first niagara bank, $200 checking bonus (ct, ma, pa, ny)
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Home > First Niagara Bank, $200 Checking Bonus (CT, MA, PA, NY)
First Niagara Bank, $200 Checking Bonus (CT, MA, PA, NY)First Niagara Bank, $200 Checking Bonus (CT, MA, PA, NY)February 3, 2016 dannydealguru Bank Deals checking bonus, First Niagara Bank
First Niagara Bank is offering a $200 bonus when you open e checking account. The previous offer expired on12/31/2015, but it has been extended until 3/31/2016. Update: Now there’s a direct link to offer.
$200 Bonus When You Open a Checking Account
To qualify for the $200 cash bonus, within 60 days of opening your new Pinnacle or PinnaclePlus checkingaccount, you must receive direct deposits totaling $250 or more. Your direct deposits need to be an electronicdeposit of your paycheck, pension or government benefits (such as Social Security) from your employer or thegovernment.
The cash bonus will be deposited into your new checking account within 30 days from end of month in whichdirect deposits totaling $250 or more are made to your account. Account must be open and maintain a positivebalance in order to obtain the bonus.
Eligibility
The offer is available to residents of Connecticut, Massachusetts, Pennsylvania, and New York only. Also youwon’t qualify if you’ve had any consumer checking relationship with First Niagara in the previous 365 days.
How To Apply
I read about the offer at DoC but there’s no direct link to the promo. A few CSRs confirmed to me through chatthat the offer is available.
Yes, it is available through March, 31st 2016. You can earn a $200 cash bonus for opening a Pinnacle orPinnaclePlus checking account or a $100 cash bonus for opening a Simple or Choice Checking accountwith qualifying direct deposit. Within 60 of account opening, you would need to receive $250 or more indirect deposits into the new account.
There isn’t a link that you would need to use, you can select the account you would like to open and your
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account will automatically be flagged for the promotion.
I would suggest that you double check again through chat, mostly so you can have something in writing in casethere’s problems later on. Maybe they’ll add a promo page soon.
Fees
Both the Pinnacle and PinnaclePlus checking accounts come with monthly fees, $15 and $25 respectively. Toavoid the monthly fee, you need:
$1,000 minimum daily balance or $25,000 in average combined balances – Pinnacle checking$5,000 minimum daily balance or $50,000 in average combined balances – PinnaclePlus checking
Obviously, Pinnacle Checking would be the best option.
Bank ACHs that work for direct deposit requirement
Alliant Credit UnionAlly BankCapital OneCapital One 360Chase BankDiscoverPaypal
Offer Details
Apply Online or In BranchAccount Type: Pinnacle or PinnaclePlus CheckingAvailability: CT, MA, PA, NYCredit Card Funding: Yes, up to $1,000Expiration Date: 3/31/2016Hard Inquiry: Soft pullDirect Deposit Requirement: $250Monthly Fee: $15 fee (Pinnacle Checking), waived with $1,000 minimum daily balanceClosing Account Fee: $25 if closed within 180 days
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