how to help employees manage rising healthcare costs
TRANSCRIPT
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How to Help Employees Manage Rising Healthcare CostsTIPS ON HOW TO REDUCE FINANCIAL BURDEN
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26% of Americans say health care expenses have taken a serious toll on
their family finances.
© Healthgram, Inc. 2016
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The Healthcare Burden
These expenses don’t just affect those who are unemployed or uninsured. Health care costs are rising across the board and more of the expense is falling on to employees in the form of higher deductibles and heftier co-pays.
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What can employers do to help?
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Healthcare Cost Saving Strategies
1. Help from a one-on-one Advisor2. Education on healthcare price variance 3. ER usage education4. Strategic outreach programs5. Telehealth6. Pharmacy programs© Healthgram, Inc. 2016
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Help from a One-on-One Advisor
Time, worry and money are wasted when employees attempt to navigate the confusing healthcare system alone.
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Help from a One-on-One Advisor
An Advisor through healthconnect identifies every possible savings opportunity and guides members towards the highest quality and lowest cost providers.
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The same procedure within the same zip code can vary by thousands of dollars
depending on facility. Do your employees know this?
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Education on Healthcare Price VariancePricing transparency tools are getting better, but engagement and ROI are optimized when a personal guide is provided to employees to help them use tools wisely.
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ER Usage EducationEmergency room visits are as many as five times more expensive than other types of health care delivery.
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ER Usage EducationUrgent-care facilities and walk-in clinics at pharmacies are less costly options as the first line of care and can save employees and employers a bundle.
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Strategic Outreach Programs
Consider adopting a disease management program that helps employees stay on top of their illness and avoid costly complications and hospitalizations.
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Disease management can help manage chronic conditions, such as diabetes and
asthma, through screenings and preventive care.
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Telehealth
Ask employees with minor medical issues to call a nurse first. Such programs, like Telehealth, offer another way to curb the expense of employees’ unnecessary urgent care or emergency room visits.© Healthgram, Inc. 2016
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Pharmacy Programs
Promote the usage of generic drugs when available. For members taking high-cost medications or treatments, ensure that they have resources available to ensure proper usage and reduce waste.
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Rising costs and unfair pricing hurt your employees along with your bottom line.
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Read the full blog post
and learn more at healthgram.com/blog