PLP 2016-17 Keonjhar 

 

1

 

Executive Summary

Agriculture is the man economic activity in the district followed by mining and quarrying activities. The district has got huge deposit f iron ore and manganese. There are 80 mines and 29 large / medium scale industries in the district. The district is also rich in forest resources with 37.3 percent of the area under forest cover. It has a huge non timber forest produce potential. Thus collections of minor forest produce are the major economic activities of the people living in hilly track. Besides livestock rearing particularly sheep, goat and piggery is another important activity of the district.

There are 198 bank branches, the Bank of India(BOI) as the Lead Bank, catering to the need of the people. The other two important banks are Odisha Gramya Bank(OGB) and Keonjhar Central Cooperative Bank (KCCB) with 41 branches and 42 PACS respectively.

The Credit Deposit Ratio which is hovering around 42 % since last two years. The overall achievement under annual action plan has gone up to 80.81percent in the year 2014-15 from 59 percent during 2013-14.

The overall projection for 2016-17 under total priority sector is `242411.52 lakh wherein credit potential for agriculture, MSME, Export Credit, education, housing, renewable energy, others and social infrastructure are measured at `111761.17 lakh, `81901.58, `12600.00, `6247.50 lakh, `10404.00 lakh, `1094.67 lakh, `17570 and `832.60 lakh respectively.

Commercial Banks like SBI, BOI has to be proactive to achieve the potential as envisaged in the PLP 2016-17. Line departments like agriculture, horticulture, fisheries may play a vital role in sponsoring and guiding beneficiaries in realizing the potential.

NABARD has taken up 4 Wadi, 8 watershed, 1 RIPF and area development projects for dairy in Harichandanpur a Swampatna blocks so that credit flow to these areas will be more for Commercial, RRB and KCCB. NABARD is always continue with the development initiative and innovative approach for credit flow.

PLP 2016-17 has emphasized postharvest technologies for establishment of cold storage and rural godown, area development plan and SHGs/JLGs.

To achieve the potential as envisaged in the PLP 2016-17 all banks, government departments, NGOs have to work in a coordinated manner and provide all necessary infrastructure support and conducive atmosphere for exploitation of latent potential in the district.

 

 

Sr. No

A

i

ii

B

C

I

II

III

IV

V

VI

VII

VIII

Broad

Farm Credi

Crop Produc

Term Loan fo

Agriculture

Ancillary a

Credit Pote

Micro, Sma

Export Cre

Education

Housing

Renewable

Others

Social Infra

Total Prior

Sector-

P

it

tion, Mainten

or agriculture

e Infrastruc

ctivities

ential for Ag

all and Med

dit

e Energy

astructure i

rity Sector (I

Pr

-wise PL

Particulars

nance and Ma

e and allied ac

cture

griculture (A

dium Enterp

involving ba

I to VIII)

rojection

2

LP Proj

arketing

ctivities

S

A+B+C)

prises

ank Credit

ns (2016

jections

Sub- Total

‐17)

PLP 20

s- 2016-

PLP Projec

Agricultu

MSME

Export Cre

Education

Housing

Renewab

Others

Social Infrinvolving 

016-17 Keon

-17

(` L

ctions 2016

70654

36307

106961.

3719

1079

111761

81901

12600

6247

10404

1094

17570

832

242411.

re 

edit

n

le Energy

rastructure Bank Credit

njhar 

Lakh)

-17

4.16

7.64

.80

9.81

9.55

.16

1.59

.00

7.50

.00

4.67

.00

.60

.52

  PLP 2016-17 Keonjhar 

 

3

 

Summary of Sector / Sub-Sector wise PLP Projections- 2016-17

(` Lakh) Sr. No Particulars PLP Projections 2016-17

I Credit Potential for Agriculture

A Farm Credit

i Crop Production, Maintenance and Marketing 70654.16

ii Water Resouces 4001.09

iii Farm Mechanisation 9374.05

iv Plantation and Horticulture (including sericulture) 4221.03

v Forestry & Wasteland Development 581.48

vi Animal Husbandry -Dairy 6376.23

vii Animal Husbandry -Poultry 4528.22

viii Animal Husbandry -Sheep, Goat, Piggery 3812.04

ix Fisheries 3157.00

x Others 256.50

Sub-total 106961.80

B Agriculture Infrastucture

i Construction of storage facilities 2243.00

ii Land Development, Soil Conservation, Watershed Development 1286.68

iii Others 190.13 Sub-total 3719.81

C Ancillary activities

i Food & Agro-processing 1042.05

ii Others 37.50 Sub-total 1079.55

Total Agriculture 111761.16

II Micro, Small and Medium Enterprises

i MSME - Working Capital 12192.58

ii MSME - Investment Credit 69709.01

Total MSME 81901.59

III Export Credit 12600.00

IV Education 6247.50

V Housing 10404.00

VI Renewable Energy 1094.67

VII Others 17570.00

VIII Social Infrastructure involving bank credit 832.60

Total Priority Sector 242411.52

4

PLP 2016-17 Keonjhar

District Map

5

District Profile

PLP 2016-17 Keonjhar

District - Division -

8303

3

13

2122

286

831000 Normal 2011-12 2012-13 2013-14

310000 1488 1576 1452 1468

67849 24 88 20

23084 Balance

3851 NA

32696

51000

35839 Nos. % to Total Ha. % to Total

297873 196755 76.7 124703 42.3

385927 47654 18.6 123163 41.8

88054 12068 4.7 47100 16.0

126 256477 100.0 294966 100.0

213 Total Male Female Rural Urban

180 1801 906 895 1507 294

226 209 104 104 166 43

40 818 405 412 733 85

7 922 570 352 796 126

143

327 NA NA

287 NA NA

221 NA NA

1812 42

93 65 3

684 502

2072

1677 527 1132

67 13068

2066 20168

1012 NA

4189 17

115

283 1

74132

54864 133

6353 6498 179

- 155 18275

8005 1

109164 5000

No of units Cap.[MT]

1 2000 Area (Ha) Prod. (MT) Area (Ha) Prod. (MT)

167810 418700 170650 431080 2521

22890 33826 28310 409040 747

4 10 320 840 26330 46040 46

4530 1960 15920 8210 10

- - 6110 5630 922

2 1000 8210 3980 7260 3940 512

1600 760 10610 3730 368

Category of animal Total Male Female 22

Cattle - Cross bred 31 1

Cattle - Indigenous 632307 16

Buffaloes 18 2 5

Sheep - Cross bred

Sheep - Indigenous 107 123 3

Goat 512

Pig - Cross bred

Pig - Indigenous 12 Fish 8162 7

Horse/Donkey/Camel Egg 534 35

Poultry - Cross bred Milk 45 75

Poultry - Indigenous Meat 2376 4

Keonjhar State - Odisha Northern

1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE

Total Geographical Area (Sq.km)Agro-climatic Zone North Central Plateau and North Central Coastal Plain

No. of Sub Divisions

No. of Blocks Climate Moist Sub-humid to Dry Sub-humid, short & mild winter

No. of Villages Soil Type Alluvial, Red and Yellow

No. of Panchayats

3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER

Total Area Reported

Rainfall [in mm]Actual

Forest Land

Barren and uncultivable waste Variation from Normal

Permanent Pasture and Grazing Land Availability of Ground Water [Ham]

Net annual recharge Net annual draft

Land under Miscellaneous Tree Crops NA NA

Cultivable Wasteland 5. DISTRIBUTION OF LAND HOLDING

Current FallowClassification of Holding

Holding Area

Other Fallow

Total cultivated area <= 1 Ha

Total or Gross Cropped Area >1 to <=2 Ha

Area Cultivated More than Once >2 Ha

Cropping Inensity [GCA/NSA] % Total

6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000]

Cultivators Category

Of the above, Small/Marginal Farmers Population

Agricultural Labourers Scheduled Caste

Workers engaged in Household Industries Scheduled Tribe

Workers engaged in Allied Agro-activities Literate

Other workers BPL

8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households]

Total Households Having brick/stone/concrete houses Having electricity supply

Rural Households Having source of drinking water Having independent toilets

BPL Households Having access to banking services Having radio/tv sets

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]

Villages Electrified Anganwadis Dispensaries

Villages having Agriculture Power Supply Primary Health Centres Hospitals

Villages having Post Offices Primary Health Sub-Centres Hospital Beds

Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos]

Villages having Primary Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos]

Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos]

Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos]

13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] Plantation nurseries [Nos]

Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos]

Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos]

Net Irrigated Area(Irrigated area Kh 2009) 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING

Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] Wholesale Market [Nos]

Area irrigated by Wells Length of Pucca Road [Km] Godown [Nos]

Area irrigated by Tanks Length of Railway Line [Km] Godown Capacity[MT]

Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos]

Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT]

15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS

Avg. Yield [Kg/Ha]Food (Rice/Flour/Dal/Oil/Tea/Coffee)

Sugarcane (Gur/Khandsari/Sugar) Paddy

Type of Processing ActivityCrop

Rabi 2012-13 Kharif 2012-13

Fruit (Pulp/Juice/Fruit drink) Vegetables

Spices (Masala Powders/Pastes) Maize

Dry-fruit (Cashew/Almond/Raisins) Biri

Cotton (Ginnining/Spinning/Weaving) Arhar

Milk (Chilling/Cooling/Processing) Moong

Meat (Chicken/Motton/Pork/Dryfish) Niger

Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2007 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

Veterinary Hospitals/Dispensaries [Nos] Animal Markets [Nos]

Disease Diagnostic Centres [Nos] Milk Collection Centres [Nos]

Artificial Insemination Centers [Nos] Fishermen Societies [Nos]

Animal Breeding Farms [Nos] Fish seed farms [Nos]

Production ['000 MT] Per cap avail. [gm/day]

Animal Husbandry Tng Centres [Nos] Fish Markets [Nos]

Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos]

Improved Fodder Farms [Nos] Slaughter houses [Nos]

Production [MT] Per cap avail. [gm/day]

Sources (if not mentioned against

the respective item):

Item Nos. 1, 6, 7, 9 & 10 - Census 2001; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - BPL

Survey 2002; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - DACNET; Item No. 17 & 18 AH Dept; Item Nos. 19 - Dir. of Animal Hus./Dir. of Eco. &

Stat.

19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

Production [MT] Per cap avail. [gm/day]

Production [Lakh Nos] Per cap avail. [nos/p.a.]

8

Banking Profile

PLP 2016-17 Keonjhar

District - State -

Total Rural Semi-urban Urban mFIs/mFOs SHGs/JLGs BCs/BFs Villages Households

Commercial Banks 17 89 45 44 11278

Regional Rural Bank 1 45 39 6 8553

District Central Coop. Bank 1 13 8 5 4767

Coop. Agr. & Rural Dev. Bank 2 2 1 1

Primary Agr. Coop. Society 42 42 42

Others 1 1 1

All Agencies 64 192 135 57 24598 11 1757

31-Mar-07 31-Mar-08 31-Mar-09 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

Commercial Banks 32158366 39671355 47887830 20.7 70.1

Regional Rural Bank 6174396 6511770 6769529 4.0 9.9

Cooperative Banks 2646159 3042500 3045897 0.1 4.5

Others 6558185 10915943 10590230 -3.0 15.5

All Agencies 47537106 60141568 68293486 13.6 100.0

31-Mar-07 31-Mar-08 31-Mar-09 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

Commercial Banks 19437846 16174495 16698045 3.2 57.2

Regional Rural Bank 2969766 2960063 3051686 3.1 10.4

Cooperative Banks 2083240 2431500 2792740 14.9 9.5

Others (Pvt) 6063985 3917502 6709626 71.3 22.9

All Agencies 30554837 25483560 29252097 14.8 100.0

31-Mar-13 31-Mar-14 31-Mar-15 Deposit Credit Deposit Credit

Commercial Banks 60.44 40.77 34.87

Regional Rural Bank 48.1 45.46 45.08

Cooperative Banks 78.73 79.92 91.69

Others 92.46 35.89 63.36

All Agencies 64.28 42.37 42.83

Commercial Banks 8895551 53.27 3192372 19.12 2215559 13.26 62560 0.37 1576785 9.44

Regional Rural Bank 1231999 40.37 832108 27.27 916583 30.04 - 267787 8.78

Cooperative Banks 2690512 96.33 2656194 95.11 2323045 83.2 - - 37884 1.36

Others (Pvt Bank) 1325890 29.95 331739 4.94 150387 2.24 - - 77378 5.84

All Agencies 14143952 48.35 7012413 23.97 5605574 19.16 62560 0.37 1959834 13.86

Commercial Banks 4226945 3027345 71.62 5034551 2375054 47.18 9536891 8744022 64.25 61.01

Regional Rural Bank 1787502 774902 43.35 2226521 372723 16.74 3458940 2746106 45.22 35

Cooperative Banks 2282442 1659463 72.71 2597879 1760974 67.79 3510771 8037218 152.29 98

Others 440567 992357 130.02

All Agencies 8296889 5461710 65.83 9858951 4508751 45.73 20519703 37

Crop Loan 3469000 2435084 70 2404639 89 5404300 2472553 87

Term Loan (Agr) 1589951 504935 30 234987 36 234987 36

Total Agri. Credit 5058951 2940019 58 2639626 71 2707540 71

Non-Farm Sector 1044000 135575 13 2000000 39 2000000 39

Other Priority Sector 3756000 1433090 38 540428 60 540428 60

Total Priority Sector 9858951 4508684 46 5180054 64 5247968 64

Commercial Banks NA NA NA NA NA NA NA NA NA NA

Regional Rural Bank NA NA NA NA NA NA NA NA NA NA

Cooperative Banks NA NA NA NA NA NA NA NA NA NA

Others (PCARDB) NA NA NA NA NA NA NA NA NA NA

All Agencies NA NA NA NA NA NA NA NA NA NA

Sources : Lead Bank

Keonjhar Odisha Lead Bank - Bank of India

1. NETWORK & OUTREACH (As on 31/03/2015)

AgencyNo. of

Banks/Soc.

No. of Branches No. of non-formal agencies assoiated Per Branch Outreach

2. DEPOSITS OUTSTANDING

AgencyNo. of accounts Amount of Deposit [Rs.'000]

3. LOANS & ADVANCES OUTSTANDING

AgencyNo. of accounts Amount of Loan [Rs.'000]

4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs)

AgencyCD Ratio

AgencyDuring 2009-10 Cumulative

Commercial Banks

Regional Rural Bank

Cooperative Banks

Others

All Agencies

6. PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015)

Agency

Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women

Amount [ '000]`

% of Total Loans

Amount [ '000]`

% of Total Loans

Amount [ '000]`

% of Total Loans

Amount [ '000]`

% of Total Loans

Amount [ '000]`

% of Total Loans

7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Agency

2012-13 2013-14 2014-15Average Ach[%]

in last 3 yearsTarget [ '000]`

Ach'ment [ '000]`

Ach'ment [%]

Target [ '000]`

Ach'ment [ '000]`

Ach'ment [%]

Target [ '000]`

Ach'ment [Rs. '000]

Ach'ment [%]

8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Broad Sector

2012-13 2013-14 2014-15Average Ach[%]

in last 3 yearsTarget [ '000]`

Ach'ment [ '000]`

Ach'ment [%]

Target [ '000]`

Ach'ment [ '000]`

Ach'ment [%]

Target [ '000]`

Ach'ment [ '000]`

Ach'ment [%]

9. RECOVERY POSITION

Agency

2011-12 2012-13 2013-14 Average Rec. [%] in last 3

yearsDemand [`

'000]Recovery [ '000]`

Demand [`'000]

Recovery [`'000]

Recovery [%]Recovery [%]Demand [`

'000]Recovery [ '000]`

Recovery [%]