how diversified is your retirement plan at work?
DESCRIPTION
How diversified is your retirement plan at work? Do you have good options when it comes to saving for retirement? If you don't have good investment options, find out if you have a self-directed brokerage option.TRANSCRIPT
Mullooly Asset Management September 2013
How Diversified Is YourRetirement Account at Work
Mullooly Asset Management PodcastSeptember 25, 2013
Mullooly Asset Management September 2013
Types of Accounts You Might Have
401k account403b annuitySection 457 Deferred Compensation
Mullooly Asset Management September 2013
Characteristics Most have a menu of mutual fundsMany plans give 10-20 choices
Take note of:
How many small-cap, mid-cap, international funds?
Mullooly Asset Management September 2013
What You Will NoticeLarge percentage of choices will be:
- Large-cap funds- Asset allocation/lifestyle funds
Problem:
Not enough diversificationMany funds overlap
Mullooly Asset Management September 2013
A Lot of OptionsSome plans have 50 choices or moreCan be too much for individuals to manage
Self-Directed Brokerage Option (SDBO)Self-Directed Brokerage Account (SDBA)
Mullooly Asset Management September 2013
Most Important FactorsKnowing whether market is on offense or
defenseWhether to be aggressively investing or
conservative
This is where point and figure charts really help!
Mullooly Asset Management September 2013
None of the securities mentioned in this (or any) podcast or video represent past specific recommendations of Mullooly Asset Management.
This video is NOT a recommendation to buy or sell any of the securities mentioned here.
If you’re relying on a podcast for investment advice, you are likely making a huge mistake.
We strongly urge our listeners to consult with their investment advisor before they make a decision to buy or sell any investment.
Mullooly Asset Management September 2013
Mullooly Asset Management, LLC
support (at) mullooly (dot) net
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