is your mortgage & lifestyle totally protected?
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Is Your Mortgage & Lifestyle Totally Protected?. Mortgage Protection Presentation. It has been in use for “30 Years” We don’t need you to fix it..We need you to use it!! - PowerPoint PPT PresentationTRANSCRIPT
Is Your Mortgage & Lifestyle
Totally Protected?
Is Your Mortgage & Lifestyle
Totally Protected?
Mortgage Protection PresentationMortgage Protection PresentationMortgage Protection PresentationMortgage Protection Presentation
It has been in use for “30 Years” We don’t need you to fix it..We need you to use it!!
If you want to do what's best for a customer..and add thousands to your income! DO NOT DO NOT CUT CORNERS!!!CUT CORNERS!!!
You do not have to be a experienced “closer” to have success with it !!
Can you ask closing questions ?
Trust The Presentation..Every Page Is Important !!Trust The Presentation..Every Page Is Important !!
Our Presentation… Sink The HookOur Presentation… Sink The HookOur Presentation… Sink The HookOur Presentation… Sink The Hook
Closing begins with your first Statement !!
Ask closing questions at each stage of our presentation !!
People are creatures of habit…the more you can get them Agreeing With You… The more business you will write !!
THE SUCCESS OF OUR PRESENTATION…IS THAT..NO PART IS THE SUCCESS OF OUR PRESENTATION…IS THAT..NO PART IS MORE OR LESS IMPORTANT THAN THE OTHER..IT IS THE SUM MORE OR LESS IMPORTANT THAN THE OTHER..IT IS THE SUM TOTAL !!TOTAL !!
Page OneOne = Introduction Page OneOne = Introduction
About You Develop A Opening Statement That Will Get Their
Attention..And Open With Every Time!! In Business For Yourself..But Not By Yourself We are a team..Our 22 Years Is Also Your 22 Years..Our Top
Management Team Has Over 150 Years Of Experience If Your New Say That..you’re a Graduate Of USABG University!!
YOUR PART OF AMERICA’S BEST INSURANCE AGENTSYOUR PART OF AMERICA’S BEST INSURANCE AGENTS
“ “ACT LIKE IT”ACT LIKE IT” WOULD YOU HAVE A PROBLEM DOING BUSINESS WITH ME ??
Trust the “PRESENTATION”“PRESENTATION”
Lifestyle Mortgage Protection Lifestyle Mortgage Protection For For
33 Years 33 Years
Lifestyle Mortgage Protection Lifestyle Mortgage Protection For For
33 Years 33 Years David L. Collins
Division Manager
USA Benefits Group
Health Plus Of America Division
HEALTH INSURANCE EXPERIENCE 33 Years 4000 CUSTOMERS
CURRENTLY INSURING 16 Third Generation Families
Page Two = Company OverviewPage Two = Company Overview Page Two = Company OverviewPage Two = Company Overview
About USA Benefit Group About USABG Stability
Security BBB + Top Producing Agency + Multiple Carriers Would You Have A Problem Doing Business With
Our Company??
Trust the “PRESENTATION”“PRESENTATION”
Providing Health Insurance Solutions for 33 YearsProviding Health Insurance Solutions for 33 Years
• ABOUT HEALTH PLUS OF AMERICA DIVISIONABOUT HEALTH PLUS OF AMERICA DIVISION
– Nationwide network of insurance professionals serving home owners since 1977. Nationwide network of insurance professionals serving home owners since 1977. – Non-captive agents with the knowledge to work for you!! Not Non-captive agents with the knowledge to work for you!! Not
the insurance company.the insurance company.– BBB rating of A+BBB rating of A+
• STABILITYSTABILITY
– 33 years of providing insurance solutions for the WHAT IF of life!33 years of providing insurance solutions for the WHAT IF of life!– Over $450 million in business, while insuring 200,000 thousand mortgages and Over $450 million in business, while insuring 200,000 thousand mortgages and
lifestyleslifestyles– We have witnessed over a billion dollars in claims. We know what you need to We have witnessed over a billion dollars in claims. We know what you need to
protect your mortgage and lifestyleprotect your mortgage and lifestyle
• SECURITYSECURITY
– Dedicated to paying catastrophic hospital and doctor bills 100%Dedicated to paying catastrophic hospital and doctor bills 100%– Plus provide income protection for Critical Illness EventsPlus provide income protection for Critical Illness Events– Protecting your mortgage / lifestyle for up To 24 months Protecting your mortgage / lifestyle for up To 24 months
2121stst Century Century Mortgage ProtectionMortgage Protection2121stst Century Century Mortgage ProtectionMortgage Protection
Follow These PointsFollow These Points CANCER EVERY 24 SECONDSCANCER EVERY 24 SECONDS 1 in 2 males + 1 in 3 females
55% of confinements + Average recovery of 14 months
CORONARY EVERY 29 SECONDSCORONARY EVERY 29 SECONDS 10% of confinements + 10% of confinements + Average recovery of 10 months
ACCIDENTSACCIDENTS 14% of confinements + 14% of confinements + Average recovery of 8 months
CRITICAL ILLNESS #1 CAUSE OF FORECLOSURESCRITICAL ILLNESS #1 CAUSE OF FORECLOSURES 51% of all bankruptcies51% of all bankruptcies
Lifestyle Mortgage Protector It’s Not Always The Other Guy!Lifestyle Mortgage Protector
It’s Not Always The Other Guy!
CANCER EVERY 24 SECONDSCANCER EVERY 24 SECONDS
– 55% Of All Hospital Admissions
– I in 2 males + 1 in 3 females
– Average recovery 14 months CORONARY ILLNESSES EVERY 29 SECONDSCORONARY ILLNESSES EVERY 29 SECONDS
– 1.2 million heart attacks & 800,000 surgeries per year
– 10% Of All Hospital Admissions
– Average Recovery 10 Months ACCIDENTSACCIDENTS
– There is over 20 million accidents every year
– 14% Of All Hospital Admissions
– Average recovery 8 months
PAGE #5PAGE #5 How We Find You.. How We Find You.. One Legged StoolOne Legged Stool Life Plan Only..Reduces To ZeroHow We Leave You.. How We Leave You.. Three Legged StoolThree Legged Stool LIFE Level Premium And Face For 30 Years CRITICAL ILLNESS Up to $100,000 in each of 3 categories ACCIDENT DISABILITY INCOME Up to $3,000 For 2 Years
PAGE #6PAGE #6 COVER THE 4 POINTS OF COVERAGE
OLD Vs. NEWOLD Vs. NEW OLD Vs. NEWOLD Vs. NEW
Lifestyle Mortgage Protector Plus ASSURITY LIFE
Lifestyle Mortgage Protector Plus ASSURITY LIFE
DE
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Lifestyle Lifestyle Protector Protector
PlusPlusCritical Illness PlanCritical Illness Plan
++
Disability IncomeDisability Income
++
Life InsuranceLife Insurance
++
Return Of PremiumReturn Of Premium
Standard Standard ProtectionProtection
OnlyOnly
Death OnlyDeath Only
CR
ITIC
AL
ILL
NE
SS
DE
AT
H B
EN
EF
IT
AC
CID
EN
T D
ISA
BIL
ITY
LIFESTYLE MORTGAGE PROTECTORLIFESTYLE MORTGAGE PROTECTOR 2121stst CENTURY SOLUTIONS CENTURY SOLUTIONS
LIFESTYLE MORTGAGE PROTECTORLIFESTYLE MORTGAGE PROTECTOR 2121stst CENTURY SOLUTIONS CENTURY SOLUTIONS
CRITICAL ILLNESSCRITICAL ILLNESS Pays up to a $100,000 benefit on each insured in these three
categories. CANCER + CORONARY + OTHERCANCER + CORONARY + OTHER A 40 year old is 4 times more likely to have cancer before 65 than dying!A 40 year old is 4 times more likely to have cancer before 65 than dying! ACCIDENT DISABILITY INCOMEACCIDENT DISABILITY INCOME 90 Day wait then $3,000 for two years A 40 year old is 3 times more likely to have a accident disability before A 40 year old is 3 times more likely to have a accident disability before
65 than dying!65 than dying! DEATHDEATH Pays Mortgage Off If You Die Level Face Amount For 30 Years Guaranteed Premium For 30 Years Accelerated Benefit If Terminal RETURN OF PREMIUMRETURN OF PREMIUM Returns 100% of premium at the end of the term.Returns 100% of premium at the end of the term.
What would You Do ??What would You Do ?? What would You Do ??What would You Do ??
Real claims…Real peopleMost survive..but die financially Not One Of These Customers Thought This Would Happen..But
All 3 Had These Events Start 9 To 18 Months After They Applied With Our Co.
Trust the “PRESENTATION”“PRESENTATION”
!! VERY IMPORTANT !!!! VERY IMPORTANT !! !! VERY IMPORTANT !!!! VERY IMPORTANT !!
Before You Go To Page Seven Say The Following;Before You Go To Page Seven Say The Following; Before we get into pricing options, I would like to cover a
claims that happened to real people like you and I !! After the claims I will ask you if this was you…would you rather be insured with me or your plan…and all I ask is that you answer truthfully…is that fair enough ??
Go Through The Claims And Ask Your Question Trust the “PRESENTATION”
What if this happened to you? What would you do?
60% USE UP ALL THEIR LIFE SAVINGS60% USE UP ALL THEIR LIFE SAVINGS
What if this happened to you? What would you do?
60% USE UP ALL THEIR LIFE SAVINGS60% USE UP ALL THEIR LIFE SAVINGS
BREAST CANCER / $414,137/ $75,000BREAST CANCER / $414,137/ $75,000 • Bill paid 100%• $62,000 lump sum cash for lifestyle protection 10 MONTHS OF LOST INCOME10 MONTHS OF LOST INCOME
COLON CANCER /$487,000 /$100,000COLON CANCER /$487,000 /$100,000 • Bill paid 100%• $72,000 lump sum cash for lifestyle protection 19 MONTHS OF LOST INCOME19 MONTHS OF LOST INCOME
HEART ATTACK/ $443,000 Bill /$50,000HEART ATTACK/ $443,000 Bill /$50,000 • Bill paid 100%• $42,000 lump sum cash for lifestyle protection 13 MONTHS OF LOST INCOME13 MONTHS OF LOST INCOME
Our Goals Are SimpleOur Goals Are Simple• Pay The Bill 100% + Provide Income + You RecoverPay The Bill 100% + Provide Income + You Recover