Product Platforms

Table of content

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05

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Wealth management system

Corporate travel management

Lifestyle platform

Our mission

07 Payment platform

Human capital management system13

11

Integrate the offline and online market to maximize the advantage of “e” trends in the South East Asia region

Wealth managementsystem

Avantrade™ Wealth Management Suite, is one of the leading wealth management platforms available in the industry, serving more than 8,000 bank branches in South East Asia Region.

PROCESS COVERSRelationship deepening and information gatheringMonthly statements / e-statementsFunds performance and outlookInvestment opportunitiesResearch and market commentariesOther commentaries (e.g. new tax breaks)Customer acquisitionAccount opening / debiting accountUnderwriting (for life insurance)Income and expenditure data gathering Financial objectives (protection, retirement, education, investment, tax, estate)Risk profilingPortfolio / asset allocationInvestment quantumRegular savings planFunds introduction / fact sheetFunds recommendation

Periodic analysisInvestment re-balancingAdjustments to regular savings plansChanges to client’s lifestyle (e.g. new born, increase fear of illnesses, change in risk profile, windfall etc)

SAPPHIRE is a cloud-based integrated lifestyle platform, which will bring your

business directly attached to yourcustomer and easily connected to other

business partner.

LIFESTYLEPLATFORM

Serve profile-driven mobile applications which not only deliver information, but also will interact directly with your customers. Enable you to build your profile-centric customer database for your furtherbusiness analytics.

In this function we integrate not just data but “BIG DATA” from your customers and deliver it to you as a “analytic ready” reports in one single interactive dashboard which you could define based on your unique business or needs.

This functionalities is a rich commerce platform. You can boost sales with personalized content, improve conversion with fast checkout, and offerseamless shopper experiences across multiple devicesanywhere, anytime.

This functionalities is a fully customizable and configurable platform. Our technologyprovides a SaaS user experience through proprietaryweb-based and mobile software, empowering marketers like yourself. It allows creation and management of all aspects of your loyalty program including the promotional (CRM) pieces of your marketing strategy.

PAYMENT PLATFORMS

Smart payment system that enable mobile subscribers (smart community) to do every micro commerce transactions with their smartphone. VIOLET PAY can provides a fast, secure and easy payment option to your online shoppers.

A comprehensive paymentapplication services for electronictransactions through CREDIT CARD, ATM, internet, mobile and EDC network. Suitable for every size of business, industry fields and transaction quantity.

FOR YOUR EVERYDAYE-COMMERCE TRANSACTIONS

Pure Payment GatewayAvoid manual efforts, automate payment process+ 5 Years experience in e-commerce andmobile commerce industry

Trustable because it’s Bank’s most recommended online payment method.Debit is secure and safe.Makes an easy and efficient shopping experiences for your customers.Paperless proces, thus helping the environment.

Normal transfer between banks with automatic notification by system.Simplify payment without sending payment slip.Suitable for client with regular payment, web catalog, top up deposit.Blue transfer receive payment from every banks in Indonesia.

Easiest way to pay using Credit Card.Account equipped with Fraud Detection System and Comply with PCI-DSS level 1.

Remove aging ARExtend your term of payment

ATM TRANSFER

DEBIT

CREDIT CARD

SUPPORT B2B FINANCING

CORPORATE TRAVELMANAGEMENTINDIGO! is a Corporate Travel Management platform for managing the company’s strategy in dealing with the travel activities of the employee. Not only for airlines and hotel reservation, this tool also provides the workflow mechanism for approval and assists thecompany controlling the travel expenditure.

FEATURESInternet based (Simple Application & easy to use)24/7 service.Provides business travel solutions align with corporate travel policyRich content: 89,000++ hotels around the world, 9 major airlines, covering mostdestinations in Indonesia.Connected to banking system as payment solution provider.Simplify Procure-to-Pay (P2P) processes.Easy to manage pre-booking processesEasy to manage post-booking processes

FEATURES AND BENEFIT

EFFICIENT EMPLOYEE MANAGEMENTIntegrated solution for greater employee satisfactionMaximized visibility to employer and employee

EMPLOYEE EVALUATION AND DEVELOPMENTEnabled workforce management to support company strategy

EASY ACCESSImproved usability with integrated e-learning modul to reduce training costsImproved access for remote users via Employee Self Service Portal

WorkforceManagement

PersonnelAdministration

Payroll andBenefits

CompetencyManagement

COMPREHENSIVE HCM SOLUTIONS

EASY TO INTEGRATE

USER FRIENDLY