east valley lifestyle – march 2013
DESCRIPTION
East Valley Lifestyle is a monthly publication where you'll find lots of real estate advice, home tips, entertaining jokes, words of the month, trivia contest, and more!TRANSCRIPT
Gina McKinley’s…
“Insider Tips For Healthy, Wealthy & Happy Living…”
March 2013
lifestyle
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
Top 10 First Aid Mistakes & What You
Should Do Instead………….Pages 2 & 3
Financial Tips If You’re Planning On
Having Children Soon………...…Page 3
How To Prevent An Electrical Fire In
Your Home……………....……….Page 3
Answer This Trivia Question and You
Could Be A Winner .………….....Page 4
What Homework Should I Do Before I
Get A Loan To Buy A Home?......Page 4
Facing Foreclosure? Not Sure
What to Do?
These are stressful times. Don’t go on
wondering if you can avoid
foreclosure.
Act Now!
I specialize in Short Sales as a
Certified Distressed Property Expert
(CDPE). Don’t leave your financial
well-being up to just anyone.
Call Me At 480-355-8645.
Call Now Or You Can Visit My
Website At
www.AZ-Short-Sales.com
The McKinley Group, Embracing All Of Your Real Estate Needs! Gina McKinley, ABR, CDPE, CIAS, CRS, SFR, Designated Broker
Dan McKinley, CIAS, CARI, Buyers Representative Dorothy Hovard, Buyers Representative
Kristin McKinley, Buyers Representative Gayanne Loring, Client Care Manager
Rhonda Weinstein, Property Coordinator
According to the Red Cross, these are the 10 most
common first aid mistakes and what to do for each
situation. By knowing the correct response in an
emergency you can help someone survive until help
arrives, and make recovering from personal injuries
faster.
Mistake #1: Putting butter or ice on burns.
Do This Instead: You should rinse the area with cool
water and cover with a sterile dressing so you don’t damage the skin tissue. If the burn
is severe, see a doctor.
Mistake #2: Inducing vomiting with your finger or by taking “syrup of ipecac” when a
poisonous substance is swallowed.
Do This Instead: Call the Poison Control Center at 1-800-222-1222 or your doctor.
Inducing vomiting can be even more harmful. Don’t eat or drink anything unless di-
rected by a medical professional.
Mistake #3: Treating a bleeding limb by applying a tourniquet.
Do This Instead: Pad the wound with sterile gauze, apply direct pressure and wrap the
wound securely. Get medical help if the bleeding doesn’t stop, the wound is deep, or is
caused by an animal bite.
Mistake #4: Applying heat to a sprain, strain, or fracture.
Do This Instead: Put an ice bag on the injury for 20 minutes to reduce swelling, and
use a barrier between the ice and skin.
Mistake #5: Moving a car accident victim away from the scene.
Do This Instead: Leave the injured person in place until paramedics arrive – unless the
car is on fire, in an unsafe location, or the person is not breathing and you have to per-
form CPR on a flat surface.
Continued on Page 2…
Top 10 First Aid Mistakes & The
Correct Responses
Please Welcome New Clients And Good
Friends Into Our Real Estate Family…
I’d like to take a moment to personally introduce and welcome a few of my newest
clients and good friends who have supported my business over the years. And special
thanks for everyone who thought of me with your referrals!
John & Lisa Visel Antonia Hernandez
Daniel Leifheit Michael Esquivel
And a very special thanks to Toni & Darren Lynn for their repeat business!
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
Word of the Month… Studies have shown your income and wealth
are directly related to the size and depth of
your vocabulary. Here is this month’s word,
so you can impress your friends (and maybe
even fatten your wallet!)…
Voracity: (vor-as-a-tee) noun
Meaning: eager to consume, having an
insatiable appetite for an activity or pursuit
Sample Sentence: She is a voracious reader
of novels.
You Know It’s Going To Be A Bad Day When… People give you the senior citizen
discount and you’re only 37.
You put both contacts in the same eye.
Your doctor tells you that you’re allergic
to chocolate.
Happiness Habits Do you fuel your life and your work with fun?
That’s one of the secrets to happiness you’ll
read about at the website:
www.makehappinessyourhabit.com
Quotes To Live By… Change is the law of life. And those who look
only to the past or present are certain to miss
the future.
–John F. Kennedy
If you don’t get everything you want, think of
the things you don’t get that you don’t want.
–Oscar Wilde
Happiness is an attitude. We either make
ourselves miserable, or happy and strong.
The amount of work is the same.
–Francesca Reigler
Do You Have A Home-Ownership
Question You Want Answered?
Maybe you want to know how much your home is worth. Or maybe you just need
a recommendation for a handyman, carpet cleaner or plumber…
Either way, I love hearing from all of my good friends and clients. And I’m always
looking to answer pressing questions you might have about anything relating to real
estate or home-ownership. If you have a question, tip or idea, please feel free to
call me at 480-355-8645. I’m here to help!
…Continued from Page 1
Mistake #6: Rubbing when there’s a foreign substance in your eye.
Do This Instead: Rinse the eye with tap water. Rubbing it could scratch the eye.
Mistake #7: Using hot water to thaw a cold extremity.
Do This Instead: Gradually warm the extremity by soaking it in lukewarm water.
Drastic temperature change can cause further damage.
Mistake #8: Rubbing alcohol on the skin to reduce a fever.
Do This Instead: Lower the fever by giving ibuprofen. If a high fever continues
for several days, see a physician or go to the ER. Using alcohol may cause alcohol
poisoning, especially in young children.
Mistake #9: Treating an allergic reaction to bee stings at home.
Do This Instead: Call an ambulance if the victim has breathing problems, tight
throat, or swollen tongue. Delaying professional treatment for a respiratory
reaction could be fatal.
Mistake #10: Applying ointment to a cut or scrape, then covering it with a
bandage, and leaving it untended to heal for a few days.
Do This Instead: First, wash the wound with soap and water. Bandage it and
change the dressing twice a day. Since fresh air allows the wound to heal, it’s best
not to use ointment, which can keep the wound moist. Use a looser dressing at
bedtime so the wound can get air.
Top 10 First Aid Mistakes & The
Correct Responses
COMMUNITY CORNER MOMS Club Chandler: A support group for moms. We get
together for playgroups, fun and enrichment activities for both kids
and moms. Please check out our website at www.moms-club.org. Contact our Membership VP at [email protected].
Escalera Lawn & Garden Maintenance: Weekly & Bi-weekly,
Tree Trim & removal * Sprinkler Installation & Repair * One Time Clean-up * Gravel Installation & Removal * Debris & Junk Removal
Call for Free Estimate 480-797-0206.
Nanny’s Daycare: CPR & 1st Aid Certified! 22 Years Experience! Newborn To 5 Years! Meals Made From Scratch! I Prepare 2-5 Year
Olds For Kindergarten! Crafts & Lots Of Activities! Call Ileana At
480-205-7103 For More Information! Mary Kay: 15% off. Call Lynne at 480-390-4063. Free facials and
makeovers!
SEACRET DIRECT - Love free facials? Have a fun spa party or become an associate if you could use extra cash. Fantastic body and
facial products. Call 480-821-4961 or email [email protected]
Just Ask Brian—For all of your handyman needs. Call Brian Markowitz at 480-203-5904.
In Home Therapeutic Massage– accepting new patients in your
area specializing in Rehab, Pain Management, and Sr. Wellness in the comfort of your home. Save $40 of our reg. $120 in home rate.
Visit www.inhometherapeuticmassage.massageplanet.com for more info or call (480) 620-2883 & leave message for return call.
RLC Services - Personal Home & Pet Sitting - Complete Home
caretaker when away. Long & short term pet sitting for all types of pets. Licensed & insured, references available. Free quotes, offering
valley wide service 24 hrs/day & 365 days/year. Call 480-220-9167
or email to [email protected] Alterations - Embroidering, Crafts, Home Decorating.. Reasonable
Prices. Call Bernice 602-717-4243 or 480-345-2355.
Advertised Daycare - Call Isayadet Aguayo 480-813-9473 Pet Rewards - Give the gift of security for your pet. Visit
www.mypetreward.com for personalized, stainless steel tags.
Phil Magnuson Handyman - No job is too big or small. Call Phil 480-993-7129 or [email protected]
I Like Furniture - Shop online for the best discount prices on
furniture, home accessories, & much more! Free shipping & no sales tax! www.ILikeFurniture.com. Follow us on Facebook & Pinterest!
Pool Repair - Call BOB 480-899-8440
Glass & Shower Doors - We can help you with any residential glass or mirror needs. Call 480-306-5113 or visit www.wesleysglass.com
Free Estimates: Handy Men Can Do - Family owned & operated
business. One call does it all 480-232-0000 or Mobile 480-217-9626 Big Byte Computers - Fast & Reliable Computer Service. Desktop
& Laptop Sales, TV Repair, and Free Recycling! 3245 N. Arizona
Ave. Chandler 480-686-9309 www.bigbytepc.net Santan Maintenance & Landscape: Sprinkler Repair, Timers, Tree
Trimming & Removal, Concrete, Pavers, Maintenance & Clean Up!
Contact Mark at 480-882-2480 or [email protected].
*To place an ad, please email me at
[email protected]. Gina McKinley does not endorse
any advertiser. Please investigate all offers thoroughly!
FEBRUARY 2013 SOLD ACTIVITY SUBDIVISION ADDRESS BED BATH CAR SQ FT PRICE
Ashley Park 1932 E. Harrison St. 3 2.5 3 2,746 $288,000
Tradition/
Tradition East 380 N. Leoma Ln 4 2 2 1,743 $200,000
1612 E. Tulsa St. 4 2 3 1,825 $213,000
1711 E. Tyson Pl 4 2 3 2,183 $239,000
The Trails 2784 E. Honeysuckle Pl 5 4 4 3,754 $470,000
Higley Estates No Solds
Creekwood
Ranch
No Solds
Markwood/
Markwood North
3226 S. Cottonwood Dr 3 3 3 2,922 $335,000
Lantana Ranch 3957 S. Newport St. 4 2 3 2,192 $264,000
Peterson Farms 3090 E. Lark Dr. 4 2 2 2,171 $255,000
3170 E. Lark Dr. 4 2 2 2,693 $320,000
Pinelake Estates/
Pinelake Village
405 E. Coconino Pl 3 2.5 3 2,651 $331,500
Whitewing at
Krueger
No Solds
Rockwood
Estates
929 E. Cherrywood Pl 4 3 3 3,720 $399,000
Redwood Estates 2093 E. Jade Dr 3 2 3 2,191 $240,000
3631 S. Salt Cedar 3 2 2 1,871 $265,000
Paseo Crossing 973 E. Aquarius Pl 3 2 3 2,049 $279,000
Paseo Trail 3216 E. Raven Ct 4 3.5 3 2,628 $236,000
3302 E. Roadrunner Dr 4 3 2 2,298 $241,000
2573 S. Rincon Dr 3 2 3 2,176 $282,000
2723 S. Rincon Dr. 4 3 3 2,889 $312,500
2703 S. Rincon Dr 5 3.5 3 3,469 $360,000
Symphony 1665 E. Coconio Dr. 5 3.5 4 4,461 $440,000
Geneva Estates 4205 S. Crosscreek Dr. 4 2.5 3 2,696 $405,000
1397 E. Glacier Pl 6 3.5 3 3,937 $475,000
Lagos Vistoso 944 E. Cherry Hills Dr 3 2 2 1,636 $189,500
720 E. Indian Wells Pl 4 2 3 2,458 $249,900
714 E. Bellerive Pl 4 3 3 2,780 $325,000
749 E. La Costa Dr. 4 2.5 3 3,116 $340,000
717 E. Runaway Bay Pl 4 3 3 3,200 $425,000
Riggs Ranch
Meadows
5411 S. Wilson Dr 4 2 3 2,356 $287,000
Canyon Oaks
Estates
1867 E. Browing Pl 4 2.5 2 2,676 $225,000
Chandler Heights
Estates
4671 S. Newport St 5 3.5 3 4,461 $420,000
For 24-Hour Recorded Information Dial 800-330-4596 and enter 4 digit code:
1526 S. Cholla St, Gilbert —
5 BD, 2 BA, 2,374 SQFT.
Beautiful Home w/ Remodeled
Kitchen & Gorgeous Wood Floors!
Entertainer’s Backyard Features
Pebble Tec Pool & Waterfall, Flag-
stone Patio, B/I BBQ, & Citrus Trees!
Code: 1035
2271 E. Azalea Dr, Chandler—
3 BD, 3 BA, 2,922 SQFT.
Incredible Custom Features Including
State of the Art Home Theater! Home
Smart Electrical System Allows You
To Control Your Home At the Push
of A Button! Truly Gorgeous Home!
Code: 1075
23015 N. 23rd St, Phoenix—
3 BD, 2.5 BA, 2,021 SQ FT.
Elegant Home w/ Mountain Views on
Huge Col-de-Sac Lot! Upgraded
Home Features Granite Counters T/O,
Plantation Shutters, Surround Sound,
Two-Tone Décor Paint, & More!
Code: 1185
2217 E. Huntington Dr,
Phoenix—
2 BD, 3 BA, 1,224 SQFT.
Enjoy Gorgeous Views of South
Mountain in Beautiful Townhome w/
Wood Floors, Granite Counters,
Cherry Wood Cabinets, & Office!
Code: 1195
1440 N. Orlando, Mesa —
5 BD, 3 BA, 2,611 SQFT.
Sensational Home Features Updated
Kitchen w/ Granite Counters, Stain-
less Appliances, Center Island & Gas
Range! Walk Out Balcony in Master
Overlooks Heated Pool & Spa!
Code: 1015
1411 E. Orangewood Ave #140,
Phoenix—
2 BD, 2 BA, 1,042 SQ FT.
Beautiful Home Features Wood
Laminate Flooring, Corner Fireplace,
Two Tone Paint & Open Floor Plan!
French Door Entry to Master Oasis!
Code: 1195
3513 E. Aquarius Pl, Chandler —
4 BD, 2.5 BA, 2,843 SQFT.
Beautifully Upgraded Home in
Highly Desired Gated Community!
Welcoming Courtyard, Stacked Stone
Fireplace, Spacious Kitchen w/
Matching Stainless Kitchen-Aid
Appliances, Large Island, & More!
2528 W. Brookhart Way,
Phoenix—
4 BD, 2 BA, 2,294 SQ FT.
Former Model Home Features
Designer Finishes Including Slate
Tiled Pool & Patio! Kitchen Features
Upgraded Cabinets & Island!
Code: 1065
1126 N. Melody Cir, Chandler —
3 BD, 2 BA, 2,120 SQFT.
Gorgeously Updated Home Features
Tile Enclosed Glass Shower & Corner
Tub in Master w/ Custom Closet!
Lush Backyard Features Citrus Trees,
Pebble Tec Pool & More!
Code: 1085
Gina McKinley, ABR, CDPE, CIAS, CRS, SFR RE/MAX Masters
480-355-8645 www.LocateArizonaHomes.com Each office is independently owned & operated.
Brain Teaser… A butcher stands 5 feet, 11 inches tall and wears
size 11 shoes. What does he weigh?
(See back page for the answer.)
Real Estate Question? Maybe you want to know how much your home is
worth. Or maybe you just need a recommendation
for a handyman, carpet cleaner or plumber…
Either way, I love hearing from all of my good
friends and clients. And I’m always looking to
answer questions you might have about anything
relating to real estate or home-ownership.
If you have a question, tip or idea, call me at
480-355-8645. I’m here to help!
Odd Interview Questions Glassdoor.com reports that companies are getting
creative in asking job interview questions.
Prepare yourself in case you get asked something
like this:
“If you were to get rid of one U.S state, which
would it be and why?” Forester Research
“How many cows are in Canada?” Google
“How many quarters would you need to reach
the height of the Empire State Building?” Jet
Blue
“What songs best describe your work ethic?”
Dell
Are You A Shopaholic? You may be addicted to shopping if you show
these warning signs:
You get a high from buying things
You buy things you don’t need
You lie about what you bought or how much
you spent
Your spending habits cause relationship
issues
You feel guilty about your shopping
Online help is available at such sites as
www.debtorsanonymous.org or
www.shopaholicsanonymous.org.
Save Money For Retirement Save your age plus two zeros every year. If you’re
30, save $3,000. Have your bank automatically
transfer the amount to savings each year.
About to add to your family? Here are insurance and savings tips:
Review your health insurance before you get pregnant (if possible). Most group
health plans must cover maternity care, but 87 percent of individual plans do not.
Under health care reform, in 2014, maternity and newborn services must be covered
by all new plans sold to individuals and small businesses and by plans sold on
state-based insurance exchanges. If you don’t have insurance for the child, see
options at www.insurekidsnow.gov.
Purchase adequate life insurance. Experts suggest you want to have around
$250,000 of life insurance per child. Estimate how much you’ll need at
www.lifehappens.org.
Invest in a 529 savings plan for your child’s education. A “moderate” college
budget for an in-state public college is between $15,000 and $20,000 per year, while
a moderate budget at a private college can be up to $45,000 each year. Learn about
529 plans and use the college cost calculator at www.collegesavings.org.
WIN A PETSMART GIFT CARD Your Chances To Win Could Be Better Than You Think!
Nobody correctly answered our trivia question last month! Thanks to everyone
for their responses and best of luck for this coming contest!
What do the letters in Einstein’s formula E=mc2 stand for?
a) E:energy, M:matter, C:calories b) E:electricity, M:matter, C:time
c) E:energy, M:mass, C:speed of light d) E:energy, M:mass, C:celsius
The answer is c) In Albert Einstein's famous formula, it’s energy, mass and speed
of light. Don’t try to explain it – it’s impressive that you know what the letters stand for!
So, let’s move on to this month’s trivia question.
What famous singer was told that he should “stick to driving a truck, because
you’ll never make it as a singer”?
a) Johnny Cash b) Elvis Presley c) Rod Stewart d) Brad Paisley
Visit Our Web Page at www.LocateArizonaHomes.com/VIP
And You Could Be One Of My Next Winners!
Smart Financial Moves For
Soon-To-Be Parents
Prevent A Home Electrical Fire
According to the U.S. Fire Administration, home electrical problems cause more than 26,000 fires a year, half of which involve
electrical wiring.
Call an electrician if you have any of the following:
Problems with blowing fuses or tripping circuit breakers.
Discolored, cracked, or warm wall outlets or switches (if you see sparks, make the call as soon as possible).
A burning smell or rubbery odor from an appliance.
Flickering lights.
Take these precautions:
Make sure your smoke detectors are working properly.
Replace old or damaged appliance cords immediately.
If buying a used appliance, ask if it has been tested for safety.
Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.
Q. What homework should I do before I get a loan to buy a home?
A. Here are three big tips many people don’t consider when buying
a home:
Understand how much home you can afford. Calculate the two
numbers bankers and mortgage lenders use to determine the how much
they will loan to you: payment-to-income ratio and debt-to-income
ratio.
Understand the basics of home financing. Your ability to afford a
home will be related to its price, your down payment (and the amount
you’ll finance), the interest rate and points of your loan, the term and the
type of your loan. Study these items and the relationship between them.
Save thousands by making your own mortgage acceleration
payment schedule. Take your current monthly mortgage payment of
principal and interest and multiply that number by 13. Divide that total
by 12 to get your new “accelerated” monthly payment.
Want to learn more ways to save money? Ask for my Free Consumer
Report called “7 Secrets For Saving Thousands When Financing Your
Home.”
Do you have a question you want answered related to real estate or home
ownership? Feel free to call me at 480-355-8645. Perhaps I’ll feature your
question in my next issue!
Real Estate Corner…
The McKinley Group
FOR ALL YOUR REAL ESTATE NEEDS
CALL
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or
family save time and money when buying or selling a
home? Thanks for keeping me in mind with your refer-
rals…and spreading the word about my services.
Brain Teaser Answer:
Meat!
Things Your Plumber Won’t Tell You
Monday is a busy day – that’s when wives call to
get help repairing what their husbands did over the
weekend.
Loose toilet handles are an easy fix. The part costs
under $5. A plumber will charge $100 just to show
up.
If your garbage disposal jams, it is easy to follow
instructions in the manual to reset it.
Useful Education Websites
www.scholaready.com -- Learn how to take your
child to the next level.
www.time4learning.com -- Help your child with
interactive lesson demos.
www.kulsara.com -- Check out the math and
science videos for kids.
Proudly Distributed By:
Gina McKinley
ABR, CDPE, CIAS, CRS, SFR®
Designated Broker
RE/MAX Masters
2390 W. Ray Rd #3
Chandler, AZ 85224
480-355-8645
www.LocateArizonaHomes.com