Consider the Andover Alternative

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Invest in Andover’s future while enjoying fixed payments for life!Andover gift annuities offer an immediate charitable income tax deduction, tax-advantaged quarterly payments, and membership in the Samuel Phillips & Sarah Abbot Society. Your tax-smart future gift to Andover will be invested in its endowment, which has a proven track record of exceptional performance.

A sample of Andover’s current annuity rates:

*Annual payments consist of ordinary income, capital gains and/or tax-free return of principal.

**Available in January 2015. Subsequent months may generate higher or lower deductions based on the monthly IRS discount rate.

Contact Andover’s Gift Planning Office at 978-749-4529 or giftplanning@andover.edu for details.

Run your own calculations anonymously at www.andover.edu/webcalc

Age(s) Rate Sample Gift Annual Payment* Deduction**75 6.2% $10,000 $620 $4,12480 7.5% $10,000 $750 $4,44785 8.4% $10,000 $840 $5,28580 & 75 5.6% $10,000 $560 $3,66385 & 80 6.7% $10,000 $670 $4,002

180 Main StreetAndover MA 01810-4161