grants for single moms

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www.singlemommie.com Grants for single moms

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Who are We and What is SingleMommie.com all about? This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here. For more details please visit:-http://www.singlemommie.com/

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  • 1. www.singlemommie.comGrants for single moms

2. There are 13 million singleparents in the United Stateswith over 21 millionchildren in single parenthouseholds. Whether you are a singlemother by chance or bychoice, we are here to helpyou meet the challenges ofparenting, and all of theother issues impacting yourlife. 3. As a single mother, we know the right information canturn the light on in your world and take you fromsurviving to thriving. We cover all the issues and packevery article and page with wisdom, resources, ideas, andreal solutions to whatever life is currently bringing yourway. Were each at a different point in our life, and our site iscreated to reflect the wide range of interests and needs oftodays single mom. While one parent may be searchingfor an education grant another mom is looking for advicefor her special needs child. We cover it all. 4. Scholarships and Grants for Single Moms Many singlemothers have given up on their hopes of a solid education. Weknow that a college degree or trade school certification cangreatly improve the quality of life for your single parenthousehold and we are dedicated to providing you with theright information.Youll find that we have the latest scholarships and grants forsingle mothers, complete with links and instructions. But wedont stop there. We also take a candid and critical look atdifferent careers you may be interested in, outlining theearning potential and providing you with the educationrequirements for each.We dont want to see you heading down a dead end path, so welay out clear information for each career we cover. Want to seea career outlined that we dont have in our database? Simplydrop us an email and well give you the details! 5. Once in a while everyone needs a little assistance. As asingle mom, where do you turn? There are more resourcesand financial help for single mothers than you may beaware of, and we make it our mission to provide them toyou. Whether its help with formula and diapers or findingmoney for your first start-up business, we are your source! AssistanceForSingleMothers.com also offers our own HopeGrant, recently launched to provide $500 worth ofassistance to reach single mothers at the point of theirgreatest need. The funds can be used to help with food,utility bills, tuition, rent, or the cost of daycare. 6. Are you dealing with an income thats too high forassistance, yet too low to enjoy the quality of life youand your child deserve? We provide you with solid tipsand inside information on finding affordable housing,even without government programs or section 8assistance. Loans for Single Mothers Whether you are lookingto start up a new business venture or purchase your firsthome, you need to know the basics of applying forloans, what to look for and what to avoid. We also teachyou how to handle your bills, access your credit report,and plan out a realistic budget. 7. Feeling apprehensive about the single mom dating scene? Now thatyou have the responsibility of a child, the rules of dating have changed.That doesnt mean you have to be a hermit. So, where do you findbalance? Weve asked our experts and have plenty of single parentdating advice for you. Child support & child custody These are often touchy subjects.Child support and child custody issues can lead to bitterness,resentment, and brutal battles that can end up harming your childemotionally if they are dragged into the details. We take a healthyapproach to child support and custody by providing resources butalways suggesting that parents take the mentally and emotionallyhealthy road. Sometimes the answers arent easy, but that doesnt meanyou have to lose your peace. 8. another parent to bounce ideas offof, you may wonder if youre doingthings right. There are so manydecisions to make and so manyquestions. We regularly provide youwith insightful tips, researchstatistics, and advice fromprofessionals on a variety of topicsthat affect you and your child. As you can see, our only missionhere is to support both you andyour child (or children) and helpeach of you reach your full potentialas individuals and as a family. 9. If youve spent any time at all searching for information or resourcesfor single moms, youve most likely run into more than a fewroadblocks. Some of the information found online, such as grants forsingle parents, can be confusing at best. Much of the informationjust leads to a dead end. This can be incredibly frustrating, especially when you aredesperately in need of assistance and dont have time to deal withfalse information. We promise you wont run into this problem whenvisiting our site! We pride ourselves on providing up to date, credibleinformation, advice and resources. We know your time is valuableand reliable information is vital! Again, we warmly welcome you, and if theres anything we can add ora topic you would like us to cover, please leave a comment and let usknow. Your success as a single parent is our number one priority! Wewant you to thrive! 10. If you are struggling financially as a single mom andwant to break free from your current situation, a grantcan be just the vehicle that takes you from point A topoint B. Provided by the government and completelyfree, a new tomorrow might be closer than you think. There are several different types of grants available forwomen and single moms. All youll need to do isapply, but first youll need to know where to look andwhats to be gained through grants for single moms. 11. Grants are officially defined as aform of financial assistance offeredto individuals to stimulate orsupport a certain purpose. For you,the single mom, a grant can offernew housing, a promising newcareer, or help starting a business. A grants shining quality is the factthat the funds do not have be repaid,as long as you meet all of therequirements. Note: Grants are notto be confused with benefits,entitlements, or loans 12. Grants can be given to single moms by the following types of organizations. The federal government Local governments The state A company Research institutions Non-profit organizations What Types of Grants Are Available For Single Moms? There are many different types of grants available for single moms. The most commoninclude: Business grants Housing grants Education grants Federal grants are typically the most well known, although other organizations may alsoprovide financial assistance for single moms. Grants from other organizations includecertain limitations, though. For instance, state and local grants only apply to individualswho live within that state, while federal grants can be used throughout the United States. Now that you know what grants are and what types of grants are out there, lets discuss afew different kinds of grants and how to find them. 13. If you are a single mom wanting to earn yourdegree, college grants for single moms can get youthere. While most of these grants are not specificallylimited to single mothers or even women, almost allprovide for the needs of a single mom. For instance, most are based on low income. If you area mom raising children in this economy without aproper education, chances are you may not be earningwhat you could be. The good news is, you may qualify for a number ofgrants. 14. Any low income student can apply for a Federal Pell Grantby filling out a FAFSA applicationat http://www.fafsa.ed.gov. When filling out your FAFSA itis extremely important to be honest and provide all thedocumentation the government and your schools financialaid office requests. Due to a high number of fraudulentcases in recent years, the FAFSA will ask for yourpermission to obtain your tax records directly from the IRS.Once you have enrolled in college, you may also have toprove your enrolment by sending in a receipt indicatingpayment of your tuition. With a Federal Pell Grant, you canreceive anywhere from $555 to $5,550. These grants can beused for tuition, books, housing, and transportation to andfrom school. 15. Locating state and school grants is a simple process. Allyou need to do is contact your colleges financial aiddepartment and ask them what grants are available fromyour specific school or state. They will be able to point inthe direction of many different types of grants available notonly to single moms, but grants made specifically tosupport the needs of an adult student. For instance, PurdueUniversity, located in Indiana and foundat http://www.purdue.edu, provides a grant call the SpanPlan grant. This grant covers the tuition and books for anadult student for one three credit-hour class, as long as thestudents tuition is not covered fully by other grants. 16. There are a few grants made specifically for the single mother. TheSoroptimist International of Americas, which can be found athttp://www.soroptimist.org, provides a grant known as the WomensOpportunity Awards. This grant was designed to assistant women whocare for their entire household by themselves. Another grant, providedby the Kalamazoo Womens Education Coalition, caters to the financialneeds of low income women who are having a difficult time trying toattend college. Business Grants For Single Mothers Government grants, at the federal, state, or local level, are available forsmall businesses. It is important to note that these grants can not beobtained specifically by a single mom, though. They are grants for thesmall business, not the individual. Also, although many grants can be foundat http://www.grants.gov, there are specific requirements regarding thesize of each small business must be met in order to be found eligible forthese grants. The requirements are set by the Small BusinessAdministration, or SBA, located at http://www.sba.gov. 17. $0.75 million for industries related to agriculture $12 million for contractors in special trades $28.5 million for construction business $6 for retail establishments 100 employees are required for wholesale distributors and industries 500 employees are required for industries related to mining and manufacturing While the federal government does not currently provide individual grants tohelp single moms start their own businesses, they do provide resources liketraining and other types of financial assistance. For instance, the SBA offers many effective and cost-worthy loans for those whowish to start or expand their small business. Some states will provide certain types of grants to individuals who wish to takea stab at entrepreneurship. For instance, Delawares Strategic Fund providesgrants or loans to individuals who wish to start their own business. This states Strategic Fund also provides grants for small businesses who wish tofocus on Brownfield redevelopment or clean energy initiatives. Expansionfunding can also be obtained if the small business has more than 100employees. 18. Public Housing Agency Housing Choice Voucher The PublicHousing Agency (PHA) and the U.S. Department of Housing andUrban Development (HUD) join forces in order to provide single momsand low income families with housing vouchers. This type of grantallows single moms with low incomes to afford adequate and safehousing for themselves and their children. While the vouchers may notpay for your entire rent though. The amount you can receive with avoucher varies. For every rent payment, you must contribute at least30% of your pay check. The HUD voucher covers the rest. In order toqualify for this voucher, you must be a U.S. citizen and have what isconsidered to be a low income. You must also provide HUD with theability to obtain information from your employers, banks, and otheragencies to determine whether you truly qualify for the grant. HUDitself does not provide housing grants. They give money to each stateand the state PHA accepts applications and determine whetherapplicants receive these grants. If you are interested in obtaining aHUD housing voucher, contact your local PHA. Contact details for thePublic Housing Agency in each state can be foundat http://www.hud.gov. 19. This program, which is available through each states HOMEprogram, is another grant offered by HUD that provides lowincome individuals and single moms with assistance inpurchasing a home. The American Dream Down PaymentInitiative, or ADDI, pays $10,000 or 6% of the cost of your home.In general, whichever number is higher is what the grant will pay.They also provide you with money for closing costs and moneyfor dealing with health hazards in your home such as mold.HUD distributes funds to each states HOME program, so youreceive money directly from your specific state. To find out moreinformation and locate your states HOME representative,contact HUD at 1-800-998-9999 or visit http://www.hud.gov fora complete list of each states HOME department contact details. Grants for single mothers are available by many differentorganizations all over the country. If you are in need of financialassistance, take advantage of the many grants for single moms.