general council report - nez perce people · 2018. 6. 26. · services, idaho self-sufficiency,...

May 3-5, 2018 Nez Perce Tribal Housing Authority

P.O. Box 188

Lapwai, Idaho 83540

208-843-2229

Fax 208-843-2973

Kamiah 208-935-2144

1-888-334-5167

http://www.nezperce.org/NPTHA.htm

General Council Report

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The mission of the Nez Perce Tribal Housing Authority

is to create opportunities to meet the housing needs of

enrolled members of the Nez Perce Tribe by

maximizing the utilization of available resources to

ensure services are provided in an efficient, professional,

economical and timely manner; forming and enhancing

partnerships between the NPTHA and tribal, state, local,

and private entities; promoting self sufficiency and

improving the quality of life.

Mission

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Nez Perce Tribal Housing Authority

Nancy Wheeler

Vice-Chair

Stacey Kash Kash

Secretary/Treasurer

Richard J. Arthur

Chair

Taricia Moliga

Member

NPTHA Employees

Laurie Ann Cloud-Executive Director

Angela Burcham-Administrative Assistant

Housing Management

Anna Lawrence-Housing Manager

Sonya Samuels-Allen-Homebuyer Educator

Jenny Arthur-Housing Counselor

Danice Oatman Tom-Kamiah Housing Counselor

Natasha Edwards - Kícuy Coach

Finance & Operations

Jane Johnson-Finance/Operations Manager

Vickie Nielson-Collections

Kathleen “Kat” Payne-Accounts Payable/Payroll

Roxanne Axtell-Receptionist/Accts. Clerk

Maintenance

Tyson Davis-Maintenance Manager

Verna “Ketta” Reuben-Assistant Maintenance Manager

Larry Hendren-Construction/Maintenance

Navorro “Sun” Herrera-Construction/Maintenance

Manuel Greene-Maintenance/Custodian

Rick Carver-Kamiah Construction/Maintenance

Lori Johnson-Maintenance Clerk

Temporary Employees

Jess Calkins-Groundskeeper

Anthony Moses-Groundskeeper

Malique Higheagle-Groundskeeper

Betty Kinser

Member

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NAHASDA: The Nez Perce Tribal Housing Authority’s (NPTHA) primary responsibility is

developing affordable housing programs for Native Americans, giving priority to Nez Perce Tribal

members. The U.S. Department of Housing and Urban Development (HUD) provides our

annual funding under the Native American Housing Assistance and Self Determination Act

(NAHASDA). Along with these funds are complex rules and regulations in which we must admin-

ister our programs.

Indian Housing Plan (IHP): In order to receive annual funding, the NPTHA must submit an

Indian Housing Plan (IHP) each year. The NPTHA posts the Indian Housing Plan (IHP) and the

Annual Performance Report (APR) for tribal members’ review and comments. Due to limited

funding, the NPTHA strives to implement effective programs and prioritize services. We

encourage tribal members to complete surveys at each General Council to help identify and

prioritize housing services. We greatly appreciate your help in these areas and always welcome

your comments.

The NPTHA Board of Commissioners (BOC) is ultimately responsible for the monitoring and

oversight of the NPTHA operations. They accomplish this by adopting and updating policies as

needed. They meet regularly each month to review monthly reports, review and approve the IHP

and provide guidance on how to prioritize Tribal members’ services and concerns. They also meet

with NPTEC on a quarterly basis.

This General Council report includes a summary of our current 2018 IHP and highlights of our

activities completed since the last General Council.

More information: If you would like more information on our housing programs please stop by

one of our housing locations in Lapwai or Kamiah. Each location includes a housing resource

library for public use during business hours.

Lapwai Office

111 Veterans Avenue

208-843-2229

Kamiah Office

105 Riverview Avenue

208-935-2144

Introduction

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2018 Indian Housing Plan 1.1 Management of 1937 Housing Act Properties

This program provides the general operation and maintenance of our 1937 Housing Act properties which includes Low Rent, Mutual Help and Starter Home (a modified Mutual Help program).

* Operations include fiscal management of all financial transactions, staff training & development, collection activities, procurement and maintenance of equipment, annual audit and maintain all insurances.

* Maintenance includes routine and non-routine maintenance of units and common grounds, inspections of rental properties, and the assessment of tenant damages.

Tenant occupancy and counseling activities will be conducted under the Housing Management Service Program and includes Low Rent, Mutual Help, and Starter Home units built with 1937 Housing Act funds.

2.1. Housing Management Service

This program will provide occupancy management and housing counseling for all of our affordable housing programs.

* Occupancy management includes application intake, processing for eligibility, maintaining waiting lists, vacancy management, recertification, compliance with lease agreements, program rules, & regulations, conducting homebuyer inspections and file maintenance.

* Housing counseling includes a comprehensive Tenant Rights & Responsibilities class, counseling for budgeting, lease compliance, housekeeping and home maintenance.

* Maintain and operate IHBG developed properties including tenant accounting and collection activities.

* Coordinate services and provide referrals to other service agencies such as but not limited to NPT Social Services, Idaho Self-Sufficiency, Early Childhood Dev. Program, Community Action Partnership, Lapwai School District and local utility companies.

3.1 Homebuyer Education Program

This program includes comprehensive homebuyer education and counseling.

* Education includes formal Homebuyer Education Class for Native homeownership, financial literacy, youth credit education, post purchase and foreclosure prevention.

* Counseling includes case management for becoming mortgage ready under the NPTHA lease with option

to purchase program, case management for mortgage application (including VA direct loans and other available mortgage type programs), individual credit counseling, and case management for NPTHA IDA program.

4.1 Senior Rehab

This program provides essential home repair grants for low-income elder homeowners.

5.1 Mortgage Finance Assistance

This program provides mortgage finance assistance for down payment and closing costs.

6.1 Individual Development Accounts Down Payment

This program is a matched savings program for down payment.

The program will provide $2 towards every $1 saved over a minimum six months and maximum 24 month period, up to $5,000 in matching funds for down payment assistance.

7.1 Individual Development Accounts Rehab

This program is a matched savings program for home repair.

The program will provide $1 towards every $1 saved over a minimum of three months and maximum of six months period, up to $3,000 in matching funds for a home repair project.

8.1 Crime Prevention

* Maintain interactive relationships with Nez Perce Tribal Law Enforcement in housing community activities and reporting of any criminal or nuisance activity.

* Conduct quarterly safety meetings and fire drills for sen-ior citizen apartment buildings.

* Enforce lease agreements promoting safe neighbor-hoods.

* Network with other programs and organizations to im-plement strategies to prevent crime and substance abuse.

9.1 Infrastructure to Support Housing

The NPTHA must develop new infrastructure to support any new housing developments. The NPTHA will complete infrastructure feasibility assessments on potential housing sites. The NPTHA will develop site plans and specifications for infrastructure and pursue appropriate funding sources.

10.1 ICDBG Administration Support Housing

Each home will be eligible for up to $10,000 in essential home repairs and/or energy improvements. Moderate income families will receive prorated benefits at 70-90% of the repairs costs up to the $10,000 limit and depending on final policy determinations

Summary only, see website for full version.

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Grant Updates

The NPTHA utilizes many grants to leverage our limited annual funding to provide a variety of

housing services. Below is a brief description of the grants we are currently administering:

We are very happy to announce we were successful in receiving a $500,000 ICDBG

grant. This 2-year grant will provide essential home repairs for Nez Perce Tribal

homeowners, new flooring and heating systems for the senior apartment buildings

and street lights for the housing playgrounds.

INDIAN COMMUNITY DEVELOPMENT BLOCK GRANT

(ICDBG)

Each year we have been successful in receiving weatherization and energy efficient

appliances grant for families who are served by Clearwater Power Company. This

year we received funding for LED light bulbs to hand out for each household.

BONNEVILLE POWER ADMINISTRATION (BPA)

We are just beginning the 2nd year of our NWAF grant. This grant was provided to

hire a part-time Kicuy Coach and expand our outreach to help families improve

their money management skills. You may have seen one of our monthly Kicuy

Coach Newsletters with simple tips and ideas for better money management.

Please see our NPTHA First Quarter Newsletter or stop by our booth for more

information on the types of services our Kicuy Coach may provide.

NORTHWEST AREA FOUNDATION (NWAF)

We have just finished a 3-year ROSS grant and happy to announce that we were

successful in being awarded another 3-year ROSS grant in the amount of $286,000.

This grant pays for the wages, benefits, materials and training for a ROSS Coordi-

nator. Some of the primary responsibilities of the ROSS Coordinator are to create

a network of local service providers, coordinate case management for families in

need, and sponsor educational events to promote self-sufficiency.

RESIDENT OPPORTUNITY & SELF SUFFICIENCY (ROSS)

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Financials

Revenue Budget Period YTD

Dwelling Rent 171,972 15,723 47,281 27%

Interest on general fund 15,000 819 2,448 16%

Other Income 39,231 5,592 12,822 33%

IHBG Funding 1,085,640 0 0 0%

Prior Year Reserves 100,568 0 0 0%

Total Revenue 1,412,411 22,134 62,551 4%

Expenditures

Administration/Operations 960,447 99,865 206,325 21%

Housing Management 173,306 10,935 28,589 16%

Housing Services 74,811 2,431 5,712 8%

Administration/General 85,847 7,331 19,287 22%

Crime Prevention & Safety 500 0 0 0%

Development/Construction/Rehab 117,500 2,320 9,290 8%

Total Expenditures 1,412,411 122,882 269,203 19%

Net Operating Income/(Loss) 0 (100,748) (206,652)


2018 Indian Housing Block Grant

For the Month Ending March 31, 2018

For the period ending 12/31/2017 NPLP#1 NPLP#2 NPLP#3

Revenue:

Subsidy Income 108,000 28,800 5,500

Rent 138,254 45,255 82,794

Less: Vacancy (675) (105) 0

Rent Adjustments 245 1,586 (206)

Other Income 30,977 16,546 6,428

Interest Income 97 12 7

Interest Inc./Reserves 81 22 18

Total Revenue 276,978 92,116 94,541

Expenditures:

Property Management 161,542 52,246 68,644

Bank Charges 0

Accounting & Auditing Fees 8,885 8,885 8,885

Compliance & Training 1,230 492 1,105

Insurance 14,551 4,800 7,608

Total Expenses 186,208 66,423 86,242

Net Operating Income/(Loss) 90,771 25,692 8,299

MORTGAGE INTEREST - ACCRUED 63,079 52,805 72,499

ASSET MANAGEMENT FEES 4,000 0 0

DEPRECIATION 67,988 37,173 86,758

AMORTIZATION 0 57 1,882

Net Income/(Loss) (44,296) (64,343) (152,840)

Nez Perce Limited Partnerships

for Low Income Housing Tax Credit Programs

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Financials


2018 Resident Occupancy & Self-Sufficiency Grant (ROSS)


NWAF Grant 72,034 0 72,034 100%

Total Revenue 72,034 0 72,034 100%

Expenditures

NWAF Kicuy Coach Wages/Expenses 33,804 1,386 3,903 12%

NWAF Program Materials/Supplies/Equipment 29,230 284 759 3%

NWAF Administrative 9,000 600 1,800 20%

Total Expenditures 72,034 2,270 6,462 9%

2018 Northwest Area Foundation Kicuy Coach Grant (NWAF)


2018 Indian Community Development Block Grant (ICDBG)


2018 Bonneville Power Administration Grant (BPA)

2018 Private Funding Banner Bank Grant




ROSS Grant 26,425 17,127 17,127 65%

Total Revenue 26,425 17,127 17,127 65%

Expenditures

ROSS Coordinator Expense 19,360 8,491 19,360 100%

ROSS Training 2,000 2,000 2,000 100%

ROSS Administration 5,065 4,411 5,064 100%

Total Expenditures 26,425 14,902 26,424 100%


ICDBG Grant 385,250 0 0 0%

Total Revenue 385,250 0 0 0%

Expenditures

ICDBG Admin/Operations 2,250 282 282 13%

ICDBG Public Svc Solar Lights 42,000 0 0 0%

ICDBG Modernization - LR Units 213,000 0 0 0%

ICDBG Modernization - Home Owner Repairs 128,000 0 0 0%

Total Expenditures 385,250 282 282 0%


BPA Grant 50,000 0 50,000 100%

Banner Bank Grant 6,000 0 6,000 100%

Total Revenue 56,000 0 56,000 100%

Expenditures

BPA Administration 6,232 340 1,020 16%

BPA Training 2,000 0 0 0%

BPA Appliances/Contracts 41,768 0 2,058 5%

Banner Bank Educational Books/Materials 6,000 0 0 0%

Total Expenditures 56,000 340 3,078 5%

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Activities

Classes and Activities at a Glance

The NPTHA strives to provide educational materials and activities to improve home living for our

families. We network with other tribal programs and agencies to bring their expertise to you in a

workshop setting. This allows families to interact, create networks and ask questions on the topics.

The NPTHA continues to provide educational classes for the public. Topics range from basic home

repairs to the 12-hour homebuyer class that prepares families to purchase a home. Below are the

classes and activities conducted since September 2017.

Budget Class

Homebuyer Education

Money Basics

Money Basics - Youth

Rental Rights & Responsibilities

10 Classes/ 19 participants

2 Classes/ 7 participants, 5 certificates




Banner Bank Home Repair Loans

Fire Wood Best Practices

Holiday Craft

ICDBG Home Maintenance

IHFA

Instapot

Leaks

NWIC Credit

Spring Cleaning

Spring Yard Prep

Student Loan

U of I Budget

6 participants (2 classes)

15 participants

19 participants

7 participants

6 participants



7 participants



2 participants

6 participants

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Activities

Home Owner’s Maintenance Class

The NPTHA has been developing and improving our Home Owner’s Maintenance

Class over the past couple years. By attending the class, you will receive a Home

Owner’s Maintenance Guide. This year we have completely updated the guide which

is provided as a Do-It-Yourself (DIY) educational resource for home owners. This

class is now a prerequisite for participating in any of our home repair programs. We

will also open up the class for any interested home owner in the near future.

TABLE CONTENTS

1. BASIC ANATOMY OF YOUR HOME

Plumbing System, Electrical System, Heat Duct System,

Roof System

2. IMPORTANCE OF ROUTINE HOME INSPECTIONS

Sample inspection checklist, Sample inspection form

3. HOW TO MANAGE YOUR LIST OF HOME REPAIRS

Four categories of home repairs, Sample home

repair form

4. PREVENTATIVE MAINTENANCE

Seasonal check lists, Important Tips, Importance of house-

keeping

Sample of Housekeeping Checklist, Age Appropriate Tasks

5. FINANCING AND RESOURCE OPTIONS

Seeking Resources

6. BASIC CONTRACTOR STEPS

Basic Steps for contracting repairs, Tips on

Contracting Repairs

7. PROTECTING YOUR HOME

Understand Insurance basics, Fire Safety &

Prevention tips

8. “HOW TO” GUIDE

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Updates 2018 NPTHA Regional Winner

The NPTHA hosts the local fire safety poster contest every year. Local 1st place winners’ posters advance to

regional competition hosted by Northwest Indian Housing Association. Kianna Slickpoo and Olivia Jackson

advanced to regionals. Congratulations to Olivia Jackson who won 2nd place at the regional level and received

a $75 cash prize.

North West Indian Housing Association Winner

Grade 4-6

2nd PLACE — Olivia Jackson

Tax preparation at the NPTHA offices

The NPTHA participates as a Volunteer Income Tax Assistance

(VITA) site. This is an IRS program that provides free tax return prepa-

ration for families generally earning less than $50,000 (some exceptions

may apply). We are fortunate to have two tribal member volunteers

who have been authorized to provide this service.

Volunteers prepared 116 federal tax returns along with 114 state tax returns

Federal tax returns generated over $291,901 in tax refunds

Volunteer hours are limited so it is important to schedule an appointment

Families are encouraged to file Idaho tax returns to claim the grocery credit of $80- $120 per

person on your tax return, even if you are not required to file or your income is tax exempt.

It is always important to file your taxes each year to claim your refunds or to avoid pen-

alties if you owe.

This service is confidential and information provided to file your tax returns is not used for any

other purpose. If you have any questions regarding this service, please contact our office.

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September 2017 Survey Results

The Nez Perce Tribal Housing Authority collects data to update current services and prioritize future planning.

We greatly appreciate your input regarding housing needs and desires for families on the Nez Perce Reserva-

tion. Below are highlights from our last survey. We received a total of 100 responses: 21 were rentals, 60 were

homeowners and 18 live with relatives or other.

Survey Respondents Currently lives Age Housing Status Income

Lapwai 44 18-40 29 Renting 21 <$10,000 13

Kamiah/Kooskia 39 41-59 37 Owning/Buying 60 $10,000 - $25,000. 29

Culdesac 3 60+ 33 Live w/ Relatives 9 $25,000-$50,000 24

Orofino 2 Other 9 $50,000-$100,000 26

Other 10 > $100,000 5

98 99 99 Total 97

Budget Booklet (11)

Phone App (8)

Calendar (18)

Paper/Notebook (41)

Bank App or Online (65)

Excel or other (19)

How do you Track your expenses?

(92) Respondents **

Yes, One-on-One (33)

Yes, Class (40)

No, not at this time (39)

Are you willing to take Financial lessons?

(97) Respondents**

Financial Interest Do you use checking

or Savings? ** Do you have

sufficient income for bills? How Seriously do you want to

improve Finances? Do you track Expenses?

Checking 85 Yes 63 Very Serious 45 Yes 49

Savings 60 No 33 Moderately Serious 38 No 12

Don’t Use 11 Low/No Interest 9 Somewhat 39

100 96 92 Total 100

**(May choose more than one answer)

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NPTHA Programs

Low Rent Programs Low Rent Housing: The NPTHA manages Low Rent housing units in the Lapwai and Kamiah areas. Only qualified low-income families are eligible for assistance. Applicants are placed on a waiting list with preference given to Nez Perce families. The Low Rent program is a month-to-month lease and the rent is based on 22% of adjusted gross income. Low-Income Housing Tax Credit (LIHTC) Rentals: The NPTHA manages LIHTC units in the Lapwai area. Only qualified low-income families are eligible for assistance. Although preference is provided to Nez Perce families, various income restrictions apply. The LIHTC program accepts Section 8 vouchers and requires all tenants to apply for Section 8 vouchers. Rents are calculated annually based on 22% of adjusted gross income.

Homeownership

Starter Home Program (SH): This program is a five-year lease with option to purchase and only applies to available homeownership units the NPTHA built before 1998. Eligible applicants will earn credits during the lease phase to buy down the purchase price. Only Nez Perce families who can complete the mortgage process within five years are eligible. Option to Purchase Program (OPP): This program is a three-year lease with option to purchase available for our Sundown Heights homeownership units. Eligible applicants will earn mortgage payment credits during the lease phase and receive buy-down assistance. Only Nez Perce families who can complete the mortgage process within three years are eligible.

Financial Assistance Individual Development Account (IDA): This is a savings program designed to encourage low-income Nez Perce Families to save for 1) down payment to purchase home or 2) home repairs/improvements. The NPTHA will provide a $2 match for every $1 saved toward the purchase of a home or a $1 for $1 match for home repairs/improvements. Mortgage Finance Assistance (MFA): Down payment and closing costs assistance is available for eligible low and moderate income families who are purchasing a home through a private lender. MFA is not applicable when buy-down assistance is provided by other NPTHA programs.

Home Repair Programs

Senior Rehab Program: This program provides assistance to low-income senior citizens who own their own home. The grant amount is a maximum of $4,500 to complete essential repairs. The NPTHA will assist in compiling estimates and arranging completion of repairs.

Education Classes

Education Classes:: The NPTHA provides the following Education Classes: *Homebuyer Education: Overview of the program benefits and step by step process for those interested in purchasing a home. Also, a requirement of Section 184 Guaranteed Loan program. *Money Basics: Learn to manage your personal finances, understanding credit, etc. *Renter's Rights & Responsibilities: A complete review for current tenants and future tenants. *Maintenance Class: Learn various do-it-yourself maintenance tasks. *Homeowners Maintenance Class: A guide to inspecting, and completing home repairs and improvements. *Post Purchase Class: Facts and issues that come up after you’ve purchased your home.

All housing assistance provided by the NPTHA is subject to federal income guidelines. Moderate income families may be eligible for various programs, however, are not able to receive the same benefits as low-

income families. All applicants are required to attend housing counseling programs. Various eligibility re-quirements apply to each program, please talk to a housing counselor for more information.

general council report - nez perce people · 2018. 6. 26. · services, idaho self-sufficiency,...

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