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Mullooly Asset Management September 2013
How Diversified Is YourRetirement Account at Work
Mullooly Asset Management PodcastSeptember 25, 2013
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Mullooly Asset Management September 2013
Types of Accounts You Might Have
401k account403b annuitySection 457 Deferred Compensation
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Mullooly Asset Management September 2013
Characteristics Most have a menu of mutual fundsMany plans give 10-20 choices
Take note of:
How many small-cap, mid-cap, international funds?
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Mullooly Asset Management September 2013
What You Will NoticeLarge percentage of choices will be:
- Large-cap funds- Asset allocation/lifestyle funds
Problem:
Not enough diversificationMany funds overlap
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Mullooly Asset Management September 2013
A Lot of OptionsSome plans have 50 choices or moreCan be too much for individuals to manage
Self-Directed Brokerage Option (SDBO)Self-Directed Brokerage Account (SDBA)
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Mullooly Asset Management September 2013
Most Important FactorsKnowing whether market is on offense or
defenseWhether to be aggressively investing or
conservative
This is where point and figure charts really help!
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Mullooly Asset Management September 2013
None of the securities mentioned in this (or any) podcast or video represent past specific recommendations of Mullooly Asset Management.
This video is NOT a recommendation to buy or sell any of the securities mentioned here.
If you’re relying on a podcast for investment advice, you are likely making a huge mistake.
We strongly urge our listeners to consult with their investment advisor before they make a decision to buy or sell any investment.
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Mullooly Asset Management September 2013
Mullooly Asset Management, LLC
support (at) mullooly (dot) net
732-223-9000
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