circular - up gradation
TRANSCRIPT
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8/14/2019 Circular - Up Gradation
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POL/DB/996 8 October 2009
Mr. Suman Bhowmik
H/8, Cluster XPurbachal Abason, Sector - III
Salt Lake City
KOLKATA - 700 097
Dear Sir,
POLICY NO. 911/III
Kindly refer to your letter dated 30 September 2009 requesting for upgradation of the above
policy to Schedule V Benefits.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein that
upgradation is subject to satisfactory medical check up, if required by the Association, at themembers own cost. To enable us to consider the upgradation you are requested to submit the
medical examination reports to the Association for the following in respect of self.
1 Blood Pressure
2 Blood Sugar - PP
3 Report of Opthalmic Surgeon reg. Glaucoma4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registered
qualified doctor.
Thanking you,
Yours faithfully,
( D Basu )
Asst. Manager - Accounts
maa
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POL/KD/1282 19 November 2009
Mr. Samir Kumar Dey
Saratalay 1237, Keotagarbagan
Sahaganj
HOOGHLY - 712 104
Dear Sir,
POLICY NO. 27885/IV
Kindly refer to the request for upgradation of the above policy to Schedule V Benefits.
In this connection, we would request you to refer to Point c of the addendum of the PolicyConditions sent to you vide our circular dated 29 May 2009. You will please note therein that
upgradation is subject to satisfactory medical check up, if required by the Association, at the
members own cost. However, as a senior citizen you will be reimbursed 50% of the costincurred on the medical examination subject to production of money receipts to the Association
and acceptance of the upgradation requested for. To enable us to consider the upgradation you
are requested to submit the medical examination reports to the Association for the following in
respect of self.
Self 1 Blood Pressure
2 Blood Sugar - PP3 Report of Opthalmic Surgeon reg. Cataract / Glaucoma
4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registered
qualified doctor.
Thanking you,
Yours faithfully,
( K Das )
Finance Managermaa
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POL/DB/998 8 October 2009
Mr. Chitta Ranjan Mukherjee70, Baguiati Road
KOLKATA - 700 028
Dear Sir,
POLICY NO. 21302/IV - CHITTA RANJAN MUKHERJEE
POLICY NO. 401241/IV - MR. SUMAN MUKHERJEE
On 30 September 2009 we received your letter dated nil requesting for upgradation of the abovetwo policies.
In this connection, please note that the next renewal date of the above two policies falls due on 1
April 2010. Please, therefore, get in touch with us in the month of March 2010 to enable us toproceed further in the matter.
Thanking you,
Yours faithfully,
( D Basu )
Asst. Manager - Accounts
maa
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POL/KD/1276 19 November 2009
Mr.Asim Kumar Mukherji
174-A, Block G Nalini Ranjan Avenue
New Alipore
KOLKATA - 700 053
Dear Sir,
POLICY NO. 20808/IV
Kindly refer to your letter dated 9 November 2009 requesting for upgradation of the above
policy to Schedule V.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein that
upgradation is subject to satisfactory medical check up, if required by the Association, at themembers own cost. However, as a senior citizen you will be reimbursed 50% of the cost
incurred on the medical examination subject to production of money receipts to the Association
and acceptance of the upgradation requested for. To enable us to consider the upgradation you
are requested to submit the medical examination reports to the Association for the following inrespect of self and your wife.
Self 1 Blood Pressure2 Blood Sugar - PP
3 Report of Opthalmic Surgeon reg. cataract/glaucoma
4 E C GWife 1 Blood Pressure
2 Blood Suger - PP
3 Report of Opthalmic surgeon reg. cataract/glaucoma
4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registeredqualified doctor.
The balance premium payable by you on upgradation, if accepted, will be intimated to you in duecourse. We would also request you to take immediate action in this regard.
Thanking you,Yours faithfully,
( K Das )
maa Finance Manager
POL/KD/1277 19 November 2009
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Mr. Asoke Dasgupta
2nd Floor
31/1, Lake Avenue,KOLKATA - 700 026
Dear Sir,
POLICY NO. 23029/IV
Kindly refer to your letter dated 9 November 2009 requesting for upgradation of the above
policy to Schedule V.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein thatupgradation is subject to satisfactory medical check up, if required by the Association, at the
members own cost. However, as a senior citizen you will be reimbursed 50% of the cost
incurred on the medical examination subject to production of money receipts to the Associationand acceptance of the upgradation requested for. To enable us to consider the upgradation you
are requested to submit the medical examination reports to the Association for the following in
respect of self and your wife.
Self 1 Blood Pressure
2 Blood Sugar - PP
3 Report of Opthalmic Surgeon reg. Glaucoma4 E C G
Wife 1 Blood Pressure
2 Blood Sugar - PP3 Report of Opthalmic Surgeon reg. Glaucoma
4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centreregistered with the concerned local authorities and is under the supervision of a registered
qualified doctor.
Thanking you,
Yours faithfully,
( K Das )
Finance Managermaa
POL/KD/1278 19 November 2009
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Mrs. Keya BhowmikRamroop
12, Garfa, 4th Lane
JadavpurKOLKATA - 700 075
Dear Madam,
POLICY NO. 55913/II
Kindly refer to your letter dated 9 September 2009 requesting for upgradation of the above
policy to Schedule III Benefits.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein thatupgradation is subject to satisfactory medical check up, if required by the Association, at the
members own cost. However, as a senior citizen you will be reimbursed 50% of the cost
incurred on the medical examination subject to production of money receipts to the Associationand acceptance of the upgradation requested for. To enable us to consider the upgradation you
are requested to submit the medical examination reports to the Association for the following in
respect of self.
1 Blood Pressure2 Blood Sugar - PP
3 Report of Opthalmic surgeon reg. Cataract/Glaucoma
4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registeredqualified doctor.
The balance premium payable by you on upgradation, if accepted, will be intimated to you in due
course. We would also request you to take immediate action in this regard.
Thanking you,
Yours faithfully,
( K Das )maa Finance Manager
POL/DB/1273 18 November 2009
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Mr. Gopalaiyer Venkitachalam Iyer18/30, Dover Lane
Ground Floor
KOLKATA - 700 029
Dear Sir,
POLICY NO. 12168/IV
Kindly refer to your letter dated 5 November 2009 requesting for upgradation of the above
policy to Schedule V Benefits.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein that
upgradation is subject to satisfactory medical check up, if required by the Association, at themembers own cost. However, as a senior citizen you will be reimbursed 50% of the cost
incurred on the medical examination subject to production of money receipts to the Association
and acceptance of the upgradation requested for. To enable us to consider the upgradation youare requested to submit the medical examination reports to the Association for the following in
respect of self and your wife.
Self 1 Blood Sugar - PP2 Report of Opthalmic Surgeon reg. cataract/Glaucoma
Wife 1 Blood Pressure2 Blood Sugar - PP / Fasting
3 Report of Opthalmic surgeon reg. cataract / glaucoma
4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registered
qualified doctor.
The balance premium payable by you on upgradation, if accepted, will be intimated to you in due
course. We would also request you to take immediate action in this regard.
Thanking you,
Yours faithfully,
( D Basu )
maa Asst. Manager - Accounts
POL/DB/1272 18 November 2009
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Mr. Edmund Ajit GomesA-6/5, satyen Park
M G Road, Joka
KOLKATA - 700 104
Dear Sir,
POLICY NO. 15980/II
Kindly refer to your letter dated 6 November 2009 requesting for upgradation of the above
policy to Schedule V Benefits. However, you can upgrade your above Policy to Schedule III or
IV Benefits, next Higher Schedule.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein thatupgradation is subject to satisfactory medical check up, if required by the Association, at the
members own cost. However, as a senior citizen you will be reimbursed 50% of the cost
incurred on the medical examination subject to production of money receipts to the Associationand acceptance of the upgradation requested for. To enable us to consider the upgradation you
are requested to submit the medical examination reports to the Association for the following in
respect of self.
1 Blood Pressure
2 Blood Sugar - PP
3 Report of Opthalmic Surgeon reg. Cataract / Glaucoma4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centreregistered with the concerned local authorities and is under the supervision of a registered
qualified doctor.
The balance premium payable by you on upgradation, if accepted, will be intimated to you in duecourse. We would also request you to take immediate action in this regard.
Thanking you,
Yours faithfully,
( K Das )
Finance Managermaa
POL/DB/983 6 October 2009
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Mr. Sanjay Issar
3F, Shyamkunj
12C. Lord Sinha RoadKOLKATA - 700 071
Dear Sir,
POLICY NO. 52565/V
Kindly refer to your letter dated 18 September 2009 requesting for upgradation of the above
policy to Schedule VI Benefits.
In this connection, we would request you to refer to Point c of the addendum of the Policy
Conditions sent to you vide our circular dated 29 May 2009. You will please note therein thatupgradation is subject to satisfactory medical check up, if required by the Association, at the
members own cost. To enable us to consider the upgradation you are requested to submit the
medical examination reports to the Association for the following in respect of self and your wife.
Self 1 Blood Pressure
2 Blood Sugar - PP3 Report of Opthalmic Surgeon reg. Glaucoma
4 E C G
Wife 1 Blood Pressure
2 Blood Sugar - PP
3 Report of Opthalmic Surgeon reg. Glaucoma4 E C G
The medical tests may be conducted at any hospital or nursing home or diagnostic centre
registered with the concerned local authorities and is under the supervision of a registeredqualified doctor.
Thanking you,
Yours faithfully,
( D Basu )
Asst. Manager - Accountsmaa
POL/AKC/1054 16 October 2009
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Mr. Sukumar Banerjee22/1, N S Road
Anjan Garh
Seoraphuli Sarkarpara
P O SeoraphuliDIST HOOGHLY - 712 223
Dear Sir,
POLICY NO. 56662/IV
Please refer to your letter dated 21 September 2009 requesting for upgradation of the
above policy.
In this connection, please note that the next renewal date of your policy falls due on 18
May 2010. Please, therefore, get in touch with us in the month of April 2010 to enable
us to proceed further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager - Accounts
maa
POL/DB/309 22 June 2009
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Mr. Malay Kumar Majumder1/3/1, Sisir Kumar Dawn Road
KOLKATA - 700 036
Dear Sir,
POLICY NO. 58161/III
Please refer to your letter dated 16 June 2009 requesting for upgradation of your above policy
from Schedule III to Schedule IV Benefits.
In this connection, please note that the next renewal date of your policy falls due on 12
December 2009. Please, therefore, get in touch with us in the month of November 2009 to
enable us to proceed further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager - Accounts
maa
POL/DB/281 17 June 2009
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Mr. Aloke Kumar Ghosh
4, Creek LaneKOLKATA - 700 014
Dear Sir,
POLICY NO. 28456/IV
Please refer to your letter dated 12 June 2009 requesting for upgradation of the above policy to
Schedule V Benefits.
In this connection, please note that the next renewal date of your policy falls due on 1 October
2009. Please, therefore, get in touch with us in the month of September 2009 to enable us to
proceed further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager - Accounts
maa
POL/DB/282 17 June 2009
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Mr. Anil Shunglu
155/1, Block G New Alipore
KOLKATA - 700 053
Dear Sir,
POLICY NO. 828/III
Kindly refer to your letter dated 10 June 2009 requesting for upgradation of the above policy to
Schedule V Benefits.
In this connection, please note that the next renewal date of your policy falls due on 22 August
2009. Please, therefore, get in touch with us in the month of July 2009 to enable us to proceed
further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager - Accounts
maa
POL/DB/290 18 June 2009
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Mr. Gopalaiyer Venkitachalam Iyer
18/30, Dover Lane
Ground FloorKOLKATA - 700 029
Dear Sir,
POLICY NO. 12168/IV
Please refer to your letter dated 12 June 2009. You may upgrade your above Policy to Schedule
III or Schedule V, the coverage and premium being as follows :-
Premium Per Annum
Upto Over
18 Years 18 Years Coverage
Schedule III Rs. 1,200/- Rs. 1,440/- Rs. 1,15,000/- with Sub-limits
Schedule V Rs. 1,560/- Rs. 1,800/- Rs. 1,15,000/- without Sub-limits
Service Tax etc. extra.
The upgradation is, however, subject to compliance of the conditions contained in the policy
conditions of the Association.
In this connection, please note that the next renewal date of your Policy falls due on 1 December
2009. Please, therefore, get in touch with us in the month of November 2009 to enable us to
proceed further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager Accounts
maa
POL/DB/292 18 June 2009
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Mr. Bhupinder Singh Arora
Flat 2A5, Wood Street
KOLKATA - 700 016
Dear Sir,
POLICY NO. 14979/V
On 15 June 2009 we received your letter dated nil requesting for upgradation of the above
policy.
In this connection, please note that the next renewal date of your policy falls due on 1 April
2010. Please, therefore, get in touch with us in the month of March 2010 to enable us to proceed
further in the matter.
Thanking you,
Yours faithfully,
( D Basu )Asst. Manager - Accounts
maa
POL/DB/ June 2009
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Dear Sir,
POLICY NO.
Kindly refer to your letter dated 20 May 2009.
As regards your request for upgradation of the above Policy to the next higher Schedule, wewould mention that enhancement of sum insured will be restricted to members who are not over
the age of 75 years at the time of renewal of the Policy. Since you have already exceeded the
age limit of 75 years, we regret our inability to upgrade the Policy.
You will appreciate that we have to operate within certain restrictions and parameters and we
trust that we shall continue to receive your co-operation and support for the years to come.
Thanking you,
Yours faithfully,
( D Basu )
Asst. Manager - Accounts
maa
SPECIMEN
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POL/DB/ 17 June 2009
Mr. Bhaskar Gupta
394-B, Jodhpur ParkFlat 3-A
KOLKATA 700 068
Dear Sir,
UPGRADATION - POLICY NO:25926/IV
Kindly refer to your letter dated 2 June 2009 requesting for upgradation of the above policy toSchedule V benefits and enclosing a cheque for Rs.1324/-.
Based on your request the above Policy covering yourself and your wife is considered for
upgradation to Schedule V benefits with effect from the renewal date, i.e. 1 June 2009 subject to
the following condition :
Besides the waiting period of two months from the date of conversion to
Schedule V Benefits, claims in respect of illness or conditions includingmaternity about which reasonable presumption of knowledge can be
inferred at the time of conversion, will be settled under the pre-existing
Schedule
Please also note that the claims in respect of the treatments for the following diseases, settled
prior to conversion to Schedule V, will be processed under the same Schedules under which
those were settled earlier, as shown below :
NAME PRE-EXISTING DISEASES PRE-EXISTING
DISEASES
SETTLED PRIOR TO
1 JUNE 2009 UNDER
SCHEDULE
Mr. Bhaskar Gupta Intestinal Obstruction or
any sequelae thereof IVCataract Operation both eyes
or any sequelae thereof IV
Mrs. Shibani Gupta Cholecystectomy or any sequelae thereof II
Contd 2
: 2 :
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Kindly return the duplicate of this letter duly signed by you at the appropriate place in token of
your acceptance of the above conditions on receipt of which we shall proceed furtherin the matter.
Thanking you,
Yours faithfully,
( K Das )
Finance Manager
Agreed
____________________
Signature of Policyholder
Dated :
Contact No. :
SPECIMEN
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Endorsement No:
Name of Member : Mr. Bhaskar Gupta Policy No:25926/V
Yearly Subscription Rs. 3600/- per annum
It is hereby declared and agreed that as from 1 June 2009 you are covered under the
Associations Fifth Schedule of Benefits. Please note that your Policy No. has been changed
from 25926/IV to 25926/V with effect from that date.
Besides the waiting period of two months from the date of conversion to Schedule VBenefits, claims in respect of illness or conditions including maternity about which reasonable
presumption of knowledge can be inferred at the time of conversion, will be settled under the
pre-existing Schedule.
It is further agreed that the Association will process claims for Mr. Bhaskar Gupta
relating to the treatment of Intestinal Obstruction or any sequelae thereof and for Cataract
operations in both eyes or any sequelae thereof under Schedule IV.
It is also agreed that the Association will process claims for Mrs. Shibani Gupta relating
to the treatment of Cholecystectomy or any sequelae thereof under Schedule II.
( K. Das )
Date : June 2009Finance Manager
POL/DB/ June 2009
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Dear ,
Please refer to your E-mail dated 11 June 2009. You may request for upgradation of your
existing Schedule to Schedule III or Schedule V, the coverage and premium being as follows :-
Premium Per Annum
Upto Over 18 Years 18 Years Coverage
Schedule III Rs. 1,200/- Rs. 1,440/- Rs. 1,15,000/- with Sub-limits
Schedule V Rs. 1,560/- Rs. 1,800/- Rs. 1,15,000/- without Sub-limits
Service Tax etc. extra.
The upgradation is, however, subject to compliance of the conditions contained in the policyconditions of the Association.
Please get in touch with us nearer the time of next renewal.
Please note that the selective upgradation is not possible.
Thanking you,
Yours faithfully,
( D Basu )
Asst. Manager Accounts
maa
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Meanwhile, please ensure that the premium for the existing Schedule for the policy year ended30 November 2010 is paid within the due date. You are also aware that default in payment of
premium within 15 days grace period from the due date will lead to cancellation of the Policy.
In case you have already paid the premium, please ignore this.