Flood Map Modernizatio

n

Flood Map ModernizationMapping the Risk

Editorial Board Meeting

[date]

V123005

[COMMUNITY NAME]FLOOD MAP MODERNIZATION

Flood Map Modernizatio

nFlood Map Modernization

A nationwide effort to create updated, modernized, digital flood hazard maps

Evolved as a national coalition of industries were increasingly affected by out-of-date flood maps

Built on partnerships with and support from state and local governments and key stakeholder groups

Flood Map Modernizatio

nFlood Risks Have Changed

Flooding is one of [community name’s] most costly natural disasters

Water flow and drainage patterns have changed due to erosion, land-use, natural forces

[flood fact; e.g. Flood season of 2005 showed the need for new maps; more than 50 percent of flooded properties in low and moderate risk areas]

At [age] years old, county flood maps no longer reflect current flood risks

New digital mapping technologies produce more detailed, reliable [Internet accessible, if applicable] data

Flood Map Modernizatio

nNational Flood Ins Program

Established in 1968 by Congress Basic Components

• Identifies and maps flood-prone communities• Requires that communities adopt and enforce floodplain management

regulations • Provides Flood Insurance

Over 20,000 participating communities nationwide 4.8 million policyholders nationwide* $695 Billion in insurance policies in-force*

*FEMA Statistic, December 2005

Flood Map Modernizatio

n[Community name] Flood Facts

Joined NFIP [month, year]• Joined NFIP’s Community Rating System (CRS) in [date, if

applicable]• Policyholders now receive up to [#] percent premium discount

due to county’s additional efforts

Over [total # of properties] properties insured Nearly [total $ amount] of property covered More than [total $ amount] in losses paid by the NFIP First Flood Map: [year] Last Map Update: [year] Some areas not re-mapped for [local statistic] years

[insert local flood facts below]

Flood Map Modernizatio

n[Community name] Floodplains

County’s flooding occurs not only along the coast, but in riverine and inland areas too

County’s 17 watersheds are complex; 300 additional stream miles included

Entire county re-mapped, except for coastal and incorporated areas

Flood risk can vary neighborhood to neighborhood; property to property

[insert local floodplain information – examples below]

Flood Map Modernizatio

nBenefits of Map Modernization

Ensures safety of individuals and property Improved data allows for more informed decisions for

key stakeholders• Builders, Developers, Surveyors, Engineers• Community officials• Real Estate Agents, Lenders• Insurance Agents & Companies• Business Owners• Home Owners and Renters

Flood Map Modernizatio

nEstimated Impact

[total #] parcels mapped out of high-risk area

[total #] parcels mapped into high risk area

[total #] parcels remain in high risk area

[total #] parcels remain in low- to moderate-risk areas

[example new DFIRM]

Flood Map Modernizatio

nChanges Affect Insurance

IF MAPS SHOW…

THESE INSURANCE REQUIREMENTS, OPTIONS AND SAVINGS APPLY

Change from low or moderate flood risk to high risk

•Flood insurance is mandatory. Flood insurance will be federally required for most mortgage holders. Insurance costs may rise to reflect the true (high) risk.

•Grandfathering offers savings. Insurance costs may rise for some to reflect heightened risk. However, property owners may be able to save money by purchasing insurance prior to final map adoption.

Change from high flood risk to low or moderate risk

•Flood insurance is optional, but recommended. The risk has only been reduced, not removed. Flood insurance can still be obtained, at lower rates. 20-25% of all flood insurance claims come from low- to moderate-risk areas.

•Conversion offers savings. An existing policy can be converted to a lower-cost Preferred Risk Policy.

No change in risk level

No change in insurance rates. Property owners should talk to their insurance agent to learn their specific risk and take steps to protect their property and assets.

Flood Map Modernizatio

nTimeline

Milestones• Official presentation of preliminary maps – [date]

Media briefing is held

• Public Outreach [month- month] [describe below what is being done; e.g.]

Digital maps go up on website Affected residents mailed letters Eight Public Meetings; nearby public libraries set up to answer questions

• 90-day Public Comment Period Begins [date] Ends [date]

• Review and compliance period – begins [season; e.g. Spring 2006]• Maps adopted – (anticipated) [season; e.g. Fall 2006]

Flood Map Modernizatio

nAdvice to Property Owners

Everyone is at risk of flooding Know and understand your flood risk Contact your insurance agent to learn your options Visit [enter URL] to learn specific information about possible

changes to your property Attend [identify meetings/information sessions; e.g. Public

Meetings and Library Open Houses] to ask questions

Flood Map Modernizatio

nIncreasing Public Awareness

Launched county-wide outreach and education effort• Active participation of stakeholder advisory group• Hosting public meetings• Conducting informational mailing• Developed multiple information/assistance resources• Created public Service Announcements• Engaging news media

[Describe what is being done to inform the public; example below]

Flood Map Modernizatio

nPublic Information Resources

[enter URL]

[Call Center; phone number] • [hours of operation]• [its purpose; e.g. general information]

FEMA.gov/plan/prevent/fhm (FEMA mapping site) FloodSmart.gov (flood insurance information) FEMA Map Assistance Center 1-877-FEMA-MAP

• Specific mapping questions

Flood Map Modernizatio

nSummary

New flood hazard maps = safer [community name] Current flood risk data allows for more informed decisions Proactive outreach means the public will know where to go

for more information and what their options are Enrolled community partners in a collaborative approach to

educate the public