going for gold - aggeorgia · winter 2017 inside: south georgia pecan co. going for gold the power...

Winter 2017

Inside:

South Georgia Pecan Co.

Going for GoldThe Power of GoalsProperty for Sale

What Is Patronage?A cooperative’s profits returned to its customers.

How Does That Help Me?The profits we return to you reduce your cost of borrowing.

How Much Do You Return?Since 1988, we have returned over $327 million in cash. In 2016 we paid back 27% of the interest accrued on loans in 2015, an average reduction of 1.45% in interest rate.

Year Patronage Distribution2001 $20,881,627 2002 $15,020,566 2003 $16,397,864 2004 $14,076,279 2005 $16,261,312 2006 $21,837,794 2007 $20,229,516 2008 $17,011,357 2009 $12,225,832 2010 $13,014,014 2011 $3,564,146 2012 $4,680,755 2013 $8,948,087 2014 $13,467,871 2015 $11,733,287

Total $209,350,307

AgGeorgia Farm Credit’s

Patronage Refund Program

Leaderis published quarterly for stockholders, directors and friends of AgGeorgia Farm Credit.

PRESIDENTJack C. Drew, Jr.

BOARD OF DIRECTORSJack W. Bentley, Jr.W. Howard BrownBilly J. ClaryDan N. CrumptonGuy A. DaughtreyRonney S. LedfordJoseph M. MeeksRobert G. (Bobby) MillerRichard David (Dave) NeffJ. Dan Raines, Jr.George R. ReevesAnne G. SmithDavid H. SmithGlee C. SmithFranklin B. Wright

EDITOR & SENIOR MARKETING SPECIALISTRhonda Shannon

PUBLISHING DIRECTORAngel Adams

DESIGNERSJoey AyerAthina EargleDarren Hill Amanda SimpsonTravis Taylor

PRINTERProfessional Printers

Address changes, questions, comments or requests for copies of our financial reports should be directed to AgGeorgia Farm Credit by writing P.O. Box 1820, Perry, GA 31069 or calling 800-768-FARM. Our quarterly financial report can also be obtained on our website: www.aggeorgia.com Email: [email protected].

Table of Contents

AGGEORGIA.3.WINTER 2017

Table of Contents

AgGeorgia Farm Credit, Agricultural Credit Association (Association) loan agreements and/or commitment letters stipulate that borrowers obtain and maintain insurance on property pledged as security for loans with the Association named as mortgagee or loss payee as appropriate.This notice is a reminder that the minimum amount of coverage ...

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It could be said that the Worn family has something in common with the 1996 Summer Olympics held in Georgia. The Atlanta committee for the Olympic Games selected pecan wood donated by Georgia farmers to make the handles of the torches. These pecan wood-made torches were carried in the 15,000 mile relay from Athens, Greece, all across the United States before finally coming to rest in ...

Goals are one of the basic components of a business plan. This is a transitional time of the year, often spent reflecting on the past and planning for the coming year and beyond. Establishing goals is a multi-faceted task involving the business, family and one’s personal life. In the future, goal-setting will not be an option, but a requirement for producers ...

Page 4

4 The Power of Goals

6 Yancey Agricultural Services

8 Going for Gold

10 Association News

13 Insurance Reminder

15 Property for Sale


The Power of GoalsBy Dr. David M. Kohl

Dr. Dave Kohl

Goals are one of the basic components of a business plan. This is a transitional time of the year, often spent reflecting on the past and planning for the coming year and beyond. Establishing goals is a multi-faceted task involving the business, family and one’s personal life.

In the future, goal-setting will not be an option, but a requirement for producers. At a recent meeting, this comment was followed logically by discussion surrounding business environment and many interrelated factors common to all farm businesses, regardless of size. For example, factors such as market volatility, price, costs and weather each impact business finances and operations. In one producer’s case, his business is a large, multi-enterprise operation with numerous family members including brothers, sisters and cousins. There are two owners; one is a family member and one is not. Additionally, the non-family member owner also serves as the farm manager. The annual goal setting process for this group is focused and pointed making sure everyone is on the same page and headed in the same direction.

Establishing goals is also a critical tool in communicating with spouses, family, lenders, suppliers, landlords and even the community in general. Whether it is dealing with a financial planner or detailing transition management with partners, goals establish the parameters of the discussion. Specifically, goals allow you to map out a plan to get where you want to be.

In today’s world of instantaneous commu-nication and information overload, emotions

often supersede logic in decision making. In marketing, for example, the tendency towards the sensational makes a good marketing and risk management plan absolutely essential. The plan provides objectivity and logic to seemingly illogical or even urgent situations.

Maintaining balance between business, family and personal priorities is critical, but can be tricky. This is yet another area where goals can help dictate a positive outcome. Long-term sustainability relies upon a strong equilibrium which means everyone involved must know and agree on the priorities. For instance, if a business is investigating a new enterprise expansion, a transition or maybe even an exit, a simple set of goals forces one to slow down first and think through possibilities on paper, before any commitments are made. Again, this interjects logic, includes all the players and helps to avoid major missteps.

Tips for the ProcessWhether personal or with all business partners, goals should be written before they are verbalized. Occasionally, there may be a dominant personality, especially in family businesses, who attempts to control the goal-making process, or perhaps, even the actual goals. This creates a counterproductive, emotional environment where vital infor-mation is likely to be omitted. A scenario like this one is detrimental for the business, relations, as well as motivation.

Remember to list out both short (one to two years) and longer-term (three to five years) goals. In addition to business, family

and personal goals, consider adding mental and physical goals as well.

Does the process work?The answer is resoundingly yes! I know an upper Midwest producer who decided to improve his health by losing weight. He laid out incremental goals of diet and exercise and lost 170 pounds. So far, he has maintained this goal for five years!

Another business established weekly team meetings as well as an annual strategic planning day. The outcome has been improved communications and development of a written business plan to better guide their decision-making. The business is enjoying smoother operations as well as more consistent profits.

One producer set a goal to improve his business marketing and consequently, decided to turn those responsibilities over to his daughter and son, both members of the Millennial generation. Together, they established goals within a marketing and risk management plan. As a result, they increased net farm income by 20 percent! Even with the increase, the producer felt they may have left money on the table, but appreciated that the logic kept them all out of emotional and stressful decisions.

Are you ready for the challenge? Over the holidays and into the first of the year, take the leap and write down your goals. You may just be surprised what emerges as most important. This is a great way to jumpstart your year, energize your business and maybe even see a dream come true! ❚

David Kohl received his M.S. and Ph.D. degrees in agricultural economics from Cornell University. For 25 years, Kohl was professor of agricultural finance and small business management and entrepreneurship in the Department of Agricultural and Applied Economics at Virginia Tech, Blacksburg, Va. He was on special leave with the Royal Bank of Canada working on advanced initiatives for two years, and also assisted in the launch of the successful entrepreneurship program at Cornell University. Kohl is professor emeritus in the AAEC Department at Virginia Tech.

From small to large and anything in between, our Farm Credit EXPRESS equipment program provides a quick approval process to get you back to business.

Visit farmcreditexpress.com for a list of participating dealerships and ask your local dealer how easy it is to use Farm Credit EXPRESS.

Equipment Loans for anyFarming Operation

farmcreditexpress.com


DEALER SPOTLIGHT

Yancey Agricultural ServicesProviding Equipment & Service for Georgia’s Agribusiness Communities Since 1914

Count on Yancey Bros. Co. to provide Caterpillar equipment, engines and attachments backed by exceptional service. Yancey carries a full line of innovative Cat machinery and have the seasoned and knowledgeable Service Technicians, state of the art tools and hard-working staff to keep it running at its peak.

Work With Out Worry: Product Support Beyond ExpectationsWhen you purchase a piece of equipment from Yancey, it signals the beginning of a relationship built on trust, experience, and expertise. From maintenance and service to parts and warranties, Yancey is with you for the long haul. Expect nothing less.

Cat® Attachments: Tough Tools for Tough MachinesThe Cat product line features more than 150 machines for agricultural use and over 700 attachment models and sizes. Engineered to maximize the performance of Cat machines, Cat attachments enhance your productivity and renew the life of your existing fleet. By getting the most out of your machine, the versatile attachments help you do the job quicker and more efficiently.

Full Shop Capabilities at Your FarmFully equipped Yancey service trucks are ready with specialized tools to perform a full range of diagnostic and repair services, including scheduled Preventive Maintenance, oil & filter inspections and changes, machining, welding, A/C repair and installation and much, much more.

Your Trusted Partner in Agriculture: We Are Committed to Your SuccessYancey Bros. Co. has the largest footprint of any single equipment dealer in Georgia with over 25 locations to serve you. Whether you are looking for agricultural machinery for sale, lease or rent, also offered are competitive prices and an unmatched commitment to providing the best service in the industry! Visit online at www.YanceyAg.com to receive more information on products and services or call Zach Nash at (770)819-5606. ❚

G E O R G I AA G R I B U S I N E S SC O U N C I LServing Georgia’s Strongest Industry Since 1966

Over 1,000 Members Strong. Come Grow With Us...

Join Today! ga-agribuisiness.org

706-336-6830

Connect With Us


South Georgia Pecan Co.

Going for GoldIt could be said that the Worn family has something in common with the 1996 Summer Olympics held in Georgia. The Atlanta committee for the Olympic Games selected pecan wood donated by Georgia farmers to make the handles of the torches. These pecan wood-made torches were carried in the 15,000 mile relay from Athens, Greece, all across the United States before finally coming to rest in Atlanta for the lighting of the Olympic flame. As the torch that was carried was supported by pecan wood, the Worn family has carried the torch of promoting and providing pecan products from the South Georgia area since 1971.

South Georgia Pecan was started as a small shelling plant in 1913 by the Pearlman family. In the late 1960’s, the company was purchased by Beatrice Foods and Jim Worn began his career with the company some time later. In 1983, Worn and a business partner purchased the company, and Worn has been expanding it conservatively ever since. With a commitment to quality and service, South Georgia Pecan has been formed into an industry leader, becoming one of the top two largest pecan shelling plants in the United States.

Housed since 2006 in a former Levi Strauss manufacturing building in Lowndes County, this 350,000 square foot area stores, sorts, roasts and packages pecans that are shipped to retailers such as Publix, Winn-Dixie, Panera Bread, Wal-Mart and others. They also notably provide practically all the pecans for DeMet’s brand candies. Conveniently located near Interstate 75 and near the heart of Georgia’s pecan region, the company has the logistical capability to meet the demands of the industry’s largest customers.

Pecans are a healthy food, increasing in popularity in the last decade, and contain the most antioxidants of any nut. Pecans are a good source

of potassium, thiamine, zinc, copper, magnesium, phosphorous, niacin, folic acid, iron and vitamin B6, and are also a good source of fiber. They are rich in oleic acid, a mono-unsaturated fat believed to help prevent heart disease. On an annual basis, Georgia’s pecan harvests average around 88 million pounds – enough to make about 176 million pecan pies – and equates to approximately one-third of all pecans produced in the United States. Pecans are the only tree nut that is truly native to the United States. The nuts often offer good prices for Georgia pecan producers and rank at number 10 in the 2014 Farm Gate Report for commodity value among the state’s crops.

Although the Worns produce much of the pecans for their business, they also purchase an equal amount of pecans that are produced across the state. They utilize contracts with growers, which they see as an equal benefit to the company and to the growers, that gives the company a more stable, consistent supply. “It’s important to us to keep customer sustainability because we want to form relationships and partners,” said Jeff Worn, Jim’s son and Vice President of Sales. “It’s also important to keep yourself open and able to fluctuate,” adds Jeff. That philosophy must be paying off since the company was able to ship 30 million pounds of shelled nuts in 2015, a huge opportunity and undertaking since they had not increased capacity over previous years to attain such an accomplishment.

Jeff joined the family-owned company shortly after graduation from Valdosta State University in 2008. Through his role, Jeff oversees the sales, marketing and development of their product. Until recently, the retail aspect of their business was very limited. “Although the retail shop had been open for a long time, it was not a focus of the business,” admitted Jeff. That has begun to change, and the company has lived up to Jeff’s statement to “allow yourself to be open and think outside the box.” The proof of that statement is that the retail portion now offers GMO-free and gluten-free products and the company develops creations of their own. Their newest product is pecan butter, which

Article and Photos by Rhonda Shannon

The South Georgia Pecan gift shop

Jeff Worn inside the gift shop, surrounded by numerous pecan products

Golden pecans ready for packaging and consumption


was going live on their website on the day of our visit. It is the first pecan butter on the market, and contains no preservatives and is all natural. “We’d rather see the product as value added and take the commodity aspect out of it,” said Jeff.

The main operation for the company is the shelling plant that cracks and shells the nuts to extract the meat. The company uses a state-of-the-art quality control and microbiology laboratory which checks each day using certified methods for a series of pathogenic and spoilage microorganisms. Quality and product safety is their utmost priority. Large, stainless steel containers can hold up to 80,000 pounds and utilize post process pasteurization. This ensures that the finished pecan products meet the tightest specifications in the pecan industry. This practice is paired with electronic sorting machines, linear and stacked sizing equipment, cutting and slicing equipment, visual inspection tables, quality control inspection stations, and automated packaging lines that produce bulk and retail packaged pecan products. Even the forklifts are electric for food safety; electric motors mean no oil or fumes to contaminate the products.

Although a good portion of the preparation process is automated, the most important method to ensure a quality product is labor intensive. Approximately 280 employees are on the payroll for the company, monitoring and scrutinizing nearly every individual raw in-shell nut, from cleaning and grading to the finished product that winds up on the store shelves. Although nearly half of the employees’ focus is on sorting the pecans, there are other variables to consider that contribute to the challenging process, including moisture content, size and variety, just to name a few. Once sorted, the pecans are stored in a 100,000 square

foot freezer to maximize shelf life and freshness until the shelling process begins. The facility and work force are capable of grading nearly 400,000 pounds a day of the ready to shell product. “We’ve leaned on AgGeorgia for operating capital for the total process,” said Jeff.

With upgrades and improvements to the facility and growth of the business, South Georgia Pecan has realized many advantages. Gaining market share, sustaining annual growth and analyzing costs to increase owners’ equity have been goals and key factors in the company’s success. Looking for opportunities to expand their operation and quality product line keeps the company as a forerunner in the industry and respected representative of South Georgia. And just as the Olympic torch relay and lighting of the flame symbolizes the passing of Olympic traditions from one generation to the next, South Georgia Pecan embodies the same with their family practice of exceeding customer expectations with innovated techniques and high-quality products. ❚

Inside the state-of-the-art facility in Valdosta, Georgia

The South Georgia Pecan seal where quality is always guaranteed

Pecan butter available for sale in the gift shop or online

Stored pecans in the shell waiting for processing Cases of packaged pecan products


Kim Rigdon began her Farm Credit career in the Quitman Office as a Loan Assistant. Kim, a native and current resident of Brooks County, has previous

commercial bank experience and over 27 years of beneficial business knowledge.

Angie Tyson has joined the Sandersville Branch as a Loan Assistant. Angie is a native of Sandersville, a graduate of Georgia Military College and brings

extensive business experience to her position.

Morgan Adams transferred to the Royston Branch as a Relationship Manager. Morgan had previously been in the Gainesville Branch as Credit Officer.

Tate Bullard transferred from the Tifton Branch to the Sylvester Branch. A former intern, Tate will continue in the position of Credit Officer.

Jason Cheek has accepted the position of Lead Relationship Manager for the Royston Office. He had previously served as a Credit Officer in Royston.

Tanner Megahee transferred to the Special Assets Management Department. A former Credit Officer from the Sylvester Branch, Tanner has been employed with AgGeorgia since 2015.

Joel Pitts has been named Lead Relationship Manager for the Quitman Branch. Joel most recently had been a Credit Officer for the Quitman branch.

Patricia Richardson transferred to the Gaines-ville Branch to fill the position of Credit Officer. She had formerly been in the Royston Branch as Branch/Relationship Manager.

Genger Dean joined AgGeorgia as Loan A ssist a nt i n t he Chatsworth Office. Genger is from Talking Rock and comes to AgGeorgia from a

commercial bank where she served in various positions over the last 18 years.

Whitney Diers has joined the Moultrie Branch as a Loan Assistant. Whitney, a graduate of Valdosta State University, lives in the Colquitt County

area and has previous business experience.

Heather Hanington is a Loan Assistant in the Sylvester Office. Heather is a current resident of Tift County and is a recent graduate from ABAC.

Ryan Hardin joined the Chatsworth Branch as a Credit Analyst. Ryan graduated from Auburn University with a Bachelor of Science in Agribusiness.

Mary Ellen Levie joined our staff in the Corporate Office in Perry as HR/AP Administrator. Mary Ellen is a graduate of the University of Georgia and comes to AgGeorgia

from a commercial bank. She has served in various human resources, accounting and operations capacities.

Camille Odom joined AgGeorgia as Credit Officer and will be based in Perry. Camille is from Oconee County and is a graduate of the University of Georgia

and has prior experience with the Georgia Fruit & Vegetable Growers Association in LaGrange.

New Positions/Transfers

Association News

New Hires


Anita Anderson served Farm Credit for over 23 years. She began her career in Dalton with North Georgia Farm Credit Service in October of 1993. Anita

retired as a Loan Processor in the Chatsworth office.

Vick ie A nderson, Human Resources Administrator in the Perry Corporate Office, began her career in the Dublin administrative office of South Central

Farm Credit as an Office Assistant I on January 2, 1990. Vickie retired with more than 26 years of service to our Association.

Kay Bennett served Farm Credit for over 30 years. She began her career in the SAM Department with South Georgia Farm Credit in October of 1986. Kay retired as a

Loan Processor in the Sylvester office.

Tara Bozeman served Farm Credit for over 29 years. She began her career in Moultrie with South Georgia Farm Credit Service in November of 1987. Tara

retired as a Loan Assistant in the Moultrie office.

Betty Elsberry served Farm Credit for over 42 years. She began her career with Quitman Production Credit Association in December of 1974. Betty retired as a

Loan Assistant in the Quitman office.

Derwin Hall served Farm Credit for 31 years. He began his Farm Credit service in Tifton in December of 1985. Derwin retired as a Credit Officer in the Cordele office.

Bo Low r y ser ved Farm Credit for over 28 years. He began his career in Tifton in the Information Technology Department in April of 1988. Bo retired as the

Director of Risk Management in the Perry Corporate office.

Deborah Watson served Farm Credit for over 47 years. She began her career with Moultrie Production Credit Association in August of 1969. Deborah retired

as a Loan Assistant in the Nashville office.

Jared Renfroe accepted t h e p o s i t i o n o f Relationship Manager in the Commercial Loan Department.

Jared joined the Quitman branch as

a Loan Officer in May of 2011 and became Branch Manager in May of 2013. He is a graduate of Valdosta State University. With his over 10 years’ experience in lending, Jared’s financing knowledge has been instrumental in growing and maintaining the customer base of AgGeorgia.

Brandie Thompson has accepted the position of R isk Manager. Brandie had over 12 years of experience with the Association, 8 of which has been in the

corporate office in accounting and operations and most recently as Controller. She received an Associate Degree in Business Administration from Abraham Baldwin Agricultural College, a Bachelor of Science in Business Information and Technology and Accounting at Macon State College, and a Master of Business Administration from Georgia College and State University. She obtained certification as a Certified Public Accountant in 2012.

RetireesPromotions

Get your AgGeorgia Calendars!The 2017 calendars are available and features photos taken within the 79 county AgGeorgia territory. The photos were submitted by photography enthusiasts as part of our 2016 photo contest. Gift cards were presented to 1st, 2nd and 3rd place winners along with AgGeorgia prize packages for the remaining honorable mention entries. Check with your local AgGeorgia office and pick one up. You won’t want to miss this calendar! ❚

2017 CalendarAgGeorgia.com I 1-800-768-FARMHelping Georgia Grow for Generations


Headline

WE SELL LAND

www.SouthernLandExchange.comPhone: (706) 549-5050

We help you buy and sell property. Land is our business, the outdoors is our life.

1551 Jennings Mill Rd ● Suite 1400A ● Watkinsville, GA 30677

This is our idea of a “Gated Community”...


Copies of the Association’s Annual and Quarterly reports are available upon request free of charge by calling 1-800-868-6404 or writing Carrie McCall, Chief Financial Officer, AgGeorgia Farm Credit, ACA, P.O. Box 1820, Perry, Georgia 31069 or accessing the website, www.aggeorgia.com. The Association prepares an electronic version of the Annual Report which is available on the Association’s website within 75 days after the end of the fiscal year and distributes the Annual Report to Shareholders within 90 days after the end of the fiscal year. The Association prepares an electronic version of the Quarterly report within 40 days after the end of each fiscal quarter, except that no report need be prepared for the fiscal quarter that coincides with the end of the fiscal year of the institution.

AgGeorgia Farm Credit

FinancialReports

Insurance ReminderAgGeorgia Farm Credit, Agricultural Credit Association (Association) loan agreements and/or commitment letters stipulate that borrowers obtain and maintain insurance on property pledged as security for loans with the Association named as mortgagee or loss payee as appropriate.

This notice is a reminder that the minimum amount of coverage required to be maintained is the lesser of your loan balance(s), the actual cash value of the property, the replacement cost of the property or the amount stipulated by your loan officer. Since the amount required could be less than the amount for which the property can be insured, you are encouraged to consider higher limits

where applicable to adequately protect your equity interest in the property.

If the property securing your loan consists of improved real estate, unless otherwise advised, at a minimum, your policy must insure against the following perils: fire and lightening; wind; hail; aircraft or vehicle damage; riot or civil commotion; explosion; smoke damage; water damage (other than flood); falling objects; weight of snow, ice or sleet; and vandalism. Loss or damage from flooding is also required if your loan was made after Oct. 4, 1996, and at the time the loan was made the property was located in a government mandate Special Flood Hazard Area and flood insurance was available.

If the property securing your indebt-edness consists of personal property including vehicles, machinery or equipment, in addition to the causes of loss cited in the preceding paragraph, the property must also be insured against theft, and where applicable, such as with mobile machinery and equipment, collision and upset.

If your current coverage does not conform to these requirements, please contact your insurance representative and effect the necessary changes to ensure your coverage does comply with these requirements. Please contact your local AgGeorgia Farm Credit representative if you have any questions or comments. ❚


Real Solutions for Real Estate.

800.768.FARMwww.aggeorgia.com

NMLS# 627367

Why AgGeorgia?Real Advantages• Up to 20-year fixed rates• Local service• No intangible taxes on long-term financing• Patronage refund program• On-staff appraisers• 75%-85% financing

• Real Estate Financed• Farms & ranches• Timberland• Recreational property• Home lots to large plantations

Helping Georgia Grow for Generations®

Real Solutions for Real Estate.

800.768.FARMwww.aggeorgia.com

NMLS# 627367

Why AgGeorgia?Real Advantages• Up to 20-year fixed rates• Local service• No intangible taxes on long-term financing• Patronage refund program• On-staff appraisers• 75%-85% financing

• Real Estate Financed• Farms & ranches• Timberland• Recreational property• Home lots to large plantations

Helping Georgia Grow for Generations®


Property for SaleProperties for sale are listed as a service to our readers. Information is furnished by real estate agents and individuals and AgGeorgia Farm Credit is not responsible for the accuracy of the listing contents. If you have property for sale in Georgia that you wish to list in the Leader magazine please contact Rhonda Shannon for details at [email protected] or 229-382-4300.

BANKS

158+/- acres of gently rolling pasture land. Three stream-fed ponds, fenced and cross-fenced, public water tapped at road frontage. Turn-key cattle operation that can have additional land leased next door for over 300 acres of cattle farm operation. Call Otis Rylee with The Simpson Company at (770) 532-9911.

Three-house broiler farm situated on 20+/- acres in Banks County. Well kept farm and ready for new operator. Single-wide mobile home onsite with a creek that borders the rear of the property. Room for another broiler house - possibly two. Call Otis Rylee with The Simpson Company at (770) 532-9911.

Spectacular craftsman style home! Incredible 3BR, 2.5BA home on a small mountain with never ending views. Craftsmanship is unmatched. Exposed beams, hardwood floors, granite counters, 4 car garage. 20.6 acres. Complete living quarters in the additional 4 car garage/workshop. Fenced pasture. $799,000 Call Ruth Camp with Shield, Realtors at (706) 499-4702..

72.92 acre tract on Grove River in Gillsville, Ga. All wooded, mixed hardwoods and pines. Paved road frontage, county water. Excellent hunting. Easy access to I-85, I-985. Great hunting, recreational potential. $3,750/acre. Call Stan Bennett with Southern Heritage Land Co., Inc. at (770) 654-0491.

Beautiful farm on 84.16 private acres. Large stocked pond w/dock, 2 barns (11 stalls), workshop, storage building and 2 homes. (One 2BR/1 1/2BA and one 3BR/2BA mobile) Acreage is fenced/cross fenced w/natural water to all pastures. Currently used to produce award winning hay. Must see to appreciate! Price reduced to $545,000. FMLS 5711316 Call Tina Pusbach with Keller Williams Lanier Partners at (770) 241-4707.

37.24 acres on Hwy. 51 between Lula Ga. and Homer, Ga. Mostly wooded with mixed hardwoods and pines. Stream on back. Paved road frontage with county water. Old home place with good building sites. Great hunting. $4,500/acre. Call Charlie Lathem with Southern Heritage Land Co., Inc. at (770) 654-6812.

Great property with easy access to I85. 30.45 acres of wooded land on Hwy 59 with 1500 ft of paved road frontage. The possibilities are endless! $210,105 Call Gerry Burdette with Burdette Realty at (706) 207-2820

BARROW

16 Acre horse farm. Winder, GA. Fantastic 2-story horse barn. 5 stalls, riding arena, outdoor lighting, training ring, birthing stall. Living quarters in barn w/ full bath, office, balcony. Bungalow style home just steps away. See virtual tour on YouTube.com - 1519 Jones Road or call agent. Call Larry Phillips with Progressive Realty, LLC at (678) 3430101.

Arch Tanner Road - Bethlehem, Ga. - great location! Choose 11 acres or 16 acres. Country setting only 2.5 miles from new gateway center w/ Chick-fil-a,Long horn Steakhouse, Target, Publix, Belk, Home Depot and others. Zoned ag. Entrances on two roads. Excellent location near Hwy. 316 & Bethlehem Elementary School. Call Larry Phillips with Progressive Realty, LLC at (678) 3430101.

54+/- acres in Barrow County. Close to Highway 316 and new construction (Target, Publix, Home Depot) in the area. Road frontage on both sides of Patrick Mill Road. Call Tim Hill with Community Partners Realty at (678) 963-5390.

BROOKS253+/- acres. This is a very unique piece of property know as Lawson Pond. This property has been in the Lawson Family for over 100 years. This property is an excellent place for all types of recreation to include duck, deer, dove and turkey hunting and of course fishing. $950,000. Call Bobby Brown with First Thomasville Realty at (229) 226-6515.

169 +/- acres. This property on Shelley Road has 90+/- acres in cultivation. Great soil. Timber. Tremendous wildlife tract. Suitable for pivot placement. $3,600 per acre. Contact Daniel Crocker, ALC,GA/FL Lic. Real Estate Broker with Crocker Realty, Inc. at 229.403.6297 or 229.228.0552. Website: www.landcroc.com

BURKE

This 42-acre property features a 4 BR/2 BA home. 3-bay garage, hunting land, a 2 BR cabin, tower deer stands, fenced Coastal Bermuda grass pastures with shelters, & a 4-stall horse barn. Other features include a water purification system, back-up generator, French drains, garden beds & fruit orchard. Call Anne Marie Kyzer with Mary Yelton Realty at (706) 533-3307. www.maryyeltonrealty.com

239 acres with 2 homes, Ga Hwy 24 between Waynesboro & Sylvania. 90 acres cultivated with farm lease income, 145 acres young woodland, 1624 and 1296 sq ft homes, 2 wells, $450,000. Call Chad Shivers with Shivers Real Estate at (706) 833-9114. www.GeorgiaLand.com

151 acres with home, Bark Camp Church Road near Midville. Half cultivated, half wooded, 30x60 metal building built 2005 with 1800 sq ft finished living space, 40x60 equipment shed. Pretty place for a country home or getaway. $435,000. Call Chad Shivers with Shivers Real Estate at (706) 833-9114. www.GeorgiaLand.com

207 acres GA Hwy 24, Sardis. Wooded, majority of timber harvested 2013, possible pond site, 3 streams, 100 ft wide power line easement (Georgia Power), hunting/recreation with a lot of wildlife cover and great locations for food plots, could be replanted in pine trees. $310,300. Call Chad Shivers with Shivers Real Estate at (706) 833-9114. www.GeorgiaLand.com

482 acres 14 miles south of Augusta. 21 year old planted pines, 10 acre pond, McBean Creek, 1290 sq ft home; pine timber investment with hunting, fishing, recreation, and a home/hunting cabin. $1,020,000. Call Chad Shivers with Shivers Real Estate at (706) 833-9114. www.GeorgiaLand.com

CLARKE

67+/- acres of bank-owned land located along Tallassee Road in Athens/Clarke County. Potential single-family development. Situated adjacent to successful subdivision. Special bank financing available at great interest rate and fixed term. Call for more info. Call Otis Rylee with The Simpson Company at (770) 532-9911.

COLQUITT

Superior estate on 20+/- acres with 2 acre pond and magnificent home on Cool Springs Road. 4,581 SF, 3 bedrooms (potential for 4) 3 baths, formal and family living with gourmet kitchen. Covered patio overlooking expansive loan and woods. MLS#906090. Call Becky Dupree with The Slocumb Company at (229) 456-2422.

5.52 acres located just outside of Moultrie that would make a gorgeous homesite for your dream home. Conveniently located to Thomas and Mitchell County. This can also be divided into 3 tracts. Call for details. MLS#905985 Call Dena Jackson with The Slocumb Company at (229) 456-3081.

This four bedroom, three bath home offers what so many are searching to find. Excellent location, privacy, acreage, pond and quality construction. The split-level brick home is situated on beautifully manicured yards surrounded by planted pines, pond and wood fencing. MLS#906006 Call Dena Jackson with The Slocumb Company at (229) 456-3081.

90.28 acres in Colquitt County on Tree Farm Road. Paved road frontage and pond. MLS# 904941 Call Johnny Slocumb with The Slocumb Company at (229) 985-9331.


AGGEORGIA.17.WINTER 2017AGGEORGIA.17.WINTER 2017

ELBERT

Lake Thurmond Family Retreat. Dockable Waterfront, One of A Kind Family Retreat, 192 Acres, $3,895 Per Acre, $747,840. Over 11,000 ft. of Corp of Engineer frontage on Lake Thurmond/Clark Hill. The cleared home sites bordering the Corps line are a short distance to the water. Private dock and under brushing permits available. Call Eddie Drinkard with Drinkard Real Estate Sales, Inc. at (706) 318-3636.

Falling Creek Tract, 152 Acres. $418,000, $2,750. Beautiful working cattle farm with over 100 acres in improved pasture and creek bottom hay field. Property borders Falling Creek and is fenced and cross-fenced. 5 barns and sheds for equipment and storage. Call Eddie Drinkard with Drinkard Real Estate Sales, Inc. at (706) 318-3636.

FRANKLIN

Hunters Creek, 43 Acres, is conveniently located, with a large metal building, well, and septic system. Creek crosses backside of property, makes it the perfect hunting tract! Offered for $2400 per Acre. Call Mark Costello with Southern Land Exchange at (706) 207-5850.

Two Homes on 163 acres. Several barns with horse stalls,wash racks, riding arena. Fenced pastures and

hardwoods. Coastal Bermuda hay field producing many cuttings/ yr. Spring-fed pond and long frontage on the Hudson River. Easy commute to ATL or Greenville SC. $1,200,000. Call Crystal Weise with Keller Williams Lanier Partners at (706) 215-0535.

Crumps Bridge Road Cattle Farm. 50.97 Acres in North Franklin County. Working cattle farm, beautiful rolling pastures, mature hardwood bottom, spring w/ pond site, fenced & cross fenced, multiple great home sites, $295,000. Paved road frontage. Call Austin Breiner with Landmart.com at (478) 414 8419.

64.8 wooded acres near Carnesville, Ga. Frontage on Stephens Creek, several branches, double road frontage. Good site for pond. Great deer/turkey hunting. Mixed hardwoods and pines. Easy access to I-85. $2,250/acre. Call Charlie Lathem with Southern Heritage Land Co., Inc. at (770) 654-6812.

GREENE

234 acre NE GA timberland investment with deer, turkey, and duck hunting. Enhanced by gentle terrain, mature hardwoods, a pond, and the North Fork Ogeechee River. The area is known for its productive soil types, timber growth and wildlife habitat. Conve-niently located near I-20 and four of Georgia’s largest cities. Asking Price $549,900. Call Jody Strickland with F&W Forestry Services, Inc. at (478) 954-8058.

HABERSHAM

Complete Subdivision! 308-acre mountain tract, ready for development, paved roads, underground electric and phone lines, divided into 47 estate size lots (5+ acres). Main road runs the ridge line with views from both sides of the road. Mature hardwoods, elevation of 2000 ft, has cooler temperatures. 7 miles north of Clarkesville. $2,577,695 Call Marty Simmons with Shield, Realtors at (770) 597-4219.

Refreshing country estate! On 17+ acres, 3BR/2.5BA w/formal DR, eat-in kitchen, granite c-tops, plenty of cabinets, LR, over sized windows. Apartment living possible above oversized garage with plumbing access. Approx 10 acres of pasture cross fenced, 4-5 horse stalls. Generator and workshop. $499,500. Call Ruth Camp with Shield, Realtors at (706) 499-4702.

Own your mountain! 128 acres of beautifully wooded grounds with views, miles of trails, wild azaleas, and mountain laurel. Spring fed mountain lake designed by USDA to catch your own trout. Wood stoves on both levels. Screened porch, large deck, workshop and enclosed 60x40 barn w/50 amp electric outlet, sewer and water hookups. $1,499,000 Call Ruth Camp with Shield, Realtors at (706) 499-4702.

36.92 acres on Rock House Branch outside Clarkes-ville, Ga. Year round fast moving water. Great spot for family retreat, getaway or development. Large hardwoods, deer/turkey. Good access to Ga. Hwy. 441. Roads graded in. $225,000. Call Charlie Lathem 770-654-6812. Southern Heritage Land Co., Inc. Call Charlie Lathem with Southern Heritage Land Co., Inc. at (770) 654-6812.

HALL

10.50 acres of well laying wooded land, quite area surrounded by large land tracts. $130,000. Call Kenneth Savage with Savage Real Estate & Auction Co., Inc. at (770)718-8297 or [email protected].

38.96 +/- acres of rolling farmlans located on the East Fork of Little River. Lays well, includes a pond, great building sites, Poultry house that is not currentlyin use. $399,900. Call Kenneth Savage with Savage Real Estate & Auction Co., Inc. at (770)718-8297 or [email protected].

27.14 +/- acres in sought after location, close to schools, shopping, Lake Lanier and recreation. This is a must see proeprty with lots of potential and includes a 2/2 home with lots of room and is move

in ready. Call Janie Savage with Savage Real Estate & Auction Co., Inc. at (770) 654-3513 or [email protected].

HANCOCK

159.99 acres located North of Sparta, GA on State Highway 22. Road frontage on State Highway 22. Marketable timber has been sold. Several mast trees have been left as well as pines along road frontage. Property has 2 creeks and good interior road system. 1983 Capella Mobile Home, metal storage container and covered shed included in sale. Call Beverly Webb with Town & Country Real Estate and Investment Company, Inc. at (478) 5525681.

JACKSON

15.72+/- acres located in Jackson County/City of Commerce. Three pieces sold all together. Great piece for mini-farm or three small acreage tracts for single-family development. Near Quality Foods. Call for more info. Call Otis Rylee with The Simpson Company at (770) 532-9911.

98+/- acres located in downtown Pendergrass. Gently rolling pastures with a stocked pond and some wooded areas. Abundant wildlife with good hunting and fishing. Beautiful piece waiting for someone looking for a place to build a home. Could be suitable for poultry farm if desired or continued operation for pasture/cows/rec. Call for more info. Call Otis Rylee with The Simpson Company at (770) 532-9911.

JOHNSON

Sumner Pond Farm is 189 +/- acres located just south of Wrightsville in Johnson County. The property features a home that is approximately 1,800 sq. feet, a pond that is approximately 7 acres, and some very nice cultivated land. Some of the farm was planted in plantation pines. The pond is stocked and ready to fish. A Must See! Call Michael Wilson with Plantation Properties & Land Investments, LLC at (912) 7645263.

JONES

Haddock Cattle Farm. 221.64 Acres in jones county. Available after decades in one family, rolling pastures, flowing creek, mature hardwoods along creek, very high percentage of pasture , paved road & city water. Reduced $2800 per/acre. Shown by appointment only. Call Bill Breiner with Landmart.com at (478) 457.7005.

LEE

Fox Creek Plantation has been enjoyed as a productive farm and hunting plantation for over a century. Covering approximately 2275 acres. Beautiful quail woods surround a seventy five acre spring fed lake which is the best fishing lake in the neighborhood. Improvements include a charming lodge overlooking a fifteen acre lake. Asking $3150/acre. Call Crisp Gatewood with Plantation Services, Inc. at (229) 8882500.

AGGEORGIA.18.SPRING 2016

MADISON

Watson Mill Tract, 54 Acres, located just off Hwy 72. The tract features a pond and +/- 50 acres of mature and well managed planted pines. Close to Watson’s Mill State Park. Offered for $2995 per Acre. Call Jesse Johnson with Southern Land Exchange at (706) 614 - 4855.

Great property at a great location! 41.79 acres, pasture land and mixed woods with creek, paved road frontage, minutes from Athens, Danielsville, I85 and schools. 2BR/1BA brick ranch home that needs some up dating, full basement with 2BR/1BA, private setting, large rocking chair porch, drive under garage, a must see! $278,900 Call Gerry Burdette with Burdette Realty at (706) 207-2820.

14.42 beautiful wooded acres in town with city water, paved road frontage. Small town living at its best, near schools, shopping, banking, library, rec department, restaurants and much more. $93,730. Call Gerry Burdette with Burdette Realty at (706) 207-2820.

Farm or Development! 32.47 acres zoned A2, open pasture, hardwoods, creek, Hwy 98 frontage, possible county water, this beautiful property has it all. $162,335. Call Gerry Burdette with Burdette Realty at (706) 207-2820.

Great property in a great location! 41.79 acres, open land for pastures and mixed woods with creek, paved road frontage, minutes from Athens, Danielsville, I85 and schools. 2BR/1BA brick ranch home that needs some up dating, full basement with 2BR/1BA, private setting, large rocking chair porch, drive under garage, a must see! Call Gerry Burdette with Burdette Realty at (706) 207-2820.

A1 zoning. Beautiful creek in the middle of property. Has multiple wells. WILL DIVIDE. 49.2 acres, paved road frontage, minutes to Athens $309,000. Seller is a Ga. licensed Realtor. Call Gerry Burdette with Burdette Realty at (706) 207-2820.

162 acres on Little Skull Shoal Creek near Daniels-ville. Fast moving shoals, part open, 20+ year old planted pines, hardwoods, pole barn, excellent place for cabin, family retreat. Loaded with deer/turkeys. $2,395/acre. Call Stan Bennett with Southern Heritage Land Co., Inc. at (770) 654-0491.

MCDUFFIE

393 VFW Rd - $440,000 - 2 Story Home with 5 Bedrooms, 3.5 Baths. 3400 square feet and 36’ x 36’ Shop Building on 35 +- acres. Additional acreage available. Call Kathy Hawkins with The Wilson Company at (706) 214-6118.

MITCHELL

Secluded four bedroom home located conveniently between Moultrie and Camilla. This home is situated on approximately 21.38 acres and surrounded by mature pecan trees and open pasture fenced for horses or cattle. MLS#906262 Call Dena Jackson with The Slocumb Company at (229) 456-3081.

94.94 Acres offered at a great price...The land area consists of: 25+/- Ac. Field, 5+/- Ac. in 25 year old pines, 41+/- Ac. in 8 year old pines, 17+/- Ac. hardwood bottoms, 3+/- Ac. pond, 2 +/- Ac. roads, and 2+/- Ac. home site. The soil types on this farm consists of Tifton, Dothan, and Wagram with Osier Pelham soils in the low areas. Call Johnny Slocumb with The Slocumb Company at (229) 985-9331.

207+/- acres, Great tract to plant trees or to have cattle. Good Soil map. Some timber and wildlife. $1.500 per acre. Contact Daniel Crocker, ALC,GA/FL Lic. Real Estate Broker with Crocker Realty, Inc. at 229.403.6297 or 229.228.0552. www.landcroc.com

OGLETHORPE

The Wolf Branch tract is 395 Acres on Hutchins-Wolfskin Rd in Oglethorpe Co, Georgia. Professionally managed pines, great location within 20 minutes of Athens. Offered for $2395 per Acre. Call Jesse Johnson with Jesse W Johnson at (706) 6144855.



This farm, 79.88 Acres, located in Winterville, is pasture land, close to Athens. Partially fenced, open land. Young pines and creek bottom. Paved road frontage, ideal for recreational property or homesite. Offered for $4250 per Acre. Call Stuart McLean with Dunlap Road Farm at (706) 207.1304.

Timber, Lake, Hunting! 515.56 Acres, $1,850 Per Ac. Some open with scenic cabin site on hill overlooking 5 acre pond. Several creeks and branches wind through property. Beautiful hardwood areas provide excellent habitat for deer and turkey. Acres of pine timber growth for future income. Call Eddie Drinkard with Drinkard Real Estate Sales, Inc. at (706) 318-3636.

Sandy Cross Farm, 108.53 Acres, price reduced to $350,000. $3,225 per acre. This beautiful farm has 35 acres in bermuda pasture which is currently in hay production. Another 35 acres has excellent soil and is in cultivated in wheat. Twenty-five (25) acres are planted in pines for future cash income. Hardwds., streams provide great hunting habitat. Call Eddie Drinkard with Drinkard Real Estate Sales, Inc. at (706) 318-3636.

PULASKI

This 768 acre unique tract has been developed for silvopasture. Integrates livestock and timber production on the same land providing multiple income opportunities and great hunting! Property is in the FLPA tax program. Two 4” wells with 900 gallon water tank; 3,120 SF steel building. Mature bottomland hardwood forest bisected by “Big Creek”. Call Dennis LeBleu with F&W Forestry Services, Inc. at (229) 343-8013.

Richmond hunt, fish & farm…secluded 65-acre property just outside of Augusta. Features a 3 bedroom/2 bathroom home, in-ground swimming pool, a pond, pastures, and stands of mature hardwoods. Two outbuildings offer storage space for equipment and more. Enjoy country living and outdoor recreation with convenience. Call Anne Marie Kyzer with Mary Yelton Realty at (706) 533-3307.

20 Year Old Planted Pines, 170 acres in South Richmond County. 110 Acres of 20-year-old planted pines, great turkey, deer and duck hunting, bottomland with beaver pond, very private property. Only 30 minutes from Augusta. Call Aubrey Breiner with Landmart.com at (478) 454.7980.

STEWART

Holder Road South, 225+/- acres. Bounded by James Holder Road on the north and County Road 80 to the south. There are seventy acres of young natural regeneration pines in an area that could easily be cleared for a large crop or multiple wildlife food. Asking $416,250. Call Crisp Gatewood with Plantation Services, Inc. at (229) 8882500.

Holder Road North is located near Lumpkin, Ga. Has paved road frontage on Highway 27 and James Holder Road. The property has merchantable timber and excellent hunting. There is planted and natural regeneration pine and forty acres of clear cut. A small stream from nearby Holder Pond flows through the property. Asking $308,000. Call Crisp Gatewood with Plantation Services, Inc. at (229) 8882500.

Located in the hills of rural Stewart County, Ga. Kawikee Plantation is an extraordinary sporting property. There is plenty of game and fish, spectacular scenery, a great lodge and all improvements necessary. Asking $7,640,500 Call Crisp Gatewood with Plantation Services, Inc. at (229) 8882500.


TALIAFERRO

Stone Place, 96 Acres, is being offered for the first time since the 1800’s! This property offers great hunting with mature hardwoods along the creeks and streams. Several large open areas create great food plots. This property won’t be around long. Come hunt where Robert Grier gazed at the stars. Offered for $1100 per Acre. Call Mark Costello with Southern Land Exchange at (706) 207-5850.

TERRELL

628 acre tract located three miles north of Bronwood, Ga. and 23 miles NW of Albany, Ga. North boundary is Kinchafoonee Creek with over 1.5 miles creek frontage. Over 4,600 feet road frontage on County Road 88. Neighborhood is mixed agriculture and timberland. Excellent hunting for deer, turkey and ducks. Reduced Price $840,000 Call Dennis LeBleu with F&W Forestry Services, Inc. at (229) 343-8013.

THOMAS87+/- Acres. This property is currently being used as a horse pasture with a portion growing some produce. It is conveniently located on the corner of the north by-pass and county line road just north of Thomasville. $425,000. Call Bobby Brown with First Thomasville Realty at (229) 221-3016.

TROUP

414.6 acre tract located about half way between LaGrange, GA and Roanoke, AL about 20 minutes from each. About 61 acres mature timber; existing food plots; just under a mile of frontage along State Line Road; a narrow strip of Corps land separates tract from the water; hilltop views. Reduced price $555,000. Call T. R. Clark with F&W Forestry Services, Inc. at (334) 864-9542.

WARREN

The Fulghum Homeplace, circa 1850. 143.27 Acres, $385,000, Sold as Whole. Home currently being used as a hunting lodge. Mature hardwoods and pine timber for future income. Abundant deer, turkey and small game. Heavily wooded with natural hardwood and pine. Several small food plots. Three (3) spring-fed streams.Good interior roads and ATV trails. Call Eddie Drinkard with Drinkard Real Estate Sales, Inc. at (706) 318-3636.

WASHINGTON

30 acres located 6 miles Southeast of Tennille, Ga. on Mt. Moriah Road. Completely wooded in 12 year old natural regeneration. Pine/Hardwood Mix. Road frontage on Mt. Moriah Road. Electricity and telephone are available. Well and Septic Tank are required. Great property for hunting, camping, home site, TV trails, and timber investment. Call Tom Bell with Town & Country Real Estate and Investment Company, Inc. at (478) 5525681.

44.77 acres located on Jackson Gin Road. Road frontage on Jackson Gin Road and Riddleville Mt. Moriah Road. Small branch is the northern boundary of the property. Marketable timber was cut in 2015. Pines planted in 2016. Great tract for home site, deer camp, hunting, camping, or family recreation. Call Tom Bell with Town & Country Real Estate and Investment Company, Inc. at (478) 5525681.

1554 Tennille Oconee Road, Washington County, Ga. BULLARD HALL is a fabulous example of Second Empire Victorian architecture This beautifully appointed Historic home was originally built in 1890. it features 3 bedrooms, 2 baths, high ceilings, pool, pool house, all on an attractive 3.78 acre lot. Full Of History!! Call Beverly Webb with Town & Country Real Estate at (478) 552-5681.

216 S. Smith Street, Sandersville, Ga. Circa 1840’s. This Historic Pre-Civil War home has been tastefully renovated to complement its original design. Its stunning features include beautiful wood floors, built-ins, high ceilings and spacious rooms. Features 4 bedrooms, 3 baths, 4,238 square feet, a manicured lawn, pool, pool house. Very special!!! Call Beverly Webb with Town & Country Real Estate at (478) 552-5681.

Sunhill Creek is 136 +/- acres in eastern Washington County. The property is made up of 25 +/- acres of land that was until recently in cultivation. These areas would be perfect for conversion to pasture, bird fields, or for reforestation with pines. Call Michael Wilson with Plantation Properties & Land Investments, LLC at (912) 7645263.


The Agland tract is 170+/- acres including approxi-mately 130 acres of open/tillable ground. This property would make a great farm or recreation property. There are deer, turkeys and quail on this property to keep you occupied. Paved road frontage on Old Davisboro Rd and county maintained dirt road frontage on Heards Bridge Rd. Call Adam Lee with Plantation Properties & Land Investments, LLC at (912) 7645263.

158+/-acres located in Washington County. This property is loaded with deer, turkey, quail and other small game. There are two wet weather creeks on this property allowing for multiple pond sites. There is paved road frontage on Old Davisboro Rd and multiple house/cabin sites. A Must See! Call Adam Lee with Plantation Properties & Land Investments, LLC at (912) 7645263.

97 acres of Timberland Investment & Hunting. Excellent marketable timber, pines ready for harvest. Old upland hardwoods, pecan orchard & old homesite. 2 Bdr mobile home & bunkhouse. Excellent hunting habitat, near the Ogeechee River bottom. $220,000. Call Austin Breiner with Landmart.com at (478) 414.8419.

WHITE

WATERFALLS! The minute you step out of your car you can hear it, walk 50 feet and you can see it and your breath will be taken away by its one of a kind beauty and storybook setting. Designed for privacy, this 10 acre tract offers it all. Owner may consider financing. $229,900. Call Ruth Camp with Shield, Realtors at (706) 499-4702.

27 +/- Acres of beautiful secluded property. Land lays well and includes a pond and abundant wildlife. Contact Kenneth Savage with Savage Real Estate and Auction Co., Inc. at (770) 718-8297 or (770) 983-0066 or [email protected].

192 +/+ acres of open and wooded land. This property includes a beautiful lake and abundant wildlife, this property can be divided. Contact Kenneth Savage with Savage Real Estate and Auction Co., Inc. at (770) 718-8297 or (770) 983-0066 or [email protected].

WILKES

Magnificent Estate on 20+- acres with 2 acre pond plus a half acre pond. 3535 square feet 4 Bedroom, 4 Bath Western Red Cedar home with stone accents;

3 Stone Fireplaces, Heart of Pine walls, Oak Floors, Wrap around porch overlooking pond, 4 car detached garage & 1 Bedroom Cottage. A great rural home convenient to I20. $455,000. Call Kathy Hawkins with The Wilson Company at (706) 214-6118.

House and 142+/- acres! The pastures have been carefully maintained to provide maximum forage/grazing for the the cows and sheep here. This property is fenced and cross fenced with a center alley for moving livestock easily for pasture rotation as well as to the working pens and loading pen. Call Adam Lee with Plantation Properties & Land Investments, LLC at (912) 7645263.

Planted Pine Tract in Wilkes County. 107 acres in west Wilkes County, excellent timber investment, hunt deer and turkey, 2 nice creek bottoms, mature hardwood along creeks, 37 miles to Athens Ga. $2495 Per Acre. Call Aubrey Breiner with Landmart.com at (478) 454.7980.

Wilkinson 141.85 acre tract is an excellent timber and recreational investment. Tract was planted with loblolly pine seedlings in the fall 2015/winter 2016 planting season. Tract is ready to hunt on the gently rolling topography. Located approx. 9 miles south of Irwinton, Ga. on J.W. Bridges Road. Well established interior road. Asking Price $178,046 Call Chad Hancock with F&W Forestry Services, Inc. at (229) 883-0505.

To receive the discounts, make sure you identify yourself as a Farm Credit Member and provide the discount codes as listed below.

1-800-FLOWERS®Flowers, plants, gift baskets, etc. Go to 1800flowers.com or call 888.755.7474. Use discount code FCCS to receive a 15% discount.

ADTNew customers will save over $200 more than the general public (with customer prequalification). Plus, you may save up to 20% off your homeowners insurance. Go to homesecurityteam.com/farmcredit or call 888.337.2448.

FLORAL AMBIANCEGo to floralambiance.com or call 800.672.4137. Use discount code fccsflowers to save $10 off orders valued at $30 or more. Note: The owner of this business is a Farm Credit loan customer!

DELL COMPUTERSSave up to 30% depending on configuration. Go to dell.com/farmcredit or call 800.695.8133 and use Member ID CS25031329.

DIRECTVNew customers will save $120. With free installation, there’s no equipment to buy and no start-up costs (with customer prequalification). Go to directsattv.com/farmcredit or call 888.612.4074.

NATIONAL & ALAMO CAR RENTALS -- Alamo: Visit alamo.com or call 800.462.5266 and use Farm Credit ID: 308635. -- National: Go to nationalcar.com or call 800.328.4300 and use Corporate ID: 5700069.

UNITED VAN LINESMoves within Arizona, California, Delaware, Florida, Idaho, Maine, Maryland, Tennessee, Texas, Utah, Wisconsin, and Wyoming, or between any of the 48 contiguous states. Discounts as much as 65% are only available via United agent, Barrett Moving & Storage. Call 800.879.1283 or email [email protected].

Have questions? Contact Pat McFarland at [email protected] or call 888.275.3227 x3236.

To receive the discounts, make sure you identify yourself as a Farm Credit Member and provide the discount codes as listed below.

1-800-FLOWERS®Flowers, plants, gift baskets, etc. Go to 1800flowers.com or call 888.755.7474. Use discount code FCCS to receive a 15% discount.

ADTNew customers will save over $200 more than the general public (with customer prequalification). Plus, you may save up to 20% off your homeowners insurance. Go to homesecurityteam.com/farmcredit or call 888.337.2448.

FLORAL AMBIANCEGo to floralambiance.com or call 800.672.4137. Use discount code fccsflowers to save $10 off orders valued at $30 or more. Note: The owner of this business is a Farm Credit loan customer!

DELL COMPUTERSSave up to 30% depending on configuration. Go to dell.com/farmcredit or call 800.695.8133 and use Member ID CS25031329.

DIRECTVNew customers will save $120. With free installation, there’s no equipment to buy and no start-up costs (with customer prequalification). Go to directsattv.com/farmcredit or call 888.612.4074.

NATIONAL & ALAMO CAR RENTALS -- Alamo: Visit alamo.com or call 800.462.5266 and use Farm Credit ID: 308635. -- National: Go to nationalcar.com or call 800.328.4300 and use Corporate ID: 5700069.

UNITED VAN LINESMoves within Arizona, California, Delaware, Florida, Idaho, Maine, Maryland, Tennessee, Texas, Utah, Wisconsin, and Wyoming, or between any of the 48 contiguous states. Discounts as much as 65% are only available via United agent, Barrett Moving & Storage. Call 800.879.1283 or email [email protected].

Have questions? Contact Pat McFarland at [email protected] or call 888.275.3227 x3236.

Cartersville1300 East Main Street Cartersville, GA 30120(770) 382-3637

Chatsworth19 Woodlake Drive Chatsworth, GA 30705(706) 695-0020

Clarkesville102 Blacksnake Road Mt. Airy, GA 30563(706) 754-4158

Cordele1207 South Greer Street Cordele, GA 31010(229) 273-3927

Dublin 826 Bellevue Avenue Dublin, GA 31021(478) 272-3255

Gainesville 501 Broad Street SE Gainesville, GA 30501(770) 534-5395

LaFayette700 East Villanow StreetLaFayette, GA 30728(706) 638-1940

Montezuma317 Walnut Street Montezuma, GA 31063(478) 472-5156

Moultrie22 5th Avenue, SEMoultrie, GA 31768(229) 985-3893

Nashville707 N. Davis Street Nashville, GA 31639(229) 686-5081

Ocilla302 S. Cherry StreetOcilla, GA 31774(229) 468-5900

Perry468 Perry ParkwayPerry, GA 31069(478) 987-1434

Quitman504 E. Screven Street Quitman, GA 31643(229) 263-7551

Rome701 East 2nd AvenueRome, GA 30162(706) 291-6340

Royston675 Church StreetRoyston, GA 30662(706) 245-6142

Sandersville775 Sparta Road Sandersville, GA 31082(478) 552-6922

Sylvester105 Dexter Wilson Blvd.Sylvester, GA 31791(229) 776-5599

Tifton 1807 King RoadTifton, GA 31794(229) 382-4300

WashingtonU.S. 78, 311 North Bypass Washington, GA 30673(706) 678-7088

Waynesboro176 Highway 80 West Waynesboro, GA 30830(706) 554-2107

Office Locations

AgGeorgia Farm CreditP.O. Box 1820Perry, GA 31069

PRSRT STDU.S. POSTAGE

PAIDCOLUMBIA SCPERMIT 1160

www.aggeorgia.com

going for gold - aggeorgia · winter 2017 inside: south georgia pecan co. going for gold the power...

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