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University of Arkansas Mapping Guide

HELPING make a positiveIMPACTon your

FUTURE

Mapping Detail for Current Fidelity Menu

Mapping Detail for Current TIAA Menu

Default Investment Options

Tier 4: Expanded Choice Offering

Pages 4 – 11

Pages 12 – 14

Page 15

Pages 16 – 17

October 2, 2017, Mapping Detail for Current Fidelity Menu

If you have invested with Fidelity prior to October 2, 2017, any current balances and future contribution elections that you have in the current investment options listed on the left side of the table below as of October 2, 2017, will be transferred to the new option on the right.

If you prefer to invest your future contributions or current balances differently prior to the transfer, please use your investment services provider’s existing website to access your account.

Of course, you can also make investment fund changes in your account after the transfer is complete.

Refer to the chart below to find investment options in the current Fidelity menu and determine where assets and contributions to that fund will be moved effective after market close (generally 3 p.m. CT) October 2, 2017.

Current Investment Option From Ticker

Expense Ratio^

New Investment Option on Oct., 2, 2017, at 3 p.m. CT

To Ticker

Expense Ratio^

Fidelity Asset Manager® 20% FASIX 0.53%

→ Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity Asset Manager® 30% FTANX 0.54%

Fidelity Asset Manager® 40% FFANX 0.55%

Fidelity Asset Manager® 50% FASMX 0.66%

Fidelity Asset Manager® 60% FSANX 0.72%

Fidelity Asset Manager® 70% FASGX 0.73%

Fidelity Asset Manager® 85% FAMRX 0.76%

Fidelity Freedom K® 2005 Fund FFKVX 0.49% → Vanguard Institutional Target Retirement

Income Fund Institutional Shares VITRX 0.09% Fidelity Freedom K® 2010 Fund FFKCX 0.53%

Fidelity Freedom K® 2015 Fund FKVFX 0.56% → Vanguard Institutional Target Retirement 2015 Fund Institutional Shares

VITVX 0.09%

Fidelity Freedom K® 2020 Fund FFKDX 0.58% → Vanguard Institutional Target Retirement 2020 Fund Institutional Shares

VITWX 0.10%

Fidelity Freedom K® 2025 Fund FKTWX 0.61% → Vanguard Institutional Target Retirement 2025 Fund Institutional Shares

VRIVX 0.10%

Fidelity Freedom K® 2030 Fund FFKEX 0.65% → Vanguard Institutional Target Retirement 2030 Fund Institutional Shares

VTTWX 0.10%

Fidelity Freedom K® 2035 Fund FKTHX 0.67% → Vanguard Institutional Target Retirement 2035 Fund Institutional Shares

VITFX 0.10%

Fidelity Freedom K® 2040 Fund FFKFX 0.67% → Vanguard Institutional Target Retirement 2040 Fund Institutional Shares

VIRSX 0.10%

Fidelity Freedom K® 2045 Fund FFKGX 0.67% → Vanguard Institutional Target Retirement 2045 Fund Institutional Shares

VITLX 0.10%

Fidelity Freedom K® 2050 Fund FFKHX 0.67% → Vanguard Institutional Target Retirement 2050 Fund Institutional Shares

VTRLX 0.10%

Fidelity Freedom K® 2055 Fund FDENX 0.67% → Vanguard Institutional Target Retirement 2055 Fund Institutional Shares

VIVLX 0.10%

Fidelity Freedom K® 2060 Fund FDKNX 0.67% → Vanguard Institutional Target Retirement 2060 Fund Institutional Shares

VILVX 0.10%

Fidelity Freedom K® Income Fund FFKAX 0.44% → Vanguard Institutional Target Retirement Income Fund Institutional Shares

VITRX 0.09%

Fidelity® 500 Index Fund - Institutional Class

FXSIX 0.035% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Balanced Fund - Class K FBAKX 0.46% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

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Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Blue Chip Growth Fund - Class K

FBGKX 0.70% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Blue Chip Value Fund FBCVX 0.88% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%

Fidelity® Canada Fund6 FICDX 1.17% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Capital & Income Fund5 FAGIX 0.75% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Capital Appreciation Fund- Class K

FCAKX 0.50% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® China Region Fund6 FHKCX 1.02% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Conservative Income Bond Fund

FCONX 0.40% → Lincoln Stable Value Fund n/a n/a

Fidelity® Contrafund® - Class K FCNKX 0.58% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Convertible Securities Fund FCVSX 0.45% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Corporate Bond Fund FCBFX 0.45% - Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Disciplined Equity Fund - Class K

FDEKX 0.57% - Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Diversified International Fund - Class K

FDIKX 0.92% → Fidelity® Diversified International Fund - Class K

FDIKX 0.92%

Fidelity® Dividend Growth Fund - Class K FDGKX 0.50% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Emerging Asia Fund6 FSEAX 1.16%


Fidelity® Emerging Europe, Middle East, Africa (EMEA) Fund6

FEMEX 1.46%

Fidelity® Emerging Markets Discovery Fund7

FEDDX 1.55%

Fidelity® Emerging Markets Fund - Class K6

FKEMX 0.84%

Fidelity® Emerging Markets Index Fund - Premium Class6

FPMAX 0.14%

Fidelity® Equity Dividend Income Fund - Class K

FETKX 0.61% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%

Fidelity® Equity-Income Fund - Class K FEIKX 0.56%

Fidelity® Europe Fund FIEUX 1.07% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Event Driven Opportunities Fund

FARNX 1.14% → Vanguard Extended Market Index Fund Institutional Shares

VIEIX 0.06%

Fidelity® Export and Multinational Fund - Class K

FEXKX 0.64% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Extended Market Index Fund - Premium Class

FSEVX 0.07% → Vanguard Extended Market Index Fund Institutional Shares

VIEIX 0.06%

Fidelity® Floating Rate High Income Fund4

FFRHX 0.71%

→ Fidelity® Total Bond Fund FTBFX 0.45% Fidelity® Focused High Income Fund5 FHIFX 0.85%

Fidelity® Focused Stock Fund FTQGX 0.62% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Four-in-One Index Fund FFNOX 0.17% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Fund - Class K FFDKX 0.41% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Global Balanced Fund FGBLX 1.02% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Global Bond Fund FGBFX 1.14% → Fidelity® Total Bond Fund FTBFX 0.45%

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Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Global Commodity Stock Fund3 FFGCX 1.13% → Vanguard Institutional Target Retirement Fund Institutional Shares,

based on age* Fidelity® Global Equity Income Fund3 FGILX 1.18%

Fidelity® Global ex U.S. Index Fund - Premium Class

FSGDX 0.11% → Vanguard Total International Stock Index Fund Institutional Shares

VTSNX 0.09%

Fidelity® Global High Income Fund5 FGHNX 1.20% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Global Strategies FDYSX 1.21% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® GNMA Fund FGMNX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Government Cash Reserves FDRXX 0.37% → Vanguard Federal Money Market Fund Investor Shares

VMFXX 0.11%

Fidelity® Government Income Fund FGOVX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Government Money Market Fund

SPAXX 0.42% → Vanguard Federal Money Market Fund Investor Shares

VMFXX 0.11%

Fidelity® Government Money Market Fund - Premium Class

FZCXX 0.38% → Vanguard Federal Money Market Fund Investor Shares

VMFXX 0.11%

Fidelity® Growth & Income Portfolio - Class K

FGIKX 0.53% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Growth Company Fund - Class K

FGCKX 0.66%

→ Fidelity® Contrafund® - Class K FCNKX 0.58% Fidelity® Growth Discovery Fund - Class K

FGDKX 0.66%

Fidelity® Growth Strategies Fund - Class K

FAGKX 0.73% → MassMutual Select Mid Cap Growth Fund Class I

MEFZX 0.73%

Fidelity® High Income Fund5 SPHIX 0.73% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Independence Fund - Class K FDFKX 0.45% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Inflation-Protected Bond Fund FINPX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Inflation-Protected Bond Index Fund - Premium Class

FSIYX 0.09% → Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX 0.04%

Fidelity® Intermediate Bond Fund FTHRX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45% Fidelity® Intermediate Government

Income Fund FSTGX 0.45%

Fidelity® Intermediate Treasury Bond Index Fund - Premium Class

FIBAX 0.09% → Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX 0.04%

Fidelity® International Bond Fund FINUX 1.08% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® International Capital Appreciation Fund

FIVFX 1.14%

→ Fidelity® Diversified International Fund - Class K FDIKX 0.92%

Fidelity® International Discovery Fund - Class K

FIDKX 0.86%

Fidelity® International Enhanced Index Fund3

FIENX 0.59% → Vanguard Total International Stock Index Fund Institutional Shares

VTSNX 0.09%

Fidelity® International Growth Fund FIGFX 0.99% → Fidelity® Diversified International Fund - Class K

FDIKX 0.92%

Fidelity® International Index Fund - Premium Class

FSIVX 0.08% → Vanguard Total International Stock Index Fund Institutional Shares

VTSNX 0.09%

Fidelity® International Real Estate Fund6 FIREX 1.13% → Principal Real Estate Securities Fund Institutional Class

PIREX 0.88%

Fidelity® International Small Cap Fund7 FISMX 1.34%

→ Fidelity® Diversified International Fund - Class K FDIKX 0.92% Fidelity® International Small Cap

Opportunities Fund7 FSCOX 1.17%

Fidelity® International Value Fund3 FIVLX 1.03%

Fidelity® Investment Grade Bond Fund FBNDX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

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Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Japan Fund6 FJPNX 0.78%

→ Vanguard Institutional Target Retirement Fund Institutional Shares, based on age* Fidelity® Japan Smaller Companies

Fund6 FJSCX 0.96%

Fidelity® Large Cap Core Enhanced Index Fund

FLCEX 0.39% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Large Cap Growth Enhanced Index Fund

FLGEX 0.39%

→ Fidelity® Contrafund® - Class K FCNKX 0.58% Fidelity® Large Cap Growth Index Fund - Premium Class

FSUPX 0.07%

Fidelity® Large Cap Stock Fund FLCSX 0.78% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Large Cap Value Enhanced Index Fund

FLVEX 0.39%

→ JPMorgan Value Advantage Fund Class L JVAIX 0.89% Fidelity® Large Cap Value Index Fund - Premium Class

FLCHX 0.07%

Fidelity® Latin America Fund6 FLATX 1.14% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Leveraged Company Stock Fund - Class K

FLCKX 0.68% → MFS Mid Cap Value Fund Class R6 MVCKX 0.75%

Fidelity® Limited Term Bond Fund FJRLX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Limited Term Government Fund FFXSX 0.45%

Fidelity® Long-Term Treasury Bond Index Fund - Premium Class

FLBAX 0.09% → Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX 0.04%

Fidelity® Low-Priced Stock Fund - Class K FLPKX 0.78% → MFS Mid Cap Value Fund Class R6 MVCKX 0.75%

Fidelity® Magellan® Fund - Class K FMGKX 0.75% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Mega Cap Stock Fund FGRTX 0.69% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Mid Cap Enhanced Index Fund FMEIX 0.59% → Vanguard Extended Market Index Fund

Institutional Shares VIEIX 0.06% Fidelity® Mid Cap Index Fund - Premium Class

FSCKX 0.07%

Fidelity® Mid Cap Value Fund FSMVX 0.73% → MFS Mid Cap Value Fund Class R6 MVCKX 0.75%

Fidelity® Mid-Cap Stock Fund - Class K FKMCX 0.61% → MassMutual Select Mid Cap Growth Fund Class I

MEFZX 0.73%

Fidelity® Money Market Trust Retirement Government Money Market II Portfolio

FRTXX 0.42%

→ Vanguard Federal Money Market FundInvestor Shares VMFXX 0.11%

Fidelity® Money Market Trust Retirement Government Money Market Portfolio

FGMXX 0.42%

Fidelity® Mortgage Securities Fund FMSFX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Multi-Manager 2005 Fund FEHPX 0.81% → Vanguard Institutional Target Retirement

Income Fund Institutional Shares VITRX 0.09% Fidelity® Multi-Manager 2010 Fund FEMPX 0.86%

Fidelity® Multi-Manager 2015 Fund FEJPX 0.94% → Vanguard Institutional Target Retirement 2015 Fund Institutional Shares

VITVX 0.09%

Fidelity® Multi-Manager 2020 Fund FEKPX 0.97% → Vanguard Institutional Target Retirement 2020 Fund Institutional Shares

VITWX 0.10%

Fidelity® Multi-Manager 2025 Fund FEDPX 1.03% → Vanguard Institutional Target Retirement 2025 Fund Institutional Shares

VRIVX 0.10%

Fidelity® Multi-Manager 2030 Fund FECPX 1.10% → Vanguard Institutional Target Retirement 2030 Fund Institutional Shares

VTTWX 0.10%

Fidelity® Multi-Manager 2035 Fund FENPX 1.16% → Vanguard Institutional Target Retirement 2035 Fund Institutional Shares

VITFX 0.10%

Fidelity® Multi-Manager 2040 Fund FEWPX 1.21% → Vanguard Institutional Target Retirement 2040 Fund Institutional Shares

VIRSX 0.10%

Fidelity® Multi-Manager 2045 Fund FEZPX 1.20% → Vanguard Institutional Target Retirement 2045 Fund Institutional Shares

VITLX 0.10%

7



Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Multi-Manager 2050 Fund FEYPX 1.22% → Vanguard Institutional Target Retirement 2050 Fund Institutional Shares

VTRLX 0.10%

Fidelity® Multi-Manager 2055 Fund FESPX 1.25% → Vanguard Institutional Target Retirement 2055 Fund Institutional Shares

VIVLX 0.10%

Fidelity® Multi-Manager 2060 Fund FNJPX 1.20% → Vanguard Institutional Target Retirement 2060 Fund Institutional Shares

VILVX 0.10%

Fidelity® Multi-Manager Income Fund FEBPX 0.71% - Vanguard Institutional Target Retirement Income Fund Institutional Shares

VITRX 0.09%

Fidelity® Nasdaq® Composite Index Fund

FNCMX 0.43% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® New Markets Income Fund5 FNMIX 0.86% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® New Millennium Fund FMILX 0.54% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Nordic Fund6 FNORX 0.99% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® OTC Portfolio - Class K FOCKX 0.79% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Overseas Fund - Class K FOSKX 0.91% → Fidelity® Diversified International Fund - Class K

FDIKX 0.92%

Fidelity® Pacific Basin Fund6 FPBFX 1.19% → Vanguard Institutional Target Retirement Fund Institutional Shares,

based on age* Fidelity® Puritan®Fund - Class K FPUKX 0.46%

Fidelity® Real Estate Income Fund2 FRIFX 0.82%

→ Principal Real Estate Securities Fund Institutional Class PIREX 0.88% Fidelity® Real Estate Index Fund -

Premium Class2 FSRVX 0.09%

Fidelity® Real Estate Investment Portfolio FRESX 0.78%

Fidelity® Select Air Transportation Portfolio1

FSAIX 0.85%


Fidelity® Select Automotive Portfolio1 FSAVX 0.96%

Fidelity® Select Banking Portfolio1 FSRBX 0.79%

Fidelity® Select Biotechnology Portfolio FBIOX 0.75%

Fidelity® Select Brokerage and Investment Management Portfolio1

FSLBX 0.82%

Fidelity® Select Chemicals Portfolio FSCHX 0.80%

Fidelity® Select Communications Equipment Portfolio1

FSDCX 0.88%

Fidelity® Select Computers Portfolio1 FDCPX 0.81%

Fidelity® Select Construction and Housing Portfolio1

FSHOX 0.80%

Fidelity® Select Consumer Discretionary Portfolio

FSCPX 0.76%

Fidelity® Select Consumer Finance Portfolio1

FSVLX 0.94%

Fidelity® Select Consumer Staples Portfolio

FDFAX 0.76%

Fidelity® Select Defense and Aerospace Portfolio

FSDAX 0.79%

Fidelity® Select Energy Portfolio FSENX 0.79%

Fidelity® Select Energy Service Portfolio1 FSESX 0.85%

Fidelity® Select Environment and Alternative Energy Portfolio1

FSLEX 0.94%

Fidelity® Select Financial Services Portfolio

FIDSX 0.77%

││

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Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Select Gold Portfolio FSAGX 0.87%

Fidelity® Select Health Care Portfolio FSPHX 0.74%

Fidelity® Select Health Care Services Portfolio1

FSHCX 0.78%

Fidelity® Select Industrial Equipment Portfolio1

FSCGX 0.83%

Fidelity® Select Industrials Portfolio FCYIX 0.77%

Fidelity® Select Insurance Portfolio1 FSPCX 0.80%

Fidelity® Select IT Services Portfolio FBSOX 0.79%


Fidelity® Select Leisure Portfolio1 FDLSX 0.80%

Fidelity® Select Materials Portfolio FSDPX 0.81%

Fidelity® Select Medical Equipment and Systems Portfolio

FSMEX 0.76%

Fidelity® Select Multimedia Portfolio FBMPX 0.82%

Fidelity® Select Natural Gas Portfolio1 FSNGX 0.87%

Fidelity® Select Natural Resources Portfolio1

FNARX 0.84%

Fidelity® Select Pharmaceuticals Portfolio

FPHAX 0.80%

Fidelity® Select Retailing Portfolio FSRPX 0.78%

Fidelity® Select Semiconductors Portfolio1

FSLEX 0.77%

Fidelity® Select Software and IT Services Portfolio

FSCSX 0.76%

Fidelity® Select Technology Portfolio FSPTX 0.77%

Fidelity® Select Telecommunications Portfolio

FSTCX 0.80%

Fidelity® Select Transportation Portfolio1 FSRFX 0.83%

Fidelity® Select Utilities Portfolio FSUTX 0.79%

Fidelity® Select Wireless Portfolio1 FWRLX 0.87%

Fidelity® Short Duration High Income Fund5

FSAHX 0.96% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Short-Term Bond Fund FSHBX 0.45%

Fidelity® Short-Term Treasury Bond Index Fund - Premium Class

FSBAX 0.09% → Vanguard Total Bond Market Index Fund Institutional Shares VBTIX 0.04%

Fidelity® Small Cap Discovery Fund6 FSCRX 1.01% → Vanguard Extended Market Index Fund Institutional Shares VIEIX 0.06%

Fidelity® Small Cap Enhanced Index Fund

FCPEX 0.64% → Vanguard Extended Market Index Fund Institutional Shares VIEIX 0.06%

Fidelity® Small Cap Growth Fund6 FCPGX 1.13% → Eagle Small Cap Growth Fund Class R6 HSRUX 0.68%

Fidelity® Small Cap Index Fund - Premium Class

FSSVX 0.07%

→ Vanguard Extended Market Index FundInstitutional Shares VIEIX 0.06%

Fidelity® Small Cap Stock Fund7 FSLCX 1.00%

Fidelity® Small Cap Value Fund6 FCPVX 1.22% → Goldman Sachs Small Cap Value Class R6 GSSUX 1.00%

Fidelity® Stock Selector All Cap Fund - Class K

FSSKX 0.54% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® Stock Selector Large Cap Value Fund

FSLVX 0.77% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%


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Expense Ratio^


To Ticker

Expense Ratio^

Fidelity® Stock Selector Mid Cap Fund FSSMX 0.64% → MassMutual Select Mid Cap Growth Fund Class I

MEFZX 0.73%

Fidelity® Stock Selector Small Cap Fund6 FDSCX 0.89% → Vanguard Extended Market Index Fund Institutional Shares

VIEIX 0.06%

Fidelity® Strategic Dividend & Income® Fund

FSDIX 0.78% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Strategic Income Fund FSICX 0.70% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Strategic Real Return Fund FSRRX 0.82% → Vanguard Institutional Target Retirement Fund Institutional Shares,

based on age* Fidelity® Telecom and Utilities Fund FIUIX 0.57%

Fidelity® Total Bond Fund FTBFX 0.45% → Fidelity® Total Bond Fund FTBFX 0.45%

Fidelity® Total Emerging Markets Fund6 FTEMX 1.62% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Fidelity® Total International Equity Fund3 FTIEX 1.11% → Fidelity® Diversified International Fund - Class K

FDIKX 0.92%

Fidelity® Total International Index Fund - Premium Class5

FTIPX 0.11% → Vanguard Total International Stock Index Fund Institutional Shares

VTSNX 0.09%

Fidelity® Total Market Index Fund - Premium Class

FSTVX 0.045% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Fidelity® Treasury Money Market Fund FZFXX 0.42% → Vanguard Federal Money Market Fund

Investor Shares VMFXX 0.11% Fidelity® Treasury Only Money Market Fund

FDLXX 0.42%

Fidelity® Trend Fund FTRNX 0.74% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Fidelity® U.S. Bond Index Fund - Premium Class

FSITX 0.05% → Vanguard Total Bond Market Index Fund Institutional Shares

VBTIX 0.04%

Fidelity® Value Discovery Fund - Class K FVDKX 0.70% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%

Fidelity® Value Fund - Class K FVLKX 0.55% → MFS Mid Cap Value Fund Class R6 MVCKX 0.75%

Fidelity® Value Strategies Fund - Class K FVSKX 0.44% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%

Fidelity® Worldwide Fund FWWFX 0.91% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

MetLife Fixed New n/a n/a

→ Lincoln Stable Value Fund n/a n/a MetLife Fixed Old n/a n/a

MetLife Policy Credit n/a n/a

Strategic Advisers® Core Inc. Multi-Manager Fund

FWHBX 1.02% → Fidelity® Total Bond Fund FTBFX 0.45%

Strategic Advisers® Core Multi-Manager Fund

FLAUX 1.20% → Vanguard Institutional Index Fund Institutional Shares

VINIX 0.04%

Strategic Advisers® Emerging Markets Fund of Funds6

FLILX 2.36% → Vanguard Institutional Target Retirement Fund Institutional Shares, based on age*

Strategic Advisers® Growth Multi-Manager Fund

FMELX 0.86% → Fidelity® Contrafund® - Class K FCNKX 0.58%

Strategic Advisers® Income Opportunities Fund of Funds5

FSADX 2.41% → Fidelity® Total Bond Fund FTBFX 0.45%

Strategic Advisers® International Multi-Manager Fund3

FMJDX 1.19% → Fidelity® Diversified International Fund - Class K

FDIKX 0.92%

Strategic Advisers® Small-Mid Cap Multi-Manager Fund6

FNAPX 2.18% → Vanguard Extended Market Index Fund Institutional Shares

VIEIX 0.06%

Strategic Advisers® Value Multi-Manager Fund

FKMOX 1.32% → JPMorgan Value Advantage Fund Class L JVAIX 0.89%

^Expense ratios as of May 9, 2017.

A short-term redemption fee will not be charged as part of this reallocation. However, if you request a change before the transition without satisfying the required holding period, you may incur a short-term redemption fee.

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1 This fund has a Short-term Redemption Fee of 0.75% for fee eligible shares held less than 30 days. 2 This fund has a Short-term Redemption Fee of 0.75% for fee eligible shares held less than 90 days. 3 This fund has a Short-term Redemption Fee of 1.00% for fee eligible shares held less than 30 days. 4 This fund has a Short-term Redemption Fee of 1.00% for fee eligible shares held less than 60 days. 5 This fund has a Short-term Redemption Fee of 1.00% for fee eligible shares held less than 90 days. 6 This fund has a Short-term Redemption Fee of 1.50% for fee eligible shares held less than 90 days. 7 This fund has a Short-term Redemption Fee of 2.00% for fee eligible shares held less than 90 days.

Thedatesshownarebasedonthetimingandaccuracyofavarietyoffactors,includingthetransferofdata,receiptofinstructions,andreceiptofassets.Changesinanyofthesefactorsmayresultinchangestothedatesandtiming,includingthedatesonwhich,andthusthepricesatwhich,assetsinyouraccountaresoldand/orreinvested.

Investment Option that is not changing

Future contributions and balances that you have in the following investment option will continue to be invested in the same fund.

Name Ticker

Fidelity® Contrafund® ‐ Class K FCNKXFidelity® Diversified International Fund – Class K FDIKX

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If you have invested with TIAA prior to October 2, 2017, any current balances (except where noted) and future contribution elections that you have in the current investment options listed on the left side of the table below as of October 2, 2017, will be transferred to the new option on the right.

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The dates shown are based on the timing and accuracy of a variety of factors, including the transfer of data, receipt of instructions, and receipt of assets. Changes in any of these factors may result in changes to the dates and timing, including the dates on which, and thus the prices at which, assets in your account are sold and/or reinvested.

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*Existing balances will be mapped to the updated fund lineup on October 2, 2017.

as of October 2, 2017

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Objective: A brokerage account opens the door to investing the way you want, with thousands of investment choices across a wide range of asset classes. With countess ways to customize your portfolio.Strategy: A TIAA Brokerage Account allows you to independently research and select from thousands of mutual funds, including from some well-known families of funds. You can view the list of mutual funds by going to the dedicated website at TIAA.org/brokerage.Risk: This account is self-directed. The investments in the brokerage account are not monitored by the plan fiduciary. Please keep in mind that returns for mutual funds and other securities are not guaranteed, and you assume all the risks associated with investing in them.Who may want to invest: Investors looking for additional mutual fund investments outside the core fund lineup, sectors, regions, fund families, etc. If you lack the time or expertise to actively manage your portfolio, a brokerage account may not be appropriate for you.

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A mutual fund expense ratio is the total annual fund or class operating expenses (before waivers or reimbursements) paid by the fund and stated as a percentage of the fund's total net assets. For other types of investments, the figure in the expense ratio field reflects similar information, but may have been calculated differently than for mutual funds. Mutual fund data comes from the fund's prospectus. For non–mutual fund investment options, the information has been provided by the plan sponsor, the investment option's manager, or the trustee. When no ratio is shown for these options, it is because none was available. There may be fees and expenses associated with the investment option. Expense information changes periodically. Please consult NetBenefits.com for updates.

Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity or TIAA for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

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A224119

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798187.1.2

A224119

Typewritten Text

A224119

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Accepted set by A224119

A224119

Sticky Note

Accepted set by A224119

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