COEUR D'ALENE PLACE

COMMUNITY OVERVIEW

The Coeur d'Alene Place master planned community, currently under construction, is a major new residential development. The project is located in the growing northwest portion of the City of Coeur d'Alene and is conveniently located near shopping and services along the 1-95 corridor as well as downtown. Located west of Ramsey and adjacent to the new Lake City High School, the community will eventually encompass over 600 acres.

Proposed to be constructed in phases over a 15 year period, the new community will provide for nearly 2500 residential living units with a wide variety of home styles and price ranges. In the initial development phase of 208 lots home prices will range from $82,000 up to $200,000 or more. Eventually a village retail center, a health club and professional offices are planned along the Hanley Avenue corridor between Ramsey Road and Atlas Road.

The focal point of the Coeur d'Alene Place community is over 70 acres of landscaped common area and open space which will include an 11 acre City park, numerous neighborhood parks, and a bicycle and pedestrian trail system. When complete the community will include over five miles of trails which will connect the neighborhoods to schools, parks and shopping.

As you will see in the attached site plan drawing, Coeur d'Alene Place has been planned with a vision of the future in which quality neighborhoods are a promise kept.

DEVELOPER

Coeur d'Alene Place is being developed by Greenstone-Kootenai, Inc. For more information please contact:

Mr. Jim Frank, President

Greenstone-Kootenai, Inc. 1421 N. Meadowwood Ln. Ste. 200 Liberty Lake, WA. 99019

(509) 458-5860

Greenstone is responsible for the design, development and construction management of the project. Greenstone will also be responsible for management of the owners association.

The ownership, use and construction on lots within the Coeurd'Alene Place project are subject to the Declaration of Covenants, Conditions, Restrictions and Reservation of Easements for Coeur d'Alene Place ("Covenants"). The Covenants are intended to maintain Coeur d'Alene Place as a quality residential community.

The Covenants impose certain use restrictions and obligations upon each lot owner, including but not limited to the following:

1. All construction, including landscaping and fencing, is subject to architectural review. 2. Fees may be imposed by the Owners Association for the maintenance and operation of common facilities and properties. 3. Limitations upon the parking of cars, boats and other vehicles. 4. Limitation on non-residential use of the lots. 5. Restrictions on animals and pets. 6. Rules governing the use of common area and facilities.

A copy of the Covenants are attached.

OWNERS ASSOCIATION

Each lot owner in Coeur d'Alene Place will be a member of the Coeur d'Alene Place Owners Association ("Association"), The Association is a non-profit corporation incorporated under the laws of the State of Idaho.

The Association has ownership of the common areas within the project and will be deeded title to such common areas on a phase by phase basis. The Association is responsible for the maintenance of the common areas and has the right to establish reasonable rules and regulations for the use of the common areas by the residents. The Association has established a fee for maintenance and operation of $15 per month. This fee may be changed from time to time as permitted by the Covenants. The fee covers the following common expenses:

1. Landscape maintenance of common areas 2. Water usage charges for common areas 3. Entry and common area lighting 4. Liability insurance 5. Maintenance of community owned property 6. Association management

CONGRATULATIONS AND "WELCOME TO YOUR HOME AT COEUR D'ALENE PLACE"

We feel that Coeur d'Alene Place is an exceptional community and we hope that your new home provides you with lasting comfort and enjoyment. In order to make the transition into your new home easier, we have listed below items that may prove helpful to you,

Postal Service - Mail delivery for Coeur d'Alene Place is handled from the Coeur d'Alene Post Office located at 111 N. 7th. Simply contact the station at 664-8126 and give them you new address and they will assign you a mail box and give you a key.

Refuse Service - This service is provided by the City of Coeur d'Alene. Contact them at 769-2224 to order your service. Pick up is scheduled for Mondays.

Kootenai Electric - Please call to set up billing. 664-0421

Phone Service - Your builder has pre-wired your home and provided underground telephone cable to your home. To have your phone installed, contact GTE at 800-483-4100 and they will arrange a time for installation. The cost of phone installation in your home will vary according to the type of service you will require.

Master Association - Greenstone-Kootenai, Inc. manages the Homeowners' Association. We are responsible for, among other things, maintenance of the entry, common area and street lights. While we inspect the site daily, you may notice something we've missed, such as a plugged sprinkler heads, etc. If so, please contact us at (509) 458-5860 and we will attend to it as quickly as possible.

Sewer and Water - Sewer and water services are provided by the City of Coeur d'Alene. If you notice any problems with water or sewer service, please contact the City at 769-2346. Cable T.V. - Is provided by Cablevision. For hook-up please contact 667-5521. Project Team

Members

Engineer/Survey: Inland Pacific Engineering Co., Inc. (509)458-5860

Marketing Agent: Coldwell Banker - Schneidmiller Realty (208)664-1461

Developer: Greenstone Kootenai, Inc. (509)458-5860

COEUR D’ALENE PLACE

MASTER STREET TREE PLANTING PROGRAM

Each home within the Coeur d'Alene Place project is incorporated into a master street tree planting program. This program is administered by the developer.

The overall concept of the plan is to line the streets of Coeur d'Alene Place with street trees in a consistent manner. Each lot owner will be required to install up to three trees along their street frontage as part of their landscape plan approval. The specific type and size of tree will be according to the plan prepared by the developer. The trees for each lot will be purchased, installed and guaranteed for one year by the developer.

COEUR D'ALENE PLACE

PLANNED UNIT DEVELOPMENT

ARCHITECTURAL REVIEW COMMITTEE RULES

As Adopted by the Coeur d'Alene Place Architectural Review Committee February 1, 1995

TABLE OF CONTENTS

I. OBJECTIVE AND AUTHORITY OF ARCHITECTURAL REVIEW

COMMITTEE……………………………………………………………………………..1

A. Development Objectives ........................................................................................ 1 B. Applicable Provisions of Declaration of Covenants………….......................... 1

II. ARCHITECTURAL RULES AND GUIDELINES .................................................................. 2

A. Design Considerations…………………..…………..……….……..………………2

B. Architectural Rules………………………………………………………………….2

C. Landscaping Policies………………………………………………………………5

1. Front yards ............................................................................... 5

2. Rear yards ................................................................................ 6

3. Side yards ................................................................................ 7

III. SEVERABILITY .................................................................................................................... 7

IV. NONWAIVER ........................................................................................................................ 7

V. ADOPTION OF ARCHITECTURAL REVIEW COMMITTEE RULES ……………….... 7

OVERVIEW

ARCHITECTURAL REVIEW AT COEUR D'ALENE PLACE

The Architectural Review process at Coeur d'Alene Place is established in the Coeur d'Alene covenants and administered by an Architectural Review Committee (ARC) appointed by Greenstone Kootenai, Inc., the Developer. The architectural review process, which is formalized by the following documents, is designed to preserve the visual impression of Coeur d'Alene Place as a distinctive and desirable place to live. This design review is not intended to be cumbersome nor expensive. It is intended to achieve a pattern of quality and identify.

Please contact the Coeur d'Alene Place Homeowner Association Manager if you have any questions regarding architectural review, or the process.

509-252-7507 ext 220, or 800-457-9006 Please click on the link below or on the side bar, to access the ARC Application form.

Thank you and WELCOME to Coeur d'Alene Place!

I. OBJECTIVE AND AUTHORITY OF ARCHITECTURAL REVIEW COMMITTEE

A. DEVELOPMENT OBJECTIVES

The following Rules are designed to establish and preserve the visual impression of Coeur d'Alene Place as a distinctive and desirable place in which to live.

Landscaping, building form, materials, and colors all contribute to an overall community image that is readily identifiable as a high quality development. By following the Rules, residents will protect and enhance each property owner's investment in his or her homesite. The Rules provide standards of quality and design.

Design review by the Architectural Review Committee is not intended to enforce unreasonable or excessively expensive controls. It is meant to coordinate the design and construction of residential dwellings to achieve a pattern of continuous quality and identity.

The Rules have purposely not been made a part of the Covenants, Conditions, and Restrictions in order to allow for additions, modifications, and deletions as circumstances change and as the community develops and matures.

B. APPLICABLE PROVISIONS OF DECLARATION OF COVENANTS

The Master Declaration of Covenants, Conditions and Restrictions and Reservation of Easements for Coeur d'Alene Place (Covenants) require that no structure, improvement, landscaping or alteration shall be commenced, erected, painted or maintained within the project without the written approval of the Architectural Review Committee. This requires that plans be submitted to the committee for review. This review will normally take only a few days but may take as long as 45 days under the covenants. The Architectural Review Committee is appointed and controlled by the Developer.

II. ARCHITECTURAL RULES AND GUIDELINES

A. DESIGN AND SITE CONSIDERATIONS

1. Utilities: Electric power is available at Coeur d'Alene Place from Kootenai Electric. Natural gas is available from Washington Water Power Company. Sewage lines connecting to the Coeur d’Alene District treatment plant are extended to the property boundary of each lot, as are City water lines.

2. City of Coeur d'Alene Requirements; The City of Coeur d'Alene has adopted the Uniform Building Code with State of Idaho modifications. The City requires that a building permit be obtained prior to beginning construction of any improvement or making any additions or changes to an existing structure.

3. Setbacks: As a P.U.D. the Coeur d'Alene Place project allows deviations from the standard yard setback standards of the City of Coeur d'Alene Zoning Code. These deviations are intended to allow flexibility in design where approved by the Committee. See Exhibit No. 1 attached.

B. ARCHITECTURAL RULES

1. Accessory Buildings: Only buildings to be used as temporary construction shelter may be erected on a lot prior to construction of the main residence building. Structures such as dog houses, tool sheds, etc., which are not pertinent to the dwelling structure, but are intended for permanent or semi-permanent use, are not specifically prohibited. The structures are, however, subject to Architectural Review Committee approval.

2. Antennae: Exposed roof TV and/or radio antennae and satellite receivers shall be prohibited, unless specifically approved by the Architectural Review Committee.

3. Building Height: Building height limitations may be imposed by the Architectural Review Committee in order to preserve views from neighboring homes and to minimize the impact of structures on arterial streetscape areas of the property.

4. Chimneys: All exterior chimneys must be of a material and of such a color as to blend in aesthetically with the residence and will be subject to approval by the Architectural Review Committee.

5. Clotheslines: Exterior clotheslines must be located in screened service yards and out of view from the neighboring property.

6. Driveways: Driveway access onto Coeur d'Alene Place roads will be limited to one per lot, unless otherwise approved by the Architectural Review Committee.

7. Excavation: All excavation must be done so as to create a minimum disturbance on the site. All dirt and debris as a result of excavation must be leveled and/or removed from the site.

8. Exterior Lighting; All exterior lighting plans must be submitted with construction approval or alteration approval submittals. Exterior lighting which can be seen from the roads or neighboring lots must be indirect. Colored light sources shall be prohibited. Decorative and/or landscape lighting may have limitations placed upon them.

9. Exterior Walls and Trims; The following materials are approved for use in exterior walls and trims:

a. Wood (natural or treated with earth-tone stain or paint). b. Aluminum, steel, or vinyl siding products in earth tone colors and in an application approved by the Architectural Review Committee. c. Stucco may be permitted as the primary or accent siding

material. Colors shall be medium earthtones subject to approval.

d. Brick (medium to dark even earth-tone colors) e. Exterior color and material treatment used on the building walls shall be continuous and consistent on all elevations of the residence in

order to achieve a uniform and complete architectural design.

f. Exterior colors must harmonize with the surrounding landscape and all

colors are subject to approval by the (ARC), Architectural Review

Committee

10. Utility Panels: In general, all utility meter panels

should be screened from view and should be installed according to guidelines available from utility companies.

11. Fencing: Fences will be limited at Coeur d'Alene Place and must have specific design approval from the Architectural Review Committee. Fences may be limited where adjacent to common areas and on sloping lots. See Exhibit No. B for approved fence plan.

12. Garages: The garage should connect to the main house by a roof

or screen or be part of the house structure.

13. Grading: All grading shall conform to natural contours of the maximum extent feasible.

14. Gutters and Downspouts: All gutters and downspouts shall be designed as a continuous architectural design feature. Exposed gutters and downspouts shall be colored to blend in with the surface to which they are attached.

15. Heating and Cooling Systems: All interior or exterior heating

or cooling systems must be screened from view.

16. Mail Boxes and Newspaper Receptacles: Individual mail boxes and newspaper receptacles are prohibited. Group mail boxes will be provided at central locations by the developer.

17. Parking: NO utility trailer, boat trailer, camper or other trailer, mobile home, commercial vehicle, bus, truck (other than standard size pick up truck), inoperable automobile, boat, or similar equipment, and no vehicle which is in an extreme state of disrepair, shall be permitted to remain on the street or on any Lot other than temporarily (for the purpose of loading and unloading of passengers or personal property) unless placed within an enclosed garage or placed in the rear yard and screened from view by fence. No noisy off-road, unlicensed motor vehicles shall be maintained or operated upon (far Property, except such recreational vehicles as may have been approved by the Board.

18. Prefabricated Housing: Prefabricated housing shall not be permitted.

19. Roofs: All homes and structures within the project shall use roofing materials as approved by the Architectural Review Committee.

20. Signs: Limitations on the size and placement of residential identification signs may be imposed by the (ARC) Architectural Review Committee. All signs and their proposed locations must first be approved by the Committee. No lighted signs shall be permitted. All residences shall have a designated street number that is easily viewed from the road.

One sign identifying the contractor during construction, or advertising a home for sale is permitted, provided it is single sided, with a maximum area of 200 square inches and the longest dimension is not greater than 40 inches. The sign is to be on its own post and shall not be placed higher than 60 inches from the prevailing ground plane. The sign must be placed no closer than 10 feet from the nearest roadway and be approximately parallel to the centerline of the roadway. Subcontractor and materialmen signs are prohibited.

No other signs shall be permitted except as -specified in this section, unless otherwise approved by the Architectural Review Committee.

21. Utilities: All connections from trunk lines to individual structures must be underground. Exposed plumbing and electrical lines are not allowed. Materials must conform to the Electrical and Plumbing Codes. Water and sewer hookups must be inspected by the appropriate inspectors. All excavation for site utility hookups must be restored to its natural condition.

22. Solar Heat Systems: Any solar heat system must be reviewed on an individual basis and requires the approval of the Committee.

C. LANDSCAPING POLICIES

1. Front Yards; Front yard is defined as that area between the front property line and the plane of the face of the building, or intercepting side yard fence or wall. The total front yard area (except the driveways and entry paving) is to be landscaped and irrigated within 90 days of occupancy. The front yard landscaping shall be maintained in a healthy and neat appearance at , all times. The front yard landscaping shall be designed in conjunction with and in harmony with the architectural design of the residence and lot. The following standards shall be followed when designing and installing the front yard landscaping.

a. Ground Plane: All landscape areas shall be irrigated by an underground sprinkler system. Seventy-five percent (75%) of the ground area shall be planted in grass. The grass area shall be designed so as to accomplish a continuous grass appearance along the property frontage from the back of the street curb. Twenty-five (25%)

of the ground area may be planted with shrubs, ground cover, slope banks, or utilized as an entry patio.

b. Trees: A minimum of one tree shall be planted each 30 feet of street frontage. Such trees shall be planted within the planting strip between the 'curb and sidewalk and parallel to the street curb. Specific street trees used must follow the Coeur d'Alene Place master street tree program.

Required trees shall be a minimum of two-inch caliper measured at 24 inches above ground plane. Trees shall be properly staked to prevent wind damage or breakage. Any tree planted that does. not survive shall be replaced within 150 days.

2. Rear Yards

a. A rear yard is defined as all areas that are not

visible from the street.

b. Ground plane rear yard: All areas shall be landscaped.

c. Trees: One tree shall be planted per 1,500 square feet of rear yard area.

d. Grading shall conform to the natural ground terrain as much as possible.

e. Service yard and detached out structures: No service yard or out structures, such as garden sheds, shall be visible from the street.

g. Landscaping: The landscaping shall be completed within one year of occupancy.

3. Side Yards

a. Landscaping will have the same requirements as typical rear yards. Landscaping requirements and fence restrictions for side yards facing streets shall be the same as front yard requirements.

b. Driveways: Maximum slope is 12 percent or as needed to conform to City of Coeur d'Alene codes. The material shall be concrete, unless otherwise specifically approved.

c. Solar encroachment: Any planting that interferes with the existing use of solar energy on an adjacent property is prohibited.

III. SEVERABILITY

If any section, subsection, paragraph, sentence, clause or phrase of these Rules and Regulations is for any reason held by a court of competent jurisdiction to be invalid, such decision shall not affect the validity of the remaining portions of these Rules.

IV. NONWAIVER

Consent by the Architectural Review Committee to any matter proposed to it or within its jurisdiction, or failure by the Architectural Review Committee or the Coeur d'Alene Place Master Association to enforce any violation of these Rules, shall not be deemed to constitute a precedent or waiver impairing the Committee's right to withhold approval as to any similar matter thereafter proposed or submitted to it for consent or to enforce any subsequent or similar violation of these Rules.

V. ADOPTION . .

These Rules are adopted by the Architectural Review Committee this 1st day of

February ___, 1995.

EXHIBIT NO. 1 COEUR D'ALENE PLACE P.U.D. SITE

STANDARDS

1. Lot Area: Title 17.05.150

In the identified "cluster housing areas" (R-8 zone) a minimum lot area of 2,700 square feet is sought for either attached or detached units.

2. Lot Frontage; Title 17.05.150 In the identified "cluster housing areas" (R-8 zone) a minimum lot frontage of 30 feet is sought for either attached or detached units.

3. Setbacks: Title 17.05.160; 17.05.320

Throughout the entire P.U.D. site plan (R-8 and R-17 zones) the following setback standards are sought:

Front Yard: 20 feet from back of sidewalk or back of curb if no sidewalk is required

Side Yard: Zero setback. Minimum building separation as required by uniform building code standards

Flanking

Street: 15 feet from back of sidewalk or curb if no sidewalk is

Required.

Rear Yard: 25 feet from rear property line. 10 feet from rear propertyline if lot backs to public or private open space area

Sidewalks shall be waived along street frontage where lot has access to rear yard or sideyard pathway on community open space

Private

Streets: Internal pathway system shall substitute for street

frontage sidewalks

5. Roadways; Title 16.24.010

Public road width of 32 feet is sought for minor "urban residential" streets which would include cul-de-sacs and short streets which do not connect two collectors and/or arterials. Parking shall be restricted to one side on such designated minor urban residential streets.

4. Sidewalks:

Public Streets:

The use of private roads is sought for all roadways within designated "cluster housing areas."

6. Curbs: Title 16.24.020

The use of standard Type "R" rolled curb is sought for all "urban residential streets."

No curb shall be required for private roads.

FENCE PLAN Coeur d'Alene Place

I. Purpose

A plan is necessary for the orderly and consistent construction, repair, replacement or extension offences within the Community. The administration of the Fence Plan will meet the common . goals of satisfying each homesite owner and maintaining harmony and continuity in the overall look and feel of the Community. The Fence Plan will be consistent with the Master Declaration of Covenants, Conditions, and Restrictions for Coeur d'Alene Place.

n. Administration

The Fence Plan will be administered by the Architectural Review Committee, as set forth within the Architectural Review Committee Rules.

III. Fence and Wall Types

Each homesite owner in responsible for the fence within the property boundaries of his/her lot. The type offence permitted will vary depending on the homesite.

A. Open Space Fencing

For homesites contiguous to the Open Space Areas, rear yard fencing may be required as illustrated in Exhibit "A" Open Space Fencing. Painting of the street side of the perimeter fencing will be the responsibility of the Homeowners Association. All other maintenance will be the responsibility of the individual lot owner.

B. Perimeter Fencing

For homesites contiguous to major collectors or arterials within the project, perimeter fencing will be required as illustrated in Exhibit "B" Perimeter Fencing. Painting of the street side of the perimeter fencing will be the responsibility of the Homeowners Association. All other maintenance will be the responsibility of the individual lot owner.

C. Sideyard Fencing

All non-perimeter fences and walls must be integrated into the architecture and landscaping of each homesite. When a fence end is visible, the fence must have a return at least similar to height and dimension of the fence. The type of approved solid wood fences are illustrated in Exhibit "C" Sideyard Fencing.

Chain link fencing is prohibited unless specifically approved in writing by the Architectural Review Committee.

Side Yard Fencing and Perimeter Fencing (Exhibit B PHOTO) Unscannable at this time, please call HOA for diagram, or look at your hard copy manual)

**NOTE; Fence requests must be made in writing and have Architectural Approval. The basic guidelines are to include:

* Vinyl or cedar fencing acceptable (no dog eared or chain link/chicken wire fences of any

kind are permitted) and a maximum height of 6 feet. * Fence must have top cap and trim (see diagram) * Set backs for the fences must begin atleast 5 feet back from the front of the house on each

side. * All fences must be atleast 5 feet behind the sidewalks &/or comer lots (NOT including the

sidewalk area) * No front yard fences of any kind, to include decorative fencing. * ALL fences are subject to Architectural control approval and this may vary from

neighborhood to neighborhood.... please check with ARC before installing.

ARC office number is 509-458-5860

Coeur d’Alene Place Overall map