Mullooly Asset Management September 2013

How Diversified Is YourRetirement Account at Work

Mullooly Asset Management PodcastSeptember 25, 2013

Mullooly Asset Management September 2013

Types of Accounts You Might Have

401k account403b annuitySection 457 Deferred Compensation

Mullooly Asset Management September 2013

Characteristics Most have a menu of mutual fundsMany plans give 10-20 choices

Take note of:

How many small-cap, mid-cap, international funds?

Mullooly Asset Management September 2013

What You Will NoticeLarge percentage of choices will be:

- Large-cap funds- Asset allocation/lifestyle funds

Problem:

Not enough diversificationMany funds overlap

Mullooly Asset Management September 2013

A Lot of OptionsSome plans have 50 choices or moreCan be too much for individuals to manage

Self-Directed Brokerage Option (SDBO)Self-Directed Brokerage Account (SDBA)

Mullooly Asset Management September 2013

Most Important FactorsKnowing whether market is on offense or

defenseWhether to be aggressively investing or

conservative

This is where point and figure charts really help!

Mullooly Asset Management September 2013

None of the securities mentioned in this (or any) podcast or video represent past specific recommendations of Mullooly Asset Management.

This video is NOT a recommendation to buy or sell any of the securities mentioned here.

If you’re relying on a podcast for investment advice, you are likely making a huge mistake.

We strongly urge our listeners to consult with their investment advisor before they make a decision to buy or sell any investment.

Mullooly Asset Management September 2013

Mullooly Asset Management, LLC

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