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ITBA Assignment-4

By:

S.No Name Roll No.

1. Abhinav Kamal 2010007

2. Abhinav Sharma 2010009

3, Mukul Kalra 2010155

4. Rohit Deshmukh 2010185

5. Sayantan Banerjee 2010204

Table of Contents

Use Case Diagram ................................ ................................ ................................ .............................. 2

Use Case description................................ ................................ ................................ .......................... 2

Loan Application ................................ ................................ ................................ ............................ 3

CREDIT HISTORY:................................ ................................ ................................ ............................ 3

Assess Property ................................ ................................ ................................ ............................. 4

Loan Approval: ................................ ................................ ................................ ............................... 5

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Use Case Diagram

Use Case description

Use-Case Id Use-Case Name Actor

1 Loan Application Custome

2 Cre

it History Checks Cre

it bureau

3 Assess Property Assessor

4 Loan Approval Loan Officer

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LoanApplication

Use case Name Loan Application

Scenario Customer is seeking for a new loan

Triggering Event Customer apply for a loan through online/Paper Application

Brief Description Whenever customer needs a loan i.e. for home loan, auto loan, creditcards, he can apply for the loan to the bank through application request

which reaches to loan officer of bank and the further process get starts.

Actors Bank Loan Officer

Precondition Customer must exist

Customer must have some financial needs

Post Condition The reply should be there to customer in positive if he fulfills all the

requirements of bank.Database must be updated for the credit bureau to use it in the future.If the loan is sanctioned keep track for the further processing to recover it.

Flow of Events Actor System

1. Customer sends application

to bank and seeking arequired loan.

2 After getting the

application from system,

loan officer sends this info

to the credit bureau andassessor for the furthercheck

1. It will create a new loan

application to system an

send it to loan officer.

Exception Condition 1. If the application is not in proper format loan officer/system willreject the request.

CRED T HISTORY:

Use case Credit History

Scenario Chec Customer History

Staring point Application from loan officer

Role Loan officer sends customer data to credit

bureau officer which then chec the past credit

data of customer

Actor Credit bureau officer

Sta e holder Loan officer

Pre-conditions Customer data must be available

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Application should be complete from the loan

officers side

Assess Property

USE CASE Application for the loan

scenario Customer wants a loan

triggering event File online or offline loan

actor Ban loan officer

precondition Sufficient fund must be available with ban ,

customer must exist

post condition Ban should chec credential of customer and

replied, update file record

Flow of event

Actor system

Customers initiate application to bank Initiates a new loan application to system an send

it to loan officer

loan officer sends this info to the credit bureauand assessor for the further check

Initiates a new loan application to system an send

it to loan officer

ExceptionConditions

If the application is not in proper format loan officer/system will reject therequest.

Asked loan is the maximum allowable amount of bank.

Flow of Events Actor System

1. Receives application

from loan officer

2. Bureau officer Chec s

the data base

3. Bureau officer audits

the customer credit

history

4. Report is sent bac to

loan officer

y System displays history, if a

new customer is their it

gives that message

y Report is generated

according to instructions

given to it by credit bureau

officer

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LoanApproval:

Use case Name Loan ApprovalScenario Whether to approve the loan or not.

Triggering Event Receiving assessment report and credit history from the respective officer.

Brief Description When Bank Loan Officer receives the credit history of the customer fromthe credit bureau and home assessment (in case of home loan) report from

the assessor, Loan officer takes the decision whether to approve the loan

or not. If not then gives the reason.

Actors Bank Loan Officer

Stakeholders Loan Officer

Customer

Related Use Case 1. Credit history check2. Home Assessment

Precondition Receives Home assessment report from the assessor.

Receives Credit history report of the customer from the bureau.

Post Condition Loan officer gives the result to the customer whether it is approved or not.If not approved then give reason to the customer.

Flow of Events Actor System

1. Loan officer receives the

credit history report fromthe credit bureau.

2. Also receives the homeassessment report (in caseof home loan).

3. Analyses both the reports

and enters the data into

system.4. Loan officer informs the

customer.

3.1 System generates the result of

the loan application. (Yes/No)

Exception ConditionN

il