive to the auto insurance. If any company is giving you health or life insurance, they will often give you discount if you sign up with them for another insurance plan.

Always maintain your credit store

Having a good credit history is always an advantage for you. Good credit record might also help you get cheaper auto insurance policy. Good credit record is also very important if you planning to lease any car or buy a new one. Insurance companies are not always reluctant to provide cheaper credit rates to the customers who have a very good credit history of paying bills on time. When an insurance company looks at your credit they wishes to see low balance and consistency in payments you made. If there are any discrepancy in your record make sure that it is appropriately settled and do not forget to check your score often.

Do not shy away from asking for Discounts

There are different types of discounts which an insurance company might offer and not all of them are advertised. Do not forget to ask if the company provides any of the following:

More than one car

No accidents in 3 years

No moving violation in 3 years

Driver training courses

Defensive driving courses

Anti-theft devices

Low annual mileage

Student drivers with good grades

In Summary !

There are different ways in which you can save your auto insurance besides being a very safe driver. You can very well use these tips to save your money. Once you are ready you can request for free quote from our website.

Switch To CGI Today And SaveSwitch To CGI Today And Save

http://www.insurecgi.com/