copyright, 2010 © bcc distribution the mortgage manager the mortgage manager why this service is an...

Copyright, 2010 © BCC Distribution

The Mortgage The Mortgage ManagerManager

Why This Service Is An Added Advantage For Consumers

Who Use It

OverviewOverview

• The Mortgage Manager is an electronic The Mortgage Manager is an electronic Biweekly Mortgage Payment Service.Biweekly Mortgage Payment Service.

• It is a fact that consumers pay over 3 It is a fact that consumers pay over 3 times the amount originally borrowed times the amount originally borrowed before paying off their mortgage!before paying off their mortgage!

• It is guaranteed that use of this service It is guaranteed that use of this service will reduce loan payoff time without will reduce loan payoff time without increasing the monthly payment.increasing the monthly payment.

A sample case studyA sample case study

Here's an example of the benefits received by using our Free service on a

30 yr. $100,000.00 mortgage at 10.5% A typical 30 year mortgage.....

100K loan @ 10.5% interest, $1000.00 monthly

Without Our Service With Our FREE Service Years to pay 30 20.7 Interest Savings $0 $83,835Monthly Payments Saved 0 112Total Savings $0 $102,451Equity 5 years $3,118 $10,795Equity 10 years $8,378 $29,703Balance Due $63,740 $0Average Monthly Savings $0 $338Average Yearly Savings $0 $4,057Cash available after 23.3 years (based on a 10% investment) $0 $159,200

Without increasing monthly payments amount or changing the current mortgage agreement, our free service will savehomeowners $83,835 in interest increasing the total savings to $102,451. Shortening the length of the mortgage allowingyou to own your home free and clear while building equity 300% faster increasing the net worth by $63,740. Based on this comparison , here's why this is possible using simple math...

A Bi-weekly Payment Strategy vs. A Monthly Payment A Bi-weekly Payment Strategy vs. A Monthly Payment StrategyStrategy

Payment Plan Bi-wkly Pymt Strategy Mthly Pymt Strategy

Time Span 365 days 12 months

Billing Cycle 14 days 1 monthly

Total Annual Payments 26.07 12

Payment portion 50% (1/2) 100%

Payment amount $400.00 $800.00

Equation:Pymt amount x Total annual pymts =

$400 x 26.07 $800 x 12

Total: $10,428.00 $9,600.00

This is a proven payment method that requires no changes to your current mortgage whilepaying it in more manageable portions. Using our service will build your equity faster and

reduce your interest payments significantly even if you decide to sell your home or refinanceyour mortgage.

Why should consumers Why should consumers use this type of service?use this type of service?

• This service is safeThis service is safe. All electronic . All electronic transfers are governed and regulated transfers are governed and regulated by the U.S. Federal Reserve.by the U.S. Federal Reserve.

• It's secureIt's secure. Payments are tracked . Payments are tracked then recorded on your monthly bank then recorded on your monthly bank statements so that unauthorized statements so that unauthorized transactions and transfers do not transactions and transfers do not occur.occur.

• It's personal.It's personal. The mortgage The mortgage payment schedules are structured to payment schedules are structured to fit individual needs.fit individual needs.

• It's smart.It's smart. Consumers can own their Consumers can own their homes in less time without a huge homes in less time without a huge payment increase, costly fees, or payment increase, costly fees, or stringent qualifications.stringent qualifications.

More reasons consumers More reasons consumers should use this service:should use this service:

• Most people receive payment from their Most people receive payment from their jobs every two weeks making funding jobs every two weeks making funding available.available.

• Consistent use of this service will have Consistent use of this service will have a positive impact on the credit score.a positive impact on the credit score.

• An automated mortgage payment An automated mortgage payment system is reliable as well as a time system is reliable as well as a time saver.saver.

• Budgeting for a half payment is easier Budgeting for a half payment is easier for those on tight budgets.for those on tight budgets.

• It works with all types of mortgagesIt works with all types of mortgages..

• There’s no payment increase!There’s no payment increase!

Who should use this type Who should use this type of service?of service?

• This service is for those This service is for those that are in possession that are in possession of a mortgage loan of a mortgage loan debt.debt.

• The residential or The residential or commercial real estate commercial real estate is located within the is located within the USA and its’ territories.USA and its’ territories.

• This service is also This service is also ideal for those with 2nd ideal for those with 2nd and 3rd mortgages.and 3rd mortgages.

Our recommendationOur recommendation

• A great financial strategy for paying a A great financial strategy for paying a mortgage is to implement a Biweekly mortgage is to implement a Biweekly Payment Plan, especially if you are on a Payment Plan, especially if you are on a fixed pay period of every two weeks.fixed pay period of every two weeks.

• Biweekly payment plans are recommended Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not Finance, and many other publications, not

to exclude todays’ financial experts.to exclude todays’ financial experts. • This is a solid strategy to work your way to This is a solid strategy to work your way to

financial freedom by working smarter financial freedom by working smarter instead of harder. instead of harder.

TIPLeveraging time in combination with

financial resources can yield amazing results.

Our recommendationOur recommendation

• A great financial strategy for paying a A great financial strategy for paying a mortgage is to implement a Biweekly mortgage is to implement a Biweekly Payment Plan, especially if you are on a Payment Plan, especially if you are on a fixed pay period of every two weeks.fixed pay period of every two weeks.

• Biweekly payment plans are recommended Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not Finance, and many other publications, not

to exclude todays’ financial experts.to exclude todays’ financial experts. • This is a solid strategy to work your way to This is a solid strategy to work your way to

financial freedom by working smarter financial freedom by working smarter instead of harder. instead of harder.

Excellent reasons to use Excellent reasons to use eMortgageManager.net as your eMortgageManager.net as your service provider:service provider:

• eMortgageManager.net / BCC Distribution eMortgageManager.net / BCC Distribution are members in good standing with the are members in good standing with the Better Business Bureau with an A+ rating.Better Business Bureau with an A+ rating.

• eMortgageManager.net / BCC Distribution’s eMortgageManager.net / BCC Distribution’s biweekly mortgage service is 100% bank biweekly mortgage service is 100% bank and lender approved.and lender approved.

• eMortgageManager.net / BCC Distribution eMortgageManager.net / BCC Distribution have the lowest banking transaction fees have the lowest banking transaction fees for this type of service known to this date.for this type of service known to this date.

BenefitsBenefits

• Simply applying this mathematical Simply applying this mathematical calculation & restructuring payments CAN calculation & restructuring payments CAN tilt the scale to the advantage of the tilt the scale to the advantage of the mortgageholder giving homeowners a mortgageholder giving homeowners a winner’s edge without payment increases. winner’s edge without payment increases. Guaranteed.Guaranteed.

““By sending in half your monthly mortgage payment every By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of mortgage would save you $77,000 in interest over the life of the loanthe loan.”.”

BenefitsBenefits

• Simply applying this mathematical Simply applying this mathematical calculation & restructuring payments CAN calculation & restructuring payments CAN tilt the scale to the advantage of the tilt the scale to the advantage of the mortgageholder giving homeowners a mortgageholder giving homeowners a winner’s edge without payment increases. winner’s edge without payment increases. Guaranteed.Guaranteed.– Benefit #1Benefit #1*Save thousands in interest and build up equity 3x’s faster!*Save thousands in interest and build up equity 3x’s faster!


BenefitsBenefits


– Benefit #2Benefit #2*No refi, credit reports, appraisals, etc. are required.*No refi, credit reports, appraisals, etc. are required.


BenefitsBenefits



– Benefit #3Benefit #3*No change of lender or to current mortgage.*No change of lender or to current mortgage.


BenefitsBenefits

• Simply applying this mathematical calculation Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving the advantage of the mortgageholder giving homeowners a winner’s edge without payment homeowners a winner’s edge without payment increases. Guaranteed.increases. Guaranteed.– Benefit #1Benefit #1*Save thousands in interest and build up equity 3x’s faster!*Save thousands in interest and build up equity 3x’s faster!



– Benefit #4Benefit #4*Improve Your Credit Score.*Improve Your Credit Score.


BenefitsBenefits

• Simply applying this mathematical calculation Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving the advantage of the mortgageholder giving homeowners a winner’s edge without payment homeowners a winner’s edge without payment increases. Guaranteed.increases. Guaranteed.– Benefit #1Benefit #1*Save thousands in interest and build up equity 3x’s faster!*Save thousands in interest and build up equity 3x’s faster!



– Benefit #4Benefit #4*Improve Your Credit Score.*Improve Your Credit Score. TIPVisit our site for

a free copy of ourmortgage analysis

software to seeyour savings!


One final note…One final note…

• Others charge rates between $395 to $500 Others charge rates between $395 to $500 dollars for a service like the Mortgage dollars for a service like the Mortgage Manager, or 1% of the savings, as well as a Manager, or 1% of the savings, as well as a monthly service fee.monthly service fee.

• It is the agreement and great pleasure of all It is the agreement and great pleasure of all parties involved in making this service parties involved in making this service available to offer it to consumers at the available to offer it to consumers at the lowest price possible (i.e., free). For a lowest price possible (i.e., free). For a limited time onlylimited time only

• Our goal is to help consumers make a better Our goal is to help consumers make a better decision with the money that they are decision with the money that they are currently spending.currently spending.

• To enroll to use this service simply print and To enroll to use this service simply print and complete the application, attach a voided complete the application, attach a voided check or coded deposit slip from the check or coded deposit slip from the payment account and submit. It’s just that payment account and submit. It’s just that easy! Join the many satisfied clients who easy! Join the many satisfied clients who took advantage of this special offer by took advantage of this special offer by following these detailed instructions...following these detailed instructions...

Want to save thousands on your Want to save thousands on your Mortgage?Mortgage?

Then follow these 3 easy steps to sign Then follow these 3 easy steps to sign up: up: Then follow these 3 easy steps to sign Then follow these 3 easy steps to sign up: up:



PrintPrint



Print

CompleteComplete



PrintPrint

CompleteComplete

SendSend


To get your copy of an application please do one of the To get your copy of an application please do one of the

following:following: To get your copy of an application please do one of the To get your copy of an application please do one of the

following:following:





Visit our business Visit our business site to download site to download an application.an application.






Dial 888-265-4266 Dial 888-265-4266 andandenter your fax number enter your fax number when prompted to when prompted to have an application have an application delivered instantly. delivered instantly.






Speak with one of our friendly agents.

Dial 888-265-4266 Dial 888-265-4266 andandenter your fax number enter your fax number when prompted to when prompted to have an application have an application delivered instantly. delivered instantly.


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier...


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder information and divide your monthly information and divide your monthly mortgage payment into mortgage payment into 1/2 for your bottom line total and don’t forget 1/2 for your bottom line total and don’t forget to include your signature!to include your signature!


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder information and divide your monthly information and divide your monthly mortgage payment into mortgage payment into 1/2 for your bottom line total and don’t forget 1/2 for your bottom line total and don’t forget to include your signature!to include your signature!

*IMPORTANT**IMPORTANT*

For faster processing include on the For faster processing include on the application Code application Code #MM-71102 #MM-71102 ..


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder information and divide your monthly mortgage information and divide your monthly mortgage payment into payment into 1/2 for your bottom line total and don’t forget to 1/2 for your bottom line total and don’t forget to include your signature! For faster processinginclude your signature! For faster processinginclude on the application Code include on the application Code #MM-71102 #MM-71102 ..

Attach to your completed applicationAttach to your completed applicationa voided check or coded deposita voided check or coded depositslip from your payment bank slip from your payment bank account.account.


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder informationinformationand divide your monthly mortgage payment intoand divide your monthly mortgage payment into1/2 for your bottom line total and don’t forget to1/2 for your bottom line total and don’t forget toinclude your signature! For faster processing include your signature! For faster processing include on the application Code include on the application Code #MM-71102 #MM-71102 ..

Attach to your completed applicationAttach to your completed applicationa voided check or coded deposita voided check or coded depositslip from your payment bankslip from your payment bankaccount.account.

Address, Fax or Directly submit yourAddress, Fax or Directly submit yourcompleted application to one of ourcompleted application to one of ourhelpful agents.helpful agents.


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder information and divide your monthly mortgage information and divide your monthly mortgage payment intopayment into1/2 for your bottom line total and don’t forget to1/2 for your bottom line total and don’t forget toinclude your signature! For faster processinginclude your signature! For faster processinginclude on the application Code include on the application Code #MM-71102 #MM-71102 ..


TIPAttach to your completed applicationAttach to your completed applicationa voided check or coded deposita voided check or coded depositslip from your payment bankslip from your payment bankaccount.account.


Completing your application has never been easier...Completing your application has never been easier... Completing your application has never been easier...Completing your application has never been easier... Simply enter all required account holder Simply enter all required account holder information and divide your monthly mortgage information and divide your monthly mortgage payment intopayment into1/2 for your bottom line total and don’t forget to1/2 for your bottom line total and don’t forget toinclude your signature! For faster processinginclude your signature! For faster processinginclude on the application Code include on the application Code #MM-71102 #MM-71102 ..


TIPAttach to your completed applicationAttach to your completed applicationa voided check or coded deposita voided check or coded depositslip from your payment bankslip from your payment bankaccount.account.

EnrollmentEnrollmentFree for Limited Free for Limited

Time! Time!


Submit your application packet using your choice of the Submit your application packet using your choice of the

below listed...below listed... Submit your application packet using your choice of the Submit your application packet using your choice of the

below listed...below listed...





Address your application to:eMortgage Manager.netPost Office Box 40501Memphis,TN 38174

By US Postal By US Postal






Fax your application to our main office at 972.293.5389

By US Postal By FaxingBy US Postal By Faxing






Fax your application to our main office at 972.293.5389

By US Postal By Faxing By Direct DeliveryBy US Postal By Faxing By Direct Delivery

Deliver directly your application to one of our friendly agents.

"To be honest you cannot beat the services or the people that I have "To be honest you cannot beat the services or the people that I have dealt with. I will refer everyone I know. Mortgage Manager is great. I dealt with. I will refer everyone I know. Mortgage Manager is great. I don't know what else to say. " don't know what else to say. "

Julie Gray Julie Gray

"When it comes to saving money any information is usually "When it comes to saving money any information is usually welcome....If you are looking for a way to save money on your welcome....If you are looking for a way to save money on your mortgage then you might want to take a look at what this program mortgage then you might want to take a look at what this program has to offer. Best of all its free."has to offer. Best of all its free."

TucowsTucows(the software repository, not the actual cows)(the software repository, not the actual cows)

"Keep up the excellent work. Best. Product. Ever! I could probably go "Keep up the excellent work. Best. Product. Ever! I could probably go into sales for you."into sales for you."

Fred Perry Fred Perry

What Others Are Saying About Us...What Others Are Saying About Us...

Own your home years Own your home years earlier by having your earlier by having your mortgage professionally mortgage professionally managed.managed.

Own your home years Own your home years earlier by having your earlier by having your mortgage professionally mortgage professionally managed.managed.-IT'S EASY-IT'S EASY


-IT’S CONVENIENT-IT’S CONVENIENT



-IT’S SOUND BUSINESS SENSE-IT’S SOUND BUSINESS SENSE



-IT’S SOUND BUSINESS SENSE-IT’S SOUND BUSINESS SENSE

We prepare all required paperworkWe prepare all required paperworkeach month for the transfers...each month for the transfers...

Own your home years Own your home years earlier by having your earlier by having your mortgage professionally mortgage professionally managed.managed.• Save time Save time -Set the payment process on automatic.-Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically-Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve.debited from your bank account through a division of the Federal Reserve.


• Save moneySave money -Get more value and bang for your buck.-Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan-Accumulate savings that are applied directly to the principal balance of your loan



• Improve financial pictureImprove financial picture -Increase Your Net Worth Dramatically-Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more-Lower the overall effective interest rate of the loan by 2% or more



• Improve financial pictureImprove financial picture -Increase Your Net Worth Dramatically-Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more-Lower the overall effective interest rate of the loan by 2% or more

TIP We manage your escrow

account held at an FDIC insuredfinancial institution

(so your funds are never at risk).

Own your home years earlier by Own your home years earlier by having your mortgage having your mortgage professionally managed.professionally managed.

Available online 24hrs daily, 7 days weekly. www.eMortgageManager.netwww.eMortgageManager.net

The smart and efficient way to manage your money and The smart and efficient way to manage your money and your life.your life.

Program coverage does not include the CA. and KS. areas.Program coverage does not include the CA. and KS. areas.

ServiceUnavl

ServiceUnavl

Nationwide Coverage Nationwide Coverage AvailableAvailable

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Available online 24hrs daily, 7 days weekly.

www.eMortgageManager.nwww.eMortgageManager.netetThe smart and efficient way to manage your money and The smart and efficient way to manage your money and your life.your life.

copyright, 2010 © bcc distribution the mortgage manager the mortgage manager why this service is an...

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