from just the basics to all the perks, we … app, travel, merchandise, health and entertainment...
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ELIGIBILITY REQUIREMENTS
MINIMUM OPENING DEPOSIT
MINIMUM BALANCE REQUIREMENTS
MONTHLY MAINTENANCE FEE
INTEREST RATE INFORMATION
GENGOLD REWARDS:Mobile App, Travel, Merchandise, Health and Entertainment discounts
IDENTITY THEFT PROTECTION
$20,000 AD&D INSURANCE
CELLULAR CARE PROTECTION
FIRST ORDER OF CHECKS FREE3
FREE ORDER OF CHECKS FOR CUSTOMERS 60+3
FIRST DEBIT CARD FREE PER ACCOUNT OWNER$1 each additional card
SCORECARD REWARDS: Earn rewards on debit and credit card purchases. No minimum balance required to earn rewards
INTERNET BANKING & BILL PAY
MOBILE BANKINGincluding Mobile Check Deposits
UNLIMITED CHECK WRITING & DEPOSITS
TEXT ALERTS
VISA ALERTS
OVERDRAFT PROTECTION AVAILABLE4
QUICKBOOKS, QUICKEN, & MICROSOFT MONEY COMPATIBLE
BUDGET/EXPENSE CATEGORIZING
$100
$0
$8
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$100
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$6 Reduced by offset credit:1
• $2 for maintaining 20 debit card transactions per month• $2 for receiving e-statements• $2 for receiving a direct deposit• $2 for customers 60+
No maintenance fee will be assessed during the first 30 days of account opening
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Student Ages 15–23
$25
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$1,500
$1,500minimum balance required to earn interest
$8if balance falls below $1,500
Interest earned on the following tiers:2
• $1,500 – $9,999• $10,000 – $49,999• $50,000 and above
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PERSONALCHECKING
MAGNOLIASELECT
designed by you tofit your needs
MAGNOLIA PERKSBY GENGOLD
includes all the “extras”
MAGNOLIASTUDENTfor ages 15–23
MAGNOLIAPLATINUM
earn tiered interest
1 Not to exceed to $6. No maintenance fee applied for for first 30 days.2 Interest rate and annual percentage yield may change at any time. Interest is calculated by applying a daily periodic rate to the principal in the account each day. Interest will be compounded and credited to the account monthly.3 Style of free checks limited to MSB Style check. Fees will apply if different style is selected. 4 Application and approval may be required.
FROM JUST THE BASICS TO ALL THE PERKS, WE HAVE A PERSONAL CHECKING ACCOUNT TO FIT YOUR NEEDS