genral awareness mega capsule 2014.pdf

7/23/2019 GENRAL AWARENESS MEGA CAPSULE 2014.pdf

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DEAR ASPIRANT

HERE WE ARE PRESENTING YOU A GENRAL AWERNESS

MEGA CAPSULE FOR IBPS PO, SBI ASSOT PO , IBPS ASST

AND OTHER FORTHCOMING EXAMS

WE HAVE UNDERTAKEN ALL THE POSSIBLE CARE TO

MAKE IT ERROR FREE

SPECIAL THANKS TO THOSE WHO HAS PUT THEIR TIME

TO MAKE THIS HAPPEN A IN ON LIMITED RESOURCE

1. NILOFAR

2. SWETA KHARE

3. ANKITA

4. PALLAVI BONIA

5. AMAR DAS

6. SARATH ANNAMETI

7. MAYANK BANSAL

WITH REGARDPANKAJ KUMAR

( Glory At Anycost )

WE WISH YOU A BEST OF LUCK



CONTENTS

1 CURRENT RATES 1

2 IMPORTANT DAYS

3 CUPS & TROPHIES 4

4 LIST OF WORLD COUNTRIES & THEIR CAPITAL 5

5 IMPORTANT CURRENCIES 9

6 ABBREVIATIONS IN NEWS

7 LISTS OF NEW UNION COUNCIL OF MINISTERS & PORTFOLIOS 13

8 NEW APPOINTMENTS 13

9 BANK PUNCHLINES 15

10 IMPORTANT POINTS OF UNION BUDGET 2012-14 16

11 BANKING TERMS 19

12 AWARDS 35

13 IMPORTANT BANKING ABBREVIATIONS 42

14 IMPORTANT BANKING TERMINOLOGY 50

15 HIGHLIGHTS OF UNION BUDGET 2014 55

16 FDI LLIMITS 56

17 INDIAS GDP FORCASTS 57

18 INDIAN RANKING IN DIFFERENT INDEXS 57

19 ABOUT : NABARD 58



20 IMPORTANT COMMITTEES IN NEWS 58

21 OSCAR AWARD 2014 59

22 STATES, CAPITAL, GOVERNERS & CHIEF MINISTERS 62

23 IMPORTANT COMMITTEES IN NEWS 62

23 LIST OF IMPORTANT ORGANIZATIONS INDIA & THERE HEAD 65

24 LIST OF INTERNATIONAL ORGANIZATIONS AND HEADS 66

25 FACTS ABOUT CENSUS 2011 66

26 DEFENCE & TECHNOLOGY 67

27 BOOKS & AUTHOURS 69

28 LEADER”S VISITED INIDIA 70

29 OBITUARY 71

30 ORGANISATION AND THERE HEADQUARTERS 72

31 REVOLUTIONS IN AGRICULTURE IN INDIA 72

32 IMPORTANT DAMS IN INDIA 73

33 CLASSICAL DANCES IN INDIA 73

34 NUCLEAR POWER PLANTS IN INDIA 73

35 FOLK DANCES IN INDIA 74

36 SPORTS AWARD

37 SUMMITES

38 MOUs- DEAL BETWEEN INDIA & OTHER COUNTRIES

39 SCHEME & PLAN LAUNCHED BY UNION & STATE GOVERMENT



40 FILMS AWARDS

41 SPORTS NEWS

42 NEWS RELATED TO RBI

43 TAXATION

44 SOME RECENT WORKING GROUPS & COMMITTEES BY RBI

45 ABOUT POLICY RATE

46 NEWS RELATED TO RBI

47 NEWS RALATED TO BANKING & FINANCE

48 GK QUESTIONS ASKED IN DIFFERENT EXAMS

49 MARKETING

50 BSC MATCH POINTS ( MAR-NOV )



Current Rates are as

follows:

1. Repo Rate – 8%

2. Reverse Repo Rate – 7%

3. SLR – 22%

4. CRR – 4%

5. Bank Rate – 9%

6. MSF – 9%

IMPORTANT DAYS

January

January 1 - Global Family Day January 15 - Army Day January 23 - Netaji Subhash Chandra

Bose's birth anniversary January 26 - Republic Day

January 26 - International Customsday

January 28 - Birth anniversary ofLala Lajpat Rai

January 28 - Data Protection Day January 30 - World Leprosy

Eradication Day

February

February 4 - World Cancer Day February 5 - Kashmir Day February 6 - International Day

against Female Genital Mutilation February 12 - Darwin Day February 12 - World Day of the Sick February 14 - Valentine‘s Day

February 20 - World Day of SocialJustice

February 21 - International MotherLanguage Day

February 22 - World Scout Day

February 23 - World Peaces andUnderstanding Day

March

March 4 - World Day of the FightAgainst Sexual Exploitation

March 8 - International Womens'Day

March 13 - World Kidney Day

March 13 - World Rotaract Day March 15 - World Consumer Rights

Day March 20 - International Day of the

Francophonie March 20 - World Day of Theatre for

Children and Young People March 21 - World Sleep Day March 21 - World Forestry Day March 21 - International Day for the

Elimination of RacialDiscrimination.

March 22 - World Water Day March 23 - World Meteorological

Day March 24 - World TB Day March 24 - International Day for

Achievers March 25 - International Day of

Remembrance - Victims of Slaveryand Transatlantic Slave Trade

March 27 - World Drama Day

April

April 2 - World Austism AwarenessDay

April 7 - World Health Day April 17 - World Haemophilia Day



April 18 - World heritage Day April 22 - Earth Day April 23 - World Book and

Copyright Day April 25 - World Malaria Day

April 29 - International Dance Day

May

May 1 - International Labour day May 3 - Press Freedom Day May 4 - Coal Miners day May 8 - World Red Cross day May 9 - - Victory Day May 11 - National Technology Day

May 12 - International Nurses day May 14 - World Migratory day May 15 - International Day of the

Family May 17 - World Information Society

Day May 21 - Anti-Terrorism Day May 31 - World No Tobacco Day

June

June 4 - International day ofInnocent Children Victims ofAggression

June 5 - World Environment Day June 7 - International Level Crossing

Awareness Day June 8 - World oceans Day June 12 - World Day against Child

Labour June 14 - World Blood Donor day June 17 - World Day to Combat

Desertification and Drought June 20 - World Refugee Day June 23 - United Nations Public

Service Day June 23 - International widow's day June 26 - International Day against

Drug Abuse and IIlicit Trafficking

June 27 - International Diabetes Day

July

July 1 - National doctor's Day July 11 - World Population Day July 12 - Malala Day July 18 - Nelson Mandela

International Day July 28 - World Nature Conservation

day July 30 - International Day of

Friendship

August

August 3 - Independence Day of Niger

August 5 - Independence Day ofUpper Volta

August 9 - International day of theWorld's Indigenous People

August 12 - International Youth Day August 15 - Independence Day

(India )

August 23 - Internatinal Day for theRemembrance of the Slave Tradeand its Abolition

August 29 - National Sports Day (Birthday of Dhyan Chand )

September

September 5 - Teacher's Day (Dr.Radhakrishnan's Birth Day)

September 7 - Forgiveness Day September 8 - International Literacy

Day September 14 - Hindi day,World

First Aid Day September 16 - World Ozone Day September 21 - International Day of

Peace, World Alzheimer's day



September 25 - Social Justice Day September 27 - World Tourism Day

October

October 1 - International Day ofOlder Persons

October 2 - International day of Non-Violence

October 3 - World Nature Day,World Habitat Day

October 4 - World Animal Day October 5 - World Teacher's Day October 8 - Indian Airforce Day October 9 - World Post Day

October 11 - International Girl ChildDay October 12 - World Arthritis Day October 14 - World Standards Day October 15 - World Students Day October 16 - World Food day October 17 - International Day for

the Eradication of Poverty October 20 - World Statistics Day October 24 - United Nations Day October 31 - World Thrift Day

November

November 1 - world vegan Day November 5 - World Radiography

Day November 9 - World Services Day November 14 - Children's Day (

Birth Anniversary of Jawaharlal Nehru )

November 16 - International Day forEndurance

November 17 - International studentsDay

November 17 - National JournalismDay

November 18 - World Adult Day November 19 - World Citizen Day

November 20 - Universal Children'sDay

November 21 - World TelevisionDay

November 21 - World Fisheries day

November 25 - World Non-veg Day November 26 - Law Day November 30 - Flag Day

December

December 1 - World AIDS Day December 2 - World Computer

Literacy Day December 2 - International Day for

the Abolition of Slavery December 3 - International Day of

People with Disability December 3 - World Conservation

Day December 4 - Navy Day December 5 - International

Volunteer Day for Economic andSocial Development

December 7 - International CivilAviation Day

December 9 - The International DayAgainst Corruption

December 10 - International Day ofBroadcasting

December 10 - Human Rights Day December 11 - International

Mountain Day December 14 - World Energy Day December 18 - International

Migrants Day December 19 - Goa's Liberation Day December 20 - International Human

Solidarity Day December 29 - International

Biodiversity Day



Cups & Trophies:

International

Azlan Shah Cup - Hockey

Asia Cup – Cricket, Hockey

Ashes : Cricket

Australian Open – Lawn Tennis

Champions Trophy : Hockey/Cricket

Corbitton Cup : Table Tennis (Women)

Davis Cup : Lawn Tennis

Derby : Horse Race

French Open – Lawn Tennis

FIFA World Cup : Football

Johar Cup – Hockey

Merdeka Cup : Football

Ryder Cup : Golf

Uber Cup : Badminton (Women)

Thomas Cup : Badminton (Men)

Sharjah Cup - Cricket

NationalAgha Khan Cup : Hockey

C. K. Naydu Trophy : Cricket

Deodhar Trophy : Cricket

Dilip Trophy : Cricket

D. C. M. Cup : Football

Durand Cup : Football

Dhyan Chand Trophy : Hockey

Gavaskar –Border Trophy – Cricket

lrani Trophy : Cricket

Lal Bahadul Shastri Cup – Hockey

MCC Trophy : Hockey

Nehru Trophy : Hockey

Ranji Trophy : Cricket

Rohinton Baria Trophy : Cricket

Rovers Cup : Football

Santosh Trophy : Football

Singer Cup – Cricket

Sahara Cup – Cricket

Subroto Cup : Football

Vijay Merchant Trophy : Cricket

Wellington Trophy : Rowing

Wills Trophy : Cricket



LIST OF WORLD

COUNTRIES & THEIR

CAPITAL

A

Afghanistan - KabulAlbania - TiranaAlgeria - AlgiersAndorra - Andorra la VellaAngola - LuandaAntigua & Barbuda - SaintJohn'sArgentina - Buenos AiresArmenia - YerevanAustralia - CanberraAustria - Vienna

Azerbaijan – Baku

BBahamas - NassauBahrain - Al-ManamahBangladesh - DhakaBarbados - BridgetownBelarus - MinskBelgium - BrusselsBelize - BelmopanBhutan - Thimphu

Bosnia & Herzegovina -SarajevoBotswana - GaboroneBrazil - BrasiliaBrunei - Bandar SeriBegawanBulgaria - SofiaBurkina Faso -OuagadougouBurundi – Bujumbura

C

Cambodia - Phnom Penh

Cameroon - Yaounde

Canada - Ottawa

Cape Verde - Praia

Central African Republic -

Bangui

Chad - N'Djamen

Chile - Santiago

China - Beijing

Colombia - Bogota

Comoros - Moroni

Congo - Brazzaville

Congo Democratic

Republic of

the - Kinshasa

Costa Rica - San Jose

Cote d'Ivoire - Abidjan

Croatia - Zagreb

Cuba - Havana

Cyprus - Nicosia

Czech Republic – Prague

D

Denmark - Copenhagen

Djibouti - Djibouti City

Dominica - Roseau

Dominican Republic -

Santo

Domingo

E

East Timor - Dili

Ecuador - Quito

Egypt - Cairo

El Salvador - San Salvador

Equatorial Guinea -

Malabo

Eritrea - Asmara

Estonia - Tallinn

Ethiopia - Addis Ababa

F

Fiji – Suva

Finland – Helsinki

France – Paris

G

Gabon - LibrevilleGambia - BanjulGeorgia - TbilisiGermany - BerlinGhana - Accra

Greece - AthensGrenada - Saint George'sGuatemala - GuatemalaCityGuinea - ConakryGuyana – Georgetown

H

Haiti - Port-au-PrinceHonduras - TegucigalpaHungary - Budapest

IIceland - ReykjavikIndia - New DelhiIndonesia - JakartaIran - TehranIraq - BaghdadIreland - DublinIsrael – Jerusalem



Italy – Rome

J

Jamaica - Kingston

Japan - Tokyo

Jordan - Amman

K

Kazakhstan - Astana

Kenya - Nairobi

Kiribati - Tarawa Atoll

Korea North - Pyongyang

Korea South - Seoul

Kosovo - Pristina

Kuwait - Kuwait City

Kyrgyzstan - Bishkek

L

Laos - Vientiane

Latvia - Riga

Lebanon - Beirut

Lesotho - Maseru

Liberia - Monrovia

Libya - Tripoli

Liechtenstein - Vaduz

Lithuania - Vilnius

Luxembourg -

Luxembourg

M

Macedonia - Skopje

Madagascar -

Antananarivo

Malawi - Lilongwe

Malaysia - Kuala Lumpur

Maldives - Male

Mali - Bamako

Malta - Valletta

Marshall Islands - Majuro

Mauritania - Nouakchott

Mauritius - Port Louis

Mexico - Mexico City

Micronesia - Palikir

Moldova - Chisinau

Monaco - Monaco

Mongolia - Ulaanbaatar

Montenegro - Podgorica

Morocco - Rabat

Mozambique - Maputo

Myanmar (Burma) -

Rangoon

(Yangon); Nay Pyi Taw

(administrative)

Republic - Prague

D

Denmark - Copenhagen

Djibouti - Djibouti City

Dominica - Roseau

Dominican Republic -

Santo

Domingo

E

East Timor - Dili

Ecuador - Quito

Egypt - Cairo

El Salvador - San Salvador

Equatorial Guinea -

Malabo

Eritrea - Asmara

Estonia - Tallinn

Ethiopia - Addis Ababa

F

Fiji - Suva

Finland - Helsinki

France - Paris

G

Gabon - Libreville

Gambia - Banjul

Georgia - Tbilisi

Germany - Berlin

Ghana - Accra



Greece - Athens

Grenada - Saint George's

Guatemala - Guatemala

City

Guinea - Conakry

Guyana - Georgetown

H

Haiti - Port-au-Prince

Honduras - Tegucigalpa

Hungary - Budapest

I

Iceland - Reykjavik

India - New Delhi

Indonesia - Jakarta

Iran - Tehran

Iraq - Baghdad

Ireland - Dublin

Israel - Jerusalem

Italy - Rome

J

Jamaica - Kingston

Japan - Tokyo

Jordan - Amman

K

Kazakhstan - Astana

Kenya - Nairobi

Kiribati - Tarawa Atoll

Korea North - Pyongyang

Korea South - Seoul

Kosovo - Pristina

Kuwait - Kuwait City

Kyrgyzstan - Bishkek

L

Laos - Vientiane

Latvia - Riga

Lebanon - Beirut

Lesotho - Maseru

Liberia - Monrovia

Libya - Tripoli

Liechtenstein - Vaduz

Lithuania - Vilnius

Luxembourg -

Luxembourg

M

Macedonia - Skopje

Madagascar -

Antananarivo

Malawi - Lilongwe

Malaysia - Kuala Lumpur

Maldives - Male

Mali - Bamako

Malta - Valletta

Marshall Islands - Majuro

Mauritania - Nouakchott

Mauritius - Port Louis

Mexico - Mexico City

Micronesia - Palikir

Moldova - Chisinau

Monaco - Monaco

Mongolia - Ulaanbaatar

Montenegro - Podgorica

Morocco - Rabat

Mozambique - Maputo

Myanmar (Burma) -

Rangoon

(Yangon); Nay Pyi Taw

(administrative)

N

Namibia - Windhoek

Nauru - no official capital;

government offices in

Yaren

District

Nepal - Kathmandu

Netherlands - Amsterdam

New Zealand - Wellington

Nicaragua - Managua



Niger - Niamey

Nigeria - Abuja

Norway - Oslo

O

Oman - Muscat

P

Pakistan - Islamabad

Palau - Melekeok

Palestinian State*

Panama - Panama City

Papua New Guinea - Port

Moresby

Paraguay - Asuncion

Peru - Lima

Philippines - Manila

Poland - Warsaw

Portugal - Lisbon

Q

Qatar - Doha

R

Romania - Bucharest

Russia - Moscow

Rwanda - Kigali

S

Saint Lucia - Castries

Saudi Arabia - Riyadh

Senegal - Dakar

Serbia - Belgrade

Seychelles - Victoria

Sierra Leone - Freetown

Singapore - Singapore

Slovakia - Bratislava

Slovenia - Ljubljana

Solomon Islands - Honiara

Somalia - Mogadishu

South Africa – Cape Town

South Sudan - Juba

Spain - Madrid

Sri Lanka - Colombo; Sri

Jayewardenepura Kotte

(legislative)

Sudan - Khartoum

Sweden - Stockholm

Switzerland - Bern

Syria - Damascus

T

Taiwan - Taipei

Tajikistan – Dushanbe

Tanzania

- Dar es Salaam

Thailand - Bangkok

Trinidad and Tobago -

Port-of-

Spain

Tunisia - Tunis

Turkey - Ankara

Turkmenistan - Ashgabat

U

Uganda - Kampala

Ukraine - Kyiv

United Arab Emirates -

Abu

Dhabi

United Kingdom - London

United States of America -

Washington D.C.

Uruguay - Montevideo

Uzbekistan - Tashkent

V

Vanuatu - Port-Vila

Vatican City (Holy See) -

Vatican

City

Venezuela - Caracas

Vietnam - Hanoi

Y



Yemen - Sanaa

Z

Zambia - Lusaka

Zimbabwe – Harare

Important

Currencies

Country Crrencies

A

Afghanistan-- Afghan Afghani

Argentina -- Peso

Australia --- DollarAustria --- European euro

B

Bangladesh --Taka

Bhutan ---- Ngultrum

Brazil --- RealC

Canada ---- Dollar

Chile ---- Peso

China --- Yuan

Cuba --- PesoD

Denmark --- Krone

E

Egypt --- Pound

F

France --- Euro

G

Germany --- EuroH

Hong Kong---Dollar

I

India --- Rupee

Indonesia --- Rupiah

Iran --- RialIraq --- Dinar

J

Japan --- YenL

Lithuania --- Euro

M

Malaysia --- Ringgit

Maldives --- Rufiyaa

Mexico --- Peso

N

Nepal --- RupeeNetherlands-- Euro

Norway -- Krone

North Korea -- Won

P

Pakistan -- Rupee

Philippines --- Peso

Portugal ---- Euro

Q

Qatar ---- Riyal

R

Russia ---- Ruble

S

Saudi Arabia -- Riyal

Singapore -- Dollar

South Africa -- Rand

South Korea -- Won

Sri Lanka -- Rupee

Switzerland - Franc

Syria --- Pound

T

Thailand --- Baht

Turkey --- Lira

U

Ukraine --- Hryvnia

UAE -- Dirham

UK -- Pound

USA --- Dollar

V

Vatican --- Euro

Z

Zimbabwe -- Dollar



ABBREVIATION IN NEWS

1. ALM- Asset Liability Management

2. AML – Anti Money Laundering

3. KYC – know Your Customer

4. ASBA: Application Supported by

Blocked Amount

BSBDA - Basic Savings Bank Deposit

Account

5. IFSC – Indian Financial System Code

6. CBS: Core Banking Solution

7. RTGS - Real Time Gross Settlement

8. SLR-Statutory Liquidity Ratio

9. CAR – Cash Adequacy Ratio

10. MSF-Marginal Standing Facility

11. NBFC-Non Banking Finance Companies

12. PIN: Personal Identification Number

13. CCEA – Cabinet Committee on

Economic Affairs

14. CECA - Comprehensive Economic

Cooperation

Agreement

15. CEPA – Comprehensive Economic

Partnership

Agreement

16. DTAA – Double Taxation Avoidance

Agreement

17. ECBs - External Commercial

Borrowings

18. EEFC - Exchange Earner's Foreign

Currency

19. EFSF – European Financial Stability

Facility

20. FEMA- Foreign Exchange Management

Act

21. FII – Foreign Institutional Investor.

22. FINO- Financial Inclusion Network

Operation

23. FIPB – Foreign Investment Promotion

board

24. FSLRC – Financial Sector Legislative

Reforms

Commission

25. CRAR: Capital to Risk-weighted Assets

Ratio

26. SWIFT: Society for Worldwide

Interbank Financial

Telecommunication

27. DEAF: Depositor Education and

Awareness Fund

28. NEFT - National Electronic Funds

Transfer

29. DICGC : Deposit insurance and credit

guarantee



corporation.

30. FCNR(B) - Foreign Currency Non-

Resident Bank

31. LCR: Liquidity Coverage Ratio

32. IMPS: Interbank Mobile Payment

Service

33. TARC - Tax Administration Reform

Commission

34. LRMT: Liquidity risk monitoring tools

35. ECB - External Commercial Borrowings

36. MIBOR: Mumbai Inter-Bank Offer Rate

37. LIBOR: London Inter-Bank Offer Rate

38. LAF – Liquidity Adjustment Facility

39. GIRO - Government Internal Revenue

Order

40. FRBMA: Fiscal Responsibility and

Budget

Management Act

41. AMFI- Association of Mutual Fund in

India.

42. TIEA – Tax Information exchange

Agreement

43. FTA- Free trade agreement

44. GAAR - General anti avoidance rule

45. GSLV - Geo-Synchronous Launch

Vehicle

46. NCTC - National Counter-Terrorism

Centre

47. NSG – Nuclear Suppliers Group

48. PPP – Public Private Partnership &

Purchasing

Power parity

49. PSLV – Polar Satellite Launch vehicle

50. TAPI - Turkmenistan-Afghanistan-

Pakistan-India.

51. QFI -Qualified Foreign Investors

52. REER: Real Effective Exchange Rate



FULL LIST OF NEW UNION COUNCIL OF

MINISTERS AND THEIR PORTFOLIOS

The President of India, as advised by the Prime Minister, has directed the

allocation of portfolios among the following members of the Union Council of

Ministers

1. Shri Narendra Modi

Prime Minister

Personnel, Public Grievances and

Pensions

Department of Atomic Energy

Department of Space All important policy issues

and all other portfolios not allocated to

any Minister

CABINET MINISTERS

1. Shri Raj Nath Singh Home Affairs

2. Smt. Sushma Swaraj External Affairs

Overseas Indian Affairs

3. Shri Arun Jaitley Finance

Corporate Affairs

Defence

4. Shri M. Venkaiah Naidu Urban

Development

Housing and Urban Poverty Alleviation

Parliamentary Affairs

5. Shri Nitin Jairam Gadkari Road Transport

and Highways

Shipping

6. Shri D.V. Sadananda Gowda Railways

7. Sushri Uma Bharati Water Resources,

River Development

and Ganga Rejuvenation

8. Dr. Najma A. Heptulla Minority Affairs

9. Shri Gopinathrao Munde Rural

Development

Panchayati Raj

Drinking Water and Sanitation

10. Shri Ramvilas Paswan Consumer Affairs,

Food and Public

Distribution

11. Shri Kalraj Mishra Micro, Small and

Medium Enterprises

12. Smt. Maneka Sanjay Gandhi Women and

Child Development13. Shri Ananthkumar Chemicals and

Fertilizers

14. Shri Ravi Shankar Prasad

Communications and Information

Technology

Law and Justice

15. Shri Ashok Gajapathi Raju Pusapati Civil

Aviation

16. Shri Anant Geete Heavy Industries and

Public Enterprises

17. Smt. Harsimrat Kaur Badal FoodProcessing Industries

18. Shri Narendra Singh Tomar Mines Steel

Labour and Employment

19. Shri Jual Oram Tribal Affairs

20. Shri Radha Mohan Singh Agriculture

21. Shri Thaawar Chand Gehlot Social Justice

and Empowerment

22. Smt. Smriti Zubin Irani Human Resource

Development

23. Dr. Harsh Vardhan Health and Family

Welfare

MINISTERS OF STATE

1. General V.K. Singh Development of North

Eastern

Region (Independent Charge)

External Affairs



Overseas Indian Affairs

2. Shri Inderjit Singh Rao Planning

(Independent Charge)

Statistics and Programme

Implementation (Independent

Charge)Defence

3. Shri Santosh Kumar

Gangwar

Textiles (Independent Charge)

Parliamentary Affairs

Water Resources, River Development

and Ganga Rejuvenation

4. Shri Shripad Yesso Naik Culture


Tourism (Independent Charge)

5. Shri Dharmendra Pradhan Petroleum andNatural Gas


6. Shri Sarbananda Sonowal Skill

Development, Entrepreneurship,

Youth Affairs and Sports


7. Shri Prakash Javadekar Information and

Broadcasting


Environment, Forest and Climate

Change (Independent Charge)Parliamentary Affairs

8. Shri Piyush Goyal Power (Independent

Charge)

Coal (Independent Charge)

New and Renewable Energy


9. Dr. Jitendra Singh Science and Technology

(Independent

Charge)

Earth Sciences (Independent Charge)

Prime Minister OfficePersonnel, Public Grievances &

Pensions

Department of Atomic Energy

Department of Space

10. Smt. Nirmala Sitharaman Commerce and

Industry


Finance

Corporate Affairs

11. Shri G.M. Siddeshwara Civil Aviation

12. Shri Manoj Sinha Railways

13. Shri Nihalchand Chemicals and Fertilizers14. Shri Upendra Kushwaha Rural

Development

Panchayati Raj

Drinking Water and Sanitation

15. Shri Radhakrishnan P Heavy Industries

and Public

Enterprises

16. Shri Kiren Rijiju Home Affairs

17. Shri Krishan Pal Road Transport and

Highways

Shipping18. Dr. Sanjeev Kumar Balyan Agriculture

Food Processing Industries

19. Shri Mansukhbhai

Dhanjibhai Vasava

Tribal Affairs

20. Shri Raosaheb Dadarao

Danve

Consumer Affairs, Food and Public

Distribution

21. Shri Vishnu Deo Sai Mines

SteelLabour and Employment

22. Shri Sudarshan Bhagat Social Justice and

Empowerment

New Appointments of 2014



1. A L Banerjee - New DGP (UP)

2. Aditi Khanna - First Woman President of Indian Journalists‘ Association (IJA), London

3. Ajoy Misra - MD & CEO, Tata Global Beverages Limited

4. Akhilesh Das Gupta - President (Re-Elected), Badminton Association of India (BAI)

5. Akhilesh Gupta - President of Indian Meteorological Society6. Amitabh Kant - Secretary, Department of Industrial Policy and Promotion

7. Arvind Mayaram - New Finance Secretary

8. Arseniy Yatsenyuk - Interim Prime Minister of Ukraine

9. Arun Kumar Gupta - CMD, Shipping Corporation of India (SCI)

10. Ashraf Jehan - First female judge, Pakistan‘s National Sharia Court

11. Chetan Tamboli - Chairman of CII (Confederation of Indian Industry), Western Region

12. Devendra Kumar Pathak - Special DG, Border Security Force

13. Dinesh Sarraf - CMD of Oil and Natural Gas Corporation

14. Edward Snowden - New Rector of the University of Glasgow

15. Glen Attewell - New CEO to Tesco HSC

16. G. Rohini – First Woman Chief Justice, Delhi High Court

17. H C Meena - Secretary Security, Cabinet Secretariat

18. Harish Rawat - CM of Uttrarakhand.

19. Ibrahim Mahlab - New PM of Egypt

20. Jamila Bayaz - First Women Police Chief, Afghanistan

21. Janet Yellen – Head of US Federal Reserve (1st Woman)

22. Jatinder Bir Singh - Chairman and Managing Director of Punjab and Sind Bank (PSB)

23. John Thompson - Chairman of Microsoft

24. Justice Ashok Kumar Mathur - Chairman of the 7th Pay Commission

25. Justice B.S. Chauhan - Judge of the Supreme Court

26. Kailash Meghwal - Speaker, Rajasthan Assembly

27. Kalyan Singh - Vice President of BJP

28. Kiran Mazumdar Shaw - Chairperson, Indian Institute of Management-Bangalore (IIM-B)29. Lt Gen P R Kumar - Director General of Military Operations (DGMO), Indian Army

30. M Teresa Kho - ADB's (Asian Development Bank) new country director for India

31. Malala Yousafzai - World Children's Prize, Sweden

32. Manoj Vaish - MD and CEO, Multi Commodity Exchange of India Ltd (MCX)

33. Marco Lambertini - Director-General of the WWF International

34. Matteo Renzi - Italy's youngest PM

35. Mukul Mudgal - Chairperson of Broadcasting Content Complaints Council (BCCC)

36. Narendra Kothari – New Chairman, NMDC

37. N P Singh - CEO, Multi Screen Media

38. N. Ramachandran - President, Indian Olympic Association

39. N. Srinivasan - Chairman of the International Cricket Council

40. Oleksandr Turchynov - Interim President of Ukraine

41. P. Madhusudan - CMD, Rashtriya Ispat Nigam Ltd (RINL)

42. Poonam Khetrapal Singh - Regional Director of World Health Organization South-East Asia Region

43. Pradeep Kumar Saxena - GM, South Western Railway

44. Priyadarshni Mohapatra - MD Avaya's India and SAARC Operations

45. R. Chandrashekhar - President, NASCOM

46. R Gandhi - Deputy Governor of RBI

47. R.K. Tiwari - Chairman of Central Board of Direct Taxes (CBDT)



48. R.M. Lodha - New Chief Justice of India

49. R.K. Dhowan - New Navy Chief

50. Rajeev Kher - Secretary in Department of Commerce

51. Rajiv Takru - New Revenue Secretary

52. Rakesh Maria - Mumbai Police Commissioner

53. Ravi Chauhan - MD, SAP India

54. S.K. Sharma - CMD of Bharat Electronics Ltd.

55. Sanjay Kirloskar - Deputy Chairman of CII, Western Region

56. Satya Nadella - CEO of Microsoft

57. Saurabh Chandra - Secretary, Ministry of Petroleum & Natural Gas

58. Shankar Venkateswaran - Chief, Tata Sustainability Group

59. Sheikh Hasina - Prime Minister of Bangladesh (Third Time)

60. Shikar Dhawan - Brand Ambassador to Canara Bank

61. Soma Mondel - First Woman Director of National Aluminium Company Ltd.

62. B.N. Sri Krishna - Chairman of Financial Planning Standards Board India (FPSB)

63. Sudhir Gupta - Secretary, TRAI

64. Sunil Kumar Sood - General Manager, Central Railway

65. Sushil Koirala - PM of Nepal66. T. Nanda Kumar - Chairman, National Dairy Development Board (NDDB)

67. Uday Sareen - Deputy CEO, ING Vysya Bank

68. V.Kannan - CMD of Vijaya Bank

69. Vinod Sawhney - CEO of Reliance Communication (RCom)

70. Yaduvendra Mathur - CMD of Export-Import Bank of India

BANKS – PUNCHLINES

01. Allahabad Bank – A tradition of trust02. Andhra Bank – For all your needs

03. Bank of Baroda – India‘s

International Bank

04. Bank of Maharashtra – One family

one bank

05. Bank of India – Relationship beyond

banking

06. Canara Bank – Together we can

07. Central Bank Of India – Build a

better life around us08. Corporation Bank – Prosperity for

all

09. Dena Bank – Trusted Family Bank

10. Indian Bank – Your tech friendly

Bank

11. Indian Overseas Bank – Good



people to grow with

12. Oriental Bank of Commerce –

Where every individual is committed

13. Punjab National Bank – The name

you can bank upon

14. Punjab and Sind Bank – To strive to

achieve excellence in customer service

15. Syndicate Bank – Faithful and

friendly

16. United Commercial Bank – Honours

your trust

17. Union Bank of India – Good people

to bank with

18. United Bank of India – The bank that

begins with ―U‖ 19. Vijaya Bank – A friend you can bank

on

20. State Bank of India – With you all

the way

21. State Bank of Hyderabad – Modern

Innovative dependable

22. State Bank of Mysore – Working for

a better tomorrow

23. State Bank of Patiala – Blending

modernity with tradition24. State Bank of Travancore – Since

1945 – a long tradition of trust

25. ICICI Bank – Hum Hai Na

26. IDBI Bank – Banking for all

27. HSBC bank – World‘s local bank

28. HDFC Bank – We understand your

world

29. Bank of Rajasthan – Together we

prosper

30. Federal Bank – Your perfect

Banking partner

31. Yes Bank – Experience our

expertise

32. Jammu and Kashmir Bank – Serving

to empower

33. Lakshmi Vilas Bank Limited – The

changing face of prosperity

34. Karur Vysya Bank – Smart way to

Bank

35. Deutshe Bank – A passion to

perform

36. South Indian Bank Limited – Experience Next Generation Banking

Important Points of Union

Budget 2014-15

Important Points of Union

Budget 2014-15

1. Fiscal deficit target retained at 4.1% of GDP for

current fiscal

2. Fiscal deficit target 3.6% forr 2015-16



3. Fiscal deficit target 3% for 2016-17

4. Revenue Deficit seen at 2.9% f or FY15

5. Aim to achieve 7-8 per cent economic growth

rate in next 3-4 years

6. Target Agriculture growth rate at 4 %

7. Defence FDI cap raised to 49% from 26% at

present

8. Insurance FDI cap raised to 49% from 26% at

present

9. Exemption limit on income tax from Rs. 2 lakh to

Rs. 2.5 lakh.

10. For senior citizens, the exemption on incomehas been raised to Rs. 3 lakh per annum.

11. Tax-free cap on home loan interest from Rs. 1.5

to Rs. 2 lakh.

12. Annual PPF ceiling to be improved to Rs 1.5

lakh from Rs 1 lakh

13. Women Safety:

i. Outlay of Rs. 50 crores for a pilot scheme on

road safety

ii. Another 150 crores to be spent by MHA on

safety on women in larger cities

iii. 'Beti Bachao, Beti Padhao Yojana' - 100

crores

14. Budget Allocate for National Rural Drinking

Water - Rs 3600 cr

15. Budget Allocate for (Rural housing) national

housing banking programme - Rs 8000 crore

16. Metro rails in PPP mode; for metro scheme in

Ahmadabad and Lucknow - Rs. 100 cr

17. Budget Allocate to set up virtual classrooms - Rs

100 crores

18. Budget Allocate for setting up 5 more IIMs and

IITs - Rs 500 crores

19. Budget Allocate for SC development - Rs 50,548

cr

20. Budget Allocate for Statue of Unity, a statue of

Sardar Patel in Gujarat - Rs. 200 crore

21. Budget Allocate for irrigation plan named

Pradhan Mantri Krishi Sichayin Yojana - Rs.

1000 cr

22. Budget Allocate for credit scheme for start-ups

by those from scheduled castes and tribes - Rs

200 crores

23. Budget Allocate for creating Smart cities - Rs.

7060 cr



24. Budget Allocate for price stabilization fund - Rs.

500 crore

25. Budget Allocate for modernization ofMadrasas - Rs. 100 crores

26. Budget allocated for Startup village to promote

entrepreneurship among rural youth - Rs 100

crore

27. Budget allocated for PM Sadak Yojana - Rs.

14,389 crores

28. Budget allocated to set up six textiles cluster -

Rs 200 crore

29. e-visa

for nine cities to promote tourism

30. 15 Braille press to come up.

31. Currency note with Braille-like signs.

32. Minimum pension of Rs.1000 per month to all PP schemes.

33. Bharat Swach Yojna proposed for hygiene and cleanliness.

34. Skill India initiative to make youth employable and create more entrepreneurs.

35. Assam and Jharkhand to get Centre of Excellence on farming.

36. Senior Citizens Pension Plan Extended Till August 2015

37. 100 soil testing laboratories across the country.

38. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs. 200 cr



39. Crisis Management Centre for women at Delhi

40. PSU Banks to Raise Rs 2.40 Lakh Cr Capital by 2018

BANKING TERMS

The basic banking terms are frequently asked in all the Bank Interviews. These termsare useful not only for your interview but also for your general knowledge. Knowledgeand Understanding of Important Banking terms play a very crucial role in the finalselection. Also these banking terms are useful for Banking Aspirants, Economics &

Commerce students, MBA aspirants and students preparing for other similar levelExams.Knowing basic banking terms not only gives you an edge over other candidates but alsoshows your interest level for the job.

Account Agreement: The contract governing your open-end credit account, it providesinformation on changes that may occur to the account.Account History: The payment history of an account over a specific period of time,including the number of times the account was past due or over limit.Account Holder: Any and all persons designated and authorized to transact businesson behalf of an account. Each account holder's signature needs to be on file with the

bank. The signature authorizes that person to conduct business on behalf of theaccount.

Acquiring Bank: In a merger, the bank that absorbs the bank acquired. Accrued interest: Interest due from issue date or from the last coupon payment date tothe settlement date. Accrued interest on bonds must be added to their purchase price.Adjustable-Rate Mortgages (ARMS): Also known as variable-rate mortgages. Theinitial interest rate is usually below that of conventional fixed-rate loans. The interestrate may change over the life of the loan as market conditions change. There istypically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement.If interest rates rise, so does the loan payment. If interest rates fall, the loan payment

may as well.Arbitrage: Buying a financial instrument in one market in order to sell the sameinstrument at a higher price in another market.Adverse Action: Under the Equal Credit Opportunity Act, a creditor's refusal to grantcredit on the terms requested, termination of an existing account, or an unfavorablechange in an existing account.



Adverse Action Notice: The notice required by the Equal Credit Opportunity Actadvising a credit applicant or existing debtor of the denial of their request for credit oradvising of a change in terms considered unfavorable to the account holder.AER: Annual earnings rate on an investment.Affidavit: A sworn statement in writing before a proper official, such as a notary public.

Alteration: Any change involving an erasure or rewriting in the date, amount, or payeeof a check or other negotiable instrument.Amortization: The process of reducing debt through regular installment payments ofprincipal and interest that will result in the payoff of a loan at its maturity.Anytime Banking: With introduction of ATMs, Tele-Banking and internet banking,customers can conduct their business anytime of the day and night. The 'BankingHours' is not a constraint for transacting banking business.Anywhere Banking : Refers to banking not only by ATMs, Tele-Banking and internetbanking, but also to core banking solutions brought in by banks where customer candeposit his money, cheques and also withdraw money from any branch connected withthe system. All major banks in India have brought in core banking in their operations to

make banking truly anywhere banking.Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as apercentage.Annual Percentage Yield (APY): A percentage rate reflecting the total amount ofinterest paid on a deposit account based on the interest rate and the frequency ofcompounding for a 365-day year.Annuity : A life insurance product which pays income over the course of a set period.Deferred annuities allow assets to grow before the income is received and immediateannuities (usually taken from a year after purchase) allow payments to start from abouta year after purchase.APR: The annual percentage rate of interest, usually on a loan or mortgage, usuallydisplayed in brackets and representing the true cost of the loan or mortgage as it showsany additional payments beyond the interest rate.Application: Under the Equal Credit Opportunity Act (ECOA), an oral or written requestfor an extension of credit that is made in accordance with the procedures established bya creditor for the type of credit requested.Appraisal: The act of evaluating and setting the value of a specific piece of personal orreal property.Ask Price: The lowest price at which a dealer is willing to sell a given security.Asset-Backed Securities (ABS): A type of security that is backed by a pool of bankloans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities.At-the-money: The exercise price of a derivative that is closest to the market price ofthe underlying instrument.ATM: ATMs are Automatic Teller Machines, which do the job of a teller in a bankthrough Computer Network. ATMs are located on the branch premises or off branchpremises. ATMs are useful to dispense cash, receive cash, accept cheques, givebalances in the accounts and also give mini-statements to the customers.Authorization: The issuance of approval, by a credit card issuer, merchant, or otheraffiliate, to complete a credit card transaction.



Automated Clearing House (ACH): A computerized facility used by memberdepository institutions to electronically combine, sort, and distribute inter-bank creditsand debits. ACHs process electronic transfers of government securities and providedcustomer services, such as direct deposit of customers' salaries and government benefitpayments (i.e., social security, welfare, and veterans' entitlements), and preauthorized

transfers.Automated Teller Machine (ATM): A machine, activated by a magnetically encodedcard or other medium that can process a variety of banking transactions. These includeaccepting deposits and loan payments, providing withdrawals, and transferring fundsbetween accounts.Automatic Bill Payment: A checkless system for paying recurring bills with oneauthorization statement to a financial institution. For example, the customer would onlyhave to provide one authorization form/letter/document to pay the cable bill each month.The necessary debits and credits are made through an Automated Clearing House(ACH).Availability Date: Bank's policy as to when funds deposited into an account will be

available for withdrawal.Availability Policy: Bank's policy as to when funds deposited into an account will beavailable for withdrawal.Available Balance: The balance of an account less any hold, uncollected funds, andrestrictions against the account.Available Credit: The difference between the credit limit assigned to a cardholderaccount and the present balance of the account.

Banking: Accepting for the purpose of lending or investment of deposits of money fromPublic, Repayable on demand or otherwise and withdraw able by cheques, drafts,order, etc.Bank Ombudsman: Bank Ombudsman is the authority to look into complaints againstBanks in the main areas of collection of cheque / bills, issue of demand drafts, non-adherence to prescribed hours of working, failure to honour guarantee / letter of creditcommitments, operations in deposit accounts and also in the areas of loans andadvances where banks flout directions / instructions of RBI. This Scheme wasannounced in 1995 and is functioning with new guidelines from 2007. This schemecovers all scheduled banks, the RRBs and co-operative banks.Bancassurance: Bancassurance refers to the distribution of insurance products andthe insurance policies of insurance companies which may be life policies or non-lifepolicies like home insurance - car insurance, medi-policies and others, by banks ascorporate agents through their branches located in different parts of the country bycharging a fee.Banker's Lien: Bankers lien is a special right of lien exercised by the bankers, who canretain goods bailed to them as a security for general balance of account. Bankers canhave this right in the absence of a contract to the contrary.Basel-II: The Committee on Banking Regulations and Supervisory Practices, popularityknown as Basel Committee, submitted its revised version of norms in June, 2004.Under the revised accord the capital requirement is to be calculated for credit, market



and operational risks. The minimum requirement continues to be 8% of capital fund(Tier I & II Capital) Tier II shall continue to be not more than 100% of Tier I Capital.Brick & Mortar Banking: Brick and Mortar Banking refers to traditional system ofbanking done only in a fixed branch premises made of brick and mortar. Now there arebanking channels like ATM, Internet Banking, tele banking etc.

Business of Banking : Accepting deposits, borrowing money, lending money,investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening SafeCustody Accounts, Issuing Letters of Credit, Travelers‘ Cheques, doing Mutual Fundbusiness, Insurance Business, acting as Trustee or doing any other business whichCentral Government may notify in the official Gazette.Bouncing of a cheque: Where an account does not have sufficient balance to honourthe cheque issued by the customer, the cheque is returned by the bank with the reason"funds insufficient" or "Exceeds arrangement‖. This is known as 'Bouncing of a cheque‘. Basis Point: One hundredth of 1%. A measure normally used in the statement ofinterest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points. BearMarkets: Unfavorable markets associated with falling prices and investor pessimism.

Bid-ask Spread: The difference between a dealers‘s bid and ask price. Bid Price: The highest price offered by a dealer to purchase a given security.Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record ofearnings and dividends. They are issued by large and well-established firms that haveimpeccable financial credentials.Bond: Publicly traded long-term debt securities, issued by corporations andgovernments, whereby the issuer agrees to pay a fixed amount of interest over aspecified period of time and to repay a fixed amount of principal at maturity.Book Value: The amount of stockholders‘ equity in a firm equals the amount of thefirm‘s assets minus the firm‘s liabilities and preferred stock. Broker: Individuals licensed by stock exchanges to enable investors to buy and sellsecurities.Brokerage Fee: The commission charged by a broker.Bull Markets: Favorable markets associated with rising prices and investor optimism.

Call Option: The right to buy the underlying securities at a specified exercise price onor before a specified expiration date.Callable Bonds: Bonds that give the issuer the right to redeem the bonds before theirstated maturity.Capital Gain: The amount by which the proceeds from the sale of a capital assetexceed its original purchase price.Capital Markets: The market in which long-term securities such as stocks and bondsare bought and sold.Certificate of Deposits (CDs): Savings instrument in which funds must remain ondeposit for a specified period and premature withdrawals incur interest penalties.Certificate of Deposit:. Certificate of Deposits are negotiable receipts in bearer formwhich can be freely traded among investors. This is also a money marketinstrument,issued for a period ranging from 7 days to f one year .The minimum depositamount is Rs. 1 lakh and they are transferable by endorsement and delivery.



Cheque: Cheque is a bill of exchange drawn on a specified banker ordering the bankerto pay a certain sum of money to the drawer of cheque or another person. Money isgenerally withdrawn by clients by cheques. Cheque is always payable on demand.Cheque Truncation: Cheque truncation truncates or stops the flow of cheques throughthe banking system. Generally truncation takes place at the collecting branch, which

sends the electronic image of the cheques to the paying branch through the clearinghouse and stores the paper cheques with it.Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and alltrading is done between investors in the open market. The share prices are determinedby market prices instead of their net asset value.Collateral: A specific asset pledged against possible default on a bond. Mortgagebonds are backed by claims on property. Collateral trusts bonds are backed by claimson other securities. Equipment obligation bonds are backed by claims on equipment.Commercial Paper: Short-term and unsecured promissory notes issued bycorporations with very high credit standings.Common Stock: Equity investment representing ownership in a corporation; each

share represents a fractional ownership interest in the firm.Compound Interest: Interest paid not only on the initial deposit but also on any interestaccumulated from one period to the next.Contract Note: A note which must accompany every security transaction whichcontains information such as the dealer‘s name (whether he is acting as principal oragent) and the date of contract.Controlling Shareholder: Any person who is, or group of persons who together are,entitled to exercise or control the exercise of a certain amount of shares in a companyat a level (which differs by jurisdiction) that triggers a mandatory general offer, or moreof the voting power at general meetings of the issuer, or who is or are in a position tocontrol the composition of a majority of the board of directors of the issuer.Convertible Bond: A bond with an option, allowing the bondholder to exchange thebond for a specified number of shares of common stock in the firm. A conversion priceis the specified value of the shares for which the bond may be exchanged. Theconversion premium is the excess of the bond‘s value over the conversion price. Corporate Bond: Long-term debt issued by private corporations.Coupon: The feature on a bond that defines the amount of annual interest income.Coupon Frequency: The number of coupon payments per year.Coupon Rate: The annual rate of interest on the bond‘s face value that a bond‘s issuerpromises to pay the bondholder. It is the bond‘s interest payment per dollar of par value. Covered Warrants: Derivative call warrants on shares which have been separatelydeposited by the issuer so that they are available for delivery upon exercise.Credit Rating: An assessment of the likelihood of an individual or business being ableto meet its financial obligations. Credit ratings are provided by credit agencies or ratingagencies to verify the financial strength of the issuer for investors.Collecting Banker: Also called receiving banker, who collects on instruments like acheque, draft or bill of exchange, lodged with himself for the credit of his customer'saccount.Consumer Protection Act: It is implemented from 1987 to enforce consumer rightsthrough a simple legal procedure. Banks also are covered under the Act. A consumer



can file complaint for deficiency of service with Consumer District Forum for amountsupto Rs.20 Lacs in District Court, and for amounts above Rs.20 Lacs to Rs.1 Crore inState Commission and for amounts above Rs.1 Crore in National Commission.Co-operative Bank : An association of persons who collectively own and operate abank for the benefit of consumers / customers, like Saraswat Co-operative Bank or

Abhyudaya Co-operative Bank and other such banks.Co-operative Society : When an association of persons collectively own and operate aunit for the benefit of those using its services like Apna Bazar Co-operative Society orSahakar Bhandar or a Co-operative Housing Society.Core Banking Solutions (CBS): Core Banking Solutions is a buzz word in Indianbanking at present, where branches of the bank are connected to a central host and thecustomers of connected branches can do banking at any breach with core bankingfacility.Creditworthiness: It is the capacity of a borrower to repay the loan / advance in timealong with interest as per agreed terms.Crossing of Cheques: Crossing refers to drawing two parallel lines across the face of

the cheque. A crossed cheque cannot be paid in cash across the counter, and is to bepaid through a bank either by transfer, collection or clearing. A general crossing meansthat cheque can be paid through any bank and a special crossing, where the name of abank is indicated on the cheque, can be paid only through the named bank.Customer: A person who maintains any type of account with a bank is a bankcustomer. Consumer Protection Act has a wider definition for consumer as the one whopurchases any service for a fee like purchasing a demand draft or a pay order. The termcustomer is defined differently by Laws, softwares and countries.Current Account: Current account with a bank can be opened generally for businesspurpose. There are no restrictions on withdrawals in this type of account. No interest ispaid in this type of account.Currency Board: A monetary system in which the monetary base is fully backed byforeign reserves. Any changes in the size of the monetary base have to be fullymatched by corresponding changes in the foreign reserves.Current Yield: A return measure that indicates the amount of current income a bondprovides relative to its market price. It is shown as: Coupon Rate divided by Pricemultiplied by 100%.Custody of Securities: Registration of securities in the name of the person to whom abank is accountable, or in the name of the bank‘s nominee; plus deposition of securitiesin a designated account with the bank‘s bankers or with any other ins titution providingcustodial services.

Debit Card: A plastic card issued by banks to customers to withdraw moneyelectronically from their accounts. When you purchase things on the basis of Debit Cardthe amount due is debited immediately to the account. Many banks issue Debit-Cum-

ATM Cards.Debtor: A person who takes some money on loan from another person.Demand Deposits: Deposits which are withdrawn on demand by customers. E.g.savings bank and current account deposits.



Demat Account: Demat Account concept has revolutionized the capital market of India.When a depository company takes paper shares from an investor and converts them inelectronic form through the concerned company, it is called Dematerialization of Shares.These converted Share Certificates in Electronic form are kept in a Demat Account bythe Depository Company, like a bank keeps money in a deposit account. Investor can

withdraw the shares or purchase more shares through this demat Account.Derivative Call (Put) Warrants: Warrants issued by a third party which grant the holderthe right to buy (sell) the shares of a listed company at a specified price.Derivative Instrument: Financial instrument whose value depends on the value ofanother asset.Discount Bond: A bond selling below par, as interest in-lieu to the bondholders.Dishonour of Cheque: Non-payment of a cheque by the paying banker with a returnmemo giving reasons for the non-payment. Default Risk: The possibility that a bondissuer will default ie, fail to repay principal and interest in a timely manner.Diversification: The inclusion of a number of different investment vehicles in a portfolioin order to increase returns or be exposed to less risk.

Duration: A measure of bond price volatility, it captures both price and reinvestmentrisks to indicate how a bond will react to different interest rate environments.

Earnings: The total profits of a company after taxation and interest.Earnings per Share (EPS): The amount of annual earnings available to commonstockholders as stated on a per share basis.Earnings Yield: The ratio of earnings to price (E/P). The reciprocal is price earningsratio (P/E).E-Banking : E-Banking or electronic banking is a form of banking where funds aretransferred through exchange of electronic signals between banks and financialinstitution and customers ATMs, Credit Cards, Debit Cards, International Cards, InternetBanking and new fund transfer devices like SWIFT, RTGS belong to this category.EFT - (Electronic Fund Transfer): EFT is a device to facilitate automatic transmissionand processing of messages as well as funds from one bank branch to another bankbranch and even from one branch of a bank to a branch of another bank. EFT allowstransfer of funds electronically with debit and credit to relative accounts.Either or Survivor: Refers to operation of the account opened in two names with abank. It means that any one of the account holders have powers to withdraw moneyfrom the account, issue cheques, give stop payment instructions etc. In the event ofdeath of one of the account holder, the surviving account holder gets all the powers ofoperation.Electronic Commerce (E-Commerce): E-Commerce is the paperless commercewhere the exchange of business takes place by Electronic means.Endorsement: When a Negotiable Instrument contains, on the back of the instrumentan endorsement, signed by the holder or payee of an order instrument, transferring thetitle to the other person, it is called endorsement.Bouncing of a cheque: Where the name of the endorsee or transferee is notmentioned on the instrument.Endorsement in Full: Where the name of the endorsee or transferee appears on theinstrument while making endorsement.



Equity: Ownership of the company in the form of shares of common stock.Equity Call Warrants: Warrants issued by a company which give the holder the right toacquire new shares in that company at a specified price and for a specified period oftime.Ex-dividend (XD): A security which no longer carries the right to the most recently

declared dividend or the period of time between the announcement of the dividend andthe payment (usually two days before the record date). For transactions during the ex-dividend period, the seller will receive the dividend, not the buyer. Ex-dividend status isusually indicated in newspapers with an (x) next to the stock‘s or unit trust‘s name. Execution of Documents: Execution of documents is done by putting signature of theperson, or affixing his thumb impression or putting signature with stamp or affixingcommon seal of the company on the documents with or without signatures of directorsas per articles of association of the company.

Face Value/ Nominal Value: The value of a financial instrument as stated on theinstrument. Interest is calculated on face/nominal value.

Fixed-income Securities: Investment vehicles that offer a fixed periodic return.Fixed Rate Bonds: Bonds bearing fixed interest payments until maturity date.Floating Rate Bonds: Bonds bearing interest payments that are tied to current interestrates.Factoring: Business of buying trade debts at a discount and making a profit when debtis realized and also taking over collection of trade debts at agreed prices.Foreign Banks: Banks incorporated outside India but operating in India and regulatedby the Reserve Bank of India (RBI),. e..g., Barclays Bank, HSBC, Citibank, StandardChartered Bank, etc.Forfeiting: In International Trade when an exporter finds it difficult to realize moneyfrom the importer, he sells the right to receive money at a discount to a forfaiter, whoundertakes inherent political and commercial risks to finance the exporter, of coursewith assumption of a profit in the venture.Forgery: when a material alteration is made on a document or a Negotiable Instrumentlike a cheque, to change the mandate of the drawer, with intention to defraud.Fundamental Analysis: Research to predict stock value that focuses on suchdeterminants as earnings and dividends prospects, expectations for future interest ratesand risk evaluation of the firm.Future Value: The amount to which a current deposit will grow over a period of timewhen it is placed in an account paying compound interest.Future Value of an Annuity: The amount to which a stream of equal cash flows thatoccur in equal intervals will grow over a period of time when it is placed in an accountpaying compound interest.Futures Contract: A commitment to deliver a certain amount of some specified item atsome specified date in the future.

Garnishee Order: When a Court directs a bank to attach the funds to the credit ofcustomer's account under provisions of Section 60 of the Code of Civil Procedure, 1908.General Lien: A right of the creditors to retain possession of all goods given in securityto him by the debtor for any outstanding debt.



Guarantee: A contract between guarantor and beneficiary to ensure performance of apromise or discharge the liability of a third person. If promise is broken or notperformed, the guarantor pays contracted amount to the beneficiary.

Hedge: A combination of two or more securities into a single investment position for the

purpose of reducing or eliminating risk.Holder: Holder means any person entitled in his own name to the possession of thecheque, bill of exchange or promissory note and who is entitled to receive or recover theamount due on it from the parties. For example, if I give a cheque to my friend towithdraw money from my bank,he becomes holder of that cheque. Even if he loses thecheque, he continues to be holder. Finder cannot become the holder.Holder in due course : A person who receives a Negotiable Instrument for value,before it was due and in good faith, without notice of any defect in it, he is called holderin due course as per Negotiable Instrument Act. In the earlier example if my friend lendssome money to me on the basis of the cheque, which I have given to him forencashment, he becomes holder-in-due course.

Hypothecation: Charge against property for an amount of debt where neitherownership nor possession is passed to the creditor. In pledge, possession of property ispassed on to the lender but in hypothecation, the property remains with the borrower intrust for the lender.

Identification: When a person provides a document to a bank or is being identified by aperson, who is known to the bank, it is called identification. Banks ask for identificationbefore paying an order cheque or a demand draft across the counter.Indemnifier: When a person indemnifies or guarantees to make good any loss causedto the lender from his actions or others' actions.Indemnity: Indemnity is a bond where the indemnifier undertakes to reimburse thebeneficiary from any loss arising due to his actions or third party actions.Income: The amount of money an individual receives in a particular time period.Index Fund: A mutual fund that holds shares in proportion to their representation in amarket index, such as the S&P 500.Initial Public Offering (IPO): An event where a company sells its shares to the publicfor the first time. The company can be referred to as an IPO for a period of time after theevent.Inside Information: Non-public knowledge about a company possessed by its officers,major owners, or other individuals with privileged access to information.Insider Trading: The illegal use of non-public information about a company to makeprofitable securities transactionsInsolvent: Insolvent is a person who is unable to pay his debts as they mature, as hisliabilities are more than the assets . Civil Courts declare such persons insolvent. Banksdo not open accounts of insolvent persons as they cannot enter into contract as per law.Interest Warrant: When cheque is given by a company or an organization in paymentof interest on deposit , it is called interest warrant. Interest warrant has all thecharacteristics of a cheque.



International Banking: involves more than two nations or countries. If an Indian Bankhas branches in different countries like State Bank of India, it is said to do InternationalBanking.Introduction: Banks are careful in opening any account for a customer as theprospective customer has to be introduced by an existing account holder or a staff

member or by any other person known to the bank for opening of account. If bank doesnot take introduction, it will amount to negligence and will not get protection under law.Intrinsic Value: The difference of the exercise price over the market price of theunderlying asset.Investment: A vehicle for funds expected to increase its value and/or generate positivereturns.Investment Adviser: A person who carries on a business which provides investmentadvice with respect to securities and is registered with the relevant regulator as aninvestment adviser.IPO price: The price of share set before being traded on the stock exchange. Once thecompany has gone Initial Public Offering, the stock price is determined by supply and

demand.

JHF Account : Joint Hindu Family Account is account of a firm whose business iscarried out by Karta of the Joint family, acting for all the family members.. The familymembers have common ancestor and generally maintain a common residence and aresubject to common social, economic and religious regulations.Joint Account: When two or more individuals jointly open an account with a bank.Junk Bond: High-risk securities that have received low ratings (i.e. Standard & Poor‘sBBB rating or below; or Moody‘s BBB rating or below) and as such, produce high yields,so long as they do not go into default.

Karta: Manager of a Hindu Undivided Family (HUF) who handles the family business.He is usually the eldest male member of the undivided family.Kiosk Banking: Doing banking from a cubicle from which food, newspapers, ticketsetc. are also sold.KYC Norms: Know your customer norms are imposed by R.B.I. on banks and otherfinancial institutions to ensure that they know their customers and to ensure thatcustomers deal only in legitimate banking operations and not in money laundering orfrauds.

Law of Limitation: Limitation Act of 1963 fixes the limitation period of debts andobligations including banks loans and advances. If the period fixed for particular debt orloan expires, one cannot file a suit for is recovery, but the fact of the debt or loan is notdenied. It is said that law of limitation bars the remedy but does not extinguish the right.Lease Financing: Financing for the business of renting houses or lands for a specifiedperiod of time and also hiring out of an asset for the duration of its economic life.Leasing of a car or heavy machinery for a specific period at specific price is an example.Letter of Credit: A document issued by importers bank to its branch or agent abroadauthorizing the payment of a specified sum to a person named in Letter of Credit(usually exporter from abroad). Letters of Credit are covered by rules framed under



Uniform Customs and Practices of Documentary Credits framed by InternationalChamber of Commerce in Paris.Limited Companies Accounts: Accounts of companies incorporated under theCompanies Act, 1956 . A company may be private or public. Liability of theshareholders of a company is generally limited to the face value of shares held by them.

Leverage Ratio: Financial ratios that measure the amount of debt being used tosupport operations and the ability of the firm to service its debt.Libor: The London Interbank Offered Rate (or LIBOR) is a daily reference rate basedon the interest rates at which banks offer to lend unsecured funds to other banks in theLondon wholesale money market (or interbank market). The LIBOR rate is publisheddaily by the British Banker‘s Association and will be slightly higher than the LondonInterbank Bid Rate (LIBID), the rate at which banks are prepared to accept deposits.Limit Order: An order to buy (sell) securities which specifies the highest (lowest) priceat which the order is to be transacted.Limited Company: The passive investors in a partnership, who supply most of thecapital and have liability limited to the amount of their capital contributions.

Liquidity: The ability to convert an investment into cash quickly and with little or no lossin value.Listing: Quotation of the Initial Public Offering company‘s shares on the stockexchange for public trading.Listing Date: The date on which Initial Public Offering stocks are first traded on thestock exchange by the public

Margin Call: A notice to a client that it must provide money to satisfy a minimum marginrequirement set by an Exchange or by a bank / broking firm.Market Capitalization: The product of the number of the company‘s outstandingordinary shares and the market price of each share.Market Maker: A dealer who maintains an inventory in one or more stocks andundertakes to make continuous two-sided quotes.Market Order: An order to buy or an order to sell securities which is to be executed atthe prevailing market price.Money Market: Market in which short-term securities are bought and sold.Marginal Standing Facility Rate: MSF scheme has become effective from 09th May,2011 launched by the RBI. Under this scheme, Banks will be able to borrow upto 1% oftheir respective Net Demand and Time Liabilities. The rate of interest on the amountaccessed from this facility will be 100 basis points (i.e. 1%) above the repo rate. Thisscheme is likely to reduce volatility in the overnight rates and improve monetarytransmission.Mandate: Written authority issued by a customer to another person to act on his behalf,to sign cheques or to operate a bank account.Material Alteration: Alteration in an instrument so as to alter the character of aninstrument for example when date, amount, name of the payee are altered or making acheque payable to bearer from an order one or opening the crossing on a cheque.Merchant Banking : When a bank provides to a customer various types of financialservices like accepting bills arising out of trade, arranging and providing underwriting,



new issues, providing advice, information or assistance on starting new business,acquisitions, mergers and foreign exchange.Micro Finance: Micro Finance aims at alleviation of poverty and empowerment ofweaker sections in India. In micro finance, very small amounts are given as credit topoor in rural, semi-urban and urban areas to enable them to raise their income levels

and improve living standards.Minor Accounts: A minor is a person who has not attained legal age of 18 years. Asper Contract Act a minor cannot enter into a contract but as per Negotiable Instrument

Act, a minor can draw, negotiate, endorse, receive payment on a Negotiable Instrumentso as to bind all the persons, except himself. In order to boost their deposits manybanks open minor accounts with some restrictions.Mobile Banking : With the help of M-Banking or mobile banking customer can checkhis bank balance, order a demand draft, stop payment of a cheque, request for acheque book and have information about latest interest rates.Money Laundering: When a customer uses banking channels to cover up hissuspicious and unlawful financial activities, it is called money laundering.

Money Market: Money market is not an organized market like Bombay Stock Exchangebut is an informal network of banks, financial institutions who deal in money marketinstruments of short term like CP, CD and Treasury bills of Government.Moratorium: R.B.I. imposes moratorium on operations of a bank; if the affairs of thebank are not conducted as per banking norms. After moratorium R.B.I. and Governmentexplore the options of safeguarding the interests of depositors by way of change inmanagement, amalgamation or take over or by other means.Mortgage: Transfer of an interest in specific immovable property for the purpose ofoffering a security for taking a loan or advance from another. It may be existing or futuredebt or performance of an agreement which may create monetary obligation for thetransferor (mortgagor).Mutual Fund: A company that invests in and professionally manages a diversifiedportfolio of securities and sells shares of the portfolio to investors.

NABARD: National Bank for Agriculture & Rural Development was setup in 1982 underthe Act of 1981. NABARD finances and regulates rural financing and also is responsiblefor development agriculture and rural industries.Negotiation: In the context of banking, negotiation means an act of transferring orassigning a money instrument from one person to another person in the course ofbusiness.Net Asset Value: The underlying value of a share of stock in a particular mutual fund;also used with preferred stock.Non-Fund Based Limits: Non-Fund Based Limits are those type of limits where bankerdoes not part with the funds but may have to part with funds in case of default by theborrowers, like guarantees, letter of credit and acceptance facility.Non-Resident: A person who is not a resident of India is a non-resident.Non-Resident Accounts: Accounts of non-resident Indian citizens opened andmaintained as per R.B.I. Rules.Notary Public: A Lawyer who is authorized by Government to certify copies ofdocuments .



NPA Account: If interest and instalments and other bank dues are not paid in any loanaccount within a specified time limit, it is being treated as non-performing assets of abank.

Off Balance Sheet Items: Those items which affect the financial position of a business

concern, but do not appear in the Balance Sheet E,g guarantees, letters of credit . Themention "off Balance Sheet items" is often found in Auditors Reports or DirectorsReports.Offer for Sale: An offer to the public by, or on behalf of, the holders of securitiesalready in issue.Offer for Subscription: The offer of new securities to the public by the issuer or bysomeone on behalf of the issuer.Online Banking: Banking through internet site of the bank which is made interactive.Open-end (Mutual) Fund: There is no limit to the number of shares the fund can issue.The fund issues new shares of stock and fills the purchase order with those new shares.Investors buy their shares from, and sell them back to, the mutual fund itself. The share

prices are determined by their net asset value.Open Offer: An offer to current holders of securities to subscribe for securities whetheror not in proportion to their existing holdings.Option: A security that gives the holder the right to buy or sell a certain amount of anunderlying financial asset at a specified price for a specified period of time.Oversubscribed: When an Initial Public Offering has more applications than actualshares available. Investors will often apply for more shares than required in anticipationof only receiving a fraction of the requested number. Investors and underwriters willoften look to see if an IPO is oversubscribed as an indication of the public‘s perceptionof the business potential of the IPO company.

Pass Book: A record of all debit and credit entries in a customer's account. Generallyall banks issue pass books to Savings Bank/Current Account Holders.Par Bond: A bond selling at par (i.e. at its face value).Par Value: The face value of a security.Perpetual Bonds: Bonds which have no maturity date.Placing: Obtaining subscriptions for, or the sale of, primary market, where the newsecurities of issuing companies are initially sold.Personal Identification Number (PIN): Personal Identification Number is a numberwhich an ATM card holder has to key in before he is authorized to do any bankingtransaction in a ATM .Plastic Money: Credit Cards, Debit Cards, ATM Cards and International Cards areconsidered plastic money as like money they can enable us to get goods and services.Pledge: A bailment of goods as security for payment of a debt or performance of apromise, e.g pledge of stock by a borrower to a banker for a credit limit. Pledge can bemade in movable goods only.Post-Dated Cheque: A Cheque which bears the date which is subsequent to the datewhen it is drawn. For example, a cheque drawn on 8th of February, 2007 bears the dateof 12th February, 2007.



Power of Attorney: It is a document executed by one person - Donor or Principal, infavour of another person, Donee or Agent - to act on behalf of the former, strictly as perauthority given in the document.Portfolio: A collection of investment vehicles assembled to meet one or moreinvestment goals.

Preference Shares: A corporate security that pays a fixed dividend each period. It issenior to ordinary shares but junior to bonds in its claims on corporate income andassets in case of bankruptcy.Premium (Warrants): The difference of the market price of a warrant over its intrinsicvalue.Premium Bond: Bond selling above par.Present Value: The amount to which a future deposit will discount back to presentwhen it is depreciated in an account paying compound interest.Present Value of an Annuity: The amount to which a stream of equal cash flows thatoccur in equal intervals will discount back to present when it is depreciated in anaccount paying compound interest.

Price/Earnings Ratio (P/E): The measure to determine how the market is pricing thecompany‘s common stock. The price/earnings (P/E) ratio relates the company‘searnings per share (EPS) to the market price of its stock.Privatization: The sale of government-owned equity in nationalized industry or othercommercial enterprises to private investors.Prospectus: A detailed report published by the Initial Public Offering company, whichincludes all terms and conditions, application procedures, IPO prices etc, for the IPOPut Option: The right to sell the underlying securities at a specified exercise price on ofbefore a specified expiration date.Premature Withdrawals: Term deposits like Fixed Deposits, Call Deposits, ShortDeposits and Recurring Deposits have to mature on a particular day. When thesedeposits are sought to be withdrawn before maturity , it is premature withdrawal.Prime Lending Rate (PLR): The rate at which banks lend to their best (prime)customers.Priority Sector Advances : consist of loans and advances to Agriculture, Small ScaleIndustry, Small Road and Water Transport Operators, Retail Trade, Small Business withlimits on investment in equipments, professional and self employed persons, statesponsored organisations for lending to SC/ST, Educational Loans, Housing Finance upto certain limits, self-help groups and consumption loans.Promissory Note: Promissory Note is a promise / undertaking given by one person inwriting to another person, to pay to that person , a certain sum of money on demand oron a future day.Provisioning: Provisioning is made for the likely loss in the profit and loss accountwhile finalizing accounts of banks. All banks are supposed to make assets classificationand make appropriate provisions for likely losses in their balance sheets.Public Sector Bank: A bank fully or partly owned by the Government.

Rate of Return: A percentage showing the amount of investment gain or loss againstthe initial investment.



Real Interest Rate: The net interest rate over the inflation rate. The growth rate ofpurchasing power derived from an investment.Redemption Value: The value of a bond when redeemed.Reinvestment Value: The rate at which an investor assumes interest payments madeon a bond which can be reinvested over the life of that security.

Relative Strength Index (RSI): A stock‘s price that changes over a period of timerelative to that of a market index such as the Standard & Poor‘s 500, usually measuredon a scale from 1 to 100, 1 being the worst and 100 being the best.Repurchase Agreement: An arrangement in which a security is sold and later boughtback at an agreed price and time.Resistance Level: A price at which sellers consistently outnumber buyers, preventingfurther price rises.Return: Amount of investment gain or loss.Rescheduling of Payment: Rearranging the repayment of a debt over a longer periodthan originally agreed upon due to financial difficulties of the borrower.Restrictive Endorsement: Where endorser desires that instrument is to be paid to

particular person only, he restricts further negotiation or transfer by such words as "Payto Ashok only". Now Ashok cannot negotiate the instrument further.Right of Appropriation: As per Section 59 of the Indian Contract Act, 1972 whilemaking the payment, a debtor has the right to direct his creditor to appropriate suchamount against discharge of some particular debt. If the debtor does not do so, thebanker can appropriate the payment to any debt of his customer.Right of Set-Off : When a banker combines two accounts in the name of the samecustomer and adjusts the debit balance in one account with the credit balance in otheraccount, it is called right of set-off. For example, debit balance of Rs.50,000/- inoverdraft account can be set off against credit balance of Rs.75,000/- in the SavingsBank Account of the same customer, leaving a balance of Rs.25,000/- credit in thesavings account.Rights Issue: An offer by way of rights to current holders of securities that allows themto subscribe for securities in proportion to their existing holdings.Risk-Averse, Risk-Neutral, Risk-Taking: Risk-averse describes an investor who requires greater return in exchange for greaterrisk.Risk-neutral describes an investor who does not require greater return in exchange forgreater risk.Risk-taking describes an investor who will accept a lower return in exchange for greaterrisk.

Safe Custody: When articles of value like jewellery, boxes, shares, debentures,Government bonds, Wills or other documents or articles are given to a bank for safekeeping in its safe vault, it is called safe custody.. Bank charges a fee from its clients forsuch safe custody.Savings Bank Account: All banks in India are having the facility of opening savingsbank account with a nominal balance. This account is used for personal purposes andnot for business purpose and there are certain restrictions on withdrawals from this typeof account. Account holder gets nominal interest in this account.



Senior Bond: A bond that has priority over other bonds in claiming assets anddividends.Settlement: Conclusion of a securities transaction when a customer pays abroker/dealer for securities purchased or delivered, securities sold, and receive from thebroker the proceeds of a sale.

Short Hedge: A transaction that protects the value of an asset held by taking a shortposition in a futures contract.Short Position: Investors sell securities in the hope that they will decrease in value andcan be bought at a later date for profit.Short Selling: The sale of borrowed securities, their eventual repurchase by the shortseller at a lower price and their return to the lender.Speculation: The process of buying investment vehicles in which the future value andlevel of expected earnings are highly uncertain.Stock Splits: Wholesale changes in the number of shares. For example, a two for onesplit doubles the number of shares but does not change the share capital.Subordinated Bond: An issue that ranks after secured debt, debenture, and other

bonds, and after some general creditors in its claim on assets and earnings. Owners ofthis kind of bond stand last in line among creditors, but before equity holders, when anissuer fails financially.Substantial Shareholder: A person acquires an interest in relevant share capital equalto, or exceeding, 10% of the share capital.Support Level: A price at which buyers consistently outnumber sellers, preventingfurther price falls.

Teller : Teller is a staff member of a bank who accepts deposits, cashes cheques andperforms other banking services for the public.Technical Analysis: A method of evaluating securities by relying on the assumptionthat market data, such as charts of price, volume, and open interest, can help predictfuture (usually short-term) market trends. Contrasted with fundamental analysis whichinvolves the study of financial accounts and other information about the company. (It isan attempt to predict movements in security prices from their trading volume history.)Time Horizon: The duration of time an investment is intended for.Trading Rules: Stipulation of parameters for opening and intra-day quotations,permissible spreads according to the prices of securities available for trading and boardlot sizes for each security.Trust Deed: A formal document that creates a trust. It states the purpose and terms ofthe name of the trustees and beneficiaries.

Underwriting : is an agreement by the underwriter to buy on a fixed date and at a fixedrate, the unsubscribed portion of shares or debentures or other issues. Underwriter getscommission for this agreement.Underlying Security: The security subject to being purchased or sold upon exercise ofthe option contract.Universal Banking : When Banks and Financial Institutions are allowed to undertakeall types of activities related to banking like acceptance of deposits, granting of



advances, investment, issue of credit cards, project finance, venture capital finance,foreign exchange business, insurance etc. it is called Universal Banking.

Valuation: Process by which an investor determines the worth of a security using riskand return concept.

Virtual Banking: Virtual banking is also called internet banking, through which financialand banking services are accessed via internet's World Wide Web. It is called virtualbanking because an internet bank has no boundaries of brick and mortar and it existsonly on the internet.

Warrant: An option for a longer period of time giving the buyer the right to buy anumber of shares of common stock in company at a specified price for a specifiedperiod of time.Wholesale Banking: Wholesale banking is different from Retail Banking as its focus ison providing for financial needs of industry and institutional clients.Window Dressing: Financial adjustments made solely for the purpose of accounting

presentation, normally at the time of auditing of company accounts.

Yield (Internal rate of Return): The compound annual rate of return earned by aninvestment

Yield to Maturity: The rate of return yield by a bond held to maturity when bothcompound interest payments and the investor‘s capital gain or loss on the security aretaken into account.

Zero Coupon Bond: A bond with no coupon that is sold at a deep discount from parvalue.

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Dream Big and Dare to Fail

AWARDS

PADMA AWARDS

On 65th Republic Day 2014 a total of 127

distinguished personalities from various fields

have been awarded Padma Awards.Following isthe list of the 127 awardees of PadmaVibhushan, Padma Bhushan and Padma Shriwhich were announced on the eve of the65th Republic day.

About Padma AwardsPadma Awards, the country‘s highest civilianawards, are conferred in three

categories, namely, Padma Vibhushan, PadmaBhushan and Padma Shri. The Awards aregiven in all disciplines/ fields of activities, viz.art, social work, public affairs, scienceand engineering, trade and industry, medicine,literature and education, sports, civilservice, etc. ‗Padma Vibhushan‘ is awarded forexceptional and distinguished service;‗Padma Bhushan‘ for distinguished service ofhigh order and ‗Padma Shri‘ for distinguished service in any field. The awardsare announced on the occasion of RepublicDay every year.The awards are conferred by thePresident of India at a function held atRashtrapati Bhawan sometime around March/April.

Some Relevant Facts• Padma Awards were instituted in the year1954. Except for brief interruption(s) during theyears 1978 and 1979 and 1993 to 1997, these

http://www.bankersadda.com/2013/12/dream-big-and-dare-to-fail.html













































































awards are being announced every year onRepublic Day.

• The award is given in three categories, namely,Padma Vibhushan, Padma Bhushan

andPadma Shri.• Padma Shri is awarded for ‗distinguished

service‘; Padma Bhushan for ‗distinguished service of a high order‘; and Padma Vibhushan

for ‗exceptional and distinguished service'.

Padma Awards full list 2014:• The award seeks to recognize work of anydistinction and is given for distinguished andexceptional achievements/service in all fields ofactivities/disciplines, such as Art,Literature and Education, Sports, Medicine,Social Work, Science and Engineering,Public Affairs, Civil Service, Trade and Industry

etc.• All persons without distinction of race,occupation, position or sex are eligible for theseawards.• The award is normally not conferred posthumously. However, in highly deservingcases, the Government could consider giving anaward posthumously if the demise of the person proposed to be honoured has been recent,say within a period of one year preceding the Republic Day on which it is proposed to announce the award.

• A higher category of Padma award can beconferred on a person only where a periodof at least five years has elapsed sinceconferment of the earlier Padma award.However,in highly deserving cases, a relaxation can bemade by the Awards Committee.• It is the usual practice is to inviterecommendations every year from all State/UTGovernments, Ministries/Departments of theGovernment of India, Bharat Ratna and

Padma Vibhushan awardees and Institutes of

Excellence by 1 October.Recommendations received from them and alsofrom other sources like Ministers, ChiefMinisters/Governors of State, Members ofParliament, as also private individuals, bodiesetc., are placed before the Padma AwardsCommittee. The Awards Committee isconstituted by the Prime Minister every year.

• The recommendations made by the AwardsCommittee are submitted to the PrimeMinister and the President for their approval. Noaward is conferred except on therecommendation of the Awards Committee.• The total number of awards to be given in a

year (excluding posthumous awards and toforeigners) should not be more than 120.• The names of the award winners are publishedin the Gazette of India. The Presidentmay cancel and annul the award of thedecoration to any person.

• The Awards are announced on 26 Januaryevery year and are presented by the Presidentof India in an Awards presentation Ceremonyheld at Rashtrapati Bhavan. The ceremonyis generally held in the month of March/April.• The decoration comprises a Sanad (Certificate)

issued under the hand and seal of thePresident and a Medallion. A commemorative brochure giving out brief details in respectof each award winner is also released on the dayof the investiture ceremony.• The recipients are also given a replica of themedallion, which they can wear during anyceremonial/State functions etc., if they so desire.• The award does not amount to a title andcannot be used as a suffix or prefix to theaward winner‘s name on letterheads, invitationcards, posters, books etc. In the case of

any misuse, the defaulter will forfeit the award.• No cash allowance or any facility/benefit interms of concession etc. in rail/air travel isattached to these awards.

Padma Vibhushan — Second degreehonour. Padma Bhushan — Third degree honour. Padma Shri — Fourth degree honour.

Padma Vibhushan

Dr Raghunath A Mashelkar, Science and

Engineering, Maharashtra

B K S Iyengar, Yoga, Maharashtra

Padma Bhushan

Gulam Mohammed Sheikh, Art-Painting,

Gujarat



Begum Parveen Sultana, Art-Classical Singing,

Maharashtra

T H Vinayakram, Art-Ghatam Artist, Tamil

Nadu

Kamala Haasan, Art-Cinema, Tamil Nadu

Justice Dalveer Bhandari, Public Affairs, Delhi

Prof Padmanabhan Balaram, Science and

Engineering, Karnataka

Prof Jyeshtharaj Joshi, Science and Engineering,

Maharashtra

Dr Madappa Mahadevappa, Science and


Dr Thirumalachari Ramasami, Science and

Engineering, Delhi

Dr Vinod Prakash Sharma, Science and

Engineering, Delhi

Dr Radhakrishnan Koppillil, Science and


Dr Mrityunjay Athreya, Literature and

Education, Delhi

Anita Desai, Literature and Education, Delhi

Dr Dhirubhai Thaker, Literature and Education,

Gujarat

Vairamuthu Ramasamy Thevar, Literature and

Education, Tamil Nadu

Ruskin Bond, Literature and Education,

Uttarakhand

Pullela Gopichand, Sports-Badminton, Andhra

Pradesh

Leander Paes, Sports-Tennis, Maharashtra

Vijayendra Nath Kaul, Civil Service, Delhi

Late Justice Jagdish Sharan Verma, Public

Affairs, Uttar Pradesh

Late Dr Anumolu Ramakrishna, Science and

Engineering, Andhra Pradesh

Prof Anisuzzaman, Literature and Education,

Bangladesh

Prof Lloyd I Rudolph, Literature and Education,

USA

Prof Susanne H Rudolph, Literature and

Education, USA

Complete List of 2014 Padma awardees

Dr (Smt) Neelam Kler, Medicine- Neonatology,

Delhi

Padma Shri

Mohammad Ali Baig, Art-Theatre, Andhra

Pradesh

Nayana Apte Joshi, Art, Maharashtra

Musafir Ram Bhardwaj, Art-Instrumental

Music- Pauna Manjha, Himachal Pradesh

Sabitri Chatterjee, Art-Film, West Bengal

Prof Biman Bihari Das, Art-Sculptor, Delhi

Sunil Das, Art-Painting, West Bengal

Elam Endira Devi, Art-Manipuri Dance,

Manipur

Vijay Ghate, Art-Instrumental Music- Tabla,

Maharashtra

Rani Karnaa, Art-Kathak, West Bengal

Bansi Kaul, Art-Theatre, Jammu and Kashmir

Ustad Moinuddin Khan, Art-Instrumental

Music-Sarangi Player, Rajasthan

Geeta Mahalik, Art-Odishi Dance, Delhi

Paresh Maity, Art-Painting, Delhi

Ram Mohan, Art-Film Animation, Maharashtra

Sudarsan Pattnaik, Art-Sand artist, Odisha

Paresh Rawal, Art-Cinema and Theatre,

Maharashtra



Wendell Augustine Rodricks, Art-Fashion

Designing, Goa

Prof Kalamandalam Sathyabhama, Art-Mohini

Attam, Kerala

Shri Anuj (Ramanuj) Sharma, Art-Performing

Art, Chhattisgarh

Santosh Sivan, Art- Film, Tamil Nadu

Supriya Dev, Art-Bengali Cinema, West Bengal

Sooni Taraporevala, Art- Script Writing,

Maharashtra

Vidya Balan, Art-Cinema, Maharashtra

Durga Jain, Social Work, Maharashtra

Dr Rama Rao Anumolu, Social Work, Andhra

Pradesh

Dr Brahm Dutt, Social Work, Haryana

Mukul Chandra Goswami, Social Work, Assam

J L Kaul, Social Work, Delhi

Mathurbhai Madhabhai Savani, Social Work,

Gujarat

Tashi Tondup, Public Affairs, Jammu and

Kashmir

Dr Hasmukh Chamanlal Shah, Public Affairs,

Gujarat

Sekhar Basu, Science and Engineering,

Maharashtra

Madhavan Chandradathan, Science and

Engineering, Kerala.

Sushanta Kumar Dattagupta, Science and

Engineering, West Bengal

Dr Ravi Bhushan Grover, Science and

Engineering, Maharashtra

Prof Eluvathingal Devassy Jemmis, Science and


Ramkrishna V HosuR, Science and Engineering,

Maharashtra

Dr Ajay Kumar Parida, Science and

Engineering, Tamil Nadu

Dr Malapaka Yajneswara Satyanarayana Prasad,

Science and Engineering, Andhra

Pradesh

Kiran Kumar Alur Seelin, Science and

Engineering, Gujarat

Dr Brahma Singh, Science and Engineering,

Delhi

Prof Vinod Kumar Singh, Science and

Engineering, Madhya Pradesh

Dr Govindan Sundararajan, Science and

Engineering, Andhra Pradesh

Ramaswamy R Iyer, Science and Engineering,

Delhi

Dr Jayanta Kumar Ghosh, Science and

Engineering, West Bengal

Ravi Kumar NarrA, Trade and Industry, Andhra

Pradesh

Rajesh Saraiya, Trade and Industry, Maharashtra

Mallika Srinivasan, Trade and Industry, Tamil

Nadu

Pratap Govindrao Pawar, Trade and Industry,

Maharashtra

Dr Kiritkumar Mansukhlal Acharya, Medicine-

Dermatology, Gujarat

Dr Balram Bhargava, Medicine- Cardiology,

Uttar Pradesh

Prof (Dr) Indra Chakravarty, Medicine- Health

and Hygiene, West Bengal

Dr Ramakant Krishnaji Deshpande, Medicine-

Oncology, Maharashtra



Prof (Dr) Pawan Raj Goyal, Medicine- Chest

Disease, Haryana

Prof Amod Gupta, Medicine- Opthalmology,

Haryana

Prof (Dr) Daya Kishore Hazra, Medicine, Uttar

Pradesh

Prof (Dr) Thenumgal Poulose Jacob, Medicine-

Vascular Surgery, Tamil Nadu

Prof (Dr) Shashank R Joshi, Medicine-

Endocrinology, Maharashtra

Prof Hakim Syed Khaleefathullah, Medicine-

Unani Medicine, Tamil Nadu

Dr Milind Vasant Kirtane, Medicine- ENT

Surgery, Maharashtra

Dr Lalit Kumar, Medicine- Oncology, Delhi

Dr Mohan Mishra, Medicine, Bihar

Dr M Subhadra Nair, Medicine- Gyneacology,

Kerala

Dr Ashok Panagariya, Medicine- Neurology,

Rajasthan

Dr Narendra Kumar Pandey, Medicine- Surgery,

Haryana

Dr Sunil Pradhan, Medicine- Neurology, Uttar

Pradesh

Dr Ashok Rajgopal, Medicine- Orthopaedics,

Delhi

Dr Kamini A Rao, Medicine- Reproductive

Medicine, Karnataka

Dr Sarbeswar Sahariah,

1. Rajiv Gandhi National Sadbhavana

Award:

Muzaffar Ali, a

noted filmmaker of India was selected for

Rajiv Gandhi National

Sadbhavana Award. His name was selected

for his outstanding

contribution towards the promotion of

Communal harmony,

peace and goodwill.

Note: i.

This will be the 22nd edition of the

Sadbhawna award.

ii.

Sarod maestro 1Ustad Amjad Ali Khan

was recipient of the

21st Rajiv Gandhi National Sadhbhavna

Award.

iii.

Rajiv Gandhi National Sadbhavana

Award given on 20

August, the birth anniversary of former Prime

Minister late

Rajiv Gandhi, which is also celebrated as the

Sadbhavna Diwas

(Harmony Day)

2. Ramon Magsaysay Award 2014The list of awardees included six winners

among five

individuals and one organization from

Pakistan.

i. Hu Shuli:

She is a Chinese investigative

journalist.

ii. Saur Marlina Manurung: She is being

recognized for her

ennobling passion to protect and improve the

lives of

Indonesia’s forest people, and her energizing

leadership ofvolunteers in SOKOLA’s customized

education program.

iii.Omara Khan Masoudi from Afghanistan:

He is being

recognized for his courage, labor, and

leadership in protecting

Afghan cultural heritage.

3. Bachendri Pal, the first Indian

woman mountaineer to scale

Mount Everest was conferred withBharat

Gaurav

, the highest honour of merit of East

Bengal Club.

4.

Environmentalist and social activist

Chandi Prasad Bhatt has been awarded the

prestigious Gandhi Peace prize for

2013.



5. AIMA ( All India Management

Association) Awards: Chandra Shekhar

Ghosh, CMD of Bandhan won ‘Entrepreneur

of the ear’ award

M G George Muthoot, Chairman, Muthoot

Group (Emerging Business Leader of theYear), N Chandrasekaren, CEO &

Managing Director, TCS (Indian MNC of the

Year), Rakeysh Omprakash Mehra, Film

Producer, Director of Bhaag,

Milkha Bhaag (Director of the Year) and S. S.

Badrinath, Founder and Chairman, Emeritus

of Sankara Nethralaya

(Outstanding Institution Builder).

6. Jnanpith Award 2013: Noted Hindi poet

Kedarnath Singh has been chosen for the

prestigious Jnanpith award for 2013.

He will be the recipient of the 49th Jnanpithaward.

7. Pen Pinter prize 2014: Salman Rushdie

wins Pen Pinter prize for his outstanding

literary output and support for freedom

of expression.

8. World Food Prize 2014: India‐born plant

scientistSanjaya Rajaram

has been named

the winner of the World Food Prize

for his breakthrough achievement in

increasing global wheat production by more

than 200 million tonnes following theGreen Revolution.

9. Moortidevi Award 2013: C

Radhakrishnan

selected for Moortidevi

Award 2013. He has been selected for his

novelTheekkadal Katanhu Thirumadhuram.

Note: i.

Radhakrishnan is thesecond

Malayalam

writer to be awarded with the

Moortidevi award. The first Malayalam

author to win the award was Akkitham

Achuthan Namboothiri in 2009 for his

selected poems.

ii. Haraprasad Das

was conferred the

Moortidevi Award for 2012 for Vamsha, a

poetic recreation of the Mahabharata

10. Sudarsan Pattnaik won prize at World

Cup of Sand Sculpting 2014. He won prize

for his work Save Tree, Save the

Future.

12. Malala Yousafzai wins Liberty Medal from

the National Constitution Centre in

Philadelphia.

13. France honour Shahrukh Khan with

Legion of Honour

Note: The award of Officier de la Legion

d'Honneur (Officer of the Legion of Honour)

is the highest honour among Civilians

and Military bestowed by France on French

citizen as well as foreigners.

14. Gro Harlem Brundtland awarded with the

first Tang Prize in sustainable development.

15. Former TATA Group Chairman Ratan Tatareceived an honorary doctor of laws degree

from York University in

Toronto, Canada.

16. Indian origin physicist Tejinder Virdee

was honoured knighthood Bachelor by Queen

Elizabeth II. He was awarded for

his work on the Higgs Boson theory.

17. GMR wins arbitration award against

Maldivian govt: Indian infrastructure giant

GMR has won the arbitration award

against Maldivian government for wrongful

termination of Airport project contract.

18. Lifetime Achievement Award’: Leading

NRI industrialist Lord Swraj Paul has been

honoured with the ‘Lifetime

Achievement Award’ by a UK-based business

association for his outstanding contribution

to the industry, education and

philanthropy.



19. Irish author Eimear McBride won the

2014 Bailey's Women's Prize for Fiction for

her first novel A Girl is a Half-Formed

Thing.

20. Project Mobile Seva under DeitY won the

2014 United Nations Public Service Award

Note: The project Mobile Seva under

Department of Electronics and Information

Technology (DeitY) won second rank in

the 2014 United Nations Public Service

Award. Department of Electronics and

Information Technology comes under

Ministry of Information and Technology.

21. Goldman Prize for environmental activist

Ramesh Agrawal. He received the prize for

helping villagers fight coal mining

in Chhattisgarh.

22. Caparo Group founded by leading NRI

industrialist Lord Swraj Paul has won the

International Business of the Year 12. Malala

Yousafzai wins Liberty Medal from theNational Constitution Centre in Philadelphia.

13. France honour Shahrukh Khan with

Legion of Honour

Note: The award of Officier de la Legion

d'Honneur (Officer of the Legion of Honour)

is the highest honour among Civilians

and Military bestowed by France on French

citizen as well as foreigners.

14. Gro Harlem Brundtland awarded with the

first Tang Prize in sustainable development.

15. Former TATA Group Chairman Ratan Tata

received an honorary doctor of laws degree

from York University in

Toronto, Canada.

16. Indian origin physicist Tejinder Virdee

was honoured knighthood Bachelor by Queen

Elizabeth II. He was awarded for

his work on the Higgs Boson theory.

17. GMR wins arbitration award against

Maldivian govt: Indian infrastructure giant

GMR has won the arbitration award

against Maldivian government for wrongful

termination of Airport project contract.

18. Lifetime Achievement Award’: Leading

NRI industrialist Lord Swraj Paul has been

honoured with the ‘Lifetime

Achievement Award’ by a UK-based business

association for his outstanding contribution

to the industry, education and

philanthropy.

19. Irish author Eimear McBride won the

2014 Bailey's Women's Prize for Fiction for

her first novel A Girl is a Half-Formed

Thing.

20. Project Mobile Seva under DeitY won the

2014 United Nations Public Service Award

Note: The project Mobile Seva under

Department of Electronics and Information

Technology (DeitY) won second rank in

the 2014 United Nations Public Service

Award. Department of Electronics and

Information Technology comes under

Ministry of Information and Technology.

21. Goldman Prize for environmental activist

Ramesh Agrawal. He received the prize for

helping villagers fight coal mining



in Chhattisgarh.

22. Caparo Group founded by leading NRI

industrialist Lord Swraj Paul has won the

International Business of the Year Award

2014

23. Golden Peacock Awards 2014:

Technopark Technology Business Incubator

(T-TBI) was chosen for the Special

Commendation at the Golden Peacock

National Training Awards 2014.

24. Bharat Ratna Award: Sachin Tendulkar

and CN Rao conferred Bharat Ratna Award

2013.

Note: Tendulkar is the first sportsman and

the youngest recipient of the the Bharat Ratna

ii. Prof Rao is a well recognized internationalauthority on solid state and materials

chemistry is the third scientist to

received award after CV Raman and former

President A.P.J Abdul Kalam.

iii. The Bharat Ratna was announced after a

gap of four years with Hindustani music

doyen Bhimsen Joshi being the last

recipient in 2009.

25. Dadasaheb Phalke Award 2013: Veteran

poet and film lyricist Gulzar has been chosen

for the coveted Dadasaheb

Phalke Award for 2013. He is the 45th winnerof the Dadasaheb Phalke Award.

26. Pulitzer Prize 2014: India-born poet Vijay

Seshadri has won the prestigious 2014

Pulitzer Prize in the poetry category

for his work '3 Sections'.

27. Donna Tartt wins fiction Pulitzer Prize

2014 for novel 'Goldfinch'

28. Miss India 2014: Koyal Rana new Miss

India.

29. Gandhi Peace Prize for 2013: Eminent

Gandhian and environmentalist Chandi

Prasad Bhat selected for the award.

Note: A pioneer of the Chipko Movement for

which he was also awarded the Magsaysay

Award in 1982, Mr. Bhatt was

given the Padma Bhushan by UPA-I in 2005.

30. Saraswati Samman 2013: Govind Mishra

selected for for his book Dhool Paudho Par.

31. Pritzker Prize 2014: Japanese architectShigeru Ban won the Pritzker Architecture

Prize 2014. He won the award for his

creative and inexpensive designs for disaster

relief shelters.

32. Abel Prize 2014: Russian mathematician

Yakov Grigorevich Sinai won the award.

33. Laxmi, an acid attack victim gets

International Women of Courage Award (US

honour).

34. Vyas Samman 2013: Vishwanath Tripathibeen selected for the prestigious Vyas

Samman for the year 2013.

Note: Tripathi has been chosen for the

coveted annual literary award instituted in

1991 by the K K Birla Foundation for his

memoir 'Vyomkesh Darvesh', a biolgraphy of

noted Hindi scholar Acharya Hazari Prasad

Dwivedi.

35. G D Birla Award 2013: Rajesh

Gopakumar was selected for the 23rd G D

Birla Award for scientific research for the

year

2013.

Important Banking

Abbreviations For

Upcoming Examinations

1. BSBDA – Basic Savings Bank DepositAccount2. FCNR (B) – Foreign Currency Non-ResidentBank3. TARC – Tax Administration ReformCommission

4. ITEs: Intra-Group Transactions andExposures5. LCR: Liquidity Coverage Ratio6. NSFR: Net Stable Funding Ratio7. LRMT: Liquidity risk monitoring tools8. CBS: Core Banking Solution



9. DEAF: Depositor Education and Awareness

Fund

10. CRAR: Capital to Risk-weighted Assets

Ratio

11. External Commercial Borrowings (ECB)

12. SWIFT: Society for Worldwide Interbank

Financial Telecommunication

13. FSLRC: Financial Sector Legislative

Reforms Commission

14. MIBOR: Mumbai Inter-Bank Offer Rate

15. LIBOR: London Inter-Bank Offer Rate

16. LAF – Liquidity Adjustment Facility

17. GIRO – Government Internal Revenue Order

18. EEFC – Exchange Earner‗s Foreign

Currency

19. FRBMA: Fiscal Responsibility and Budget

Management Act

20. ALM- Asset Liability Management

21. AMFI- Association of Mutual Fund in India.

22. TIEA – Tax Information exchange

Agreement

23. CAR – Cash Adequacy Ratio

24. CCEA – Cabinet Committee on Economic

Affairs

25. CECA – Comprehensive Economic

Cooperation Agreement

26. CEPA – Comprehensive Economic

Partnership Agreement

27. DTAA – Double Taxation Avoidance

Agreement

28. DTC – Direct Tax Code

29. ECBs – External Commercial Borrowings

30. EEFC – Exchange Earner‗s Foreign

Currency

31. EFSF – European Financial Stability Facility

32. FEMA- Foreign Exchange Management Act

33. FII – Foreign Institutional Investor.

34. FINO- Financial Inclusion Network

Operation

35. FIPB – Foreign Investment Promotion board

36. FSLRC – Financial Sector LegislativeReforms Commission

37. FTA- Free trade agreement

38. GAAR – General anti avoidance rule

39. GSLV – Geo-Synchronous Launch Vehicle

40. MSF-Marginal Standing Facility

41. NBFC-Non Banking Finance Companies

42. NCTC – National Counter-Terrorism Centre

43. NEFT – National Electronic Funds Transfer

44. NSG – Nuclear Suppliers Group

45. PPP – Public Private Partnership &

Purchasing Power parity

46. PSLV – Polar Satellite Launch vehicle

47. RTGS – Real Time Gross Settlement

48. SLR-Statutory Liquidity Ratio

49. TAPI – Turkmenistan-Afghanistan-Pakistan-

India.

50. QFI -Qualified Foreign Investors.

OTHER SHORT FORMS ADB: Asian Development Bank



ADR: American Depositary Receipt·AIDWA: All India Democratic Woman‗sAssociation·AITUC: All India Trade Union Congress·

AMFI: Association of Mutual Funds in India·

APEC: Asia-Pacific Economic Cooperation·APL: Above Poverty LineAPM: Administered Pricing Mechanism·ARC: Asset Reconstruction CompanyARDR: Agricultural and Rural Debt Relief·ASBA: Application Supported by BlockAmountASEAN: Association of South-East Asian NationsASEM: Asia-Europe MeetingASSOCHAM: Associated Chambers ofCommerce and Industry·

ATM: Automated Teller MachineBIFR: Board of Industrial and FinancialReconstruction·BCBS: Basel committee for BankingSupervisionBCSBI: Banking Codes and Standards Board ofIndia·BIS: Bureau of Indian Standards·BOLT: BSE On-Line Trading (System)·BOT: Build, Operate and Transfer·BPL: Below Poverty LineBPO: Business Process Outsourcing

BSE: Bombay Stock ExchangeCA: Chartered AccountantCABE: Central Advisory Board of Education·CACP: Commission of Agriculture Cost andPriceC & AG: Comptroller & Auditor General·CAMELS: C - Capital adequacy, A - Assetquality, M - Management quality, E – Earnings, L – Liquidity, S - Sensitivity toMarket Risk·CAPART: Council for People‗s Action andAdvancement of Rural Technology·

CAR: Capital adequacy ratio·CARE: Credit Analysis & Research Ltd.·CBS: Core banking solution·CCI: Competition Commission of IndiaCCIL: Clearing Corporation of India limited·CDSL: Central Securities Depository LimitedCECA: Comprehensive Economic CooperationAgreement·

CEPA: Comprehensive Economic Partnership

Agreement

CIBIL: Credit Information Bureau (India) Ltd·CII: Confederation of Indian IndustryCIS: Commonwealth of Independent States

CHOGM: Commonwealth Heads ofGovernment MeetingCITES: Convention on International Trade inEndangered SpeciesCITU: Centre Of Indian Trade UnionsCMP: Common Minimum ProgrammeCPI (UNME): The Consumer Price Index forUrban Non-Manual Employees.·CPI (AL): Consumer Price Index forAgricultural Laboures.·CPI (IW): Consumer Price Index for IndustrialWorkers·

CPI (RL): Consumer Price Index for RuralLabourers

5

· CRAR: Capital to Risk (Weighted) Assets

Ratio

· CRISIL: Credit Rating Information Services of

India Limited

CRR: Cash Reserve Ratio

CSIR: Council of Scientific and Industrial

Research

· CST: Central Sales Tax

· CTT: Commodities Transaction Tax

DA: Dearness Allowance; Daily Allowance

DMIC: Delhi-Mumbai Industrial Corridor

DPEP: District Primary Education Programme

· ECA: Essential Commodity Act

ECB: External Commercial Borrowings

· ECS: Electronic clearing system

· EDUSAT: Education Satellite



· EEE: Exempt Exempt Exempt

EET: Exempt Exempt Taxation

EFA: Education for All

· EFT: Electronic fund transfer

EEFC Accounts: Exchange Earners Foreign

Currency Account

· EGoM: Empowered Group of Ministers

· EMI: Equated Monthly Installment

EMS: European Monetary System

ERNET: Educational and Research Network

ESA: European Space Agency

ESCAP: Economic and Social Commission for

Asia and Pacific

ESMA: Essential Services Maintenance Act

ESOP: Employee Stock Option Programme

EU: European Union

FAO: Food and Agriculture Organisation

FCCB: Foreign Currency Convertible Bond

FCNR: Foreign Currency (Non-Resident)

Accounts Scheme

· EPF: Employees Provident Fund

· EPFO: Employees Provident Fund

Organization

· FDI: Foreign Direct Investment

FEMA: Foreign Exchange Management Act

FERA: Foreign Exchange Regulations Act

FICCI: Federation of Indian Chambers Of

Commerce and Industry

· FII: Foreign Institutional Investors

FIPB: Foreign Investment Promotion Board (Of

India)

· FMCG: Fast Moving Consumer Goods

· FPO: Follow on Public Offer

FRBM: Fiscal Responsibility And Budget

Management

FSSA: Food Safety And Standards Authority

(Of India)

FTA: Free Trade Area

· GATT: General Agreement On Tariffs And

Trade

GCC: Gulf Cooperation Council

GDP: Gross Domestic Product

· GDR: Global Depositary Receipt

GEF: Global Environment Fund

· GIC: General Insurance Corporation

GNP: Gross National Product

· GST: Goods and Service Tax

· HDFC: Housing Development Finance

Corporation Limited

HDI: Human Development Index

· HSBC: Hongkong and Shanghai Banking

Corporation Limited

· HUDCO: Housing And Urban DevelopmentCorporation

IAAI: International Airport Authority Of India

· IAAS: Indian Audit and Accounts Service

· IADF: International Agricultural Development

Fund



· IAEA: International Atomic Energy Agency

· IAEA: International Atomic Energy Agency

· IASB: The International Accounting Standards

Board

IBRD: International Bank for Reconstruction

And Development

· ICAI: Institute of Chartered Accountants of

India

· ICAR: Indian Council of Agricultural Research

ICCW: Indian Council for Child Welfare

ICDS: Integrated Child Development Service

ICMR: Indian Council of Medical Research

· ICICI: Industrial Credit and Investment

Corporation of India

· ICOR: Incremental capital output ratio

ICRC: International Committee of Red Cross

IDA: International Development Association

· ICRA: Investment information and CreditRating Agency

IES: Indian Economic Service

IEX: Indian Energy Exchange

IFRS: International Financial Reporting

Standard

IFSC: Indian financial system code

IFTU: International Federation of Trade Unions

IFWJ: Indian Federation of Working Journalists

IIP: The Index of Industrial Production

IIPA: Indian Institute of Public Administration

IISS: International Institute of Strategic Studies

ILO: International Labour Organisation

IMF: International Monetary Fund

IMO: International Maritime Organisation

· IDR: Indian Depository Receipts

IDBI: Industrial Development Bank of India

· IMF: International monetary fund

· IMRB: Indian Market Research Bureau

· INMARSAT: International Maritime Satellite

Organisation

INTERPOL: International Police Organisation

INTUC: Indian National Trade Union Congress

IOC: International Olympic Committee

IPCC: Intergovernmental Panel on Climate

Change

IPEC: International Programme on Elimination

Of Child Labour

· IPO: Initial public offer

IPR: Intellectual Property RightIRDA: Insurance Regulatory and DevelopmentAuthorityIREP: Integrated Rural Energy PlanningISO: International Standardisation OrganisationISS: International Space StationITDC: Indian Tourism DevelopmentCorporationITO: International Trade Organisation; Income-Tax OfficerITU: International Tele-Communication UnionJNNURM: Jawahar Lal Nehru National Urban

Renewal MissionKPO: Knowledge Process Outsourcing· KYC: Know your customer· LDC: Least Developed Countries· LIBOR: London Inter Bank Offer RateLIC: Life Insurance Corporation (Of India)LLP: Limited Liability PartnershipMAT: Minimum Alternative Tax



· MAIT: Manufacturers‗ Association forInformation Technology· MCAP: Market capitalization / Mid cap· MDG: Millennium development goalsMEP: Minimum Export Price· MFA: Multi-Fibre Agreement

· MFI: Micro finance institution

· MFIN: Micro finance institution network

MFN: Most Favoured Nation

· MIBOR: Mumbai Interbank offer rate

· MIN: Mutual fund identification no.

· MNC: Multi-National Corporation

MRTPC: Monopolies and Restrictive TradePractices Commission

MRTS: Mass Rapid Transit System

MSME: Micro Small and Medium Enterprises

· MSP: Minimum support price

MTO: Multilateral Trade Organisation

· NABARD: National Bank for Agriculture and

Rural Development.

· NAEP: National Adult Education Programme

· NAFED: National Agricultural Cooperative

Marketing Federation of India Ltd

NAFTA: North America Free Trade Agreement

· NAM: Non-Aligned Movement

NAMA: Non-Agriculture Market Access

NASDAQ: National Association of Securities

Dealers Automated Quotation

NATO: North Atlantic Treaty Organisation

NAV: Net Asset Value

· NBFC: Non Banking Finance Companies

· NCAER: National Council Of Applied

Economic Research

8

NCERT: National Council Of Education

Research And Training

· NCPCR: National Commission for Protection

of Child Rights

· NDC: National Development Council

· NEFT: National Electronic Fund Transfer

NEGP: National E-Governance Plan

NEP: National Education Policy

NFO: New Fund Offers

· NHAI: National Highways Authority of India

NHDP: National Highways Development

Project

NHRC: National Human Rights Commission

NIFT: National Institute of Fashion Technology

NIO: National Institute of Oceanography

NLMA: National Literacy Mission Authority

· NMDC: National Mineral Development

Corporation

· NNP: Net National Production

· NPA: Non Performing Asset

NPR: National Population Register

MGNREGA: National Rural Employment

Guarantee Act

NSE: National Stock Exchange

NSDL: National Securities Depository Limited

NSE: National Stock Exchange



· NSSO: National Sample Survey Organization

NTPC: National Thermal Power Corporation

ODA: Official Development Assistance

OECD: Organisation of Economic Co-Operationand Development

OGL: Open General License

OIC: Organisation of Islamic Countries

OIL: Oil India Limited

· OMCS: Oil Marketing Companies

ONGC: Oil And Natural Gas Commission

OPEC: Organisation Of Petroleum Exporting

Countries

· OSCE: Organisation For Security And

Cooperation In Europe

PAC: Public Accounts Committee

PAN: Permanent Account Number (Of Income-

Tax)

PATA: Pacific-Asia Travel Association

· PCI: Per capita income

· PDS: Public Distribution System

PIL: Public Interest Litigation

PIO: Persons Of Indian Origin

PN: Participatory Note

PoP: Point Of Purchase

· PPF: Public Provident Fund

· PPP: Public private partnership / Purchasing

power parity

· PTA: Preferential Trade Area

· PURA: Providing urban amenities in rural

areas

· QIB: Qualified Institutional Buyer

QIP: Qualified Institutional Placement

QR: Quantitative RestrictionRBI: Reserve Bank Of India· RIDF: Rural infrastructure development fund· RRB: Regional Rural BankRRPI: Rural Retail Price IndexRTGS: Real Time Gross Settlement SystemSAARC: South Asian Association for RegionalCo-OperationSAFTA: South Asian Free Trade AreaSAIL: Steel Authority of India LimitedSAPTA: SAARC Preferential TradingAgreement

· SARFAESI ACT: The Securitization andReconstruction of Financial Assets andEnforcement of Security Interest Act, 2002SCO: Shanghai Cooperation OrganizationSCOPE: Standing Conference On PublicEnterprisesSDR: Special Drawing RightsSEBI: Securities And Exchange Board Of India· SEZ: Special Economic ZoneSIDBI: Small Industries Development Bank ofIndiaSEWA: Self employed woman‗s association

SLR: Statutory Liquidity RatioSTT: Securities Transaction TaxSWIFT: Society for Worldwide FinancialTelecommunicationsTDS: Tax Deduction at Source· TIFR: Tata Institute Of Fundamental ResearchTIN: Tax Information NetworkTINXSYS: Tax Information Exchange SystemTISCO: Tata Iron and Steel Company· TPDS: Targeted Public Distribution SystemTRAI: Telecom Regulatory Authority Of IndiaTRIMS: Trade Related Investment Measures

TRIPS: Trade Related Intellectual PropertyRightsTRYSEM: Training Of Rural Youth For SelfEmploymentUN: United NationsUNCTAD: United Nations Conference OnTrade And DevelopmentUNDP: United Nations DevelopmentProgramme



UNEF: United Nations Emergency ForceUNEP: United Nations Environment ProgrammeUNESCO: United Nations Educational,Scientific And Cultural Organization· UNFCCC: United nation frameworkconvention on climate change

UNFPO: United Nations Fund For PopulationActivitiesUNHCR: United Nations High CommissionerFor RefugeesUNHRC: United Nations Human RightsCommissionUNICEF: United Nations InternationalChildren‗s (Emergency) Fund

UNIDO: United Nations Industrial DevelopmentOrganizationUNRRA: United Nations Relief And

Rehabilitation

VAT: Value-Added Tax

VDIS: Voluntary Disclosure Of Income SchemeVRS: Voluntary Retirement SchemeWEF: World Economic ForumWFP: World Food Programme· WHO: World Health Organization· WIPO: World Intellectual Property

Organization

BOE- Bill of Exchange

CASA- Current and Savings Accounts

CBLO- Collateralized Bank Lending

Obligations

CIBIL- Credit Information Bureau of India

Limited

CRR- Cash Reserve Ratio

KYC- Know Your Customer Guidelines

IPO- Initial Public Offer

SMERA- SME Rating Agency of India

Limited

NBFC- Non Banking Finance Companies

NEFT- National Electronic Fund Transfer

RTGS- Real Time Gross Settlement

NPA- Non Performing Assets

QIB- Qualified Institutional Buyers

SLR- Statutory Reserve Ratio

CAR- Capital Adequacy Ratio

SEBI- Securities and Exchange Board of

India

MICR- Magnetic Ink Character Recognition

NSE- National Stock Exchange

FCNR- Foreign Currency Non ResidentDeposit Accounts

CDRS- Corporate Debt Restructuring

IDRBT- Institute for Development and

Research Of Banking Technology

YTM- Yield To Maturity

MCA- Ministry Of Company Affairs

MIS- Management Information System

CRISIL- Credit Rating Information Services

Of India

ICRA- Investment Information and Credit

Rating Agency of India Limited

CARE- Credit Analysis and Research

Limited

IRDA- Insurance Regulatory and

Development Authority of India

LIC- Life Insurance Corporation of India

IEPF- Investors Education and Protection

Fund



IRDA- Insurance Regulatory and

Development Authority

CCIL- Clearing Corporation of India

Limited

OTCEI- Over the Counter Exchange Of

India

ISCI- International Standard Industrial

Classification

KCC- Kisan Credit Card

BCSBI- Banking Codes and Standards Board

of India

SEBI- Securities and Exchange Board of

India

Important Banking Terminology:

1. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Often theseloans are very short in

duration. Managing the bank rate is a preferred method by which central banks can regulate the level of

economic activity.

Lower bank rates can help to expand the economy, when unemployment is high, by lowering the cost of

funds for borrowers.

Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.

2. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money

through repurchase

agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of

repo and reverse repo

operations.

3. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is

the rate at which

commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at

cheaper rate. When the

repo rate increases borrowing form RBI becomes more expensive.

4. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial

banks. Banks are always

happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in

reverse repo rate can

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cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which

encourages an organisation

to enter into reverse repo is that it earns some extra income on its otherwise idle cash.

5. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI

increases CRR, the available

amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the

excessive money from the

banks.

6. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form

of cash, or gold, or govt.

approved securities (Bonds) before providing credit to its customers. SLR rate is determined and

maintained by RBI in order to

control the expansion of the bank credit.

Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to

control the expansion of

the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also

through SLR, RBI compels the

commercial banks to invest in the government securities like govt. bonds.

Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money

supply in the system can be

controlled effectively.

7. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from

the Reserve Bank of India

(RBI) against approved government securities.

8. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued in the

form of a promissory note.

Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP.

Maturity period: between

This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power).

This

document consists of all important news and events of last few months which can come in SBI Clerk

Exam.



a minimum of 7 days and a maximum of up to one year from the date

of issue. CP can be issued in denominations of Rs.5 lakh or multiples

thereof. Only a scheduled bank can act as an IPA (Issuing and Paying

Agent) for issuance of CP.

9. Treasury Bills: Treasury bills (T-bills) offer short-term investment

opportunities, generally up to one year. They are thus useful in

managing short-term liquidity. At present, the Government of India

issues three types of treasury bills through auctions, namely, 91-day,

182-day and 364-day. There are no treasury bills issued by State

Governments. Treasury bills are available for a minimum amount of

Rs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a

discount and are redeemed at par. Treasury bills are also issued

under the Market Stabilization Scheme (MSS).

10. Certificates of Deposit (CD): Certificate of Deposit (CD) is a

negotiable money market instrument and issued in dematerialised

form or as a Usance Promissory Note against funds deposited at a

bank or other eligible financial institution for a specified time period.

Note: CDs can be issued by (i) scheduled commercial banks

{excluding Regional Rural Banks and Local Area Banks}; and (ii)

select All-India Financial Institutions (FIs) that have been permitted

by RBI

Minimum amount of a CD should be Rs.1 lakh, and in multiples of Rs.

1 lakh thereafter. The maturity period of CDs issued by banks should

not be less than 7 days and not more than one year, from the date of

issue.

11. Fiscal Deficit: A deficit in the government budget of a country and



represents the excess of expenditure over income. So this is the

amount of borrowed funds require by the government to meet its

expenditures completely.

12. Direct Tax: A direct tax is that which is paid directly by someone to

taxing authority. Income tax and property tax are an examples of

direct tax. They are not shifted to somebody else.

13. Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to

the other in the form of

increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat,

Entertainment tax are

indirect taxes.

14. NOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries.

15. VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their

corresponding bank.

16. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the

International Monetary Fund

in 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as

accounting entries and

not as hard currency or physical assets like Gold.

17. Cheque: Cheque is a negotiable (which can be transferred to another person in exchange of money)

instrument drawn on a

specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another

person. Cheque is always

payable on demand.

Types of Cheque:

i. Ante Dated Cheque: A cheque bearing a date prior to actual date of signing the cheque or opening of an

account is called an

ante dated cheque which is valid and can be paid till it become stale.

ii. Stale Cheque: If the validity of the cheque has already expired it is called stale cheque which cannot be

paid. The normal



maximum validity of cheque is 3 months earlier it was 6 months.

iii. Post Dated Cheque: The cheque which bears a date subsequent to the date on which it is drawn. For

ex. A cheque drawn on

10th January, 2013 bears the date of 12th January, 2013.

18. Crossing of Cheque: Crossings refers to drawing two parallel lines across the face of the cheque.

A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by

transfer, collection or

clearing. A general crossing means that cheque can be paid through any bank and a special crossing

means where the name of

the Bank is indicated on the cheque can be paid only through the named bank.

Dishonour of Cheque: Non – payment of cheque by the paying banker with a return memo giving reasons

for the non –

payment.

19. Demand Draft: Demand draft is defined as an order to pay money drawn by one office of a bank upon

another office of the same

bank for a sum of money payable to order on demand.

Cheque and Demand draft both are used for transfer of money.

Difference b/w Cheque & DD: A cheque can be bounce but D.D cannot be bounce as it is already paid.

20. Current account: Current account with a bank can be opened generally for business purpose. There

are no restrictions on withdrawals in this type of account. No interest is paid in this type of account.

21. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit differentlythan RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider totransfer the money fromone account to another. You can transfer any amount through NEFT, even a rupee.22. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer ofmoney or securities takes placefrom one bank to another on a "real time" and on "gross" basis.

Settlement in "real time" means payment transaction is not subjected to any waiting period. Thetransactions are settled as soonas they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.

23. BOND: Publicly traded ling term debt securities issued by corporations and governments, wherebythe issuer agrees to pay afixed amount of interest over a specified period of time and to repay a fixed amount of principal maturity.24. Call Money: Call Money‘ is the borrowing or lending of funds for 1day. 25. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as

‗Notice Money‘



26. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days27. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at bydividing the capital of the bank with aggregated risk weighted assets for credit risk, market risk and operational risk.28. Non Performing Assets (NPA): An asset, including a leased asset, becomes non performing when itceases to generate income

for the bank.29. INFLATION: inflation is a rise in the general level of prices of goods and services in an economyover a period of time. When thegeneral price level rises, each unit of currency buys fewer goods and services. Consequently, inflationreflects a reduction inthe purchasing power per unit of money – a loss of real value in the medium of exchange and unit ofaccount within theeconomy.

Highlights of Union Budget 2014:1. Fiscal deficit target for 2014-15 at 4.1% of GDP and 3.6 for 2015-16 and 3% for 2016-17

2. Revenue Deficit seen at 2.9% for FY15

3. Aim to achieve 7-8 per cent economic growth rate in next 3-4 years: FM

4. Committed for growth of agriculture at the rate of 4 per cent.

5. Defence FDI cap raised to 49% from 26% at present

6. Exemption limits on income tax from Rs. 2 lakh to Rs. 2.5 lakh.

7. For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum.

8. Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh.

9. No change in Income tax rates and slab .

10. Annual PPF ceiling to be enhanced to Rs 1.5 lakh, from Rs 1 lakh

11. Women Safety:

i. Outlay of Rs. 50 crores for a pilot scheme on road safety

ii. Another 150 crores to be spent by MHA on safety on women in larger cities

iii. 'Beti Bachao, Beti Padhao Yojana' - 100 crores

12. Rs 3600 cr set aside for National Rural Drinking Water: FM

13. Rural housing: Rs 8000 crore for national housing banking programme

14. Metro rails in PPP mode; Rs. 100 cr set aside for metro scheme in

Ahmadabad and Lucknow



15. Each year government will be adding AIIMS to ensure there is an AIIMS in

every state: Jaitley

16. Rs 100 crores to set up virtual classrooms.

17. Rs 500 crores for setting up 5 more IIMs and IITs

18. FM Proposes to enhance the scope of income tax settlement commission

19. Rs 7,060 crore allocated for building new cities

20. Rs 200 crores credit scheme for start-ups by those from scheduled castesand tribes

21. 15 Braille press to come up.

22. Currency note with Braille-like signs

23. Minimum pension of Rs.1000 per month to all PP schemes.

24. Rs 50,548 cr proposed for SC development

25. Bharat Swach Yojna proposed for hygiene and cleanliness.

26. Rs. 200 crore for Statue of Unity, a statue of Sardar Patel in Gujarat.

27. Rs. 1000 cr for irrigation plan named Pradhan mantri krishi sichayin

yojana.

28. e-visa for nine cities.

29. Rs. 7060 cr for creating smart cities.

30. Assam and Jharkhand to get Centre of Excellence on farming

31. Rs. 100 crores for modernization of Madrasas

32. Jaitley announces Skill India, a programme to train youth for jobs

33. Rural housing: Rs 8000 crores for national housing banking programme

34. Senior Citizens Pension Plan Extended Till August 2015

35. Rs. 500 crore for price stabilization fund.

36. 100 soil testing laboratories across the country.

37. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs.

200 cr set aside

38. An AIIMS will be created in every state.

39. All six new AIIMS are functional. Four more AIIMS under consideration. 12 more medical colleges

will be added. Rs. 500

crore allocated for this.

40. Govt allocates Rs 500 cr for Internet connectivity in villages41. Crisis Management Center for women at Delhi

42. Start up village at Rs 100 crore to promote entrepreneurship among rural youth.

43. Rs. 14,389 crores for PM Sadak Yojana

44. Rs 200 crore allocated to set up six textiles clusters

FDI Limits…

List of Limits in Various Sectors (In %)

1. Defence Raised to 49% from

26%

2. Pension 49

3. Insurance Raised to 49% from

26%



4. Print Media 26

5. Civil Aviation 49

6. Public Sec. Banks 20

7. Private Sec. Banks 74

8. Multi Brand 51

9. Single Brand 100

10. Tourism 100

India’s GDP Forecast: RBI pegged 2014-15 GDP growth at a central estimate of 5.5 %

World Bank lowers India’s GDP growth forecast for 2014-15 at 5.5 % from the earlier forecast of

5.7 per cent.

ADB pegs India GDP growth rate for 2014-15 at 5.5 % IMF projected GDP growth for India in 2014-15 at - 5.4 %

India ranking in different Indexes:

1. Human Development Index 2014 – 135

2. Global Environment Performance Index 2014 – 155

3. Intellectual property (IP) environment 2014 – 25 (US ranked on the top followed by UK and France)

4. World Press Freedom Index 2014 - 140 in the list of 180 countries

5. World's best countries for doing business 2014 – 134

6. Global Peace Index 2014 – 143

7. Global Innovation Index 2014 - 76

8. World Prosperity Index 2013 – 106.

9. Global Corruption Index 2013 – 94

10. Global Competitiveness Index 2013 -60 for 2013 (Switzerland

top in this report)

ABOUT : NABARD – National Bank for Agricultural and Rural Development

Headquarters Mumbai, Maharashtra, India

Established 12 July 1982

Chairman Dr. Harsh Kumar Bhanwala

ORIGIN: The Committee to Review the Arrangements for Institutional Credit



for Agriculture and Rural Development (CRAFICARD) set up by Reserve Bank

of India in 1979 recommended formation of “NATIONAL BANK FOR AGRICULTURE AND RURALDEVELOPMENT (NABARD)”

as a “new organisational device for providing undivided attention, forceful direction and pointed focus

to the credit problems

arising out of integrated rural development”.

National Bank for Agriculture and Rural Development (NABARD) was established on 12 July1982 by an Act of the Parliament

MANDATE: NABARD was set up as a Development Bank with a mandate for providing and regulating

credit and other facilities

for the promotion and development of agriculture, small scale industries, cottage and village industries,

handicrafts and other

rural crafts and other allied economic activities in rural areas with a view to promoting integrated rural

development and

securing prosperity of rural areas, and for matters connected therewith or incidental thereto.

CORPORATE MISSION: Promote sustainable and equitable agriculture and rural prosperity through

effective credit support,

related services, institution development and other innovative initiatives.

CAPITAL STRUCTURE: The paid up capital of NABARD is Rs.2,000 crore with Government of India

(GoI) holding Rs.1,980

crore and the remaining by Reserve Bank of India (RBI).

ORGANISATIONAL SETUP: NABARD, with its Head Office at Mumbai, has 30 Regional Offices located

in States and a Union

Territory.

Important Committees in News:

1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS)

2. Nachiket Mor committee: for small and payments bank

3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.

4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.

6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under

the chairmanship of P.

J. Nayak. He is a former Chairman and CEO of Axis Bank.

7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of

people from North East.

8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that

customers should not be

required to visit the bank branch for mobile number registration.

9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road

map to make India

self-sufficient in oil and natural gas by 2030.

10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.

11. Urjit Patel Committee - to examine the current monetary policy framework

12. Mukul Mudgal member panel to probe IPL spot-fixing

13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income

households.

14. Justice A.P. Shah committee : to head panel on road safety



15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of

Spectrum.

16. Bimal Jalan panel : to scrutinize applications for new bank licenses.

17. Parthasarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to

enforce better tax

compliance

18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 1-1.50 a litre every month

as against the 45-50 paise monthly hike followed currently.

19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India

20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)

21. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and

Foreign Institutional

Investment (FII)

22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

OSCAR AWARD 2014:

Best Film - 12 Years a Slave – Directed by Steve McQueen

Best Actor - Matthew McConaughey for: Dallas Buyers Club

Best Actress -Cate Blanchett for: Blue Jasmine

Best Director -Alfonso Cuarón for Gravity

Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club

Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave

Best Foreign Language Film - The Great Beauty (Italy)

Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2,2014.

61st National Film Awards:

Best Film: 'Ship of Theseus' – Director – Anand Gandhi

Best Actor: Rajkumar Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu for Malayalammovie 'Perariyathavar'

Best Actress: Geetanjali Thapa for Liars Dice

Best Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi)

Best Popular Film providing Wholesome Entertainment: 'Bhaag Milkha Bhaag'

Best Film on Social Issues: 'Tojia Dharm Kauncha'



Best Non Feature Film: 'Rangbhoomi'

Best Supporting Actor: Saurabh Shukla, 'Jolly LLB'

Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best Film Critic award went to AlkaSahania

Director of Film 'Shahid' – Hansal Mehta

Director of Film 'Jolly LLB' – Subhash Kapoor

Director of Film Liars Dice – Geetu Mohandas

15th IIFA Awards-

Best Picture - Viacom 18 Motion Pictures & Rakeysh Omprakash Mehra- BhaagMilkha Bhaag

Best Direction - Rakeysh Omprakash Mehra - Bhaag Milkha Bhaag

Performance in a Leading Role (Male) - Farhan Akhtar - Bhaag Milkha Bhaag

Performance in a Leading Role (Female) - Deepika Padukone - Chennai Express

Performance in a Supporting Role (Male) - Aditya Roy Kapoor - Yeh Jawaani Hai Diwani

Performance in a Supporting Role (Female) - Divya Dutta - Bhaag Milkha Bhaag

Performance in a Comic Role - Arshad Warsi - Jolly LLB

Performance in a Negative Role - Rishi Kapoor -D-Day

Music Direction - Mithoon, Ankit Tiwari,Jeet Ganguly - Aashiqui 2

Best Story - Prasoon Joshi - Bhaag Milkha Bhaag

Lyrics Writer - Mithoon - Song (Tum Hi Ho) - Aashiqui 2

Playback Singer (Male) - Arijit Singh – Song (Tum Hi Ho) - Aashiqui 2

Playback Singer (Female) - Shreya Ghoshal- Song (Sunn Raha Hai) – Aashiqui2

Best Debutant Male – Dhanush – Raanjhanaa

Best Debutant Female - Vani Kapoor - Shudh Desi Romance

Outstanding Contribution by An Indian in the US - Drs. Kiran & Pallavi Patel

Entertainer of the year - Deepika Padukone

Outstanding Contribution To International Cinema -John Travolta

Lifetime Achievement - Shatrughan Sinha

Winners at 59th Idea Filmfare Awards 2013

Best Actor in Leading Role (Male)- Farhan Akhtar ( Bhaag Milkha Bhaag)

Best Actor in Leading Role (Female)- Deepika Padukone (Ram-leela)

Best Film- Bhaag Milkha Bhaag



Best Director- Rakeysh Omprakash Mehra (Bhaag Milkha Bhaag)

Best Debut Director- Ritesh Batra (The Lunchbox)

Best Debut (Male)- Dhanush (Raanjhanaa)

Best Debut (Female)- Vaani Kapoor (Shuddh Desi Romance)

Critics Award for Best Film- The Lunchbox

Critics Award for Best Actor (Male)- Rajkummar Rao ( Shahid)

Critics Award for Best Actor (Female)- Shilpa Shukla (BA Pass)

The Sony Trendsetter Award- Chennai Express

The Lifetime Achievement Award- Tanuja

Best Dialogue Award- Subhash Kapoor (Jolly LLB)

Best Screenplay Award- Chetan Bhagat, Abhishek Kapoor, Supratik Sen and Pubali Chaudhari (Kai PoChe!)

Best Story Award- Subhash Kapoor (Jolly LLB)

Best Actor in Supporting Role (Male)- Nawazuddin Siddiqui (The Lunchbox)

Best Actor in Supporting Role (Female)- Supriya Pathak Kapur (Goliyon Ki Raasleela Ram-leela)

Best Lyrics Award- Prasoon Joshi - Zinda (Bhaag Milkha Bhaag)

Best Music Award- Jeet Ganguly, Mithoon & Ankit Tiwari (Aashiqui 2)

RD Burman Award for Upcoming New Music Talent- Siddharth Mahadevan

Best Playback singer (Male)- Arijit Singh - Tum hi ho (Aashiqui 2)

Best Playback Singer (Female) Award- Monali Thakur - Sawaar loon (Lootera)

Best Choreographer Award- Samir and Arsh Tanna - Lahu muh lag gaya (Goliyon Ki Raasleel Ram-leela)

Best Background Score Award- Hitesh Sonik (Kai Po Che)

Best Action Award- Thomas Struthers and Guru Bachchan (D Day)

Best Cinematography Award- Kamaljit Negi (Madras Cafe)

Best Editing Award- Aarif Sheikh ( D-Day)

Best Production Design Award- Acropolis Design (Bhaag Milkha Bhaag)

Best Sound Design Award- Bishwadeep Chatterjee and Nihar Ranjan Samar (Madras Cafe)

Best Costume Award- Dolly Ahluwalia (Bhaag Milkha Bhaag)

Best VFX Award- Tata Elxis (Dhoom:3)



STATES----------------------CAPITAL------------------ GOVERNERS---------------

-----------CHIEF MINISTERS==============================================================================

[1] Andhra Pradesh ------Vijayawada---------- E. S. L. Narasimhan------------------N. Chandrababu Naidu

[2] Arunachal Pradesh –---Itanagar------------ Nirbhay Sharma---------------------Nabam Tuki

[3] Assam –-----------------Dispur---------------- Janaki Ballabh Patnaik--------------Tarun Gogoi

[4] Bihar --------------------Patna----------------- D. Y. Patil------------------------------Jitan Ram Manjhi

[5] Chhattisgarh ----------Raipur----------------- Balramji Das Tandon---------------Raman Singh

[6] Goa –--------------------Panaji------------------ Mridula Sinha-----------------------Manohar Parrikar

[7] Gujarat --------------Gandhinagar------------- Om Prakash Kohli-------------------Anandiben Patel

[8] Haryana -------------Chandigarh--------------- Kaptan Singh Solanki--------------Bhupinder singh Hooda

[9] Himachal Pradesh ---Shimla------------------ Urmila Singh-------------------------Virbhadra Singh[10] J & K –-----------Srinagar(s)/Jammu(w)----- Narinder Nath Vohra--------------Omar Abdullah

[11] Jharkhand ------------Ranchi------------------- Syed Ahmed--------------------------Hemant Soren

[12] Karnataka ------------Bengaluru--------------- Vajubhai Rudabhai Vala----------Siddaramaiah

[13] Kerala ------------Thiruvananthpuram-------------- P Sathasivam-------------------Oommen Chandy

[14] Madhya Pradesh ----Bhopal-------------------- Ram Naresh Yadav---------------Shivraj Singh Chauhan

[15] Maharashtra --------Mumbai----------- Chennamaneni Vidyasagar Rao---- president rule

[16] Manipur ---------------Imphal------------------- KK Paul--------------------------------Okram Ibobi Singh

[17] Meghalaya ------------Shillong----------------- Krishan Kant Paul-------------------Mukul Sangma

[18] Mizoram ---------------Aizwal----------------- Krishan Kant Paul-------------------Pu Lalthanhawla

[19] Nagaland –

-------------Kohima-----------------Padmanabha Acharya-------------T R Zeilang[20] Odisha ---------------Bhubaneshwar---------------- S. C. Jamir-----------------------Naveen Patnaik

[21] Punjab ---------------Chandigarh----------------- – Shivraj Patil---------------------Prakash Singh Badal

[22] Rajasthan –----------Jaipur--------------------- Sh. Kalyan Singh----------------------Vasundhara Raje

[23] Sikkim –--------------Gangtok-------------- Shriniwas Dadasaheb Patil---------Pawan Kumar Chamling

[24] Tamil Nadu ----------Chennai------------------ K. Rosaiah-----------------------------O Pannerselvam

[25] Telangana -----------Hyderabad------------- E. S. L. Narasimhan------------------K Chandra Shekhar Rao

[26] Tripura ---------------Agartala------------------ Padmanabha Acharya---------------Manik Sarkar

[27] Uttar Pradesh ------Lucknow------------------- Ram Naik------------------------------Akhilesh Yadav

[28] Uttarakhand --------Dehradun------------------- Aziz Qureshi---------------------------Harish Rawat

[29] West Bengal---------Kolkata------------------ Keshari Nath Tripathi.---------------Mamta Banerjee

Important Committees in News:

1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS)

2. Nachiket Mor committee: for small and payments bank

3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.

4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India

http://en.wikipedia.org/wiki/N._Chandrababu_Naidu






5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.

6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under

the chairmanship of P.

J. Nayak. He is a former Chairman and CEO of Axis Bank.

7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of

people from North East.

8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that

customers should not be

required to visit the bank branch for mobile number registration.

9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road

map to make India

self-sufficient in oil and natural gas by 2030.

10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.

11. Urjit Patel Committee - to examine the current monetary policy framework

12. Mukul Mudgal member panel to probe IPL spot-fixing

13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income

households.

14. Justice A.P. Shah committee : to head panel on road safety15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of

Spectrum.

16. Bimal Jalan panel : to scrutinize applications for new bank licenses.

17. Parthasarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to

enforce better tax

compliance

18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 1-

1.50 a litre every month

as against the 45-50 paise monthly hike followed currently.

19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India

20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)

21. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) andForeign Institutional

Investment (FII)

22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

Committees

Union Finance Minister constituted H R Khan panel to assess unclaimed deposits in the PPF accounts.

Bombay High Court on 2 September 2014 set up V V Daga Committee to conduct forensic audit ofNSEL and liquidate the assets of its defaulting borrowers in the over 5500 crore rupees payments scam.V V Daga is a retired judge of Bombay High Court.

H Devaraj Committee reported that most of the deemed universities are not fit for being a university. Itsaid that out of 41 C category deemed universities only 10 universities are found to be fit for being auniversity.

Sivaramakrishnan committee constituted by the Union Government to suggest the place to build thecapital city of Andhra Pradesh.



Prime Minister Narendra Modi on 27 August 2014 set up a Ramanujam committee to identify obsoletelaws.

The Union Government decided to appoint former RBI governor Bimal Jalan as the head of theExpenditure Management Commission.

The Union Ministry of Human Resource Development (HRD) on 3 August 2014 set up a four membercommittee to review the present status of UGC

Union Ministry of Corporate Affairs on 19 July 2014 constituted R S Sharma Expert Committee on CostRecords and Cost Audits.

SC has appointed a former Justice SB Sinha commission to probe the 2006 Meerut Fire tragedy. It willsummit its report by 31 January 2015.

Committee Set Up On Uttarakhand Floods : The committee headed by AK Ganju (Chairman, GangaFlood Control Commission, Patna).

JS Mathur committee : to revise Newspaper Advertisement Rates

K. Ratna Prabha : Committee on indecent depiction of women in media.

Mukul Mudgal Committee: looking into US giant Walmart‘s lobbying activities to enter India

MBN Rao Committee: to prepare the blueprint of India‘s first women‘s bank

SK Srivastava Committee: to formulate a policy on public-private partnership model to raise coaloutput.

K M Chandrasekhar Committee –for rationalization of foreign investment norms

Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and ForeignInstitutional Investment (FII)

Janakiraman Committee – To investigate the security transactions of the bank

RS Gujral Committee – suggest measures to boost MSME exports.

MS Ahluwalia committee – to evaluate aspects related to set up of Nalanda University

Sitakant Mahapatra committee- for inclusion of Bhojpuri language in eighth schedule of constitution

N R Narayana Murthy committee – for evaluation of corporate sector participation in Higher Education.

C Rangarajan committee – for poverty scale estimates in the country

MB Shah committee – for inspection of illegal mining activities

N Rangachary committee – to examine taxation policies for I.T. sector

Parthasarathi Shome committee – implementation of GAAR (General Anti Avoidance Rule).

Deepak Parekh committee – for Financing Infrastructure sector

Naresh Chandra committee – 14 member task force on security issues

Bhandari Committee – Reconstruction of RRBs

List of important organization India andtheir headsSr Head Organization

1. Mohd.Hamid Ansari Chairman, Rajya Sabha



2. Sumitra Mahajan Chairperson of Lok Sabha3. Narendra D Modi Chairman, Planning Commission4. Gulam Nabi Azad Leader of Opposition in Rajya Sabha5. Narendra D Modi Leader of House in Lok Sabha6. Mallikarjun Kharge Leader of Congress in Lok Sabha

7. V. Sampath Chief Election Commissioner8. Syed Nasim Ahmed Zaidi Election Commissioner9. Harisanker Brahma Election Commissioner10. Pradeep Kumar Chief Vigilance Commissioner11. Sujatha Singh Foreign Secretary12. Shashi Kant Verma Comptroller & Auditor General of India13. Jus. Vangala Eswaraiah Chairman, National Commission for Backward Classes14. Rahul Khullar Chairman, Telecom Regulatory Authority of India15. Ranjit Sinha CBI Director16. Rameshwar Oran Chairman, National Commission for Scheduled Tribes

17. Naseem Ahmed Chairperson, National Commission for Minorities18. Rajni Razdan Chairman, UPSC19. Sharad Kumar Director General, National Investigation Agency20. Ved Prakash Chairman, UGC21. K. Radhakrishnan Chairman, Space Commission and ISRO22. R.K. Sinha Chairman, Atomic Energy Commission and Sec. Deptt.of Atomic Energy23. A. Bhattacharya Chairman, SSC24. K.G. Balakrishnan Chairman, Human Rights Commission25. C. Chandramouli Registrar General of India and Census Commissioner

26. K.V.Choudhary Central Board of Direct Taxes27. T.S. Vijayan Chairman, Insurance Regulatory DevelopmentAuthority28. U.K. Sinha Chairman, Securities & Exchange Board of India29. Arundhati Bhattacharya Chairperson, State Bank of India30. S.K. Roy Managing Director, LIC31. Ashoke Kumar Mukherjee India‘s permanent representative in UNO 32. Nirupam Sen Spl. Sr. Advisor to President of UN General Assembly33. Mamta Sharma Chairperson of National Commission for Women34. Y.V. Reddy Chairman, 14th Finance Commission35. Ashok Chawla Chairman, Competition Commission of India36. Leela Samson Chairperson, Central Board of Film Certification37. Rana Kapoor President, ASSOCHAM38. R. Chandrasekhar Chairman, NASSCOM39. R. Chandrashekhar President, NASSCOM40. Alok Joshi Director General, RAW41. Amole Gupte Chairperson, Children Film Society of India42. S. Banerjee Director, Bhabha Atomic Research Centre



43. Ajay S. Shriram President, CII44. Siddhartha Birla President, FICCI45. Sam Pitroda Chairman, National Knowledge Commission46. Ramesh Sippy Chairman, National Film Development Corporation47. Mrinal Pande Chairperson, Prasar Bharati

48. Ratan Tata Chairman, Investment Commission49. Avinash Chander Scientific advisor to PM and Head DRDO50. Jawhar Sircar Chairman, Prasar Bharati51. T.M.Basin Chairman, Indian Banks Association52. Rajeev Mathur Chief Information Commissioner53. Prof. Parvin Sinclair Director, NCERT54. Ajit Doval National Security Advisor

List of important International organizations andtheir headsSr Head Organization

1. BDavid Richardson CEO of ICC2. Hassan Malik Chairman, SAARC3. Anil Kumble Chairman, ICC Cricket Committee4. Christine Lagarde Managing Director, International Monetary Fund5. Irina Bokova Director General, UNESCO6. Mukhira Kituyi Secretary General, UNCTAD7. Peter Tomka President, International Court of Justice8. Takehiko Nakao President, Asian Development Bank9. Kamlesh Sharma Secretary General, Commonwealth10. Roberto Azevedo Director General, WTO11. N. Srinivasan President, International Cricket Council

12. Jim Yong Kim President World Bank13. Yukia Amano Director General, International 14. Jan Eliasson First Dy. Secretary General, UNO15. Arjun Bahadur Thapa Secretary General, SAARC16. Salil Sethi Sec. Gen, Amnesty International17. Helen Clerk Director General of UNDP18. Klaus Schweb Chairman, WEF (World Economic Forum)19. Ban Ki Moon Secretary General, United Nation Organization20. Hassan Rouhani Chairperson/Secretary Gen. of NAM21. Phumzile Mlambo Nqcuka Head of UN Women22. Thomas Bach President, International Olympic Committee

23. N.Ramachandran President, Indian Olympic Association24. Prince Zeid al Hussein UN High Commissioner for Human Rights

Facts About Census 2011

1. What is the Total population of India according to 2011 census ? Answer: 121 crore



2. Which is the most populous state in India ? Answer: Uttar Pradesh3. Which is the least populous state in India ?

Answer: Sikkim4.What is the rate of growth of population of India according to 2011 census ?

Answer: 17.64 %

5. Which state has the highest fertility rate in India ? Answer: Meghalaya6. What is the percentage of worlds population having in India?

Answer: 17.5 %7. Literacy Rate in India according to Census 2011?

Answer: 74.04 %8. Which is the most literate state in India ?

Answer: Kerala (93.9%9. Which is the least literate state in India ?

Answer: Bihar (63.82%10. Which is the most literate Union territory in India ?

Answer: Lakshadweep (92.2%

11. Which is the least literate Union territory in India ? Answer: Dadra and Nagar Haveli12. Which is the most Literate districts of India ?

Answer: Serchhip (Mizoram)13. Which is the least Literate districts of India ?

Answer: Alirajpur (Madhya Pradesh)14. Which Indian state has high density of population ?

Answer: Bihar (1106)15. Which Indian state has low density of population ?

Answer: Arunachal Pradesh (17)16. Which state in India has highest sex ratio ?

Answer: Kerala (1084/1000)

17. Which state in India has lowest sex ratio ? Answer: Haryana18. What is the Density of Population of India ?

Answer: 38219. What is the sex ratio of India ?

Answer: 940/100020. Which Union territory has highest sex ratio ?

Answer: Puducherry21.Which Union territory has lowestpopulation ?

Answer: Lakshadweep22. What is the number of districts in India

according to 2011 census ? Answer: 640

News Related To Defence & Technology

Missiles in use of Indian Army:



_ Prithvi I - 150km

_ Prithvi II - 350km

_ Prithvi III - 350km - 600km

_ Agni I - 700km -1250km

_ Agni II - 2000km -3500km

_ Agni III - 3500km -5000km

_ Agni IV - 3000km -4000km

_ Agni V - 5500km -5800km

_ Agni VI - 8000km -3500km

_ Akash- 30 km

1. INS Kolkata : Prime Minister Narendra Modi commissioned INS Kolkata at the Naval base in

Mumbai. INS Kolkata is biggest and most powerful guided missile-destroyer.

2. INS Kamorta: India's first indigenously built Anti-submarine warship inducted into the Navy.

3. PM dedicates two hydro power projects in Leh and Kargil: (i) 44 MW Chutak hydro-electric project in Kargil district and (ii) 45 MW Nimoo Bazgo project in Leh district.

Note: i. The Chutak Hydroelectric Plant is a run-of-the-river power project on the Suru River

ii. The Nimoo Bazgo power station is located on river Indus.

4. China unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng – 41

(DF-41).

Note: DF-41 with its long range has similar abilities to the US rocket Minuteman, which has arange of 13000 km or Russian RS-24M Yars.

5. The Indian Air Force received its sixth C-17 Globemaster heavy lift transport aircraft which

also carried a World War II vintage 'Harvard' aircraft in its belly.



6. Indo-Russia pact planned to develop a sleeker and faster 'mini' version of BrahMos missile

7. Malabar Naval exercise 2014 held in the Pacific Ocean. The Exercise Malabar is a joint

naval exercise first conducted as a bilateral one between the US and Indian navies in 1992.

Japan participates in the Malabar exercises for the third time since it first participated in 2007.

8. Indo-Russian joint venture firm BrahMos Aerospace is developing a smaller version of the

290-km supersonic cruise missile for enabling its deployment on submarines and smaller fighter

aircraft such as MiG 29K.

Books & Their Authors

1. Book ‐ My Years with Rajiv and Sonia written by R.D.Pradhan

2. Book ‐ ModiNomics: Inclusive Economics, Inclusive Governance: authored by SameerKochhar.

Some other books of Sameer Kochhar:1. Growth & Finance2. Speeding Financial Inclusion.3. Policymaking for Indian Planning4. Building from the Bottom: Infrastructure and Poverty Alleviation3. Book: Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh

4. Book: The Accidental Prime Minister: The Making and Unmaking of Manmohan Singhauthored by Dr. Sanjaya Baru

5. Book: Lal Bahadur Shastri: Lessons in Leadership written by Pavan Choudary .

6. Book: Rationalised Roman for Kashmiri written by Dr. R L Bhat7. Book: Narendra Modi: A Political Biography written by Andy Marino.

8. Book: Public Issues Before Parliament written by Vijay Darda

9. Book: The Political Economy of Energy and Growth authored by Sh.

Najeeb Jung

10. Book: India at Risk: authored by Jaswant Singh.

11. Book ‐ ModiNomics: Inclusive Economics, Inclusive Governance: authored by SameerKochhar.

12. Book: Water, Peace and War ‐ Confronting the Global Water Crisis written by BrahmaChellaney.13. Hard Choices authored by Hillary Rodham Clinton

14. Book: Greater than Bradman: celebrating Sachin, the greatest batsman in Test historyauthored by : Rudolph Lambert

Fernandez, a Chennai‐ based author.15. Book: ―Unbreakable‖ ‐ An Autobiography by Mary Kom16. The Luminaries by: Eleanor Catton. She won the Man Booker Prize 2013.17. Walking With Giants: authored by former Finance Secretary G. Ramachandran.18. "I am Malal : authored by Christina Lamb.



19. Momentous Times on the 175 years of Times of India. The book is an effort of the Times ofIndia Group.

20. "Victory India ‐ A Key to Quality Military Leadership" authored by Colonel Vinay B Dalvi(Retd)21. The Da Vinci Code: Dan Brown

Some books authored by RBI Governor: Raghuram Rajan Aid and Growth Fault Lines India's Pattern of Development The Real Effect of Banking Crises Controlled Capital Account Liberalization Saving Capitalism from the Capitalists .

1. ―One Life is Not Enough‖ : written by Kunwar Natwar Singh

Note: The book is an autobiography of the former External Affairs

Minister and senior Congress Party leader Natwar Singh.

2. A book entitled Munger through the Ages authored by late Devendra Prasad Yadav

3. The Lives of Others‖ a novel written by: Neel Mukherjee

Note: Novel is short listed for the prestigious Man Booker Prize 2014.

4. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist.

Note: The Substance and the Shadow, the biography of 91-year-old actor Dilip Kumar .

5. Warrior State written by T V Paul

6. Blood Feud written by Edward Klein

7. A Bad Character: authored by Deepti Kapoor.

8. The Good, the Bad and the Ridiculous - Khuswant Singh

9. Train To Pakistan - Khuswant Singh

10. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.

11. A Brush with Life- Satish Gujral

12. A Bend in the river- V.S. Naipaul

13. God of Small things- Arundhati Rai

14. Inheritance of Loss- Kiran Desai.



15. Joseph Anton- Sulman Rushdie (Autobiography)

16. ―Khushwantnama-The Lessons of My Life ― –Khushwant singh

17. Lajja- Taslima Nasrim.

18. My Unforgettable Memories-Mamata Banerjee

19. My Years with Rajiv and Sonia written by R.D.Pradhan

20. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar.

21. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh

22. The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by

Dr. Sanjaya Baru

LEADER”S VISITED INIDIA

1. Chuck Hagel: US Defence Secretary visited India

2. Jim Yong Kim: World Bank President visited India.

3. Bill Clinton: Former US President visited in Lucknow

4. William Hague: UK Foreign Minister visited India

5. Laurent Fabius: French Foreign Minister to visited India.

6. G L Peiris: Foreign Minister of Sri Lanka visited India

7. Wang Yi: Chinese Foreign Minister visited India

8. Yousuf bin Alawi bin Abdullah: Oman Foreign Minister visited India

9. King of Bahrain Hamad bin Isa Al Khalifa visited India on February .

10. German President Joachim Guack visited India

OBITUARY



1. Richard Attenborough: Gandhi' filmmaker dies at 90

2. UR Anantha Murthy: Eminent Kannada writer passes away. Anantha Murthy, a writer and

critic, was considered one of the pioneers of the Navya movement in Kannada literature.

3. BKS Iyengar: World-renowned yoga guru and founder of the Iyengar School of Yoga BKS

Iyengar passed away

4. Robin Williams: Oscar Winning Actor died

5. Lauren Bacall: Hollywood icon dead at 89

6. Hashim Khan: Squash Legend of Pakistan died

7. Amitava Nandy: Veteran CPI-M leader died

8. Cartoonist Pran Kumar Sharma, creator of iconic Chacha Chowdhury, dead

9. Robert Drew: Pioneer of Cinema documentarian dies at 90

10. Sundaram Sankaran: Veteran journalist died at 87

11. Sushilarani Patel, the renowned classical singer of India died

12. Madhukar Singh, an eminent Hindi litterateur died

13. J. Sasikumar: Malayalam filmmaker passes away.

14. Nadine Gordimer: South Africa‘s Nobel-winning novelist dies

15. Zohra Sehgal: Veteran Bollywood actress Zohra Sehgal known for her jovial roles in films

like Dil Se, Kal Ho Naa Ho, Veer- Zaara, Cheeni Kum and Saawariya passed away. She was

102.

16. Granville Austin, the eminent scholar of the Indian Constitution died in Washington DC.

17. Ramanarayanan, Tamil film director and producer, died at 65.

ORGANISATION AND THERE HEADQUARTERS

1UNO - New York2. UNICEF - New York3. UNESCO - Paris4. UNIDO - Vienna5. WHO - Geneva6. UNFPA - New York7. ILO - Geneva8. IMF - Washington DC9. WTO - Geneva

10. International Court OfJustice - The Hague11. International AtomicEnergy Agency - Vienna12. World Bank - WashingtonD.C.13. International Committeeof the Red Cross - Geneva14. International Maritime



Organisation - London15. Universal Postal Union -Berne16. Food and AgriculturalOrganisation - Rome17. World Meteorological

Organisation - Geneva18. SAARC - Kathmandu19. Amnesty International -London20. TransparencyInternational - Berlin21. World IntellectualProperty Organization -Geneva22. International RenewableEnergy Agency - Abu Dhabi(UAE) (Interim HQs)

23. Commonwealth ofNations - London24. International StandardsOrganisation – Geneva

Revolutions in the field of

agriculture in India:

Black Revolution - Petroleum Production

Blue Revolution - Fish Production

Brown Revolution -

Leather/nonconventional(

India)/Cocoa production

Golden Fiber Revolution - Jute Production

Golden Revolution - Fruits/Overall

Horticulture

development/Honey Production

Green Revolution - Food grains

Grey Revolution - Fertilizer

Pink Revolution - Onion

production/Pharmaceutical

(India)/Prawn production

Red Revolution - Meat & Tomato Production

Round Revolution - Potato

Silver Fiber Revolution - Cotton

Silver Revolution - Egg/Poultry Production

White Revolution (In India: Operation Flood) -

Milk/Dairy production

Yellow Revolution - Oil Seeds production

Evergreen Revolution - Overall development

of griculture

Crop Seasons: Rabi Crop:The term Rabi means "spring" in

Arabic, and the rabi crops are grown between

the months mid November to

April.Sowing season: October - December

Harvesting season: February - April

Important Crops: Wheat, Barley, Gram, Linseed,

Mustard, Masoor, Pea and Potatos

Kharif crop refers to the planting, cultivation

and harvesting of any domesticated plant sown

in the rainy (monsoon)

season and it starts in June and to end in

October

Sowing season: May - July

Harvesting season: September to October

Important Crops: Jower, Bajra, Rice, Maize,Cotton, Groundnut, Jute, Hemp, Sugarcane,

Tobacco etc

Zaid crops On the Indian sub-continent, the

crops grown on irrigated lands which do not

have to wait for monsoons, in

the short duration between Rabi and Kharif

crop season, mainly



from March to June, are called Zaid crops (also

written as Zayad

crops). The main produce are seasonal fruits

and vegetables.

Sowing season: August - September

Harvesting season: December - January

Important Crops: Rice, Jowar, Rapeseed, Cotton,Oilseeds

Zaid rabi crops:Zaid Rabi crops are sown in

February - March

Harvesting is in April - may

Important Crops: Water melon, Toris,

Cucumber, leafy and Other vegetables

Important Dams in India:

Tehri Dam: on Bhagirathi River,

Uttarakhand

Bhakra nangal Dam: on Sutlej River, Punjaband Himachal

Pradesh.

Hirakud Dam: on Mahanadi River, Orissa

Nagarjuna sagar Dam: on Krishna River,

Andhra Pradesh

Sardar Sarovar Dam: on Narmada River,

Gujarat

Nuclear power plants in India:

Narora atomic power plant - Narora, UP

Rajasthan atomic power plant: Rawatbhatta,

Rajasthan

Tarapur atomic power plant - Maharashtra

Kakarpar atomic power plant - Gujarat

Madras atomic power plant - Tamilnadu

Kaiga atomic power plant – Karnataka

Kundankullam : Tamil Nadu

Folk dances in India

Bhangra: Punjab.

Changu: Odissa and Andhra Pradesh

Gair: Rajasthan.

Garba: Gujarat.

Ghoomar: Rajasthan.

Karagam: Tamil Nadu.

Dumhal: Kashmir.

Lavani: Maharashtra

Odissi: Orissa

Classical dances in India

Kathak: Uttar Pradesh.

Bihu: Assam

Bharat Natyam: Tamil Nadu..

Kuchipudi: Andhra Pradesh.

Kathakali: Kerala.

Chhau: Orissa, Bihar and West Bengal

Rauf – Jammu & KashmirImportant Wildlife Sanctuary in India:

Kaziranga Wildlife Sanctuary - Assam

Manas Wildlife Sanctuary - Assam

Gir National Park & Wildlife Sanctuary-

Gujarat

Sundarbans National Park - West Bengal

Periyar National Park and Wildlife

Sanctuary – Kerala

Kanha National Park - Madhya Pradesh

Bandhavgarh National Park - Madhya

Pradesh

Ranthambore National Park & Wildlife

Sanctuary -

Rajasthan

Bharatpur Bird Sanctuary - Rajasthan

Tal Chappar Wildlife Sanctuary - Rajasthan

Sariska Wildlife Sanctuary - Rajasthan

Chilka Lake Bird Sanctuary – Odissa

Nandankanan Zoo – Odissa

Corbett National Park – Uttrakhand

Information based on Agriculture :

Top 3 production states and countries:

Wheat –

State - 1. Uttar Pradesh 2. Punjab 3. Haryana

Country - 1. China 2. India 3. USA



Rice –

State 1. West Bengal 2. Andhra Pradesh 3. Uttar Pradesh

Country - 1. China 2. India 3. Indonesia

Sugarcane –

States - 1. Uttar Pradesh 2. Tamil Nadu 3.Maharashtra

Country - 1. Brazil 2. India 3. China

Jute – State - 1. West Bengal 2. Bihar 3. Assam

Country - 1. India 2.Bangladesh 3. China

Milk –

State - 1. Uttar Pradesh 2. Rajasthan 3. Andhra Pradesh

Country - 1. India 2. United States 3. China

Sports News

2014 Commonwealth Games:

The 2014 Commonwealth Games (officially the XX Commonwealth Games) wereheld in Glasgow, Scotland, from 23 July to 3 August 2014. This is the 20th edition of theCommonwealth Games.Scotland has previously hosted the event twice, in 1970 and 1986, both in Edinburgh.Note: The first was hosted by Hamilton, Canada, in 1930 and known as the British EmpireGames.England finished top of the medal table for the first time since the 1986 CommonwealthGames, also held in Scotland.Kiribati also won its first ever medal at a Commonwealth Games, a gold in the 105 kg

men's weightlifting

competition.There are 71 participating nations at the 2014 Commonwealth Games with approximately 4,950competing athletes,making it one of the largest Commonwealth Games staged to date.Mascot: Clyde, an anthropomorphic thistle named after the river which flows through the centreof Glasgow, was theofficial mascot of the 2014 Commonwealth Games. The mascot was designed by Beth Gilmour,who won a competitionrun by Glasgow 2014 for children to design the Mascot.

Medal Tally:

Rank Nation Gold Silver Bronze Total

1 England 58 59 57 1742 Australia 49 42 46 1373 Canada 32 16 34 824 Scotland 19 15 19 535 India 15 30 19 64



India in the 2014 Commonwealth Games, Glasgow, Scotland

India who had finished second in the 2010 Commonwealth Games with an overall tally of 101medals (38 gold, 27 silver& 36 bronze medals), managed only 64 medals at the 2014

Commonwealth Games – with the medals tally comprising 15 gold,30 silver and 19 bronze. India kept occupying fifth spot on themedals table.

On closing ceremony, the Indian contingent‘s flag bearer was Seema Punia, who won Silver in women's discus throw. While, thetorch bearer in the opening ceremony was ace shooter VijayKumar, the 2012 London Olympics Silver medalist.

Here is the list medal winners

WEIGHTLIFTING

Gold Medalist Winners ‐ Weightlifting

1. K Sanjita Chanu: In Women‘s weightlifting 48 kg category K Sanjita Chanu with a total lift of 173 kg won the prized gold medal.Note: Sanjita Chanu wins India‘s first Gold medal at 2014

Commonwealth Games.2. Sukhen Dey: Sukhen Dey in Men‘s weightlifting 56 kg category claimed gold medal by lifting a total of 248 kg.3. Satish Sivalingam: 77 kg Satish Sivalingam created a gamesrecord with a total lift of 328 kg to claim gold medal while Ravi

Katulu lifted total of 317 kg to win silver medal.

Silver Medal Winners ‐ Weightlifting

Silver Medal Winners ‐ Weightlifting

1. S Mirabai Chanu – won Silver medal in Women's weightlifting 48 kg category (Total lift ‐ 170 kg, 75+95)

2. Santoshi Matsa ‐ Women's 53 kg category in weightlifting

3. Ravi Katulu ‐ Men's weightlifting, 77 kg

4. Vikas Thakur ‐ Men's weightlifting, 85 kg

5. Rajinder Rahelu ‐ Men's heavy powerlifting

Bronze Medal Winner‐

Weightlifting1. Ganesh Mali ‐ Men's weightlifting 56 kg (Total lift 244 kg, 111+133)

2. Swati Singh ‐ Women's 53 kg category in weightlifting

3. Omkar Otari ‐ Men's 69 kg Weightlifting4. Punam Yadav ‐ Women's weightlifting, 63 kg5. Chandrakant Mali ‐ Men's weightlifting, 94 kg6. Sakina Khatun ‐ Women's lightweight powerlifting

WRESTLING



Gold Medal winner Wrestling

1. Sushil Kumar: In Men‘s wrestling, 75kg freestyle Sushil Kumar defeated Qamar Abbas ofPakistan what turned out to be a lopsided event. In just 107 minutes Sushil trounced his opponent to take home gold.

2. Yogeshwar Dutt: In Men‘s wrestling, 65 kg freestyle Yogeshwar Dutt brought laurels to thecountry by clinching goldmedal after defeating Canada‘s Jevon Balfour in the final.

3. Amit Kumar: Nigerian Ebikweminomo Welson was Amit Kumar‘s opponent in the final ofMen‘s wrestling, 57kg

freestyle. Amit defeated Welson 3‐1 to claim the gold medal.4. Babita Kumari: In Women‘s wrestling; 55 kg freestyle Babita Kumari completely dominatedthe proceedings over

Canada‘s Brittanee Laverdure and defeated her 9‐2 in the finals for the coveted gold medal.5. Vinesh Phogat: In Women‘s wrestling, 48kg freestyle youngster Vinesh Phogat who is just

19 years old defeated YanaRattigan of England by 11‐8 to be part of the glorious 15.

Silver Medal winner ‐ Wrestling

1. Rajeev Tomar ‐ Men's wrestling, 125 kg

2. Satyawart Kadian ‐ Men's wrestling, 97 kg freestyle

3. Bajrang ‐ Men's wrestling, 61 kg

4. Lalita Sehrawat ‐ Women's wrestling, 53 kg5. Sakshi Malik ‐ Women's wrestling, 58 kg

6. Geetika Jhakar ‐ Women's wrestling, 63 kg freestyle

Bronze Medal winner ‐ Wrestling

1. Navjot Kaur ‐ Women's wrestling, 69 kg

2. Pawan Kumar ‐ Men's wrestling, 86 kg freestyle

Athletics

Gold Medal Winner in Athletics

1. Vikas Gowda: After winning the gold medal In Men‘s discus throw Vikas Gowda became

the first Indian man to win afield event gold medal at the Commonwealth Games. Gowda threw the discus to 63.64m toclinch the gold medalNote: Vikas Gowda became the first Indian man to win a field event gold medal at theCommonwealth Games

Silver Medal Winner in Athletics



1. Seema Punia ‐ Women's discus throwBronze Medal Winner in Athletics

2. Dipa Karmakar‐

Women's artistic gymnastics

Squash

1. Dipika Pallikal and Joshana Chinappa: In Women‘s doubles finals the pair of DipikaPallikal and Joshana Chinappa

defeated England‘s Jenny Duncalf and Laura Massaro 11‐6, 11‐8 in straight sets.Note: The pair gave India their first squash medal in the Commonwealth Games.

BADMINTON

Gold Medal in Badminton

1. Parupalli Kashyap: On last day of the Commonwealth Games Parupalli Kashyap in Men‘sBadminton final defeated

Singapore‘s Derek Wong 21‐14, 11‐21, 21‐19 to clinch the gold.Note: Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at theGames.Silver Medal in Badminton

1. Jwala Gutta and Ashwini Ponnappa ‐ Women's badminton doublesBronze Medal in Badminton

1. PV Sindhu ‐ Women's badminton

2. RMV Gurusaidutt ‐ Men's badminton

BOXING

Silver Medal in Boxing

1. Laishram Sarita Devi ‐ Women's boxing, 57‐60 kg3. Laishram Devendro Singh ‐ Men's boxing, 46‐49 kg

3. Vijender Singh ‐ Men's boxing, 75 kg4. Mandeep Jangra ‐ Men's boxing, 69 kg

Bronze Medal in Boxing

1.

Pinki Jangra ‐ Women's boxing, 51 kg

2.

TABLE TENNIS

Silver Medal in Table Tennis

1. Achanta Sharath Kamal and Antony Amalraj ‐ Men's Table TennisJUDO

Silver Medal in Judo



1. Navjot Chana ‐ Men's judo 60 kg (lost to Ashley McKenzie of England on penalty points(shido) in the final)

2. Shushila Likmabam ‐ Women's judo 48 kg (lost to Kimberly Renicks of Scotland in thefinal)Bronze Medal in Judo

1. Kalpana Thoudam ‐ Women's judo 52 kg (beat Christianne Legentil of Mauritius. Bronze forThoudam for concedinglesser penalty points)

2 Rajwinder Kaur ‐ Women's +78 kg judo

List of Grand Slam Tennis Winners 2014.....* Australian Open¤ men - Wawrinka (switzerland)¤ - women - Na Li (china)* French Open

¤ men - Rafel Nadal (spain)¤ women - Maria Sharapova (russia)* Wimbledon¤ men - Djokovic (serbia)¤ women - Petra Quitova (Czech Republic)* US Open¤ men - Marin Cilich (Croatia)¤ women - Sarena Williams (USA)

SHOOTING

Gold Medal Winner In Shooting1. Abhinav Bindra: In Men‘s 10m Air Rifleformer Olympic gold medallist Abhinav Bindraclaimed his first individualgold at the commonwealth Games when he finished witha final games record score of 205.3.2. Jitu Rai: In Men‘s shooting, 50 m Pistol Jitu Rai who set finals games record gathering a total

of 194.1 points won goldfor his country. Gurpal Singh with 187.2 points settled with silver in this category.

3. Rahi Sarnobat: It was an all‐Indian affair in the final of Women‘s shooting 25 m Pistol eventas Rahi Sarnobatdefeated Anisa Sayyed to clinch the gold medal.4. Apurvi Chandela: In Women‘s shooting, 10 m Air Rifle rising star Apurvi Chandela claimed

her first internationalmedal. Apurvi triumphed over her compatriot Ayonika Paul to win the gold medal.

Silver Medal Winner In Shooting

1. Malaika Goel ‐ Women's 10m Air Pistol shooting

2. Prakash Nanjappa ‐ Men's shooting, 10m Air Pistol

3. Ayonika Paul ‐ Women's shooting, 10m Air Rifle

4. Anisa Sayeed‐

Women's shooting, 25m Pistol

5. Shreyasi Singh ‐ Women's shooting, double trap



6. Gurpal Singh ‐ Men's shooting, 50m Pistol7. Gagan Narang ‐ Men's shooting, 50m Rifle Prone

8. Sanjeev Rajput ‐ Men's shooting, 50m Rifle 3 Positions

9. Harpreet Singh ‐ Men's shooting, 25m Rapid Fire PistolBronze Medal Winner In Shooting

1. Mohammed Asab ‐ Men's shooting, double trap2. Gagan Narang ‐ Men's shooting, 50m Rifle 3 Positions3. Manavjit Singh Sandhu ‐ Men's shooting, Trap

4. Lajja Gauswami ‐ Women's shooting, 50m Rifle 3 Positions

Important Points:

1. Vijay Kumar is the flag bearer for Indian contingent at the opening ceremony of theCommonwealth Games2. Sanjita Chanu wins India’s first Gold medal at 2014 Commonwealth Games.3. Vikas Gowda became India's only second male athlete to win a gold at the CommonwealthGames after the legendaryMilkha Singh won the 440 yard gold way back in 1958 at Cardiff.4. Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at theGames.5. Dipa Karmakar scripts history, wins first gymnastic medal for India at Commonwealth Games.She bagged a bronze inthe vault event.6. Pinki Rani bags first medal in Boxing. She won bronze medal.7. England finished top of the medal table at Commonwealth Games for the first time in 28years.8. The first Commonwealth Games was hosted by Hamilton, Canada, in 1930 and known asthe British Empire Games.9. The 21st Commonwealth Games will be held in Gold Coast in Australia in 2018.10. Australia has hosted the Commonwealth Games on a record four occasions, and will makeit five when Gold Coasthosts the event in 2018.11. India men's hockey team won silver medal

2014 FIFA World Cup:

Germany defeat Argentina by 1‐ 0 to lift 2014 FIFA World Cup title.1. Golden Ball Award: Lionel Messi was declared as the Player of the tournament and awardedGolden Ball.2. Golden Boot Award: James Rodriguez of Colombia wins the Golden Boot award forfinishing top scorer at the 2014World Cup in Brazil. He scores 6 goals in the tournament.3. Golden Glove Award: Manuel Neuer (Germany) wins Golden Glove at 2014 World Cup. Hat Rick Goal: Thomas Muller (Germany) score first hattrick and Xherdan Shaqiri

(Switzerland) claim secondhattrick of the tournament.



Note: i. Mario Götze kicks in second half of extra time to help Germany to win the final by 1‐ 0against Argentina.ii. Germany won their fourth World Cup after a 24‐ year (1954, 1974 and 1990) wait.iii. Netherland stood 3rd and Brazil stood 4th in the tournament.iv. Brazuca is the name of the new ball unveiled in the 2014 FIFA World Cup

FIFA rankings:

1. Germany 2. Argentina 3. Netherland 4. Colombia 5. Belgium

6. Uruguay 7. Brazil 8. Spain

FIFA (Football) World Cup venue: - RQ

1. 2018 : Russia

2. 2022: Qatar

Tennis: Wimbledon 2014:

1. Men’s Title: Novak Djokovic defeated Roger Federer to win his second Men's Wimbledon title and

seventh career

Grand Slam.2. Women’s Title: Petro Kvitova defeated Eugenie Bouchard to win Wimbledon title French Open 2014:

1. Men’s Title: Rafael Nadal clinches record ninth French Open title. He defeated Novak Djokovic in the

final.

Note: Rafal Nadal now won 14 Grand Slam singles titles till now.

2. Women’s Title: Maria Sharapova defeat Simona Halep to win French Open Title second time.

Note: Maria Sharapova now won 5th Grand Slam title.

Australian Open 2014:

1. Men’s Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by defeating Rafael

Nadal

2. Women’s Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese woman to

clinch title.

3. Women’s Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena VesninaHockey World Cup 2014:

1. Men’s Title: Australia defeated Netherland in the final.

Note: Australia won the title for the second time,

2. Women’s Title: Netherland defeated Australia in the final.

Note: Netherland won the title for the seventh time,

Note: Indian men's hockey team rank 9th in latest word hockey rankings.

Hockey World Cup 2018 Venue:

1. Men’s Hockey World Cup – India

2. Women’s Hockey World Cup - England

ICC World Cup Cricket Venue:ODI: (One day International):

1. Australia & New Zealand: 2015.2. England - 2019

3. India - 2023

T20:

1. Bangladesh -2014. – Sri Lanka defeat India to win the maiden title.

2. India -2016.

3. Australia - 2020.

Test:

1. England– 2017 (for first time).



14. Durand Cup football tournament 2014: The third oldest football tournament in the world,Durand Cup, will beheld in Goa between October 28 and November 9 this year.

1. 2nd Summer Youth Olympics Games held in Nanjing, China

2. Weightlifter Ragala Venkat Rahul bagged India's first medal of the second Youth Olympic Games in

Nanjing, China.

3. Hockey India inducts Madhya Pradesh as new 23rd Associate Member.

Note: i. Prior to being the associate member of Hockey India, Hockey Madhya Pradesh was known as

Madhya Pradesh

Hockey Association

ii. Hockey India currently has 25 permanent, 23 associate, 2 members through State Olympic

Associations, 6 Academy

members and 1 Hoc-Key Member.

iii. Nitin Dhimole is the President and Lok Bahadur is the General Secretary of the Hockey Madhya

Pradesh.

4. Kush Kumar became first Indian player to reach semi final of World Junior Squash Championship.

5. Ravichandran Ashwin nominated for 2014 Arjuna Award

6. Roger Federer Wins Milestone 300th Masters Match: Roger Federer became the first man to win 300matches at the

ATP Masters 1000 level, beating Vasek Pospisil in Cincinnati.

7. Real Madrid won UEFA Football Super Cup in Cardiff

8. Paragliding World Cup Association selected Himachal Pradesh as a venue to host the 2015 para-

gliding World Cup.

Note: This will be the first para-gliding World Cup to be hosted in India. The tournament will be

organised under the aegis

of Para-gliding World Cup Association, France.

9. Jammu and Kashmir to host Football Federation Cup in August 2015

10. Dutch teenager Max Verstappen to become youngest Formula One driver

11. India’s Ravichandran Ashwin was ranked number one Test all-rounder in ICC Test team rankings

12. Jo-Wilfried Tsonga won the Rogers Cup, beating second-seeded Roger Federer in the final. The13th-seeded Frenchman

won his first ATP Tour title of the season and 11th overall.

13. South African all-rounder cricketer Jacques Kallis, announced his retirement from all formats of

international cricket.

14. German Sabine Lisicki created a record of fastest serve at 131 miles per in the women’s tennis.

15. Miihier Singh, who won the Mr India title this year, will represent the country in the 48th Asian

Bodybuilding and

Physique Sports Championship.

16. Leonardo Mayer defeat David Federer to win maiden ATP title

17. Hero MotoCorp named title sponsor of ISL. Indian Super League -- the first-of-its-kind franchise-

based football league IN the country.

18. Philipp Lahm, the captain of Germany’s football team announced his retirement from international

game .19. Italy’s Vincenzo Nibali wins 101st edition of Tour de France.

SUMMITS



BRICS (Brazil, Russia, India, China and South Africa) Summits• 4th BRICS Summit 2012 – New Delhi, India• 5th BRICS Summit 2013 – Durban, South Africa

G-8 Annual Summits Group of Eight (G8) Countries – France, Germany, Italy, Japan, UnitedKingdom, United States of America, Canada, Russia.

• 37th G8 Meeting 2011 – Deauville, France• 38th G8 Meeting 2012 – David camp, USA• 39th G8 Summit 2013 – County Fermanagh, UK• 40th G8 Summit 2014 – Russia

G-20 Summits• 7th G 20 Meeting 2012 – Los Cabos, Mexico• 8th G 20 Meeting 2013 – Saint Petersburg, Russia• 9th G 20 Meeting 2014 – Brisbane, Australia

SAARC Summits SAARC – South Asian Association for Regional Cooperation• 17th SAARC Summit 2011– Addu, Maldives

• 18th SAARC Summit 2013 – Kathmandu,NepalASEAN Summits ASEAN – Association of South East Asian Nation• 19th ASEAN Summit 2011 (November) – Bali, Indonesia• 20th ASEAN Summit 2012 (April) – Phnom penh, Cambodia• 21th ASEAN Summit 2012 (November)– Phnom penh, Cambodia

ASEAN-India Summit• 9th ASEAN-India Summit 2011 – Bali, Indonesia• 10th ASEAN-India Summit 2012 – Phnom penh, Cambodia

East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders‘ meetings. • 6th East Asia Summit 2011 – Bali, Indonesia• 7th East Asia Summit 2012 – Phnom penh, Cambodia

IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa.• 5th IBSA Summit 2011 – Pretoria, South Africa• 6th IBSA Summit 2013 – India

APEC Summits APEC – Asia Pacific Economic Cooperation• 23rd APEC summit 2011 – Honolulu, USA• 24th APEC Summit 2012 – Vladivostok,Rus sia• 25th APEC Summit 2013 – Medan/Jakarta, Indonesia• 26th APEC Summit 2014 – China• 27th APEC Summit 2015 – Philippines• 28th APEC Summit 2016 – Lima, Peru

OPEC Seminars OPEC – Organization of Petroleum Exporting Countries• 4th OPEC International Seminar 2009 – Vienna, Austria• 5th OPEC International Seminar 2012 – Vienna, Austria NAM Summits NAM – Non-aligned Movement• 16th NAM Summit 2012 – Tehran, Iran• 17th NAM Summit 2015 – Caracas,Venezue la



SCO Meetings SCO – Shanghai Cooperation Organization• SCO Meeting 2011 – Astana, Kazakhstan• SCO Meeting 2012 – Beijing, China• SCO Meeting 2013 – Kyrgyzstan NATO (North Atlantic treaty organization) international conference on Afghanistan will be held

in Chicago (USA)Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors ofthe Asian Development Bank (ADB) held every year.• ADB Annual Meeting 2012 – Manila, Philippines• ADB Annual Meeting 2013 – New Delhi, India

WTO Ministerial Conferences• 8th WTO Ministerial Conferences 2011 – Geneva, Switzerland• 9th WTO Ministerial Conferences 2013 (Expected) -Bali, IndonesiaLike · Comment Bank Exams

IMPORTANT SUMMITS HELD ON 2012-13BRICS (Brazil, Russia, India, China and South Africa) Summits• 4th BRICS Summit 2012 – New Delhi, India• 5th BRICS Summit 2013 – Durban, South Africa

G-8 Annual Summits Group of Eight (G8) Countries – France, Germany, Italy, Japan, UnitedKingdom, United States of America, Canada, Russia.• 37th G8 Meeting 2011 – Deauville, France• 38th G8 Meeting 2012 – David camp, USA• 39th G8 Summit 2013 – County Fermanagh, UK• 40th G8 Summit 2014 – Russia

G-20 Summits• 7th G 20 Meeting 2012 – Los Cabos, Mexico• 8th G 20 Meeting 2013 – Saint Petersburg, Russia• 9th G 20 Meeting 2014 – Brisbane, Australia

SAARC Summits SAARC – South Asian Association for Regional Cooperation• 17th SAARC Summit 2011– Addu, Maldives• 18th SAARC Summit 2013 – Kathmandu,Nepal

ASEAN Summits ASEAN – Association of South East Asian Nation• 19th ASEAN Summit 2011 (November) – Bali, Indonesia• 20th ASEAN Summit 2012 (April) – Phnom penh, Cambodia• 21th ASEAN Summit 2012 (November)– Phnom penh, Cambodia

ASEAN-India Summit• 9th ASEAN-India Summit 2011 – Bali, Indonesia• 10th ASEAN-India Summit 2012 – Phnom penh, Cambodia

East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders‘ meetings.• 6th East Asia Summit 2011 – Bali, Indonesia• 7th East Asia Summit 2012 – Phnom penh, Cambodia

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IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa.• 5th IBSA Summit 2011 – Pretoria, South Africa• 6th IBSA Summit 2013 – India

APEC Summits APEC – Asia Pacific Economic Cooperation• 23rd APEC summit 2011 – Honolulu, USA

• 24th APEC Summit 2012 – Vladivostok,Rus sia• 25th APEC Summit 2013 – Medan/Jakarta, Indonesia• 26th APEC Summit 2014 – China• 27th APEC Summit 2015 – Philippines• 28th APEC Summit 2016 – Lima, Peru

OPEC Seminars OPEC – Organization of Petroleum Exporting Countries• 4th OPEC International Seminar 2009 – Vienna, Austria• 5th OPEC International Seminar 2012 – Vienna, Austria NAM Summits NAM – Non-aligned Movement• 16th NAM Summit 2012 – Tehran, Iran• 17th NAM Summit 2015 – Caracas,Venezue la

SCO Meetings SCO – Shanghai Cooperation Organization• SCO Meeting 2011 – Astana, Kazakhstan• SCO Meeting 2012 – Beijing, China• SCO Meeting 2013 – Kyrgyzstan NATO (North Atlantic treaty organization) international conference on Afghanistan will be heldin Chicago (USA)

Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors ofthe Asian Development Bank (ADB) held every year.• ADB Annual Meeting 2012 – Manila, Philippines• ADB Annual Meeting 2013 – New Delhi, India

WTO Ministerial Conferences• 8th WTO Ministerial Conferences 2011 – Geneva, Switzerland• 9th WTO Ministerial Conferences 2013 (Expected) -Bali, Indonesia

G 20 Summit:

G‐

20 meeting (2014) of Finance ministers and central bank governors held in

Sydney (Australia).G20 Leaders Summit (2014) will be held in Brisbane, Queensland (Australia, in

November 2014.NATO Summit‐

NATO Summit 2014 will be held in Britain. (Britain last hosted the summit in1990, when Margret Thatcher was Prime Minister).G 8 Summit:



2. India, Sri Lanka and Maldives held National Security Advisor ‐level meeting onmaritime security cooperation in New Delhi.3. World Telecommunications Development Conference held in Dubai.4. The Green Economy Summit held in Dubai.5. Arab Summit 2014: Kuwait host the Arab summit for the first time6. International Petroleum Conference 2014 (PETROTECH‐2014) held in NewDelhi from 12th – 15th January 2014.7. The 9th WTO Ministerial Conference was concluded on 6 December 2013 atBali, Indonesia.8. 12th Pravasi Bharatiya Divas 2014 held in New Delhi. This year's theme is"Engaging Diaspora: Connecting Across Generations" Datuk Seri G Palanival isthe Chief Guest of 12th Pravasi Bharatiya Divas

9. The 8th Asia Gas Partnership Summit (AGPS) was held at New Delhi, India.

The 8th AGPS was organized by GAIL (India) Limitedand Federation of Indian Chambers of Commerce and Industry (FICCI).

MOUs‐

Deal between India & Other Countries

1. India has committed 8.5 billion rupees to Bhutan for Small DevelopmentProject for the country‘s the 11th Five Year Plan. 2. Iran and Japan signed a Memorandum of Understanding (MoU) for bilateral

cooperation on environmental issues in Tokyo.3. India, Azerbaijan: to explore opportunities in energy sector4. India and Canada have signed three MoUs for cooperation in health sector,audio‐ visual co‐ production and skill development.5. India, Poland agree to form Joint Working Group for cooperation in films

sector.6. India and Fiji have signed a Double Taxation Avoidance Agreement, DTAAfor the avoidance of double taxation and for the

prevention of fiscal evasion with respect to taxes on income.7. India and Saudi Arabia have decided to enhance their bilateral trade and

economic co‐

operation over next 5 years.8. India and Bhutan have signed an agreement on development of hydropower

projects.9. India and Germany could sign an agreement for €1 billion for Greenfield

projects10. India and Pakistan signed MoU on electricity trade: India has expressed itsintent to export electricity to the tune of 500 MW



to Pakistan immediately if infrastructure for transmission of power is madeavailable.11. India and Maldives ink several pacts and have agreed to

jointly patrol and conduct surveillance to strengthen maritime

security in the Indian Ocean Region.12. India has signed a Rs 4,000‐ crore deal with the US for

procuring six more C‐ 130J Super Hercules Special Operationsaircraft for the Indian Air Force.13. Election Commission signs MoU with Yemen. India has offered its expertiseto Yemen in election management and electoralroll preparations.14. India and Macedonia have signed a new double taxation avoidance

agreement (DTAA) that provides for among other thingsexchange of banking information for tax administration purposes.

As per the new agreement, dividend, interest and royalty will be taxed in thesource country and the rate of taxation will notexceed 10 percent.

Scheme & Plan Launched by Union & State Government:

1. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) was launched in the UAE.A leading Indian financial and health care service

player has tied up with the UAE Exchange to offer Mahatma Gandhi PravasiSuraksha Yojana Scheme in the Gulf country.About Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)i. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) Scheme is a pension andlife insurance scheme and is recognised by theIndian government.ii. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) is a special social securityscheme for overseas Indian workers ontemporary work permit in 17 Emigration Check Required (ECR) countries.

2. Govt. launch Maulana Azad Sehat Scheme' scheme for minority students.Under this scheme, students in the age group of 5‐ 14years will be provided with a health card which will entitle them to free check ‐ upstwice a year at the place where they arestudying.3. North Delhi Municipal Corporation (NDMC) launched a new health scheme StriSwasthya Suraksha Yojna for women on 6 March



2014.4. Uttar Pradesh government launched Samajwadi pension scheme on 28 January2014. The scheme will benefit over 40 lakhfamilies. Under the scheme pension from 500 rupees to 700 rupees will be given to

beneficiaries.5. Tamil Nadu launches free CFL bulb scheme: Under the scheme state Govtwill provide free compact fluorescent light bulbs toover 14 lakh hut‐ dwellers in the State, an energy saving measure aimed at saving40 MW of power.6. Centre launches e inclusion project to spread e literacy. The project is aninitiative to make at least one individual in everyhousehold e‐ literate, under the project, economically weaker sections of thesociety including rural SC, ST and women willreceive IT training.

7. Project Uddan: The project, an initiative of the Prime Minister, the NationalSkills Development Corporation and the Ministry ofHome Affairs and industry, was started with the aim of providing skills to 40,000youth over a period of five years.8. The Cabinet Committee on Economic Affairs (CCEA) approved implementationof various schemes related to agriculture,including continuation of Rashtriya Krishi Vikas Yojana (RKVY), in the 12th Planwith a combined outlay of over Rs 80,000 crore.

Note: The RKVY is a State plan scheme that provides 'considerable flexibility' andautonomy to states in planning and executing

programmes for incentivising investment in agriculture and allied sectors.9. Rani Laxmi Bai Pension Scheme: 'special pension' to Muzaffarnagar riot

victims by U.P. Govt. The pension, which would beanywhere between Rs 400 and Rs 500, would be given under this scheme.10. Bhagat Puran Singh Sehat Beema Yojna (BPSSBY) Health care scheme forBPL families launched in Punjab

11. 'Roshini' Scheme: Centre launched skill development and job placementscheme 'Roshini' for rural youth and women in maoistaffected 24 districts in 9 states.

12. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) waslaunched in Maharashtra.13. The Vikram Udyogpuri (Delhi‐ Mumbai Industrial Corridor) projectlaunched in Madhya Pradesh.

14. Golden Girl (Bangaru Talli) Scheme: A unique scheme, launched in AndhraPradesh, to protect girl child and ensure hereducation.



15. Anna Bhagya’ programme launched in Karnataka. The programme entitlesdistribution of 30 kg rice at one rupee per Kg toover 98 lakh BPL and Antyodaya card holders in the state.FILMS AWARDS

Padma Awards 2014:Padma Vibhushan

1. Dr Raghunath A Mashelkar: Science and Engineering, Maharashtra2. B K S Iyengar: Yoga, Maharashtra

Padma Bhushan

Gulam Mohammed Sheikh, Art‐Painting, Gujarat

Begum Parveen Sultana, Art‐Classical Singing, MaharashtraT.H. Vinayakram, Art‐Ghatam Artist, Tamil Nadu

Kamal Haasan, Art‐Cinema, Tamil NaduJustice Dalveer Bhandari, Public Affairs, DelhiRuskin Bond, Literature and Education, Uttarakhand

Pullela Gopichand, Sports‐Badminton, Andhra PradeshLeander Paes, Sports‐Tennis, MaharashtraProf Lloyd I Rudolph, Literature and Education, USAPadma Shri

Mohammad Ali Baig, Art‐Theatre, Andhra Pradesh Nayana Apte Joshi, Art, Maharashtra

Vidya Balan, Art‐Cinema, Maharashtra

Anjum Chopra, Sports‐Cricket, DelhiSunil Dabas, Sports‐Kabbadi, Haryana

Love Raj Singh Dharmshaktu, Sports‐Mountaineering, DelhiDipika Rebecca Pallikal, Sports‐Squash, Tamil Nadu

H Boniface Prabhu, Sports‐Wheelchair Tennis, KarnatakaYuvraj Singh, Sports‐Cricket, Haryana

Mamta Sodha Sports‐Mountaineering, Haryana

Oscar Award 2014:

Best Film ‐ 12 Years a Slave – Directed by Steve McQueen

Best Actor ‐ Matthew McConaughey for: Dallas Buyers Club

Best Actress ‐ Cate Blanchett for: Blue Jasmine

Best Director ‐ Alfonso Cuarón for Gravity

Best Actor in a Supporting Role ‐ Jared Leto for: Dallas Buyers ClubBest Actress in a Supporting Role ‐ Lupita Nyong'o for 12 Years a Slave

Best Foreign Language Film ‐ The Great Beauty (Italy)Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards

on March 2, 2014.

61st National Film Awards:

Best Film: 'Ship of Theseus' – Director – Anand Gandhi



Best Actor: Rajkumar Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu forMalayalam movie 'Perariyathavar'Best Actress: Geetanjali Thapa for Liars DiceBest Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi)Best Popular Film providing Wholesome Entertainment: 'Bhaag Milkha Bhaag'

Best Film on Social Issues: 'Tojia Dharm Kauncha'Best Non Feature Film: 'Rangbhoomi'Best Supporting Actor: Saurabh Shukla, 'Jolly LLB'Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best

Film Critic award went to Alka SahaniaDirector of Film 'Shahid' – Hansal MehtaDirector of Film 'Jolly LLB' – Subhash KapoorDirector of Film Liars Dice – Geetu Mohandas

The IIFA 2014 Awards Winners’ List

Best Actor (Male): Farhan Akhtar for Bhaag Milka Bhaag

Best Actress (Female): Deepika Padukone for Chennai ExpressLifetime Achievement Award 2014: Shatrughan Sinha

Best Entertainer of the Year: Deepika PadukoneBest Film: Bhaag Milka BhaagBest Director: Rakeysh Om Mehra for Bhaag Milkha Bhaag .Best Debutant Award map: Dhanush for Raanjhanaa

Best Story Award: Prashoon Joshi for Bhaag Milkha Bhaag

Best Lyric Writer: Mithoon for Tum Hi Ho from Aashiqui 2Best Male Playback Singer Award: Arijit Singh for ‗Tum Hi Ho‘ from Aashiqui 2

Best Female Playback Singer Award: Shreya Goshal for ‗ Sun Raha Hai Na Tu‘ from Aashiqui 2John Travolta honoured the Most Popular All Time International Star inIndia at IIFA awards

59th Filmfare Awards 2014:

1. Best Actress: Deepika Padukone ‐ Goliyon Ki Rasleela RamLeela2. Best Actor: Farhan Akhtar ‐ Bhaag Milkha Bhaag3. Best Film : Bhaag Milkha Bhaag4. Best Director: Rakeysh Omprakash Mehra – Bhaag Milkha Bhaag5. Best Lyrics: Prasoon Joshi – Zinda (Bhaag Milkha Bhaag)

6. Best Debut (Director): Ritesh Batra ‐ The Lunchbox7. Best Debut (Male): Dhanush – Raanjhanaa

8. Best Debut (Female): Vaani Kapoor ‐ Shuddh Desi Romance

9. Best Story: Subhash Kapoor ‐ Jolly LLB

10. Best Actor in a Supporting Role: Nawazuddin Siddiqui ‐ The Lunchbox11. Best Actress in a Suporting Role: Supriya Pathak ‐ Ram‐Leela12. Lifetime Achievement Award: Tanuja

Sports News



Australian Open 2014:

1. Men’s Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title bydefeating Rafael Nadal2. Women’s Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinesewoman to clinch title.

3. Women’s Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and ElenaVesninaMadrid Title 2014: Rafael Nadal defeat Kei Nishikori in the final to win the title.Monte Carlo Masters Tennis 2014: Stanislas Wawrinka beat Roger Federer.Miami (Sony)Open 2014:

1. Men’s Single: Novak Djokovic dominates Rafael Nadal to win fourth Miami title.2. Women’s Single: Serena Williams beat Li Na to win seventh Miami TitleNote: Manila will host the first leg of the newly launched International Premier Tennis

League

List of Top 5 Countries Medal Standings of Sochi (Russia) 2014 Winter Olympics:

Rank Country Gold Silver Bronze Total

1 Russian Fed. 13 11 9 332 Norway 11 5 10 263 Canada 10 10 5 254 United States 9 7 12 285 Netherlands 8 7 9 24Note: Fifteen‐ year ‐ old Russian skater Yulia Lipnitskaya has become the youngest athlete inthe world to win a Gold medal atthe Winter OlympicsICC World Cup Cricket Venue:

ODI: (One day International):

1. Australia & New Zealand: 2015 Cricket World Cup.2. England will host 2019 Cricket World Cup.3. India will host 2023World Cup for the fourth time.

T20:

1. Bangladesh host the: World T20 Cup ‐ 2014. (For Men & women)2. India will host the: World T20 Cup ‐ 2016. (For Men & women)3. Australia to host World T20 in 2020. (For Men & women)4. West Indies to host Women's World T20 in 2018 and Under ‐ 19 Cricket World Cup in 2022.Note: ICC Women‘s World Cup 2013 ‐ Australia defeated West Indies at Brabourne Stadium inMumbai.The 2013 World Twenty20 Qualifier are scheduled to be played in November 2013 in the UnitedArab Emirates.

Test:

1. England to host Cricket World Test Champions in – 2017 (for first time).2. India will host World Test Championship in ‐ 2021.

Note: ICC U‐ 19 World Cup 2014 held in UAE. South Africa won the title.

FIFA (Football) World CUP hosts:

1. 2014: Brazil (Mascot: Smiling Armadillo to be the official Mascot



of 2014 FIFA World Cup Brazil).2. 2018 : Russia3. 2022: QatarFIFA ranking: 2014

1. Spain

2. Germany3. Portugal4. Brazil

India drop two places to 147 in Fifa ranking.

Olympics Games host cities:

1. 2014 winter: Sochi (Russia)2. 2016 Summer: Rio de Janeiro (Brazil)3. 2018 winter: Pyeongchang (South Korea)4. 2020 summer: Tokyo (Japan)Asian Games host cities:

1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in

Guangzhou, China).Note: Vietnam (Hanoi) decided not to host the 2019 Asian Games

for financial reasons, and was exploring procedures to withdrawfrom staging the region's largest sporting event.ICC Rankings For Tests, ODIs and Twenty20

Test ODI Twenty20

Australia Australia India

South Africa India Sri Lanka

England Sri Lanka Pakistan

Pakistan England South Africa

India South Africa Australia

1. Men’s T20 World Cup 2014: Sri Lanka defeat India to win the maiden title.2. Women’s World T20 2014: Australia defeat England in the final to win the title for the thirdtime in a row.3. Asia Cup Title 2014: Sri Lanka defeat Pakistan to win the title.Note: It is their fifth Asia Cup success, equaling the record of India.4. ICC U 19 World Cup 2014: South Africa beats Pakistan to lift the title.5. Ranji Trophy 2014. Karnataka beat Maharashtra to lift the title. Karnataka have won thetrophy for seventh time.6. Irani Trophy 2014: Karnataka won by defeating Rest of India.7. India claim U‐ 19 Asia Cup title by defeating Pakistan in final8. Vijay Hazare Trophy 2014: Karnataka won the title by defeating Railways9. Grant Flower named as Pakistan batting coach.10. 68th Santosh Trophy : Mizoram defeat Railways to win the title.Note: This is the maiden Santosh Trophy for Mizoram also this was the first appearance for themin the final match.11. Pankaj Advani won CCI Biliards title. He defeated two‐ time world runner ‐ up DhruvSitwala12. National Women's Football champions 2014: Manipur defeated Orissa in the final.13. Deodhar Trophy 2014: West Zone lifted the trophy after defeating North Zone in the final



14. Malaysian Grand Prix 2014: Britain's Lewis Hamilton won the title.15. Syed Mushtaq Ali T20 trophy: Baroda beat Uttar Pradesh to win the trophy.16. World Snooker title 2014: Mark Selby of England won maiden title.17. Virat Kohli is number 1 ODI batsman in latest ICC rankings18. Saeed Ajmal top bowlers in ODI ranking. He is followed by Dale Steyn and Sunil Narin

while Ravindra Jadeja is at fourth.19. Waqar Younis appointed as new Pakistan coach.20. Martin Kilzan won the Munich ATP tournament to claim second title of his career. In thefinal match, he defeated Fabio Fognini21. Chitra Magimairaj Wins World Women's Senior snooker title

22. The Indo‐ Zimbabwean tennis pair of Sania Mirza and Cara Black has won the WTAPortugal Open women's doubles title.23. Kamal Chawla has settled for a bronze medal in the AsianSnooker Championship being held in the United Arab Emirates.24. Punjab won Junior National Hockey Title 2014 by defeating Odishain the final.

25. Novak Djokovic won Indian Wells final by defeating Roger Federer.26. India's Heena Sidhu clinched World's No. 1 spot in 10 mts air pistolevent.27. George Bailey lead Kings XI Punjab in the seventh edition of the Indian Premier League28. Australian all‐ rounder Shane Watson will captain Rajasthan Royals in the Indian PremierLeague (IPL).29. Sunil Gavaskar appoints (HDFC chairman) Deepak Parekh as his special advisor for 7thedition of IPL30. US sprint star Tyson Gay has received a one‐ year doping ban from the US Anti‐ DopingAssociation.31. Triple jumper Renjith Maheswary, who has been stopped from receiving Arjuna Awardunder controversial circumstances oncharges of dope violation last year, has again been recommended by the Athletics Federation ofIndia (AFI) for the covetedhonour this year.32. Darren Sammy retires from test cricket but remains T20 captain.33. Ronnie O’Sullivan named as Snooker’s Player of the Year.

34. Lasith Malinga, new captain of Sri Lanka T20 team35. New Zealand's Kiwi Kathy Cross became the first woman to be inducted in an ICC umpires' panel36. Dipika Pallikal ranked No 10 in Women‘s Squash Association (WSA) rankings 37. Saina Nehwal won Syed Modi International India Grand Prix Gold badminton crown bydefeating PV Sindhu in Lucknow.38. BCCI recommends Ravichandran Ashwin ( Off

‐spinner) for Arjuna Award.

39. Anirban Lahiri won Indonesian Masters golf title.40. Grand Master Adhiban won silver medal at the Asian Continental Chess Championship41. Delhi Waveriders beat Jaypee Punjab Warriors to lifts 2nd edition of Hockey India Leaguecup.42. Rafael Nadal remains top of the men‘s ATP tennis rankings. 43. Serena Williams (USA) remains top of the WTA tennis rankings



44. Chennai to host World Bridge Championships next year .45. Shaik Abdul Hameed of India won the 2014 Thailand Tour title of Asian Bowling Federation(ABF).46. Chain Singh and Heena Sidhu claimed gold medals in the seventh Asian Air GunChampionship in Kuwait

47. Swimmer Supriya Mondal has qualified for the 2014 Youth Olympics by winning a goldmedal in the 200m butterfly event atthe Dubai International Aquatic Championships in Hamdan.48. Manavjit Singh Sandhu, the Indian veteran trap shooter jumped to the third spot in the worldrankings.49. Pooja Ghatkar clinches gold in women‘s air rifle in the seventh Asian air gun championship50. Former Australia test batsman Marcus North retires.51. Spain's Real Madrid retained the title of the world's richest soccer club52. Netherlands beat New Zealand to win maiden Hero Hockey World League title

53. Jimmy Walker of the US won the Sony Open golf tournament held in Hawaii54. Veteran Indian shuttler Arvind Bhat lifts German Open title

55. Aditya Joshi is world No.1 junior shuttler.56. Serena Williams beat Victoria Azarenka to win Brisbane International Title.57. ATP Open Tennis tournament held in Chennai.58. Jacques Kallis overtakes Rahul Dravid to become 3rd highest Test run‐ getter59. Dubai tennis championship: Roger Federer defeat defeating Tomas Berdych .60. Graeme Smith, the South African cricket team Captain announced retirement frominternational cricket.61. South Africa's legendary all‐ rounder Jacques Kallis announced retirement from Test cricket.62. Veteran Sri Lankan batsman Mahela Jayawardene has become the sixth‐ highest run‐ scorerin the history of Test cricket63. Kumar Sangakkara, the cricketer of Sri Lankan national team became the second person inthe history of Cricket to score atriple century and a century in the same test match, he joined Graham Gooch, the former skipperof England team.64. Veteran Indian player Joshna Chinappa lifted her maiden WSA World Tour title with theWinnipeg Winter Club Open trophyafter beating Egypt's Heba El Torky .65. Vernon Philander of South Africa topped Test bowler ranking of ICC66. England's spinner Graeme Swann announced retirement from International Cricket.67. Zaheer khan became the fourth Indian bowler to claim 300 wickets in Test cricket. JacquesKallis was his 300th wicket ininternational test cricket. Bowlers of India, who has taken 300 wickets namely Kapil Dev (434wickets), Anil Kumble (619wickets) and Harbhajan Singh (413 wickets).68. India defeat Pakistan to lift Kabaddi World Cup 2013 title. Defending champion Indiaretained the title fourth consecutive term69. India win Women's Kabaddi World Cup 2013 for the third time in a row, defeatingdebutant New Zealand 49‐ 21 in the summitclash played at Guru Gobind Singh sports complex in Jalandhar (Pinjab).70. Junior Hockey World Cup 2013: Germany beat France, register record sixth world title.



71. Rising Test batsman Cheteshwar Pujara has bagged the 'Emerging Cricketer of the Year'2013 trophy .72. The International Cricket Council (ICC) has suspended West Indies offspinner ShaneShillingford from bowling in internationalmatches because of illegal action.

73. Andy Murray crowned BBC 'Sports Personality of the year'2013.74. Ethiopian Runner Atsedu Tsegay won Delhi Half Marathon 2013.75. Australia beat England to seal 5‐ 0 Ashes title76. Hockey World League Final kicked off in New Delhi77. 75th Senior National Table Tennis C‘ship held in Patna 78. The first high altitude cricket stadium in South India, inaugurated at Krishnagiri in Wynaddistrict of Kerala.79. World and European champions Spain top the final FIFA world rankings of the year for thesixth time in a row.80. Mahesh Mangaonkar became the first Indian squash player to win the IMET Open bydefeating Greg Lobban, in the Slovakian

capital of Bratislava.81. John Isner beat Lu Yen‐ hsun of Taiwan to win Auckland title

News related to RBI:

1. Reserve Bank of India reduced free usage of other bank automated teller machines (ATMs) to 3 permonth from

5: Frequent withdrawal of money from ATMs will become expensive from November, with the RBI

imposing a limit of 3

transactions per month from ATMs of other banks and 5 from the same bank in six metropolitan cities.Note: A customer will be required to pay a fee of up to Rs 20 for using Automated Teller Machines

(ATMs) beyond the

permitted numbers of transactions in Delhi, Mumbai, Chennai, Bangalore, Kolkata and Hyderabad.

2. RBI issues guidelines for NBFCs on lending against shares.

Note: According to the guidelines applicable to NBFCs with asset size of Rs. 100 crore and above, the

NBFCs have

to maintain a loan-to-value (of shares pledged) of 50 per cent and accept only Group 1 securities as

collateral for

loans of a value more than Rs. 5 lakh.

3. RBI projects 5.5 % GDP growth during current fiscal.

4. RBI has notified the increase in deposit money under Public

Provident Fund, PPF to 1.5 lakh rupees from 1 lakh rupees.

5. The Reserve Bank of India (RBI) issued draft guidelines for

implementation of Bharat Bill Payment System (BPPS),

an 'anytime anywhere' bill payment system:

The G. Padmanabhan Committee was formed by RBI to study

the Feasibility of Implementation of GIRO-based Payment Systems anticipated that around 30800

million bills amounting

to more than 600000 crore rupees are paid each year in 20 Indian cities.



Note: i. Bharat Bill Payment System is intended for the implementation of a unified bill payment system

across the

country.

This integrated bill payment system will comprise of two entities:

i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the standards related to

payments, clearance

and settlement processii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will be carrying out the

operations in

adherence to the standards fixed by BBPS.

iii. Authorised entities such as agents, banks, service providers, payment gateways would be the

participants at the Bharat

Bill Payment System.

6. Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of banks—small

and payments and

states that these can improve financial inclusion.

Note: i. The idea of payments banks was first proposed by the Nachiket Mor committee on financial

inclusion.

ii. The minimum paid-up capital requirement of both payments banks and small banks is Rs. 100 crore.

The payments

bank will have to invest in government securities with a maturity of up to one year.

Important Points:

i. Small banks will offer both deposits as well as loan products.

ii. Payments banks will be used only for transaction purposes and for deposits. Unlike small banks,

payments banks can’t lend money to people

iii. Payments Banks cannot set up subsidiaries to undertake NBFC business.

iv. Hence, payments banks will offer only a limited range of products such as acceptance of demand

deposits and

remittance of funds.

v. Those eligible to set up a small bank include resident individuals with 10 years of experience in

banking and

finance, companies and societies, NBFCs, microfinance institutions and local area banks.v. Of the minimum capital, the guidelines said, the promoters' initial minimum contribution will be at

least 40 per cent, to

be locked in for a period of five years.

7. RBI tightened the Norms for asset reconstruction companies (ARC) to improve discipline and bring

about

transparency in the sale and purchase of bad loans.

Note: Now, asset reconstruction companies (ARCs) will have to pay upfront 15 per cent of the bid value

of nonperforming

loans, against five per cent earlier.

ii. RBI said ARCs would get up to six months to plan recoveries from the non-performing assets

acquired. Currently, ARCs

get about a year for this.8. GDP growth expected to go up to 5.5% this fiscal: RBI

9. RBI canceled the Licence of The Vasavi Co-operative Urban Bank Ltd., Hyderabad

10. The Reserve Bank of India has inked a memorandum of understanding (MoU) with the Monetary

Authority of Hong Kong

for exchange of supervisory information.

11. RBI permits NBFCs to work as Business Correspondents of banks: With a view to achieve financial

inclusion, the



Reserve Bank of India has allowed Non-Banking Finance Companies to operate as Business

Correspondents (BCs) of

banks, permitting them to offer limited services. Banks will be allowed to work with non-deposit taking

NBFCs as BCs.

Note: The RBI took into account recommendations of Nachiket Mor Committee while reviewing the

existing guidelines

on the appointment of BCs12. The Reserve Bank of India said banks should make all new ATMs installed from July 1, 2014 as

“talking ATMs” with

Braille keypads.

13. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI) announced that plastic currency

notes will be launched

in 2015 after field trials.

14. RBI panel headed by ex-Chairman of Axis Bank, P. J. Nayak recommend for diluting govt stake in

public sector banks to

below 50 %. The government should cut its holding in public sector banks to under 50 per cent, a

Reserve Bank of India

(RBI) panel report on Tuesday said, criticising the way in which the lenders are now being governed.

15. Reserve Bank of India granted banking licences to infrastructure financing firm IDFC andmicrofinance institution

Bandhan from among 25 applicants that included corporate heavyweights ADAG Group, Aditya Birla

Group and Bajaj

Group.

Note: The in-principle approval granted (to the two entities) will be valid for a period of 18 months

during which the

applicants have to comply with the requirements under the guidelines and fulfil the other conditions as

may be stipulated

by the RBI.

Chandra Shekhar Ghosh: CMD of Bandhan financial services

Dr. Rajiv B. Lall: Chairman of IDFC – Infrastructure Finance Company.

16. Reserve Bank of India (RBI) issued the guidelines to allow the minors of age above 10 years to

independently open andoperate savings bank accounts and use other facilities like ATM and cheque books.

17. RBI extended the timeline for full implementation of Basel III norms 31 March 2019 instead of 31

March 2018.

18. RBI extends date of exchanging pre-2005 notes to Jan 1, 2015 .

INCOMETAX

Tax is imposing financial charges on individual or company by central government or state

government. Collected Tax amount is used for building nation (infrastructure & otherdevelopment), to increase arms and ammunition for defense of country and for other welfare

related work. That‘s why it is said that ―Taxes are paid nation are made‖.

Type of Taxes in India:-

Direct Taxes:-



These types of taxes are directly imposed & paid to Government of India. There has been a

steady rise in the net Direct Tax collections in India over the years, which is healthy signal.

Direct taxes, which are imposed by the Government of India, are:

(1) Income Tax:-

Income tax, this tax is mostly known to everyone. Every individual whose total income exceedstaxable limit has to pay income tax based on prevailing rates applicable time to time.

By doing investment in certain scheme you can save Income Tax.

For FY 2014-15 Income tax rates are:-

(2) Capital Gains Tax:-

Capital Gain tax as name suggests it is tax on gain in capital. If you sale property, shares, bonds

& precious material etc. and earn profit on it within predefined time frame you are supposed to

pay capital gain tax. The capital gain is the difference between the money received from selling

the asset and the price paid for it.

Capital gain tax is categorized into short-term gains and long-term gains. The Long-term Capital

Gains Tax is charged if the capital assets are kept for more than certain period 1 year in case of

share and 3 years in case of property. Short-term Capital Gains Tax is applicable if these assets

are held for less than the above-mentioned period.

Rate at which this tax is applied varies based on investment class.

Example:-

If you purchase share at say 1000 Rs/- (per share) and after two months this price increased to1200 Rs/-(per share) you decide to sale this stock and earn profit of 200 Rs/- per share. If you do

so you have to pay Short term CGT (capital gain tax) @ 10% +Education cess on profit as it is

short term capital gain. If you hold same share for 1 year or above it is considered as long term

capital gain and you need not to pay capital gain tax.it is considered as tax free.

(3) Securities Transaction Tax:-

A lot of people do not declare their profit and avoid paying capital gain tax, as government can

only tax those profits, which have been declared by people. To fight with this situation

Government has introduced STT (Securities Transaction Tax ) which is applicable on every

transaction done at stock exchange. That means if you buy or sell equity shares, derivative

instruments, equity oriented Mutual Funds this tax is applicable.

This tax is added to the price of security during the transaction itself, hence you cannot avoid

(save) it. As this tax amount is very low people do not notice it much.

Current STT Rates are:-

(4) Perquisite Tax:-

http://moneyexcel.com/701/moneyexcel.com/3225/best-mutual-funds-to-invest-in-2013-in-india






Earlier to Perquisite Tax we had tax called FBT (Fringe Benefit Tax) which was abolished in

2009, this tax is on benefit given by employer to employee. E.g If your company provides you

non-monetary benefits like car with driver, club membership, ESOP etc. All this benefit is

taxable under perquisite Tax.

In case of ESOP The employee will have to pay tax on the difference between the Fair MarketValue (FMV) of the shares on the date of exercise and the price paid by him/her.

(5) Corporate Tax:-

Corporate Taxes are annual taxes payable on the income of a corporate operating in India. For

the purpose of taxation companies in India are broadly classified into domestic companies and

foreign companies.

Indirect Taxes:-

(6) Sales Tax :-

Sales tax charged on the sales of movable goods. Sale tax on Inter State sale is charged by UnionGovernment, while sales tax on intra-State sale (sale within State) (now termed as VAT) is

charged by State Government.

Sales can be broadly classified in three categories. (a) Inter-State Sale (b) Sale during

import/export (c) Intra-State (i.e. within the State) sale. State Government can impose sales tax

only on sale within the State.

CST is payable on inter-State sales is @ 2%, if C form is obtained. Even if CST is charged by

Union Government, the revenue goes to State Government. State from which movement of

goods commences gets revenue. CST Act is administered by State Government.

(7) Service Tax:-

Most of the paid services you take you have to pay service tax on those services. This tax is

called service tax. Over the past few years, service tax been expanded to cover new services.

Few of the major service which comes under vicinity of service tax are telephone, tour operator,

architect, interior decorator, advertising, beauty parlor, health center, banking and financial

service, event management, maintenance service, consultancy service

Current rate of interest on service tax is 10.3%. This tax is passed on to us by service provider.

(8) Value Added Tax:- The Sales Tax is the most important source of revenue of the state governments; every state has

their respective Sales Tax Act. The tax rates are also different for respective states.

Tax imposed by Central government on sale of goods is called as Sales tax same is called as

Value added tax by state government.VAT is additional to the price of goods and passed on to us

as buyer (end user). Around 220+ Items are covered with VAT.VAT rates vary based on nature

of item and state.



Government is planning to merge service tax and sales tax in form of Goods service tax (GST).

(9) Custom duty & Octroi (On Goods):-

Custom Duty is a type of indirect tax charged on goods imported into India. One has to pay this

duty , on goods that are imported from a foreign country into India. This duty is often payable at

the port of entry (like the airport). This duty rate varies based on nature of items.Octroi is tax applicable on goods entering in to municipality or any other jurisdiction for use,

consumption or sale. In simple terms one can call it as Entry Tax.

(10) Excise Duty:-

An excise or excise duty is a type of tax charged on goods produced within the country. This is

opposite to custom duty which is charged on bringing goods from outside of country. Another

name of this tax is CENVAT (Central Value Added Tax).

If you are producer / manufacturer of goods or you hire labor to manufacture goods you are

liable to pay excise duty.

[nextpage title="Another 10 types of Taxes in India"]

(11) Anti Dumping Duty:-

Dumping is said to occur when the goods are exported by a country to another country at a price

lower than its normal value. This is an unfair trade practice which can have a distortive effect on

international trade. In order to rectify this situation Central Govt. imposes an anti dumping duty

not exceeding the margin of dumping in relation to such goods.

Other Taxes:-

(12) Professional Tax :-

If you are earning professional you need to pay professional tax. Professional tax is imposed by

respective Municipal Corporations. Most of the States in India charge this tax.

This tax is paid by every employee working in Private organizations. The tax is deducted by the

Employer every month and remitted to the Municipal Corporation and it is mandatory like

income tax.

The rate on which this tax is applicable is not same in all states.

(13) Dividend distribution Tax:-

Dividend distribution tax is the tax imposed by the Indian Government on companies according

to the dividend paid to a company‘s investors. Dividend amount to investor is tax free. At present

dividend distribution tax is 15%.(14) Municipal Tax:-

Municipal Corporation in every city imposed tax in terms of property tax. Owner of every

property has to pay this tax. This tax rate varies in every city.

(15) Entertainment Tax:-



Tax is also applicable on Entertainment; this tax is imposed by state government on every

financial transaction that is related to entertainment such as movie tickets, major commercial

shows exhibition, broadcasting service, DTH service and cable service.

(16) Stamp Duty, Registration Fees, Transfer Tax:-

If you decide to purchase property than in addition to cost paid to seller. You must consideradditional cost to transfer that property on your name.

That cost include registration fees, stamp duty and transfer tax. This is required for preparing

legal document of property.

In simple sense this tax is imposed on the handing over of the title of property ownership by one

person to another. It incorporates a legal transaction fee & stamp duty. This amount varies from

property to property based on cost.

(17) Education Cess , Surcharge:-

Education cess is deducted and used for Education of poor people in INDIA. All taxes in India

are subject to an education cess, which is 3% of the total tax payable. The education cess ismainly applicable on Income tax, excise duty and service tax.

Surcharge is an extra tax or fees that added to your existing tax calculation. This tax is applied on

tax amount.

(18) Gift Tax:-

If you receive gift from someone it is clubbed with your income and you need to pay tax on it.

This tax is called as gift tax.

This tax is applicable if gift amount or value is more than 50000 Rs/- in a year.

(19) Wealth Tax:- Wealth tax is a direct tax, which is charged on the net wealth of the assessee. Wealth tax is

chargeable in respect of Net wealth corresponding to Valuation date.Net wealth means all assets

less loans taken to acquire those assets. Wealth tax is 1% on net wealth exceeding 30 Lakhs (Rs

3,000,000). So if you have more money, assets you are liable to pay tax.

(20) Toll Tax:-

At some of places you need to pay tax in order to use infrastructure (road, bridge etc.) build from

your money given to government as Tax. This tax is called as toll tax. This tax amount is very

small amount but, to be paid for maintenance work and good up keeping.

The following INCOME TAX RATES ARE applicable for the Financial Year ending

March 31, 2015 (Financial Year 2014-15)-Assessment Year 2015-16):

Every year the income tax rates are changed and it is important to get the latest income tax

rates. We give below the Income Tax Rates and Slabs applicable for the FY 2014-15 or AY

2015-16.



come Range

General

(non-senior

citizens)

Category

Women (Below 60 years of age) (This category is abolished

from this year and is thus is

same as that of General

Category

Senior Citizens (Men

and Women above 60

years of age), but

below 80 years

Very Se

Citizens

and Wo

above 80

of ag

to Rs. 2,50,000 Nil Nil Nil Nil

2,50,001 to Rs. 3,00,000 10% * 10% * Nil Nil

3,00,001 to Rs. 5,00,000 10% * 10% * 10% * Nil

5,00,001 to Rs. 10,00,000 20% 20% 20% 20%

ove Rs. 10,00,000 30% ** 30% ** 30% ** 30%**

Some Recent Working Groups & Committees by RBI

Their Focus Area: (Name of Chairmen is given)

1. Working Group on Benchmark Prime Lending Rate (BPLR): Deepak Mohanty

2. Working Group on Surveys: Deepak Mohanty

3. High Level Committee to Review Lead Bank Scheme: Usha Thorat

4. Working Group to Review the Business Correspondent Model: P Vijaya

Bhaskar Rao

5. High Level Group on Systems and Procedures for Currency Distribution: Usha

Thorat

6. G20 Working Group on Enhancing Sound Regulation and Strengthening

Transparency: Dr. Rakesh Mohan and Mr. Tiff Macklem 7. Committee onFinancial Sector Assessment: Dr. Rakesh Mohan

8. High Level Committee on Estimation of Savings and Investment: Dr. C.

Rangarajan



9. Committee on the Global Financial System (CGFS) on Capital Flows and

Emerging Market Economies: Dr. Rakesh Mohan

10. Task Force For Diamond Sector: A K Bera

11. Technical Advisory Group on Development of Housing Start-Up Index inIndia: Prof. Amitabh Kundu

12. Working Group on Defraying Cost of ICT Solutions for RRBs: Shri G.

Padmanabhan

13. Working Group on IT support for Urban Cooperative Banks: R Gandhi

14. Working Group on Technology Upgradation of Regional Rural Banks: Shri G.

Srinivasan

15. Interest Rate Futures : Shri V.K. Sharma

16. Internal Working Group to Study the Recommendations of the NCEUS Report:

KUB Rao

17. Working Group on Improvement of Banking Services in the Union Territory of

Lakshadweep: S. Ramaswamy

18. Working Group on Rehabilitation of Sick SMEs: Dr. K. C. Chakrabarty

19. Working Group on Improvement of Banking Services In Jharkhand: V.S.Das

20. Working Group on Improvement of Banking Services in Himachal Pradesh:

Dr. J. Sadakkadulla

21. Internal Technical Group on Seasonal Movements in Inflation: Dr. Balvant

Singh

22. Working Group to Examine the Procedures and Processes of Agricultural

Loans: C P Swarankar

23. Task Force on Empowering RRB Boards for Operational EfficiencyDr. K.G.

Karmakar

24. Technical Group Set up to Review Legislations on Money Lending: Shri.S. C.

Gupta



25. Working Group To Suggest Measures To Assist Distressed Farmers: Shri. S. S.

Johl

26. Technical Group on Statistics for International Trade in Banking Services: Shri

K.S.R.Rao27. Technical Advisory Group On Development Of Leading Economic Indicators

For Indian EconomyDr. R B Barman

28. Working Group on Savings for the Eleventh Five Year Plan (2007-08 to 2011-

12): Dr.Rakesh Mohan

29. Working Group on Compilation of State Government Liabilities : Dr. N.D.

Jadhav

30. Working Group on Improvement of Banking Services in Uttaranchal: V.S. Das

31. Working Group on Cost of NRI Remittances: P. K. Pain

32. Working group to formulate a scheme for Ensuring Reasonableness of Bank

Charges: N. Sadasivam 33. Committee on Fuller Capital Account Convertibility:

S.S.Tarapore

34. Committee on Financial Sector Plan for North Eastern Region: Smt. Usha

Thorat

35. Survey on Impact of Trade Related Measures on Transaction Costs of Exports:

Balwant Singh

36. Advisory Committee on Ways and Means Advances to State Governments:

M.P.Bezbaruah

37. Need and Use Behavior for Small Denomination Coins: Sanal Kumar

Velayudhan

38. Debt Sustainability at State Level in India: Indira Rajaraman, Shashank Bhide

and R.K.Pattnaik

39. Internal Group to Examine Issues Relating to Rural Credit and Microfinance:

Shri H.R.Khan



40. Working Group to Review Export Credit: Shri Anand Sinha

41. Internal Working Group on RRBs: Shri A V Sardesai

42. Working Group on Warehouse Receipts and Commodity Futures: Shri

Prashant Saran

43. Internal Group to Review Guidelines on Credit Flow to SME Sector: Shri

C.S.Murthy

44. Working Group on Regulatory Mechanism for Cards Shri R.Gandhi

45. Group on Model Fiscal Responsibility Legislation at State Level: Shri H R

Khan

46. Task Force on Revival of Cooperative Credit Institutions: Prof.A.Vaidyanathan

47. Special Group for Formulation of Debt Restructuring Mechanism for Medium

Enterprises: Shri G.Srinivasan

48. Working Group on Screen Based Trading In Government Securities:

Dr.R.H.Patil

49. Expert Group on Internet Deployment of Central Database Management

System (CDBMS): Prof.A.Vaidyanathan

50. Report on Monitoring of Financial Conglomerates: Smt.Shyamala Gopinath

51. Working Group on Development Financial Institutions: Shri N. Sadasivan

52. Advisory Committee to Advise on the Administered Interest Rates and

Rationalisation of Saving Instruments: Dr.Rakesh Mohan

53. Advisory Committee on Flow of Credit to Agriculture: Prof.V.S.Vyas

54. Working Group on Flow of Credit to SSI Sector: Dr.A.S.Ganguly

55. Group to Study the Pension Liabilities of the State Governments: B. K.

Bhattacharya

56. Rupee Interest Rate Derivatives : Shri G. Padmanabhan



57. Working Group on Instruments of Sterilisation: Smt. Usha Thorat

58. Working Group on Information on State Government Guaranteed Advances

and Bonds: Shri.G.Padmanabhan

59. Working Group on Cheque Truncation and E- cheques: Dr.Barman, ED

60. Working Group on Introduction of Credit Derivatives in India: Shri B.

Mahapatra

61. Group to Assess the Fiscal Risk of State Government Guarantees: Smt. Usha

Thorat

62. Advisory Committee on Ways and Means Advances to State Governments:

Shri C.Ramachandran

63. Working Group on Rupee Derivatives: Shri Jaspal Bindra

64. Committee on Computer Audit: Shri A.L. Narasimhan

65. Committee on Payment Systems: Dr R H Patil

66. Review Group on The Working of The Local Area Bank SchemeShri

G.Ramachandran

67. Technical Group on Statistics of International Trade in Services: Shri DeepakMohanty

68. Working Group for Suggesting Operational and Prudential Guidelines on

STRIPS (Separately Traded Registered Interest and Principal of Securities): Shri

M.R.Ramesh

69. Working Group on Electronic Money: Mr.Zarir J. Cama

70. Working Group on Economic Indicators Dr. R.B. Barman

71. Working Group to Examine the Role of Credit Information Bureaus in

Collection and Dissemination of Information on Suit-filed Accounts and

Defaulters: Shri S.R. Iyer

72. Information systems audit policy for the banking and financial sector: Dr.

R.B.Burman



73. Working Group on Consolidated Accounting and Other Quantitative Methods

to Facilitate Consolidated Supervision: Shri Vipin Malik

74. Expert Committee to Review the System of Administered Interest Rates and

Other Related Issues: Dr.Y.V. Reddy75. Inter-Departmental Group to study the Rationalisation of Current account

Facility with Reserve Bank of India: Shri K.W. Korgaonkar

76. The Expert Committee on Legal Aspects of Bank Frauds: Dr.N.L. Mitra

77. The Standing Committee on International Financial Standards and Codes

Standing Committee on International Financial Standards and Codes: Dr.

Y.V.Reddy

78. Technical Group on Market Integrity: Shri C.R. Muralidharan

79. Technical Group on Phasing Out of Non-banks from Call/Notice Money

Market (March 2001): Dr.Y.V.Reddy

80. Core Group on Voluntary Disclosure Norms for State Governments:

Dr.Y.V.Reddy

81. Task Force to Study the Cooperative Credit System and Suggest Measures for

its Strengthening: Shri Jagdish Kapoor

82. Internal Group to Review the Guidelines Relating to Commercial Paper:

Dr.Y.V.Reddy

83. High Power Committee on Urban Cooperative Banks: Shri Madhav Rao

84. Working Group for setting up Credit Information Bureau in India: Shri

N.H.Siddiqui

85. Committee for Redesigning of Financial Statements of Non- BankingFinancial Companies: Shri V.S.N. Murthy

86. Working Group on Restructuring Weak Public Sector Banks: Shri M.S.Verma

Working Group for Working Out Modalities on Dissemination of Information in

Electronic Form: Shri Y.S.P. Thorat and Shri C.R. Gopalasundaram



87. Committee on Technology Upgradation in the Banking Sector: Dr

A.Vasudevan ]

88. Working Group of EURO: Shri V.Subrahmanyam

89. New Monetary Aggregates: Dr. Y.V. Reddy

90. Committee on Capital Account Convertibility: Shri S.S.Tarapore

About Policy Rates

1. Basis points: It is the increase in interest rates in percentage terms. For instance,if the interest rate increases by 50 basis points

(bsp), then it means that interest rate has been increase by 50%. One percentage point is broken down into 100 basis points.Therefore, an increase from 2% to 3% is an increase of one percentage point or100 basis points.2. CRR : Cash reserve Ratio (CRR) is the amount of funds that the banks have tokeep with RBI. If RBI decides to increase the

percent of this, the available amount with the banks comes down. RBI is using thismethod (increase of CRR rate), to drain outthe excessive money from the banks. The current rate is 4%, which means for acash deposit of Rs. 100, the bank has to park 4

rupee with the central bank.3. Repo rate: Repo rate is the policy rate and is part of RBI‘s Liquidity

Adjustment Facility (LAF). It is the rate at which commercial banks borrow from the RBI by selling their securities or financial assets to the RBIfor a short‐ period of time. It comes with anagreement that the sold securities will be repurchased by the commercial banksfrom the RBI at a future date at predetermined

price. The repo rate is used by the central bank to increase liquidity in the system.4. Reverse repo rate: Reverse Repo Rate is also a part of LAF. It is the rate of

interest at which the central bank borrows fundsfrom other banks for a short duration. The banks deposit their short term excessfunds with the central bank and earn intereston it. This rate is used by the central bank to absorb liquidity from the economy.Generally it is one percentage less than the Reporate.



5. Bank rate: The only way the bank rate is different from the repo rate is that the bank rate is the rate at which banks borrowmoney from the central bank without any sale of securities. It is generally for a

longer period of time

6. Marginal Standing Facility: The Reserve Bank of India in its monetary policyfor 2011‐12 introduced the marginal standingfacility under which banks could borrow funds from RBI when there is aconsiderable shortfall of liquidity. This measure has

been introduced by RBI to regulate short‐term asset liability mismatches moreeffectively. Under this facility, banks can borrowup to 1% of their net demand.

7. Liquidity Adjustment Facility: Under this facility, banks borrow from the

central bank by pledging government securities.8. Statutory Liquidity Ratio: This is the percentage of deposits that banks mustmandatorily hold in the form of government

bonds. SLR bonds are liquid assets that can be sold at a short notice to meet any

unexpected demand from depositors.

News related to RBI:

1. RBI, has decided that Indian companies will not be permitted toraise External Commercial Borrowings from overseas branches or

subsidiaries of Indian banks for refinance or repayment of theRupee loans raised from domestic banking system.2. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI)announced that plastic currency notes will be launched in 2015

after field trials.

3. RBI panel headed by ex‐

Chairman of Axis Bank, P. J. Nayak

recommend for diluting govt stake in public sector banks to below50 %. The government should cut its holding in public sector

banks to under 50 per cent, a Reserve Bank of India (RBI) panel

report on Tuesday said, criticising the way in which the lendersare now being governed.4. Reserve Bank of India granted banking licences to infrastructurefinancing firm IDFC and microfinance institution Bandhan

from among 25 applicants that included corporate heavyweightsADAG Group, Aditya Birla Group and Bajaj Group.Note: The in‐ principle approval granted (to the two entities) will



be valid for a period of 18 months during which the applicantshave to comply with the requirements under the guidelines andfulfil the other conditions as may be stipulated by the RBI.Chandra Shekhar Ghosh: CMD of Bandhan financial servicesDr. Rajiv B. Lall: Chairman of IDFC – Infrastructure FinanceCompany.5. Reserve Bank of India (RBI) issued the guidelines to allow theminors of age above 10 years to independently open and operatesavings bank accounts and use other facilities like ATM andcheque books.6. RBI extended the timeline for full implementation of Basel III

norms 31 March 2019 instead of 31 March 2018.7. RBI in consultation with Union Government on 1 April 2014capped the Ways and Means Advances (WMA) limits for the first half of the new

financial year 2014‐15 (April 2014‐Sep 2014) at35000 crore rupees.Note: The interest rate on WMA/overdraft will be based on: a) WMA: RepoRate. b) Overdraft: Two percent above the RepoRate8. RBI extends date of exchanging pre‐2005 notes to Jan 1, 2015Note: The Reserve Bank has further clarified that the public can continue to freelyuse these notes for any transaction. RBI hassaid that people can unhesitatingly receive these notes in payment, as all such notes

continue to remain legal tender.9. Reserve Bank of India (RBI) hiked the trade related remittance limit from 2

lakh rupees to 5 lakh rupees per transaction withimmediate effect. It also increased the number of transaction handled by exchangehouses.10. KC Chakrabarty, Deputy Governor, Reserve Bank of India, has quit threemonths ahead of completion of his term.11. RBI pegged 2014‐15 GDP growth at a central estimate of 5.5 percent.12. Economic growth for 2014‐15 expected at 5.5 pc.13. CAD expected to come down to 2 pc of GDP in 2014‐15.

14. Retail inflation expected to be under 6 pc in 2014.15. RBI panel headed by RBI Deputy Governor Anand Sinha has recommended

bringing a benchmark floating interest rate,especially for home loans. Panel also suggested Indian Banks Base Rate (IBBR).

16. The deadline for switching to new format bank cheques under the ChequeTruncation System (CTS) ended on 30 April 2014.



17. RBI scraps 26% cap on interest rate for MFIs: (RBI) removed 26 per cent capon the interest rate that can be charged by amicrofinance company to its borrowers. MFI is allowed to charge interest rateequal to 2.75 times the average of the base rates ofthe top five commercial banks.18. RBI permits 4 non

bank entities to set up white label ATMs: The Reserve

Bank has issued ‗certificate of authorisation‘ to four non‐ bank entities:

(1) Tata Communications Payment Solutions(2) Muthoot Finance,(3) Prizm Payment Services and(4) Vakrangee Ltd. , to set up White Label ATMs (WLAs) in the country.Note: Most of the ATMs belong to banks, but the cash dispensing machines whichare owned and operated by non‐ banking

companies are called White Label ATMs.19. RBI permits Srei to roll out white label ATMs: Srei Infrastructure Finance is

planning to start roll‐out of its while label ATMs(WLAs) between July and September starting with a pilot of 200 Tier ‐III towns inUttar Pradesh and Bihar.20. The expert committee headed by Urjit R. Patel, Deputy Governor of theReserve Bank of India examine the current monetary

policy framework of the Reserve Bank of India (RBI) has suggested that the apex bank should adopt the new CPI (consumer price

index) as the measure of the nominal anchor for policy communication. Thenominal anchor or the target for inflation should beset at 4 per cent with a band of +/‐ 2 per cent around it.21. Ex-Chairman of Axis Bank, P. J. Nayak is the head of the expert panel to

review bank boards’ governance. The panel willreview the RBI's regulatory guidelines on ownership of banks and representation intheir boards, among other things.22. The Reserve Bank of India has raised the Foreign Institutional Investors, FIIsinvestment limit in the Power Grid Corporation to30 per cent of its paid up capital, under the Portfolio Investment Scheme.

23. The Reserve Bank of India (RBI) has doubled the sub‐limit for foreign

investment in government securities, to USD 10 billion by long‐terminvestors. RBI's move is aimed to attract more foreign funds. Investorslike sovereign wealth funds (SWFs), multilateral agencies, insurancefunds, pension funds and foreign central banks are considered as longterm investors.



24. RBI relaxes gold loan norms: The Reserve Bank of India has allowed Non‐Banking Financial Companies, NBFCs to lend up to75 per cent of the value of gold. It was 60 per cent earlier.25. RBI panel (headed by banker Nachiket Mor) has suggested setting up ofspecialised banks to cater to low income householdsto ensure that all citizens have bank accounts by 2016.26. The RBI

appointed committee on financial inclusion has recommended thatthe central bank should set up specialised

banks called Payments Bank to provide payment services and deposit products tosmall businesses and low‐income households.The committee, headed by Nachiket Mor, said that since the new bank will bedealing with poor customers, such a bank must

be allowed to accept a maximum deposit of not more than Rs 50,000.27. The Reserve Bank of India (RBI) had set up a panel under executive director

Deepak Mohanty to review the current system ofdata collection, dissemination and data management processes in the central

bank and improve the existing mechanism.28. RBI tightens norms for credit card holders: RBI advised banks to treat acredit card account as a non‐ performing asset if thecustomer fails to pay the minimum due amount within a stipulated 90‐day period.

1. The Reserve Bank of India (RBI) issued draft guidelines for implementation ofBharat Bill Payment System (BPPS),an 'anytime anywhere' bill payment system:

The G. Padmanabhan Committee was formed by RBI to study the Feasibility ofImplementation of GIRO‐ basedPayment Systems anticipated that around 30800 million bills amounting to morethan 600000 crore rupees are paideach year in 20 Indian cities.Note: i. Bharat Bill Payment System is intended for the implementation of aunified bill payment system across thecountry.This integrated bill payment system will comprise of two entities:

i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up thestandards related to payments,clearance and settlement processii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will

be carrying out the operations inadherence to the standards fixed by BBPS.



iii. Authorised entities such as agents, banks, service providers, payment gatewayswould be the participants at theBharat Bill Payment System.2. Reserve Bank of India (RBI) recently issued draft guidelines for two newcategories of banks — small and

payments and states that these can improve financial inclusion.Note: i. The idea of payments banks was first proposed by the Nachiket Mor

committee on financial inclusion.

ii. The minimum paid‐up capital requirement of both payments banks and small banks is Rs. 100 crore. The payments bank will have to invest in government securities with a maturity of up

to one year

in banking and

finance, companies and societies, NBFCs,

Important Points:

i. Small banks will offer both deposits as well as loan products.

ii. Payments banks will be used only for transaction purposes and for deposits.Unlike small banks, payments bankscan‘t lend money to people.

iii. Payments Banks cannot set up subsidiaries toundertake NBFC business.iv. Hence, payments banks will offer only a limited range of

products such as acceptance of demand deposits and remittanceof funds.

v. Those eligible to set up a small bank include residentindividuals with 10 years of experience microfinance

institutions and local area banks.v. Of the minimum capital, the guidelines said, the promoters'

initial minimum contribution will be at least 40 per cent, to belocked in for a period of five years.3. RBI tightened the Norms for asset reconstructioncompanies (ARC) to improve discipline and bring about

transparency in the sale and purchase of bad loans.

Note: Now, asset reconstruction companies (ARCs) will have to



pay upfront 15 per cent of the bid value of non‐ performingloans, against five per cent earlier.ii. RBI said ARCs would get up to six months to plan recoveriesfrom the non‐ performing assets acquired. Currently, ARCs getabout a year for this.4. GDP growth expected to go up to 5.5% this fiscal: RBI5. RBI canceled the Licence of The Vasavi Co

operative Urban

Bank Ltd., Hyderabad6. The Reserve Bank has cancelled the licenses of six Delhi‐ basednon banking financial companies following which they would

not be able to conduct business.

1. GE Strategic Investments India, 2. Profound Exports,3. Two Brothers Holding, 4. Swank Services Private Ltd,

5. Praxis Consulting and6. Information Services and Credible Microfinance Ltd," RBI said in a notification.7. The Reserve Bank of India has inked a memorandum of understanding (MoU)with the Monetary Authority of HongKong for exchange of supervisory information.8. RBI has allowed Non‐Banking Financial Companies (NBFCs) to accept e‐KYCservice as a valid process to verifyidentity and address proof of customers to reduce risk of fraud and forgery.9. RBI permits NBFCs to work as Business Correspondents of banks: With aview to achieve financial inclusion, theReserve Bank of India has allowed Non

‐Banking Finance Companies to operate as

Business Correspondents (BCs) of banks, permitting them to offer limited services. Banks will be allowed to workwith non‐deposit taking NBFCs as BCs.Note: The RBI took into account recommendations of Nachiket Mor Committee

while reviewing the existing guidelineson the appointment of BCs.

News Related to Banking & Finance

1. According to a UN report Indian economy expected to grow by 5.5% in

current fiscal.2. The Securities and Exchange Board of India, SEBI has imposed a penalty of13 crore rupees on Reliance Industries



Limited for alleged irregularities in issuance of warrants by the company to its promoters.3. ICICI Bank launches travel card for students : ICICI Bank, has announced thelaunch of the ‗ICICI Bank Student

Travel Card’, which enables students going abroad for higher studies to take careof their expenses.

Note: ICICI Bank Student Travel Card is available in the dollar, pound, euro,Australian dollar and Canadian dollar. Itis valid for three years and can be applied for from any foreign exchange‐enabledICICI Bank branch. Anyone,including non‐customers, can apply for this card.4. India Ratings & Research revised its FY15 gross domestic product (GDP)growth forecast to 5.7 per cent from itsApril 2014 forecast of 5.6 per cent.

5. The Supreme Court (SC) ruled that a complaint about a bounced cheque mustonly be filed at the place where the

bank dishonoured it, settling doubts raised by its own earlier conflicting judgmentson the jurisdiction of amagistrate.6. Asian Development Bank (ADB) has upgraded India's economic growthforecast to 6.3 per cent in 2015‐167. The World Bank has committed 15 to 18 billion dollars to India by 2017 to helpthe country return to a higher

growth path which is critical for boosting jobs and reducing poverty.8. HDFC Bank Ltd has opened its branch in Dubai. After Bahrain and Hong Kong,this is HDFC Bank‘s third overseas

branch.9. World Bank to give $153 mn loan for Odisha project: India has inked a loanagreement with World Bank forassistance of $153 million (about Rs 920 crore) for the Odisha Disaster RecoveryProject.10. A panel headed by former Economic Advisor to Prime Minister , CRangarajan sets poverty line at Rupees 32 per day in

rural areas and Rupees 47 in Urban areas.He also said that the number of poor in India was much higher in2011‐12 at 29.5 per cent of the population, which means that threeout of 10 persons are poor.The Rangarajan Committee was set up last year to review theTendulkar Committee methodology for estimating poverty and

clear the ambiguity over the number of poor in the country.



GK QUESTIONS ASKED IN DIFFERENT EXAMS

GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014

(Evening ShIFT)

General Awareness Questions1. Sanjita Chanu wins gold in: Weightlifting

2. Abhinav Bindra related to: Shooting

3. Apurvi Chandela related to:Shooting

4. 6th BRICS summit held in: Fortaleza, Brazil

5. Anirban Lahiri belongs to which sports: Golf

6. Rory Mcllory belongs to which sports: Golf

7. JAC full form: Judical Appointment Commission

8. NHB full form: National housing bank

9. KYC full form: know your customer

10. India celebrated it's ___ independence day on 15th Aug, 2014: 68th

11. Who is Gurdial singh sandhu: Economist

12. PPF investment Limit: Rs 1.5lakh

13. Kohima is the capital of: Nagaland

GA Questions - RBI Assistant Exam - 28th-Sept:2014 (Morning Shift)

General Awareness Questions:

1. Who directed the silent film raja Harish Chandra: Dadasaheb Phalke

2. Indian foreign exchange reserves value in us dollars?3. According to Census 2011 highest sex ratio for which state: Kerala

4. Repo rate: 8%

5. CRR – 4%

6. Number of directors in RBI – 4 deputy directors



7. Euro is the currency of which country?

8. Satish Shivlingam realeted to which: Weightlifting

9. Who is Nripendra Mishra: Principal Sec. to PM

10. Defence minister: Arun Jaitely

11. Home minister: Rajnath Singh

12. PMGSY Established by-2002

13. IAY--Allocate financial assistance

14. Budget Allocate for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr

15. Young India book author...MK GANDHI

16. India retail price index Aug 2014

17. MGNERGA Act launched in: 2006

18. National Pension System (NPS) launched in — 2004

19. Which max is the maximum deposit resrve other than SBi---PNB or BOI

20. Capital of ITALY- Rome

21. Men‘s 56 weightlifting --- Sukhen Dey

22. Rashtriya Swasthya Bima Yojana (RSBY) launched by : Ministry of Labour and

Employment

23. Commonwealth total medal of India --- 64

24. WTO member -160

25. Official director of RBI - Raghuram Rajan

26. Van Bandhu Kalyan Yojana has allocated Rs.100 crore

27. Monetary policy published and controlled by – RBI

28. On Advances taking as loan ---pre- shipment

GA Questions - IBPS RRB Office Assistant Exam - 27th-Sept:2014

(Evening Shift)




1. Yuki Bhambri related to which sport – Tennis

2. Lionel Messi player of which country: Argentina 3. In budget tax free home loan limit: Rs. 2 lakh.

4. Income tax limit other than senior citizen: Rs. 2.5 lakh

5. Smart car launched --- Tata Nano

6. Gangtok is the capital of: Sikkim

7. Jai Bhagwan related to which sport: Boxing

8. China currency: Yuan

9. Volley term from which sport - Tennis

10. How many IIMS to be opened, proposed in budget - 5

11. Kargil war in which year: July 1999

12. ISRO headquarter: Bangalore

13. Make in India terms launched by – PM N. Modi

14. Bio food park in which state?

15. first Governor General of India: Lord Mountbatten

16. VIkas Thakur is related to which sport: Weightlifting

17. one Adarsh gram created by ministers of state completed in which year: 2016

18. National judicial appointment bill person qualities like qualified ,reliable ability etc.

19. Ryder cup related to which game: Golf

20. Jitender Singh which ministry: Science and Technology

21. Parliamentary award for 2011:

GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014

(Morning Shift)




26. Who is Shashikant Sharma: Former GAG of India, appointed UN board of auditors

27. Doppler radar was used by: Indian metrological department

GA Questions Asked in IBPS RRB Exam - 27th Sept-2014 (Morning

Shift)General Awareness Questions

Number of Express trains :27 Hole associated with : Golf COO : Chief operating officer ARC : Asset Reconstructing Company HR khan : Deputy governor New IIMs : 5 how many free transactions from different bank ATM in metro cities :3 Revised age under Juvenile Crime Act : 16-18 M vijay is related to : Cricket Who scored highest run in 5th test from Indian Cricket Team : MS Dhoni First president of India ? : Rajendra Prasad Mizoram Capital :Aizawl Bangladesh Currency : TAKA First satellite sent by India : Aryabhatta KYC related to : Opening bank account Tallest flag used in which place on 15th august : Central Park, Connaught Place Question related to Narendra Modi Cricketer to politician : Imran khan Shooting : Jitu rai Adani invested 15.5 bn in which country : Australia Udupi thermal power plant purchased by : Adani Maryam Mirzakhani which country : Iran Sergio Ramos which sport : Football Education Cess : 3% Capital gain tax : 20% Boko haram organisation is from which country ? Nigeria Highest student populated country according to Census 2011 : India Ponzi Scam Operation Vijay is related to : Kargil Ashok Chakra Winner : Major Mohit Sharma (Posthumous), Havildar Rajesh

Kumar (Posthumous). Major D. Sreeram Kumar SEBI related to Money Market

NJAC : for the appointment and transfer of judges to the higher judiciary

GA Questions - RBI Assistant Exam - 26 Sept-2014 (Evening Shift)



General Awareness Questions

1. Tibor full form - Tokyo Interbank Offered Rate

2. Japan's dance - Odori and Mai

3. Current CRR - 4%

4. How much interest paid by rbi on deposit of CRR? Zero

5. Prime minister of UK - David Cameroon

6. Newly elected deputy governor - S.S. Mundra

7. RBI proposed for 5th deputy governor by post - Chief Operating Officer

8. One question was from world bank (option given ..not part of wb)

9. One question from tag line of bank

10. Which is not nationalised bank from option

11., No question from budget

12. Shadow banking committee headed by - T. Vijay Bhaskar

13. Overhead is related which sport - Netball 14. Who is lady election commission officer? V.S. Ramadevi

15. FDI in Public sector bank? - 20%

16. Summer 2016 games held in? Rio De Janeiro

17. Which do not work under RBI ? Options were IMF, IFC, etc - Answer is IMF

GA Questions - RBI Assistant Exam - 26 Sept-2014 (Morning Shift)


1. Total imports done in 2013-14 ? - $616.7 billion

2. Total exports done in 2013-14 ? - $442.4 billion

3. Pound sterling is the currency of which country - United Kingdom

4. PM Modi is which PM of India? 15th PM

5. Which Lok Sabha election was held recently? - 16th

6. Netherlands Capital? - Amsterdam

7. India wins how many gold in CWG? 15

8. NASSCOM chairman? R. Chandrashekaran

9. Best film (hindi) in Nationals? - Jolly LLB

10. GDP for 2014-15 by IMF? - 5.4%11. India's first motion picture? - Raja Harishchandra

12. India's first newspaper? - Bengal Gazette

13. One question from whole price index.

14. Total women population in the world as per census? -

15. Press council of India formed in which year? - 1978

16. Indira Awas Yojna which year formed? - 1996



17. Which of following country is not a male dominated country? - USA

18. Currency of UK ? - Pound Sterling

19. Minister of Railways ? - Sadananda Gowda

20. One question on China's development index.

21. Newly granted license for which two banks ? - IDFC and Bandhan

22. Who among the following is not a RBI deputy governors ?

23. World Heart day? - 29 September

24. Current Foreign Exchange reserve of India? - 319,390 million $ US

25. WTO head quarters? - Geneva

26. When did India become member of WTO? - 1995

27. RBI formed in which Year? - 1935

28. Any Time Milk by which company? - Amul

29. India's first Postal Savings Office ATM located in which city? - Chennai

30 .First newspaper of india-bengal gazette

GA Questions Asked in RBI Assistant Exam - 24-Sept-2014

(Evening Shift)

General Awareness Question

1. Railway Minister of India - Sadananda Gowda

2. Malaysia Currency - Ringgit 3. World Environment Day - 5 June

4. New IIMs are in which district - Himachal Pradesh, Punjab, Bihar, Orissa and Rajasthan. 5. Who is John Carrey? - Actor

6. Tintu Lukka from which game - Athletics 7. Sanitation Program in Budget till - 2019

8. Oscar winner in leading role actor - Matthew McConaughey

9. Who is the USA Secretary of State - John Kerry

10. Which country capital is Port Victoria? - Seychelles

11. Cry the peacock author? - Anita Desai 12. Atomic Energy minister of India - Narendra Modi 13. French Open winner - Rafael Nadal 14. One question on hill station in which state?

15. One question on dance form

16. Narora Power Plant situated in? U.P

17. Best Director National Awards? Hansal Mehta

18. U.K. Prime Minister? David Cameroon

19. Full Form Of UNCTAD - United Nations Conference on Trade and Development 20. Sattriya is the dance form of which state? - Assam

21. Full form of SARFAESI - Securitisation and Reconstruction of Financial Assets andEnforcement of Security Interest Act. 22. Leander Paes related to which game? - Tennis



23. Rihand Dam in which state? - Uttar Pradesh

24. India and England Test Series Man of the Series for India - Bhuvaneshwar Kumar

GA Questions Asked in RBI Assistant Exam - 24-Sept-2014(Morning Shift)


1. Mogadishu is the capital of which country: Somalia

2. Denmark currency: Danish Krone

3. Urban Development Minister: Venkaiah Naidu

4. Smriti Irani is holding which ministry: HRD Ministry

5. Arjuna Award for which cricketer: R. Ashwin

6. "The God of Small Things" novel author: Arundhati Roy

7. Public provident fund interest rate: 8.7%

8. Rawatbhata power plant in which state: Rajasthan

9. New IIM'S will be in which state ?( four states have given and asked for the fifth

one)

10. National Sports Day: 29 Aug

11. Kathakali dance from which state: Kerala

12. e-visa in how many cities to promote tourism: 9

13. M singles French open 2014 winner : Rafal Nadal

14. FIDE world (rapid chess championship) won by which player: Magnus Carlsen

15. Vice President of USA: Joe Biden

16. Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag

17. Governor of Maharashtra: C Vidyasagar Rao

18. Li-tatina (tomator tyoha) festival of which country: Spain

19. Hill station 'ARAKU' in which state: Andhra Pradesh



GA Questions Asked in RBI Assistant Exam - 25-Sept-2014(Morning Shift)


1. Zambia capital - Lusaka 2. Port Louis is capital of - Mauritius 3. Russia currency - Russian Ruble 4. Home Affairs Minister - Shri Rajnath Singh 5. Rural Development Minister - Nitin Gadhkari 6. France President - François Hollande 7. Coorg Hill station is where? – Karnataka 8. Kathak dance - UP

9. Kakrapar power plant is in - Gujarat

10. Kerala new Governor - P Sathasivam

11. Question based on Price stabilization fund -

12 REIT abbreviation - Real Estate Investment Trust

13. How much percent of passenger traffic increased in railways? - 9%

14. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo

15. BKS Iyengar is related to which field? Yoga

16. IIMs 4 given 5th is? - Rajasthan

18. Best actor in national film awards ? - Suraj Venjaramoodu(Malayalam), Raj Kumar

Rao(Hindi)

19. Best actress in Oscar? Cate Blanchett

20. Rajiv Khel Ratna award 2014? - None

21. US released postage stamp on who actor ? - Akkineni Nageswara Rao 22. "The suitable boy" written by? - Vikram Seth

23. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze

24. World Computer Literacy Day? - 2nd December

25. Cheruthoni dam in which state? - Kerala

26. Japan will give total money for infra project? - $ 33 Billion

27. Home Minister ? - Rajnath Singh

28. How much was given for price stabilisation fund- 500 cr

GA Questions - RBI Assistant Exam - 25 Sept-2014 (Evening)


1. Indira sagar dam located in which state – Madhya Pradesh

2. Kaiga power plant in which state – Karnataka

3. Addis Ababa capital of – Ethiopia



4. Bangladesh currency – Taka

5. External affairs minister – Sushma Swaraj

6. Japan Prime Minister – Shinzo Abe

7. Author of inheritance of loss – Kiran Desai

8. ASEAN total countries – 10

9. Bharatanatyam which state – Tamil Nadu

10. Taj Mahal in which state – Uttar Pradesh

11. What is the profile of Maneka Gandhi - Women and child development

12. FFCB full form - Foreign currency convertible bonds (FCCBs)

13. Number of goals in FIFA World Cup – 171

14. Louvre museum in - Paris

15. Laughter day – 1st Sunday of may

16. Oscar best movie – 12 years a slave

17. National award for best Hindi film – Jolly LLb

18. Inheritance of loss – Kiran desai

19. Kaiga – Karnataka

20. Panchmarhi – MP

21. Jan Dhan Yojana – Life Insurance – 30,000

22. World Bank head – Jim Yong Kim

23. ILO headquarters – Geneva

24. Deputy speaker of Loka sabha – Thambi durai

25. Purpose of Commercial Paper – to meet short-term debt obligation

26. IIM is to be opened in which state?

27. Proposed small and ___ banks – Payment



Who is Nirmala Sitaraman? Okram Ibobi Singh is which state cm - Manipur Cheque validity how many months - 3 months Iraq asks which country to help against ISIS - USA Author of Train to Pakistan - Khushwant Singh

Dyanchand award given which catagory - Sports Acronym for SEZ -Special Economic Zone What is India‘s first Credit Information Company (CIC)? - CRISIL Which bank is head of agriculture activities? - NABARD One question on RBI One question on Government of India Ebola was spread from which country - West Africa First Lok Sabha was held in which year - 1951 Headquarter of FAO - Rome Anti-Trafficking and Drugs Day - 26 June Full form of FIFA - Federation of International Footballer Association

Who is known as Little Master - Sunil Gavaskar Filpe VI is in news because of what reason - New King of Spain Mark&Spencer is in which business - Apparal Systematic Investment Plan is related to - LIC In BRICS, "R" & "C" stands for? - Russia and China Visa related question Telangana state do not have border with - Madhya Pradesh Call money time - 1 day Which country supplies fuel for kudankulam plant ? - Russia Which state's governor took the additional charge of the governor of Chhattisgarh

? - Madhya Pradesh Rupay card - NPCI Brics bank HQ - Shanghai ISIS full form ? - Islamic State for Iraq and Syria Micro, small and medium enterprises regulator ? - SIDBI

GK + Computer Questions Asked in Today's SBI PO Exam:Morning Shift

GK Questions

1. International Women‘s day is celebrated on: 8th March 2. RBI measure to liquidate the market: Repo rate 3. RUpay launched in India by which organization:: NPCI (National Payments

Corporation of India)4. Common Wealth Games 2014 will be held in: Glasgow, Scotland



Following questions were shared by our readers with us.

1. What is the fullform ECB - External commercial borrowing

2. Who is the author of Lowland ? - Jhumpa Lahiri 3. What are the limits for atm withdrawls free of charge ? - 5 times for same bank

(revision is going to be implemented shortly)

4. What is the capital of Ehiopia ? - Addis Ababa

5. World population day is on? – 11 July

6. Plastic money refers to - Debit card

7. Budget for skill development - Rs 100 crore allocated for a start-up

programme for rural youth

8. Yuan is the currency of? - China

9. Playing to win is autobiography of ? - Saina Nehwal

10. 2016 uber and thomas cup will be held In - Kunshan, China

11. Who is the current Food processing minister - Harsimreet kaur badal

12. Who is Mario goteze ? - German Footballer

13. The accidental prime minister book was written by- Sanjaya Baru

14. What is the BRICS development bank Base Capital? - 100 billion $

15. What is the full form of KVP : Kisan Vikas Patra

16. Ramoji film city is located in ? - Hyderabad

17. Credit rating in India is done by which body ? - CIBIL, CARE and ICRA

18. Commodity exchange Regulate By? - MCX

19. An institutions which is related to agriculture banking - NABARD

GK Questions Asked in SBI Clerk Exam 16th August: EveningShift

GK Questions

What is the full form of EVM - Electronic Voting Machine What is the full form of RAM - Random Access Memory Which player won the fifa golden ball award ? - Lionel Messi

Reliance produced less amount of gas resulting in governmen loss in which block ? KG-D6

Where is the headquarters of first brics new developmwnt bank ? - Shanghai mine and steel, labour & employment minister union minister - Narendra Singh Tomar recent book on Dilip Kumar - Substance and Shadow by Uday Tara Who is the Sri Lankan cricketer, who announced his retirement recently ? - Mahela

Jayawardhane What is the currency of Saudi Arabia - Saudi Riyal



What is the name of Maharashtra new tiger resrve - Bon tiger reserve how much money we need to submit for lodgeing complain to ombudsman - No fees Which body acts as insurance regulator - IRDA Chandi prasad bhat won Gandhi peace prize for his contribution in which area? - Chipko

Movement

Which country manufactured VELOX-1 ? - Singapore What is the Capital of Cyprus ? - Nicosia What is the full form of CPU ? - Central Processing Unit Processor speed measured by ? - Hertz

GK Questions Asked in IDBI Manipal PO Exam - 22 Aug - 2014(Morning Shift)

Dear readers, here we are providing some of the GK Questions which was asked in today's IDBI

Manipal PO Exam.

GK Questions

1. NPA Days: 90 days

2. Baht is the Currency: Thailand

3. Money allocated for PM Sadak Yojana in Union Budget 2014-15:

4. Full form of FEMA: Foreign Exchange Management Act

5. National Science Day: 28 Feb

6. BRICS Summit 2014 held in: Fortaleza, Brazil

7. Current Repo Rate: 8%

8. Sishtla Sreeramamurthy Janaki is a famous : Singer

9. NAV: Net Asset Value

10. Sampooran Singh Kalra Pen Name is Gulzar

11. SAARC 2014 will be held in: Nepal

12. Kedarnath Singh got which award: Jnanpith award for 2013

13. 1ST Dadasaheb Phalke award given to whom: Devika Rani

14. Mutilated currency means: a currency that is badly damaged

15. Money allocated for defence in Union budget:



16. PSLVC 23 launched from: Sriharikota, Andhra Pradesh

17. One Questions on BASE RATE?

18. NICOSIA capital city of: Cyprus

GK Questions Asked in SBI Clerk Exam - 30-August:2014 -Evening Shift


1. Minister of Parliament Affairs: Venkaiah Naidu

2. Hepatitis day: 28 July

3. Governor of Haryana: Kaptan Singh Solanki

4. 17th NAM Summit will be held in: Venezuela

5. In Common wealth Games 2014 Abhinav Bindra won gold for: 10m rifle shooting

6. Capital of Iraq: Baghdad

7. Capital of Bhutan: Thimpu

8. Currency of Vatican City: Euro

9. Bihar literacy rate according to Census 2011: 63.82%

10. Which company is on top of Forbes list?

11. A book on Vijay Malaya is authored by: K. Giriprakash

12. RBI governor replaced whom: D Subba Rao

13. Khushwant Singh is: a novelist, journalist

14. Which scheme is for slum people: Indira Awas Yojna

15. Minister of Information & Broadcasting, environment, forest: Prakash Javadekar

16. Banking is defined under which act: Banking Regulation Act, 1949

17. UN summit's next discussion topic?

18. ICC trophy is related to? Cricket

19. Net interest means?



20. Which is indirect tax among all? Custom

GK & Computer Questions Asked in SBI CLERK 2014 Exam -

19th July (Evening Shift)GK Questions

1. RIL & Network 18 Deal(in crores)- 4000 Crores 2. Sahara the untold story Written by?-Tamal Bandyopadhyay 3. Amul set up Dairy worth 200 cr at which city?- Varansi 4. Chinese Currency? - YUAN 5. Sachin Tendulkar coins were sponsored by which company? EAST INDIA

COMPANY 6. who among the following is RBI governor ? URJIT PATEL 7. Human rights day is observed on which day-DEC 10

8. Who is the current road, transport, highways and shipping? NITIN GADKARI 9. ECB stands for ? EXTERNAL COMMERCIAL BORROWINGS 10. WIMBLEDON championship is related to which game ? LAWN TENNIS 11. Who is the current SBI chairman? ARUNDATI BHATTACHARYA 12. girl child development scheme?13. regulatory authorities of Cooperative banks & RRB's?- NABARD 14. a Scheme named Rajiv Gandhi Scheme for Empowerment of Adolescent Girls

also known as ?- SABLA

GK & Computer Questions Asked in SBI CLERK 2014 Exam -19th July (Evening Shift)GK & Computer Questions:

1. Recipient of 49th Jananpeeth Award - Kedar Nath Singh 2. Who control the Monetry policy-RBI 3. Amul related to what ? - white revolution 4. FIBA is related with Which sport ?- Basketball 5. Recently in which state Solar thermal power plant installed - Rajasthan6. which card is issued by NPCI?-RuPay Card

7. which south east organisation has 10 members?-ASEAN8. ARMY FLAG DAY- 7 December 9. In shop transaction is done by which machine: POS 10. Water resource minister - Uma Bharti 11. Who was recently honoured with the Dadasaheb Phalke Academy Award for

Best Singer (Female): Sunidhi Chauhan 12. Which award is given to Leander Paes, Ruskin bond- Padma Bhushan award



13. definition of Current account deficit: value of goods and services it importsexceeds the value of goods and services it exports.

14. Vijay hazare trophy is related to which sport? CRICKET 15. Night blindness is due to deficiency of which disease- Vitamin A 16. full form of NVRAM- Non Volatile Random Acess Memory

17. Which of the following activities is not done by RBI?- trading in commodities 18. Question related to Core Banking Solutions 19. Which of the following is not a bank bank? - IRDA 20. Which of the following is an operating system ?-WINDOWS 2003 21. Input device-Light pen 22. Operating system is: system software23. Which of the following is related to Email: attachment 24. Intangible asset25. Fifa world cup-what kind of marketing-event 26. Malaysia, truly Asia-what kind of marketing27. Currency of Kuwait-Kuwaiti Dinar

28. Capital of Bhutan-Thimphu 29. Recently Hindustan Motor car plant shut down: Uttarpara plant in West Bengal 30. Book my journey transforming into dreams: Former President APJ Abdul

Kalam 31. Highest rural population state as per Census 2011 - Uttar Pradesh 32. Reliance company lady head name- Neeta Ambani 33. Recently banking license issued company name- IDFC 34. Full form CAG-Comptroller and Auditor General 35. which of the following is not an indirect tax- 10% surcharge on income

PO Exam - 22/June/2014 (Morning Shift)GK Questions

1.Telecommunications controlled by – TRAI

2. BCCI suspended which board – RCA

3. Minimum age to Saving bank account according to RBI - 10 years

4. Head of the Committee to Review Governance of Boards of Banks in India: PJNayak

5. 61st National awards Best Hindi film - Jolly LLB

6. State with highest urban population –Maharashtra

7. New Airlines which got approval in India – Air Asia

8. On which day lights were turn off: Earth Day

9. Maria Sharapova defeated whom in Madrid open final - Simona Halep



GK Questions Asked in SBI Clerk Exam 30th August: Morning

SHIFT

What is the capital of Zimbabwe? Harare

What is the currency of Myanmar? - Kyat Who is the author of the book titled 'What young india wants'? - Chetan Bhagat Digital camera what type of device? Input device What is the Shortcut for making a selected word bold? Ctrl + B When do we observe World environment day? - 5th June Who is the Skill development minister? - Sarbananda Sonowal What is the minimum Maturity period for commercial paper? - 7 days Who is the governor of West Bengal? - Keshari NathTripathi Who was the defence minister in the previous council of ministers - A K Antony What is the literacy rate of kerala? - 93.91 % ADB will help in road construction in which Indian state? - Manipur

Who is the author of the book 'my years with rajeev and sonia'? - R D Pradhan Guru Tej Bahadur trophy is related to which sport? - Hockey

What will be the venue of next FIFA world cup? - Russia Which are the 3 countries who are a participating in malabar excerxise? - India, USA,

Japan

SIDBI - Exam Analysis and GK Questions Asked on 3-Sept-

2014

GK and Computer Questions Asked

1. Who is the first woman director of Reliance group ? -Nita ambani 2. Who was the first indian governor of RBI ? -C D Desmukh 3. Commercial paper use in as an ? - It is typically issued by large banks or

corporations to cover short-term receivables and meet short-term financialobligations

4. RRB is a type of ? -Rural bank5. What is the changed limit of FDI in insurance sector ? - 49% FROM 26%

6. What is the full form of BBPS ? - BHARAT BILL PAYMENT SYSTEM 7. When we write any program in a language we are supposed to be doing ? -

CODING 8. What is the full form of TCP/IP ? - Transmission Control Protocol/Internet

Protocol 9. What is the current computer generation ? - 5th Generation 10. What is the full form of ESOP? Employee Stock Ownership Plan 11. Who is the author of the book 'The Accidental Prime minister' ? Sanjaya Baru



12. The drawee of a cheque is ? DRAWEE is the bank which is assigned to paythe PAYEE

13. Who is the watchdog of indian market? SEBI 14. What is the full form of CRAR? Capital to risk assets ratio 15. What is the Award associated with indian cinema field ? Dada Saheb Phalke

award(among options) 16. What is the full form of DICGC? Deposit Insurance and Credit GuaranteeCorporation

17. 1 may is foundation day of which state? Maharashtra and Gujrat 18. Dilwara temple is located in which state? Rajasthan 19. What is the full form of REIT ? – Real Estate Investment Trust 20. Which firm got recently banking license ? – IDFC & Bandhan 21. Who were the founder of World wide Web ? - Robert Cailliau & Tim Berners-

Lee 22. Apex board for controlling agriculture and rural development – NABARD 23. Who was the first governor of RBI ? – Sir Osborne Smith

24. Where is the Permanent secretariat of SAARC? – Kathmandu 25. Who is Lalgudi Jayaram ? – Indian Carnatic violinist, vocalist and composer 26. Which company raised 1bn $ recently in fresh funding ? – Flipkart 27. commercial paper can be issued by company having minimum net worth? not

less than 4 cr 28. Origin of the concept of Microfinance was in which country ? Bangladesh 29.Which can be said as ―Buy now, pay now‖ card ? – Debit Card 30. The 21st CommonWealth Games will be held in – Queensland, Australia 31. The CAR is related to ? – Risk weighted Assets 32. Asset reconstruction companies related with — Non Performing Assets (NPAs) 33. What is the full form of SFIO ? - Serious Fraud Investigation Office 34. What is the full form of MSF ? - marginal standing facility 35. What is the full form of MIMD ? —Multiple instruction Multiple Data 36. What is the full form of PIN ? - Personal Identification Number37. A question each on Open market operation , mortgage and FCNR bonds

GK Questions - IBPS RRB Officer Scale - I (6th Sept 2014)

Morning shift


1. Next G-20 summit (2015) is to be held in – Turkey

2. Capital of Bhutan – Thimpu

3. Currency of Italy – Euro

4. Current CRR – 4%

5. Minimum RTGS – 2 lakh

6. External Affair Minister of India – Sushma Swaraj



7. Work of Banking Ombudsman – Solving customer complaints.

8. What is not true about credit card?

9. What is not true about mobile alert?

10. ISIS is active in which states – Iraq & Syria

11. Where is SHIGMO festival celebrated – Goa

12. President gave Padma Vibhushan to which eminent author? – Ruskin Bond

13. Children above 10 yrs of age are not allowed which facility – Current Account

14. Face to face video communication in which bank – Indusind Bank.

15. First Bank to set up Payment Gateway – SBI

16. India and Brazil agreement 2014 – trade and investment flows.

17. Palestinian Hamas is – Palestinian Islamist political organization and militant

group.

18. Max amount of credit card transaction on which we get message on our phone.

19. Rural population as per 2011 census – 68.84%.

20. EBOLA first discovered in which country – Democratic Republic of Congr

21. Cartoonist Rran kumar sharma who died recently is a creator of – Chacha Chaudhury

22. World habitat day – October 6th

23. Maximum antibiotics consuming country – India

24. Which International passenger Airline crashed down – Malaysian Airline.

25. Prakash Nanjappa related to – Shooting (India).

26. Cauvery wildlife sanctuary located in – Karnataka.

27. Sania Mirza brand is the ambassador of which state - Telangna

28. Mettur Dam on Kaveri River is in which state – Tamil Nadu

29. KYC for what purpose - to prevent banks from money laundering activities



30. Aajeevika " scheme" is also known as - National Rural Livelihoods Mission

(NRLM)

RRB (6th Sept 2014) Evening Shift


1. 18th SAARC summit held in – Kathmandu (Nepal)

2. Indian Company to cross 5 cr market capitalizations? TCS

3. Austria Currency-Euro

4. TARC Committee head- Parthasarathi Shome

5. Road development minister? – Nitin Gadkari

6. ‗Strictly Personal: Manmohan and Gursharan‘ Book writer - by Daman Singh

7. World AIDS Day- 1st December

8. Who elected head of Arujna award selection committee – Kapil Dev

9. Commodity market regulator – Forward Markets Commission

10. Gagan narang is related to which sports – Shooting

11. Van bandhu scheme- for holistic development of tribal people

12. Chutak power plant in which state – Jammu & Kashmir

13. Brazil capital – Brasília

14. BBPS Full form – Bharat Bill Payment System

15. Largest solar power plant in which district of MP - Rewa district

16. NTCA full form -

17. Union budget allocated for Sc development - Rs 50,548 cr18. PLR is also known as – Base Rate

19. Tata SIA airlines known as – Vistara

20. One questions is related to Ebola scientist.



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GK Questions - IBPS RRB Officer Scale - I (7th Sept 2014)Both Shift


1. Which state in India has highest rural population - U.P

2. Currency of Finland – Euro

3. Capital of Egypt – Cairo

4. 2015 BRIS Summit- Ufa, Russia

5. World diabetes day- 14th November

6. Movie directed by Muzaffar Ali (film maker),Rajiv Gandhi National Sadbhavana Award

winner- Umrao Jaan

7. Role of Chief Operating Officer (COO) appointed by RBI – as a 5th Deputy Governor

of RBI

8. Dipika Pallikal and Joshana Chinappa related to – Squash

9. Dronacharya Award Selection Committee headed by- Ajitpal Singh

10. RBI imposing a limit on ATM transactions. Which cities does come under this - Pune

and Raipur

11. The Nobel Prize 2013 in physics went to Brit Peter Higgs and - Belgian FrancoisEnglert

12. The Vijay Mallya Story written by - K Giriprakash

13. The RBI issued draft guidelines for setting up small banks and payment banks, with a

minimum capital of - 100 crore

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14. what we call -------(some story telling) in A.P and Telangana - Hari Katha

15. Head of Governance of Boards of Banks in India - PJ Nayak

16. Commercial Paper (CP) is issued in the form of - promissory note.

17. Union cabinet approved Ken-Betwa river link which will benefit which two states - UP &

MP

18. Who got field‘s medal by International Mathematical Union's (IMU) - Manjul

Bhargava

19. Minister of Consumer Affairs, food & PD? Ramvilas Paswan

20. How much capital to be infused in banks to meet Basel-III norms by 2018 as per union

budget – Rs 2.40 lakh crore

21. Capital of Australia? Canberra

22. Which insurance company will insure under Varishtha Pension Bima Yojana – LIC

23. Nimmo Bazgo hydropower project in which district of J&K- Leh

24. Which country will host 7th IBSA summit – India

25. RBI asked banks not to impose penalties on accounts not maintaining minimum

balance on which of the following accounts? any inoperative account

26. Which model of first ever Smartphone was launched in 1994?

27. Max money that can remitted to Nepal from any of the NEFT-enabled branches in India

– 50,000

28. BKS Iyengar who passed away recently was a renowned - Yoga teacher

29. DICGC does not cover insurance for which account?

30. Funds for Deendayal Upadhya Gram Jyoti Yojana - 500 cr

31. Currency of Netherlands – Euro

32. Human Rights day - Dec 10

33. Largest indigenously built warship - INS kamorta

34. RBI license given to which micro-finance company - Bandhan



35. AIMA full form - All India Management Association

36. Business leader of the year award by AIMA was given to - Mr M. G. George Muthoot,

Chairman, The Muthoot Group

37. 2nd Summer Youth Olympic Games to be held in - Nanjing, China

38. Which country is largest wind power producer – China

39. Definition of stale cheque in India - check that is 3 months or older than the date

40. The concept of BRIC was introduced by which economist - James O'Niel

41. Full form of CTS - Cheque Truncation System

42. Roger Federer related to which game – Tennis

43. Which bank launched first equated EMI on debit cards – ICICI

44. 24 engineering students died in river beas of Himachal Pradesh which dam gates

where open - Larji Dam

45. Which of the following feature of RTGS is not true - It is used for small transactions

46. Which state has Highest urban population according to census 2011 – Maharashtra

47. Which Irish author Created the character Dracula - Bram Stoker

48. Regulator of Forwards and Futures market – Forward Market Commission (FMC)

49. Surya Kiran VII Exercise took place between - India & Nepal

50. Rongali Bihu celebrated in which state – Assam

51. Best parliamentarian award goes to Arun Jaitley and - Karan Singh and Sharad

Yadav

52. 1st Smartphone created by IBM – IBM Simon

53. Note which is partially- fully obliterated -mutilated Note

54. E-BAAT full form - Electronic Banking Awareness and Technology

55. Health ministry launches "Anti tobacco campaign" named- Sunita

56. SIT head 4 black money- M.B. Shah



57. RBI panel head who recommend CPI formula - Urjit Patel Committee

58. CTBT - Comprehensive nuclear test ban treaty

59. Chandraprabha wildlife sanctuary state- U.P. Varanasi

60. FII is regulated by- SEBI

61. 1200 megawatt Lanco power plant in Udupai established by which company- Adani

group

62. According to railway minister in rail budget how many people travel daily by train- 23

million

63. JUAL ORAM Ministry of Tribal Affairs come from which constituency- Sundarghar,

Odisha

64. First Skill Development Centre – Jaipur, RaJESTHAN

(13th Sept 2014 - Morning Shift)


1. RuPay card is launched by: National Payments Corporation of India (NPCI)

2. Jan Dhan Yojna Insurance cover – Rs 1 Lakh

3. Ministry of Micro, Small and Medium Enterprises (MSME) cabinet minister – Kalraj

Mishra

4. Ethiopia capital – Adis Ababa

5. Libya‘s currency – Dinar

6. Shiva‘s trilogy‘s author – Amish Tripathi

7. Chacha Chauhary‘s author – Pran Kumar Sharma

8. Eco tourism and Education tourism in railway announced for - North East States

9. 95th Independence Day celebrated by which country – Afghanistan

10. RBI‘s new deputy governor - SS Mundra



11. Name of transaction in which we doesn‘t swipe card, but use details of card – Online

transaction

12. Which agency set standards for individual customers and SME: BCSBI

13. Red cross day - 8th May

14. Rath Yatra in which state – Odisha

15. Sunidhi chauhan got dada saheb phalke award for which song - 'Kamli' from 'Dhoom

3'

16. IIEST full form - Indian Institutes of Engineering Science and Technology

17. How many judges are there to select a judge of supreme court?

18. Ragala venkat Rahul is which player – Weightlifter

19. Which film directed by Richard Attenbourgh and got Academy Award: Gandhi

20. PAC chairman – KV Thomas

21. Kruger National Park – South Africa

22. India‘s first Indigenous anti submarine – Kamorta

23. Drug for ebola virus - ZMapp

GK Questions - IBPS RRB Officer Scale - I (13th Sept 2014 -Evening Shift)


1. Who is Women and Child development minister - Menaka Gandhi

2. Currency of Portugal – Euro

3. Capital of Uzbekistan – Tashkent

4. RBI issued guide lines to small banks and _____: Payments

5. Total number of districts in India according to Census 2011: 640

6. Neeranchal to give impetus to watershed development in the country with an initial

outlay of – Rs 2,142 crore

7. World Vitiligo Day: 25 June

8. Telangana official festival: Bonalu, Bathukamma



9. What do you mean by HOMES(full form) ,it is announced in budget?

10. BIMSTEC country?

11. Slumdog Millionaire: Danny Boyle

12. Hydroelctric Power Plant in Kargil Distrcit : Chutak Hydroelectric Plant

13. According to railway minister in rail budget how many people travel daily by train- 23million

14. INS kolkata is developed by?

15. To which telecom company reliance is linked up?

Office Assistant - I (14th Sept 2014 - Morning Shift)General

Awareness Questions

1. Common wealth games in 2018 at: Gold Coast, Australia

2. In shooting 10m Air Rifle gold medal won by: Abhinav Bindra

3. Robert Azevedo head of: WTO

4. K. Sankaranarayanan is the ex-governor of : Maharashtra

5. Pran kumar Sharma creator of: Chacha Chwoudhry

6. Top country in milk export: Australia

7. CSAT stands for: Civil Services Aptitude Test

8. Agriculture Growth rate in union budget: 49%

9. Railway Fare increased by: 14.2 %

10. Kosi river flows from which country to India: Nepal

11. Aizawl capital of which state: Mizoram

12. 5.5% GDP fy15 by: Icra

13. _____more IIT‘ s in Union Budget: 5

14. Yuan is the currency of: China

15. What is Ebola: Hemorrhagic fever

16. World bank poverty line income?

17. Mundra port in which state: Gujarat



18. Padma awards are announced on the eve of: Republic Day

19. Jack Kallis who retired from cricket belongs to which country: South Africa

20. Indian Prime Minister visited Nepal for how many times?

21. Control authority of e-riksha: State Govt (Delhi)

22. Apinder Singh won bronze medal in which game: Triple Jump

23. Hampi monuments on which river bank: Tungabadra river

24. Pritzer prize is related to which field: Architect

25. John Kerry is: US Secretary of State

26. Pale related to which game: Football

27. ICAR full form: Indian Council of Agricultural & Research

28. Manchester United is related to which game: Football

29. 3rd test India v/s England held in which stadium: The Rose Bowl Stadium

30. Germany currency- Euro

31. Iron Chanu Sharmila belongs to which state – Manipur

32. Which state of Highest percentage of Literate- Kerala

33. Ozone day was observed on- September 16th

34. Amount for new smart city in budget -7060 crores

35. Romancing with life is the autobiography of which actor - Dev Anand

36. Chhau the folk dance of which state – Orissa

37. What is the minimum pension - Rs. 1000

38. Financial inclusion scheme- Jan Dhan Yojana

39. Railway total employee- 13.1 lakh

40. Which prize is not given to any player this year- Rajiv Gandhi Khel Ratna Puraskar

41. Sushil kumar , bajarang related to sport- Wrestling

42. Rashtriya Khel Protsahan Puraskaar- Hanuman Akhara



43. Information and Broadcasting union minister- Prakash Jawadekar

44. What is the maximum investment in BSBDA per year:- 1 lakh

45. Committee on Obsolete Laws is headed by – R. Ramanujam

46. Recently, Ice Bucket Challenge is more often in news. Why is this being organized? – To

donate to people suffering from Amyotrophic lateral sclerosis

47. Next New Coin May Be come by RBI - Rs 100

48. Who became the ambassador of turn back crime campaign of Interpol -- Shah Rukh Khan

49. Name of the traditional tea offered to PM Narendra Modi by Japanese PM – 'Chanoyu’

50. Where Nalanda university is located: Bihar

51. Capital of Ireland – Dublin

52. Currency of Germany – Euro

53. Supreme court order on shifting of lions from Gir national park to: Madhya Pradesh

54. US security advisors landed at Mount Sinjar in which country: Iraq

55. Mullaperiyar dam in Kerala is in which district: Idukki

56. Piyush Goyal ministry: Ministry of Power

Scale I & Office Assistant Exam, held in 14th Sept:2014.Evening Shift.General Awareness Questions

1. Bharat Bill Payment System - "any where any time payment system"

2. FDI in insurance sector - 49%

3. Proposed number of IIMs in Union Budget – 5

4. Serena Williams related to – Tennis

5. How many gold medals India got in commonwealth games – 15

6. Paran Kumar – Cartoonist

7. One question related to INS Kolkata?

8. In which city of Japan Mou signed for making Varanasi smart city – Kyoto



9. Minister of Parliamentary affairs state – Prakash Javadekar

10. Minimum pension under EPFO: Rs 1000

11. In one time how many Rs currency printed by RBI

12. According Census 2011 which state has highest population: Uttar Pradesh

13. Which Metro city celebrated its 375th anniversary: Chennai

14. Shyama Prasad Mukherjee National Rural Mission: stop migration from rural areas

to cities

15. Go India Smart Card by: Northern Railways

16. Teenage Swimmer USA Create World Record: Katie Ledecky

17. Kuchipudi is a classical dance of : Andhra Pradesh

18. AIMA Entrepreneur of the year: Mr Chandra Shekhar Ghosh, Chairman andManaging Director, Bandhan Financial Services.

19. International Day against drug abuse- June 26

20. Textile join hand with for handloom weavers: Flipkart

21. India to give grant of $1 million for construction of cricket stadium in: Kandhaar,

Afghanistan

22. Paragliding world cup will be held in: Kangara, HP

23. Japan – Yen

24. Indonesia Capital: Jakarta

25. Playing It My Way Book Autobiography of : Sachin Tendulkar

26. BASIC Countries- Brazil South Africa, India and China

27. Full form of DTAA- Double Taxation Avoidance Agreement

28. One question on MICR and cheque?

29. Which of the bank has been featured in Forbes Asia's FAB 50 list of 2014: Axis Bank

30. Total Number of Rajya Sabha seats: 250

31. Totals seats for Uttar Pradesh for elections: 80

32. India nuclear deal with country- Australia



16. ISIS is active in which state – Iraq

17. Mars Orbiter Mission, informally called – Mangalyaan

18. What is HAL Dhruv - It is a utility helicopter developed and manufactured

by India’s Hindustan Aeronautics Ltd.

19. Rainfall density is highest in which state- Cherrapunji, Meghalaya

20. Who is the head of UNESCO - Irina Bokova

21. Ban Ki -moon is the Secretary-General of – UN

22. Which country is helping India for Ganga rejuvenation – Japan

23. According to Union budget 2014-15, Agricultural university will open in which state –

Andhra Pradesh & Rajasthan

24. Gandhi Nagar is the capital of which state- Gujarat

25. Nalanda university is located in which state –Bihrar

26. Telangan‘s state brand ambassador - Sania Mirza

27. Human Development index 2014 topped by which country - Norway

28. Capital of Maldives- Malé

29. Bangkok is the capital of which country- Thailand

30. Jitu Rai is associated with - Shooting

31. What is the rank of India in CWG 2014 games medal tally – Fifth

32. Parupalli Kashyap is related to with which game - Badminton

33. K. Sanjita chanu belongs from which state – Manipur

34. Tiger wood is related with which game- Golf

35. Novok Djokovic is related to which game - Tennis

36. Roger Feredar is related to which game – Tennis

37. Which country tops medal tally in CWE 2014 games – England

38. Which country finished 2nd rank in medal tally in CWE 2014 games -Australia



39. Union Cabinet approved the Juvenile Justice Bill, 2014, age limit for juvenile to be

carried in court for heinous crime is - The bill will treat minors above the age of 16 as

adults, who are accused of heinous crimes like rape and murder.

40. HUCK term related to which game- Ultimate Frisbee

Note: HUCK : A long pass; often nearly the full length of the pitch and high to a tall

player in the endzone.

Ultimate Frisbee is played between two teams of seven players on a large rectangular

pitch.

A line drawn across the pitch at either end creates two "endzones" (like in American

Football). These are the goal-scoring areas. A goal is scored when a team completes a

pass to a player standing (or more likely running) in the endzone they are attacking.

GA Questions Asked in IBPS RRB Exam - 21th Sept-2014

(Evening Shift)General Awareness Questions

1. Full form of CST? - Central Sales Tax

2. Full form of NABARD? - National Bank for Agriculture & Rural Developemnt

3. Full form of UGC? - University Grants Commission

4. Full form of SLR? - Statutory Liquidity Ratio

5. Who is Vladimir Putin? - Russian President

6. Ajiknkya Rahane is related to which game? - Cricket

7. What is purpose of Jan Dhan Yojna? - Minimum one account for every family

8. Who issues RuPay card? - NPCI

9. RuPay card is linked with a bank account, how much insurance cover is linked with that

account? - Rs. 1Lakh

10. Who is Robin Williams? - Hollywood Actor



11. Who is P.J Kurien? - Deputy Chairman of Rajya Sabha

12. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12

13. Who is regarded as Chairperson of Planning Commission of India? - Prime Minister of

India

14. What is the amount charged for ATM transactions after 5 times? - Rs. 20

15. In addition to Tennis, Rafael Nadal is associated to which game? - Football (Not sure)

16. In budget 2014, there is proposal of running many passenger trains? - 8

17. The First Bullet Train will start for which Route? - Mumbai - Ahmadabad

18. Tax Exemption for Senior Citizens in Budget 2014? - Rs. 3,00,000

19. Rate of Interest for Farmers under a scheme? - 7% (Not sure)

20. Flag Bearer for India in Commonwealth Games 2014? - Vijay Kumar

21. How many Deputy Governors are there in RBI? - 4

22. Kundakulam Project is started in which state? - Tamil Nadu

23. Number of total new trains as per Budget 2014? - 58

24. Strike word is related to which game? - Baseball

25. Hardware park is proposed to which state? - Andhra Pradesh

26. What percent of money is increased for cleanliness in budget? - 40%

27. Who is all time highest goal scorer of Germany? - Miroslav Klose

28. Who is Wilfried Bony? - Football Striker from Ivory Coast

29. Saji Thomas is related to which game? - Rowing



30. Bhamashah Yojna in Rajasthan is for what purpose? - Women Empowerment

31. Swaccha Bharat Abhiyan will start from - 2nd October, 2014

32. In which state Congress won all the 3 seats? - Uttarakhand

33. Bank Capitalization related to -? - Basel III Norms

34. Which country is the top source of FDI? - Singapore

35. Swaccha Bharat Abhiyan is hoping to be ended by? - 2019

36. According to the Judicial Appoints Commission, who can appoint judge? - two eminent

persons to be nominated by the Prime Minister, the CJI and the Leader of Opposition .

GA Questions Asked in IBPS RRB Exam - 21th Sept-2014

(Morning Shift)


Suzlon Energy related to - Wind Turbine Supplier

Planning Commission is replaced by how many members(no of members in that committee) - 8

Sagarmala Project located at - Over the river Mandovi in Goa

Gangavaram port located in - Vishakapatnam

Sheikh Hasina PM of - Bangladesh

Dhaka capital of - Bangladesh

Full form of MPLADS - Member of Parliament Local Area Development Scheme

Shillong capital of - Meghalaya

Financial inclusion overdraft limit provided to whom - people who come under Jandhan

Yojana

Heena Siddhu related to which game - Shooting



"Love" is related to which game - Badminton

D Viju related to which game - Badminton

Amit kumar related to which game - Wrestling

Zero Effect- Zero Defect slogan by - Narendra Modi

Who is Azim premji - Founder of Wipro

Prior to which year currency note should be exchanged - 2005

PFO monthly pension limit - Rs. 1000 (Minimum limit) & Maximum Limit is Rs. 15000

Pankaj Advani Sports name - Billiards

Chanakya also known as (his alternate name) - Kautilya

Number of free ATM transactions - 3

CDR fullform - Credit Default Swap

SEZ started by PM In which state/city - Maharashtra

Indira Awas Yojna new name - National Gramin Awaas Mission (proposed name, pleasecheck once)

FLIPKART is which kind of company? - E-Commerce

Income Tax exemption limit for Sr. Citizens - Rs. 3 Lakh

200 cr allocated for stadium in which state - Jammu & Kashmir

Which organization is worried for EBOLA - WHO

No. of AIIMS propoed in the Union Budget - 4

Largest bank - Industrial & Commercial Bank of China

Who is sumitra mahajan - Loksabha Speaker



No. of passenger train in rail budget 2014 - 58

No. of countries in BRICS - 5

Union Health Minister: Dr. HarshaVardha

Assitant Exam - 20th Sept-2014 (Evening Shift)


1. Jandhan Yojna insurance amount – Rs 1 Lakh 2. Who is Cristiano Ronaldo – Football player 3. Vistara is name of air lines of which two companies – Tata & Singapore airlines4. Govt want to revamped labour law ,why?

5. Who is Rakesh Jhunjhunwala: Indian investor and Trader 6. 44MW Hydro power project inaugurated by PM in which state – Jammu & Kashmir 7. James Rodriguez belongs to which sports: Football 8. Germany defeated Brazil in FIFA world cup by what score – 7-1 9. Full form of CRR – Cash Reserve Ratio 10. Which bank will provide mobile banking facility in its 1st phase: 75% of the market

value of your gold 11. How many countries are member of SAARC – 8 12. Thambi Durai related to AIADMK 13. Who is Mallikarjun Kharge - the leader of the Indian National Congress party in the

16th Lok Sabha

14. Buenos Aires - Capital of ArgentiNA 15. Second most populated city – Delhi

16. Who is Dayanidhi Maran - Former Telecom Minister

17. OECD - Organisation for Economic Co-operation and DevelopmenT

18. River cleaning: Project Ganga

19. Mithali Raj is - Captain of Indian Women's Cricket team

20. Who is Gagan Narang - Indian shooter

SNational Academy for Customs & Excise at Hindupur in: Andhra Pradesh

GA Questions - IBPS RRB Exam - 20th Sept 2014. (MorningShift).General Awareness Questions



1. Who is the Home Minister of India - Rajnath Singh 2. What is the Current rate of CRR- 4% 3. Agartala is capital of which of state ? - Tripura 4. Yogeshwar Datta related with which Sport - wrestler 5. Bank of Rajasthan Merged with which bank ? - ICICI

6. Oslo is the capital of which country ? Norway 7. What is the current rate of SLR ? 22 % 8. Who is H.R.Khan ? Dy. Governer of RBI 9. What is the full form of Qip ? - Qualified Institutional Placement 10. Who is the PM of United Kingdom ? - David Cameroon 11. Who is the current IMF head ? - Christine Lagarde 12. Double fault is related to which games ? - Tennis 13. Who is the head of Press Council of India ? - Markandaye Katju 14. Interest fee cap on home loans – 2 lakhs 15. Who is H.R. Khan- Deputy governor of RBI 16. Who is the current railway minister ? - Sadananda Gowda

17. What is the Full Form of SEBI - Security Exchange Board of India 18. According to social responsibility tax,tax is levied on company worth more than ? – 1000cr

19.Which country achieved highest GDP in 2001-2010 – United States 20. What is the route of the Fastest Train in India ? - Delhi to Agra 21. K R Kamath is the CMD of which bank ? - Punjab National Bank 22. Gulberg Hill Station is Located in- Jammu and Kashmir 23. Who was the Founder of Congress ? -Allan Octavian Hume 24. Rory Mcllroy is related to which game ? - Golf 25. In the budget, how many new AIIMS institutes were decided to be made – 4 26. Modi visited which country in August First Week ? - Nepal 27. What is the initial capital of payment bank ? - 100 cr 28. Who is the current Bihar C.M. ? - Jitan Ram Manjhi

GA Questions Asked in RBI Assistant Exam - 23-Sept-2014 (Evening Shift)General Awareness Questions

1. Oscar 2014 Best supporting actress - Lupita Nyong'o

2. Best actress in film fare awards 2014 - Deepika Padukone

3. Law and justice minister – Ravi Shankar Prasad

4. Water resources minister – Uma Bharti

5. Defence minister: - Arun Jaitley

6. Kuchhipudi dance form which state - Andhra Pradesh

7. Currency of Iran?



8. In which case RBI has imposed 12 crore fine to banks?

9. States where IIMS are to be opened –

10. Fund for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr

11. South African cricketer retired – Jaques Kallis

12. Kampala is capital of which country – Uganda

13. Tarapur plant in which state – Maharashtra

14. Varanasi Ghat is on which river – Ganga

15. CBI chief – Ranjit Sinha

16. Fiscal deficit according to union budget – 4.1%

17. Tawang is in which state - Arunachal Pradesh 18. Mettur dam is in – Tamil Nadu

19. Parupalli kashyap related to – Badminton

20. Jai Bhawan related to which game – Boxing

21. The Guide author – R.K. Narayan

22. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12

GA Questions Asked in RBI Assistant Exam - 23-Sept-2014(Morning Shift)General Awareness Questions

1. Kudankulam power station: Tamil Nadu

2. Shillong is in : Meghalaya

3. Najma Heptulla ministry: Minority affairs

4. Tax exemption limit for senior citizens: 3 lakh

5. Minimum pension: Rs1000

6. Mamta Pujari belongs to which sport : Kabaddi

7. Anti Tobacco Day: 31st May

8. Revolution 2020 author: Chetan Bhagat

9. Finance allocated for Metro rail is 100 cr - Lucknow and Ahmedabad



10. Novak Djokavik defeated whom in Wimbledon Championship final: Roger Federer

11. Five IIM to be opened in which one of the following state -4 state given and asked

for the 5th "Odisha"

12. FDI raised in Defence 26% to -49%

13. FRBM full form - Fiscal Responsibility and. Budget Management

14. Mohiniattam dance which state - Kerala

15. Windhoek is capital of- Namibia

16. Pakistan mudra is – Rupee

17. Oscar for best director – Alfonso Cuaron

18. Best actor film fare award for – Farhan Akhtar

19. Begam Praveen got Padma Bhushan for which category-singer

20. RBI report on GDP growth 2014 14 15 August- 5.5%

21. ARC Full Form – Asset Reconstruction Company

22. UFCE Full Form - Unhedged Foreign Currency Exposure-Clarifications

23. Law and Justice Minister – Ravi Shankar prasad

24. Finance ministry ordered _____ audit of 2 bank? Forensic

25. Loss incurred for railway per passenger in paise - 23p

26. Rural Minister – Nitin Gadkari

27. Jammu udampur srinagar ___ railway link? Baramulla

28. Palace of winds is situated in ___ Jaipur

MARKETING

There are some important glossary terms used by marketers, usually at themanagement level, when preparing marketing plans and pitching for business.Some of these are explained here..



Anti-competitive practice: A practice is considered anti-competitive if it prevents, distorts or restricts competition in a market for goods and services inBarbados.Anti-dumping: Anti dumping is a measure to rectify the situation arising out ofthe dumping of goods and its trade distortive effect. Thus, the purpose of antidumping duty is to rectify the trade distortive effect of dumping and re-establish fair trade. The use of anti dumping measure as an instrument offair competition is permitted by the WTO. In fact, anti dumping is aninstrument for ensuring fair trade and is not a measure of protection for thedomestic industry. It provides relief to the domestic industry against theinjury caused by dumping. Anti dumping measures do not provide protection

per se to the domestic industry. It only serves the purpose of providing remedyto the domestic industry against the injury caused by the unfair trade practice ofdumping.

Advertising: Advertising is a form of communication that typically attempts to persuade potential customers to purchase or to consume more of a particular brandof product or service. Many advertisements are designed to generate increasedconsumption of those products and services through the creation andreinforcement of "brand image" and "brand loyalty". For these purposes,advertisements sometimes embed their persuasive message with factualinformation.Barter: A Trade Exchange or Barter is a type of trade in which goods orservices are directly exchanged for other goods and/or services, without theuse of money. It can be bilateral or multilateral, and usually exists parallelto monetary systems in most developed countries, though to a very limitedextent. Barter usually replaces money as the method of exchange in times ofmonetary crisis, when the currency is unstable and devalued by hyperinflation.Branding: It is a promise, a pledge of quality. It is the essence of a product,including why it is great, and how it is better than all competition products. It is animage. It is a combination of words and letters, symbols, and colors.Conglomerate: A conglomerate is the term used to describe a large company thatconsists of seemingly unrelated business sections. This term may also be referredto as a multi-industry company.

Circulation: The total number of copies distributed by a newspaper or magazine.Classifieds: An advertisement in a newspaper that is placed along withadvertisements for similar events under a classified heading, e.g. 'Entertainment' or'Cinema'.Concept: A design in which all aspects of the product are linked to a central idea,function or theory, etc.Copy: Written or typed matter intended to be reproduced in print.



Copyright: The exclusive right, granted by law for a certain term of years,to make and dispose of copies of, and otherwise to control, a literary, musical,dramatic, or artistic work.Critical Path: Plots the events that need to occur to complete a project on atimeline.CRM: Customer Relationship Marketing. Building loyalty through yourrelationship with a customer.Database: A large volume of information stored in a computer andorganised in categories to facilitate retrieval.Direct Mail: Mailing brochures, letters, questionnaires etc. directly to the targetmarket.Direct Marketing: Marketing to the customer without the use of an intermediary.Types of Direct marketing:There are many types of direct marketing, only some important types are listed

below and these are the most form of direct marketing.i)Direct Mail Marketing: Advertising material sent directly to home and businessaddresses. This is the most common form of direct marketing.ii)Telemarketing: It is the second most common form of direct marketing, in whichmarketers contact consumers by phone.ii)Email Marketing: This type of marketing targets customers through their emailaccountsDisplay Ad: An advertisement which is usually designed by the advertiser anddisplayed in a box.Direct Response: In advertising. Advertising designed to trigger a behaviouralresponse in target audiences, e.g. placing mail back coupons in the ad, asking

people to bring in or mention an ad, setting up a phone number and askingindividuals to call for further information etc.Digital Marketing: Digital Marketing is the practice of promoting products andservices using all forms of digital advertising. It includes Television, Radio,Internet, mobile and any other form of digital media.Distress Rates: Cheaper rates for advertising at short notice, i.e. Whennewspapers have spaces to fill shortly before their deadlines.Distribution: To place promotional material, e.g. fliers or posters, throughout

areas where they will be picked up.Drip Marketing: Method of sending promotional items to clients is called Dripmarketing.Dumping: If a company exports a product at a price (export price) lower than the

price it normally charges on its own home market (normal value), it is said to be'dumping' the product. Dumping can harm the domestic industry by reducing itssales volume and market shares, as well as its sales prices. This in turn can



result in decline in profitability, job losses and, in the worst case, in thedomestic industry going out of business. Often, dumping is mistaken andsimplified to mean cheap or low priced imports. However, it is amisunderstanding of the term. On the other hand, dumping, in its legal sense,means export of goods by a country to another country at a price lower than itsnormal value. Thus, dumping implies low priced imports only in the relative sense(relative to the normal value), and not in absolute sense.Freepost: Used to encourage a response by mail. The sender does not pay to returnan item by post e.g. a questionnaire.Guerilla Marketing: Unconventional marketing intended to get maximum resultsfrom minimal resources is nothing but Guerilla Marketing.JIT: Just-in-time (JIT) is an inventory strategy implemented to improve the returnon investment of a business by reducing in-process inventory and its associatedcarrying costs. In order to achieve JIT the process must have signals of what is

going on elsewhere within the process.Incentive: Something of financial or symbolic value added to an offer toencourage some overt behavioural response.Indirect Marketing: Indirect Marketing is the distribution of a particular productthrough a channel that includes one or more resellers.Difference b/w Direct and Indirect Marketing:

· Direct marketing is basically advertising your own products or services.· In the same way you might advertise for someone else is called Indirect

marketing, is an increasingly popular way of doing businessInternet Marketing: Internet marketing is the marketing of products or servicesover the Internet.Internet Marketing is also known as i-marketing, web-marketing, online-marketing, Search Engine Marketing (SEM) or e-MarketingKey Selling Points: The components of a program or event that will appeal to thegreatest number of people.Loyalty Programs: A component of relationship marketing. Programs designed toincrease the strength of a consumer's preference for a particular entity. The mostcommon form of loyalty program in the arts is subscription or membership

programs.

Marketing: The process of planning and executing the conception, pricing, promotion, and distribution of ideas, goods, services, and people to createexchanges that will satisfy individual and organizational goals.Marketing Mix: The blend of product, place, promotion, and pricingstrategies designed to produce satisfying exchanges with a target market.



Market Research: The process of planning, collecting, and analyzing datarelevant to marketing decision-making. Using a combination of primary andsecondary research tools to better understand a situation.Marketing Strategy: The first stage is setting marketing objectives (where theorganisation wants to be at the end of the strategic planning period) and goals(the objectives with specific numerical benchmarks and deadlines attached toallow management to measure achievement). The second stage is specifying thecore marketing strategy, i.e. specific target markets, competitive positioningand key elements of the marketing mix. The third is the implementation of tacticsto achieve the core strategy.Mergers and Acquisitions: The phrase mergers and acquisitions (abbreviatedM&A) refers to the aspect of corporate strategy, corporate finance andmanagement dealing with the buying, selling and combining of differentcompanies that can aid, finance, or help a growing company in a given

industry grow rapidly without having to create another business entity. Amerger is a tool used by companies for the purpose of expanding theiroperations often aiming at an increase of their long term profitability. Anacquisition, also known as a takeover, is the buying of one company (the ‗target‘)

by another.Media Hooks: Aspects of an event or program that are most likely to appeal to a

journalist or the media generally.Media Monitoring: Systematic monitoring of the media in order to ascertain whathas been said. Specialised agencies provide this service.Offer: A proposal by a marketer to make available to a target customer adesirable set of positive consequences if the customer undertakes the requiredaction.Pitch: A proposal - either verbal or written - to enlist the engagement or support ofa third party.Psychographics: Life-style measures which combine psychological anddemographic measurements based on consumers' activities, aspirations, values,interests or opinions.Publicity: Definitions vary but in Sauce the term is used to describe obtainingmedia coverage.

Personal Selling: Persuasive communication between a representative of thecompany and one or more prospective customers, designed to influence the

person's or group's purchase decision.Qualitative Research: Research that seeks out people's attitudes and

preferences, usually conducted through unstructured interviews or focus groups.



Quantitative Research: Research that measures (quantifies) responses to astructured questionnaire, conducted either through telephone, face-to-facestructured interviews, on the Internet or through self completion surveys.Quickcuts: The brand name of technology which enables design companies oradvertising agencies to transmit advertisements directly to the publication over atelephone line.Reach: The total number of people your organisation or campaign reaches.Relationship marketing: Marketing with a focus on building long-termrelationships where the target customer is encouraged to continue his or herinvolvement with the marketer.Strategic Marketing Planning: The process of managerial and operationalactivities required to create and sustain effective and efficient marketingstrategies, including identifying and evaluating opportunities, analyzingmarkets and selecting target markets, developing a positioning strategy,

preparing and executing the market plan, and controlling and evaluating results.Situational Analysis: An analysis of the internal and external environment of acompany or event.SWOT Analysis: Identifying the strengths and weaknesses, which are internal tothe organisation or project and the opportunities and threats, which come fromoutside the organisation.Social Media Marketing: Social media marketing is marketing using onlinecommunities, social networks, blog marketing and moreTalent: The person or people you put forward to the media as possiblesubjects for an interview, a game show, a picture or footage, etc.Target Audience: The section of the population that is identified as likely to

be most interested in buying or being associated with a product.Target media: The media you decide to target for coverage because they reachyour target audience.Targeting: The act of directing promotions to the target audience.TARPS: Target audience rating points -- that is, the number of people or

percentage of people reached in your target audienceUnique Selling Proposition (USP): The one thing that makes a productdifferent than any other. It's the one reason marketers think consumers will

buy the product even though it may seem no different from many others just like it.

Viral Marketing: Marketing by the word of the mouth, having a high pass-

rate from person to person is called Viral marketing. Creating a 'buzz' in the

industry is an example of viral marketing

Q1. Sales are declining, profits are declining and competition is increasing.



These indicate that the product may be in:

1) Introduction stage

2) Decline stage

3) growth stage

4) All the above

5) None of the above

Q2. If an existing product has to grow in an existing market, what should be

the strategy:

1) Product development

2) Diversification

3) Market development

4) Market penetration

5) none of these

Q3. Idea Screening is the first stage of:

1) New product development

2) Diversification

3) Product modification


5) All the above

Q4. Hindustan lever launched Surf Excel and Surf Excelmatic. This is a ____

type of branding strategy:

1) Line Extension

2) Brand Extension

3) New Brand

4) Multi-Brand

5) All the above

Q5. The three layers of packaging are:

1) Primary, secondary, tertiary packaging

2) Primary, secondary and shipping packaging3) Shipping, inner and outer packing


5) All the above

Q6. The objectives of price can be:

1) Profit



2) Market share

3) cash flow

4) All the above


Q7. In the English auction system, there is one seller and many buyers. Many

times the seller_____.

1) Sets floor or minimum price

2) sets ceiling or maximum price

3) Gives discount if buyers form a group

4) All the above


Q8. Mark-up pricing is a pricing ___ while as Geographic pricing is a

pricing____ :1) Method, Strategy

2) Strategy, method

3) Process, Policy

4) Policy, Process

5) None of these

Q9. Concentrated marketing is a strategy opted for:

1) Market segmentation

2) Market Research

3) Marketing Mix

4) None of these

5) All the above

Q10. SBU means:

1) Strategic Business Uses

2) Strategic Business Unit

3) Strategic Business Utility

4) None of these

5) All the above

Answers:

1. 2

2. 1

3. 1

4. 1



5. 2

6. 4

7. 1

8. 1

9. 1

10. 2

SBI PO: Marketing QuizQ.1. Warehouse Management does not include -

(1) Space determination

(2) Stock layout

(3) Stock design

(4) Stock placement

(5) Order picking procedure

Q.2. A marketing technique where marketer plays a specific role in a particular

segment is called -

(1) Mass Marketing

(2) Niche marketing

(3) Strategic Marketing

(4) Communication Marketing (5) None of these

Q.3. Which among the following is not an example of convenience goods?

(1) Tea

(2) Newspaper

(3) Coffee

(4) Shirts

(5) None of these

Q.4. In Marketing Mix 4 P‘s Imply -

(1) Product, Price, Place, Promotion

(2) Product, Price, Policy, Place

(3) Place, People, Product, Promotion



(4) All of the above

(5) None of these

Q.5. In Market segmentation which among the following is not an economic

component-(1) Age

(2) Gender

(3) Both 1 and 2

(4) Income level

(5) Taxes

Q.6. Which among the following is a feature of good forecasting method -

(1) Accuracy(2) Simplicity

(3) Economy

(4) Availability

(5) All of these

Q.7. A person who ultimately determines any part or whole of the buying decision

is called-

(1) Decider

(2) Buyer

(3) User

(4) Influencer

(5) None of these

Q.8. When a firm sells off part of its business to another it is called-

(1) Diversification

(2) Divestment

(3) Pruning

(4) Strategy

(5) Joint venture

Q.9. Buyer Resistance means -

(1) Buyers fighting with the salesman



(2) Reluctant salesman

(3) Indifferent Salesman

(4) Hesitant buyers

(5) None of these

Q.10. Digital Bank can be resorted through -

(1) Mobile phones

(2) Internal

(3) Telephones

(4) All of these

(5) None of these

Q.11. Cross selling is very effective in the sale of one of the following -(1) Debit - Card

(2) Credit- Cards

(3) Internal- Banking

(4) Auto Loan

(5) All of these

Q.12. Target market for debit card is -

(1) All existing account holder(2) All sales persons

(3) All NRI‘s

(4) All HNI‘s

(5) All of these

Q.13. SME means -

(1) Small and medium enterprises

(2) Small scale marketing entities

(3) Small & medium establishments

(4) None of these

Q.14. ―Out-sourcing means service rendered by -

(1) Outside agencies



(2) Other departments of the company

(3) Employees other than the sales person

(4) Marketing department

(5) None of these

Q.15. Sales promotion involves, the incorrect option-

(1) Building product awareness

(2) Creating interest

(3) Providing Intonation

(4) Designing new product

(5) None of these

Q.16. DSA Means -(1) District sales Authority

(2) Direct Selling Agent

(3) Distributor and Sales agent

(4) None of these

(5) All of these

Q.17. ―Conversion‖ in sales language means -

(1) Converting a buyer into a seller

(2) Converting a seller into a buyer

(3) Converting a prospect into customer

(4) All of these

(5) None of these

Q.18. Bank Marketing is treated as -

(1) Transaction marketing

(2) Service marketing

(3) Indoor marketing

(4) all of these

(5) None of these

Q.19. Leads can be provided by -



(1) friends relatives

(2) Websites

(3) Directories

(4) All of these

(5) None of these

Q.20. Marketing is – Find the wrong option -

(1) an ancient concept

(2) a modern concept

(3) a continuous affair

(4) a team effort

(5) None of these

Answers:

Q.1.(5) Q.11.(5)

Q.2.(2) Q.12.(1)

Q.3.(4) Q.13.(1)

Q.4.(1) Q.14.(1)

Q.5.(3) Q.15.(4)

Q.6.(5) Q.16.(2)

Q.7.(1) Q.18.(2)

Q.8.(2) Q.17.(3)

Q.9.(4) Q.19.(4)

Q.10.(4) Q.20.(1)

Q.1. For effective marketing the salesmen should have which of these qualities-

(1) Creativity

(2) Team spirit

(3) Motivation



(4) Effective communication skill

(5) All of these

Q.2. Market Research is needed for-(1) Deciding the market area

(2) Deciding the right-product to be sold.

(3) Making proper marketing decisions

(4) Deciding right time to sell

(5) All of these

Q.3. Which of the following statement is true-

(1) Marketing makes the company to go into loss due to higher expense(2) Marketing is not required in profitmaking companies

(3) Marketing sharpens the mind of the employees

(4) Marketing is wastage of time.

(5) All of these

Q.4. Marketing plan helps in-

(1) Better lead generation

(2) Better systems

(3) Better results

(4) Better customer service


Q.5. Motivation means-

(1) Inspiring employees to perform better

(2) Better communication skills

(3) Sales coaching

(4) Market research

(5) None of these

Q.6. In a Marketing process in today's world-

(1) Only standard products are sold

(2) The seller needs to have product knowledge



(1) Fixed deposit receipt

(2) Postage stamp

(3) Insurance policy

(4) Gift coupon of the chain store.

(5) All of these

Q.12. The act of obtaining a desired object from some one by offering some in

return is called as a-

(1) Transaction

(2) Exchange

(3) Relationship

(4) Value

(5) None of these

Q.13. --------- is a group of related products that function in a similar manner, are

sold to the same customer groups and marketed through the same type of the

outlets.

(1) Group

(2) Product line

(3) Category

(4) Market

(5) None of these

Q.14. Goods that are typically bought by consumer based on a comparison of

suitability, quality price and style are called------------ goods-

(1) Industrial

(2) Speciality

(3) Shopping

(4) Convenience

(5) None of these

Q.15. Out of the following ------ is not an objective of pricing-

(1) Profit

(2) Stabilizing demand an sales of the product

(3) Improvement in product quality



(4) Expansion of business.

(5) All of these

Q.16. Out the following ------- is not the three level of the product-

(1) Core(2) Symbolic

(3) Augmented

(4) fragmented

(5) None of these

Q.17. Of the following pricing methods----- is not for new product-

(1) Market skimming

(2) Penetration(3) Discriminatory pricing

(4) None of these


Q.18. In market skimming pricing strategy-----

(1) Initially price is lower then it is reduced

(2) Initially price is higher then it is reduced

(3) Initial price is high and is maintained high

(4) None of these

(5) All of these

Q.19. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior

citizens of 60 years and above- It is practicing-

(1) Promotional pricing

(2) Psychological pricing

(3) Segmental pricing

(4) Product mix pricing

(5) All of these

Q.20. With---- pricing, the products are priced below list price (or even cost) for a

temporary period to create buying urgency-

(1) Reference



(2) By-product

(3) Promotional

(4) Market penetration

(5) All of these

Answers:

Q.1.(5) Q.11.(4)

Q.2.(5) Q.12.(2)

Q.3.(3) Q.13.(2)

Q.4.(5) Q.14.(3)Q.5.(1) Q.15.(4)

Q.6.(3) Q.16.(4)

Q.7.(5) Q.17.(1)

Q.8.(2) Q.18.(2)

Q.9.(2) Q.19.(3)

Q.10.(4) Q.20.(3)

SBI - PO Marketing QuizQ.1. The following offering is not a service-

(1) Fixed deposit receipt

(2) Postage stamp

(3) Insurance policy

(4) Gift coupon of the chain store.

(5) All of these

Q.2. The act of obtaining a desired object from some one by offering some in

return is called as a-

(1) Transaction

(2) Exchange

(3) Relationship

(4) Value



(5) None of these

Q.3. --------- is a group of related products that function in a similar manner, are

sold to the same customer groups and marketed through the same type of the

outlets.(1) Group

(2) Product line

(3) Category

(4) Market

(5) None of these

Q.4. Goods that are typically bought by consumer based on a comparison of

suitability, quality price and style are called------------ goods-(1) Industrial

(2) Speciality

(3) Shopping

(4) Convenience

(5) None of these

Q.5. Out of the following ------ is not an objective of pricing-

(1) Profit

(2) Stabilizing demand an sales of the product

(3) Improvement in product quality

(4) Expansion of business.

(5) All of these

Q.6. Out the following ------- is not the three level of the product-

(1) Core

(2) Symbolic

(3) Augmented

(4) fragmented

(5) None of these

Q.7. Of the following pricing methods----- is not for new product-

(1) Market skimming



(4) all of the above.

(5) None of these

Q.4 'Casual' research is basically concerned with-

(1) Establishing cause and effort relationship(2) Arriving at a forecast or prediction of interest.

(3) measuring and estimating the frequencies with which of things occur

(4) all of above

(5) None of these

Q.5 A method in which brand equity is measured by comparing difference between

the retail price of the brand and the retail price of an unbranded product in same

category is called-(1) Brand goodwill method

(2) price premium method

(3) Production method

(3) Both 1 and 2

(4) Neither 1 nor 2

Q.6 Bank Marketing means-

(1) Selling of Banks(2) Merger of Banks

(3) Selling bank's products and services

(4) None of these

(5) All of these

Q.7 Credit cards are used for-

(1) Cash withdrawals

(2) Purchase of air tickets

(3) Purchase of consumable items from retail outlets

(4) all of these

(5) None of these

Q.8 Home loans are granted to-



(1) Individuals

(2) Institutions

(3) Builders

(4) all of these

(5) None of these

Q.9 ATMs are-

(1) Branches of Banks

(2) Manned counters of Banks

(3) Unmanned cash dispensers

(4) All of these

(5) None of these

Q.10 Relationship selling means-

(1) Preparing a list of relatives

(2) Cross selling

(3) Selling to relatives

(4) Selling to strangers

(5) Telemarketing

Q.11 Proper pricing is needed for-

(1) Extra charges of extra services

(2) Levy of VAT

(3) Good customer services

(4) Putting burden on the customers

(5) Depositing money in bank.

Q.12 The abbreviation ISP stands for-

(1) International Spy Project

(2) Indian Social Planning

(3) Initial Service Provider

(4) Internet Service Provider

(5) None of these



Q.13 ESOP stand for-

(1) Efficient Service of Promises

(2) Effective System of Projects

(3) Employee Stock Option Plan

(4) Essential Security of Project(5) Equity Stock Option Plan

Q.14 The balance sheet of an organization gives information regarding-

(1) Result of operations for a particular Period

(2) The financial position as on a particular date

(3) The operating efficiency of a firm.

(4) Financial position during a particular period


Q.15 The advantage of telephone interview are-

(1) Relatively low cost per interview

(2) Good for reaching important people who are inaccessible

(3) Securing Co-operation which is not always possible

(4) All of these

(5) Both 1 & 2

Q.16 The best advertisement is-

(1) Glow sign boards

(2) On internet

(3) TV media

(4) Print media

(5) A satisfied Customer

Q.17 Acid Test of a brand is-

(1) Brand preference

(2) Brand awareness

(3) Brand loyalty

(4) Brand equity

(5) Band acceptability



Q1. Regulation that arise to ensure that firm takes responsibility for the social costs

of their products or production processes stem from which reason for government

legislation of business-

(1) To protect companies from each other.

(2) To protect companies from unfair business practices.(3) To protect the interests of the society.

(4) To businesses from unfair consumer demands.

(5) All of these

Q2. The last stage in selling process-

(1) approach

(2) handling objections

(3) closing(4) follow up

(5) All of these

Q3. The Major advantage of survey research is its-

(1) Simplicity

(2) Structure

(3) Organization

(4) flexibility

(5) All of these

Q4. A ----- is any activity or benefit offered for sale that is essentially intangible

and does not result in the ownership of anything.

(1) Demand

(2) Basic staple

(3) Product

(4) Service

(5) All of these

Q5. ------- is a person's distinguishing psychological characteristics that-lead to

relatively consistent and lasting responses his or her own environment-

(1) Psychographics

(2) Personality



(3) Demographics

(4) lifestyle.

(5) All of these

Q6. The plan in the business buying behaviour model where interpersonal andindividual influence might interact is called the-

(1) Environment

(2) Response

(3) Stimuli

(4) Buying center

(5) All of these

Q7. The course of a product's sale and profit over its lifetime is called-(1) The sales chart

(2) The dynamic growth curve.

(3) The adoption process

(4) The product life cycle.

(5) All of these

Q8. All of the following are thought to be sources of new product ideas Except-

(1) Internal Sources

(2) Customers

(3) Competitors

(4) Local library

(5) All of these

Q9. If Honda uses its company name to cover such different products as its

automobiles lawn mowers and motorcycles, it is practicing which of the following-

(1) New brand strategy

(2) Live extension strategy

(3) Multi-brand strategy

(4) Brand extension strategy

(5) All of these

Q10. If a company (considering its options on the product/market expansion grid)



chooses to move in to different unrelated fields (from what it has ever done before)

with new products as a means to stimulate growth, the company would be

following which of the following general strategies.

(1) Market-Penetration

(2) Market development(3) Product development

(4) Diversification

(5) All of these

Q11. When the market research organization chooses a segment of the population

that represents the population as a whole, they have chosen a-

(1) Group

(2) Bi-variant-population(3) Sample

(4) Market Target

(5) None of these

Q12. Joining with foreign companies to produce or market product and service is

called-

(1) Direct exporting

(2) Indirect exporting

(3) Licensing

(4) Joint-Venturing

(5) None of these

Q13. A --- is a name, term, sign, symbol or design or a combination of these that

identified the market or seller of a product or service-

(1) Product feature

(2) Sponsorship

(3) Brand

(4) Logo

(5) None of these

Q14. The study of human population in terms of size, density, age, gender, race,

occupation and other statistics is called



(1) Geothermy

(2) Demography

(3) Ethnography

(4) Geography

(5) None of these

Q15. The process that turns marketing strategies and plans in to marketing action

in order to accomplish strategic marketing objective is called-

(1) Marketing strategy

(2) Marketing Control

(3) Marketing analysis

(4) Marketing implementation

(5) None of these

Q16. If your company were to make a product-such as suit of clothes and sell that

product your company will come under which sector ?

(1) Retailer

(2) Business

(3) Government

(4) Service

(5) None of these

Q17. Cost that do not vary with production or sales level are called-

(1) fixed costs

(2) Variable cost

(3) Standard costs

(4) Independent-costs

(5) None of these

Q18. Consumer Information source-

(1) Personal source and commercial source

(2) Public source

(3) experiential source

(4) all of the above

(5) None of these



Q19. Zero-based budgeting (ZBB) means-

(1) A tool of marketing cost

(2) a tool for financial analysis

(3) each year, budgeting starts from a scratch.(4) a certain percentage of sales

(5) both 1 & 2.

Q20. Which of the following expresses Maslow's Motivation theory best----

(1) Importance of Motivation for customer development

(2) Why people are driven by particular need at particular times.

(3) Where human needs are arranged in a hierarchy.

(4) all of these

ANSWERS:

1. (3) 11. (3)

2. (4) 12. (4)

3. (4) 13. (3)

4. (4) 14. (2)

5. (2) 15. (4)

6. (4) 16. (2)

7. (4) 17. (1)

8. (3) 18. (4)

9. (4) 19. (3)

10. (4) 20. (4)

1. In ‗Double-win‘ strategy-

(a) Customer gets an additional benefit

(b) Customer gets price debate.

(c) Both customs and the sales person come out with sense of satisfaction(d) Both (a) and (b)

Q2. Consumer behavior, ‗Perception is a process through which

(a) a consumer make ultimate purchasing

(b) a consumer is satisfied



(c) a consumer‘s mind receives, organizes and interprets physical stimuli

(d) Both (a) and (c)

Q3. Sales forecast implies

(a) an estimate of the maximum possible sales opportunities present in a particularmarket segment

(b) an estimate of sales, in physical units, in a future period

(c) Both (a) and (b)

(d) Neither (a) nor (b)

Q4. In advertising for ………… is not allowed on T.V

(a) Liquor

(b) Cigarettes(c) Both (a) and (b)


Q5. A theory states that no matter how efficiently goods / services are produced, if

they cannot be delivered to the customer in the quickest possible time it is vain.

This theory is called

(a) Quickest the best

(b) Instant service

(c) Service on time

(d) Timely effort

Q6. Entrepreneurs find direct marketing the attractive because of

(a) Investment is low

(b) It doesn‘t required specialized skills

(c) Returns are quick

(d) All of the above

Q7. Demonstration is an exercise to

(a) attractively pack and display the goods

(b) prove the characteristic of the product


(d) Neither (a) and (b)



(a) Brand goodwill method

(b) Price premium method



Q14. Media planning includes:

(a) assessing lost

(b) selecting the right medium

(c) both (a) and (b)


Q15. In India, which commission can be approached to curb misleading

advertisements?(a) MRTP

(b) MTP

(c) ISPT

(d) QTP

Q16. In marketing ‗initiator‘ is a term which describes

(a) who determines that some need is not being met and authorities a purchase to

rectify the situation

(b) who most directly involved in the consumption of the product



Q17. What is the full form of LIC

(a) Life Insurance Corporation

(b) Life Insurance Commission

(c) Life India Corporation

(d) None of these

Q18. …………… recently has raised its stake beyond 10% in a few blue chip

companies even after the insurance regulator IRDA decided to impose a cap of

10% on the institution‘s investment in a single company.

(a) Life Insurance Corporation



Q23. SAP consultancy Axon Group is based on which country ?

(a) UK

(b) India

(c) Germany

(d) Italy

Q24. Which is SAP consultancy Axon Group in the news recently ?

(a) SAP consultancy Axon Group will recommend HCL Technologies‘ £441.1-

million buyout offer to its shareholders, withdrawing its earlier recommendation of

Infosys‘ £407-million offer.

(b) SAP consultancy Axon Group will open 500 training centres in Asia

(c) SAP consultancy Axon Group will recommend buying of TCS

(d) None of these

Q25. ICICI Bank, CEO and managing director KV Kamath is taking the help of

………………….to find his successor. The professor will obtain independent data

regarding the leadership attributes of the shorlisted senior management executives.

Name the professor

(a) Professor Wayne Brockbank, a clinical professor of business at the University

of Michigan‘s Ross School of Business

(b) Director of IIM, Ahmedabad

(c) Ministry of Human Resource, Govt of India

(d) A committee formed of Professor from all IITs

ANSWERS:

1. b 11. d 21. a

2. c 12. a 22. a

3. c 13. b 23. a

4. c 14. c 24. a

5. b 15. a 25. a

6. d 16. a

7. b 17. a

8. d 18. a

9. d 19. e

10. c 20. A



available online for free – Norway

l The state where Junbeel Mela is celebrated – Assam

l The scheme under which the Scheduled Tribe householdswill now avail 150 days of wage employment – MGNREGA

l The city in India which has the largest number of childcancer cases according to the study by the Indian Councilfor Medical Research (ICMR) – Chennai

l The chief guest at the 12th edition of the Pravasi BharatiyaDiwas held in New Delhi – YB Datuk Seri Palanivel

l The person named as the most admired person on the planetin a poll conducted by YouGov for The Times recently –

Bill Gates

l The winner of 2013 Fifa Player of the Year award Ballond‘Or – Cristiano Ronaldo

l The chairman of the ten-member committee set up by theInsurance Regulatory and Development Authority (Irda) tolook into having 100% FDI in insurance intermediaries andThird Party Administrators (TPAs) – Suresh Mathur

l India‘s ranking globally in the 2014 Index of Economic Freedom published by the Heritage Foundation and theWall Street Journal – 120th

l The country with which the Indian Coast Guards conducteda joint exercise named ―Sahyog-Kaijin-XI‖ in Kochi recently

– Japan

l The firm bought by Google Inc for $3.2 bn recently in thesecond largest deal in its history – Nest Labs

l The country which enacted a new law recently criminalisinghomosexual clubs, associations and organizations with penalties of up to 14 years in jail – Nigeria

l The country in which Michelle Bachelet has been officiallydeclared as president-elect – Chile

l The RBI has allowed NBFCs to extend loans against gold jewellery as collateral up to – 75 per cent

l The amount the central govt will receive as royalty for its90 per cent stake in Coal India Limited – `16,485.71 cr



l The president of South Korea who came to New Delhi on afour-day official visit recently – Park Geun-hye

l The Indian sportswoman whose silver medal at the WorldAthletics Final in 2005 was recently elevated to gold by the

IAAF – Anju Baby Georgel The place in Rajasthan where the footprints of dinosaurshave been spotted recently – Jaisalmer

l The new rate of interest announced by the EPFO onProvident Fund deposits for 2013-14 – 8.75 per cent

l The disease from which India has been free for last threeyears – Polio

l The place in Haryana where the Prime Minister Manmohan

Singh laid the foundation of 2,800-Megawatt nuclear power plant recently – Fatehabad

l The amount announced by the World Bank for Uttarakhandto construct disaster-resilient houses and roads – USD 250

mn

l The first woman judge of the national Shariah court ofPakistan – Ashraf Jehan

l The world‘s largest tobacco consumer country – China

l The team that lifted both the men‘s and women‘s team titles of the 75th Senior National Table Tennis Championships –

Petroleum Sports Promotion Board (PSPB)l The railway station which entered Limca Book of Recordsfor being the world‘s longest platform (1,355.40 metres)recently – Gorakhpur

l The country in which the UN and its humanitarian partnershave launched ―No Lost Generation‖ initiative to save millions of children – Syria

l The life insurance and pension benefits scheme MahatmaGandhi Pravasi Suraksha Yojana (MGPSY) was firstlaunched in – UAE

l The National Youth Festival is held on the occasion of the birth anniversary of – Swami Vivekananda

l The launch vehicle armed with indigenous cryogenic rocket



engine technology which was recently successfully tested –

Germany

l The chairman of the committee set up by the RBI to overhaulthe Indian banking landscape – Nachiket Mor

l The person named by the animal rights body ‗People for the Ethical Treatment of Animals (PETA)‘ as the Person of the Year for 2013 – Shashi Tharoor

l The US bank which has agreed to pay USD 1.7bn to victimsof a fraudster for not maintaining an effective anti-moneylaundering programme – JP Morgan

l The chief guest at 65th Republic Day parade at Rajpath inDelhi – Shinzo Abe (PM of Japan)

Match PointK KUNDAN MARCH 2014l The Commission which reported that Odisha‘s good-qualityiron-ore reserves will last for only 30 years at present rateof extraction – Justice MB Shah Commission

l The panel tasked to review the framework on externalcommercial borrowings (ECBs) and foreign currencyconvertible bonds (FCCBs) – MS Sahoo Panel

l The shuttler who has become the first male junior badminton player from India to be ranked No. 1 in the world – Aditya

Joshil The country where the Supreme Court has given voters theright to cast negative votes during the parliamentary or localelections recently – Nepal

l The state which is running the national award-winning Sakala programme that guarantees time-bound delivery of servicesto citizens by govt departments – Karnataka

l The city where the three-day 12th Pravasi Bharatiya Diwas(PBD) was held recently – New Delhi

l The state where the 11-day-long world famous Dhanu Yatraof Bargarh was held recently – Odisha

l The country which successfully tested its advanced missiledefence system Arrow 3 recently – Israel



l The new president of NASSCOM – R Chandrashekhar

l The country which has developed its own satellite navigationsystem named Beidou and is offering it free of cost to itsneighbouring countries – China

l The winner of Chennai Open tennis trophy – StanislasWawrinkal The winner of the Qatar Open tennis championship – Rafael

Nadal

l The software firm which is setting up the world‘s largest corporate learning and development centre in India – TCS

l The state to which the World Bank has agreed to extend itssupport with an assistance programme of about `2,254 cr

($490 mn) for road and other projects – Rajasthanl The person appointed the new president of the South AsianFederation of Accountants (SAFA) recently – Subodh

Kumar Agrawall China‘s first aircraft carrier which completed its sea trials recently – Liaoning

l The new Managing Director and CEO of India‘s commodity exchange MCX-SX – Saurabh Sarkar

l The country which is all set to host first Wimbledon tennisevent outside UK – India

l The deadline set by the International Civil AviationOrganisation (ICAO) to phase out non-machine-readable passports – 24 Nov, 2015

l The Gulf country with which India has signed a pact to protect interests of domestic sector workers employed there – Saudi Arabia

l The firm with which the Govt of India has terminated the

chopper deal signed in 2010 for the supply of 12 VVIPhelicopters – AgustaWestland

l India‘s position in the production of crude steel in the world – Fourth

l The country where the Chaparrastique volcano erupted forthe first time in 37 years – El Salvador



l The country which formally joined the Euro Zone as the 18th member of the group – Latvia

l The cricketer who cracked the fastest century in one-dayinternational history – Corey Anderson

l The Indian-origin academician who has been appointed deanof the prestigious Harvard College – Rakesh Khurana

l The new Chairman of the National Dairy DevelopmentBoard (NDDB) – T Nanda Kumar

l The state whose tourism department has won United Nations World Tourism Organisation (UNWTO)‘s ‗Ulysses Award‘ – Kerala

l The country whose research ship Akademik Shokalskiy was

trapped in thick ice in Antarctica – Russial The country which has introduced new restrictions on onlineshopping as part of efforts to stop foreign currency reservesfrom falling any further – Argentina

l The bank in which the CCEA approved to increase foreigninvestment to 74 per cent recently – Federal Bank

l The chairman of the panel considering splitting overseasinflows into two categories FPI and FDI – Arvind Mayaram

l The biodiversity hotspot which has been named ‗destination flyways‘ by United Nations Wor ld Tourism Organization(UNWTO) – Chilika lagoon

l The UN-sponsored international conference on Syria toresolve the crisis and find a political solution to the conflictin the Arab country – Geneva-II

l The new chairman of the chiefs of staff committee (CoSC) – Bikram Singh

l The telco which FIPB allowed to acquire shares for over

`10,000 cr recently – Vodafone

Match Point( APRIL )l Rural Infrastructure Development Fund (RIDF) was



instituted in – NABARD

l TRIPS agreement is associated with – Intellectual property

rights

l The investment envisaged in the annual plan in the Interim

Rail Budget for 2014-15 – `64,305 crl The place in Andhra Pradesh chosen for one of two newgovt-controlled ports in the country – Dugarajapatnam

l The first rail system in the world to be awarded the GoldStandard foundation for energy efficiency – Delhi Metro

l The youngest athlete (15 years old) to win Gold at SochiWinter Olympics – Yulia Lipnitskaya

l The chairman of the Supreme Court-appointed committee

which submitted its report on betting and fixing in the sixthedition of the Indian Premier League (IPL) – Mukul Mudgal

l India‘s indigenous intermediate jet trainer (IJT) aircraft whose development is in advanced stages of certification –

Sitara

l The South Korean city which will host the 2018 WinterOlympics – Pyeongchang

l The first state in the country to achieve 100 per centsanitation in rural and urban households, schools, sanitarycomplexes and Aanganwadi centres – Sikkim

l The newly elected Prime Minister of Nepal – Sushil

Koirala

l The country which was in news, recently, regarding its allegedrole in operation Blue Star – UK

l The Gross Domestic Product (GDP) growth pegged byCSO in its estimates for 2013-14 – 4.9 per cent

l The denomination in which the Reserve Bank of India (RBI)

is gearing up to introduce about one billion plastic notes ona trial basis – `10

l The aggregate foreign investment (FDI, FII and NRI) limitfor public sector banks (PSBs) – 20 per cent

l The new president of the Indian Olympic Association (IOA) – N Ramachandran



l The telecom major whose proposal to increase its stake inthe Indian entity to 100% was cleared by the CCEA recently

– Vodafone

l The model recalled recently by India‘s largest passenger

carmaker Maruti Suzuki – Maruti 800l The state where the highest number of poor people (5.98crore) live below the poverty line in 2011-12 as per thePlanning Commission – Uttar Pradesh

l The increased fair and remunerative price (FRP) forsugarcane approved by the govt for 2014-15 – `220

l The cloud computing project launched by the Union govt –

Meghraj

l The limit to which FDI is allowed in private sector banks inIndia under the govt route – 74 per cent

l The number of people living below poverty line in 2011-12as per the estimates of Planning Commission – 27 crore

l The cricket cup played between the winner of the RanjiTrophy and a team representing Rest of India – Irani Cup

l The new CEO of the software giant Microsoft – Satya

Nadellal The chairman of the 7th Central Pay Commission – Ashok

Kumar Mathur

l The social networking site which completed 10 years inoperation on 4 Feb 2014 – Facebook

l The president of Germany who visited India recently –

Joachim Guack

l MGNREGA Divas – 2 Feb

l The position of India among crude oil importers in 2013 –

Third

l The winner of Ranji Trophy 2013-14 – Karnatakal The new chief minister of Uttarakhand – Harish Rawat

l The state govt which has decided to revoke foreign directinvestment (FDI) in multibrand retail recently – Rajasthan

l The state which has been ranked on top in the RBI‘s report titled ―State Finances — A study of Budgets of 2013-14‖



based on different fiscal parameters – Chhattisgarh

l The first woman to be inducted in the International CricketCouncil‘s (ICC‘s) umpires‘ panel – Kathy Cross

l India‘s ranking in the 2014 Environmental Performance Index

(EPI) – 155thl The team which remained on the top with 92 medals at theend of the Lusofonia Games in Goa – Goa (India)

l The city where country‘s first monorail service commenced its operations recently – Mumbai

l The country with which India entered into a double taxationavoidance agreement (DTAA) for the first time recently –

Fiji

l The bank which raised `8,032 cr by selling shares throughQIP, making it the biggest ever equity sale via this routerecently – State Bank of India (SBI)

l The country whose central bank approved domestic tradingin the Chinese yuan, Japanese yen, Australian dollar as wellas Indian rupee to be legal tender recently – Zimbabwe

l The economic condition which causes a sustained increasein general price level over a particular period of time andreduces the purchasing power of money – Inflation

l The top ULFA leader who has been sentenced to death by acourt in Bangladesh for being involved in the country‘s biggest weapons haul seized in 2004 – Paresh Barua

l The state where world‘s largest 4,000-MW ultra mega solar power project will be set up – Rajasthan

l The Sub-Inspector in the anti-naxal force Greyhounds ofAndhra Pradesh who was posthumously conferred theAshok Chakra – K Prasad Babu

l The Social Justice and Empowerment minister who resignedfrom the Union Cabinet recently – Kumari Selja

l The country from which India is considering buying 15ShinMaywa US-2 amphibious patrol aircrafts – Japan

l The winner of the women‘s singles title of the 2014 Australia Open tennis tournament – Li Na



Letta

l The country which ranked at the bottom in the Global GenderGap Report 2013 – Yemen

l The total amount of bids received by the govt after auction

of the spectrum recently – `61,000 crl The chairman of the six-member committee set up by theGovt to suggest remedial measures to address concerns of people from the Northeast – MP Bezbaruah

l The author of the controversial book titled The Hindus: An

Alternative History, which Penguin announced to withdrawrecently – Wendy Doniger

l India‘s ranking in the 2014 World Press Freedom Index –

140thl World Radio Day – 13 Feb

l The team which won the Irani Trophy 2013-14 –

Karnatakal The community notified by the govt as national minorityrecently – Jain

l The team which won the Federation Cup football tournamentrecently – Churchill Brothers

l The winner of the men‘s single title of the 2014 Australia Open – Stanislas Wawrinka

l The country where Laimdota Straujuma became the firstwoman Prime Minister – Latvia

l The India-born engineer-scientist who has been awardedthe 2014 Marconi Prize – AJ Paulraj

l The new chief of the Hyderabad-based National PoliceAcademy – Aruna Bahuguna

l The Managing Director of Tata Motors who died in Bangkok

recently – Karl Slyml The National Girl Child Day – 24 Jan

l The Indian-origin academician who has been appointed deanof the prestigious Harvard College recently – Rakesh

Khuranal The RBI has decided to withdraw from circulation all



responsibility of a slew of mishaps in Navy‘s submarines –

DK Joshi

l The country which topped the list of 10 countries in theiruse of ―digital govt‖ in a new study by Accenture –

Singapore — India‘s rank – Eighth

l The player who was given the Lifetime Achievement awardat the National Sports Award presented by the FICCIrecently – Rahul Dravid

l India‘s most powerful rocket to date, scheduled for an experimental flight in Apr – GSLV Mk-III

l The present Governor General of Canada who visited India

recently – David Johnstonl The cricketer who has been appointed the brand ambassadorof Gujarat state Election Commission recently –

Cheteshwar Pujaral The city in India where world‘s longest (20km) free Wi-Fizone was inaugurated recently – Patna

l The first Indian to be elected as the president ofAdministrative Tribunal of the Asian Development Bank(ADB) for three years recently – Lakshmi Swaminathan

l The oldest Member of Parliament (MP) till date who retiredafter seven decades in politics recently – Rishang Keishing

l The most expensive ($51-bn investment) Olympics eventtill date – Sochi Olympics

l The winner of the 2014 ONGC – GAIL Delhi Open tennistournament – Somdev Devvarman

l The winner of the Rio Open 2014 tennis tournament –

Rafael Nadal

l The language classified by the govt as the sixth Indianclassical language – Odia

l India‘s position in the ICC U-19 World Cup – Fifth

l The crown prince of Saudi Arabia who was on a threedayofficial visit to India recently – Salman bin Abdulaziz Al

Saud



l International Women‘s Day – 8 Mar

l The current President of the International OlympicCommittee (IOC) – Thomas Bach

l The telecommunication company which became the first

company to cross 200 million mobile subscribers mark inIndia – Bharti Airtel

l The country which topped the medal chart at the recentlyconcluded Sochi Winter Olympics – Russia

l The country where ICC T20 World Cup 2014 was organised – Bangladesh

l The mobile handset maker whose bid to transfer its Indianassets to Microsoft was denied by the Supreme Court

recently – Nokial The chairman of the Committee constituted by the govt toassess implementation of the Sachar Committeerecommendations – Amitabh Kundu

l The chairman of the MCX-SX who resigned recently – GK

Pillai

l The new chairman of the MCX-SX stock exchange –

Thomas Mathew Tl The Indian acid attack victim who has won the prestigiousInternational Women of Courage Award – Laxmi

l The Committee on whose recommendation the govt hasdecided to hike interest rates on fixed-deposit schemes offered by post offices by up to 0.2 % – Shyamala Gopinath

Committee

l World‘s richest person in the Forbes 2014 billionaire list –

Bill Gates

l The cricketer who has been appointed by Canara Bank as

its brand ambassador – Shikhar Dhawanl The new President of Chile – Michelle Bachelet

l The present per capita steel consumption in India is around – 60 kg

l The Goods and Services Tax will replace – Excise duty,

Service tax and Value-added tax (VAT)



l The present length of the National Highways in the country – 80,000 km

l The size of SDR allocation to India from InternationalMonetary Fund (IMF) – 3.29 bn

l The country where the funeral ceremony of its First VicePresident Marshal Mohammad Qasim Fahim was held atthe presidential place recently – Afghanistan

l The country where the initial phase of the IPL 7 will bestaged – United Arab Emirates

l The joint disaster relief operations carried out between thearmies of India and Nepal in Pithoragarh in Uttarakhandrecently – Surya Kiran

l The team which won the Santosh Trophy 2014 footballtournament – Mizoram

l The country where Muslim Brotherhood, which SaudiArabia has formally designated as a terrorist organisationrecently is active – Egypt

l The Indian envoy to Saudi Arabia who regularised, the statusof 14 lakh Saudi Indians and has been conferred the SKSingh Award for excellence in Indian Foreign Service – Siby

George

l The team which won the ICC Asia Cup cricket tournamentrecently – Sri Lanka

l The duration of President‘s rule in a state in the first instance – Six months

l The state which is India‘s fastest growing state as per thedata of CSO with its GSDP growing at 15.05 per cent during2012-13 – Bihar

l The country where the permanent secretariat of the

BIMSTEC group is proposed to be set up – Bangladeshl The Indian city where the BIMSTEC Energy Centre is planned to be established – Bengaluru

l Jupiter‘s moon to which the US space agency NASA is planning to send a robotic mission by 2025 – Europa

Match Point



K KUNDAN MAY 2014l The bank which had the highest share of NPAs among thelisted banks in 2013 – State Bank of India

l The country which has overtaken India as the world‘s largest

gold consumer – Chinal The amount the finance ministers and central bank governorsfrom the Group of 20 (G20) have vowed to add to worldeconomy to lift growth – USD 2 tn

l World Water Day – 22 Mar

l The bank from which the govt sold 9 per cent stake heldthrough SUUTI to garner over `5,500 cr – Axis Bank

l The state where the foundation of a 70-storey temple

‗Vrindavan Chandrodaya Mandir‘, billed to be the tallest shrine in the world, was laid down recently – Uttar Pradesh

l The public sector lenders which has announced, for the firsttime in its history, to offload around `5,000 cr of its `67,799cr dud assets to ARCs – State Bank of India

l The winner of the women‘s singles title of the BNP ParibasOpen 2014 – Flavia Pennetta

l The country to which the Export-Import Bank of India(Exim Bank) has extended a Line of Credit of $89.90 mn fordeveloping transportation system – Republic of Congo

l The first woman Chairman and Managing Director of HPCLappointed recently – Nishi Vasudeva

l The insurer which has come under the scanner of IRDA foralleged irregularities in implementation of govt-sponsoredinsurance schemes meant for the poor – ICICI Lombard

l The Reserve Bank of India deputy governor who resignedrecently – Kamalesh Chandra Chakrabarty

l The new ceiling on poll expenditure for Lok Sabha andLegislative Assembly candidates respectively – `70 lakh,

`28 lakh

l The present chairperson of the National Green Tribunal(NGT) – Swatanter Kumar

l The team which won the Vijay Hazare Trophy – Karnataka



l The mobile operator which has announced to buy Spanishcable operator Ono for 7.2 bn euros – Vodafone

l The Bru or Reang refugees living in relief camps in Tripuraoriginally belong to – Mizoram

l The bank which has launched its Namma Metro Transitcum Debit Card which is valid to travel in Bangalore Metroas travel tokens – Federal Bank

l The regions declared independent from Ukraine in a recentreferendum conducted there – Crimea

l The Indian city which topped the list of word‘s ten least expensive cities as per the Worldwide Cost of Living 2014index – Mumbai

l The present Secretary General of SAARC – Arjun BahadurThapa

l Gandhi Peace Prize for the year 2013 has been awarded to –

Chandi Prasad Bhattl The first universal bank of India – ICICI Bank

l The sports federation in India which has been accorded thestatus of National Sports Federation – Hockey India

l Chief Election Commissioner of India – VS Samapath

l The newly appointed governor of Kerala – Sheila Dikshit

l In a ground-breaking discovery, researchers have found thatnearly 4,200 years ago the Indus Valley civilisation wasdoomed by – A monster drought

l The number of phases for the upcoming Lok Sabha elections – Nine

l The movie which has won the best picture Oscar at the 86thAcademy Awards – 12 Years a Slave

l World Wildlife Day – 3 Mar

l The international governing body for the game of boxing – AIBA

l The first private bank of India which has commenced itsoperations in China recently – Axis Bank

l The country where the BIMSTEC Summit was held on 4Mar – Myanmar



l The country which is planning to reduce its army to itslowest manning levels since 1940 – US

l The pair which won the doubles title of the 2014 DubaiDuty Free tennis championships – Rohan Bopanna and

Aisam-Ul-Haq Qureshil The country where Matteo Renzi was sworn in as theyoungest-ever Prime Minister recently – Italy

l The country to which the World Bank has postponed a$90-mn loan for the health system after an anti-gay bill wassigned into law there – Uganda

l The winner of the men‘s singles title of the 2014 Dubai Duty Free tennis championships – Roger Federer

l The team which won the ICC U-19 World Cup – SouthAfrica

l The Indian-origin scientist in the UK who has discovered anultra-thin layer hidden deep in the eye that may help cure blindness, caused by glaucoma recently – Harminder Dua

Match Point( JUNE )

l The winner of the 2014 Malaysian Grand Prix formula onechampionships – Lewis Hamilton

l The winner of the Candidates Chess tournament –

Viswanathan Anand

l The Indian state which is the top recipient of foreignremittances into the country – Kerala

l The country which topped the Amnesty International‘s Global Death Penalty Report 2013 – China

l The private sector lender which has introduced ―Kisan Card‖ through which a farmer can withdraw up to `1 lakh per dayfrom ATMs – Axis Bank

l The winner of the women‘s singles of the 2014 Miami Masters tennis championships – Serena Williams

l The new president of the 28-nation military alliance NATO



l The winner of the 4th Hockey India men‘s National Championships – Air India

l The winner of the women‘s world squash championships 2014 – Laura Massaro

l The automaker in the US which will pay a record $1.2 bn toresolve a criminal probe into safety issues – Toyota Motors

l World Tuberculosis Day – 24 Mar

l The new Secretary of the Department of Industrial Policyand Promotion (DIPP) – Amitabh Kant

l The two-month long campaign against dengue launched insix major cities in the country – U & Me Against Dengue

l The two sites nominated by India as candidates for

UNESCO‘s World Heritage Site – GHNP and Rani-ki-Vavl Martyrdom Day – Mar 23

l The US-made robotic mini-submarine deployed to locatedebris of the missing Malaysian aircraft – Bluefin-21

l The export subsidy that the govt will provide on raw sugarshipments for the Apr-May period to help the cash-starvedindustry to pay arrears to sugarcane farmers – `3,300 per

tonnel The winner of the inaugural 10,000 US Dollar RichmondOpen squash championship title – Joshana Chinappa

l The two-week-long joint military exercise held betweenChina and Pakistan – Peace Angel 2014

l The amount pumped by the investors in various mutualfund schemes during 2013-14 – `54,000 cr

l Cash turnover on the nation‘s three full-fledged stockexchanges NSE, BSE and MCX-SX in 2013-14 – `33.41

lakh cr

l Winner of the Formula One Chinese Grand Prix 2014 – Lewis Hamilton

l The ten-day joint Air exercise scheduled to take place between India and France in Jun – Garuda-5

l The Nobel laureate novelist who died recently – Gabriel

Garcia Marquez



l World Heritage Day – 18 Apr

l The two Election Commissioners who make full electioncommission along with Chief Election Commissioner VSSampath – Nasim Zaidi and HS Brahma

l The new President of Algeria who won for the fourth timein a row recently – Abdelaziz Bouteflika

l NASA‘s robotic lunar explorer which was annihilated as planned recently – LADEE

l Best Hindi Film at the 61st National awards – Jolly LLB

l The infrastructure budget unveiled by the Brazilianauthorities for the Rio Olympics 2016 – USD 10.76 bn

(approx)

l The tax rate at the which individuals earning more than `10cr a year will be taxed under the revised Direct Tax Code –

35 per cent

l The software bug that is in news across the world –

Heartbleed

l The new chief of the Indian Navy – Rabinder Kumar

Dhowan

l The country which has announced to withhold funding tothe Commonwealth Secretariat, pointing to the Secretariat‘s silence on alleged war crimes and rights abuse in Sri Lanka –

Canadal Best Feature Film at the 61st National Film Awards – Ship

of Theseus

l The new Finance Secretary of India – Arvind Mayaram

l The state with the highest number of factories as per theAnnual Survey of Industries (ASI) 2010-11 – Tamil Nadu

Match Point

K KUNDAN JUNE 2014l The tribals who cast their vote for the first time in thecountry‘s history in the recent election – Shompens

l Winner of the women‘s singles title of the India Super Series 2014 badminton – Shixian Wang

l The international insurer with which SBI runs SBI Life



Insurance joint venture – BNP Paribas Cardif

l The winner of the 2014 Bahrain Grand Prix formula onechampionships – Lewis Hamilton

l The cinematographer awarded with Dada Saheb Phalke

award, who passed away recently – VK Murthyl Winner of the men‘s singles title of the India Super Series Badminton – Lee Chong Wei

l The Indian shooter who has clinched the World No. Onespot in 10 metres air pistol event – Heena Sidhu

l The drug maker which has announced to acquire Ranbaxyfor $3.2 bn – Sun Pharmaceuticals

l World Health Day – 7 Apr

– The theme of the World Health Day for 2014 – Vectorbornediseases: small bite, big threatl The team which has won the men‘s 2014 ICC World T20 –

Sri Lankal The country where the multilateral, humanitarian assistance/disaster relief (HA/DR) exercise, dubbed Komodo 2014,was held recently – Indonesia

l The new Prime Minister of Hungary – Viktor Orban

l The new President of Malta – Marie Louise Coleiro Preca

l The threatened species for whose protection IRV 2020

programme has been launched by WHO-India – Onehorned

rhinoceros

l The firm authorised by the RBI to set up, own and operate9,000 white-label ATMs in the next three years in ruralIndia – Srei Infrastructure Finance

l India‘s second regional navigation satellite launched recently – IRNSS 1-B

l The Chairman of Samsung who has been directed to appear before a Ghaziabad court – Lee Kun-hee

l The Rajya Sabha MP who has been indicted by a US jury – KVP Ramachandra Rao

l The state which emerged as the number one investmentdestination in the country – Maharashtra



l The new president of the industry body CII – Ajay Shriram

l The state capital in the northeast region to be put on RailMap recently – Itanagar

l The Miss India 2014 – Koyal Rana

l The country that launched a new observation satellite ―Ofek10‖ into orbit recently – Israel

l The economic growth rate of India in 2014-15 projected bythe World Bank – 5.7 per cent

l The world‘s fastest growing vector -borne disease with a 30-fold increase in disease incidence over the last 50 years –

Dengue

Match Point

( JULY )l The country where the military has imposed martial lawamid a political crisis – Thailand

l The state where the SC banned ‗ jallikattu‘ (bull fighting) and bullock cart racing, recently – Tamil Nadu

l The scientists who first theorised the technique to turn light

into matter in 1934 – Gregory Breit and John Wheelerl The present Secretary General of the ASEAN group – Le

Luong Minh

l The country where paleontologists have discovered fossilsof the largest dinosaur ever to roam the earth – Argentina

l The country with which Russia signed a major gas dealrecently – China

l The institution which is co-terminus with the Union Govt –

Planning Commissionl Chief Minister of Bihar – Jitan Ram Manjhi

l The city where the fourth meet of the Conference onInteraction and Confidence Building Measures in Asia(CICA) was held recently – Shanghai

l The three-time Formula One champion who passed away



recently – Sir Jack Brabham

l Chief Minister of Odisha – Naveen Patnaik

l The winner of the women‘s singles title at the Rome Masterstennis tournament – Serena Williams

l Chief Minister of Sikkim – Pawan Chamlingl The chairman of the RBI‘s committee constituted to review the governance of boards of banks in India – PJ Nayak

l The best-paid player in the world playing with Barcelonateam – Lionel Messi

l The persons who have topped the recent list of UK billionaires – Srichand and Gopichand Hinduja

l The Steel Man of India and former chief of Tisco (now Tata

Steel) who passed away recently – Russi Modyl The country where citizens rejected adopting world‘s highest minimum wage (25 dollars an hour) in a referendum recently

– Switzerland

l Thomas Cup is associated with – Men’s badminton

l Uber Cup is associated with – Women’s badminton

l Chief Minister of Arunachal Pradesh – Nabam Tuki

l The candidate who won the election with a margin of 5.7lakh votes recently – Narendra Modi, Vadodara

l The automaker in the US which will pay a record $35 mnfine over faulty ignition switches – General Motors

l The project associated with submarine programme of theIndian Navy – Project-75India

l The stock exchange which ceased to exist from May 30 –

Madras Stock Exchange

l The island which became the first island in the world fullyenergy self-sufficient through combined water and wind

power – El Hierrol The RBI has announced to launch much-awaited plasticcurrency notes of `10 from – 2015

l The state whose co-operative bank became the firstcooperative bank of the country to launch its own ‗Ru Pay‘ ATM-cum-debit card recently – Himachal Pradesh



l The militant group on which the Union Home Ministryextended the ban for five years – LTTE

l The game Shiv Chowrasia is associated with – Golf

l The car model which has became only the second in India to

cross 25 lakh unit sales mark in domestic market – Altol The country where at least 300 people were killed in a coalmine explosion and fire recently – Turkey

l The country where the world‘s highest tunnel for high-speedtrains became operational at an altitude of 3,607.4 metresrecently – China

l The group with which India is negotiating the Broad-basedTrade and Investment Agreement (BTIA) – EU

l The country which announced to abolish its controversialsponsorship system for foreign workers – Qatar

l The first woman to command a UN peacekeeping force –

Kristin Lundl International Nurses Day (IND) – 12 May

l The economies of the world declared world‘s most expensive economies in a recent ranking by the World Bank –

Switzerland and Norwayl The company which topped the Forbes‘ list of the world‘s 2000 largest and most powerful public companies –

Industrial and Commercial Bank of Chinal The next Army Chief appointed recently – Dalbir Singh

Suhagl The team which clinched the 20th Senior National Women‘s Football Championships – Manipur

l The winner of the Spanish Grand Prix 2014 – Lewis

Hamilton

l The country where the world‘s biggest bio-bank imagingstudy is being conducted – UK

l The state which was adjudged to have the best landacquisition model in the report prepared by consultancyfirm Accenture on behalf of DIPP – Gujarat

l India‘s ranking in the State of World‘s Mothers‘ Index 2014



– 137th

l The space agency from which Afghanistan has leased itsfirst-ever satellite AFGHANSAT 1 – Eutelsat, EU

l The city declared the most polluted city in the 2014 version

of the Ambient Air Pollution (AAP) by the WHO – Delhil Number of Parliamentary and Assembly seats respectivelyin the new state of Telangana – 17 and 119

l The country where Boko Haram militants abducted morethan 200 schoolgirls recently – Nigeria

l The newly elected President of South Africa – Jacob Zuma

l The province of Afghanistan where a devastating landslide buried a village recently – Badakhshan

l The state where the High Court cancelled the appointmentof 10,323 teachers recently – Tripura

l India‘s own payment gateway launched recently – RuPay

l The firm which leads the list of 54 Indian firms in the recentlyreleased Forbes ‗Global 2000‘ list – Reliance Industries

l The embattled premier of Thailand dismissed from the office by a court recently – Yingluck Shinawatra

l The new airline granted the flying licence by aviationregulator DGCA recently – AirAsia India

l The flying test bed (FTB) aircraft developed by HAL andhanded over to DRDO recently – Nabhratna

Match Point

l A new purple mineral with a unique makeup discoveredfrom a remote part of Australia recently – Putnisite

l The winner of the 2014 Indonesian Masters golf tournament – Anirban Lahiri

l The country which has set up a Special Police Force tohandle religious disputes – Sri Lanka

l The new President and CEO of Nokia – Rajeev Suri

l The country that successfully test-fired a short-range ballistic missile Hatf-III (Ghaznavi) recently – Pakistan

l The Outstanding Asian Men‘s Player of the Year 2013



adjudged by the Asian Squash Federation – Saurav Ghosal

l Winner of the World Women‘s Senior Snooker Championship 2014 – Chitra Magimairaj

l The country which signed a 10-year pact with the US to

allow a bigger US military presence in its territory – Philippinesl The Prime Minister of South Korea who tendered hisresignation over ferry accident – Chung Hong-won

l The state which topped in creation of new jobs during thesix years between 2004 and 2011 as per the latest NSSOdata – West Bengal

l World Intellectual Property Day – 26 April

l The country from which India‘s first aircraft carrier, INS Vikrant, was sourced in 1957 – UK

l The chairman of the RBI panel which released Draft Reporton ‗Pricing of Credit‘ recently – Anand Sinha

l The world‘s biggest military spender – US

l The issue of fresh securities by an unlisted company for thefirst time – Initial Public Offering

l The Indian satellite that retired after remaining 10 years inorbit – INSAT-3E

l The two states which together account for about half of thetotal mango production in India – Andhra Pradesh and

Uttar Pradesh

l The largest milk-producing state in India as of now – Uttar

Pradesh

l The 2014 World Car of the Year – Audi A3

l The top export destination for India‘s mangoes – UAE

l Insurance Day is celebrated in India on – Apr 19

l The Earth-sized planet discovered by the US space agency NASA which may sustain life – Kepler-186f

l The winner of the inaugural I-League football championships – Bengaluru FC

l Earth Day – 22 Apr

l The country which has become Africa‘s biggest economy –



Nigeria

l The chairman of the RBI panel on credit information whichsubmitted its report recently – Aditya Puri

l The newly elected President of Rajasthan Cricket

Association – Lalit Modil The new name of the ING Vysya Life Insurance CompanyLimited – Exide Life Insurance

l The new President of Panama – Juan Carlos Varela

l The annual exercise conducted between the US and thePhilippines – Balikatan

l World Press Freedom Day – 3 May

l The winners of the WTA Portugal Open 2014 women‘s

doubles title – Sania Mirza and Cara Blackl India‘s first indigenously developed Beyond Visual Range missile – Astra

l The state where a major field exercise by the Army,codenamed ‗Sarvada Vijay‘, was conducted recently –

Rajasthan

l The film which won the Best Picture Award at the IIFAAward 2014 – Bhaag Milkha Bhaag

l The surface-to-air missile successfully test-fired by Indiarecently – Akash

l The country where a recent massive landslide claimedhundreds of lives – Afghanistan

l The country to which the former Chief of the Air Staff NAK Browne has been appointed India‘s Ambassador –

UK

l The internet browser whose vulnerability is referred by‗Operation Clandestine Fox‘ – Internet Explorer (IE)

l International Jazz Day – 30 Aprl The new CEO of Ford Motors – Mark Fields

l The chairman of the SIT appointed by the SC to probe black money – MB Shah

l The new Deputy Chief of the Air Staff – SBP Sinha

l The winner of the prestigious Goldman Environment Prize



`1.8 lakh cr ($30 bn) across businesses over the next threeyears to break into the Fortune 50 club – RIL

l India's ranking in the latest annual ranking of the GlobalPeace Index – 143rd

l The defending champion of the FIFA World Cup whichmade a shock early exit from the 2014 World Cup – Spain

l The Governor of Chhattisgarh who resigned recently –

Shekhar Dutt

l The Governor of UP who resigned recently – BL Joshi

l The vice-chairman of the National Disaster ManagementAuthority who resigned recently – M Shashidhar Reddy

l The region which is projected to get hotter by 4°C by 2080

as per a new research – Indus basinl The leading online retailer which has launched a new 3D phone 'Fire' recently – Amazon

l The winner of the FIDE World Rapid Chess Championshiptitle – Magnus Carlsen

l The power plant that has become the single-largest-powergenerating unit in the country – Kudankulam

l The percentage of public shareholding made mandatory bythe Sebi for all listed PSUs within three years – 25 per cent

l The new King of Spain – Felipe VI

l The plant scientist who won the USD 250,000 World FoodPrize – Sanjaya Rajaram

l The state which has passed a law to ban dance bars acrossthe state recently – Maharashtra

l The state where NTPC's Lata Tapovan power project is tocome up – Uttarakhand

l The new elected President of Colombia – Juan Manuel

Santosl The country that held the top position in the medal tally inthe Asian Junior Athletics Championships – China

l The country against whom GMR Infrastructure has wonthe arbitration proceedings recently – Maldives

l The chairman of the Tax Administrative Reforms



Commission which submitted its recommendation recently – Parthasarathi Shome

l The Indian software exporter which has become the world‘s third-largest employer of people in the IT sector – TCS

l The tool through which banks park excess liquidity withthe Reserve Bank of India – Reverse term repo

l The new managing director and CEO of YES Bank – Rana

Kapoor

l The infrastructure finance company which has bagged licencefrom the RBI and plans to start bank operations by Oct2015 – IDFC

l The winner of the women's World Cup hockey title –

Netherlandsl The deputy Prime Minister of Russia who visited Indiarecently – Dmitry O Rogozin

l The winner of the men's World Cup hockey title – Australia

l The river in which Andhra Pradesh's 24 engineering studentsdrowned in Mandi in Himachal Pradesh recently – Beas

l The militant separatist group in news for its recent activitiesin Iraq – Islamic State of Iraq and Syria (ISIS)

l The country that lays thrust on ‗Gross National Happiness‘ for measuring its economic development – Bhutan

l The present Prime Minister of Bhutan – Tshering Tobgay

l The endemic responsible for the deaths of about 3 mnchildren under the age of five every year as revealed by theUN agency FAO – Malnutrition

l The Ugandan foreign minister who has been elected as the president of the UN General Assembly – Sam Kutesa

l The country with which India concluded the air exercise

―Garuda-V‖ recently – Francel The Ugandan writer who has won the overall CommonwealthWriters Short Story Prize for Let's Tell This Story Properly

– Jennifer Nansubuga Makumbi

l The richest cricketer in the world as per the recent list published by Forbes – Mahendra Singh Dhoni



l The foreign minister of China who visited India recently –

Wang Yi

l The winner of the Canadian Grand Prix Formula Onechampionship – Daniel Ricciardo

l The country with which the EU has signed the controversialHorizon 2020 Project recently – Israel

l The country where the sixth BRICS summit is scheduled to be held in Jul – Brazil

l The person who became the first Indian to be honouredwith Harvard Medal recently – Anand Mahindra

l The person in whose name the UN General Assembly hasestablished a prize recently – Nelson Mandela

l The Jordanian appointed as the new high commissioner forhuman rights by the UN secretary-general Ban Ki-moonrecently – Zeid al Hussein

l The period for which India has been elected to UNESCO body for conserving cultural heritage – 2014 to 2018

l The country which the Prime Minister Narendra Modivisited on his first foreign visit recently – Bhutan

l Speaker of the 16th Lok Sabha – Sumitra Mahajan

l The city where the XX Commonwealth Games will be heldfrom 23 Jul to 3 Aug 2014 – Glasgow

l The person who won the recent presidential election held inSyria – Bashar al-Assad

l The first Chief Minister of the successor state of AndhraPradesh post-bifurcation – Chandrababu Naidu

l World Environment Day – 5 Jun

l Statutory Liquidity Ratio (SLR) – 22.5 per cent

l The country where the solar-powered plane Solar Impulse

2 has been successfully tested which is able to fly day andnight without fuel or polluting emissions – Switzerland

l India's position in the textile export in the world – Second

l The person who has been appointed on the Board ofGovernors of Asian Development Bank (ADB) recently –

Arun Jaitley



l The largest exporter of textiles in the world – China

l The country which has announced to start a USD 5-bn antiterrorism partnership fund – US

l The present president of the industry body FICCI –

Sidharth Birlal The first Chief Minister of the newly formed 29th state ofthe country, Telangana – K Chandrashekar Rao

l The new President of Malawi – Peter Mutharika

l The number of Rajya Sabha members allotted to the newlycreated state of Telangana – 7l The technology firm which unveiled a prototype driverlesscar recently – Google

l The winner of the seventh season of the Indian PremierLeague (IPL) – Kolkata Knight Riders

l The person who has been appointed as the National SecurityAdvisor (NSA) to the Prime Minister – Ajit Doval

l The vice chairman of the Special Investigation Team (SIT)set up to probe black money – Arijit Pasayat

l World No Tobacco Day (WNTD) – May 31

l The newly elected president of Egypt – Abdel Fattah al –

Sisi

l The rate at which the Indian economy expanded during the period 2013 – 14 as per the official data released by the CSO – 4.7 per cent

l The newly appointed Solicitor General – Ranjit Kumar

l The media group which the RIL acquired for `4000 cr in the biggest-ever deal in the Indian media sector – Network 18

l The father figure of Malaysian hockey who died recently –

Sultan Azlan Shah

l The global retailer whose purchase of 50 per cent stake inTata Group firm Trent Hypermarket has been cleared bythe CCI recently – Tesco

l The newly appointed Attorney General (AG) – Mukul

Rohatgil The newly appointed Chairman of the Cauvery Water



Disputes Tribunal – Justice BS Chauhan

l The currency that has been the best performing currency inAsia – Pacific region against the US dollar so far in 2014 –

Indian Rupee

l The city awarded the rights to host the inaugural EuropeanGames to be held in 2015 – Baku, Azerbaijan

l The temporarily appointed US ambassador to India –

Kathleen Stephens

l The new Chief Information Commissioner – Rajiv Mathur

l The newly elected Chief Minister of Nagaland – TR Zeliang

Match Point

( SEPTEMBER )l The World Bank president who visited New Delh on a threedayvisit recently – Jim Yong Kim

l India‘s position in the recent FIFA world rankings – 151st

l The three nations that participated in the annual naval

engagement, Malabar exercise – India, US, Japanl The winner of the 2014 German Grand Prix – Nico Rosberg

l The most urbanised state of the country (62.17% as urban population) – Goa

l India‘s most prosperous state as per C Rangarajan panel report – Goa

l The country which topped the Global Innovation Index(GII) 2014 – Switzerland

– India‘s ranking – 76thl The first country to legalise children as young as ten towork – Bolivia

l The naval exercise conducted between India and Russiarecently – INDRA 2014

l The military operation being conducted by Israel against



Hamas in Palestine – Operation Protective Edge

l The state in India which has the highest percentage of poor(47.9 per cent) – Chhattisgarh

l The renowned scholar of the Indian Constitution who died

recently – Granville Austinl The amount allocated for the Defence Ministry in the Budgetfor FY 2014-15 – `29 lakh cr

l The Satyam Computer founder who has been barred bymarket regulator SEBI for 14 years from accessing the capitalmarket – Ramalinga Raju

l The Russian city where the 2015 BRICS Summit will beheld – Ufa

l The winner of the Golden Boot at the FIFA World Cup heldin Brazil – James Rodriguez

– The winner of the Golden Ball award – Lionel Messi

l The goodwill ambassador of the 35th National Games to beheld in Kerala in 2015 – Sachin Tendulkar

l Lt Governor of Puducherry – Lt Gen Ajay Kumar Singh

l The initial authorised capital of the proposed BRICS Bank – USD 100 bn

l The first chair of its Board of Governors – Russia

l The chairman of the Indian Council of Historical Research(ICHR) – Y Sudarshan Rao

l India‘s ranking in the recently released ‗Ease of Doing Business‘ report – 134

l The country which will hold the presidency of the proposedBRICS bank initially for 6 years – India

l The winners of the men‘s doubles title at Wimbledon –

Vasek Pospisil and Jack Sock

l The person awarded Gandhi Peace Prize for 2013 – ChandiPrasad Bhatt

l The person who coined the term BRIC in 2010 at GoldmanSachs – Jim O’ Neil

l BRICS Bank will be headquartered at – Shanghai, China

l World Population Day – 11 Jul



2014-15 – 5.4 to 5.9 per cent

l The PSU which has emerged as the highest profit-makingPSU during 2012-13 – ONGC

l FIFA World Cup 2018 will be held in – Russia

l The fastest growing services sector in the world – Chinal The panel which has presented the new formula to estimate poverty in India – C Rangarajan Panel

l The sanctioned strength of judges in the Supreme Courtincluding the Chief Justice – 31

l The National Institute of Design is situated in – Ahmedabad

l India has become the 19th permanent member of –

International Renewable Energy Agency (IRENA)

l The new minimum broadband speed fixed by TRAI – 512kbps

Match Point

l The winner of the recent Afghanistan‘s presidential election – Ashraf Ghani

l The minimum pension approved by the govt underEmployees Pension Scheme 1995 – `1,000

l The corridor where the Bullet train is proposed – Mumbai-

Ahmedabad

l The winner of the Wimbledon men‘s singles title – Novak

Djokovic – The winner of women‘s singles title – Petra Kvitova

l The bank which has become the biggest employer in the private banking space – ICICI

l The state where Indian Navy‘s ambitious project Seabird is based – Karnataka

l The Indian scientist who has been elected to UN Commission

on the Limits of Continental Shelf (CLCS) – Rasik Ravindral The winner of the Baileys Women‘s Prize for Fiction for A

Girl is a Half-formed Thing – Eimear McBride

l World Public Service Day – Jun 23

l The autobiography of Dilip Kumar released recently – Substance and Shadow



l The newly elected 10th President of Israel – Reuven Rivlin

l The agency which has built world‘s first flying observatory Stratospheric Observatory for Infrared Astronomy (SOFIA)

– NASA

l The National Dairy Research Institute (NDRI) is situatedin – Karnal

l The woman who topped the Forbes 2014 list of the world‘s 100 most powerful women – Angela Merkel

l The deputy governor re-appointed by the RBI for a further period of two years – HR Khan

l The state where the 240-Megawatt Uri-II Hydro ElectricProject (HEP) is located in – Jammu & Kashmir

l The highest paid professional CEO of an Indian company – Vishal Sikka

l The first male player to hold the Chess Triple Crown (WorldBlitz, Rapid, and Classic) in a row – Magnus Carlsen

– The first chess player in the world to hold all three worldtitles in a row – Susan Polgar

l The panel whose report on definitions of FDI and FII has been accepted by the govt – Arvind Mayaram Panel

l The present Chief Operating Officer of Facebook who visitedIndia recently – Sheryl Sandberg

l The satellite launched by NASA to study atmospheric carbondioxide – OCO-2

l World Refugee Day – Jun 20

l Google‘s project aimed at bringing internet access through balloons – Project Loon

l The place where the first nuclear power plant in the worldwas commissioned in Russia – Obninsk

l The actor honoured with ‗Officier de la Legion d‘Honneur (Officer of the Legion of Honour)‘ – Shah Rukh Khan

l The present foreign minister of France who visited Indiarecently – Laurent Fabius

l The world‘s largest international maritime exer cise conductedrecently – 24th Rim of the Pacific (RIMPAC) exercise



l The PSUs conferred the coveted Navratna status, recently – EIL and NBCC

l The Indian-origin judge appointed as the new attorneygeneral of Singapore – Justice VK Rajah

l The state where Vyapam recruitment scam surfaced recently – Madhya Pradesh

l The present Minister for Foreign Affairs and Minister forLaw of Singapore who visited India recently – K

Shanmugam

l Bor Wildlife Sanctuary, country‘s 47th Tiger Reserve, is situated in – Maharashtra

l Indian-American scientist in whose name the US has named

a mountain in Antarctia – Akhouri Sinhal The service Google has announced to shut by Sep – Orkut

l The newly elected President of the European Union – Jean-

Claude Junckerl The winner of the women‘s singles title of the Australian Super Series – Saina Nehwal

l International Day against Drug Abuse and Illicit Trafficking – Jun 26

l The state where the Disaster Management Act, 2005 has NOT been implemented – Gujarat

l India‘s position in terms of premium volume – 15th

l The first chairman of the ICC after a controversial revampof the body‘s administrative structure – N Srinivasan

l The govt‘s initiative awarded with United Nations public service award – Mobile Seva

l The RBI started issuing its bi-monthly credit policy on therecommendation of – Urjit Patel Committee

l The original name of the recently commissioned aircraftcarrier INS Vikramaditya – Baku

l The place where the 2014 Commonwealth Games were heldrecently – Glasgow, Scotland



Match Point

( OCTOBER )

l The head of the proposed National Judicial AppointmentsCommission – The Chief Justice of India

l The number of members of the National JudicialAppointments Commission – Six

l The Indian-origin academician who won Fields Medal, the―Nobel Prize of Mathematics‖ – Manjul Bhargava

l The present Chairman of TRAI – Rahul Khullar

l No. of tickets per minute supported by the new nextgeneratione-ticketing system of the Indian Railways – 7200

l The revised borrowing target of the Govt for Apr-Sep – `3.52 lakh cr

l The administrator of the re-launched Varishtha Pension BimaYojana – LIC of India

l The Ashok Chakra awardee (posthumously) on the occasionof Independence Day – Major Mukund Varadarajan

l The state where the PM urged to bring a ‗saffron revolution‘ recently – Jammu & Kashmir

l The first Indian to reach semifinals of World Junior Squashin Namibia recently – Kush Kumar

l The state which has announced 33 per cent reservation forwomen in its police forces – Gujarat

l The state which celebrated ‗Kanyashree Divas‘ on 14 Aug –

West Bengal

l The country which will attempt to insert its spacecraft into

the Martian orbit on Sep 24 – Indial The most favoured destination of foreign tourists amongthe north-eastern states – Sikkim

l The target set for ASEAN-India trade by 2015 – USD 100 bn

l The year in which India and ASEAN signed the Trade inGoods Agreement – 2009



l The chairman of the selection committee whichrecommended names for Arjuna awards – Kapil Dev

l The state which has declared banning entry of dhoti-clad persons in public places a cognisable offense – Tamil Nadu

l The International Youth Day – Aug 12l The ex-telecom minister alleged by CBI of forcing the promoter to sell the stake in Aircel to Maxis – Dayanidhi

Maran

l The Oscar-winning Hollywood actor-comedian who diedrecently – Robin Williams

l The MPs conferred with the Outstanding Parliamentarianaward recently – Arun Jaitley, Sharad Yadav and Karan

Singhl The Prime Minister of Australia who is scheduled to visitIndia in Sep – Tony Abbott

l The package announced by the PM for building of roads inJ&K – `8,000 cr

l The river on which the Mettur Dam, one of the largest andoldest dams in India, is situated – Cauvery

l The winner of the men‘s singles of the Rogers Cup 2014 –

Jo-Wilfried Tsonga

l The country where thousands of Yazidi religious minoritymembers were killed recently – Iraq

l The anti-tank guided missile of the US which it wants to coproducewith India – Javelin

l The city where the 17th Asian Games (Asiad) are scheduledto be held from Sep 19 to Oct 4 – Incheon, South Korea

l The city where the first Asian Games were held – New

Delhi

l The bank being probed by the CBI in connection with a loanof `900 cr to Kingfisher Airlines – IDBI Bank

l The present Chief Minister of Tripura – Manik Sarkar

l The movement remembered on its 72nd anniversary recently – Quit India Movement

l The new and first President of Turkey – Recep Tayyip



Erdogan

l The electronics firm recently excluded by China from official purchases – Apple

l The new Chair of the ASEAN group – Myanmar

l The disease whose outbreak has been declared an international public health emergency by WHO recently – Ebola

l The recently raised clean energy cess on coal – `100 per

tonne

l The state with no Regional Rural Bank (RRB) – Goa

l Mr India who is representing India at the 48th AsianBodybuilding Championship in Macau, China – Miihier

Singh

l The team defeated by the Indian men‘s hockey team in the recent three-match test series – Bangladesh

l The growth rate of Indian economy as estimated by theUNESCAP – 5.5 per cent

l The country which has launched construction of a new SuezCanal – Egypt

l The veteran Marathi actress who died recently – Smita

Talwalkarl The erstwhile Mizoram governor sacked by the Centre –

Kamla Beniwal

l The city where the two-day 18th BASIC MinisterialMeeting was held recently – New Delhi

l The country which will supply Apache attack and Chinookheavy-lift helicopters to India – US

l The current Bank Rate – 9 per cent

l The newly published book of Chetan Bhagat – Half

Girlfriend

l Hiroshima Day – Aug 6l The new SLR as announced by the RBI on 5 Aug 2014 – 22

per cent

l The firm from which India has put on hold all defence procurements – Finmeccannica (Italy)

l The name of Sunkoshi river of Nepal when it flows across



the border into Bihar – Kosi

l The period for which the govt is all set to announce India‘s

Match Point

13 BANKING SERVICES CHRONICLE OCTOBER 2014foreign trade policy (FTP) – 2014-19

l The broadcaster with which Doordarshan has signed anagreement recently – Deutsche Welle (DW)

l Newly sworn-in Chief Justice of the Calcutta High Court –

Justice Manjula Chellur

l The CMD of Syndicate Bank arrested by the CBI on chargesof bribery – SK Jain

l India‘s position in the recently concluded GlasgowCommonwealth Games – Fifth

l The first Indian male shuttler in 32 years to win a goldmedal at the Commonwealth Games – Parupalli Kashyap

l The Chinese province devastated by a strong 6.5-magnitudeearthquake recently – Yunnan

l The Union Territory which celebrated its 61st LiberationDay on 2nd Aug – Dadra and Nagar Haveli

l The Indian sprinter disqualified from Commonwealth Gamesdue to hormone issue – Dutee Chand

l Blue revolution is associated with – Fisheries

l The state where thanksgiving festival Aadi Perukku iscelebrated – Tamil Nadu

l The state which has signed a pact with UNESCO for promoting the ancient Spice Route – Kerala

l The newly appointed deputy governor of the RBI – SS

Mundra

l The current President of the WTO – Roberto Azevedol The country with which the EU is negotiating theTransatlantic Trade and Investment Partnership – US

l The newly appointed Chairman of the CBDT – KV

Chowdaryl The body that levies and collects indirect taxes in India –



CBEC

l The city where the third India-Africa Forum Summit (IAFSIII)will be held – New Delhi

l The year in which the first Economic Census of India was

conducted – 1977l The game in which Yogeshwar Dutt and Babita Kumari wongold in 20th Commonwealth Games – Wrestling

l The first Indian woman gymnast to win a medal at theCommonwealth Games – Dipa Karmakar

l The treaty to facilitate access to published works for the persons who are visually impaired – Marrakesh Treaty

– The first country to ratify the Marrakesh Treaty – India

l The committee formed to suggest changes in pattern of civilservices exam – Arvind Varma Committee

l The river on which India is building world‘s highest railway bridge in J&K – Chenab

l The newly elected President of Iraq – Mohammed Fuad

Masoum

l Nelson Mandela International Day – 18 Jul

l The minimum capital requirement for setting up a normalcommercial bank in India – `500 cr

l World Tiger Day – 29 Jul

l The South African all-rounder who recently retired from allforms of cricket – Jacques Kallis

l World Hepatitis Day – 28 Jul

l The World Bank group‘s largest client as of now – India

l The vehicle which made the record of clocking highestdistance by any man-made vehicle outside the earth –

Opportunity

l The present Chairman of the Railway Board – ArunendraKumar

l The winner of the Hungarian Grand Prix 2014 – Daniel

Ricciardo

l The revised investment target for Dedicated Freight Corridor(DFC) – `80,000 cr



l The Foreign Affairs Minister of Uganda who visited NewDelhi recently – Sam Kutesa

l The company which acquired all the three hydropower plantsof JP Associates – Reliance Power

l The website launched for citizens to contribute theiropinions – MyGov

l The PM‘s three ‗Ps‘ as the assets of J&K – Prakash,

Paryawaran and Paryatan

l The AIADMK leader who was elected as the DeputySpeaker of the Lok Sabha – M Thambidurai

l The state which has launched ‗Bhamashah scheme‘ to open bank accounts in the name of women of the beneficiary

families – Rajasthanl The unique feature of the Mahatma Gandhi Series-2005 banknotes – Year of printing on reverse side

l Number of bank accounts to be opened per family under the‗Pradhan Mantri Jan Dhan Yojana‘ – Two

l The overdraft limit to be provided to each beneficiary underthe ‗Pradhan Mantri Jan Dhan Yojana‘ – `5,000

l The state which will host the 2015 paragliding World Cup –

Himachal Pradesh

l The member of India‘s first Lok Sabha who died recently –

Resham Lal Jangde

Match Points

( NOVEMBER )

l International Literacy Day – 8 Sep

l The state which will host the Global Agro meet in Nov – Kerala

l The new governor of Manipur – Krishan Kant Paul

l The Chief Minister of Manipur – Okram Ibobi Singh

l Doordarshan was established on – 15 Sep 1959

l World adult (people aged 15 and above) average literacy rate



– 84 per cent

l Rajiv Gandhi National Quality Awards are presented by –

Bureau of Indian Standard

l The state with the highest proportion of hired workers as

per the 6th Economic Census Report 2013 – ArunachalPradeshl The JNU professor awarded with the 8th Special BookAward of China – Priyadarsi Mukherji

l India‘s first coral garden will come up in – Mithapur,

Gujarat

l Winner of the men‘s singles title of the Indonesian Masters Grand Prix Gold – HS Prannoy

l The autobiography of Naseeruddin Shah – And Then One Day

l The person who will lead US-led global coalition againstISIS militants – John Allen

l World Suicide Prevention Day (WSPD) – 10 Sep

l Winner of the men‘s doubles title at the 2014 US Open –

Mike Bryan and Bob Bryan

l India‘s ranking in the Creative Productivity Index, released by the ADB and EIU – 14th

l Hindi Diwas – 14 Sep

l The state govt which has imposed Re 1 cess on cigarette packet and liquor bottle – Delhi

l The country with highest rate of child marriages –

Bangladesh

l The growth rate of Indian economy in 2014 as per theUNCTAD Trade and Development report 2015 – 5.6%

l The new upper age limit for MDs and CEOs in private

sector banks – 70 yearsl The doctor whose family will receive Friendship award fromChinese President Xi Jinping – Dwarkanath Kotnis

l The special promotion scheme to promote women scientists – KIRAN

l The person appointed as Executive Director in World Bank



– Subhash Chandra Garg

l The year by which Phase-V of UIDAI project entails togenerate 100 cr Aadhar numbers – 2015

l The PSUs in which the CCEA has cleared stake dilution –

CIL, ONGC and NHPCl The disinvestment target of the govt for the current fiscalyear – ` 43,425 cr

l The eminent Bangladeshi Nazrul Sangeet singer who diedrecently – Firoza Begum

l The nuclear power plant in India that made second highestoperating record in the world – Rawatbhata

l The high-definition Earth observation satellite launched

recently by China – Gaofen-2l The sole authority to mint coins of all denominations inIndia – Govt of India

l The relief operation carried out in Jammu & Kashmir recently – Operation ‘Megh Rahat’

l The bank which launched ‗Cardless Cash Withdrawal facility‘ at ATMs recently – ICICI

l The National Security Adviser of India who visited Chinarecently – Ajit Doval

l The country with which India has signed an MoU forcooperation in Ayurveda and Unani – Bangladesh

l The winner of the men‘s singles title of the 2014 US Open – Marin Cilic

l The date declared by the Uttarakhand govt as HimalayaDiwas – 9 Sep

l The Pakistani bowler recently suspended by ICC for illegalaction – Saeed Ajmal

l The group with which India signed FTA in services andinvestment recently – ASEAN

l Sultan of Johor Cup is associated with – Hockey

l The state where a Central Tribal University will be set up –

Chhattisgarhl The new United Nations High Commissioner for Human



Rights – Zeid Ra’ad Zeid al-Hussein

l The legendary Hollywood comedian who died recently –

Joan Rivers

l The movie which bagged the Lion of the Future award at

2014 Venice Film Fest – Courtl The Indian scientist who won the 2014 Midori Prize inBiodiversity – Kamaljit S Bawa

l The new UN envoy for Syria – Staffan de Mistura

l The winner of the women‘s singles title of the 2014 US Open – Serena Williams

l The present king of Bahrain – Hamad bin Isa al Khalifa

l The new Prime Minister of Turkey – Ahmet Davutoglu

l The Indian weightlifter who won gold medal for the thirdtime at the IWF World Masters Weightlifting Championships

– Sudhakar Jayant

l The winner of the mixed doubles title of the 2014 US Open – Sania Mirza and Bruno Soares

l The country with which India inked a significant civil nuclearagreement recently – Australia

l The country which has topped the Global CompetitivenessReport 2014-15 – Switzerland

Match Point

l The chairman of the committee set up to examine the unclaimedamount in PPF, Post Office and Savings Schemes –

HR Khan

l The new proposed capital of Andhra Pradesh – Vijayawada

l As per the RBI, the due amount over which penal measuresare applicable to a loan defaulter – ` 25 lakh

l The surveillance ship commissioned into the Navy recently – INS Sumitra

l India‘s position among the flower growing countries in the world – Second



v The largest flower-growing country in the world – China

l The firm which has become India‘s largest private power producer – Adani Power

l India‘s position in the Global Competitiveness Report 2014-

15 – 71stl The committee that has recommended complete ban on dance bars in Maharashtra – Justice Dharmadhikari Committee

l The firm recently declared a wilful defaulter by the UnitedBank of India (UBI) – Kingfisher Airlines

l The place where the two-day summit of NATO heads ofstates was organised recently – Wales

l The former Chief Justice sworn in as the new governor of

Kerala – P Sathasivaml The captain of the women‘s hockey team of India for 2014 Asiad – Ritu Rani

l The new Chief Justice of India (CJI) – HL Dattu

l The 800-years-old university that restarted at Rajgir in Biharrecently – Nalanda University

l The oldest surviving Test cricketer who passed away at 103recently – Norman Gordon

l The autobiography of cricketing legend Sachin Tendulkar –

Playing It My Way

l The former Attorney General of India who passed awayrecently – Goolam E Vahanvati

l The city where the 9th Annual Meeting of Women Speakersof Parliament was held recently – Geneva, Switzerland

l The city where the National Cancer Institute will come up – Jhajjar, Haryana

l The country that agreed to work with India to develop a

treatment for Sickle Cell Anaemia – Japanl The winner of the women‘s World Badminton Championships title – Carolina Marin

l The newly appointed first chairwoman of BBC Trust –

Rona Fairheadl The denomination of which the highest number of counterfeit



notes were detected in FY14 – ` 500

l The new chairman of Parliament‘s Public Accounts Committee (PAC) – KV Thomas

l The city where the world‘s first Natural World Heritage

Centre is comming up – Dehradunl The Committee that has recommended market-linked pricingfor domestic natural gas – Vijay Kelkar

l The Indian shuttler who won a bronze medal at the WorldBadminton Championship recently – PV Sindhu

l The noted historian who passed away recently – Bipan

Chandra

l The Japanese city on whose model Varanasi will be

developed – Kyotol The growth rate of the GDP during Apr-Jun quarter, thehighest in the last 10 quarters – 5.7 per cent

l National Sports Day (the birthday of hockey legend DhyanChand) – 29 Aug

l The firm with which the govt scrapped ` 6k cr tender for purchase of light helicopters – Agusta Westland

l The new President of Turkey – Recep Tayyip Erdogan

l The new ambassador of Interpol‘s ‗Turn Back Crime‘ campaign – Shah Rukh Khanl The country where an active volcano Tavurvur eruptedrecently – Papua New Guinea

l The real-estate firm whom the SC ordered to deposit ` 630

cr fine slapped on it by the CCI – DLF

l The state which made it mandatory to wear helmet forwomen – Delhi

l The rate of interest EPFO will pay on provident funddeposits for 2014-15 – 8.75 per cent

l India‘s new domain which will be in Devanagari script –

.Bharatl The minimum price that sugarcane farmers are legallyguaranteed by the govt – Fair and Remuneration Price

(FRP)l The e-retailer with which the Textiles Ministry has signedMoU for marketing handloom products – Flipkart

l Thailand‘s army chief who became the country‘s prime minister recently – Prayuth Chan-ocha

l The country with which India conducted their maiden aerialexercise Avia Indra-2014 recently – Russia

l The state which announced a liquor policy to make the stateliquor-free in a decade – Kerala