g.k capsule for sbi po mains exam - ibt institute: … capsul… · · 2017-07-07g.k capsule for...

G.K CAPSULE FOR SBI PO MAINS EXAM

w w w . m a k e m y e x a m . i n I w w w . i b t i n d i a . c o m

Page 1

G.K CAPSULE - SBI PO MAINS

1 Banking in News 2 Business News 3 Important Financial Institutions of India 4 Financial Market 5 Bank Accounts 6 Banking and Financial Terms 7 Important Government Launches 8 Important Government Schemes 9 Important Summits and meetings

10 Basic Facts of India 11 Defense 12 Science and Technology 13 UNESCO World Heritage 14 List of National Parks 15 Power Stations of India 16 New Appointments 17 India’s Agreements with other nations 18 Important Indian committees 19 Sports in News 20 Books and Authors 21 Important Days 22 Awards & Recognition 23 Obituaries 24 International Organizations 25 UN Specialized Agencies 26 International Banks



Page 2

SDJ SKSAHD S LAHDSHBANKING IN NEWS;LSAKD;SK D;S;SALLSSD

1. Amount of Recapitalization to Public Sector Banks announced in Union Budget 2017-18 by Finance Minister Arun Jaitley is Rs. 10,000 crore as compared to Rs. 22,915 crore announced in 2016-17. In last fiscal year, Government infused Rs 16,414 crore and falls short of its target.

2. As per the government’s initiative Indradhanush Scheme which is recapitalization programme for PSBs, it was decided Rs. 25,000 crore to be earmarked for FY 2016-17 & FY 2017-18 and Rs. 10,000 crore in each FY 2018-19 & FY 2019-20.

3. Indradhanush Scheme is aimed to improve capital requirement of PSBs which is measured by CRAR (Capital to Risk Weighted Assets Ratio). According BASEL III norms, CRAR of Tier I Capital and overall Capital for PSBs must be at least 9.5% and 11.5% by March 2019.

4. Finance Minister proposed in Union Budget to form Payment Regulatory Board within the RBI which would replace the existing RBI sub-committee Board for Regulation and Supervision of Payment and Settlement System (BPSS). Payment Regulatory Board is the grievance mechanism for electronic payment system.

5. Structure of Payment Regulatory Board: It is a six member board with 3 members within RBI and other 3 will be nominated by Centre. RBI Governor will act as Chairman, and Deputy Governor in charge of Payment and Settlement will be one of 3 RBI members.

6. Current Deputy Governor in Charge of Payment and Settlement is BP Kanungo. 7. Payment Regulatory Board is the outcome of Ratan Watal’s Committee on Digital Payments. This

committee proposed to make BPSS as autonomous department and also to make amendments in Payment and Settlement Systems Act, 2007.

8. Ratal Watal was the former Finance Secretary of India who was replaced by Ashok Lavasa last year in June.

9. FM also proposed to form Computer Emergency Response Team for Financial Sector (CERT-FIN) to counter cyber threats in Financial Payments. Currently CERT In i.e. Indian Computer Emergency Response Team which is under Minister of Electronics and Information Technology (MeitY) is responsible for India’s cyber security issues.

10. State Bank of India accounts for half (Rs 1,70,000 crore) of banking Sector’s Small and Medium Enterprises (SME) portfolio which stands roughly at Rs. 3,43,000 crore.

11. RBI eased norms for Commercial papers. Now the corporate entity with A3 instead of A2 rating can issue them. Commercial Paper is a short term money market instrument to raise money.

12. RBI allowed NRI to access Exchange Traded Currency Derivatives (ETCD) to hedge currency risks (volatility) other than the already accessible Over The Counter (OTC) transactions with AD banks. AD banks are Authorised Dealer Banks which are approved by RBI to exchange currency.

13. Public Sector Asset Rehabilitation Company (PARA) is recommended by Economic Survey this year to deal with bad debts. This agency will look after largest, most difficult and politically tough decisions to reduce debts. It would tackle Twin Balance Sheet Problem of India. Twin Balance Sheet Problem is the rising NPA of both PSBs and Corporates. Privately run Asset



Page 3

Reconstruction Companies (ARC) are proving to be ineffective to resolve bad debts. 14. ICICI Securities signed strategic partnership with Saxo Bank of Denmark. Saxo Bank is an online

trading and investment specialist and this partnership will allow domestic investors to enter into foreign markets.

15. RBI doubles the gold loan limit of Regional Rural Banks. Now RRBs can extend this gold loan upto Rs. 2 Lakh. The period of gold loans to be given by RRBs should not extend 12 months from the date of sanction. But they need to maintain Loan to value ratio of 75% in providing this loan. Loan to value (LTV) ratio is the amount of gold the borrower need to deposit in proportion to the value of loan sanctioned. At present 56 RRBs are functioning in India. 19. State Bank of India rebranded its domain name from sbi.co.in to bank.sbi. This highest domain protocol is known as ‘generic top level domain’ (gTLD). It will provide exclusive experience of security and assurance to its clients bringing in enhanced security against phishing and lookalike websites.

16. A new Act on old notes named ‘The Specified Bank Notes (Cessation of Liabilities) Act, 2017 was passed in Parliament. According to this law, it would be criminal offence to hold a certain number of old notes. Now its offence to hold more than 10 notes of old discontinued currency by an individual. And it should not be more than 25 pieces for research, study and for numismatics. Numismatics is the study or collection of coins, banknotes and medals.

17. IDFC Bank becomes the first Indian Bank to launch biometric based payment system ‘Aadhaar Pay’. Aadhaar Pay is meant for the merchants to receive payments from the customers digitally without any physical payment instrument. The current limit for transaction on Aadhaar based payment system is Rs. 10,000.

18. Bharatiya Mahila Bank merged with SBI. The move aimed to increase the outreach of BMB in order to provide financial services to women. Bharatiya Mahila Bank having HQ in Mumbai was established in 2013. It is a fully owned government company (100% shares with GOI). The objective of its establishment was to empower women entrepreneurs by proving collateral free loans up to Rs. 1 crore for setting up business venture. BMB have all women in its top management. BMB CEO is Usha Ananthasubramanian and this bank’s Motto is Empowering Women, Empowering India.

19. Five Associates banks of SBI merged with SBI. These five associates banks and their year of foundation are:

1. State Bank of Bikaner and Jaipur formed in 1963 by merger of two banks Bikaner & Jaipur. 2. State Bank of Hyderabad by Mir Osman Ali Khan in 1941 3. State Bank of Mysore by M. Visvesvaraya in 1913 4. State Bank of Patiala founded by Bhupinder Singh, Maharaja of Patiala in 1917 5. State Bank of Travancore in 1945

The two associate banks which were earlier merged are State Bank of Saurashtra (merged in 2008) and State Bank of Indore (merged in 2010).

Out of five three are listed (Travancore, Mysore, Bikaner & Jaipur) and two unlisted associate banks (Hyderabad and Patiala).

20. SBI will hit overseas debt market in the next financial year by issuing ‘Reg S bonds' of amount $1.5 billion, term not exceeding 5.5 years. Currently the SBI has already tapped this market by raising



Page 4

$500 million in dollar bond sale. The dollar bonds are traded on Singapore Exchange. Reg S bonds are bonds issued in Eurobond market for international investors.

21. Review of RBI’s first Bi-monthly policy for the year 2017-18

RBI has kept the repo rate unchanged at 6.25%. This is also known as Benchmark rate or policy rate.

But, the RBI decreased the reverse repo rate by 25 basis points which making it 5.75% from previous 6% which makes the policy corridor narrower.

The 6 member Monetary Policy Committee of RBI is responsible for making this bimonthly report.

The committee said that this decision is consistent with the committee’s objective of achieving the retail inflation at 4% in the medium term.

It also kept the Gross Value Added (GVA) growth projection of Indian economy unchanged at 7.4% for FY18.

22. RBI tightened the norms against weak banks. RBI has revised the Prompt Corrective Action Framework (PCAF) and now its breach would invite supervisory action against such banks from the RBI. PCAF is a three stage correction plan based on parameters of Capital, Net NPA, profitability of banks and leverage ratio. The three stages are formed which invites different RBI measures to ensure healthy functioning of banks. The breach of the all stages may invite forced mergers, winding up of non-compliant banks. Other corrective measures are restriction over dividend distribution, change of management, special audits etc.

PCAF will be reviewed every three years and would be effective from 1 April, 2017.

SDJSKSAH DSLA HD SH BUSINESS NEWS ; LS A KD; SKD;S;SALLSSD

1. New IIP and WPI series introduced by the Ministry of Statistician and Implementation Programme IIP (Index of Industrial Production) - It will include 809 manufacturing products and 55 mining products that are re-grouped into 521 item groups. WPI (Wholesale Price Index) – The number of items covered in the new series of the WPI has increased from 676 to 697

2. Forex Reserve reach life time high of $375.71 Billion According to RBI, India’s Foreign Exchange has increased by $2.985 billion to touch a life time high of $375.71 Billion. The increase was due to increase in foreign currency assets.

3. As per the IMF India will grow at 7.7% in 2018-2019 The IMF (International Monetary Fund) in its regional economic outlook has predicted the growth rate of India as 7.2% in the 2017-18 fiscal and 7.7% in 2018-19 fiscal.

4. Heads of 7 PSUs Banks Appointed In the major restructuring in the banking sector, appointments committee of the cabinet headed by Prime Minister appointed heads of seven public sector banks

Punjab National Bank- Sunil Mehta Allahabad Bank- Usha Ananthasubramanian Syndicate Bank-Melwyn Rego



Page 5

Union Bank of India- Rajkiran Rai G Indian Overseas Bank- R Subramaniakumar Bank of India- Dinabandhu Mohapatra Vijaya Bank-R A Sankara Narayanan

5. RBI tightens rules for JLF Reserve Bank of India (RBI) has tightened the rules around making the joint lender forum (JLF) more effective, directing banks not to break any rules and meet all the deadlines

6. Facebook launches “Express Wifi” in India Facebook has launched Express Wifi commercially in India and service is now available via 700 hotspots across four states of Uttrakhand, Gujarat, Rajasthan and Meghalaya

7. RBI asks ARCs to have a minimum net corpus of Rs 100 crore by 2019 Reserve Bank of India (RBI) has asked all existing asset construction companies (ARCs) to have a minimum net owned fund of Rs 100 crore by March 2019. The decision has taken by the RBI in accordance with its last bi-monthly policy.

8. NALCO Disinvestment : Government raises Rs 1200 crore The Central Government has raised Rs 1200 crore by disinvesting 9.2% of paid-up capital in National Aluminum Company Ltd. (NALCO)

9. India ranks 40 in WEF’s 2017 Travel and Tourism Competitiveness Index India was ranked 40th among the 136 economies across the world in 2017 Travel and Tourism Competitiveness Index released by the World Economic Forum

10. 3rd G20 Framework Working Group Meeting held in Varanasi The third edition of G20 Framework Working Group meeting was held in Varanasi (Uttar Pradesh).

The two day meeting held discussions on the current global economic conjecture as well as the deliberations on the policy options that countries can pursue to counter the challenges

It also deliberated on the inclusive growth agenda of G20 and formulated a framework that will enable countries to help frame country specific inclusive growth policies.

11. Vodafone, Idea merge to create India’s largest , world’s 2nd largest telecom company

Kumar Mangalam Birla-led telecommunications major Idea Cellular has agreed to merge with Vodafone India, Indian unit of the UK headquartered Vodafone Plc. The blockbuster merger will create worlds second largest and India’s largest telecom company by overtaking Bharti Airtel Ltd.

12. India to pitch Trade Facilitation in Services in WTO India will make a presentation on the proposed Facilitation in Services Agreement to World Trade Organization. It aims to ease norms including those relating to movement of foreign skilled workers and professionals across borders for short term work

SD AIMPOTANT FINANCIAL INSTITUTIONS IN INDIA ; S KD

1). Credit Rating Agencies Credit rating agency is a company which rates the companies and government on the basis of their ability to pay back the debt in timely manner. There are four credit rating agencies in India: I. CRISIL (Credit Rating and Information Services of India Ltd.)

India’s first credit rating agency. Founded:1987 Headquarter: Mumbai



Page 6

CEO: Ashu Sayush II. ICRA (Investment Information and Credit Rating Agency)

It is an Indian independent and professional investment information agency. Founded: 1991 Headquarter: Gurugram CEO: Naresh Takkar

III. CARE (Credit Analysis & Research Ltd.) It is second largest credit rating agency in India. Founded:1993 Headquarter: Mumbai

IV. Onicra Credit Information Company Ltd It is a private sector agency set up by Onida finance. Established :1993 Headquarter : Gurugram

2). CIBIL (Credit Information Bureau (India) Ltd. India’s first credit information company. Founded :2000 Headquarter: Mumbai Head: Satish Pillai

3). SEBI (Securities Exchange Board of India) SEBI is a regulator of India’s securities market. Established: 1992 Headquarter: Mumbai Chairman: Ajay Tyagi

4). IRDAI (Insurance Regulatory and Development Authority of India) It is an autonomous, statutory agency tasked with regulating and promoting the insurance and re-insurance industries in India.

Founded : 1999 Headquarter: Hyderabad Chairman: T.S Vijyan

5). MUDRA Bank (Micro Units Development and Refinance Agency Bank ) It is financial institution which is setup under the Pradhan Mantri MUDRA Yojna. It is set up to provide loans at low interest rates to micro finance institutions.

Headquarter: New Delhi Founded: 8 April 2015 MUDRA can be classified into three types: Shishu: under this loans up to Rs 50000 will be provided Kishore: under this loans up to Rs 5 lakh will be provided Tarun: under this loans up to Rs 10 lakh will be provided

6). NPCI (National Payments Corporation of India) It is the umbrella organization for all retail payment systems in India, which aims to allow all Indian citizens to have unrestricted access to e-payment services.



Page 7

Founded: 2008 Headquarter : Mumbai Key person: M. Balachandran

7). NHB (National Housing Bank) National Housing Bank is the apex bank in India. It is the wholly owned subsidiary of the Reserve Bank of India.

Founded: 1988 Headquarter :New Delhi Chief Executive: Shriram Kalyanaraman

8). SIDBI( Small Industrial Development Bank of India) It is the subsidiary of Industrial Development Bank of India. It was set up to promote finance and to develop micro and medium industries of India.

Established: 1990 Headquarter: Luckhnow, Uttar Pradesh Chairman: Kshatrapati Shivaji

SAH DSLA HD SH FINANCIAL MARKETS LS A KD; S;SALLSSD

On the basis of credit requirements it can be categorized in two types i.e. Capital Market and Money Market. A). Capital Market The segment of financial market of an economy from long term capital is raised via instruments such as securities, shares, bonds, debentures, mutual funds is known as securities market or capital market. Every security market has two components i.e. Primary market and Secondary market

Primary Market- The market in which the instruments of security market are traded directly between the capital raiser and instrument purchaser is known as primary market.

Secondary Market- The market where the instruments of security market are traded among the primary instrument holders is known as secondary market. Such transactions need an institutionalized floor for trading which is made available by stock exchanges.

Components of security market Security Regulator (SEBI in India) Stock exchanges Brokers FIIs ( foreign institutional investors)

1). SEBI( Securities Exchange Board of India) SEBI was first established in 1988 as a non statutory body through a government resolution. It became an autonomous body by the Government of India on 1992 with SEBI act 1992 with its head office in Mumbai. The SEBI is managed by its members, which consist of following:



Page 8

Chairman nominated by Union Government of India. Current chairman- 'Ajay Tyagi'

Two members (officers of union finance ministry) One member from RBI( Reserve Bank of India) Remaining 5 members are nominated by union government of India in which three are whole

time members. Main functions and powers of board as per SEBI act 1992

Inspection and audit of stock exchanges and various intermediaries. Promoting investor education. Levying various fees and charges. To approve by the law of stock exchange.

2). Stock Exchanges A physically institutionalized set up where instruments of stock market i.e. shares, debentures, bonds are traded. Functions of stock exchanges

Make a floor available for buyers and sellers of stocks. Passes updated information to enlisted companies about their present stockholders.

Presently in India there are 23 stock exchanges working but there are two main Stock Exchanges i.e. BSE (Bombay Stock Exchange) and NSE (National Stock Exchange). BSE (Bombay Stock Exchange) BSE is Asia’s first Stock Exchange, established in 1875. It is world’s 11th largest stock exchange on the basis of market capitalization. BSE has 7500 listed firms. It is oldest stock exchange of India. Headquarter: Mumbai CEO: Ashish Chauhan NSE (National Stock Exchange) NSE was established in 1992 in become operational in 1994. It is the first exchange in country to provide a modern, fully automated screen based electronic trading system. It is 12th largest stock exchange of the world. It is largest Stock Exchange of India in terms of daily turnover and number of trade. Headquarter: Mumbai CEO: Vikram Limaye 3). FIIs (Foreign Institutional Investor) Through the Portfolio Investment Scheme, FIIs are allowed to invest in Indian Stock Exchange. FIIs make investments in the markets on the basis of their perceptions of expected returns from such market. Their perceptions are influenced by:

The prevailing macro-economic environment The growth potential of economy The corporate performance in competing countries.

4). Brokers Broker is a registered member of a Stock Exchange who buys or sells securities on behalf of his client and charges a commission such brokers are also known as commission brokers. Brokers who offer services such as investment advice, client’s portfolio planning, are known as full service brokers.



Page 9

B). Money Market The short term money market is known as Money Market. Indian Money Market can be classified into Organized Sector and Unorganized Sector. ORGANIZED INDIAN MONEY MARKET- There are eight instrument or components of Indian Money Market that are designed to fulfill short term fund requirements of different categories of individuals, institutions or firms. Components: 1). Treasury Bills It is a short term debt instrument issued by government of India and is presently issued in three tenures i.e. 91 days, 182days and 364 days.

Treasury bills are zero coupon securities and pay no interest. They are issued at discount and redeemed at face value at maturity.

2). Call Money Market The Call Money Market deals in short term finance repayable on demand. In India prior to 1978, the brokers were the major operators in call money market. But now, RBI has put restrictions on the operations of brokers and has stopped paying brokerage and deposits to them.

Funds are lent and borrowed without collateral. Maturity period of call loans varies from one day to fortnight.

3). Certificate of Deposit Certificate Deposit are used by banks and issued to the depositors for a specified period less than one year- they are tradable and negotiable in the market. 4). Commercial Bills

Commercial Bills are issued by the All India Financial Institutions (AIFI), Non Banking Finance Companies (NBFCs), Scheduled Commercial Banks, Merchant Banks, Co-operative Banks and Mutual Funds.

Maturity of these bills is 30 days, 60 days and 90 days. 5). Commercial Papers It is used by corporate houses of India which should be a listed company. These companies need to obtain a specified credit rating from an agency approved by the RBI such as CRISIL. 6). Mutual Funds This money market instrument was introduced to provide short term investment opportunity to the individuals. 7). Repo and Reverse Repo Market Repos allow the banks and financial institutions to borrow money from RBI for the short term by selling government securities to RBI. Reverse Repos allow the bank and financial institutions to purchase government securities from RBI. 8). Cash Management Bill Government of India, in consultation with RBI decided to issue a new short term instrument to met temporary mismatches in cash flow of the government

Maturity period is less than 91 days. The tenure of the Cash Bill Management is as per requirement of government.



Page 10

UNORGANISED MONEY MARKET- It is called as unorganized market as there is no systematic framework for it.The major components of organized money market are as follow:

Hundis Shroffs in Gujarat Indigenous bankers Money lenders

JSKSAH DSLA HD SH BANK ACCOUNTS ; LS A KD; D;S;SALLSSD

The account which is maintained by a financial institution for the customer is known as bank account. In India there are only five kinds of accounts such as Saving Account, Current Account, Recurring Deposit Account, Fixed Deposit Account and BSBDA Account 1). Saving Account- Saving Accounts are the individual accounts for the personal purpose of saving. Most of the individuals save their investments with this account.

The saving account is opened on the name of individuals only. On saving account individual earn some rate of interest; this rate of interest varies from bank to

bank. When a person opens a saving account he is provided with a passbook, ATM, and cheque book. In saving account, there is no restriction on the number and amount of deposit but there is

certain restriction on the withdrawal. Minimum balance has to be maintained by the customer as mentioned by the bank.

2). Current Account- Current Accounts are the accounts opened for the business transaction, on the name of firm or company. These are never used for the purpose of saving and investment.

There is no limit on the number of transactions and amount in a day such as deposit and withdrawal.

There is no interest paid on the amount held in the amount but there are some service charges on such accounts.

These accounts have not any fixed maturity as these accounts are on regular basis. No passbook is issued for the current account holders. Minimum amount needed to open a current account varies from bank to bank. Many facilities are provided to current account holder such as overdraft facility, statement of

account. 3). Recurring Deposit Account- This account is opened by those who want to save small amount of money for a certain period of time and earn higher rate of interest.

Total amount is repaid along with interest after a fixed period of time. The maximum period of deposit is ten years and minimum period of deposit is six months. No withdrawals are allowed from Recurring Deposit Account. Bank may allow close of account before the maturity period. Interest rates may vary for different plans based on the amount deposit, period of time and also

on banks. Accounts can be opened in single or joint account.



Page 11

4). Fixed Deposit Account- In this account a fixed amount of money is paid for a specific period of time on which bank pays high rate of interest. It is also known as Term Deposit.

In this account deposit and withdrawal can be done only once. Bank pays the rate of interest on the amount according to the period of time. If withdrawal is done before the maturity period, bank can impose penalty on it.

5). BSBDA Account- The Basic Saving Deposit Account is an account in which customer can open an account with zero balance. This bank is also known as No Frill Account.

No penalty is imposed on non-operating of these accounts.

DSLA HD SH BANKING & FINANCIAL TERMS ; LS A KD; SSD

1. American Deposit Receipt (ADR) – It is a negotiable certificate issued by a U.S. bank representing a specified number of shares in a foreign stock traded on U.S exchange. ADRs are denominated in U.S. dollars.

2. Anti Dated Cheque - If date mentioned on the cheque is earlier than the date it is presented to bank; it is called anti dated cheque. Anti Dated Cheque is valid up to 3 months. Earlier it was 6 months but now it reduced to 3 months.

3. Arbitrage - Arbitrage is a process in which simultaneous purchase and sale of securities is done in order to earn profits with the difference in prices.

4. Balance of Trade - Balance of Trade is a difference between country’s export and import for a given time period. It is the largest component of balance of payments.

5. Balance of Payments - A statement that summarizes an economy’s transactions with the rest of world for a specified period of time is known as balance of payments.

6. Bancassurance - It is the term used to describe the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products.

7. Bank Account - The account which is maintained by a financial institution for the customer is known as bank account.

8. Bank Drafts - It is a negotiable instrument governed by the Negotiable Instrument Act 1881. It is a facility offered by the bank to its account holders only. A bank draft is a payment made by bank on the behalf of bank

9. Bank Rate - It is a rate of interest which a central bank charges on loans and advances to commercial banks without any collateral. It is a long term rate of interest. It implies penalty over banks not complying with RBI rules such as not maintaining CRR and SLR.

10. Banking Ombudsman - It is an authority to solve any complaints of the customer against the banks. If the customer is not satisfied with the compliant they can forward their complaint to governor of RBI.

11. Basel Norms - Basel Norms are the set of recommendations for regulating banking industry in world. Basel Committee on Banking Supervision issued Basel Accords



Page 12

12. Bearer Cheque - A cheque which is payable to any person who present it for payment at the bank counter. Such cheques are risky as in case it lost, the finder may collect the payment from the bank.

13. Bonds - A bond is a debt investment in which an investor loans money to an entity which borrows a fund for a defined period of time at a variable or fixed rate interest. It is similar to debentures but the key difference is that it is issued by a government institute

14. Broker- Broker is a registered member of a Stock Exchange who buys or sells securities on behalf of his client and charges a commission such brokers are also known as commission brokers.

15. Bull Market - Bull Market is a market situation where a buyer buys shares in a hope that prices will increase in near future and he will resale in order to earn profits.

16. Call Money - The Call Money Market deals in short term finance repayable on demand. In this funds are lent and borrowed without collateral and maturity period of call loans varies from one day to fortnight.

17. Call Option - It is an agreement that gives the right to investor to buy bonds or shares at a specified price and within a specified period.

18. Capital Adequacy - It refers to the amount of capital the financial institution has to hold as required by its financial regulator. This ensures the protection of depositors and investors and financial soundness of the bank.

19. Capital Market - The segment of financial market of an economy from long term capital is raised via instruments such as securities, shares, bonds, debentures, mutual funds is known as securities market or capital market.

20. Capital Reserves-Capital Reserves are undistributed reserves which is the part of company’s profit which is not paid out as dividends to the shareholders.

21. Cash Reserve Ratio – It refers to certain percentage of total deposits the commercial banks are required to maintain in form of cash reserve with reserve bank in form of cash only.

22. Cheque - A cheque is a negotiable instrument that is used for payments and settlements in India. It is an agreement between two organizations to make payments

23. Cheque Truncation –Cheque Truncation is a system in which physical cheque is converted into electronic form in order to reduce physical movement of cheques.

24. Certificate of Deposit –Certificate Deposit are used by banks and issued to the depositors for a specified period less than one year.They are tradable and negotiable in the market

25. Commercial Paper- It is used by corporate houses of India which should be a listed company. These companies need to obtain a specified credit rating from an agency approved by the RBI such as CRISIL

26. Commercial Bills - Commercial Bills are issued by the All India Financial Institutions (AIFI), Non Banking Finance Companies (NBFCs), Scheduled Commercial Banks, Merchant Banks, Co-operative Banks and Mutual Funds. Maturity of these bills is 30 days, 60 days and 90 days.

27. Commercial Banks- It is a type of institution that provides services such as accepting deposits, making business loans and offering basic investment product.

28. Core Banking Solutions- Core Banking Solution is a system where banks and their branches interconnected for the fast communication.



Page 13

29. Credit Rating- Credit rating is the process in which debtor is given a rate on the basis of paying back of debt in time. This service is basically provided to the large scale borrowers such as companies.

30. Credit Rating- Credit rating is the process in which debtor is given a rate on the basis of paying back of debt in time. This service is basically provided to the large scale borrowers such as companies.

31. Current Account- Current Accounts are the accounts opened for the business transaction, on the name of firm or company. These are never used for the purpose of saving and investment.

32. Debentures- A debenture is an acknowledgement of a debt. It is a document under company’s seal which provide for the payment of principal sum and interest thereon.

33. Demat Account - Dematerialized Account is an account where shares and other securities are held in electronic form rather than physical form.

34. Derivative – A derivative is a security with a price that is dependent upon or derived from one or more underlying assets. Derivative is itself a contract between two parties based upon the asset or assets.

35. Dishonor of Cheque- No payment of cheque by the paying banker with a return memo giving reasons for the nonpayment.

36. Double Financial Repression- It is the phenomenon when the bank faces financial repression on the both sides of the balance sheet. Repression on the asset side is a byproduct of SLR and on the liability side, continuing increase in inflation.

37. Drawer- the person who holds an account in a certain bank and draws a cheque to make payment.

38. Drawee- the person to whom the cheque has been drawn. 39. Escheat- When government acquires the property of a person having no nominee is termed as

Escheat. 40. Escrow Account - Escrow Account is held by the third party on the behalf of the other two

parties that are in the process of completing transaction. 41. Equity Shares- Equity shares represent the owner’s capital in the company. The holders are the

real owners of the company. 42. Factoring- A factor is a financial institution which offers services relating to management and

financing of debts arising out of credit sales. 43. Foreign Banks –A foreign branch bank is type of that is obliged to follow the regulations of both

the home and host countries. 44. Fixed Deposit Account- In this account a fixed amount of money is paid for a specific period of

time on which bank pays high rate of interest. It is also known as Term Deposit. 45. Green Bonds- Green Bonds are the bonds which are exempted from the tax and issued by

qualified organizations for the development of Brownfield sites. Brownfield sites are the areas which are underutilized or underdeveloped.

46. Global Depository Receipt- Global Depository Receipt is a certificate issued by more than one country for shares in a foreign country. The shares are held by the international branch of foreign bank.

47. Hedge- Hedge is an investment to reduce the risk of adverse price movement in an asset.



Page 14

48. Indigenous Bankers- Indigenous Bankers are the individuals and partnership firms performing banking functions. They are local bankers. They can be distinguished as professional money lenders whose primary business is not banking but money lending.

49. Interest Rate Swaps- It is the transfer of contractually agreed between two counterparties of their respective interest rate obligation.

50. Investment Institutions- It includes the institutions which mobilize savings of public at large through various schemes and invest these into corporate and government securities.

51. Internet Banking- Internet banking is also known as online banking, Virtual Bankingand web banking. Internet Banking allows its user to execute transactions with the help of internet.

52. Junk Bonds- Junk Bonds are kind of bonds which gives high yield at the very high rate of risk. These kinds of bonds are rated lower by credit rating agencies.

53. Leverage- it is a technique in which debt is used to finance firm’s assets in order to increase profitability of the company. The firm which has more debts than equity is highly leveraged firm and vice versa.

54. LIBOR (London Interbank Offered Rate) - It is a benchmark rate which some of the international banks charge for the short term loans.

55. Liquidity Adjustment Facility- It allows banks to borrow money through repurchase agreements.LAF is used to aid banks in adjusting the day to day mismatches in liquidity.

56. Masala Bonds- Masala Bonds are rupee denominated bonds i.e. bonds can be borrowed in Indian currency not in any foreign currency. These bonds can be issued by the Indian entities from overseas market.

57. Merchant Banking- In this service bank provides consultancy services to its clients for financial, marketing, managerial and legal matters.

58. MIBOR (Mumbai Interbank Offered Rate)- It is the rate at which bank can borrow funds from the other banks in Indian Interbank market. It is calculated everyday by the National Stock exchange

59. Monetary Policy- MonetaryPolicy is a process by which central bank of the country manage the supply of money which in turn effects on interest rates, inflation and growth of economy.

60. Money Lenders- A money lender is a person or a group who typically offers personal loans at a high rate of interest.

61. Money Market- The short term money market is known as Money Market. 62. Mobile Banking- Mobile Banking is a system that allows customers to perform a number of

financial transactions through a mobile device 63. Multinational Banking- Multinational banks are those banks that physically operated in more

than one country. It is also known as international bank. Narrow Banking involves mobilizing the larger part of the deposits in risk free assets such as government securities. In India narrow banking is implemented partially.

64. NPA (Non Performing Assets)- Non Performing Assets refers to the classification of loans in the books of financial institutions that are in arrears.



Page 15

The debt is considered non- performing when it is not paid for the period of 90 days. 65. Open Market Operations - It refers to buying and selling of government securities in open

market in order to expand or contract the amount of money in banking system. 66. Open/ Uncrossed Cheque- The cheque which is not crossed is known as Open Cheque or

Uncrossed Cheque. The payment of such cheques can be obtained on the counter of the bank. 67. Overdraft – With this facility a customer can withdraws more money from the bank account

that has been deposited. 68. Preference Shares – Preference Shares are shares of company’s stock with dividends that are

paid out to shareholders before common stock dividends are issued 69. Post Dated Cheque- If the cheque bears the any future date in the cheque that is known as Post

Dated Cheque. Post dated cheque can be presented only on the future date which is written on the cheque.

70. POS (Point of Sale)- The place where sales are made. On a macro level, a point of sale may be a mall, market or city. On a micro level, retailers consider a point of sale to be area surrounding the counter where customers pay which is also known as “point of Purchase”

71. Primary Market- The market in which the instruments of security market are traded directly between the capital raiser and instrument purchaser is known as primary market.

72. Put Option- It is an agreement where investor has given a right to sell shares and bonds at a specified price and within a specified period.

73. Regional Rural Banks- Regional Rural Banks are local level banking organizations operating in different states of India. RRBs were established in 1975 on the recommendations of Narsimham Committee. It is followed by Regional Rural Banks Act 1976. RRBs are regulated by NABARD (National Bank for Agriculture and Rural Development) act 1981.

74. Retail Banking- Retail Banking refers to banking in which banking institutions execute transactions directly with consumers rather than corporate or other banks.

75. Recurring Deposit Account- This account is opened by those who want to save small amount of money for a certain period of time and earn higher rate of interest.

76. Scheduled banks- The banks which are included in Second Schedule of Reserve Bank of India Act 1934 are schedule banks.RBI includes only those banks under this schedule which fulfill the criteria laid down under section 42(6)(a) of RBI Act 1934.

77. Saving Account- Saving Accounts are the individual accounts for the personal purpose of saving. Most of the individuals save their investments with this account.

78. Secondary Market- The market where the instruments of security market are traded among the primary instrument holders is known as secondary market.

79. Self Help Group- It is a homogeneous group of micro entrepreneurs with affinity among themselves, voluntarily formed to save whatever amount they can convenientlysave out of their earnings and mutually agree to contribute to a common fund of the group from which small loans are given to the members of their meeting their productive and emergent credit needs at such rate of interest, period of loan and the other terms as the group may decide.

80. Stock Broking- Stock Broking is a function in which broker buys or sells securities on behalf of its client and charge commission on this transaction.



Page 16

81. Statutory Liquidity Ratio - It refers to proportion of deposits the commercial bank is required to maintain with them in form of liquid assets such as gold or RBI approved securities.

82. Stale Cheque- If the cheque is presented after the 3 months of the date which is mentioned on the cheque is known as stale cheque. After the expiry of validity payment cannot be made.

83. Stressed Assets- Assets of banking company comprises of loans given and investments made by the bank. Quality of the assets indicates how much of the loans taken by the borrowers are repaid in the form of interest and principle. Hence stressed assets = NPA + Restructured Advances + Loan Write off

84. SWIFT Code- It is a standard format of the bank identifier code. This code is used particularly in international transfer of money between banks.

85. Treasury Bills- It is a short term debt instrument issued by government of India and is presently issued in three tenures i.e. 91 days, 182days and 364 days. Universal Banking is a combination of commercial banking, investment banking, development banking, insurance and many other financial activities. It is a place where all products are available.

86. Venture Capital - The term venture capital represents financial investment in highly risky project with the objective of earning a high rate of return.

87. Wholesale Banking- Wholesale Banking refers to conducting banking business with industrial and business entities. This includes corporate, trading houses, multinational companies and domestic companies.

88. Window Dressing- It is a strategy used by the mutual fund and other portfolio manager near the year or quarter end to improve the appearance of funds performance before presenting to clients.

SDJSK SA H IMPORTANT GOVT. LAUNCHES ; L A KD; LSSD

1). Income Tax Department (ITD) launches Operation Clean Money: Initial phase of the operation involves e-verification of large cash deposits made during 9th

November to 30th December 2016. Data analytics has been used for comparing the demonetisation data with information in ITD

databases. In the first batch, around 18 lakh persons have been identified in whose case, cash transactions

do not appear to be in line with the tax payer’s profile. 2). DARPGSEVA:

It is a Twitter Seva initiative of the Department of Administrative Reforms and Public Grievances (DARPG), Ministry of Personnel, Public Grievances and Pensions.

The Twitter Seva aims to address issues relating to the DARPG like Public Grievances and Administrative Reforms etc.

3). India Innovation Index To make India an innovation-driven economy, the government has launched a mega initiative

“India Innovation Index”. The index will rank states on Innovations through country’s first online innovation index portal

that will capture data on innovation from all Indian states on innovation and regularly update it



Page 17

in real time. The index was launched by NITI Aayog, Department of Industrial Policy & Promotion (DIPP) and

Confederation of Indian Industry (CII). 4). The Ministry of Health and Family Welfare recently launched Single vaccine for dual protection against measles and rubella

.The campaign against these two diseases will start from five States/UTs (Karnataka, Tamil Nadu, Puducherry, Goa and Lakshadweep) covering nearly 3.6 crore target children.

Following the campaign, Measles-Rubella vaccine will be introduced in routine immunization, replacing the currently given two doses of measles vaccine, at 9-12 months and 16-24 months of age.

Measles is a deadly disease and one of the important causes of death in children. It is highly contagious and spreads through coughing and sneezing of an infected person. Measles can make a child vulnerable to life threatening complications such as pneumonia, diarrhoea and brain infection

Rubella is generally a mild infection, but has serious consequences if infection occurs in pregnant women, causing congenital rubella syndrome (CRS), which is a cause of public health concern. CRS is characterized by congenital anomalies in the foetus and newborns affecting the eyes (glaucoma, cataract), ears (hearing loss), brain (microcephaly, mental retardation) and heart defects, causing a huge socio-economic burden on the families in particular and society in general.

5). Arunachal Becomes First NE State to Implement e-Cabinet 6) Gujarat Becomes First State To Establish Cashless System:

Gujarat has become the first state in the country to establish cashless distribution of food grain. The beneficiaries under NFSA (National Food Security Act) will need to carry only Aadhaar cards

for getting their food grain in Gujarat. 7). Country’s first Antyodaya Express:

Minister of Railways recently flagged off Country’s first Antyodaya Express running between Ernakulam – Howrah.

Antyodaya Express: It is a long-distance, fully unreserved, super-fast train service for the common man. It will operate on dense routes.

8). PM Modi releases postage stamp on 100 years of Yogoda Satsang Math A commemorative postage stamp was recently released by the PM on 100 years of Yogoda

Satsang Math. This year marks the 100th anniversary of Yogoda Satsanga Society of India (YSS), founded in

1917 by Paramahansa Yogananda, whose Autobiography of a Yogi has introduced millions of truth seekers all over the world to yoga and meditation, and whose universal Kriya Yoga teachings provide methods for achieving spiritually harmonious lives.

9). Mission Fingerling to achieve “Blue Revolution” Recognising the potential and possibilities in the fisheries sector, Government of India has

envisaged a program ”Blue Revolution” to unlock the country’s latent potential through an integrated approach.



Page 18

Blue Revolution, in its scope and reach, focuses on creating an enabling environment for an integrated and holistic development and management of fisheries for the socioeconomic development of the fishers and fish farmers.

10). About Electoral Bonds: The concept of electoral bonds was introduced by Mr. Jaitley during his Budget 2017 speech in order to bring some transparency to the electoral funding process.

These bonds have to be authorised under a scheme under the Income Tax Act.

It will open for a limited period of time during the elections, or maybe a little before the elections.

A bond can be purchased by any donor only by cheque or electronic payment, only at authorised banks.

These bonds can be donated only to a political party. These are redeemable in only one account of that party, registered with the Election Commission.

11). Kanha tiger reserve becomes first in India get official mascot Kanha has become the first tiger reserve in India to officially introduce a

mascot — Bhoorsingh the Barasingha — to present the hard ground swamp deer as the spirit of the reserve and spread awareness to save it from possible extinction.

Barasingha, or swamp deer, is the state animal of Madhya Pradesh. The Kanha tiger reserve, spread over Mandla and Balaghat districts, is the only place in the world where the species exists.

12). India’s first floating elementary school: Loktak lake, the largest freshwater lake in the country, has now become

home to first of its kind loktak floating elementary school. Situated about 50 km from Imphal, the school has been inaugurated at

Langolsabi Leikai of Champu Khangpok village in Manipur. The honorarium of the volunteers will be sanction by the PRDA, under the

project called ‘Empowering vulnerable local communities for sustainable development’, which is funded by Action Aid India.

13). Kamaladevi Chattopadhya National Awards The Government has announced ‘Kamaladevi Chattopadhya National Awards’, a new category of awards specially for women handloom weavers and women handicraft artisans.

LA HD SH IMPORTANT GOVT. SCHEMES ; LS A KD;

1). Smart City Mission: Building a smart India Under: Ministry of Urban Development Objective: It is a Centrally Sponsored Scheme to promote cities that provide infrastructure, decent quality of life to citizens, clean and sustainable environment and application of smart solutions.



Page 19

Smart City: It is an urban ecosystem having four pillars of comprehensive development – institutional, economic, social and physical infrastructure. Such ecosystem is aimed to meet the aspirations of the every city dweller. Mission: To develop 100 smart cities in the next five years starting from 2015 till 2020. Financing: Total contribution - Rs 1 lakh crore Central assistance – Rs 48000 crore, Rs 100 crore each year for the five year. State/ ULB assistance – Almost equal to Central assistance Selection of Smart City: Every state/UT is eligible for certain number of smart cities which is based on a formula set by government with at least one in each. 2). AMRUT – Atal Mission for Rejuvenation and Urban Transformation Under: Ministry of Urban Development Launched in: 2015 Objective: It is a Centrally Sponsored Scheme for urban transformation by establishing infrastructure that includes robust sewerage network and water supply. Mission: To implement this scheme in 500 cities with population 1 lakh and above. Financing: Central Assistance: Rs 50,000 crore for 5 years i.e. 2015-2020. Project Fund: 80% by Budgetary allocation Incentives: 10% Other: 10% by Budgetary allocation Some Basic Facts:

It replaced Jawaharlal Nehru National Urban Renewal Mission (JNNURM) Unlike JNNURM, it does not appraise individual projects It also includes green spaces and parks especially to meet children’s requirements. It is a foundation for Smart Cities. Incentives are based on the reforms carried out by state government during the previous year. The scheme is carried through PPP model States have the flexibility to design, execute and monitor the scheme. Funds will be released to only those states which have submitted annual action plans. Rajasthan was the first state to submit the annual plan under AMRUT. During the current phase, 89 cities from Rajasthan, Andhra Pradesh and Gujarat have been

chosen and funds released to them. 3). Housing for All by 2022 Mission Launched in: 2015 Objective: Pucca house to every family by 75th year of independence (2022) which includes basic amenities of living like water, sanitation, electricity, broadband etc. Mission: To build 2 crore houses across the country by 2022. Basic Features:

Slum Rehabilitation Promotion of Affordable housing for weaker section through credit linked subsidy Affordable Housing in partnership with public and private sectors Subsidy to individual house construction or enhancement



Page 20

Scheme provides interest subsidy to economically weaker sections – EWS (income not exceeding 3 lakhs per annum) and low-income group – LIG (income not exceeding Rs 6 laks per annum). 4). Pradhan Mantri Awas Yojna It is an extension of ‘Housing for All by 2022’ Scheme. It now covers mid-income group - MIG also along with the above mentioned EWS and LIG groups. This scheme aimed to cover urban poor. Interest Subsidy:

Between 3% to 6.5% for loans ranging between 6-12 lakhs 6.5% interest subsidy to EWS and LIG for loans up to 6 lakhs for 15 years tenure. Loans increased to 12 lakhs targeting MIG category and interest subsidy of 3% for loans up to 12

lakhs. Interest subvention scheme of 2% in rural areas for loans up to 2 lakhs for new construction or

for extension of already built houses. It will also provide direct Finance Assistance of Rs 1.5 lakh to EWS category. 5). Swacch Survekshan/ Clean India Mission Survey: Launched in: 2015 Under: Ministry of Urban Development Objective: To improve cleanliness standards in cities by fostering healthy competition among them and to create awareness among citizens Components of the Survey:

1. Open defecation free 2. Solid waste management 3. Waste collection

Ranking in 2017: Indore was chosen as the cleanest city whereas Gonda of UP as dirtiest one. Total 434 cities participated. 6). Cabinet approves ‘Pradhan Mantri Gramin Digital Saksharta Abhiyan’

The Union Cabinet has approved ‘Pradhan Mantri Gramin Digital Saksharta Abhiyan’ (PMGDISHA) to make 6 crore rural households digitally literate. The outlay for this project is Rs.2,351.38 crore to usher in digital literacy in rural India by March, 2019.

7). Namami Gange Programme: The Union government approved “Namami Gange” Program in May 2015. It integrates the

efforts to clean and protect the Ganga River in a comprehensive manner. Among other things, the programme will focus on pollution abatement interventions namely

Interception, diversion & treatment of wastewater flowing through the open drains through bio-remediation / appropriate in-situ treatment / use of innovative technologies.

8). National Food Security Scheme for Public Distribution System: It aims to provide subsidized food grains to approximately two thirds of India’s 1.2 billion

people. It extends to the whole of India. The cost of the implementation is estimated to be $22 billion (1.25 lac crore), approximately

1.5% of GDP. Under the provisions of this act, beneficiaries are able to purchase 5 kilograms per eligible person per month of cereals at the following prices:

Rice at 3 Rupees per kg. Wheat at 2 Rupees per kg.



Page 21

Coarse grains (millet) at 1 rupee per kg. 9). Centre aims to invest Rs. 2,200 cr. in electronic technology start-ups

The Centre is targeting an investment of about ₹2,200 crore by 2019 in start-ups working on new technologies in the electronic sector under the Electronics Development Fund (EDF).

The EDF would put in 10% of the capital in ‘daughter funds’ and the rest would be invested by venture capitalists. Hence, a targeted investment of ₹2,200 crore by the government will help mobilise 22,000 crore for the ‘daughter funds,’ which will then invest primarily in start-ups.

About Electronics Development Fund (EDF): The EDF is a ‘fund of funds’ that works with venture capitalists to create funds, known as ‘daughter funds,’ which provide risk capital to companies developing new technologies in the area of electronics, nano-electronics and IT.

The fund is an attempt to develop the electronics system design and manufacturing sector in the country to achieve “net zero imports” by 2020.

10). NIIF: The National Investment and Infrastructure Fund (NIIF) was proposed in Union Budget 2015. In the last week of December, the government has set up this Rs. 40000 crore fund to provide long term capital for infrastructure projects.

The objective of NIIF is to maximise economic impact through infrastructure development in viable projects both greenfield and brownfield, including stalled projects, mainly in the core infra sector.

NIIF has been structured as a fund of funds and set up as Category II Alternate Investment Fund (AIF) under the Securities and Exchange Board of India (SEBI) Regulations.

11). UIP: Universal Immunization Programme is a vaccination program launched by the Government of India in 1985. It became a part of Child Survival and Safe Motherhood Programme in 1992 and is currently one of the key areas under National Rural Health Mission(NRHM) since 2005.

The program consists of vaccination for ten diseases- tuberculosis, diphtheria, pertussis (whooping cough), tetanus, poliomyelitis, measles, Hepatitis B, Diarrhoea, Japanese Encephalitis and Pneumonia.

Hepatitis B was added to the UIP in 2007. In 2014 it was announced that four vaccines will be added to the program, namely rotavirus,

rubella and Japanese encephalitis, as well as the injectable polio vaccine. 12). Saathiya resource kit Under its Rashtriya Kishor Swasthya Karyakram, Union health ministry has launched Saathiya resource kit that is specially designed by experts to help peer educators, especially in villages, discuss sensitive issues and answer teenage queries in their community in an informed manner. 13). HRIDAY: Under HRIDAY launched in January, 2015, heritage related infrastructure development is being taken up in 12 identified cities at a total cost of Rs.500 cr. It aims to preserve and rejuvenate the rich cultural heritage of the country. 14). About Sovereign Gold Bond scheme:



Page 22

Launched by Prime Minister Narendra Modi in November 2015, the Sovereign Gold Bond scheme aims at cutting down the huge demand for the precious metal. Salient features:

Minimum investment under the Gold Bond scheme is one gm. Maximum investment under the Gold Bond scheme is 500 gm. Interest to be obtained under the Gold Bond scheme is at a fixed rate of 2.75 per cent payable

every six months. The Gold Bond scheme is available in DEMAT and paper form. The Gold Bond scheme has a tenure of eight years, with exit options in the 5th, 6th and 7th year. At time of exit the bond can be redeemed at market rate of gold. The gold bond can be used as collateral to avail a loan. Can be used as collateral for loans. Capital gain tax will be exempted on redemption.

15). UDAY: UDAY or Ujwal Discom Assurance Yojna was launched in November 2015 to help loss-making discoms turn around financially, with support from their State governments.

Under the scheme, States will take over three-fourths of the debt of their respective discoms. The governments will then issue ‘UDAY bonds’ to banks and other financial institutions to raise money to pay off the banks. The remaining 25% of the discom debt will be dealt within one of the two ways — conversion into lower interest rate loans by the lending banks or be funded by money raised through discom bonds backed by State guarantee. Backing from the State will help bring down the interest rate for the discoms.

In return for the bailout, the discoms have been given target dates (2017 to 2019) by which they will have to meet efficiency parameters such as reduction in power lost through transmission, theft and faulty metering, installing smart meters and implementing GIS (geographic information system) mapping of loss making areas. States will also have to ensure that power tariffs are revised regularly.

Sikkim becomes 22nd State to join UDAY 16). Beti Bachao Beti Padhao (BBBP) Scheme It was launched in January, 2015 at Panipat in Haryana. The scheme is aimed at promoting gender equality and the significance of educating girls. The Scheme is targeted at improving the Child Sex Ratio through multi sectoral interventions including prevention of gender biased sex selection and promoting girls’ education and her holistic empowerment. It is a tri-ministerial effort of Ministries of Women and Child Development, Health & Family Welfare and Human Resource Development. In the first phase, 100 districts with low Child Sex Ratio were selected for the Scheme implementation for creating awareness and advocacy about the issue. During the last one year, the BBBP Scheme is being implemented under the overall guidance



Page 23

and supervision of concerned District Magistrate/Deputy Commissioners. 17). National Health Policy 2017 The National Health Policy, 2017, was recently approved by the Union Cabinet, two years after a draft copy of the bill was circulated among stakeholders. After considering suggestions from the public, state governments and others, the new policy will replace the previous one, which was framed 15 years ago in 2002. (See MME) 18). Soil Health Card Scheme:

It is a scheme to provide every farmer a Soil Health Card in a Mission mode. It is a scheme under which the Central Government provides assistance to State Governments for setting up Soil Testing Laboratories for issuing Soil Health Cards to farmers

Under the scheme, the state governments are also required to prepare yearly action plan on the issue and the cost will be shared in the ratio of 75:25 between the Centre and states.

What are soil health cards? A Soil Health Card is used to assess the current status of soil health and, when used over time, to determine changes in soil health that are affected by land management. A Soil Health Card displays soil health indicators and associated descriptive terms. The indicators are typically based on farmers’ practical experience and knowledge of local natural resources. The card lists soil health indicators that can be assessed without the aid of technical or laboratory equipment. The card, which will carry crop-wise recommendation of fertilisers required for farm lands, will help farmers identify health of soil and judiciously use soil nutrients. 19). About Pradhan Mantri YUVA Scheme:

Pradhan Mantri YUVA Scheme launched by the Ministry during November, 2016 aims at providing online Entrepreneurship Education to about 15 lakh students across the country through 3050 Project Institutes consisting of Institutions of Higher Learning; Schools; ITIs and Entrepreneurship Development Centres, both Government and Private.

The total scheme outlay is Rs.450 crores. The five-year Scheme is expected to witness setting up of more than 23,000 enterprises thus

resulting into creation of more than 2.30 lakh direct and indirect jobs in the country. The Scheme also envisages delivery of specially developed Social Entrepreneurship Modules to

interested students in Institutions of Higher Learning.

HD SH IMPORTANT SUMMITS & MEETINGS ; LS ASD

1). India business partnership summit to take place in Bahrain: The first Indian Business Partnership Summit will shortly be held in Bahrain to further cement

bilateral trade and economic ties. The summit is organised by India’s PHD Chamber of Commerce and Industry in association with

Hilal Conferences and Exhibitions (HCE). India and Bahrain enjoy excellent bilateral relations characterised by strong political, economic

and cultural contacts. This positive relationship is seen in the latest trade figures which valued trade between the two countries to be over 1 billion US dollars.



Page 24

2). India to host key RCEP meeting at Hyderabad in July India in July would host the negotiations for mega trade deal RCEP which aims at liberalising norms for trade in goods and services and boost investment among 16-member countries.

Hyderabad has been chosen to host the meeting. About RCEP: RCEP is the proposed mega-regional Free Trade Agreement (FTA) between 16 Asia-Pacific countries including India, China, Japan, South Korea, Australia, New Zealand and the 10-member ASEAN bloc.

The RCEP seeks to achieve a modern and comprehensive trade agreement among members. The core of the negotiating agenda would cover trade in goods and services, investment,

economic and technical cooperation and dispute settlement. The partnership would be a powerful vehicle to support the spread of global production

networks and reduce the inefficiencies of multiple Asian trade agreements that exist presently. 3). The Asia LPG Summit

The WLPGA Asia LPG Summit was recently inaugurated in Delhi. In this event, India will showcase its various initiatives such as the Ujjwala, Direct Benefit Transfer and ‘Give-it-up’ schemes aimed at increasing access of its population to LPG.

The Asia Summit will be accompanied by the India LPG Summit ‘Emerging Trends’. This will be an opportunity for the global LPG industry, along with development agencies, NGOs,

academia and private sector to hear about the remarkable transformation taking place in the Indian LPG sector with initiatives such as the ‘Pradhan Mantri Ujjwala Yojana’, ‘Pahal’- Direct Benefit Transfer and ‘Give-it-up’ turning out to be hugely successful.

4). BioAsia 2017 BioAsia, the annual flagship event of the Telangana government, has begun in Hyderabad.

BioAsia is the 14thedition of this event. The event agenda will touch upon many areas ranging from innovation and R&D, manufacturing,

digital healthcare, diagnostics and hospital infections to anti-microbial resistance. 5). Annual Maritime Power Conference – 2017

Annual Maritime Power Conference – 2017 will be held in Delhi. The National Maritime Foundation (NMF) has organized the conference.

The theme of this year’s conference- ‘The Blue Economy: Concept, Constituents and Development’.

6). India will host the first meeting of national security advisers of BIMSTEC countries India will host the first meeting of national security advisers of BIMSTEC countries in the coming

months to cooordinate action against terrorism, extremism and radicalization. This was decided at a recent BIMSTEC meet in Kathmandu ahead of the fourth Summit of the

grouping to be held in Nepal this year.

The Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) is an international organization involving a group of countries in South Asia and South East Asia.

The BIMSTEC comprises of seven countries, Bangladesh, Bhutan, India, Myanmar, Nepal, Sri Lanka and Thailand.

The headquarters of BIMSTEC is in Dhaka.



Page 25

7). Aman 2017:

The international naval exercise “AMAN-17” is being held in Karachi, Pakistan. More than 35 countries are participating in the event.

The multinational exercise, themed “together for peace,” has been planned by the Pakistan Navy.

8). Hunar Haat: The second edition of Hunar Haath has begun in New Delhi. It is being organized by the Minority Affairs Ministry to encourage, promote and provide

national and international market to master artisans/craftsmen belonging to the Minority communities from across the country.

Theme: “Craft Aur Cuisine Ka Sangam”. “Hunar Haat” is being organized through National Minorities Development & Finance

Corporation (NMDFC) under USTTAD (Upgrading the Skills & Training in Traditional Arts/Crafts for Development) scheme of Ministry of Minority Affairs.

9). Indian Seed Congress – 2017:

Indian Seed Congress – 2017 is being held in Kolkata. The theme of Seed Congress is “Seed of Joy”. The annual forum will deliberate on the new technological advances and the barriers to

technology development and introduction. It will showcase new product range, services and network for better business development.

It would provide a platform for the seed industry stakeholders to talk to technology developers, and policy makers.

10). Kashmir to observe 2017 as the ‘Year of Apple’:

J&K Chief Minister Mehbooba Mufti has declared 2017 as ‘Year of Apple’ in a major bid to promote the famed Kashmiri apples in domestic and foreign markets.

As part of this, the Chief Minister launched the High Density Apple Plantation Scheme in Srinagar. These high-density plants will be routed through J&K Bank along with the subsidy.

Jammu and Kashmir is the largest apple producing State in India at 11.2 metric tonnes, which accounts for 71% of national production, according to official figures.

11). India to Host 10th International Conference on Theory and Practice of Electronic Governance: ICEGOV 2017

The Ministry of Electronics & Information Technology, Government of India, in collaboration with United Nations University and UNESCO, is organizing a three-day International Conference 10th ICEGOV 2017 in Delhi in March.

Theme: Building Knowledge Societies: From Digital Government to Digital Empowerment. 12). International Spice Conference:

Kerala’s capital is hosting the second edition of the International Spice Conference.



Page 26

The central theme of the conference would be ‘21st century spice industry: Disrupt or be disrupted.’

13). Regional conference on enhancing steel consumption in India: Maiden regional conference of Eastern States on enhancing steel consumption in India will be

held in Gangtok, Sikkim. The theme is ‘Enhancing steel consumption in India’.

14). India to Host 10th International Conference on Theory and Practice of Electronic Governance: ICEGOV 2017

The Ministry of Electronics & Information Technology, Government of India, in collaboration with United Nations University and UNESCO, is organizing a three-day International Conference 10th ICEGOV 2017 in Delhi in March.

Theme: Building Knowledge Societies: From Digital Government to Digital Empowerment.

15). 13th Executive Committee Meeting of the International Smart Grid Action Network (ISGAN) inaugurated : The Ministry of Power, Government of India is hosting the 13th Executive Committee (ExCo) Meeting of the International Smart Grid Action Network (ISGAN) at POWERGRID Corporate Center, Gurugram. This is the first ever Executive Committee Meeting of ISGAN being held in India. 16). Jal Kranti Abhiyan National conference on Jal Kranti Abhiyan was recently held in Delhi. Participating in the conference representatives from water user associations, NGOs and other agencies gave useful suggestions to make Jal Kranti Abhiyan a success.

The daylong conference was organized by Ministry of Water Resources, River Development and Ganga Rejuvenation as part of Jal Kranti Abhiyan. About 700 participants representing various stakeholder groups such as farmers, Panchayat members, officials, NGOs and students attended the conference.

17). KrishiUnnatiMela 2017: Indian Agricultural Research Institute (IARI) every year has been organising Krishi Vigyan

Mela(Agriculture Science Fair) to display and popularise the latest advancement in agricultural research and technology development among farmers and end users since 1972.

This year KrishiUnnatiMela 2017 is being organised jointly by ICAR and Ministry of Agriculture & Farmers Welfare.

Name of Natural World Heritage Site State Year of Notification Keoladeo Ghana National Park Rajasthan 1985 Manas Wildlife Sanctuary Assam 1985 Nanda Devi National Park and Valley of Flowers

Uttarakhand 1982 2005

Sunderbans National Park West Bengal 1984



Page 27

DSLA HD SH BASIC FACTS ABOUT INDIA ; LS A S;SALLSSD

Geographical Data India, with an area of 32,87,263 sq.km. is the seventh largest country in the world. The countries which are larger than India (in area) are Russia, Canada, China, USA, Brazil and

Australia. India has a land frontier of about 15,200 km and a coastline of 7516.6 km. A ratio of

approximately 2 : 1 Among the Indian states, Gujarat has the longest coastline of approximately 1600 km. The southernmost point of Indian mainland is Kanyakumari. Indira Point which is the

southernmost point of India was submerged in the 2004 Tsunami. The countries which have a common border with India are Pakistan, Afghanistan, China, Nepal,

Bhutan, Myanmar and Bangladesh. India shares the longest border with Bangladesh (4,000 km appx). The nearest country with which India does not share a border is Sri Lanka which is separated

from India by a narrow channel of sea formed by Palk Strait on one side and Gulf of Mannar on the other.

National Emblem

The National Emblem is an adaptation from the Sarnath Lion Capital of Ashoka. The four smaller animals at the bottom of national emblem are horse and bull (visible) and lion

and elephant (not visible). The National Emblem was adopted by the Government of India on 26 January 1950. 'Satyameva Jayate' inscribed below has been taken from the Mundaka Upanishad.



Page 28

National Anthem The national anthem 'Jana Gana Mana' was first sung at Calcutta session of Indian National

Congress in 1911, 27 Dec. It was adopted by the Indian constitution on 24 Jan 1950. Its English rendering has been given by Tagore himself. The song was composed originally in Bengali by Rabindranath Tagore, the National Anthem is its

Hindi version. The complete song consists of five stanzas. The first stanza contains the full version of the

National Anthem. The playing time for full version of the song is 52 seconds.

National Song

The national song Vande Mataram has been taken from Bankim Chandra Chatterji’s Anand Math.

It was first sung at 1896 session of INC. Its English rendering has been given by Shri Aurobindo.

Comparison - National Anthem and National Song

Name Jana Gana Mana (National Anthem) Vande Mataram (National Song) Author Rabindranath Tagore Bankim Chandra Chatterji Originally written in Bengali Sanskrit 1st sung in 1911, Kolkata 1896, Kolkata English rendering by Tagore Shri Aurobindo National Calendar

The national calendar based on the Saka Era was adopted on 22 Mar 1957. Chaitra is the first month of the year whose 1st day falls on 22 March normally and on 21 March

in a leap year. The national calendar also has 365/366 days Chaitra has 30 days normally and 31 days in a leap year.

National Flag

The design of the national flag was adopted on 22 July 1947. The ratio of width of the flag to its length is two to three. The design of the wheel at the centre is taken from the abacus of the Sarnath Lion Capital of

Ashoka. The 'Dharmachakra' (wheel) at the centre has 24 spokes. The display of the National Flag is governed by Flag Code of India, 2002, which took effect on 26

Jan 2002.



Page 29

BASIC FACTS ON POPULATION OF INDIA (AS PER CENSUS 2011)FGF

Total Population 1,21,05,69,573. India accounts for a meagre 2.4 per cent of the world surface area of 135.79 million sq km. Yet,

it supports and sustains a whopping 17.5 per cent of the world population. The population density of India is 382 persons per square kilometre India has a sex ratio of 943 females per 1000 males which is an improvement of 10 points over

the 2001 sex ratio of 933. India had the highest sex ratio in 1901 when it was 972 and worst in 1991 when it was 927. The overall literacy rate as per 2011 census is 74.04%. The literacy rate in 2001 was 65%. The literacy rate is 82.14% for males and 65.46% for females.

DSLA HD SH DEFENSE ;FF LS A S;SALLSSD

1) CORPAT: 29th India-Indonesia has commenced bilateral exercise at Port Blair under the aegis of Andaman and Nicobar Command

2) Nomadic Elephant 2017: 12th Indo-Mongolian joint Military Exercise at Vairengte in Mizoram 3) Surya Kiran 2017: 11th edition of joint military exercise between India and Nepal in Pithoragarh

area of Uttarakhand 4) Al-Nagah II: 2nd edition of joint military exercise between India and Oman held in Dhauladhar

Ranges in Bakloh belt of Himachal Pradesh 5) AMAN 2017: 6th edition of navy exercise held in Karachi, Pakistan. Nine countries had

participated Theme: Together for Peace

6) Naseem- Al- Bahr: Navy exercise between India and Oman 7) AUSINDEX: 2nd edition of naval exercise between India and Australia held at Western Australia

Coast 8) TROPEX 2017: The India’s Annual Theatre Readiness Operational Exercise( TROPEX) is being

conducted off the Western Seaboard

SOME IMPORTANT FACTS ABOUT DEFENCE

1) Agni-II Ballistic Missile It is a medium-range missile with a range of over 2000 Km It was developed by Advanced Systems Laboratory (ASL)

and integrated by Bharat Dynamics Limited (BDL) , Hyderabad

It is a two stage surface to surface missile 2) Kalvari

It is a class of submarine based on Scorpene submarine which is built by India for navy

It is a class of diesel electric-attack submarine which is designed by the French naval defence



Page 30

3) Brahmos It is a supersonic cruise missile developed by a joint venture between Russia’s

Mashinostroyenia and India’s Defence Research and Development Organisation (DRDO) Range: 600 km plus Brahmos is named after the Brahmaputra river in India and Moskva river in Russia

4) Agni-III Ballistic Missile It is an intermediate range missile with two stages (3000 to 5000 Km) It is surface to surface nuclear capable intermediate range It is developed by DRDO (Defence Research and Development Organization)

5) INS Vikramaditya It is country’s sole aircraft carrier It was built in 1987 It had served the soviet navy Indian Navy purchased it in 2004

6) INS Viraat It was India’s longest serving warship It was decommissioned by the Indian Navy at Naval Dockyard in Mumbai It was built in 1943 during the Second World War and commissioned as HMS Hermes. It was commissioned in India in 1987

DSLA JK J SSCIENCE & TECHNOLOGY ; L K L K S

1. ISRO launches solar calculator app ISRO has launched a solar calculator app that can calculate the benefits of installing solar panels in different regions of the country. The app has been created by the Space Application Center (SAC) facility of ISRO following the Ministry of New and Renewable Energy (MNRE)’s request. The app comes handy for installation of Photovoltaic (PV) for tapping of solar energy.

2. ISRO to test launch GSLV-MK III –D1 ISRO is all set to undertake the first developmental flight of a ‘game-changer’ rocket (launching vehicle) that will have the capacity to launch four-tonne class of satellites, from Sriharikota spaceport.

3. BRABO: First made in India Industrial Robot TAL Manufacturing Solutions, a wholly owned subsidiary of Tata Motors has unveiled India’s first ‘conceptualized, designed and manufactured articulated industrial robot’ called BRABO (Bravo Robot). The robot has been developed indigenously for micro, small and medium enterprises (MSME) in India

4. Government launches Cyber Physical Systems programme Department of Science and Technology has launched Cyber Physical Systems (CPS) Programme dealing with self-driven cars, autonomous unmanned vehicles and aircraft navigation systems. The programme is still at a nascent stage.

5. Scientists switch on the world’s largest artificial sun Scientists from the German Aerospace Centre (DLR) have switched on world’s largest artificial sun- a device developed to help shed light on new ways of making climate-friendly fuels. The artificial sun is giant honeycomb like set-up of 149 spotlights, officially known as synlight.

6. ISRO commissions world’s third largest hypersonic with tunnel



Page 31

The Indian Space Research Organisation (ISRO) commissioned the world’s third-largest hypersonic wind tunnel at Vikram Sarabhai Space Centre (VSSC) in Thiruvananthapuram, Kerala. In this regard, ISRO chairman A S Kiran Kumar commissioned two facilities-a 1-m Hypersonic Wind Tunnel and a 1-m Shock Tunnel

7. India hosts world’s oldest algae fossil Indian Scientist has uncovered a pair of 1.6 billion year old fossils that appear to contain red algae. It may be the oldest plant-like life discovered on Earth. Until now, the oldest known red algae were 1.2 billion years old. The discovery was published in the journal PLOS Biology.

8. ISRO successfully launches record 104 satellites in single mission Indian Space Research Organisation (ISRO) created history by successfully launching a record 104 satellites in single mission. These satellites were launched on board of Polar Satellite Launch Vehicles PSLV-C37, on the 39th mission from Satish Dhawan Space Centre, Sriharikota, Andhra Pradesh

9. World’s smallest pacemaker unveiled in US Scientists for the first time have successfully implanted world’s smallest pacemaker dubbed as Micra Transcatheter Pacing System (TPS) in a patient in United States. The pacemaker about size of large vitamin capsule is for patient with bradycardia, a condition characterized by a slow heart rate, usually fewer than 60 beats per minute.

10. Scientist find second great spot on Jupiter Scientists have found second great spot in Jupiter which is cold and high up. The great high spot was found to be 24,000 Km across and 12,000 Km wide. It is found to be in the upper atmosphere and is much cooler than the hot surroundings

D SH UNESCO WORLD HERITAGE SITES IN INDIA ; LS ;SALLSSD

There are 35 (27 cultural, 7 natural and 1 mixed) World Heritage Sites in India that are recognized by the United Nations Educational, Scientific and Cultural Organization (UNESCO). These are places of importance of cultural or natural heritage as described in the UNESCO World Heritage Convention, established in 1972. S. No. Name of Cultural World Heritage Site State Year of

Notification 1 Agra Fort Uttar Pradesh 1983 2 Ajanta Caves Maharashtra 1983 3 Buddhist Monuments at Sanchi Madhya Pradesh 1989 4 Champaner-Pavagadh Archaeological Park Gujarat 2004 5 Chhatrapati Shivaji Terminus (Formerly

Victoria Terminus) Maharashtra 2004

6 Churches and Convents of Goa Goa 1986 7 Elephanta Caves Maharashtra 1987 8 Ellora Caves Maharashtra 1983 9 Fatehpur Sikri Uttar Pradesh 1986

10 Great Living Chola Temples Tamil Nadu 1987 11 Group of Monuments at Hampi Karnataka 1986 12 Group of Monuments at Mahabalipuram Tamil Nadu 1984 13 Group of Monuments at Pattadakal Karnataka 1987 14 Hill Forts of Rajasthan Rajasthan 2013

https://en.wikipedia.org/wiki/World_Heritage_Site

https://en.wikipedia.org/wiki/UNESCO

https://en.wikipedia.org/wiki/Cultural_heritage

https://en.wikipedia.org/wiki/Natural_heritage



Page 32

(Chittorgarh, Kumbhalgarh, Ranthambhore, Amber Sub-Cluster, Jaisalmer, Gagron)

15 Humayun’s Tomb, Delhi Delhi 1993 16 Khajuraho Group of Monuments Madhya Pradesh 1986 17 Mahabodhi Temple Complex at Bodh Gaya Bihar 2002 18 Mountain Railways of India Tamil Nadu 1999 19 Qutb Minar and its Monuments, Delhi Delhi 1993 20 Rani-Ki-Van (the Queen’s Stepwell) at

Patan, Gujarat Gujarat 2014

21 Red Fort Complex Delhi 2007 22 Rock Shelters of Bhimbetka Madhya Pradesh 2003 23 Sun Temple, Konarak Orissa 1984 24 Taj Mahal Uttar Pradesh 1983 25 The Jantar Mantar, Jaipur Rajasthan 2010 26 Archaeological Site of Nalanda

Mahavihara (Nalanda University) at Nalanda

Bihar 2016

27 The Architectural Work of Le Corbusier, an Outstanding Contribution to the Modern Movement

Chandigarh 2016

DSLA HD SH LIST OF NATIONAL PARKS ; LS A S;SALLSSD

National Parks act as an apt place for preserving animals by providing natural habitat and prey. The anthropogenic activities like developmental activities, industrial activities, forestry, poaching, hunting, and cultivation are not permitted. The boundaries of National Parks are well defined and no private activities are allowed inside the National Park. India's first national park was established in 1936 as Hailey National Park, now known as Jim Corbett National Park, Uttarakhand. In 2014, Jaldapara National Park was established in West Bengal.

Corbett National Park Uttarakhand Nanda Devi National Park Uttarakhand Valley of Flowers National Park Uttarakhand Rajaji National Park Uttarakhand Kanha National Park Madhya Pradesh Madhav National Park Madhya Pradesh Bandhavgarh National Park Madhya Pradesh Indira Priyadarshini Pench National Park Madhya Pradesh Panna National Park Madhya Pradesh Fossil National Park Madhya Pradesh Kaziranga National Park Assam Manas National Park Assam

https://en.wikipedia.org/wiki/India

https://en.wikipedia.org/wiki/National_park

https://en.wikipedia.org/wiki/Jim_Corbett_National_Park

https://en.wikipedia.org/wiki/Uttarakhand



Page 33

Rajiv Gandhi Orang National Park Assam Bandipur National Park Karnataka Bannerghatta National Park Karnataka Nagarahole (Rajiv Gandhi) National Park Karnataka Gir National Park Gujarat Blackbuck National Park Gujarat Marine National Park Gujarat Pench National Park Maharashtra Chandoli National Park Maharashtra Keibul-Lamjao National Park Manipur Khangchendzonga National Park Sikkim Dudhwa National Park Uttar Pradesh Eravikulam National Park Kerala Periyar National Park Kerala Silent Valley National Park Kerala Anamudi Shola National Park Kerala Simlipal National Park Odisha Bhitarkanika National Park Odisha Ranthambhore National Park Rajasthan Keoladeo Ghana National Park Rajasthan Indravati National Park Chhattisgarh Kanger Valley National Park Chhattisgarh Gulf of Mannar Marine National Park Tamil Nadu Indira Gandhi (Annamalai) National Park Tamil Nadu Mukurthi National Park Tamil Nadu Mudumalai National Park Tamil Nadu Dachigam National Park Jammu & Kashmir Hemis National Park Jammu & Kashmir Kishtwar National Park Jammu & Kashmir City Forest (Salim Ali) National Park Jammu & Kashmir Mahatma Gandhi Marine National Park Andaman & Nicobar Islands Saddle Peak National Park Andaman & Nicobar Islands Button Island National Park Andaman & Nicobar Islands Rani Jhansi Marine National Park Andaman & Nicobar Islands Namdapha National Park Arunachal Pradesh Great Himalayan National Park Himachal Pradesh Khirganga National Park Himachal Pradesh Sunderban National Park West Bengal Buxa National Park West Bengal Jaldapara National Park West Bengal Balpakram National Park Meghalaya Nokrek Ridge National Park Meghalaya Betla National Park Jharkhand Sri Venkateswara National Park Andhra Pradesh Valmiki National Park Bihar



Page 34

Sultan National Park Haryana Kalesar National Park Haryana Mollem National Park Goa Intanki National Park Nagaland Clouded Leopard National Park Tripura Nagarjuna-Srisailam Tiger Reserve (Largest Tiger Reserve in India)

Telangana

DSLA HD SH POWER STATIONS IN INDIA ; LS A S;SALLSSD

Nuclear Power Stations

Nuclear Power Stations State 1. Kakrapur Atomic Nuclear Station Gujarat 2. Gorakhpur Atomic Power Station Haryana 3. Kaiga Nuclear Power Station Karnataka 4. Tarapur Atomic Power Station Maharashtra 5. Jaitapur Nuclear Power Plant Maharashtra 6. Kundakulam Nuclear Power Plant Tamil Nadu 7. Narora Atomic Power Station Uttar Pradesh

Thermal Power Stations

Thermal Power Station State 1. Durgapur Thermal Power West Bengal 2. Suratgarh Power Station Rajasthan 3. Guru Gobind Singh Super Thermal Power Plant Punjab 4. Hirakud Captive Power Plant Odisha 5. Dilkhu Hydro Electric Power Plant Nagaland 6. Simhadri Super Thermal Power Plant Andhra Pradesh 7. Barauni Thermal Power Station Bihar 8. Satpura Thermal Power Station Madhya Pradesh 9. Amravati Thermal Power Station Maharashtra

10. Rangit Hydro Electric Power Project Sikkim

DSLA H D NATIONAL APPOINTMENTS ; LS A S;SALLSSD

National Appointments Name of the person

1. National Stock Exchange (NSE) Vikram Limaye ( CEO & MD)

2. Swachh Bharat Campaign Anushka Sharma ( Brand Ambassador)

3. National Thermal Power Corporation Limited ( NTPC )

Anand Kumar Gupta (New Director)

4. Prasar Bharati Rajiv Singh ( CEO)

5. Life Insurance Corporation (LIC) Hemant Bhargava ( Managing Director)



Page 35

6. Securities Exchange Board of India (SEBI)

Ajay Tyagi (Chairman)

7. Republic of Madagascar Subir Dutta ( Ambassador of India)

8. Indian Institute of Management Neelu Rohmetra ( First Woman MD)

9. Republic of Phillipines Narinder Chauhan (Ambassador of India)

10. Associated Chambers of Commerce and Industry (ASSOCHAM)

Sandeep Jajodia

11. National Commission for Schedule Tribe ( NCST)

Nand Kumar Sai ( Chairman)

12. Spokesperson of Ministry of External Affairs

Gopal Baglay ( Joint Secretary)

13. India’s Next Ambassador to WTO JS Deepak

14. Reserve Bank of India (RBI) B P Kanunga

15. India’s Envoy to Nepal Manjeev Singh

16. Central Water Commission Narendra Kumar (Chairman)

17. Goa CM Manohar Parikar

18. Public Accounts Committee (PAC) Mallikarjun Kharge (Chairman)

19. CM of Uttrakhand Trivendra Singh Rawat

20. CM of Uttar Pradesh Yogi Adityanath

21. SEBI whole time member Madhabi Puri Buch

22. Central Board of Excise and Customs Vanaja N. Sarna

23. Executive Director of RBI Malvika Sinha

24. Co-operative Bank Smita Sandhane

25. Allahabad Bank Usha Ananth Subramaniam

26. Indian Overseas Bank R Subramaniam Kumar

27. Bank of India Dinabandhu Mohapatra

28. Union Bank of India Rajkiran Rai G

29. Punjab National Bank Sunil Mehta

30. Vijaya Bank R K Sankara Narayana

31. Syndicate Bank M O Rego

32. Defence Secretary Sanjay Mitra

33. WHO Goodwill Ambassador for Hepatitis Amitabh Bachan

34. FIFA Governance Committee Justice Mudgal

35. India’s Ambassador to Netherlands Venu Rajamony



Page 36

DSLA H INTERNATIONAL APPOINTMENTS ; LS S;SALLSSD

International Appointments Name of the person 1. President of South Korea Moon Jae-in 2. President of France Emmanuel Macron 3. President of Germany Frank Walter Steinmeir

DSLA INDIA’S AGREEMENTS WITH OTHER NATIONS; L S;SA

NAME OF COUNTRIES AGENDA OF AGREEMENT 1. India & Srilanka For the construction of a multi-ethnic tri-lingual school 2. India & Italy For technical co-operation in rail sector 3. India & Austria To amend bilateral taxation treaty 4. India & Vietnam On Co-operation in the exploration and uses of outer space for

peaceful purposes 5. India & France Co-operation in the field of Science, Technology and Innovation 6. India & United States To maintain the pace of their partnership in the area of defence 7. India & UK To allow more flights to boost tourism and trade 8. India & Croatia To boost bilateral trade & enhance economic co-operation 9. India & Australia For promotion and development of co-operation in civil aviation

authority 10. India & Japan For rail safety 11. India & Oman To enhance defence ties 12. India & Portugal For co-operation in renewable energy 13. India & US For cyber security 14. India & Nepal To supply petroleum 15. India & Bangladesh Co-operation in hydrocarbon sector 16. India & Georgia For free trade agreements 17. India & Australia In the field of Health and Medicine 18. India & France On technical co-operation in the field of civil aviation 19. India & Tunisia In the field of justice 20. India & EU To strengthen counter terrorism co-operation

DSLA H COMMITEES ; LS S;SALLS SD

NAME OF THE COMMITTEE PURPOSE OF THE COMMITTEE 1. R N Choubey Committee To monitor the regional air connectivity scheme UDAN(Uday Desh

Ka Aam Nagrik) 2. Girdhar Malviya Committee To prepare draft over Ganga Act 3. Mudhkar Gupta Committee On border protection 4. Ashok Lavasa Committee To study recommendation of 7th pay commission on allowances to

central government employees 5. Insolvency & Bankruptcy

Board of India’s Technical Committee

To lay down technical standards for the performance of core services & other services



Page 37

6. Dinesh Sharma Committee To examine the existing framework with regard to virtual currencies (crypto/digital currencies)

7. Shri Partha Mukhopadhay Committee

To recommended necessary legal and policy framework to protect the interests of the migrants in the country

8. Dr. H.R. Nagendra Committee

To prepare a yoga protocol for diabetes control

9. Kadiyam Srihari Committee To look into issues related to girls’ education 10. Afzal Amanullah Committee To improve India's Haj policy & gradually reducing & abolishing it

by 2022 A

DSLA H SPORTS IN NEWS ; LS S;SAL LSSD

1. India set to host World Billiard Championship for next four years. Last year it was held in Bengaluru where Pankaj Advani beats Peter Gilchrist of Singapore in 150-UP format. 2. Official Mascot for FIFA under 17 world cup 2017 is Kheleo. It is the clouded leopard. This year,

India is hosting biennial U-17 FIFA world cup. The final will be played at Salt Lake Stadium, Kolkata. 3. Virat Kohli breaks record of Sir Don Bradman and Rahul Dravid by scoring four double centuries

in 4 straight test series. Bradman and Dravid both had the record of 3 double centuries in three successive series. Virat Kohli made the fourth double century in a match against Bangladesh in Hyderabad. 4. Sports Ministry launches Misssion XI Million in New Delhi. It is the sports programme for school

students to encourage them to play football. 5. India beats Pakistan to win T20 World Cup for blind at M Chinnaswamy Stadium, Bengaluru. This is the second such World Cup. This is the second T20 WC trophy which India has won. Prakash Jayaramaiah won Man of the match award whereas Badar Munir of Pakistan is given Man of the Series award. 6. Kush Bhagat awarded Candidate Master title by world chess foundation 7. P.V Sandhu attains career best rank 5 in BWF Ranking , Saina placed at 9 8. Jehan Daruvala becomes first Indian to win 2017 New Zealand Grand Prix 9. India bags silver medal at the Asian Women’s Rugby Sevens Trophy 10. India to host next Davis Cup tie in Bangalore in April 11. Virat Kohli becomes the first Indian sportsperson to ink 100 crore deal with Puma 12. India to host 2019 combined World Cup for shooting 13. ADIDAS ties up with FIFA U-17 World Cup for Mission XI Million 14. Sports Ministry to organized first Khel Mahotsav in New Delhi 15. R.Ashwin breaks Kapil Dev’s record to become highest test

wicket taker in home season 16. Saina Nehwal to represent IOC Athletes commission in BWF 17. India to host women’s Youth World Boxing Championship in

November 2017 18. Asia Men’s Rugby Sevens Trophy- India beats Pakistan to get

rank 7 19. India ranks 132 in recent FIFA ranking



Page 38

20. Punjab defeats railways to win Santosh Trophy 21. Tamil Nadu beats Bengal to win Vijay Hajare Trophy 22. India’s Vidya Pillai wins silver in world women snooker championship 23. West Bengal beats Goa to win 71 Santosh Trophy 24. Asian Athletic Championship to be hosted by Bhuvneshwar 25. Junior Badminton player Lakshya Sen of Uttarakhand becomes no. 1 player in BWF junior rankings. 26. 27.Sports Minister Vijay Goel lays foundation stone of COE for Para sports in Gujarat 27. Pankaj Advani wins 29th National Snooker Championship title 28. Lakshaya Sen of Uttarakhand becomes no. 1 player in BWF juniorRankings 29. India defeats Malaysia to Asian Junior Squash Championship 30. Pankaj Advani wins 29th National Snooker Championship title 31. India to host FIBA Women’s Asia Cup in July in Bangalore

DSL A H BOOKS & AUTHORS ; LS S;S LLSSD

Name of Book Author About the Book 1. Flaming Tresses of Draupadi Veerappa Moily New perception to the

life of Draupadi 2. Hope in a Challenged Democracy: An

Indian Narrative Ashwini Kumar Polity of India

3. Matoshree Sumitra Mahajan On the life of Devi Ahilyabai Holker

4. The Hit Girl Asha Parekh and Khalid Mohamed

Autobiography of Asha Parekh

5. Ocean and Blue Mountains Dalai Lama(released by) Arunachal Pradesh 6. Building the Land of Five Rivers Arjun Gaind On Punjab 7. Number Do Lie Aakash Chopra(former

Cricketer Cricket stories

8. My Story Michael Clarke Autobiography 9. 50 years-The Great Indian Milk

Revolution Launched by Sri Radha Mohan Singh

NDDB’s remarkable 50 year journey

10. Home of the Brave Mr. Nikhil A. Gokhale and Brig S K Chaterjee

Role of Rashtriya Rifles

11. Indian Railway-The Weaving of a National Tapestry

Bibek Debroy, Sanjay Chadha and Vidya Krishanmurthi

Historical Development of Railways in India

12. India-2017 & Bharat 2017 Released by Venkaih Naidu

Comprehensive information about country

13. Veerappan-Chasing the Brigand Shri Vijay Kumar About the forest brigand veerappan

14. Hema Malini –Beyond the Dream Girl Ram Kamal Mukherjee Biography of Hema Malini

15. The People’s Maharaja Khushwant Singh Biography of Amrinder Singh (CM of Punjab)



Page 39

16. Judicial Reforms-Recent Global Trends Compiled by justice Dalbir Bhandari

Compilation of essays written by eminent persons on judicial reforms

DSLA H IMPORTANT DAYS ; LS S;ALL SSD

Date Day Theme Feb 1 40th Indian Coast Guard Day Feb 2 World Wetland Day Wetlands for Disaster Risk Reduction Feb 4 World Cancer Day We Can I Can Feb 10 National Deworming Day Feb 11 International Day of Women and Girls in

Science Gender, Science and Sustainable Development; the impact of Media

Feb 12 National Productivity Day Feb 13 World Radio Day Radio is you Feb 20 World Day of Social Justice Preventing Conflict and Sustaining Peace

through decent work Feb 21 International Mother Language Day Toward Sustainable Future through

multilingual language Feb 22 World Thinking Day Feb 24 Central Excise Day Feb 27 86th Martyrdom Day ( Death Anniversary of

Chandra Shekhar Azad)

Feb 28 National Science Day Science and Technology for Specially Abled Persons

March 1 World Civil Defence Day Together with Civil defence against disaster March 1 Zero Discrimination Day Make some noise for Zero Discrimination March 3 National Defence Day March 3 World Wildlife Day Listen to Young Voices March 3 World Hearing Day Action for Hearing Loss; Make a Sound

Investment March 8 International Women’s Day Women in the changing world of work;

Planet 50-50 by 2030 March 13 Commonwealth Day A peace building common wealth March 15 World Consumer Rights Day Building a Digital World Consumer can trust March 20 International Day of Happiness March 20 World Sparrow Day March 21 International Day of Forest Forests and Energy March 21 World Poetry Day March 22 World Water Day Why Waste Water? March 23 World Meteorological Day Understanding Clouds March 24 World Tuberculosis Day Unite to End TB March 25 International Day of Solidarity with Detained

and Missing Staff Members

March 25 International Day of Remembrance of the Victims of Slavery and Transatlantic Slave

Remember slavery- Recognizing the legacy and contributions of people of African



Page 40

Trade Descent March 25 10th Earth Hour March 27 World Theatre Day April 2 World Autism Awareness Day Toward Autonomy and Self Determination April 4 International Day for Mine Awareness and

Assistance in Mine Action Needs Driven, people centered

April 5 National Maritime Day Ease of doing business in the maritime sector

April 7 International Day of Sport for Development and Peace

April 7 World Health Day Depression- Let’s Talk April 12 International Day of Human Space Flight April 18 World Heritage Day Cultural Heritage & Sustainable Tourism April 22 International Earth Day Campaign is Environment & Climate Literacy April 23 World Book and Copyright Day April 24 National Panchayati Day April 24 World Animal Lab Day April 25 World Malaria Day End Malaria for good April 26 World Intellectual Property Day Innovation- Improving Lives April 26 World Day for Safety and Health Optimize the Collection and Use of OSH data May 1 International Labor Day Celebrating International Movement May 2 Ganga Swachhta Sankalp Divas May 2 UN marks first World Tuna Day May 3 World Press Freedom Day Critical minds for critical times- Media’s role

in advancing peaceful, just and inclusive objects

May 8 World Red Cross Day Less Known Red Cross Stories May 10 World Migratory Bird Day Their Future is our future – a healthy planet

for migratory birds and people May 11 National Technology Day(on this day Shakti –

I nuclear missile was successfully test fired in 1998)

technology for inclusive and sustainable growth

May 12 International Nurses Day( on the birth anniversary of Florence Nightingale)

Nursing: A Voice to lead – achieving the sustainable development goals

May 22 International Day for Biological Diversity Biodiversity and Sustainable Tourism May 31 World No Tobacco Day Tobacco- A Threat to development June 1 World Milk Day Raise a Glass June 5 World Environment Day Connecting People to Nature June 8 World Oceans Day Our Oceans Our Future June 12 World Day Against Child Labor In Conflicts and Disasters, protect children

from child labor June 14 World Blood Donor What can you do? Give Blood. Give Now.

Give Often June 21 International Day of Yoga Yoga for youth: Ancient Science for Modern

Generation June 23 International Olympic Day



Page 41

DSLA H AWARDS & RECOGNITIONS ; LS S;SAL LS

1. 64th National Awards Best Feature Film- Kasav (Marathi) Best Film on Social Issues- Pink (Hindi Movie) Best Feature Film- Neerja (Hindi Movie) Best Actor – Akshay Kumar (Rustom) Best Actress- CM Surabhi (Minnaminungu-the firefly) Malayalam Movie Best Supporting Actress- Zaira Wasim (Dangal) Best Director- Rajesh Mapushka (Ventilator) Malayalam Movie Best Special Effect Movie- Shivay (Hindi Movie)

2. 70th British Academy Film Awards( BAFTA) Best Film- Movie La La Land Best Director-Damien Chazelle (La La Land) Best Cinematography- Linus Sandgren Best Actor- Casey Affleck (Manchester by Sea) Best Actress- Emma Stone (La La Land)

3. 59th Grammy Award Album of the year- Adele (for 25) Record of the year- Adele (for Hello) Song of the year- Adele and Greg Kurstin (for Hello)

4. 89th Academy Awards( Oscar Award) Best Picture- Moonlight Best Actor- Casey Affleck (Manchester by Sea) Best Actress- Emma Stone (La La Land) Best Director - Damien Chazelle (La La Land)

5. List of 2016-17 Padma Awards A. Padma Vibushan

Sharad Pawar (Public Affairs) Murali Manohar Joshi( Public Affairs) PA Sangha (Public Affairs) Posthumous Sundar Lal Patwal (Public Affairs) Posthumous K.J Yasudas ( Art- Music) Udipi Ramachandra Rao (Science and Engineering) Sadhguru Jaggi Vasudev (Spiritualism)

B. Padma Bhusan

Vishwa Mohan Bhatt (Art- Music) Devi Prasad Dwivedi (Literature and Education) Tehemton Udwadia (Meicine)



Page 42

Ratna Sundar Maharaj (Spiritualism) Niranjana Nanda Saraswati (Yoga) H.R.H. Princess Maha Chakri Sirindhorn ( Foreigner) Cho Ramaswamy (Posthumous)

C. Padma Shri- it is Given to 75 persons in this year 6. BCCI Annual Awards 2017

Polly Umrigar Award- Virat Kohli Col. CK Naidu Trophy-Rajendra Goyal(Haryana) BCCI Lifetime Achievement Award for Women-Shantha Rangaswamy

7. Krishi Karman Award 2015-2016- Himachal Pradesh 8. M.S. Swaminathan Award- Rayappa Ramappa Hanchinal 9. Shah Rukh Khan honored at San Francisco Film Festival 10. Sahitya Academy Award-Aniruddhan Vasudevans 11. UNESCO Peace Prize-Italy’s Mayor Glusi Nicolini 12. Golden Peacock Award for Cashless Township-GNFC(Gujarat Narmada Valley Fertilizers &

Chemicals Ltd) 13. P C Chandra Puraskar- Kailash Satyarthi 14. Dadasaheb Phalke Award- Kasinathuni Viswanth ( former actor and director) 15. Golden Peacock Award for Innovative Product- Yes Bank 16. Saraswati Samman 2016-Mahabaleshwar Sail(Konkani Writer) 17. Laureus World Awards- Usain Bolt (Sportsman of the year) 18. Vyass Samman 2016- Surendra Verma ( Hindi Playwriter)

DSLA H OBITURIES ; LS S;SALLSS D

S.NO NAME PROFESSION/ SKILL 1. Ajay Jhankar Noted Scriptwriter 2. Kishori Amonkar Hindustani Classical Vocalist 3. Munshi Venu Veteran Malayalam 4. Emma Morano (belongs to Italy) Last Known Survivor of 19th century 5. Vinod Khanna Bollywood Actor & Politician 6. Nora Chopra Veteran Journalist 7. E Ahmed Former Union Minister 8. Asim Basu Veteran Theatre Personality 9. Joginder Singh Pathani Former CBI Director 10. Bano Qudsia Pakistani Urdu Author 11. Sir Peter Manfield Physicist and Noble Laureate 12. Pandit Dharmsheel Chaturvedi Journalist and Writer 13. Altamas Kabir Former Chief Justice of India 14. Ved Prakash Sharma Hindi Novelist 15. Tarak Mehta Gujrati Writer 16. Raymond Kopa French Football 17. Arvind Padmanabhan Veteran Journalist 18. Ashwin Sunder Former Car Racer



Page 43

19. Ueli Steck Mountaineer 20. Jonathan Demme American Film Director

DSLA H INTERNATIONAL ORGANIZATIONS ; LS S;SALLSSD

United Nations It is an intergovernmental organization which was established on 24th Oct 1945 when the UN charter (signed on 26th June 1945) entered into force. The main reason for its establishment was to prevent another conflict after World War II. Originally the organization of 51 states, today it has 193 member states and 2 observer states – Holy See and Palestine. Only the sovereign state can become its member whereas others can become observers. India is one of the original 51 members which joined UN on 30 October 1945.

Objective: To promote international cooperation and maintain world order. Headquarters: Manhattan, New York City (UN and its organs except International Court of

Justice are all HQ in New York City). Secretary General: He is appointed by General Assembly of UN on the recommendation of UN Security Council. The first SG was Trygve Lie of Norway and the current one is Antonio Guterres of Portugal. He is elected for a period of 5 years. United Nations works through its 6 main organs and these are:

a) General Assembly (UNGA): It is a policymaking body and is the representative organ of UN where all the members meet and debate every year in September. It is headed by President who is elected for one year. The current President is Peter Thomson of Fiji. This body as stated above appoints Secretary General of UN.

b) Security Council (UNSC): It is body of 15 members (5 permanent and 10 non-permanent) with the objective to maintain international peace and security. The five permanent members are US, UK, Russia, China and France (Allied powers of WW II). The 10 other members are elected on a rotational basis for a maximum of three years. All the 15 member states have same voting power and to implement decision made by UNSC require atleast 9 votes. But any of the 5 permanent members can cast a veto in case of disagreement which can restrict the implementation of the decision to be made.

Powers of UNSC: Peacekeeping operations, international sanctions and military action through sanctions.

India and UNSC: G4 nations support each other to become permanent members. The group includes India, Germany, Japan and Brazil.

Other Group: Uniting for Consensus is the group headed by Italy to oppose the demand of G4 nations. This group proposes the extension of period of non-permanent members. It currently has 12 members with Pakistan, Turkey, Canada and South Korea as one of the main members.

c) Economic and Social Council (ECOSOC): As the name suggests, it discusses economic and social issues. Its members rotate every three years and the seats are allocated on the basis of geographical representation. Currently India is the member for the period 2015-17.



Page 44

d) Trusteeship Council: The operations of this organ were suspended in 1994 because the organization fulfilled its sole objective to ensure the administration of trust territories. No further detail about this is important for our examination.

e) International Court of Justice: It is the judicial body of UN which is also known as World Court. This is the only organization of UN which is not located in New York City. It is seated in Peace Palace, Hague in Netherlands. Judges: It consists of 15 judges who are elected by UNGA and UNSC with the tenure of 9 years. The President is elected among these judges and the current one is Ronny Abraham (France).

f) Secretariat: It is the administrative body of United Nations and hence the seat of Secretary General. It sets the agenda for the decision making bodies of UN i.e. UNGA, UNSC, ECOSOC and implements the decision taken by these.

UN Programs & Funds

UNDP (United Nations

Development Program)

Objective: Eradicate Poverty, Reduce Inequality, Building Sustainability.

Headquarter: New York City

UNICEF (United Nations Children

Fund)

Objective: Long term humanitarian & development assistance to children & mothers Headquarter: New York City

UNHCR (United Nations High

Commissioner for Refugees)

Objective: Protect Refugees & help them to return home/ resettlement. Headquarter: Geneva

WEP (World Food Program)

Objective: Eradicate hunger & malnutrition world’s largest humanitarian agency. Headquarter: Rome, Italy

UNFPA (United Nation Population

Fund)

Objective: To make the world safe where every pregnancy is wanted every birth is safe and every young person potential is fulfilled. Headquarter: New York City

DSLA H UN SPECIALISED AGENCIES ; LS S;SALLS SD

IMF (International Monetary Fund)

Head: Christine Lagarde Headquarter: Washington D.C. Objective: To promote international monetary cooperation

WHO

(World Health Organization)

Head: Margaret Chan Headquarter: Geneva (Switzerland) Objective : To direct and co-ordinate international health within the UN system



Page 45

UNESCO

(United Nations Educational, Scientific and Cultural Organizations)

Head: Headquarter: Paris (France) Objective: To contribute to peace and security

ILO

(International Labour Organization)

Head: Guy Ryder Headquarter: Geneva (Switzerland) Objective: Create great opportunities for women and men to secure decent employment’s income

FAO

(Food and Agriculture Organization)

Head: Jose Graziano Da Silva Headquarter: Rome (Italy) Objective: To end hunger and poverty

IMO

(International Maritime Organization)

Head: Kitack Lim Headquarter: London (UK) Objective: To regulate Shipping

WMO

(World Meteorological Organization)

Head: David Grimes Headquarter: Geneva (Switzerland)

ICAO

(International Civil Aviation Organization)

Head: Fang Liu Headquarter: Montreal ( Canada) Objective: Fosters the planning and development of international air transport

ITU

(International Telecommunication Union)

Head: Houlin Zhao Headquarter: Geneva (Switzerland) Objective

WIPO

(World Intellectual Property Organization)

Head: Francis Gurry Headquarter: Geneva ( Switzerland)

DSLA H INTERNATIONAL BANKS ; LS S;SALL D

WORLD BANK GROUP It consists of five international organizations namely IDA, IBRD, IFC, MIGA and ICSID. It was formed in 1945 with the objective to end extreme poverty and building shared prosperity. It is largest development bank in the world which provides loans and assistance to the developing countries. WB Group is also an observer to UNDG which is a consortium of different UN organizations (currently headed by Helen Clark). It has total 189 member states including Kosovo which is not a UN member nation while the rest 188 are UN member states. All the five organizations are located in Washington D.C.



Page 46

World Bank: It was formed in 1945 with the goal of poverty reduction. It was formed out of Bretton Woods Conference which formed World Bank (formerly IBRD only) and IMF. Currently World Bank is the combination of IBRD and IDA. The first country which finances WB was France. The current and the 12th President of World Bank is Jim Yong Kim of South Korea. Its motto is ‘Working for a world free of poverty’. INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (IBRD):- established in 1945, provides debt financing on the basis of sovereign guarantees;

International Finance Corporation (IFC), established in 1956, which provides various forms of financing without sovereign guarantees, primarily to the private sector;

International Development Association (IDA), established in 1960, which provides concessional financing (interest-free loans or grants), usually with sovereign guarantees;

International Centre for Settlement of Investment Disputes (ICSID), established in 1965, which works with governments to reduce investment risk;

Multilateral Investment Guarantee Agency (MIGA), established in 1988, which provides insurance against certain types of risk, including political risk, primarily to the private sector.

BIS (BANK FOR INTERNATIONAL SETTLEMENTS) Bank for International Settlements is owned by 60 central banks of world which encourages

international and financial co-operation. BIS carries out its work through the Basel process. Purpose: to provide banking services but only to central banks and other international

organizations. Established: 1930 Headquarter: Basel (Switzerland) General Manager: Jaime Caruana

ADB (ASIAN DEVELOPMENT BANK)

The Asian Development Bank is a regional development bank. Its main objective is to eradicate poverty in Asia and the Pacific.

Founded: 1966 Headquarter: Manila, Phillipines President: Takehiko Nakao Members: 167 countries Motto: Fighting poverty in Asia and Pacific

AIIB( ASIAN INFRASTRUCTURE INVESTMENT BANK)

The Asian Infrastructure Investment Bank is a new multilateral financial institution founded to bring countries together to address the daunting infrastructure needs across Asia.

Founded: 2015 Member: 50 countries (India is also a member) Headquarter: Beijing, China

https://en.wikipedia.org/wiki/International_Bank_for_Reconstruction_and_Development

https://en.wikipedia.org/wiki/International_Finance_Corporation

https://en.wikipedia.org/wiki/International_Development_Association

https://en.wikipedia.org/wiki/International_Centre_for_Settlement_of_Investment_Disputes

https://en.wikipedia.org/wiki/Multilateral_Investment_Guarantee_Agency



Page 47

President: Jin Liqun NDB (NEW DEVELOPMENT BANK OF INDIA)

The New Development Bank is a multilateral development bank, also known as BRICS Bank as it is operated by BRICS countries.

BRICS comprises of Brazil, Russia, India, China and South Africa. Purpose: To mobilize resources for infrastructure and sustainable development projects in

BRICS and other emerging economies and developing countries. Founded: 2014 Headquarter: Shanghai, China Founder: BRICS (Brazil, Russia, India, China and South Africa) President: K.V. Kamath

g.k capsule for sbi po mains exam - ibt institute: … capsul… · · 2017-07-07g.k capsule for...

Documents