edmonton new home guide - jun 6, 2014
DESCRIPTION
A Wall2Wall PublicationTRANSCRIPT
#iwalktoschool in Spruce Grove
June 6 - July 4, 2014 Volume 26 Issue 06
Edmonton Edition Your Best Source for New Homes
INSIDE THIS ISSUE
EDMONTON BABY BOOMA BOON FOR HOUSING
HOW TO ESTIMATE YOURHOME INSURANCE PREMIUMS
THE BEST BACKYARDTRENDS OF 2014
ON ANY DEVICEVIEWUS
001-NH EDM Cover_06-06-14.indd 1 2014-05-29 3:40 PM
FRONT DRIVE HOMESFROM $390,000
SEMI-ATTACHED HOMES FROM
$308,000LANED HOMES
FROM
$318,500TOWNHOMES
FROM
$289,900
Community designed for better livingLocated just 15 minutes south of Edmonton, Southfork is a community designed to create stories. With abundant
green space, kilometres of pathways, playgrounds and a landscaped pond, in Southfork adventure awaits.
Discover your Happily Ever After at southforkleduc.com
SEMI-ATTACHED HOMES FROM
$308,000Leduc’s #1 Selling Community
your story begins.
Home is where
Featuring Homes by these Award Winning Builders
CK
MY
DOCKET#: 14-JWI-058 FILE NAME: Southfork June Ads New Home Guide FILE FORMAT: Illustrator CS6 CLIENT: Tamani
FLAT SIZE: 7.5" × 10.5" FILE SIZE: 7.5" × 10.5" PROOF OUTPUT AT: 100% COLOURS: CMYKSCORE / DIE LINE: FILE PREPARED AT: 100%
PROOF#: 1 DATE: 05/22/14 STUDIOARTIST:
STUDIOMANAGER:
LANGUAGEREVIEW:
TIME: 2:00 PM CREATIVEDIRECTOR:
002-Tamani-Southfork 06-06-14.indd 999 2014-05-29 3:49 PM
AuroraSingle/Double Garages
3360 Weidle Way SW780.431.8850
RosenthalSingle/Double Car Garages
#1, 9350 - 211 Street NW780.431.8853
Lewis EstatesDouble Car Garages
#1, 9350 - 211 Street NW780.431.8853
Walker LakesSingle/Double Car Garages
6408 16 Avenue SW780.431.8816
Walker LakesOnly 2 Lots Left!
1005 Watt Promenade SW780.431.8806
Chappelle Gardenswith Attached Garages3308 Cutler Crescent SW
780.431.8842
Rosenthalwith Garage Pad
9026 Rosenthal Link NW780.430.8445
Aurorawith Garage Pad
3305 Weidle Way SW780.431.8836
Manning Villagewith Garage Pad
Manning Drive & 153rd Ave780.431.8804
AuroraDetached Double Car Garages
66th Street & Winspere Common SW780.431.8806
Glenridding Heightswith Attached Garages
1415 164 Street SW780.431.8827
Graydon HillSingle/Double Garages
Now Preselling!780.431.8842
Townhomes
Duplex Homes
Single Family Homes
03
TRUMPETERBY BIG LAKE
VILLAGE ATGRIESBACH
SOUTHFORK
GLENRIDDING
SUMMERSIDE
THE ORCHARDS
MAPLE CREST
ASPEN TRAILS
ROSENTHAL
HENLEY HEIGHTS
AMBLESIDE
CHAPPELLEGARDENS
PAISLEY
COMINGSOON!
COMINGSOON!
VILLAGE AT
Single Family w/ Front Attached Garage
Single Family w/ Rear Detached Garage
Duplexes
Street Towns
Single Family w/ Front Attached Garage
Single Family w/ Rear Detached Garage Duplexes Street Towns
Dream Unlimited (DRM:TSX) announces that the business known for many years as Dundee Developments will now operate as Dream Development.
For years, the parent company of the development business has been Dundee Real Estate Asset Management (Dream). Last year, the parent company became an independent public business and decided to change the name of all its divisions from Dundee to Dream to bring clarity and simplicity across all of its businesses. As of May 12th, Dream’s land and housing business and each of the REITs it manages have changed names to Dream Development, Homes by Dream, Dream Centres, Dream Office REIT, Dream Industrial REIT and Dream Global REIT.
Dream Development is one of the largest land developers in Saskatoon, Regina, Calgary and Edmonton. With over 10,000 acres of land owned or under contract, Dream has the land to develop even more homes and communities in the future than ever before. Active through Dream and its predecessors, Dream has developed thousands of acres of land over the years and created communities that have become homes for many thousands of residents.
In Edmonton, Dream has been active for over 30 years in the land develop-ment business, first as Lehndorff Properties and then Dundee Developments. Over that period, they created many of Greater Edmonton’s finest family com-munities and master planned neighbourhoods of uncompromised quality that offer a diverse mix of home styles, popular lifestyle amenities, and prices to satisfy almost every household budget.
From Strathcona Village and Willow Ridge in Sherwood Park to Millcreek Meadows, Meadowbrook Ravines, Tamarack, Laurel and Maple Crest in south-east Edmonton, Dream Development has a proven record for transforming land into value rich communities that satisfy owner expectations and foster peace of mind. Dream Development is currently working on a new community with the second stage of Laurel – Laurel Green.
Dream Development is committed to maintaining the legacy of excellence forged by its predecessors. With the new name comes greater clarity and a statement of purpose to plan and create even better places for people to live, work, and play.
Dream has also launched a new retail division called a Dream Centres, which is focused on developing new format retail within Dream Development’s master planned communities. The focus will be to create retail experiences that complement their communities.
Dream Unlimited’s largest division is its western Canadian land and housing business. Dream Unlimited also manages Dream Office REIT and Dream In-dustrial REIT, both of which have significant holdings concentrated in western Canada.
Dream Unlimited is an active developer of condominiums in Ontario including the award winning Distillery District and the Pan/Para Am Athletes Village communities.
Dream has significant presence in com-munities across Canada and is focused on building better communities. The scope of Dream Unlimited is large. Altogether, 125,000 people work in Dream managed office buildings in Canada, 60,000 work in Dream buildings in Europe, Dream’s industrial buildings are the size of 300 football fields and are full of every-thing Canadians need, their renewable power division provides clean power to 60,000 homes, and 10,000 people move into their communities each year.
About Dream Unlimited Corp.Dream is one of Canada’s leading real estate companies with approximately $13.5 billion of assets under management in North America and Europe. The scope of the business includes residential land development, housing and condominium development, asset management for three TSX-listed real estate investment trusts, investments in and management of Canadian renewable energy infrastructure and commer-cial property ownership. Dream has an estab-lished track record for being innovative and for its ability to source, structure and execute on compelling investment opportunities.
Dream Unlimited announces that Dundee Developments will now operate as Dream Development
Jeff Heximer, Vice President, Edmonton Land (right) and David Morris, Senior Development Manager (left), hosted an event to announce Dundee Developments name change to Dream Development.
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 05
06
Homes Built For YouTRUMPETER AT BIG LAKE
2112 Trumpeter Way | NW Edmonton (CLASSIC) 780.249.9110
HARVEST RIDGE 190 Harvest Ridge Drive | Spruce Grove 780.571.1881
HAWKS RIDGE 504 Merlin Landing | NW Edmonton 587.984.8339
WALKER SUMMIT DUPLEX 1065 Watt Promenade | SE Edmonton 587.521.8890
WALKER SUMMIT5439-20 Avenue | SE Edmonton 587.521.8588
WOODHAVEN 5408 Edworthy Way | SW Edmonton 587.991.8525
DUPLEX SINGLE FAMILY ESTATE HOME
In communities all across Edmonton
MONTORIOHOMES LTD.
montorio.ca
Montorio Homes is a family owned, locally grown company proudly serving Edmonton and its surrounding communities. We have over 20 years of experience providing affordable, luxuriously styled, Mediterranean-inspired homes. We offer a variety of fl oorplans, as well as a collaborative design process, to suit your family’s needs and lifestyle. Let us make your home a refl ection of you!
VISIT ONE OF OUR CUSTOM SHOW HOMES
You’re ready tomake your move
• Convenient appointment, day or night,home or offi ce
• Competitive rates on a wide selection ofmortgages
For convenient mortgage service, contact:
Nancy Bruno-Romeo
Mobile Mortgage Specialist
Tel.: 780-973-8892 Cell: 780-908-7183 [email protected]
Mortgage Expertise at Your Doorstep 24/7® Registered trade-mark of Bank of Montreal.
74_BMO_20/13
What’s next for you?
You’re ready tomake your move
• Convenient appointment, day or night,home or offi ce
• Competitive rates on a wide selection ofmortgages
For convenient mortgage service, contact:
Nancy Bruno-Romeo
Mobile Mortgage Specialist
Tel.: 780-973-8892 Cell: 780-908-7183 [email protected]
Mortgage Expertise at Your Doorstep 24/7® Registered trade-mark of Bank of Montreal.
74_BMO_20/13
What’s next for you?
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 07
features & editorialsIN EVERY ISSUE
10 Editor’s Note
COLUMNISTS
18 CHBA - AlbertaMake room for the Baby Boomby Jim Rivait
28 Homebuyers’ HelpExploring the top backyard trends of 2014by Shane’s Landscaping & Contracting Ltd.
48 Fundamentally SpeakingWhy we should care about Development Charges by Wayne Karl
54 Mortgage AdviceBridge financing: What is it and how can it help you?by Alyssa Richard
76 Home Sweet HomeHeadlines and market predictions versus your reality by Lydia McNutt
118 Designer AdviceOff the wallby Yanic Simard
HOMEBUYERS’ HELP
43 Community ProfileSecord – connecting nature with people
60 Tips & TricksSpend versus saveby Sara Duck
65 Showhome ReviewConnect Homes – The Argyleby Salina Yara Halabi
80 Your First HomeDemystifying the mortgage landscape for first-time buyersby Wayne Karl
88 Insurance Needs & OptionsThings Canadians would rather do than think about insurance
102 Insurance Needs & OptionsHow to estimate your home insurance premiums
129 New Homebuyers’ Resource SectionMortgage calculator and rate table
132 Web DirectoryEdmonton area builders, developers and communities
IN THE NEWS
36 Housing MarketCanadians still optimistic about the housing market: BMO
Community Profile
P. 43SECORD Connecting nature with people
contentsJUNE 6 - JULY 4, 2014 || VOLUME 26 ISSUE 6
#iwalktoschool in Spruce Grove
June 6 - July 4, 2014 Volume 26 Issue 06
Edmonton Edition Your Best Source for New Homes
INSIDE THIS ISSUE
EDMONTON BABY BOOMA BOON FOR HOUSING
HOW TO ESTIMATE YOURHOME INSURANCE PREMIUMS
THE BEST BACKYARDTRENDS OF 2014
ON ANY DEVICEVIEWUS
VICE-PRESIDENT, WALL2WALL MEDIA
Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan LeggeDIRECTOR OF SALES, NATIONAL
Josh HeppnerSENIOR SALES MANAGER, WESTERN CANADA
Edwin RizarriART DIRECTOR
Daiana Garay
EDITOR
Wayne Karl CONTRIBUTING EDITORS
Sara DuckElisa KrovblitLydia McNutt
SENIOR MEDIA CONSULTANTS
Jennifer Mizier 780.217.6778Nancy Chemait 780.619.3241
PRODUCTION CO-ORDINATOR
Greg Van SluytmanGRAPHIC DESIGNER
Viosa BarilevaMANAGER OF PRODUCTION
Bala Gnanapandithan
The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1
COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].
district maps
012 Edmonton Region
023 Spruce Grove
033 Stony Plain
037 West
051 Southwest
075 South
087 Leduc
089 Beaumont
093 Southeast
097 Sherwood Park
099 Fort Saskatchewan
103 Northeast
115 Northwest
127 St. Albert
128 Gibbons-Devon
Published By
ON THE COVER
p. 24BEAVERBROOK
Walk into a showhome today
11865
newhomeguide.ca
//EDITOR’S NOTE
SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]
Follow me on Twitter at Twitter.com/SusanLegge
WAYNE KARL EDITOR Wall2Wall [email protected]
Follow me on Twitter at Twitter.com/WayneKarl
If you’re currently in the market to buy a new home – and doing your due diligence and research – you’re
likely hearing more and more about something called Development Charges. DCs are the fees applied by various levels of government when homes are built, to pay for new roads, transit and other infrastructure.
Home building associations across the country have been speaking out – and lobbying the appropriate government bodies – on this increasingly challenging issue, since the charges in many cases are skyrocketing. � ese costs are transferred right on to you, the new-home buyer – along with your associated mortgage interest.
No one will argue against the need for new infrastructure, but the industry warns that a� ordability is increasingly at
Why we should care about DCsRising Development Charges may come with an ultimate price we can’t afford to pay
Research and due diligenceThree simple steps to success
risk with skyrocketing fees. If they are allowed to rise unchecked, what will that do for the future of homeownership? And what will it do for a sector that is an important engine of economic growth?
Studies are already showing there is a growing disconnect between the ambitions of GenYers and Millennials – the homebuyers of the future – and their � nancial realities. And more and more sources – including the latest RBC Economics Research Housing Trends and A� ordability Report – warn a� ordability is only going to get worse.
Add rising Development Charges to the equation, and – not next year but maybe in � ve or 10 years – we could be facing an ultimate price that none of us can a� ord to pay.
S hopping for a home online is a great way to narrow your search, but there’s nothing like visiting
the sites, models and sales o� ces to get down to the nitty-gritty. Before you venture out, here are some pointers:
First, be clear about what you want and expect in a new home and in your builder.
Remember, the range of prices in the new-home market generally re� ects di� erences in location, features and home styles. � ere’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, � nishings, features and service. Make sure that
the price you are paying will deliver the quality you want.
Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.
� ird, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s � nalized.
10 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
mattamyhomes.com
A Mattamy Showhome Interior.
Follow us:
To Register For Information On Coloniale Estates & Other Future Communities In The Capital Region, Visit: mattamyhomes.com
Soon You Will Find New Opportunities To Enjoy The Art Of Living Well In Beaumont.
Mattamy Homes Is Coming To Coloniale Estates This July!Coloniale Estates in Beaumont will be our very first new home
community in the Capital Region. It will offer a unique variety of home styles never seen before in the Edmonton area.
• Detached Single Family Homes with 2 or 3-Car Tandem Garage• Distinctive styling includes many front porches • 1,673 Sq.Ft. to 2,594 Sq.Ft. • Designed by architects to reflect the local surroundings• Wide variety of exterior styles and interior floor plans• Parks, walking/biking trails and a playground right in the community
• Live right on the golf course• All school levels in or near the neighbourhood• Close to the Montalet Shopping Centre• 15 minutes to Edmonton International Airport• 15 minutes to Grey Nuns Hospital• Easy access into the city
Edmonton_New Home Guide_June 2014.indd 1 14-05-22 10:27 AM
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 11
MARK MESSIER TRAIL
ST. ALBERT TRAIL
MER
IDIA
N S
TREE
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St.)
LessardRoad
CameronHeights
Drive
141
St.
170
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DR.
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DR.
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127
St.
137Ave.
Interchange
EDMONTON & REGIONCheck Each Area District Map
For More Information
28A
12 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
ERHBAMEMBER
We transform your ideas into a home designed to fit your family’s needs and budget. Whether on your own lot, acreage, in-fill lot, or one of our available lots, expe-rience the difference a small volume builder can make in constructing your dream home!
Custom Home Building with exceptional quality and service since 1984.
Call (780) 484-8754www.gannethomes.com
MILLIMETRE PRECISION robotics build our homes perfectly in a cutting edge facility called Landmark Building Solutions
SENSIBLY SUSTAINABLE by harnessing the power of the sun to make solar power easy & affordable in every home
SUBLIME STYLE comes standard with designer Kohler faucets & double sinks — before any upgrades
UNMATCHED STRENGTH with each wall built over 200% stronger than the walls in most new homes
EXTREME EFFICIENCY from the most effective insulation available — spray foam — as our standard
BUILT TO LAST with top engineers’ ideal combination of materials & home plans
HEALTHIER HOMES guaranteed with our unique moisture & mold resistant building process
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 13
14 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 15
VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICEanytime, anywhere!
Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.
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NEWHOMEGUIDE.CA
17
» by jim rivait
//industry updates – chba - alberta
jim rivait Jim Rivait is Chief
Executive Officer of CHBA – Alberta. Starting
his career working in government, Jim spent the last decade working
in the private sector specializing in government relations, advocacy, strategic
communications, policy development/analysis and association management.
Make RooM
for the baby boom
Baby, we’re growing fast!News that a record number of
children were born in the province last year confirms the impression gained from frequent stroller sightings – Alberta is enjoying a baby boom.
The media hubbub about the popularity of the names Liam and Olivia drowned out any talk about what the birth of 53,090 babies means for Alberta communities.
Just imagine this.That’s enough babies to require
more than 11 million diapers in a single year.
They could fill 736 full-sized school buses that would stretch out in a convoy for more than eight kilometres.
Someday, they could snap up almost every seat in three new NHL arenas like the one under construction in downtown Edmonton.
And even though these babies don’t know it, they are the reason thousands of families spend time discussing a theme familiar to many parents: “Do you think we need a bigger home?”
Population experts talk about “family formation” as one of the key reasons people decide to buy their first home. And with Edmontonians in the mood for lots of “family formation,” it only makes sense to expect the city’s already strong housing market to get a baby boost.
The Edmonton home building industry is certainly seeing the impact
of rising population and a strong economy. The number of new single-family homes started so far this year is up 10 per cent over last year to more than 1,800 residences.
Those new homes have plenty of features to appeal to families eager to find more space.
New homes offer a cleaner and safer environment for the whole family. Indoor air quality will be managed using the latest technology. Moisture levels will also be controlled and those unpleasant reminders of previous residents – pet odors being an example – will be a thing of the past.
New parents will also appreciate the safety upgrade that comes with a new home built to meet the latest and highest standards. Features such as hard-wired smoke detectors mean extra peace of mind that will make sleep more restful – at least when baby does not have other ideas about how to spend the night.
And it is a comfort knowing your new home will have better insulation and more efficient heating and cooling systems. That means a comfortable home for baby and lower utility bills for mom and dad.
There’s also something about having a family that tends to make people think of look-term security. So, a 10-year home warranty is the kind of investment protection that many young families will appreciate.
Best of all, Edmonton’s vibrant home building community has a wide selection of homes to meet the needs of individual buyers. Talk to a CHBA – Edmonton Region member about the many different styles, locations and prices available in the market.
It doesn’t take long to fall in love with a new baby – or a new home!
The Canadian Home Builders’ Association – Alberta represents new home builders, renovators, developers, trade and supply companies, and professional services. Check the CHBA Edmonton Region website for local builders.
18 New home Guide | jun 6 - jul 4, 2014
from the 300s @ tristatehomes.ca
THAN ANMORE SPACEOUR HOMES HAVE
19
Recreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at
the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.
There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.
This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course. Winter brings its own selection of outdoor ac-tivities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gather-ings, a clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large.
Home designs are created in-house by the Waters Edge Architecture Team to keep turn-around time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge. Owners can also choose to purchase an un-developed lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guide-lines.
Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyer’s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.
Lot prices start in the low $100,000’s, and two bedroom residences with completely landscaped lots start in the low $300,000’s.
Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.
The Estates at Waters Edge
20 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.
DONATE TODAY. STOLLERYKIDS.CA
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 21
RESIDENTIAL& COMMERCIAL
LANDSCAPE CONSTRUCTION
FENCE & DECKCONSTRUCTION
COMMERCIALSNOW REMOVAL
SOD, TREES, BUSHES, WATER FEATURES AND CUSTOM DESIGNED PATIOS
CUSTOM DESIGNED DRIVEWAYS
AND EDGING
ARTIFICIAL TURF. PUTTING GREENS, DECKS , FLOWER BEDS
CUSTOM WATER FALLS, WATER FEATURES,
PONDS
ROCK GARDENS, CUSTOM EDGING AND WROUGHTIRON FENCING
RETAINING WALLS, STONE PATIO AND STAIRS. CUSTOM WOOD FENCING
SLATE WALKWAYS AND PATIOS
PROVIDING LANDSCAPING & COMMERCIAL SNOW REMOVAL TO EDMONTON & SURROUNDING AREA.
Shane’s Landscaping & Contracting ltd. specializes in residential and estate landscape construction. Frompilings to patios, driveways, retaining walls, lighting, walkways, fences, water features, garden beds, boulders,
barbeques, fire pits and the new synthetics grasses. Our team of friendly knowledgeable and hardworking staff can make your landscaping dream a reality.
780.983.8233 - www.shaneslandscaping.com
SHANE’S LANDSCAPING& CONTRACTING LTD.
22 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
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spruce groveAREA INFO• POPULATION: 26,271.• LOCATED: 11 km west of
Edmonton on Hwy 16 or 16A.• SCHOOLS: 9 Public & Separate
Schools.• GROCERY: 11 Grocery/
Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.
• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.
• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.
• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.
6 SPRINGATE AT SPRUCE RIDGE DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center
7 GREENBURY DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road
8 HILLS OF TWIN LAKES DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534
9 DEER PARK ESTATES DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way
1 HILLDOWNS DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street
2 VANDERBUILT COMMON DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common
4 PARKLAND VILLAGE DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.
5 HAWTHORNE AT HEATHERGLEN DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes. LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate
10 KENTON VILLAGE DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Urbanage Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common
11 THE WOODS AT KENTON DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common
12 PRESCOTT DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road
13 HARVEST RIDGE DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and West of Jennifer Heil Way
As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally.for more information call (780) 962-7612 or visit our website at www.sprucegrove.org
23
#iwalktoschool
NYC-style brownstone homes line thestreetscapes of this environmentally friendly community.
Living green is what living in Greenbury isall about – you know your kids are walking to class.
Prescott homes are designed with real familiesin mind. The new Prescott School is located in the
heart of Prescott, which means your kids will always beon time for class – even if they have to quickly
run home to grab their homework.
JUBILEEPARK
HIGHWAY 16 EDMONTON
CEN
TURY
RO
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NEW PARKLANDK-9 SCHOOL
(2016)
PIO
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GROVE DRIVE
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PRESCOTT BLVD
VANDERBILT COMMON
GRE
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GREYSTONEMIDDLE SCHOOL
SPRUCEVILLAGE
In Kenton Village the living is easy, and it’sjust as easy for your kids to get to school. The tough part
is deciding whether they start their walk from thefront steps of your Contemporary Modern orPrairie Modern home? Decisions, decisions.
SPRU
CE V
ILLA
GE
DR
The natural beauty of a lush treeline surroundsthe 31 exclusive estate lots of The Woods at Kenton.
Your kids get to enjoy a walk in the woods before arriving at the schoolyard.
The new Prescott School will open in 2016.It will have multiple sports fields and playgrounds.
A variety of before- and after-school programs(including daycare) will be offered for students.
PATHWAY TO THEPRESCOTT SCHOOL
LIVEINPRESCOTT.CA GREENBURY.CA KENTONVILLAGE.CA WOODSATKENTON.CA
Buy a home in a Beaverbrook community and be walking distance to school.Walk into a showhome today.
FUTURE ROAD
FUTURE ROAD
24
#iwalktoschool
NYC-style brownstone homes line thestreetscapes of this environmentally friendly community.
Living green is what living in Greenbury isall about – you know your kids are walking to class.
Prescott homes are designed with real familiesin mind. The new Prescott School is located in the
heart of Prescott, which means your kids will always beon time for class – even if they have to quickly
run home to grab their homework.
JUBILEEPARK
HIGHWAY 16 EDMONTON
CEN
TURY
RO
AD
NYC-style brownstone homes line the
NEW PARKLANDK-9 SCHOOL
(2016)
PIO
NEE
R RO
AD
GROVE DRIVE
PIO
NEE
R RO
AD
PRESCOTT BLVD
VANDERBILT COMMON
GRE
ENBU
RY B
LVD
KEN
TON
WAY
GREYSTONEMIDDLE SCHOOL
SPRUCEVILLAGE
In Kenton Village the living is easy, and it’sjust as easy for your kids to get to school. The tough part
is deciding whether they start their walk from thefront steps of your Contemporary Modern orPrairie Modern home? Decisions, decisions.
SPRU
CE V
ILLA
GE
DR
The natural beauty of a lush treeline surroundsthe 31 exclusive estate lots of The Woods at Kenton.
Your kids get to enjoy a walk in the woods before arriving at the schoolyard.
The new Prescott School will open in 2016.It will have multiple sports fields and playgrounds.
A variety of before- and after-school programs(including daycare) will be offered for students.
PATHWAY TO THEPRESCOTT SCHOOL
LIVEINPRESCOTT.CA GREENBURY.CA KENTONVILLAGE.CA WOODSATKENTON.CA
Buy a home in a Beaverbrook community and be walking distance to school.Walk into a showhome today.
FUTURE ROAD
FUTURE ROAD
25
*Prices subject to change
S P R I N G AT E S P R U C E G R O V E .C O M
With quiet streets and plenty of recreational options, you can enjoy more family time than ever before.
• Tri Leisure Centre• Great schools• Close to shopping • Restaurants • Award winning builders
We have Duplexes starting in the $270’s* and Single Family Homes starting in the $380’s*.
FEATURING: Sterling Homes – 780-962-3212 Alquinn Homes – 780-901-9966
74_Built Green(20/6)
Deer Park Estates
780-962-2823 91 DANFIELD PLACE, SPRUCE GROVE
WWW.ROCOCOHOMESINC.CA
BEAUTIFULLY APPOINTED, LARGE 4 BEDROOM
5 CAR GARAGE TONS OF ROOM FOR YOUR FAMILY
TO GROW
MAINTENANCE FREE EXTERIOR
VISIT OUR SHOWHOME INEXCELLENCE in HOUSING
2014 Awards of
26 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
SPRUCE GROVE
Every family can find the perfect home in Greenbury. Duplexes, townhomes and single-family homes with either front or rear attached garages are available. Each is based on a timeless look that’s built to last. Our brownstones are a perfect match for Spruce Grove’s natural green spaces and sense of family community. Get lasting style and real value. Choose a Greenbury home for your family.
Homes starting from $299,999. greenbury.ca
PIO
NEE
R R
D.
CEN
TURY
RD
.
HIGHWAY 16A
HIGHWAY 16
GROVE DR.
Brownstone style comes to Spruce Grove.
DOCKET BKV147016 CAMPAIGN Greenbury CLIENT BeaverbrookEXECUTION Road Hockey ad – NHGSIZE 7.5" x 10.5" with .25” bleedPROOF DATE 21 May 2014 3:19 PMCD/AD WRITERFILE NAME: BGB147026_RoadHockey_NHG, page 1NOTES:
ROAD HOCKEY
the test of timeAND THE OCCASIONAL
BALL.
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 27
SPRUCE GROVE
//homebuyers’ help
Exploring backyard trends of 2014» by Shane’S LandScaping & contracting Ltd.
One of the easiest ways to add luxury and tranquility to your lifestyle is to redefine how you look at your backyard, and what can be done to make it beautiful. In the past, the majority of people used to think about their backyards as just a piece of land where you can plant flowers, grow vegetables and let your dog out to do its business. Today, you can do so much more with what you have, from creating a personal oasis from the hustle and bustle of everyday life to extending the comfort of indoor amenities to an outside living space. Here are some of the best backyard trends of 2014:
Create an outdoor living room Instead of strictly using your backyard for utilitarian purposes, expand your relaxation territory and develop an outdoor living room. Create the same atmosphere that is found in your indoor living room by integrating large, comfortable outdoor sofas and ottomans. Let your backyard be your playground and use bold
colors. Experience a level of unparalleled intimacy by strategically placing outdoor lights that can be adjusted to the desired intensity. Hold a “Summer Time Kick off” party after you install weather-proof flat-screen TVs and stereo systems. Control the temperature by setting up ceiling fans to circulate warm summer air and heating lamps to breathe warmth into your outdoor living space.
water to invigorate the sensesTo bring a calming element into your space, introduce a flowing water feature. The soothing sounds of bubbling water streaming from a constant source can add a sense of tranquility that rivals most day spas. There are many different ways you can integrate flowing water,
...continued on pg 3228 New home Guide | jun 6 - jul 4, 2014
Lots to Win!We’ve brought the outside in! While exploring our show homes look for signs of outdoor activities and you could
have a chance to WIN! Visit our website for details.
Get to know us Inside & Out...It’s summer and it’s time to explore! Come visit our new
show homes at Harvest Ridge and discover what’s inside. Every Harvest Ridge home comes loaded with the features you’ll love.
Lots to Love!There’s not only a lot to love inside our homes, there’s a
lot to love in the surrounding area. Great schools, playing fields, recreational facilities and shopping all close at hand.
Inside...• Townhomes
• DuplexHomes
• StartertoEstate SingleFamilyHomes
• AdultVillas
andOut!• Schools
• 13AcrePlayField
• AtimCreekNaturalArea
• Tri-LeisureCentre
• GolfingNearby
• WalkingTrails
• ShoppingNearby
• AmpleGreenSpace
Visit our show homes for
a chance to win!
➤ In northwest Spruce Grove, just north of Grove Drive and west of Jennifer Heil Way. HarvestRidge.ca
new show home Grand
openinG eVentJune 21st
Join us for food & fun!
Homes starting at$304,000.
LoT, HomE & GST
29
EVANI CUSTOM HOMES Showhome locted at#85 Danfi eld Place,
Contact Showsuite at 780-999-2667
www.evanihomes.com
PATEL HOMESShowhome locted at#89 Danfi eld Place
Contact Showsuite at 780-948-8989
www.patelhomes.com
TAILLON HOMESShowhome located at
#87 Danfi eld Place Contact Showsuite at
780-722-9381www.taillonhomes.com
Luxury Living
at its finest in Spruce Grove Visit our Showhomes today!
ROCOCO HOMES INC.Showhome located at
#91 Danfi eld PlaceContact Showsuite at
780-962-2823www.rococohomesinc.ca
SPRUCE GROVE
30 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
New ShowhomesNOW OPEN
Welcome to Deer Park Estates Subdivision
The Finest New Subdivision in Spruce Grove
DEERPARKESTATES.CA
TAILLON HOMESShowhome located at
#87 Danfi eld Place Contact Showsuite at
780-722-9381www.taillonhomes.com
Deer Park Estates is conveniently located near shopping, restaurants and all the conveniences of a City, just a few short minutes away. We are walking distance to daycares and are surrounded by beauti-ful trails, fresh water ponds and thoughtfully landscaped green spaces for you and your family to enjoy Most lots can easily accommodate 3 Car garages, and also have large driveways which can convenient-ly accommodate parking for rec-reational vehicles
Visit our Show Homes TodayShow home Hours:
Monday-Thursday 3-8 pmWeekends and holidays: Noon-5 pm
Private viewings are available upon request with the builder of your choice
31
including cascading waterfalls and custom-made fountains. Ponds are another route you can take when considering placing water sources in your space. Koi and other aquatic life transforms your backyard into a relaxing Eastern-style garden.
eliminate the indoor/outdoor boundary Take advantage of a large outdoor living space and eliminate stifling walls. Incorporate retractable screens that disappear when not in use. If you are uncomfortable with the idea of a completely open space, consider installing a set of French doors with Phantom’s retractable door screens to form a nearly invisible separation between your indoor and outdoor rooms. In today’s modern outdoor areas, many people enjoy integrating plush fabrics and treatments to add comfort to their porches and patios. Motorized retractable screens can deliver shelter from the sun and the bugs, letting you spend more time relaxing on your outdoor couch with a good book.
install a sourCe of fire What good is a luxurious outdoor living space with all the amenities of an indoor room without a good source of heat? If you really want to tie your project together, think about integrating either a built-in fireplace or a fire pit. These attractive, useful heat sources are ideal for romantic nights alone with your significant other or large family and friend get-togethers. It doesn’t matter if you are in the middle of a frigid winter or relaxing during a cool summer night, chilly weather can ruin a great mood. However, with a decent-sized fireplace or firepit, you don’t have to run indoors to stay comfortable. You wouldn’t be the first person to consider placing a fire source at the center of your outdoor space. Careful to check bylaws when deciding where to place any fire source. According to a recent survey conducted by the Society of Landscape Architects, firepits and fireplaces enjoy a 97 per cent popularity rating
shane’s landscaping & Contracting ltd. specializes in residential, estate and acreage landscape construction. from patios to water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses, we can help make your landscaping beautiful. Planning your landscaping is an exciting time, and we are here to help. our team of friendly knowledgeable and hard working staff can make your landscaping dream a reality. Call us now for a consultation.shane’s landscaping & Contracting ltd. is locally owned and operated, providing landscaping and commercial snow removal services to edmonton and surrounding area.
Call us for a consultation at 780.983.8233 or view our website at shaneslandscaping.com
//homebuyers’ help...continued
32 New home Guide | jun 6 - jul 4, 2014
6 SPRING LAKE RANCHDEVELOPER: Wilcor Development GroupBUILDERS: Wilcor Homes, OpenLOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15
7 SOUTHCREEKDEVELOPER: Qualico CommunitiesBUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road
8 THE ESTATES AT WATERS EDGE DEVELOPER: Waters Edge Developments BUILDER: Waters Edge DevelopmentsLOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne
9 HILLS OF TWIN LAKESDEVELOPER: Dyrbye Developments Ltd.BUILDERS: OpenLOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534
10 WILLOWS ENDDEVELOPER: Jaffer DevelopmentsBUILDER: Jaffer DevelopmentsLOCATION: 48 Street and Willow Park Road North
1 THE BRICKYARD AT OLD TOWNDEVELOPER: Old Town Development Corp. BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview DevelopmentsLOCATION: West of 50th street and 50th Ave, Stony Plain
2 GENESIS ON THE LAKES DEVELOPER: Unitech Construction Services Ltd.BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)
3 LAKE WESTERRADEVELOPER: Qualico CommunitiesBUILDERS: Coventry Homes, Sterling HomesLOCATION: Golf Course Rd. & 79 Ave.
5 SILVERSTONEDEVELOPER: Qualico CommunitiesBUILDERS: ReidBuilt HomesLOCATION: South on Boundary Rd at 44th Ave.
7
6
8
5
32
1
Gen
esis
Driv
e
Genesis Lake Blvd.
9
10
AREA INFO• POPULATION: 10,544 and
Growing.• LOCATED: 20 km west of
Edmonton on Hwy 16A• SCHOOLS: 4 Kindergarten to grade
nine, Senior high, French Immersion & including 2 Religious schools.
• GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town.
• RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals.
• MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics.
• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.
PUBLIC SCHOOLS• FOREST GREEN
5210 - 45 Street963-7366 [1]
• HIGH PARK40 Highridge Way963-2222 [1] [2]
• MEMORIAL COMPOSITE5116 - 55 Avenue963-2255 [3]
• MERIDIAN HEIGHTS4119 - 43 Street963-2280 [1][2]
• STONY PLAIN CENTRAL5108 - 55 Avenue 963-2203 [1][2]
SEPARATE SCHOOLS• JOHN PAUL II
5801 - 48 Street963-2526 [1][2]
PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN
5014 - 53 Avenue963-2715
[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12
stony plain
33
NOW
SELL
ING LO
TS
IN P
HASE 1
TO T
HE GENERAL
PUBLIC
Mirrors aren’t just for the walls any more. From cocktail tables to headboards, vases to partitions. No matter what your style, mirrors add dimension, increase the feeling of light and space, can be used as a focal point or a simple accessory – add sparkle and interest to your interior décor through the use or mirrors.
1. LIGHT FIXTURE.
A contemporary ball pendant by Tom Dixon
has a gorgeous refl ection while maintaining
a minimalist look, comes in chrome, copper
or gold.
2. SIDE TABLE.
Global views gorgeous chrome twist
table – works in all style genres.
3. HEADBOARD.
I have only one word for this headboard - stunning!
Available from Horchow, Century and Hooker
furniture. You can push this frame to a rock and roll
vibe or to a turn of the century victorian vibe.
34
MIRRORS… IT’S IN THE DETAILSMIRRORS… IT’S IN THE DETAILSMIRRORS… IT’S IN THE DETAILS
1
2
3
4
5
4. Edmonton Windermere Village at Langdale
Elements Glenridding
Elements Glenridding Heights
Evolve Glenridding Heights
8. Fort Saskatchewan Elements Sienna
7. Sherwood ParkElements Aspen Trails
Evolve Sherwood Park
5. Edmonton South Callaghan Landing
Vistas at Callaghan North
Village at Allard
Evolve Allard
Vistas at Allard
6. Edmonton South East Tawa Landing
2. Edmonton North West Elements Starling
Evolve Starling
3. Edmonton West Elements Hamptons
Elements Edgemont
Evolve Edgemont
1. Edmonton North Casselman Landing
Elements Cy Becker
Evolve Cy Becker
Vistas – Bungalow communities
Elements – Two storey duplexes or townhomes with attached garage
Evolve – Single homes with or without attached garage
Village – Two storey townhomes or duplexes with rear lane access
Landing – Townhome Condominium Project
Home Styles
N
Terw
illeg
ar D
rive
Ray Gibbon Drive
ST. ALBERT
EDMONTON
FORTSASKATCHEWAN
Whitemud Drive
Whitemud Drive Whitemud Drive
Yellowhead Trail
Yellowhead Trail
Ellerslie RoadAnthony Henday Drive
Anthony H
enday D
rive
Anthony Henday Drive
Baseline Road
Wye Road
Highw
ay 21
Cloverb
ar Road
Highw
ay 14
75 Street
50 Street
23 Ave
17 Street
66 Street
153 Ave
127 StreetSt. Albert Trail
Groat R
oad
Whyte Ave
137 Street
Calgary Trail
Gatew
ay Blvd
Manning Drive
111 Street
Range R
d 230
99 Ave
92 Street
4
5
6
7
8
3
1
2
RohitCommunities.com
Edmonton & Area Grandma’s House JUST GOT A WHOLE LOT CLOSER
Little Red Riding Hood used to have to
venture through dangerous wolf country
to visit her beloved grandmother…until her grandmother decided to
move into a Rohit Certified Smart Space.
Find a home in your ideal location! RohitCommunities.com
nce upon a time...
Location is SO important, it’s usually said three times.
We build in communities that offer great accessibility
to future and current amenities and conveniences.
Rohit Insert 06-06-14 FRONT.indd 1 2014-05-28 10:56 AM
FIND YOUR PERFECTLY LOCATED SMART SPACE IN A ROHIT DUPLEX OR SINGLE FAMILY HOME
Designer created finishing packages and appliance allowance streamlines your buying
process for added convenience. Moving into a new home has never been easier!
Rohit Duplexes & Single Family Homes are located in prime areas with great amenities.
With desirable locations in Edmonton and Sherwood Park area we are sure to have a
perfect fit for you!
Single family homes up to 2304 square feet and duplexes up to 1519 square feet with
two or three bedroom options. Features such as laminate, tile and granite are included
with many upgrade options available.
Duplexes from $319,000 & Single Family from $443,000Prices subject to change
WEST EDMONTON
Hamptons | DUPLEX
1753 Hammond Crescent NW
Call Kim at 780.906.9808
SOUTHWEST EDMONTON
Glenridding | DUPLEX
16005 10 Ave SW
Call Kim at 780.906.9808
Glenridding Heights | SINGLE FAMILY
NEW! Showhome coming soon!
Call Candice at 780.990.9588
Glenridding Heights | DUPLEX
NEW! 2351 Glenridding Boulevard SW
Call Candice at 780.990.9588
Allard | SINGLE FAMILY 3322 Abbott Crescent SW
Call Blair at 780.909.9141
NORTHWEST EDMONTON
Starling at Big Lake | DUPLEX
2407 Sparrow Crescent NW
Call Pam at 780.938.5478
Starling at Big Lake | SINGLE FAMILY
2309 Sparrow Crescent NW
Call Pam at 780.938.5478
NORTHEAST EDMONTON
Cy Becker | DUPLEX
118 Cy Becker Blvd NW
Call Chris at 780.995.6054
Cy Becker | SINGLE FAMILY
3710 167 Ave NW
Call Chris at 780.995.6054
For all product listings and more information visit RohitCommunities.com
FORT SASKATCHEWAN
Sienna | DUPLEX
JUST RELEASED! 1 Santana Crescent
Call Kathy at 780.446.2643
SHERWOOD PARK Aspen Trails | DUPLEX 2 Sunterra Way
Call Wende at 780.952.1572
Lakeland Ridge | SINGLE FAMILY 400 Churchill Crescent
Call Wende at 780.952.1572
isit a Rohit showhome today
Rohit Insert 06-06-14 BACK.indd 1 2014-05-28 10:56 AM
Photos compiled are from websites that Marie shops
at, various items chosen are befitting the mood and
depict best choices for this article. Should you want
information on any of these products, please contact
interiorsBYDESIGNinc.
35
4. ORNATE SCREENS/TATTOOS.
By layering paint or metal over
mirror, you can accomplish a truly
custom look. This pattern was
used on french doors into a master
bedroom, and then again on the
mirrors in the walk-in closet.
5. CONSOLE.
In the foyer, behind the sofa, in a dining room, this mirrored
console has a variety of uses which makes this a value buy
in its versatility.
6. DESK.
For a writing desk in your bedroom, or as a sofa
console and lap-top desk, this piece by Arteriors
is a must-have!
7. MANNEQUIN.
This mannequin was purchased to
add a bit of sparkle to a otherwise
dull, dark corner – I may someday
turn it into a floor lamp, but for
now, it’s perfect as is.
Anyway you look at them, mirrors are versatile, and truly a wise investment in your interior design décor. Make it amazing!7
6
//in the news
Canadians still optimistiC
about housing market: BmoAccording to the 2014 BMO Housing Confidence Report, 44 per cent of homeowners intend to buy a property in the next five years. This represents a slight drop from 2013, but still signals a high level of confidence in Canada’s housing market – particularly among those under 30 years of age.
However, results vary widely in Canada’s major city centres:» Intent to buy has surged in
Montreal, with 63 per cent planning to purchase a property in the next five years – up 13 points from last year
» Half of those in the Greater Toronto Area (51 per cent) plan to buy in the next five years, a decline of eight points from 2013
» Further west, intent to buy in Calgary is up five points to 54 per cent, while Vancouver is down four points to 54 per cent
» After seeing an increase of 15 points last year, Atlantic Canada dropped notably; intent decreased by 18 points to 29 per cent.
“The dip in overall intent could reflect expectations of higher interest rates, while the drop in the GTA likely reflects concerns about valuations and a possible price correction,” says Sal Guatieri, senior economist, BMO Capital Markets. “The improvement in buyer confidence in Montreal should help to absorb a moderate overhang of condos in that market.”
After seeing an improvement in affordability between fall 2012 and spring of last year, this measure has flattened in 2014, with 45 per cent of homeowners cutting back or dipping into their savings to pay their mortgage.
“Seeing consistency in terms of affordability year over year is encouraging, however, interest rates are likely to begin moving up in the near future, resulting in households potentially facing some strain down the
...continued on pg 38
35 Ave. 1Ca
meron
Height
s Dr.
5 HAMPTON TERRACEDEVELOPER: Qualico CommunitiesBUILDERS: Rohit Communities, Sterling HomesLOCATION: Lessard Road & 199 Street
6 EDGEMONTDeveloper: Brookfield ResidentialBUILDERS: Brookfield Homes, Daytona Homes and Look HomesLOCATION: Lessard Road and 199 street, to Edgemont Way
7 COPPERWOOD DEVELOPER: The Grange South
West Property Corporation BUILDERS: OpenLOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)
8 CAMERON HEIGHTSDEVELOPER: Cameron Heights Joint VentureBUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look HomesLOCATION: South on Anthony Henday to Cameron Heights Drive.
1 WOODHAVEN-EDGEMONTDEVELOPER: Walton Development and Management LPBUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter HomesLOCATION: 199street and 35 ave
2 WEDGEWOODDEVELOPER: Reid Worldwide CorporationBUILDERS: ReidBuilt HomesLOCATION: Corner of Lessard Road & 180th Street
3 THE PROPERTIES OF DONSDALEDEVELOPER: Alldritt Land Corporation LPBUILDERS: OpenLOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs
4 RIVER POINTE AT CAMERON HEIGHTSDEVELOPER: Delta Square Properties Inc.BUILDERS: Birkholz Homes, Celebration Homes, Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Sunrise Homes, Open to the public.LOCATION: Take Anthony Henday turn on Cameron Heights Dr.
west
9 HAMPTON POINTE DEVELOPER: Beaverbrook DevelopmentsBUILDERS: Bedrock Homes, Dolce Vita Homes, openLOCATION: Take Anthony Henday, turn West on Lessard Road.
10 GRANVILLEDEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo HomesLOCATION: SW corner of Whitemud Dr. and Guardian Rd.
11 SECORDDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes,Sabal HomesLOCATION: North of Whitemud Dr. on 215 Street
37
12 Month Price Expectations
(Per Cent)
REGION
Spring 2014
Spring 2013
+2.3 +1.8 +3.0 +3.0 +2.9 +1.3 +2.4 +0.3 +3.1 +3.5 +1.6
+2.2 +1.2 +1.9 +3.0 +2.4 +2.2 +2.5 +2.5 +2.4 +2.1 +1.5
NATIONAl BC AB MB/SK ON QC ATl MONT GTA CAl VAN
road,” says Sameh Elrefaei, head of mortgage products, BMO Bank of Montreal. “It’s important that Canadians make responsible choices when financing their home, and part of that is stress testing against a higher rate to ensure affordability remains stable.”
Elrefaei adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability.
The report, conducted by Pollara, tracks confidence in Canada’s housing market among Canadian homeowners by measuring intentions to buy or sell, price expectations and overall mortgage affordability.
YOung CAnAdiAns MOst likelY tO BuY; investMent pROpeRties MORe AttRACtive in 2014› Overall, intent to buy a property is highest among younger Canadians. Three-
quarters (75 per cent) of those between the ages of 18 and 29 plan to buy in the next five years, along with 67 per cent of homeowners aged 30 to 39.
› While more than half (54 per cent) of those considering a property purchase in the next five years are looking at houses, this is down eight points from 2013. Subsequently, the intention to buy a condo is up five points to 22 per cent.
› As with 2013, 10 per cent of those planning to buy are looking at recreational properties. Meanwhile, nine per cent plan to purchase an investment property, up three points from a year ago.
pRiCe sensitivitY And expeCtAtiOns: HOMeOwneRs expeCt MOdest inCReAses in pROpeRtY vAlue› Nationally, a 15-per-cent rise in
prices would dampen plans to buy in the next five years by eight points (44 per cent to 36 per cent), showing that property values would have to rise sharply for long term buying intent to cool significantly
› On average, homeowners expect property values to grow by 2.3 per cent in the next year, and 13.2 per cent over the next 10 years.
peRCentAge Of MORtgAge HOldeRs dipping intO sAvings deCReAses in 2014› The number of those dipping into
their savings to afford their mortgage payments in the past year has decreased by three points to 12 per cent. Furthermore, this measure has decreased by five points since 2012.
› Additionally, the total percentage of mortgage holders needing to cut spending to make their payments has stayed flat year over year.
› However, mortgage holders who have needed to cut appear to be doing so in the appropriate places, with a four-point increase in those decreasing their spend on vacations.
According to the 2014 BMO Housing Confidence Report, 44 per cent of homeowners intend to buy a property in the next five years.
This represents a slight drop from 2013, but still signals a high level of confidence in Canada’s
housing market – particularly among those under 30 years of age.
//in the news...continued
38 New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide PB
SINGLE FAMILY HOMES
INCLUDING RAVINE BACKING LOTS
WEST
PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP
WWW.MYGRANVILLE.COM
West Edmonton’s Premier Estate Home Community
Choose From One of Our 5 Award Winning Custom Builders:
FEATURES INCLUDE:
• Triple car garages;
• Walkouts onto a pond or tree stand;
• Great views, amenities, playgrounds, walking trails, and connectivity;
• Outstanding architectural and landscaping features;
• Well located in the West with quick and easy access to anywhere; and
• A broad range of service, grocery stores, shopping, professional services and restaurants are already in the area with many more opening in the next year.
EXCELLENCE in HOUSING
2014 Awards of
Win
terbu
rn R
d. (215 S
t. Nw
)
Anth
ony H
end
ay Dr
.
Guardian Rd.
199 St. N
w
62 Ave. Nw
Whitemud Dr.
COSTCO
ESTATES SHOWHOMESGinsberg Crescent
WEST
40
PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP
WWW.MYGRANVILLE.COM
Some homes feature walkouts onto a beautiful pond or amenity space.
Only a handful of single family 3A and 3B homes remain.
Some homes available for immediate occupancy.
2B and 2C duplex lots, some with walkouts, are selling fast (no condo fees).
Stafford Greens steel and concrete condos now preselling off 62nd Avenue.
Edmonton Marriott At River Cree
Resort
Win
terbu
rn R
d. (215 S
t. Nw
)
Anth
ony H
end
ay Dr
.
Guardian Rd.
199 St. N
w
62 Ave. Nw
Whitemud Dr.
COSTCO
CASH & CARS LOTTERY HOME
& ESTATES SHOWHOMES
SHOWHOMES
DUPLEXSHOWHOMES
STAFFORD GREENS
Just Released Stage 8 Lots Now Available!
Modern Style Living With Traditional, Classic Charm
Edmonton’s most popular and exciting Craftsman inspired community. Nestled on 305 acres
in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds,
charming masonry features including an old world bridge, a future school site, numerous
amenities nearby including Costco within walking distance, and convenient proximity to the
Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo
(starting in the $180’s), a duplex (starting in the $340’s), a single family home (starting in the
$440’s), or a refined estate home (ranging from the $650’s to $1.5 million).
Font: The Sans - Sans CapsColours: black + PMS 484
Come Home to Granville!
41
WEST
Coming soonOctober 2012Watch for it!On Stands Now!
A Comprehensive Guide to Edmonton’s Builders, Developers and Communities
BUILDER & DEVELOPER
The stories behindEdmonton’s top builders,
developers & new communities
community profile//
SECORD Connecting nature with people
There are many reasons to love Secord – convenient west end location, homes of exceptional value, and a variety of homes for all stages of life.
At the top of the list of what residents love is Secord’s beautiful parks and walkways, and the sense of community and friendly neighbours.
That was the vision that developer Hopewell Residential had in mind when designing Secord – a welcoming place to connect with nature and with the people who matter most.
Located just off Winterburn Road (215 Street) and Secord Boulevard (96 Avenue), residents can enjoy two ponds and a natural wetland surrounded by pathways and new and fully-grown trees. Secord has ample space for families to explore and play including playgrounds, picnic areas and parks.
A full variety of home styles, from townhomes and duplexes to laned homes and front-attached garage homes, means there is a home for everyone in Secord from the first-time homebuyer, to the move-up buyer and homes for the young professional or an empty nester.
The Secord Corners townhomes offer two or three bedroom options starting in the $280,000s. Duplexes by Daytona Homes start from the $300,000s. Sabal Homes and Innovations by Jayman are building laned homes from the $350,000s.
For the move-up crowd, Jayman MasterBuilt, Sabal Homes and Prominent Homes have front-garage homes starting from the $450,000s. These three builders also have six brand new showhomes.
jun 6 - jul 4, 2014 | New home Guide 43
//community profile
Minutes away from all amenities, including shopping, dining, grocery stores and professional services, makes Secord a prime, desirable location.
To celebrate, Hopewell is hosting a Summer Solstice Grand Opening on Saturday, June 21 from noon to 5 p.m. It’s a family fun event with refreshments, children’s activities and giveaways, including the chance to win a $500 Lowes gift card.
And watch for a new laned showhome parade featuring Sabal Homes and Innovations by Jayman that is scheduled to open this fall.
The showhomes, like all homes in Secord, follow timeless architectural themes that accentuate the neighbourhood’s natural habitat. Craftsman, Classic, Arts & Crafts and Prairie each have their own character and charm, yet complement each other to create a diverse and harmonious community with lasting appeal.
Secord offers easy access to downtown and countless west end amenities via Anthony
44 New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide 45
Henday Drive, the Whitemud, Stony Plain Road and the Yellowhead.
Minutes away from all amenities, including shopping, dining, grocery stores and professional services, makes Secord a prime, desirable location.
Secord is the perfect blend of an inviting community, convenient location and well-priced homes that offer style, space and craftsmanship all surrounded by nature.
For more information visit liveinsecord.ca Showhomes are open from 2 to 8 p.m. Monday to Thursday (townhomes from 3 to 8 p.m.); weekends and holidays noon to 5 p.m. Closed Fridays.
44 New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide 45
New Home GuideClient: TroikaProject: STEWART GREENSDimensions: 7.5” x 10.5” (+.25” bleed)Insertion: July 1, 2014CMYK
better location for happier commutes
The happiest community in West Edmonton offers nearby shops for everything you need, and quick access to everywhere you want to be. There’s three premier builders to choose from, and more than ample parks, ponds and trails for families to grow and prosper. Come see the showhomes today, and start planning for a happier life tomorrow.
Only 30 Homes in Phase 1 · Starting from the $430,000s
SHOWHOMES NOW OPEN
stewartgreens.com
This is not an offering for sale. Such an offering can only be made with a disclosure statement. E.&O.E.
46 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
WEST
47
When buying a home, you likely will consult with a team of trusted professionals – a mortgage broker, lawyer, perhaps a realtor or builder sales associate and maybe a home inspector. � en, assuming you move ahead with your purchase, eventually you will likely need a mover.
People often don’t consider a mover as an important member of their team of professionals. However, given the critical role they perform – taking possession, at least temporarily, of all your worldly goods and moving them without loss or damage – it’s a function not to be taken for granted. Not doing your due diligence and taking the time to select a reputable mover can invite untold problems.
Case in point: the following example, which admittedly doesn’t involve a new-home move, but the experience is all too common. So is the lesson learned – unfortunately, the hard way.
I recently contracted a “professional” moving company to carry out a last-minute move of � ve pieces of furniture on behalf of my son, a university student. For a variety of reasons, we decided to hire movers rather than rent a truck.
After calling several � rms – including large, well-known companies and smaller, independent ones – I selected a moving company at the location where the pick-up was to take place. Drop-o� would be about 125 kilometres away.
We agreed on price ($350) and time (9 a.m.) – after I was very clear the move would involve an out-of-town destination. All details were con� rmed in a “contract” exchanged via email.
� e crew was on time for the move the next morning, but almost immediately began talking about a higher rate – $360. Not a huge di� erence, but it immediately raised my suspicions.
I’ll spare you all the gory details, but it’s important to share the lowlights of what happened next:» � e company I originally contracted the job to the night before
was inexplicably unavailable to actually do the move the next morning, and apparently passed it o� to another � rm.
» My original contact, who was easily available on cell phone repeatedly the night before, suddenly was nowhere to be found.
» Once the truck was loaded, the fee increased to $450. » Upon arrival at the destination, the movers said the fee
was $500. “It’s taking longer than we thought, and the furniture is heavier.”
» “Sure,” I said, “right after I call the police.”
With that, the sordid tale ended. � e job not complete, left for us to move the furniture indoors, now the victims of one of the Top 10 scams monitored by the Better Business Bureau (BBB).
“I could write a thesis on this,” John Levi, president of the Canadian Association of Movers (CAM) told me.
CAM o� ers consumers the following tips on how to avoid being scammed by unscrupulous movers:» Find reputable movers through the
CAM, BBB or provincial government consumer protection agencies
» Ask three movers for estimates in writing» Get the terms and conditions in writing» Ensure your goods will be protected
for loss or damage» Read customer reviews on movers’
websites and other forums
“Consumers have recourse with their provincial government’s consumer a� airs department and with the Better Business Bureau,” says Levi. “Both of these avenues are fraught with di� culties and often take many months to come to some form of resolution – satisfactory or otherwise. And often, the mover simply out-waits the consumer.
“It’s far simpler and more e� ective to engage a reputable mover in advance rather than trying to � x a bad situation after-the-fact.”
My example, though painful and infuriating, is minor compared to other common horror stories involving similarly unsuspecting clients.
Make sure you take the proper steps – and the time – to protect yourself.
HOW TO AVOID YOUR OWN
moving horror story
//FUNDAMENTALLY SPEAKING
WAYNE KARL is an award-winning
writer and editor with experience in real
estate and business. In Fundamentally
Speaking, Wayne explores the basics – such as
economic fundamentals – you need to examine
when buying property. He can be reached at
[email protected] or follow him on Twitter
at Twitter.com/WayneKarl
» by WAYNE KARL
48 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
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Brookfield Residential
Insertion Date: June 6, 2014
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62 AVE
LESSARD RD
199
ST
AN
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ND
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EDGEMONT
WAY
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SPRING IS IN THE AIR.This family friendly neighbourhood offers a great location with easy access to schools, shopping, services and recreation facilities. Plus, its natural beauty is the ideal backdrop for your new home and lifestyle.
Your Life. Your Terms. Your Edgemont.
MyEdgemont.ca
LANED SHOWHOMES Brookfield Residential
FRONT GARAGE SHOWHOMES Daytona Homes Master Builder Look Master Builder
S:6.75”S:9.75”
T:7.5”T:10.5”
B:7.75”B:10.75”
49
WEST
What to dowhen you hirea contractor
Many experiencedand reliablecontractors workin your community –highly skilledprofessionals whodo business theright way.
Unfortunately not all contractors play by the same rules. Some cut
corners to offer lower prices. They promise you a “good deal” as long as
nothing is written down and you pay in cash.
These cash deals can mean a lot of risk for you. Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss. You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done.
While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™
For more advice, including detailed information aboutcontracts plus worksheets you can use when
interviewing contractors, visit HiringAContractor.com
For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call
780-425-1020 or visit their website at chbaedmonton.ca
Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by
the Canadian Home Builders’ Associationwith support from the Government of Canada.
How to finda good contractor
• Ask friends, family and neighbors about contractors they have hired to work on their homes.
• Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community.
• Ask your local building materials store if it has a list of recommended contractors.
• Ask your utility company if it has a list of recommended contractors.
• Check with your local Better Business Bureau to find out if a contractor is a member.
74_Get it in Writing_21/1
120 NEW HOME GUIDE | FEB 14 - MAR 14, 2014
southwest
1 AMBLESIDE IN WINDERMERE DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive
2 LANGDALE IN WINDERMERE DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.
3 GLENRIDDING Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi, Rohit Communities. LOCATION: 156 Street & Ellerslie Road
4 UPPER WINDERMERE DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes, Dolce Vita Homes, Homes by Managen , Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.
5 KESWICK ON THE RIVER DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes, Pacesetter Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)
6 WINDERMERE RIDGE DEVELOPER: Beaverbrook Developments. BUILDERS:Cami Custom Homes, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.
12
7 WINDERMERE GRAND DEVELOPER: Windermere Grand BUILDERS: Audie Benson Estate Homes, Birkholtz Homes, Homes by Element Construction, and OPEN to the public LOCATION: North of 9th Avenue on the corner of Windermere Drive and Windermere Road
8 CREEKWOOD CHAPPELLE DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes by Avi, Kimberley Homes, ReidBuilt Homes, Rohit Communities, Connect Homes, Thomsen Built LOCATION: South of Ellerslie Road & West of 141 Street
9 WINDERMERE SOUTH DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Marcson Homes LOCATION: 170th Street & Ellerslie Road
10 CHAPPELLE GARDENS DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Homes Master Builder, Homes By Avi, Maple Isle Homes, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.
11 ONE AT WINDERMERE DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street
12 AMBELSIDE SOUTH DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street
13 GRAYDON HILL DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW
14 GLENRIDDING HEIGHTS DEVELOPER: Rohit Land Development BUILDERS: Crimson Cove Homes, d’Cor
Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street
5151
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Brookfield
Insertion Date: June 6
BRO10223084
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BRO10223084_Paisley_300New Home Guide5-28-2014 3:16 PM
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SPEC ORIGINALLY GENERATED: Oli PAGE: 1
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Production Contact Numbers:403 261 7161 403 261 7152
COMMUNITY GRAND OPENING
SAT, JUNE 28SAT,SAT,SAT JUNE 28, JUNE 28,PAISLEYCOMMUNITY.COM
T:6.75”
T:1.5”
VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICEanytime,anywhere!
Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.
NEWHOMEGUIDE.CA
Published by
53
//mortgage advice
» by alyssa richard
It’s unlikely that the first home you buy will be the one you stay in forever. At some point, you’ll want to sell and buy a new home – either to upsize, downsize or move to a new location. And when you find yourself in that situation, there’s a good chance you’ll be relying on the equity from your existing home to help you purchase your next one.
Unfortunately, you could get stuck in a situation where the closing date for your new home is before the closing date of the home you’re selling, which leaves your down payment tied up in equity. Mortgage brokers estimate that 20 to 30 per cent of Canadian homeowners find themselves in this situation; if you’re one of them, bridge financing is the tool that can help you out of it.
How does a bridge loan work? Well, let’s say the closing date for the home you’re buying is 40 days before the closing
date for the home you’re selling. A bridge loan is simply a loan for the amount of equity you want to take from your existing home that covers you for those 40 days. Bridge loans are automatically repaid when your sale goes through and your equity is put against the mortgage on your new home.
Because bridge financing is so common, all of the big banks offer it to their mortgage customers. (Note that some smaller lenders and credit unions do not.) Most lenders are comfortable lending up to $200,000 for as many as 120 days. If you require a larger loan or an extended period of time, you may need to hire a real estate lawyer, which makes the financing process more expensive, as legal fees will be involved.
Of course, as much as a bridge loan is meant to help you out with your home purchase, it is still subject to interest – often at a rate similar to an open mortgage or a personal line of credit (such as Prime plus two or three per cent). The interest rate may seem high, but remember it’s only charged for a short period of time, before the equity from your first home will be available to repay the loan. Your lender may also charge a flat administration fee in the range of $200 to $500.
To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home. Oh, and firm closing dates on both properties – without them, you may need to get a bridge loan from a private lender, who will charge you a much higher interest rate than what one of the big banks would. Good luck!
alyssa richard is the Founder and CEO of ratehub.ca, a mortgage
rate comparison site that aims to empower
Canadians to make smart financial decisions.
Bridge financing – what is it and how can it help you?
To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home.
54 New home Guide | jun 6 - jul 4, 2014
WINDERMEREGOLF CLUB
LANDSCAPED TRAILS
3 PARKS
3 PONDS
8.5 KMS
13.6 ACRE
8.3 ACRE
www.keswick-edmonton.com
BEAUTIFUL by Nature
LIFE ON THE RIVER
8 SHOWHOMES NOW OPEN!
At Keswick, you’ll love your neighbourhood -
the North Saskatchewan River, golf courses, and lush ravines.
Keswick takes its cues from England’s Lake District.
Meander through timeless architecture, wetlands, and parks.
Life on the river starts here.
MASTER-PLANNED TRAILS AREPART OF THE NEIGHBOURHOOD
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 55
SOUTHWEST
A M B L E S I D E ' S
A R E Y O U R E A D Y T O E X P L O R E
T H E M A N Y S I D E S O F A M B L E S I D E ?
With our AmbleNights contest, we’re giving you the chance to win 1 of 5 nights out. Go ahead, take it all in. You don't need to leave Ambleside for a great night out.
Arrive at the movies in a limo, take a private cooking class from one of Edmonton’s top chefs, drink the finest wines and scotch around, or get the glam salon treatment you know you deserve.C O N T E S T
ENTER AT OUR SHOWHOMES
BEFORE JUNE 22ND
AmbleNight The Ultimate Cinema Experience
Your night begins with a private gourmet popcorn tasting for you and three friends. From there you’ll be whisked away in a stretch limousine to a VIP Cineplex movie experience. With gift cards in tow you'll be able to enjoy a smorgasbord of cinema snacks.
AmbleNight Tasting Night: Wine Edition
Take a sip on this: you and three guests mixing it up with a sommelier as you embrace the finest fermented grapes with your soon to be expert palette. A classy food spread will pair perfectly with a mix of good company and great wine. We’ll also be sending you home with a Wine and Beyond gift card just because.
AmbleNight Tasting Night: Scotch Edition.
This night is all about that which is so good once it touches your lips—nectar of the gods, lightning in a bottle—mmm scotch. We’re even bringing along a whisky expert so you can finally express exactly why that golden elixir tastes so good. We’ll also send you home with a gift card to Wine and Beyond.
AmbleNight Ultimate Salon ExperienceRelax, take a load off. This AmbleNight is all about you and three friends of your choosing having a great time together getting your hair and make up done while snacking on hors d'oeuvres and drinking wine. There will be a photobooth to capture all the relaxin’ action. And of course you’ll get a gift card to Chatters.
AmbleNight Private Cooking Class Experience With one of Edmonton’s top chefs, you’ll be privy to all the ins & outs of true kitchen mastery. Learn tricks of the trade while you and three friends sip on fine wines in a relaxing atmosphere. Don’t be sad when it’s over. You’ll be able to relive it all when we send you home with a Safeway gift card.
1 1
2
2
3
3
5
5
4
4
Ambleside is a master-built community focused on the things that make life enjoyable. With so many unique ways to spend your time here,
we decided to create our most exciting contest yet: AmbleNights.
To learn how to enter and for full contest details visit AmblesideWindermere.ca/AmbleNights
56
SOUTHWEST
A R E Y O U R E A D Y T O E X P L O R E
T H E M A N Y S I D E S O F A M B L E S I D E ?
With our AmbleNights contest, we’re giving you the chance to win 1 of 5 nights out. Go ahead, take it all in. You don't need to leave Ambleside for a great night out.
Arrive at the movies in a limo, take a private cooking class from one of Edmonton’s top chefs, drink the finest wines and scotch around, or get the glam salon treatment you know you deserve.C O N T E S T
ENTER AT OUR SHOWHOMES
BEFORE JUNE 22ND
AmbleNight The Ultimate Cinema Experience
Your night begins with a private gourmet popcorn tasting for you and three friends. From there you’ll be whisked away in a stretch limousine to a VIP Cineplex movie experience. With gift cards in tow you'll be able to enjoy a smorgasbord of cinema snacks.
AmbleNight Tasting Night: Wine Edition
Take a sip on this: you and three guests mixing it up with a sommelier as you embrace the finest fermented grapes with your soon to be expert palette. A classy food spread will pair perfectly with a mix of good company and great wine. We’ll also be sending you home with a Wine and Beyond gift card just because.
AmbleNight Tasting Night: Scotch Edition.
This night is all about that which is so good once it touches your lips—nectar of the gods, lightning in a bottle—mmm scotch. We’re even bringing along a whisky expert so you can finally express exactly why that golden elixir tastes so good. We’ll also send you home with a gift card to Wine and Beyond.
AmbleNight Ultimate Salon ExperienceRelax, take a load off. This AmbleNight is all about you and three friends of your choosing having a great time together getting your hair and make up done while snacking on hors d'oeuvres and drinking wine. There will be a photobooth to capture all the relaxin’ action. And of course you’ll get a gift card to Chatters.
AmbleNight Private Cooking Class Experience With one of Edmonton’s top chefs, you’ll be privy to all the ins & outs of true kitchen mastery. Learn tricks of the trade while you and three friends sip on fine wines in a relaxing atmosphere. Don’t be sad when it’s over. You’ll be able to relive it all when we send you home with a Safeway gift card.
1 1
2
2
3
3
5
5
4
4
Ambleside is a master-built community focused on the things that make life enjoyable. With so many unique ways to spend your time here,
we decided to create our most exciting contest yet: AmbleNights.
To learn how to enter and for full contest details visit AmblesideWindermere.ca/AmbleNights
57
SOUTHWEST
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Insertion Date: June 6
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THE
NOW OPEN• LANED DUPLEX
Brookfield Residential
• FRONT-DRIVE DUPLEX
Brookfield Residential
• LANED/STARTER
Innovations by Jayman
COMING SOON• TOWNHOME
Innovations by Jayman
• LANED/STARTER
Daytona Homes Master Builder
• FRONT GARAGE/MOVE-UP
Coventry Homes, Homes by Avi
COMING SOONCOMING SOON
DISCOVER OUR SHOWHOMES STARTING FROM THE $290’S
Named after the imaginative Brian Paisley,
founder of Edmonton’s renowned Fringe Festival,
Paisley’s diverse residential design is the � rst of
its kind for a new suburban community.
DISCOVER OUR DIFFERENCE
AT PAISLEY’S GRAND OPENING.
ELLERSLIE RD SW
41 AVE SW
170
ST
141
ST
PAISLEY RD
RA
BB
IT H
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RD
28 AVE
ANTHONY HENDAY DR
111
ST
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THE
Named after the imaginative Brian Paisley,
Named after the imaginative Brian Paisley,
founder of Edmonton’s renowned Fringe Festival,
Paisley’s diverse residential design is the � rst of
its kind for a new suburban community.
DISCOVER OUR DIFFERENCE
AT PAISLEY’S GRAND OPENING.
SATURDAYJUNE 28 12-5 PM
COM
MUN
ITY
GRAN
D OP
ENIN
G
• Enjoy a hot dog lunch,
popcorn and candy � oss
• Be entertained by roving entertainers,
mask making and a chalk artist
• Visit our 13 showhomes
PaisleyCommunity.com
S:14.5”
S:10”
T:15”
T:10.5”
B:15.5”
B:11”
F:7.5”
FS:7”
F:7.5”
FS:7”
58
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Brookfield
Insertion Date: June 6
BRO10223084
CALMCL-DMX7993 Cyan, Magenta, Yellow, Black
None
BRO10223084_Paisley_400New Home Guide South5-28-2014 3:15 PM
Lynn Skinner
100%
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SPEC ORIGINALLY GENERATED: Oli PAGE: 1
BRO10223084_Paisley_400.indd
Production Contact Numbers:403 261 7161 403 261 7152
THE
NOW OPEN• LANED DUPLEX
Brookfield Residential
• FRONT-DRIVE DUPLEX
Brookfield Residential
• LANED/STARTER
Innovations by Jayman
COMING SOON• TOWNHOME
Innovations by Jayman
• LANED/STARTER
Daytona Homes Master Builder
• FRONT GARAGE/MOVE-UP
Coventry Homes, Homes by Avi
COMING SOONCOMING SOON
DISCOVER OUR SHOWHOMES STARTING FROM THE $290’S
Named after the imaginative Brian Paisley,
founder of Edmonton’s renowned Fringe Festival,
Paisley’s diverse residential design is the � rst of
its kind for a new suburban community.
DISCOVER OUR DIFFERENCE
AT PAISLEY’S GRAND OPENING.
ELLERSLIE RD SW
41 AVE SW
170
ST
141
ST
PAISLEY RD
RA
BB
IT H
ILL
RD
28 AVE
ANTHONY HENDAY DR
111
ST
N
JAM
ES
M
OW
AT
T T
R
THE
Named after the imaginative Brian Paisley,
Named after the imaginative Brian Paisley,
founder of Edmonton’s renowned Fringe Festival,
Paisley’s diverse residential design is the � rst of
its kind for a new suburban community.
DISCOVER OUR DIFFERENCE
AT PAISLEY’S GRAND OPENING.
SATURDAYJUNE 28 12-5 PM
COM
MUN
ITY
GRAN
D OP
ENIN
G
• Enjoy a hot dog lunch,
popcorn and candy � oss
• Be entertained by roving entertainers,
mask making and a chalk artist
• Visit our 13 showhomes
PaisleyCommunity.com
S:14.5”S:10”
T:15”T:10.5”
B:15.5”B:11”
F:7.5”
FS:7”
F:7.5”
FS:7”
BEDROOM SPEND
Mattress & Box Spring | Approx $1,500 – $3,000Although it is the least glamourous item to buy for the bedroom, it is the most important. A good mattress will make all the difference in getting your beauty sleep each night. “The mattress should last you at least 10 years,” says interior stylist Paul Semkuley. “Especially when you purchase it with the coordinating box spring – as it absorbs up to 50 per cent of the body’s impact.” Semkuley also suggests getting comfy and cosy in store by laying on it like you would normally sleep, to see if the mattress is a right fit. Whether you prefer a mattress that is firm, made of organic material or one that comes with a pillow top for extra comfort, buy the best one you can afford.
TIP Don’t try to save money by using an old foundation or box spring with your new mattress. A mattress paired with its new box spring work together for all around better support, and keeps the mattress in shape longer.
FACT A study conducted in the U.S., Canada, Mexico, UK, Germany and Japan found that a comfortable sleep surface and cosy sheets and bedding were rated the most important romantic elements in all six countries.
material or one that comes with a pillow top for extra comfort, buy the best one you
1
3
2
4
1. Emmie Spets Sheet Set in White. $45. VISIT IKEA.CA 2. Seagrass Block Headboard. $200-$390. VISIT PIER1.Ca 3. Table Lamp. $70. VISIT BOUCLAIR.COM 4. Hemnes Three Drawer Chest in Gray-Brown. $150. VISIT IKEA.CA
Pssst!
SAVE
Just bought a new home and on a tight budget? Don’t fret! With expert advice from Toronto-based interior stylist Paul Semkuley, we show you where to spend and save your precious pennies for each room in your house.
SpendSavepSavep» by SARA DUCK
vs.
//TIPS AND TRICKS
...continued on pg 6260 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
SOUTHWEST
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 61
BATHROOM
TIP Buy a vanity that is proportioned to your space. You may have room for a big vanity but little room for anything else.
FACT In 1890, the Scott Paper Company manufac-tured toilet paper on a roll, much as we know it today.
SPEND
Vanity & Countertop | Approx $2,500 – $4,000 You may think this is an odd pick to invest your money in, but the vanity is a key item for the bathroom. Don’t forget you will be using the vanity every day, multiple times, opening and closing doors and exposing it to moisture. “The most important need of the vanity must be function,” says Semkuley. “Spending more on cabinetry that is made of solid wood will last much longer in a “wet” environment, than those made of a pressed wood compound.”
1
3
4
1. Heritage Aged Iron Chandelier by Hampton Bay. $99. VISIT HOMEDEPOT.CA 2. The Beverly Mirror by Tangerine Mirror Co. $80.VISIT HOMEDEPOT.CA 3. Fiona Bath Towels in Coral. $14. VISIT BEDBATHANDBEYOND.CA 4. Simply Fine Lenox Chirp Bath Ensemble. $50. VISIT BEDBATHANDBEYOND.CA
Pssst!
SAVE
2
...continued on pg 7062 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
LifeinCreekwood.com
quiet | calm | convenientA SW community south of Ellerslie Rd. at 141 St.
YMCA FITNESS ACTIVITIES IN CREEKWOOD
KICK-OFF EVENTJUNE 7th, 12 - 5 pm
Join us on Saturday, June 7th between 12 - 5 pm as we kick-off our Creekwood Summer YMCA activities with a great event.
Enjoy yummy food and participate in great activities like Yoga, Zumba, Bootcamp and tons more – for free!
See you in Creekwood!
Experience Creekwood in the Summer and participate in these great William LutskyYMCA events for free!
Event dates and times subject to change and contingent on weather.
Space may be limited.
Please bring your own yoga mat or towel.
June 7th Kick-off Event: (each session 20 mins)
• 12:30 Bodyweight Bootcamp
• 1:00 Family Zumba
• 1:30 Family Yoga
• 2:00 Bodyweight Bootcamp
• 2:30 Family Zumba
• 3:00 Family Yoga
June 14th:
• 9am: Family Yoga
• 10am: Bodyweight Bootcamp (Strollers welcome)
June 28th:
• 9am: Family Yoga
• 10am: Bodyweight Bootcamp (Strollers welcome)
June 21st:
• 9am: Family Yoga
• 10am: Family Zumba
Chappelle Road
Cardinal
Road
Activity Location
63
SOUTHWEST
SHOW HOMES IN:
Ambleside South, Creekwood Chappelle, Allard, Laurel Crossing, Robinson (Leduc), Forest Ridge (Ft. Sask)
SCAN AND LIKE OUR FACEBOOK PAGE FOR YOUR CHANCE TO WIN A NEST THERMOSTAT
CONNECT WITH US CONNECTHOMES.CA
REDEFINING THE WAY HOMES ARE BUILTAT CONNECT HOMES WE ARE REDEFINING QUICK POSSESSION HOMES. YOUR HOME DONE YOUR WAY IN LESS TIME.
VISIT A SHOW HOME TO FIND OUT MORE OR VISIT CONNECTHOMES.CA.
showhome review//
C onnect Homes welcomes you to explore the Argyle. Th is modern two-storey home combines the
stunning features and exceptional design that is expected from Connect Homes. At 1,425 sq. ft., this lane home is fi lled with unique design features and details that set it apart from other homes in the market, and off ers multiple fl oorplan options and modifi cations to explore. Connect Homes’ specialized pre-building system takes place in their state-of-the-art manufacturing facility, where the home’s components are pre-built in a controlled environment and transported to the home lot to be assembled on site – signifi cantly reducing the construction phase! Th is unique and
Connect Homes:
The Argyle
modern building process allows for more wood to be used throughout thehome, specifi cally between fl oors, as well as in the walls themselves, and ultimately leads to a home that is more structurally sound than when built through the traditional route.
Step into the charming Argyle and you will fi nd yourself in an entryway that features a convenient bench plus plenty of storage and hanging space. Th is Drop Zone is a standard feature in every Connect Home and was created to cater to the needs of every day life, allowing homeowners to unload and store their outerwear belongings effi ciently. Upon entering the home, you will fi nd yourself in an open concept environment. To the right of the entryway is the spacious living area. An electric fi replace is the focal point of the living space, adding warmth and ambiance to the home. Another unique feature of this Connect Home is the Enterplace, where fi replace and entertainment needs are combined to ensure everything is pre-set to hang your TV above the fi replace - ultimately off ering a more eff ective use of space for the homeowner. Large triple pane windows facing the front of the home bring in plenty of natural light into the space. Beautiful rich
» by SALINA YARA HALABI
jun 6 - jul 4, 2014 | New home Guide 65
//showhome review
toned hardwood floors line the great room, dining, and kitchen area of the home creating a seamless design.
The dining area transitions off the living room and provides enough space to comfortably seat four to six people. A large closet and access to the basement level of the home are found to the left of this space. An optional Connect-Tech Zone is also found in this area of the home, and offers tech-savvy individuals a work area with built-in charging stations that are USB capable. This area can also be used for a laundry room, with other laundry room options including the second floor or basement.
An impressive kitchen anchors the backend of the Argyle. The kitchen features a central island with an eating bar that provides the perfect spot for quick meals or some extra seating for entertaining guests. A full size pantry is a standard feature in every Connect Home, allowing for an ample amount of storage for dry goods and kitchen supplies. There is also a substantial amount of cupboard space, with an option to upgrade to 42-in. kitchen cabinets to suit individual lifestyle needs. Multiple backsplash options are offered to the home buyer, including beautiful mosaic tile, ensuring individual tastes are satisfied. Each Connect Home includes an appliance allowance giving the homebuyer the freedom to pick the best options for their specific needs. To the left of the kitchen is a large half-bath and a back entry to the home – also with a Drop Zone. Each home includes a 10-by-10-ft. back deck (perfect for the summer months) and parking pad.
66 jun 6 - jul 4, 2014 | New home Guide 67
Plush, neutral toned carpet leads to the second floor, where you will find an upper level as expertly designed as the main floor. A flex space is featured to the right of the staircase offering some additional storage. The generously sized master retreat is to the right side of the upper level and includes a walk-in closet, and large ensuite. Oversized windows centre the room and create an airy environment in the space. Two additional bedrooms are found on this level of the home, each providing large closets and substantially sized windows. A full bath is situated next to the two bedrooms. Alternate floorplan options for the second level of the home include replacing the two bedrooms with a large owner’s suite with two walk-in closets and private ensuite, as well as a second bedroom and a flex space option that can be used as a second living area, home office and much more.
Connect Homes offers homebuyers a different style of custom home building. With “homes built for real-life living” this home builder truly goes above and beyond in providing the extra details that make a house a comfortable and convenient home for their customer. Providing multiple, well-designed floorplans to choose from, Connect Homes ensures customers have a specialty built home that they are proud of.
Visit the Connect Homes showhomes located in Laurel Crossing, Ambleside South, Creekwood, Allard, Forest Ridge, Fort Saskatchewan and Leduc from Monday to Thursday 3 to 8 p.m. or noon to 5 p.m. Saturday and Sunday. To learn more about Connect Homes, please visit connecthomes.ca
66 jun 6 - jul 4, 2014 | New home Guide 67
VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICEanytime, anywhere!
Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.
NEWHOMEGUIDE.CAPublished by
EXECUTIVE STYLE HOMESMarcson Homes Augusta Homes
SINGLE FAMILY HOMESPacesetter Homes Coventry Homes Sterling Homes MacLachlan & Mitchell Homes
DUPLEX STYLE BUILDERSSterling Homes Coventry Homes
TOWNHOMESRohit Communities
69
SOUTHWEST
1. Bodum Chambord Four Cup French Press with Locking Lid. $50. VISIT THEBAY.COM 2. Royal Doulton Gordon Ramsay Maze White Dinnerware. $100 FOR 16-PIECE. VISIT BEDBATHANDBEYOND.CA 3. Hamilton Beach 1.7L Dome Electric Kettle, $60. VISIT THEBAY.COM 4. Gourmet Settings Non-Stop Flatware. $50 FOR 20-PIECE. VISIT BEDBATHANDBEYOND.CA
4
3
2
1
TIP There are plenty of options out there when it comes to your range, such as gas, electric and induction. Determine which type you will use based on what you have available and your personal cooking preference.
FACT A study conducted by Visa Canada suggests 60 per cent of Canadians eat out once or more a week.
Pssst!
KITCHEN
SPEND
Free-Standing Range | Approx $2,000 – $5,000Appliance shopping can be daunting – especially when you are deciding on a big purchase such as a free-standing range (hot plate on top, oven underneath). But this important appliance will make your cooking life easier if you spend a little more on a quality piece that is tailored to your needs. “Having a gourmet range will make a huge statement in your kitchen. It will definitely add value to your home while you live there and especially if you plan to sell your home,” says Semkuley.
SAVE
...continued on pg 7270 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
Now is the time... to dive right in!
www.windermere-south.ca
Make the Right move, Right Now!
Marcson Homes 780.655.4979NO CONDO FEES!
Executive Townhomes
Starting from $290,000’s PLUS
GST
Dolce Vita 780.487.7405Bedrock Homes 780.756.2635
Duplex Homes
Starting from$329,000 PLUS
GST
• Two Landscaped Ponds
• Extensive Walking Trails
• Close to Shopping – The Currents
• Close to major transportation – Anthony Henday & Airport
TIME IS RUNNIG OUT
!
ELLERSLIE ROAD
RABBIT H
ILL
ROAD
TERW
ILLEG
AR D
R
184
St.
W indermere Blvd.
23rd. Ave.
NOR
TH S
ASKA
TCH
EWAN
ANTHONY HENDAY DR
RIV
ER
Ellerslie Road (9th Avenue)10 Ave. SW
175 St.
175 St
.
11 Ave. SW
173 St.
174 St.
177a St.
177 St.
170th Street
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 71
1
2
3
TIP When sofa shopping, look for a sturdy frame, one that does not wobble or creak but sits squarely on the floor. Also, pay attention to fabric detail – you want a fabric that will wear well for every day use.
FACT According to BBM Canada, the average Canadian adult watches 30 hours of television a week.
Pssst!
1. Bendale Rug. $134 FOR 5 X7. VISIT RONA.CA 2. Floor Lamp. $140. VISIT BOUCLAIR.COM 3. Box Frame Coffee Table in Mango Wood. $429. VISIT WESTELM.COM 4. Sequined Striped Pillow. $49. VISIT CHAPTERS.INDIGO.CA
4
LIVING ROOM
SPEND
Sofa | Approx $3,500 – $5,000The living room is the main hub of any home. It’s where you will do most of your entertaining and it’s the place you will go to snuggle and watch movies together. It’s important, then, that you invest in a sofa that not only looks good, but is comfortable, durable and functional for your space. Paying a little extra now, means a sofa that will last through the years. “When you have great bones in a sofa, you can always reupholster it, knowing that you will have the comfort that you have enjoyed for so many years,” says Semkuley.
SAVE
PAUL SEMKULEY Toronto-based interior stylist is the Principal of Re:Source Lifestyles –
he combines his love of art, fashion and design
to offer a unique styling and design firm.
Visit resourcelifestyles.com
72 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
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Brookfield Residential
Insertion Date: June 6, 2014
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BRO10218291_Chappelle_100New Home Guide - SW Placement5-26-2014 9:57 AM
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Production Contact Numbers:403 261 7161 403 261 7152
10 GREAT SHOWHOMES TO VIEW
Outdoor Living. The excitement of a new season brings bursts of energy. This Spring you and your family will have plenty of reasons to be energized and outdoors in Chappelle Gardens. Nestled adjacent to the Whitemud Creek Ravine, this developing community features an urban village park with gardens, tree-lined paths, as well as a storm pond and playground. An exclusive 5-acre Residents’ Association is currently under construction and will soon be complete with a spray park, outdoor ice rink, basketball nets, picnic tables and Club House.
ChappelleGardens.com
LANED HOMES
Brookfield Residential
Daytona Homes Master Builder
Homes by AVI
FRONT GARAGE HOMES
Daytona Homes Master Builder
Lincolnberg Master Builder
Look Master Builder
DUPLEX HOMES
Brookfield Residential
TOWNHOMES
Brookfield Residential
ELLERSLIE RD SW
41 AVE SW
170
ST
141
ST
RA
BB
IT H
ILL
RD
28 AVE
ANTHONY HENDAY DR
111
ST
N
JAM
ES
MO
WA
TT T
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S:6.75”S:9.75”
T:7.5”T:10.5”
B:7.75”B:10.75”
73
SOUTHWEST
Advances in technology have changed every aspect of our lives. Whether it’s the way we communicate, the way we receive healthcare or the way we conduct business, technology continues to improve and streamline all facets of our daily lives – and marketing is no exception.
Strategic market research, coupled with the latest technology, can be a potent combination to acquire insightful industry knowledge that can ultimately allow your company to gain a competitive advantage and market share. After all, how can you make strategic, informed decisions about what to build, where to build and pricing, if you don’t have accurate and up-to-date market intelligence?
Technology and market intelligence go hand-in-hand. As software and hardware continue to advance, the capacity to gain industry knowledge becomes greater as more information can be analysed, deciphered and utilized. In 2013, Gartner released a study that claimed by 2017 the Chief Marketing Officer would spend more on technology than the Chief Information Officer. Whether that claim will be fully realized, the important thing is that marketing departments in 2014 will continue a trend of investing in significant technology out of their own pockets as more marketing is done in the digital space and better tools become available. Everything from content managed websites to automation software, CRM systems, social media management tools and project collaboration software
are helping marketing efforts to be more effective, efficient and targeted.
The information marketing has at its fingertips (or could have) has not been fully explored. For the most part, market intelligence processes are lacking. In the end, marketing is responsible for defining a brand and creating a positive environment for expansion. Marketing looks for growth, plans for growth and executes on growth plans. Generally speaking, it is easier for companies to grow when the market itself is strong. Armed with the latest technology and strategic market intelligence, companies can effectively compete to gain market share. However, there are winners and losers in this never-ending tug of war. Which side of the rope is your company on?
Intelligence House studies show that in the last few years only five single-family home builders in Edmonton have gained market share. The housing market is expanding, but the majority of builders aren’t keeping pace.
With the steady influx of newcomers to Edmonton and a constant demand for housing, new home builders are popping up left, right and centre. Investing in up-to-date market intelligence can be the deciding factor in whether you get dragged through the mud or stay clean.
Until next time!
MARKET INTELLIGENCE AND TECHNOLOGY ARE A POTENT COMBINATION
From left to right:Michael MelnychukAlex RuffiniEmmett Hartfield
Intelligence House is Edmonton’s newest and most innovative Real Estate Marketing Agency with a focus on market intelligence as well as full marketing and sales services to real estate industry professionals.
74 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
10 CALLAGHAN IN HERITAGE VALLEY DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Homes, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW
11 ALLARD IN HERITAGE VALLEY DEVELOPER: MLC Group / Allard Developments BUILDERS: Jayman MasterBUILT, Rohit Communities, Sterling Homes, Connect Homes, Landmark Legacy, Jaya Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW
12 THE ORCHARDS AT ELLERSLIE DEVELOPER:Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder Semi-Detached:Axio by Brookfield Homes LOCATION:turn south off of Ellerslie on 91st Street, turn east on 25th Ave SW.
13 WALKER SUMMIT DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street
14 ROYAL OAKS DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION : South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)
south
91 S
t.
66 S
t.
34 Ave.
39 Ave.38 Ave.
Mill
woo
ds R
d.
111
St.
119
St.
34 Ave.
Gat
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Blv
d.
Cal
gary
Tra
il So
uth
Ellerslie Rd. (9th Ave.)
23 Ave.
Parso
ns Rd
.
Anthony Henday
QE II
50th
St.
101 S
treet
RR24
4
RR24
3
Jam
es M
owat
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127 S
t.30 Ave.
30 Ave.
41st Ave. SW
Beaumont
3
2 5
13
14
1
8
9
10
11
7
6
4
12
Township Road 510 Township Road 510
814
5 WALKER LAKES NORTH DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes LOCATION: South of Ellerslie Rd. on 66 Street
6 WILLOW HAVEN DEVELOPER : Carrington Land BUILDERS : Bedrock Homes LOCATION : 5624 - 7th ave
7 WALKER LAKES STATION DEVELOPER: MLC Group / Allard Developments BUILDERS: Active Homes, Boss Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Pacesetter Homes, Sterling Homes LOCATION: South of Ellerslie Rd. on 66 St.
8 ALLARD DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Master Builder LOCATION: 111th Street & 30th Ave
9 RAVINES OF RICHFORD DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine
1 ELLERSLIE HEIGHTS DEVELOPER: United Communities BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street
2 LAKE SUMMERSIDE DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.
3 CALLAGHAN DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW
4 RUTHERFORD HEIGHTS DEVELOPER: Qualico Communities BUILDERS: StreetSide LOCATION: James Mowatt Trail & Rutherford Rd.
75
Archer (Semibold; OpenType)
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Insertion Date: May
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in the park
Discover 13 showhomes at our
May 24 | 12-5pm
T:6.75”
T:1.5”
Lydia McNutt is an award-winning writer and editor of New Condo
Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where
real estate rules. Email Lydia.McNutt@
wall2wallmedia.com, and follow her on Twitter @
LydiasTweets
» by Lydia McNutt
New-home buyers, when selling their existing home, often dread having to endure weeks (possibly months) of painful open houses and showings. In my recent experience, lucky for us, the For Sale sign turned to Sold quicker than expected.
Now, those worries about selling our home have shifted to buying one and meeting everything on our must-have list – budget and timing included.
In a casual chat with a real estate agent about our plan – selling our home first, then buying – he advised me and my husband to take the reverse route and buy first. “It’s a sellers’ market,” he said. “Selling won’t be the problem, it’s buying that you should be more concerned with.”
Well, the agent was right on one count – our house sold in a matter of days. But buying before selling? While the idea of taking our time to house hunt, pack and move appealed to us (my husband are I are both meticulous planners; we had our whole wedding timed, right down to the minute!), the possibility of paying two mortgages simultaneously, or settling for less than list price on our home in the interest of a quick sale, were certainly not in the plan. Ultimately, our comfort level dictated that selling before buying was the way to go. We now know exactly how much equity we have to put toward our new house, and we won’t get stuck paying two mortgages. To us, this peace of mind is worth the risk of possible bidding wars and being beaten out by a bigger, better offer. In fact, we almost expect that scenario. After all, it is a sellers’ market, right?
While it’s a good idea to pay attention to the headlines and all the advice offered – professional and otherwise – take it with a grain of salt. You can never really predict what will happen in the real estate market, though many may try. Experts guess at where the market is going based on trends and historic data. And while the picture may look a certain way from a national, provincial or city-wide perspective, what happens from one street to the next, from one price range to the next, can differ dramatically. Your guess as to what the housing market holds in your specific circumstances is as good as anyone’s.
Is it a buyers’ or sellers’ market? Will prices rise or drop in the next few weeks while we search for the best home and the best deal? What will happen to mortgage interest rates in the short term? Should we buy now, or wait until the feverish,
Headlines & market predictions versus your reality
//home sweet home
spring-time frenzy blows over? Rather than losing sleep worrying about things you can’t predict or control, think about your own circumstances and plan your future based on your personal facts.
Take an honest look at your financial situation. Review your assets and debts, including mortgage (current and expected payments), car loans, lines of credit, student loans and other bills. Are you secure in your job? Are you planning to grow your family? Will you be taking parental leave from work, and if so, can you afford to pay all your bills on your now-decreased income? Once you figure out what your reality is and where your comfort level lies, you’ll be better equipped to make a decision without being bombarded by the latest headlines.
The key message? Buy when you’re ready for the market, not when the market is ready for you.
76 New home Guide | jun 6 - jul 4, 2014
Priced from the$290's
10 SHOWHOMES TO VIEW
VIEW ALL OUR GREAT HOMES AND BUILDERS AT
www.allard.ca
Duplex
Sterling HomesJaya Homes
Edmonton’s South West Family Community
Townhomes
Sterling HomesRohit Communities
Single Family Attached
Sterling HomesJayman MasterBUILTRohit Communities
Single Family Detached
Landmark Legacy Innovations by JaymanConnect HomesSterling Homes
Townhomes Now Selling!
Game On with all your friends and family.The outdoor sports rink is perfect for the whole team.
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 77
SOUTH
The Best Value in South Edmonton from the Inside Out
www.walkerlakes-station.com
• Walk to K to 9 school• Neighbourhood Commercial • 17 Acre central park & school site• Walking distance to new City Rec Facility & Sports Field• Minutes to the Anthony Henday & South Edmonton Common• Landscaped Ponds & Walking Trails
7 SHOWHOMESTO VIEW! $290’s
Starting in the
STERLING HOMES
DUPLEXCrystal Creek HomesLincolnbergSterling Homes
FINALPHASESNOWSELLING!
TOWNHOMESPacesetter HomesBoss Homes
SINGLE FAMILY - ATTACHED GARAGEActive HomesPacesetter HomesSterling HomesCrystal Creek Homes
With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.
DONATE TODAY. STOLLERYKIDS.CA
78 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
SOUTH
For a limited time only FREE detached garage!
SHOWHOME ADDRESS: 342 WATT BLVD. S.W.
www.Bosshomes.ca
Showhome Hours : Monday to Thursday 3:00pm to 8:00pm Saturday and Sunday 1:00pm to 5:00pm Closed Fridays and Holidays
For more information, please see our web site, or contact our showhome at 587-524-1777
Homes SMALL ENOUGH TO LISTEN, BIG ENOUGH TO DELIVER
BOSS HOMES newest offering in the thriving community of WALKER LAKES STATION
DUPLEX UNITS
starting in the low $300’s!
Ellerslie Rd. SW
Anthony Henday DrAnthony Henday Dr
Ellerslie Rd. SW
Watt Blvd. SW
66 St. SW
91 St. NW
91 S
t. SW
50 St. SW
Watt C
o
mmon
STAINLESS STEEL APPLIANCE PACKAGEHARDWOOD FLOORSHI EFFICIENCY FURNACEREAR DECKS
YOU HAVE TO SEE IT TO BELIEVE IT.
Fixed versus variable rate, short or long term, open or closed… these are just some of the important – and complex – questions you’re likely pondering as you prepare to take out your fi rst mortgage.
To help demystify this often intimidating subject, New Home Guide enlisted the help of three experts:
Your fi rst mortgage
//your first home
from reGuLAtioNs to rAtes, We Demystify WhAt CAN Be CoNfusiNG AND iNtimiDAtiNG for first-time Buyers
...continued on pg 82
NHG For those who have never bought a home before, the topic of mortgages can be intimidating and confusing. How do you suggest fi rst-time buyers begin to prepare?
RicHaRd Get educated. You can talk to an expert (mortgage broker or a bank), educate yourself online or do a combination of the two. Th ere are so many resources online to choose from. Don’t be scared to talk to family and friends who have purchased homes before; they probably had all the same questions.
KiNcH Th e fi rst thing you should look at is your budget. It’s one thing to fi nd out how much of a mortgage you can qualify for, but it’s another to look at how this new home is going to impact your budget. Analyze your current monthly housing expenses and determine the maximum amount you can aff ord. Research what monthly costs you should incorporate into your budget as a homeowner beyond the monthly mortgage payment – including property taxes, condo fees, insurance, utilities and maintenance. Working within a budget will not only prevent you from getting into a home you can’t aff ord, it will give you peace of mind. Once you have your budget in place, work with a broker to get a pre-approval and secure an interest rate for at least 120 days, so that you don’t have to worry about rising rates while taking your time to fi ndthe right property.
RoSS Th e most important thing a fi rst-time buyer can do is prepare a household budget. Once you have a really good indication of what your total household income is, after tax, then you can determine your ability to save for a down payment and an aff ordable monthly mortgage payment. One of the best resources available for fi rst-time buyers is still the Canada Mortgage and Housing Corp. (CMHC) website. Th e tools and data are very useful and since they are not trying to sell you anything, it is unbiased. Visit cmhc-schl.gc.ca
ALyssA riChArD,CEO of RateHub.ca
Peter KiNCh, award-winning mortgage broker and best-selling author of Th e Canadian Real Estate Action Plan
CALum ross,senior vice-president and mortgage agent at Th e Mortgage Centre
» by WAYNE KARL
80 New home Guide | jun 6 - jul 4, 2014
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10207075
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BRO10207075_Summer-New Home Guide5-26-2014 9:39 AM
Marsha Walters
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Production Contact Numbers:403 261 7161 403 261 7152
Visit our showhomes by:
Brookfi eld ResidentialTownhomes and Duplexes
Innovations by Jayman
Daytona Homes Master Builder
Landmark Homes
Homes by Avi
Pacesetter Homes
Landmark Classic Homes
Canyon Spring Master Builder
Aacropolis HomesAacropolis Homes
NELLERSLIE RD
GRANDE BLVD
SAVARYN DR
22 AVE
88
ST
SUMMERSIDE DR
91
ST
SHAW W
AY
At Lake Summerside you’ll fi nd a diverse selection of homes for growing families and fi rst-time buyers. It’s all here: the bliss of lakeside living mixed with urban convenience. Residents can enjoy the community beach club next to a 32-acre lake for swimming and sailing on those hot summer days, plus great shopping and other amenities nearby.
Lakeside living without leaving the city.
Welcome toLake Summerside
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LakeSummerside.com
A $20,000REASON TO BECOME
A HOMEOWNERUntil June 30, purchase a new
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for the price of a double or $10,000 in home upgrades. Plus be one of the fi rst fi ve
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S:6.75”S:9.75”
T:7.5”T:10.5”
B:8”B:11”
81
SOUTH
//your first home...continued
NHG Short, long, fixed, variable – what type of mortgage might better suit first-time buyers, and why?
RicHaRd If you’d prefer to pay the same amount each month, go fixed. If you’re comfortable with some level of risk and want to minimize costs, variable rates are proven to be cheaper in the long run. As for your mortgage term, it’s important for first-time buyers to think about a five-year time line. Studies show that 70 per cent of homeowners break a five-year term at the 3.5-year mark, which if you went fixed could result in a big prepayment penalty. If there’s any chance you’d move in five years, go variable (penalty is only three months’ interest) or get a shorter term.
KiNcH The truth is, everyone has a unique set of circumstances. If you can get a five-year rate around three per cent, go with a long-term rate. Otherwise, take the variable. A fixed-rate mortgage guarantees you a certain interest rate for a fixed term, such as five years. This rate is typically higher than a variable rate would be, but think of the extra cost as “insurance” against interest rates going up. A variable rate will start out lower, but there is no guarantee as to when or how high it will go, so there is a risk factor. If you’re on a tight budget and you can’t afford for your mortgage costs to go above a certain amount, then take a fixed rate and sleep well knowing exactly what you can pay and afford for the next five to 10 years. If you have a little more flexibility in your budget, take a variable rate today, but increase your monthly payments to more than the minimum. You’ll accomplish two things: accelerate the speed at which you pay down your mortgage; and adjust your family budget so that if you renew into a higher rate environment five years from now, you won’t experience payment shock.
RoSS The challenge for first-time buyers is that they tend to want the stability of a payment – good for budgeting purposes. The problem is that they typically own the home for less than five years. Generally speaking, it is important to remember that the cash-flow crunch typically exists only for a short period at closing and shortly thereafter, and depending on the difference between short- and long-term rates, the difference in payments can be substantial. Make sure you do the math and make the decision that won’t cause you to have payments over your cash-flow comfort level.
NHG What do you foresee in the mortgage landscape in the coming year that first-time buyers should be aware of?
RicHaRd It doesn’t sound like interest rates will go up until late 2014 or even 2015. Canada’s low interest rates have been referred to as “an anomaly,” but some economists say the numbers are normal based on our current rate of inflation. Of course, Ottawa can always change things, such as the minimum down payment requirements or the lending guidelines. In any case, I’d suggest first-time buyers pay close attention to what’s happening in their market and follow the news.
KiNcH The government is definitely trying to find ways to become involved in slowing down what it perceives to be a heated housing market. The question is, what is left? Ottawa can impact only high-ratio mortgages such as those insured by CMHC. Currently, homebuyers can get a high-ratio mortgage with only five per cent down. I really don’t see them changing the down payment requirement to 10 per cent. An area they may intervene is the CMHC insurance premiums – such as increasing the premiums homebuyers have to pay based on how much they put down. They have also taken a closer look at qualification rules, especially for the self-employed. Outside of CMHC, the Office of Superintendent of Financial Institutions (OSFI) will put more pressure on banks that currently offer a 30-year amortization on conventional mortgages (minimum 20 per cent down) to change the maximum amortization to 25 years.
RoSS The lending environment may very well see more stringent mortgage guidelines in the next six to 12 months. There is a growing concern about household debt levels, which could result in changes to the way mortgages are approved with both banks and other mortgage suppliers. At this time, I don’t think we are likely to see much in the way of changes for first-time buyers, but there is talk about moving the amortization period from 30 years back to 25, which could mean that the payments will be larger for mortgages.
82 New home Guide | jun 6 - jul 4, 2014
SOUTH
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 83
84
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BRO10218291_Orchards_300.indd
Production Contact Numbers:403 261 7161 403 261 7152
THINK OF IT AS MOOD LIGHTING
FOR YOUR LIFE.
ELLERSLIE RD
25 AVE
91 ST
PA
RS
ON
S R
D
QU
EE
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AB
ET
H H
WY
N
In The Orchards, the true beauty is in the details. We’ve carefully crafted every element, right down to the lightposts on your street, so your community truly feels like home. Community members also enjoy parks and walking paths, plus a private Residents’ Association featuring a new playground. Additional exclusive amenities now under construction include an outdoor ice rink, a sliding hill, splash park, tennis courts and picnic areas, all designed to connect you with friends and neighbours.
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S:6.75”S:9.75”
T:7.5”T:10.5”
B:7.75”B:10.75”
85
SOUTH
Harvest Ridge – Single Family188 Harvest Ridge Dr., Spruce Grove780-733-7922
Harvest Ridge – Rear Parking Lane11 Hewitt Circle, Spruce Grove780-733-7923
West Haven Park – Rear Parking Lane105 Kirpatrick Bend – Leduc780-732-1310
West Haven Park – Single Family103 Kirpatrick Crescent – Leduc780-732-1312
Vita at Crystallina Nera – Rear Parking Lane7715-181 Ave. (2 showhomes)780-733-7920
Vita at Crystallina Nera – Single Family Two Showhomes 7665 and 7667 181 Avenue
Showhome Hours: Mon-Thur 3-8pm, Weekends & Holidays: 12-5pm
Offi ce: 780.489.3028 [email protected]
HOMEXX.CA
SHOW HOME LOCATIONS
4 HOMEXX SHOWHOMES4 DIFFERENT LIFESTYLES
4 DIFFERENT BUDGETSALL SIMPLY CLASSIC
VITA AT CRYSTALLINA NERA
LEDUC
86
leducAREA INFO• POPULATION: 17,000 and growing
“Small city” living within minutes of “Big city” amenities.
• LOCATED: 20 km south of Edmonton on Hwy 2
• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.
• GROCERY: Variety of shopping.
• RECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.
• MEDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service.
• PARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.
Telford Lake
Black Gold Dr.
Rollyview Rd.
To Calgary
50 St.
50 Ave.
Gra
nt M
acEw
anBo
ulev
ard
Hw
y 60
50 S
t. 44 S
t.45 S
t.
Highway 2AQ
E II
42 Ave.
To CalmarHighway 39
Alto
n Dr.
Calmar
C.W
. Gae
tz D
rive
To Wetaskiwin
Coad
y Bl
vd.
42 S
t.
4
3
25
16
THE CITY OF LEDUC, a thriving Industrial, Commercial
& Agricultural Community continues to experience growth
and expansion.
“A great place to call home!”
For more information contact The City of Leduc at
780-980-7177
4 SUNTREE DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes, B&H Homes, Landmark Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade
5 SOUTHFORK DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street
6 ROBINSON DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Connect Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive
1 MEADOWVIEW DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos and Connect Homes LOCATION:Coady Blvd & Meadowview Blvd. Showhomes Coming Soon
2 TRIBUTE DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.
3 WINDROSE DEVELOPER: Maclab Enterprises BUILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose
87
The grass will be greener,just like your wallet.
//insurance needs & options
Four things Canadians would rather do than think about insuranceWhen it comes to thinking about insurance, new research has found that there are a lot of unpleasant tasks Canadians would rather do in place of researching coverage options. A recent survey commissioned by TD Insurance found that 62 per cent of respondents would prefer to shovel snow, spend a Saturday doing laundry, go to the dentist or even wait in an airport security line rather than think or talk about insurance coverage.
The national survey also explored Canadians’ ability to estimate risks and the likelihood of certain events. The findings indicate that as a group, Canadians generally underestimate risks. For example, the survey found that 81 per cent of participants underestimated the likelihood of a home break-in, which is about 1 in 200 according to Statistics Canada. Furthermore, two-thirds (67 per cent) of those surveyed reported seeing themselves as more safety conscious than the rest of the population, even though statistically this can’t be the case.
“When the probability of risks are not well-known it can be difficult to seek out insurance coverage that offers
the right protection,” says Craig Richardson, vice-president at TD Insurance. “We encourage customers to talk to their insurance providers to better understand their coverage. We strive to help customers weigh options against risks and factor in the necessary considerations to choose coverage that best reflects their needs.”
The survey found that respondents were as likely to overestimate potential risks as they were to underestimate them. Asked to predict the chances of being injured, even slightly, in an auto accident in a typical year, 36 per cent underestimated the likelihood but 30 per cent overestimated. According to Transport Canada statistics the odds are approximately 1 in 130.
“Studies have shown that many people prefer to avoid thinking about negative situations, even if they believe those situations are likely to happen,” says Dr. Edwin Weinstein, a psychologist and president of the Brondesbury Group who advised TD on its research for this initiative. “Shopping for insurance is one of those times in life where you’re forced to think about situations you would rather avoid. It’s not surprising that people would choose to shovel snow than consider the possibility that unpleasant things can happen.”
The results also showed risk assessments differ across gender and age groups. For example, men were more likely than women to identify themselves as above average in safety consciousness and health. Almost three quarters of men (72 per cent) said they were more safety conscious than others, whereas only 62 per cent of women made the same claim. And, at 53 per cent, men were also more likely than women to believe they were healthier than others their age – only 44 per cent of women identified themselves as having above average health. Interestingly seniors over 65 years of age were the group most likely to rate themselves healthier than others their age, with 65 per cent choosing this option.
“It’s great to have a positive outlook in life, but it’s also important to be prepared,” says Richardson. “Our advice is to expect the best, but plan for bumps in the road. For example creditor protection insurance – on a mortgage, car loan or even a credit card – can help ensure one doesn’t default on a loan in the case of a life event that makes it difficult to make payments.”
88 New home Guide | jun 6 - jul 4, 2014
beaumont
AREA INFO• POPULATION: Approx 12,500
• LOCATED: 2 miles South of Edmonton on 50th street.
• SCHOOLS: 5 Schools from Kindergarten to Grade 12.French Immersion offered in all.
• GROCERY: Sobey s, Extra Foods
• RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous outdoor facilities.
• MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance.
• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.
•17 MINUTES TO THE AIRPORT
4 ROYAL OAKSDEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs)From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)
1 COLONIALE ESTATESDEVELOPER: ARW Development Corp.BUILDERS: Mattamy HomesLOCATION: 50 St. & Coloniale Way
2 DANSEREAU MEADOWSDEVELOPER: United CommunitiesBUILDERS: Caliber Master Builder, Landmark Homes, LandmarkCommunities, Pacesetter Homes LOCATION: West on 50th Street at Rue Montalet (follow the signs)
3 RUISSEAUDEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder. LOCATION: It is located on the south side of 50th ave at 66st.
Come visit us and discover why“Life is Better in Beaumont”
for more information call 780-929-8782
or visit our website at town.beaumont.ab.ca
89
BUILD YOUR DREAMTODAY
FOR MORE INFORMATION VISIT WWW.ROYAL-OAKS.CA OR CONTACT US AT 780.442.1111
EXECUTIVE LIFESTYLE LOTSSTARTING AT $229,000
FOR MORE INFORMATION VISIT WWW.ROYAL-OAKS.CA
BUILD YOUR DREAMBUILD YOUR DREAMTODAY
BUILD YOUR DREAMTODAY
BUILD YOUR DREAMTODAY
89
WWW.ROYAL-OAKS.CA OR CONTACT US AT 780.442.1111
EXECUTIVE LIFESTYLE LOTSSTARTING AT $229,000
//insurance needs & OPTiOns
What many consumers don’t realize, however, is that this insurance doesn’t protect
you, the homeowner – it protects your lender against
mortgage default.
dO yOu need
mortgage loan insurance?
Buying a new home and not sure if you need mortgage loan insurance? Well, if you’re making a down payment of less than 20 per cent of the purchase price (what’s known as a high-ratio mortgage), your lender will almost certainly require you to have mortgage loan insurance.
What many consumers don’t realize, however, is that this insurance doesn’t protect you, the homeowner – it protects your lender against mortgage default. But since the mortgage is insured – essentially guaranteed by Canada Mortgage and Housing Corp. – this program also enables consumers to purchase homes with a minimum down payment of five per cent.
Mortgage loan insurance is not to be confused with mortgage life insurance, which guarantees that your remaining mortgage at the time of your death will not be a burden to your estate.
The CMHC Mortgage Loan Insurance premium is calculated as a percentage of the loan and is based on the size of your down payment. The higher the percentage of the total house price/value that you borrow, the higher percentage you will pay in insurance premiums.
If you’re putting down five per cent as a down payment and mortgaging the balance, your loan-to-value (LTV) ratio is then 95 per cent. Generally speaking, the higher the LTV, the greater the premium for mortgage loan insurance. For example, for an LTV of 95 per cent, the standard premium is 2.75 per cent of the purchase price; for an LTV of 90 per cent, it’s two per cent; for an LTV of 85 per cent, the premium is 1.75 per cent, and so on.
The premium can be paid in a single lump sum or it can be added to your mortgage and included in your monthly payments.
Without mortgage insurance, you may avoid the insurance premium, but you could also pay higher interest rates for the mortgage, as well as additional administrative fees. At the end of the day, for the vast majority of borrowers, the cost of CMHC Mortgage Loan Insurance is more than fully offset by the savings achieved.
Under the CMHC Green Home program, buyers may qualify for a 10-per-cent premium refund and extended amortization period without surcharge, for mortgages used to finance an energy-efficient home.
For more information, visit cmhc-schl.gc.ca
90 New home Guide | jun 6 - jul 4, 2014
63rd
St
Eag
lem
ont
Rue
BEAUMONT
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 91
dream.ca
Edmonton has known us for many years
as Dundee, a name representing
uncompromising quality and service as
neighbourhood developers. Dundee is
now called Dream. You can rest assured
that our values will never change. We’re
still the same company, driven by the
same passion and commitment, but with
our new name comes clarity and a
statement of purpose: to build better
communities to live in and work in.
This is Dream.
We’ve changed our name.
Dundee is now
Built Green (20/3)-/cb
92 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
southeast
3 LAUREL DEVELOPER: Dream Unlimited Corp. BUILDERS: Coventry Homes, Crystal Creek Homes, Landmark Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Landmark CommunitiesLOCATION: South of 23 Avenue and East of 34 Street
4 LAUREL CROSSING DEVELOPER: Qualico CommunitiesBUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Bedrock Homes, Connect HomesLOCATION:34 Street & 16A Avenue
1 MAPLERIDGE & OAKRIDGE COMMUNITIESDEVELOPER: Maple Ridge & Oak Ridge CommunitiesBUILDERS: Country Hills HomesLOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive
2 TAMARACKDEVELOPER: Dream Unlimited Corp.BUILDERS: Landmark Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate
5 MAPLE CRESTDEVELOPER: Dream Unlimited Corp. BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Communities, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street
6 WILLOW HAVENDEVELOPER: CarringtonLandBUILDERS: Bedrock HomesLOCATION: 5624 7th Ave SW.
7 TAMARACK COMMONDEVELOPER: Qualico CommunitiesBUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master BuilderLOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery
2
93
SOUTHEAST
SOUTHEAST
SummerWood is the ideal neighborhood for monkey-bar swingers and after-dinner-trail blazers alike.
• Playgrounds• Parks• Creeks• Ponds• Lush Urban Forests
Lakeland Dr.
Yellowhead Tr. (Hwy 16)
Baseline Rd.
Hig
hway
21
SHERWOOD PARK
N
SHOWHOMES
Summerland Dr.
Clov
erba
r Rd
.
Plant Your Roots in SummerWood!
SummerWoodSherwoodPark.com
Visit our showhomes today to find your perfect match.
Look for the New SigNS iN Sherwood Park to fiNd Your waY to Summerwood
SHOWHOMES
Pacesetter Homesfront attached garages 780-416-8413
Jayman MasterBUILTfront attached garages 780-416-8532
96
SHERWOOD PARK
sherwood park
75
4 3
B
Granada Blvd.
Whitemud Dr. Highway 628
Lakeland Dr.
2
1
3 ARDROSSAN HEIGHTS DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!
4 LAKELAND RIDGE DEVELOPER: Genstar Development Co. BUILDERS: Landmark Homes, Rohit Communities, LOCATION: Lakeland Drive & Campbell Rd.
5 SUMMERWOOD DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.
1 ASPEN TRAILS/EMERALD HILLS DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Park Royal Homes, Landmark Homes, Christensen Developments, Rohit Communities, Homes by Avi, Marcson Homes, Daytona Homes Master Builder LOCATION: Lakeland Drive & Aspen Trail
2 FOXBORO DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes LOCATION: East of Clover Bar Road on Foxboro Drive
97
STRATA DEVELOPMENTS780.481.4375www.STRATADEVELOPMENTS.ca
THE PLACE TO BE FOR EVERYONE... COME BUILD YOUR FUTURE WITH US
HWY 15
SOUTHFORT
BLVD.
HWY 21SO
UTHFO
RT DR.
FORTSASKATCHEWAN
★★
★
For lot information call Andrew. 780.822.0086
NEW SHOWHOMES NOW OPEN!See new and unique designs in New Home
construction, all in one community.
THE RIDGE THE MEADOWS THE ESTATES
THE ESTATESLOTS 1/3 Acre & Up!Purchase lot privately and choose your own builder!
THE MEADOWSThe perfect place for your growing family!
Landover Homes780-416-9122Stoneridge Homes780-997-0525
THE RIDGENew single family & duplex houses from:Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built.
THE VILLASDuplex condo living fromRosecroft Homes780-983-9150
As soon as possible… notify individuals, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards from your post office. The following checklist will serve as a convenient reminder:
Changing Your Address?Plan Ahead… There Always is the Chance That Something May be Overlooked!
❏ Accountant
❏ Alumni Association
❏ Attorney
❏ Banks
❏ Catalog Merchants
❏ Credit Cards
❏ Dentist
❏ Driver’s License
❏ Employers
❏ Frequent Flyer Program
❏ Insurance Companies
❏ Investment Companies
❏ Lending Institutions
❏ Magazine / Newspaper Subscriptions
❏ Physicians
❏ Place of Worship
❏ Revenue Canada
❏ Stockbroker
❏ Veterinarian
98 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
FORT SASKATCHEWAN
fort saskatchewan
AREA INFO• POPULATION: Over
18,653
• LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close.
• SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School.
• GROCERY: Sobey’s Station Square, Canada Safeway, No Frills.
• RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio.
• MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics.
• PARKS & PATHWAYS: 360 hectares of park/recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.
A quiet, friendly, family oriented community.
“Life is good here!”
For more information contact Jasmine Zebic 780-992-6408or visit our website at www.fortsask.ca or email: [email protected]
1
23
4
5
6
7
5 FOREST RIDGE IN WEST PARK DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Connect Homes Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend
6 WEST WOODLANDS DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open. LOCATION: 55 St. & Sunset cres. Bruderheim
7 SIENNA DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.
1 SOUTHPOINTE DEVELOPER: MLC Group BUILDERS: Active Homes, Impact Homes, Rosecroft Custom Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street
2 SOUTHFORT RIDGE DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built LOCATION: Southfort Blvd & Ridgeland Way
3 SOUTHFORT MEADOWS DEVELOPER: Strata Developments BUILDERS: Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive
4 SOUTHFORT ESTATES DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way
99
STYLE
Duplex Single FamilyDetached Garage
Single Family Attached Garage
Active HomesRosecroft Custom Homes
Active HomesImpact HomesRosecroft Custom Homes
Active HomesImpact HomesRosecroft Custom Homes
STARTING IN THE LOW
$300’s
You've come to the right place, Fort Saskatchewan. SouthPointe offers the perfect blend of style and price in a community that encompasses a park, playground, constructed wetlands and walking trails. Only minutes away from grocery, retail and adjacent to the new Fort Sask Hospital.
PLUS A NEW SCHOOL SITE IS SCHEDULED FOR COMPLETION IN 2016.
Getting to SouthPointe Showhomes: Take Highway 15 NE
from Edmonton. Cross North Sask. River.Cross Highway 21
& Highway 15 intersection to 94th.
101 St.
HIGHWAY 15
HIGHWAY 15
99 AVE.
HIGHWAY 15
7 Minutes
to Edmonton
94 St.
SOUTHFORT DR.
92 St
.
86 St.
ALLARD WAY
87 St.
North Saskatchewan
89 AVE.
HIGHWAY 21
N
94 St.
Impact Homes
NEW PHASE NOW SELLING!POND BACKING WALKOUTS.
NEW SHOWHOMES NOW OPEN!
www.south-pointe.ca
www.albertabuilderconnect.com
LOOKING FOR A JOB?ALBERTA BUILDER CONNECT
JOB BOARD
A career in the residential construction industry can mean many different things including working
as an Architectural Technologist, Marketing Manager, Sales Professional, or possibly a Site Superintendent. The Alberta Builder Connect
(ABC) job board provides you with a tool to fi nd the right career, ensuring you have all the resources necessary to achieve your goals. The entire job
search database is easily accessible. Simply search by keyword or by category and see all the recent jobs posted in Alberta. Learn more
about popular career paths in the residential construction industry. Access valuable
resources on resume writing and interview strategies to help you with your career search.
FORT SASKATCHEWAN
100 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
This is what Outdoor adventure and indoor fun
awaits you in Forest Ridge.
• Playgrounds
• Spray Park
• Pryce Alderson Park
• North Saskatchewan River
• Dow Centennial Rec Centre
& Performing Art Theatre
Discover Forest Ridge. Visit our New Showhomes, and See for Yourself.
Duplex, Single-Family and Executive Style HomesHomes by Santos Construction
587.285.0192Pacesetter Homes
780.936.7109Victory Homes
780.997.9356
ForestridgeFor tsask.c om
This is what Outdoor adventure and indoor fun Outdoor adventure and indoor fun
awaits you in Forest Ridge.awaits you in Forest Ridge.
• Playgrounds
• Spray Park
you've been waiting for
CRANBERRY BEND
HWY 15
SHOWHOMES
CARAGANE WAY
WOODBRIDGE LINK WES
TPA
RK
DR
IVE
WILSHIREBLVD
HW
Y 2
1
CH
OK
ECH
ERR
Y LA
NE
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 101
FORT SASKATCHEWAN
//INSURANCE NEEDS & OPTIONS
CANADIANS STILL OPTIMISTIC
in housing market:BMO
...continued on pg 106
Like all insurance premiums, how much you pay for home insurance depends on a number of factors related to risk.Insurers analyze these risks, and � gure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost.
THESE FACTORS TYPICALLY AFFECT WHAT YOU PAY FOR HOME INSURANCE:» Where you live Insurers keep records about such items as the number, type and cost of claims by neighbourhood. � ey can tell from past experience what the circumstances are in your neighbourhood, and how likely it is that you will have to make a claim. For example, if you live in an area where most people commute to work and homes are left unoccupied during the day, the statistics may show your neighbourhood has more
HOW TO ESTIMATE YOUR
home insurance premiums
break-ins. � e cost of home insurance, therefore, varies from neighbourhood to neighbourhood, from city to countryside, and is based on knowledge and experience.
» Proximity to water Insurers are concerned about � re, and will look at how far your home is from a source of water (� re hydrant, � re station). If you live in an urban area, this is generally not a problem. If you live in the country and the distance is great, however, this will in� uence the cost of your home insurance. � e sooner a potential � re can be put out, the lower the cost of restoring your home.
» Replacement cost � e factor that will make the biggest di� erence in the cost of your home insurance is simply the size and composition of your house – as well as your contents. � e larger the home and the more contents you have, the more it will cost to replace. In addition to the square footage, insurers take into account such matters as the quality of construction used to build your house, as that can vary greatly from home to home.
» Heating Not usually an issue with new homes, oil tanks have the potential for causing costly environmental hazards, so your insurance representative will ask questions about the age and condition of your tank. � ere is far less risk with forced-air gas furnaces or electric heat, so you may pay more for your home insurance if your home is heated by oil.
102 JUN 6 - JUL 4, 2014 | NEW HOME GUIDE PB
82 S
t.
97 S
t.
66 S
t.
50 S
t.
167 Ave.
187 Ave.
137 Ave.
132 Ave.34
St.
151 Ave.
153 Ave.
144 Ave.
20 S
t.129 Ave.
Yellowhead Trail
Fort
Rd.
144 Ave.
137 Ave.
Vict
oria
Tr.
Bon AccordGibbons
To Fort Saskatchewan
Hermitage
1 St
.
167 Ave.
118 Ave.
6
7
4
3
2
Hooke Rd
5/1 9
8
10
11
northeast
6 MCCONACHIEDEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle GroupLOCATION: 167 Avenue and McConachie Way
7 COLLEGE WOODS AT LAKEVIEWDEVELOPER: College Woods Development Inc.BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra HomesLOCATION: 89 Street and 181 Avenue
8 THE TERRACES AT SCHONSEEDEVELOPER: Brookfield ResidentialBUILDERS: Jayman Master Built, Coventry Homes, Sterling Homes, City HomesLOCATION: North of 167 Avenue on 71st Street
9 VITA CRYSTALLINA NERADEVELOPER: Walton DevelopmentsBUILDERS: Morrison Homes, Sabal Homes, Homexx HomesLOCATION: north on 82nd street and 180th Avenue
1 CRYSTALLINA NERADEVELOPER: Genstar Development Co.BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home BuildersLOCATION: 82 Street & 180 Avenue
2 McCONACHIEDEVELOPER: Ranger RealtyBUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes
LOCATION: 167C Ave and 59-60 Street
3 MCCONACHIE LANDINGDEVELOPER: MLC Group/Cameron CommunitiesBUILDERS: ReidBuilt homesLOCATION: 167C Ave and 59-60 Street
4 CY BECKERDEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit CommunitiesLOCATION: Manning Fwy & 167 Avenue
5 VILLAGE AT SCHONSEEDEVELOPER: Bedrock Homes BUILDER: Bedrock HomesLOCATION: 5495 & 5497 Schonsee Drive
103
10 MANNING VILLAGEDEVELOPER: Cameron CommunitiesBUILDERS: Sterling Homes, Lincolnberg HomesLOCATION: Manning Freeway and 153 Avenue
11 FRASER RIVER PARKDEVELOPER: Ranger RealtyBUILDERS: Urbanity Custom
Homes, OpenLOCATION: 147 avenue and 14 street
Minion Pro (Regular; OpenType), Helvetica Neue LT Std (85 Heavy, 75 Bold; OpenType)
Brookfield Residential
Insertion Date: June 6, 2014
10218291
CALMCL-DMX8127 Cyan, Magenta, Yellow, Black
None
BRO10218291_Terrace_500New Home Guide - NE Map Banner5-26-2014 2:46 PM
Marsha Walters
100%
SAFETY: None TRIM: 6.75” x 1.5” Bleed: None6.75” x 1.5”
SPEC ORIGINALLY GENERATED: Marianne Morrow PAGE: 1
BRO10218291_Terrace_500.indd
Production Contact Numbers:403 261 7161 403 261 7152
URBAN ENERGY MEETS NATURAL HARMONY
DiscoverTheTerrace.ca
T:6.75”
T:1.5”
genstar.com
It’s easy to be elegant by nature when your neighbours are greenways and an urban
forest. Crystallina Nera is Edmonton’s breath of fresh air — dynamic, sustainable, and
centered around the Ribbon of Green in the Lake District.
Conveniently close to Anthony Henday Drive and Yellowhead Trail, you’re surrounded
by nature but only minutes away from the rest of Edmonton. Be inspired to explore
the extensive trails, lakes, and urban forest all within walking distance from your new
home. Enjoy all of these great amenities, including two future schools close by,
with no additional homeowners association fees.
With competitively priced homes built by your choice
of award-winning regional builders, now is the time to
experience living by nature in the colourful community
of Crystallina Nera.
Featuring NEW single family homes and
townhomes starting in the low $300’s.
Showhomes now open.
VISIT SHOWHOMES BY:
Park Royal Homes 780.440.4200
Daytona Homes 780.452.2288
Pacesetter Homes 780.483.2653
Ironstone Homes 780.454.7799
ANTHONY HENDAY DR.
167 AVE.
66
ST.
82
ST.
POPLARLAKE
Crystallina Nera is located at 82 Street & 180 Avenue, Edmonton, Alberta.
NEW WATERFRONT LOTS COMING SOON!
elegant by nature
NORTHEAST
104 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
genstar.com
It’s easy to be elegant by nature when your neighbours are greenways and an urban
forest. Crystallina Nera is Edmonton’s breath of fresh air — dynamic, sustainable, and
centered around the Ribbon of Green in the Lake District.
Conveniently close to Anthony Henday Drive and Yellowhead Trail, you’re surrounded
by nature but only minutes away from the rest of Edmonton. Be inspired to explore
the extensive trails, lakes, and urban forest all within walking distance from your new
home. Enjoy all of these great amenities, including two future schools close by,
with no additional homeowners association fees.
With competitively priced homes built by your choice
of award-winning regional builders, now is the time to
experience living by nature in the colourful community
of Crystallina Nera.
Featuring NEW single family homes and
townhomes starting in the low $300’s.
Showhomes now open.
VISIT SHOWHOMES BY:
Park Royal Homes 780.440.4200
Daytona Homes 780.452.2288
Pacesetter Homes 780.483.2653
Ironstone Homes 780.454.7799
ANTHONY HENDAY DR.
167 AVE.
66
ST.
82
ST.
POPLARLAKE
Crystallina Nera is located at 82 Street & 180 Avenue, Edmonton, Alberta.
NEW WATERFRONT LOTS COMING SOON!
elegant by nature
NORTHEAST
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 105
Insurers analyze these risks, and figure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost.
//INSURANCE NEEDS & OPTIONS...continued
» Electricity � ere are several factors concerning electricity. Do you have breakers or fuses? What is the � ow of electricity coming into your house? And what kind of wiring do you have? Insurers know from experience that breakers pose less risk than fuses, and that a minimum of 100-amp service is better than a lower level of service, as a lower amp can lead to overloading and � re.
» Pipes Galvanized or lead piping usually means that the plumbing is older, and older plumbing is more likely to crack, leak or run into other problems. Insurance companies generally prefer homes where the plumbing is made of copper or plastic.
» Age of roof Not usually an issue with new homes, insurers generally prefer a roof that has been updated within the last 20 years. Some policies will pay only depreciated values, as low as 25 per cent of the replacement cost, for damaged roofs that are near the end of their designated service life.
» Other uses of your home Insurers will want to know if you have built or are planning to build a secondary rental suite in your home; begin operating a business there; or make any other signi� cant alterations to the structure or the way your home is used.
» Other factors Insurers will ask if you have a security alarm and a � re alarm, and whether they are monitored by an outside service. � ey will also want to know if you have a swimming pool and other structures on your property, such as pool houses or storage sheds, that are worth more than 10 per cent of the insured value of your home.
» Basic or full coverage Once all of the above is taken into consideration, you can choose the types of coverage you’d like – which will also in� uence the cost you pay. While there are government regulations dictating how much insurance drivers must have, there are no such laws when it comes to home insurance. � e only requirement may be one set by your bank or mortgage holder. From there, it’s up to you to decide whether you prefer basic or more comprehensive coverage. And this is something your independent insurance representative can help you with.
THE FOLLOWING FACTORS TYPICALLY DO NOT AFFECT WHAT YOU PAY FOR HOME INSURANCE:» Gas versus electric appliances
� e types of appliances in your home do not a� ect the cost of your home insurance.
» Brick exterior versus aluminum siding
Most insurance companies do not use type of construction as a rating factor when calculating home insurance premiums. However, construction type is used when calculating the building replacement cost (what it would cost to rebuild the dwelling with materials of like kind and quality, if it were destroyed).
106 NEW HOME GUIDE | JUN 6 - JUL 4, 2014 JUN 6 - JUL 4, 2014 | NEW HOME GUIDE PB
15 STYLISH SHOWHOMES TO SEE
Connect with McConachie, visit 15 showhomes by Carlisle Group, Royal West Homes, Sabal Homes, Morrison Homes and Jayman MasterBUILT.
Suzy always wantedto be a homemaker
Get the hands-on training you need to get into the trades.Our industry-recognized programs are delivered in a supportive learning environment so that you can start to build your future now.
womenbuildingfutures.comVisit us at
108 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
NORTHEAST
Minion Pro (Regular; OpenType), Helvetica Neue LT Std (85 Heavy, 75 Bold, 45 Light, 67 Medium Condensed; OpenType)
Brookfield Residential
Insertion Date: June 6, 2014
10218291
CALMCL-DMX8127 Cyan, Magenta, Yellow, Black
None
BRO10218291_Terrace_400New Home Guide - North Placement5-26-2014 1:56 PM
Marsha Walters
100%
SAFETY: 6.75” x 9.75” TRIM: 7.5” x 10.5” Bleed: 7.75” x 10.75”7.5” x 10.5”
SPEC ORIGINALLY GENERATED: Marianne Morrow PAGE: 1
BRO10218291_Terrace_400.indd
Production Contact Numbers:403 261 7161 403 261 7152
URBAN ENERGY MEETS NATURAL HARMONY
DiscoverTheTerrace.ca
Located in northeast Edmonton, The Terrace at Schonsee offers you the convenience of urban living, with nature at your doorstep.
It’s a brand new community inside an already established area of the city. That’s why all the essential amenities your family needs like shops, schools, fitness and healthcare centres are close to home.
The stylish and modern homes in The Terrace reflect the craftsmanship of our award-winning builders. Check out one of our 8 showhomes today.
NANTHONY HENDAY DR
97
ST
71
ST
66
ST
MA
NN
ING
FR
EE
WA
Y
167 AVE
FRONT GARAGE HOMESCoventry Homes
Jayman MasterBUILT
DUPLEX HOMESCity Homes Master Builder
Sterling Homes
S:6.75”S:9.75”
T:7.5”T:10.5”
B:7.75”B:10.75”
109
NORTHEAST
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 111
NORTHEAST
Fraser River ParkLocated South of 153 Ave & 14 Street
♦ Filled with walking trails and green spaces♦ Scenic Ravine Lots
♦ Minutes away from Anthony Henday, and Manning Town Centre♦ Future plans for LRT expansion
For More Info Contact:Louie Raj | Ranger Realty Co. Ltd. | 780-478-7791
Urbanity’s much anticipated show home, The Richmond, will open in Fraser River Park in early fall 2014! Visit www.urbanityhomes.com for updates
For more information, please contact us at
780-457-2987 or email us at [email protected]
112 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
NORTHEAST
Builders:Sangam Homes Ltd. 780-604-8813
Bethpage Homes 780-945-9832Sha-Ture Homes Inc. 780-446-2198White Eagle Homes 780-497-8998
McConachie Stage 7167C Ave & 59-60 Street
Sangam Homes has set the pace for excellence in affordable home building, garnering praise for an efficient business model
that saves buyers money, and gaining respect throughout the industry for the unmatched quality of its homes
Quality Built Homes Creative Architecture • Outstanding Quality and Customer Service
ADDITIONAL SHOWHOMES
COMING SOON!
Family Friendly neighbourhood close to schools, shopping and amenities.
For More Info Contact:Louie Raj • Ranger Realty Co. Ltd. • 780-478-7791
Sangam Homes Ltd.FEATUREBUILDER :
Our homes are built on-site, with thoughtfully designed floor plans that include all of the details that are important
to your family: granite counter tops, custom cabinetry, dual-car garages, and more. This attention to customer needs, along with our consistent individualized service,
has proven so popular throughout Edmonton.
Sales: 780-716-2277 • Phone: 780-604-8813Email: [email protected]
www.sangamhomes.com
114 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
NORTHWEST
8
109
St.
127 Ave.
132 Ave.
118 Ave.
111 Ave.
137 Ave.
167 Ave.
139
St.
153 Ave.
162 Ave.
124
St.
142
St.
149
St.
156
St.
170
St.
184
St.
127
St.
121
St.
135
St.
97 S
t.
Kingsway Ave.
St. Albert Trail
113A
St.
171 Ave.
195 Ave.
176 Ave.
Yellowhead Trail
112
St.
To Spruce Grove& Stony Plain
Hw
y 44
Ray
Gib
bon
Dr.
215
St. (W
inte
rbur
n Rd
.)
Anth
ony
Hen
day
Dr.
To St. Albert
Gro
at R
d.
2
6
9
1 10
7
4
Mark Messier TrailAnth
ony Hen
day D
r.
5 11
123
northwest
4 VILLAGE AT GRIESBACH DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road
5 TRUMPETER BY BIG LAKE DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi Townhomes- Rohit Communities. LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.
1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.
2 CASTLEBROOK DEVELOPER: Canterra Developments Corp. BUILDERS: Open, LOCATION: 110 St. & 176 Ave.
3 HAWKS RIDGE AT BIG LAKE DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street
6 NEWCASTLE DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street
7 MORNINGSIDE DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake
8 TUSCANY HILLS & UPPER TUSCANY DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue
9 PALISADES DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street
10 LEGACY POINTE DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t
11 STARLING AT BIG LAKE DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities, Cameron Homes, Art Custom Homes, Gill Built Homes LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave
12 HUDSON PARK DEVELOPER: Beaverbrook Developments BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.
115
116 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
NORTHWEST
Here’s what you can do toRecycle, Renew and Reuse
• Keep your car in good working order. Tune-upsand filter changes cut down on exhaust emissions, and you’ll get better gas mileage.When you change your oil, take your usedmotor oil to a recycling centre.
• Use available transit alternatives.
• Separate your garbage. Glass, aluminum, paperand even plastic can be recycled. If a recyclingprogram is not directly available to you, contactyour municipal sanitation department.
• Donate reusable clothing and linens to charity.Most pick-up regularly in your area.
• Become environmentally active in yourcommunity.
You can make the world a better place to live...now and for future generations.
Recycle girl(19/9)-ja/ah
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 117
NORTHWEST
...continued on pg 120
Tom Haga Concrete Wall No.7
Generally thought of as a playful background to a home’s interior, wallpaper has been around for many, many years – dating back to the 16th century. Today it is more popular than ever. Wallpaper can inject so much more personality into a space in the form of pattern, texture and colour, which you can’t always get with a paintbrush and roller.
Types of WallpaperWallpaper is available in several different materials, each with its own characteristics.Vinyl The most basic type of wallpaper, easy to clean, hang and remove, and great for moist areas such as bathrooms. EmbossEd Textured paper can usually be painted and is excellent for covering up walls with imperfections. Easy to install and easy to clean. Foils Metallic-looking wallpaper that will add brightness and sparkle to any room. Looks best
installed on flat walls with no flaws or damage. Can be difficult to hang, though it is fairly easy to clean.Grass cloth Woven out of long strands of grass, this extremely textural wallpaper has an organic quality like no other. Very difficult to hang and tough to remove.tExtilE Fabric type of wallpaper which can be more difficult to both clean and hang, but adds great texture and depth to a space. Flocks Velvet or velvet-like raised designs on vinyl type paper. It can add great personality and aesthetic to any room however not all types are washable. This paper can be tricky to handle and difficult to hang.
ChoosinG The riGhT paTTernIf your furnishings and decor are already complete, then you want to select a paper that complements the existing colour and style as well as the size and shape of the room being wallpapered. If there are already other patterns present in the area then be sure to choose a harmonizing
Wall» by yanic simard
Off the
//designer advice
118 New home Guide | jun 6 - jul 4, 2014
StarlingAtBigLake.com
HOMEBUYERS ARE FLOCKING TO STARLING AT BIG LAKE! A little bird told them they could win $25,000 for buying a single family home before August 31, 2014! Immediate possessions available. Featuring homes from 7 of Edmonton’s leading builders.
Art Custom Homes • Cameron Homes • Celebration Homes • Gill Built Homes Green Living Homes • Kirkland Homes • Rohit Communities
LEARN MORE! VISIT THE SHOWHOMES AT 137 AVE & RAY GIBBON DR
NORTHWEST
119
scale. In terms of the room to be wallpapered, keep in mind that horizontal patterns will make a room appear wider, and vertical patterns will make ceilings feel taller.
Where To WallpaperIn the 1970s, your house wasn’t quite up to par unless you covered every square inch of every wall with wallpaper. Today, that’s hardly the case. However, if you’re using it in a smaller space such as a powder room, I still say to go for it. One feature wall is usually all you need to make a room pop, like behind the bed in a bedroom. Also, consider wallpapering the ceiling to create high impact and style.
Tracy Kendall Jigsaw
Trove Chroma, 001 Tracy Kendall Sequins
...continued on pg 122
//designer advice...continued
120
CELBRATE CANADA DAY IN HUDSON PARK
Mystifying
Magicians!Brilliant
Balloon
Artists!Fantastic
Fireworks!Hilarious
Hula
Hoopers!
Fabulous
Free
Treats!
Visit homesinhudson.ca for details
Tuesday, July 1st 8-11pm
137 Ave.
142 Ave.
127
St.
140
St.
Hudson Rd.
Cumberland Rd. 142 Ave.
121
NORTHWEST
MeasurinG for WallpaperMeasure your walls carefully to calculate the amount of paper you’ll need to cover the desired area. Standard rolls measure 11 yards in length, 20.5 in. in width, and wide width rolls are sometimes available which are the same length but measure 27 in. wide. I always recommend adding one extra roll to the amount you require just in case. The experts where you’re buying the material should be able to assist in the calculations to be sure.
Once you see what paper can do for your walls, you may instantly reach for the paste rather than a brush the next time you need to freshen up a room.
yaniC’s favouriTe Wallpaper lines›› Trove available through
Industrial Storm (shown pattern Chroma, 001). visit troveline.com, industrialstorm.com
›› Concrete Wall by Tom Haga (shown Concrete Wall No.7). visit concretewall.no
›› Tracy Kendall available through Hollace Cluny (shown Sequins and Jigsaw patterns). visit tracykendall.com, hollacecluny.ca
Trove alar
yanic simard is the design editor of New Condo Guide and
principal designer of the Toronto Interior Design Group. Specializing in
residential and commercial projects, Yanic often applies his signature
high/low and old/new combination design
techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared
as a regular guest expert on Citytv’s CityLine. For more
information visit tidg.ca
//designer advice...continued
122 New home Guide | jun 6 - jul 4, 2014
4 LAKE LOTS REMAINING
97 St. & 176 Ave.
Castlebrook is an architecturally controlled neighbourhood which protects the value of your investment. Choose from a variety of lots,
including walkout lots backing onto the lake.
Welcome to 97 St. & 176 Ave.97 St. & 176 Ave.
780.413.7150www.canterradevelopments.com
LOTS AVAILABLE TO THE PUBLIC
123
NORTHWEST
124 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
NORTHWEST
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 125
Ed Basaraba Cell: 780-498-6585www.pinnacleridge.ca
Come out & experience one of the finest new subdivisions.
Sturgeon Valley’s Exclusive Residential Estate Lots
PartialWalkout lots
from $295,000
real estate
• Fully serviced lots• Granite & aluminum perimeter fencing• Miles of walking trails• Old Glenora street lights• 1/2 - 1.13 acre lots
• Excellent access to major freeways• Cable TV with high speed cable access• Stringent Archietctural Controls• With water, wooded ravines and river valleys that are a haven for birds, wildlife and people alike.
• 1/2 - 1.13 acre lots
View of Sturgeon River
Early moring mist on River
Elegant stone addresssigns for cul-de-sacs
Community centre under constructionsigns for cul-de-sacssigns for cul-de-sacs
Early moring mist on River
signs for cul-de-sacssigns for cul-de-sacs constructionconstruction
Aerial overview
• Cable TV with high speed cable access
• With water, wooded ravines and river valleys that are a haven for birds, wildlife and people alike.
• Cable TV with high speed cable access
Starkey Road &Bellerose Drive on
Sturgeon River
ST. ALBERT
126 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
4
6
8
3
2
170 S
t.
18
4 S
t.
Camp
bell R
d.
156 S
t.
Giroux Rd.
Bell
eros
e D
r.
Si
r Wins
ton Churchill
Ave.
Levasseur Rd.
Boudreau Rd.
167 Ave.
St. Albert Tr.
He'b
ert R
d.
St. Albert Rd.
TO MORINVILLE
TO EDMONTON
Laco
mbe D
r.
Erin Ridge Dr.
Poirier Ave.
McKenny Ave.
Sturge
on Rive
r
Villeneuve Rd.
Everitt
Dr.
Twnship 544
Hog
an R
d.
12
7 S
t.
Boudreau Rd. St
urge
on R
d.
Starkey Rd.
Oak Vista Dr.
SturgeonCounty
RR
. 2
61
Hig
hway
2
Ray Gibbon D
r.
Coal M
ine Rd.
1
5
7
1 LACOMBE PARK ESTATESDEVELOPER: Genstar Development Co. BUILDERS: OPENLOCATION: Giroux Rd. & Lacombe Dr.
2 NORTH RIDGEDEVELOPER: Genstar Development Co.BUILDERS: Ironstone Homes, San Rufo Homes, Vista HomesLOCATION: Northridge Dr. andHogan Rd.
3 ERIN RIDGEDEVELOPER: Qualico CommunitiesBUILDERS: Daytona HomesMaster Builder, Parkwood Master BuilderLOCATION: Coal Mine Road and Everitt Drive.
4 UPPER MANOR POINTEDEVELOPER: Upper Manor PointeBUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road
5 THE CLUB & RESIDENCES OF RIVER’S GATEDEVELOPER: Beaverbrook DevelopmentsBUILDERS: Las Palmas Estate Homes, Cami Comfort Homes, Heredity Homes, OpenLOCATION: Sturgeon Road between the Sturgeon Valley Golf Course & Riverlot 56 Natural Area
6 TUSCANY HILLS & UPPER TUSCANYDEVELOPER: United CommunitiesBUILDERS: OPEN to the PublicLOCATION: North corner of 127th Street & 195 Ave
7 PINNACLE RIDGE ESTATESDEVELOPER: Pinnacorp Investments Inc.BUILDERS: Marco Antonio Homes, Alves Construction Inc, Heredity Homes,Design Innovation, OpenLOCATION: Starkey Road & Bellerose Drive on Sturgeon River
8 REGENCY HEIGHTS ESTATES IN KINGSWOODDEVELOPER: Canterra Developments Corp.BUILDERS: DiGiuseppe Interior Design, Las Palmas Estate Homes LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.
st. albertAREA INFO• POPULATION: 60,994
• LOCATED: Just minutes northwest of Edmonton with great access toSt. Albert Trail, Anthony Henday Drive and Hwy 2
• SCHOOLS: 30 schools offering specialized programming through Catholic, Public and Francophone school systems. Easy access to Post-secondary education by transit or roadway.
• GROCERY/SHOPPING: 8 grocery stores including all major grocery chains plus speciality organic stores. Full shopping amenities from independent to big box stores.
• RECREATION FACILITIES: 28 ball diamonds, 47 soccer/football fields, 4 Regulation Rugby Fields, 1 regulation BMX track, 7 pools, 3 NHL size hockey arenas, 2 indoor arenas and 27 outdoor ice surfaces, Arden Theatre, Historic sites, Art Gallery, Museum
• MEDICAL FACILITIES: Sturgeon Community Hospital, 2 medical centres, St. Albert & Sturgeon Primary Care Network, plus other health practitioners.
• PARKS & PATHWAYS: 85 km of the Red Willow Trail system connecting all residents to the river valley. 76 city/school playgrounds, and 2 dog friendly parks
Cultivate Family in St. Albert!
http://movetostalbert.ca
127
Mortgage solutions that work for you.
SAVING І BORROWING І INVESTING І KNOW-HOW
NEW DELHI
Eloise Alves Mortgage SpecialistATB FinancialPhone: 780-886-5133Fax: 780-665-4341 Email: [email protected]
Whether you’re buying your first one or your fifth, at ATB, we’ll work together to sort out the details and get you into the home of your dreams. Call Eloise today to find the right mortgage option for you.
Hwy 19
2
1
AREA INFO• POPULATION: 6,361 and grow-
ing.
• LOCATED: Along the banks of the scenic North Saskatchewan River, 15 minutes southwest of Edmonton on Highway 60, 10 minutes from the International Airport.
• SCHOOLS: 3 Public schools, 1 Christian school & 1 Catholic school.
• GROCERY: Garden Market IGA,Extra Foods
• RECREATIONAL FACILITIES: Arena, Outdoor Swimming Pool, Ball Diamonds, Soccer Fields, Golf Course, Campground, Tennis Courts, and Community Centre.
• MEDICAL FACILITIES: Hospital, 2 Medical Clinics, and Local Ambulance.
• PARKS & PATHWAYS: Numerous Parks, Walking, Biking and Cross Country Ski Trails.
1 THE RAVINES OF DEVON DEVELOPER: Qualico Communities BUILDERS: Open LOCATION: South on Michigan
Street, left on Ravine Drive
2 FAIRFAX LANE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes LOCATION: South on Miquelon, left on Erie St., and left on Fairfax Close
gibb
ons
devo
n
2 LANDING TRAILS DEVELOPER: Strata Developments BUILDERS: Rosecroft Homes, Dynasty Builders, Morrow Homes, Open LOCATION: 53 St. & 40 Ave.
1 LANDING TRAIL ACREAGES DEVELOPER: Strata Developments BUILDERS: High Grade Homes, Rosecroft Homes, Open LOCATION: 51 St. & Landing Trail Dr.
AREA INFOGIBBONS & AREA SCHOOLS• GIBBONS SCHOOL
4908 - 51 Avenue 923-2240 [Gr. 5-9]
• STURGEON COMPOSITE HIGH SCHOOL On Hwy. 37, one km. east of Hwy. 28 973-3301 [Gr. 10-12]
• LANDING TRAIL SCHOOL 5325 - 37 Avenue 923-2899 [Gr. K-4]
• REDWATER SCHOOL 5023 - 50 Avenue 942-3625 [Gr. 5-12]
N
53 Avenue
Highw
ay 28A Edm
onton50 Avenue
51 S
treet
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ighway 28
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Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal
» Calculate your mortgage payments using the mortgage payment calculation chart
homebuyers’ help//
PB New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide 129
5.00% 10.58 7.88 6.57 5.82 5.34
5.25% 10.70 8.01 6.74 5.96 5.49
5.50% 10.82 8.14 6.85 6.10 5.64
5.75% 10.94 8.27 6.98 6.25 5.79
6.00% 11.07 8.40 7.12 6.40 5.95
6.25% 11.19 8.53 7.26 6.55 6.11
6.50% 11.31 8.66 7.41 6.70 6.26
6.75% 11.43 8.80 7.55 6.85 6.42
7.00% 11.56 8.93 7.69 7.00 6.59
7.25% 11.68 9.07 7.84 7.16 6.75
7.50% 11.81 9.21 7.99 7.32 6.91
7.75% 11.94 9.34 8.14 7.47 7.08
8.00% 12.06 9.48 8.28 7.63 7.25
8.25% 12.19 9.62 8.44 7.79 7.42
MORTGAGE PAYMENT CALCULATION CHART
AMORTIzATION PERIOdsInterest rates
% 10 yrs 15 yrs 20 yrs 25 yrs 30 yrs
CALCULATE YOUR MORTGAGE PAYMENTs
total Pre-tax InCome
monthly Pre-tax InCome
sPouse’s Pre-tax InCome
amount of mortgage
(PrICe – down Payment)
dIvIde by 3affordable
monthly Payments
amortIzatIon amountChart fIgure
amount of mortgage
dIvIded by 1,000
monthly Payments
amortIzatIon amount
estImated monthly
taxes & heat
01 Calculate the combined monthly before-tax income
of you and your spouse.
02 Divide by three. This figure is the monthly payment you
can afford to make on your home.
03 Take the total price of the home and subtract the
amount of money you expect to make as a down payment. This is the money you will have to borrow.
04 Refer to the chart on the opposite page. Look down
the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)
05 Multiply this figure by the amount you need to borrow.
Divide by 1,000.
06 Add to this your estimated monthly heating costs and
monthly property taxes.
07 If this figure is equal to or less than one-third of your
gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.
Follow these steps to see if you’ll qualify for a mortgage on your dream home
» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.
// homebuyers’ help
Calculate your mortgage payments
130 New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide 131
Mortgage typesALL MORTGAGEs ARE Of TwO bAsIC TYPEs:
CONvENTIONAL:the buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.the buyer has to pay 20% down. a conventional mortgage cannot exceed 80% of the value of the property.
INsUREd OR HIGH-RATIO:a buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. the down payment can be as low as 5%.
Mortgage optIoNsyou can choose any of these mortgage options which fit into the two basic mortgage types. lenders may even customize these options to suit your needs.
OPEN MORTGAGE:allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.
because of f lexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.
CLOsEd MORTGAGE:usually has the lowest interest rate available but lacks the f lexible features of other mortgage options.a good choice for those who want the security of knowing their monthly payment is fixed for a longer term.
Prepayment options are available but they are subject to conditions.
PORTAbLE MORTGAGE:flexibility if borrowers move. borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. this is an attractive option if the rate on the existing mortgage is lower than current rates.
vARIAbLE 6 months 1 year 2 years 3 years 4 years 5 years
PREPAREd bY CANNEX ON MAY 26, 2014. this information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 Cannex financial exchanges limited. all rights reserved.
atb financial 2.700 4.000 2.940 2.890 2.990 3.040 3.390
alterna bank 2.600 4.000 2.980 2.980 2.980 2.940 3.140
alterna savings 2.600 4.000 2.980 2.980 2.980 2.940 3.140
bank of montreal (bmo) 3.000 4.000 3.140 3.040 3.850 4.390 4.990
bank of nova scotia 3.100 4.550 3.290 3.140 3.440 3.940 4.790
bridgewater bank - - 4.800 4.700 5.250 - 5.250
CIbC mortgages 3.000 4.450 3.090 3.040 3.750 4.240 4.990
Caisses desjardins 3.000 4.400 3.140 3.240 3.750 4.390 4.890
Canadian western bank 3.200 4.000 3.140 3.040 3.750 4.390 4.990
Canadian western trust 3.200 4.000 3.140 3.040 3.750 4.390 4.990
Comtech Credit union - 6.200 2.990 3.250 3.290 2.990 2.990
duCa financial services 2.550 - 3.090 3.040 3.090 3.190 3.090
effort trust - 4.450 3.250 3.600 3.700 4.600 4.950
equitable bank - - 3.140 3.040 3.750 4.540 4.940
first Calgary financial - 4.000 2.890 2.890 3.190 3.390 3.290
first national financial 2.500 3.950 2.990 2.590 2.790 2.870 3.190
firstontario Credit un. 2.700 4.240 3.090 3.140 3.290 2.890 3.040
hsbC bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.340
Investors group trust 3.000 4.200 3.140 3.140 3.750 4.640 4.990
london life 3.000 4.200 3.140 3.140 3.750 4.640 4.990
manulife bank 2.700 4.450 3.000 3.050 3.100 3.140 3.190
manulife trust - 4.450 3.000 3.050 3.100 3.140 3.190
meridian Credit union 2.600 4.000 3.090 3.140 3.650 4.390 2.950
national bank 3.000 4.400 3.140 3.040 3.750 4.390 4.790
Peace hills trust - 4.500 3.150 3.500 3.950 3.950 3.490
President’s Choice fin’l 3.000 6.190 3.390 3.240 3.590 3.690 4.090
royal bank of Canada 3.000 3.140 3.140 3.040 3.750 4.540 4.940
servus Credit union - 4.000 3.140 3.040 3.750 4.240 4.790
steinbach Credit union - - 2.650 2.800 2.900 2.950 3.100
t-d mortgage 3.000 4.000 3.090 3.040 3.440 3.940 4.790
tangerine 3.000 - 3.190 3.240 3.490 3.690 3.990
Mortgage interest rates
130 New home Guide | jun 6 - jul 4, 2014 jun 6 - jul 4, 2014 | New home Guide 131
Aacropolis Homes www.aacropolishomes.com
Alldritt Homes www.alldritthomes.com
Artisan Homes Inc. www.artisancommunities.ca
Bedrock Homes www.bedrockhomes.ca
Boss Homes www.bosshomes.ca
Brookfield Residential www.livebrookfield.com
Caliber Master Builder www.calibermasterbuilder.ca
Cameron Homes Inc. www.cameronhomes.ca
Cami Comfort Homes www.camicomforthomes.ca
Canyon Spring Master Builder www.canyonspringhomes.com
Carriage Signature Homes www.carriagesignature.com
Celebration Homes www.celebrationhomes.ca
Cobblestone Master Builder www.mycobblestone.ca
Concept Homes www.concepthomes.ca
Compass Rose Homes Inc. www.compassrose.ca
Country Hills Home Sales www.countryhillshomes.com
Coventry Homes www.coventry-homes.com
Daytona Homes Master Builder www.daytonahomes.ca
Dolce Vita Homes LP www. dolcevitahomes.ca
Effect Home Builders www.effecthomes.ca
Encore Master Builder www.encorehomes.ca
Enitity Homes www.entityhomes.ca
Fekete Homes www.feketehomes.ca
Green Living Homes www.greenlivinghomes.ca
Gannet Homes Master Builder www.gannethomes.com
Homes by Avi www.homesbyavi.com
Homes by Santos Construction www.santoshomes.ca
Homexx Corporation www.homexx.ca
Iconic Estate Homes www.iconichomes.ca
Impact Homes www.impacthomes.ca
Innovations by Jayman www.jayman.com
Home Builders
web directory
132 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
www.lincolnberg.com
Visit our Site Today
To Build Your
“Love Affair that Lasts!”
Jayman MasterBUILT www.jayman.com
Kimberley Homes www.buildwithkimberley.ca
Landmark Group of Builders www.landmarkgroup.ca
Lincolnberg Master Builder www.lincolnberg.com
MacLachlan & Mitchell Homes www.macmitch-homes.com
Maple Isle Homes www.mapleislehomes.ca
Marco Antonio Homes www.marcoantoniohomes.com
Mattamy Homes www.mattamyhomes.com
Pacesetter Homes www.yourpacesetter.com
Parkwood Master Builder www.parkwoodmasterbuilder.com
Perry Signature Homes Inc. www.perryhomes.ca
Pompei Homes www.pompeihomes.com
ReidBuilt Homes www.reidbuilthomes.com
Rococo Homes www.rococohomesinc.ca
Rohit Communities www.rohitcommunities.com
Rosecroft Custom Homes www.rosecroftcustom homes.com
Sabal Homes www.sabalhomes.com
San Rufo Homes www.sanrufohomes.com
S2 Squared by Sterling Homes www.sterlingsquared.ca
Sterling Homes Edmonton Ltd. www.sterlingedmonton.com
Thomsen Built www.thomsenbuilt.com
Urban Living by Landmark www.landmarkurban.ca
Urbanity Custom Homes Ltd. www.urbanityhomes.com
Vicky’s Homes www.vickyshomes.ca
White Eagle Homes Ltd www.whiteeaglehomes.ca
webdirectory
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 133
OUR HOMES COME IN A WIDE VARIETY
of wide varieties
www.landmarkgroup.ca
Front - Attached Garage HomesRear - Detached Garage Homes
Duplexes & Townhomes
webdirectoryad.indd 1 13-01-07 11:16 AM
Allard in Heritage Valley by MLC Group / JCA Financial www.allard.ca
Allard Heritage Valley by United Communities www.allardheritagevalley.ca
Alpine Ridge in Terrace Heights by Qualico Communities www.alpine-ridge.ca
Ambleside South by Qualico Communities www.amblesidesouth.com
Ambleside in Windermere www.amblesidewindermere.ca
Beaverbrook Developments www.beaverbrook.ca
Brookfield Residential www.livebrookfield.com
Callaghan by Rohit Land Development www.liveincallaghan.com
Cameron Communities www.cameroncommunities.ca
Cameron Heights www.cameronheights.com
Canada Lands Company www.villageatgriesbach.com
Canterra Developments Corp. www.canterradevelopments.com
Chappelle Gardens by Brookfield Residential www.chappellegardens.com
Creekwood Chappelle www.creekwoodchappelle.com
Cy Becker by Qualico Communities www.cybecker.com
Dundee Developments www.dundeedevelopments.com
Edgemont by Brookfield Residential www.myedgemont.ca
Forest Ridge by Qualico Communities www.forestridgefortsask.com
Genstar Development Company www.genstar.com
Glenridding by United Communities www.glenridding.ca
Glenridding Heights by Rohit Land Development www.glenriddingheights.com
Granville by Alldritt Land Corporation www.mygranville.com
Graydon Hill by MLC Group www.graydon-hill.com
Greenbury by Beaverbrook www.greenbury.ca
Developers/Communities
web directory
www.chappellegardens.com
GARDENS
134 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
Griesbach by Canada Lands www.villageatgriesbach.com
Hampton Pointe by Beaverbrook www.hamptonpointe.ca
Hampton Terrace by Qualico Communities www.hamptonterraceedmonton.com
Hawks Ridge at Big Lake www.hawksridge.ca
Hawthorne at Heather Glen by Qualico Communities www.hawthornesprucegrove.com
Hills of Twin Lakes www.hillsoftwinlakes.com
Hopewell Residential www.hopewellcommunities.com
Hudson Park by Beaverbrook www.homesinhudson.ca
Keswick on the River keswick-in-windermere.com
Kenton Village by Beaverbrook www.kentonvillage.ca
Lake Summerside by Brookfield Residential www.lakesummerside.com
Langdale in Windermere by Qualico Communities www.langdale-windermere.com
Laurel Crossing by Qualico Communities www.laurel-crossing.com
Laurel by Dundee Developments www.livelaurel.com
Maclab Enterprises www.maclab.com
Manning Village by Cameron Communities www.manningvillage.com
Maple Crest by Dundee Developments www.livemaplecrest.ca
McConachie Landing by MLC Group/Cameron Dev Corp www.mcconachie-landing.com
McConachie by Walton Development & Management L.P. www.mcconachie.ca
MLC Group www.mlcland.com
Montalet by United Communities www.montalet.ca
Morningside Properties www.mymorningside.com
Newcastle by Qualico Communities www.newcastle-edmonton.com
ONE at Windermere www.oneatwindermere.com
webdirectory
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 135
YOUR PERFECT HOME!
www.villageatgriesbach.com
web directory
Paisley by Brookfield Residential www.paisleycommunity.com
Palisades by MLC Group www.palisades.ca
Palm Cove by Qualico Communities www.palmcovesylvan.com
Prescott by Beaverbrook www.liveinprescott.ca
Qualico Communities www.qualicocommunities.com
Ravines of Devon by Qualico Communities www.theravinesofdevon.com
Ravines of Richford by Rohit Land Development www.ravinesofrichford.com
Reid Worldwide Corporation www.rwwc.ca
Robinson by Beaverbrook www.LiveInRobinson.ca
Ruisseau by Qualico Communities www.ruisseau-beaumont.com
Secord by Hopewell Residential www.liveinsecord.ca
Sienna by Qualico Communities www.sienna-fortsask.com
Silverstone by Qualico Communities www.silverstone-stonyplain.com
Southcreek by Qualico Communities www.southcreek.ca
South Pointe by MLC Group www.south-pointe.ca
Spring Lake Ranch www.springlakeranch.ca
Springate at Spruce Ridge by Qualico Communities www.springatesprucegrove.com
Spruce Village by Beaverbrook www.sprucevillage.ca
Starling at Big Lake by Rohit Land Development www.StarlingAtBigLake.com
Strata Developments www.stratadevelopments.ca
Summerwood by Qualico Communities www.summerwoodsherwoodpark.com
Suntree www.liveinsuntree.ca
Tamarack by Dundee Developments www.livetamarack.com
Tamarack Common by Qualico Communities www.tamarackcommon.com
The Club & Residences of River’s Gate by Beaverbrook. www.riversgate.ca
The Estates at Waters Edge www.WatersEdgeEstates.ca
The Orchards by Brookfield Residential www.theorchards.ca
Developers/Communities
136 NEW HOME GUIDE | JUN 6 - JUL 4, 2014
Related BusinessCanadian Home Builders’ Association - Alberta www.chbaalberta.ca
Edmonton Custom Decks www.edmontoncustomdecks.com
Edmonton New Home Information www.new-home.com
Edmonton New Home Guide www.NewHomeGuide.ca
SLC Ltd. www.shaneslandscaping.com
web directory
The Terrace by Brookfield Residential www.discovertheterrace.ca
Thomas Creek www.CalmarThomasCreek.com
Trumpeter by United Communities www.trumpeterbiglake.ca
Tuscany Hills by United Communities www.tuscanyhills.ca
United Communities www.unitedcommunities.com
Upper Windermere by Beaverbrook www.upperwindermere.com
Vita Crystallina Nera www.liveatvita.com
Villas on the Ravine www.villasontheravine.com
Walker Lakes North by MLC Group / Cameron Dev Corp www.walkerlakes-north.com
Walker Lakes Station by MLC Group / JCA Financial www.walkerlakes-station.ca
Walker Summit by United Communities www.walkersummit.com
Walton Development and Management L.P. www.waltondm.com
Westerra by Qualico Communities www.westerrastonyplain.com
Windermere Ridge by Beaverbrook www.windermereridge.ca
Windermere South www.windermere-south.ca
Windrose www.liveinwindrose.ca
Woodhaven - Edgemont www.woodhavenedgemont.com
The Woods at Kenton by Beaverbrook www.woodsatkenton.ca
JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 137
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140-United-Walker Summit 06-06-14.indd 999 2014-05-29 3:50 PM