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wejyß wQUgnjevmx‡`i cÖZ¨vkv

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†m‡Þ¤^i 2015 evsjv‡`k e¨vsK cwiµgv - 15

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W. Aveyj Kvjvg AvRv`gnve¨e¯’vcK, mwPe wefvM

evsjv‡`k e¨vsK, cÖavb Kvh©vjq, XvKv|B-†gBj: abul.kalamazad@bb.org.bd

†dvb:8802-9511551†gvevBj:880-01755582285

d¨v·:8802-9530448

Ôevsjv‡`k e¨vs‡Ki BwZnvmÕ MÖ‡š’ ms‡hvRb‡hvM¨

Z_¨/wPÎ/d‡Uv/WKz‡g›U AvnŸvb

†m‡Þ¤^i 2015evsjv‡`k e¨vsK cwiµgv - 16

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†m‡Þ¤^i 2015evsjv‡`k e¨vsK cwiµgv - 18

1983 mv‡j evsjv‡`‡k cÖ_g Bmjvwg e¨vsK cÖwZôvKv‡j miKvi G e¨vs‡Ki cuvP kZvsk †kqv‡ii gvwjKvbv MÖnY K‡i| Z‡e evsjv‡`‡k Bmjvwg e¨vsK cÖwZôvi A‡bK Av‡M †_‡KB evsjv‡`k e¨vs‡Ki M‡elYv wefvM Bmjvwg e¨vswKs LvZ wb‡q e¨vcK M‡elYvKg© ïiæ K‡i| ZrKvjxb M‡elYv wefv‡Mi cwiPvj‡Ki (cieZ©xKv‡j †WcywU Mfb©i giûg G Gm Gg dLiæj Avnmvb) †bZ…‡Z¡ GK`j M‡elYv Kg©KZ©v G wel‡q wewfbœ Z_¨-DcvË msMÖn K‡i e¨vs‡Ki EaŸ©Zb KZ©„cÿ I A_© gš¿Yvj‡q †cÖiY K‡i| ga¨cÖv‡P¨i wewfbœ †`‡k Bmjvwg e¨vsK I BmjvwgK Dbœqb e¨vs‡Ki Kvh©µg ch©v‡jvPbvc~e©K Rvbyqvwi, 1981 mv‡j GKwU wi‡cvU© cÖYqb Kiv nq| wi‡cv‡U© mycvwik Kiv nq †h, Bmjvwg kwiqvn bxwZgvjvi Av‡jv‡K e¨vsK mdjfv‡e Kvh©µg Pvjv‡Z cv‡i| 1981 mv‡ji 17Zg e¨vsKvm© wgwUs‡q RvZxqKiYK…Z e¨vsK¸‡jvi kni kvLv¸‡jvq Bmjvwg e¨vswKs KvD›Uvi †Lvjvi mycvwik Kiv nq| 1983 mv‡ji 13 gvP© evsjv‡`k e¨vsK †emiKvwi Lv‡Z Bmjvgx e¨vsK evsjv‡`k wjwg‡UW‡K e¨vswKs Kvh©µg cwiPvjbvi Rb¨ jvB‡mÝ cÖ`vb K‡i Ges Bmjvgx e¨vsK 30 gvP©, 1983 gwZwS‡j cÖ_g kvLv †Lvjvi gva¨‡g Kvh©µg ïiæ K‡i|

evsjv‡`k e¨vsK †i¸‡jUi Ges mycvifvBRvi wn‡m‡e evsjv‡`‡k Bmjvwg e¨vswKs Kvh©µg weKv‡k †ek wKQy ¸iæZ¡c~Y© c`‡ÿc MÖnY K‡i‡Q|

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Avwki `k‡K `yÕwU Bmjvwg e¨vs‡Ki AbygwZ †`qv nq, hv beŸB‡qi `kK ch©šÍ QqwU Bmjvwg e¨vs‡K DbœxZ nq| yÕwU cÖPwjZ e¨vs‡Ki Bmjvwg e¨vs‡K iƒcvšÍi I GKwU bZzb Bmjvwg e¨vs‡Ki Aby‡gv`b †`qvq GLb 56wU e¨vs‡Ki g‡a¨ AvUwU e¨vsK Bmjvwg e¨vswKs Kvh©µg cwiPvjbv Ki‡Q| Dualbanking system-Gi aviYv‡K mg_©b K‡i 1983 mvj †_‡K †h Bmjvwg avivq ¯^Zš¿ w`M‡šÍi e¨vswKs Kvh©µg ïiæ nq Zvi mdjZvq AvK…ó n‡q †ek wKQy cÖPwjZ avivi e¨vsK Bmjvwg e¨vswKs kvLv †Lvjvi AbygwZ PvB‡j ch©vqµ‡g gvP©, 2014 ch©šÍ AvUwU e¨vsK‡K 19wU kvLv †Lvjvi Aby‡gv`b†`qv nq Ges mvZwU e¨vsK‡K 25wU DB‡Ûv †Lvjvi AbygwZ †`qv nq| c~Y©v½AvUwU Bmjvwg e¨vsKmn cÖPwjZ e¨vs‡Ki kvLv I DB‡Ûvmn †gvU 869wU kvLv/DB‡Ûvi gva¨‡g †`ke¨vcx Bmjvwg e¨vswKs Kvh©µg cwiPvwjZ n‡”Q|

evsjv‡`k e¨vs‡K Bmjvwg e¨vswKs welqK M‡elYv Kvh©µg mymsnZfv‡e cwiPvjbv Kiv Ges Bmjvwg e¨vswKs msµvšÍ †i¸‡jkb I bxwZgvjv cÖYq‡bi j‡ÿ¨ 1992 mv‡j M‡elYv wefvM I e¨vsK wbqš¿Y wefv‡M yÕwU Bmjvwg A_©bxwZ I e¨vswKs †mj cÖwZôv Kiv nq| G †mj yÕwUGLbI Zv‡`i Kvh©µg Pvwj‡q hv‡”Q| D‡jøL¨, G †mj ywUi D‡`¨v‡M 2004 mv‡j Government Islamic Investment Bond bv‡g GKwU eÛ I 2009

mv‡j Guidlines for Islamic Banking Bmy¨ Kiv nq| Bmjvwg e¨vsK¸‡jv †h‡nZz evsjv‡`k e¨vsK KZ…©K wba©vwiZ

Statutory Liquidity Requirement msiÿY Kivi †ÿ‡Î Govt. Treasury Bill-G A_©vqb Ki‡Z cv‡i bvÑ †m‡nZz ïiæ †_‡KB Zv‡`i SLR kZKiv `k fv‡M wba©viY Kiv nq, hv AvR 11.50 kZvs‡k DbœxZ n‡q‡Q| Aciw`‡K cÖPwjZ e¨vsK¸‡jvi Rb¨ G nvi GLb †gvU Zjwe I †gqvw` AvgvbZ `v‡qi kZKiv 19 fvM| Government Islamic Investment Bond G Bmjvwg e¨vsK¸‡jv Zv‡`i AwZwi³ Zvij¨ wewb‡qvM Ki‡Q Ges NvUwZi gy‡L cwZZ Bmjvwg e¨vsK †mLvb †_‡K avi Ki‡Q| Z‡e g~j jÿ¨ A_©vr miKvwi e‡Ûi gva¨‡g miKvi gy`vivev bxwZgvjvi wfwˇZ G dv‡Ûi A_© MÖnY Ki‡Z cvi‡Q bv|

1995 mvj ch©šÍ †`‡k PviwU Bmjvwg e¨vs‡Ki Kvh©µg PjwQj Ges Bmjvwg e¨vsK¸‡jv Zv‡`i wegv Kvh©µg cÖPwjZ avivi wegv †Kv¤úvwb¸‡jvi mv‡_ K‡i hvw”Qj| PviwU kwiqvn KvDw݇ji wm×v‡šÍi g‡a¨ ZLb wfbœZv cwijwÿZ nw”Qj| G cwi‡cÖwÿ‡Z Ryb, 1995 mv‡j evsjv‡`k e¨vs‡K Bmjvwg e¨vsK I wegvi aviYv Ges cÖ‡qvRbxqZv kxl©K GKwU †mwgbv‡ii Av‡qvRb Kiv nq Ges Bmjvwg e¨vsK PviwUi †Pqvig¨vb I cÖavb wbe©vnxiv †mwgbv‡i AskMÖnY K‡ib| †mwgbv‡i wKQy wel‡q gZwe‡iva †`Lv w`‡j †mwgbv‡ii mfvcwZ ZrKvjxb †WcywU Mfb©i kvn Ave`yj nvbœvb Bmjvwg e¨vsK¸‡jv‡K Zv‡`i gZwfbœZv mgvav‡bi j‡ÿ¨ GKwU Common PlatformMV‡bi Rb¨ Aby‡iva K‡ib| evsjv‡`k e¨vs‡Ki G AvnŸv‡b mvov w`‡q PviwU Bmjvwg e¨vsK 11 A‡±vei, 1995 IBCF (Islamic Banks Consultative Forum) bv‡g GKwU †dvivg MVb K‡i| c‡i Bmjvwg e¨vsK¸‡jvi Øviv ev IBCF-Gi Øviv Bmjvwg wegv †Kv¤úvwb cÖwZôv m¤¢e bv n‡jI Avjv`vfv‡e †ek K‡qKwU mvaviY I Rxeb ZvKvdzj †Kv¤úvwb evsjv‡`‡k Kvh©µg ïiæ K‡i|

1996 mv‡ji 21 b‡f¤^i evsjv‡`k e¨vs‡Ki Mfb©i wn‡m‡e †hvM †`b †`‡ki cÖw_Zhkv e¨vsKvi jyrdi ingvb miKvi| wZwb evsjv‡`‡ki Bmjvwg e¨vswKs Lv‡Zi MwZkxjZv m„wó‡Z Qq dv wba©viY Ki‡jb, hv 5 gvP© 1997 mv‡j Bmjvwg e¨vsK¸‡jv‡Z cvVv‡bv nq ev¯Íevq‡bi Rb¨| †mB Qq `dv Kg©m~wP Mfb©i jyrdi ingvb miKv‡ii `~i`k©x wPšÍvi dmj| Z‡e Qq `dvi g‡a¨ GL‡bv PviwU `dv ev¯ÍevwqZ nqwb| 2001 mv‡j CentralShariah Board for Islamic Banks of Bangladesh MwVZ nq Ges evsjv‡`k e¨vsK 2011 mv‡j Islami Inter Bank Fund Market MV‡bi Rb¨ bxwZgvjv †NvlYv K‡i| (wWIGm mvKz©jvi †jUvi bs-23, ZvwiL-27-12-2011)

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Bmjvwg e¨vsK Ges Bmjvwg Avw_©K cÖwZôvb¸‡jvi Rb¨ †i¸‡jkb Ges mycviwfkb ÷¨vÛvW© ˆZwii wbwg‡Ë Islamic standard setter body wn‡m‡e Islamic Financial Services Board (IFSB) 2002 mv‡j gvj‡qwkqvi Kzqvjvjvgcy‡i MwVZ n‡j evsjv‡`k Zvi c~Y©v½ m`m¨c` MÖnY K‡i Ges IFSB KZ©„K MwVZ wewfbœ Uv¯‹‡dvm©, IqvwK©s MÖæc I †UKwbK¨vj KwgwU‡Z mwµqfv‡e AskMÖnY Ki‡Q| e¨vs‡Ki wewfbœ wefv‡Mi Kg©KZ©v‡`i Bmjvwg e¨vswKs msµvšÍ wewfbœ †`wk-we‡`wk cÖwkÿY †Kv‡m© cvVv‡bv n‡”Q| evsjv‡`k e¨vsK GL‡bv AAOIFI-Gi m`m¨c` MÖnY K‡iwb| evsjv‡`‡ki Bmjvwg e¨vsK I Bmjvwg Avw_©K cÖwZôvb¸‡jvi Rb¨ Uniform-StandardwbwðZ Kivi j‡ÿ¨ AAOIFI KZ…©K cÖYxZ Standard ¸‡jv we‡kølY K‡i h_vh_ c`‡ÿc †bqv †h‡Z cv‡i|

Ôevsjv‡`k e¨vsK ÷ª¨v‡UwRK cø¨vb 2010-2014Õ G 17wU ÷ª¨v‡UwR, 56wU Ae‡RKwUfm Ges 157wU A¨vKkb cø¨vb MÖnY Kiv nq| 17 ÷ª¨v‡UwRi g‡a¨ GKwUi wk‡ivbvg wQj 'Introduce Separate and compre-hensive guideline and supervision for Islamic Banking.' G cwiKíbv †KŠk‡ji Aax‡b wZbwU A¨vKkb cø¨vb MÖnY Kiv nq| A¨vKkb cø¨vb¸‡jv ev¯Íevq‡bi Rb¨ evsjv‡`k e¨vsK Kg©KZ©v‡`i mÿgZv e„w×i D‡`¨vM MÖnY Kiv n‡q‡Q| Z‡e BmjvwgK †W‡fjc‡g›U e¨vs‡Ki †UKwbK¨vj A¨vwm‡÷‡Ýi AvIZvq Islamic Financial Sector Reform Program (i-FSRP) ev¯Íevqb Kiv n‡j evsjv‡`‡ki Bmjvwg e¨vswKs LvZ mymsnZn‡Z cv‡i|

evsjv‡`‡k Bmjvwg e¨vswKs Lv‡Zi AMÖMwZ I mv¤úªwZK Ae¯’vb1983 mv‡j Bmjvgx e¨vsK evsjv‡`k wjwg‡U‡Wi gva¨‡g Bmjvwg

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†m‡Þ¤^i 2015evsjv‡`k e¨vsK cwiµgv - 22

Aemi

Avey Rvdi †gvt Av‡bvqviæj nK(hyM¥cwiPvjK)e¨vs‡K †hvM`vb :17/8/1983Aemi DËi QzwU :1/6/2015wefvM : wWweAvB-2

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†gvnv¤§` gywbi(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :5/6/1976Aemi DËi QzwU :15/6/2015wefvM : wmGmwW-1

†gvt †ZvdvRj †nv‡mb(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :1/9/1983Aemi DËi QzwU :19/5/2015gwZwSj Awdm

evsjv‡`k e¨vsK cwiµgv - 23

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†m‡Þ¤^i 2015

2015 mv‡j GmGmwm‡Z wRwcG-5

myw®§Zv miKvi (cÖwZfv)e¸ov miKvwi evwjKv D”P we`¨vjq (wfGg)

gvZv: ixZv gRyg`viwcZv: ¯^‡`k P›`ª miKvi(†RGg, e¸ov Awdm)

mvw`qv bIkxbe¸ov miKvwi evwjKv D”P we`¨vjq (wfGg)

gvZv: †gvQvt byiRvnvb †eMgwcZv: †gvt †gvL‡jQvi ingvb(GGg, e¸ov Awdm)

†gvt Gg. Gb. AvwRgweqvg g‡Wj ¯‹zj A¨vÛ K‡jR, e¸ov

gvZv: wbnvi nvm‡b AvivwcZv: †gvt †ngv‡qZ †gv¯Ídv(wWGg, e¸ov Awdm)

mvwgb ZvmwbqvwfKviæbwbmv b~b ¯‹zj A¨vÛ K‡jR (weÁvb

wefvM)

gvZv: gwiqg Av³viwcZv: wd‡ivR †gvt Kvgvj nvmvb(wWwW, GGÛwewW, cÖ.Kv.)

gybZvwmi Avn‡g` †PŠayixgwZwSj miKvwi evjK D”P we`¨vjq (weÁvb

wefvM)

gvZv: myjZvbv cvifxb wcZv: †gvt gwnDÏxb †PŠayix(wWwW, gwZwSj Awdm)

mygvBqv †iRv†m›U †hv‡md&m D”P we`¨vjq (weÁvb wefvM)

gvZv: †nvm‡b AvivwcZv: †gvt †iRvDj Kwig(wmwbt wm.wU., GGÛwewW, cÖ.Kv.)

†bvwkb bvIqviwfKviæbwbmv b~b ¯‹zj A¨vÛ K‡jR

gvZv: kvwggv myjZvbvwcZv: †gvt Avãyj nvwKg(wWwRGg, GwmGdAvBwW, cÖ.Kv.)

Abb¨ wmwÏKxexi‡kªô b~i †gvnv¤§` cvewjK K‡jR, XvKv

(weÁvb wefvM)

gvZv: AvKZvi cvifxb wmwÏKxwcZv: †gvt wQwÏKzi ingvb †gvjøv(†RwW, wWGgwW, cÖ.Kv.)

†gvt RvwgDj nK `xßgwbcyi D”P we`¨vjq I K‡jR (weÁvb wefvM)

gvZv: ggZvR nKwcZv: †gvt gb&Ryiæj nK(wWwRGg, cwimsL¨vb wefvM, cÖ.Kv.)

bvCgv Zvmwbg ZzwjwfKviæbwbmv b~b ¯‹zj A¨vÛ K‡jR (weÁvb

wefvM)

gvZv: †di‡`Šmx Av³viwcZv: †gvt AvLZvi †nv‡mb-3(wWwW, gwZwSj Awdm )

Lv‡j`v Av³vi evsjv‡`k e¨vsK D”P we`¨vjq (weÁvb wefvM)

gvZv: iwngv †eMgwcZv: d‡qR Avn¤§`(1g wm.wU., GmGgwW, cÖ.Kv.)

D‡¤§ Zvmwbg myjZvbvgwZwSj AvBwWqvj ¯‹zj A¨vÛ K‡jR (weÁvb

wefvM)

gvZv: wbjydvi RvnvbwcZv: †gvt Gm. Gg. m‡ivqvi Avjg(†RGg, gwZwSj Awdm)

†gvnv¤§` †gvmv`&w`K ingvbG. †K. ¯‹zj A¨vÛ K‡jR, `wbqv (weÁvb wefvM)

gvZv: mvweKzb bvnvi wcZv: †gvt gwZDi ingvb(wWwW, GdBIwW, cÖ.Kv.)

Zvmwbg ingvb gxgG. †K. ¯‹zj A¨vÛ K‡jR, `wbqv (weÁvb wefvM)

gvZv: mvweKzb bvnvi wcZv: †gvt gwZDi ingvb(wWwW, GdBIwW, cÖ.Kv.)

cÖgx ksKi KyÛzwfKviæbwbmv b~b ¯‹zj A¨vÛ K‡jR (weÁvb

wefvM)

gvZv: mi¯^Zx ivbx mvaywcZv: gwb ksKi KzÛz(†RwW, GdBIwW, cÖ.Kv.)

¯^cœxj †`gqgbwmsn wRjv ¯‹zj (weÁvb wefvM)

gvZv: Z…òv †`wcZv: iby P›`ª †`(†RGg, gqgbwmsn Awdm)

†gvt kwn`y¾vgvbwe. wU. wm. Gj AvBwWqvj ¯‹zj A¨vÛ K‡jR

(weÁvb wefvM)

gvZv: nvwm †eMgwcZv: †gvt Iqvwn y¾vgvb(wmwbt wm.wU., ewikvj Awdm)

gxi gwkDi ingvbewikvj wRjv ¯‹zj (weÁvb wefvM)

gvZv: jvKx †eMg(wWGg, ewikvj Awdm)wcZv: †gvt †gvZv‡je †nv‡mb

wfb‡`wkcvwL†cvlv

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evsjv‡`k e¨vs‡Ki wWcvU©‡g›U Ae KwgDwb‡KkÝ GÛ cvewj‡KkÝ Gi gnve¨e¯’vcK Gd. Gg. †gvKv‡¤§j nK KZ…©K m¤úvw`Z I cÖKvwkZ|†dvb : 9530141; B- †gBj : bank.parikroma@bb.org.bd; I‡qemvBU : www.bb.org.bd; gy`ª‡Y : Awjw¤úK †cÖvWv±m wcÖw›Us GÛ c¨v‡KwRs, 123/1, AvivgevM, XvKv|

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