MAY2019

SPRINGNEWSLETTER

LINE OF CREDIT

HOME IMPROVEMENT LOANS

Have you ever been out of cash before payday or for those unexpected expenses ? With a Line of Credit you don’t have to worry about falling short again. The Line of Credit is an open ended loan that will kick in whenever your checking account balance falls below $0.00. All you have to do is pay back whatever you borrowed with a low amount of interest. Sometimes it just happens that you’re short on cash and need a little lifesaver. Talk to a loan officer today or apply online at: www.mnvalleyfcu.coop/consumer-loan-application

Spring is always a busy time of year in the real estate market and rates are still near historic lows. You may be a potential buyer or current homeowner considering:

· Purchasing your first home; purchasing a bigger home to accommodate a growing family, or buying a smaller home if you are an empty nester.· Refinancing to lower your payment, change the terms of the loan;  improve cash flow; or borrow against the equity.· An Equity loan to pay for expenses– such as debt consolidation, major purchase or home improvements.

Whatever your home plans may be, start with Minnesota Valley Federal Credit Union. We have a variety of affordable Mortgage and Equity Loans and our Mortgage Loan Officers will help you with financing that fits your personal situation.

To apply and learn more about our current offers, call us at 507-387-3055 or stop by one of our branch locations in Mankato. You can also visit us at: www.mnvalleyfcu.coopGET YOUR RESERVE LINE OF CREDIT

LINE OF CREDITSAVES THE DAY! APPLY

NOW

IT PAYS TO BANK WHERE YOU’RE PART OWNER!

Greater Mankato’s Community Credit Union Since 1934

AUTO LOANS

MOBILE BANKING & MONEY MANAGEMENT TOOLS

Whether you need a new or used car, truck or van Minnesota Valley is ready to put you behind the wheel with a simple and fast auto loan. We offer flexible terms and competitive rates made with real time decisions by actual lenders. In most cases we can pre-approve your loan and have you driving your new vehicle the same day.

If you’ve ever wondered how much you spend on groceries each month, or eating out, on shopping, or entertainment, log into online or mobile banking and check out our Money Management tool.  Money Management  makes it easy for you to quickly identify your biggest expenses, as well as dive into the smallest details.

Money Management can help monitor all of your financial information in one place. You can link checking and savings accounts, investments, credit cards, loans, or other lines of credit from almost any financial institution. These accounts will automatically update every time you visit the feature in Online & Mobile Banking.

MISSION STATEMENTTo exceed the expectations of our “member - owners” and become their most valued and trusted financial institution, always in keeping with the cooperative principles.

TELL US WHAT YOU WANT. WE LISTEN. THEN DELIVER. YES YOU CAN

EARN MVFCU PERKS WITH CHOICE REWARDS

At Minnesota Valley we understand that a rewards program should be one thing-EASY. With thousands of reward options available, all you need to do is use our card, then earn and redeem points. It’s a straightforward way to be rewarded every time you spend.

MANKATOUPTOWN OFFICE1640 Adams Street

P.O. Box 4399Mankato, MN 56002

MANKATODOWNTOWN OFFICE

100 Memorial View CourtP.O. Box 4399

Mankato, MN 56002

LOBBY HOURSMonday - Friday9:00AM-5:00PM

Saturday (Uptown Only)8:00AM-12:00PM

DRIVE-UP HOURSMonday - Thursday7:30AM - 5:30PM

Friday7:30AM - 6:00PM

Saturday8:00AM-Noon

PHONE NUMBERSOffice: (507) 387-3055

Toll Free: (800) 247-0522Fax: (507) 387-5235

A.R.T: (507) 387-3088A.R.T. Toll Free:(877) 886-9100

Lost/Stolen Card:(800) 234-5354

PIN Change:(888) 891-2435

EMAILloan@mnvalleyfcu.coopmsa@mnvalleyfcu.coopinfo@mnvalleyfcu.coopwww.mnvalleyfcu.coop

CLOSED FORMEMORIAL DAY

MAY 27TH