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May 2011

History predicts: It’s not too

late to profit on stocks

Many small investors have remained on the

sidelines as stocks have nearly doubled since the

March 2009 bear market low. Many of them are

wondering if it's too late to profit from stocks.

Here are some statistics compiled by USA Today

about bull markets of the last 80 years:

* Since 1932, the average duration of bull markets

is 3.8 years. The present bull market is only about

two years old. About 80 percent of bull markets

lived more than two years.

* The average gain of the past 15 bull markets is

136.4 percent. Right now, the current gain is 93.7

percent. James Stack of InvesTech Research says

the gain this time is not so high but could rise. The

market is rebounding from its worst drop since the

Great Depression.

* Bull markets become bearish when the economy

becomes unbalanced by inflation, a sharp rise in

interest rates, or drops in key leadership stocks.

Stack says he doesn't see any of these indications

now, so he believes it's not too late to get in.

At Altfest Personal Wealth Management, they

predict people who buy stocks now will make

money in 2011. At this writing, the stock market is

still 16 percent off its all-time high. Corporate

profits are up, the economy looks like it will have a

good year, price-to earnings are reasonable, and

unemployment is slowly being reduced.

Experts at Dunham Loss Averse Growth Fund say

that the economy is in an upturn, but are uneasy

about the nation's debt. They say stocks will

continue to rise for a while, but they will not remain

bullish unless the S&P 500 hovers at about 1300.

Not everyone is so positive. The chief strategist at

Oppenheimer is concerned that the market has

gotten ahead of itself. It has already priced in

strong profits and the bounding economy. When

we see a soldier dressed in camouflage at an

Couples running a

business: Making

“copreneurship” work

About a third of all family businesses are run by

husband-and-wife teams. Sometimes the

entrepreneurs (also called copreneurs) have a

great relationship and their business thrives.

Small business specialists at North Dakota State

University say the secret to making it work is

having a good marriage in the first place. Even

then, the constant interaction, the trials of doing

business in a difficult economy, and juggling

work and personal life can be daunting.

Advice for copreneurs

* Each partner should take on the role he or she

fills best. The one who is a great salesperson

might not be the best choice for business

manager or technology administrator.

* If this is a partnership, one spouse should not

work for the other as an employee. Discuss how

the business is running but skip over-critiquing

each other's work.

* Avoid letting arguments get personal. And

avoid letting personal arguments affect the

business.

* Don't hold a grudge. Settle everything by the

end of the day. And never let business problems

spill over into your personal life.

* Put personal time on your schedule. Visit

friends, have a date night, or walk together for

relaxation and good health.

* Find trusted employees or business advisers.

They can help settle differences of opinion about

the business or the path the business should

take in the future.

Joe P. Allocca, Realtor - (623) 760-6811 - joe@joeallocca.comBrought to you by: Coldwell Banker Residential Brokerage

Giuseppe's Corner

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Health in the news

For oncoming colds, get zinc

The recent review of scientific studies on the effect of zinc shows that

the mineral may prevent some sneezes and sniffles, but it only works if

you take it within 24 hours of the first signs of a cold.

Researchers reviewed 15 studies of people who took zinc lozenges,

syrups or placebos. The studies show that zinc cut the duration of colds

by a day and reduced the severity of symptoms by 40 percent.

Children who took zinc protectively for five months or longer, caught

fewer colds and had fewer sick days than those who didn't take zinc.

New toothpaste protects dental nerves

A new treatment for patients suffering from tooth pain and sensitivity was

introduced at the recent Chicago Dental Society conference. The

sensitivity may be caused by excessive tooth whitening, acidic sports

drinks and soda, or stress-related tooth grinding.

A sensitive tooth's dentin tubules transmit pain to the nerve when

exposed to heat or cold.

For now, only dentists have the treatment, which has the protective

ingredient NovaMin. It lays down a barrier and prevents transmission of

pain.

A high-fluoride commercial toothpaste containing NovaMin will be

available to consumers in a few months.

Tomato juice protects bones

A new study shows that lycopene, a substance that makes tomatoes

and other fruits red, reduces the bone resorption linked to osteoporosis.

At the University of Toronto's Calcium Research Laboratory, researchers

say lycopene from tomatoes has previously been shown to have a

protective effect on bones. Their new finding suggests that lycopene can

be used as a natural complementary or alternative supplement for the

reduction of bone absorption. It is especially recommended for women

who are age 50 or more.

The doctors say it's possible that drinking a couple of glasses of tomato

juice a day could keep osteoporosis away.

Other foods with high levels of lycopene include pink grapefruit,

watermelon and guava. Among prepared foods, spaghetti sauce, tomato

sauce and paste, and ketchup are loaded with lycopene.

Here we are Mom,

thanks to you

Being a mother is a tough job.

There’s lots of work, no days

off and quitting is not an option.

Early on, the only thanks you

got from us were in the form of

first smiles, which later turned

to smiles plus hugs. As time

went by, you nurtured us,

watched us grow and

encouraged us to learn.

Then came the day you

released us to try our fluttering

wings in a world of our own

making. There were a few tears

at our parting, sometimes for

the loss of our company, but

sometimes for the joy of seeing

us take off to find our own way.

Did we thank you? Did we

thank you enough for giving

yourself and your life to us?

How could we.

Now we are grown, and some

say we are mature, so we

come back again to you on this

Mother's Day to thank you for

your love and for showing us

the way.

Brought To You By

Joe P. Allocca, RealtorColdwell Banker Residential

Brokerage9949 W. Bell Road, Suite 101

Sun City, AZ 85351

(623) 760-6811joe@joeallocca.com

http://www.azmoves.com/joseph.allocca

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Number Magic Sudoku

How to solve

To solve a sudoku, you only need logic and patience. No math is required. Simply make sure that each 3x3 square region has a number 1 through 9 with only one occurrence of each number. Each column and row of the large grid must have only one instance of the numbers 1 through 9. The difficulty rating on this puzzle is easy.

French dip: It’s what’s for

dinner tonight

Whether it be the corner diner or a charming bistro, the French dip sandwich is a universal favorite. From the fast food versions to those prepared with left-over prime rib, it is hard to mess up this satisfying comfort food. Two restaurants in Los Angeles have claimed to be the birthplace of the French dip: Cole's French Dip Sandwiches and Philippe The Original. At both of these restaurants, the roll is dipped into the hot beef juices before the sandwich is assembled, and the sandwich is served "wet." This controversy over who originated the sandwich has not been resolved definitively.

French dip sandwich

1 pound roast beef cut thin from deli 2 cups commercial grade au juice 1 can condensed French onion soup 4 sub buns, toasted 2 tablespoons green bell peppers cut fine 4 slices Provolone cheese In a large saucepan, combine the au juice and French onion soup and heat to just below a boil. Cut the beef into two-inch strips and set aside. Gently pour a few tablespoons of au juice onto the face of the toasted bread. Add the beef, Provolone cheese and green bell peppers to the toasted and “wet” bread. Slice the sandwiches at an angle and then dip the filled subs into the au juice mixture for a delightful dining experience

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© Copyright 2011 All Rights Reserved

Mockingbirds entertain with striking musical concerts

The mocker, as bird enthusiasts call the mockingbird, is the official state bird for Florida, Arkansas, Texas,

Tennessee and Mississippi. Although the bird has been considered a southerner, it has increased its range

northward and westward in recent decades.

Mimus polyglottos, the scientific name for the mocker, means "many tongued mimic." Up to 400 songs from

the same bird have been recorded. If you think you’ve been hearing the songs of 10 or more birds outside your

house, you may be hearing a mockingbird. The slender-bodied gray bird sings endlessly, even at night, while

perched high atop utility lines, fences, poles, buildings or trees.

Although the mocker has a beautiful song of its own, repeating phrases three to six times and changing its

tune as often as 87 times in seven minutes, it can mimic the songs of many other birds. Its repertoire has been

known to include that of meowing cats, barking dogs, chirping crickets, croaking frogs and sundry other

sounds.

New England ornithologist Edward Forbush said the mockingbird "stands unrivaled. He is the king of song. He

equals and even excels the whole feathered choir."

Cybersecurity without passwords

The government is backing a system to verify identities online. As a bonus, it would fix for one of the

fundamental challenges of the Internet today: Way too many passwords.

The U.S. Commerce Department says the new online security system will eliminate passwords and could

boost e-commerce. The plan would call for a single sign-in each time a computer or smartphone is turned on,

using a device such as a digital token, a smartcard or a fingerprint reader.

Once logged in, users would have access to any website that has signed up for the program.

Government experts say passwords don't provide good security, because most people choose character

combinations that are easily hacked.

A security standard could also cut the size of Web company help desks. According to the Homeland Security

Department, the highest cost element of help desks is dealing with lost passwords.

The Peel gives Apple devices an easy way to control TV

There are lots of universal remotes, but they are costly, complicated or require plugging a phone or cables into

the TV.

The Peel universal control uses an iPhone, IPod Touch, or older model, but it doesn't require plugging any

hardware into the device, or cables into the TV. It consists of a free app and a small, $100 battery-powered

transmitter.

Joe P. Allocca, RealtorColdwell Banker Residential Brokerage9949 W. Bell Road, Suite 101Sun City, AZ 85351

(623) 760-6811joe@joeallocca.comhttp://www.azmoves.com/joseph.allocca

Giuseppe's Corner