financial awareness capsule sbi po

7/27/2019 Financial Awareness Capsule Sbi Po

1/39

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FIACIAL AAEE F BI EAM B M. A.K. G, E C M, B

2013

1. A: A B C SBI

SBI 206 . S R B, C B CMD.

2. LIC MD: T U S, ( ) LIC V K S,MD LIC HF, MD. A , LIC MD, , . LIC I , 83 , 71 .

3. F $1.83 : F $282.95 O 25.

4. J MC , FMC: J S, F T (FT) MCS , M CE I (MC) . T R 5,600 NSEL, FT.

5. : I ,

S 2013, , 3.7 A.I , 8.3 , J 200910. T 37 I I P (IIP).

6. A 76% B: A C G A, R 4.12 ,

201314 76 BE R 5.43 . F , 65.6 BE.

7. '' : 'S',K ' , , . T , 375 42

.8. K 10,000

: T ,


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P, D R,E S.

9. B : S B I, , 200 . SBI 6.5

R 1 , 60 , 8.5 .

10. P R 5 : T KP , , R 5 , R 250 LPG () R 4 . I (OMC) R 6 ,

R 40,000 . I 6 9 .

11. $40/: T , U C $300 $260 J31, 2014, M 31, 2014.

12. A B B ' ': BIDFC, B, R 1,000. T

1260 9.009.25 . T , .

13. BI 500 : F I R500 . T

, . T

, . A M, 43 I, 333 ; , 47 . A T O,I 12

.14. BI : RBI (IINSS) 10 (IRF). H, 10 , P I, .

15. BI : RBI

(MF). I J MF , RBI' . T R 25,000 10.25 MF.

16. B 2: I CAD 3.6 (GDP) 201213 4.9 GDP

201314. I , M, S. S S 10 () FCNR(B) , $6.9 $4.4 O 25.

17. FM CMD B: E (ED) . E,

ED. H, . A RBIG 19 ED PSB , 201415. I , PSB . T , A B B M, .

18. G ' :

G R 130 383 AS R 28 339 , 360


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. I , 99 500 .

19. B GD 4.7%: T B (CAD) 4.1 GDP 201314, 3.7 . T B RBI , , . T I M F, GDP 4.25 F14.T P M' E A C(PMAEC) I' 5.3% 6.4%

. T 5%. T PC I' 5.3 , .

20. I CAD:A B, I (CAD) 201314 .

21. FM AI : T ' 4.8% GDP 201314.H, A I/A , B L & C (BLCL), A T& T (ATT) I R C T C (IRCTC).

22. C M: F

(UMPP), UMPP 10 . N, , .

23. E : U CM A S U H P.T M 31,2010.

24. EKC : A IRDA, KC ( ) UI A I (UIDAI) KC . E, UIDAI , A

.25. 25 ' :E C I S H MC I S MFI. S , 100 25 . T R21,300 J. T . A RBI , MFI

R 50,000.

26. IL I 1 : R I R 1 . I R 1,06,523 , R 93,266 .

27. FDI,

: F , I . H, , . I 100 FDI , , .

28. E : CII CEO . S

, . T , .

29. G L

A A: T . A ,


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. TR F C T L A, R RA, 2013 70 P PP (PPP) 80

.30. B : A US UK , US . T 2010 DF A FDIC (F DI C) ' .

31. D , : T J

2012 , 17 .B . T 1994 119 2012. S 12 28 201213.

32. C 50 : T C C E

A (CCEA) R 50 . I R 1,400 201415 (AM). CCEA R50 MSP, R 3,050 . T () R 100 R 3,100 . F , MSP R 50 R 2,950 R 200 R 3,000 . T MSP , C A C P (CACP).

33. HBC I : H S BC (HSBC) I. I HSBC ID S (I) L. HSBCID S (I) HSBCID (I), .

34. MC:T K P

. T ,

, I. A , 80 20 .

35. G : A RBI G R

R, (RTGS) , . I .

36. BI : RBI , . T

U B II TB. T G( ) . A G . I , , / , .

37. G 14,000 B: T

R 14,000 (PSB) , R 2,000 S B I R 1,800 IDBI B C B I. T R 10,000 , , (QIP).

38. G : T 'I PC S 2013'. U ,

80 .

39. BI C MB: T C / SMS . TC S B. S,D, I D & R

B T (C).40. : T , U P


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, B. G , .

41. FM B A : FM P C PSB 30 .

42. BI $9.6 : I $9 RBI' FCNR(B) I S .

43. A, M : T P M O (PMO) .

44. D' 3 :

, R 15,792 , R 6,200 J 2010. D V C (DVC), 2,800 M J B, R 5,900 .

45. I 6.46% :H 6.46 S,

. , I' , 6.1 A.46. I

: I T S' , 92,865 32.9 2013.

47. F : A IIMA, , I '

. T .

48. E 1.6% I'GD: A B R, , , , .T , ,

.49. I 0.6% A: T J 2.7 A 12, .

50. H I A I , : T

(TPA) , H I TPA I, A 14. T A 2014.T TPA N I C, N I AC, U I C, OI C G IC I . 23.75 , GIC . T TPA . F, , .

51. 201418 5.9%: A P O E C D (OECD), I 5.9 201418 . T I OECD' 6.9 A

. E A S A, C I.

52. IDAI B A : T UI A I (UIDAI), C N I A I B.T N I A I, A . I UID. T A

; , , A.

53. IMF F14 4.25% : T I M F ' 4.25 . IMF . I I' , 11

. B , 4 200203. IMF


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11 .

54. A & : T N P C I , A R S (ABRS) QS A M (QSAM). ABRS

A. T QSAM ' A . T (30 ) A .

55. : N S 2013 14 (NS) R5,000 , , , . T

D RA ( DRA) , .

56. FM AM: T PSU 5,726ATM A 34,668 M 2014. F,D B T S, 25 , 78 . T 191 DBT

LPG , .57. BI : RBI / N 30. S .S RBI.

58. B J: B ,

, I. , B 50 .

59. A : G U I(UID) . U A , UID . A PIN , . T A , IFSC , , A .

60. B BIMA : A ASSOCHAM,

B 14 20042012 BIMARU B, M P, R UP. H, , B' .

61. M : L I 50 75 .I 25 , . C 50


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. A J 2000, 100 150 . T 50 75 , , O 2007. T . V

R 600650 .

62. BI : T , RBI .

63. A , / J 2016: T P 4/6 J

2016 R 3,080 . T P .

64. AA : R P 74.6 B (BE) . T

75 BE 200809, .B , BE 2.5 GDP .

65. FM :A F M, C, . H, ,

. T I FSLRC , C A, P FR D A (PFRDA)B, S L A O.

66. C HC CG G

AM: T S C U (CNG) G D M. B ,

G .

67. I : A M P C, UF M, I US . T

US F R. T US .

68. ABAD : NB A R D(NABARD) , . T , ,( ) SPV PPP, , ,

, (A P MC) APMC, , ' .

69. L 3 : T I R D A (I) D 31. T O 1. H,

(NAV) O 1.

70. II : A T HE U R, PU, 226 400

, IIT K 226 250 IIT R 351400 .T IIT D K, 351400 . I 400 . O,C I T , H U O , S U . T US

10 77 200 ( ).


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71. 5 5: A , M P N G . T LPG (OMC)

. T LPG ( ). U , LPG .

72. ADB F14 GD 4.7%: T I , ,

.73. :

S , FM P C "" .

74. BI J : RBI . F S

E B C B B, RBI U T N M BJ, RBI , .T 26 .

75. I B: I B . T I'

B.

76. I' M&A 5.1%: T BRIC (B,R, I C) . C $107.1 (32 ), R ($52.1

15.7 ), B ($35.3 10.7 ) I ($17 5.1 ).77. ' 75,000

J: C , C R 75,000 , J. N, R 4.5 ( ), R 3.75 . A R 3.75 ( ) , R 3 .T

S E B I, I R D A, T R A I, CE R C, CC I, P F R D A, P N G R B, D R A A E R A I.

78. C : F M PC ,

R B I , . E .E . S , HK .

DEC 2013

1. I, : A U R2013 UBS AG , I 5% 103 ; . M 30 , , .

2. B : T R F C, 100 G

I T O(TO) B M D 3 6. T P C .

3. B 5 : T 5


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ATM, I .

4. L : R L I C(RLIC)

. TI R DA (IRDA) D M L, C IR L, SHCIL P L, CAMSR S L K I L (IR).

5. M. . IBA :M.V. T, C MD C B I, C E I BA. T K. R, A N 30, 2013.

6. EBI E : SEBI SEBI ESOP/ESPS

J 30 . I J 2013,SEBI .

7. FMC . M MC C: T F MC S M (IAS R) C M C E.

8. I A :A HRD M M. M. P R,

I 500 2022. T M HRD AICTE 9 12.

9. F 84% B :A CG A (CGA), R4.58 R 5.42 . T 84.4 . T , P P

. F G. H , G . T .

10. GD,

FCCB: T M.S. S P (GDR) . T GDR 1993 .

11. , : T C R 1 R

10 . J 1, R 1 .

12. D , : A F S S R T,P .

13. M MFI

BI : T NB FCM I (NBFCMFI), RBI .A, SRO M FI N (MFIN) S NBFCMFI . H, SRO RBI.

14. F : A RBI,

I .

15. BI HB $200 : N H B RBI $ 200 .

16. 1,000 AM B: B P

1,037 ATM B.T S G CCTV ( ) ATM .


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17. IDA :I

, I R D A II B (IIB) .T .

18. B : D 6,212 201213: B 201213 R 6,212 R3,183 . I

, 349 R 1 201213 28 273 .

19. A : A RBI R T P B I, 201213, R 18,500 S . A, , A (DRT) LA.

20. BI : I

, T P B I,201213, RBI , , . T ( ) 9.2 M 2013 7.6 M 2012. , / . F, .

21. BI G : A RBI, G

. T G 21 55 82 .

22. AM: T

ATM 1.14 201213, . T 38 M 2013. A 65 ATM,

. I S B I ATM 32,777 S 30. A , A B 11,796.

23. : A F R, I , .

24. C ,

: A RBI R T & P B 201213, , / . I 201213, 1,543 100 , . C TI N D, M, C, K,B H

15B O .25. B G

: A RBI, , . T .

26. F : B M B . UA,

C M D. BMB, R 1,000 .

27. 29 E: T SE (SE), TC S, N M SE P G . G .

28. B :B M B (BMB) .


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, , , ATM US FIS.

29. M

: UBS I C . G M I S I , , .

30. : A V M, M P & N G, ,

.31. B , C... : T U

G B R S T . E C. N. R. R .

32. B 2013: B M B I. T B : G .

33. B: RBI, J 1, 2013 26 . T NB RBI () T S L;() V I L, A.A K. C. L & F L.,C .

34. BI L M, M E: RBI R 5,000

S I D B I (SIDBI). T , , MSE SIDBI MSE , , , NBF C (NBFC) S FC (SFC). T , , N 14,2013 . T

14 90 . D 90 , . A 90 ,

. T N 13, 2014.

35. C : A RBI DG K.C. C, NPA . A , () NPA

2007, ; () P NPA ; () , ; () P ( ) ; () , . T , .

36. , 8 7%: T P I(PI) O 7 6.46 S. T , C P I (CPI), 10.09 O 9.84 S.T (

) 2.6 O 2.1 S. C , , .

37. B 40 38% H1:T NPA 40 M 31,2013, R 93,109 , R1,28,533 S 30, 2013. O 40 , 14 50 NPA. .

38. : I 2 S 0.7 .I A 0.4 .T IIP , . T 10.8 S.

39. E : R US EU I . E

13.47 $27.27 O 2013. I $10.5 . T $20.21 O 2012.


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E AO 6.32 $179.37 . I $270 3.8 .

40. IDA : IRDA I C H

. T C A, 1956.I R 100 .

41. E:S K P S E O. P $12 SE,

.42. T SE 63,48,000

18,000 30,000 .

43. G: T , 1096, , I I L. I G. T

, .

44. CI : TC S I & R(CSIR) 28TV . T TV, , .

45. G : T C S O

(CSO) D G CI & S (DGCIS) . I, , . I F T A .

46. C JE : TC C I

J A EA. T C I.

47. 10%:T C P I (CPI) 10.09

O, 9.84 S. P 45.67 10.74 O 2012.

48. 20% :A , 350 DP C O, 1416 8.5 .

49. C G : A I R & R,

G, .T G L I C I (LIC) 95 F10 F13. A G . T P ME A C, G

R 55,000 .50. EBI

25 : M SEBI (AUM) R 1,000 R 25 . T (AMC) R10 . T R25 .

51. I : A ILO, F TA . I 58 J 2013, 21 2005 1995.

52. C : A CA M S P, G P


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. T G NF R A.

53. I C : A

UBS, I 103 $180, .B , C 10 157, $384 .T US ,515, , $2,064 . M 2,135 I , N D (1,980), B (1,980), K

(635), H (540) C (385).54. L 3

: A IRDA, , . T S 2010 , , , . U , , 80

.55. C M : T C & I M I F T A(FTA) .M FTA I SAARC SE A N E A. I SAFTA,I $12 . A,

IA T GA 2009, . A I M I I.

56. I, A: T US I IUSA N I A E M (MANAGE)

H. T , US G F F, K, L, M.

57. & BBB :G S & P BBB I, . BBB . A , I

. G , , . B , , .

58. : T F D . T

, , , , .

59. D : F J 1, 2013, DP , .B 10 ,

, .

60. CAG : TC A G I SK S U N B A . I C J 1,2014. T CAG I UN , UNH. I B 1993.

61. I : I S A TO. TO , $1,000 3.25 . I

2007, TO , . H, , I 2015 .


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62. M FM , : T M P & N G F M (/) . T,

, , .

63. M : T P M PM G 99 , R 3.6 , . T , PMG C C I, S E L R12,000 , A M

R 9,900 , L R 6,000 , M A R 12,000 J P L R 6,600 . B R 7 , .

64. K : T B 3,000 C, I.

65. 200 10% : A CII, 200 . S , , , . A 20 1020 . A 12

20 40 . A, . T C A .

66. M , 400 : I M 5 N S D S C S A P.

67. J MC: J S, N S E L (NSEL), NE VC MC. S, MC S E, F T C GCEO.

68. C C: M.B N P C I (NPCI), I N. R. NM.

69. CAD $70 : A C R, C PM E A C, I 201314 $70 , 201112 .

70. M : HSBC

I O, 50 . T O S 49.6.

71. G.K. C MC:MC S E (MCS) G K P, IAS (R), C T M T, VC .

72. FDI :T G

FDI , .

73. FIB FDI : T FI P B (FIPB) . C

.

74. D : F 2012. T

. T , , ; , , . O , ,


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, . R , .

75. B D A M : A A B R1,800 D AM E P L (DAMEPL) . T RI L D M RC (DMRC).

76. BI : T (PCR) 50

, 70 .RBI , .I, 7080 .

77. CAE 5.1%: TN C A E R(NCAER) 5.1 (GDP), 4.8 . T

GDP 4.85.3 201314.78. BI :

S B 2013, RBI G RR R RBI , .O ()P ; () B

; () (PSB) ; () C , .

79. MF , I: T M 21

1,209 I P, . I 7,500 . P

.

80. I BI' : A RBI, K C C, . G

. P . I , .

81. FM : A FM P C, , J, . A FM, , , N, , , , .I , , .

82. B' I: A

, I ' ', $71 2012. S .

83. A' : A, P F R DA (PFRDA), .

84. I' ' : A I MA I (IAMAI) IMRB I, J 2014,I A C.

85. L 'B ': A MK ,

R B I: G , , . T


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( GDP) 103 , 0.29 2003 0.59 2013. H, 90 I, , 35 I , 28

, 87 . T , , .B .

86. HD 120 : T 120 , US,

. I 19 29.

87. L : A . A I R DA (I) , 30 , , 15 . R

, . P 13, 25 37 49 .

88. C 4 M 90,000 :T C (UMPP). T R (4,000 M), G (4,000 M),K (2,000 M) L (5,000 M).T R 90,000 .

89. B :

R P , R S S B R S G N 13.

90. G D: I , C , (PDS), 3075 25

. T PDS : C . I CMR,

. I , (2570 ) , ( )

(MSP).91. BI : T MA (MA) 50 R 15,360. T U P R10,240 201314.

92. M' 51%: T P M' EA C

, 58 51 , .T B III .

93. 10,000 H: S H 70 80 . N 480,000 4.5 "" 36.

94. I 2 : T


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R, I C, RIC, N 10. I , AE M(ASEM) N 1112, 36 12 A E . ASEM 60 , 52

68 .95. F $281.29 : I'

N 1 $1.66 $281.29 .

96. I I : T C A, 2013, . T . H, A

.

97. C 1 B: T R1,00,000 .

98. BI A & : RBI A N . ,

MU 18 . T MU , , .

99. FM ED : T U

(ED) (PSB) 201415. T CMD 201415 B B (BB),I O B (IOB), C B,O B C (OBC), V B U B I.

100.F M&A, : A RBI, O S , .T OS & (M&A) I, 74 . T 74 I ,

.C, RBI . A T O, 12 . A , 43 334 0.5 .

101.C :T C C

. T I .

JA 2014

1. B F : SB, FS. H R S.

2. H B C:T C H KB C N B A R D (N).P , B E D I IF C L (IIFCL), . B,

P B, N C S.

3. C... CMD AB: P , R B M.

4. A CMD B: TU G A T


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C M D U B I. P , T A B.

5. C IBA: K R K C I B A.

6. G :

7. T G 10 , 15 , 80:20 , 20 .

8. M : A CA M,

. F, ( ) .

9. B I : B I BOI SL. P S B I,IDBI B B B.

10. K MD BI: P. PK G M D S B I. P , K D MD G E CB G I .

11. C J: TU C, N C I R2,035 . T , J A I I M S H,

45 .12. I : I

, . C, ( ) . T . T

. C, ,

, .T, . A , , ,

. T , . T .T F M J 15 .

13. 8.8 : A N S SO (NSSO), 8.8 I . A 33,510 I, 41

, , 63 . M, 23 . 13.5 , A P , B (12 ).

14. 80% , 60% : A G ,80 97.9

, 88.5 I 95.3 . T 46.1 I 76.8 I 62.3 16.7 . 59.4 8.8 I, , .

15. G 23 : T CM 23 I .T A, A, N, O, I, I,V, Q, S A.O R, J,S, A, I, S K,M, M, S A T. A


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US .

16. : T 28 2012 24 . T

77.32 2012 72.50 . I , 26 2012 22 2011. I 2012, R 30.78 R 28.05 . T 15.82 2012. () 18 2012 15

2011. T R 11.69 2012 R 9.63 2011.

17. I J 1:T G . S 12.36 ULI P ( , ), 3.09 , 12.36 .

18. EBI : T I, SEBI (IIT). A 12F P, I R 65 2012 2017. SEBI .

19. C : II N S S C, , . O . T R 5,000.T

(CPI) 1.5 . T

, S CPI D, . I .

20. ME H: A S M E (SME) H.

A V R 150 .

21. B FICCI : SB P, FICCI, 86 A GM.

22. M , : D , , , .

23. CCEA IL : T C C EA (CCEA) P NG M RIL KGD6 A 2014. I / . RIL KGD6 .

24. C 6,600 : T C C E A R 6,600 . T CCEA .

25. L L B: TP 18 D L B, C S. T B L S 18

D R S 17D. H B () T L , ; () F L SC/ST/OBC, ; () T P M, S L S, L O LS, C J I SC CJI,

P I ;() T


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, ; () S L S L 365 A.

26. : T C SI C AM .

27. , C: RBI

7.75 (CRR) 4 18D. E ,RBI G .

28. $100 : B T P G

.T 50 T H L, T, .T SB, S D S M, M K.

29. BI : T / , RBI ; / . I . B (NPA), SM A (SMA) ,

. SMA SMANF (

); SMA1 ( 3160 ); SMA2 ( 6190 ). T RBI C R I L C (CRILC) , , . B

CRILC R 5 . S (NBFCSI) . I , ( ) R 1 . T SMA2 /NBFCSI J L F

(JLF) C A P(CAP). JLF R 100 . T CAP JLF : ( ), ( ).

30. AC: A RBI,

(ARC) .

31. I 14 : S N 14 7.52 . F 19.93 . I 18.19 O. V 95.25 N 78.38 .

32. I

: I T O. I M M B.

33. : T N H B F M

. A R. V. V, C M D, NHB,


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.NHB .

34. M : B :I ,

R 510 SMS.

35. C BI : T F SL R C (FSLRC) RBI, U F A,F S A T, RC, F R A, P DM A F SD C. U

, RBI , .T F S D C .

36. I K : TI T D K A R 350 .

37. G : U M R DJ R () MNREGA, R 10,000 . A, R 4,500 ; C ; MN I A ; ()

MGNREGS F S S; () 15 , 0.05 .

38. F: A

, () . A FS S R T, . A

I R D A, , 25 . M , S B I, U B I,B B, C B, B I,P N B, A B, ICICI B IDBI B, . M

. A, .

39. AM I: A RBI 2011, 25.4 1,000 . I. T 8.9 ATM , . B C 2,975

, 49.6 ATM . I UK, ATM 261 1,000 . B ATM 1 122.8 ATM. ATM M 34 1,000 , 56.4 1 . 1,000 , I, M P, .H, , I

.B I 30.4 1,000, 9.6 US, 3.1 SA 7.9 B. C .

40. F : RBI, NPA, RBI . H,

. T R B . H,


22/39


NPA .

41. C : T / /, /

, 5 ( 0.40 ).

42. C A B : A B

L S. T .

43. B AM : T , ATM, .C,

ATM . T ATM . A , R 6 200 100,000 ATM .

44. F , :R 11.24 N (10.17 O). F O 1.8 , O 2012, IIP 8.2 .

45. G : U PP ( ) , M, C, S,B (P). T P

P M M A FM (M P.D ) . T

.46. IB BI B: I O B (IOB) RBI B. IOB I B.

47. E 5.86% :E N, 5.86 , . T , . T

, , $9.2 , 16.37 . H, C M $335 201314.

48. BI : I , S B I , . T

14 , SBI I .

49. : E , C ER C (CERC), .CERC .T (200914)

M 31.50. H H B :

T H $50 TG S D T T TE D T.

51. G 15% A: A 15.5 $8.2 US EU.

52. M

: A RBI, 201213, R 1 45


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27 200910. T , .A 57 , 16 S

UAE . T E 7 8 ,. A , SIFT(S I FT) .

53. BI : B $34 S. T R I B (RIB)

1998 ($4.2 ) I MB ($5.5 ).

54. MFI :E C I S, , . T E MFIR S. T , ECIS, .

55. M 7,200

:56. A U , , R 7,200 . T 12 .

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58. D : A I R & R

, (S 30) . T

F G , , .

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B, C, I. I 2012, C 10.5 FDI I. I $24 , C $253.5.

61. M I I:M I S I () , 12 . I US

F R 2014. T .

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