Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest Lite 1 yr

4.50 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 269Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 270Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 271Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 272Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Fixed IO 1 yr

4.39 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 1 yr

4.39 198.00/aNil IO No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 273Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 274Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 1 yr

4.38 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 275Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 1 yr 150k+ 4.14 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 395/aNil IO No 90%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 1 yr

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 750/aNil IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 276Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 277Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

UniBankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 1 yr 100k+

4.39 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 1 yr

4.39 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 278Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 279Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 1 yr

4.29 120.00/a363 IO No 80%

NABInv Tailored Fixed ‐ IO in arrears 1 yr

4.34 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 1 yr 15k+ 4.14 750/a600 IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 1 yr 100k+ 4.24 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 1 yr

4.24 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 280Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 281Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

CiInvestment Standard Fixed IO 1 yr 50‐499k 80%

4.49 8.00/m649 IO No 90%

HomeloansInvestment Ultra Plus Fixed IO 1 yr

4.69 120.00/a363 IO No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 282Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest Lite 1 yr

4.50 8.00/mNil Both Full 95%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 283Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 284Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Easy Street Fin ServicesInvestment Honeymoon Fixed 1 yr

3.74 Nil500 P+I Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

Northern Inland CUFixed Honeymoon Investor 1 yr

3.89 Nil600 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 285Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 1 yr

4.39 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 1 yr

4.39 198.00/aNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 286Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 287Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 1 yr

4.14 8.00/m805 P+I No 90%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 288Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

Gateway Credit UnionPremium Investment Fixed 1 yr 150k+

3.99 299/a750 P+I No 80%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 1 yr

4.38 198.00/a693 P+I No 80%

Homestar FinanceInv Homestar Fixed 1 yr

4.15 15.00/m330 P+I No 85%

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

Hunter UnitedInv Fixed 1 yr

4.25 8.00/m350 P+I No 80%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 289Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

iMortgageInvestment Fusion Fixed PI 80 1 yr

4.09 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 1 yr 100k+ 4.14 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 1 yr

4.14 10.00/m850 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 290Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Northern Inland CUFixed Rate Investor 1 yr

4.19 Nil930 P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

Regional Bank AustraliaInv Steady Rate 1 yr

4.69 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 291Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

Teachers Mutual BankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 292Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 1 yr 100k+

4.39 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 1 yr

4.39 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

Home Loans Star Ra ngs 2016 ‐ Page 293Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank AustraliaInv Fixed 1 yr

4.94 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 1 yr 10k+

4.79 350/aNil P+I No 80%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

CiInvestment Standard Fixed P&I 1 yr 50‐499k 80%

4.44 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 294Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

Gateway Credit UnionInvestment Fixed 1 yr

4.79 Nil750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 1 yr

4.49 120.00/a363 P+I No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 295Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 1 yr

4.84 Nil595 P+I No 80%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 296Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Transport Mutual Credit UnionInvestment Fixed 1 yr

5.14 Nil1010 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 297Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 298Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 299Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankConnect Package Fixed Investment 1 yr 250k+

4.49 20/m250 Both Full 90%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 300Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 301Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 1 yr

4.39 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 1 yr

4.39 198.00/aNil IO No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 302Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 303Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 1 yr

4.38 198.00/a693 IO No 80%

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 304Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 1 yr 150k+ 4.14 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 395/aNil IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 305Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 1 yr

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 1 yr 15k+ 4.14 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 750/aNil IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 306Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 307Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 308Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 1 yr

4.29 120.00/a363 IO No 80%

NABInv Tailored Fixed ‐ IO in arrears 1 yr

4.34 8.00/m600 IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 1 yr 100k+ 4.24 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 1 yr

4.24 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 309Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 1 yr 100k+

4.39 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 1 yr

4.39 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 310Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

CiInvestment Standard Fixed IO 1 yr 50‐499k 80%

4.49 8.00/m649 IO No 90%

HomeloansInvestment Ultra Plus Fixed IO 1 yr

4.69 120.00/a363 IO No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 311Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 312Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 313Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Easy Street Fin ServicesInvestment Honeymoon Fixed 1 yr

3.74 Nil500 P+I Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 314Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Northern Inland CUFixed Honeymoon Investor 1 yr

3.89 Nil600 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 1 yr

4.39 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 315Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 1 yr

4.39 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 316Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankConnect Package Fixed Investment 1 yr 250k+

4.49 20/m250 Both Full 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 1 yr

4.14 8.00/m805 P+I No 90%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 317Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

Gateway Credit UnionPremium Investment Fixed 1 yr 150k+

3.99 299/a750 P+I No 80%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 1 yr

4.38 198.00/a693 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 318Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Homestar FinanceInv Homestar Fixed 1 yr

4.15 15.00/m330 P+I No 85%

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

Hunter UnitedInv Fixed 1 yr

4.25 8.00/m350 P+I No 80%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed PI 80 1 yr

4.09 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 319Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 1 yr 100k+ 4.14 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 1 yr

4.14 10.00/m850 P+I No 95%

Northern Inland CUFixed Rate Investor 1 yr

4.19 Nil930 P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 320Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 321Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Teachers Mutual BankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 322Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank AustraliaInv Fixed 1 yr

4.94 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 1 yr 10k+

4.79 350/aNil P+I No 80%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Home Loans Star Ra ngs 2016 ‐ Page 323Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CiInvestment Standard Fixed P&I 1 yr 50‐499k 80%

4.44 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 1 yr

4.49 120.00/a363 P+I No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 1 yr

4.69 Nil250 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 324Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 1 yr 100k+

4.39 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 1 yr

4.39 Nil363 P+I No 90%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 325Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaInv Basic Fixed (LVR <80%) 1 yr

4.84 Nil595 P+I No 80%

Gateway Credit UnionInvestment Fixed 1 yr

4.79 Nil750 P+I No 80%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Transport Mutual Credit UnionInvestment Fixed 1 yr

5.14 Nil1010 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 326Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 327Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 328Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 1 yr

4.35 200.00/a425 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 329Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Home Loans Star Ra ngs 2016 ‐ Page 330Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 1 yr

4.39 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 1 yr

4.39 198.00/aNil IO No 95%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 331Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 332Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 1 yr

4.38 198.00/a693 IO No 80%

Home Loans Star Ra ngs 2016 ‐ Page 333Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 1 yr 150k+ 4.14 395/a600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 334Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 395/aNil IO No 90%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 1 yr

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 1 yr 15k+ 4.14 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 750/aNil IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Home Loans Star Ra ngs 2016 ‐ Page 335Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 336Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Home Loans Star Ra ngs 2016 ‐ Page 337Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 1 yr 500k+

4.79 35/m553 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 1 yr

4.29 120.00/a363 IO No 80%

NABInv Tailored Fixed ‐ IO in arrears 1 yr

4.34 8.00/m600 IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 1 yr 100k+ 4.24 10/m850 IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 338Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 1 yr

4.24 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 339Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 1 yr 100k+

4.39 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 1 yr

4.39 Nil363 IO No 90%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

CiInvestment Standard Fixed IO 1 yr 500k+ 80%

4.44 8.00/m649 IO No 90%

HomeloansInvestment Ultra Plus Fixed IO 1 yr

4.69 120.00/a363 IO No 95%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 340Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 341Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 342Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Easy Street Fin ServicesInvestment Honeymoon Fixed 1 yr

3.74 Nil500 P+I Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 1 yr 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

Northern Inland CUFixed Honeymoon Investor 1 yr

3.89 Nil600 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 343Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 1 yr

4.35 200.00/a425 Both No 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 1 yr

4.39 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 344Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 1 yr

4.39 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 345Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 1 yr

4.14 8.00/m805 P+I No 90%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 346Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 5‐599k 4.60 375/a657 Both Full 95%

Gateway Credit UnionPremium Investment Fixed 1 yr 150k+

3.99 299/a750 P+I No 80%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 1 yr

4.38 198.00/a693 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 347Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

Hunter UnitedInv Fixed 1 yr

4.25 8.00/m350 P+I No 80%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed PI 80 1 yr

4.09 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 348Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 1 yr 100k+ 4.14 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 1 yr

4.14 10.00/m850 P+I No 95%

Northern Inland CUFixed Rate Investor 1 yr

4.19 Nil930 P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 349Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 350Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Teachers Mutual BankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 351Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank AustraliaPremium Fixed Package Inv Fixed 1 yr 10k+

4.79 350/aNil P+I No 80%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

CiInvestment Standard Fixed P&I 1 yr 500k+ 80%

4.39 8.00/m649 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 352Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 1 yr

4.49 120.00/a363 P+I No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 1 yr 500k+

4.79 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 1 yr

4.69 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 353Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 1 yr 100k+

4.39 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 1 yr

4.39 Nil363 P+I No 90%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 1 yr

4.84 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 354Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaInv Fixed 1 yr

4.94 Nil595 P+I No 80%

Gateway Credit UnionInvestment Fixed 1 yr

4.79 Nil750 P+I No 80%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Transport Mutual Credit UnionInvestment Fixed 1 yr

5.14 Nil1010 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 355Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 356Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 357Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

Mortgage HOUSEInv Advantage Fixed 1 yr 750k+

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 1 yr

4.35 200.00/a425 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 358Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Home Loans Star Ra ngs 2016 ‐ Page 359Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 1 yr

4.39 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 1 yr

4.39 198.00/aNil IO No 95%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 360Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 361Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 600k+ 4.45 375/a657 Both Full 95%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 1 yr

4.38 198.00/a693 IO No 80%

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 362Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 1 yr 150k+ 4.14 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 395/aNil IO No 90%

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 1 yr

4.24 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 363Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 1 yr 15k+ 4.14 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 1 yr 150k+ 4.24 750/aNil IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 364Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 365Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Home Loans Star Ra ngs 2016 ‐ Page 366Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 1 yr 500k+

4.79 35/m553 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 1 yr

4.29 120.00/a363 IO No 80%

NABInv Tailored Fixed ‐ IO in arrears 1 yr

4.34 8.00/m600 IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 1 yr 100k+ 4.24 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 1 yr

4.24 10.00/m850 IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 367Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Standard Fixed IO 1 yr

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 1 yr 100k+

4.39 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 368Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Yellow Brick RoadInv Empower Fixed IO 1 yr

4.39 Nil363 IO No 90%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

CiInvestment Standard Fixed IO 1 yr 500k+ 80%

4.44 8.00/m649 IO No 90%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

HomeloansInvestment Ultra Plus Fixed IO 1 yr

4.69 120.00/a363 IO No 95%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 369Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 1 yr 200k+

4.39 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 1 yr 50k+

4.34 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 1yr Fixed 1 yr

4.20 Nil500 Both Full 95%

Horizon Credit UnionInvestment Fixed 1 yr

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 1 yr 150k+

4.09 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 1 yr

4.50 8.00/mNil Both Full 95%

MOVE ‐ People Driven BankingInv Lockit 1 yr

3.95 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 1 yr

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 1 yr

3.69 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 370Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 1 yr

3.93 Nil595 P+I Full 90%

Reduce Home LoansInv Home Owners Dream 1 Yr Fixed 1 yr 80%

4.09 Nil1164 Both Full 95%

Summerland CUInvestment Standard Fixed 1 yr

3.79 Nil800 Both No 95%

UBankInv UHomeLoan 1yr Fixed 1 yr

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 1 yr

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 1 yr

3.99 120.00/a1180 Both No 90%

BankVicPor olio Inv fixed 1 yr 250k+

4.14 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 1 yr 100k+

4.14 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 371Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 1 yr

3.70 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 1 yr

4.54 Nil595 Both Full 95%

Community First CUInvestment Honeymoon Fixed  1 yr

3.74 Nil600 Both Full 95%

Easy Street Fin ServicesInvestment Honeymoon Fixed 1 yr

3.74 Nil500 P+I Full 95%

ECU AustraliaInvestment Standard Fixed 1 yr

4.09 Nil1020 Both No 95%

Hume BankProperty Package Investment Fixed 1 yr 150k+

4.45 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 1 yr

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 1 yr 40k+ 4.09 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 1 yr 750k+

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 1 yr 150k+

4.14 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 372Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Northern Inland CUFixed Honeymoon Investor 1 yr

3.89 Nil600 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 1 yr

4.29 Nil595 P+I Full 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 1 yr

4.35 200.00/a425 Both No 95%

The MacInvestment Standard Fixed 1 yr

4.29 Nil1363 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 1 yr

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 1 yr

4.14 NilNil Both No 95%

ANZBreakfree Investment 1yr Fixed 1 yr 150k+

4.79 395/a160 Both Full 90%

Arab Bank AustraliaInvestment Fixed 1 yr

4.38 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 1 yr

4.39 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 373Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 1 yr

4.39 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 1 yr

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 1 yr

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 1 yr 90% 150k+ 4.44 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 1 yr 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 1 yr 50k+

4.14 375/aNil Both No 95%

BankVicInv fixed 1 yr

4.24 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 1 yr 200k+ 4.41 395/a150 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 374Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuInvestment Fixed 1 yr

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 1 yr

4.64 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 1 yr

4.64 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 1 yr

4.59 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 1 yr

4.59 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 1 yr

4.14 8.00/m805 P+I No 90%

Commonwealth BankInv Guaranteed Intro Fixed 1 yr

4.79 8.00/m800 Both Full 95%

Commonwealth BankWealth Package Inv Guaranteed Intro Fixed 1 yr 150k+

4.79 395/a595 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 1 yr 150k+

4.79 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 1 yr

4.04 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 375Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 1 yr

4.34 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 1 yr

4.56 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 1 yr

4.24 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 1 yr

4.64 6.00/m1020 Both No 90%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 1 yr 600k+ 4.45 375/a657 Both Full 95%

Gateway Credit UnionPremium Investment Fixed 1 yr 150k+

3.99 299/a750 P+I No 80%

Heritage BankHome Advantage Investment Fixed 1 yr 150k+

4.39 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 1 yr

4.39 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 1 yr

4.43 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 1 yr

4.38 198.00/a693 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 376Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed (Refinance) 1 yr

4.55 NilNil Both No 95%

Hume BankInvestment Fixed 1 yr

4.55 Nil750 Both No 97%

Hunter UnitedInv Fixed 1 yr

4.25 8.00/m350 P+I No 80%

IMBInvestment Fixed 1 yr 80%

4.39 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed PI 80 1 yr

4.09 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 1 yr

4.39 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 1 yr

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 1 yr

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 1 yr

4.39 Nil610 Both No 95%

MyStateInvestment Fixed 1 yr 80%

4.59 Nil350 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 377Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Standard Fixed 1 yr

4.24 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 1 yr 150k+

4.14 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 1 yr 100k+ 4.14 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 1 yr

4.14 10.00/m850 P+I No 95%

Northern Inland CUFixed Rate Investor 1 yr

4.19 Nil930 P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 1 yr 150k+

4.59 395/aNil Both No 90%

QBANKInvestment Fixed 1 yr

4.44 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 1 yr 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 1 yr

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 1 yr 20k+

4.20 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 378Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 1 yr

4.64 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 1 yr

4.69 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix 80 1 yr

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus 80 1 yr

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 1 yr

4.74 Nil854 Both Full 95%

SCUInvestment Standard Fixed 1 yr

4.59 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 1 yr

4.64 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 1 yr

4.44 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 1 yr 150k+

4.64 395/aNil Both Par al 95%

Teachers Mutual BankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 379Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The MutualInv Premium Fixed 1 yr

4.24 Nil300 Both No 95%

The RockInvestment Standard Fixed 1 yr 80%

4.59 5.00/m950 Both No 95%

UniBankInv Op on Fixed 1 yr

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 1 yr

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 1 yr

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 1 yr

4.14 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 1 yr 150k+

4.66 395/aNil Both No 80%

AMP BankAffinity Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 1 yr

4.64 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 380Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 1 yr 100k+ 4.64 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 1 yr 100k+

4.64 Nil295 Both No 90%

ANZInvestment 1yr Fixed 1 yr

4.94 10.00/m760 Both Full 90%

B&E Personal BankingFixed Investment FlexiChoice 1 yr

4.79 10.00/m650 Both Full 95%

Bank AustraliaInv Fixed 1 yr

4.94 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 1 yr 10k+

4.79 350/aNil P+I No 80%

Bank of MelbourneInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 1 yr

4.51 12.00/m445 Both Par al 90%

BOQInvestment 1yr Fixed  1 yr

4.65 10.00/m450 Both Full 70%

Home Loans Star Ra ngs 2016 ‐ Page 381Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CiInvestment Standard Fixed P&I 1 yr 500k+ 80%

4.39 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 1 yr

4.94 8.00/m800 Both Par al 95%

First Op on Credit UnionInvestment Standard Fixed 1 yr

4.85 Nil657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 1 yr

3.67 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 1 yr

4.49 120.00/a363 P+I No 95%

HSBCInvestment Fixed 1 yr

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 1 yr 500k+

4.79 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 1 yr

4.74 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 1 yr

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 1 yr

4.69 Nil250 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 382Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus  1 yr

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 1 yr

4.79 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 1 yr 150k+

4.59 375/a600 Both No 90%

WestpacInvestment Fixed 1 yr

4.86 8.00/m600 Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 1 yr 100k+

4.39 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 1 yr

4.39 Nil363 P+I No 90%

Adelaide BankInvestment Smartdoc Fixed 1 yr

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 1 yr

5.17 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 1 yr

4.84 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 383Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 1 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Gateway Credit UnionInvestment Fixed 1 yr

4.79 Nil750 P+I No 80%

RESI Mortgage CorpInv FlexiFix 1 yr

4.89 Nil649 Both No 95%

Suncorp BankInvestment Fixed 1 yr

4.74 10.00/m600 Both No 90%

Transport Mutual Credit UnionInvestment Fixed 1 yr

5.14 Nil1010 P+I No 95%

Woolworths Employees CUInvestment Fixed 1 yr

5.04 Nil‐570 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 384Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest Lite 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 385Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 386Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 387Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 2 yrs

4.24 NilNil IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 388Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed IO 2 yrs

4.24 198.00/aNil IO No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 389Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 390Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 2 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 391Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 2 yrs 150k+ 3.90 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 2 yrs

4.00 8.00/m600 IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 2 yrs

4.10 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 2 yrs 15k+ 3.90 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 2 yrs 100k+ 4.00 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 2 yrs

4.00 10.00/m850 IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 392Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 393Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 2 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 2 yrs

4.24 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 394Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 395Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

iMortgageInvestment Fusion Fixed IO 80 2 yrs

4.20 120.00/a363 IO No 80%

P&N BankInvestment Fixed IO 2 yrs 80%

4.39 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 396Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

UniBankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 397Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 2 yrs 50‐499k 80%

4.49 8.00/m649 IO No 90%

HomeloansInvestment Ultra Plus Fixed IO 2 yrs

4.49 120.00/a363 IO No 95%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 398Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Hunter UnitedInv Low 2 year Fixed Rate Home Loan 2 yrs

3.98 8.00/m350 P+I No 80%

Illawarra CU NSWFixed Invest Lite 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 399Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Pacific Mortgage GroupInvestment Fixed 2 yrs

3.85 NilNil P+I No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 400Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 2 yrs 100k+ 3.90 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 2 yrs

3.90 10.00/m850 P+I No 95%

Northern Inland CUFixed Honeymoon Investor 2 yrs

3.94 Nil600 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 401Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 2 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 402Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 2 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 403Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 2 yrs

3.90 8.00/m805 P+I No 90%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 404Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

Easy Street Fin ServicesInvestment Easy Street Fixed 2 yrs

4.10 Nil500 P+I Full 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 2 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 405Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

iMortgageInvestment Fusion Fixed PI 80 2 yrs

4.00 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 2 yrs

4.09 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 2 yrs

4.09 199.00/sNil P+I No 95%

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 406Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Northern Inland CUFixed Rate Investor 2 yrs

4.19 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 2 yrs 80%

3.89 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 407Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

UniBankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 408Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 2 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 2 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 409Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 2 yrs

4.74 Nil595 P+I No 80%

Bank AustraliaInv Fixed 2 yrs

4.84 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 2 yrs 10k+

4.69 350/aNil P+I No 80%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CiInvestment Standard Fixed P&I 2 yrs 50‐499k 80%

4.44 8.00/m649 P+I No 90%

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 410Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Gateway Credit UnionInvestment Fixed 2 yrs

4.79 Nil750 P+I No 80%

Gateway Credit UnionPremium Investment Fixed 2 yrs 150k+

4.09 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 2 yrs

4.29 120.00/a363 P+I No 95%

Homestar FinanceInv Homestar Fixed 2 yrs

4.15 15.00/m330 P+I No 85%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 2 yrs

4.79 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 411Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 412Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 413Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Bendigo BankConnect Package Fixed Investment 2 yrs 250k+

4.09 20/m250 Both Full 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 414Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 415Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 416Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 417Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Fixed IO 2 yrs

4.24 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 2 yrs

4.24 198.00/aNil IO No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 418Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 419Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 2 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

iMortgageInvestment Fusion Fixed IO 80 2 yrs

4.20 120.00/a363 IO No 80%

Home Loans Star Ra ngs 2016 ‐ Page 420Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 2 yrs 150k+ 3.90 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 2 yrs

4.00 8.00/m600 IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 2 yrs

4.10 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 421Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 2 yrs 15k+ 3.90 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 2 yrs 100k+ 4.00 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 2 yrs

4.00 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 422Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 423Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 2 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 2 yrs

4.24 Nil363 IO No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 424Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

P&N BankInvestment Fixed IO 2 yrs 80%

4.39 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 425Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

UniBankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 426Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 2 yrs 50‐499k 80%

4.49 8.00/m649 IO No 90%

HomeloansInvestment Ultra Plus Fixed IO 2 yrs

4.49 120.00/a363 IO No 95%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 427Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Bendigo BankConnect Package Fixed Investment 2 yrs 250k+

4.09 20/m250 Both Full 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 428Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 429Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

Hunter UnitedInv Low 2 year Fixed Rate Home Loan 2 yrs

3.98 8.00/m350 P+I No 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 2 yrs 100k+ 3.90 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 2 yrs

3.90 10.00/m850 P+I No 95%

Northern Inland CUFixed Honeymoon Investor 2 yrs

3.94 Nil600 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 430Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Pacific Mortgage GroupInvestment Fixed 2 yrs

3.85 NilNil P+I No 95%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 2 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 431Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 2 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 432Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 2 yrs

3.90 8.00/m805 P+I No 90%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 433Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

Easy Street Fin ServicesInvestment Easy Street Fixed 2 yrs

4.10 Nil500 P+I Full 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 434Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansOp ma Fixed ‐ Investment PI 2 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

iMortgageInvestment Fusion Fixed PI 80 2 yrs

4.00 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 2 yrs

4.09 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 2 yrs

4.09 199.00/sNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 435Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 2 yrs

4.19 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 2 yrs 80%

3.89 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 436Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 437Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

UniBankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 2 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 2 yrs

4.09 Nil363 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 438Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 2 yrs

4.74 Nil595 P+I No 80%

Bank AustraliaInv Fixed 2 yrs

4.84 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 2 yrs 10k+

4.69 350/aNil P+I No 80%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CiInvestment Standard Fixed P&I 2 yrs 50‐499k 80%

4.44 8.00/m649 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 439Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Gateway Credit UnionPremium Investment Fixed 2 yrs 150k+

4.09 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 2 yrs

4.29 120.00/a363 P+I No 95%

Homestar FinanceInv Homestar Fixed 2 yrs

4.15 15.00/m330 P+I No 85%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 2 yrs

4.79 Nil250 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 440Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 441Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

Gateway Credit UnionInvestment Fixed 2 yrs

4.79 Nil750 P+I No 80%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 442Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 443Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 2 yrs

4.05 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 444Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 445Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 2 yrs

4.24 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 2 yrs

4.24 198.00/aNil IO No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 446Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 447Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 448Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 2 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

iMortgageInvestment Fusion Fixed IO 80 2 yrs

4.20 120.00/a363 IO No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

Home Loans Star Ra ngs 2016 ‐ Page 449Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 2 yrs 150k+ 3.90 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 2 yrs

4.00 8.00/m600 IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 2 yrs

4.10 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 2 yrs 15k+ 3.90 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 750/aNil IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 450Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 2 yrs 100k+ 4.00 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 2 yrs

4.00 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 451Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 452Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 2 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 2 yrs

4.24 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 453Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed IO 2 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 2yr Fixed 2 yrs 500k+

4.79 35/m553 Both No 90%

P&N BankInvestment Fixed IO 2 yrs 80%

4.39 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 454Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

UniBankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 455Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 2 yrs 500k+ 80%

4.44 8.00/m649 IO No 90%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 456Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 457Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 2 yrs

4.05 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 458Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

Hunter UnitedInv Low 2 year Fixed Rate Home Loan 2 yrs

3.98 8.00/m350 P+I No 80%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 2 yrs 100k+ 3.90 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 2 yrs

3.90 10.00/m850 P+I No 95%

Northern Inland CUFixed Honeymoon Investor 2 yrs

3.94 Nil600 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 459Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Pacific Mortgage GroupInvestment Fixed 2 yrs

3.85 NilNil P+I No 95%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 2 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 460Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Plus Fixed PI 2 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 461Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 2 yrs

3.90 8.00/m805 P+I No 90%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 462Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

Easy Street Fin ServicesInvestment Easy Street Fixed 2 yrs

4.10 Nil500 P+I Full 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 463Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansOp ma Fixed ‐ Investment PI 2 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

iMortgageInvestment Fusion Fixed PI 80 2 yrs

4.00 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 2 yrs

4.09 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 2 yrs

4.09 199.00/sNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 464Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Mortgage HOUSEInv Advantage Fixed 2 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 2 yrs

4.19 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 2 yrs 80%

3.89 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 465Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 466Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 2 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 2 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 467Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 2 yrs

4.74 Nil595 P+I No 80%

Bank AustraliaInv Fixed 2 yrs

4.84 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 2 yrs 10k+

4.69 350/aNil P+I No 80%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CiInvestment Standard Fixed P&I 2 yrs 500k+ 80%

4.39 8.00/m649 P+I No 90%

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 468Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 5‐599k 4.70 375/a657 Both Full 95%

Gateway Credit UnionPremium Investment Fixed 2 yrs 150k+

4.09 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 2 yrs

4.29 120.00/a363 P+I No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 2yr Fixed 2 yrs 500k+

4.79 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 2 yrs

4.79 Nil250 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 469Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

UniBankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 470Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

Gateway Credit UnionInvestment Fixed 2 yrs

4.79 Nil750 P+I No 80%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 471Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 472Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 2 yrs

4.05 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 473Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

Mortgage HOUSEInv Advantage Fixed 2 yrs 750k+

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 2 yrs 150k+ 3.90 395/a600 IO No 90%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 474Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 2 yrs

4.24 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 2 yrs

4.24 198.00/aNil IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 475Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 476Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 477Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 600k+ 4.55 375/a657 Both Full 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 2 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 478Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

iMortgageInvestment Fusion Fixed IO 80 2 yrs

4.20 120.00/a363 IO No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 2 yrs

4.00 8.00/m600 IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 2 yrs

4.10 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 2 yrs 15k+ 3.90 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 2 yrs 150k+ 4.00 750/aNil IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 479Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 2 yrs 100k+ 4.00 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 2 yrs

4.00 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 480Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 481Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 2 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 2 yrs

4.24 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 482Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed IO 2 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 2yr Fixed 2 yrs 500k+

4.79 35/m553 Both No 90%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

P&N BankInvestment Fixed IO 2 yrs 80%

4.39 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 483Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

UniBankInv Standard Fixed IO 2 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 484Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 2 yrs 500k+ 80%

4.44 8.00/m649 IO No 90%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 485Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AMO GroupInvestment Fixed 2 yrs

3.79 120.00/a1180 Both No 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 2 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 2 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 2yr Fixed 2 yrs

4.24 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 2 yrs 150k+

3.95 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 2 yrs

4.55 8.00/mNil Both Full 95%

NABChoice Package Inv Standard Fixed 2 yrs 150k+

3.90 395/aNil Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 2 yrs 150k+

3.90 750/aNil Both No 90%

Newcastle PermanentInvestment Fixed 2 yrs

3.69 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 486Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 2 yrs

3.69 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 2 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 2 yrs

4.14 200.00/a425 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 2 yrs

4.05 200.00/a425 Both No 95%

Adelaide BankInvestment SmartFix 2 yrs

4.09 15.00/m495 Both Full 90%

ANZBreakfree Investment Fixed 2 yrs 150k+

3.99 395/a160 Both No 90%

BankVicDiversified Investor Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

BankVicPor olio Inv fixed 2 yrs 250k+

4.20 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 2 yrs 50k+

4.20 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 487Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicProperty Investor Inv fixed 2 yrs 100k+

4.20 375/aNil Both Full 95%

bcuFixed Rate Special Investement 2 yrs

3.70 495.00/a600 Both No 95%

ECU AustraliaInvestment Standard Fixed 2 yrs

4.30 Nil1020 Both No 95%

Hume BankInvestment Fixed (Refinance) 2 yrs

4.05 NilNil Both No 95%

Hunter UnitedInv Low 2 year Fixed Rate Home Loan 2 yrs

3.98 8.00/m350 P+I No 80%

ME BankInv Flexible Fixed Max 80 LVR 2 yrs

4.09 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 2 yrs 40k+ 4.09 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 2 yrs 750k+

4.14 10.00/m895 Both Full 95%

NABInv Standard Fixed 2 yrs

4.00 8.00/m600 Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 2 yrs 100k+ 3.90 10/m850 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 488Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 2 yrs

3.90 10.00/m850 P+I No 95%

Northern Inland CUFixed Honeymoon Investor 2 yrs

3.94 Nil600 P+I No 95%

Pacific Mortgage GroupInvestment Fixed 2 yrs

3.85 NilNil P+I No 95%

RAMSInv Fixed Rate 2 yrs

3.99 20.00/m870 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 2 yrs

4.24 8.00/m250 Both Full 95%

Summerland CUInvestment Standard Fixed 2 yrs

3.99 Nil800 Both No 95%

The CapricornianInv Special Fixed 2 yrs

4.15 Nil785 Both Full 95%

ANZInvestment Fixed 2 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 2 yrs

3.94 Nil250 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 489Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Fixed PI 2 yrs

4.09 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 2 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 2 yrs

4.09 Nil100 Both No 95%

AussieInv Select Standard Fixed 2 yrs

4.09 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 2 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 2 yrs 90%

4.54 10.00/m600 Both Full 95%

Bank of MelbourneAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

Bank of MelbourneInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

BankSAAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

BankSAInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 490Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicInv fixed 2 yrs

4.30 Nil600 Both No 95%

BankwestComplete Home Loan Package Fixed Investment 2 yrs 200k+ 3.89 395/a150 Both Par al 90%

bcuInvestment Fixed 2 yrs

4.44 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 2 yrs

4.24 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 2 yrs

4.24 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 2 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 2 yrs

4.49 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 2 yrs

4.49 198.00/a363 Both Full 95%

Coastline Credit UnionInvestment Fixed 2 yrs

3.90 8.00/m805 P+I No 90%

Commonwealth BankInvestment Fixed 2 yrs

4.59 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 491Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 2 yrs 150k+

4.44 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 2 yrs

4.10 Nil600 Both Full 95%

CUAFixed ‐ Investor 2 yrs

4.36 Nil795 Both No 95%

Defence BankInv Essen als Fixed 2 yrs

3.99 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 2 yrs

4.24 6.00/m1020 Both No 90%

Easy Street Fin ServicesInvestment Easy Street Fixed 2 yrs

4.10 Nil500 P+I Full 95%

FirstmacInv VIP Pack Fixed 2 yrs

4.21 Nil520 Both No 90%

Gateway Credit UnionPremium Investment Fixed 2 yrs 150k+

4.09 299/a750 P+I No 80%

Heritage BankHome Advantage Investment Fixed 2 yrs 150k+

3.99 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 2 yrs

3.99 5.00/m100 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 492Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment MoniPower Fixed 2 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 2 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 2 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 2 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed 2 yrs

4.05 Nil750 Both No 97%

iMortgageInvestment Fusion Fixed PI 80 2 yrs

4.00 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 2 yrs

4.19 Nil519 Both No 80%

Liberty FinancialInv Liberty Fixed 2 yrs

4.44 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 2 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 2 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 493Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Macquarie BankOffset Fixed Investment PI 2 yrs

4.09 199.00/sNil P+I No 95%

My Credit UnionInv Fixed Rate 2 yrs

4.24 Nil610 Both No 95%

MyStateInvestment Fixed 2 yrs 80%

4.49 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 2 yrs

4.19 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 2 yrs 80%

3.89 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 2 yrs 150k+

4.39 395/aNil Both No 90%

QBANKInvestment Fixed 2 yrs

4.49 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 2 yrs 20k+

4.20 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 2 yrs

4.30 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 2 yrs 20k+

4.20 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 494Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Queenslanders CUInv Fixed Rate P&I 2 yrs

4.39 Nil595 P+I Full 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 2 yrs

4.79 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 2 yrs

4.53 Nil854 Both Full 95%

SCUInvestment Standard Fixed 2 yrs

4.09 Nil673 Both No 95%

St.George BankAdvantage Package Investment Fixed 2 yrs 150k+

3.89 395/aNil Both Par al 95%

St.George BankInvestment Fixed 2 yrs

4.04 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 2 yrs 150k+

3.94 375/a600 Both No 90%

The CapricornianInv Lifestyle Fixed 2 yrs

4.30 10.00/m785 Both Full 95%

The CapricornianInv Premium Choice Fixed 2 yrs

4.25 Nil785 Both Full 95%

The RockInvestment Standard Fixed 2 yrs 80%

4.49 5.00/m950 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 495Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 2 yrs

4.04 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 2 yrs

4.14 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 2 yrs

4.14 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 2 yrs

4.14 Nil600 Both No 95%

WestpacInvestment Fixed 2 yrs

4.09 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 2 yrs 150k+

3.89 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 2 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 2 yrs

4.09 Nil363 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 496Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankAffinity Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 2 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 2 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 2 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Fixed 2 yrs

4.84 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 2 yrs 10k+

4.69 350/aNil P+I No 80%

BankwestInvestment Fixed 2 yrs

3.99 12.00/m445 Both Par al 90%

BOQInvestment Fixed 2 yrs

4.44 10.00/m450 Both No 70%

CiInvestment Standard Fixed P&I 2 yrs 500k+ 80%

4.39 8.00/m649 P+I No 90%

CUAPremium Fixed ‐ Investor 2 yrs

4.58 Nil795 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 497Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 2 yrs 600k+ 4.55 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 2 yrs

3.77 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 2 yrs

4.29 120.00/a363 P+I No 95%

HSBCInvestment 2yr Fixed 2 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 2yr Fixed 2 yrs 500k+

4.79 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 2 yrs

4.54 8.00/m950 Both No 90%

Police BankInv Premium Fixed 2 yrs

4.87 Nil1045 Both No 95%

Qudos BankInv Fixed Rate 2 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 2 yrs

4.79 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 2 yrs

4.64 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 498Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus  2 yrs

4.79 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 2 yrs

4.54 Nil649 Both No 80%

Suncorp BankInvestment Fixed 2 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

The MacInvestment Standard Fixed 2 yrs

4.64 Nil1363 Both No 95%

The MutualInv Premium Fixed 2 yrs

4.24 Nil300 Both No 95%

UniBankInv Op on Fixed 2 yrs

4.14 Nil750 P+I Full 80%

Woolworths Employees CUInvestment Fixed 2 yrs

4.94 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 2 yrs

5.09 15.00/m495 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 499Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 2 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Classic Fixed 2 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 2 yrs

5.25 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 2 yrs

4.89 10.00/m650 Both Full 95%

Bank AustraliaInv Basic Fixed (LVR <80%) 2 yrs

4.74 Nil595 P+I No 80%

First Op on Credit UnionInvestment Standard Fixed 2 yrs

4.95 Nil657 Both Full 95%

Gateway Credit UnionInvestment Fixed 2 yrs

4.79 Nil750 P+I No 80%

RESI Mortgage CorpInv FlexiFix 2 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 500Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 3 yrs

4.60 8.00/mNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Illawarra CU NSWFixed Invest Lite 3 yrs

4.60 8.00/mNil Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 501Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 502Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 503Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 504Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 3 yrs

4.24 NilNil IO No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 505Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 506Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 3 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 507Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 3 yrs

4.09 120.00/a363 IO No 80%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 3 yrs 150k+ 4.04 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 3 yrs

4.14 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 508Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Tailored Fixed ‐ IO in arrears 3 yrs

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 3 yrs 100k+ 4.14 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 3 yrs

4.14 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 509Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 510Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 3 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 3 yrs

4.24 Nil363 IO No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AussieInv Op mizer Plus Fixed IO 3 yrs

4.24 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 511Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed IO 3 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 3 yrs 15k+ 4.04 750/a600 IO No 90%

P&N BankInvestment Fixed IO 3 yrs 80%

4.49 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 512Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

UniBankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 513Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 3 yrs 50‐499k 80%

4.49 8.00/m649 IO No 90%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 514Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Catalyst MoneyFixed Invest Lite 3 yrs

4.60 8.00/mNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Illawarra CU NSWFixed Invest Lite 3 yrs

4.60 8.00/mNil Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 515Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 516Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 3 yrs

3.89 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 517Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Northern Inland CUFixed Honeymoon Investor 3 yrs

4.09 Nil600 P+I No 95%

Pacific Mortgage GroupInvestment Fixed 3 yrs

3.85 NilNil P+I No 95%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 518Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 3 yrs

4.09 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 3 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 519Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 520Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

Easy Street Fin ServicesInvestment Easy Street Fixed 3 yrs

4.24 Nil500 P+I Full 95%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 521Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansOp ma Fixed ‐ Investment PI 3 yrs

4.08 198.00/a693 P+I No 80%

Homestar FinanceInv Homestar Fixed 3 yrs

3.95 15.00/m330 P+I No 85%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 3 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 522Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Macquarie BankOffset Fixed Investment PI 3 yrs

4.09 199.00/sNil P+I No 95%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 3 yrs 100k+ 4.04 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 3 yrs

4.04 10.00/m850 P+I No 95%

Northern Inland CUFixed Rate Investor 3 yrs

4.29 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 3 yrs 80%

3.89 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 523Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 524Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

UniBankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 3 yrs 100k+

4.09 Nil363 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 525Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Yellow Brick RoadInv Empower Fixed PI 3 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Fixed 3 yrs

4.94 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 3 yrs 10k+

4.79 350/aNil P+I No 80%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

CiInvestment Standard Fixed P&I 3 yrs 50‐499k 80%

4.44 8.00/m649 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 526Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CiMortgage Plus Investment Standard Fixed P&I 3 yrs 80% 150k+ 4.19 350/aNil P+I No 80%

CiMortgage Plus Investment Standard Fixed P&I 3 yrs 80% 150k+ 4.24 350/aNil P+I No 80%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Gateway Credit UnionInvestment Fixed 3 yrs

4.79 Nil750 P+I No 80%

Gateway Credit UnionPremium Investment Fixed 3 yrs 150k+

4.19 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 3 yrs

4.29 120.00/a363 P+I No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 527Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

Regional Bank AustraliaInv Steady Rate 3 yrs

4.84 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 528Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

Bank AustraliaInv Basic Fixed (LVR <80%) 3 yrs

4.84 Nil595 P+I No 80%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Hunter UnitedInv Fixed 3 yrs

4.40 8.00/m350 P+I No 80%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 529Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 530Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Bendigo BankConnect Package Fixed Investment 3 yrs 250k+

4.19 20/m250 Both Full 90%

Home Loans Star Ra ngs 2016 ‐ Page 531Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 532Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 533Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Op mizer Fixed IO 3 yrs

4.24 NilNil IO No 95%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 534Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 535Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 3 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 536Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 3 yrs

4.09 120.00/a363 IO No 80%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 3 yrs 150k+ 4.04 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 395/aNil IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 537Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Tailored Fixed ‐ IO in advance 3 yrs

4.14 8.00/m600 IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 3 yrs

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 3 yrs 15k+ 4.04 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 3 yrs 100k+ 4.14 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 3 yrs

4.14 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 538Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 539Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 3 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 3 yrs

4.24 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 540Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AussieInv Op mizer Plus Fixed IO 3 yrs

4.24 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 541Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed IO 3 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

P&N BankInvestment Fixed IO 3 yrs 80%

4.49 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 542Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

UniBankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 543Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 3 yrs 50‐499k 80%

4.49 8.00/m649 IO No 90%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 544Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 545Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 546Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankConnect Package Fixed Investment 3 yrs 250k+

4.19 20/m250 Both Full 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 3 yrs

3.89 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 547Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 3 yrs 100k+ 4.04 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 3 yrs

4.04 10.00/m850 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 548Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 3 yrs

4.09 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 3 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 549Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 550Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 551Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 3 yrs

4.08 198.00/a693 P+I No 80%

Homestar FinanceInv Homestar Fixed 3 yrs

3.95 15.00/m330 P+I No 85%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 552Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Macquarie BankBasic Fixed Investment PI 3 yrs

4.09 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 3 yrs

4.09 199.00/sNil P+I No 95%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

Northern Inland CUFixed Honeymoon Investor 3 yrs

4.09 Nil600 P+I No 95%

Northern Inland CUFixed Rate Investor 3 yrs

4.29 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 3 yrs 80%

3.89 8.00/m650 P+I No 90%

Pacific Mortgage GroupInvestment Fixed 3 yrs

3.85 NilNil P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 553Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 554Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

Teachers Mutual BankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

UniBankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 555Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 3 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 3 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Bank AustraliaInv Fixed 3 yrs

4.94 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 556Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 3 yrs 10k+

4.79 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 3 yrs 50‐499k 80%

4.44 8.00/m649 P+I No 90%

CiMortgage Plus Investment Standard Fixed P&I 3 yrs 80% 150k+ 4.19 350/aNil P+I No 80%

CiMortgage Plus Investment Standard Fixed P&I 3 yrs 80% 150k+ 4.24 350/aNil P+I No 80%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

Easy Street Fin ServicesInvestment Easy Street Fixed 3 yrs

4.24 Nil500 P+I Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Gateway Credit UnionInvestment Fixed 3 yrs

4.79 Nil750 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 557Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Gateway Credit UnionPremium Investment Fixed 3 yrs 150k+

4.19 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 3 yrs

4.29 120.00/a363 P+I No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

Regional Bank AustraliaInv Steady Rate 3 yrs

4.84 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 558Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 559Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaInv Basic Fixed (LVR <80%) 3 yrs

4.84 Nil595 P+I No 80%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Hunter UnitedInv Fixed 3 yrs

4.40 8.00/m350 P+I No 80%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 560Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 561Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 3 yrs

4.24 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 562Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 563Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

AussieInv Op mizer Fixed IO 3 yrs

4.24 NilNil IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 564Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 565Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 566Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 3 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 567Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 3 yrs

4.09 120.00/a363 IO No 80%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 3 yrs 150k+ 4.04 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 3 yrs

4.14 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 568Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Tailored Fixed ‐ IO in arrears 3 yrs

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 3 yrs 15k+ 4.04 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 3 yrs 100k+ 4.14 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 3 yrs

4.14 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 569Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 570Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 3 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 3 yrs

4.24 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 571Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

AussieInv Op mizer Plus Fixed IO 3 yrs

4.24 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 572Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed IO 3 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 3 Year Fixed 3 yrs 500k+

4.69 35/m553 Both No 90%

P&N BankInvestment Fixed IO 3 yrs 80%

4.49 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 573Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

UniBankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 574Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 3 yrs 500k+ 80%

4.44 8.00/m649 IO No 90%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 575Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 576Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed InvPla num Professional Loan 3 yrs

4.24 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 577Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 3 yrs

3.89 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 100‐749k

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 578Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 3 yrs 100k+ 4.04 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 3 yrs

4.04 10.00/m850 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 579Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

AussieInv Op mizer Fixed PI 3 yrs

4.09 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 3 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 580Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 581Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 582Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment PI 3 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 3 yrs

4.09 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 583Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Macquarie BankOffset Fixed Investment PI 3 yrs

4.09 199.00/sNil P+I No 95%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

Northern Inland CUFixed Honeymoon Investor 3 yrs

4.09 Nil600 P+I No 95%

Northern Inland CUFixed Rate Investor 3 yrs

4.29 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 3 yrs 80%

3.89 8.00/m650 P+I No 90%

Pacific Mortgage GroupInvestment Fixed 3 yrs

3.85 NilNil P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 584Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 585Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Teachers Mutual BankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

UniBankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 586Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 3 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 3 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

Bank AustraliaInv Fixed 3 yrs

4.94 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 587Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 3 yrs 10k+

4.79 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 3 yrs 500k+ 80%

4.39 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

Easy Street Fin ServicesInvestment Easy Street Fixed 3 yrs

4.24 Nil500 P+I Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 5‐599k 4.80 375/a657 Both Full 95%

Gateway Credit UnionInvestment Fixed 3 yrs

4.79 Nil750 P+I No 80%

Gateway Credit UnionPremium Investment Fixed 3 yrs 150k+

4.19 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

HomeloansInvestment Ultra Plus Fixed PI 3 yrs

4.29 120.00/a363 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 588Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 3 Year Fixed 3 yrs 500k+

4.69 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

Regional Bank AustraliaInv Steady Rate 3 yrs

4.84 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 589Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

Bank AustraliaInv Basic Fixed (LVR <80%) 3 yrs

4.84 Nil595 P+I No 80%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 590Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hunter UnitedInv Fixed 3 yrs

4.40 8.00/m350 P+I No 80%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 591Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 592Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed InvPla num Professional Loan 3 yrs

4.24 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 593Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 750k+

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 594Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

AussieInv Op mizer Fixed IO 3 yrs

4.24 NilNil IO No 95%

Home Loans Star Ra ngs 2016 ‐ Page 595Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 596Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 597Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

HomeloansOp ma Fixed ‐ Investment IO 3 yrs

4.23 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 598Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

iMortgageInvestment Fusion Fixed IO 80 3 yrs

4.09 120.00/a363 IO No 80%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 3 yrs 150k+ 4.04 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in advance 3 yrs

4.14 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 599Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABInv Tailored Fixed ‐ IO in arrears 3 yrs

4.24 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 3 yrs 15k+ 4.04 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 3 yrs 150k+ 4.14 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 3 yrs 100k+ 4.14 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 3 yrs

4.14 10.00/m850 IO No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 600Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 601Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 3 yrs 100k+

4.24 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 3 yrs

4.24 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 602Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

AussieInv Op mizer Plus Fixed IO 3 yrs

4.24 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 600k+ 4.65 375/a657 Both Full 95%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 603Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed IO 3 yrs

4.49 120.00/a363 IO No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 3 Year Fixed 3 yrs 500k+

4.69 35/m553 Both No 90%

P&N BankInvestment Fixed IO 3 yrs 80%

4.49 8.00/m650 IO No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 604Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

UniBankInv Standard Fixed IO 3 yrs

4.14 Nil750 IO Full 80%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 605Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

CiInvestment Standard Fixed IO 3 yrs 500k+ 80%

4.44 8.00/m649 IO No 90%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 606Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bank of MelbourneAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 3 yrs 200k+ 3.99 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 3 yrs 200k+

4.19 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 3 yrs 50k+

4.14 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 3 yrs

3.79 395.00/aNil Both No 90%

ME BankInv Flexible Fixed Max 80 LVR 3 yrs

3.89 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 3 yrs 40k+ 3.89 395/aNil Both Full 80%

MOVE ‐ People Driven BankingInv Lockit 3 yrs

3.85 Nil450 Both Full 95%

Newcastle PermanentInvestment Fixed 3 yrs

3.79 Nil550 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 607Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Newcastle PermanentPremium Plus Package Investment Fixed 3 yrs

3.79 375/aNil Both No 80%

Queenslanders CUInv Special Fixed Rate P&I 3 yrs

3.99 Nil595 P+I Full 90%

Southern Cross Credit UnionFixed InvPla num Professional Loan 3 yrs

4.24 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 3 yrs 150k+

3.99 395/aNil Both Par al 95%

UBankInv UHomeLoan Fixed 3 yrs

3.69 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 3 yrs

4.09 15.00/m495 Both Full 90%

AMO GroupInvestment Fixed 3 yrs

3.79 120.00/a1180 Both No 90%

BankVicProperty Investor Inv fixed 3 yrs 100k+

4.12 375/aNil Both Full 95%

BankwestInvestment Fixed 3 yrs

4.09 12.00/m445 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 608Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BOQInvestment 3 year Fixed 3 yrs

3.79 10.00/m450 Both No 80%

Catalyst MoneyFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

G&C Mutual BankInvestment Standard 3yr Fixed 3 yrs

4.34 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 3 yrs 150k+

4.25 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 3 yrs

4.60 8.00/mNil Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 3 yrs

3.89 120.00/a363 P+I No 80%

ING DIRECTInvestment Fixed 3 yrs

3.97 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 3 yrs 750k+

4.14 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 3 yrs 150k+

4.04 395/aNil Both No 90%

NABInv Standard Fixed 3 yrs

4.14 8.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 609Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 3 yrs 150k+

4.04 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 3 yrs 100k+ 4.04 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 3 yrs

4.04 10.00/m850 P+I No 95%

Queenslanders CUInv Fixed Rate P&I 3 yrs

4.34 Nil595 P+I Full 95%

SCUInvestment Standard Fixed 3 yrs

3.69 Nil673 Both No 95%

Select Encompass Credit UnionInvestment Fixed 3 yrs

3.99 NilNil Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 3 yrs

4.34 200.00/a425 Both No 95%

Summerland CUInvestment Standard Fixed 3 yrs

3.99 Nil800 Both No 95%

ANZBreakfree Investment Fixed 3 yrs 150k+

3.99 395/a160 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 610Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZInvestment Fixed 3 yrs

4.14 10.00/m760 Both No 90%

AussieInv Op mizer Fixed PI 3 yrs

4.09 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 3 yrs

4.09 198.00/aNil P+I No 95%

AussieInv Select Basic Fixed 3 yrs

4.19 Nil100 Both No 95%

AussieInv Select Standard Fixed 3 yrs

4.19 15.00/mNil Both No 95%

Auswide BankFreedom Package Investment Standard Fixed 3 yrs 90% 150k+ 4.19 395/aNil Both Full 90%

Auswide BankInvestment Standard Fixed 3 yrs 90%

4.49 10.00/m600 Both Full 95%

Bank of MelbourneInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 611Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicInv fixed 3 yrs

4.22 Nil600 Both No 95%

BankVicPor olio Inv fixed 3 yrs 250k+

4.12 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 3 yrs 50k+

4.12 375/aNil Both No 95%

bcuFixed Rate Special Investement 3 yrs

3.70 495.00/a600 Both No 95%

bcuInvestment Fixed 3 yrs

4.54 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 3 yrs

4.34 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 3 yrs

4.34 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 3 yrs

4.34 Nil595 Both Full 95%

Click LoansThe Online Investor Fixed 3 yrs

4.54 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 3 yrs

4.54 198.00/a363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 612Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 3 yrs 150k+

4.54 395/a595 Both Par al 95%

Community First CUAccelerator Home Loan Investment True Fixed 3 yrs 100k+ 4.24 395/a660 Both Full 95%

Community First CUInvestment True Fixed 3 yrs

4.24 Nil600 Both Full 95%

CUAFixed ‐ Investor 3 yrs

4.39 Nil795 Both No 95%

Defence BankInv Essen als Fixed 3 yrs

4.14 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 3 yrs

4.34 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 3 yrs

4.39 Nil1020 Both No 95%

Heritage BankHome Advantage Investment Fixed 3 yrs 150k+

4.09 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 3 yrs

4.09 5.00/m100 Both Par al 90%

HomeloansInvestment MoniPower Fixed 3 yrs

4.34 Nil363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 613Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansOp ma Fixed ‐ Investment PI 3 yrs

4.08 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 3 yrs

4.09 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 3 yrs 150k+

4.09 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 3 yrs

4.35 NilNil Both No 95%

Hume BankInvestment Fixed 3 yrs

4.35 Nil750 Both No 97%

IMBInvestment Fixed 3 yrs 80%

4.14 6.00/m769 Both No 90%

Liberty FinancialInv Liberty Fixed 3 yrs

4.49 295.00/aNil Both Full 85%

loans.com.auFixed ‐ Investor 3 yrs

4.06 Nil520 Both No 90%

Macquarie BankBasic Fixed Investment PI 3 yrs

4.09 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 3 yrs

4.09 199.00/sNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 614Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

My Credit UnionInv Fixed Rate 3 yrs

4.19 Nil610 Both No 95%

My Credit UnionInv Special Offer Fixed Rate 3 yrs

3.94 Nil610 Both No 95%

MyStateInvestment Fixed 3 yrs 80%

3.99 Nil350 Both No 95%

Northern Inland CUFixed Honeymoon Investor 3 yrs

4.09 Nil600 P+I No 95%

Northern Inland CUFixed Rate Investor 3 yrs

4.29 Nil930 P+I No 95%

P&N BankInvestmant Fixed PI 3 yrs 80%

3.89 8.00/m650 P+I No 90%

Pacific Mortgage GroupInvestment Fixed 3 yrs

3.85 NilNil P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 3 yrs 150k+

4.44 395/aNil Both No 90%

QBANKInvestment Fixed 3 yrs

4.54 Nil900 Both No 95%

QT Mutual BankChoices Investment Fixed 3 yrs 20k+

4.24 395/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 615Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankInvestment Fixed 3 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 3 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 3 yrs

4.14 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 3 yrs

4.84 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 3 yrs

4.54 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 3 yrs

4.69 Nil854 Both Full 95%

SERVICE ONE Alliance BankInvestment Fixed 3 yrs

4.34 8.00/m250 Both Full 95%

St.George BankInvestment Fixed 3 yrs

4.14 10.00/m700 Both Par al 95%

Suncorp BankHome Package Plus Investment Fixed 3 yrs 150k+

3.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 3 yrs

4.09 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 616Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Teachers Mutual BankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

The CapricornianInv Premium Choice Fixed 3 yrs

4.35 Nil785 Both Full 95%

The RockInvestment Standard Fixed 3 yrs 80%

3.99 5.00/m950 Both No 95%

UniBankInv Op on Fixed 3 yrs

4.14 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 3 yrs

3.94 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 3 yrs

4.04 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 3 yrs

4.04 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 3 yrs

4.04 Nil600 Both No 95%

WestpacInvestment Fixed 3 yrs

4.19 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 617Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 3 yrs 150k+

3.99 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 3 yrs 100k+

4.09 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 3 yrs

4.09 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 3 yrs

4.57 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 3 yrs 100k+ 4.57 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 3 yrs 100k+

4.57 Nil295 Both No 90%

Arab Bank AustraliaInvestment Fixed 3 yrs

4.58 Nil250 Both No 95%

Bank AustraliaInv Fixed 3 yrs

4.94 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 618Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 3 yrs 10k+

4.79 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 3 yrs 500k+ 80%

4.39 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 3 yrs

4.69 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 3 yrs

4.61 Nil795 Both Full 95%

Easy Street Fin ServicesInvestment Easy Street Fixed 3 yrs

4.24 Nil500 P+I Full 95%

First Op on Credit UnionPackaged Home Loan Investment Standard Fixed 3 yrs 600k+ 4.65 375/a657 Both Full 95%

FirstmacInv VIP Pack Fixed 3 yrs

4.21 Nil520 Both No 90%

Gateway Credit UnionInvestment Fixed 3 yrs

4.79 Nil750 P+I No 80%

Gateway Credit UnionPremium Investment Fixed 3 yrs 150k+

4.19 299/a750 P+I No 80%

Holiday Coast CUInv Fixed N Easy 3 yrs

3.89 8.00/m664 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 619Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed PI 3 yrs

4.29 120.00/a363 P+I No 95%

HSBCInvestment 3 Year Fixed 3 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment 3 Year Fixed 3 yrs 500k+

4.69 35/m553 Both No 90%

People's Choice Credit UnionInvestment Fixed 3 yrs

4.59 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 3 yrs

4.84 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 3 yrs

4.84 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 3 yrs

4.89 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 3 yrs

4.64 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  3 yrs

4.79 330.00/a649 Both No 95%

The CapricornianInv Lifestyle Fixed 3 yrs

4.45 10.00/m785 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 620Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

The MacInvestment Standard Fixed 3 yrs

4.74 Nil1363 Both No 95%

The MutualInv Premium Fixed 3 yrs

4.14 Nil300 Both No 95%

Woolworths Employees CUInvestment Fixed 3 yrs

5.04 Nil‐570 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 3 yrs

5.09 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 3 yrs

5.17 10.00/m895 Both No 90%

Australian Military BankInv Fixed Rate 3 yrs

5.30 5.00/m964 Both No 90%

B&E Personal BankingFixed Investment FlexiChoice 3 yrs

4.99 10.00/m650 Both Full 95%

Bank AustraliaInv Basic Fixed (LVR <80%) 3 yrs

4.84 Nil595 P+I No 80%

First Op on Credit UnionInvestment Standard Fixed 3 yrs

5.05 Nil657 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 621Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 3 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hunter UnitedInv Fixed 3 yrs

4.40 8.00/m350 P+I No 80%

Police BankInv Premium Fixed 3 yrs

5.07 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 622Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 623Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Catalyst MoneyFixed Invest Lite 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Home Loans Star Ra ngs 2016 ‐ Page 624Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

Illawarra CU NSWFixed Invest Lite 5 yrs

4.85 8.00/mNil Both Full 95%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 625Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 5 yrs

4.54 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 5 yrs

4.54 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 626Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 627Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment IO 5 yrs

4.53 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 628Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 5 yrs

4.84 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 629Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 630Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

UniBankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 5 yrs 100k+

4.54 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 5 yrs

4.54 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 631Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

CiInvestment Standard Fixed IO 5 yrs 50‐499k 80%

4.69 8.00/m649 IO No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 5 yrs 150k+ 4.74 395/a600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 632Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 395/aNil IO No 90%

NABInv Tailored Fixed ‐ IO in arrears 5 yrs

4.94 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 5 yrs 15k+ 4.74 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 5 yrs 100k+ 4.84 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 5 yrs

4.84 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 633Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

HomeloansInvestment Ultra Plus Fixed IO 5 yrs

5.24 120.00/a363 IO No 95%

iMortgageInvestment Fusion Fixed IO 80 5 yrs

4.99 120.00/a363 IO No 80%

P&N BankInvestment Fixed IO 5 yrs 80%

5.15 8.00/m650 IO No 90%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 634Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 635Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Catalyst MoneyFixed Invest Lite 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 636Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

Illawarra CU NSWFixed Invest Lite 5 yrs

4.85 8.00/mNil Both Full 95%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

Pacific Mortgage GroupInvestment Fixed 5 yrs

4.59 NilNil P+I No 95%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 637Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 5 yrs

4.34 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 5 yrs

4.34 198.00/aNil P+I No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 638Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 639Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment PI 5 yrs

4.33 198.00/a693 P+I No 80%

Homestar FinanceInv Homestar Fixed 5 yrs

4.45 15.00/m330 P+I No 85%

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

Macquarie BankBasic Fixed Investment PI 5 yrs

4.34 NilNil P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 640Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 5 yrs 100k+ 4.74 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 5 yrs

4.74 10.00/m850 P+I No 95%

P&N BankInvestmant Fixed PI 5 yrs 80%

4.39 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 641Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 642Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

UniBankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 5 yrs 100k+

4.34 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 5 yrs

4.34 Nil363 P+I No 90%

Home Loans Star Ra ngs 2016 ‐ Page 643Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 5 yrs

5.04 Nil595 P+I No 80%

Bank AustraliaInv Fixed 5 yrs

5.14 Nil595 P+I No 80%

Bank AustraliaPremium Fixed Package Inv Fixed 5 yrs 10k+

4.99 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 5 yrs 50‐499k 80%

4.64 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 644Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 5 yrs

4.79 120.00/a363 P+I No 80%

Macquarie BankOffset Fixed Investment PI 5 yrs

4.34 199.00/sNil P+I No 95%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 5 yrs

4.69 Nil930 P+I No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Regional Bank AustraliaInv Steady Rate 5 yrs

4.99 Nil250 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 645Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

HomeloansInvestment Ultra Plus Fixed PI 5 yrs

5.04 120.00/a363 P+I No 95%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 646Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $200,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 647Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Bendigo BankConnect Package Fixed Investment 5 yrs 250k+

4.69 20/m250 Both Full 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 648Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 649Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 650Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 5 yrs

4.54 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 5 yrs

4.54 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 651Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 652Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment IO 5 yrs

4.53 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

Home Loans Star Ra ngs 2016 ‐ Page 653Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 5 yrs 150k+ 4.74 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 395/aNil IO No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 5 yrs

4.84 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 654Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 655Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Teachers Mutual BankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

UniBankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 5 yrs 100k+

4.54 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 5 yrs

4.54 Nil363 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 656Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

CiInvestment Standard Fixed IO 5 yrs 50‐499k 80%

4.69 8.00/m649 IO No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 657Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

NABInv Tailored Fixed ‐ IO in arrears 5 yrs

4.94 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 5 yrs 15k+ 4.74 750/a600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 5 yrs 100k+ 4.84 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 5 yrs

4.84 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 658Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

HomeloansInvestment Ultra Plus Fixed IO 5 yrs

5.24 120.00/a363 IO No 95%

iMortgageInvestment Fusion Fixed IO 80 5 yrs

4.99 120.00/a363 IO No 80%

P&N BankInvestment Fixed IO 5 yrs 80%

5.15 8.00/m650 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 659Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 660Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

Bendigo BankConnect Package Fixed Investment 5 yrs 250k+

4.69 20/m250 Both Full 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 661Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 662Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

Pacific Mortgage GroupInvestment Fixed 5 yrs

4.59 NilNil P+I No 95%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 663Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 5 yrs

4.34 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 5 yrs

4.34 198.00/aNil P+I No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 664Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 665Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment PI 5 yrs

4.33 198.00/a693 P+I No 80%

Homestar FinanceInv Homestar Fixed 5 yrs

4.45 15.00/m330 P+I No 85%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 666Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

Macquarie BankBasic Fixed Investment PI 5 yrs

4.34 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 5 yrs

4.34 199.00/sNil P+I No 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 5 yrs 100k+ 4.74 10/m850 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 667Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 5 yrs

4.74 10.00/m850 P+I No 95%

P&N BankInvestmant Fixed PI 5 yrs 80%

4.39 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 668Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

UniBankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 669Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 5 yrs 100k+

4.34 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 5 yrs

4.34 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

Bank AustraliaInv Fixed 5 yrs

5.14 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 670Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 5 yrs 10k+

4.99 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 5 yrs 50‐499k 80%

4.64 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 5 yrs

4.79 120.00/a363 P+I No 80%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 5 yrs

4.69 Nil930 P+I No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 671Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

Regional Bank AustraliaInv Steady Rate 5 yrs

4.99 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 672Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $350,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 5 yrs

5.04 Nil595 P+I No 80%

HomeloansInvestment Ultra Plus Fixed PI 5 yrs

5.04 120.00/a363 P+I No 95%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 673Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 674Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Southern Cross Credit UnionFixed InvPla num Professional Loan 5 yrs

4.79 200.00/a425 Both No 95%

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 675Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 676Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 5 yrs

4.54 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 5 yrs

4.54 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 677Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 678Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment IO 5 yrs

4.53 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 679Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCPremier Investment Fixed 5 yrs 500k+

4.69 35/m553 Both No 90%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 5 yrs 150k+ 4.74 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 395/aNil IO No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 5 yrs

4.84 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 680Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 5 yrs 15k+ 4.74 750/a600 IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 681Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

UniBankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 682Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 5 yrs 100k+

4.54 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 5 yrs

4.54 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

CiInvestment Standard Fixed IO 5 yrs 500k+ 80%

4.64 8.00/m649 IO No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 683Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

NABInv Tailored Fixed ‐ IO in arrears 5 yrs

4.94 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 5 yrs 100k+ 4.84 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 5 yrs

4.84 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Home Loans Star Ra ngs 2016 ‐ Page 684Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 685Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed IO 5 yrs

5.24 120.00/a363 IO No 95%

iMortgageInvestment Fusion Fixed IO 80 5 yrs

4.99 120.00/a363 IO No 80%

P&N BankInvestment Fixed IO 5 yrs 80%

5.15 8.00/m650 IO No 90%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 686Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 687Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 688Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 100‐749k

4.59 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

Pacific Mortgage GroupInvestment Fixed 5 yrs

4.59 NilNil P+I No 95%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 5 yrs

4.79 200.00/a425 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 689Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 5 yrs

4.34 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 5 yrs

4.34 198.00/aNil P+I No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 690Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 691Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment PI 5 yrs

4.33 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 692Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 5 yrs 500k+

4.69 35/m553 Both No 90%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

Macquarie BankBasic Fixed Investment PI 5 yrs

4.34 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 5 yrs

4.34 199.00/sNil P+I No 95%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 693Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 5 yrs 100k+ 4.74 10/m850 P+I No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 5 yrs

4.74 10.00/m850 P+I No 95%

P&N BankInvestmant Fixed PI 5 yrs 80%

4.39 8.00/m650 P+I No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 694Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

UniBankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 695Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 5 yrs 100k+

4.34 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 5 yrs

4.34 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

Bank AustraliaInv Fixed 5 yrs

5.14 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 696Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 5 yrs 10k+

4.99 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 5 yrs 500k+ 80%

4.59 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 5 yrs

4.79 120.00/a363 P+I No 80%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 5 yrs

4.69 Nil930 P+I No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 697Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

Regional Bank AustraliaInv Steady Rate 5 yrs

4.99 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 698Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $500,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 5 yrs

5.04 Nil595 P+I No 80%

HomeloansInvestment Ultra Plus Fixed PI 5 yrs

5.04 120.00/a363 P+I No 95%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 699Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 700Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Southern Cross Credit UnionFixed InvPla num Professional Loan 5 yrs

4.79 200.00/a425 Both No 95%

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 701Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 750k+

4.59 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 702Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed IO 5 yrs

4.54 NilNil IO No 95%

AussieInv Op mizer Plus Fixed IO 5 yrs

4.54 198.00/aNil IO No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 703Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Home Loans Star Ra ngs 2016 ‐ Page 704Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment IO 5 yrs

4.53 198.00/a693 IO No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 705Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

HSBCPremier Investment Fixed 5 yrs 500k+

4.69 35/m553 Both No 90%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

NABChoice Package Inv Tailored Fixed ‐ IO in advance 5 yrs 150k+ 4.74 395/a600 IO No 90%

NABChoice Package Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 395/aNil IO No 90%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABInv Tailored Fixed ‐ IO in advance 5 yrs

4.84 8.00/m600 IO No 90%

Home Loans Star Ra ngs 2016 ‐ Page 706Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in advance 5 yrs 15k+ 4.74 750/a600 IO No 90%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 707Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

UniBankInv Standard Fixed IO 5 yrs

4.39 Nil750 IO Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 708Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Yellow Brick RoadEmpower Package Inv Empower Fixed IO 5 yrs 100k+

4.54 Nil363 IO No 90%

Yellow Brick RoadInv Empower Fixed IO 5 yrs

4.54 Nil363 IO No 90%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

CiInvestment Standard Fixed IO 5 yrs 500k+ 80%

4.64 8.00/m649 IO No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 709Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

NABInv Tailored Fixed ‐ IO in arrears 5 yrs

4.94 8.00/m600 IO No 90%

NABPrivate Tailored Pkg Inv Tailored Fixed ‐ IO in arrears 5 yrs 150k+ 4.84 750/aNil IO No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate IO 5 yrs 100k+ 4.84 10/m850 IO No 95%

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate IO 5 yrs

4.84 10.00/m850 IO No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Home Loans Star Ra ngs 2016 ‐ Page 710Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 711Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Interest Only

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HomeloansInvestment Ultra Plus Fixed IO 5 yrs

5.24 120.00/a363 IO No 95%

iMortgageInvestment Fusion Fixed IO 80 5 yrs

4.99 120.00/a363 IO No 80%

P&N BankInvestment Fixed IO 5 yrs 80%

5.15 8.00/m650 IO No 90%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 712Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

BankwestComplete Home Loan Package Fixed Investment 5 yrs 200k+ 4.59 395/a150 Both Par al 90%

Beyond BankPinnacle +Plus Pkg Investment Fixed 5 yrs 200k+

4.69 NilNil Both Full 95%

Beyond BankTotal Home Loan Investment Fixed 5 yrs 50k+

4.64 395/aNil Both Full 95%

Freedom LendInvestment Freedom Fixed 5 yrs

4.24 395.00/aNil Both No 90%

G&C Mutual BankInvestment Standard 5yr Fixed 5 yrs

4.74 Nil500 Both Full 95%

Hume BankProperty Package Investment Fixed 5 yrs 150k+

4.65 375/aNil Both No 97%

ME BankInv Flexible Fixed Max 80 LVR 5 yrs

4.59 Nil400 Both Full 80%

ME BankMember Package Inv Flexible Fixed Max 80 LVR 5 yrs 40k+ 4.59 395/aNil Both Full 80%

Newcastle PermanentInvestment Fixed 5 yrs

3.94 Nil550 Both No 80%

Newcastle PermanentPremium Plus Package Investment Fixed 5 yrs

3.94 375/aNil Both No 80%

Home Loans Star Ra ngs 2016 ‐ Page 713Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

"Outstanding Value"

Summerland CUInvestment Standard Fixed 5 yrs

4.49 Nil800 Both No 95%

UBankInv UHomeLoan Fixed 5 yrs

4.27 Nil395 Both No 80%

Adelaide BankInvestment SmartFix 5 yrs

4.59 15.00/m495 Both Full 90%

AussieInv Select Basic Fixed 5 yrs

4.39 Nil100 Both No 95%

AussieInv Select Standard Fixed 5 yrs

4.39 15.00/mNil Both No 95%

Bank of MelbourneAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

BankSAAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

bcuFixed Rate Special Investement 5 yrs

4.10 495.00/a600 Both No 95%

Beyond BankInvestment Fixed 5 yrs

4.84 Nil595 Both Full 95%

Home Loans Star Ra ngs 2016 ‐ Page 714Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Catalyst MoneyFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Heritage BankHome Advantage Investment Fixed 5 yrs 150k+

4.59 350/a100 Both Par al 90%

Heritage BankInvestment Fixed 5 yrs

4.59 5.00/m100 Both Par al 90%

Illawarra CU NSWFixed Invest 5 yrs

4.85 8.00/mNil Both Full 95%

Mortgage HOUSEInv Advantage Fixed 5 yrs 750k+

4.59 10.00/m895 Both Full 95%

NABChoice Package Inv Standard Fixed 5 yrs 150k+

4.74 395/aNil Both No 90%

QBANKInvestment Fixed 5 yrs

4.74 Nil900 Both No 95%

RAMSInv Fixed Rate 5 yrs

4.39 20.00/m870 Both No 95%

Southern Cross Credit UnionFixed InvPla num Professional Loan 5 yrs

4.79 200.00/a425 Both No 95%

St.George BankAdvantage Package Investment Fixed 5 yrs 150k+

4.09 395/aNil Both Par al 95%

Home Loans Star Ra ngs 2016 ‐ Page 715Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacPremier Advantage Investment Fixed 5 yrs 150k+

4.09 395/aNil Both No 80%

AMO GroupInvestment Fixed 5 yrs

4.59 120.00/a1180 Both No 90%

ANZBreakfree Investment Fixed 5 yrs 150k+

4.89 395/a160 Both No 90%

Arab Bank AustraliaInvestment Fixed 5 yrs

4.88 Nil250 Both No 95%

AussieInv Op mizer Fixed PI 5 yrs

4.34 NilNil P+I No 95%

AussieInv Op mizer Plus Fixed PI 5 yrs

4.34 198.00/aNil P+I No 95%

Bank of MelbourneInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankSAInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

BankVicDiversified Investor Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 716Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

BankVicInv fixed 5 yrs

4.79 Nil600 Both No 95%

BankVicPor olio Inv fixed 5 yrs 250k+

4.69 375/aNil Both Full 95%

BankVicPremium Home Inv fixed 5 yrs 50k+

4.69 375/aNil Both No 95%

BankVicProperty Investor Inv fixed 5 yrs 100k+

4.69 375/aNil Both Full 95%

BankwestInvestment Fixed 5 yrs

4.79 12.00/m445 Both Par al 90%

bcuInvestment Fixed 5 yrs

4.84 Nil600 Both No 95%

Bendigo BankBasic Fixed Investment 5 yrs

4.84 10.00/m829 Both No 90%

Bendigo BankInvestment Fixed 5 yrs

4.84 10.00/mNil Both Par al 90%

BOQInvestment Fixed 5 yrs

4.59 10.00/m450 Both No 70%

Click LoansThe Online Investor Fixed 5 yrs

4.74 Nil363 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 717Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Click LoansThe Online Investor Offset Fixed 5 yrs

4.74 198.00/a363 Both Full 95%

Commonwealth BankWealth Package Investment Fixed 5 yrs 150k+

4.89 395/a595 Both Par al 95%

CUAFixed ‐ Investor 5 yrs

4.78 Nil795 Both No 95%

Defence BankInv Essen als Fixed 5 yrs

4.69 8.00/m970 Both No 95%

Delphi BankInvestment Standard Fixed 5 yrs

4.84 6.00/m1020 Both No 90%

ECU AustraliaInvestment Standard Fixed 5 yrs

4.79 Nil1020 Both No 95%

HomeloansOp ma Fixed ‐ Investment PI 5 yrs

4.33 198.00/a693 P+I No 80%

Horizon Credit UnionInvestment Fixed 5 yrs

4.59 Nil945 Both Full 95%

Horizon Credit UnionPla num Loan Investment Fixed 5 yrs 150k+

4.59 150/aNil Both Full 95%

HSBCInvestment Fixed 5 yrs

4.79 Nil853 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 718Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

HSBCPremier Investment Fixed 5 yrs 500k+

4.69 35/m553 Both No 90%

Hume BankInvestment Fixed (Refinance) 5 yrs

4.75 NilNil Both No 95%

Hume BankInvestment Fixed 5 yrs

4.75 Nil750 Both No 97%

IMBInvestment Fixed 5 yrs 80%

4.59 6.00/m769 Both No 90%

ING DIRECTInvestment Fixed 5 yrs

4.59 Nil519 Both No 80%

Macquarie BankBasic Fixed Investment PI 5 yrs

4.34 NilNil P+I No 95%

Macquarie BankOffset Fixed Investment PI 5 yrs

4.34 199.00/sNil P+I No 95%

NABInv Standard Fixed 5 yrs

4.84 8.00/m600 Both No 90%

NABPrivate Tailored Pkg Inv Standard Fixed 5 yrs 150k+

4.74 750/aNil Both No 90%

NAB (Exclusive to Brokers)Homeplus Package Inv Homeplus Fixed Rate PI 5 yrs 100k+ 4.74 10/m850 P+I No 95%

Home Loans Star Ra ngs 2016 ‐ Page 719Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

NAB (Exclusive to Brokers)Inv Homeplus Fixed Rate PI 5 yrs

4.74 10.00/m850 P+I No 95%

P&N BankInvestmant Fixed PI 5 yrs 80%

4.39 8.00/m650 P+I No 90%

Pacific Mortgage GroupInvestment Fixed 5 yrs

4.59 NilNil P+I No 95%

People's Choice Credit UnionHome Loan Package Investment Fixed 5 yrs 150k+

4.79 395/aNil Both No 90%

QT Mutual BankChoices Investment Fixed 5 yrs 20k+

4.24 395/aNil Both No 80%

QT Mutual BankInvestment Fixed 5 yrs

4.34 Nil600 Both No 80%

QT Mutual BankTeachers' Life Investment Fixed 5 yrs 20k+

4.24 25/mNil Both No 80%

Regional Bank AustraliaInv Partnership Advantage Fixed 5 yrs

4.99 375.00/aNil Both Full 95%

RESI Mortgage CorpInvestment Flexi Op ons Fixed 5 yrs

5.04 Nil854 Both Full 95%

SCUInvestment Standard Fixed 5 yrs

4.84 Nil673 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 720Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

SERVICE ONE Alliance BankInvestment Fixed 5 yrs

4.84 8.00/m250 Both Full 95%

Southern Cross Credit UnionFixed Inv Pla num Home Loan 5 yrs

4.99 200.00/a425 Both No 95%

St.George BankInvestment Fixed 5 yrs

4.24 10.00/m700 Both Par al 95%

Teachers Mutual BankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

UniBankInv Op on Fixed 5 yrs

4.39 Nil750 P+I Full 80%

Victoria Teachers Mutual BankEduca on Package Home Loan Inv Standard Fixed 5 yrs

4.54 300/a300 Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Complete Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankFirst Home Buyers Package Inv Standard Fixed 5 yrs

4.64 NilNil Both No 95%

Victoria Teachers Mutual BankInv Complete Fixed 5 yrs

4.64 Nil600 Both No 95%

Victoria Teachers Mutual BankInv Standard Fixed 5 yrs

4.64 Nil600 Both No 95%

Home Loans Star Ra ngs 2016 ‐ Page 721Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

WestpacInvestment Fixed 5 yrs

4.29 8.00/m600 Both No 80%

Yellow Brick RoadEmpower Package Inv Empower Fixed PI 5 yrs 100k+

4.34 Nil363 P+I No 90%

Yellow Brick RoadInv Empower Fixed PI 5 yrs

4.34 Nil363 P+I No 90%

AMP BankAffinity Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

AMP BankInvestment Basic Fixed 5 yrs

4.88 Nil545 Both No 90%

AMP BankProfessional Package Investment Classic Fixed 5 yrs 100k+ 4.88 349/aNil Both No 90%

AMP BankSelect Package Investment Classic Fixed 5 yrs 100k+

4.88 Nil295 Both No 90%

ANZInvestment Fixed 5 yrs

5.04 10.00/m760 Both No 90%

Bank AustraliaInv Fixed 5 yrs

5.14 Nil595 P+I No 80%

Home Loans Star Ra ngs 2016 ‐ Page 722Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank AustraliaPremium Fixed Package Inv Fixed 5 yrs 10k+

4.99 350/aNil P+I No 80%

CiInvestment Standard Fixed P&I 5 yrs 500k+ 80%

4.59 8.00/m649 P+I No 90%

Commonwealth BankInvestment Fixed 5 yrs

5.04 8.00/m800 Both Par al 95%

CUAPremium Fixed ‐ Investor 5 yrs

5.00 Nil795 Both Full 95%

Holiday Coast CUInv Fixed N Easy 5 yrs

4.29 8.00/m664 Both No 95%

HomeloansInvestment MoniPower Fixed 5 yrs

4.93 Nil363 Both Full 95%

iMortgageInvestment Fusion Fixed PI 80 5 yrs

4.79 120.00/a363 P+I No 80%

MyStateInvestment Fixed 5 yrs 80%

4.99 Nil350 Both No 95%

Northern Inland CUFixed Rate Investor 5 yrs

4.69 Nil930 P+I No 95%

People's Choice Credit UnionInvestment Fixed 5 yrs

4.94 8.00/m950 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 723Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Qudos BankInv Fixed Rate 5 yrs

5.09 NilNil Both No 65%

Queenslanders CUInv Fixed Rate P&I 5 yrs

5.14 Nil595 P+I Full 95%

Regional Bank AustraliaInv Steady Rate 5 yrs

4.99 Nil250 P+I No 95%

RESI Mortgage CorpInv FlexiFix 80 5 yrs

4.99 Nil649 Both No 80%

RESI Mortgage CorpInv FlexiFix Plus  5 yrs

5.04 330.00/a649 Both No 95%

RESI Mortgage CorpInv FlexiFix Plus 80 5 yrs

4.89 Nil649 Both No 80%

Suncorp BankHome Package Plus Investment Fixed 5 yrs 150k+

4.89 375/a600 Both No 90%

The RockInvestment Standard Fixed 5 yrs 80%

4.99 5.00/m950 Both No 95%

Adelaide BankInvestment Smartdoc Fixed 5 yrs

5.59 15.00/m495 Both Full 80%

Home Loans Star Ra ngs 2016 ‐ Page 724Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016

Company Product Rate (%)*

Principal+ Int/Int Only or Both

Loan Fees at 250K ($)

Upfront

Additoinal Repayments Allowed

100% Offset 

AvailableOngoingMax LVR 

(%)Split 

FacilityRedraw Facility

Investor 5 Year Fixed $750,000 Principle & Interest

Home Loans Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

AMP BankInvestment Classic Fixed 5 yrs

5.61 10.00/m895 Both No 90%

Bank AustraliaInv Basic Fixed (LVR <80%) 5 yrs

5.04 Nil595 P+I No 80%

HomeloansInvestment Ultra Plus Fixed PI 5 yrs

5.04 120.00/a363 P+I No 95%

Police BankInv Premium Fixed 5 yrs

5.23 Nil1045 Both No 95%

RESI Mortgage CorpInv FlexiFix 5 yrs

5.14 Nil649 Both No 95%

Suncorp BankInvestment Fixed 5 yrs

5.04 10.00/m600 Both No 90%

Home Loans Star Ra ngs 2016 ‐ Page 725Report Date: September, 2016. (All informa on is correct as at August, 2016.) *Rate correct as at 1st September, 2016