How to Survive as a College Student.

By:Julian Cramer

Welcome To

College

Important Topics

• Budgeting• Socializing• Banking• Cooking

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Remind yourself why you are in college.

• You are in college first and foremost for an education. Do not blow the opportunity by neglecting your studies, over socializing, or getting into financial trouble.

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Set a Budget

• A budget needs to be set for your spending categories other than tuition and books.

• Food, Rent, Entertainment, etc.

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Hit the happy hour

• Look for places with 2 for 1 drinks or free appetizers when you do go out to eat.

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Buy used books

• You will probably find much better prices at Amazon.com than at the college book store, even on used book. Avoid buying new ones if possible.

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Socialize at dorm/apartments

• You don’t always have to go out, invite friends over to your dorm or apartment regularly to keep your social needs met and save money.

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Use a local bank and debit card

• If there is not a nearby branch of your current bank, open up one that has a branch on or near campus to maintain convenience and to avoid ATM fees.

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Budget your spending money for the entire semester

• At the beginning of the semester, figure out what you have available for spending money each week, and stick to it.

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Consider a part-time job

• As long as it doesn’t interfere with your studies, of course. A job could provided extra income to go shopping and enjoy the extra activities that come along with college.

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Learn to cook

• If you don’t know how to cook, start learning. It can be healthier and even cheaper than fast food.

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Shop at thrift stores

• Check out the local thrift stores for clothes and other household furnishings.

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Manage your student loans carefully

• Don’t over borrow, and if you end up borrowing more money than you need, save it in a high interest savings account.

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The End