“kklukns”k laxzg - up

“kklukns”k laxzg

¼jk"Vªh; isa'ku ç.kkyh& NPS½

¼fnukad 29 flrEcj] 2020 rd½

foRrh; izcU/k izf”k{k.k ,oa “kks/k laLFkku m0iz0

Institute of Financial Management Training & Research, U.P

24/3-4, bfUnjkuxj] y[kuÅ] m0iz0 226016

nwjHkk’k% 0522&2345210] 2345176] 2353623] 2346314

QSDl% 0522&2349446

osclkbV% htpp://ifmtr.up.nic.in

bZ&esy% [email protected]

mailto:[email protected]

“kklukns”k laxzg

¼jk"Vªh; isa'ku ç.kkyh& NPS½

¼fnukad 29 flrEcj] 2020 rd½

izdk”kd

funs”kd

foRrh; izcU/k izf”k{k.k ,oa “kks/k laLFkku m0iz0

Institute of Financial Management Training & Research, U.P

24/3-4, bfUnjkuxj] y[kuÅ] m0iz0 226016

nwjHkk’k% 0522&2345210] 2345176] 2353623] 2346314

QSDl% 0522&2349446

osclkbV% htpp://ifmtr.up.nic.in

bZ&esy% [email protected]

mailto:[email protected]

izkDdFku

ljdkjh deZpkfj;ksa gsrq isa”ku dh O;oLFkk fczfV”k dky ls gh pyh vk jgh gS] ftlesa

dbZ egRRoiw.kZ ,oa O;kIkd ifjorZu le; le; ij gksrs jgs gaS A blh dM+h esa Hkkjr ljdkj }kjk

fnukad 01 tuojh 2004 ls dsUnz ljdkj dh lsok esa vk;s lHkh u;s deZpkfj;ksa ¼l”kL= cy dks

NksMdj½ ds fy, uo ifjHkkf’kr va”knku isa”ku ;kstuk ykxw dh x;hA jkT; ljdkj }kjk Hkh Hkkjr

ljdkj dh mDr ;kstuk ds vk/kkj ij vius nh?kZdkfyd jktdks’kh; fgrksa dks n`f’Vxr j[krs gq;s jkT;

ljdkj dh lsok esa fnukad 01 viSzy 2005 ls uo izos”kdksa ij ikfjHkkf’kr ykHk isa”ku ;kstuk ds LFkku

ij uo ifjHkkf’kr va”knku isa”ku ;kstuk vfuok;Z :Ik ls ykxw dh x;hA bl ;kstuk esa vc rd dbZ

egRRoiw.kZ ifjorZu@la”kks/ku fofHkUu “kklukns”kksa ds ek/;e ls fd;s tk pqds gSa tSls& ikfjokfjd isa”ku

@vlk/kkj.k ikfjokfjd isa”ku dh Lohd`fr iznku fd;k tkuk] lsokfuo`fRr minku ,oa e`R;q minku dk

YkkHk m0iz0 fjVk;jesUV csuhfQV~l :Yl 1961 ls vkPNkfnr deZpkfj;ksa dh Hkkafr vuqeU; fd;k tkuk]

fofufnZ’V iz;kstuksa ds fy;s vkaf”kd izR;kgj.k dh Lohd`fr] isa”ku fuf/k vkSj fuos”k iSVuZ ds fodYi ds

p;u dh vuqefr] fu;ksDrk va”knku dh lhek 10 izfr”kr ls c<kdj fnukad 01-04-2019 ls 14 izfr”kr

fd;k tkuk bR;kfnA

jk"Vªh; isa”ku ;kstuk ls lacaf/kr izdj.kksa ds ljyrkiwoZd fuLrkj.k dkss n`f’Vxr j[krs gq;s

“kklu }kjk le;≤ ij izlkfjr fd;s x;s fofHkUu la”kks/kuksa ,oa fn”kk&funsZ”kksa dks ,d gh LFkku ij

ladfyr dj ,d laxzg ds :i esa izLrqr fd;k tk jgk gSA

,u0ih0,l0 ds dk;kZUo;u gsrq Hkkjr ljdkj ds foRr ea=ky; ds fu;U=.kk/khu xfBr isa”ku

fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk le;≤ ij fofHkUu vf/klwpukvksa

,oa ldqZylZ ds ek/;e ls dbZ O;oLFkk;sa dh x;h gS ftUgsa jkT; ljdkj }kjk Hkh vaxhd`r fd;k x;k

gSA vr% ih0,Q0vkj0Mh0,0 }kjk fuxZr egRRoiw.kZ vf/klwpukvksa ,oa ldqZylZ dk Hkh ;FkkLFkku lekos”k

fd;k x;k gSA

bl laLFkku }kjk iwoZ esa isa”ku] ifjokfjd isa”ku ,oa xzsP;qVh vkfn ls lacaf/kr “kklukns”k laxzg

izdkf”kr fd;k tk pqdk gSA blh dze esa “kklukns”k laxzg ¼ jk"Vªh; isa”ku ;kstuk½ rS;kj djk;k x;k

gSA fdlh Hkh ladyu esa ifj’dkj ,oa v|ruhdj.k dh laHkkouk lnSo cuh jgrh gSs vr% bl gsrq izcq)

ikBdksa ds lq>ko lknj vkeaf=r gaSA ;g dk;Z laLFkku ds lgk;d funs”kd Jh lanhi dqekj xqIrk }kjk

fd;s x;s vFkd ifjJe ds dkj.k QyhHkwr gks ldk gSA blds fy, os lk/kqokn ds ik= gSaA

izdk”kd

[ i ]

vuqØef.kdk

jk"Vªh; isa”ku iz.kkyh ¼,u0ih0,l0½ ls lacaf/kr “kklukns”k

Øekad “kklukns”k la0 fnukad fo"k; i`’B la0

1 Lkk&3&379@nl&2005&301

¼9½@03

28 ekpZ 2005 fn- 01-04-2005 ls uoifjHkkf’kr va”knku

isa”ku ;kstuk ¼,u0ih0,l0½ ykxw fd;k

tkuk

1&3

2 Lkk&3&469@nl&2005&301

¼9½@03

07 viSzy 2005 mRrj izns”k fjVk;jesUV csfufQV~l

¼la”kks/ku½ :Yl 2005

3&4

3 Lkk&3&470@nl&2005&301

¼9½@2003

07 viSzy 2005 01 vizSy 2005 ;k mlds Ik”pkr lsok esa

izos”k djus okys ljdkjh lsod dk

lkekU; Hkfo’; fuf/k esa vfHknku u fd;k

tkuk ¼lkekU; Hkfo’; fuf/k ¼m0iz0½

¼la”kks/ku½ fu;ekoyh 2005½

4&5

4 Lkk&3&1051@nl&2008&301

¼9½@2003

14 vxLr 2008 isa”ku fuf/k izcU/kdksa dh fu;qfDr gksus rd

varfje O;oLFkk ds :Ik esa esa ,u0ih0,l0

ds dk;kZUo;u gsrq funsZ”k

6&17

5 Lkk&3&1454@nl&2008&301

¼9½@2008

28 uoEcj 2008 ,u0ih0,l0 ds laca/k esa tkjh dk;kZy;

Kki la0&Lkk&3&1051@nl&2008&

301¼9½@2003 fn0 14-08-2008 ds laca/k

esa la”kks/ku@ Li’Vhdj.k

18&19

6 Lkk&3&313@nl&2009&301

¼9½@2003

15 ebZ 2009 Lkh0vkj0,0] VªLVh cSad ,oa isa”ku fuf/k

izca/kd ds dk;Z

19&21

7 Lkk&3&1124@nl&2010&301

¼9½@2003 Vh0lh0

15 flrEcj

2010

“kklu ls lgk;rk izkIr f”k{k.k laLFkkvksa

esa fn-01-04-2005 dks vFkok mlds

mijkUr vkus okys f”k{kd ,oa f”k{k.ksRrj

deZpkfj;ksa ij uoifjHkkf’kr va”knku isa”ku

;kstuk dk fØ;kUo;u

21&40

8 Lkk&3&1671@nl&2010&301

¼09½@2003 Vh0lh0

16 flrEcj

2010

vf/klwpuk la0& Lkk&3&379@nl&2005

&301¼9½@2003 fn0 28-03-2005 }kjk

ykxw ,u-ih-,l- ds laca/k esa Li’Vhdj.k

41

9 Lkk&3&1558@nl&2010&301

¼9½@2003 Vh0lh0

13 vDVwcj

2010

Lkh0vkj0,0 ,oa isa”ku fuf/k izcU/kdksa dh

fu;qfDr gksus rd vUrfje O;oLFkk ds :i

esa “kkklu ds fu;a=.kk/khu Lok;Rr”kklh

laLFkkvksa ds deZpkfj;ksa ds laca/k esa

,u0ih0,l0 dk dk;kZUo;u

42&46

10 Lkk&3&1913@nl&2010&301

¼71½@2009

19 uoEcj 2010 “kklu ls lgk;rk izkIr v”kkldh; f”k{k.k

laLFkkvksa esa fn-01-04-2005 dks vFkok

mlds mijkUr fu;qDr dfeZ;ksa ij ykxw

va”knku isa”ku ;kstuk dk fØ;kUo;u

46&47

11 Lkk&3&1065@nl&301

¼9½@2011

15 flrEcj

2011

,u0,l0Mh0,y0 }kjk jkT; ljdkj dks

iznku dh tkus okyh lsok;sa

48&49

12 Lkk&3&1066@nl@2011&301

¼9½@2011

15 flrEcj

2011

jkT; ljdkj dh lsok esa rSukr] uo

ifjHkkf’kr va”knku isa”ku ;kstuk ls

vkPNkfnr vf[ky Hkkjrh; lsokvksa ds

50&56

[ ii ]


vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa

iathdj.k rFkk is”ku va”knku dk laizs’k.k

13 Lkk&3&1067@nl&2011&301

¼9½@2011

15 flrEcj

2011

u;h ikfjHkkf’kr va”knku isa”ku ;kstuk dk

fØ;kUo;u

57&76

14 Lkk&3&1118@nl&2011&301

¼9½@2003 Vh0lh0

16 flrEcj

2011

vf/klwpuk la0& Lkk&3&379@nl&2005

&301¼9½@2003 fn0 28-03-2005 }kjk

ykxw ,u-ih-,l- ds laca/k esa Li’Vhdj.k

¼dsUnz ljdkj@ vU; jkT; ljdkj ds

v/khu iqjkuh isa”ku ;kstuk ls vkPNkfnr

deZpkjh dks m0iz0 ljdkj ds v/khu 01-

04-05 dks ;k mlds ckn fu;qDr gksus ij

iqjkuh isa”ku ;k stuk ls vkPNkfnr ekuk

tkuk½

77&78

15 Lkk&3&1606@nl&2011&301

¼9½@2003 Vh0lh0

25 uoEcj 2011 uo ikfjHkkf’kr va”knku isa”ku ;kstuk ds

laca/k esa Li’Vhdj.k & jkT; ljdkj dh

isa”ku;qDr lsok esa fn0 01-04-05 ls iwoZ

fu;qDr rFkk 01-04-05 dks ;k mlds

Ik”pkr jkT; ljdkj dh lsok esa vkus ij

dkfeZdksa dh th0ih0,Q0 lnL;rk dk

;Fkkor jguk

78

16 Lkk&3&1613@nl&2011&301

¼9½@2011

05 fnlEcj

2011

,u0ih0,l0 ls vkPNkfnr deZpkfj;ksa dh

lsokdky ds nkSjku e`R;q@ fodykaxrk

rFkk chekjh vFkok pksV ds dkj.k

lsokfuo`fRr dh n”kk esa ns; l sokfuo`fRrd

ykHkksa ds laca/k esa

79

17 Lkk&3&1718@nl&2011 20 fnlEcj

2011

Uk;h ifjHkkf’kr va”knku isa”ku ;kstuk ds

lanHkZ esa Li’Vhdj.k

80&81

18 Lkk&3&380@nl&2012&301

¼9½@2011

22 Qjojh 2012 jkT; ljdkj dh lsok esa rSukr] uo

ifjHkkf’kr va”knku isa”ku ;kstuk ls

vkPNkfnr vf[ky Hkkjrh; lsokvksa ds

vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa

iathdj.k rFkk is”ku va”knku ds laizs’k.k

laca/kh dk;kZy; Kki fnukad 15-09-2011

esa la”kks/ku

81&82

19 Lkk&3&485@nl&2012&301

¼9½@2011

16 ekpZ 2012 ,u0ih0,l0 ls vkPNkfnr deZpkfj;ksa ds

osru fcy ekg viSzy] 2012 ls dks’kkxkjksa

esa rS;kj fd;k tkuk

83

20 v)Z “kk0 i0 la0 16 ekpZ 2012 ,u0vkbZ0lh0 }kjk rS;kj fd;s x;s is&jksy

iSdst dks ykxw djokus ds laca/k esa

84

21 Lkk&3&517@nl&2012&301

¼9½@,l0,0ch0 2011

21 ekpZ 2012 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k

laLFkkvksa ,oa jkT; ljdkj }kjk foRr

iksf’kr Lok;Rr”kklh laLFkkvksa esa ,u0ih0

,l0 dk fØ;kUo;u

85&89

22 lk&3&486@nl&2013&301

¼9½&11

15 ebZ 2013 ubZ isa'ku ;kstuk 2005 ds vUrxZr

vkaofVr Mh0lh0vkbZ0 uEcj ds lkis{k

vfHknkrk dk va”knku rFkk “kkldh;

90&91

[ iii ]


va”knku dh lesfdr /kujkf”k dk ,u-,l-

Mh-,y- }kjk vkoafVr izku uEcj esa

vUrj.k ds laca/k esaA

23 Lkk&3&1006@nl&2013&301

¼9½@2012

19 flrEcj

2013

jkT; ljdkj ds v/khu dk;Zjr vf[ky

Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk jkT;

ljdkj ds vf/kdkfj;ksa@ deZpkfj;ksa] tks

u;h isa”ku ;kstuk ls vkPNkfnr gS] ds

vfHknkrk va”knku rFkk fu;ksDrk va”knku

dh izfØ;k

91&92

24 Lkk&3&465@nl&2014&301

¼09½@2011

19 ebZ 2014 ubZ isa”ku ;kstuk ls vkPNkfnr ljdkjh

deZpkfj;ksa ds lsok ls R;kxi= nsus ij

Mh0lh0vkbZ0 [kkrsa esa tek /kujkf”k dk

Hkqxrku

93

25 13@Lkk&3&393@nl&2014&30

1¼23½@2014

31 vDVwcj

2014

ubZ isa”ku ;kstuk ls fudklh 93&94

26 3@2015@Lkk&3&187@nl&20

15&301¼13½@2012

12 ekpZ 2015 ,u0ih0,l0 ¼us”kuy isa”ku flLVe½ ls

vkPNkfnr okg~; lsok ij rSukr

vf/kdkfj;ks@ deZpkfj;ksa dk isa”kujh

va”knku ,oa fu;ksDrk va”knku

94&97

27 21@2015@Lkk&3&1038@nl&

2015&301¼9½@ 2011

06 uoEcj 2015 isa”ku fuf/k fofu;ked vkSj fodkl

izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr

fudkl vkSj izR;kgj.k½ fofu;e 2015** dks

vaxhd`r fd;k tkuk

98

28 Lkk&3&1192@nl&2015 14 tuojh 2016 ubZ isa”ku ;kstuk ls vkPNkfnr inP;qr

dkfeZd ds Mh0lh0vkbZ0 [kkrsa esa tek

/kujkf”k dks dkfeZd ds i{k esa Hkqxrku

fd;s tkus ds laca/k esa

98&99

29 13@Lkk&3&180@nl&2016&

301¼9½@2011

19 ebZ 2016 UkbZ isa”ku ;kstuk ls fudklh & isa”ku fuf/k

fofu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh;

isa”ku iz.kkyh ds varxZr fudkl vkSj

izR;kgj.k½ fofu;e 2015 ds Øe esa

99&102

30 19@2016@Lkk&3&490@nl&

2016&301¼9½@,l0,0ch0 2011

24 twu 2016 jkT; ljdkj }kjk lgk;rk izkIr

ek/;fed f”k{k.k laLFkkvksa esa jk"Vªh; isa”ku

iz.kkyh dk fØ;kUo;u

103

31 23@2016@Lkk&3&474@nl&

2016&301¼9½@,l0,0ch0 2011

05 tqykbZ 2016 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k

laLFkkvksa ,oa jkT; ljdkj }kjk foRr

iksf’kr Lok;Rr”kklh laLFkkvksa ds jk"Vªh;

isa”ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh

lsokdky ds nkSjku eR;`@fodykaxrk RkFkk

chekjh vFkok pksV ds dkj.k lsokfuofRr

dh n”kk esa ns; lsokfuo`fRRkd ykHk

104

32 27@2016@Lkk&3&634@nl&

2016&301¼9½@2011

12 vxLr 2016 jk"Vªh; isa”ku iz.kkyh ¼UkbZ isa”ku ;kstuk½

ds laca/k esa Li’Vhdj.k

105

33 31@2016@Lkk&3&th0vkbZ0&

17@nl&2016&301¼9½@2011

06 vDVwcj

2016

jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr

deZpkfj;ksa dks lsokfuo`fRr minku vkSj

e`R;q minku dh vuqeU;rk

106

34 34@2016@Lkk&3&767@nl&

2016&301¼9½@2003Vh0lh0

28 vDVwcj

2016

jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr

dkfeZdksa ds Mh0lh0vkbZ [kkrsa esa tek

/kujkf”k izku esa LFkkukUrfjr gksus ds iwoZ

107

[ iv ]


gh dkfeZd ds lsokfuoRr gksus dh n”kk esa

dkfeZdksa dh Mh0lh0vkbZ0 [kkrs esa tek

/kujkf”k dk Hkqxrku

35 1@2017@158@79&6&2017&2

8¼10½@1996

05 Qjojh 2017 v”kkldh; lgk;rk izkIr mPp izkFkfed

fo|ky;ksa ds lsokfuoRr f”k{kd@

f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohdr

fd;s tkus gsrq mlh fo|ky; ds

vlgkf;d lsokvof/k dks vgZdkjh lsok esa

tksM+k tkukA

107&109

36 04@2017&Lkk&3&93@nl&

2017

08 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ds iz;kstukFkZ

funs”kd isa”ku funs”kky;] m0iz0 ds uke

esa fdlh jk’V~zh;d`r cSad esa pkyw [kkrk

[kksyk tkuk

109&110

37 05@2017@Lkk&3&109@nl&

2017&301¼9½@2011

10 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr

dkfeZdksa ds fy;s iklcqd

111&116

38 06@2017@Lkk&3&118@nl&

2017&301¼9½@2011

15 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr

dkfeZdksa ds fy;s iklcqd izk:Ik esa la”kks/ku

116&117

39 07@2017@Lkk&3&108@nl&

2017&301¼9½@2011

20 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls fudklh rFkk

izR;kgj.k

117&158

40 15@2017@Lkk&3&328@nl&

2017&301¼9½@2003Vh0lh0

28 twu 2017 jk"Vªh; isa”ku iz.kkyh ds laca/k esa

Li’Vhdj.k

159&161

41 26@2017@Lkk&3&437@nl&

2017&301¼1½@,l0,0ch0 2011

08 vxLr 2017 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k

laLFkkvksa ,oa Lok;Rr”kklh laLFkkvksa ds

,u0ih0,l0 ls vkPNkfnr dkfeZdksa ds

Mh0lh0vkbZ [kkrsa esa tek /kujkf”k dk izku

esa gLrkUrj.k

162

42 22@2018@Lkk&3&845@nl&

2018&301¼9½@2011

22 vDVwcj

2018

jk"Vªh; isa”ku iz.kkyh dk

fØ;kUo;u&ljdkjh deZpkfj;ksa ds laca/k

esa ,u0ih0,l0 gsrq vks0ih0th0,e0

O;oLFkk

162&163

43 23@2018@Lkk&3&828@nl&

2018&301¼9½@,l0,0ch0 2011

22 vDVwcj

2018

jk"Vªh; isa”ku iz.kkyh dk

fØ;kUo;u&lgk;rk izkIr f'k{k.k laLFkkvksa

,oa jkT; ljdkj }kjk foRr iksf’kr

Lok;Rr”kklh laLFkkvksa ds deZpkfj;ksa gsrq

vks0ih0th0,e0 O;oLFkk

163

44 30&2018@Lkk&3&1126@nl&2

018&301¼9½@2011&2

18 fnlEcj

2018

lsUVªy fjdkMZ dhfixa ,tsUlh ds dk;Z gsrq

dkohZ dEI;wVj”ks;j izk0 fy0 dks vuqcfU/kr

fd;k tkuk

164

45 05@2019@Lkk&3&91@nl&

2019&301¼9½@2019 13 Qjojh 2019 jk"Vªh; isa”ku iz.kkyh ds vUrxZr fu;ksDrk

va”knku esa la”kks/ku

165

46 06@2019@Lkk&3&91,@nl&

2019&301¼9½@2019 13 Qjojh 2019 jk"Vªh; isa”ku iz.kkyh dks ;qfDrlaxr

cuk;k tkuk ¼isa”ku fuf/k ,oa fuos”k iSVuZ

dk fodYi½

166&167

[ v ]


47 15@2019@Lkk&3&309@nl&3

01¼9½@2019 10 viSzy 2019 jk"Vªh; isa”ku iz.kkyh dks leLr

deZpkfj;ksa ds fy;s foLrkfjr djukA

168

48 16@2019@Lkk&3&322@nl&2

019&301¼8½@2015 16 viSzy 2019 mRrj izns”k flfoy lfoZl ¼la”kks/ku½

fofu;ekoyh 2019

169

49 01@2020@212@33&2&2020&

58 th@17 Vhlh

21 tuojh 2020 m0iz0 ds ftyk iapk;rksa ds dsUnzh; ,oa

vdsUnzh; laØkE; laoxZ lsok esa

uoifjHkkf’kr ias”ku ;kstuk dk ykxw fd;k

tkukA

170&171

ih0,Q0vkj0Mh0,0 }kjk tkjh ldZqylZ ,oa vf/klwpuk,a

50 5@7@2003&bZlhch ,.M ih

vkj

22 fnlEcj 2003 01-01-2004 ls dsUnz ljdkj dh lsok esa

vkus okys leLr u, deZpkfj;ksa ds fy,

ubZ ifjHkkf’kr va”knku isa”ku iz.kkyh dh

“kq:vkr

172&173

51 Notification no 406

1(6)/2007 PR

14 uoEcj 2008 ih0,Q0vkj0Mh0,0 dk varfje :Ik ls

xBu

174&177

52 No-38/41/06/P&PW(A) 05 ebZ 2009 Additional Relief on death/disability of

Government servants covered by the

Defined contribution Pension System

(NPS)

177&178

53 No-

I(7)DCPS(NPS)/2009/TA/2

21

02 tqykbZ 2009 Additional Relief on death/disability of

Government servants covered by the

new Defined contribution Pension

System (NPS)

179&182

54 No-25014/14/2001-AIS(III) 08 flrEcj 2009 Introduction of New Pension Scheme

for Members of the All India Service

joining the All India Service on or after

1/1/2004

182&185

55 No-28/30/2004/P&PW(B) 28 vDVwcj 2009 Mobility of personnel amongst

Central/State & Autonomous Bodies

while working under Pensionable

establishments regarding.

185

56 No-11/25/2011-PR 25 tuojh 2012 Release of the accumulation in Defined

contribution Pension Scheme in Tier-I

under new Pension Scheme.

186

57 PFRDA/2013/10/CRTB/1 30 viSzy 2013 Appointment of new Trustee bank

(TB) under National Pension System

(NPS)

186

58 PFRDA/24/12 30 tqykbZ 2014 Issue of family pension/ invalidation

pension and adjustment of accumulated

pension death of government sector

NPS subscribers to government.

187&189

59 PFRDA/2015/07/EXIT/02 25 Qjojh 2015 Simplification of Withdrawal process –

Documentary requirements.

190&191

[ vi ]


60 ih,QvkjMh,@12@vkjth,y

@139@8

11 ebZ 2015 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ fofu;e 2015

191&209

61 PFRDA/2015/24/EXIT/1 29 vDVwcj 2015 Clarification of deferred withdrawal of

lump sum.

210

62 PFRDA/2015/27/EXIT/02 12 uoEcj 2015 Mandatory processing of Online

withdrawal request.

210&218

63 PFRDA/24/EXIT/1 26 ebZ 2016 Guidelines for processing of Family

Pension Cases.

219&221

64 PFRDA/2016/13/EXIT/06 27 tqykbZ 2016 Clarification on Continuing

Contribution Beyond 60 Years Or The

Age Of Superannuation – Till 70 Years

.

220&221

65 7/5/2012-P&PW(F)/B 26 vxLr 2016 Extension of benefits of Retirement

Gratuity and Death Gratuity to the

Central Government employees

covered by new Defined Contribution

Pension System (National Pension

System)

222

66 PFRDA/2016/21/EXIT/7 24 vDVwcj 2016 Documents to be submitted for availing

partial withdrawal.

223&224

67 PFRDA/2017/1/CRA/1 03 tuojh 2017 Operationalisation of Karvy

Computershare private Limited as

second Central Recordkeeping Agency

(CRA) for NPS Regular /NPS

Lite/APY

225

68 PFRDA/2017/5/CRA/2 09 Qjojh 2017 Operationalisation of M/S Karvy

Computershare private Limited as

second Central Recordkeeping Agency

(CRA) for NPS.

226&227


@139@8

10 vxLr 2017 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ ¼izFke la”kks/ku½

fofu;e 2017

227&236


@139@8

06 vDVwcj 2017 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ ¼nwljk la”kks/ku½

fofu;e 2017

236&238

71 ih,QvkjMh,@2017@32@

fudklh@2

09 vDVwcj 2017 ,deq”r jkf”k ,oa okf’kZdh ds vkLFkxu

rFkk jk’Vªh; isa”ku ;kstuk ds rgr

Vh;j&AA [kkrksa ds fujarj.k gsrq

fn”kkfunsZ”kA

239&241

72 PFRDA/2018/40/EXIT 10 tuojh 2018 Guidelines on process to be followed

by subscribers and Nodal office/

OPOP/Aggregator for processing of

partial withdrawal request

242&243

[ vii ]



@139@8

02 Qjojh 2018 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ ¼r`rh; la”kks/ku½

fofu;e 2018

243&245


@139@8

18 ebZ 2018 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ ¼prqZFk la”kks/ku½

fofu;e 2018

246&248

75 NO-1/3/2016-P&PW(F) 24 tuojh 2019 Clarificatory OM for payment of two

family pensions on death attributable to

Govt. service of a re-employed

pensioner.

248&249

76 PFRDA/2019/8/SUP-PF/12 25 ekpZ 2019 Amendent to the investment guidelines

(applicable to scheme CG, scheme SG,

corporate CG AND NPS lite scheme of

NPS and Atal Pension Yojana.

249

77 PFRDA/16/3/12/0001/2017-REG-

PF 07 ebZ 2019 Re-allocation of subscription of

Government employees to Pension

Fund for FY 2019-20

250

78 PFRDA/2019/12/REG-PF/1 08 ebZ 2019 Introduction of choice of Pension

Funds and Investment pattern in Tier-I

of NPS for Central Government

subscriber.

250&251

79 PFRDA/2019/17/SUP-SG/5 04 vDVwcj 2019 Acceptance of CSRF forms or

registration under NPS in case of

subscriber who has lost both hands.

252

80 NO-7/5/2012-P&PW(F/B) 12 Qjojh 2020 Counting of service on joining new

service in State. Government / Central

Government / autonomous body for the

benefit of gratuity in respect of Central

Govt. Employees covered under

National Pension system (NPS).

252&253

81 NO-57/04/2019-P&PW(B) 17 Qjojh 2020 Coverage under Central civil Services

(Pension) Rules, 1972, in place of

National Pension System, of those

Central Government employees whose

selection for appointment was finalized

before 01-01-2004 but who joined

government service on or after 01-01-

2004

254&256

82 PFRDA/2020/7/REG-EXIT/1 09 viSzy 2020 Permission of partial withdrawls

towards treatment of specified illnesses

256&257

83 PFRDA/10/01/9/003/2018-PDES 17 vxLr 2020 Oprational guidelines for NPS Tier-2

Tax saver scheme,2020

257


@139@8

29 flrEcj 2020 isa”ku fuf/k fofu;ked vkSj fodkl


fudkl vkSj izR;kgj.k½ ¼la”kks/ku½

fofu;e 2020

258&259

IFMTR

[ 1 ]

mRrj çns'k ljdkj

foRRk ¼lkekU;½ vuqHkkx&3

la[;k&lk&3&379@nl&2005&301¼9½&2003

y[kuÅ% 28 ekpZ] 2005

vf/klwpuk

jkT; ljdkj us vius nh?kZdkyhu jktdks"kh; fgrksa vkSj dsUæ ljdkj }kjk viukbZ xbZ jhfr ds

foLr`r vuqlj.k dks n`f"Vxr j[krs gq,] jkT; ljdkj dh lsok esa vkSj ,sls leLr 'kklu ds

fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa esa] ftuesa jkT;

deZpkfj;ksa dh orZeku isa'ku ;kstuk dh Hkkafr isa'ku ;kstuk ykxw gS vkSj mudk foRr iks"k.k jkT;

ljdkj dh lesfdr fuf/k ls fd;k tkrk gS] u;s izos'kdksa ij orZeku esa ifjHkkf"kr ykHk isa'ku ;kstuk ds

LFkku ij uoifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus ds fuEufyf[kr izLrko dks vuqeksfnr

fd;k gS %&

¼i½ jkT; ljdkjh lsok esa vkSj Åij mfYyf[kr jkT; fu;a=.kk/khu leLr Lok;Rr'kklh

laLFkkvksa@ jkT; lgk;rk izkIr f'k{k.k laLFkkvksa esa leLr ubZ HkfrZ;ksa ij 1 vizSy] 2005 ls ubZ

ifjHkkf"kr va'knk;h isa'ku ;kstuk vfuok;Z :i ls ykxw gksxhA rFkkfi orZeku isa'ku ;kstuk ls

vkPNkfnr ,sls deZpkjh] ftudh lsok;sa 1 vizSy] 2005 dks 10 o"kZ ls de dh gks] Hkh orZeku

isa'ku ;kstuk ds LFkku ij ubZ isa'ku ;kstuk dk fodYi ns ldrs gSaA

¼ii½ ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr osru vkSj egaxkbZ HkRrs ds 10

izfr'kr ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxkA blh ds lerqY; lsok;kstd

dk va'knku jkT; ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@futh f'k{k.k laLFkk }kjk fd;k

tk;sxkA rFkkfi lEcfU/kr Lok;Rr'kklh laLFkkvksa@futh f'k{k.k laLFkkvksa dks lsok;kstd ds

va'knku ds fy, rc rd vuqnku fn;k tk;sxk tc rd ;s laLFkk;sa ,sls va'knku djus gsrq Lo;a

l{ke u gks tk;saA va'knku rFkk fuos'k ls gksus okyh vk; dks ,d [kkrs esa tek fd;k tk;sxkA

tks isa'ku fV;j&I [kkrk gksxkA lsok vof/k esa bl [kkrs ls fdlh Hkh vkgj.k dh vuqefr ugha

nh tk;sxhA u;s izos'kdksa dks tks ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ls vkPNkfnr gksaxs]

ifjHkkf"kr ykHk isa'ku lg lkekU; Hkfo"; fuf/k ;kstuk ds orZeku micU/kksa ds ykHk ugha izkIr

gksaxsA

¼iii½ pw¡fd u;s HkrhZ'kqnk yksd lkekU; Hkfo"; fuf/k esa va'knku djus esa l{ke ugha gksaxs

vr% os isa'ku ,d&fV;j [kkrs ds vfrfjDr ,d LoSfPNd nks&fV;j [kkrk Hkh j[k ldrs gSaA

rFkkfi] lsok;kstd fV;j&nks [kkrs esa dksbZ va'knku ugha djsxkA nks&fV;j [kkrs esa vkfLr;ksa dk

fuos'k@izcU/ku Bhd mlh izfØ;k ds vuqlkj fd;k tk;xk tks isa'ku ,d&fV;j [kkrs ds fy,

gSA rFkkfi] deZpkjh vius /ku ds ^^f}rh; fV;j** ds lEiw.kZ va'k ;k mlds fdlh Hkkx dks

fdlh Hkh le; fudkyus ds fy, Lora= gksxkA

¼iv½ dksbZ deZpkjh viuh lsokfuo`fRr ds le; isa'ku iz.kkyh ds fV;j&I dks lkekU;r;k

NksM+ ldsxkA ,slk djrs le; deZpkjh ls vfuok;Z :i ls ;g vis{kk dh tk;sxh fd og fdlh

ekU;rkizkIr chek dEiuh ls ,d okf"kZdh dk Ø; djsa vkSj mlesa viuh isa'ku lEifRr ds 40

izfr'kr dk fuos'k djsa ftlls fd og lsokfuo`fRr ds le; vius thoudky ds fy, rFkk

mlds vkfJr ekrk&firk rFkk mlds fookfgrh dks fy, isa'ku dh O;oLFkk dj ldsA 'ks"k isa'ku

lEifRr deZpkjh }kjk ,deq'r :i esa izkIr dh tk;xh ftls og fdlh Hkh jhfr esa miHkksx

djus ds fy, Lora= gksxkA deZpkjh }kjk lsokfuo`fRr ds iwoZ gh isa'ku fV;j&,d dks NksM+us

dh n'kk esa vfuok;Z okf"kZdhdj.k fuos'k isa'ku lEifRr dk 80 izfr'kr gksxkA

¼v½ ,sls vusd isa'ku fuf/k izcU/kd gksaxs tks eq[; :i ls rhu Jsf.k;ksa ds fuos'kijd

fodYi izLrkfor djsaxsA isa'ku fuf/k izcU/kd rFkk vfHkys[kiky la;qDr :i ls vius foxr

IFMTR

[ 2 ]

dk;Z&dyki ds ckjs esa vklkuh ls le>h tkus okyh lwpuk nsaxs ftlls fd deZpkjh

fuos'kkRed fodYiksa esa ls lwfpr fodYiksa dks pqu ldsaA

2&uohu isa'ku iz.kkyh ds izpkyuhdj.k ds fy, izHkkoh fnukad 1 vizSy] 2005 gksxhA

vkKk ls]

jhrk 'kekZ]

foRr vk;qDr ,oaizeq[k lfpoA

&&&&&&

No. G-3-379/X-2005-301(9)-2003

Dated Lucknow, March 28, 2005

The State Government, in consideration of its long-term fiscal interest and following

broadly the pattern adopted by the Central Government, has approved the following proposal of

introducing a new defined contribution pension system in place of the existing defined benefit

pension scheme, for new entrants to the service of the State Government and of all State-

controlled autonomous institutions and State-aided private educational institutions where the

existing pension scheme is patterned on the scheme for Government employees and is funded by

the consolidated fund of the State Government :–

(i) From 1st of April, 2005, the new defined contribution pension system would

mandatorily apply to all new recruits to the service of the State Government and of all

State-controlled autonomous/State aided private educational instututions referred to

above. However, employees covered by the existing pension scheme whose service

would be of less than ten years on 1st April, 2005, may also voluntarily opt for the new

pension system in place of existing pension scheme.

(ii) Under the new defined contribution pension system, the employee would make

a monthly contribution equal to 10 per cent of the salary and dearness allowance. A

matching employer's contribution would be made by the State Government or by the

concerned autonomous institution/private educational institution. However, the State

Government would provide grant to the concerned autonomous institution/private

educational institution for making employer's contribution until the institution is in a

position to make the contribution itself. The contribution and investment returns would

be deposited in an account to be known as pension tier-I account. No withdrawal would

be allowed from this account during the service period. The existing provisions of

defined benefit pension and GPF would not be available to the new recruits covered by

the new defined contribution pension system.

(iii) Since new recruits would not be able to subscribe to GPF, they may also have a

voluntary tier-II account, in addition to the pension tier-I account. However, employer

would make no contribution to tier-II account. The assets in tier-II account would be

invested/managed through exactly the same procedure as for pension tier-I account.

However, the employee would be free to withdraw part or all of the "second tier" of his

money anytime.

(iv) Employee can normally exit tier-I of the pension system at the time of

retirement. At exit the employee would be mandatorily required to invest 40 per cent of

pension wealth to purchase an annuity from a recognised insurance company so as to

provide for pension for the lifetime of the employee and his dependent parents and his

spouse at the time of retirement. The remaining pension wealth would, however, be

received by the employee as a lump-sum which he would be free to utilise in any manner.

IFMTR

[ 3 ]

In case of employee exiting the pension tier-I before retirement, the mandatory

annuitisation would be 80 per cent of the pension wealth.

(v) There would be several pension fund managers who would offer mainly three

categories of investment options. the pension fund managers and the record-keeper

would jointly give out easily understood information about past performance so that the

empolyee is able to make informed choices of the investment options.

2. The effective date for operationalisation of the new pension system shall be

1st of April, 2005.

By order,

RITA SHARMA,

Vitt Ayukt Evam Pramukh Sachiv.

&&&&&&

foRr ¼lkekU;½ vuqHkkx&3

la[;k&lk&3&469@nl&2005&301¼9½&03

y[kuÅ % fnukad 7 vçSy] 2005

vf/[email protected]

lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr 'kfDr dk iz;ksx djds jkT;iky mRrj izns'k

fjVk;jesUV csfufQV~l :Yl] 1961 dks la'kksf/kr djus dh n`f"V ls fuEufyf[kr fu;ekoyh cukrs gSaA

mRrj izns'k fjVk;jesUV csfufQV~l ¼la'kks/ku½ :Yl] 2005

laf{kIr uke vkSj

izkjEHk

1&¼1½ ;g fu;ekoyh mRrj izns'k fjVk;jesUV csfufQV~l ¼la'kks/ku½ :Yl]

2005 dgh tk;sxhA

¼2½ ;g 1 vizSy] 2005 dks izo`Rr gqvk le>k tk;sxkA

fu;e 2 dk

la'kks/ku

2&mRrj izns'k fjVk;jesUV csfufQV~l :Yl] 1961 esa] fu;e 2 esa] orZeku

mifu;e ¼2½ ds i'pkr~ fuEufyf[kr u;k mifu;e c<+k fn;k tk;sxk] vFkkZr~%&

^^¼3½ ;g fu;ekoyh jkT; ds dk;Z dyki ds lEcU/k esa isa'kuh LFkkiu lsokvksa

vkSj inksa ij] pkgs os vLFkk;h gksa ;k LFkk;h gksa] 1 vçSy] 2005 dks ;k mlds i'pkr~

ços'k djus okys dEkZpkfj;ksa ij ykxw ugha gksxhA^^

vkKk ls]

jhrk 'kekZ]

foRr vk;qDr ,oa izeq[k lfpoA

&&&&

IFMTR

[ 4 ]

IN pursuance of the provisions of clause (3) of Article 348 of the Constitution of India, the

Governor is pleased to order the publication of the following English translation of notification no. G-3–

469/X-2005-301(9)-03, dated April 7, 2005 :

No. G-3-469/X-2005-301(9)-03

Dated Lucknow, April 7, 2005

IN exercise of the powers conferred by the proviso to Article 309 of the Constitution of India, the

Governor is pleased to make the following rules with a view to amending the Uttar Pradesh Retirement

Benefits Rules, 1961.

THE UTTAR PRADESH RETIREMENT BENEFITS (AMENDMENT) RULES, 2005

Short title and

commencement 1. (1) These rules shall be called the Uttar Pradesh Retirement benefits

(Amendment) Rules, 2005.

(2) They shall and be deemed to have come into force with effect from April 1,

2005.

Amendment of rule 2

2. In the Uttar Pradesh Retirement Benefits Rules, 1961 in rule 2, after existing

sub-rule (2) the following new sub-rule shall be inserted, namely :–

‘‘(3) These rules shall not apply to employees entering services and posts

on or after April 1, 2005 in connection with the affairs of the state borne on

pensionable establishment, whether temporary or permanent.’’

By order,

RITA SHARMA,

Vitta Ayukta Evam Pramukh Sachiv.


la[;k&lk&3&470@nl&2005&301¼9½&03


&&&&

vf/[email protected]

lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr 'kfDr dk iz;ksx djds jkT;iky lkekU;

Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 dks la'kksf/kr djus dh n`f"V ls fuEufyf[kr fu;ekoyh

cukrs gSaA

lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ ¼la'kks/ku½ fu;ekoyh] 2005

laf{kIr uke vkSj

izkjEHk

1&¼1½ ;g fu;ekoyh lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ ¼la'kks/ku½ fu;ekoyh]

2005 dgh tk;sxhA

¼2½ ;g 1 vizSy] 2005 dks izo`Rr gqvk le>k tk;sxkA

fu;e 4 dk

izfrLFkkiu

2&lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 esa uhps LrEHk&1 esa

fn;s x;s orZeku fu;e 4 ds LFkku ij LrEHk&2 esa fn;k x;k fu;e j[k fn;k

tk;sxk] vFkkZr~ %&

LrEHk&1

orZeku fu;e

LrEHk&2

,rn~}kjk izfrLFkkfir fu;e

4&lafonk ij fu;qDr deZpkfj;ksa vkSj

iqufuZ;ksftr isa'kuHkksfx;ksa ls fHkUu leLr

LFkk;h ljdkjh lsod vkSj leLr vLFkk;h

4&lafonk ij fu;qDr deZpkfj;ksa vkSj

iqufuZ;ksftr isa'kuHkksfx;ksa ls fHkUu leLr

LFkk;h ljdkjh lsod vkSj leLr vLFkk;h

IFMTR

[ 5 ]

LrEHk&1

orZeku fu;e

LrEHk&2

,rn~}kjk izfrLFkkfir fu;e

ljdkjh lsod ftudh lsok;sa ,d o"kZ ls

vf/kd rd tkjh jgus dh lEHkkouk gks]

lsok esa dk;ZHkkj xzg.k djus ds fnukad ls

fuf/k esa vfHknku djsaxsA

ljdkjh lsod ftudh lsok;sa ,d o"kZ ls



fuf/k esa vfHknku djsaxs %

ijUrq dksbZ ljdkjh lsod tks

1 vizSy] 2005 dks ;k mlds i'pkr~ lsok

esa izos'k djrk gS] fuf/k esa vfHknku ugha

djsxkA

&1 % f'k{kqvksa vkSj ifjoh{kk/khu

O;fDr;ksa dks bl fu;e ds iz;kstukFkZ

vLFkk;h ljdkjh lsod le>k tk;sxkA

&1 % f'k{kqvksa vkSj ifjoh{kk/khu

O;fDr;ksa dks bl fu;e ds iz;kstukFkZ

vLFkk;h ljdkjh lsod le>k tk;sxkA

&2 % ,sls vLFkk;h ljdkjh

lsod] ¼ftlds vUrxZr f'k{kq vkSj

ijhoh{kk/khu O;fDr Hkh gSa½ ftUgsa fu;fer

;k vLFkk;h fjfDr;ksa ds izfr fu;qDr fd;k

x;k gS vkSj ftudh lsok;sa ,d o"kZ ls



fuf/k esa vfHknku djsaxsA

&2 % ,sls vLFkk;h ljdkjh

lsod] ¼ftlds vUrxZr f'k{kq vkSj

ijhoh{kk/khu O;fDr Hkh gSa½ ftUgsa fu;fer ;k

vLFkk;h fjfDr;ksa ds izfr fu;qDr fd;k x;k

gS vkSj ftudh lsok;sa ,d o"kZ ls vf/kd

rd tkjh jgus dh lEHkkouk gks] lsok esa

dk;ZHkkj xzg.k djus ds fnukad ls fuf/k esa

vfHknku djsaxsA

&3 % tSls gh dksbZ ljdkjh

lsod fuf/k esa vfHknku djus dk nk;h gks

tk;s] oSls gh dk;Zikyd izkf/kdkfj;ksa dks

pkfg;s fd os bldh lwpuk ys[kk vf/kdkjh

dks ns nsaA

&3 % tSls gh dksbZ ljdkjh

lsod fuf/k esa vfHknku djus dk nk;h gks

tk;s] oSls gh dk;Zikyd izkf/kdkfj;ksa dks

pkfg;s fd os bldh lwpuk ys[kk vf/kdkjh

dks ns nsaA

vkKk ls]

jhrk 'kekZ]

foRr vk;qDr ,oa izeq[k lfpoA

IFMTR

[ 6 ]

mRrj çns'k 'kklu


la[;k&lk&3&1051@nl&2008&301¼9½&2003

y[kuÅ] 14 vxLr] 2008

&&&&&&

dk;kZy; Kki

jkT; ljdkj }kjk fnukad 1 vizSy] 2005 dh vFkok mlds ckn ljdkjh lsok esa vkus okys

deZpkfj;ksa ij vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk uo

ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA bl gsrq mRrj izns'k fjVk;esUV

csuhfQV~l :Yl] 1961 rFkk lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 esa vko';d la'kks/ku

Hkh Øe'k% vf/klwpuk la[;k lk&3&469@nl&2005&301¼9½&2003] fnukad 7 vizSy] 2005 rFkk la[;k

lk&3&470@nl&2005&301¼9½&2003] fnukad 7 vizSy] 2005 }kjk fd;s tk pqds gSaA

2&mi;qZDr lanHkZ esa dsUæh; ys[kk&vuqj{kd ,stsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k

fofu;ked rFkk fodkl izkf/kdj.k }kjk isa'ku fuf/k izcU/kdksa dh fu;qfDr gksus rd vUrfje O;oLFkk ds

:i esa ,sls lHkh jkT; deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds dk;kZUo;u

ds fy, jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&

¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ij

vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] egaxkbZ osru rFkk egaxkbZ HkRrs dk

ek= 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1 ds fy,

djsxkA bl va'knku dh dVkSrh lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg deZpkjh ds

osru ls dh tk;sxhA bu deZpkfj;ksa ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k buds osru

ls lkekU; Hkfo"; fuf/k esa va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA

¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼vuqyXud&1½ rhu izfr;ksa esa rFkk layXu

izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k tk

ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k esa Hkh dh

tk;sxhA

¼3½ dk;kZy;k/;{k@foHkkxk/;{k@laoxZ fu;a=d izkf/kdkjh fnukad 1 vizSy] 2005 dks vFkok

mlds ckn lsok esa vk;s izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0] y[kuÅ ls bu vkns'kksa ds tkjh

gksus ds ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s deZpkjh tSls gh lsok esa

dk;ZHkkj xzg.k djsa] muds fy;s Hkh rRijrk ls dk;Zokgh djds ,sls u;s deZpkfj;ksa ds dk;ZHkkj xzg.k

djus dh frfFk ls ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj fy;k tk,A

¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0] y[kuÅ }kjk

mlh izdkj ls fd;k tk;sxk] tSlk fd lkekU; Hkfo"; fuf/k ys[kksa ds ekeys esa egkys[kkdj] m0iz0]

bykgkckn }kjk fd;k tkrk gSA dk;kZy;k/;{k@foHkkxk/;{k@laoxZ fu;a=d izkf/kdkjh ls fu/kkZfjr QkeZ

¼vuqyXud&1½ ij vkosnu&i= nks izfr;ksa esa izkIr gksus ij funs'kd] isa'ku] m0iz0] y[kuÅ }kjk isa'ku

;kstuk esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl uEcj** vkoafVr fd;k tk;sxkA funs'kd] isa'ku] m0iz0]

y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr bUMsDl uEcj lfgr lEcfU/kr dk;kZy;k/;{k@

foHkkxk/;{k@laoxZ fu;a=.k izkf/kdkjh dks okil dh tk;sxhA isa'ku ;kstuk gsrq vkoafVr ^^bUMsDl uEcj**

dks deZpkjh dh lsok iqfLrdk ds izFke i`"B ij lEcfU/kr dk;kZy;k/;{k }kjk lR;kiu ds lkFk vafdr

dj fn;k tk;sxkA

¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh deZpkjh }kjk ftl ekg esa

dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~ ftl ekg esa deZpkjh

IFMTR

[ 7 ]

}kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k Lo:i] ;fn

dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knu dh dVkSrh ekg ebZ] 2005

ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ls

orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru

ls dj yh tk;sxhA blds lerqY; /kujkf'k dk va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k

tk;sxkA

¼6½ ¼d½ mi;qZDr deZpkfj;ksa ds osru fcy] vU; deZpkfj;ksa ds osru fcy ls vyx rS;kj fd;s

tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk] isa'ku ;kstuk ds fy, va'knku dh

dVkSrh dk fu/kkZfjr izk:i ij 'ksM~;wy ¼vuqyXud&2-d½ tks ;FkklEHko vyx jax esa gksxk] nks izfr;ksa esa

layXu fd;k tk;sxkA 'ksM~;wy esa vf/k"Bku ds ;kstuk ls vkPNkfnr lHkh deZpkfj;ksa ds lEcU/k esa

izfof"V;k¡ dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr u fd;k tk jgk gksA bl lanHkZ esa

dks"kkxkj Lrj ij fuEukuqlkj dk;Zokgh dh vis{kk gksxh &

¼i½ ;g lqfuf'pr fd;k tk;sxk fd vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk osru fcy ds

lkFk layXu] eq[; ys[kk'kh"kZ&8342&vU; tek ds vUrxZr dVkSfr;ksa ls lEcfU/kr 'ksM~;wy

fu/kkZfjr izk:i ¼vuqyXud&2-d½ esas Li"V ,oa dEI;wVjkbTM cuk, x, gksaA

¼ii½ fcy ikl djus ls iwoZ ;g lqfuf'pr fd;k tkuk vko';d gksxk fd fcy esa n'kkZ;h

x;h ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku

Ldhe&01 jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;sktuk&01& jktdh; deZpkfj;ksa

dk va'knku&fV;j&1 ds vUrxZr dh x;h dqy dVkSrh dh /kujkf'k ds vuqlkj 'ksM~;wy layXu

gSaA dVkSrh dh /kujkf'k ,oa layXu 'ksM~;wy dh /kujkf'k esa fHkUurk gksus dh fLFkfr esa] =qfV;ksa ds

fujkdj.k ds i'pkr~ gh fcy ikl fd;s tk;saxsA

¼[k½ ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa

ckg~; lsok;kstd] ftuds }kjk 'kklukns'k la[;k th&1&885@nl&06&534¼11½&93] fnukad 9 uoEcj]

2006 ds vuqlkj isa'kujh va'knku ns; ugha gS] }kjk deZpkjh ds osru ls isa'ku va'knku dh dVkSrh djrs

gq, dVkSrh dh /kujkf'k] pkyku ¼vuqyXud&2-d½ rhu izfr;ksa esa Hkjdj jktdks"k esa tek dh tk;sxh]

ftuesa ls ,d izfr tekdrkZ dks okil dj nh tk;sxh rFkk 'ks"k nks esa ls dks"kkxkj }kjk ,d izfr

funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks Hksth tk;sxh rFkk ,d izfr dks"kkxkj esa vfHkys[kkFkZ j[kh

tk;sxhA bl iz;kstukFkZ vuqyXud&2-d dks gh Vsªtjh pkyku QkeZ ekuk tk;sxkA ;fn ,sls ckg~;

lsok;kstd dk dk;kZy; izns'k ds ckgj fLFkr gS] rks isa'ku va'knku dh dVkSrh dh /kujkf'k funs'kd]

isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk] dVkSrh ds 'ksM~;wy ¼vuqyXud&2-d½ ds lkFk funs'kd]

isa'ku] m0iz0] y[kuÅ dks Hksth tk;sxhA mijksDr 'kklukns'k }kjk vkPNkfnr ,sls deZpkfj;ksa ds lEcU/k

esa lsok;kstd dk va'knku jkT; ljdkj }kjk ogu fd;k tk;sxkA

¼x½ izns'k ds ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij dk;Zjr deZpkfj;ksa ds lEcU/k esa ,sls

ckg~; lsok;kstd tks 'kklukns'k la[;k th&1&885@nl&2006&534¼11½&93] fnukad 9 uoEcj] 2006

dh O;oLFkk ls vkPNkfnr ugha gS] }kjk ,sls deZpkfj;ksa ds isa'ku va'knku dh /kujkf'k ¼vuqyXud&2-d

lfgr½ vkSj ckg~; lsok;kstd dss va'knku dh /kujkf'k ¼vuqyXud&2-[k lfgr½ izfrekg funs'kd] isa'ku]

m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd funs'kd] isa'ku] m0iz0]

y[kuÅ dks Hksth tk,xhA ;fn ,sls ckg~; lsok;kstd dk dk;kZy; izns'k ds vUnj fLFkr gS] rks

deZpkjh ds isa'ku va'knku dh dVkSrh dh /kujkf'k ,oa ckg~; lsok;kstd ds va'knku dh /kujkf'k

mi;qZDr ¼[k½ esa fu/kkZfjr izfØ;k vuqlkj pkyku ds ek/;e ls tek dh tk;sxh] ftl gsrq Øe'k%

vuqyXud&2-d ,oa vuqyXud&2-[k dks gh Vªstjh pkyku QkeZ ekuk tk;sxkA

IFMTR

[ 8 ]

¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh gS

rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~;wy esa va'knku dh dVkSrh ^'kwU;* n'kkZrs gq, mlds

Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA

¼8½ osru fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk i{k esa

fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&

eq[; 'kh"kZ 8342&vU; tek&

y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku&Ldhe&

mi 'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&

foLr`r 'kh"kZ 01&jktdh; deZpkfj;ksa dk va'knku&fV;j&1

¼9½ vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk layXu fd, x, 'ksM~;wy dh ,d

izfr dks] ;FkkfLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd

ekg ds ys[kksa ds lkFk dk;kZy; funs'kd] isa'ku] m0iz0] y[kuÅ dks Hkstk tk;sxkA ckg~; lsok;kstd

}kjk izfrfu;qfDr ij dk;Zjr jkT; deZpkfj;ksa ds 'ksM~;wy ¼;FkkfLFkfr vuqyXud&2-d rFkk@vFkok

vuqyXud&2-[k½ dh ,d&,d izfr vxys ekg dh 10 rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks

Hksth tk,xhA

mijksDr lanHkZ esa dks"kkxkj Lrj ij lqfuf'pr fd;k tk;sxk fd eq[; ys[kk'kh"kZokj cukbZ x;h

dofjax fyLV ds lkFk layXu 'ksM~;wy dh dqy la[;k ,oa /kujkf'k] dofjax fyLV esa iznf'kZr eq[;

ys[kk'kh"kZ ds vUrxZr va'knku dh dVkSrh dh dqy /kujkf'k ls esy [kkrh gks rFkk izR;sd ekg esa izkIr

leLr 'ksM~;wy] eq[; ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h

isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh; deZpkfj;ksa dk

va'knku&fV;j&1] dh lejh fjiksVZ ls vkPNkfnr ,oa dks"kkf/kdkjh }kjk izekf.kr gks] ftlesa eq[;

ys[kk'kh"kZokj va'knku dh en esa dqy dVkSfr;ksa dk mYys[k gksA

¼10½ mi&izLrj&6¼x½ ls vkPNkfnr ekeyksa ds vfrfjDr] izR;sd deZpkjh }kjk fd;s x;s

va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA

¼11½ ¼d½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, deZpkjh ds va'knku ds lerqY; jkT;

ljdkj dk va'knku ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa 'kklukns'k ds vuqlkj

ckg~; lsok;kstd }kjk isa'kujh va'knku ns; ugha gS½ izfrekg funs'kd] isa'ku] m0iz0] y[kuÅ }kjk

fuEukafdr ys[kk'kh"kZ dks ^MsfcV* dj ^cqd VªkalQj* }kjk ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh

deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku

;kstuk&02&jkT; ljdkj@lsok;kstd dk va'knku&fV;j&1 esa tek fd;k tk;sxk &

eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&

mi eq[; 'kh"kZ 01&flfoy&

y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&

mi 'kh"kZ 03&jkT; ljdkj dk va'knku&

foLr`r 'kh"kZ 01&jktdh; deZpkjh&fV;j&1

ekud en 20&lgk;d vuqnku@va'knku@jkt lgk;rk

deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh rkjh[k

dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku lkekU;r% ftl ekg ds fy,

deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh rkjh[k dks tek gqvk eku fy;k tk;sxk]

Hkys gh okLro esa fdlh vU; fnukad dks tek fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj

IFMTR

[ 9 ]

vkoafVr gksus ds iwoZ dh vof/k ds vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku

okLro esa tek fd;k x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru

ls dkVdj tek fd;k x;k gks mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku ds ek/;e ls

ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku fnukad 1 tqykbZ dks tek ekuk

tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld va'knku ds lkFk osru ds dkVdj tek fd;k

tkrk gS rks jkT; ljdkj dk va'knku 01 vDVwcj dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa

vfUre osru iphZ ¼,y0ih0lh0½ esa bl fLFkfr dk mYys[k fd;k tk, fd fdl ekg rd va'knku dkVk

x;k gSA ;fn fdlh ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx

fVIi.kh ds :i esa n'kkZ;k tk;sxkA

¼[k½,slh ckg~; lsok ds fy, ftl gsrq 'kklukns'k la[;k th&1&885@nl&2006&534¼11½&93]

fnukad 9 uoEcj] 2006 ds vuqlkj isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij

dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg ds osru ls dkVk gks]

mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA

¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT; ljdkj

}kjk lkekU;r% lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA C;kt

dh x.kuk mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esas tek /kujkf'k

ij dh tkrh gSA

¼13½ funs'kd] isa'ku] m0iz0] y[kuÅ }kjk o"kZ ds vUr esa C;kt dk Hkqxrku fuEukafdr

ys[kk'kh"kZ dks MsfcV dj ^cqd VªkalQj* }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk &

eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡&

mi eq[; 'kh"kZ 03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt&

y?kq 'kh"kZ 117&fu/kkZfjr va'knku isa'ku Ldhe ij C;kt&

mi 'kh"kZ 03&fu/kkZjr va'knku isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt&

foLr`r 'kh"kZ 01&jktdh; deZpkjh&fV;j&1

ekud en 32&C;kt@ykHkka'k

¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa ,d

LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa izkjfEHkd

vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k rFkk vfUre

vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh }kjk lEcfU/kr

deZpkjh dks miyC/k djk;h tk,xhA

¼15½ lEcfU/kr dk;kZy;k/;{[email protected] ,oa forj.k vf/kdkjh }kjk izR;sd deZpkjh ds funs'kd]

isa'ku] m0iz0] y[kuÅ ls izkIr ^bUMsDl uEcj* ds vuqlkj vuqyXud&3 esa fu/kkZfjr izk:i esa ,d ystj]

j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd vo'ks"k] deZpkjh ds va'knku rFkk jkT;

ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k vafdr fd;k tk;sxkA izR;sd deZpkjh ds

lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr dk;kZy;k/;{[email protected] ,oa forj.k vf/kdkfj;ksa }kjk

vuqyXud&4 esa fu/kkZfjr izk:i ij ^va'knk;h isa'ku ikl&cqd* Hkh j[kh tk;sxhA funs'kd] isa'ku ls izkIr

LVsVesUV rFkk vkgj.k ,oa forj.k vf/kdkjh ds Lrj ij j[ks tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks

mldk funs'kd] isa'ku ds dk;kZy; ls o"kZ izfro"kZ lek/kku fd;k tk;sxkA

¼16½ mi;qZDr vUrfje O;oLFkk ds nkSjku ;kstuk esa izko/kkfur LoSfPNd fV;j&II [kkrs dk

lapkyu ugha fd;k tk;sxkA

3&—i;k 'kklu ds mDr vkns'kksa dk leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk vuqikyu

lqfuf'pr fd;k tk,A

IFMTR

[ 10 ]

vuwi feJ]

izeq[k lfpo] foRrA

&&&&&&

vuqyXud

mRrj izns'k ifjHkkf"kr va'knku isa'ku ;kstuk gsrq vkosnu&i=

¼lanHkZ % 'kklukns'k la[;k lk&3&1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008½

ifjHkkf"kr va'knku ;kstuk bUMsDl uEcj ------------------------------------------------------------------------------------------------------

¼isa'ku funs'kd] m0iz0] y[kuÅ }kjk vkoafVr fd;k tk;sxk½

1&vkosnd dk uke ¼fgUnh esa½ % ----------------------------------------------------------------------------------------------------------------------

vaxzsth esa ¼cM+s v{kjksa esa½ % ----------------------------------------------------------------------------------------------------------------------------

2&vkosnd ds firk@ifr dk uke % -------------------------------------------------------------------------------------------------------------

3&fyax % iq#"k L=h

4&oSokfgd fLFkfr % fookfgr vfookfgr

5&inuke % ------------------------------------------------------------------------------------------------------------------------------------------------------------

6&dk;kZy; dk uke % ----------------------------------------------------------------------------------------------------------------------------------------

7&vkosnd dk lsok laoxZ % ------------------------------------------------------------------------------------------------------------------------------

8&lsok esa vkus dh frfFk % --------------------------------------------------------------------------------------------------------------------------------

9&osrueku % ---------------------------------------------------------------------------------------------------------------------------------------------------------

10&ewy osru % -----------------------------------------------------------------------------------------------------------------------------------------------------

11&tUe frfFk % ---------------------------------------------------------------------------------------------------------------------------------------------------

12&D;k fu;fer fu;qfDr gS % gk¡ ugha

13&Js.kh % vuqlwfpr tkfr@vuqlwfpr tutkfr@vU; fiNM+k oxZ@vU; %

¼lkaf[;dh; mi;ksx ds fy,½ ---------------------------------------------------------------------------------------------------------------------------

14&D;k ukekadu layXu gS % gk¡ ugha

15&fVIi.kh] ;fn dksbZ gks % ------------------------------------------------------------------------------------------------------------------------------

LFkku %

fnukad %

vkosnd ds gLrk{kj

izek.k&i= tks dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh }kjk fn;k tk;sxk

izekf.kr fd;k tkrk gS fd

¼1½ Jh@Jherh@dqekjh ---------------------------------------------------------------------------------- fu;fer deZpkjh gSa ,oa

vkosnu&i= esa fn;s x;s fooj.k lgh gSaA

¼2½ Jh@Jherh@dqekjh ------------------------------------------------------------------------------------- mRrj izns'k ljdkj dh

ifjHkkf"kr va'knku isa'ku ;kstuk esa lfEefyr gksus ds ik= gSaA

dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds gLrk{kj

iw.kZ irk@dk;kZy; dh eqgj lfgr

LFkku %

fnukad %

IFMTR

[ 11 ]

h&

¼1½ mi;qZDr vkosnu&i= isa'ku funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa Hkstk tk;sxkA

¼2½ vkosnd deZpkjh ckg~; lsok ij izfrfu;qDr gksus dh n'kk esa ckg~; lsok;kstd }kjk isa'ku

funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa vkosnu&i= laoxZ fu;a=d izkf/kdkjh ds ek/;e ls gh Hkstk

tk;sxkA

¼vuqyXud&1 ds lkFk½

ukekadu izi=

¼mRrj izns'k ifjHkkf"kr va'knku isa'ku ;kstuk gsrq ukekadu½

bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj isa'ku ;kstuk bUMsDl uEcj ------------------------

Nis gq, vuqns'k lko/kkuhiwoZd i<+ fy, tk;sa

eSa] ---------------------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks

esjs ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa] ;kstuk esa esjs uke tek

/kujkf'k dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡] tc ml

/kujkf'k ds ns; gksus ls iwoZ esjh e`R;q gks tk;s ;k ns; gksus ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh

e`R;q gks tk;sA

ukfer

O;fDr@

O;fDr;ksa

dk@ds uke

vkSj iwjk irk

vfHknkrk

ls lEcU/k

ukfer

O;fDr

dh vk;q

izR;sd ukfer

O;fDr dk

ns; va'k

¼'ks;j½

vkdfLedrk,a]

ftuds gksus

ij uke voS/k

gks tk;sxk

;fn vfHknkrk dh eR;q ls iwoZ ukfer

O;fDr dh eR;q gks tk;s] rks bl

O;fDr@mu O;fDr;ksa dk@ds uke]

irk@irs vkSj lEcU/k] ;fn dksbZ gks]

ftls@ftUgsa ukfer O;fDr ds vf/kdkj

izkIr gks tk;saxsA

1 2 3 4 5 6

1

2

3

4

fnukad % --------------------------------------- ekl ------------------------------------ 20--------

LFkku % -------------------------------------------------------------------------------------------------------

vfHknkrk ds gLrk{kj

gLrk{kj ds nks lk{kh %

uke irk gLrk{kj uke % ¼fgUnh esa½ ------------------------------------------------

1& ¼vaxzsth ds cM+s v{kjksa esa½-----------------------------------

2& inuke ------------------------------------------------------------------

dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds dk;kZy; ds iz;ksx ds fy,

LFkku --------------------------------------------------------------------------------------

Jh@Jherh@dqekjh ---------------------------------------------------------- dk uke gLrk{kj ¼fnukad lfgr½------------------------------------

¼dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh½

eqgj

inuke ---------------------------------------------------------------------------------

}kjk ukekadu izi= dh izkfIr dk fnukad -----------------------------------------------------------

vfHknkrk ds gLrk{kj

¼d½ vfHknkrk dk iwjk uke Hkjk tk;sA

¼[k½ ^ifjokj* dk rkRi;Z fuEufyf[kr ls gksxkA

IFMTR

[ 12 ]

¼x½ iq:"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;ka rFkk cPps ,oa vfHknkrk ds

e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPps%

fdUrq izfrca/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls

U;kf;d ikFkZD; (Judicial Separation) gks pqdk gS vFkok og ftl leqnk; dh gS] mldh :f<+xr

fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugh jg xbZ gS] rks og ,rn~i'pkr vfHknkrk ds

ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk ckn esa dk;kZy;k/;{k@laoxZ

fu;a=.k izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk (Express Notification) }kjk ;g lwfpr u

djsa fd mls ,slk ekuk tkrk jgsxkA

¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq=

dh fo/kok vFkok fo/kok,a rFkk cPps] fdUrq izfrca/k ;g gS fd ;fn vfHknkrk fyf[kr vf/klwpuk

}kjk dk;kZy;k/;{k@laoxZ fu;a=.k izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u

fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr vfHknkrk ds ifjokj dk lnL;

u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk

dks vkSipkfjd :i ls fy[kdj jn~n u dj nsaA

&

¼1½ ^^cPpk** dk rkRi;Z oS/k cPpksa ls gSA

¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;sxk tc nRrd xzg.k vfHknkrk ij 'kklh Loh;

fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds eu esa dksbZ

lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl ckr dk

lek/kku gks tk;s fd vfHknkrk dh oS;fDrd fof/k (Personal Law) ds v/khu nRrd xzg.k dks

^tkjt cPpk* (NaturalChild) dks izkfLFkfr (Status) iznku djus ds fy, fof/kd ekU;rk izkIr gSA

;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk

tk;sA ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr dks ns; va'k ftlesa isa'ku

[kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;sA

¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh e`R;q dk mYys[k u fd;k

tk;sA

¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;sA

¼p½ vfUre izfo"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk,] ftlls fd

vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA

IFMTR

[ 13 ]

vuqyXud&2¼d½

ckmpj@pkyku la[;k-------------------------------------------------

fnukad------------------------------------------------

¼dks"kkxkj@cSad }kjk Hkjk tk;sxk½

ifjHkkf"kr va'knku isa'ku ;kstuk ¼jktdh; lsok½

osru ls va'knku dVkSrh dk 'ksM~;wy@pkyku ekg-------------------------------20

ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjhdk;kZy; dk uke-------------------------------------------------------------------

dks"kkxkj dksM [email protected] vf/kdkjh in uke---------------------------------

[email protected] vf/kdkjh dksM

eq[; ys[kk'kh"kZ % vuqnku la[;k

ys[kk'kh"kZ 8342&vU; tek

y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku Ldhe&

mi'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&

foLr`r 'kh"kZ 01&jktdh; deZpkfj;ksa dk va'knku&fV;j&1

8 3 4 2 0 0 1 1 7 0 1 0 1

Øe

la[;k

ifjHkkf"kr

va'knku

isa'ku

;kstuk

bUMsDl

uEcj

uke@

inuke

ewy

osru

eagxkbZ

osru

eagxkbZ

HkRrk

;ksx deZpkjh dk va'knku vH;qfDr

orZeku ,fj;j

ekg@o"kZ /kujkf'k

1 2 3 4 5 6 7 8 9 10 11

dkye&4 esa dh x;h ewy osru dh izfof"V lsokiqfLrdk rFkk osru fcy ls lR;kfir gSA

funsZ'k&

1&osru ,oa Hkrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h

tk;s] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA

2&dkye ¼2½&ifjHkkf"kr va'knku osru isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A

3&dkye ¼3½&uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A

4&dkye ¼4½] ¼5½ rFkk ¼6½&lEcfU/kr ekg esa vkgfjr osru] eagxkbZ osru ,oa egaxkbZ HkRrk gh

n'kkZ;k tkuk pkfg,A

IFMTR

[ 14 ]

5&dkye ¼8½ rFkk ¼9½&deZpkjh dk va'knku] ,fj;j osru fcy rFkk iqujhf{kr eagxkbZ HkRrk

,fj;j fcy ls Hkh dkVk tk;sA

6&fdlh vU; dk;kZy; esa LFkkukUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk

esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g rF; n'kkZ;k tk;sA

vuqyXud&2¼[k½

ckmpj@pkyku la[;k-------------------------------------------------

fnukad------------------------------------------------

¼dks"kkxkj@cSad }kjk Hkjk tk;sxk½

ifjHkkf"kr va'knku isa'ku ;kstuk ¼jktdh; lsok½

isa'kujh va'knku ds laca/k esa 'kklukns'k la[;k&lk&1&885@nl&534¼11½@93]

fnukad 9 uoEcj] 2006 ls vukPNkfnr deZpkfj;ksa ds fy, lsok;kstd va'knku dk

'ksM~;wy@pkyku ekg-------------------------------20

ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh dk;kZy; dk uke-------------------------------------------------------------------

dks"kkxkj dksM vkgj.k forj.k vf/kdkjh inuke---------------------------------

ys[kk'kh"kZ 8342&vU; tek

y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku Ldhe&

mi'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&

foLr`r 'kh"kZ 02&jkT; ljdkj@lsok;kstd dk va'knku&fV;j&1

8 3 4 2 0 0 1 1 7 0 1 0 2

Øe

la[;k

ifjHkkf"kr

va'knku

isa'ku

;kstuk

bUMsDl

uEcj

uke@

inuke

ewy

osru

eagxkbZ

osru

eagxkbZ

HkRrk

;ksx deZpkjh dk va'knku vH;qfDr

orZeku ,fj;j

ekg@o"kZ /kujkf'k

1 2 3 4 5 6 7 8 9 10 11


funsZ'k&

1&osru ,oa Hkrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h

tk;s] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA

2&dkye ¼2½&ifjHkkf"kr va'knku osru isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A

3&dkye ¼3½&uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A

4&dkye ¼4½] ¼5½ rFkk ¼6½&lEcfU/kr ekg esa vkgfjr osru] eagxkbZ osru ,oa egaxkbZ HkRrk gh

n'kkZ;k tkuk pkfg,A

IFMTR

[ 15 ]

5&dkye ¼8½ rFkk ¼9½&deZpkjh dk va'knku] osru fcy] ,fj;j osru fcy rFkk iqujhf{kr

eagxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;sA

6&fdlh vU; dk;kZy; esa LFkkukUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk

esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g rF; n'kkZ;k tk;sA

vuqyXud&3

mRrj çns'k ljdkj

va'knk;h isa'ku ikl&cqd

uke-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

ifjHkkf"kr va'knku isa'ku bUMsDl uEcj--------------------------------------------------------------------------------------------------------------------

--

foRr ¼lkekU;½ vuqHkkx&3 ds dk;kZy;&Kki la[;k&lk&3&1051@nl&2008&301¼9½ 2003]

fnukad 14&08&2008 }kjk fu/kkZfjrA

vfHknkrk dk uke------------------------------------------------------------------------------------------------------------------------------------------------------------

isa'ku funs'kd] mRrj izns'k y[kuÅ }kjk vkoafVr bUMsDl uEcj-------------------------------------------------------------------

ikl&cqd tkjh djus okys vf/kdkjh ds gLrk{kj--------------------------------------------------------------------------------------------------

uke------------------------------------------------

inuke------------------------------------------

eqgj----------------------------------------------

ikl&cqd tkjh fd;s tkus dk fnukad------------------------------------------

1- uke--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

2- firk dk uke--------------------------------------------------------------------------------------------------------------------------------------------------------------

3- tUefrfFk--------------------------------------------------------------------------------------------------------------------------------------------------------------------

4- ¼d½ LFkkbZ irk-----------------------------------------------------------------------------------------------------------------------------------------------------------

¼[k½ vLFkkbZ irk--------------------------------------------------------------------------------------------------------------------------------------------------------

5- mRrj izns'k 'kklu ds v/khu lsok esa izos'k djus dk fnukad----------------------------------------------------------------------

6- ifjHkkf"kr va'knku isa'ku ;kstuk vfHknku izkjaHk gksus dk fnukad----------------------------------------------------------------

7- vfHknkrk ds gLrk{kj dk uewuk ¼tkjh djus okys izkf/kdkjh ds le{k fy;s tk;saxs½-----------------------------

8- ikl&cqd tkjh djus okys ml vf/kdkjh ds gLrk{kj rFkk eqgj tks vfHknkrk ds gLrk{kj dks

izekf.kr djsaA--------------------------------------------------------------------------------------------------------------------------------------------------------------

gLrk{kj-----------------------------------------------

fnukad------------------------------------------------

IFMTR

[ 16 ]

eqgj----------------------------------------------------

9- ljdkjh lsok NksM+us dk fnukad----------------------------------------------------------------------------------------------------------------------------

10- lsok NksM+us dk dkj.k ¼R;kx&i=@lsok ls

gVk;k tkuk@vf/ko"kZrk (Superannuation)@

e`R;q vkfn½-------------------------------------------------------------------------------------------------------------------------------------------------------------------

ifjokj dk foLr`r fooj.k

Øe&la[;k uke lEcU/k tUe frfFk vfHknkrk ds

gLrk{kj

dk;kZy;k/;{k

ds gLrk{kj

1 2 3 4 5 6

1

2

3

4

5

6

7

8

9

10

11

12

rSukrh ,oa LFkkukUrj.k ds C;kSjs

Øe&la[;k vof/k in ftl ij

dk;Z fd;k

dk;kZy; dk

uke

izekf.kr djus okys

dk;kZy;k/;{k ds fnukafdr

gLrk{kj vkSj eqgj dc ls dc rd

1 2 3 4 5 6

1

2

3

4

5

6

IFMTR

[ 17 ]

7

8

9

10

11

12

ikfjHkkf"kr va'knku isa'ku ;kstuk

deZpkjh dk uke ------------------------------------------------ foRrh; o"kZ ------------------------

Hkqxrku

dk

ekl

osru@

cdk;k

osru@

egaxkbZ

HkRrs dh

lEc)

vof/k

dks"kkxkj

ckmpj@

pkyku

la[;k

vkSj

fnukad

ckmpj@

pkyku

dh

/kujkf'k

ys[kk

'kh"kZ

deZpkjh

dk

va'knku

'ksM~;wy dh

/kujkf'k dk

;ksx ftlesa

dVkSrh

lfEefyr

dh xbZ gks

jkT;

ljdkj@

fu;ksDrk

dk

va'knku

;ksx

¼6$8½

ekfld

Øekxr

;ksx

vkgj.k

,oa

forj.k

vf/kdkjh

ds

gLrk{kj

1 2 3 4 5 6 7 8 9 10 11

vizSy

ebZ

twu

tqykbZ

vxLr

flrEcj

vDVwcj

uoEcj

fnlEcj

tuojh

Qjojh

ekpZ

;ksx

okf"kZd ys[kk cUnh ds C;kSjs

#i;k iSlk

d&izkjafEHkd 'ks"k tksfM+, ----------------------------------------------------------

[k&¼1½ o"kZ esa fu;fer tek ----------------------------------------------------------

¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij

C;kt

----------------------------------------------------------

¼3½ o"kZ esa vo'ks"k tek ----------------------------------------------------------

¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------

¼5½ ;ksx ¼1 ls 4½ ----------------------------------------------------------

egk;ksx ¼d$[k½ 5 ----------------------------------------------------------

IFMTR

[ 18 ]

lR;kiu

------------------------------------------------------- }kjk lR;kiu fd;k x;kA

---------------------------------------------------------------- }kjk izfr gLrk{kfjrA

dk;kZy;k/;{[email protected] forj.k vf/kdkjh dh eqgjA

fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs ls

va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj vkxf.kr

fd;k tk;sxkA

la[;k&lk&3&1454@nl&2008&301¼9½&2008

izs"kd]

ch0 ,u0 nhf{kr]

lfpo]

mRrj izns'k 'kkluA

lsok esa]

leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]

mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 28 uoEcj] 2008

%& u;h isa'ku ;kstuk 2005 ds lEcU/k esa tkjh dk;kZy;&Kki la[;k lk&3&1051@

nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 ds lEcU/k esa la'kks/ku@

Li"Vhdj.kA

egksn;]

fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vkus okys deZpkfj;ksa

¼tks uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ls vkPNkfnr gS½ ds ckjs esa dk;kZy;&Kki la[;k lk&3&

1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 }kjk fn'kk&funsZ'k tkjh fd;s x;s FksA

dks"kkxkjksa esa blds vuqikyu fd;s tkus esa ,u0vkbZ0lh0 ds dks"kkxkj iSdst dks mi;ksx esa ykus gsrq

dqN dfBukb;k¡ 'kklu ds laKku esa ykrs gq, mDr dk;kZy;&Kki esa la'kks/ku fd;s tkus dk vuqjks/k

fd;k x;k gSA bl ifjizs{; esa lE;d~ fopkjksijkUr mDr dk;kZy;&Kki dks fuEuor~ la'kksf/kr le>s

tkus gsrq Jh jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&

¼1½ mi;qZDr 'kklukns'k ds izLrj&2¼2½ esa mfYyf[kr vuqyXud&1 esa vkosnu&i= ij

dkfeZd dh uohure ikliksVZ lkbt dh QksVks dk;kZy;k/;{k }kjk lR;kfir ,oa pLik gksus ds

lkFk&lkFk vxzlkj.k&i= esa vkgj.k forj.k vf/kdkjh dk dksM] inuke rFkk dks"kkxkj dk uke

Hkh vafdr fd;k tk;sxkA

¼2½ 'kklukns'k ds izLrj&6¼d½ esa mfYyf[kr vuqyXud&2¼d½ dks deZpkjh dk va'knku

'ksM~;wy ds :i esa iz;ksx fd;k tk;sxk rFkk bl ij ftl ys[kk'kh"kZ ls osru dk vkgj.k gks jgk

gS] mls Hkh iw.kZ 16 fMftV esa vafdr fd;k tk;sxkA 'kklukns'k esa mfYyf[kr vuqyXud&2¼[k½

dks ckmpj ds :i esa iz;ksx fd;k tk;sxk rFkk bl ij vuqnku la[;k&62 ds vUrxZr

ys[kk'kh"kZd 2071&01&117& 03&01&20 vafdr fd;k tk;sxkA ;g izR;sd deZpkjh ds fy,

jkT; ljdkj ds va'knku ds :i esa LFkkukUrfjr dh tkus okyh /kujkf'k ds fy, ckmpj ds

:i esa iz;ksx fd;k tk;sxkA nksuksa vuqyXud&2¼d½ vkSj 2¼[k½ dh nks&nks izfr;k¡ osru fcy ds

IFMTR

[ 19 ]

lkFk layXu fd;k tk;sxk rFkk 'ksM~;wy vkSj ckmpj vkgj.k ,oa forj.k vf/kdkjh }kjk

gLrk{kfjr djuk vfuok;Z gksxkA

¼3½ fnukad 01&04&2005 dks vFkok mlds ckn fu;qDr ljdkjh deZpkfj;ksa ds osru ls

dkVs x;s va'knku 'ksM~;wy&2¼d½ dh dkfeZdokj bUVªh dks"kkxkj Lrj ij ys[kk'kh"kZd

8342&00&117&01&01 ds fV;j&1 esa dVkSrh ds :i esa dh tk;sxh] ftlds fy, NIC }kjk

dks"kkxkj iSdst esa leqfpr la'kks/ku fd;k tk pqdk gSA dks"kkxkj }kjk funs'kd] isa'ku] mRrj

izns'k] y[kuÅ dks 'kklukns'k fnukad 14&08&2008 ds vuqyXud 'ksM~;wy&2¼d½ vkSj ckmpj

2¼[k½ dh gkMZdkih ds lkFk lk¶Vdkih Hkh miyC/k djk;h tk;sxhA

¼4½ 'kklukns'k ds izLrj&6¼[k½ esa mfYyf[kr ckg~; lsok;kstdksa }kjk izfrfu;qfDr ij

dk;Zjr dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls dks"kkxkj esa tek ugha dh

tk;sxhA ,sls ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh dVkSrh djrs gq,

dVkSrh dh /kujkf'k cSad Mªk¶V ds ek/;e ls rFkk lEcfU/kr 'ksM~;wy&2¼d½ ij dkfeZdokj

dVkSrh dk iw.kZ fooj.k izfof"V djrs gq, funs'kd] isa'ku] mRrj izns'k y[kuÅ dks vxys ekg

dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA isa'ku funs'kd }kjk lEcfU/kr deZpkjh ds isa'kujh

va'knku ls lEcfU/kr cSad Mªk¶V 'ksM~;wy&2¼d½ ds lkFk dks"kkxkj esa tek fd;k tk;sxkA

fu;ksDrk va'knku tek djus ds fy, funs'kd] isa'ku }kjk ns;d vuqnku la[;k 62 ds

ys[kk'kh"kZd&2071&01&117&03&01&20 ij cukdj tokgj Hkou dks"kkxkj dks izsf"kr fd;k

tk;sxkA

¼5½ ,sls ckg~; lsok;kstd ftuds }kjk 'kklukns'k fnukad 9&11&2006 ds vuqlkj ckg~;

lsok;kstd dk va'knku tek fd;k tkuk gS] muds }kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds

va'knku dh /kujkf'k vuqyXud&2¼d½ rFkk ckg~; lsok;kstd ds va'knku dh /kujkf'k

vuqyXud&2¼[k½ lfgr ¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k ckgj½

izfrekg funs'kd] isa'ku ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd Hkstk tk;sxkA

Mªk¶V dh /kujkf'k dks ys[kk'kh"kZd&8342 esa tek djus dh dk;Zokgh funs'kd] isa'ku] mRrj

izns'k] y[kuÅ }kjk izLrj&4 ds vuqlkj gh dh tk;sxhA

¼6½ 'kklukns'k ds izLrj&11¼d½ esa dkfeZd ds LFkkukUrj.k ds lEcU/k esa vfUre osru

izek.k&i= dh ,d izfr vkgj.k forj.k vf/kdkjh }kjk funs'kd] isa'ku dks vfuok;Z :i ls

izsf"kr dh tkuh gksxhA funs'kd] isa'ku] mRrj izns'k] y[kuÅ }kjk dkfeZd dh u;h rSukrh ds

tuin ds dks"kkxkj ls mDr dkfeZd ds va'knku dh dVkSrh djus ds lEcU/k esa funsZ'k tkjh

fd;s tk;saxsA

2&mDr vkns'kksa dk vuqikyu lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk lqfuf'pr fd;k tk;sxkA

Hkonh;]

ch0 ,u0 nhf{kr]

lfpoA

mRrj çns'k 'kklu

foRk ¼lkekU;½ vuqHkkx&3

la[;k&lk&3&313@nl&2009&301¼9½&2003

y[kuÅ% 15 ebZ] 2009

dk;kZy;&Kki

IFMTR

[ 20 ]

Hkkjr ljdkj }kjk fnukad 1 tuojh] 2004 ls dsUæ ljdkj dh lsok esa vk;s lHkh u;s

deZpkfj;ksa ds fy, uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ykxw dh x;h gS ftlesa deZpkfj;ksa ds osru

rFkk egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds cjkcj va'knku fd;s tkus rFkk lerqY; /kujkf'k Hkkjr

ljdkj }kjk vnk fd;s tkus dk izkfo/kku j[kk x;k gSA jkT; ljdkj }kjk Hkh fnukad 1 vizSy] 2005

ls Hkkjr ljdkj dh mDr ;kstuk ds vk/kkj ij ^^uoifjHkkf"kr va'knk;h isa'ku ;kstuk** fnukad 1 vizSy]

2005 vFkok mlds ckn jkT; ljdkj dh lsok esa vkus okys deZpkfj;ksa ds fy, vf/klwpuk la[;k

lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk ykxw dh x;h gS rFkk blh lEcU/k

esa fu/kkZfjr va'knku dh dVkSrh rFkk deZpkfj;ksa ds bUMsDl uEcj vkfn vkoafVr fd;s tkus ds lEcU/k esa

fn'kk&funsZ'k 'kklukns'k la[;k-3&1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 }kjk fuxZr

fd;s x;s gSaA

2&mi;qZDr 'kklukns'k fnukad 14 vxLr] 2008 ds vuqikyu esa funs'kd] isa'ku }kjk fnukad 1

vizSy] 2005 vFkok mlds mijkUr jkT; ljdkj dh lsok esa vkus okys deZpfj;ksa ds b.MsDl uEcj

vkoafVr fd;s tkus dk dk;Z 'kq: dj fn;k x;k gSA fdUrq jkT; ljdkj ds deZpkfj;ksa rFkk jkT;

ljdkj }kjk fn;s x;s va'knku dh /kujkf'k ds ys[ks ds j[k&j[kko rFkk /kujkf'k ds fofu;kstu ds ckjs

esa lh0vk0,0 VªLVh cSad ,oa Q.M eSustj dh fu;qfDr;k¡ fd;k tkuk fopkjk/khu FkkA

3&Hkkjr ljdkj }kjk fnukad 1 tuojh] 2004 vFkok mlds ckn uofu;qDr deZpkfj;ksa ds

lEcU/k esa uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds dk;kZUo;u gsrq v/;kns'k la[;k&8] fnukad 29

fnlEcj] 2004 }kjk isa'ku fuf/k fu;ked rFkk fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ dk vUrfje :i

ls xBu fd;k x;k FkkA ftls Hkkjr ljdkj foRr ea=ky; ds lEiw.kZ fu;a=.k ds v/khu vlk/kkj.k xtV

la[;k&406] fnukad 14 uoEcj] 2008 }kjk iqu% tkjh djrs gq, isa'ku fuf/k fu;ked rFkk fodkl

izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ vUrfje :i ls xfBr fd;k x;k gSA isa'ku fuf/k fu;ked rFkk fodkl

izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds fØ;kUo;u gsrq us'kuy

flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lh0vkj0,0] cSad vkWQ bf.M;k dks VªLVh cSad

rFkk LVsV cSad vkWQ bf.M;k] ;wfuV VªLV vkWQ bf.M;k ,oa Hkkjrh; thou chek fuxe dks fuf/k izcU/kd

¼Q.M eSustj½ fu;qDr fd;k x;k gSA bu leLr bdkb;ksa ds i;Zos{k.k gsrq ih0,Q0vkj0Mh0,0 }kjk

,u0ih0,l0 VªLV dk Hkh xBu fd;k x;k gSA lh0vkj0,0 VªLVh cSad ,oa Q.M eSustj ds eq[; dk;Z

fuEuor~ gksaxs %&

CRAdk dk;Z

¼i½ vfHknkrk (Subscriber) ,oa dk;Znk;h laLFkkvksa dk CRA flLVe esa iathdj.k djukA

¼ii½ vfHknkrk dks ,dy [kkrk la[;k vkoafVr djukA

¼iii½ va'knkrk dk ys[kktks[kk j[kukA

¼iv½ vfHknkrk dks [kkrs ds lEcU/k esa ys[kk iphZ tkjh djukA

¼v½ vfHknkrk ,oa vU; dk;Znk;h laLFkkvksa dks lsok,a iznku djukA

¼vi½ vfHknkrk dh leL;kvksa dk lek/kku djukA

¼vii½PFRDA dks lkef;d fjiksVZ nsukA

VªLVh cSad(Trustee Bank)dk dk;Z

¼i½ uksMy vkfQl ls isa'ku fuf/k izkIr djukA

¼ii½ CRA ds funsZ'k ij Q.M eSustlZ dks@ls isa'ku fuf/k dh /kujkf'k tek@izkIr djukA

¼iii½ vkgfjr isa'ku fuf/k dh /kujkf'k CRA ds funsZ'k ij ,U;qVh lfoZl izksokbMlZ dks

miyC/k djkukA

¼iv½ vfHknkrk dks Hkqxrku fd, tkus gsrq vkgj.k [kkrs (Withdrawl Account) esa isa'ku fuf/k

IFMTR

[ 21 ]

dh /kujkf'k dks LFkkukUrfjr djukA

¼v½ isa'ku fuf/k ys[ks ds feyku dk fooj.k ntZ djukA

isa'ku fuf/k izcU/kd dk dk;Z

¼i½ PFRDA ls fofHkUu ;kstukvksa ds lEcU/k esa vuqeksnu izkIr djuk rFkk bldk iathdj.k

CRA ls djkukA

¼ii½ vfHknkrk dks isa'ku fuf/k ;kstuk (PFS) ds lEcU/k esa izLrko nsukA

¼iii½ VªLVh cSad dks@ls isa'ku fuf/k dh /kujkf'k tek@izkIr djukA

¼iv½ vfHknkrk dh isa'ku fuf/k dks vfHknkrk dks izLrkfor ;kstuk esa tek dj fuf/k dk

izcU/ku djukA

¼iii½ nSfud vk/kkj ij usV ,lsV osY;w (NAV) lwpuk miyC/k djkukA

¼vi½ PFRDA dks izxfr vk[;k izsf"kr djukA

4&mi;qZDr ds ifjisz{; esa lE;d~ fopkjksijkUr Hkkjr ljdkj }kjk ¼ih0,Q0vkj0Mh0,0½ ds

ek/;e ls dh x;h mi;qZDr O;oLFkk ds vk/kkj ij jkT; ljdkj esa uo ifjHkkf"kr va'knk;h isa'ku ;kstuk

ds dk;kZUo;u gsrq ¼ih0,Q0vkj0Mh0,0½ ds ek/;e ls ,u0,l0Mh0,y0 dks lh0vkj0,0 cSad vkWQ

bf.M;k dks VªLVh cSad rFkk ,l0ch0vkbZ0] ;w0Vh0vkbZ0 ,oa ,y0vkbZ0lh0 dks fuf/k fu;qDr fd;s tkus

dh jkT;iky egksn; lg"kZ Loh—fr iznku djrs gSaA

vkKk ls]

vuwi feJ]

izeq[k lfpoA

&&&&


la[;k&lk&3&1124@nl&2010&301¼9½&2003 Vh0lh0

y[kuÅ % fnukad 15 flrEcj] 2010

vf/klwpuk

dk;kZy;&Kki

vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk 'kklu ls

lgk;rk izkIr f'k{k.k laLFkkvksa] ftuesa fnukad 1 vizSy] 2005 ds iwoZ rRle; jkT; deZpkfj;ksa dh isa'ku

;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj ftudk foRr iks"k.k jkT; ljdkj dh lesfdr fuf/k ls

fd;k tkrk gS] esa fnukad 1 vizSy] 2005 dh vFkok mlds ckn vkus okys f'k{kdksa ,oa f'k{k.ksRrj

deZpkfj;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA

2&mi;qZDr lanHkZ esa dsUæh; ys[kk&vuqj{kd ,tsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k


:i esa mi;qZDr laLFkkvksa ds deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds

dk;kZUo;u ds fy, jkT;iky egksn; fuEuor vkns'k nsrs gSa %&

¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa

ij vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] eg¡xkbZ osru rFkk

eg¡xkbZ HkRrs@fnukad 1 tuojh] 2006 ls ykxw iqujhf{kr osru lajpuk esa osru ,oa xzsM is rFkk

nksuksa ds ;ksx ij eg¡xkbZ HkRrs ds ;ksx dk 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa

iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1 ds fy, djsxkA bl va'knku dh dVkSrh lEcfU/kr

vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg deZpkjh ds osru ls dh tk;sxhA bu deZpkfj;ksa

IFMTR

[ 22 ]

ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k buds osru ls lkekU; Hkfo"; fuf/k esa

va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA

¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼izi=&1d½ rhu izfr;ksa esa rFkk layXu

izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k

tk ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k

esa Hkh dh tk;sxhA

¼3½ laoxZ fu;a=d izkf/kdkjh fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vk;s

izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0 y[kuÅ ls bu vkns'kksa ds tkjh gksus ds ,d

ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s deZpkjh tSls gh lsok esa dk;ZHkkj

xzg.k djsa] muds dk;ZHkkj xzg.k djus dh frfFk ls ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr

dj fy;k tk,A

¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0 y[kuÅ }kjk

mlh izdkj ls fd;k tk;sxk] tSlk fd lkekU; Hkfo"; fuf/k ys[kksa ds ekeys esa egkys[kkdkj]

m0iz0 bykgkckn }kjk fd;k tkrk gSA laoxZ fu;a=d izkf/kdkjh ls fu/kkZfjr QkeZ ¼izi=&1 d½

ij vkosnu&i= rhu izfr;ksa esa izkIr gksus ij funs'kd] isa'ku] m0iz0 y[kuÅ }kjk isa'ku ;kstuk

esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl uEcj** vkoafVr fd;k tk;sxkA funs'kd] isa'ku] m0iz0

y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr bUMsDl uEcj lfgr lEcfU/kr laoxZ fu;a=d

izkf/kdkjh dks okil dh tk;sxhA isa'ku;kstuk gsrq vkoafVr ^^bUMsDl uEcj** deZpkjh dh lsok

iqfLrdk ds izFke i`"B ij lEcfU/kr izkf/kdkjh }kjk lR;kiu ds lkFk vafdr dj fn;k tk;sxkA

¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh] deZpkjh }kjk ftl ekg esa

dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~~ ftl ekg esa

deZpkjh }kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k

Lo:i] ;fn dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knku dh

dVkSrh ekg ebZ] 2005 ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn

lsok esa vkus okys deZpkfj;ksa ls orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds

va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru ls dj yh tk;sxhA blds lerqY; /kujkf'k dk

va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k t;sxkA

¼6½ ¼d½&mi;qZDr deZpkfj;ksa ds osru fcy] vU; deZpkfj;ksa ds osru fcy ls vyx rS;kj

fd;s tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk] isa'ku ;kstuk ds fy,

va'knku dh dVkSrh dk 'ksM~;wy fu/kkZfjr izk:i ¼izi= 2&x½ ij rhu izfr;ksa esa layXu fd;k

tk;sxkA ;kstuk ls vkPNkfnr vf/k"Bku ds lHkh deZpkfj;ksa ds lEcU/k esa izfof"V;k¡ 'ksM~;wy esa

dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr u fd;k tk jgk gks vkSj mlds

va'knku dh jkf'k 'kwU; gksA

osru fcy esa leLr lEcfU/kr deZpkfj;ksa ds osru ls isa'ku va'knku dh dVkSrh dh dqy

jkf'k izi= 2&x ¼nks izfr;ksa esa½] tks bl iz;kstukFkZ pkyku dk izi= Hkh gksxk ij bl gsrq

fu/kkZfjr ys[kk'kh"kZ] ftldk fooj.k vkxs fn;k x;k esa tek fd;k tk;sxkA pkyku dh ,d izfr

dks"kkxkj }kjk lEcfU/kr vkgj.k forj.k vf/kdkjh dks okil dh tk;sxh rFkk ,d izfr isa'ku

funs'kky;] y[kuÅ dks izsf"kr dh tk;sxhA bl lUnHkZ esa fuEukuqlkj dk;Zokgh dh tk;sxh %&

¼i½ vkgj.k ,oa forj.k vf/kdkjh }kjk ;g lqfuf'pr fd;k tk;sxk fd osru fcy ds

lkFk layXu] eq[; ys[kk'kh"kZ ^^8342&vU; tek** ds vUrxZr dVkSfr;ksa ls lEcfU/kr 'ksM~;wy

fu/kkZfjr izk:i [izi= 2&x ¼1½] esa Li"V ,oa dEI;wVjkbT+M cuk, x, gksaA

¼ii½ vkgj.k ,oa forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd osru fcy ls dh x;h

dVkSrh ds vuqlkj ys[kk'kh"kZ ^^8342&vU; tek&120&fofo/k tek&02&lgk;rk izkIr

f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu

IFMTR

[ 23 ]

Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk ds v/khu

;FkkfLFkfr foLr`r 'kh"kZ&01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj

deZpkfj;ksa dk va'knku&fV;j&1** dks laØfer dh tkus okyh jkf'k 'kq) gS rFkk 'ksM~;wy

rn~uqlkj cuk;s x;s gSaA

¼[k½ izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa ckg~;

lsok;kstd] ftuds }kjk isa'kujh va'knku ns; ugha gS] }kjk deZpkjh ds osru ls isa'ku va'knku

ds dVkSrh djrs gq, dVkSrh dh /kujkf'k] pkyku ¼izi= 2&x½ pkj izfr;ksa esa Hkjdj jktdks"k esa

tek dh tk;sxh] ftuesa ls ,d izfr tekdrkZ dks okil dj nh tk;sxh] ,d izfr lEcfU/kr

iSr`d laLFkk dks rFkk 'ks"k nks izfr;k¡ lEcfU/kr dks"kkxkj dks izsf"kr dh tk;saxhA dks"kkxkj }kjk

,d izfr funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks Hksth tk;sxh rFkk ,d izfr dks"kkxkj esa

vfHkys[kkFkZ j[kh tk;sxhA ;fn ,sls ckg~; lsok;kstd dk dk;kZy; izns'k ds ckgj fLFkr gS] rks

isa'ku va'knku dh dVkSrh dh /kujkf'k funs'kd] isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V

}kjk] dVkSrh ds 'ksM~;wy ¼izi= 2&?k½ ds lkFk funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth

tk;sxhA mijksDr 'kklukns'k }kjk vkPNkfnr ,sls deZpkfj;ksa ds lEcU/k esa lsok;kstd dk

va'knku jkT; ljdkj }kjk ogu fd;k tk;sxkA

¼x½ izns'k ds ckgj ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij dk;Zjr deZpkfj;ksa ds isa'ku

va'knku dh /kujkf'k ¼izi= 2&x½ vkSj ckg~; lsok;kstd ds va'knku dh /kujkf'k ¼izi= 2&?k½

lfgr izfrekg funs'kd] isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10

rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth tk,xhA ;fn ,sls ckg~; lsok;kstd dk

dk;kZy; izns'k ds vUnj fLFkr gS] rks deZpkjh ds isa'ku va'knku dh dVkSrh dh /kujkf'k ,oa

ckg~; lsok;kstd ds va'knku dh /kujkf'k mi izLrj&¼[k½ esa fu/kkZfjr izfØ;k vuqlkj pkyku

ds ek/;e ls tek dh tk;sxh] ftl gsrq Øe'k% izi= 2&x ,oa izi= 2&?k dks gh Vªstjh pkyku

QkeZ ekuk tk;sxkA

¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh

gS rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~~;wy esa va'knku dh dVkSrh ^^'kwU;**

n'kkZrs gq, mlds Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA

¼8½ osru fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk i{k

esa fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&

eq[; 'kh"kZ 8342&vU; tek &

y?kq 'kh"kZ 120&fofo/k tek

mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa

rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu/kkZfjr va'knku isa'ku ;kstuk

foLr`r 'kh"kZ 01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa

dk va'knku&fV;j&1

¼9½ vkgj.k ,oa forj.k vf/kdkjh }kjk izsf"kr fd, x, 'ksM~;wy dh ,d izfr dks] ;Fkk

fLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd ekg

,d dofjax 'khV ftlesa laLFkkokj va'knku dh dqy jkf'k dk mYys[k gks] ds lkFk dk;kZy;

funs'kd] isa'ku] m0iz0] y[kuÅ dks Hkstk tk;sxkA ckg~; lsok;kstd }kjk izfrfu;qfDr ij

dk;Zjr deZpkfj;ksa ds 'ksM~;wy ¼izi= 2&x vFkok izi= 2&?k½ dh ,d&,d izfr vxys ekg dh

10 rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth tk,xhA


va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA

IFMTR

[ 24 ]


ljdkj ds va'knku gsrq ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa ckg~;

lsok;kstd }kjk isa'kujh va'knku ns; ugha gS½ izfr ekg funs'kd] isa'ku] m0iz0] y[kuÅ }kjk

fuEukafdr ys[kk'kh"kZ dks ^^MsfcV** fd;k tk;sxk&

eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk &

mi eq[;

'kh"kZ

01&flfoy &

y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku

mi 'kh"kZ 03&jkT; ljdkj dk va'knku

foLr`r 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ks a ds

fy, fu/kkZfjr va'knku


mi;qZDr ys[kk'kh"kZ ls MsfcV dh x;h jkf'k ^^cqd VªkalQj** }kjk ys[kk'kh"kZ ^^8342&vU;

tek& 120&fofo/k tek&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj

deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu/kkZfjr va'knku isa'ku ;kstuk&03&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa

f'k{k.ksRrj deZpkfj;ksa ds fy, jkT; ljdkj dk va'knku&fV;j&1** esa tek dh tk;sxhA

deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh

rkjh[k dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku

lkekU;r% ftl ekg ds fy, deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh

rkjh[k dks tek gqvk eku fy;k tk;sxk] Hkys gh okLro esa fdlh vU; fnukad dks tek

fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj vkoafVr gksus ds iwoZ dh vof/k ds

vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku okLro esa tek fd;k

x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru ls

dkVdj tek fd;k x;k gksA mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku

ds ek/;e ls ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku

fnukad 1 tqykbZ] dks tek ekuk tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld

va'knku ds lkFk osru ls dkVdj tek fd;k tkrk gS jkT; ljdkj dk va'knku 1

vDVwcj] dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa vfUre osru iphZ ¼,y0ih0lh0½

esa bl fLFkfr dk mYys[k fd;k tk, fd fdl ekg rd va'knku dkVk x;k gSA ;fn fdlh

ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx fVIi.kh

ds :i esa n'kkZ;k tk;sxkA

¼[k½ ,slh ckg~; lsok ftlds fy;s isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr

ds vk/kkj ij dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg

ds osru ls dVk gks] mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA

¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT;

ljdkj }kjk lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA

C;kt dh x.kuk mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esa

tek /kujkf'k ij dh tkrh gSA


ys[kk'kh"kZ dks MsfcV dj ^^cqd VªkalQj** }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk %&

eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡ &

IFMTR

[ 25 ]

mi eq[;

'kh"kZ

03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt &

y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ij C;kt

mi 'kh"kZ 03&fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt

foLr`r 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ks a ds

fy, fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt


¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa

,d LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa

izkjfEHkd vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k

rFkk vfUre vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh

}kjk lEcfU/kr deZpkjh dks miyC/k djk;h tk,xhA

¼15½ lEcfU/kr dk;kZy;k/;{[email protected] ,oa forj.k vf/kdkjh }kjk izR;sd deZpkjh ds

funs'kd] isa'ku] m0iz0] y[kuÅ ls izkIr ^^bUMsDl uEcj** ds vuqlkj izi=&3 esa fu/kkZfjr izk:i

esa ,d ystj j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd vo'ks"k] deZpkjh ds

va'knku rFkk jkT; ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k vafdr fd;k

tk;sxkA izR;sd deZpkjh ds lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr dk;kZy;k/;{[email protected]

,oa forj.k vf/kdkfj;ksa }kjk izi=&4 esa fu/kkZfjr izk:i ij ^^va'knk;h isa'ku ikl&cqd** Hkh j[kh

tk;sxhA funs'kd] isa'ku ls izkIr LVsVesUV rFkk vkgj.k ,oa forj.k vf/kdkjh ds Lrj ij j[ks

tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks mldk funs'kd] isa'ku ds dk;kZy; ls o"kZ izfro"kZ

lek/kku fd;k tk;sxkA



3&lgk;rk izkIr izkFkfed fo|ky;ksa gsrq ys[kkf/kdkjh] csfld f'k{kk ek/;fed fo|ky;ksa gsrq

ftyk fo|ky; fujh{kd] egkfo|ky;ksa gsrq {ks=h; mPp f'k{kk vf/kdkjh@ftyk fo|ky; fujh{kd rFkk

vuqnkfur izkfof/kd f'k{k.k laLFkkvksa gsrq tks 'kkldh; vf/kdkjh vuqnku fcy izfrgLrk{kfjr djus gsrq

vf/k—r gksa] bl 'kklukns'k ds iz;kstukFkZ fofHkUu izi=ksa dks iw.kZ djkus rFkk vfHkys[kksa ds j[k&j[kko

lEcU/kh nkf;Roksa dk fuoZgu djsaxsA

4&—i;k 'kklu ds bu vkns'kksa dk vuqikyu leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk

lqfuf'pr fd;k tk,A

vkKk ls]

vuwi feJ]

izeq[k lfpo A

IFMTR

[ 26 ]

¼lanHkZ&'kklukns'k la[;k lk&3&1124@nl&2010&301¼9½&2003 Vh0lh0] fnukad 15 flrEcj] 2010½

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

ifjHkkf"kr va'knku ;kstuk bUMsDl uEcj % ----------------------------------------------------------------------------------------------------------------------------- -------

¼isa'ku funs'kd] m0iz0] y[kuÅ }kjk vkoafVr fd;k tk;sxk½

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

1&vkosnd dk uke ¼fgUnh esa½ % -------------------------------------------------------------------------------------------------------------------------------------------------------

vaxzsth esa ¼cM+s v{kjksa esa½ % -----------------------------------------------------------------------------------------------------------------------------------------------------------

2&vkosnd ds firk@ifr dk uke % -----------------------------------------------------------------------------------------------------------------------------------------------

3&fyax % iq#"k L=h

4&oSokfgd fLFkfr % fookfgr vfookfgr

5&inuke % ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

6&dk;kZy; dk uke % ----------------------------------------------------------------------------------------------------------------------------- --------------------------------------------

7&vkosnd dk lsok laoxZ % ----------------------------------------------------------------------------------------------------------------------------- ----------------------------------

8&lsok esa vkus dh frfFk % ---------------------------------------------------------------------------------------------------------------------------------- -------------------------------

9&osrueku % ----------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------

10&ewy osru % ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --

11&tUe frfFk % ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

12&D;k fu;fer fu;qfDr gS % gk¡ ugha

13&Js.kh % vuqlwfpr tkfr@vuqlwfpr tutkfr@vU; fiNM+k oxZ@vU;

¼lkaf[;dh; mi;ksx ds fy,½

14&D;k ukekadu layXu gS % gk¡ ugha

15&fVIi.kh] ;fn dksbZ gks %

LFkku %

fnukad %

vkosnd ds gLrk{kj

IFMTR

[ 27 ]

izekf.kr fd;k tkrk gS fd &

¼1½ Jh@Jherh@dqekjh -------------------------------------------------------------------------------------------------------------- fu;fer deZpkjh gSa

,oa vkosnu&i= esa fn;s x;s fooj.k lgh gSaA

¼2½ Jh@Jherh@dqekjh -------------------------------------------------------------------------------------------------------------- mRrj izns'k

ljdkj dh ifjHkkf"kr va'knku isa'ku ;kstuk esa lfEefyr gksus ds ik= gSaA

dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds gLrk{kj

iw.kZ irk@dk;kZy; dh eqgj lfgr

LFkku %

fnukad %

fVIi.kh %&

1&mi;qZDr vkosnu&i= isa'ku funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa Hkstk tk;sxkA

2&vkosnd deZpkjh ckg~; lsok ij izfrfu;qDr gksus dh n'kk esa ckg~; lsok;kstd }kjk isa'ku

funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa vkosnu&i=] laoxZ fu;a=d izkf/kdkjh ds ek/;e ls

gh Hkstk tk;sxkA

IFMTR

[28]

layXud

¼izi=&1 d ds lkFk½

ukekadu izi=

bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj Nis gq, vuqns'k lko/kkuhiwoZd i<+ fy, tk,a isa'ku ;kstuk bUMsDl uEcj --------------------------------

eSa ---------------------------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks esjs ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa]

;kstuk esa esjs uke tek /kujkf'k dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡ tc ml /kujkf'k ds ns; gksus ls iwoZ esjh e`R;q gks tk; ;k ns; gksus

ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh e`R;q gks tk; %&

ukfer O;fDr@O;fDr;ksa dk@ds uke

vkSj iwjk irk

vfHknkrk ls

lEcU/k

ukfer O;fDr

dh vk;q

izR;sd ukfer O;fDr dk

ns; va'k ¼'ks;j½

vkdfLedrk,a] ftuds

gksus ij uke voS/k gks

tk;sxk

;fn vfHknkrk dh eR;q ls iwoZ ukfer O;fDr

dh eR;q gks tk;s] rks bl O;fDr@mu

O;fDr;ksa dk@ds uke] irk@irs vkSj lEcU/k

;fn dksbZ gks] ftls@ftUgsa ukfer O;fDr ds

vf/kdkjh izkIr gks tk;saxsA

1 2 3 4 5 6

1&

2&

3&

4&

fnukad ------------------------------------- ekl ------------------------------- 20---------------

LFkku ---------------------------------------------------------------------------------------------------------


vfHknkrk ds gLrk{kj ----------------------------------------------------------------------

uke irk gLrk{kj uke % ¼fgUnh esa½ -------------------------------------------------------------------------------

1& ¼vaxzsth ds cM+s v{kjks esa½ ---------------------------------------------------------------

2& inuke -------------------------------------------------------------------------------------------------

IFMTR

[29]

LFkku --------------------------------------------------------------------------------------------------

Jh@Jherh@dqekjh ------------------------------------------------------ dk uke

inuke ----------------------------------------------------------------------------------------------

gLrk{kj ¼fnukad lfgr½ ---------------------------------------------------------------


eqgj

}kjk ukekadu izi= dh izkfIr dk fnukad -------------------------------

¼d½ vfHknkrk dk iwjk uke Hkjk tk;A

¼[k½ ifjokj dk rkRi;Z fuEufyf[kr ls gksxkA

¼,d½ iq#"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;k¡ rFkk cPps ,oa vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPpsA

fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls U;kf;d ikFkZD; ¼Judicial Separation½ gks pqdk gS vFkok og ftl leqnk; dh

gS] mldh :f<+xr fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugha jg xbZ gS] rks og ,rn~i'pkr~ vfHknkrk dk ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk

ckn esa dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk ¼Express Notification½ }kjk ;g lwfpr u djsa fd mls ,slk ekuk tkrk jgsxkA

¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPpsA fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk

fyf[kr vf/klwpuk }kjk dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr~

vfHknkrk ds ifjokj dk lnL; u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk dks vkSipkfjd :i lsfy[kdj jn~n u dj nsaA

%& ¼1½ ^^cPpksa** dk rkRi;Z oS/k cPpksa ls gSA

¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;sxk tc nRrd xzg.k vfHknkr ij 'kklh Loh; fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh

ds eu esa dksbZ lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl ckr dk lek/kku gks tk; fd vfHknkrk dh oS;fDrd fof/k ¼Personal Law½ ds

v/khu nRrd xzg.k dks ^tkj; cPps* ¼Natural Child½ dh izkfLFkfr ¼Status½ iznku djus ds fy, fof/kd ekU;rk izkIr gSA

¼x½ ;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk tk;A ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr

dks ns; va'k ftlesa isa'ku [kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;A

¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh eR;q dk mYys[k u fd;k tk;A

¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;A

¼p½ vfUre izfof"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk;] ftlls fd vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA

IFMTR

[30]

izi=&2 ¼x½

okmpj@pkyku la[;k ---------------------------------------------------

fnukad -------------------------------------------------

¼dks"kkxkj@cSad }kjk Hkjk tk,xk½

osru ls va'knku dVkSrh dk 'ksM~~;wy@pkyku ekg ------------------------------ 20------

ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh laLFkk@dk;kZy; dk uke % -----------------------------------------------------------------------------------------

dks"kkxkj dksM % [email protected] vf/kdkjh inuke % ------------------------------------------------------------------------

[email protected] vf/kdkjh dksM %

eq[; ys[kk'kh"kZ % vuqnku la[;k %

eq[; 'kh"kZ ^^8342&vU; tek]&


mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu

Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk

foLr`r 'kh"kZ 02&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&fV;j&1**

8 3 4 2 1 2 0 0 2 0 2 0 0

Øe la[;k ifjHkkf"kr

va'knku isa'ku

;kstuk

bUMsDl uEcj

uke@inuke ewy osru egaxkbZ osru egaxkbZ HkRrk ;ksx deZpkjh dk va'knku vH;qfDr

orZeku ,fj;j

ekg@o"kZ /kujkf'k

1 2 3 4 5 6 7 8 9 10 11


vkgj.k vf/kdkjh ds gLrk{kj

inuke lfgr

IFMTR

[31]

%

1&osru ,oa HkRrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h tk;] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA

2&dkye ¼2½ % ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A

3&dkye ¼3½ % uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A

4&dkye ¼4½] ¼5½ rFkk ¼6½ % lEcfU/kr ekg esa vkgfjr osru] egaxkbZ osru ,oa egaxkbZ HkRrk gh n'kkZ;k tkuk pkfg,A

5&dkye ¼8½ rFkk ¼9½ % deZpkjh dk va'knku] ,fj;j osru fcy rFkk iqujhf{kr egaxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;A

6&fdlh vU; dk;kZy; esa LFkkukuUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g

rF; n'kkZ;k tk;sA

IFMTR

[32]

izi=&2 ¼?k½

pkyku la[;k ---------------------------------------------------

fnukad -------------------------------------------------

¼cSad }kjk Hkjk tk,xk½

jkT; ljdkj@lsok;kstd ds va'knku dk 'ksM~~;wy@pkyku ekg ------------------------------ 20------

ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh dk;kZy;@laLFkk dk uke % -----------------------------------------------------------------------------------------

dks"kkxkj dksM % [email protected] vf/kdkjh ¼inuke½ % ----------------------------------------------------------------------

ys[kk 'kh"kZ ^^8342&vU; tek]&


mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu

Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstukA

foLr`r 'kh"kZ 04&'kklu ds fu;a[.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, jkT; ljkdj dk va'knku**

8 3 4 2 1 2 0 0 2 0 3 0 0

Øe la[;k ifjHkkf"kr

va'knku isa'ku

;kstuk

bUMsDl uEcj

uke@inuke ewy osru egaxkbZ osru egaxkbZ HkRrk ;ksx deZpkjh dk va'knku vH;qfDr

orZeku ,fj;j

ekg@o"kZ /kujkf'k

1 2 3 4 5 6 7 8 9 10 11


vkgj.k vf/kdkjh ds gLrk{kj

inuke lfgr

IFMTR

[33]

%

1&osru ,oa HkRrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h tk;] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA

2&dkye ¼2½ % ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A

3&dkye ¼3½ % uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A

4&dkye ¼4½] ¼5½ rFkk ¼6½ % lEcfU/kr ekg esa vkgfjr osru] egaxkbZ osru ,oa egaxkbZ HkRrk gh n'kkZ;k tkuk pkfg,A

5&dkye ¼8½ rFkk ¼9½ % deZpkjh dk va'knku] ,fj;n osru fcy] iqujhf{kr egaxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;A

6&fdlh vU; dk;kZy; esa LFkkukuUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g

rF; n'kkZ;k tk;sA

IFMTR

[34]

izi=&3

deZpkjh dk uke ------------------------------------------------------- foRrh; o"kZ ------------------------------- ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj ------------------------------ C;kt nj --------------------- ¼/kujkf'k #i;s esa½

Hkqxrku dk ekl osru@cdk;k

osru@egaxkbZ

HkRrs dh lEc)

vof/k

dks"kkxkj

okmpj@pkyku

la[;k vkSj fnukad

okmpj@pkyku dh

/kujkf'k

ys[kk'kh"kZ deZpkjh dk

va'knku

'ksM~;wy dh /kujkf'k

dk ;ksx ftlesa

dVkSrh lfEefyr

dh x;h gks

fu;ksDrk dk

va'knku

;ksx

¼dkye 6$8½

ekfld Øekxr

;ksx

vkgj.k ,oa

forj.k vf/kdkjh

ds gLrk{kj vkSj

eqgj

1 2 3 4 5 6 7 8 9 10 11

vizSy

ebZ

twu

tqykbZ

vxLr

flrEcj

vDVwcj

uoEcj

fnlEcj

tuojh

Qjojh

ekpZ

;ksx

**

** ;ksx

d&izkjfEHkd 'ks"k tksfM+, ---------------------------------------------------------------------------------------- ------------------------------------------------------------------------------- }kjk lR;kiu fd;k x;kA

[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------------------------------------------- -------------------------------------------------------------------------- }kjk izfrgLrk{kfjrA

¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij C;kt -----------------------------------------

¼3½ o"kZ esa vo'ks"k tek -----------------------------------------------------------------------------------

¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------------------------

¼5½ ;ksx ¼1 ls 4 rd½ ----------------------------------------------------------------------------

egk;ksx [d$[k ¼5½] ------------------------------------------------------------------------ dk;kZy;k/;{[email protected] ,oa forj.k

vf/kdkjh dh eqgjA

fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA

C;kt lEc) vof/k ds vuqlkj vkxf.kr fd;k tk;sxkA

IFMTR

[35]

foRrh; o"kZ ------------------------------------------------- C;kt nj --------------------------

Hkqxrku dk ekl osru@cdk;k

osru@egaxkbZ

HkRrs dh lEc)

vof/k

dks"kkxkj

okmpj@pkyku

la[;k vkSj fnukad

okmpj@pkyku dh

/kujkf'k

ys[kk'kh"kZ deZpkjh dk

va'knku

'ksM~;wy dh /kujkf'k

dk ;ksx ftlesa

dVkSrh lfEefyr

dh x;h gks

jkT; ljdkj

fu;ksDrk dk

va'knku

;ksx

¼dkye 6$8½

ekfld

Øekxr;ksx

vkgj.k ,oa

forj.k vf/kdkjh

ds gLrk{kj vkSj

eqgj

1 2 3 4 5 6 7 8 9 10 11

vizSy

ebZ

twu

tqykbZ

vxLr

flrEcj

vDVwcj

uoEcj

fnlEcj

tuojh

Qjojh

ekpZ

;ksx

**

** ;ksx

d&izkjfEHkd 'ks"k tksfM+, ----------------------------------------------------------------------------------------

[k&¼1½ o"kZ esa fu;fer tek ---------------------------------------------------------------------------------

¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij C;kt -----------------------------------------

¼3½ o"kZ esa vo'ks"k tek -----------------------------------------------------------------------------------

¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------------------------

¼5½ ;ksx ¼1 ls 4 rd½ ----------------------------------------------------------------------------

egk;ksx [d$[k ¼5½] ------------------------------------------------------------------------

------------------------------------------------------------------------------- }kjk lR;kiu fd;k x;kA

-------------------------------------------------------------------------- }kjk izfrgLrk{kfjrA

¼1½ esjs }kjk iklcqd dk izFke fujh{k.k fnukad ---------------------- dks fd;k x;kA

¼2½ esjs }kjk iklcqd dk f}rh; fujh{k.k fnukad ------------------------- dks fd;k x;kA

** fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs

ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj

vkxf.kr fd;k tk;sxkA

IFMTR

[36]

vfHknkrk dk uke --------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1&uke -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

2&firk dk uke ------------------------------------------------------------------------------------------------------------------------------------------------------------------------

3&tUe frfFk -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------

4&¼d½ LFkkbZ irk ---------------------------------------------------------------------------------------------------------------------------------------------------------------------

¼[k½ vLFkkbZ irk ----------------------------------------------------------------------------------------------------------------------------------------------------------------

isa'ku funs'kd] mRrj izns'k] y[kuÅ }kjk vkoafVr

bUMsDl uEcj -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------

5&laLFkk ds v/khu lsok esa izos'k djus dk fnukad --------------------------------------------------------------------------------------------------------

6&ifjHkkf"kr va'knku isa'ku ;kstuk esa vfHknku izkjEHk gksus

dk fnukad ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

ikl&cqd tkjh djus okys vf/kdkjh ds gLrk{kj -----------------------------------------------------------------------------------------------------------

uke -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 7&vfHknkrk ds gLrk{kj dk uewuk

¼tkjh djus okys izkf/kdkjh ds le{k fy;s tk;saxs½

inuke -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 8&ikl&cqd tkjh djus okys ml vf/kdkjh ds gLrk{kj rFkk eqgj

tks vfHknkrk ds gLrk{kj dks izekf.kr djsaA

eqgj ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- gLrk{kj &

fnukad &

eqgj &

9&lsok NksM+us dk fnukad ------------------------------------------------------------------------------------------------------------------------------------------------------

ikl&cqd tkjh fd;s tkus dk fnukad ------------------------------------------------------------------------------------------------------------------------------- 10&lsok NksM+us dk dkj.k ¼R;kx&i=@lsok ls gVk;k tkuk@vf/ko"kZrk ¼Superannuation½@eR;q vkfn½

IFMTR

[ 37 ]

izi=&4

¼laLFkk dk uke½

va'knk;h isa'ku ikl&cqd

uke&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

ifjHkkf"kr va'knku isa'ku bUMsDl uEcj&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

foRr ¼lkekU;½ vuqHkkx&3 ds dk;kZy;&Kki la[;k lk&3&1124@nl&2010&301¼9½&2003

Vh0lh0] fnukad 15 flrEcj] 2010 }kjk fu/kkZfjrA

IFMTR

[ 38 ]

Øe

la[;k

uke lEcU/k tUefrfFk vfHknkrk ds

gLrk{kj

dk;kZy;k/;{k ds

gLrk{kj

1 2 3 4 5 6

1

2

3

4

5

6

7

8

9

IFMTR

[ 39 ]

Øe

la[;k

vof/k in ftl ij

dk;Z fd;k

dk;kZy; dk uke izekf.kr djus okys

dk;kZy;k/;{k ds

fnukafdr gLrk{kj

vkSj eqgj

dc ls dc rd

1 2 3 4 5 6

1

2

3

4

5

6

7

8

9

10

IFMTR

[ 40 ]

Øe

la[;k

vof/k in ftl ij

dk;Z fd;k

dk;kZy; dk uke izekf.kr djus okys

dk;kZy;k/;{k ds

fnukafdr gLrk{kj

vkSj eqgj

dc ls dc rd

1 2 3 4 5 6

11

12

13

14

15

16

17

18

19

20

IFMTR

[ 41 ]

la[;k-lk&3&1671@nl&2010&301¼9½&2003 Vh0lh0

izs"kd]

vuwi feJ]

izeq[k lfpo] foRr]

mRrj izns'k 'kkluA

lsok esa]

1&leLr izeq[k lfpo@lfpo]

mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k]

mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 16 flrEcj] 2010

%& vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005

}kjk ykxw uo ifjHkkf"kr va'knku isa'ku ;kstuk ds lEcU/k esa Li"Vhdj.kA

egksn;]

foRr ¼lkekU;½ vuqHkkx&3 dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnuakd

28 ekpZ] 2005 }kjk jkT; ljdkj dh lsok esa vkSj ,sls leLr 'kklu ds fu;a=.kk/khu Lok;Rr'kklh

laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa esa] ftuesa jkT; deZpkfj;ksa dh Hkk¡fr isa'ku

;kstuk ykxw gS vkSj mudk foRr iks"k.k jkT; ljdkj dh lesfdr fuf/k ls fd;k tkrk gS] fnukad

1 vizSy] 2005 ls u;s izos'kdksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw dh x;h gSA jkT; ljdkj

dh lsok esa vkSj Åij mfYyf[kr laLFkkvksa esa fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr~ izos'k djus

okys dfeZ;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk vfuok;Z :i ls ykxw gSA

2&foRr foHkkx esa bl fcUnq ij Li"Vhdj.k iznku fd;s tkus lEcU/kh lanHkZ izkIr gksrs jgs gSa fd

,sls deZpkjh tks jkT; ljdkj dh fdlh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ fu;qDr gks

pqds Fks rFkk fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj ds v/khu fdlh vU;

lsok@laoxZ esa isa'ku;qDr in ij fu;qDr gksrs gSa] rks mUgs iqjkuh isa'ku ;kstuk] tks fnukad 1 vizSy]

2005 ds iwoZ ykxw Fkh] ls vkPNkfnr ekuk tk;sxk vFkok ubZ isa'ku ;kstuk lsA

3&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd 'kklu }kjk lE;d~ fopkjksijkUr ;g

fu.kZ; fy;k x;k gS fd ,sls lHkh deZpkjh ftUgksasus jkT; ljdkj dh vFkok ,sls leLr 'kklu ds

fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT;

deZpkfj;ksa dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj mudk foRr iks"k.k jkT; ljdkj dh

lesfdr fuf/k ls fd;k tkrk gS] dh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ ;ksxnku fd;k Fkk

rFkk fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr~ jkT; ljdkj dh vFkok 'kklu ds fu;a=.kk/khu

mDr mfYyf[kr Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh isa'ku;qDr lsok

esa viuh iwoZ lsok ls dk;ZeqDr gksdj vFkok rduhdh R;kx&i= nsdj fu;qDr gksrs gSa] rks os mlh isa'ku

;kstuk ls vkPNkfnr ekus tk;saxs ftl isa'ku ;kstuk ls os fnukad 1 vizSy] 2005 ds iwoZ vkPNkfnr FksA

vuwi feJ]

izeq[k lfpo] foRrA

&&&&&&

IFMTR

[ 42 ]

mRrj çns'k 'kklu

foRk ¼lkekU;½ vuqHkkx&3

la[;k lk&3&1558@nl&2010&301¼9½&2003Vh0lh0

y[kuÅ% 13 vDVwcj] 2010

dk;kZy;&Kki

vf/klwpuk la[;k lk&3&379@nl& 2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk 'kklu

ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa] ftuesa fnukad 1 vizSy] 2005 ds iwoZ rRle; jkT; deZpkfj;ksa

dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] vkSj ftudk foRr iks"k.k jkT; ljdkj dh lesfdr

fuf/k ls fd;k tkrk gS] esa fnukad 1 vizSy] 2005 dks vFkok mlds ckn vkus okys Lok;Rr'kklh laLFkkvksa

ds deZpkfj;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA

2& mi;qZDr lanHkZ esa dsUnzh; ys[kk&vuqj{k.k ,tsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k


:i esa mi;qZDr laLFkkvksa ds deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds

dk;kZUo;u ds fy, jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&

¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ij

vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] egaxkbZ osru rFkk egaxkbZ HkRrs@

fnukad 01&01&2006 ls ykxw iqujhf{kr osru lajpuk esa osru ,oa xzsM is rFkk nksuksa ds ;ksx ij egaxkbZ

HkRrs ds ;ksx dk 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1

ds fy, djsxkA bl va'knku dh dVkSrh lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg

deZpkjh ds osru ls dh tk;sxhA bu deZpkfj;ksa ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k

buds osru ls lkekU; Hkfo"; fuf/k esa va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA

¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼izi=&1 [k½ rhu izfr;ksa esa rFkk layXu

izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k tk

ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k esa Hkh dh

tk;sxhA

¼3½ laLFkk ds eq[; dk;Zikyd vf/kdkjh] ¼ftUgsa vkxs l{ke vf/kdkjh dgk x;k gS½ fnukad 1

vizSy] 2005 dks vFkok mlds ckn lsok esa vk;s izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0] y[kuÅ

ls bu vkns'kksa ds tkjh gksus ds ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s

deZpkjh tSls gh lsok esa dk;ZHkkj xzg.k djsa] muds dk;ZHkkj xzg.k djus dh frfFk ls ,d ekg ds vUnj

^^bUMsDl uEcj** izkIr dj fy, tk,aA

¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0] y[kuÅ }kjk

mlh izdkj ls fd;k tk;sxk] tSlk fd ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa ds lEcU/k esa

fd;k tk jgk gSA l{ke vf/kdkjh ls fu/kkZfjr QkeZ ¼izi=&1 [k½ ij vkosnu&i= rhu izfr;ksa esa izkIr

gksus ij funs'kd] isa'ku] m0iz0] y[kuÅ }kjk isa'ku ;kstuk esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl

uEcj** vkoafVr fd;k tk;sxkA funs'kd] is'ku] m0iz0] y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr

bUMsDl uEcj lfgr lEcfU/kr laLFkk dks okil dh tk;sxhA isa'ku ;kstuk gsrq vkoafVr ^^bUMsDl uEcj**

deZpkjh dh lsok iqfLrdk ds izFke i`"B ij lEcfU/kr izkf/kdkjh }kjk lR;kiu ds lkFk vafdr dj fn;k

tk;sxkA

¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh] deZpkjh }kjk ftl ekg esa

dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~ ftl ekg esa deZpkjh

}kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k Lo:i] ;fn

dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knku dh dVkSrh ekg ebZ] 2005

ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ls

orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru

IFMTR

[ 43 ]

ls dj yh tk;sxhA blds lerqY; /kujkf'k dk va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k

tk;sxkA

¼6½ ¼d½ mi;qZDr deZpkfj;ksa ds osru vuqnku fcy] vU; deZpkfj;ksa ds osru vuqnku fcy ls

vyx rS;kj dj ikj.k gsrq izfrekg dks"kkxkj esa izLrqr fd;s tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk

osru vuqnku fcy ds lkFk] isa'ku ;kstuk ds fy, va'knku dh dVkSrh dk 'ksM~;wy fu/kkZfjr izk:i

[izi=&2-x¼1½] ij rhu izfr;ksa esa layXu fd;k tk;sxkA ;kstuk ls vkPNkfnr vf/k"Bku ds lHkh

deZpkfj;ksa ds lEcU/k esa izfof"V;k¡ 'ksM~;wy esa dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr

u fd;k tk jgk gksvkSj mlds va'knku dh jkf'k 'kwU; gksA

osru vuqnku fcy esa leLr lEcfU/kr deZpkfj;ksa ds osru ls isa'ku va'knku dh dVkSrh dh

dqy jkf'k [izi=&2-x¼1½] ¼nks izfr;ksa esa½] tks bl iz;kstukFkZ pkyku dk izi= Hkh gksxk ij bl gsrq

fu/kkZfjr ys[kk'kh"kZ] ftldk fooj.k vkxs fn;k x;k] esa tek fd;k tk;sxkA 'ksM~;wy dh ,d izfr

dks"kkxkj }kjk vyx dj j[k yh tk;sxhA dks"kkxkj Lrj ij u;h isa'ku ;kstuk dks lEcfU/kr ekWM~;wy

esa] 'ksM~;wy ds vuqlkj deZpkjhokj izfof"V dh tk;sxhA bl lEcU/k esa foRr foHkkx ds 'kklukns'k

la[;k lk&3&1454@nl&2008&301¼9½-2003] fnukad 28 uoEcj] 2008 esa nh x;h izfØ;k dk

vuqikyu fd;k tk;sxkA bl lanHkZ esa fuEukuqlkj dk;kZokgh dh tk;sxh %&

¼i½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh }kjk ;g lqfuf'pr fd;k tk;sxk fd osru

fcy ds lkFk layXu] eq[; ys[kk'kh"kZ ^^8342&vU; tek** ds vUrxZr dVkSfr;ksa ls lEcfU/kr

'ksM~;wy fu/kkZfjr izk:i [izi=&2-?k¼1½] esas Li"V ,oa dEI;wVjkbTM cuk, x, gksaA

¼ii½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd osru fcy ls dh x;h

dVkSrh ds vuqlkj ys[kk'kh"kZ ^^8342&vU; tek&120&fofo/k tek&02&lgk;rk izkIr f'k{k.k

laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh

laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk 02&'kklu ds fu;a=.kk/khu

Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&fV;j&1** dks laØfer dh tkus okyh jkf'k

'kq) gS rFkk 'ksM~;wy rn~uqlkj cuk;s x;s gSaA

¼[k½ izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa ckg~;

lsok;kstdksa }kjk izfrfu;qfDr ij dk;Zjr dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls

dks"kkxkj esa tek ugha dh tk;sxhA ,sls ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh

dVkSrh djrs gq, dVkSrh dh /kujkf'k cSad Mªk¶V ds ek/;e ls rFkk lEcfU/kr 'ksM~;wy&2¼x&1½ ij

dkfeZdokj dVkSrh dk iw.kZ fooj.k izfo"V djrs gq, funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks vxys ekg

dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA isa'ku] funs'kd }kjk lEcfU/kr deZpkjh ds isa'kujh va'knku ls

lEcfU/kr cSad Mªk¶V 'ksM~;wy&2¼x&1½ ds lkFk dks"kkxkj esa tek fd;k tk;sxkA fu;ksDrk va'knku tek

djus ds fy, funs'kd] isa'ku }kjk ns;d vuqnku la[;k&62 ds ys[kk'kh"kZd&2071&isa'ku rFkk vU;

lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy;s ljdkjh

va'knku&03&jkT; ljdkj dk va'knku&03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa

ds fy;s fu/kkZfjr va'knku&20&lgk;d vuqnku@va'knku@jkt lgk;rk ij cukdj tokgj Hkou

dks"kkxkj dks izsf"kr fd;k tk;sxkA

¼x½ ,sls ckg~; lsok;kstd ftuds }kjk 'kklukns'k fnukad 9&11&2006 ds vuqlkj ckg~;

lsok;kstd dk va'knku tek fd;k tkuk gS] muds }kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds va'knku dh

/kujkf'k vuqyXud&2¼x&1½ rFkk ckg~; lsok;kstd dss va'knku dh /kujkf'k vuqyXud&2¼?k&1½lfgr

¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k ckgj½ izfrekg funs'kd] isa'ku ds i{k esa

cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd Hkstk tk;sxkA Mªk¶V dh /kujkf'k dks ys[kk'kh"kZd&8342

esa tek djus dh dk;Zokgh funs'kd] isa'ku] mRrj izns'k] y[kuÅ }kjk dh tk;sxhA

IFMTR

[ 44 ]

¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh gS

rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~;wy esa va'knku dh dVkSrh ^^'kwU;** n'kkZrs gq,

mlds Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA

¼8½ osru vuqnku fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk

i{k esa fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&

eq[; 'kh"kZ 8342&vU; tek&

y?kq 'kh"kZ 120&fofo/k tek&

mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk

'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu/kkZfjr va'knku isa'ku ;kstuk&

foLr`r 'kh"kZ 02&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&

fV;j&1

¼9½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh }kjk izsf"kr fd, x, 'ksM~;wy dh ,d izfr dks]

;FkkfLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd ekg ,d

dofjax 'khV ftlesa laLFkkokj va'knku dh dqy jkf'k dk mYys[k gks] ds lkFk dk;kZy; funs'kd] isa'ku]

m0iz0] y[kuÅ dks lk¶V dkih ds lkFk Hkstk tk;sxkA


va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA bl gsrq fnukad 28 uoEcj]

2008 ds 'kklukns'k ds izLrj&¼2½ ,oa ¼3½ esa nh x;h izfØ;k dk vuqikyu fd;k tk;sxkA


ljdkj ds va'knku gsrq ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa ckg~; lsok;kstd }kjk

isa'kujh va'knku ns; ugha gS½ izfr ekg fuEukafdr ys[kk'kh"kZ dks ^^MsfcV** fd;k tk;sxk %&

eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&

mi eq[; 'kh"kZ 01&flfoy&

y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&

mi 'kh"kZ 03&jkT; ljdkj dk va'knku&

foLr`r 'kh"kZ 03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu/kkZfjr va'knku


mi;qZDr ys[kk'kh"kZ ls MsfcV dh x;h jkf'k ^^cqd VªkalQj** }kjk ys[kk'kh"kZ ^^8342&vU; tek&

120&fofo/k tek&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu

ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&04&'kklu

ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, jkT; ljdkj dk va'knku&fV;j&1** esa

tek dh tk;sxhA

deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh rkjh[k

dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku lkekU;r% ftl ekg ds fy,

deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh rkjh[k dks tek gqvk eku fy;k tk;sxk]

Hkys gh okLro esa fdlh vU; fnukad dks tek fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj

vkoafVr gksus ds iwoZ dh vof/k ds vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku

okLro esa tek fd;k x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru

IFMTR

[ 45 ]

ls dkVdj tek fd;k x;k gksA mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku ds ek/;e

ls ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku fnukad 1 tqykbZ dks tek

ekuk tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld va'knku ds lkFk osru ds dkVdj tek

fd;k tkrk gS rks jkT; ljdkj dk va'knku 1 vDVwcj dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa

vfUre osru iphZ ¼,y0ih0lh0½ esa bl fLFkfr dk mYys[k fd;k t, fd fdl ekg rd va'knku dkVk

x;k gSA ;fn fdlh ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx

fVIi.kh ds :i esa n'kkZ;k tk;sxkA

¼[k½ ,slh ckg~; lsok ftlds fy, isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr ds

vk/kkj ij dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg ds osru ls

dVk gks] mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA

¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT; ljdkj

}kjk lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA C;kt dh x.kuk

mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esas tek /kujkf'k ij dh tkrh

gSA


ys[kk'kh"kZ dks MsfcV dj ^^cqd VªkalQj** }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk &

eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡&

mi eq[; 'kh"kZ 03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt&

y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ij C;kt&

mi 'kh"kZ 03&fu/kkZfjr va'knku isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt&

foLr`r 'kh"kZ 03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt


¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa ,d

LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa izkjfEHkd

vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k rFkk vfUre

vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh }kjk lEcfU/kr

deZpkjh dks miyC/k djk;h tk,xhA

¼15½ lEcfU/kr laLFkk ds eq[; dk;Zikyd vf/kdkjh@dk;kZy;k/;{[email protected] ,oa forj.k

vf/kdkjh }kjk izR;sd deZpkjh ds funs'kd] isa'ku] m0iz0] y[kuÅ ls izkIr ^bUMsDl uEcj* ds vuqlkj

izi=&3 esa fu/kkZfjr izk:i esa ,d ystj] j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd

vo'ks"k] deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k

vafdr fd;k tk;sxkA izR;sd deZpkjh ds lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr izi=&4 esa fu/kkZfjr

izk:i ij ^^va'knk;h isa'ku ikl&cqd** Hkh j[kh tk;sxhA funs'kd] isa'ku ls izkIr LVsVesUV rFkk vkgj.k

,oa forj.k vf/kdkjh ds Lrj ij j[ks tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks mldk funs'kd] isa'ku

ds dk;kZy; ls o"kZ izfro"kZ lek/kku fd;k tk;sxkA



3&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa gsrq tks 'kkldh; vf/kdkjh

vuqnku fcy izfrgLrk{kfjr djus gsrq vf/k—r gksa] os fu;fer :i ls ;g leh{kk djrs jgsaxs fd

lEcfU/kr laLFkk }kjk fu/kkZfjr izfØ;k dk ikyu fd;k tk jgk gSA ;g Hkh lqfuf'pr fd;k tk;sxk fd

IFMTR

[ 46 ]

ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru vuqnku fcy ekfld vk/kkj ij dks"kkxkj esa Hkqxrku

gsrq izLrqr fd;s tk;aA

4&—i;k 'kklu ds bu vkns'kksa dk vuqikyu leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk

lqfuf'pr fd;k tk,A

vuwi feJ]

izeq[k lfpo] foRrA

&&&&&&

la[;k&lk&3&1913@nl&2010&301¼71½&2009

izs"kd]

vuwi feJ]

izeq[k lfpo] foRr]

mRrj izns'k 'kkluA

lsok esa]


mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k]

mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 uoEcj] 2010

%& 'kklu ls lgk;rk izkIr v'kkldh; f'k{k.k laLFkkvksa esa fnukad 1 vizSy] 2005 dks

vFkok mlds mijkUr fu;qDr dfeZ;ksa ij ykxw va'knku isa'ku ;kstuk dk

fØ;kUo;uA

egksn;]

'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh lsok esa vkus okys deZpkfj;ksa] tks uo ifjHkkf"kr

va'knku isa'ku ;kstuk ls vkPNkfnr gSa] ds ckjs esa dk;kZy;&Kki la[;k lk&3&1124@nl&

2010&301¼9½&2003 Vh0lh0] fnukad 15 flrEcj] 2010 }kjk fn'kk&funsZ'k tkjh fd;s x;s gSaA bl

;kstuk ds lqpk: :i ls fØ;kUo;u gsrq Jh jkT;iky egksn; fuEuor vkns'k nsrs gSa %&

¼1½ mi;qZDr 'kklukns'k fnukad 15 flrEcj] 2010 ds izLrj&2¼2½ esa mfYyf[kr izi=&1¼d½ esa

vkosnu&i= ij dkfeZd dh uohure ikliksVZ lkbt dh QksVks dk;kZy;k/;{k }kjk lR;kfir ,oa pLik

gksus ds lkFk&lkFk vxzlkj.k i= esa vkgj.k forj.k vf/kdkjh dk dksM] inuke rFkk dks"kkxkj dk uke

Hkh vafdr fd;k tk;sxkA

¼2½ u;h isa'ku ;kstuk ls vkPNkfnr f'k{kd ,oa f'k{k.ksRrj dkfeZdksa ds osru vuqnku fcy vyx

ls rS;kj dj ikj.k gsrq lacaf/kr dks"kkxkj esa izR;sd ekg izLrqr fd;s tk;saxsA 'kklukns'k fnukad

15 flrEcj] 2010 ds izLrj&6¼d½ esa mfYyf[kr izi= 2¼x½ deZpkjh dk va'knku ds 'ksM~;wy ds :i esa

iz;ksx fd;k tk;sxk rFkk ftl ys[kk'kh"kZ ls osru dk vkgj.k gks jgk gS mls Hkh iw.kZ 15 fMftV esa

'ksM~;wy ij vafdr fd;k tk;sxkA izi= 2¼?k½ dks okmpj ds :i esa iz;ksx fd;k tk;sxk rFkk bl

vuqnku la[;k 62 ds vUrxZr ys[kk'kh"kZ ^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117

fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&03 jkT; ljdkj dk va'knku&02 lgk;rk

izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa ds fy, fu/kkZfjr va'knku&20 lgk;d

IFMTR

[ 47 ]

vuqnku@va'knku@jkt lgk;rk** vafdr fd;k tk;sxkA ;g izR;sd deZpkjh ds fy, jkT; ljdkj ds

va'knku ds :i esa LFkkukUrfjr dh tkus okyh /kujkf'k ds fy, okmpj ds :i esa iz;ksx fd;k tk;sxkA

nksuksa izi=&2¼x½ ,oa 2¼?k½ dh nks&nks izfr;ka osru fcy ds lkFk layXu dh tk;saxh tks vkgj.k ,oa

forj.k vf/kdkjh }kjk vfuok;Z :i ls gLrk{kfjr gksaxhA

¼3½ osru ls dkVs x;s va'knku dh dkfeZdokj bUVªh jkT; deZpkfj;ksa dh Hkk¡fr dks"kkxkj Lrj

ij ys[kk'kh"kZd ^^8342&vU; tek&120 fofo/k tek 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa

f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr

va'knku isa'ku ;kstuk&01 lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa dk

va'knku&fV;j&1** esa dh tk;sxhA dks"kkxkjksa }kjk funs'kd isa'ku] mRrj izns'k] y[kuÅ dks 'kklukns'k

fnukad 15&09&2010 ds izi=&2¼x½ vkSj 2¼?k½ dh gkMZ dkih ds lkFk lk¶~V dkih Hkh miyC/k djk;h

tk;sxhA bu dkfeZdksa ds ys[kksa dk j[k&j[kko funs'kd] isa'ku }kjk mlh Hkk¡fr fd;k tk;sxk] ftl izdkj

ljdkjh deZpkfj;ksa ds fy;s fd;k tk jgk gSA 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ds dkfeZdksa ds

va'knku ,oa jkT; ljdkj ds va'knku dk MkVkcsl l`ftr djus gsrq dks"kkxkj }kjk mlh iSdst dk

iz;ksx fd;k tk;sxk ftldk iz;ksx ljdkjh deZpkfj;ksa ds fy;s fd;k tk jgk gSA

¼4½ 'kklukns'k ds izLrj&6¼[k½ esa mfYyf[kr ckg~; lsok ;kstdksa }kjk izfrfu;qfDr ij dk;Zjr

dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls dks"kkxkj esa tek ugha dh tk;sxhA ,sls

ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh dVkSrh djrs gq, dVkSrh dh /kujkf'k

cSad MªkQV ds ek/;e ls rFkk lacaf/kr 'ksM~;wy&2¼x½ ij dkfeZd okj dVkSrh dk iw.kZ fooj.k izfof"V

djrs gq, funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks vxys ekg dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA

isa'ku funs'kd }kjk lacaf/kr deZpkjh ds isa'kujh va'knku ls lacaf/kr cSad MªkQ~V 'ksM~;wy&2¼x½ ds lkFk

dks"kkxkj esa tek fd;k tk;sxkA fu;ksDrk va'knku tek djus ds fy, funs'kd] isa'ku }kjk ns;d

vuqnku la[;k&62 ds ys[kk'kh"kZ ^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01 flfoy&117 fu/kkZfjr

va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&03 jkT; ljdkj dk va'knku 02 lgk;rk izkIr f'k{k.k

laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa ds fy, fu/kkZfjr va'knku&20 lgk;d vuqnku@

va'knku@jkt lgk;rk** ij cukdj tokgj Hkou dks"kkxkj dks izsf"kr fd;k tk;sxkA

¼5½ ,sls ckg~; lsok;kstd ftuds }kjk ckg~; lsok;kstd dk va'knku tek fd;k tkuk gS] muds

}kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds va'knku dh /kujkf'k izi=&2¼x½ rFkk ckg~; lsok;kstd ds

va'knku dh /kujkf'k izi=&2¼?k½ lfgr ¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k

ckgj½ izfrekg funs'kd] isa'ku ds i{k esa cSad MªkQ~V ds lkFk vxys ekg dh 10 rkjh[k rd Hksth

tk;sxhA MªkQ~V dh /kujkf'k dks ys[kk'kh"kZd&8342 esa tek djus dh dk;Zokgh funs'kd] isa'ku mRrj

izns'k] y[kuÅ }kjk izLrj&¼4½ ds vuqlkj dh tk;sxhA

¼6½ dkfeZd dk LFkkukUrj.k gksus ij tkjh vfUre osru izek.k&i= dh ,d izfr vkgj.k forj.k

vf/kdkjh }kjk funs'kd] isa'ku dks vfuok;Z :i ls izsf"kr dh tk;sxhA funs'kd] isa'ku] mRrj izns'k]

y[kuÅ }kjk dkfeZd dh u;h rSukrh ds tuin ds dks"kkxkj ls mDr dkfeZd ds va'knku dh dVkSrh

djus ds laca/k esa funsZ'k tkjh fd;s tk;saxsA

Hkonh;]

vuwi feJ]

izeq[k lfpo] foRrA

&&&&&&

IFMTR

[ 48 ]

mRrj çns'k 'kklu


la[;k&lk&3&1065@nl&301¼9½&2011

y[kuÅ% 15 flrEcj] 2011

dk;kZy;&Kki

izns'k esa u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq us'kyu flD;ksfjVht

fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ fu;qDr fd;k

x;k gS rFkk ,u0,l0Mh0,y0 ds lkFk lh0vkj0,0 vuqcU/k fnukad 12 vxLr] 2011 dks gLrk{kfjr

fd;k tk pqdk gSA bl vuqcU/k ds vUrxZr ,u0,l0Mh0,y0 }kjk eq[;r% v/kksfyf[kr lsok;sa jkT;

ljdkj dks iznku dh tk;sxh %&

¼1½ vfHknkrk MkVk csl dk l`tu

¼2½ izR;sd vfHknkrk ds fy, ijekusUV fjVk;jesUV vdkmUV uEcj ¼PRAN½ dk vkoaVu

¼3½ isa'ku va'knku ls lEcfU/kr lwpukvksa dk ladyu

¼4½ ;kstukvksa rFkk isa'ku fuf/k;ksa ds vk/kkj ij bUosLVesUV izhQjsUl dk oxhZdj.k ,oa ladyu

¼5½ VªLVh ys[ks ls izkIr isa'ku Q.M fjiksVZ dk isa'ku Q.M dUVªhC;w'ku bUQkWjes'ku fjiksVZ ds lkFk

feyku ,oa lek'kks/ku

¼6½ =qfV;ksa ,oa folaxfr;ksa ds lEcU/k esa fjiksVZ rS;kj djuk

¼7½ vfHknkrkvksa dh f'kdk;rksa dk ladyu

¼8½ lEcfU/kr lfoZl izksokbMj ls f'kdk;rksa dk lek/kku djkuk

¼9½ vfHknkrk@fuos'kd dh f'kdk;rksa ls lEcfU/kr ,sD'ku Vsdsu fjiksVZ rS;kj djuk

¼10½ izR;sd isa'ku Q.M }kjk fofHkUu ;kstukvksa esa fuos'k dh fjiksVZ rS;kj djuk rFkk vko';d /kujkf'k

lEizsf"kr fd;s tkus gsrq VªLVh cSad dks funsZ'k nsuk

¼11½ fu"dklku dh jkf'k vfHknkrk ds [kkrs esa lEizsf"kr fd;s tkus rFkk vo'ks"k /kujkf'k ,U;wVh ;kstuk

ds lkis{k ,U;wVh izksokbMj ds [kkrs esa lEizsf"kr fd;s tkus gsrq VªLVh cSad dks funsZ'k nsuk

¼12½ mijksDr ds vfrfjDr isa'ku fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼PFRDA½ }kjk fn;s funsZ'kksa ds

vuqlkj fu/kkZfjr 'krksZa ij ,slh vU; lsok;sa iznku djuk ftUgsa jkT; ljdkj ,u0,l0Mh0,y0 ls izkIr

djuk pkgsaA

2&,u0,l0Mh0,y0 ds lkFk fu"ikfnr lh0vkj0,0 vuqcU/k ds vuqPNsn 5 ,oa 6 esa] vuqcU/k ds rgr

,u0,l0Mh0,y0 }kjk iznku dh tkos okyh lsokvksa gsrq Qhl ds Hkqxrku dh 'krksZa dk mYys[k fd;k

x;k gSA Qhl dh njsa fuEukuqlkj gksaxh %&

lsok ftlds fy, 'kqYd dk Hkqxrku fd;k tkuk gS lsok 'kqYd

¼1½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 10 yk[k rd jgus ij&

ijekusUV fjVk;jesUV ,dkmUV ¼PRA½ [kksyus gsrq 'kqYd #0 50@&

PRA ds j[k j[kko gsrq izfr [kkrk okf"kZd 'kqYd #0 350@&

izfr VªkUtsD'ku 'kqYd #0 10@&

¼2½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 10 yk[k ls vf/kd ijUrq 30 yk[k ls de jgus ij&




IFMTR

[ 49 ]

¼3½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 30 yk[k ls vf/kd gksus ij&




lsok dj ,oa vU; ykxw dj vfrfjDr ns; gksaxsA

3&jkT; ljdkj dh vko';drkuqlkj ;fn lh0vkj0,0 vuqcU/k ds vUrxZr ,u0,l0Mh0,y0

}kjk vfrfjDr lsok;sa iznku dh tkrh gSa rFkk blds fy;s ;fn ,u0,l0Mh0,y0 }kjk vfrfjDr Qhl

pktZ dh tkrh gS rks ,slh vfrfjDr lsok;sa jkT; ljdkj dh iwoZ vuqefr ls iznku dh tk;saxhA

4&mi;qZDr rkfydk esa of.kZr VªkUtsD'ku dk rkRi;Z v/kksfyf[kr lEO;ogkjksa ls gksxk&

¼1½ Ldhe fLofpax fjDosLV rFkk Ldhe izhQjsUl psUt fHkUu&fHkUu VªkUtsD'ku ekus tk;saxsA

¼2½ izR;sd ekg ds va'knku dk forj.k vf/kdre pkj Ldheksa ds e/; fd;s tkus dks ,d

VªkUtsD'ku ekuk tk;sxk rFkk pkj ls vf/kd ,oa vkB Ldheksa rd forj.k dks nks VªkUtsD'ku

ekuk tk;sxkA Ldheksa dh la[;k ds vuqlkj VªkUtsD'ku dh x.kuk blh Øekuqlkj dh tk;sxhA

5&vfHknkrkvksa }kjk lh0vkj0,0 flLVe esa I-PIN jh&lsV fd;s tkus gsrq dksbZ 'kqYd ns; ugha

gksxkA lh0vkj0,0 flLVe dh IVRS iz.kkyh ds ek/;e ls vfHknkrkvksa }kjk T-PIN jh&lsV fd;s tkus

gsrq dksbZ 'kqYd ns; ugha gksxk ijUrq ;fn I-PIN/T-PIN dks mlh Hkkafr l`ftr ,oa fMLiSp fd;s tkus

dh vko';drk gksrh gS ftl Hkkafr vfHknkrk dk [kkrk [kksys tkus ds le; gqbZ Fkh rks PFRDA rFkk

,u0,l0Mh0,y0 ds e/; vkilh lgefr ls fu/kkZfjr iz'kklfud O;; ,oa iksLVy O;; jkT; ljdkj

}kjk ns; gksaxsA blh izdkj u;s PRAN dkMZ ds l`tu ,oa fMLiSp gsrq Hkh PFRDA }kjk le;≤

ij fu/kkZfjr njksa ij ,u0,l0Mh0,y0 dks Hkqxrku ns; gksxkA

6&lh0vkj0,0 vuqcU/k ds rgr ,u0,l0Mh0,y0 }kjk lsok 'kqYd ds Hkqxrku gsrq =Sekfld

vk/kkj ij fcy funs'kd] isa'ku] mRrj izns'k ds i{k esa izLrqr fd;s tk;saxsA fcy dk Hkqxrku fcy izkfIr

dh frfFk ls 30 fnu dh vof/k esa funs'kd isa'ku }kjk dj fn;k tk;sxkA ;fn fu/kkZfjr vof/k esa Hkqxrku

ugha fd;k tkrk gS rks lh0vkj0,0 vuqcU/k ds vuqPNsn 6-5 ds vuqlkj foyEc dh vof/k ds fy,

,u0,l0Mh0,y0 jkT; ljdkj ls] Hkkjrh; LVsV cSad ds izkbe ySfUMax jsV ls 2-5% vf/kd dh nj ij

C;kt dk Hkqxrku ikus gsrq gdnkj gksxkA

7&funs'kd] isa'ku] ,u0,l0Mh0,y0 ls fcy izkIr gksus ds ,d lIrkg ds vUnj fcy esa nf'kZr

fofHkUu enksa esa fn[kk;s x;s VªkatsD'kUl dk feyku dks"kkxkjksa ls izkIr fjiksVZ ls djsaxsA ;fn nksuksa esa

fHkUurk gksrh gS] rks bl lEcU/k esa funs'kd] isa'ku }kjk ,u0,l0Mh0,y0 dks rRdky bZ&esy@QSDl

}kjk fHkUurk dk fooj.k izsf"kr fd;k tk;sxkA fHkUurk ds lek/kku gsrq ,u0,l0Mh0,y0 dks ,d lIrkg

dk le; fn;k tk;sxkA ;fn bl vof/k fHkUurk dk lek/kku gks tkrk gS] rks vxys nks lIrkgksa ds

vUnj funs'kd isa'ku }kjk Hkqxrku dh dk;Zokgh lqfuf'pr dh tk;sxhA ;fn fu/kkZfjr vof/k esa fHkUurk

dk lek/kku ugha gks ikrk gS] vkSj Hkqxrku esa foyEc laHkkfor gks rks] ,u0,l0Mh0,y0 ds fcy dk

Hkqxrku bl 'krZ ds lkFk dj fn;k tk;sxk fd vxys fcy ls ;Fkko';d lek;kstu dj fy;k tk;sxkA

vxyk fcy izkIr gksus ds iwoZ rhu ekg dh vof/k esa fHkUurk dk lek/kku vo'; djk fy;k tk;sxkA

o`Unk l:i]

izeq[k lfpo] foRrA

&&&&&&

IFMTR

[ 50 ]

mRrj çns'k 'kklu


la[;k&lk&3&1066@nl&2011-301¼9½&2011

y[kuÅ% 15 flrEcj] 2011

&&&&&&

dk;kZy;&Kki

%& jkT; ljdkj dh lsok esa rSukr] uo ifjHkkf"kr va'knku isa'ku ;kstuk ls vkPNkfnr

vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa iathdj.k rFkk

isa'ku va'knku ds lEizs"k.k ds lEcU/k esaA

dkfeZd ,oa izf'k{k.k foHkkx] dkfeZd] yksd f'kdk;rsa ,oa isa'ku ea=ky;] Hkkjr ljdkj ds

dk;kZy;&Kki la[;k 25014@14@2001-AIS (II) fnukad 08&09&09 esa nh x;h O;OkLFkkvksa ds vuq:i

fuEuor vkns'k iznku djus ds funsZ'k fn;s x;s gSa %&

¼1½ vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds fy, u;h isa'ku ;kstuk esa nks fV;j] fV;j&I

rFkk fV;j&II gksaxsA fnukad 01&01&2004 dks vFkok mlds mijkUr fu;qDr vf[ky Hkkjrh;

lsokvksa ds vf/kdkfj;ksa }kjk fV;j&I esa vfuok;Zrk^ va'knku fd;k tk;sxk tcfd fV;j&II esa

va'knku oSdfYid gksxkA

¼2½ fV;j&I esa izfrekg ewy osru] xzsM&is ,oa egaxkbZ HkRrs ds ;ksx ds 10% ds cjkcj

va'knku fd;k tk;sxkA bl va'knku dh dVkSrh vf/kdkjh ds osru ls dks"kkf/kdkjh@bjyk psd

vuqHkkx }kjk dh tk;sxhA jkT; ljdkj }kjk lerqY; va'knku fd;k tk;sxkA

¼3½ fV;j&I esa fd;s tkus okys va'knku ¼fuos'k ls izkIr vk; lfgr½ vfu"dkluh; isa'ku

[kkrs esa tek gksxhA fV;j&II esa fd;s tkus okys va'knku ,d vyx [kkrs esa j[ks tk;saxs ftlesa

ls /kujkf'k dk fu"dklu lEcfU/kr vf/kdkjh ds fodYi ij vuqeU; gksxkA fV;j&II esa ljdkj

}kjk va'knku ugha fd;k tk;sxkA

¼4½60 o"kZ dh vk;q ij vFkok mlds mijkUr vfHknkrk }kjk fV;j&I ls fudklh (Exit)

dh tk ldsxhA fudklh ds le; ;g vko';d gksxk fd vfHknkrk }kjk fV;j&I esa lafpr

fuf/k;ksa ds 40 izfr'kr dk fuos'k] chek fu;ked ,oa fodkl izkf/kdj.k (IRDA) }kjk fu;af=r

fdlh thou chek dEiuh ls okf"kZdh (Annuity) dk Ø; djus esa fd;k tk;s ftlls vfHknkrk

rFkk ml ij vkfJr ekrk&firk@iRuh ;k ifr ds thou dky ds fy, isa'ku izkIr gksxhA ;fn

fdlh vf/kdkjh }kjk 60 o"kZ dh vk;q ds iwoZ u;h isa'ku ;kstuk ls fudklh dh tkrh gS rks

mlds isa'ku ys[ks esa lafpr jkf'k ds 80 izfr'kr Hkkx dk vfuok;Z :i ls okf"kZdhdj.k

(Annuitization) fd;k tk;sxkA 'ks"k jkf'k dk ,deq'r Hkqxrku fd;k tk;sxkA

¼5½ ftl ekg esa fdlh vf/kdkjh }kjk lsok esa izos'k fd;k tkrk gS] mlls vxys ekg ds

osru ls fV;j&I esa va'knku ds fy, dVkSrh izkjEHk dh tk;sxhA lsok esa izos'k ds ekg gsrq

dVkSrh ugha dh tk;sxhA

¼6½ u;h isa'ku ;kstuk ls vkPNkfnr vf/kdkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk

miyC/k ugha gksxhA ;fn fdlh vf/kdkjh ds osru ls lkekU; Hkfo"; fuf/k ds fy, dVkSfr;k¡ dh

x;h gksa rks dVkSfr;ksa dh jkf'k lEcfU/kr vf/kdkjh dks okil dj nh tk;sxhA

¼7½ lkewfgd chek ;kstuk ds fy, dVkSrh dh tk;sxhA

¼8½ iqjkuh isa'ku ;kstuk ls vkPNkfnr izknsf'kd lsokvksa ds vf/kdkfj;ksa dh izksUufr@p;u

vf[ky Hkkjrh; lsokvksa esa gks tkus ij os iqjkuh isa'ku ;kstuk ls vPNkfnr gksaxsA

¼9½ vf[ky Hkkjrh; lsokvksa ds lnL;ksa dh isa'ku fuf/k;ksa dk izcU/ku isa'ku fuf/k fu;ked

fodkl izkf/kdj.k (PFRDA) }kjk fu;qDr isa'ku fuf/k izcU/kdksa }kjk fd;k tk;sxk rFkk muls

IFMTR

[ 51 ]

lEcfU/kr vfHkys[kksa dk j[k&j[kko lsUVªy fjdkMZ dhfiax ,tsUlh (CRA)- us'kuy flD;ksfjVht

fMikftVjh fyfeVsM (NSDL) }kjk fd;k tk;sxkA

¼10½ vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ls lEcfU/kr u;h isa'ku ;kstuk lEcU/kh leLr

dk;Zokfg;ksa gsrq funs'kd] isa'ku] mRrj izns'k] uksMy vf/kdkjh gksaxsA osru ls ekfld va'knku

dh dVkSrh dks"kkf/kdkfj;ksa@lECfU/kr Hkqxrku dk;kZy;ksa }kjk dh tk;sxhA dVkSfr;ksa dk fooj.k

dks"kkf/kdkfj;ksa@ Hkqxrku dk;kZy;ksa }kjk funs'kd] isa'ku] mRrj izns'k dks izsf"kr fd;k tk;sxkA

¼11½ leLr vfHknkrkvksa ds va'knku dk dks"kkxkjksa@Hkqxrku dk;kZy;ksa ls izkIr fooj.k

funs'kd] isa'ku }kjk ladfyr fd;k tk;sxkA fu;ksDrk va'knku ls lEcfU/kr fooj.k Hkh funs'kd]

isa'ku }kjk rS;kj fd;k tk;sxkA

¼12½ funs'kd] isa'ku] mRrj izns'k }kjk vfHknkrk va'knku Qkby (Subscriber

Contribution File-SCF) rS;kj dj lh0vkj0,0 flLVe ij viyksM dh tk;sxhA VªLVh cSad

dks fuf/k;ksa dk lEizs"k.k rFkk dkfeZd ,oa izf'k{k.k foHkkx] Hkkjr ljdkj dks lwpukvksa dk izs"k.k

Hkh funs'kd] isa'ku }kjk fd;k tk;sxkA

¼13½ fnukad 01&01&2004 dks vFkok mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;

lsokvksa ds vf/kdkfj;ksa }kjk vuqyXud&1 ij iathdj.k izi= Hkjs tk;saxsA

¼14½ ftyk dks"kkxkj@Hkqxrku dk;kZy;ksa dk ;g nkf;Ro gksxk fd os leLr lECfU/kr

vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa dk iathdj.k izi= Hkjokdj funs'kd] isa'ku dks izsf"kr

djsaA U;w isa'ku flLVe dUVªhC;w'kUl vdkmfUVax usVodZ (NPSCAN) esa funs'kd] isa'ku Hkqxrku

,oa ys[kkf/kdkjh ds :i esa dk;Z djsaxsA

¼15½ funs'kd] isa'ku iathdj.k izi=ksa dh tkap dj ,u0,l0Mh0,y0 dks bu vkns'kksa ds

,d ekg ds vUnj izsf"kr djsaxsA ,u0,l0Mh0,y0 }kjk bu izi=ksa ij dk;Zokgh dj leLr

fdV~l ekg vDVwcj] 2011 rd funs'kd] isa'ku dks izsf"kr fd;s tk;saxsA

¼16½ ijekusUV jftLVªs'ku vykVesUV uEcj (PRAN) izkIr gks tkus ds mijkUr funs'kd]

isa'ku fu;fer viyksM rFkk fuf/k;ksa dk gLrkUrj.k izkjEHk dj nsaxsA blds mijkUr iwoZ esa dh

x;h dVkSfr;ksa ds fooj.k rFkk fuf/k;ksa dk gLrkUrj.k ,d vFkok vf/kdre nks fd'rksa esa fd;k

tk;sxkA

¼17½ funs'kd] isa'ku dks dks"kkxkjksa@Hkqxrku dk;kZy;ksa ls lwpuk izkIr gks tkus ds mijkUr

funs'kd] isa'ku }kjk NPSCAN esa vfHknkrk ,oa fu;ksDrk va'knku ls lEcfU/kr vkadM+s viyksM

fd;s tk;saxsA viyksfMax iw.kZ gks tkus ds mijkUr VªkUtsD'ku vkbZ Mh izkIr gksxhA funs'kd]

isa'ku vfHknkrk ,oa fu;ksDrk va'knku dh lagr jkf'k lEcfU/kr ys[kk'kh"kZ ls vkgfjr dj]

/kujkf'k VªLVh cSad&cSad vkWQ bf.M;k ds i{k esa Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0

}kjk lEizsf"kr djsaxsA

¼18½ funs'kd] isa'ku ,oa dks"kkf/kdkfj;ksa }kjk vuqyXud&5 esa fn;s x;s izk:i ij

vfHknkrkvksa dh o.kZØekuqlkj bUMsDl jftLVj j[kk tk;sxkA funs'kd] isa'ku }kjk vuqyXud&6

ij fn;s x;s izk:i esa VªLVh cSad dks va'knku dh /kujkf'k;ksa ds lEizs"k.k dk fooj.k rFkk

vuqyXud&7 esa vf/kdkjhokj [kkrksa dk fooj.k j[kk tk;sxkA

¼19½ ;fn Hkqxrku Mªk¶V }kjk fd;k tk jgk gks rks Mªk¶V ds i`"B Hkkx ij funs'kd] isa'ku

dh iathdj.k la[;k] osru Hkqxrku dk ekg rFkk VªkUtsD'ku vkbZ0Mh0 vafdr fd;s tk;saxsA ;g

fooj.k vxzlkj.k i= esa Hkh fn;s tk;saxsA ;fn Hkqxrku vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk

fd;k tkrk gS rks bl gsrq cSadj dks fn;s x;s vkosnu&i= ds fjekdZ dkye esa mijksDr fooj.k

fn;s tk;saxsA

¼20½ vfHknkrkvksa ,oa fu;ksDrk va'knku ds ,fj;j dh olwyh ,oa VªLVh cSad dks /kujkf'k;ksa

dk gLrkUrj.k ,d fuf'pr le;kof/k ds vUnj fd;k tk;sxkA ;fn va'knku dh olwyh iwoZ esa

IFMTR

[ 52 ]

dj i`Fkd :i ls fdlh ys[kk'kh"kZ esa tek dh x;h gks rks mls rRdky vkgfjr dj VªLVh cSad

dks lEizsf"kr fd;k tk;sxkA

¼21½ ;fn jkT; ljdkj }kjk va'knku dh olwyh fd'rksa esa fd;s tkus dk fu.kZ; fy;k

tkrk gS rks ;g lqfuf'pr fd;k tk;sxk fd fu;ksDrk va'knku dh fd'rsa vfHknkrk ds va'knku

ls vf/kd u gksaA

¼22½ fnukad 01&01&2004 ds mijkUr u;s izos'kdksa] ftuds va'knku dh dVkSrh vHkh

izkjEHk u gqbZ gks] ds ekeyksa esa fnukad 01&01&2004 vFkok lsok esa izos'k dh frfFk ls va'knku

dh olwyh ekgokj orZeku ekg ds va'knku ds lkFk dh tk;A bl izdkj] bu izdj.kksa esa izR;sd

ekg vfHknkrk ds osru ls ,d fd'r orZeku -----------------------

¼23½ fdlh vfHknkrk dk LFkkukUrj.k ,d dk;kZy; ls nwljs dk;kZy; esa gksus vFkok mlds

dsUæ ljdkj esa izfrfu;qfDr ij tkus dh n'kk esa dks"kkf/kdkfj;ksa@Hkqxrku dk;kZy;ksa }kjk

vfHknkrk ds vafre osru izek.kd esa mlds (PRAN) rFkk ftl ekg rd va'knku dh olwyh

dh x;h gks] dk fooj.k vafdr fd;k tk;sxkA

¼24½ vfHknkrk ds osru ls dh tkus okyh isa'ku va'knku dVkSrh dh /kujkf'k ys[kk'kh"kZ

^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT;

deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh; deZpkfj;ksa dk va'knku

fV;j&I" esa cqd VªkalQj }kjk tek dh tk;sxhA fV;j&II esa va'knku dh jkf'k ys[kk'kh"kZ

^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT;

deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&04&jktdh; deZpkfj;ksa dk va'knku

fV;j&II" esa cqd VªkalQj }kjk tek dh tk;sxhA fu;ksDrk va'knku dh jkf'k ys[kk'kh"kZ

^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe

ds fy, ljdkjh va'knku&03&jkT; ljdkj dk va'knku&01&jktdh; deZpkjh& fV;j&I" ls

vkgfjr dj ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h

isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&02&jktdh;

deZpkfj;ksa dk va'knku fV;j&II" esa cqd VªkalQj }kjk tek dh tk;sxhA VªLVh cSad dks

Hkqxrku gsrq mijksDr ys[kk'kh"kZ&8342 ds laxr foLr`r 'kh"kZ ls vfHknkrk ,oa fu;ksDrk va'knku

dh jkf'k dk vkjg.k funs'kd] isa'ku }kjk fd;k tk;sxkA

¼25½ dkfeZd ,oa izf'k{k.k foHkkx] dkfeZd] yksd f'kdk;rsa ,oa isa'ku ea=ky;] Hkkjr ljdkj

ds dk;kZy;&Kki la[;k 25014@14@2001-AIS (II)] fnukad 08&09&09 esa fn;s x;s vU;

vuqyXud Hkh bl dk;kZy;&Kki ds lkFk bl vk'k; ls layXu fd;s tk jgs gSa fd muesa fn;s

x;s izk:iksa ij fofHkUu lwpukvksa ,oa iaft;ksa dk j[k&j[kko lqfuf'pr fd;k tk;sA

—i;k mijksDr funsZ'kksa dk rRijrk ls vuqikyu lqfuf'pr djsaA

layXud&;FkksDrA

Hkonh;k]

o`Unk l:i]

izeq[k lfpoA

&&&&&&

IFMTR

[ 53 ]

ANNEXURE-IVA

Six digit code---------------------------------------------------------

Name

of the

Member

of

Service

Designation Basic

Pay

Date

of

Birth

Unique

Pension

a/c no.

in 15

digits

[to be

allotted

by

CAO(P)

]

Date of

Joining

Service

Details of nominee(s) for

accumulations under Pension

Account

Remarks

Name of

Nominee

(s)

Age Relation-

ship with

Member

of Service

% age

of

share

Signature of SNO with seal-----------------------------

&&&&&

ANNEXURE-III

INDEX REGISTER

Unique

Pension

Account

No.

Name of the

Member of

Service

Designation Name of the

Office in

which joined

service

Date of

Birth

Date of Joining

Service

Signature

of

JAO/AAO

ANNEXURE-IV

(See Para 9)

Format of schedule of Member of Service's contributions towards Tier-I and Tier-II of the new

Pension Scheme (to be attached with the pay bill.)

Name of To

Unique

Pension

a/c no. in

15 digits

[(to be

Name of

the

Member

of

Service

Designation Basic Pay

D P

Rs.

D A

Rs.

Contribution

under Tier-I

(Rs.)

Contribution

under Tier-II

*(Rs.)

Total

Rs.

Remarks

IFMTR

[ 54 ]

allotted

by

CAO(P)]

(Rupees-----------------------------------------------------------------)

*This column is not to be used during the interim period

Date and signature of TO.

&&&&&

ANNEXURE-V

(See Para 10)

Format of schedule of Member of Service's contributions towards Tier-I of the new Pension

Scheme (to be attached with the bill for drawl of Government's contribution.)

Name of SNO

Unique

Pension

a/c no. in

15 digits

[(to be

allotted

by

CAO(P)]

Name of

the

Member

of Service

Designation Basic Pay

D P Rs. D A Rs. Government's Contribution Rs.

Remarks

(Rupees-----------------------------------------------------------------)

Date and signature of SNO.

(ANNEXURE-VII)

(See Para 11)

NEW PENSION SCHEME LEDGER FOLIO

Name---------------------------------------------------------------------------------------

Designation---------------------------Department-------------------------------------

Date of joining All India Service-------------------------------------------------------

IFMTR

[ 55 ]

Date of Superannuation----------------------------------------------------------------

Unique Pension Account no. allotted by SNO

Month Basic

Pay

DA. Member's Contribution under Tier-I

Rs.

Govt.'s Contribution under Tier-I

Rs.

Total Tier-I (Rs.)

Member's Contribution under Tier-II

Rs.

Remark

April

May

June Tier-I Tier-II

July OB as on

Aug. <spans

&&&&&

(ANNEXURE-VI)

Pran No. Name of the

Member of

Service

Designation Date of

Birth

Date of

Joining the

All India

Services

Date of

Joining

Deptt./office

under the

payment

control of

TO/SNO

Signature of

TO/SNO

IFMTR

[ 56 ]

ANNEXURE-I

(Datails to be furnished by Member of the Service)

1. Name of the Member of Service :

2. Designation :

3. Name of Min./Dept./Orgn. :

4. Scale of Pay :

5. Date of Birth :

6. Date of Joining Govt. Service :

7. Basic Pay :

8. Nominee for accumulations

Under the Pension Account :

Sr. No. Name of Nominee (s) Age Percentage of share

payable

Relationship with

Member of Service

Signature of the Member of the Service

TO/SNO

&&&&&

ANNEXURE-II

Name of SNO------------------------------------------------------

Name of Office and address------------------------------------

SL. Name of the

Member of

Service

Designation Basic

Pay

Date

of

Birth

Unique

Pension

a/c no. in

15 digits

[to be

allotted

by

CAO(P)]

Date of

joining

service

Details of nominee (s) for

accumulations under Person Account

Name of

Nominee(s)

Age Relation-

ship with

MoS

% age

of

share

Name of the SNO-----------------------------------

OFFICE SEAL---------------------------------------

&&&&&&

IFMTR

[ 57 ]

la[;k&lk&3&1067@nl&2011&301¼9½/2011

izs"kd]

o`Unk l:i]

izeq[k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1&izeq[k lfpo] jkTiky lfpoky;@fo/kku lHkk@fo/kku ifj"kn]

mRrj izns'kA

2&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA

3&egkfucU/kd] ekuuh; mPp U;k;ky;] bykgkcknA

4&leLr foHkkxk/;{k@dk;kZy;k/;{kA

5&funs'kd] dks"kkxkj] tokgj Hkou] y[kuÅ] mRrj izns'kA

6&funs'kd] isa'ku] bfUnjk Hkou] y[kuÅ] mRrj izns'kA

7&leLr e.Myk;qDr@ ftykf/kdkjh] mRrj izns'kA

8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA


%&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esaA

egksn;]

fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj

}kjk lgk;frr ,slh f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa]

ftuesa ljdkjh deZpkfj;ksa dh isa'ku ;kstuk ds leku isa'ku ;kstuk iwoZ ls ykxw Fkh] esa u;s izos'kdksa ij

u;h ifjHkkf"kr va'knku isa'ku ;kstuk vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad

28 ekpZ] 2005 }kjk ykxw dh x;h gSA

2&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq Hkkjr ljdkj }kjk xfBr isa'ku

fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk ubZ isa'ku ;kstuk ds fy, rS;kj dh

x;h lajpuk ¼vkfdZVsDpj½ dks jkT; ljdkj ds dk;kZy;&Kki la[;k lk&3&313@nl&2009&301¼9½&

2003] fnukad 15 ebZ] 2009 }kjk vaxh—r fd;k x;k gSA bl vkfdZVsDpj esa us'kuy flD;ksfjVht

fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ cSad vkWQ

bf.M;k dks VªLVh cSad rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bf.M;k ,oa Hkkjrh; thou chek fuxe

dks isa'ku fuf/k izcU/kd ¼Q.M eSustj½ fu;qDr fd;k x;k gSA isa'ku fuf/k;ksa ds leqfpr izcU/ku rFkk

j[kj[kko ds fy, ih0,Q0vkj0Mh0,0 }kjk ubZ isa'ku iz.kkyh VªLV ¼,u0ih0,l0VªLV½ dk xBu fd;k

x;k gSA

3&ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq jkT; ljdkj }kjk ,u0,l0Mh0,y0 ,oa ,u0ih0,l0

VªLV ds lkFk fnukad 12 vxLr] 2011 dks vuqcU/k fu"ikfnr fd;s x;sA blds iwoZ jkT; esa ubZ isa'ku

;kstuk ds fØ;kUo;u gsrq vUrfje O;oLFkk ds rgr dk;kZy;&Kki la[;k lk&3&1051@nl&2008&

301¼9½&2003] fnukad 14 vxLr] 2008 }kjk jkT; ljdkj ds deZpkfj;ksa ds osru ls ekfld dVkSrh]

jkT; ljdkj }kjk fn;k tkus okyk fu;ksDrk va'knku rFkk deZpkfj;ksa ds isa'ku ys[ks esa lafpr /kujkf'k

ij lkekU; Hkfo"; fuf/k ij ykxw C;kt nj ls C;kt ds Hkqxrku] izR;sd deZpkjh dk isa'ku [kkrk [kksyus

,oa mls v|kof/kd j[kus gsrq funs'kd] isa'ku] mRrj izns'k dks vf/k—r fd;k x;k FkkA

IFMTR

[ 58 ]

4&,u0,l0Mh0,y0 ,oa ,u0ih0,l0 VªLV ds lkFk vuqcU/k fu"ikfnr gks tkus ds vuUrj Åij

of.kZr vUrfje O;oLFkk dks lekIr djrs gq,] ,u0ih0,l0 vkfdZVsDpj ds vuqlkj vxzfyf[kr O;oLFkk

rRdky izHkko ls ykxw fd;s tkus dk fu.kZ; fy;k x;k gS %&

¼1½ ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq iwoZ esa tkjh 'kklukns'k ds vuq:i funs'kd] isa'ku

dks uksMy vf/kdkjh ukfer fd;k tkrk gSA ubZ isa'ku ;kstuk dks fØ;k'khy fd;s tkus gsrq

funs'kd] isa'ku ;Fkko';drk ,u0,l0Mh0,y0 ls lEidZ djsaxsA ,u0,l0Mh0,y0 }kjk Hkh

izns'k esa ubZ isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esa lh/ks funs'kd] isa'ku ls lEidZ djsaxsA

fofHkUu izkf/kdkfj;ksa ,oa vfHknkrkvksa dk ubZ isa'ku iz.kkyh esa iathdj.k

¼2½jkT; ljdkj dh rjQ ls ubZ isa'ku iz.kkyh ds vuqJo.k gsrq funs'kd] isa'ku dk

,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq izi= ,u&1 esa visf{kr fooj.k

Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA

¼3½ u;h isa'ku ;kstuk ds vfHknkrkvksa dh vksj ls nSufUnu dk;Zokfg;ksa ds fu"iknu gsrq

tuin dks"kkxkjksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq izi= ,u&2

esa dks"kkxkjksa }kjk visf{kr fooj.k Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA mDr izi=

dh ,d izfr funs'kd] isa'ku dks izsf"kr dh tk;sxh rFkk ,d izfr lEcfU/kr dks"kkxkj dk;kZy; esa

lqjf{kr j[kh tk;sxhA

¼4½ ubZ isa'ku ;kstuk ds vfHknkrkvksa ls lEcfU/kr fooj.kksa dks ladfyr djus rFkk mUgsa

,u0,l0Mh0,y0 dks izsf"kr djus gsrq vkgj.k ,oa forj.k vf/kdkfj;ksa dk iathdj.k lEcfU/kr

dks"kkf/kdkfj;ksa ds ek/;e ls ,u0,l0Mh0,y0 esa djk;k tk;sxkA fdlh tuin ds leLr

vkgj.k ,oa forj.k vf/kdkjh izi= ,u&3 esa visf{kr fooj.k Hkjdj dk;kZy;k/;{k ds ek/;e ls

tuin dks"kkxkj dks rhu izfr;ksa esa izsf"kr djsaxsA tuin dks"kkxkj }kjk vkosnu&i= dh ,d

izfr ,u0,l0Mh0,y0 dks lh/ks rFkk ,d izfr funs'kd] isa'ku dks izsf"kr dh tk;sxh ,oa ,d

izfr dks"kkxkj esa lqjf{kr j[kh tk;sxhA

¼5½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dk iathdj.k djk;s tkus gsrq izi= ,l&1

esa vkosnu Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA fdlh vf/k"Bku esa dk;Zjr lHkh

deZpkfj;ksa ds vkosnu&i= vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk tuin dks"kkxkj dks nks izfr;ksa

esa izsf"kr fd;s tk;saxs rFkk ,d izfr vius dk;kZy; esa lqjf{kr j[kh tk;sxhA tuin dks"kkxkj

}kjk vkosnu i= dh ,d izfr ,u0,l0Mh0,y0 dks lh/ks rFkk ,d izfr dks"kkxkj esa vkgj.k

,oa forj.k vf/kdkjhokj xkMZ Qkby esa j[kh tk;sxhA ,u0,l0Mh0,y0 }kjk deZpkfj;ksa dks

ijekusUV fjVk;jesUV vdkm.V uEcj ¼ih0vkj0,0,u0½ vkoafVr fd;k tk;sxk ftldh ,d izfr

vkgj.k ,oa forj.k vf/kdkjh dks Hkh izsf"kr dh tk;sxhA fdlh ekg esa [kksys x;s u;s

ih0vkj0,0,u0 dh la[;k dh vkgj.k forj.k vf/kdkjhokj lwph rS;kj dj dks"kkxkjksa }kjk

vxys ekg dh nloha rkjh[k rd funs'kd] isa'ku dks Hksts nh tk;sxhA

u;h isa'ku ;kstuk dk lkekU; Lo:i

¼6½ ubZ isa'ku ;kstuk esa nks fV;j % fV;j&I rFkk fV;j&IIgksaxs fV;j&Iesa leLr

vkPNkfnr deZpkfj;ksa }kjk vfuok;Zr% va'knku fd;k tk;sxk tcfd fV;j&II esa va'knku iw.kZr%

oSdfYid gksxkA

¼7½ fV;j&I esa izfrekg ewy osru] xzsM is ,oa egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds

cjkcj va'knku fd;k tk;sxkA bl va'knku dh dVkSrh deZpkjh ds osru ls vkgj.k ,oa forj.k

vf/kdkjh@ dks"kkxkjksa@vU; Hkqxrku dk;kZy;ksa }kjk fd;k tk;sxkA jkT; ljdkj }kjk lerqY;

va'knku fd;k tk;sxkA

¼8½ fV;j&I esa fd;s tkus okys va'knku ¼fuos'k ls izkIr vk; lfgr½ vfu"dkluh; isa'ku

[kkrs esa tek gksxhA fV;j&II esa fd;s tkus okys va'knku ,d vyx [kkrs esa j[ks tk;saxs ftlesa

ls /kujkf'k dk fu"dklu lEcfU/kr deZpkjh ds fodYi ij vuqeU; gksxkA fV;j&II esa ljdkj

}kjk dksbZ Hkh va'knku ugha fd;k tk;sxkA

IFMTR

[ 59 ]

¼9½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk miyC/k

ugha gksxhA ;fn fdlh deZpkjh ds osru ls lkeU; Hkfo"; fuf/k ds fy, dVkSfr;k¡ dh x;h gksa

rks dVkSfr;ksa dh jkf'k lEcfU/kr deZpkjh dks C;kt lfgr okil dj nh tk;sxhA

¼10½ lkewfgd chek ;kstuk ds fy, iwoZ O;oLFkk ds vuqlkj dVkSrh dh tk;sxhA

¼11½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru vkgj.k ds lEcU/k esa ogh izfØ;k

viuk;h tk;sxh tks fnukad 14 vxLr] 2008 ds dk;kZy;&Kki ds izLrj&2¼6½] ¼7½] ¼8½ rFkk

¼9½ esa nh x;h gS] ijUrq b.MsDl uEcj ds LFkku ij ,u0,l0Mh0,y0 }kjk vkoafVr

ih0vkj0,0,u0 dk mYys[k fd;k tk;sxkA fdlh deZpkjh dks vkoafVr ih0vkj0,0,u0] mldh

lsok i;ZUr vifjorZuh; gksxkA LFkkukUrj.k dh n'kk esa deZpkjh ds vfUre osru izek.kd esa

mlds ih0vkj0,0,u0 rFkk vfUre va'knku dh frfFk ,oa /kujkf'k dk mYys[k fd;k tk;sxkA

¼12½ osru fcy ls isa'ku ds va'knku gsrq dh x;h dVkSrh dh /kujkf'k iwoZ dh Hkkafr jkT;

ljdkj ds yksd ys[kk ds fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh &

^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku

Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh;

deZpkfj;ksa dk va'knku& fV;j&I"

vfHknkrkvksa fV;j&II esa fd;s tkus okys va'knku dh dVkSrh dh jkf'k cqd VªkalQj }kjk

fuEukafdr ys[kk'kh"kZ esa tek dh tk;sxh &


Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&04&jktdh;

deZpkfj;ksa dk va'knku& fV;j&II"

¼13½ jkT; ljdkj }kjk fn;k tkus okyk fu;ksDrk va'knku fuEukafdr ys[kk'kh"kZ ls vkgjfr

fd;k tk;sxk &

^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku

Ldhe ds fy, ljdkjh va'knku&03&jkT; ljdkj dk va'knku&01&jktdh; deZpkjh&

fV;j&I&20&lgk;d vuqnku@va'knku@jkT; lgk;rk**A

mijksDr ys[kk'kh"kZ ls fu;ksDrk va'knku vkgfjr dj cqd VªkalQj }kjk fuEukafdr ys[kk'kh"kZ

esa tek fd;k tk;sxk &


Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&02 jkT;

ljdkj@fu;ksDrk dk va'knku&fV;j&I"

va'knku lEcU/kh fooj.k ,oa /kujkf'k;ksa dk lEizs"k.k

¼14½ vfHknkrk ,oa fu;ksDrk va'knku dk lh0vkj0,0 flLVe esa viyksM djus gsrq izFke

pj.k esa v)ZdsUæh—r ekWMy vaxh—r fd;s tkus dk fu.kZ; jkT; ljdkj }kjk fy;k x;k gSA

blds vUrxZr izR;sd dks"kkxkj }kjk vfHknkrkvksa ds osru ls dh tkus okyh ekfld va'knku

dVkSfr;ksa dh vfHknkrk va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh; U;w isa'ku flLVe

dUVªhC;w'kUl vdkmf.Vax usVodZ ¼,u0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh tk;sxhA

¼15½ vfHknkrk va'knku QkbZy viyksM gks tkus ds mijkUr] ekg esa ikfjr leLr osru

fcyksa ls dh x;h va'knku dh dVkSrh dk fooj.k izR;sd dks"kkxkj }kjk vkxkeh ekg dh nloha

rkjh[k rd funs'kd] isa'ku dks bZ&esy }kjk ,oa gkMZdkih ij izsf"kr fd;k tk;sxkA bl gsrq

vko';d buiqV dk izk:i vyx ls tkjh fd;k tk;sxkA funs'kd] isa'ku }kjk vfHknkrk ,oa

fu;ksDrk va'knku dh /kujkf'k VªLVh cSad dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa gLrkUrfjr

dh tk;sxhA

¼16½vfHknkrk va'knku ,oa fu;ksDrk va'knku dh lesfdr /kujkf'k funs'kd] isa'ku }kjk

VªLVh cSad&cSd vkWQ bf.M;k dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa cSad

IFMTR

[ 60 ]

Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk vUrfjr dh tk;sxhA VªLVh cSad /kujkf'k;ksa dk

vUrj.k djus ds iwoZ funs'kd] isa'ku ;g lqfuf'pr djsaxs fd dks"kkxkjksa }kjk

,u0ih0,l0lh0,0,u0 esa viyksM fd;k x;k fooj.k rFkk dks"kkxkjksa }kjk funs'kd] isa'ku dks

izsf"kr buiqV@lwpuk esa va'knku dh jkf'k;ksa esa fHkUurk ugha gSA dks"kkxkjksa ls izkIr lwpuk dh

tk¡p ds fy, funs'kd] isa'ku] ,u0,l0Mh0,y0 ls dks"kkxkjokj va'knku dh dqy jkf'k]

deZpkfj;ksa dh la[;k rFkk vkgj.k forj.k vf/kdkfj;ksa dh la[;k dk fooj.k izkIr djsaxsA bl

izdkj jkf'k;ksa dk 'kr&izfr'kr feyku gks tkus ds mijkUr gh vfHknkrk va'knku ,oa fu;ksDrk

va'knku dh /kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh cSad dks fd;k tk;sxkA

¼17½ deZpkfj;ksa dk iathdj.k iw.kZ gks tkus ij] muds osru ls dh x;h iwoZ esa dVkSfr;ksa

dh jkf'k dk ladfyr fooj.k lEcfU/kr vkgj.k forj.k vf/kdkjh ,oa dks"kkxkjksa }kjk rS;kj dj

funs'kd] isa'ku dks deZpkfj;ksa ds ih0vkj0,0,u0 ds lkFk izsf"kr fd;k tk;sxkA

,u0ih0,l0lh0,0,u0 iz.kkyh esa fu;fer viyksM rFkk fuf/k;ksa dk vUrj.k izkjEHk gksus ds

mijkUr funs'kd] isa'ku }kjk iwoZ esa dh x;h dVkSfr;ksa rFkk fu;ksDrk va'knku dh lagr /kujkf'k

VªLVh cSad dks ,deq'r vFkok fd'rksa esa vUrfjr dh tk;sxhA

va'knku dh /kujkf'k;ksa dk isa'ku fuf/k izcU/kdksa ds e/; vkoaVu

¼18½ ih0,Q0vkj0Mh0,0 }kjk fu;qDr isa'ku fuf/k izcU/kdksa esa ls jkT; ljdkj fdlh ,sls

,d vFkok vf/kd fuf/k izcU/kdksa dh lsok;sa ys ldsxh tks ubZ isa'ku ;kstuk ds vUrxZr dsUæ

ljdkj ds deZpkfj;ksa ds fy, lsok;sa iznku dj jgs gSaA

¼19½ fofHkUu isa'ku fuf/k izcU/kdksa ds e/; isa'ku fuf/k;ksa ds vkoaVu (Allocation) dk

vuqikr jkT; ljdkj }kjk fu/kkZfjr fd;k tk;sxk rFkk rn~uqlkj ,u0,l0Mh0,y0] ,u0ih0,l0

VªLV ,oa VªLVh cSad dks lwfpr fd;k tk;sxkA

¼20½ orZeku esa ljdkjh deZpkfj;ksa ds fy;s rhu isa'ku fuf/k izcU/kd] ih0,Q0vkj0Mh0,0

}kjk fu;qDr gSaA Hkkjrh; LVsV cSad] ;w0Vh0vkbZ0 rFkk Hkkjrh; thou chek fuxe fnukad

1 tqykbZ] 2011 ls ih0,Q0vkj0Mh0,0 }kjk jkT; ljdkj ds deZpkfj;ksa ds fy;s] isa'ku fuf/k;ksa

dk vkoaVu mi;qZDr rhuksa isa'ku fuf/k izcU/kdksa ds e/; Øe'k% 31 izfr'kr] 35-5 izfr'kr rFkk

33-5 izfr'kr fu/kkZfjr fd;k x;k gSA

¼21½ vr% mRrj izns'k ljdkj ds v/khu ubZ isa'ku ;kstuk ds vfHknkrkvksa ds fy;s isa'ku

fuf/k;ksa dk vkoaVu mi;qZDr vuqikr esa gh fd;s tkus dk fu.kZ; fy;k x;k gSA Hkfo"; esa

ih0,Q0vkj0Mh0,0 }kjk bl vuqikr esa ifjorZu fd;s tkus ij jkT; ljdkj }kjk Hkh mlh

vuqikr dks vaxh—r fd;k tk;sxkA

5&u;h isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq fuEufyf[kr le;&lkfj.kh dk dM+kbZ

ls ikyu fd;k tk;s &

¼i½ ekg esa [kksys x;s u;s ih0vkj0,0,u0 dh la[;k dh vkgj.k ,oa forj.k vf/kdkjhokj

lwpuk dks"kkxkjksa }kjk vxys ekg dh nloha rkjh[k rd funs'kd] isa'ku dks Hksth tk;sxhA

¼ii½ ekg esa dks"kkxkjksa }kjk dh x;h vfHknkrk va'knku dh dVkSfr;ksa dk vkgj.k ,oa

forj.k vf/kdkjhokj lagr fooj.k dks"kkxkjksa }kjk vxys ekg dh nloha rkjh[k rd fu/kkZfjr

buiqV izk:i ij funs'kd] isa'ku dks bZ&esy }kjk rFkk gkMZ dkih esa miyC/k djk fn;k

tk;sxkA

¼iii½ dks"kkxkjksa }kjk ekg esa ,u0ih0,l0lh0,0,u0 ij viyksM fd;s x;s fooj.k ds

lEcU/k esa] funs'kd] isa'ku ,u0,l0Mh0,y0 ls dks"kkxkjokj vkgj.k ,oa forj.k vf/kdkjhokj

vfHknkrk va'knku dh lwpuk vxys ekg dh nloha rkjh[k ds iwoZ gh izkIr djsaxsA

¼iv½ fdlh ekg ds fy;s dks"kkxkjksa ,oa ,u0,l0Mh0,y0 }kjk funs'kd] isa'ku dks izsf"kr

lwpukvksa dk feyku funs'kd] isa'ku }kjk vxys ekg dh iUægoha rkjh[k rd dj fy;k tk;sxkA

IFMTR

[ 61 ]

¼v½ feyku ds rhu fnu ds vUnj vFkkZr~ vxys ekg dh vV~Bkjgoha rkjh[k rd vfHknkrk

va'knku ,oa fu;ksDrk va'knku dh /kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh cSad dks

dj fn;k tk;sxkA

6&vfHknkrk dk iathdj.k gks tkus rd orZeku izfØ;k ds vuqlkj isa'ku va'knku dh dVkSrh

dh tkrh jgsxhA lgk;rk izkIr f'k{k.k laLFkkvksa ,oa ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds

lEcU/k esa vyx ls vkns'k tkjh fd;s tk;saxs rFkk isa'ku funs'kky; }kjk vc bu laLFkkvksa ds deZpkfj;ksa

gsrq bUMsDl uEcj tkjh ugha fd;s tk;saxsA

7&ubZ isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq dks"kkxkj] funs'kd] isa'ku ds lh/ks

iz'kklfud fu;a=.k esa dk;Z djsaxsA

—i;k mijksDrkuqlkj vko';d dk;Zokgh lqfuf'pr djus dk d"V djsaA

Hkonh;k]

¼o`Unk l:i½]

izeq[k lfpoA

&&&&&&

CENTRAL RECORDKEEPING AGENCY

DIRECTORATE OF TREASURY AND ACCOUNTS REGISTRATION FORM

[To avoid mistake(s), please read the accompanying instructions carefully before filling up the form]

Form is to be used for the purpose of registration of Directorate of Treasury and

Accounts (DTA) and equivalent entities in State Governments and Union territories.

DTA Registration Number :

(To be allotted by CRA)

We are pleased to inform you that our Directorate of Treasury and Accounts has decided

to join the New Pension System. The details required for registration in the CRA system are

provided below:

1. DTA AIN (Optional) : (Refer to instruction No. 6)

2. Name ofOffice* :

3. Office Address* :

Flat/Unit No./Block no.*

Name of Premise/Building/Village

Area/Locality/Taluka

District/Town/City*

State/Union territory*

Country*

IFMTR

[ 62 ]

Pin code

Phone No. *

(STD code) (Phone No.)

Alternate phone No. :

Fax No. :

4. Official email ID* : (Refer to instruction No. 7)

5. Authorised contact person's designation *:

6. No. of DTOs attached* :

7. Name of the State Govt./Union Territory * :

Directorate of Treasury and accounts

Office stamp and singature of authorised

signatory

BankDetails* [Designated Bank Account for NPS] [Refer instruction no. 4]

Bank Account Type* Savings A/c Current A/c

Bank A/c Number*

Bank Name*

Bank Branch*

Bank Branch Address*

Pin code*

Bank Branch MICR Code*

Bank Branch IFSC (Indian Financial Systems Code)

IFMTR

[ 63 ]

I/We hereby agree and declare that the information provided in the application is

complete and true.

I/We understand that there would be PFRDA approved Terms and Conditions on the

CRA website governing Nodal Officer's use of I-Pin (to view and transact online) to access

CRA/NPSCAN. I/We agree to be bound by the said terms and conditions and understand that

CRA may, as approved by PFRDA, amend any of the services completely or partially without

any new Declaration/Undertaking being signed.

Singature of Authorised Signatory

Name : ____________________ Place : __________

Designation : _______________ Date : ___________

Directorate of Treasury and Accounts Stamp

(To be filled at CRA)

Received on ____________________________

Name of the Officer _______________________

Signature of the officer ____________________

CRA Stamp

Instructions for filling the form :

1. The form is to be submitted to the address–Central Recordkeeping Agency. National

Securities Depository Limited, 4th Floor, 'A' Wing, Trade World, Kamala Mills Compound,

Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.

2. Form to be filled legibly in BLOCK LETTERS and in BLACK INK only.

3. The form should be filled up completely. Details marked with (*) are mandatory

fields.

4. Bank details are mandatory if the DTA will remit the NPS contributions to the trustee

bank (Bank of India) on behalf of District Treasury offices (DTOs).

5. Each box, wherever provided, should contain only one caracter (alphabet/number/

punctuation mark) leaving a blank box after each word.

6. AIN is Account Office Identification Number alloted by Income Tax Department.

7. Email ID should be official Email ID of the Directorate of Treasury and Accounts

office and not of any individual person.

8. The application form in the prescribed format can be freely downloaded from the CRA

website (http://www.npscra.nsdl.co.in).

9. For more information contact CRA at 022-24994200 or write to CRA at Central

Recordkeeping Agency. National Securities Depository Limited, 4th Floor, 'A' Wing, Trade

World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.

IFMTR

[ 64 ]


DISTRICT TREASURY OFFICE REGISTRATION FORM


This form is to be used for the purpose of registration of District Treasury Office (DTO)

and equivalent entities in State Government and Union territories.

DTO Registration Number :


We are pleased to inform you that our District Treasury Office has decided to join the

New Pension System. The details required for registration in the CRA system are provided

below:

1. DTO AIN (Optional) : (Refer instruction No. 5)

2. Name of the Office*

:


Pin code

Phone No. *



Fax No. :

4. Official Email ID* (Refer instruction No. 6)

5. Authorised contact penson's designation *:

6. Existing DTO code* :

(Refer instruction no. 7)

7. DTA Registration Number* :


8. Name of the Stae Govt./Union Territory * :

DTO stamp and

Singature of authorised signatory

IFMTR

[ 65 ]


DISTRICT TREASURY OFFICE REGISTRATION FORM


This form is to be used for the purpose of registration of District Treasury Office (DTO)

and equivalent entities in State Government and Union territories.

DTO Registration Number :


We are pleased to inform you that our District Treasury Office has decided to join the

New Pension System. The details required for registration in the CRA system are provided

below:

1. DTO AIN (Optional) : (Refer instruction No. 5)

2. Name of the Office*

:





District/Town/City*


Country*

Pin code

Phone No. *



Fax No. :

4. Official Email ID* (Refer instruction No. 6)


6. Existing DTO code* :


7. DTA Registration Number* :


IFMTR

[ 66 ]


DTO stamp and

Signature of authorised signatory

Bank Details* [Designated Bank Account for NPS] [Refer instruction no. 4]

Bank Account Type* Savings A/c Current A/c

Bank A/c Number*

Bank Name*

Bank Branch*

Bank Branch Address*

Pin code*

Bank Branch MICR Code*

Bank Branch IFSC (Indian Financial Systems Code)

I/We hereby agree and declare that the information provided in the application is

complete and true.

I/We understand that there would be PFRDA approved Terms and Conditions on the

CRA website governing Nodal Officer's use of I-Pin (to view and transact online) and T-Pin to

access CRA/NPSCAN. I/We agree to be bound by the said terms and conditions and understand

that CRA may, as approved by PFRDA, amend any of the services completely or partially

without any new Declaration/Undertaking being signed.

Signature of Authorised Signatory of DTO

Name : ____________________ Place : __________

Designation : _______________ Date : ___________ DTO Stamp

Signature of Authorised signatory of DTA

DTA Stamp Name : _________________ Place : __________

Designation : _____________ Date : _________

DTA Reg. No.

(Allotted by CRA)


Received on : ____________________________

Name of the officer : ______________________ (To be filled at CRA)

CRA Stamp

Signature of the officer : ___________________

IFMTR

[ 67 ]





2. Form to be filled legibly in BLOCK LETTERS and in BLACK INk only.

3. Each box, wherever provided, should contain only one Character (alphabet/number/

punctuation mark) leaving a blank box after each word. Details marked with (*) are mandatory

fields.

4. Bank details are mandatory if the DTO will remit the NPS contributions to the trustee

bank (Bank of India).

5. AIN is the Account Identification Number alloted by Income Tax Department.

6. E-mail ID should be the official E-mail ID of the DTO and not of any individual

person.

7. Kindly mention the DTO code allotted by the respective State Government/Union

Territory. If DTO code is less than sixdigits Prefix zeros to make a six digit number, For

e.g. 0 0 0 0 1 8

8. Kindly mention DTA Reg. No. allotted by CRA to the Directorate of Treasury and

Accounts.

9. Form has to be duly authorised by DTA registered at CRA. Till it has been registered,

it shall retain the forms.

10. The application form in the prescribed format can be freely downloaded from the

CRA website (http://www.npscra.nsdl.co.in).




________


DDO REGISTRATION FORM


This form is to be used for the purpose of registration of Drawingand DisbursingOffice

(DDO) and equivalent entities in State Governments and Union territories.

DDO Registration Number :


We are pleased to inform you that our Drawing and Disbursing Office has decided to

join the New Pension System. The details required for registration in the CRA system are as

provided below:

1. DDO ATN (Optional) :

(Refer to instruction No. 11)

IFMTR

[ 68 ]

2. Name of the DDO

Office* :

3. DDO Address* :




District/Town/City*

State/Union Territory*

Country*

Pin code

Phone No. *


Alternate Phone No. :

4. Official Email ID* (Refer to instruction No. 5)


6. Name of the Department :

7. (a) Name of the Ministry * : (Refer to instruction No. 6)

DDO Stamp and signature of

Authorised Signature

(b) Existing DDO Code * : (Refer instruction no. 7)

8. DTO Registration Number * :

(To be filled by DTO) (Refer instruction no. 7)

IFMTR

[ 69 ]


I/We hereby agree and declare that the information provided in the application is complete

and true.

Date :

Place :

Signature of Authorised Signatory of DDO

DDO Stamp

Name of Authorised Signatory :

To be attested by DTO

Date :

Place :

Name of Authorised Signatory :

Signature of Authorised Signatory

DTO Stamp

DTO Reg. No. (Allotted by CRA)


(To be filled at CRA)

CRA Stamp

Received on ___________________________________

Name of the officer : ____________________________

Signature of the officer : _________________________





2. Form to be filled legibly in BLOCK LETTERS and in BLACK INK only.

3. The form should be filled up completely. Details marked with (*) are mandatory

fields.

4. Each box, wherever provided, should contain only one Character (alphabet/number/

punctuation mark) leaving a blank box after each word.

5. Email ID should be the official Email ID of the Drawing and Disbursing Officer and

not of any individual person.

6. Kindly provide Name of the Ministry under which DDO office is functioning.

7. Kindly mention the DDO code allotted by the respective State Government/Union

Territory.

IFMTR

[ 70 ]

8. Kindly mention DTO Registration No. allotted by CRA to the District Treasury

Officer.

9. Form has to be duly authorised by DTO registered at CRA. Till it has been registered,

it shall retain the forms.

10. The application form in the prescribed format can be freely downloaded from the

CRA website (http://www.npscra.nsdl.co.in).

11. TAN is the Tax Deduction and Collection Account Number allotted by Income Tax

Department. New TAN is a character alphanumeric number with the following structure :

First four digits (Alphabets), Next Five digits (Numeric) and last digit (alphabets).

It is advisable that DDO verifies from the Income Tax website whether TAN has been

alloted as per the new format.




_______

Application for allotment of permanent Retirement Account Number (PRAN)

[To avoid mistake(s), please follow the accompanying instructions and examples

carefully before filling up the form]

Acknowledgement Number :

(To be be filled by FC)

Permanent Retirement Acount Number:

(To be filled by FC after PRAN

generation)

Sir/Madam,

I hereby request that a permanent retirement account number be allotted to me.

I give below necessary particulars :

Section A- Subscribers Personal Details (* Indicates Mandatory Field)

Signature/Left Thumb

Impression of Subscriber

in black ink

1. Full Name (Full expanded name : initials are not permitted)

Please Tick as applicable : Sri Smt. Kumari

First Name *

Middle Name

Last Name

2. Gender *: Please Tick as applicable : Male Female

3. Date of Birth* 4. PAN

D D M M Y Y Y Y (Date of Birth to be Certified by DDO)

5. Father's Full Name :

First Name *

To affix recent

Coloured

photograph

(3.5cmx2.5cm)

IFMTR

[ 71 ]

Middle Name

Last Name

6. Present Address* :




District/Town/City*


Country*

Pin code*

7. Permanent Address* : If same as above, Please Tick else.




District/Town/City*


Country*

Pin code*

8. Phone No. *


9. Mobile No.

10.

email-ID

IFMTR

[ 72 ]

11. Subscribers Bank Details :Please refer instruction no. 4 Tick Savings A/c Current A/c

Bank A/c Number

Bank Name and Branch

Bank Branch

Bank Address

Pin code*

Bank MICR Code (Wherever applicable)

12. Value Added Services : (i) SMS Alert Yes No

(ii) Email Alert Yes No

I _______________________________________, the applicant do hereby

declare that what is stated above is true to the best of my information and belief.

Date :

D D M M Y Y Y Y

Section B- Subscribers Employment Details to be filled and attested by DDO (All Details are

Mandatory)

1. Date of Joining 2. Date of Retirement

D D M M Y Y Y Y D D M M Y Y Y Y

3. PPAN (Please refer to instructions no. 5)

4.Group of the Employee (Please Tick) Group A Group B Group C Group D

5. Office :

6. Department :

7. Ministry :

8. DDO Registraion number : 9. DTO Registration number : (Please refer to instruchion no. 6)

10. Basic Salary :

11. Pay Scale :

Certified that the above declaration has been signed/thumb impressed before me by

IFMTR

[ 73 ]

____________________________________________ after he/she has read the entries/ entries

have been read over to him/her by me and got confirmed by him/her. Also certified that the date of

birth and details is as per employee records available with the Department.

Signature of the Authorised Person Rubber Stamp of the DDO

Designation of the Authorised Person ____________________________________

Date : Name of the DDO :__________________

D D M M Y Y Y Y

Department , Ministry : __________________

Section C - Subscriber's Nomination Details (*Indicates Mandatory Field for nominee)

1. Details of the Nominiee * :

1st Nominee

First Name

2nd Nominee

First Name

3rd Nominee

First Name

Middle Name Middle Name Middle Name

Last Name Last Name Last Name

2. Date of Birth (in case of minor)*

1st

Nominee 2nd

Nominee 3rd

Nominee

3. Relationship with the nominee*

1st Nominee 2nd Nominee 3rd Nominee

4. Percentage Share*


5. Nominee's Guardian Details (in case of a minor)*

1st Nominee Guardian details

First Name

2nd Nominee Guardian details

First Name

3rd Nominee Guardian details

First Name

Middle Name Middle Name Middle Name

Last Name Last Name Last Name

IFMTR

[ 74 ]

6. Conditions rendering nomination invalid :


Section -D - Subscriber Scheme Details

1st Scheme Pension Fund Managers Name/Code

2nd Scheme Pension Fund Managers Name/Code

3rd Scheme Pension Fund Managers Name/Code

Scheme ID No./Name Scheme ID No./Name Scheme ID No./Name

Percentage Share Percentage Share Percentage Share

% % %

Section E- Declaration

I understand that there would be PFRDA approved Terms and Conditions for Subscribers on the

CRA wesbsite governing Pin (to access CRA/NPSCAN and View details) and T-pin. I agree to be bound

by he said terms and conditions and understand that CRA may, as approved by PFRDA, amend any of the

services completely or partially without any Declaration/Undertaking being signed.

I ___________________________________ the applicant do hereby declare

that what is stated above is true to the best of my information and belief.

Date :

D D M M Y Y Y Y

Signature/Left

Thumb Impression

of Subscriber

INSTRUCTIONS FOR FILLING PRAN FORM

(a) This form is to be used by State Governments and Union Territories employees.

(b) Form to be filled legibly in BLOCK LETTERS and in BLACK INK only .

(c) Details Marked with (*) are the mandatory fields.

(d) Each box wherever provided, should contain only one character (alphabet/number/punctuation

mark) leaving a blank box after each word.

(e) 'Individual' Subscriber should affix a recent colour photograph (size 3.5cm x 2.5cm) in the

space provided on the form. The photograph should not be stapled or clipped to the form. (The clarity of

image on PRAN card will depend on the quality and clarity of photograph affixed on the form).

(f) Signature/Left thumb impression should only be within the box provided in the form. The

signature should not be on the photograph. If there is an mark on the photograph such that it hinders the

clear visibility of the face of the Subscriber the application will not be accepted.

(g) Thumb impression, if used, should be attested by a magistrate or a Notary Public or a

Gazetted Officer under official seal and Stamp.

Sl. No. Item No. Item Details Guidelines for Filling the form

Section A - Subscribers Personal Details

1 3 Date of Birth All Dates Should be in "DDMMYYYY" Format

2 6 Present Address All future communications will be sent to present

address

3 8, 9, 10 Phone No., Mobile

No. and Email ID

It is advisable to mention either "Telephone number"

or "Mobile number" or "Email ID" so that subscriber

can be contacted in future for any discrepancy.

IFMTR

[ 75 ]

4 11 Subscriber's Bank

Details

If subscribers mentions any of the bank details, except

MICR Code all the bank details will be mandatory.

Section B - Subscribers Employment Details

It is mandatory to fill the Subscriber's Employment details in the application. The employment details

should be filled by the respective DDO of the Subscriber and should be verified by the Authorised

Signatory.

DDO should ratify Overwriting/Striking off of any of the employment details.

5 3 PPAN Kindly provide the PPAN (Permanent Pension

Account Number) or equivalent number, if it has been

allotted to the subscriber by the respective State

Government/Union Territory.

6 8 and 9 DTO Reg. No. and

DDO Reg. No.

DTO Reg. No. and DDO Reg. No. is the unique

Registration number allotted by Central

Recordkeeping Agency.

Section C - Subscriber's Nomination Details

7 4 Percentage Share Subscriber can nominate maximum of three

nominees.

Subscriber can not fill the same nominee details more

than once.

Percentage share value for all the nominees must be

integer. Fractional value will not be accepted.

Sum of percentage share across all the nominees must

be equal to 100. If sum of percentage is not equal to

100. entire nomination will be rejected.

8 5 Nominee's

Guardian Details

If a nominee is a minor, then nominee's guardian

details will be mandatory.

Section D - Subscriber Scheme details

If the Subscriber is unable to mention the Scheme details i.e. PFM Name, Scheme Name and Percentage

Allocation he can contact the near Facilitation Center (FC) for information or the Subscriber can also

search for the scheme details on http.//www.npscra.nsdl.co.in.

9 Scheme Subscriber can select maximum three schemes. Details of the schemes are

available on http://www.npscra.nsdl.co.in.

Subscriber can not fill the same scheme details more than once.

If a scheme name is filled in the form for scheme setup there must be a PFM

name and percentage contribution filled for that scheme

If the Scheme details are not filled, default scheme as approved by PFRDA

will be applicable.

10 Percentage

Share

Scheme Contribution value will be in terms of percentage. It cannot be in

terms of amount.

Percentage contribution value for all be schemes must be integer. Fractional

value will not be accepted.

If the sum of contributions (in percentage) across all the schemes is not

equal to 100, the balance will be allotted to the default scheme approved by

PFRDA.

IFMTR

[ 76 ]

GENERAL INFORMATION FOR PRAN SUBSCRIBERS

(a) Subscribers can obtain the application form for PRAN in the format prescribed by PFRDA

(Pension Fund Regulatory and Development Authority) from DDO or can freely download from the CRA

website (http://www.npscra.nsdl.co.in).

(b) The request for a reprint of PRAN card with the same PRAN details or/and changes or

correction in PRAN data can be made by filling 'Request for change/correction in subscriber master details

and/or re-issue of I-Pin/T-Pin/PRAN crad' or/and 'Request For change signature and/or change in

photograph'. The form is available from the sources mentioned in (a) above.

(c) The Subscriber can obtain the status of his/her application from the CRA website or through

the respective DTO.

(d) For more information :

Visit us at http://www.npscra.nsdl.co.in

Call us at 022-24994200

e-mail us at [email protected]

Write to Central Recordkeeping Agency. National Securities Depository Limited, 4th Floor,

'A' Wing, Trade World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-

400013.

IFMTR

[ 77 ]

la[;k&lk&3&1118@nl&2011&301¼09½&2003Vh-lh-

izs"kd]

o`Unk l:i]

izeq[k lfpo] foRr]

mRrj izns'k 'kkluA

lsok esa]


mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k]

mRrj izns'kA


%&vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003 fnukad 28 ekpZ] 2005 }kjk

ykxw uo ifjHkkf"kr va'knku isa'ku ;kstuk ds laca/k esa Li"Vhdj.kA

egksn;]

jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003 fnukad 28 ekpZ]

2005 }kjk fnukad 1 vizSy] 2005 ls jkT; ljdkj dh lsok esa vFkok jkT; ljdkj ds v/khu ,oa jkT;

ljdkj }kjk foRr&iksf"kr f'k{k.k laLFkkvksa@Lok;Rr'kklh laLFkkvksa] ftuesa mDr frfFk ds iwoZ jkT;

ljdkj ds isa'kujksa dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa uo fu;qDr deZpkfj;ksa dks ubZ ifjHkkf"kr

va'knk;h isa'ku ;kstuk ls vkPNkfnr fd;k x;k gSA

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fdlh vU; jkT; ljdkj ds v/khu vFkok muds }kjk foRr&iksf"kr Lok;Rr'kklh laLFkkvksa esa lsokjr FksA

bu ekeyksa esa ;g ftKklk;sa dh tk jgh gS] fd iwoZ lsok esa fu;qfDr dh frfFk rFkk jkT; ljdkj esa

fu;qfDr dh frfFk ds vk/kkj ij fHkUu&fHkUu ifjfLFkfr;ksa esa ,sls deZpkfj;ksa dks fdl isa'ku ;kstuk ls

vkPNkfnr ekuk tk;sxkA

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v/kksfyf[kr fn'kk&funsZ'kksa ds vuqlkj fd;k tk,&

¼1½ dsUnz ljdkj vFkok ,slh jkT; ljdkjksa ftuds deZpkfj;ksa dh isa'ku gsrq vgZdkjh lsok,a]

lsok fuo`fRrd ykHkksa gsrq mRrj izns'k ljdkj ds v/khu dh x;h vgZdkjh lsokvksa ds lkFk tksM+s tkus dk

ikjLifjd le>kSrk gS] ds ,sls deZpkjh tks dsUnz ljdkj@lacaf/kr jkT; ljdkj ds v/khu iqjkuh isas'ku

;kstuk ls vkPNkfnr Fks] rFkk mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr vf/k"Bku esa fnukad 01

vizSy] 2005 dks vFkok mlds i'pkr fu;qDr gksrs gS rks og fnukad 01 vizSy] 2005 ds iwoZ izHkkoh

iqjkuh isa'ku ;kstuk ls vkPNkfnr ekus tk;saxsA dsUæ ljdkj dh vuqnkfur laLFkkvksa@Lok;Rr'kklh

laLFkkvksa] ftuesa dsUæ ljdkj dh iqjkuh isa'ku ;kstuk ds leku isa'ku ;kstuk ykxw jgh gks] ds dkfeZd

tks jkT; ljdkj ds v/khu fu;qDr gksrs gSa] Hkh bl O;oLFkk ls vkPNkfnr gksaxsA

¼2½ ;fn dsUæ ljdkj@mifjlanfHkZr jkT; ljdkjksa ds v/khu dksbZ deZpkjh isa'ku fuf/k

fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ dh ubZ isa'ku lajpuk ds v/khu dk;Zjr Fkk] rFkk

mRrj izns'k ljdkj ds v/khu fnukad 01 vizSy] 2005 dks vFkok mlds mijkUr dk;ZHkkj xzg.k djrk

gS] rks og ubZ isa'ku ;kstuk ls vkPNkfnr ekuk tk;sxkA

¼3½ ;fn dsUæ ljdkj@iwoZlanfHkZr jkT; ljdkjksa ds v/khu dksbZ dkfeZd ubZ isa'ku ;kstuk ls

vkPNkfnr Fkk rFkk mRrj izns'k ds v/khu ubZ isa'ku ;kstuk ds ykxw gksus dh frfFk 01 vizSy] 2005 ds

iwoZ dk;ZHkkj xzg.k djrk gS] rks mls fnukad 01 vizSy] 2005 ds iwoZ mRrj izns'k esa ykxw iqjkuh isa'ku

IFMTR

[ 78 ]

;kstuk ls vkPNkfnr ekuk tk;sxk rFkk mlds ikl ;g fodYi gksxk fd og ubZ isa'ku ;kstuk ls

fudklh dj ysA

¼4½ vU; jkT; ljdkjksa ds v/khu dk;Zjr jgs deZpkjh pkgsa iqjkuh isa'ku ;kstuk ls vkPNkfnr

jgs gksa vFkok ubZ isa'ku ;kstuk ls] ;fn mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr vf/k"Bku esa

fnukad 01 vizSy] 2005 dks vFkok mlds ckn fu;qDr gksrs gSa rks mUgsa mRrj izns'k ljdkjh dh lsok esa

xzg.k djus dh frfFk ls fnukad 01 vizSy] 2005 ls ykxw ubZ isa'ku ;kstuk ls vkPNkfnr ekuk tk;sxkA

Hkonh;k]

¼o`Unk l:i½

izeq[k lfpo] foRrA

&&&&&&

lk&3&1606@nl&2011&301¼09½&2003&Vh-lh-

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ fnukad 25 uoEcj] 2011

%& uo ifjHkkf"kr va'knku isa'ku ;kstuk ds laca/k esa Li"Vhdj.kA

'kklukns'k la[;k lk&3&1671@nl&2010&301¼09½@2003&Vh-lh0] fnukad 16 flrEcj] 2010

esa ;g O;oLFkk dh x;h gS ,sls lHkh deZpkjh ftUgksaus jkT; ljdkj dh vFkok ,sls leLr 'kklu ds

fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT;

deZpkfj;ksa dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj mudk foRr iks"k.k jkT; ljdkj dh

lesfdr fuf/k ls fd;k tkrk gS] fd isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ ;ksxnku fd;k Fkk

rFkk fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr jkT; ljdkj dh vFkok 'kklu ds fu;a=.kk/khu

mDr mfYyf[kr Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh isa'ku;qDr lsok

esa viuh iwoZ lsok ls dk;ZeqDr gksdj vFkok rduhdh R;kx&i= nsdj fu;qDr gksrs gS] rks os

mlh isa'ku ;kstuk ls vkPNkkfnr ekus tk;sxs ftl isa'ku ;kstuk ls os fnukad 1 vizSy] 2005 ds iwoZ

vkPNkfnr FksA

2& mi;qZDr 'kklukns'k ds Øe esa 'kklu ls ;g ekxZn'kZu ekaxk tk jgk gS fd tks deZpkjh

jkT; ljdkj dh fdlh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ fu;qDr gks pqdas Fks rFkk fnukad

01 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj ds v/khu ckn esa lsok esa vk;s gSa] os deZpkjh

lkekU; Hkfo"; fuf/k dh lnL;rk xzg.k djsaxs vFkok ughaA

3& bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd mi;qZDr 'kklukns'k fnukad 16&9&2010

ls vkPNkfnr deZpkfj;ksa dh lkekU; Hkfo"; fuf/k dh lnL;rk ;Fkkor~ jgsxh ;fn fdlh deZpkjh dks

iwoZ esa lkekU; Hkfo"; fuf/k [kkrk la[;k vkoafVr ugha gks ldk Fkk rks mls ;Fkkfofgr izfØ;kuqlkj

lkekU; Hkfo"; fuf/k [kkrk la[;k egkys[kkdkj }kjk vkoafVr fd;k tk;sxkA

Hkonh;]

¼uhy jru dqekj½

la;qDr lfpoA

&&&&&

IFMTR

[ 79 ]

la[;k&lk&3&1613@nl&2011&301¼09½&2011

izs"kd]

o`Unk l:i]

izeq[k lfpo]

mRrj izns'k 'kkluA

lsok esa]


mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]

mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 05 fnlEcj] 2011

%& fnukad 1 vizSy] 2005 ls ykxw ubZ ifjHkkf"kr va'knku isa'ku isa'ku ;kstuk ls

vkPNkfnr deZpkfj;ksa dh lsokdky ds nkSjku e`R;q@fodykaxrk rFkk chekjh vFkok

pksV ds dkj.k lsokfuo`fRr dh n'kk esa ns; lsokfuo`fRrd ykHkksa ds lEcU/k esaA

egksn;]

dsUnz ljdkj ds dk;kZy; Kki la[;k&38@41@061ih0 ,.M ih0MCyw ¼,½ fnukad 05 ebZ]

2009 ds }kjk] dsUnz ljdkj ds ,sls deZpkjh tks ubZ isa'ku ;kstuk ls vkPNkfnr gS] ds lsokdky ds

nkSjku e`R;q gks tkus] muds fodykax gks tkus vFkok pksV@fodykaxrk ds dkj.k lsokfuo`Rr gks tkus dh

n'kk esa vuqeU; lsokfuo`fRrd ykHkksa ds vuq:i] vxzsrj vkns'kksa rd] jkT; ljdkj ds ,sls deZpkjh tks

fnukad 1 vizSy] 2005 ls ykxw ubZ isa'ku ;kstuk ls vkPNkfnr gS] dks@muds vkfJrksa dks v/kksfyf[kr

ykHk jkT; ljdkj ds orZeku fu;eksa ds vuqlkj vuqeU; fd;s tkus dh Jh jkT;iky lg"kZ Lohd`fr

iznku djrs gSa&

¼1½ 'kkldh; M~;wVh ij u jgrs gq, fodykaxrk ds dkj.k lsokfuo`fRr&

(i) laxr fu;eksa ds v/khu viaxrk isa'kuA

(ii) laxr fu;eksa ds v/khu fjVk;jesUV xzsP;qVhA

¼2½ 'kkldh; M~;wVh ij u jgrs gq, ljdkjh deZpkjh dh e`R;q&

(i) laxr fu;eksa ds v/khu ikfjokfjd isa'kuA

¼c<+h gqbZ njksa ij ikfjokfjd isa'ku dks lfEefyr djrs gq,½A

(ii) laxr fu;eksa ds v/khu e`R;q vkuqrksf"kdA

¼3½ 'kkldh; M~;wVh ij jgrs gq, pksV@chekjh ds dkj.k lsokfuo`fRr&

(i) vlk/kkj.k isa'ku fu;eksa ds vUrxZr fodykaxrk isa'kuA

(ii) vlk/kkj.k isa'ku fu;eksa ds rgr fjVk;jesUV xzsP;qVhA

¼4½ 'kkldh; M~;wVh ij e`R;q&

(i) vlk/kkj.k isa'ku fu;ekoyh ds rgr vlk/kkj.k ikfjokfjd isa'kuA

(ii) laxr fu;eksa ds v/khu e`R;q vkuqrksf"kdA

mijksDr ykHkksa ij] le; le; ij ykxw egaxkbZ isa'ku@egaxkbZ jkgr ;Fkk vuqeU;rk ns;

gksxhA

2&fdlh deZpkjh vFkok mlds ifjokj dks bu vkns'kksa ds rgr Lohd`r ykHkksa dk Hkfo"; esa]

u;h isa'ku ;kstuk ls izkIr gksus okys ykHkksa esa ls mlh jhfr ls lek;kstu fd;k tk;sxk tSlh bl

lEcU/k esa dsUnz ljdkj@isa'ku fuf/k fu;ked vkSj fodkl izkf/kdj.k ¼ih-,Q-vkj-Mh-,-½ }kjk fu/kkZfjr

dh tk;sA

;g vkns'k fnuk¡d 1 vizSy] 2005 ls izHkkoh ekus tk;saxsA

Hkonh;k]

o`Unk l:i]

izeq[k lfpoA

&&&&&&

IFMTR

[ 80 ]

la[;k-lk&3&1718@nl&2011

izs"kd]

o`Unk l:i]

izeq[k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1&izeq[k lfpo] jkT;iky lfpoky;@fo/kku lHkk@fo/kku ifj"kn~

mRrj izns'kA





6&funs'kd] isa'ku] bfUnjk Hkou y[kuÅ] mRrj izns'kA

7&leLr e.Myk;qDr@ftykf/kdkjh] mRrj izns'kA

8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 20 fnlEcj] 2011

%&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds lEcU/k esa Li"Vhdj.kA

egksn;]

jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003] fnukad 28 ekpZ]

2005 }kjk u;h isa'ku ;kstuk ykxw dh x;h gS rFkk vf/klwpuk la[;k&lk&3&470@nl&

2005&301¼9½@2003] fnukad 7 vizSy] 2005 }kjk Li"V fd;k x;k gS fd bl ;kstuk ls vkPNkfnr

deZpkjhx.k lkekU; Hkfo"; fuf/k dh lnL;rk ugh xzg.k djsaxsA

2&u;h isa'ku ;kstuk ds v/khu] lkekU; Hkfo"; fuf/k ds lekukUrj O;oLFkk ds laca/k esa jkT;

ljdkj ls ftKklk;sa dh tk jgh gSaA

3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk esa nks izdkj ds [kkrs

gksaxs&

(I) fV;j&I [kkrk&tks iw.kZr;k isa'ku gsrq gksxk rFkk vfuok;Z gksxkA bl [kkrs esa tek /kujkf'k

dk fu"dklu lsokfuo`fRr ds iwoZ ugha fd;k tk ldsxkA lsokfuo`fRr gksus ij] bl [kkrs esa tek /kujkf'k

ds 60 izfr'kr va'k dk ,d eq'r Hkqxrku deZpkjh@mlds vkfJrksa dks fd;k tk;sxk ,oa 'ks"k 40

izfr'kr va'k dk fuos'k dsUnz ljdkj ls ekU;rk izkIr thou chek daiuh dh okf"kZdh dk Ø; djus esa

fd;k tk;sxk ftlls deZpkjh@mlds vkfJrksa ds fy;s isa'ku dh O;oLFkk gksxhA lsokfuo`fRr ds iwoZ gh

fV;j&I [kkrk NksM+us ij vfuok;Z okf"kZdhdj.k fuos'k tek jkf'k dk 80 izfr'kr gksxkA

(II) fV;j&II [kkrk&tks oSdfYid gksxk rFkk ftlesa deZpkjh LosPNk ls va'knku dj ldsxk ,oa

vko';drkuqlkj bl [kkrs ls /ku dk fu"dklu Hkh dj ldsxkA bl [kkrs esa ljdkj@fu;ksDrk }kjk

va'knku ugha fd;k tk;sxk] rFkk [kkrs esa tek jkf'k dk fuos'k isa'ku ds iz;kstukFkZ ugha fd;k tk;sxkA

4&u;h isa'ku ;kstuk ds fØ;kUo;u gsrq us'kuy flD;ksfjVht fMikftVjh fyfeVsM

¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ ds :i esa vuqcfU/kr fd;k x;k gSA

fuf/k;ksa ds izca/ku gsrq cSad vkWQ bf.M;k] VªLVh cSad] rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkQ bf.M;k

,oa Hkkjrh; thou chek fuxe] isa'ku fuf/k izcU/kd ¼ih0,Q0,e0½ ds :i esa fu;qDr gSA

5& fV;j&II [kkrk ,u0,l0Mh0,y0 ds LFkkuh; vfHkdrkZ] ftUgs IokWb.V~l vkQ izhtsUl

¼ih0ih0vks0½ dgk x;k gS] esa [kkrk [kksyk tkuk gksxk] rFkk bl [kkrs esa deZpkfj;ksa }kjk Lo;a /kujkf'k

tek djk;h tkuh gksxhA fV;j&II [kkrs esa /kujkf'k tek fd;s tkus ds fy;s dksbZ lhek fu/kkZfjr ugha

dh x;h gSA deZpkjh viuh lqfo/kk ,oa foosdkuqlkj bl [kkrs esa LosPNk ls /kujkf'k tek djsxkA

IFMTR

[ 81 ]

fV;j&II [kkrs dk izcU/ku rFkk lapkyu ,u0,l0Mh0,y0 rFkk isa'ku fuf/k izcU/kdksa }kjk]

dsUnz ljdkj dh laLFkk isa'ku fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk

le;≤ ij fuxZr fn'kk&funsZ'kksa ds vuqlkj] fd;k tk;sxkA fV;j&II [kkrs ls fd;s x;s fuos'k ij

vftZr vk; Hkh fV;j&II [kkrs esa tek dh tk;sxhA

Hkonh;k]

o`Unk l:i]

izeq[k lfpo] foRrA

&&&&&&

mRrj izns'k 'kklu


la[;k&lk0&3&380@nl&2012&301¼09½&2011

y[kuÅ% fnukad 22 Qjojh] 2012

&&&&&

jkT; ljdkj ds lsok esa rSukr] uo ifjHkkf"kr va'knku isa'ku ;kstuk ls vkPNkfnr vf[ky

Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds lh0vkj0,0 flLVe esas iathdj.k rFkk isa'ku va'knku ds lEizs"k.k

laca/kh dk;kZy;&Kki la[;k lk&3&1066@nl&2011&301¼09½&2011] fnukad 15 flrEcj] 2011 esa

dfri; la'kks/ku djrs gq;s mDr dk;kZy;&Kki ds izLrj&¼13½ ,oa ¼17½ dks fuEuor~ izfrLFkkfir fd;k

tkrk gS %&

¼13½ fnukad 1 tuojh] 2004 dks vFkok

mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;

lsokvksa ds vf/kdkfj;ksa }kjk vuqyXud&1 ij

iathdj.k izi= Hkjs tk;saxsA

¼13½ fnukad 1 tuojh] 2004 dks vFkok

mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;

lsokvksa ds vf/kdkfj;ksa }kjk izi= ,l&1 ij

iathdj.k izi= Hkjs tk;saxsA

¼17½ funs'kd isa'ku dks dks"kkxkjksa@Hkqxrku

dk;kZy;ksa ls lwpuk izkIr gks tkus ds mijkUr

funs'kd] isa'ku }kjk NPSCAN esa vfHknkrk ,oa

fu;ksDrk va'knku ls lEcfU/kr vkadM+s viyksM

fd;s tk;saxsA viyksfMax iw.kZ gks tkus ds mijkUr

VªkUtsD'ku vkbZ Mh izkIr gksxhA funs'kd] isa'ku

vfHknkrk ,oa fu;ksDrk va'knku dh lagr jkf'k

lEcfU/kr ys[kk'kh"kZ ls vkgfjr dj] /kujkf'k

VªLVh cSad&cSad vkWQ bf.M;k ds i{k esa Mªk¶V@

vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk lEizsf"kr

djsaxsA

¼17½ vfHknkrk ,oa fu;ksDrk va'knku dk

lh0vkj0,0 flLVe esa viyksM djus gsrq izFke

pj.k esa v)ZdsUæh—r ekMy vaxh—r fd;s tkus

dk fu.kZ; jkT; ljdkj }kjk fy;k x;k gSA

blds vUrxZr izR;sd dks"kkxkj@osru Hkqxrku

dk;kZy; }kjk vfHknkrkvksa ds osru ls dh tkus

okyh ekfld va'knku dVkSfr;ksa dh vfHknkrk

va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh;

U;w isa'ku flLVe dUVªhC;w'ku ,dkmfUVax usVodZ

¼,0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh

tk;sxhA vfHknkrk va'knku Qkby viyksM gks

tkus ds mijkUr] ekg esa ikfjr leLr osru fcyksa

ls dh x;h va'knku dh dVkSrh dk fooj.k

izR;sd dks"kkxkj@osru Hkqxrku dk;kZy; }kjk

vkxkeh ekg dh 10 rkjh[k rd funs'kd] isa'ku

dks bZ&esy }kjk ,oa gkMZ dkih ij izsf"kr fd;k

tk;sxkA bl gsrq vko';d buiqV dk izk:i

vyx ls tkjh fd;k tk;sxkA funs'kd] isa'ku

IFMTR

[ 82 ]

}kjk vfHknkrk ,oa fu;ksDrk va'knku dh /kujkf'k

VªLVh cSad dks ,u0ih0,l0 VªLV vdkmUV ds i{k

esa gLrkUrfjr dh tk;sxhA

vfHknkrk va'knku ,oa fu;ksDrk va'knku dh

lesfdr /kujkf'k funs'kd] isa'ku }kjk VªLVh

cSad&cSad vkWQ bf.M;k dks ,u0ih0,l0 VªLV

vdkmUV ds i{k esa cSad Mªk¶V@

vkj0Vh0th0,l0@,u0bZ0 ,Q0Vh0 }kjk vUrfjr

dh tk;sxhA VªLVh cSad dks /kujkf'k;ksa dk vUrj.k

djus ds iwoZ funs'kd] isa'ku ;g lqfuf'pr djsaxs

fd dks"kkxkjksa }kjk ,u0ih0,l0lh0,0,u0 esa

viyksM fd;k x;k fooj.k rFkk dks"kkxkjksa@

osru Hkqxrku dk;kZy;ksa }kjk funs'kd] isa'ku dks

izsf"kr buiqV@lwpuk esa va'knku dh jkf'k;ksa esa

fHkUurk ugha gSA dks"kkxkjksa ls izkIr lwpuk dh

tkap ds fy;s funs'kd] isa'ku ,u0,l0Mh0,y0 ls

dks"kkxkjokj va'knku dh dqy jkf'k] vfHknkrkvksa

dh la[;k rFkk vkgj.k forj.k vf/kdkfj;ksa dh

la[;k dk fooj.k izkIr djsaxsA bl izdkj jkf'k;ksa

dk 'kr izfr'kr feyku gks tkus ds mijkUr gh

vfHknkrk va'knku ,oa fu;ksDrk va'knku dh

/kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh

cSad dks fd;k tk;sxkA

dk;kZy;&Kki la[;k lk&3&1066@nl&2011&301¼09½&2011] fnukad 15 flrEcj] 2011 bl

lhek rd la'kksf/kr le>k tk;A mDr dk;kZy;&Kki dh 'ks"k 'krsZa ;Fkkor~ jgsaxhA

layXud & ;FkksDrA

Hkonh;k]

o`Unk l:i]

izeq[k lfpoA

&&&&&

IFMTR

[ 83 ]

la[;k&lk&3&485@nl&2012&301¼9½@2011

izs"kd]

oÙnk l:i]

izeq[k lfpo]

mRrj izns'k 'kkluA

lsok esa]


2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 16 ekpZ] 2012

%&ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru fcy ekg vizSy] 2012 ls

dks"kkxkjksa esa rS;kj fd;k tkukA

egksn;]

mi;qZDr fo"k; ds laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr

jktdh; deZpkfj;ksa ds osru fcy ekg vizSy] 2012 ls vfuok;Zr% dks"kkxkjksa esa rS;kj fd;s tk;saxsA bl

gsrq ;g lqfuf'pr dj fy;k tk;s fd vkids foHkkx ds leLr vkgj.k ,oa forj.k vf/kdkfj;ksa dk

iathdj.k us'kuy flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ esa 15 ekpZ rd izR;sd n'kk esa

gks tk;sA ;fn fdlh vkgj.k ,oa forj.k vf/kdkjh }kjk iathdj.k izi= N-3 Hkj dj izsf"kr ugha fd;k

x;k gS rks lacaf/kr dks"kkxkj }kjk ml vf/kdkjh dk osru vkgfjr ugha fd;k tk;sxkA

2&ubZ isa'ku ;kstuk ls vkPNkfnr ,sls deZpkjh ftUgsa ,u0,l0Mh0,y0 }kjk Permanent

Retirement Account Number (PRAN) vkoafVr ugha gks ik;k gS] ds osru ls isa'ku va'knku dh dVkSrh

ugha dh tk;sxhA (PRAN) vkoafVr gks tkus ij ,sls deZpkfj;ksa ds osru ls izfrekg va'knku dh dVkSrh

ds lkFk&lkFk ,d fd'r fiNyh ,slh vof/k ds fy;s Hkh dkVh tk;sxh] ftlesa mlds osru ls dVkSrh

ugha dh x;h gSA ;g O;oLFkk mu deZpkfj;ksa ds ekeyksa esa Hkh ykxw gksxh ftUgsa iwoZ esa funs'kd] isa'ku

}kjk Mh0lh0vkbZ0 uacj vkoafVr dj fn;s x;s Fks] ijUrq (PRAN) dk vkoaVu ugha gks ldk gSA

3&dì;k bu vkns'kksa dk vuqikyu dM+kbZ ls lqfuf'pr fd;k tk;sA

Hkonh;k]

oÙnk l:i]

izeq[k lfpoA

&&&

IFMTR

[ 84 ]

izeq[k lfpo mRrj izns'k 'kklu


y[kuÅ% fnukad 16 ekpZ] 2012

fiz; egksn;]

vki voxr gSa fd fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok

esa vk;s dkfeZd ubZ isa'ku ;kstuk ls vPNkfnr gSaA ubZ isa'ku ;kstuk dk dk;kZUo;u isa'ku fuf/k

fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk fu/kkZfjr vkfdZVsDpj ij us'kuy

flD;ksfjVht fMikWftVjh fyfeVsM ¼,u0,l0Mh0,y0½ ds ek/;e ls fd;k tkuk gSA bl lEcU/k esa

foLr`r fn'kk&funsZ'k 'kklukns'k la[;k lk&3&1067@nl&2011] fnukad 15 flrEcj] 2011 }kjk

tkjh fd;s tk pqds gSaA

2&ekg vizSy] 2012 ls deZpkfj;ksa ds isa'ku va'knku rFkk fu;ksDrk va'knku dk fooj.k

,u0,l0Mh0,y0 ds New Pension System Contributions Accounting Network (NPSCAN) esa

viyksM fd;k tkuk gSA ;g vko';d gS fd vkids dk;kZy; esa ubZ isa'ku ;kstuk ls vkPNkfnr

deZpkfj;ksa ds osru fcy dks"kkxkjksa ds fy;s fodflr fd;s x;s is&jksy iSdst ij rS;kj fd;s

tk;saA bl iSdst esa ,u0,l0Mh0,y0 dks viyksM dh tkus okyh Subscribers Contribution File

(SCF) lftr gkrh gS ftls New Pension System Contributions Accounting Network

(NPSCAN) esa lqxerk iwoZd viyksM fd;k tk ldrk gSA

3&bl lEcU/k esa vuqjks/k gS fd jk"Vªh; foKku dsUæ ¼,u0vkbZ0lh0½ }kjk rS;kj fd;k x;k

mDr is&jksy iSdst vius dk;kZy; esa ykxw djokus dk d"V djsa rkfd ubZ isa'ku ;kstuk ls

vkPNkfnr dkfeZdksa ds ekg ekpZ] 2012 Hkqxrku ekg vizSy] 2012 ds osru ls isa'ku va'knku dh

dVkSrh dk fooj.k rFkk jkT; ljdkj ds va'knku NPSCAN ij fcuk =qfV ds viyksM fd;k tk

ldsA ;g Hkh vuqjks/k gS fd mDr is&jksy iSdst rFkk NPSCAN ij dk;Z djus gsrq vius

dk;kZy; ds eq[; ys[kkf/[email protected] ,oa forj.k vf/kdkjh rFkk de ls de ,d ys[kkdehZ dks

izf'kf{kr fd;s tkus gsrq funs'kd] isa'ku ls lEidZ dj izf'k{k.k fnyok;s tkus dh O;oLFkk ;Fkk'kh?kz

dj ysaA bl lEcU/k esa funs'kd] isa'ku dks funsZ'k ns fn;s x;s gSaA

Hkonh;k]

o`Unk l:iA

1&th0ch0 iVuk;d]

izeq[k lfpo]

Jh jkT;iky lfpoky;]

mRrj izns'k 'kkluA

2&Jh iznhi dqekj nqcs]

izeq[k lfpo]

fo/kku lHkk lfpoky;]

mRrj izns'kA

3&Jh ohjsUæ izrki dq'kokgk]

izeq[k lfpo]

fo/kku ifj"kn lfpoky;]

mRrj izns'kA

4&Jh vouh'k voLFkh]

lfpo]

lfpoky; iz'kklu foHkkx]

mRrj izns'k 'kkluA

&&&&&

IFMTR

[ 85 ]

la[;k&lk&3&517@nl&2012&301¼9½&,l0,0ch0&2011]

izs"kd]

o`Unk l:i]

izeq[k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1&izeq[k lfpo] jkT;iky lfpoky;@fo/kku lHkk@fo/kku ifj"kn] mRrj izns'kA





6&funs'kd] isa'ku] bfUnjk Hkou y[kuÅ] mRrj izns'kA


] 8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 fnukad 21 ekpZ] 2012

%& jkT; ljdkj }kjk lgk;rk izkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr

Lok;Rr'kklh laLFkkvksa esas u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esaA

egksn;]

fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj

}kjk lgk;frr ,slh f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kh laLFkkvksa]

ftuesa ljdkjh deZpkfj;ksa dh isa'ku ;kstuk ds leku isa'ku ;kstuk iwoZ esa ykxw Fkh] esa u;s izos'kdksa ij

u;h ifjHkkf"kr va'knku isa'ku ;kstuk vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½@2003] fnukad

28 ekpZ] 2005 }kjk ykxw dh xa;h gSA

2&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq Hkkjr ljdkj }kjk xfBr isa'ku

fuf/k fu;ked ,oa fodkl çkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk ubZ isa'ku ;kstuk ds fy, rS;kj dh

x;h lajpuk ¼vkfDZVsDpj½ dks jkT; ljdkj ds dk;kZy;&Kki la[;k

lk&3&313@nl&2009&301¼9½@2003] fnukad 15 ebZ] 2009 }kjk vaxhd`r fd;k x;k gSA bl

vkfdZVsDpj esa us'kuy flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax

,tsalh ¼lh0vkj0,0½ cSad vkQW bafM;k dks VªLVh cSad rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bafM;k

,oa Hkkjrh; thou chek fuxe dks isa'ku fuf/k çca/kd ¼isa'ku Q.M eSustj½ fu;qDr fd;k x;k gSA isa'ku

fuf/k;k¡ ds leqfpr çca/ku rFkk j[kj[kko ds fy, ih0,Q0vkj0Mh0,0 }kjk ubZ isa'ku ç.kkyh VªLV

¼,u0ih0,l0 VªLV½ dk xBu fd;k x;k gSA

3&ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq jkT; ljdkj }kjk ,u0,l0Mh0,y0 ,oa ,u0ih0,l0

VªLV ds lkFk fnukad 12 vxLr] 2011 dks vuqca/k fu"ikfnr fd;s x;sA blds iwoZ ubZ isa'ku ;kstuk ds

fØ;kUo;u gsrq varfje O;oLFkk ds rgr dk;kZy;&Kki la[;k lk&3&1124@nl&301¼9½@2003]

Vh0lh0] fnukad 15 flrEcj] 2010 rFkk dk;kZy;&Kki la[;k lk&3&1558@nl&2010&30¼9½@2003]

Vh0lh0] fnukad 13 vDVwcj] 2010 }kjk Øe'k% jkT; ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ,oa

Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds osru ls ekfld dVkSrh jkT; ljdkj }kjk fn;k tkus okyk

fu;ksDrk va'knku rFkk deZpkfj;ksa ds isa'ku ys[ks esa lafpr /kujkf'k ij lkekU; Hkfo"; fuf/k ij ykxw

C;kt nj ls C;kt ds Hkqxrku] çR;sd deZpkjh dk isa'ku [kkrk [kksyus ,oa mls v|kof/kd j[krs gq,

funs'kd] isa'ku] mRrj çns'k dks vf/kd`r fd;k x;k FkkA

IFMTR

[ 86 ]

4&,u0,l0Mh0,y0 ,oa ,u0ih0,l0 VªLV ds lkFk jkT; ljdkj }kjk vuqca/k fu"ikfnr dj

fy;s tkus ds vuUrj Åij of.kZr varfje O;oLFkk dk slekIr djrs gq, ,u0ih0,l0 vkfdZVsDpj ds

vuqlkj vxzfyf[kr O;oLFkk rRdky çHkko ls ykxw fd;s tkus dk fu.kZ; fy;k x;k gS&

¼1½ lg;rk çkIr f'k{k.k laLFkkvksa ds fy, v)ZfodsfUnzr ekWMy rFkk fo'ofo|ky;ksa ,oa

vU; Lok;Rr'kklh laLFkkvksa ds fy, iw.kZ fodsfUnzr ekWMy vaxhd`r fd;k tk,A

¼2½ lgk;rk çkIr çkFkfed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] csfld f'k{kk tks vkgj.k

forj.k vf/kdkjh gS] vfHknkrk va'knku ds MkVkcsl ds j[k&j[kko rFkk vfHknkrk va'knku]

QkbZy U;w isa'ku flLVe dUVªhC;w'ku vdkmfUVax usVodZ ¼NPSCAN½ esa viyksM djus gsrq

mRrjnk;h gksaxs rFkk foRr fu;a=d] csfld f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa dk;Z

djsaxsA

¼3½ ek/;fed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] dk;kZy; ftyk fo|ky; fujh{kd vfHknkrk

va'knku ds MkVkcsl ds j[k-j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa viyksM djus

gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d ek/;fed f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa

dk;Z djsaxsA

¼4½ fMxzh dkystksa ds fy, {ks=h; mPp f'k{kk vf/kdkjh tks vkgj.k forj.k vf/kdkjh dk

dk;Z djrs gSa] vfHknkrk va'knku ds MkVkcsl ds j[k-j[kko rFkk vfHknkrk va'knku Qkby

NPSCAN esa viyksM djus gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d mPp f'k{kk jkT; Lrjh;

uksMy vf/kdkjh ds :i esa dk;Z djsaxsA

¼5½ jkT; fo'ofo|ky;ksa esa foRr vf/kdkjh] tks vkgj.k-forj.k vf/kdkjh dk dk;Z djrs gSa]

jkT; Lrjh; uksMy vf/kdjh dk dk;Z Hkh djsaxsA

¼6½ vU; Lok;Rr'kklh laLFkkvksa esa jkT; fo'ofo|ky;ksa ds leku ekWMy ykxw fd;k tk,A

¼7½ lgk;rk izkIr f'k{k.k laLFkkvksa@Lok;Rr'kklh laLFkk;sa&mi;qZDr O;oLFkkvksa dks izHkkoh

<ax ls ykxw fd;s tkus gsrq lEcfU/kr iz'kkldh; foHkkx foHkkxk/;{kksa dks bl vk'k; ds vkns'k

fuxZr djsaxs fd vkgj.k-forj.k vf/kdkfj;ksa ,oa uksMy vf/kdkfj;ksa dks vko';d volajpuk

lqfo/kk,a&dEI;wVj ,oa lgorhZ midj.k] tu'kfDr vfuok;Zr% miyC/k djk;saxsA bl lEcU/k esa

uksMy vf/kdkjh&oLrqfLFkfr dk lrr~ vuqJo.k djsaxs rFkk izxfr ls foHkkxk/;{k ds lkFk&lkFk

foRr foHkkx ,oa iz'kkldh; foHkkx dks fjiksVZ izLrqr djsaxsA

fofHkUu izkf/kdkfj;ksa ,oa vfHknkrkvksa dk ubZ isa'ku iz.kkyh esa iathdj.k

¼8½ lgk;rk izkIr f'k{k.k laLFkkvksa@jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa

gsrq ukfer uksMy vf/kdkfj;ksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq

izi= ,u&1 esa visf{kr fooj.k Hkjdj ,u0,l0Mh0,y0 dks lEcfU/kr uksMy vf/kdkjh }kjk

izsf"kr fd;k tk;sxkA

¼9½ vkgj.k ,oa forj.k vf/kdkfj;ksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA

iathdj.k gsrq izi= ,u&2@,u&3 esa visf{kr fooj.k Hkjdj uksMy vf/kdkjh ds ek/;e ls

,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA mDr izi= dh ,d izfr uksMy vf/kdkjh ds

dk;kZy; esa rFkk ,d izfr vkgj.k ,oa forj.k vf/kdkjh ds dk;kZy; esa lqjf{kr j[kh tk;sxhA

vkgj.k-forj.k vf/kdkfj;ksa dk iathdj.k vkgj.k forj.k vf/kdkjh lg Hkqxrku vf/kdkjh

¼Mh0Mh0vks0&de&Mh0Vh0vks0½ ds :i esa djk;k tk;sxkA

¼10½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dk iathdj.k djk;s tkus gsrq izi=

,u&1 esa vkosnu Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA fdlh vf/k"Bku esa dk;Zjr

lHkh deZpkfj;ksa ds iathdj.k izi= vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk nks izfr;ksa esa izkIr

fd;s tk;saxs ftldh ,d izfr dk;kZy; esa lqjf{kr j[kh tk;sxh rFkk ,d izfr ,u0,l0Mh0,y0

IFMTR

[ 87 ]

dks lh/ks iszf"kr dh tk;sxha ,u0,l0Mh0,y0 }kjk deZpkfj;ksa dks ijekusUV fjVk;jesUV

vdkm.V uEcj ¼ih0vkj0,0,u0½ vkoafVr fd;k tk;sxkA ftldh ,d izfr vkgj.k ,oa forj.k

vf/kdkjh dks Hkh izsf"kr dh tk;sxhA fdlh ekg esa [kksys x;s u;s ih0vkj0,0,u0 dh la[;k dh

lwph vkgj.k forj.k vf/kdkjh }kjk rS;kj dj vxys ekg dh nloh rkjh[k rd vius uksMy

vf/kdkjh dks Hkst nh tk;sxhA

fofHkUu izkf/kdkfj;ksa rFkk vfHknkrkvksa ds iathdj.k gsrq fu/kkZfjr izi= ,u&1] ,u&2] ,u&3

rFkk ,l&1 bl 'kklukns'k ds lkFk layXu gSaA vU; laxr izi= rFkk ,u0,l0Mh0,y0 }kjk tkjh

fn'kk&funsZ'k Hkh layXu gSaA

ubZ isa'ku ;kstuk dk lkekU; Lo:i

¼11½ ubZ isa'ku ;kstuk esa nks fV;j % fV;j&1 rFkk fV;j&2 gksaxsA fV;j&1 esa leLr

vkPNkfnr deZpkfj;ksa }kjk vfuok;Zr% va'knku fd;k tk;sxk tcfd fV;j&2 esa va'knku iw.kZr%

oSdfYid gksxkA

¼12½ fV;j&1 esa izfrekg ewy osru xzsM is ,oa egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds

cjkcj va'knku fd;k tk;sxkA bl va'knku dh dVkSrh deZpkjh ds osru ls vkgj.k ,oa forj.k

vf/kdkjh }kjk dh tk;sxh rFkk lsok;kstd dk va'knku Hkh vkgj.k forj.k vf/kdkjh }kjk tek

fd;k tk;sxkA

¼13½ fV;j&1 esa fd;s tkus okys va'knku dh jkf'k ¼fuos'k ls izkIr vk; lfgr½

vfu"dkluh; isa'ku [kkrs esa tek gksxhA

¼14½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk

miyC/k ugha gksxhA ;fn fdlh deZpkjh ds osru ls lkekU; Hkfo"; fuf/kds fy, dVkSfr;k¡ dh

x;h gksa rks dVkSfr;ksa dh jkf'k lEcfU/kr deZpkjh dks C;kt lfgr okil dj nh tk;saxhA

¼15½ fV;j&2 [kkrk iw.kZr;k oSdfYid gksxk rFkk ogh deZpkjh fV;j&2 [kkrk [kksy ldsxk

ftls fV;j&1 ds fy;s ih0vkj0,0,u0 vkoafVr fd;k tk pqdk gksA deZpkjh }kjk fV;j&2

[kkrk ,u0,l0Mh0,y0 ds LFkkuh; vfHkdrkZ ftUgsa IokbaV~l vkWQ izhtsUl ¼ih0vks0ih0½ dgk

x;k gS] ds dk;kZy; esa vko';d vkSipkfjdrk,¡ iw.kZ dj [kksyk tk ldsxkA [kkrs esa va'knku

dh jkf'k deZpkjh ds }kjk Lor% tek dh tk;sxhA fV;j&2 ds fy, jkT; ljdkj@fu;ksDrk

}kjk va'knku ugha fd;k tk;sxkA bl [kkrs esa tek jkf'k dk izcU/ku fofHkUu lsok iznkrkvksa

}kjk mlh Hkk¡fr fd;k tk;sxk tSls fV;j&1 esa lafpr fuf/k dkA fV;j&2 [kkrs esa lafpr fuf/k

ds fuos'k ls izkIr gksus okyh vk; blh [kkrs esa tek dh tk;sxhA bl [kkrs ls deZpkjh viuh

vko';drkuqlkj /kujkf'k dk fu"dklu dj ldsxkA

¼16½ lkewfgd chek ;kstuk dh O;oLFkk iwoZor~ cuh jgsxhA

¼17½ fdlh deZpkjh dks vkoafVr ih0vkj0,0,u0 mldh lsok i;ZUr vifjorZuh; gksxkA

LFkkukUrj.k dh n'kk esa deZpkjh ds vfUre osru izek.kd esa mlds ih0vkj0,0,u0 rFkk vfUre

va'knku dh frfFk ,oa /kujkf'k dk mYys[k fd;k tk;sxkA

¼18½ uohu isa'ku ;kstuk ls vkPNkfnr lgk;rk dkfeZdksa dk osru ns;d vyx ls cuk;k

tk,xkA osru ns;d ds lkFk deZpkjh va'knku lEcU/kh fooj.k 'ksM~;wy&2d ij ,oa jkT;

ljdkj@ fu;ksDrk va'knku dk fooj.k 'ksM~;wy&2[k ij izR;sd ekg layXu fd;k tk,xkA

¼19½ ¼i½ deZpkfj;ksa ds osru fcy ls dkVh x;h vfHknkrk va'knku dh jkf'k iqLrd

lek;kstu }kjk yksdys[kk ds fuEukafdr ys[kk'kh"kZ esa tek dh tk,xhA

¼d½ &8342&vU; tek&120&fofo/k tek

va'knk;h&is'ku Ldhe&02 ^^lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj


IFMTR

[ 88 ]

fu/kkZfjr va'knku isa'ku ;kstuk&01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa

f'k{k.ksRrj deZpkfj;ksa dk va'knku fV;j&1**A

¼[k½ &^^8342&vU; tek&120&fofo/k tek

va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj


fu/kkZfjr va'knku isa'ku ;kstuk&02&jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa

dks dkfeZdksa dk va'knku fV;j&1**A

¼ii½ jkT; ljdkj@fu;ksDrk va'knku foHkkxh; vuqnkuksa ds vUrxZr bl gsrq [kksys x;s

ys[kk'kh"kZ esa djk;h x;h ctV O;oLFkk ls vkgfjr fd;k tk,xkA ys[kk'kh"kksZa dk fooj.k

fuEukuqlkj gS&

¼d½ &^^2071&isa'ku rFkk vU; lsokfuo`fRr

fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe dsfy, ljdkjh

va'knku&03&jkT; ljdkj dk va'knku&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds

f'k{kdksa@f'k{k.ksRrj deZpkfj;ksa ds fy, fu;ksDrk va'knku deZpkjh fV;j&1&20&lgk;d

vuqnku@va'knku@jkt lgk;rkA**

¼[k½ &^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr

ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh

va'knku&04&fu;ksDrk va'knku&02&Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,

fu;ksDrk&va'knku&20&lgk;d vuqnku@va'knku@ jkt lgk;rkA**

;g iqu% Li"V fd;k tkrk gS fd jkT; ljdkj ds vk;&O;;d esa mUgha Lok;Rr'kklh

laLFkkvksa ds dfeZ;ksa ds fy, fu;ksDrk va'knku gsrq O;oLFkk djk;h tk;sxh ftuds dkfeZdksa dh

isa'ku dk Hkqxrku dks"kkxkjksa ds ek/;e ls fd;k tk jgk gSA

¼iii½ fu;ksDrk va'knku dh jkf'k iqLrd lek;kstu }kjk yksd js[kk ds laxr ys[kk'kh"kksZa]

ftudk fooj.k fuEuor~ gS] esa laØfer dh tk,xh&

¼d½ &^^8342&vU; tek&120&fofo/k

tek va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj

deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh deZpkfj;ksa ds fy, fu/kkZfjr va'knku

isa'ku ;kstuk&03&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa gsrq

fu;ksDrk&va'knku fV;j&1**

¼[k½ &^^8342&vU; tek&120&fofo/k tek

va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj

deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh deZpkfj;ksa ds fy, fu/kkZfjr va'knku

isa'ku ;kstuk&04&jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds dkfeZdksa gsrq

fu;ksDrk&va'knku fV;j&1**A

¼20½¼i½ vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk vfHknkrkvksa ds osru ls dh tkus okyh

ekfld va'knku dVkSfr;ksa dh vfHknkrk va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh; U;w

isa'ku flLVe dUVªhC;w'kUl vdkmfUVax usVodZ ¼,u0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh

tk;sxhA vfHknkrk va'knku Qkby viyksM gks tksu ij VªkUtsD'ku vkbZ0Mh0 izkIr gksxkA

¼ii½ rRi'pkr~ vfHknkrk va'knku ,oa fu;ksDrk va'knku dh lagr /kujkf'k vkgj.k forj.k

vf/kdkjh }kjk yksd ys[kk ds laxr ys[kk'kh"kksZa] ftuesa vfHknkrk va'knku ls vkgfjr dj VªLVh

cSad&cSad vkWQ bf.M;k dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa cSd

IFMTR

[ 89 ]

Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk vUrfjr dh tk;sxhA VªLVh cSad dks /kujkf'k;ksa

dk vUrj.k djus ds iwoZ vkgj.k forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd

,u0ih0,l0lh0,0,u0 esa viyksM fd;k x;k fooj.k rFkk VªLVh cSad dks LFkkukUrfjr dh tk

jgh /kujkf'k dk iw.kZ feyku gks x;k gSA bl izdkj] jkf'k;ksa dk 'kr&izfr'kr feyku gks tkus

ds mijkUr gh vfHknkrk va'knku ,oa fu;ksDrk va'knku dh /kujkf'k;ksa dk vUrj.k vkgj.k

forj.k vf/kdkjh }kjk VªLVh cSad dks fd;k tk;sxkA

¼iii½ vkgj.k forj.k vf/kdkfj;ksa }kjk izR;sd ekg rS;kj vfHknkrk va'knku Qkby dk

fooj.k ,oa VªLVh cSad dks vUrfjr dh x;h /kujkf'k ds fooj.k dh lwpuk vxys ekg dh 10oha

rkjh[k rd vius uksMy vf/kdkjh dks gkMZdkWih@lkW¶VdkWih ij izsf"kr dh tk;sxhA uksMy

vf/kdkjh }kjk vkgj.k forj.k vf/kdkfj;ksa }kjk izsf"kr ekfld lwpuk dk ladyu fd;k tk;sxk

,oa izR;sd ekg dh 20 rkjh[k rd ladfyr lwpuk dh ,d izfr iz'kklfud foHkkx ds

lkFk&lkFk funs'kd] isa'ku] mRrj izns'k dks izsf"kr dh tk;sxhA

¼21½ ,sls deZpkjh tks bu vkns'kksa ds tkjh gksus ls iwoZ lsok esa izos'k dj pqds Fks] osru ls

izfrekg orZeku ekg ds fy, va'knku dh dVkSrh ds lkFk&lkFk iwoZ dh lsok vof/k] ftlesa

dVkSrh ugha gqbZ gS] ds fy, ,d&,d ekg dh dVkSrh dh tk;sxh rFkk nksuksa ekgksa ds fy,

fu;ksDrk va'knku Hkh fn;k tk;sxkA

¼22½ ih0,Q0vkj0Mh0,0 }kjk fu;qDr isa'ku fuf/k izcU/kdksa esa ls jkT; ljdkj fdlh ,sls

,d vFkok vf/kd fuf/k izcU/kdksa dh lsok,a ys ldsxh tks ubZ isa'ku ;kstuk ds vUrxZr dsUæ

ljdkj ds deZpkfj;ksa ds fy, lsok,a iznku dj jgs gSaA

¼23½ fofHkUu isa'ku fuf/k izcU/kdksa ds e/; isa'ku fuf/k;ksa ds vkoaVu ¼Allocation½ dk

vuqikr jkT; ljdkj }kjk fu/kkZfjr fd;k tk;sxk rFkk rn~uqlkj ,u0,Q0Mh0,y0 ,u0ih0,l0

VªLV ,oa VªLVh cSad dks lwfpr fd;k tk;sxkA

¼24½ orZeku esa ljdkjh deZpkfj;ksa ds fy, rhu isa'ku fuf/k izca/kd] ih0,Q0vkj0Mh0,0

}kjk fu;qDr gSa&Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bf.M;k rFkk Hkkjrh; thou chek fuxeA

fnukad 1 tqykbZ] 2011 ls ih0,Q0vkj0Mh0,0 }kjk dsUæ ljdkj ds deZpkfj;ksa dh isa'ku

fuf/k;ksa dk mDr rhuksa isa'ku fuf/k izcU/kdksa ds e/; fd;s x;s vkoaVu ds vuq:i jkT; ljdkj

}kjk jkT; ljdkj ds deZpkfj;ksa ds fy,] isa'ku fuf/k;ksa dk vkoaVu mi;qZDr rhuksa isa'ku fuf/k

izcU/kdksa ds e/; Øe'k% 31 izfr'kr] 35-5 izfr'kr rFkk 33-5 izfr'kr fu/kkZfjr fd;k x;k gSA

vr% mRrj izns'k ljdkj ds fu;a=.kk/khu lgk;rk izkIr f'k{k.k laLFkkvksa rFkk Lok;Rr'kklh

laLFkkvksa esa dk;Zjr ubZ isa'ku ;kstuk ds vfHknkrkvksa ds fy, isa'ku fuf/k;ksa dk vkoaVu mi;qZDr vuqikr

esa gh fd;s tkus dk fu.kZ; fy;k x;k gSA Hkfo"; esa ih0,Q0vkj0Mh0,0 }kjk bl vuqikr esa ifjorZu

fd;s tkus ij jkT; ljdkj }kjk Hkh mlh vuqikr dks vaxh—r fd;k tk;sxkA

5&u;h isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq fuEufyf[kr le;&lkfj.kh dk dM+kbZ

ls ikyu fd;k tk;s&

¼i½ uksMy vf/kdkfj;ksa }kjk bl 'kklukns'k ds fuxZr gksus dh frfFk ls ,d ekg ds vUnj

viuk iath;u ,u0,l0Mh0,y0 esa djk fy;k tk;sxkA fdlh ekg esa [kksys x;s u;s

ih0vkj0,0,u0 dh la[;k dh lwpuk vkgj.k ,oa forj.k vf/kdkjh }kjk lwpuk foHkkxh; uksMy

vf/kdkjh dks vxy ekg dh nloha rkjh[k rd Hksth tk;sxhA

¼ii½ ekg es vkgj.k forj.k vf/kdkfj;ksa }kjk dh x;h vfHknkrk va'knku dh dVkSfr;ksa ,oa

VªLVh cSad dks gLrkUrfjr dh x;h /kujkf'k dk fooj.k vxys ekg dh nloh rkjh[k rd

fu/kkZfjr buiqV izk:i ij uksMy vf/kdkjh dks bZ&esy }kjk rFkk gkMZdkWih esa miyC/k djk

fn;k tk,A

IFMTR

[ 90 ]

¼iii½ ,u0,l0Mh0,y0 }kjk izR;sd ekg dh 15oha rkjh[k rd vkgj.k forj.k vf/kdkjh

}kjk izsf"kr lwpuk dk fooj.k lEcfU/kr uksMy vf/kdkjh dks miyC/k djk;k tk;sxkA

¼iv½ fdlh ekg ds fy, vkgj.k forj.k vf/kdkfj;ksa ,oa ,u0,l0Mh0,y0 }kjk uksMy

vf/kdkjh dks izsf"kr lwpukvksa dk feyku uksMy vf/kdkjh }kjk vxys ekg dh 15oha rkjh[k rd

dj fy;k tk;sxkA

¼v½ vkgj.k forj.k vf/kdkfj;ksa ls izkIr lwpuk dk feyku dj ysus ds mijkUr lEcfU/kr

uksMy vf/kdkjh }kjk ladfyr fooj.k 20 rkjh[k rd funs'kd] isa'ku] mRrj izns'k rFkk

lEcfU/kr iz'kkldh; foHkkx dks izsf"kr fd;k tk;sxkA

,u0,l0Mh0,y0 dks lh0vkj0,0 vuqcU/k ds vUrxZr Hkqxrku

6&,u0,l0Mh0,y0 }kjk =Sekfld vk/kkj ij vius fcy lEcfU/kr uksMy vf/kdkjh dks izLrqr

fd;s tk;saxsA fcy izkIr gksus ds nl dk;Z fnol ds vUnj uksMy vf/kdkjh vius Lrj ij lajf{kr ys[kksa

ls feyku djus ds mijkUr fcy dks lR;kfir djrs gq, Hkqxrku gsrq laLrqfr ds lkFk funs'kd] isa'ku dks

izsf"kr dj nsaxsA funs'kd] isa'ku fcy izkfIr ds nl dk;Z fnol ds vUnj ,u0,l0Mh0,y0 dks Hkqxrku

izkIr djkuk lqfuf'pr djsaxsA uksMy vf/kdkfj;ksa }kjk ;fn nl fnuksa ds vUnj lR;kfir fcy Hkqxrku

gsrq funs'kd] isa'ku dks izLrqr ugha fd;s tkrs gSa rks lh0vkj0,0 vuqcU/k ds izko/kkuksa ds vUrxZr C;kt

dh ns;rk gksus ij os O;fDrxr :i ls mRrjnk;h gksaxsA

—i;k mijksDrkuqlkj vko';d dk;Zokgh lqfuf'pr djus dk d"V djsaA

Hkonh;k]

o`Unk l:i]

izeq[k lfpoA

&&&&&&

la[;k&lk&3&486@nl&2013&301¼9½&11

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsokesa]

funs'kd] isa'ku]

mRrj izns'k] y[kuÅA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 15 ebZ] 2013

%&ubZ isa'ku ;kstuk2005 ds vUrxZr vkaofVr Mh0lh0vkbZ0 uEcj ds lkis{k vfHknkrk dk

va”knku rFkk “kkldh; va”knku dh lesfdr /kujkf”kdk ,u-,l-Mh-,y- }kjk vkoafVr

izku uEcj esa vUrj.k ds laca/k esaA

egksn;]

mi;qZZDr fo"k;d d`Ik;k vius i= la[;k&is0fu0@,u0ih0,[email protected] VªkUlQj@2013&2013@

1245] fnukad 20 Qjojh] 2013 dk lUnHkZ xzg.k djsaA bl laca/k esa iwoZ fuxZr “kklukns”k

la[;k&lk&3&1067&nl&2011&301¼9½&2011] fnukad 15 flrEcj] 2011 ds vuqØe esa funsZ”k fn;s

tkrs gS a fd ftu dkfeZdksa dk iathdj.k ¼izku vkcaVu½ iw.kZ gks pqdk gS ,oa ftuds ys[ks esa izFke n`’V;k

dksbZ =qfV izrhr ugha gks jgh gSa] dh iwoZ esa dh x;h dVkSfr;ksa rFkk fu;ksDrk va”knku ls lacaf/kr lagr

/kujkf”k dk vUrj.k VªLVh cSad dks rRdky dj fn;k tk;sA

2- ,sls izdj.k ftudk vUrj.k =qfV iw.kZ gksus dss dkj.k ugh fd;k tk ldk gS] ds laca/k esa

lacaf/kr vkgj.k forj.k vf/kdkjh dks’kkxkj ls vk¡dM+ksa dk feyku dj deZpkjh va”knku ,oa jkT;

IFMTR

[ 91 ]

ljdkj ds va”knku dh jkf”k dh iqf’V djk;saxs ftldh lwpuk lacaf/kr eq[;@ofj’B dks’kkf/kdkjh }kjk

funs”kd] isa”ku dks vxzsRrj dk;Zokgh gsr izsf’kr dh tk;sxhA vkgj.k&forj.k vf/kdkjhx.k ,oa

eq[;@ofj’B dks’kkf/kdkjh x.k vko”;d dk;Zokgh rFkk izR;sd n”kk esa ,d ekg ds vUnj iw.kZ djkuk

lqfuf”pr djsaA mi;qZDrkuqlkj vkadM+ksa dk feyku gks tkus ij lacaf/kr vkgj.k&forj.k vf/kdkjh

eq[;@ofj’B dks’kkf/kdkjh ds ek/;e ls funs”kd] isa”ku dks vfHkizekf.kr lwpuk iszf’kr djsaxsA lwpuk izkIr

gks tkus ij funs”kd] isa”ku }kjk /kujkf”k dk vUrj.k fd;k tk;sxkA

Hkonh;]

Ukhy jru dqekj]

fo'ks"k lfpoA

&&&&

la[;k&lk&3&1006@nl&2013&301¼09½&2012

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]


mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k ,oa izeq[k dk;kZy;k/;{k]

mRrj izns'kA


%& jkT; ljdkj ds v/khu dk;Zjr vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk jkT;

ljdkj ds vf/kdkfj;kas@deZpkfj;ksa] tks u;h isa'ku ;kstuk ls vkPNkfnr gSa] ds

vfHknkrk va'knku rFkk fu;ksDrk va'knku dh izfØ;kA

egksn;]

fu;qfDr vuqHkkx&1 ds dk;kZy;&Kki la[;k 2268@nks&1&2013-4@¼2½&2008] fnukad

15 tqykbZ] 2013 ds Øe esa funs'kd] isa'ku ds i= la[;k is0fu0@,u0ih0,l0@2012&13@3693]

fnukad 23 ebZ] 2013 ,oa i= la[;k is0fu0@,u0ih0,l0@2013&14@5103] fnukad 26 tqykbZ] 2013

}kjk ;g izLrko fd;k x;k gS fd jkT; ljdkj ds fu;a=.kk/khu fdlh ,sls ckg~; lsok;kstd tks u;h

isa'ku ;kstuk ds v/khu ,u0,l0Mh0,y0 esa iath—r ugha gSa] esa izfrfu;qfDr ij rSukr jkT; ljdkj ds

v/khu u;h isa'ku ;kstuk ls vkPNkfnr vf[ky Hkkjrh; lsokvksa ds ,oa jkT; ljdkj ds

vf/kdkjh@deZpkjh ds vfHknkrk va'knku ,oa fu;ksDrk va'knku lEcU/kh fooj.k] ,u0ih0,l0lh0,0,u0

ij viyksM fd;s tkus dh dk;Zokgh lEcU/kh tuin ds dks"kkxkjksa }kjk rFkk Q.M VªkUlQj dh

dk;Zokgh isa'ku funs'kky; }kjk fd;s tkus fo"k;d O;oLFkk ykxw dh tk;sA

2&funs'kd] isa'ku ds mi;qZDr izLrko ij fopkjksijkUr 'kklu }kjk fuEukuqlkj dk;Zokgh fd;s

tkus dk fu.kZ; fy;k x;k gS&

¼i½ vf[ky Hkkjrh; lsokvksa vFkok jkT; ljdkj ds lEcfU/kr vf/kdkjh@deZpkjh dk

vfHknkrk va'knku lEcfU/kr ckg~; lsok;kstd }kjk ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh

deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku ;kstuk Ldhe&01&jkT; deZpkfj;ksa ds fy,

fu/kkZfjr va'knku isa'ku ;kstuk&01&jkT; deZpkfj;ksa dk va'knku fV;j&1** esa pkyku ds

ek/;e ls lEc) cSad esa tek djk;k tk;sxkA

IFMTR

[ 92 ]

¼ii½ lEcfU/kr vf/kdkjh@deZpkjh ds ewy osru] xzsM osru ,oa egaxkbZ HkRrs ds ;ksx ds 10

izfr'kr ds cjkcj fu;ksDrk va'knku ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds

fy;s fu/kkZfjr va'knk;h isa'ku ;kstuk Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku

isa'ku ;kstuk&02&jkT; ljdkj@lsok;kstd dk va'knku** esa pkyku ds ek/;e ls dks"kkxkj ls

lEc) cSad esa lEcfU/kr ckg~; lsok;kstd }kjk tek fd;k tk;sxkA

¼iii½ lEcfU/kr ckg~; lsok;kstd }kjk izR;sd ekg] vius ;gk¡ rSukr vf[ky Hkkjrh; lsokvksa

ds vf/kdkfj;ksa rFkk jkT; ljdkj ds vf/kdkfj;ksa@deZpkfj;ksa ds lEcU/k esa mi;qZDrkuqlkj

dk;Zokgh dj] pkykuksa dh lR;kfir izfrfyfi lEcfU/kr dks"kkxkj ls izkIr dj

vf/kdkjh@deZpkjhokj PRAN vfHknkrk va'knku ,oa fu;ksDrk va'knku lEcU/kh lesfdr fooj.k

rS;kj dj dks"kkxkj dks bl vuqjks/k ds lkFk izsf"kr fd;k tk;sxk fd fn;s x;s fooj.kkuqlkj

,u0ih0,l0lh0,0,u0 ij MkVk viyksM dj fn;k tk;A

¼iv½ lEcfU/kr dks"kkxkj rn~uqlkj ,u0ih0,l0lh0,0,u0 ij viyksM dj fd;k tk;sxk

rFkk vkWVks tujsVsM dUVªksy 'khV isa'ku funs'kky; dks izsf"kr dh tk;sxhA

¼v½ dks"kkxkj }kjk viyksM fd;s x;s MkVk ds Øe esa isa'ku funs'kky; }kjk lEcfU/kr

vf/kdkjh@deZpkjh ds izku ¼PRAN½ ij Q.M VªkUlQj dh dk;Zokgh dhtk;sxh rFkk d`r

dk;Zokgh dh lwpuk lEcfU/kr ckg~; lsok;kstd dks izsf"kr dj nh tk;sxhA

3&jkT; ljdkj ds fu;a=.kk/khu ,sls ckg~; lsok;kstd tks uh isa'ku ;kstuk ds v/khu

,u0,l0Mh0,y0 esa iath—r gSa] esa izfrfu;qfDr ij rSukr vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk

jkT; ljdkj ds vf/kdkfj;ksa@deZpkfj;ksa ds osru ls dkVh x;h vfHknkrk va'knku dh jkf'k rFkk

fu;ksDrk va'knku dh jkf'k lEcU/kh MkVk viyksM rFkk Q.M VªkUlQj dh dk;Zokgh ckg~; lsok;kstd

}kjk dh tk;sxh rFkk mldh lwpuk lEcfU/kr vf/kdkjh@deZpkjh ds iSr`d foHkkx dks fu;fer :i ls

izsf"kr dh tk;sxhA

4&—i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;sA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&

IFMTR

[ 93 ]

la[;k&lk&3&465@nl&2014&301¼9½&11

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

funs'kd] isa'ku]

mRrj izns'k] bfUnjk Hkou] y[kuÅA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 ebZ] 2014

%& ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa ds lsok ls R;kx&i= nsus ij

Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k dk HkqxrkuA

egksn;]

mi;qZZDr fo"k;d vkids i= la[;k is0fu0@NPS@ekxZn'kZu@2014@2016] fnukad 7 ebZ] 2014

ds lanHkZ esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr ,sls ljdkjh deZpkjh

ftuds osru ls dkVh x;h isa'kujh va'knku dh /kujkf'k ,oa fu;ksDrk va'knku dh /kujkf'k Mh0lh0vkbZ0

[kkrs esa tek dh x;h ijUrq ftldk laØe.k ,u0,l0Mh0,y0 esa [kqys PRAN [kkrs esa ugha gks ldk

rFkk deZpkjh }kjk lsok ls R;kx&i= ns fn;k] ds ekeyksa esa deZpkjh va'knku dh lafpr /kujkf'k dk

C;kt lfgr Hkqxrku lEcfU/kr dkfeZd dks dj fn;k tk; rFkk] pw¡fd 'kkldh; lsok ls R;kx&i= nsus

ij iwoZ lsokvksa dk âkl gks tkrk gS] vr% jkT; ljdkj }kjk fd;s x;s fu;ksDrk va'knku dh C;kt

lfgr lafpr /kujkf'k jktdks"k esa tek dj nh tk;A

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&

la[;k&13@lk&3&393@nl&2014&301¼23½&2014

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]


2&egkfucU/kd] ek0 mPp U;k;ky;] bykgkcknA

3&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]mRrj izns'kA

4&funs'kd] isa'ku] mRrj izns'k] bfUnjk Hkou] y[kuÅA

5&funs'kd] dks"kkxkj] mRrj izns'k] tokgj Hkou] y[kuÅA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 31 vDVwcj] 2014

%&u;h isa'ku ;kstuk ls fudklhA

egksn;]

ubZ isa'ku ;sktuk dks NksM+us ij vfHknkrk dks fd;s tkus okys Hkqxrku vkfn ds lEcU/k esa eq>s

;g dgus dk funs'k gqvk gS fd ih0,Q0vkj0Mh0,0 ds ekLVj ldqZyj la[;k&PFRDA@

2013@2PDEX@2] fnukad 22 tuojh] 2013 esa jktdh; deZpkfj;ksa ds lEcU/k esa dh x;h O;oLFkkvksa

ds vuq:i] jkT; ljdkj dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ]

2005 ls vkPNkfnr jkT; ljdkj] jkT; ljdkj ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa rFkk lgk;rk

izkIr f'k{k.k laLFkkvksa ds ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dh u;h isa'ku ;kstuk ls fudklh

¼Exit½ ij v/kksfyf[kr izfØ;k viuk;h tk;sxh %&

IFMTR

[ 94 ]

¼1½ ;fn dksbZ deZpkjh iqjkuh isa'ku ;kstuk ls vkPNkfnr gS rFkk =qfVo'k mlds osru ls u;h

isa'ku ;kstuk ds vUrxZr dVkSrh gks x;h gS] rks mlds vfHknkrk va'knku dh jkf'k ml ij izkIr fjVuZ

lfgr mlds lkekU; Hkfo"; fuf/k [kkrs esa LFkkukUrfjr dj nh tk;sxh] rFkk jkT; ljdkj }kjk fd;k

x;k fu;ksDrk va'knku jktdks"k esa tek djk fn;k tk;sxkA

¼2½ %&

ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa dh lsokdky esa e`R;q vFkok fodykaxrk dh

n'kk esa muds ifjokj@mUgsa 'kklukns'k la[;k lk&3&1613@nl&2011&301¼9½&2011] fnukad

5 fnlEcj] 2011 dh O;oLFkkuqlkj lqfo/kk;sa vuqeU; gksaxhA mDr 'kklukns'k ds vUrxZr ikfjokfjd

isa'ku izkIr gksus dh voLFkk esa u;h isa'ku ;kstuk ds v/khu tek /kujkf'k dk Hkqxrku ugha fd;k

tk;sxkA ;fn fdlh izdj.k esa bl /kujkf'k dk Hkqxrku dj fn;k x;k gS rks Hkqxrkfur /kujkf'k;ksa ds

ekfld okf"kZdh—r ewY; ds cjkcj /kujkf'k dh olwyh 'kklukns'k fnukad 5 fnlEcj] 2011 ds vUrxZr

feyus okyh ikfjokfjd isa'ku@fodykaxrk isa'ku vkfn ls dh tk;sxhA okf"kZdh—r ewY; dk fu/kkZj.k] bl

lEcU/k esa dsUæ ljdkj }kjk le;≤ ij tkjh fd;s tkus okys vkns'kksa@fn'kk-funsZ'kksa ds vuqlkj

fd;k tk;sxkA

¼3½ %&

vf/ko"kZrk ij lsokfuo`fRr dh n'kk esa] deZpkjh ds isa'ku [kkrs esa tek /kujkf'k ds de ls de

40 izfr'kr /kujkf'k dh ,U;qbVh Ø; dh tk;sxh rFkk 'ks"k /kujkf'k dk ,deq'r Hkxrku lsokfuo`Rr

dkfeZd dks fd;k tk;sxkA

¼4½ %&

vf/ko"kZrk dh vk;q izkIr djus ds iwoZ ;fn dksbZ deZpkjh ubZ isa'ku ;kstuk NksM+rk gS rks mlds

[kkrs esa tek /kujkf'k ds de ls de 80 izfr'kr /kujkf'k dh ,U;qbVh Ø; dh tk;sxh rFkk 'ks"k

/kujkf'k dk ,deq'r Hkqxrku lEcfU/kr deZpkjh dks fd;k tk;sxkA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&

la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012

izs"kd]

vt; vxzoky]

lfpo]

mRrj izns'k 'kkluA

lsok esa]


mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]

mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 12 ekpZ] 2015

%& ubZ isa'ku ;kstuk ¼us'kuy isa'ku flLVe&,u0ih0,l0½ ls vkPNkfnr ckg~; lsok ij rSukr

vf/kdkfj;ksa@deZpkfj;ksa dk isa'kujh va'knku ,oa fu;ksDrk va'knkuA

egksn;]

mi;qZDr fo"k; ds lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj ds ,sls

vf/kdkjh ,oa deZpkjh tks ubZ isa'ku ;kstuk ¼us'kuy isa'ku flLVe&,u0ih0,l0½ ls vkPNkfnr gS rFkk

ftudh rSukrh izfrfu;qfDr ij fdlh lkoZtfud miØe@fuxe@Lok;Rr'kklh laLFkk vkfn esa gksrh gS]

ds lEcU/k esa v/kksfyf[kr izfØ;k viuk;h tk;sxh %&

IFMTR

[ 95 ]

¼1½ izfrfu;qfDr ij ckg~; lsok esa rSukr ljdkjh vf/kdkfj;ksa@deZpkfj;ksa ds ekeyksa esa

,u0ih0,l0 gsrq Mh0Mh0vks0 dk dk;Z tuin ds eq[;@ofj"B dks"kkf/kdkjh }kjk fd;k tk;sxkA ;fn

izfrfu;qfDr ij rSukr fdlh ljdkjh vf/kdkjh@deZpkjh }kjk vfHknkrk iathdj.k QkWeZ ugha Hkjk x;k gS

rks ;g QkWeZ tuin ds eq[;@ofj"B dks"kkf/kdkjh ds ek/;e ls ,u0,l0Mh0,y0 dks Hkstk tk;sxkA izku

vkoafVr gksus ij mls eq[;@ofj"B dks"kkf/kdkjh ds Mh0Mh0vks0 dksM ls fyad fd;k tk;sxkA ;fn izku

iwoZ ls gh vkoafVr gS rks izfrfu;qfDr dh vof/k ds fy, izku eq[;@ofj"B dks"kkf/kdkjh ds Mh0Mh0vks0

dksM ls fyad fd;k tk;sxkA

¼2½ tgk¡ ckg~; lsok ij rSukrh ls iwoZ dh vof/k dk isa'kujh va'knku u tek gqvk gks %&

bu ekeyksa esa ;fn lEcfU/kr vf/kdkjh@deZpkjh dks izku vkoafVr gks pqdk gS rks ckg~; lsok

ij rSukrh ls iwoZ dh vof/k ds ,d ekg ds fy, vfHknkrk va'knku dh jkf'k pkyw ekg ds osru ls

ckg~; lsok;kstd }kjk pkyw ekg ds va'knku ds lkFk dkVh tk;sxhA pkyw ekg dk fu;ksDrk va'knku

ckg~; lsok;kstd }kjk fn;k tk;sxk rFkk iwoZ dh vof/k ds fy, fu;ksDrk va'knku dk Hkqxrku izFker%

ckg~; lsok;kstd }kjk fd;k tk;sxk ijUrq bl /kujkf'k dh izfriwfrZ ckg~; lsok;kstd }kjk lEcfU/kr

vf/kdkjh@deZpkjh ds iwoZorhZ foHkkx ds ek/;e ls funs'kd] isa'ku ls izkIr dh tk;sxhA lqfo/kk dh n`f"V

ls izfriwfrZ dh dk;Zokgh izR;sd 6 ekg ij djk;h tk;sxhA

¼3½ tgk¡ ljdkjh vf/kdkjh@deZpkjh dh ckg~; lsok dh vof/k esa isa'kujh va'knku dh dVkSrh

u gqbZ gks %&

,sls ekeyksa esa tgk¡ dksbZ ljdkjh vf/kdkjh@deZpkjh izfrfu;qfDr ij fdlh lkoZtfud

miØe@fuxe@Lok;Rr'kklh laLFkk vkfn esa rSukr jgk gks rFkk ml vof/k ds fy, vfHknkrk va'knku

,oa fu;ksDrk va'knku tek u gqvk gks] rSukrh ds orZeku ljdkjh foHkkx }kjk ckg~; lsok dh lEiw.kZ

NwVh gqbZ vof/k ds fy, fu;ksDrk va'knku dh /kujkf'k ckg~; lsok;kstd ls ,deq'r jktdks"k esa tekdjk

yh tk;sxhA ijUrq ;fn fdlh ekeys esa ckg~; lsok;kstd }kjk /kujkf'k tek fd;s tkus esa foyEc fd;k

tkrk gS rks Hkh mDr NwVh gqbZ vof/k ds fy, fu;ksDrk va'knku dk Hkqxrku mlh Hkk¡fr dj fn;k tk;sxk

ekuksa lEcfU/kr deZpkjh mDr vof/k esa viuh rSukrh ds orZeku dk;kZy; esa gh rSukr jgk gks rFkk mDr

/kujkf'k dh izfriwfrZ lEcfU/kr ckg~; lsok;kstd ls rSukrh ds orZeku foHkkx }kjk djk;h tk;sxhA NwVh

gqbZ vof/k ds fy, vfHknkrk va'knku ,oa fu;ksDrk va'knku dh dVkSrh 'kklukns'k la[;k lk&3&1051@

nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 ds izLrj&2¼5½ esa nh x;h izfØ;kuqlkj dh tk;sxhA

¼4½ ckg~; lsok ij izfrfu;qfDr ds ekeyksa esa vfHknkrk va'knku ,oa fu;ksDrk va'knku dh

/kujkf'k ckg~; lsok;kstd }kjk bl 'kklukns'k ds layXu pkyku ds ek/;e ls jktdks"k esa tek djk;h

tk;sxhA MkVk viyksM dh dk;Zokgh 'kklukns'k la[;k lk&3&1067@nl&2011&301¼9½&2011] fnukad

15 flrEcj] 2011 esa nh x;h izfØ;k ds vuqlkj tuin ds dks"kkxkj ds ek/;e ls dh tk;sxhA y[kuÅ

tuin esa fLFkr ckg~; laLFkkvksa esa izfrfu;qfDr ij rSukr ljdkjh dkfeZdksa ds lEcU/k esa dks"kkxkj]

tokgj Hkou] y[kuÅ rFkk bykgkckn tuin esa fLFkr ckg~; laLFkkvksa es a izfrfu;qfDr ij rSukr ljdkjh

dkfeZdksa ds lEcU/k esa dks"kkxkj] bfUnjk Hkou] bykgkckn }kjk dk;Zokgh dh tk;sxhA Q.M VªkUlQj dh

dk;Zokgh mDr 'kklukns'k esa dh x;h O;oLFkk ds vuqlkj funs'kd] isa'ku }kjk dh tk;sxhA

¼5½ bl 'kklukns'k esa nh x;h O;oLFkkvksa ds fØ;kUo;u gsrq funs'kd] dks"kkxkj jk"Vªh; lwpuk

foKku dsUæ] jkT; ,dd] mRrj izns'k] ;kstuk Hkou] y[kuÅ ls lEidZ dj Vªstjh lkW¶Vos;j esa ;Fks"V

ifjorZu@la'kks/ku djkuk lqfuf'pr djsaxsA

Hkonh;]

vt; vxzoky]

lfpoA

IFMTR

[ 96 ]

'kklukns'k la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012] fnukad 12 ekpZ] 2015 dk

layXud

Challan Form for NPS

(In respect of Govt. Employees on deputation)

Employees Contribution

Distt. Name :

Deptt. Name :

Depositor Name :

Pran No. :

DDO Code of Treasury Officer :

DDO Registration No. :

Head of A/C :

Employees Current Arrear

Contribution Month and Year Amount Month and Year Amount

______________________________________________________________________________

Employers Contribution

Distt. Name :

Deptt. Name :

Depositor Name :

Pran No. :



Head of A/C :



Total Amount _________________

(Inclusive of Employee's Contribution and

Employer's Contribution)

(Signature of Depositor)

IFMTR

[ 97 ]

'kklukns'k la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012] fnukad 12 ekpZ] 2015 dk

layXud

Challan Form for NPS

(In respect of Govt. Employees on deputation)

Employees Contribution

Distt. Name :

Deptt. Name :

Depositor Name :

Pran No. :



Head of A/C :



______________________________________________________________________________

Employer's Contribution

Distt. Name :

Deptt. Name :

Depositor Name :

Pran No. :



Head of A/C :



Total Amount _________________

(Inclusive of Employee's Contribution and

Employer's Contribution)

(Signature of Depositor)

&&&&

IFMTR

[ 98 ]

mRrj izns'k 'kklu


la[;k&21@2015@lk0&3&1038@nl&2015&301¼09½&2011

y[ku% fnukad 6 uoEcj] 2015

&&&&&

jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.k ds lEcU/k esa ih0,Q0vkj0Mh0,0 dh

vf/klwpuk fnukad 11 ebZ] 2015 }kjk ^^isa'ku fuf/k fu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku

iz.kkyh ds vUrxZr fudkl vkSj izR;kgj.k½ fofu;e] 2015** iz[;kfir fd;s x;s gSa ftuesa rRlEcU/kh

foLr`r O;oLFkk;sa nh x;h gSaA

2&izns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ljdkjh deZpkjh@lgk;rk izkIr f'k{k.k

laLFkkvksa ds deZpkjh@jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds jk"Vªh;

isa'ku iz.kkyh ds v/khu [kksys x;s fV;j&1 [kkrksa esa tek /kujkf'k;ksa ds fudkl ,oa izR;kgj.k gsrq

ih0,Q0vkj0Mh0,0 dh mi;qZDr vf/klwpuk fnukad 11 ebZ] 2015 }kjk iz[;kfir ^^isa'ku fuf/k fofu;ked

vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudkl vkSj izR;kgj.k½ fofu;e] 2015**

,rn~}kjk vaxh—r fd;s tkrs gSaA mDr fofu;e dh izfrfyfi bl vf/klwpuk ds lkFk layXu gSA

layXud % mi;qZDrkuqlkjA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&

la[;k lk&3&1192@nl&2015

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

funs'kd]

isa'ku funs'kky;]

mRrj izns'k] y[kuÅA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 14 tuojh] 2016

%& ubZ isa'ku ;kstuk ls vkPNkfnr inP;qr dkfeZd ds Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k

dks dkfeZd ds i{k esa Hkqxrku fd;s tkus ds lEcU/k esaA

egksn;]

mi;qZZDr fo"k;d —i;k vius i= i=kad is0fu0@,u0ih0,l0&1@inP;qr&288@ekxZn'kZu@

2015&16&7698] fnukad 22 fnlEcj] 2015 dk —i;k lUnHkZ xzg.k djsaA

2&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr fdlh

dkfeZd }kjk fd;s x;s va'knku ,oa jkT; ljdkj }kjk fd;s x;s lerqY; va'knku dh fudklh@Hkqxrku

ds lUnHkZ esa dkfeZd }kjk ;fn fdUgha dkj.ko'k in ls R;kx&i= fn;k x;k gks vFkok mls foHkkx }kjk

inP;qr dj fn;k x;k gks rks nksuksa fLFkfr;ksa esa 'kklukns'k fnukad 19 ebZ] 2014 ds vuqlkj dkfeZd

}kjk fd;s x;s va'knku dh tek /kujkf'k dks C;kt lfgr lEcfU/kr dkfeZd dks okil dj nh tk;s

ijUrq /kujkf'k okil djus ds iwoZ ;g lqfuf'pr dj fy;k tk;s fd lEcfU/kr dkfeZd ds fo#) dksbZ

'kkldh; olwyh@{kfriwfrZ ds vkns'k fuxZr u fd;s x;s gksaA blds lkFk gh jkT; ljdkj }kjk fd;s x;s

IFMTR

[ 99 ]

fu;ksDrk va'knku dh lafpr /kujkf'k dks C;kt lfgr jktdks"k esa tek djk nh tk;sA rn~uqlkj

vko';d dk;Zokgh djus dk d"V djsaA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

la[;k&13@lk&3&180@nl&2016&301¼9½&2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]


2&egkfucU/kd] ek0 mPp U;k;ky;] bykgkcknA

3&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k] mRrj izns'kA

4&funs'kd] isa'ku] mRrj izns'k] bfUnjk Hkou] y[kuÅA

5&funs'kd] dks"kkxkj] mRrj izns'k] tokgj Hkou] y[kuÅA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 ebZ] 2016

%& u;h isa'ku ;kstuk ls fudklhA

egksn;]

mi;qZDr fo"k;d 'kklukns'k la[;k lk&3&1613@nl&2011&301¼9½&2011] fnukad 5 fnlEcj]

2011 'kklukns'k la[;k&13&lk&3&393@nl&2014&301¼23½&2014] fnukad 31&10&2014 rFkk

vf/klwpuk la[;k&21@2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06&11&2015 dk

—i;k lanHkZ xzg.k djsaA jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsok dky esa

e`R;q@fodykaxrk rFkk chekjh vFkok pksV ds dkj.k lsokfuo`fRr dh n'kk esa ns; lsokfuo`fRrd ykHk

'kklukns'k fnukad 05&12&2011 lifBr 'kklukns'k fnukad 31&10&2014 dh O;oLFkkvksa ds vuq:i

vuqeU; gSA

2&isa'ku fuf/k fofu;ked vkSj fodkl izkf/kdj.k }kjk fuxZr isa'ku fuf/k fofu;ked ,oa fodkl

izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudkl ,oa izR;kgj.k½ fofu;e 2015 ftls jkT; ljdkj

dh vf/klwpuk fnukad 06&11&2015 }kjk vaxh—r fd;k x;k gS] ds fofu;e&3¼x½ lifBr

fofu;e&6¼³½ ds Øe esa eq>s ;g dgus dk funs'k gqvk gS fd %&

¼d½ lsokdky esa e`r deZpkjh ds vkfJrksa dks ;g fodYi miyC/k gksxk fd ;fn os pkgsa

rks e`rd deZpkjh ds PRAN [kkrs esa lafpr /ku dk ;Fkkfof/k izR;kgj.k djsa] vFkok 'kklukns'k

fnukad 05&12&2015 lifBr 'kklukns'k fnukad 31&10&2014 dh O;oLFkk ds vuq:i

ikfjokfjd isa'ku dh lqfo/kk dk oj.k djsaA

¼[k½ ;fn vfHknkrk dh e`R;q ds le; mlds LFkkbZ lsokfuo`fRr [kkrs ¼PRAN½ esa lafpr

/ku 2 yk[k #i;s vFkok mlls de gS rks mlds ukfefr vFkok fof/kd okfjl tSlk Hkh ekeyk

gks] dks iwjk lafpr /ku izR;kgj.k djus dk fodYi gksxk rFkk bl fodYi dk iz;ksx djus ij

ifjokj ds lnL;ksa dk jk"Vªh; isa'ku iz.kkyh ds v/khu dksbZ isa'ku ;k vU; jde izkIr djus dk

vf/kdkj fuokZfor gks tk;sxkA vU; ,sls lHkh ekeys esa ftuesa ljdkjh deZpkjh dh lsokdky esa

e`R;q gks tkrh gS] esa vfHknkrk ds lafpr /ku dk de ls de 80 izfr'kr vfuok;Z :i ls

IFMTR

[ 100 ]

okf"kZdh Ø; djus ds fy;s mi;ksx fd;k tk;xk vkSj vfr'ks"k isa'ku /ku dk ,deq'r :i esa

,sls vfHknkrk ds ;FkkfLFkfr ukfefr ;k ukfefr;ksa ;k fof/kd okfjlksa dks Hkqxrku dj fn;k

tk;xkA

¼x½ ;fn fofu;e 6¼³½ ds vuqlkj vfHknkrk ;k vfHknkrk dh e`R;q ij mlds ifjokj ds

lnL;] ljdkj }kjk micfU/kr e`R;q ;k fu%'kDrrk lEcU/kh vfrfjDr vuqrks"k ds fodYi dk

miHkksx djrs gSa] rks ljdkj dks vfHknkrk ds PRAN [kkrs esa lEiw.kZ lafpr /ku vius ikl

lek;ksftr djus ;k vUrfjr fd;s tkus dk vf/kdkj gksxkA ,sls ykHk dk miHkksx djus okyk

vfHknkrk ;k vfHknkrk ds ifjokj ds lnL; ls ikfjokfjd isa'ku ;k fu%'kDrrk isa'ku ;k dksbZ

vU; lEcfU/kr izlqfo/kk ds LFkku ij fofufnZ"V :i ls vkSj fcuk 'krZ ljdkj dks PRAN [kkrs

esa lEiw.kZ lafpr isa'ku /ku vUrfjr djus ds fy;s lger gksaxs vkSj bldk opu nsaxsA ftu

izdj.kksa esa 'kklukns'k fnukad 05&12&2011 lifBr 'kklukns'k fnukad 31&10&2014 ds Øe esa

lsokuSo`fRrd ykHk Loh—r fd;s tk pqds gSa] muesa Hkh blh vk'k; dk opu&i= ykHkkFkhZ }kjk

vius dk;kZy;k/;{k@foHkkxk/;{k ds ek/;e ls funs'kd isa'ku dks izLrqr fd;k tk;xkA

3&bl 'kklukns'k ds iz;kstukFkZ fodYi i= dk izk:i layXu gSA

mijksDrkuqlkj dk;Zokgh lqfuf'pr dh tk;sA

layXud % mijksDrkuqlkjA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&&

IFMTR

[ 101 ]

'kklukns'k la[;k&13@2016@lk&3&180@nl&2016&301¼9½&2011] fnukad

19 ebZ] 2016 dk layXud

jk"Vªh; isa'ku iz.kkyh ls fudklh@ikfjokfjd isa'ku@fu%'kDrrk isa'ku ds

fodYi dk izk:i

1&deZpkjh dk uke &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

2&LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&

3&inuke &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

4&¼i½ vfUre osrueku ¼is&cS.M ,oa xzsM is½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&

¼ii½ vfUre vkgfjr osru ¼ewy osru ,oa xzsM is½ &&&&&&&&&&&&&&&&&&&&&&&&&

5&foHkkx &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

6&rSukrh dk vfUre dk;kZy; &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

7&¼i½ lEc) dks"kkxkj &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

¼ii½ iathdj.k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

8&¼i½ vkgj.k ,oa forj.k vf/kdkjh &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

¼ii½ iathdj.k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

9&deZpkjh ds vkfJrksa dk fooj.k % ¼uke ,oa deZpkjh ls lEcU/k½

¼i½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

¼ii½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

¼iii½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

vkosnd@vkosndksa ds uke ,oa gLrk{kj

¼1½ &&&&&&&&&&&&&&&&&&&&&&&

¼2½ &&&&&&&&&&&&&&&&&&&&&&&

¼3½ &&&&&&&&&&&&&&&&&&&&&&&

10&vkosnd@vkosndksa dh v.Mj Vsfdax

¼i½ eSa@ge 'kiFkiwoZd c;ku djrs gSa fd mi;qZDr fooj.k iw.kZr;k lgh ,oa lR; gS] rFkk

esjs@ gekjs }kjk dksbZ rF; Nqik;k ugha x;k gS vkSj u gha tkucw> dj dksbZ vlR; lwpuk

vafdr dh x;h gSA fdlh lwpuk@rF; ds xyr gksus ij fu;ekuqlkj dk;Zokgh dj yh tk;sA

eq>s@gesa blesa dksbZ vkifRr ugha gksxhA

¼ii½ eSa@ge ,rn~}kjk LosPNk ls rFkk vius iw.kZ laKku esa ;g fodYi izLrqr djrs gSa

fd %&¼d½ eSa@ge jk"Vªh; isa'ku iz.kkyh ds vUrxZr LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½

esa lafpr /kujkf'k dk ;FkkfrfFk izR;kgj.k djus ds bPNqd gSaA eq>s@gesa ;g Kkr gS fd bl

lqfo/kk dk oj.k djus ij gesa ikfjokfjd isa'ku@fu%'kDrrk isa'ku@xzsP;qVh vuqeU; ugha gksxhA

eSa@ge bldk Hkfo"; esa izfrokn u djus dk Hkh opu nsrs gSaA

nks lf{k;ksa ds gLrk{kj vkosnd@vkosndksa ds uke ,oa gLrk{kj

¼uke] irk ,ao fnukad lfgr½ ¼1½ &&&&&&&&&&&&&&&&&&&&&&&

¼1½&&&&&&&&&&&&&&&&&&&&&&&& ¼2½ &&&&&&&&&&&&&&&&&&&&&&&

¼2½ &&&&&&&&&&&&&&&&&&&&&&& ¼3½ &&&&&&&&&&&&&&&&&&&&&&&

¼iii½ jkT; ljdkj ds 'kklukns'k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&]

fnukad &&&&&&&&&&&& lifBr 'kklukns'k la[;k &&&&&&&&&&&&&&&&&&&&&&]

fnukad &&&&&&&&&&&&&&&& ds v/khu ikfjokfjd@fu%'kDrrk@fodykaxrk isa'ku ,oa

xzsP;qVh dh lqfo/kk dk oj.k djrk@djrh gw¡@djrs gSa] rFkk lqJh@Jh ¼deZpkjh dk uke½ ds]

jk"Vªh; isa'ku iz.kkyh ds v/khu [kqys LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½

IFMTR

[ 102 ]

&&&&&&&&&&&&&&&&&&&&&& esa lEiw.kZ lafpr /ku mRrj izns'k ljdkj }kjk vius i+{k

esa lek;ksftr@vUrfjr dj ysus ij viuh fcuk 'krZ lgefr iznku djrk@djrh gw¡@djrs

gSaA

nks lf{k;ksa ds gLrk{kj vkosnd@vkosndksa ds uke ,oa gLrk{kj

¼uke] irk lfgr½ ¼1½ &&&&&&&&&&&&&&&&&&&&&&&

¼1½&&&&&&&&&&&&&&&&&&&&&&&& ¼2½ &&&&&&&&&&&&&&&&&&&&&&&

¼2½ &&&&&&&&&&&&&&&&&&&&&&& ¼3½ &&&&&&&&&&&&&&&&&&&&&&&

fnukad &&&&&&&&&&&&&&&&&&&&& fnukad &&&&&&&&&&&&&&&&&&&&&

LFkku &&&&&&&&&&&&&&&&&&&&&& LFkku &&&&&&&&&&&&&&&&&&&&&&

11&vkgj.k ,oa forj.k vf/kdkjh dk izek.k&i=

Øekad la[;k 1 ls 8 rd vafdr fooj.k ¼deZpkjh dk uke fn;k tk,½ dh lsok iqfLrdk ,oa

osru iath ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSaA

fnukad &&&&&&&&&&&&&&&&&&&&& gLrk{kj &&&&&&&&&&&&&&&&&&&&

LFkku &&&&&&&&&&&&&&&&&&&&&& uke ,oa inuke &&&&&&&&&&&&&&&&

¼eqgj yxk;h tk;s½

12&dk;kZy;k/;{k dk izek.k&i=

Øekad la[;k 1 ls 9 rd vafdr fooj.k ¼deZpkjh dk uke½ dh lsok iqfLrdk ,oa osru iath

,oa vU; vfHkys[kksa ls fd;k x;kA vafdr lwpuk;sa 'kq) gSaA

fnukad &&&&&&&&&&&&&&&&&&&&& gLrk{kj &&&&&&&&&&&&&&&&&&&&

LFkku &&&&&&&&&&&&&&&&&&&&&& uke ,oa inuke &&&&&&&&&&&&&&&&

¼eqgj yxk;h tk;s½

%& fodYi i= N% izfr;ksa esa Hkjok;k tk;sA ,d&,d izfr lEcfU/kr dks"kkxkj] e.Myh;

vij@la;qDr funs'kd] dks"kkxkj ,oa isa'ku rFkk funs'kd] isa'ku ¼vFkok lEcfU/kr LVsV uksMy vkWfQlj½

dks izsf"kr dh tk;s] nks izfr;k¡ dk;kZy; esa lqjf{kr j[kh tk;s rFkk ,d izfr vkosnd@vkosndksa dks

okil dj nh tk;sA

&&&&&

IFMTR

[ 103 ]

la[;k&19@2016@lk&3&490@nl&2016&301¼9½&,l0,0ch0&2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1&izeq[k lfpo] ek/;fed f'k{kk foHkkx] mRrj izns'k 'kkluA

2&funs'kd] ek/;fed f'k{kk] mRrj izns'kA


4&funs'kd] isa'ku] bfUnjk Hkou] y[kuÅ] mRrj izns'kA


6&leLr eq[;@dks"kkf/kdkjh] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 24 twu] 2016

%& jkT; ljdkj }kjk lgk;rk izkIr ek/;fed f'k{k.k laLFkkvksa esa jk"Vªh; isa'ku iz.kkyh dk

fØ;kUo;uA

egksn;]

'kklukns'k la[;k lk&3&517@nl&2011&301¼9½&,l0,0ch0&2011] fnukad 21 ekpZ] 2012 ds

izLrj&4¼3½ esa fuEufyf[kr O;oLFkk dh x;h gS %&

^^4¼3½ ek/;fed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] dk;kZy; ftyk fo|ky; fujh{kd

vfHknkrk va'knku ds MkVkcsl ds j[k&j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa

viyksM djus gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d] ek/;fed f'k{kk jkT; Lrjh; uksMy

vf/kdkjh ds :i esa dk;Z djsaxsA**

2&ek/;fed f'k{kk foHkkx }kjk çLrko fd;k x;k gS fd ys[kkf/kdkjh] dk;kZy; ftyk fo|ky;

fujh{kd ds LFkku ij ftyk fo|ky; fujh{kd] tks vkgj.k forj.k vf/kdkjh gSa] dks mi;qZDr dk;Z ds

lEiknu gsrq mRrjnk;h cuk;k tk;sA

3&mDr ds ifjçs{; esa lE;d fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd 'kklukns'k fnukad

21&3&2012 ds çLrko&4¼3½ dks fuEuor~ çfrLFkkfir dj fn;k tk;s%&

^^4¼3½ ek/;fed f'k{k.k laLFkkvksa esa ftyk fo|ky; fujh{kd vfHknkrk va'knku ds MkVkcsl

ds j[k&j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa viyksM djus gsrq mRrjnk;h gksaxs

rFkk foRr fu;a=d] ek/;fed f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa dk;Z djsaxsA**

4&'kklukns'k fnukad 21&03&2012 dks mDr lhek rd la'kksf/kr le>k tk;sA 'kklukns'k

fnukad 21&03&2012 dh vU; O;oLFkk;sa ;Fkkor~ jgsxhA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

IFMTR

[ 104 ]

la[;k&23@2016&lk&3&474@nl&2016&301¼09½@,l0,0ch0@2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]


2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 5 tqykbZ] 2016

%& jkT; ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr

Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsokdky

ds nkSjku e`R;q@fodykaxrk rFkk chekjh vFkok pksV ds dkj.k lsokfuo`fRr dh n'kk esa

ns; lsokfuo`fRrd ykHkA

egksn;]

'kklu ls ;g ftKklk dh tk jgh gS fd mi;qZDr fo"k; ls lEcfU/kr foRr ¼lkekU;½ vuqHkkx&3

}kjk tkjh 'kklukns'k la[;k&lk&3&1613@nl&2011&301¼09½&2011] fnukad 05&12&2011]

la[;k&13@lk&3&393@nl&2014&301¼23½&2014] fnukad 31&10&2014] vf/klwpuk la[;k&21@

2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06&11&2015 rFkk 'kklukns'k la[;k&13@

lk&3&180@nl&2016&301¼09½&2011] fnukad 19&05&2016 jkT; ljdkj ls vuqnkfur f'k{k.k

laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku iz.kkyh ls

vkPNkfnr dkfeZdksa ds lEcU/k esa ykxw gksaxs vFkok ughaA

2&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh izns'k esa ykxw fd;s

tkus lEcU/kh jkT; ljdkj dh vf/klwpuk fnukad 28 ekpZ] 2005 jkT; ljdkj] jkT; ljdkj }kjk

vuqnkfur ,slh f'k{k.k laLFkkvksa rFkk jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ftuesa

fnukad 1 vizSy] 2005 ds iwoZ jkT; ljdkj dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] dh lsok esa fnukad

1 vizSy] 2005 dks vFkok mlds mijkUr uofu;qDr dkfeZdksa ij leku :i ls ykxw gSaA vr% jk"Vªh;

isa'ku iz.kkyh ls lEcfU/kr mi;qZDr leLr 'kklukns'k tks ljdkjh deZpkfj;ksa ds lEcU/k esa fuxZr fd;s

x;s gSa] mifjlUnfHkZr laLFkkvksa ds dkfeZdksa ij leku :i ls ykxw gksaxsA

3&eq>s ;g Hkh dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ,sls fdlh dkfeZd

dh e`R;q ;fn mlds }kjk jk"Vªh; isa'ku iz.kkyh esa iathdj.k gsrq vkosnu fd;s [email protected] gks tkus

vFkok PRAN vkoafVr gks tkus ds iwoZ vFkok mijkUr fcuk dksbZ vfHknku fd;s gks tkrh gS rks Hkh ,sls

dkfeZdksa ds vkfJrksa dks mi;qZDr 'kklukns'kksa dk ykHk vuqeU; gksxkA

—i;k mijksDrkuqlkj dk;Zokgh lqfuf'pr dh tk,A

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&

IFMTR

[ 105 ]

la[;k&27@2016@lk&3&634@nl&2016&301¼9½&2011

izs"kd]

vt; vxzoky]

lfpo]

mRrj izns'k 'kkluA

lsok esa]

leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 12 vxLr] 2016

%& jk"Vªh; isa'ku iz.kkyh ¼ubZ isa'ku ;kstuk½ ds laca/k esa Li"Vhdj.kA

egksn;]

mi;qZDr fo"k; ds lUnHkZ esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj dh foKfIr

la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk ubZ isa'ku ;kstuk ykxw dh

x;h gSA bl ;kstuk ls og lHkh deZpkjh vkPNkfnr gSa tks fnukad 01&04&2005 dks vFkok mlds

mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj ds fu;a=.kk/khu ,slh vuqnkfur laLFkkvksa vFkok

Lok;Rr'kklh laLFkkvksa dh lsok esa fu;qDr gksrs gSa ftuesa fnukad 01&04&2005 ds iwoZ jkT; ljdkj ds

leku isa'ku ;kstuk ykxw Fkh rFkk tks jkT; ljdkj }kjk foRr iksf"kr gSaA

2&dbZ ,slh laLFkkvksa ftuesa fnukad 01&04&2005 ds iwoZ jkT; ljdkj ds leku isa'ku ;kstuk

ykxw ugha Fkh rFkk mlds LFkku ij va'knk;h Hkfo"; fuf/k ¼lh0ih0,~Q0½ ;kstuk vFkok deZpkjh Hkfo";

fuf/k ¼bZ0ih0,~Q0½ ;kstuk ykxw Fkh] ds dkfeZdksa }kjk bl vk'k; ds çR;kosnu fn;s tk jgs gS fd mUgsa

iqjkuh isa'ku ;kstuk dk ykHk fn;k tk;A

3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj }kjk fnukad 01&04&2005

ls iqjkuh isa'ku ;kstuk lekIr dh tk pqdh gSA ,sls dkfeZd tks mDr frfFk ds iwoZ ls jkT; ljdkj dh

isa'ku ;kstuk ls fHkUu fdlh vU; isa'ku ;kstuk vFkok lh0ih0,~Q0 vFkok bZ0ih0,~Q0 ds lnL; jgs gSa]

dks fnukad 01&04&2005 vFkok muds mijkUr iqjkuh isa'ku ;kstuk dk ykHk vuqeU; ugh gSA ,slh

laLFkk;sa ;fn pkgsa rks vius ç'kkldh; foHkkx ds ek/;e ls foRr foHkkx dh lgefr çkIr dj]

lh0ih0,~Q0 vFkok bZ0ih0,~Q0 ;kstuk lekIr dj mlds LFkku ij jk"Vªh; isa'ku ç.kkyh ¼ubZ isa'ku

;kstuk½ ykxw djus ij fopkj dj ldrh gSaA bu laLFkkvksa ds leLr dkfeZd] pkgs mudh fu;qfDr

fnukad 01&04&2005 ds iwoZ vFkok mlds mijkUr gqbZ gks] jk"Vªh; isa'ku ç.kkyh dh lnL;rk xzg.k dj

ldasxsA

Hkonh;]

vt; vxzoky]

lfpoA

&&&&&

IFMTR

[ 106 ]

la[;k&31@2016@lk&3&th0vkbZ0&17@nl&2016&301¼9½&2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1&leLr izeq[k lfpo@lfpo

mRrj izns'k 'kkluA

2&leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 06 vDVwcj] 2016

%&fnukad 01&04&2005 ls ykxw jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dks lsokfuo`fRr

minku vkSj eqR;q minku dh vuqeU;rkA

egksn;]

jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsokdky ds nkSjku e`R;q gks tkus] muds

fodykax gks tkus vFkok pksV@fodykaxrk ds dkj.k lsokfuo`Rr gks tkus dh n'kk esa isa'ku@ikfjokfjd

isa'ku@vlk/kkj.k isa'ku ,oa minku dh lqfo/kk vUrfje :i ls 'kklukns'k la[;k

lk&3&1613@nl&2011&301¼9½&2011 fnukad 5 fnlEcj] 2011 }kjk vuqeU; dh x;h FkhA blds

mijkUr jk"Vªh; isa'ku iz.kkyh ls fudklh gsrq 'kklukns'k la[;k

13@lk&3&393@nl&2014&301¼23½&2014 fnukad 31&10&2014 vf/klwpuk la[;k 21&2015@lk&

3&1038@nl&2016&301¼9½&2011 fnukad 06&11&2015 ,oa 'kklukns'k la[;k

13@lk&3&180@nl&2016&301¼9½&2011 fnukad 19&05&2016 fuxZr fd;s x;sA

2&dsUnz ljdkj ds dk;kZy; Kki la[;k 7@5@2012&ih0,aM0ih0MCyw¼,Q½@ch] fnukad 26

vxLr 2016 }kjk ;g O;oLFkk dh x;h gS fd jk"Vªh; isa'ku iz.kkyh ds rgr 'kkfey ljdkjh deZpkjh]

dsUnzh; flfoy lsok ¼isa'ku½ fu;ekoyh] 1972 ds vUrxZr 'kkfey deZpkfj;ksa ds fy, ykxw fu;e vkSj

'krksZ ij ^^lsokfuo`fRr minku vkSj e`R;q minku** dk ykHk çkIr djus ds ik= gksaxsA

3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd dsUnz ljdkj ds dk;kZy; Kki la[;k

7@5@2012&ih0,aM0ih0MCyw¼,Q½@ch] fnukad 26 vxLr 2016 ds Øe esa 'kklu }kjk lE;d

fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd mRrj çns'k esa fnukd 01&04&2005 ls ykxw jk"Vªh; isa'ku

iz.kkyh ls vkPNkkfnr ljdkjh deZpkfj;ksa dks lsokfuo`fRr minku vkSj e`R;q minku dk ykHk mRrj

çns'k fjVk;esaUV csuhfQV :Yl] 1961 ¼;Fkkla'kkssf/kr½ ls vkPNkfnr deZpkfj;ksa dh Hkkafr vuqeU; gksxkA

;g vkns'k jk"Vªh; isa'ku iz.kkyh ls vkPNkkfnr ljdkjh deZpkfj;ksa ds lkFk lkFk jkT; ljdkj ls

lgk;rk çkIr f'k{k.k laLFkkvksa vkSj jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ds

deZpkfj;ksa ij leku :i ls ykxw gksxk] ftuesaa fnukad 01&04&2005 ds iwoZ jkT; ljdkj dh isa'ku

;kstuk dh Hkkafar isa'ku ;kstuk ykxw Fkh vkSj ftuds deZpkfj;ksa dks ljdkjh deZpkfj;ksa dh Hkkafr

lsokuSo`fRrd ykHk vuqeU; FksA

4&;g vkns'k fnukad 01 vçSy] 2005 ls çHkkoh ekuk tk;sxkA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

IFMTR

[ 107 ]

la[;k&34@2016@lk&3&767@nl&2016&301¼9½&2003Vh0lh0

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

funs'kd]

isa'ku funs'kky;]

bfUnjk Hkou] y[kuÅA


%&jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k çku esa

LFkkukUrfjr gksus ds iwoZ gh dkfeZd ds lsokfuo`Rr gksus dh n'kk esa dkfeZdksa dks Mh0lh0vkbZ0

[kkrs esa tek /kujkf'k dk HkqxrkuA

egksn;]

mi;qZDr fo"k;d isa'ku funs'kky; ds i=kad is0fu0@,u0ih0,l0&2¼50½lsokfuo`Rr@

2016&17@5120 fnukad 2 flrEcj] 2016 ds ek/;e ls dh x;h i`PNkvksa ds lUnHkZ esa eq>s ;g dgus

dk funs'k gqvk gS fd çns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ,sls dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa

tek /kujkf'k ftldk gLrkarj.k lacaf/kr dkfeZd ds çku ¼ PRAN ½ esa ugh gks ldk vkSj og

lsokfuo`Rr gks x;k vFkok lacaf/kr dkfeZd dks çku vkoafVr gksus ls iwoZ gh og lsokfuo`Rr gks x;k] ,sls

lHkh ekeyksa esa lsokfuo`Rr deZpkfj;ksa ds Mh0lh0vkbZ0 [kkrs esa tek vfHknkrk va'knku ,oa fu;ksDrk

va'knku dh /kujkf'k dk Hkqxrku] Hkqxrku dh frfFk rd C;kt lfgr isa'ku funs'kky; ds ek/;e ls djk

fn;k tk;sA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

la[;k&1@2017@158@79&6&2017&28¼10½@1996

izs"kd]

nso izrki flag]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsokesa]

f”k{kk funs”kd¼csfld½]

mRrj izns'k y[kuÅA

f”k{kk vuqHkkx&6 y[kuÅ% fnukad 05 Qjojh] 2017

fo"k; %& v”kkldh; lgk;rk izkIr mPp izkFkfed fo|ky;ksa ds lsokfuo`Rr f”k{kd@f”k{k.ksRrj deZpkfj;ksa

dks isa”ku Lohd`r fd;s tkus gsrq mlh fo|ky; ds vlgkf;d lsokvof/k dks vgZdkjh lsok esa

tksM+k tkukA

egksn;]

mi;qZDr fo’k;d “kklukns”k la[;k&2070@15&6&99&28¼10½@96 fnukad 26-07-01dk d`Ik;k

lanHkZ xzg.k djus dk d’V djsa]ftlds }kjk v”kkldh; lgk;rk izkIr mPp izkFkfed fo|ky;ksa ds

lsokfuo`Rr f”k{kd@f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohd`r fd;s tkus gsrq mlh fo|ky; ds vlgkf;d

lsokvof/k dks vgZdkjh lsok esa tksMsa tkus laca/kh ykHk=;h ;kstuk ds vUrxZr f”k{kdksa@deZpkfj;ksa ds

izcU/kdh; va”knku dh /kujkf”k C;kt lfgr jktdks’k esa tek djkus dh frfFk 31-03-2002 rd c<+k;h

x;h Fkh] fdUrq dfri; f”k{kd@f”k{k.ksRrj deZpkjh ftuds }kjk mDr frfFk rd izcU/kdh; va”knku dh

IFMTR

[ 108 ]

/kujkf”k C;kt lfgr jktdks’k esa tek ugha dh tk ldh] muds }kjk izcU/kdh; va”knku dh /kujkf”k

C;kt lfgr jktdks’k esa tek djkus gsrq fu/kkZfjr mDr dV vkQMsV fnukad 31-03-2002 dks c<+k;s tkus

gsrq ek0 mPp U;k;ky; esa dfri; fjV ;kfpdk;sa ;ksftr dh x;hA fjV ;kfpdk la0&52703@2015

vuok:ygd flÌnhdh cuke m0iz0 jkT; o vU; dk sfjV ;kfpdk la0&45217@2012 cqf)jke cuke

m0iz0 jkT; o vU; ,oa vU; lEc) fjV ;kfpdkvksa esa ikfjr ek0 mPp U;k;ky; ds vkns”k fnukad 26-

09-2012 ds vk/kkj ij fu.khZr fd;k x;k] ftldk izHkkoh va”k fuEuor gS&

In view of this, qua incumbents who have been appointed in the said institution and said institution in question has been included in grant-in-aid list of the state government prior to 01-04-2005 qua them last opportunity be given by the state government for enabling them to deposit managerial contribution alogwith with interest and thereafter whatever benefit of the aforesaid old scheme is liable to be extended, the same be extended to said category of incumbents. In respect of institution who have been included in the grant-in-aid list after 01-04-2005 the incumbents working therein their claim be governed under new pension scheme. In view of aforesaid discussion, civil Misc. writ petion No. 45217 of 2012 ; 45229 of 2012 are dismissed. Civil Misc. writ petition No 47649 of 2012 and Civil Misc. writ petition No. 44742 of 2012 are allowed. Civil Misc. writ petition No. 55778 of 2010 and Civil Misc. writ petition No. 47000 of 2012 are dismissed. Petitioners’ whose writ petition has been allowed are permited to deposit contribution with interest within two months from today, and in the event of deposit being made, then benefit of government order be extended to them, subject of fulfillment of other terms and condition.

2- ek0 mPp U;k;ky; ds mDr vkns”k ,o mDr vkns”k ds vk/kkj ij fu.khZr ;kfpdkvksa ds fo:) ek0

mPp U;k;ky; esa fOkHkkx }kjk dfri; fo”ks’k vihysa ;ksftr dh x;h Fkh] tks ek0 mPp U;k;ky; }kjk

[kkfjt dj nh x;h gSA fo”ks’k vihy la0 734@2014 es ikfjr ek0 mPp U;k;ky; ds vkns”k fnukad

10-08-2015 dk izHkkoh va”k fuEuor gS&

It is no doubt true that the state government had fixed 31 March 2002 as the date by which the managerial contribution should be deposited in order to get the benefit of the scheme, but when the scheme is for the benefit of the teacher as it provides for payment of pension, the extension of date for depositing of the managerial contribution with interest does not suffer from any illegality. Good and cogent reasons have been given in the judgment for extending the time period and we see no good reason to interfere. The Special Appeal is, accordingly dismissed.

3- ;kph Jh vuok:y flÌnhdh }kjk fjV ;kfpdk la0&52703@2015 vuok:y flÌnhdh cuke m0iz0

jkT; o vU; esa ikfjr mPp U;k;ky; ds vkns”k fnukad 16-09-2015 ds vuqikyu gsrq voekuuk ;kfpdk

la0&4477@2016 ;ksftr dh x;h] ftlesa lquokbZ djrs gq, ek0 U;k;ky; }kjk fnukad 20-12-2016 dks

ikfjr vkns”k dkizHkkoh va”k fuEuor gS&

It is made clear that in the event, the order of the writ court is not complied with in letter and spirit, the principal secretary (Finance) shall ensure his/her physical presence on the next date.

3- ek0 mPp U;k;ky; }kjk ikfjr mDr vkns”kksa ds vuqikyu esa v”kkldh; lgk;rk izkIr mPp

izkFkfed fo|ky;ksa ds f”k{k.k@f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohd`fr fd;s tkus gsr qmlh fo|ky; ds

vlgkf;d lsok vof/k dks vgZdkjh lsok esa tksMs tkus laca/kh ykHk=;h ;kstuk ds vUrxZr f”k{kdksa@

deZpkfj;ksa ds izcU/kdh; va”knku dh /kujkf”k C;kt lfgr jktdks’k esa tek djkus gsrq vfUre volj

nsrs gq, iwoZ esa fu/kkZfjr dV vkWQ MsV 31-03-2002 dks c<+kdj fnukad 30-06-2017 rd fd;s tkus dh

Lohd`fr Jh jkT;iky fuEufyf[kr izfrcU/kksa ds v/khu iznku djrs gSa&

IFMTR

[ 109 ]

¼1½ og lqfo/kk “kklukns”k la0&2745@15&6&97&28¼10½@96 Vh0lh0 fnukad 23-05-1998 }kjk fu/kkZfjr

izfdz;k ds vuqlkj vuqeU; dh tk;sxhA

¼2½ mDr lqfo/kk fnukad 01-04-2005 ls iwoZ vuqnku lwph ij fy;s x;s v”kkldh; lgk;rk izkIr mPp

izkFkfed fo|ky;ksa ds ,sls f”k{kd@f”k{k.ksRrj deZpkjh tks fo|ky; ds vuqnkfur gksus dh frfFk ds iwoZ

fof/kor fu;qDr gS] dks gh vuqeU; gksxhA

¼3½ ubZ isa”ku Ldhe ykx w gksus dh frfFk ds mijkUr vuqnkfur fo|ky;ksa rFkk uofu;qfDr

f”k{kdksa@deZpkfj;ksa dks mDr lqfo/kk vuqeU; ugha gksxhA

¼4½ ubZ isa”ku ;kstuk ls vkPNkfnr f”k{kdksa@f”k.ksRrj deZpkfj;ksa ds va”knku ubZ isa”ku Ldhe ds

vuqlkj fu;ekuqlkj tek djkus dh dk;Zokgh le;c) :Ik ls lqfuf”pr djkrs gq, d`r dk;Zokgh ls

voxr djk;k tk;sA

¼5½ ;g lqfo/kk vafUre volj ds :Ik esa iznku dh tk jgh gSA Hkfo’; esa bl izdkj ds fdlh izLrko ij

fopkj ugha fd;k tk;sxkA

4- mDr vkns”k i=koyh la[;k&28¼10½@96 esa izkIr foRr foHkkx dh lgefr ls tkjh fd;s tk jgs gSaA

Hkonh;]

nso izrki flag]

fo'ks"k lfpoA

&&&&&&

la[;k&4@2017@lk&3&93@nl&2017

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

funs'kd]

isa'ku funs'kky;]

8ok¡ ry bfUnjk Hkou] v'kksd ekxZ] y[kuÅA


%&jk"Vªh; isa'ku iz.kkyh ds ç;kstukFkZ ^^funs'kd isa'ku funs'kky;] mRrj çns'k** ds uke ls fdlh

jk"Vªh;d`r cSad esa ^^pkyw [kkrk** [kksyk tkukA

egksn;]

jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr v/kksfyf[kr ekeyksa esa ,u0,l0Mh0,y0@VªLVh cSad }kjk

jkT; ljdkj dks /kujkf'k;ka okil dh tk;sxh%&

¼1½ jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr fdlh vf/kdkjh@deZpkjh }kjk R;kx i= ns fn;s

tkus vFkok mls inP;qr dj fn;s tkus ij 'kklukns'k lk&la[;k

3@465@nl&2014&301¼9½@11 fnukad 19&05&2014 rFkk 'kklukns'k la[;k

lk&3@1192@nl&2016 fnukad 14&01&2016 ds vuqlkjA

¼2½ ,u0ih0,l0 ls vkPNkfnr fdlh dkfeZd dh lsok dky esa e`R;q gks tkus ij jk"Vªh;

isa'ku iz.kkyh ls fudklh fo"k;d 'kklukns'k la[;k 13@lk&3&180@nl&2016&301¼9½&2011

fnukad 19&05&2016 ds çko/kkuksa ds v/khu mlds ifjokj }kjk ikfjokfjd isa'ku ,oa xszP;qVh

dh lqfo/kk dk oj.k fd;s tkus ijA

¼3½ 'kklukns'k la[;k lk&3@1671@nl&2010&301¼9½&2003 Vh0lh0] fnukad 16

flrEcj] 2010 rFkk 'kklukns'k la[;k 13&lk&3&393@nl&2014&301¼23½&2014 fnukad 31

IFMTR

[ 110 ]

vDVwcj] 2014 ds çLrj 1 ds vuqlkj iqjkuh isa'ku ;kstuk ls vkPNkfnr fdlh dkfeZd ds osru

ls dh x;h dVkSfr;ksa ds ekeyksa esaA

¼4½ ,u0ih0,l0 ls vkPNkfnr fdlh dkfeZd ds PRAN esa fu;ksDrk ¼jkT; ljdkj½

va'knku ds :i esa vuqeU; /kujkf'k ls vf/kd tek /kujkf'k ds ekeyksa esaA

2&bl fo"k; esa vkids i=kad isa0fu0@,u0ih0,l01@NSDL ehfVax 15&6&2016@cSad

[kkrk@2016&17@1157] fnukad 17 Qjojh] 2017 dk lanHkZ xzg.k djsa ftlds }kjk voxr djk;k

x;k gS fd ih0,Q0vkj0Mh0,0@,u0,l0Mh0,y0 ds fn'kk funsZ'kksa ds vuqlkj [kkrs esa tek /kujkf'k

jkT; ljdkj dks okil fd;s tkus gsrq jk"Vªh; isa'ku iz.kkyh gsrq jkT; ljdkj }kjk ukfer ^^LVsV

uksMy vkWfQlj** vFkkZr~ ^^funs'kd] isa'ku funs'kky;] mRrj çns'k** ds inuke ls cSad [kkrk [kksyk

tkuk vko';d gS A mi;qZDr lHkh ekeyksa esa] ,u0ih0,l0 [kkrs esa tek lEiw.kZ /kujkf'k vFkkZr

vfHknkrk va'knku] fu;ksDrk va'knku rFkk mu ij fjVuZ dh lafpr /kujkf'k;ka mi;qZDrkuqlkj [kksys x;s

cSad [kkrs esa ,u0,l0Mh0,y0@VªLVh cSad }kjk LFkkukUrfjr dh tk;sxhA

3&vkids mi;qZDr i= fnukad 17 Qjojh] 2017 esa fd;s x;s çLrko ds Øe esa eq>s ;g dgus

dk funs'k gqvk gS fd Jh jkT;iky jk"Vªh; isa'ku iz.kkyh ds ç;kstukFkZ ^^funs'kd] isa'ku funs'kky;]

mRrj çns'k** ds uke ls fdlh jk"Vªhd`r cSad esa ^^pkyw [kkrk** [kksyus dh lg"kZ Lohd`fr çnku djrs

gSaA

4&[kkrk lapkyu dh çfØ;k fuEukuqlkj gksxh&

¼1½ mDr cSad [kkrs dk lapkyu ^^ Mqvy flXusVjh** }kjk fd;k tk;sxkA bl gsrq

funs'kd] isa'ku }kjk isa'ku funs'kky; ds lewg ^d* ds nks vf/kdkfj;ksa dks vf/kd`r

fd;k tk;sxkA

¼2½ fdlh çku [kkrs esa tek /kujkf'k funs'kd] isa'ku funs'kky; ds uke [kqys cSad [kkrs esa

çkIr gksus ij] ,sls ekeys ftuesa vfHknkrk va'knku dk Hkqxrku vfHknkrk dks fd;k

tkuk gS] muesa vfHknkrk va'knku ¼fjVuZ lfgr½ dh jkf'k funs'kd] isa'ku }kjk

vfHknkrk ds cSad vdkm.V esa bysDVªkWfud VªaklQj }kjk vUrfjr dj nh tk;sxhA

¼3½ jkT; ljdkj ds [kkrs esa tek dh tkus okyh jkf'k funs'kd] isa'ku }kjk ^^bZ&jktdks"k

iksVyZ** dk ç;ksx djrs gq, jkT; ljdkj ds lqlaxr ys[kk'kh"kZ esa tek djk;h

tk;sxhA

¼4½ funs'kd] isa'ku }kjk mDr cSad [kkrs esa tek@Hkqxrku dk i`Fkd ls ys[kk tks[kk j[kk

tk;sxkA

¼5½ funs'kd] isa'ku }kjk çR;sd ekg ,u0,l0Mh0,y0@VªLVh cSad ls çkIr /kujkf'k]

vfHknkrk ds çku cSad [kkrs rFkk jktdks"k esa tek dh x;h /kujkf'k dk feyku

lqfuf'pr fd;k tk;sxkA

5& d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&&

IFMTR

[ 111 ]

la[;k&05@2017@lk&3&109@nl&2017&301¼9½&2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr çeq[k lfpo@lfpo

mRrj izns'k 'kkluA

2& leLr foHkkxk/;{k@çeq[k dk;kZy;/;{k]

mRrj izns'kA

3& funs'kd] isa'ku funs'kky;]

8oka ry] bfUnjk Hkou] y[kuÅA


%& jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr dkfeZdksa ds fy;s jk"Vªh; isa'ku iz.kkyh iklcqdA

egksn;]

mi;qZDr fo"k; ds lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh

¼,u0ih0,l0½ ls vkPNkfnr deZpkfj;ksa ds Mh0lh0vkbZ0 uEcj vFkok çku uEcj ij dh x;h dVkSfr;ksa

ds fooj.k ds ys[ks tks[ks ds j[k j[kko gsrq ;g fu.kZ; fy;k x;k gS fd leLr dk;kZy;k/;{kksa }kjk

muds dk;kZy;ksa ds ,u0ih0,l0 ls vkPNkfnr vkf/kdkfj;ksa@deZpkfj;ksa ds osru ls fV;j&1 [kkrs esa

dh x;h dVkSrh ,oa fu;ksDrk va'knku dk fooj.k bl 'kklukns'k dss lkFk layXu çk:i ij ,u0ih0,l0

ikl cqd esa j[kk tk;sxkA

2&,sls dkfeZd ftUgsa 'kklukns'k la[;k lk&3&1051@nl&2008&301¼9½&2003] fnukad 14

vxLr 2008 dh O;oLFkkuqlkj isa'ku funs'kky; }kjk Mh0lh0vkbZ0 [kkrk la[;k vkoafVr fd;k x;k vkSj

ckn esa çku vkoafVr gqvk] ds çdj.kksa esa Mh0lh0vkbZ0 [kkrk laa[;k ,oa çku nksuksa dk mYys[k ;FkkLFkku

fd;k tk;sA tc rd Mh0lh0vkbZ0 [kkrsa esa dVkSrh dh x;h gS] rc ds fy;s th0ih0,Q0 ij ykxw C;kt

nj ls C;kt dk vkx.ku fd;k tk;sA ftl ekg ls çku esa dVkSrh çkjEHk dh x;h] ml ekg ls ikl

cqd dk i`"B cny dj uohu i`"B ls çfof"V;kW vafdr dh tk;s] Hkys gh ,slk ,d gh foRrh; o"kZ ds

nkSjku gqvk gksA

3& foHkkxk/;{kksa@dk;kZy;k/;{kksa ls vis{kk dh tkrh gS fd layXu çk:i ij ,u0ih0,l0 ikl

cqd ;Fks"V laa[;k esa eqfnzr djkdj ,u0ih0,l0 ls vkPNkfnr dkfeZdksa dks vfuok;Zr% miyC/k djk;h

tk;sA

4&o"kkZuqo"kZ dVkSfr;kW] çkjfEHkd 'ks"k ,oa vafre 'ks"k dk feyku Mh0lh0vkbZ0 [kkrs gsrq funs'kd]

isa'ku }kjk fuxZr okf"kZd ys[kk iphZ rFkk çku [kkrs ds laca/k esa lsUVªy fjdkMZ dhfiax ,tsUlh }kjk

vfHknkrk dks miyc/k djk;s x;s LVsVesaV ls dk;kZy;k/;{k }kjk fd;k tk;sxk rFkk fHkUurk gksus ij

mlds fujkdj.k gsrq ;Fks"V dk;Zokgh dh tk;sxhA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

IFMTR

[ 112 ]

foHkkx@laLFkk dk uke

jk"Vªh; isa'ku iz.kkyh ikl&cqd

uke ------------------------------------------------------------------------------------------------------------------------------------------------------

Mh0lh0vkbZ uEcj-----------------------------------------------------------------------------------------------------------------------------

çku uEcj--------------------------------------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------------------------------------------------------

foRr ¼lkekU;½ vuqHkkx&3 ds 'kklukns'k la[;k 05@2017@lk&3&109@nl&2017&301¼9½&2011] 10 ekpZ] 2017 }kjk fu/kkZfjrA

fVIi.kh& ftu deZpkfj;ksa dks isa'ku] funs'kky; }kjk vUrfje :i ls Mh0lh0vkbZ uEcj

vkoafVr fd;k x;k rFkk ftUgsa ckn esa PRAN vkoafVr gqvk muds ekeyksa esa Mh0lh0vkbZ0 uEcj ,oa

PRANnksuksa vafdr fd;s tk;saA

vfHknkrk ls lacaf/kr futh fooj.k

¼lanHkZ% 'kklukns'k la[;k lk 05@2017@3&109@nl&2017&301¼9½&2011] 10 ekpZ] 2017½

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

1- vkosnd dk uke ¼fgUnh esa½------------------------------------------------------------------------------------------------------------------

vaxszth esa ¼cMs v{kjksa esa½ ------------------------------------------------------------------------------------------------------------------

2- Mh0lh0vkbZ uEcj -----------------------------------------------------------------------------------------------------------------------------------

çku uEcj ---------------------------------------------------------------------------------------------------------------------------------------------------

3- vkosnd ds firk@ifr dk uke ------------------------------------------------------------------------------------------------------------

4- fyax% iq:"k L=h

5- oSokfgd fLFkfr% fookfgr vfookfgr

6- inuke%

7- dk;kZy; dk uke%

8- vkosnd dk lsok laoxZ%

9- lsok esa vkus dh frfFk%

10- osrueku%

11- ewy osru %

12- tUe frfFk %

13- D;k fu;fer fu;qfDr gS % gk¡ ugha

14- D;k ukekadu layXu gS % gk¡ ugha

15- fVIi.kh ;fn dksbZ gks %

LFkku %

fnukad %

vkosnd ds gLrk{kj

&&&&

IFMTR

[ 113 ]

ukekadu izi=

¼jk"Vªh; isa'ku iz.kkyh gsrq ukekadu½

Mh0lh0vkbZ0 uEcj % ------------------------

bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj Nis gq, izku uEcj % ----------------------------------------

vuqns'k lko/kkuhiwoZd i<+ fy, tk,a

eSa --------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks esjs

ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa] ;kstuk esa esjs uke tek /kujkf'k

dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡ tc ml /kujkf'k ds

ns; gksus ls iwoZ esjh e`R;q gks tk; ;k ns; gksus ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh e`R;q gks

tk; %&

ukfer

O;fDr@

O;fDr;ksa

dk@ds uke

vkSj iwjk irk

vfHknkrk

ls lEcU/k

ukfer

O;fDr

dh vk;q

izR;sd ukfer

O;fDr dk ns;

va'k ¼'ks;j½

vkdfLedrk,a]

ftuds gksus ij

uke voS/k gks

tk;sxk

;fn vfHknkrk dh eR;q ls iwoZ ukfer O;fDr

dh eR;q gks tk;s] rks bl O;fDr@mu

O;fDr;ksa dk@ds uke] irk@irs vkSj lEcU/k]

;fn dksbZ gks] ftls@ftUgsa ukfer O;fDr ds

vf/kdkj izkIr gks tk;saxs

1 2 3 4 5 6

1

2

3

4

fnukad ------------------------------------------------- ekl --------------------------------- 20-------

LFkku ---------------------------------------------------------------------------------------------------------------


uke irk gLrk{kj vfHknkrk ds gLrk{kj

uke % ¼fgUnh esa½ ---------------------------------------------

¼vaxzsth ds cM+s v{kjksa esa½ ------------------------------------

inuke ------------------------------------------------------------

1&

2&

LFkku ----------------------------------------------------------------------------------------

Jh@Jherh@dqekjh ------------------------------------------------------- dk uke gLrk{kj ¼fnukad lfgr½------------------------------------

inuke ------------------------------------------------------------------------------------


eqgj

}kjk ukekadu izi= dh izkfIr dk fnukad --------------------------------------------------------

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

IFMTR

[ 114 ]

vfHknkrk ds gLrk{kj

¼d½ vfHknkrk dk iwjk uke Hkjk tk;A

¼[k½ ^ifjokj* dk rkRi;Z fuEufyf[kr ls gksxkA

¼,d½ iq#"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;k¡ rFkk cPps ,oa

vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPps %

fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls

U;kf;d ikFkZD; ¼Judicial Separation½ gks pqdk gS vFkok og ftl leqnk; dh gS] mldh

:f<+xr fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugha jg xbZ gS] rks og ,rn~i'pkr~

vfHknkrk dk ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk ckn esa

dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk ¼Express

Notification½ }kjk ;g lwfpr u djsa fd mls ,slk ekuk tkrk jgsxkA

¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq=

dh fo/kok vFkok fo/kok,a rFkk cPps] fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk fyf[kr vf/klwpuk

}kjk dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u

fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr~ vfHknkrk ds ifjokj dk lnL;

u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk

dks vkSipkfjd :i ls fy[kdj dj jn~n u dj nsaA

fVIi.kh %& ¼1½ ^^cPpksa** dk rkRi;Z oS/k cPpksa ls gSA

¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;xk tc nRrd xzg.k vfHknkrk ij 'kklh

Loh; fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds eu esa

dksbZ lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl

ckr dk lek/kku gks tk; fd vfHknkrk dh oS;fDrd fof/k ¼Personal Law½ ds v/khu nRrd

xzg.k dks ^tkjt cPps* ¼Natural Child½ dh izkfLFkfr ¼Status½ iznku djus ds fy, fof/kd

ekU;rk izkIr gSA

¼x½ ;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk

tk;A ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr dks ns; va'k ftlesa isa'ku

[kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;A

¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh e`R;q dk mYys[k u fd;k

tk;A

¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;A

¼p½ vfUre izfof"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk;] ftlls fd

vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA

IFMTR

[ 115 ]

foRrh; o"kZ -------------------------------- C;kt nj----------¼Mh0lh0vkbZ0 [kkrs esa dh x;h dVkSrh gsrq½

Mh0lh0vkbZ0 uEcj % --------------------------------------------------

deZpkjh dk uke % ----------------------------------------------------------- izku uEcj % ------------------------------------------------------

ys[kk'kh"kZ % --------------------------------------------------------------------------

Hkqxrku

dk ekl

osru@

cdk;k

osru@

egaxkbZ

HkRrs dh

lEc)

vof/k

dks"kkxkj

ckmpj@

pkyku

la[;k vkSj

fnukad

ckmpj@

pkyku dh

/kujkf'k

deZpkjh dk

va'knku

'ksM~;wy dh

/kujkf'k dk

;ksx ftlesa

dVkSrh

lfEefyr

dh x;h gks

jkT;

ljdkj@

fu;ksDrk

dk va'knku

;ksx

¼dkye

6$8½

ekfld

Øekxr

;ksx

vkgj.k

,oa

forj.k

vf/kdkjh

ds

gLrk{kj

vkSj eqgj

1 2 3 4 5 6 7 8 9 10

vizSy

ebZ

twu

tqykbZ

vxLr

flrEcj

vDVwcj

uoEcj

fnlEcj

tuojh

Qjojh

ekpZ

;ksx

Mh0lh0vkbZ0 ds fy;s


izku ds fy;s


d&izkjafHkd 'ks"k tksfM+;s --------------------------------------------- 1&izkjfEHkd 'ks"k ----------------------------------------------

[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------- 2&o"kZ ds nkSjku vfHknkrk

va'knku

----------------------------------------------

¼2½ izkjfEHkd 'ks"k ,oa

fu;fer tek ij C;kt

--------------------------------------------- 3&o"kZ ds nkSjku fu;ksDrk

va'knkrk

----------------------------------------------

¼3½ o"kZ esa vo'ks"k tek --------------------------------------------- 4&o"kZ dk vfUre 'ks"k ----------------------------------------------

¼4½ vo'ks"k tek ij C;kt ---------------------------------------------

¼5½ ;ksx ¼1 ls 4 rd½ ---------------------------------------------

egk;ksx ¼d$[k½ ¼5½ ---------------------------------------------

lR;kiu

----------------------------------------------------------- }kjk izfr gLrk{kfjr

------------------------------------------------------------ }kjk lR;kiu fd;k x;kA

dk;kZy;k/;{[email protected] ,oa forj.k vf/kdkjh dh eqgjA

1&fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs



IFMTR

[ 116 ]

2&ftl vof/k rd Mh0lh0vkbZ0 esa dVkSrh dh x;h gS] ml vof/k rd ds fy;s C;kt nj]

th0ih0,Q0 ij ykxw C;kt nj ds leku gksxhA ftl ekg ls izku esa /kujkf'k tek dh tk jgh gSa] bl

ekg ls jkT; ljdkj }kjk C;kt dk Hkqxrku ugha fd;k tkuk gSA izku esa dVkSrh tek gksus ds izFke

ekg ls iklcqd dk i`"B cny fn;k tk;s ¼vFkkZr~ u;s i`"B ls bUVªh dh tk;sxh½A

&&&&

mRrj izns'k 'kklu


la[;k&06@2017@lk&3&118@nl&2017&301¼9½&2011

y[kuÅ] fnukad 15 ekpZ] 2017

foKfIr@'kqf)&i=

jk"Vªh; isa'ku iz.kkyh ¼,u0ih0,l0½ ls vkPNkfnr deZpkfj;ksa ds fy;s 'kklukns'k la[;k

05@2017@lk&3&109@nl&2017&301¼9½&2011] fnukad 10 ekpZ] 2017 dks iklcqd dk izk:i tkjh

fd;k x;k gSA vfHknku ds fooj.k okys izksQkekZ esa vkaf'kd izR;kgj.k ds ys[ks tks[ks dk dkye NwV x;k

Fkk] ftls lfEefyr djrs gq, vafre i`"B dks la'kksf/kr dj fn;k x;k gS] tks bl dk;kZy; Kki ds lkFk

layXu gSA 'kklukns'k fnukad 10 ekpZ] 2017 }kjk fuxZr ,u0ih0,l0 iklcqd ds izk:i dks rnuqlkj

la'kksf/kr le>k tk;sxkA

layXud&;FkksDr

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

okf"kZd ys[kk cUnh ds C;kSjs okf"kZd ys[kk cUnh ds C;kSjs

d&izkjafHkd 'ks"k tksfM+;s --------------------------------------------- 1&izkjfEHkd 'ks"k ----------------------------------------------

[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------- 2&o"kZ ds nkSjku vfHknkrk

va'knku

----------------------------------------------

¼2½ izkjfEHkd 'ks"k ,oa

fu;fer tek ij C;kt

--------------------------------------------- 3&o"kZ ds nkSjku fu;ksDrk

va'knku

----------------------------------------------

¼3½ o"kZ esa vo'ks"k tek --------------------------------------------- 4&vkaf'kd izR;kgj.k dk fooj.k

¼4½ vo'ks"k tek ij C;kt --------------------------------------------- ¼1½ o"kZ ds nkSjku vkaf'kd

izR;kgj.k #0

----------------------------------------------

¼5½ ;ksx ¼1 ls 4 rd½ --------------------------------------------- ¼2½ izR;kgj.k dk fnukad ----------------------------------------------

¼3½ izR;kgj.k dk iz;kstu ----------------------------------------------

egk;ksx ¼d$[k½$¼5½ --------------------------------------------- 5&o"kZ dk vafre 'ks"k ----------------------------------------------

lR;kiu

----------------------------------------------------------- }kjk izfr gLrk{kfjr

------------------------------------------------------------ }kjk lR;kiu fd;k x;kA

dk;kZy;k/;{[email protected] ,oa forj.k vf/kdkjh dh eqgjA

IFMTR

[ 117 ]

1&fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs



2&ftl vof/k rd Mh0lh0vkbZ0 esa dVkSrh dh x;h gS] ml vof/k rd ds fy;s C;kt nj]

th0ih0,Q0 ij ykxw C;kt nj ds leku gksxhA ftl ekg ls izku esa /kujkf'k tek dh tk jgh gSa] bl

ekg ls jkT; ljdkj }kjk C;kt dk Hkqxrku ugha fd;k tkuk gSA izku esa dVkSrh tek gksus ds izFke

ekg ls iklcqd dk i`"B cny fn;k tk;s ¼vFkkZr~ u;s i`"B ls bUVªh dh tk;sxh½A

&&&&&

la[;k&07@2017@lk&3&108@nl&2017&301¼9½&2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr çeq[k lfpo@lfpo mRrj izns'k 'kkluA

2& leLr foHkkxk/;{k@çeq[k dk;kZy;/;{k] mRrj izns'kA

3& funs'kd] isa'ku] mRrj izns'kA


%& jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.kA

egksn;]

jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.k ds laca/k esa isa'ku Q.M jsxqysVjh ,.M

MsoyiesUV vFkk¡fjVh ¼ih0,Q0vkj0Mh0,0½ dh vf/klwpuk fnukad 11 ebZ] 2015 }kjk iz[;kfir ^^isa'ku

fuf/k fofu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudklh vkSj izR;kgj.k½

fofu;e] 2015** ftls vkxs ^^fofu;e** dgk x;k gS] dks jkT; ljdkj dh vf/klwpuk la[;k

21@2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06-11-2015 }kjk vaxhd`r fd;k x;k gSA

2&mDr fu;ekoyh ds vuqlkj %&

¼1½ jk"Vªh; isa'ku iz.kkyh ds vUrxZr deZpkfj;ksa ds fV;j&1 [kkrs esa lafpr isa'ku /ku ls

vkaf'kd izR;kgj.k mi;qZDr fu;ekoyh ds v/;k;&3 ds vuqPNsn&8 esa fofufnZ"V iz;kstuksa ds fy;s fd;s

tkus dh O;oLFkk dh x;h gS ftlds vuqlkj dksbZ vfHknkrk jk"Vªh; isa'ku iz.kkyh ds v/khu vfHknku dh

lEiw.kZ vof/k ds nkSjku vf/kdre rhu ckj izR;kgj.k dj ldrk gSA ,sls izR;sd izR;kgj.k dh vafre

rkjh[k ls de ls de ik¡p o"kZ ds mijkUr vxyk izR;kgj.k vuqeU; gS ijUrq nks izR;kgj.kksa ds chp

O;rhr gksus okys ik¡p o"kZ ds varjky dh vfuok;Zrk fofu;ekoyh esa fofufnZ"V :X.krk ds mipkj ds

ekeyksa esa vFkok vfHknkrk dh e`R;q dh n'kk esa jk"Vªh; isa'ku iz.kkyh ls fudklh ds ekeyksa esa ykxw ugha

gksxhA

¼2½ izR;kgj.k gsrq vkosnu dh frfFk dks vfHknkrk ds isa'ku [kkrs esa mlds }kjk fd;s x;s

vfHknku dh lafpr jkf'k dh vf/kdre 25 izfr'kr /kujkf'k izR;kgfjr djus dh vuqefr gksxhA

3&jk"Vªh; isa'ku iz.kkyh ls vkaf'kd izR;kgj.k gsrq vfHknkrk }kjk QkeZ la[;k&601 PW

¼vuqyXud&1½ ij vkosnu fd;k tkuk gksxkA

4¼1½&vf/ko"kZrk ij lsokfuo`fRr dh n'kk esa QkeZ la[;k&101 GS ¼vuqyXud 2d½ ij vkosnu

fd;k tkuk visf{kr gksxk] lkFk gh QkeZ la[;k&401 AN ¼vuqyXud 2[k½ ij ukfefr;ksa dk fooj.k Hkh

IFMTR

[ 118 ]

izLrqr fd;k tkuk gksxk rFkk vkosnu i= ds lkFk vuqyXud 2&x esa mfYyf[kr vfHkys[k Hkh izLrqr

fd;s tkus gksaxsA

¼2½ vf/ko"kZrk ij lsokfuo`fRr ds rhu ekg igys vfHknkrk ds osru ls jk"Vªh; isa'ku iz.kkyh ds

vUrxZr dVkSfr;ka cUn dj nh tk,axhA

¼3½ vkosnu i= nks izfr;ksa esa dk;kZy;k/;{k dks izLrqr fd;k tk;sxk rFkk vkgj.k ,oa forj.k

vf/kdkjh }kjk layXudksa lfgr vkosnu i= esa nh xbZ lwpukvksa dks dk;kZy; vfHkys[kksa ls lR;kfir

djrs gq, vf/ko"kZrk ij lsokfuo`fRr ds 2 ekg iwoZ vkgj.k ,oa forj.k vf/kdkjh }kjk eq[;@ofj"B

dks"kkf/kdkjh dks miyC/k djk;k tk,xkA

¼4½ tgka vfHknkrk vfuok;Z :i ls okf"kZdh Ø; djus ds i'pkr~ vfr'ks"k jde ds izR;kgj.k

dh okaNk ugha djrk gS ogk¡ ,sls vfHknkrk ds ikl rc rd ,deq'r jde ds izR;kgj.k dks vkLFkfxr

djus dk fodYi gksxk tc rd og 70 o"kZ dh vk;q izkIr ugha dj ysrk ;k ysrh] ijUrq vfHknkrk]

jk"Vªh; isa'ku iz.kkyh U;kl ;k bl iz;kstu ds fy;s izkf/kdj.k }kjk izkf/kd`r fdlh e/;orhZ ;k bdkbZ

dks vf/kof"kZrk dh vk;q izkIr djus ds de ls de iUnzg fnu iwoZ fyf[kr :i esa fofufnZ"V izk:i esa

,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxhA

¼5½ foHkkxh; ;k U;kf;d dk;Zokfg;ksa ds ekeys esa jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudkl dh

dk;Zokgh izkjaHk djus ls iwoZ mDr fofu;e ds fofu;e la[;k&6¼x½ ds vuqlj.k esa

dk;kZy;k/;{k@foHkkxk/;{k }kjk ;Fkk vko';d vkns'k ikfjr dj vkgj.k ,oa forj.k vf/kdkjh dks

miyC/k djk, tk,axs vkSj mDr fofu;e ds vuqlj.k esa vxzrj dk;Zokgh dh tk,xhA

¼6½ ;fn fofu;e la[;k&6¼x½ ds vUrxZr dksbZ olwyh@fudkl ij jksd vkfn dh dk;Zokgh

ugha dh tkuh gS rc Hkh bl vk'k; dk izek.k&i= dk;kZy;k/;{k@foHkkxk/;{k }kjk vkgj.k ,oa forj.k

vf/kdkjh dks fn;k tk,xkA

5&vf/ko"kZrk ds iwoZ jk"Vªh; isa'ku iz.kkyh ls fudklh ds izdj.kksa esa vfHknkrk }kjk QkeZ

la[;k&102 GP ¼vuqyXud 3½ ij vkosnu djuk gksxk lkFk gh] vuqyXud 2&[k ij ukfefr;ksa dk

fooj.k ,oa vuqyXud 2&x esa mfYyf[kr vfHkys[k Hkh izLrqr djus gksaxsA

6&vfHknkrk dh e`R;q dh n'kk esa vgZ ukfer@ukfefr;ksa }kjk QkeZ la[;k&103 GD

¼vuqyXud&4½ ij vkosnu djuk gksxk ,oa vuqyXud 2&x esa mfYyf[kr vfHkys[k Hkh izLrqr fd;s tkus

gksaxsA e`R;q dh n'kk esa Hkjs tkus okys QkeZ la[;k&103GD ds lkFk lEcfU/kr dk;kZy; ds l{ke

izkf/kdkjh }kjk vuqyXud&8 ij layXu izk:i esa vukifRr izek.k i= izLrqr djuk vfuok;Z gksxkA

7&vf/ko"kZrk@e`R;q vFkok vf/ko"kZrk ds iwoZ lEiw.kZ jkf'k dh fudklh % vfHknkrk dh vf/ko"kZrk

vFkok e`R;q dh frfFk dks ;fn mlds isa'ku [kkrs esa dqy lafpr isa'ku /ku #i;s nks yk[k vFkok mlls

de gks rks lEiw.kZ /kujkf'k dk ,deq'r vkgj.k vuqeU; gksxk ,oa bl gsrq Øe'k% vuqyXud&5 ,oa 6

ij layXu izk:i esa ;FkkfLFkfr vfHknkrk@ukfefr;ksa }kjk vkosnu ,oa v.MjVsfdax nh tkuh gksxhA

vf/ko"kZrk ls iwoZ jk"Vªh; isa'ku iz.kkyh ls fudklh dh frfFk dks vfHknkrk ds isa'ku [kkrs esa lafpr isa'ku

/ku ;fn #i;s ,d yk[k vFkok mlls de gks rks lEiw.kZ lafpr isa'ku /ku fudkys tkus dh vuqefr

gksxh rFkk blds fy;s vfHknkrk }kjk vuqyXud&7 ij layXu izk:i esa vkosnu ,oa v.MjVsfdax nh

tkuh gksxhA

8&ih0,Q0vkj0Mh0,0 ds ldqZyj la[;k&ih0,Q0vkj0Mh0,0@2015@06@EXIT@01] fnukad

25 Qjojh] 2015 lifBr ldqZyj la[;k&ih0,Q0vkj0Mh0,0@2015@27@EXIT@02] fnukad

12 uoEcj] 2015 }kjk fnukad 01 vizSy] 2016 ls jk"Vªh; isa'ku iz.kkyh ls fudklh laca/kh vkosnuksa dh

izkWlsflax vkWuykbZu fd;k tkuk vfuok;Z dj fn;k x;k gSA bl gsrq dsUnzh; fjdkWMZ dhfiax ,tsUlh

¼lh0vkj0,0½ dh osclkbV ij vko';d Functionality miyC/k djk;h x;h gSA ,u0ih0,l0 ls

izR;kgj.k@fudklh gsrq vkWu ykbZu izfØ;k Loa; vfHknkrk }kjk vFkok uksMy vf/kdkjh }kjk Initiate dh

tk ldrh gSA ;fn vfHknkrk }kjk Lo;a vkWu&ykbZu vkosnu fd;k tkrk gS rks Hkh fofHkUu laxr fooj.kksa

dk lR;kiu djk;s tkus ds iz;kstu ls laxr QkWeZ ij vfHknkrk }kjk vius dk;kZy;k/;{k dks laxr

IFMTR

[ 119 ]

vfHkys[kksa ds lkFk nks izfr;ksa esa vkosnu i= izLrqr fd;k tkuk gksxkA ih0,Q0vkj0Mh0,0 ds ldqZyj

fnukad 25 Qjojh] 2015 esa nh x;h O;oLFkk ds vuqlkj ;fn vkosnudrkZ }kjk Lor% vkWu ykbZu

vkosnu u dj laxr :i i=ksa ij lEcfU/kr dk;kZy; esa vkosnu fd;k tkrk gS rks lEcfU/kr

dk;kZy;k/;{k }kjk vkosnu i= dks"kkxkj dks vxzlkfjr fd;k tk;sxk rFkk dks"kkxkj dk;kZy; }kjk

lh0vkj0,0 osclkbZV ij izR;kgj.k@fudklh gsrq dk;Zokgh dh tk;sxhA mi;qZDr ldqZyj

ih0,Q0vkj0Mh0,0 dh osclkbV ij miyC/k gSA

9&,sls izdj.k Hkh 'kklu ds laKku esa yk;s x;s gSa ftuesa ^^lClØkbcj dUVhªC;w'ku QkbZy

(SCF)** dks viyksM djrs le; dfri; =qfV;ka izdk'k esa vk;h gSaA bl izdkj dh =qfV;ksa dk fooj.k

uhps m)r fd;k x;k gS&

¼1½ VªLVh cSad dks vf/kd /kujkf'k dk LFkkukUrj.kA

¼2½ fdlh vfHknkrk ds izku esa vf/kd /kujkf'k dk LFkkukUrj.kA

¼3½ fdlh PRAN esa dh x;h dVkSrh dh /kujkf'k dk fdlh vU; PRAN esa LFkkukUrj.kA

¼4½ jk"Vªh; isa'ku iz.kkyh ls vukPNkfnr vfHknkrk ds osru ls dVkSrhA

mi;qZDr =qfV;ksa dk fujkdj.k lh0vkj0,0 dh osclkbZV ij miyC/k Functionality- "Error

Rectification Module (ERM)" dk mi;ksx djrs gq;s fd;k tk;sxkA bl gsrq foLr`r LVS.MMZ vkWijsfVax

izkslhtj lh0vkj0,0 dh osclkbZV ij miyC/k gS ftlds vuqlkj fofHkUu pj.kksa ij lacaf/kr izkf/kdkfj;ksa

}kjk dk;Zokgh fd;k tkuk visf{kr gSA funs'kd] isa'ku bl laca/k esa lh0vkj0,0 ls lEidZ dj "Error

Rectification Module (ERM)" dk iz;ksx fd;s tkus gsrq vius v/khuLFk deZpkfj;ksa@vf/kdkfj;ksa ,oa

dks"kkf/kdkfj;ksa dk izf'k{k.k djokuk lqfuf'pr djsaxsA lqfo/kk ds fy;s mi;qZDr LVS.MMZ vkWijsfVax

izkslhtj ds lqlaxr va'k dh laf{kIr :ijs[kk vuqyXud&9 ij layXu gSA

10&izLrj&9 ds Øekad ¼2½] ¼3½ ,oa ¼4½ ls lacaf/kr ekeyksa esa bl 'kklukns'k ds vuqyXud&10

ij fLFkr izk:i ij vkosnu vius vkgj.k ,oa fooj.k vf/kdkjh dks izLrqr fd;k tk;sxkA mDr vkosnu

i= ds Hkkx&6 ,oa Hkkx&7 ij Øe'k% vkgj.k ,oa fooj.k vf/kdkjh rFkk dk;kZy;k/;{k@foHkkxk/;{k

}kjk izek.k i= vafdr djrs gq;s dks"kkxkj dks vxzlkfjr dj fn;k tk;sxkA lsokdky esa

e`R;q@fodykaxrk@pksV dh n'kk esa ;fn ifjtu@deZpkjh }kjk 'kklukns'k

la[;k&13@lk&180@nl&2016&301¼09½@2011] fnukad 19 ebZ] 2016 ds v/khu ikfjokfjd

isa'ku@isa'ku dh lqfo/kk ds fodYi dk oj.k fd;k tkrk gS vFkok fdlh deZpkjh }kjk R;kxi= fn;s

tkus vFkok mlds inP;qr gks tkus dh n'kk esa mlds izku [kkrs esa lafpr /kujkf'k dh fudklh

'kklukns'k la[;k&lk&1192@nl&2015] fnukad 14 tuojh] 2016 ds v/khu fd;s tkus gsrq Hkh

vuqyXud&10 ij fLFkr izk:i esa vkosnu i= izLrqr fd;k tkuk gksxkA

11&bl 'kklukns'k ds izlrj&3] 5] 6] 7 ,oa 10 ds v/khu ,u0ih0,l0 ls izR;kgj.k@fudkl

gsrq fu/kkZfjr izk:i ij vfHknkrk@ukfefr@ukfefr;ksa }kjk vkosnu leLr laxr vfHkys[kksa ds lkFk nks

izfr;ksa esa dk;kZy;k/;{k@foHkkxk/;{k dks izLrqr fd;k tk;sxkA vkosnu i= esa dh x;h izfof"V;ksa dk

lR;kiu vkgj.k ,oa fooj.k vf/kdkjh rFkk dk;kZy;k/;{k@foHkkxk/;{k }kjk djrs gq;s eq[;@ofj"B

dks"kkf/kdkjh dks vxzlkfjr fd;k tk;sxkA

d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&

IFMTR

[ 120 ]

'kklukns'k la[;k 07@2017&lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&1

FORM : 601 PW

National Pension System (NPS)

[Under Regulations 8 of PFRDA (Exits and withdrawals) Regulations, 2015]

Partial Withdrawal form for Tier-1 account under NPS

(Please fill all the details in CAPITAL LETTERS and BLACK INK only)

For Nodal Office use

PAO/DTO/POP/POP-SP Reg. no.:

Receipt No. :

PRAN :

Act. No. :

(Generated by CRA System)

_______________________________

Entered By ________________________________ Date : ____________________

Verified By________________________________ Date : ____________________

Please select your Category (please tick)

Government Sector Corporate Sector

All Citigen of India NPS Lite/Swavalamban

To,

NPS Trust

Sir/Madam,

I _________________________________ holding a Permanent Retirement Account under National

Pension System, hereby submit partial withdrawal requast for withdrawal from by Tier-I account under

NPS and give below the necessary details:

Section A - subscriber's Personal Details :

PRAN *

Name of the Subscriber*

Mobile No.#

Email ID#

#Subscribers Mobile No. and Email ID provided here will not be updated in CRA records. For updation

of Mobile No. and Email ID in CRA recordes, subscriber is required to submit S2 Form.

a. % of Partial Withdrawal* %

[Maximum 25% of own contribution (without accrued income earned thereon) only]

b. Purpose of withdrawal* (please tick on box below with reason applicable and submit the supporting

documents)

1. for Higher education of children including a legally adopted child;

2. for the marriage of children including a legally adopted child;

3. for the purchase or construction of a residential house or flat in own name

or in a joint name with legally wedded spouse;

IFMTR

[ 121 ]

4. for treatment of specified illnesses (please tick )

a. Cancer

b. Kidney Failure (End Stage Renal Failure)

c. Primary Pulmonary Arterial Hypertention

d. Multiple Scierosis

e. Major Organ Transplant

f. Coronay Artery Bypass Graft

g. Aorta Graft Surgery

h. Heart Valve Surgery

i. Stroke

j. Myocardial Infarction

k. Coma

l. Total Blindness

m. Paralysis

n. Accident of serious/life thereatening nature

c. Bank account details of the subscriber (please provide the details of the bank where the withdrawal

amount shall be credited, tick as applicable and submit the bank proof).

Same bank account already registered under NPS. another Bank account, please provide the details below

Bank Account Number

Bank Name

Type of Bank Account Savings Account ( ) Current Account ( )

Bank Name and Address

IFSC Code

Section B - Declarations

Declaration by the Subscriber*:

1. I hereby declare that information stated above is true and correct to the best of my knowledge and

belief and that I have completed minimum of ten years in to the NPS as required for partial withdrawal

and eligible to withdraw the amount requested above due to the urgent need of funds to support the

reason mentioned above.

2. I ___________________________________ (name) with PRAN ________________________ agree

that in case of any failure of Direct Credit, for any reason whatever NPS Trust/CRA shall not be

responsible. I also agree that NPS Trust/CRA shall not be responsible/liable for any losses that may arise

due to incorrect bank account details provided herein above.

Date

D

D

M

M

Y

Y

Y

Y

Place Signature/Thumb impression of the Subscriber**

** Left thumb impression in case of illiterate male claimant and Right thumb impression in case of illiterate female

Declaration by Nodal Office (for Government sector subscribers):*

I/we hereby declare that the subscriber sh./Smt/kum ........................ withPRAN........................is

employed with us and have verified the genuineness of the reason for his/her withdrawal request and

bank details submitted by him/her in respect of his/her request for partial withdrawal are correct.

Date

D

D

M

M

Y

Y

Y

Y

Registration no. of DDO Signature and stamp of the DDO

IFMTR

[ 122 ]

Date

D

D

M

M

Y

Y

Y

Y

Registration no. of PAO/CDDO/DTO Signature and stamp of the DTO/PAO/CDDO

Declaration by POP/Aggregator (for Non government sector subsribers):

I hereby declare that the subscriber Sh./Smt./Kum. ___________________________________ with

PRAN ______________________________ has signed/thumb impressed before me after he/she has read

the entries/have been read over by him/her for the request of partial withdrawal under NPS. I have

verified the genuineness of the reasons for his/her withdrawal request and bank details submitted by

him/her in respect of his/her requset for partial withdrawal are correct.

Date

D

D

M

M

Y

Y

Y

Y

Registration no. of POP SP/NL-CC Signature and stamp of the authorised

person at POP-SP/NL-CC

Date

D

D

M

M

Y

Y

Y

Y

Registration no. of POP/NL-AO Signature and stamp of the authorised

person at P0P/NL-AO

ACKNOWLEDGMENT RECEIPT

Acknowledgment slip to the NPS Subscriber on receipt of partial withdrawal application form

(To be filled by DDO/CDDO/PAO/DTO/POP/Aggregator)

Received from PRAN:

DDO/POP-SP/NL-CC

Registration Number:

PAO/CDDO/DTO/POP/NL-

AO Registration Number :

Acknowledgement Number:

Date

D

D

M

M

Y

Y

Y

Y

Received at

IFMTR

[ 123 ]

Form 601-PW

(Under Regulation 8 of PFRDA Exits & Withdrawals Regulations, 2015)

Instructions Page

Instructions for filling up the form :

1. All fields marked with* are mandatory. All dates should be in DDMMYYYY format.

2. The Subscriber shall submit the application to the respective Nodal Office/POP/Aggregator for

processing of request.

3. Before submitting the withdrawal form, subscriber should ensure that the bank account details are

matched from the bank passbook/bank statement or cheque etc. to ensure that the details are correct.

Subscriber should also attack the bank proof (cancelled cheque/copy of bank passbook/bank certificate)

with the Partial Withdrawal Form submitted.

4. Subscriber should specify the purpose of Partial Withdrawal and a proof need to be submitted for

the same.

5. Subscriber should be in the NPS atleast for a period of 10 years. A subscriber shall be permitted to

withdraw not exceeding 25% of the contributions made by such subscriber to his/her individual pension

account.

6. The Nodal officer/POP/Aggregator must verify the details of the bank account of subscriber.

7. Withdrawal amount received after the execution of the withdrawal request can be different from

the requested amount to the extent of difference in NAV of two different days.

8. The withdrawal amount shall directly be credited to the bank account of the subscriber as

mentioned in the withdrawal form.

9. In case, the subscriber already owns either individually or in the joint name a residential house or

flat, other than ancestral property, no withdrawal under PFRDA regulations is permitted.

10. Treatment of specific illness covers the subscriber, his legally wedded spouse, children, including

a legally adopted child or dependent parents suffer from the specified illiness, which shall comprise of

hospitalization and treatment.

11. The permitted withdrawal shall be allowed only if the eligibility criteria and limit for availing the

benefit are complied with by the subscriber.

12. Frequency: the subscriber shall be allowed to withdraw only a miximum of three times during the

entire tenure of subscription under the National Pension System and not less than a period of five years

shall have elapsed from the last date of each of such withdrawal. Five years should have elapsed between

two withdrawals shall not apply in case of "treatment for specified illnesses or in case of withdrawal

arising out of exit from National Pension System due to the death of the subscriber.

13. For more detailed description of Partial Withdrawal option under NPS, please refer Regulation 8

of PFRDA (Exits & Withdrawals) Regulation, 2015.

14. The Nodal office/POP/Aggregator shall capture the details of the subscriber mentioned on the

form and forward the same to NPS Claims Processing Cell (NPS CPc) at address mentioned below:

NPS Claim Processing Cell,

Central Record Keeping Agency, NSDL,

10th Floor, Times Tower, Kamala Mills Compound,

Senapati Bapat Marg, Lower Parel West, Mumbai-400013

________

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[ 124 ]

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Annexure-A

Form 101-GS Page-1


Withdrawal Form for Claim of Accumulated Pension Wealth on superannuation for Government Employees

(To be filled in by Subscriber - Please fill all the details in CAPITAL LETTERS and in BLACK INK only.)

(FOR OFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE SUBSCRIBER)

Date : Acknowledgement Number : (DDMMYYYY) (Generated by CRA)

DDO Registration No.: _______________PAO/DTO/POP/POP-SP Registration No. : _____________

Receipt Number issued by receiving officer

Entered By: ______________ Date : _____________ Verified By : ____________ Date ___________

Sir/Madam,

I hereby submit a request for withdrawal under NPS for both Tier-I/Tier-II (please tick as applicable)

fund accumulations in my Permanent Retirement Account and give below the necessary details:

Section A- Suscriber's Personal Details :

1. PRAN* :

2. Full Name (As in PRAN Card) *:

First Name *

Middle Name

Last Name

3. Father's/Spouse name*:

First Name *

Middle Name

Last Name

4. Address* :




District/Town/City*

Self attested

photograph of

the subscriber

IFMTR

[ 125 ]


Country*

Pin code:* 5. Mobile No.

6. Date of Birth* (as in PRAN Card): 7. Email ID:

8. Date of retirement *:

IFMTR

[ 126 ]

Form 101-GS Page-2

Section B - Subscriber's Withdrawal Details:

Tier - I Account :

1. The Lump-sum amount to be withdrawn and amount topurchase annuity in case of normal

withdrawal* (Please refer General Insruction no.-4)

Description Lump-Sum amount

(Maximum of 60%)

Amont to purchase life annuity

(Minimum of 40%)

Total

% share 100%

Note :– A separate form needs to be filled in for purchase of annuity and for arranging the monthly

pension/annuity. The subscriber is required to follow the procedure laid down by Annuity Service

Provider (ASP).

2. Type of withdrawal*:

One Time Withdrawal Phased Withdrawal

3. In case of Phased Withdrawal#, please mention the percentage of lump-sum amount to be withdrawan

this year (Please refer General Instruction no.-5).

Description Phased Lump-Sum Amount Percentage (Minimum 10%)

% share

Note :– In phased withdrawal of lump-sum amount, subscriber can opt to withdraw lump-sum amont for

accumulated pension wealth in a phased manner over the period from 60 years (or any other retirement

age as prescribed by employer) to 70 years. Subscriber has to withdraw minimum of 10% of the

remaining pension wealth every year at the age of 70 years, subscriber would compulsory withdraw any

amount lying to their credit. Also, note that in phased withdrawal of lump-sum amount, subscriber is

subject to the NAV movement and may lose or gain in the future depending on the underlying fund's

performance.

For subscriber opting for phased withdrawal, the Central Recordkeeping Agency (CRA) maintenance

charges would be deducted from the corpus/units lying in the account of the subscriber.

Tier - II Account :

The entire accumulated pension wealth would be paid out in single lump sum along with the withdrawal/

payment of the Tier-I account.

Section C - Subscriber's Bank Details :

1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank Details*:

Cancelled Cheque Bank Certificate

(Please note that Mode of remittance of funds would be through ECS/NEFT/RTGS/Electronic Transfer

only and bank charges, if any, for direct credit would be deducted from pension wealth)

2. Type of Bank Account*: Savings A/C Current A/C

3. Bank A/c Number*

4. Bank Name*

5. Bank Branch*

6. Bank Address*

7. Pin Code* 8. Bank IFS Code*

9. Bank MICR Code (Wherever applicable)

IFMTR

[ 127 ]

Form 101-GS Page 3

Section D-Subscriber's Annuity Details:

1. Annuity Service Provider (ASP) Name *:

2. ASP ID*:

3. ASP Scheme Name *:

4. ASP Scheme ID*:

Declaration:

I ____________________________, NPS Subscriber, my PRAN is

_______ do hereby declare that the inforation provided above is true to the

best of my knowledge and belief


Impression of the Subscriber

Date :

D D M M Y Y Y Y

*Note: Left thumb impression in case of illiterate male claimans and Right thumb impression in case of illiterate female claimants

must be obtained.

IFMTR

[ 128 ]

Form 101-GS Page 4

Annexure for Nomination Details

INSTRUCTIONS FOR FILLING IN THE FORM

The details of nominees to whom the outstanding pension wealth of the subscriber is payable in case of the

demise of the subscriber before entire proceeds are withdrawn (Please refer general instruction no. 6) is to

be provided hereunder. Also, please note that in case of demise of the subscriber after opting for phased

withdrawal, all the outstanding pension wealth out of phased lump sum withdrawal in the account of the

subscriber will be paid to the nominee (s) as mentioned in this form and the same would be treated as full

and final discharge of the obligation. In case, if you wish to appoint multiple nominees. Please fill inthe

form 401-AN.

I, _________________________ hereby nominate the person (s) mentioned below who is/are member

(s)/non- member(s) of my family to receive the amount that may stand to my credit in the National Pension

System as indicated below, in the event of my death before that eligible accumulated pension wealth

amount has become payable or having become payable or having become payable has not been paid.

1. Name of the Nominee :

First Name * Middle Name Surname/Last Name

2. Nominee's current communication Address

Flat/Unit No. Block no* ________________________________________________________________

Name of Premise/Building/Village _______________________________________________________

Area/Locality/Taluka __________________________________________________________________

District/Town/City* ___________________________________________________________________

State/Union Territory * _________________________________________________________________

Country*_____________ Pin Code * _________ Email ID: _______________ Mobile No. ___________

3. Date of Birth of the Nominee* (Only in case of a minor):

4. Relationship of the nominee with the Subscriber*: (e.g. If nominee is son, subscriber should fill the relationship as 'Son')

5. Nominee's Guardian Details* (only in case of a minor):


Dated this ____________ day of _________20 at ___________

in the presence of the following witnesses:

Particulars Ist Witness 2nd Witness



Name

Address

Signature

*Note: Left thumb impression in case of illiterate male Subscriber and Right thumb impression in case of illiterate female subscriber

must be obtained.

IFMTR

[ 129 ]

Form 101-GS Page 5

TO BE FILLED /Attested BY DDO/POP-SP

Certified that the above declaration and nomination details has been signed/thumb/impressed before me by Sh/Smt/Ms. ________

__________________ after he/she have read the entries/entries have been read over to him/her by me and got confirmed by him/her. Also certify that the date of retirement is as per employee records available with the Department. TGhe datge of

retirement of the subscriber as per government record is as given below:

(DDMMYYYY)

Rubber Stamp of the

DDO/POP/POP-SP

Signature of the Authorised Person

DDO/POP-SP Registration Number ___________________ Designation of the Autghorised Person : __________________

(Allotted by CRA)

Date:

DDO/POP-SP Office Name : _____________________ D D M M Y Y Y Y

TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP

Rubber Stamp of the PAO/DTO/POP/POP-SP

PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) :

______________________________________________________


CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PERSION WEALTH OF THE SUBSCRIBER UNDER NATIONAL

PENSION SYSTEM

Advanced Stamped Receipt

I ___________ covered under the National Pension System with Permanent Retirement Account Number (PRAN) ______________

has received a sum of Rs. /- (Rupees ___________________________ only) from National Pension System/National

Pension System Trust by deposit in my Saving Bank/Cureent Account towards the settlement of my National Pension System (NPS)

account.

Signature or Left/Right hand thumb impression of the NPS Subscriber*

(*Note : Left thumb impression in case of illiterate male claimants and Right thumb impression in case of illiterate female

claimants must be obtained.)

-------------------------------------------------------------------------------------------------------------------------------------------------------------


Acknowledgment slip to the NPS Subscriber on receipt of completed application form for Withdrawal on Superannuation

(To be filled by PAO/DTO/POP/POP-SP)

Received from PRAN :

DDO Registration Number : ____________________ PAO/DTO/POP/POP-SP Registration Number : ____________________

Received at : ________________________ Date : ___________________ Time : _____________________


(Generated by CRA

Affix 1 Rupee Revenue Stamp

and sign across

IFMTR

[ 130 ]

Form 101-GS Page 6

INSTRUCTIONS FOR FILLING UP THE FORM

This application should be filled by the Subscriber seeking to withdraw pension wealth benefits upon

Superannuation from Government Service.

Documents to be enclosed along with this application :-

1. PRAN card in original. In case PRAN card is not availble, the subscriber needs to submit a duly

notarized Affidavit as to the reasons of non-submission of the PRAN card.

2. Cancelled cheque (containing Subscriber Name, Bank Account Number and IFS Code) or Bank

Certificate Containing Name, Bank Account Number and IFSC code, for direct credit or

electronic transfer.

3. A pre-signed receipt acknowledging the receipt of the proceed under NPS by the subscriber.

4. In addition to the PRAN card any other identification and address proof of the subscriber. The

Photocopies of documents (Sr. No. a to i) and original document (Sr no. j) that can be provided as

identification and address proof are as mentioned below:

a) Ration Card with photograph of the subscriber and residential address.

b) Bank Passbook with photograph and residential address.

c) Credit Card with photograph, any other address proof like latest telephone bill,

electricity bill in the name of the subscriber.

d) Passpost.

e) Aadhar Card issued by UIAD.

f) Voter's Photo Identity Card with residential address.

g) Driving license with photograph and residential address.

h) PAN card and any other address proof like latest telephone bill, electricity bill in the

name of the subscriber.

i) Final relieving certificate from government service on superannuation, if the application

for withdrawal is submitted through the Points of Presence (POP).

j) Certification of identity with photograh signed by a Member of Parliament of or member

of LegislativeAssembly or Municipal Councilor or a Gazetted Officer and any other

address proof like latest telephone bill, electricity bill in the name of the subscriber (to be

provided original).

In case if the address is not present on any of the above documents or differs with address provided

in this form, proof in respect of current residential address like latest telephone bill, electricity bill in the

name of the subscriber should be submitted.

GENERAL INSTRUCTION:

1.All the columns in the form should be filled with black ink pen without any overwring.

2. Fields marked with(*) are mandatory.

3. Correct postal address, including the pin code should be provided.

4. Percentage of allocation for amount to be withdrawn as Lump-sum and amount to purchase life

annuity. Subscriber can withdraw maximum 60% of pension wealth and is required to transfer

minimum 40% of pension wealth to annuity. For example, for a total corpus of Rs. 1000, if

subscriber wants Rs. 300 as lump-sum and Rs. 700 for annuitisation, subscriber to select 30%

and 70%.

5. Please select the type of lump-sum withdrawal as one-time or phased. For e.g. for a total corpus

of Rs. 1000/-subscriber has selected Rs. 300 as lump-sum amount. For one time withdrawal

subscriber will be given Rs. 300 as lump-sum amount on processing of withdrawal request. For

phased withdrawal subscriber will be given minimum of 10% i.e. Rs. 30 for the period of

10 years, at the age of 70 years, subscriber would compulsorily withdraw any amount lying to

their credit.

6. Instructions for nomination—

*Subscriber can nominate maximum of three nominees.

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[ 131 ]

*Subscriber cannot fill the same nominee details more than once.

*Percentage share value for all the nominees must be integer. Fractional value will not be

accepted.

*Sum of percentage share across all the nominees must be equal to 100. If sum of percentage is

not equal to 100, entire nomination will be rejected.

*If a nominee is a minor, then nominee's guardian details will be mandatory.

For the purpose of this document pension Wealth means: The total amount of contributions made by

the subscriber in the scheme plus the investment income derived from the investment of the contributions

made by the subscriber from the date of joining of New Pension System till the date of execution of

withdrawal request in the CRA System.

'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk

vuqyXud&2[k

Form 401.AN Annexure for Nomination Details Page 1


The details of nominees to whom the outstanding pension wealth of this subscriber is payable in case of the



withdrawal, all the outstanding pension wealth out of the phased lump sum withdrawal in the account of

the subscriber will be paid to the nominees as mentioned in this form and the same would be treated as full

and final discharge of the obligation.

I, ---------------------------------- hereby nominate the persons (s) mentioned below who is/are

member(s)/non-member (s) of my family to receive the amount that may stand to my credit in the National

Pension system as indicated below, in the event of my death before that eligible accumulated pension

wealth amount has become payable or having become payable or having become payable has not been

paid.

1. Name of the Nominee*:

Ist Nominee 2nd Nominee 3rd Nominee

First Name* First Name* First Name*

Middle Name* Middle Name* Middle Name*

Last Name* Last Name* Last Name*

2. Present Communication address of the nominees:

Address of 1st Nominee Address of 2nd Nominee Address of 3rd Nominee

3. Date of Birth* (Only in case of minor): 1st Nominee 2

nd Nominee 3rd Nominee

4. Relationship with the Nominee*:


IFMTR

[ 132 ]

5. Percentage Share: 1st Nominee % 2

nd Nominee 3rd Nominee

6. Nominee's Guardian Details* (Only in case of a minor):

Ist Nominee's Guardian Details 2nd Nominee's Guardian Details 3rd Nominee's Guardian Details

First Name* First Name* First Name*

Middle Name* Middle Name* Middle Name*

Last Name* Last Name* Last Name*

IFMTR

[ 133 ]

Form 401-AN Page 2

Dated this ____________day of __________20 at ________________

Particulars 1st witness 2nd witness

Signature/Left

thumb Impression

of the Subscriber

Name

Adress

Signature

*Note: Left thumb impressionin case of illerate male Subscriber and Right thumb impression in case of

illiterate female subscriber must be obtained.

TO BE FILLED/ATTESTED BY DDO/POP-SP

Certified that the above declaration and nomination details has been signed/thumb impressed before

me by sh/smt/Ms. ____________________ after he/she have read the entries/entries have been read

over to him/her by me and got confirmed by him/her.

Rubber Stamp of the DDO/POP-SP


DDO/POP-SP Registration Number _________ Designation of the Authorised Person: ____

(Allottedby CRA)

Date: Designation of the Authorised Person : _______

D D M M Y Y Y Y DDO/POP-SP Office Name : _________

TO BE FILLED/ATTESTED BY

PAO/DTO/POP/POP-SP


PAO/DTO/POP Registration Number (Allotted by

CRA ___________


IFMTR

[ 134 ]

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Annexure B

Documents to be enclosed with the application

1. List of documents acceptable as Proof identity and Address for exit under NPS (for all variants);-

Sl.

No.

Proof of Identity (Copy of any one of the

given below documents)

Proof of Address (Copy of any one of the given

below documents)

a Passport issued by Government of India. Passport issued by Government of India.

b Ration Card with Photograph Ration card with photograph and residential

address.

c Bank pass book or Certificate with

Photograph.

Bank Pass book or Certificate with photograph

and residential address.

d Voters Identity card with photograph and

residential address

Voters Identify card with photograph and

residential address.

e Valid Driving license with photograph. Valid Driving license with photograph and

residential address.

f PAN Card issued by income tax department. Letter from any recognized public authority at the

level of Gazetted officer like District Magistrate,

Divisional Commissioner, BDO, Tehsildar,

Mandal Revenue Officer, Judical Magistrate etc.

g Certificate of identify with photograph

signed by a Member of Parliament or

Member of Legislative Assembly.

Certificate of address with photograph signed by a

Member of Parliament or Member of Legislative

Assembly.

h Aadhar Card/letter issued by Unique

Identification Authority of India.

Adhar Card/Letter issued by Unique Identification

Authority of India clearly showing the address.

i Job Cards issued by NREGA duly signed by

an Officer of the State Government.

Job cards issujed by NREGA duly signed by an

Officer of the State Government.

j Photo Identity card issued by Government

Defence, Paramilitary and Police

Departments.

Latest Electricity/Water bill in the name of the

subscriber/Claimant and showing the address

(Less than 6 months old).

k Ex-Service Man Card issued by Ministry of

Defence to their employees.

Latest Telephone bill in the name of the

subscriber/Claimant and showing the address (less

than 6 months old).

I Photo Credit Card. Latest property/house Tax Receipt (not more than

one year old).

m Existing Valid registered lease agreement of the

house on stamp paper in case agreement of the

house on stamp paper (in case of rented/leased

accommodation).

n Identity card issued by Central/State

Government and its Departments,

Statuary/Regulatory Authorities, Public

Sector Undertakings, Scheduled Commercial

Banks, Public Financial Institution, Colleges

affiliated to Universities and Professional

Bodies such as ICAI, ICWAL, ICSI, Bar

Council etc.

The identity card/document with address, issued

by any of the following:

Central/State Government and its Departments,

Statuary/Regulatory Authorities, Public Sector

Undertakings, Schedules Commercial Banks,

Public Financial Institution for their Employees.

2. In addition to the above, Original PRAN card is required. In case PRAN card is not available, the

subscriber needs to submit a duly notarized Affidavit as to the reasons of non-submission of the

PRAN Card.

IFMTR

[ 135 ]


Certificate Containing Name, Bank Account Number and IFS Code, if opted for direct credit or

electronic transfer.

4. A pre-signed receipt acknowledging the receipt of the proceeds under NPS by the

subcriber/claimant/nominee.

5. In case of Withdrawal of Accumulated Pension Wealth by Claimant/Nomiee due to the death of a

subscriber, the Claiment/Nominee needs to submit Death certificate in original of the decesed

subscriber.

IFMTR

[ 136 ]

'kklukns'k la[;k&07@2017&lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&2d

Annexure-A

Form 102-GP Page-1


Withdrawal Form for Claim of Accumulated Pension Wealth on exiting before the age of normal

superannuation for Government Employees

(To be filled in by Subscriber - Please fill all the details in CAPITAL LETTERS and in BLACK INK only.)

(FOR OFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE SUBSCRIBER)

Date : Acknowledgement Number : (DDMMYYYY) (Generated by CRA)

DDO Registration No.: _______________PAO/DTO/POP/POP-SP Registration No. : _____________

Receipt Number issued by receiving officer

Entered By: ______________ Date : _____________ Verified By : ____________ Date ___________

Sir/Madam,

I hereby submit a request for withdrawal under NPS for both Tier-I and Tier-II fund accumulations in

my Permanent Retirement Accunt and give below the necesary details:

Section A- Suscriber's Personal Details :

1. PRAN* :

2. Full Name (As in PRAN Card) *:

First Name *

Middle Name

Last Name

3. Father's/Spouse name*:

First Name *

Middle Name

Last Name

4. Address* :




District/Town/City*

Self attested

photograph of

the subscriber

IFMTR

[ 137 ]


Country*

Pin code:* 5. Mobile No.

6. Date of Birth* (as in PRAN Card): 7. Email ID:

8. Date of retirement *:

IFMTR

[ 138 ]

Form 102-GP Page-2

Section B-Subscriber's Withdrawal Details:

Tier-1 Account :

1. The Lump-sum amount tobe withdrawn and amount to purchase annity in case of normal withdrawal* (Please

refer general instruction no. 4)

Description Lump-Sum amount

(Maximum of 20%)

Amount to purchase life

annuity (Minimum of 80%)

Total

% share 100%

Note : A separate form needs to be filled in for purchase of Annuity and for arranging the monthly

pension/annuity. The subscriber is required to follow the procedure laid down by Annuity Service Provider

(ASP)

Tier-II Account :

The entire accumulated pension wealth would be paid out in single lump sum along with the

withdrawal/payment of the Tier-A account.

Section C-Subscriber's Bank Details:

1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank

Details*:

Cancelled Cheque Bank Certificate

(Please note the Mode of remittance of funds would be through ECS/NEFT/RTGS/Electronic

Transfer only and bank charges, if any, for direct credit would be deducted from pension wealth)

2. Cancelled Cheque Bank Certificate

3. Bank A/c Number*

4. Bank Name*

5. Bank Branch*

6. Bank Address*


9. Bank MICR Code (Wherever applicable)

Section D-Subscriber's Annuity Details:

1. Annuity Service Provider (ASP) Name *:

2. ASP ID*:

3. ASP Scheme Name *:

IFMTR

[ 139 ]

4. ASP Scheme ID*:

Declaration:

I ____________________________, NPS Subscriber, my PRAN is

_______ do hereby declare that the inforation provided above is true to the

best of my knowledge and belief



Date :

D D M M Y Y Y Y

*Note: Left thumb impression in case of illiterate male claimans and Right thumb impression in case of illiterate female claimants

must be obtained.

IFMTR

[ 140 ]

Form 102-GP Page 3

Annexure for Nomination Details


The details of nominees to whom the outstanding pension wealth of the subscriber is payable in case of the



withdrawal, all the outstanding pension wealth out of phased lump sum withdrawal in the account of the

subscriber will be paid to the nominee (s) as mentioned in this form and the same would be treated as full

and final discharge of the obligation. In case, if you wish to appoint multiple nominees. Please fill in the

form 401-AN.

I, _________________________ hereby nominate the person (s) mentioned below who is/are member

(s)/non- member(s) of my family to receive the amount that may stand to my credit in the National Pension

System as indicated below, in the event of my death before that eligible accumulated pension wealth

amount has become payable or having become payable or having become payable has not been paid.

1. Name of the Nominee :


2. Nominee's current communication Address

Flat/Unit No. Block no* ________________________________________________________________

Name of Premise/Building/Village _______________________________________________________

Area/Locality/Taluka __________________________________________________________________

District/Town/City* ___________________________________________________________________

State/Union Territory * _________________________________________________________________

Country*_____________ Pin Code * _________ Email ID: _______________ Mobile No. ___________

3. Date of Birth of the Nominee* (Only in case of a minor):

4. Relationship of the nominee with the Subscriber*: (e.g. If nominee is son, subscriber should fill the relationship as 'Son')

5. Nominee's Guardian Details* (only in case of a minor):


Dated this ____________ day of _________20 at ___________

in the presence of the following witnesses:

Particulars Ist Witness 2nd Witness



Name

Address

Signature

*Note: Left thumb impression in case of illiterate male Subscriber and Right thumb impression in case of illiterate female subscriber

must be obtained.

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Form 102-GP Page 4

TO BE FILLED /Attested BY DDO/POP-SP

Certified that the above declaration and nomination details has been signed/thumb/impressed before me by Sh/Smt/Ms. ________

__________________ after he/she have read the entries/entries have been read over to him/her by me and got confirmed by him/her. Also certify that the date of retirement is as per employee records available with the Department. TGhe datge of

retirement of the subscriber as per government record is as given below:

(DDMMYYYY)

Rubber Stamp of the

DDO/POP/POP-SP


DDO/POP-SP Registration Number ___________________ Designation of the Autghorised Person : __________________

(Allotted by CRA)

Date:

DDO/POP-SP Office Name : _____________________ D D M M Y Y Y Y

TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP


PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) :

______________________________________________________


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Form 102-GP Page 5

CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PERSION WEALTH OF THE SUBSCRIBER UNDER NATIONAL

PENSION SYSTEM


I ___________ covered under the National Pension System with Permanent Retirement Account Number (PRAN) ______________

has received a sum of Rs. /- (Rupees ___________________________ only) from National Pension System/National

Pension System Trust by deposit in my Saving Bank/Cureent Account towards the settlement of my National Pension System (NPS)

account.

Signature or Left/Right hand thumb impression of the NPS Subscriber*

(*Note : Left thumb impression in case of illiterate male claimants and Right thumb impression in case of illiterate female

claimants must be obtained.)

-------------------------------------------------------------------------------------------------------------------------------------------------------------


Acknowledgment slip to the NPS Subscriber on receipt of completed application form for Withdrawal on Superannuation



DDO Registration Number : ____________________ PAO/DTO/POP/POP-SP Registration Number : ____________________

Received at : ________________________ Date : ___________________ Time : _____________________


(Generated by CRA

Affix 1 Rupee Revenue Stamp

and sign across

IFMTR

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Form 102-GP Page 6


This application should be filled by the Subscriber seeking to withdraw pension wealth benefits before

attaining the age of normal superannuation from Government Service

Documents to be enclosed along with this application:-

1. PRAN card in original. In case PRAN card is not avaible, the subscriber needs to submit a duly

notarized Affidavit as to the reasons of non-submission of the PRAN card.


Certificate Containing Name, Bank Account Number and IFSC code, for direct credit or electronic

transfer.

3. A pre-signed receipt acknowledging the receipt of the proceed under NPS by the subscriber.

4. In addition to the PRAN card any other Identification and address proof of the subscriber. The

photocopies of documents (Sr. No. a to i) and original document (Sr. No.j) that can be provided as

identification and address proof are as mentioned below:-

a) Ration Card with photograph of the subscriber and residential address


c) Credit Card with photograph, any other address proof like latest telephone bill, electricity bill

in the name of the subscriber.

d) Passport

e) Aadhar Card issued by UIAD

f) Voter's Photo Identity Card with residential address

g) Driving license with photograph and residential address

h) PAN card and any other address proof like latest telephone bill, electricity bill in the name of

the subscriber.

i) Final relieving certificate from government service on superannauation, if the application for

withdrawal in submitted through the points of presence (POP).

j) Certificate of identity with photograph signed by a Member of Parliament or Member of

Legislative Assembly or Municipal Councilor or a Gazetted Officer and any other address

proof like latest telephone bill, electricity bill in the name of the subscriber (to be provided

original)

In case if the address is not present on any of the above documents or differs with address provided

in this form, proof in respect of current residential address like latest telephone bill, electricity bill in the

name of the subscriber should be submitted.

GENERAL INSTRUCTIONS

1. All the columns in the form should be filled with black ink pen without any overwriting.

2. Fields marked with (*) are mandatory.


4. Percentage of allocation for amount to be withdrawn as lump-sum and amount to purchase life

annuity. Subscriber can withdraw maximum 20% of pension wealth and is required to transfer

minimum 80% of pension wealth to annuity. For example, for a total corpus of Rs. 1000/-, if

subscriber wants Rs. 100 as lump-sum and Rs. 900 for annuitisation, subscriber to select 10% and

90%.

5. Instructions for nomination

* Subscriber can nominate maximum of three nominees.

* Subscriber cannot fill the same nominee details more than once.

* Percentage share value for all the nominees must be integer. Fractional value will not be

accepted.

* Sum of percentage share across all the nominees must be equal to 100. If sum of

percetage is not equal to 100, entire nomination will be rejected.

* If a nominee is a minor, then nominee's guardian details will be mandatory.

For the purpose of this document Pension Wealth means: The total amount of contributions made by the

subscriber in the scheme plus the investment income derived from the investment of the contributions

made by the subscriber from the date of joining of National Pension System till the date of execution of


IFMTR

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'kklukns'k la[;k&07@2017@lk&3&108@nl&2017&301¼9½&2011]fnukad 20 ekpZ] 2017 dk vuqyXud&4

Form 103-GD Page 1

NATIONAL PENSION SYSTEM (NPS)

Withdrawal of Accumulated Pension Wealth by Claimant due to the death of the subseriber

(Please fill all the details in Capital Lettres and in Black Ink only.)

This application should be filled by :-

If a valid nomination subsists : By the Nominee(s), if the nominee(s) is/are minor(s) guardian of the minor(s)

If no nomination subsists : By the family members (family includes posthumous child if any) except major

sons and married daughters whose husbands are live, of the deceased family member duly supported bya list of

surviving family membersfurnished by Executive magistrate complete particulars such as name, relationship with

the deceased member (in case of parents whether dependent or not) age, maritalc status, Also, if any family

member is minor by the guardian of the minor.

If both 1 and 2 above are not applicable, By legal heir (s) duly supported by a 'legal heir certificate' from the

appropriate sate authority.

In case of multiple claimants, separate forms need to be filled and submitted.

(FOROFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE CLAIMANTS)

Date : Acknowledgement Number

(DD/MM/YYYY) (Generated by CRA) DDO Registration No.—————— PAO/DTO/POP/POP-SP Registration No.—————

Receipt Number issued by receiving office :

Entered By : ——————Date :——————Verified By : ——————date : ——————

Sir/Madam,

I/We being a nominee(s)/legal heir(s)/guardian of minor nominee(s) or miner heir(s) of the deceased

subscriber apply for the payment of the accumulated pension wealth of the deceased subscriber under the

NPS for both Tier-I/Tier-II (please tick as applicable). I/we understand further that the entire

accumulated pension wealth in both Tier I and Tier II (as applicable) would be settled as per the NPS

scheme and hereby give below the necessary details :

Section A-Subscriber's Details :

1. PRAN :

2. Full Name (As in PRAN card)*

First Name*

Middle Name

Last Name

3. Father's name/Spouse Name*

First Name*

Middle Name

Last Name

4. Date of Birth of the deceased subscriber* (As in PRAM Card) (DDMMYYYY)

5. Date of subscriber's death (DDMMYYYY)

IFMTR

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Form 103-GD Page 2

Section B-Details of the Claimant (person ontitlod to receive claim proceeds under the pollicy) :

1. name of the Claimant

First name* Middle name Surname/last name

2. Claimant's current communication Address :

Flat/Unit No. Block no.* ____________________________________________________

Name of Premise/Building/Village ____________________________________________

Area/Locality/Taluka_____________________________________________________

District/Town/City*_______________________________________________________

State/Union Territory*_______________________________________________________

Country*_____________Pin Code*_____________Email ID:_____________Mobile No. ________

3. Date of subscriber's death (DDMMYYYY)

Relationship with the Subscriber* : (e.g. If claimant is son, claimant should fill the relationship as 'Son'

5. Claimant's Guardian Details*

First name* Middle name Surname/last name

Section C-Claimant's Bank Details (Please refer General Instruction no. 6)

1. Bank Details of the Claimant :

1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank Details* :

cancelled Cheque Bank Certificate

2. Type of Bank Account*: Savings A/c Current A/c

3. Bank A/c Number*

4. Bank Name*

5. Bank Branch*

6. Bank Address*


9. Bank IFS Code* (Wherever applicable)

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[ 146 ]

Form 103-GD Page 3

Declaration :

I/We (as mentioned below), the nominee(s)/legal heir(s)/guardian of minor nominee(s) or miner heir(s) of

NPS Subscriber Shri/smt./Ms.________________________________ do hereby declare that the

information provided above is true to the best of my/our knowledge and belief.

Claimants Signature (Signature of

guardian in case the claimant is a minor)


Impression*

Name of the Claimant or of guardian

Self attested

Photograph of the

Claimant/guardian

Date:

D D M M Y Y Y Y

TO BE FILLED/ATTESTED BY DDO/POP-SP:

Certified that the above declaration and details has been signed/thump impressed before me by

Sh./Sm/Mr________________________________after the nominee(s)/legal heir(s)/guardian of minor

nominee(s) or miner heir(s) has read the entries/entries have been read over to him/her by me and got

confirmed by him/her. It is also certified that this office has not paid/received any family penson to the

legal heir(s)/nominee(s) of the deceased subscriber as per O.M. no. : 38/41/06/P&PW(A) dt. 05 th May,

2009 issued by Department of Pension &Pensioners welfare (DoPPW) and other OMs issued in this regard

and we don't have any objection for release of accumulated pension wealth to his/her claimant.

Rubber Stamp of the DDO/POP-SP Signature of the Authorised Person

DDO/POP-SP Registration Number____________ Designation of the Authorised Person_________

(Allotted by CRA)

Date: DDO/POP-SP Office Name : ______________________

D D M M Y Y Y Y

TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) _____________________________________________________

Rubher Stamp of thePAO/DTO/POP/POP-SP Signature of the Authorised Person

CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PENSION WEALTH BY CLAIMANTS

DUE TO THE DEATH OF THE SUBSCRIBER UNDER NATIONAL PENSION SYSTEM


Claimant/Guardian of the Claimant (if the claimant is minor)

Received a sum of Rs. (rupees........................................................................................... ........Only ) from

National Pension System/National Pension System Trust by deposit in my Saving Bank/Current account

towards the settlement of National Pension System account of late Shri/Smt..........................................with

PRAN Number..............................

Affix I Rupee

Revenue Stamp and sign across

Signature or Left/Right hand thump impression of the No,inee/Guardian*

IFMTR

[ 147 ]

Form 103-GD Page 4

Requirements submitted along with this form Yes/No

Original PRAN Card

In the absence of PRAN card, notarized Affidavit

Death certificate in original issued by local

authorities

Photo ID

Address proof of the Claimant

Date of birth proof of claimant

Legal heir certificate

Certified copy of family member's certificate issued

by Executive Magistrate

Cancelled cheque (containing nominee Name, Bank

Account Number and IFS Code) or Bank Certificate

Discharge Certificate from the employer (in case

claim is lodged through a POP/POP-SP)

Note : PFRDA reserves the right to call for additional requirements, if needed for establishing a valid

claim under National Pension System.

DECLARATION & AUTHORIZATION

I hereby declare that the information given on this death claim application form is true and complete to

the best of my knowledge and belief. I hereby declare and agree that any personal information collected

or held by the National Pension System (NPS) (whether contained in this application or otherwise

obtained) is provided and may be held, used, and disclosed by the Company to individuals/organisations

associated with the NPS or any selected third party (within or outside of India) for the purposes of

processing this application.

Witness Signature ____________ Claimant Signature ____________

Name of the Witness __________ Name of Claimant _____________

(in block letters, family name first)

Address of Witness : ________________ Date : ________/_____/____________________

DD MM Y YYY

Date :____/____/_______

DD MM YYY


Acknowledgment slip to the Claimant on receipt of completed application form for Withdrawal due to

death of the subscriber



PAO/DTO/POP/POP-SP Registration Number : _________ PAO/DTO/POP/POP-SP Office Name ___

Received at : _______________ Date : _________________ Time : _______________

Acknowledgment Number :

(Generated by CRA)

IFMTR

[ 148 ]

Form 103-GD Page 5


1. All the columns in the form should be filled with black ink pen without any overwriting.

2. Fields marked with (*) are mandatory.

3. The day on which CRA receives the confirmation of funds transferred to Subscriber's accounts; the

PRAN will be deactivated in the CRA System.


5. The literate claimant should sign the application form. In case of the claimant being illiterate, Left

hand thump impreswsion by illiterate male claimant and Right hand thump impression by illiterate

female should be affixed in the claim form.

6. If the Nomince/legal heir is minor, Bank account number should be in the name of nominee/legal

heir, Bank account's guandian should be same as mentioned in the withdrawal form.

Documents to be enclosed with the application :-

1. Death certificate in original of the deceased subscriber.

2. PRAN card in original. In case PRAN card is not available, a duly notarized affidavit as to the

reasions of non-submission of the PRAN card is needs to be submitted.

3. Certified copy of family member's certificate issued by Executive Magistrate for cases where no

nomination was registered with us.

4. Legal heir certificate when the claim is being made by.

5. Cancelled cheque (containing nominee Name, Bank Account Number and IFS Code) or Bank

Certificate containing Name, Bank Account Number and IFSC code, for direct or electronic transfer.

6. A pre-signed receipt acknowledging the receipt of the proceeds by nominee/nominees/legal heir (as

applicable)

1. Identification and address proof of the nominee or nominees, in case of multiple nominees. The

plotocopies of documents (Sr. No.a to h) and original document (Sr. No. i) that can be provided as

identification and address proof are as mentioned below :

a) ration Card with photograph and residential address.


c) Credit Card with photograph, any other address proof like latest telephone bill, electricity bill in

the name of the nominee.

d) Passport.

e) Aadhar card issued by UIAD.

f) Voter's Photo Identity Card with residential address.

g) Driving license with photograph and residential address.

h) PAN card and any other address proof like latest telephone bill, electricity bill in the name of the

nominee.

i) Crrtificate of identify with photograph signed by a Member of Parliament or Member of

Legislative Assembly or Municipal Councilor or a Gazetted Officer and any Other address proof

like latest telephone bill, electricity bill in the name of the nominee (to be provided original).

In case if the address is not present on any of the above documents or differs with address provided in this

form, proof in respect of current residential address like latest telephone bill, electricity bill in the name of

the nominee should be submitted.

For the purpose of this document Pension Wealth means : The total amount of contributions made by

the subscriber in the scheme plus the investment income derived from the investment of the contributions

made by the subscriber from the date of joining of National Pension System till the date of execution of


IFMTR

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Annexure II

(As per Regulation 3(a) of PFRDA (Exits & Withdrawals)Regulations,2015)

REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT SUPERANNUATION

AND WHERE THE WHERA THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THANRS.

200,000/-

I...................................................S/D/W/O...........................................aged about............. .....years, residing

at........................................................................................................................... ..............................do

herebysolemnly affirm and declare as under :

1.That I am a subscriber of National Pension System, holding PRAN....................

2. That since the total amount receivable by me as the benefit receivable upon exit from NPS is Rs.

..............Which is less than/equal to the limit of Rs. 2,00,000/- Iunderstand that I am eligible to opt for

withdrawal of the total pension wealth under NPS rules/guidelines.

basing on the above, I hereby opt to withdraw my complete pension wealth lying to my credit in my

aforesaid PRAN account being the full and final benefits receivable by me.

I also understand that with the aforesaid withdrawal, I or my falily members shall not be entitled to receive

any other or further benefits under the National Pension System (NPS) including the benefits as provided

under PFRDA (Exits and Withdrawals under the National Pension System) Regulations 2015.

Date :

Place : Signature/Thump Impression of the Subscriber*

Attested by :

Signature of the PAO/DDO/DTO :........................................................

Name of the designated Official :..........................................................

PAO/DDO/DTO Registration Number..................................................

Rubber Stamp of the PAO/DDO/DTO...................................................

*In case of female, Right Thump IMpression and in case of males Left Thump Impression may be taken

IFMTR

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'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&6

Annexure II

(As per Regulation 3(c) of PFRDA (Exits & Withdrawals)Regulations,2015)

REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH DUE TO DEATH OF

SUBSCRIBER AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS

THAN Rs. 200,000/-

1. I/We.......................................................................................................... ........being a nominee(s) legal

heir(s) guardian of minor nominee(s) or minor here(s) of the deceased subscriber

Sh/Smt/ku......................PRAN...............................apply for the payment of the accumulated Pension

wealth of the deceased subscriber under the NPS and do hereby solemnly affirm and declare as under :

2. That since the total amount receivable as the benefit receivable upon exit from NPS is

Rs. ..............,Which is less than/equal to the limit of Rs. 2,00,000/- I/we understand that I/we am/are

eligible to opt for withdrawal of the total pension wealth under NPS rules/guidelines.

basing on the above, I/we hereby opt to withdraw complete pension wealth lying in the aforesaid PRAN

account being the full and final benefits receivable by me/us.

I/we also understand that with the aforesaid withdrawal, I/we or my/our family members shall not be

entitled to receive any other or further benefits under the National Pension System (NPS) including the

benefits as provided under PFRDA (Exits and Withdrawals under the National Pension System)

Regulations 2015.

Signature of 1st Nominee/

Claimant

Signature of 2nd Nominee/

Claimant

Signature of 3rd Nominee/

Claimant

Date :

Place :

Date :

Place :

Date :

Place :

Attested by :





IFMTR

[ 151 ]


Annexure II

(As per Regulation 3(b) of PFRDA (Exits & Withdrawals)Regulations,2015)

REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT BEFORE

SUPERANNUATION AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THAN RS.

100,000/-

I...................................................S/D/W/O...........................................aged about............. .....years, residing

at.........................................................................................................................................................do hereby

solemnly affirm and declare as under :

1.That I am a subscriber of National Pension System, holding PRAN....................

2. That since the total amount receivable by me as the benefit receivable upon exit from NPS is Rs.

..............Which is less than/equal to the limit of Rs. 1,00,000/- I understand that I am eligible to opt for

withdrawal of the total pension wealth under NPS rules/guidelines.

Basing on the above, I hereby opt to withdraw my complete pension wealth lying to my credit in my

aforesaid PRAN account being the full and final benefits receivable by me.

I also understand that with the aforesaid withdrawal, I or my falily members shall not be entitled to receive

any other or further benefits under the National Pension System (NPS) including the benefits as provided

under PFRDA (Exits and Withdrawals under the National Pension System) Regulations 2015.

Date :

Place : Signature/Thump Impression of the Subscriber*

Attested by :





*In case of female, Right Thump Impression and in case of males Left Thump Impression may be taken.

IFMTR

[ 152 ]


(To be enclosed alongwith Withdrawal Form 103 GD)

No objection for Settlement of Accumulated Pension Wealth in NPS

REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT BEFORE

SUPERANNUATION AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THAN RS.

I..............................................of.......................................(name of the office, i,e, PAO/CDDO/DTO) hereby

confirm that this office has not paid/received any family pensionas per O.M. no. : 38/41/06/P&PW(A) dt.

5th May, 2009 issued by Department of pension &Pensioners welfare (DoPPW) and other OMs issued in

this regard, if any, with request to/by the legal heir(s)/nominee(s) of the deceased subscriber

Late................(PRAN-....................) or to the subscriber Sh...........................................(PRAN -..................)

on invalidation and we don't have any objection for release of accumulated pension wealth to his/her

claiman(s).

Stamp and Signature of the Authorised person

PAO/DDO/DTO Reg. No. :........................................................

PAO/CDDO/DTO Name..................................................

PrAO/DTA Name...................................................

date.......................

IFMTR

[ 153 ]


1. Error Rectification Module

PAO has to upload Subscriber Contribution File (SCF) in NPSCAN/CRA system and remit the pension

contributions to the Trustee Bank. However, there have been instances wherein the accredited bank had

transferred amount in excess of the SCF. Further, there have been instances wherein the PAOs may have

committed errors in uploading the SCFs. In a nutshell, the PAOs/Accredited Banks may have committed

the following errors :

A. Excess Transfer to Trustee Bank*

B. Excess Transfer to a PRAN

C. Amount wrongly credited in PRAN 1 instead of PRAN 2

D. Non-NPS Subscriber withdrawal

*In present scenario, all the funds are returned which do not get matched within the next business day.

Therefore,'Excess transfer totrustee Bank module will facilitate only those remittances which have been

done before may 1, 2012.

The succeeding pages describe SOP to be followed by the Nodal Offices for rectification of such errors.

3(a). Excess amount transferred to Trustee Bank (only for CG Sector)

This scenario consists of a situation wherein PAO has transferred excess funds to the Trustee Bank. PAO

may/may not have uploaded the corresponding SCF in the CRA system and the entire amount is invested

and is part of the CG pool Account1. In order to resolve the situation, the PAO has to capture a request in

CRA system through 'Error Rectification Module'.

Funds can be remitted back to the PAO only if the amount is lying in the Pool. PAO may contact trustee

Bank with the Fund Transfer Details (FTD) to check whether the amount has been adjusted against any

SCF or not. If the funds have been adjusted with other SCF, amount cannot be remitted back to PAO.

Below are the activities which need to be performed for rectification of error :

1. Capturing of Request by PAO

2. Verification of Request by PAO

3. Authorisation of Request by PrAO

4. Confirmation of by Trustee Bank

5. Verification by Trustee Bank

3(b). Excess amount transferred to a PRAN

1Pool Account : Funds received by Trustee Bank, if not identified were being credited to a 'Pool Account'

for the CG Sector.

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[ 154 ]

In some instances, PAO may have erroneously transferred excess amount to a PRAN and the amount has

been credited into the subscriber account. The resolution of these cases can be done by the PAO.

Following are the validations which are in place for capturing the request in CRA system :

1. PAO can capture the request for only that record which has been uploaded by it, irrespective of

whether at present the Subscriber is associated with that nodal office or not. However, the subscriber

should not have moved out of the sector to which the PAO belongs.

2. Unless and until the request (captured earlier) is verified for a PRAN for the specific entry, PAO will

not be able to capture a fresh entry for the same. For example, PAO has captured the request for

withdrawal of regular credit of April 12. Unless this request is effectively completed, PAO will not be

able to capture any other request for withdrawal of credit pertaining to April 2012 for this particular

subscriber.

3. In these cases, the units credited in the subscriber account (equivalent to the contribution amount

credited) erroneously would be redeemed. Amount (in Indian Rupees) equal to the initial investment

would be credited back to the PAO and excess realized (if any) would be credited to the Investor's

Awareness Account maintained with the Trustee Bank.

3(c). Transfer to a PRAN 1 instead of PRAN 2

In some cases, PAO has inadvertently transferred an amount to a PRAN 1 instead of PRAN 2.

Accordingly units have been credited in the PRAN 1. As the amount is already credited to PRAN 1

(i.e. file is matched and booked), correction file cannot be uploaded by the PAO. In such cases, PAO

has to put the request for rectification of entry in 'Error Rectification Module'. Following are the

validations built in the system :

1. Both the PRANs (i.e. source as well as target) should belong to the sector of the PAO.

2. PAO can capture the request for only that record which has been uploaded by it.

3. Unless and until the request (captured earlier) is verified for a PRAN for the specific entry, PAO

will not be able to capture a fresh entry for the same. For example, PAO has captured the request

for withdrawal of regular credit of April 12. Unless this request is effectively completed, PAO will

not be able to capture any other request for withdrawal of credit pertaining to April 2012 for this

particular subscriber.

4. PAO can capture maximum of five target PRANs in a request.

*In case, the subscriber's scheme ratio is identical (at the time of erroneous credit as well

as at the time of rectification) then equivalent units will be transferred from the source PRAN

to the target PRAN.

IIIustration : PAOX had remitted in excess Rs. 2,000/- in 'PRAN 1' inadvertently, instead of

'PRAN 2' on April 22, 2008. Based on NaV of Rs. 10/-, 200 units were created for Rs. 2,000/- and

credited to PRAN 1. On February 15, 2012, PAOX has requested for rectification of incorrect

credit in PRAN 1 and transfer of investment to PRAN 2. After PrAO authorizes the request for

incorrect remittance of Rs.2000/-, 200 units will be debited from the source PRAN and credited to

the arget PRAN at the End of the Day.

**In case, where subscriber's scheme ratio is not identical (at the time of erroneous credit and

at the time of rectification) than units worth of excess transferred amount will be redeemed

from the source PRAN. Further, the redeemed amount will be re-invested as per the scheme

ratio of target PRAN.

IIIustration : PAOX had remitted in excess Rs. 3,000/- in 'PRAN 1' inadvertently, instead of

'PRAN 2' on March 1, 2013. Based on NAV of Rs. 10/- of 'SBI scheme-G, 300 units were created

for Rs. 3,000/- and credited to PRAN 1. After PAO has identified, PAO captures and verifies the

rectification request On July 2, 2013 and PrAO authorises the request on July 4, 2013. Based on the

NAV (Rs. 12) of July 4, 2013, 250 units will be redeemed from the PRAN 1.The redeemed amount

will be re-invested in the target PRAN as per the settlement cycle.

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[ 155 ]

3(d). Non-NPS Subscriber withdrawal

This scenario consists of a situation wherein PAO has inadvertently committed the error by allotting the

PRAN for Non-NPS subscriber and also transferred the amount in the CRA system. Now the amount needs

to be withdrawn and given back to the PAO. For this, PAO is required to use the functionality of Non-NPS

subscriber withdrawal. PAO will login into the CRA system and click the 'Error Rectification Module'. A

sub-menu will be provided for 'Non-NPS subscriber withdrawal. The procedures to be followed to process

the withdrawal requests are given as under :

1. Capturing of Request by PAO.

2. Verification of Request by PAO.

3. Authorisation of Request by PrAO.

Before processing the request, certain validations will be performed such as :

i. The PAO can capture such requests only for the subscribers associated with it.

ii. Request has to be authorized by the PrAO.

iii. All the units credited in the subscriber's PRAN will be redeemed.

iv. If there are any contribution files pending to be matched for the subscriber, than the request for

withdrawal of funds will be rejected at EOD. These pending SCFs may be corrected by the PAO to

exclude the said PRAN. Subsequently, request for non-NPS withdrawal can be captured.

v. Redeemed units will be transferred in the suspense account (subsequent to authorization of request

by PrAO) and will be considered for the redemption in the next settlement cycle.

vi. Once request is processed in the CRA system, PRAN will be deactivated in the CRA system. No

contribution will be allowed to be credited in the subscriber's PRAN.

IFMTR

[ 156 ]


jk"Vªh; isa'ku iz.kkyh ls izku [kkrs ls isa'ku funs'kky; ds ek/;e ls dh tkus okyh fudklh ds laca/k esa

miyC/k djk;s tkus okys QkeZ dk izk:i

1- fudklh dk dkj.k ¼—i;k lgh fodYi pqusa½

*¼d½ lsok dky esa e`R;q@fodykaxrk@pksV dh n'kk esa

ikfjokfjd isa'ku dk oj.k fn;s tkus ij jkT; ljdkj dks okilh

**¼[k½ R;kx i=@inPpqr dj fn, tkus ds dkj.k

iqjkuh isa'ku ;kstuk ls vkPNkfnr gks tkus ds dkj.k

PRAN [kkrs esa xyr dVkSrh gksus ds dkj.k

*fcUnq&d ds laca/k esa vkosnu }kjk miyC/k djk;s x;s fodYi i= dh izekf.kr izfr layXu djsaA

2- izku [kkrk %

3- deZpkjh dk uke ¼fgUnh esa½ %----------------------------------------------------------------------------------------------------------------------------- ---

4- deZpkjh dk uke ¼vaxzsth esa½ %--------------------------------------------------------------------------------------------------------------------------------

5- firk@ifr dk uke %----------------------------------------------------------------------------------------------------------------------------- ----

6- i= O;ogkj dk irk %----------------------------------------------------------------------------------------------------------------------------- -----

----------------------------------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------------------------- ------

7- LFkk;h irk %----------------------------------------------------------------------------------------------------------------------------- -----

8- eksckby %

9- bZ-esy %---------------------------------------------------------------------------------------------------------------------------------

10- dkfeZd ds ifjokj@vfJrksa dk fooj.k %

Øe la[;k lnL; dk uke dkfeZd ls laca/k lnL; dh tUe

frfFk

fodykaxrk

¼gk¡@ugha½

11- ukfeuh dk uke o dkfeZd ls laca/k %

*lanHkZ % 'kklukns'k la[;k-13@lk-180@nl-2016-301(09)@2011 fnukad 19 ebZ] 2016

**lanHkZ % 'kklukns'k la[;k-lk-1192@nl-2015] fnukad 14 tuojh] 2016

IFMTR

[ 157 ]

12- tUe frfFk (mm/dd/yyyy ) :

13- lsok esa vkus dh frfFk (mm/dd/yyyy )%

14- lsok esa NksM+uss dh frfFk (mm/dd/yyyy ) %

15- vafre inuke %--------------------------------------------------------------------------------------------------------------

16- rSukrh dk vafre inuke %---------------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------------

17- vkgj.k forj.k vf/kdkjh dk %---------------------------------------------------------------------------------------------------------------

uke o in

18- vkgj.k forj.k vf/kdkjh dk dksM %

¼jkT; ljdkj }kjk fu/kkZfjr½

19- vkgj.k forj.k vf/kdkjh dh iathdj.k la[;k:

¼NSDL}kjk tkjh½

20- lEcaf/kr dks"kkxkj ,oa dksM %------------------------------------------------------------------------------------------------

21- dks"kkxkj iathdj.k la[;k ¼NSDL}kjk tkjh½ :

22- vafre osrueku ¼is-cSaM ,oa xzsMis@ysoy ,oa eSfVªDl½ %----------------------------------------------------------------------------

23- vafre vkgfjr osru %-------------------------------------------------------------------------------------------------------------------------------------------------

24- cSad [kkrs dk izdkj % cpr [kkrk: pkyw [kkrk

¼[kkrs ls lEcaf/kr dSaly psd@cSad lfVZfQdsV layXu djsa½

25-cSad [kkrk la[;k

26- cSad dk uke %--------------------------------------------------------------------------------------------------------------------------------------------------------

27- 'kk[kk dk uke rFkk irk %--------------------------------------------------------------------------------------------------------------------------------------

----------------------------------------------------------------------------------------------------------------------------------------

28- cSad dk IFSC:

29- cSad dk dksM:

30- MICRdksM:

GPF

Øe la[;k lnL; dk uke lEcaf/kr GPF

[kkrk la[;k

GPF la[;k tkjh

gksus dh frfFk

*egkys[kkdkj }kjk tkjh izek.k&i= dh izfr layXu djsaA

-

¼d½- eS@ge 'kiFkiwoZd c;ku djrs gSa dh mi;qZDr fooj.k iw.kZr;k lR; gS] rFkk esjs@gekjs }kjk dksbZ

rF; Nqik;k ugha x;k gS vkSj tkucw> dj dksbZ vlR; lwpuk vafdr ugha dh xbZ gSA

¼[k½- eS@ge 'kiFkiwoZd c;ku djrs gSa dh mi;qZDr fcUnq la[;k-1 ds laca/k esa miyC/k djk;s x, lHkh

lk{; lgh gSaA Hkfo"; esa mDr lwpuk xyr ik, tkus ij eS@ge mRrjnk;h gksaxsA

vkosnd dk uke o gLrk{kj

IFMTR

[ 158 ]

-

Øekad la[;k 1 ls 30 rd vafdr-----------------------------------------------ls lEcaf/kr fooj.k dk lsok iqfLrdk

,oa osru iphZ ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSA

fnukad %------------------------------------------ gLrk{kj---------------------------------------

LFkku %-------------------------------------------- uke o inuke---------------------------

--------------------------------------

¼eqgj yxkbZ tk,½

- -

mijksDr Hkkx-1 ls Hkkx-6 rd vafdr fooj.k-----------------------------------------------------ls lEcaf/kr fooj.k dk

lsok iqfLrdk ,oa osru iphZ ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSA

fnukad %------------------------------------------ gLrk{kj---------------------------------------

LFkku %-------------------------------------------- uke o inuke---------------------------

--------------------------------------

¼eqgj yxkbZ tk,½

izfrgLrk{kfjr %&

eq[;@ofj"B dks"kkf/kdkjh

uke-------------------------------------------------------

ftyk----------------------------------------------------

IFMTR

[ 159 ]

la[;k&15@2017@lk&3&328@nl&2017&301¼09½&2003Vh0lh0

izs"kd]

vt; vxzoky]

lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr çeq[k lfpo@lfpo mRrj izns'k 'kkluA

2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 28 twu] 2017

%& jk"Vªh; isa'ku iz.kkyh ds lEcU/k esa Li"Vhdj.kA

egksn;]

'kklukns'k la[;k&3&1118@nl&2011&301¼09½&2003Vh0lh0 fnukad 16&09&2011 }kjk ;g

vkns'k fuxZr fd;s x;s gSa fd dsUnz ljdkj vFkok ,slh jkT; ljdkjksa ftuds deZpkfj;ksa dh isa'ku gsrq

vgZdkjh lsok,a] lsok fuo`fRrd ykHkksa gsrq mRrj izns'k ljdkj ds v/khu dh x;h vgZdkjh lsokvksa ds

lkFk tksM+s tkus dk ikjLifjd le>kSrk gS] ds ,sls deZpkjh tks dsUnz ljdkj@lacaf/kr jkT; ljdkj ds

v/khu iqjkuh isa'ku ;kstuk ls vkPNkfnr Fks] rFkk mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr

vf/k"Bku esa fnukad 01 vizSy] 2005 dks vFkok mlds i'pkr fu;qDr gksrs gS a rks og fnukad 01 vizSy]

2005 ds iwoZ izHkkoh iqjkuh isa'ku ;kstuk ls vkPNkfnr ekus tk;saxsA

2&dsUnz ljdkj }kjk jk"Vªh; isa'ku iz.kkyh fnukad 01&01&2004 ls ykxw dh x;h gS tcfd

fofHkUu jkT; ljdkjksa }kjk jk"Vªh; isa'ku iz.kkyh fHkUu&fHkUu frfFk;ksa ls ykxw dh x;h gS] ;Fkk&mRrj

izns'k ljdkj }kjk fnukad 01&04&2005 ls] xksok ljdkj }kjk 05&08&2005 ls] mRrjk[k.M ljdkj

}kjk 01&10&2005 ls] egkjk"Vª ljdkj }kjk fnukad 01&11&2005 ls] gfj;k.kk ljdkj }kjk fnukad

01&01&2006 ls] dukZVd rFkk flfDde ljdkj }kjk fnukad 01&04&2006 ls] ukxkyS.M] es?kky; ,oa

fetksje }kjk Øe'k% fnukad 01&01&2010] 01&04&2010 rFkk 01&09&2010 lsrFkk dsjy ljdkj }kjk

fnukad 01&04&2013 ls jk"Vªh; isa'ku iz.kkyh ykxw dh x;h gSA ,u0ih0,l0 VªLV dh osclkbZV ij

miyC/k lwpuk ds vuqlkj fofHkUu jkT; ljdkjksa }kjk jk"Vªh; isa'ku iz.kkyh ykxw fd;s tkus lEcU/kh

fooj.k bl 'kklukns'k ds lkFk layXu gSA

3&mRrj izns'k ljdkj dh lsok esa fnukad 01&04&2005 dks vFkok mlds mijkUr fu;qDr gq;s

dfri; deZpkjhx.k] tks mRrj izns'k ljdkj dh lsok esa vkus ds iwoZ fdlh vU; jkT; ljdkj dh lsok

esa iqjkuh isa'ku ;kstuk ls vkPNkfnr Fks] }kjk bl vuqjks/k ds lkFk izR;kosnu fn;s tk jgs gSa fd mUgsa

iqjkuh isa'ku ;kstuk dk ykHk fn;k tk;A blesa dqN deZpkjh ,sls gSa ftudh nwljs jkT; esa fu;qfDr dh

frfFk 01&04&2005 ds igys dh Fkh tcfd dqN deZpkjh ,sls gS ftudh nwljs jkT; esa fu;qfDr dh

frfFk 01&04&2005 vFkok mlds mijkUr dh FkhA

4&bl lEcU/k esa eq>s ;g Li"V fd;s tkus dk funs'k gqvk gS fd mRrj izns'k ljdkj dh lsok

esa fnukad 01&04&2005 dks vFkok mlds mijkUr fu;qDr dksbZ deZpkjh ;fn mRrj izns'k ljdkj dh

lsok esa vkus ds iwoZ fdlh vU; jkT; ljdkj dh lsok esa fnukad 01&04&2005 dks vFkok mlds

mijkUr fu;qfDr ds QyLo:i dk;Zjr Fkk vkSj rRle; ml jkT; esa iqjkuh isa'ku ;kstuk ykxw Fkh] rks

Hkh mRrj izns'k ljdkj ds v/khu og jk"Vªh; isa'ku iz.kkyh ls gh vkPNkfnr gksxkA ;g vkns'k fnukad

01&04&2005 ls ykxw ekuk tk;sxkA

d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A

layXud ;FkksDrA

Hkonh;]

vt; vxzoky]

lfpoA

IFMTR

[ 160 ]

'kklukns'k la[;k&15@2017@lk&3&328¼1½@nl&2017&301¼9½&2003 Vh0lh0 fnukad 28 twu] 2017

dk layXud

,u0ih0,l0 VªLV dh osclkbV ls izkIr fooj.k ds vuqlkj fofHkUu jkT; ljdkjksa }kjk

jk"Vªh; isa'ku iz.kkyh ;kstuk ykxw fd;s tkus dh frfFk;ka

Sl.

No.

State Type Data of

Notification

Data of

Adoption

Reference Number

1 Andhra

Pradesh

State

Notification

22/09/2004 1/9/2004 G.O. Ms. No. 653, Finance (Pension-1)

Department

2 Andhra

Pradesh

Other

Notification

18/06/2012 1/9/2004 Circular Memo No. 41/01/A2//

Pen.I/2012 of Finance (Pension-1)

Department

3 Arunachal

Pradesh

State

Notification

17/11/2007 1/1/2008 No.DAP/PEN/11/2004 of Finance

Department

4 Assam State

Notification

25/01/2005 1/2/2005 No. BW 3/2003/Pt.II/1 of Finance

(Budget) Department

5 Assam Other

Notification

18/10/2012 1/2/2005 No. BW 7/2008/Pt.-I/69 of Finance

(Budget) Department

6 Bihar State

Notification

31/08/2005 1/9/2005 F No. F(27)P.C.-53/04-1964 of Finance

Department

7 Bihar Other

Notification

31/08/2005 1/9/2005 F No. F(27)P.C.-53/04-1964 of Finance

Department

8 Chhattisgarh State

Notification

27/10/2004 1/11/2004 F No. 977/761/F/R/04 of Deptt. of

Finance & Planning

9 Chhattisgarh Other

Notification

1/8/2012 1/4/2012 No. 1230/F 1-41/2009/Fin./S/4/2012 of

Deptt. of Finance & Planning

10 Goa State

Notification

5/8/2005 5/8/2005 No. 12/4/2004/Fin.(R&C) of Finance

(R&C) Deptt.

11 Goa Other

Notification

5/8/2005 5/8/2005 No. 12/4/2004/Fin.(R&C) of Finance

(R&C) Deptt.

12 Gujarat State

Notification

18/03/2005 1/4/2005 G.R. No. NPN-2003-GOI-10-P of

Finance Deptt.

13 Gujarat Other

Notification

23/08/2013 1/4/2005 G.R. No. NPN-102011/O-

115/(810/2013)-P of Finance Deptt.

14 Haryana State

Notification

18/08/2008 1/1/2006 No. 1/1/2004-1 Pension of Finance Deptt.

15 Haryana Other

Notification

2/3/2010 1/1/2006 No. 2/47/2007-1 Pension of Finance

Deptt.

16 Himachal

Pradesh

State

Notification

17/08/2006 15/5/2003 No. Fin (Pen) A(3)-1/96 of Finance

(Pension) Department

17 Jammu &

Kashmir

State

Notification

24/12/2009 1/1/2010 SRO-400 of Finance Deptt.

18 Jharkhand State

Notification

9/12/2004 1/12/2004 DP-5-47-03-518/FDS of Finance Deptt.

19 Karnataka State

Notification

31/03/2006 1/4/2006 FD(SPL) 04 PET 2005 of Finance Deptt.

20 Kerala State

Notification

7/1/2013 1/4/2013 G.O.(P) No. 20/2013/Fin. of Finance

(Pension A) Deptt.

21 Madhya

Pradesh

State

Notification

13/04/2005 1/1/2005 No. F- 9/3/2003/Niyam/4, Bhopal of

Finance Deptt.

22 Madhya

Pradesh

Other

Notification

22/05/2010 1/1/2005 No. F- 9/3/2003/Niyam/4, Bhopal of

Finance Deptt.

IFMTR

[ 161 ]

23 Maharashtra State

Notification

31/10/2005 1/11/2005 No. CPS-1005/126/SER-4 of Finance

Deptt.

24 Manipur State

Notification

31/12/2004 1/1/2005 No. 9/44/2004-FD(PIC) of Finance

Deptt. Pay Implementation Cell

25 Meghalaya State

Notification

24/03/2010 1/4/2010 FEMPC 7/2007/Pt.II/66 of Finance

(Pension Cell) Deptt.

26 Mizoram State

Notification

17/06/2010 1/9/2010 No. G- 17011/2/2008-F. APF of Finance

Deptt.

27 Nagaland State

Notification

28/01/2010 1/1/2010 No. Fin ESTT-3/04/Pt of Finance

Deptt.(Establishment Branch & ROP

Cell)

28 Odisha State

Notification

17/09/2005 1/1/2005 No. Pen-5/05-44451/F of Finance Deptt.

29 Odisha Other

Notification

1/11/2012 1/1/2005 No. Pen-250/1236690/F of Finance

Deptt.

30 Punjab State

Notification

2/3/2004 1/1/2004 No. 8/1/2004-3FPII/2078 of Finance

Deptt.

31 Punjab Other

Notification

9/7/2012 1/1/2004 No. 5/44/2012-5FPPI/758 of Finance

Deptt.

32 Rajasthan State

Notification

28/01/2004 1/1/2004 No. F 13(1)FD/Rules/2003 of Finance

Deptt. (Rules Division)

33 Rajasthan Other

Notification

20/06/2011 1/1/2004 No. F 133/NPS/SAB/2011/527 of State

Insurance and Provident Fund Deptt.

34 Sikkim State

Notification

10/11/2010 1/4/2006 No. GOS/Fin.(Adm) 98-99/0-

043/Fin/304 of Finance, Revenue &

Expenditure Department.

35 Tamil Nadu State

Notification

6/8/2003 1/4/2003 GO No. 259 of Finance Deptt.

36 Uttar Pradesh State

Notification

28/03/2005 1/4/2005 UP Gazette Notification

37 Uttar Pradesh Other

Notification

21/03/2012 1/4/2005 S-3-517/10-2012/301(9)/SAB/2011

38 Uttarakhand State

Notification

25/10/2005 1/10/2005 No. 21/XXVII(7)CPS/2005 of Finance

(General Rules-Pay Commission)

Section-7

39 Uttarakhand Other

Notification

25/10/2005 1/10/2005 No. 21/XXVII(7)CPS/2005 of Finance

(General Rules-Pay Commission)

Section-7

IFMTR

[ 162 ]

la[;k&26@2017@lk&3&437@nl&2017&301¼1½@,l0,0ch0@ 2011

izs"kd]

uhy jru dqekj]

fo'ks"k lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr vij eq[; lfpo@çeq[k lfpo@lfpo] mRrj izns'k 'kkluA


3& funs'kd] isa'ku funs'kky;] mRrj izns'k] y[kuÅ

foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 8vxLr] 2017

%&jkT; ljdkj }kjk lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr ikssf"kr

Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku ç.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa

tek /kujkf'k dk çku [kkrs esa gLrkUrj.kA

egksn;]

mi;qZDr fo"k;d isa'ku funs'kky; ds i=kad&is0fu0@,u0ih0,e0@feyku&2018@

2017&18&4789] fnukad 24-7-2017 }kjk fd;s x;s çLrko ds lanHkZ esa eq>s ;g dgus dk funs'k gqvk gS

fd çns'k ds jkT; ljdkj }kjk lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr

Lok;Rr'kklh laLFkkvksa esa jk"Vªh; isa'ku ç.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa tek

/kujkf'k muds çku [kkrs esa gLrkUrfjr fd;s tkus gsrq funs'kd] isa'ku funs'kky;] m0ç0] y[kuÅ dks

,rn~}kjk vf/kd`r fd;k tkrk gSA —i;k çdj.k esa fu;ekuqlkj vko';d dk;Zokgh lqfuf'pr djk;saA

Hkonh;]

uhy jru dqekj]

fo'ks"k lfpoA

&&&&&&

la[;k&22@2018@lk&3&845@nl&2018&301¼09@2011

izs"kd]

latho feRry]

vij eq[; lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr çeq[k lfpo@lfpo] mRrj izns'k 'kkluA


foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ%fnukad 22 vDVwcj] 2018

%& jk"Vªh; isa'ku ç.kkyh dk fØ;kUo;u

egksn;]

çns'k esa jk"Vªh; isa'ku ç.kkyh (NPS) ds fØ;kUo;u gsrq fuxZr 'kklukns'k

la[;k&lk&3&1067@nl&2011&301¼09½@2003 fnukad 15&09&2011 esa ljdkjh deZpkfj;ksa ds laca/k

esa foLr`r çfØ;k nh xbZ gS ftlesa deZpkfj;ksa ds ijekusUV fjVk;jesUV vdkm.V uEcj (PRAN)

iathdj.k dh izfØ;k Hkh lfEefyr gSA

IFMTR

[ 163 ]

2&jkT; ljdkj }kjk us'kuy flD;ksfjVht fMikftVjh fy0 (NSDL) dks lsUVªy fjdkMZ dhfiax

,tsUlh (CRA) ds :i esa vuqcaf/kr fd;k x;k gSA NSDL}kjk vius iksVZy https://cra-nsdl.comij vkWu

ykbZu (PRAN) iathdj.k dh lqfo/kk miyC/k djk nh x;h gSA

3&bl lca/k esa 'kklu }kjk lE;d~ fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd NPS ds varxZr

dkfeZdksa ds PRAN iathdj.k gsrq NSDL ds iksVZy https://cra-nsdl.comij miyC/k vkuykbZu çku

tujs'ku ekWM;wy (OPGM) dk ç;ksx fd;k tk;sA

Hkonh;]

latho feRry]

vij eq[; lfpoA

&&&

la[;k&23@2018@lk&3&828@nl&2018&301¼09½&,l0,0ch0&2011

izs"kd]

latho feRry]

vij eq[; lfpo]

mRrj izns'k 'kkluA

lsok esa]

1& leLr çeq[k lfpo@lfpo] mRrj izns'k 'kkluA



%& jk"Vªh; isa'ku ç.kkyh dk fØ;kUo;u

egksn;]

çns'k esa jk"Vªh; isa'ku ç.kkyh (NPS) ds fØ;kUo;u gsrq fuxZr 'kklukns'k

la[;k&lk&3&517@nl&2012&301¼09½@,l0,0ch0@2011 fnukad 21&3&2012 esa çns'k ljdkj ls

lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa

ds laca/k esa foLr`r çfØ;k nh xbZ gS ftlesa deZpkfj;ksa ds ijekusUV fjVk;jesUV vdkm.V uEcj

(PRAN) iathdj.k dh izfØ;k Hkh lfEefyr gSA

2&jkT; ljdkj }kjk us'kuy flD;ksfjVht fMikftVjh fy0 (NSDL) dks lsUVªy fjdkMZ dhfiax

,tsUlh (CRA) ds :i esa vuqcaf/kr fd;k x;k gSA NSDL}kjk vius iksVZy https://cra-nsdl.comij vkWu

ykbZu (PRAN)iathdj.k dh lqfo/kk miyC/k djk nh x;h gSA

3&bl lca/k esa 'kklu }kjk lE;d~ fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd NPS ds varxZr

dkfeZdksa ds PRAN iathdj.k gsrq NSDL ds iksVZy https://cra-nsdl.comij miyC/k vkuykbZu çku

tujs'ku ekWM;wy(OPGM) dk ç;ksx fd;k tk;sA

Hkonh;]

latho feRry]

vij eq[; lfpoA

&&&

IFMTR

[ 164 ]

mRrj çns'k 'kklu


la[;k&30&2018@lk&3&1126@nl&2018&301¼9½@2011&2

y[kuÅ % fnukad 18 fnlEcj] 2018

dk;kZy;&Kki

mRrj izns'k ljdkj }kjk fnukad 01 vizSy 2005 ls jk"Vªh; isa'ku iz.kkyh ykxw dh x;h gSA

jk"Vªh; isa'ku iz.kkyh ls ,sls lHkh dkfeZd vkPNkfnr gS tks fnukad 01 vizSy 2005 dks vFkok mlds

mijkUr jkT; ljdkj dh lsok esa izos'k djrs gSa vFkok jkT; ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa

vFkok jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ftuesa jkT; ljdkj dh isa'ku ;kstuk

dh Hkkafr isa'ku ;kstuk iwoZ ls ykxw Fkh] dh lsok esa izos'k djrs gSaA

2&jk"Vªh; isa'ku iz.kkyh ds vUrxZr lEcfU/kr dkfeZdksa dk iathdj.k fd;s tkus gsrq isa'ku Q.M

fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk rRle; p;fur lsUVªy fjdkMZ dhfiax

,tsUlh&us'kuy flD;ksfjVht fMikWftVjh fy0 ,u0,l0Mh0,y0 dks jkT; ljdkj }kjk fnukad

12&08&2011 dks vuqcaf/kr fd;k x;kA

3&ih0,Q0vkj0Mh0,0 ds ifji= la[;k PFRDA/2017/1/CRA/1 fnukad 03 tuojh 2017

lifBr ifji= la[;k&PFRDA/2017/5/CRA/2 fnukad 09 Qjojh 2017 }kjk esllZ dkohZ dEI;wVj 'ks;j

izk0 fy0 dks f}rh; lsUVªy fjdkMZ dhfiax ,tsUlh ds :i esa p;fur fd;k x;k gSA

4& mRrj izns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ljdkjh deZpkfj;ksa rFkk jkT; ljdkj

ls lgk;rk izkIr f'k{k.k laLFkkvksa ,oa Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dh la[;k cgqr cM+h gSa rFkk

muds iathdj.k ds dk;Z esa visf{kr xfr ugha vk ik jgh gSA

5&mi;qZDr dks /;ku esa j[krs gq;s jkT; ljdkj }kjk ;g fu.kZ; fy;k x;k gS fd csfld f'k{kk

ifj"kn jkT; ljdkj ls lgk;rk izkIr izkFkfed ek/;fed ,oa mPp f'k{k.k laLFkkvksa ds ,sls dkfeZdksa ds

jk"Vªh; isa'ku iz.kkyh ds vUrxZr izku (PRAN) iathdj.k ,oa (PRAN) [kkrksa ds j[k-j[kko gsrq lsUVªy

fjdkMZ dhfiax ,tsUlh ds :i esa esllZ dkohZ dEI;wVj'ks;j izk0 fy0 dks vuqcfU/kr fd;k tk;s ftudk

iathdj.k vkns'k fuxZr gksus dh frfFk rd ugha gqvk gSA esllZ dkohZ dEI;wVj'ks;j izk0fy0 }kjk vuqca/k

gLrk{kfjr fd;s tkus dh frfFk ls lsUVªy fjdkMZ dhfiax ,tsUlh dk dk;Z fd;k tk;sxkA ,sls dkfeZd

ftudk izku iathdj.k ,u0,l0Mh0,y0 }kjk fd;k tk pqdk gS muds [kkrksa dk j[k-j[kko

,u0,l0Mh0,y0 }kjk fd;k tkrk jgsxkA

vkKk ls]

vyduank n;ky]

lfpoA

IFMTR

[ 165 ]

la[;k&05@2019@lk&3&91@nl&2019&301¼9½&2019

izs"kd]

latho feRry]

vij eq[; lfpo

mRrj izns'k 'kkluA

lsok esa]

1& leLr vij eq[; lfpo@izeq[k lfpo@lfpo mRrj izns'k 'kkluA


foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 13 Qjojh] 2019

%& jk"Vªh; isa'ku ç.kkyh ds varxZr fu;ksDrk va'knku esa la'kks/kuA

egksn;]

jkT; ljdkj dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003 fnukad 28 ekpZ

2005 }kjk jkT; ljdkj dh lsok esa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr ,slh

leLr Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT; ljdkj dh

iqjkuh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa 01 vizSy 2005 ls leLr ubZ HkfrZ;ksa ij

uoifjHkkf"kr va'knku isa'ku ;kstuk ¼jk"Vªh; isa'ku iz.kkyh½ ykxw dh xbZ gSA mDr vf/klwpuk }kjk

foRrh; lsok;sa foHkkx foRr ea=ky; Hkkjr ljdkj dh vf/klwpuk la[;k&5&7@2003&bZlhch ,.M ihvkj

fnukad 23 vxLr 2003 ds vuq:i ;g O;oLFkk dh x;h fd ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk

¼jk"Vªh; isa'ku ç.kkyh ,u0ih0,l0½ ds vUrxZr deZpkjh }kjk osru vkSj egaxkbZ HkRrs ds 10 çfr'kr ds

lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxk rFkk blh ds lerqY; lsok;kstd dk va'knku jkT;

ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@lgk;rk çkIr f'k{k.k laLFkk }kjk fd;k tk;sxkA

2&Hkkjr ljdkj dh vf/klwpuk la[;k&1@3@2016&ihvkj fnukad 31 tuojh] 2019 }kjk ;g

O;oLFkk dj nh x;h gS fd jk"Vªh; isa'ku ç.kkyh ds varxZr deZpkjh dk ekfld va'knku mlds osru

vkSj egaxkbZ HkRrs dk 10 çfr'kr gksxk vkSj dsUæ ljdkj dk ekfld va'knku fnukad 01 vçSy] 2019

ls osru vkSj egaxkbZ HkRrs dk 14 çfr'kr gksxkA

3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd dsaæ ljdkj dh mi;qZDr vf/klwpuk

fnukad 31 tuojh] 2019 esa dh x;h O;oLFkk ds Øe esa jkT; ljdkj }kjk vius deZpkfj;ksa ds laca/k esa

;g fu.kZ; fy;k x;k gS fd ,u0ih0,l0 ds vUrxZr deZpkjh }kjk iwoZor~ osru vkSj egaxkbZ HkRrs ds 10

çfr'kr ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxk RkFkk fnuakd 01 vçSy] 2019 ls jkT;

ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@futh f'k{k.k laLFkk }kjk osru vkSj egaxkbZ HkRrs ds 14

çfr'kr ds cjkcj fu;ksDrk dk va'knku fd;k tk;sxkA

4&;g vkns'k ljdkjh deZpkfj;ksa vkSj jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa

,oa ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ds deZpkfj;ksa ij leku :i ls ykxw gksaxsA

Hkonh;]

latho feRry]

vij eq[; lfpoA

&&&&&

IFMTR

[ 166 ]

la[;k&06@2019@lk&3&91,@nl&2019&301¼9½&2019

izs"kd]

latho feRry]

vij eq[; lfpo

mRrj izns'k 'kkluA

lsok esa]

1& leLr vij eq[; lfpo@izeq[k lfpo@lfpo mRrj izns'k 'kkluA


foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 13 Qjojh] 2019

%& jk"Vªh; isa'ku ç.kkyh dks ;qfDrlaxr cuk;k tkukA

egksn;]

jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½&2003 fnukad 28 ekpZ

2005 }kjk jkT; ljdkj dh lsok esa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr ,slh

leLr Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT; ljdkj dh

iqjkuh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa 01 vizSy 2005 ls leLr ubZ HkfrZ;ksa ij

uoifjHkkf"kr va'knku isa'ku ;kstuk ¼jk"Vªh; isa'ku iz.kkyh½ ykxw dh xbZ gSA mDr vf/klwpuk }kjk

foRrh; lsok;sa foHkkx foRr ea=ky; Hkkjr ljdkj dh vf/klwpuk la[;k&5&7@2003&bZlhch ,.M ihvkj

fnukad 23 vxLr 2003 ds vuq:i ;g O;oLFkk dh x;h FkhA

2&jk"Vªh; isa'ku ç.kkyh ¼,u0ih0,l0½ dks ;qfDrlaxr cuk;s tkus gsrq Hkkjr ljdkj dh

vf/klwpuk la[;k&1@3@2016&ihvkj fnukad 31 tuojh] 2019 }kjk dh x;h O;oLFkkvksa ds Øe esaa

jkT; ljdkj }kjk fuEukuqlkj fu.kZ; fy;s x;s gSa%&

¼1½ ,u0ih0,l0 ds fV;j&1 esa isa'ku fuf/k vkSj fuos'k iSVuZ dk fodYi fuEukuqlkj gksxk %&

¼d½ isa'ku fuf/k dk fodYi %&ljdkjh vfHknkrkvksa dks futh {ks= isa'ku fuf/k lfgr fdlh Hkh

isa'ku fuf/k dk p;u djus dh vuqefr gksxhA os o"kZ esa ,d ckj vius fodYi dks cny ldsaxsA

rFkkfi lfEefyr lkoZtfud {ks= isa'ku fuf/k dh orZeku O;oLFkk ekStwnk vkSj u;s ljdkjh

vfHknkrkvksa ds fy, Lor% miyC/k jgsxhA

¼[k½ fuos'k i)fr dk fodYi %&ljdkjh deZpkfj;ksa dks fuos'k ds fuEufyf[kr fodYi fn;s

tk;saxs uker%&

¼i½ ljdkjh deZpkfj;ksa dh orZeku ;kstuk orZeku vkSj u;s ljdkjh vfHknkrkvksa ds fy, Lor%

miyC/k ;kstuk ds :i esa tkjh jgsxhA bl ;kstuk ds varxZr ih0,Q0vkj0Mh0,0 ds fn'kk

funsZ'kksa ds vuqlkj lkoZtfud miØe {ks= ds rhu fuf/k çca/kdksa ds chp muds iwoZ ds dk;Z

fu"iknu ds vk/kkj ij fuf/k;ka vkoafVr dh tkrh gSA

¼ii) ,sls vfHknkrk tks U;wure tksf[ke ds lkFk fuf'pr çfrQy ds fodYi dk p;u djrs gSa]

dks ljdkjh çfrHkwfr;ksa ¼;kstuk th½ esa 100 çfr'kr fuos'k djus dk fodYi miyC/k gksxkA

¼iii½ ,sls vfHknkrk tks mPprj çfrQy ds fodYi dk p;u djrs gSa mUgsa thoupØ ij

vk/kkfjr fuEufyf[kr nks ;kstukvksa dk fodYi miyC/k gksxk %&

* ijaijkxr ¼dUtosZfVo½ thou pØ fuf/k ftlesa bfDoVh eas fuos'k dh vf/kdre lhek 25

çfr'kr gksxh&¼,y0lh0&25½

* lkekU; ¼ekWMjsV½ thou pØ fuf/k ftlesa bfDoVh esa fuos'k dh vf/kdre lhek 50 çfr'kr

gksxh&¼,y0lh0&25½

IFMTR

[ 167 ]

¼x½ iqjkus dkWiZl ds fodYiksa dks ykxw djuk %&Hkkjr ljdkj }kjk vius deZpkfj;ksa dks isa'ku fuf/k vFkok

fuos'k i)fr esa ifjorZu dhs tks vuqefr çnku dh x;h gS mlds vuq:i gh ;g lqfo/kk jkT; ljdkj

ds deZpkfj;ksa dks miyC/k gksxhA

¼?k½ iqjkus dkWiZl dks ,d leqfpr le;kof/k esa varfjr djuk %&ljdkjh {ks= ds vfHknkrkvksa ds fy, u;s

fodYiksa ds vuqlkj ih0,Q0vkj0Mh0,0 }kjk lafpr dkWiZl dks leqfpr le;kof/k vFkkZr 05 o"kZ esa

vUrfjr djus dh ,d ;kstuk rS;kj dh tk ldrh gSA ih0,Q0vkj0Mh0,0 }kjk ;kstuk rS;kj fd;s

tkus ij mDr ;kstuk ds vuqlkj lafpr dkWiZl ds laca/k esa isa'ku fuf/k vFkok fuos'k i)fr esa ifjorZu

dh vuqefr nh tk ldrh gSA

¼2½ 01 vçSy] 2005 ls 31 ekpZ] 2019 rd va'knkuksa dks tek u djus vFkok nsjh ls tek

djus gsrq {kfriwfrZ %

¼d½ mu lHkh ekeyksa esa ftuesa jkT; ljdkj vFkok lgk;rk çkIr laLFkkvksa@f'k{k.k laLFkkvksa ds

vfHknkrkvksa ds osru esa ls 31 ekpZ] 2019 rd dVkSrh rks dj yh x;h Fkh ysfdu jkf'k dks

lh0vkj0,0 flLVe esa lEçsf"kr ugha fd;k x;k Fkk vFkok nsjh ls lEçsf"kr fd;k x;k Fkk

va'knku dh jkf'k dks dVkSrh dh frfFk ls ysdj vfHknkrk ds ,u0ih0,l0 [kkrs esa tek gksus

dh frfFk rd dh vof/k ds fy, th0ih0,Q0 ij le;≤ ij ;Fkk ykxw njksa ij C;kt ds

lkFk vfHknkrk ds ,u0ih0,l0 [kkrs esa tek fd;k tk,A

¼[k½ mu lHkh ekeyksa ftuesa mi;qZDr Js.kh ds vfHknkrkvksa ds osru ls ,u0ih0,l0 va'knkuksa dh

dVkSrh ugha dh x;h Fkh] esa vfHknkrk dks vc va'knku tek djkus dk fodYi fn;k tk,A

;fn og vc va'knku tek djus dk fodYi pqurk gS rks va'knku dh jkf'k dks ,deq'r :i

esa vFkok ekfld fd'rksa esa ,u0ih0,l0 [kkrs esa tek djk;k tk ldrk gSA

¼x½ mu lHkh ekeyksa ftuesa 31 ekpZ] 2019 rd ns; fu;ksDrk va'knku lh0vkj0,0 flLVe esa

lEçsf"kr ugha gq, Fks vFkok nsjh ls lEçsf"kr gq, Fks ¼Hkys gh vfHknkrk va'knkuksa dh dVkSrh gqbZ

Fkh vFkok ugha½] esa fu;ksDrk va'knku dh jkf'k fu;ksDrk va'knku ns; gksus dh frfFk ls ysdj

vfHknkrk ds ,u0ih0,l0 [kkrs esa okLrfod :i esa tek gksus rd dh vof/k ds fy,

th0ih0,Q0 ij le;≤ ij ;Fkk ykxw njksa ij C;kt ds lkFk vfHknkrk ds ,u0ih0,l0

[kkrs esa tek fd;k tk;A

3&Hkkjr ljdkj dh vf/klwpuk fnukad 31 tuojh] 2019 ds leLr çko/kku 01 vçSy] 2019 ls

ykxw fd;s x;s gSA vr% jkT; ljdkj }kjk Hkh mi;qZDr leLr çko/kku 01 vçSy] 2019 ls ykxw fd;s

tk;saxsA ;g vkns'k ljdkjh deZpkfj;ksa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr

Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ds deZpkfj;ksa ij leku :i ls

ykxw gksaxsA

Hkonh;]

latho feRry]

vij eq[; lfpoA

IFMTR

[ 168 ]

mRrj çns'k 'kklu

foRr ¼lkkeU;½ vuqHkkx&3

la[;k&15&2019@lk&3&309@nl&301¼9½@2003


vf/klwpuk

isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 2013 vf/kfu;e la[;k 23, lu~ 2013

dh /kkjk 20 dh mi/kkjk ¼1½ ds lkFk ifBr /kkjk 12 dh mi/kkjk ¼4½ ds v/khu 'kfDr;ksa dk ç;ksx djds

jkT;iky fnukad 01 vçSy] 2005 ls vf/klwpuk la[;k&lk&379@nl&2005&301¼9½&2003 fnukad 28

ekpZ] 2005 esa mfYyf[kr leLr deZpkfj;ksa ds fy, jk"Vªh; isa'ku ç.kkyh dks foLrkfjr djrs gSa vkSj ;g

funs'k nsrs gSa fd ;Fkk la'kksf/kr mDr vf/klwpuk mDr /kkjk 12¼4½ ds v/khu vf/klwfpr dh x;h le>h

tk;sxhA

Hkonh;]

latho feRry]

vij eq[; lfpoA

&&&&

IN pursuance of the provision of clause (3) of Article 348 of the Constitution, the Governor is pleased

to order the publication of the following English translation of Notification no. 15/2019/Sa-3-309/XX-

2019-301(9)/2003, dated April 10, 2019:

UTTAR PRADESH SHASAN

Vitta (Samanya) Anubhag-3

Notification

No. 15-2019/G-3-309/X-2019-301(9)/2003

Lucknow : Dated April 10, 2019

IN exercise of the powers under sub-section (4) of section 12 read with sub-section (1) of section 20

of the Pension Fund Regulatory and Development Authority Act, 2013 (Act no. 23 of 2013), the Governor

is pleased to extend National Pension System to all the employees mentioned in notification no. G-3-

379/X-2005-301(9)-2003 dated March 28,. 2005 with effect from 1st April, 2005 and to direct that the said

notification as amended shall be deemed to have been notified under the said section 12(4).

By Order

SANJIV MITTAL,

Additional Chief Secretary.

-----------------

IFMTR

[ 169 ]

mRrj çns'k ljdkj


la[;k&lk&16@2019@lk&3&322@nl&2019&301¼8½@2015

y[kuÅ%16 viSzy] 2019

vf/klwpuk

izdh.kZ

lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr “kfDr;ksa dk iz;ksx djds jkT;iky] mRrj

izns”k esa viuh izo`fRr ds laca/k esa vaxhd`r flfoy lfoZl jsX;qys”kUl dks la”kksf/kr djus dh n`f’V ls

fuEufyf[kr fofu;ekoyh cukrs gSa%&

mRrj izns”k flfoy lfoZl ¼la”kks/ku½ fofu;ekoyh] 2019

laf{kIr uke vkSj 1&¼1½ ;g fofu;ekoyh mRrj izns”k flfoy lfoZl ¼la”kks/ku½ fofu;ekoyh]

izkjEHk 2019 dgh tk;sxhA

¼2½ ;g vf/klwpuk la[;k% lk&3&379@nl&2005&301¼9½&2003

fnukad 28 ekpZ] 2005 ds fuxZr gksus ds fnukad ls izo`Rr gksxhA

vuqPNsn 350 esa 2& mRrj izns”k flfoy lfoZl jsX;qys”kUl esa] vuqPNsn 350 ds fo|eku

u;s ijUrqd dk ijUrqd ds uhps fuEufyf[kr ijUrqd tksM+ fn;k tk;s&

c<+k;k tkuk “ Provided further that the provisions of this Article shall apply

to the government servants who have joined service before April

01, 2005. The government servants who join service on or after

01, 2005 shall be governed by the new defined contribution

pension system notified by the state government vide notification.

No G-3-379/X-2005-301(9)-2003 dated March 28, 2005 with all

subsequent amendments.”

vkKk ls]

latho feRry]

vij eq[; lfpoA

---------------

IFMTR

[ 170 ]

mRrj izns'k 'kklu

iapk;rh jkt vuqHkkx&2

la[;k&01@2020@212@33&2&2020&58th&17 Vh0lh0

y[kuÅ% fnukad 21 tuojh] 2020

jkT; ljdkj us mRrj izns'k dh ftyk iapk;rksa ds dsUæh; ,oa vdsUæh; laØkE; laoxZ lsok esa

fnukad 1 vizSy] 2005 vFkok mlds i'pkr~ fu;qDr@fofu;fer fd, x;s u;s izos'kdksa] ftudk foRr

iks"k.k ftyk iapk;rksa }kjk Lo;a ds lalk/kuksa }kjk fd;k tkrk gS] ij uoifjHkkf"kr va'knku isa'ku ;kstuk

ykxw djus ds fuEufyf[kr izLrko dks vuqeksfnr fd;k gS %&

¼1½ mRrj izns'k dh ftyk iapk;rksa ds dsUæh;@vdsUæh; laØkE; laoxZ lsok ds fnukad

1 vizSy] 2005 vFkok mlds i'pkr~ fu;qDr@fofu;fer leLr ubZ HkfrZ;ksa ij 1 vizSy] 2005 ls

ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk vfuok;Z :i ls ykxw gksxhA

¼2½ ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr osru vkSj egaxkbZ HkRrs ds 10 izfr'kr

ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxkA blh ds lerqY; lsok;kstd dk va'knku

izns'k dh ftyk iapk;rksa }kjk fd;k tk;sxk] ijUrq fnukad 1 vizSy] 2019 ls bl vkns'k ds

izLrj&3 esa nh x;h O;oLFkkuqlkj fu;ksDrk va'knku fn;k tk;sxk rFkkfi jkT; ljdkj }kjk bl

iz;kstu gsrq fdlh Hkh izdkj dh foRrh; lgk;rk ugha nh tk;sxhA va'knku rFkk fuos'k ls gksus

okyh vk; dks ,d [kkrs esa tek fd;k tk;sxk tks isa'ku fV;j&1 [kkrk gksxkA lsok vof/k esa bl

[kkrs ls fdlh Hkh vkgj.k dh vuqefr ugha nh tk;sxhA u;s izos'kdksa tks ubZ ifjHkkf"kr va'knk;h

isa'ku ;kstuk ls vkPNkfnr gksaxs] dks ifjHkkf"kr ykHk isa'ku lg lkekU; Hkfo"; fuf/k ;kstuk ds

orZeku micU/kksa ds ykHk izkIr ugha gksaxsA

¼3½ pw¡fd u;s HkrhZ'kqnk yksd lkekU; Hkfo"; fuf/k esa va'knku djus esa l{ke ugha gksaxs vr% os

isa'ku ,d&fV;j [kkrs ds vfrfjDr ,d LoSfPNd nks&fV;j [kkrk Hkh j[k ldrs gSaA rFkkfi ftyk

iapk;rsa fV;j&nks [kkrs esa dksbZ va'knku ugha djsaxhA nks&fV;j [kkrs esa vfLr;ksa dk

fuos'k@izcU/ku Bhd mlh izfØ;k ds vuqlkj fd;k tk;sxk tks isa'ku ,d&fV;j [kkrs ds fy, gSA

rFkkfi deZpkjh vius /ku ds ^f}rh; fV;j* ds lEiw.kZ va'k ;k mlds fdlh Hkkx dks fdlh Hkh

le; fudkyus ds fy, Lora= gksxkA

¼4½ dksbZ deZpkjh viuh lsokfuo`fRr ds le; isa'ku iz.kkyh ds fV;j&1 dks lkekU;r% NksM+

ldsxkA ,slk djrs le; deZpkjh ls vfuok;Z :i ls ;g vis{kk dh tk;sxh fd og fdlh ekU;rk

izkIr chek dEiuh ls ,d okf"kZdh dk Ø; djsa vkSj viuh isa'ku lEifRr ds 40 izfr'kr dk fuos'k

djsa] ftlls fd og lsokfuo`fRr ds le; vius thoudky ds fy, rFkk mlds vkfJr ekrk&firk

rFkk mlds fookfgrh ds fy, isa'ku dh O;oLFkk dj ldsA 'ks"k isa'ku lEifRr] deZpkjh }kjk ,d

eq'r :i esa izkIr dh tk;sxh ftls og fdlh Hkh jhfr esa miHkksx djus ds fy, Lora= gksxkA

deZpkjh }kjk lsokfuo`fRr ds iwoZ gh isa'ku fV;j&,d dks NksM+us dh n'kk esa vfuok;Z okf"kZdhdj.k

fuos'k isa'ku lEifRr dk 80 izfr'kr gksxkA

¼5½ ,sls vusd isa'ku fuf/k izcU/kd gksaxs tks eq[; :i ls rhu Jsf.k;ks a ds fuos'kijd fodYi

izLrkfor djsaxsA isa'ku fuf/k izcU/kd rFkk vfHkys[kiky la;qDr ls vius foxr dk;Z&dyki ds ckjs

esa vklkuh ls le>h tkus okyh lwpuk nsaxs ftlls fd deZpkjh fuos'kkRed fodYiksa esa ls lwfpr

fodYiksa dks pqu ldsA

2&uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds izpkyuhdj.k ds fy, izHkkoh fnukad 1 vizSy] 2005

gksxhA

3&ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr mRrj izns'k dh ftyk iapk;rksa ds

vf/kdkfj;ksa@deZpkfj;ksa }kjk iwoZor osru vkSj egaxkbZ HkRrs ds 10 izfr'kr ds lerqY; /kujkf'k dk

IFMTR

[ 171 ]

ekfld va'knku fd;k tk;sxk rFkk fnukad 1 vizSy] 2019 ls mRrj izns'k dh ftyk iapk;rksa }kjk

deZpkfj;ksa@vf/kdkfj;ksa ds osru vkSj egaxkbZ HkRrs ds 14 izfr'kr ds cjkcj dk va'knku fd;k tk,xkA

4&mDr ds vfrfjDr ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds lEcU/k esa tks Hkh fu;e ljdkjh

lsodksa ds lEcU/k esa jkT; ljdkj }kjk le;≤ ij fuxZr fd;s x;s gksa vFkok fd;s tk,a os ftyk

iapk;r ds lsodksa ij Hkh Lor% izHkkoh ekus tk,axsA

5&;g vkns'k foRr foHkkx ds v'kkldh; i= la[;k ;w0vks0&lk&3&09@nl&2020] fnukad

10 tuojh] 2020 esa izkIr mudh lgefr ls fuxZr fd;s tk jgs gSaA

vuhrk flag]

izeq[k lfpoA

IFMTR

ih0,Q0vkj0Mh0,0

}kjk tkjh vf/klwpuk,a

,oa ldqZylZ

IFMTR

[ 172 ]

foRr ea=ky;

¼vkfFkZd dk;Z foHkkx½

¼bZlhch ,.M ihvkj çHkkx½

vf/klwpuk

ubZ fnYyh] 22 fnlEcj] 2003

&&&&&&

-&ljdkj us fnukad 23 vxLr] 2003 dks ifjHkkf"kr ykHk

isa'ku ç.kkyh dh ekStwnk ç.kkyh dks gVkrs gq,] çFke pj.k esa dsUæ ljdkj dh lsok esa vkus okys u,

ços'kdrkZvksa ftuesa l'kL= cy 'kkfey ugha gSa] ds fy, ,d ubZ iqulZajfpr ifjHkkf"kr va'knku isa'ku ç.kkyh dks

'kq: djus laca/kh o"kZ 2003&2004 dh ctV ?kks"k.kk dks fØ;kfUor djus dk çLrko vuqeksfnr fd;kA

(i) ç.kkyh 1 tuojh] 2004 ls dsUæ ljdkj dh lsok esa vkus okys lHkh u, deZpkfj;ks a ¼çFke pj.k esa

l'kL= cyksa ds flok;½ ds fy, vfuok;Z gksxhA ekfld va'knku osru rFkk egaxkbZ HkRrs dk 10

çfr'kr gksxk rFkk deZpkjh }kjk bldk Hkqxrku fd;k tk,xk vkSj dsUæ ljdkj bls lerqY;

djsxhA rFkkfi] ljdkj dh vksj ls ,sls O;fDr;ksa ds laca/k esa] tks ljdkjh deZpkjh ugha gaS] dksbZ

va'knku ugha fn;k tk,xkA va'knku rFkk fuos'k vk; dks xSj&vkgj.k ;ksX; isa'ku fV;j&I ys[ks esa

tek fd;k tk,xkA ifjHkkf"kr ykHk isa'ku rFkk lkekU; Hkfo"; fuf/k ds ekStwnk mica/k dsUæ ljdkj

dh lsok esa vk, u, ços'kdrkZvksa dks Hkh miyC/k gksaxsA

(ii) mi;qZDr isa'ku ys[ks ds vykok] çR;sd O;fDr vius fodYi ij LoSfPNd fV;j&II vkgj.k ;ksX;

ys[kk Hkh j[k ldrk gSA dsUæ ljdkj dh lsok esa vkus okys u, ços'kdksa ds fy, lkekU; Hkfo";

fuf/k ds :i esa ns; bl fodYi dks okil ys fy;k tk,xkA ljdkj bl [kkrs esa dksbZ va'knku ugha

djsxhA bu ifjlaifRr;ksa dk iw.kZr% mi;qZDr çfØ;kvksa }kjk çca/k fd;k tk,xkA rFkkfi] deZpkjh

fdlh Hkh le; *f}rh; fV;j* ys[ks esa tekjkf'k dks va'kr% vFkok iw.kZ :i esa fudklh djus ds fy,

Lora= gksxkA bl vkgj.k ;ksX; ys[ks esa isa'ku fuos'k ugha gksxk] rFkk bl ij dksbZ fo'ks"k dj ugha

yxsxkA

(iii) isa'ku ç.kkyh ds fV;j&I gsrq dksbZ O;fDr lkekU;r% 60 o"kZ vFkok blds ckn bls NksM+ ldrk gSA

NksM+rs le; O;fDr dks vfuok;Zr% okf"kZdh [kjhnus ¼vkbZvkjMh,&fu;af=r thou chek daiuh ls½ ds

fy, isa'ku jkf'k dk 40 çfr'kr fuos'k djuk vko';d gksxkA ljdkjh deZpkfj;ksa ds ekeys esa

okf"kZdh dks lsokfuofRr ds le; deZpkjh rFkk ml ij vkfJr mlds ekrk&firk rFkk mlds

ifr@iRuh ds thoudky gsrq isa'ku dh O;oLFkk djuh gksxhA O;fDr dks 'ks"k isa'ku jkf'k dh

,deq'r jkf'k çkIr gksxh ftls og fdlh Hkh rjg mi;ksx djus ds fy, Lora= gksxkA O;fDr;ksa dks

60 o"kZ dh vk;q ls iwoZ isa'ku ç.kkyh NksM+us dh NwV gksxhA rFkkfi] bl ekeys esa vfuok;Z okf"kZdh

isa'ku jkf'k dk 80 çfr'kr gksxhA

ubZ isa'ku ç.kkyh dh lajpuk

(iv) blesa ,d dsUæh;—r fjdkMZ j[kj[kko rFkk ys[kkdj.k ¼lhvkj,½ vk/kkj<kapk] vusd isa'ku fuf/k çca/kd

¼ih,Q,e½ gksaxs tks Ldheksa dh rhu Jsf.k;ksa uker% fodYi d] [k rFkk x dh is'kd'k djsaxsA

(v) Hkkxhnkj daifu;ka ¼ih,,Q,e rFkk lhvkj,½ fiNys dk;Zfu"iknu ds laca/k esa vklku ls le> esa vkus

okyh tkudkjh nsxh rkfd dksbZ O;fDr lwfpr fodYiksa dk ç;ksx djrs gq, ;g fuf'pr dj lds fd

mls dkSu lh Ldhe dk p;u djuk gSA

2&ubZ isa'ku ç.kkyh ds çkjaHk gksus dh çHkkoh frfFk 1 tuojh] 2004 gksxhA

;w0 ds0 flUgk]

la;qDr lfpoA

IFMTR

[ 173 ]

MINISTRY OF FINANCE

(Department of Econimic Affairs)

(ECB & PR Division)

NOTIFICATION

New Delhi, the 22nd December, 2003

F. No. 5/7/2003-ECB & PR.—The Government approved on 23rd August, 2003 the proposal to

implement the budget announcement of 2003-2004 relating to introducing a new restructured defined

contribution pension system for new entrants to Central Government service, except to Armed Forces, in

the first stage, replacing the existing system of defined benefit pension system.

(i) The system would be mandatory for all new recruits to the Central Government service from

1st of January, 2004 (except the armed forces in the first stage). The monthly contribution would

be 10 percent of the salary and DA to be paid by the employee and matched by the Central

Government. However, there will be no contribution from the Government in respect of

individuals who are not Government employees. The contributions and investment returns

would be deposited in a non-withdrawable pension tier-I account. The existing provisions of

defined benefit pension and GPF would not be available to the new recruits in the Central

Government service.

(ii) In addition to the above pension account, each individual may also have a voluntary tier-II

withdrawable account at his option. This option is given as GPF will be withdrawn for new

recruits in Central Government service. Government will make no contribution into this

account. These assets would be managed through exactly the above procedures. However, the

employee would be free to withdraw part or all of the 'second tier' of his money anytime. This

withdrawable account does not constitute pension investment and would attract no special tax

treatment.

(iii) Individuals can normally exit at or after age 60 years for tier-I of the pension system. At exit the

individual would be mandatorily required to invest 40 percent of pension wealth to purchase an

annuity (from an IRDA-regulated life insurance company). In case of Government employees

the annuity should provide for pension for the lifetime of the employee and his dependent

parents and his spouse at the time of retirement. The individual would receive a lump-sum of the

remaining pension wealth, which he would be free to utilise in any manner. Individuals would

have the flexibility to leave the pension system prior toage 60. However, in this case, the

mandatory annuitisation would be 80% of the pension wealth.

Architecture of the New Pension System

(iv) It will have a central record keeping and accounting (CRA) infrastructure, several pension fund

managers (PFMs) to offer three categories of schemes viz. option A, B and C.

(v) The participating entities (PFMs and CRA) would give out easily understood information about

part performance, so that the individual would able to make informed choices about which scheme

to choose.

2. The effective date for operationalisation of the new pension system shall be from 1st of January,

2004.

U. K. SINHA,

Jt. Secy.

IFMTR

[ 174 ]

foRr ea=ky;

¼foRrh; lsok,a foHkkx½

ladYi

ubZ fnYyh] 14 uoEcj] 2008

-&ljdkj us fnukad 23 vxLr] 2003 dks ifjHkkf"kr ykHk isa'ku

ç.kkyh dh ekStwnk ç.kkyh dks gVkrs gq,] çFke pj.k esa dsUæ ljdkj dh lsok esa u, ços'kdrkZvksa

ftuesa l'kL= cy 'kkfey ugha gaS] ds fy, ,d ubZ iqulZajfpr ifjHkkf"kr va'knku isa'ku ç.kkyh dks 'kq:

djus laca/kh o"kZ 2003&04 dh ctV ?kks"k.kk dks fØ;kfUor djus dk çLrko vuqeksfnr fd;kA ubZ

ç.kkyh lHkh O;fDr;ksa ftuesa Lo&jkstxkj okys O;kolkf;dksa rFkk vlaxfBr {ks= esa dk;Zjr O;fDr Hkh

'kkfey gSa] ds fy, Hkh LoSfPNd vk/kkj ij] miyC/k gksxh rFkkfi] deZpkjh Hkfo"; fuf/k laxBu

¼bZih,Qvks½ rFkk vU; fo'ks"k Hkfo"; fuf/k;ksa ds v/khu vfuok;Z dk;ZØe] deZpkjh Hkfo"; fuf/k rFkk

fofo/k mica/k vf/kfu;e] 1952 rFkk bu fuf/k;ksa dks 'kkflr djus okys vU; fo'ks"k vf/kfu;eksa ds v/khu]

ekStwnk ç.kkyh ds vuqlkj dk;Z djrs jgsaxsA çLrkfor lkafof/kd çkf/kdj.k ds iwoZxkeh ds :i esa O;kid

fo/kku ds vf/kfu;eu ds ikfjr gksus rd fnuakd 10 vDVwcj] 2003 ds

Qk0la0 5@7@2003&bZlhch vkSj ihvkj ds ladYi }kjk varfje ih,QvkjMh, xfBr fd;k x;kA

rRi'pkr~ 2004 dk ih,QvkjMh, v/;kns'k la0 8] fnuakd 29 fnlEcj] 2004 dks ç[;kfir fd;k x;kA

rFkkfi] mDr vf/kfu;e 7 vçSy] 2005 dks O;ixr gks x;k vkSj lq>ko fn;k x;k fd i;kZIr lko/kkuh

ds mik; ds :i esa] vDVwcj] 2003 dk ladYi ekewyh ifjorZuksa] tks Hkh vko';d gksa] lfgriqu% tkjh

fd;k tkuk okaNuh; gSA

tcfd] ljdkj bl ckr ls larq"V gS fd ,d lexz fo/kku ds ikfjr gksus rd çLrkfor

lkafof/kd çkf/kdj.k ds iwoZxkeh ds :i esa ,d varfje fudk; xfBr djuk rFkk mls çpkyukRed

cukuk vko';d gS] ftlds lkFk varfje fudk; dk vUrr% foy; gksxk] vFkok bl çkf/kdj.k dk xBu

gks tkus ij mlesa ;g ifjofrZr fd;k tk,xkA

blfy,] vc] Hkkjr ljdkj] ,rn~}kjk foRr ea=ky; ds lEiw.kZ ç'kklfud fu;a=.k ds v/khu

varfje isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼ih,QvkjMh,½ dks fuEukuqlkj xfBr djrh gS %

(i) ih,QvkjMh, ds v/;{k rFkk vU; lnL;&nks iw.kZkdkfyd rFkk nks va'kdkfyd&1 dh

fu;qfDr vuqca/k esa nh xbZ 'krksZa ds vuqlkj dh tk,xhA

(ii) ih,QvkjMh, isa'ku cktkj dks fofu;fer rFkk fodflr djsxkAih,QvkjMh, ç;ksDrk

çHkkjksa ij vk/kkfjr viuh Lo;a dh fuf/kiks"k.k ç.kkyh cuk,xkA ,sls vfrfjDr dk;Z] ftUgsa

vko';d ekuk tk,] isa'ku cktkj ds çHkkoh fofu;eu] lao/kZu rFkk Øfed o`f) ds fy,

ih,QvkjMh, dks lkSai fn;s tk,aA

(iii) varfje ih,QvkjMh, dh v/;{krk ,sls O;fDr }kjk dh tk, tks de ls de Hkkjr ljdkj

ds lfpo ds Lrj dk vf/kdkjh gks vkSj mldh fu;qfDr dsUæ ljdkj }kjk dh tk,xhA

varfje fudk; ds vU; lnL;] ftudh la[;k pkj ls vf/kd u gks vkSj ftuesa ls nks

iw.kZdkfyd lsok djsaxs] dk p;u dsUæ ljdkj }kjk mu O;fDr;ksa esa ls fd;k tk,xk tks

vFkZ'kkL=] foRr] fof/k ,oa ç'kklfud dk;ksZa dk vuqHko rFkk Kku j[krs gksa rFkk de ls

de ,d fo"k; ls çR;sd O;fDr lacaf/kr gksA v/;{k mi;qZDr fdlh Hkh {ks= ls gks ldrk

gSA

(iv) ih,QvkjMh, ds v/;{k dks ih,QvkjMh, ds dk;ksZa dk çHkkoh :i ls fuoZgu djus ds

fy, leqfpr 'kfDr;ka çkIr gksaxhA bl ç;kstukFkZ] ih,QvkjMh, vius fy, mi;qDr

lgk;d LVkQ dh O;oLFkk djsxk rFkk i;kZIr lalk/ku tqVk,xkA

(v) ljdkj ih,QvkjMh, }kjk mixr O;;ksa dks iwjk djus ds fy, i;kZIr vuqnkuksa dh O;oLFkk

djsxh]

IFMTR

[ 175 ]

(vi) ljdkj ds lexz funs'kksa rFkk fn'kkfunsZ'kksa ds v/;/khu] ih,QvkjMh, fuEu dk;Z djsxk %&

¼d½ isa'ku cktkj ds lao/kZu rFkk lqO;ofLFkr lao`f) ls tqM+s lHkh ekeyksa laca/kh dkjZokbZ(

¼[k½ Åij fufnZ"V ç;kstukFkZ O;kid fo/kku dk çLrko( rFkk

¼x½ ,sls lHkh vU; dk;Z djsxk tks Åij ¼d½ ,oa ¼[k½ esa fufnZ"V ç;kstuksa ds fy,

çkf/kdj.k dks çR;k;ksftr fd, tk,aA

(vii) ih,QvkjMh, viuh Lo;a dh çfØ;kvksa dk fu/kkZj.k djus ds fy, Lora= gksxk rFkk mldks

vius dk;Zdj.k ls lacaf/kr vfHkys[k] foojf.k;ka] fVIif.k;ka]Kkiu] vkadM+s vFkok dksbZ vU;

laxr lkexzh ljdkjh rFkk xSj&ljdkjh fudk;ksa ls eaxokus rFkk lkFk gh muds lkFk

fopkj&foe'kZ djus dh 'kfDr;ka çkIr gksaxhA

(viii) ih,QvkjMh, dk eq[;ky; fnYyh esa gksxk rFkk og isa'ku {ks= ds fofHkUu igyqvksa ds laca/k

esa rFkk ,sls vU; fof'k"V ekeyksa ij ljdkj dks vkof/kd fjiksVZ çLrqr djsxk] tks ljdkj

}kjk le;≤ ij ekaxh tk,aA

;g ladYi 8 vçSy] 2005 ls çHkkoh ekuk tk,xkA

ds0 ih0 —".ku]

la;qDr lfpoA

&&&&

vuqcU/k&1

vUrfje isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼ih,QvkjMh,½ ds v/;{k ,oa lnL;ksa dh

fu;qfDr dk fuca/ku vkSj 'krsZa

¼d½ lsok&dky%v/;{k vkSj çR;sd lnL; dk;ZHkkj xzg.k djus dh rkjh[k ls ikap o"kZ dh vof/k

ds fy;s inHkkj laHkkysxk vkSj iqufuZ;qfDr gsrq ik= gksxk c'krsZ%

dksbZ Hkh O;fDr iSalB o"kZ dh vk;q çkIr dj ysus ds i'pkr v/;{k dk inHkkj ugha laHkkysxk%

lkFk gh] dksbZ Hkh O;fDr cklB o"kZ dh vk;q çkIr dj ysus ds i'pkr iw.kZdkfyd lnL; dk

inHkkj ugha laHkkysxkA

¼[k½ iqu% fu;qfDr ds fy, ik=rk %&v/;{k vFkok lnL;] dsUæh; ljdkj vFkok dsUæh; ljdkj

}kjk i;kZIr :i ls foRriksf"kr fdlh fudk;@çkf/kdj.k ds rgr rc rd iqu% fu;qfDr ds fy, ik=

ugha gksaxs tc rd mUgksaus nks o"kZ dh fojke vof/k iwjh u dj yh gksA blh çdkj] v/;{k vFkok lnL;

inHkkj NksM+us ds ckn nks o"kZ rd futh vk/kkj ij ,sls laxBuksa@ladk;ksa@lac) fudk;ksa esa tks lacaf/kr

fofu;ked çkf/kdj.k ds çpkyukRed U;k;kf/kdkj {ks= esa vkrs gksa] esa fu;qfDr ds fy, ik= ugha gksaxsA

iw.kZdkfyd lnL; fofu;fer fudk;ksa ls lHkh laidZ lekIr dj nsxkA iw.kZdkfyd vkSj va'kdkfyd]

nksuksa çdkj ds lnL; vius ifjokj ds lnL;ksa vFkkZr ifr@iRuh] vkfJr larku vkSj ekrk&firk ds

fofu;fer fudk; esa fu;qfDr vkSj 'ks;j/kkfjrk ds C;kSjksa dh ?kks"k.kk djsaxsA

¼x½ osru% ;fn fdlh ljdkjh vf/kdkjh dh fu;qfDr v/;{k ds :i esa gksrh gS] rks mUgsa Hkkjr

ljdkj esa lfpo dks ;FkkuqeRr osru ds led{k vFkok ljdkj }kjk ;Fkk fu/kkZfjr mlls vf/kd osru

fn;k tk,xkA osru bl fo"k; ij çpfyr vkns'kksa ds vuqlkj fu;r fd;k tk,xkA ljdkjh {ks= ds

miØe ds fdlh vf/kdkjh dh fu;qfDr ;fn v/;{k ds :i esa dh tkrh gS rks og ljdkjh {ks= ds

miØe esa vkgfjr vafre osru ds led{k osru vkgfjr djsxkA ;fn futh {ks= ds O;fDr dh fu;qfDr

v/;{k ds :i esa dh tkrh gS rks mUgsa ljdkj }kjk r; fd;k x;k osru fn;k tk,xkA ;fn ljdkjh

vf/kdkjh dk p;u iw.kZdkfyd lnL; ds :i esa fd;k tkrk gS] rks mUgsa Hkkjr ljdkj esa vij lfpo

dks ;FkkuqeRr osru ds led{k osru fn;k tk,xkA ljdkjh {ks= ds miØe ds vf/kdkjh dk p;u ;fn

iw.kZdkfyd lnL; ds :i esa fd;k tkrk gS rks mUgsa ljdkjh {ks= ds miØe esa vkgfjr vafre osru ds

led{k osru fn;k tk;sxkA futh {ks= ds fdlh O;fDr dk iw.kZdkfyd lnL; ds :i esa p;u fd,

IFMTR

[ 176 ]

tkus ij mUgsa ljdkj }kjk r; fd;k x;k osru fn;k tk,xkA va'kdkfyd lnL; ljdkj }kjk r;

fd;k x;k ÞcSBd 'kqYdß ¼flfVax Qh½ çkIr djus ds gdnkj gksaxsA

¼?k½ isa'ku%&ih,QvkjMh, ds v/;{k@lnL;ksa ds fy;s ykxw isa'ku ç.kkyh fuEu çdkj gksxh %&

(i) ,uih,l dh rtZ ij va'knk;h ¼ewy osru dk 10% $deZpkjh rFkk ekfyd nksuksa }kjk

va'knku fd;k x;k egaxkbZ HkRrk½( (ii) ;s jkf'k;ka ,uih,l dh rtZ ij ,df=r vkSj fuos'k dh tk,axh(

(iii) ctk, isa'ku lsokfuo`fRr [kkrs dh rjg ftlesa vfHknkrk dks vfuok;Z :i ls ,df=r jkf'k dk

U;wure 40% okf"kZdh nsuk gksrk gS] bu O;fDr;ksa ds laca/k esa] ;k rks okf"kZdh dh ekud ,uih,l ç.kkyh

vFkok ,df=r jkf'k$vfHko`f) dk iw.kZ vkgj.k ¼HkwriwoZ lhih,Q esa ;Fkk miyC/k dh rtZ ij½ vuqeRr

fd;k tk ldrk gS((iv) mi;qZDr ç.kkyh mu ij tks 60 o"kZ dh vk;q çkIr dj ysus ds i'pkr~

ih,QvkjMh, esa dk;Z vkjEHk djrs gaS vkSj ml vof/k ds fy, tks os ih,QvkjMh, esa fcrkrs gS a] ykxw

gksxhA

¼³½ egaxkbZ HkRrk vkSj uxj çfriwfrZ HkRrk% v/;{k vkSj lnL;] ljdkj esa led{k osru ysus

okys vf/kdkfj;ksa dks vuqeRr nj ij egaxkbZ HkRrk vkSj uxj çfriwfrZ HkRrk çkIr djus ds gdnkj gksaxsA

¼p½ NqV~Vh ;k=k fj;k;r] ;k=k HkRrk vkSj nSfud HkRrk% v/;{k vkSj lnL;ksa dks ;k=k ds nkSjku

;k=k HkRrk vkSj nSfud HkRrk led{k ewyosru ysus okys ljdkjh vf/kdkfj;ksa dks vuqeRr HkRrksa ds

vuq:i fn;k tk,xkA os dsaæh; ljdkj ds fu;a=.kk/khu ml Js.kh ds vfrfFk x`gksa@fujh{k.k caxyksa esa

ftlds fy, led{k osru okys ljdkjh vf/kdkjh ik= gSa] esa 'kgj ls ckgj lkekU; fdjk;ksa dk Hkqxrku

djus ij vLFkk;h vkokl dh lqfo/kk çkIr djus ds fy, ik= gksaxsA

¼N½ fons'k ;k=k,a % v/;{k vkSj fdlh Hkh lnL; }kjk 15 fnu rd dh ljdkjh fons'k ;k=k

fcuk ljdkjh vuqeksnu ds dh tk ldsxhA rFkkfi] ,d o"kZ esa 15 fnu ls vf/kd dh ;k=k Hkkjr

ljdkj esa led{k Js.kh ds vf/kdkfj;ksa ;FkkuqeRr ljdkjh vkns'kksa ds vuqlkj gh dh tk ldsxhA

fons'kksa esa ljdkjh çfrfuf/k eaMy ftlesa ç'kklfud lfpo vkSj v/;{k vFkok fofu;ked çkf/kdj.k ds

lnL; nksuksa 'kkfey gSa] dk lapkyu lfpo djsaxsA ?kjsyw nkSjksa ds fy, v/;{k ç'kklfud

ea=ky;@foHkkx ds lfpo dks lwfpr djsxkA

¼t½ vkokl % ih,QvkjMh, ds v/;{k vkSj lnL; dk;kZy; ls 8 fdyksehVj dh ifjf/k ds

vanj fdjk, ij vkokl ysus ds gdnkj gksaxs vkSj bl O;oLFkk ds fy, Lohdk;Z vf/kdre ykxr

2500@& #i;s çfr oxZ QqV ls vf/kd ugha gksxhA ;fn fdlh ,sls ljdkjh deZpkjh dh fu;qfDr dh

tkrh gS ftls igys ls gh ljdkjh vkokl vkoafVr fd;k x;k gks rks og mfpr Lrj ij vuqeksnu çkIr

djus ds i'pkr gh mls /kkfjr djus dk gdnkj gksxkA ftu ekeyksa esa çkf/kdj.k }kjk vkokl miyC/k

ugha djk;k tkrk] vkokl fdjk;k HkRrk] ewy osru $ egaxkbZ HkRrk $xSj&çSfDVl HkRrk] ;fn dksbZ gks]

ds 30% dh nj ij vuqeRr gksxkA

¼>½ lRdkj HkRrk % v/;{k vkSj lnL; ljdkj }kjk fd, x, fu.kZ; ds vuqlkj lRdkj HkRrs

ds gdnkj gksaxsA

¼¥½ fpfdRlk laca/kh lqfo/kk,a % v/;{k vkSj lnL; ?kjsyw fpfdRlk chek lqj{kk dks [kjhnus ds

fy, vnk fd;s x;s okLrfod çhfe;e dh çfriwfrZ ds gdnkj gksaxsA

¼V½ ifjogu % v/;{k vkSj lnL; led{k jSad ds vf/kdkfj;ksa dks ;Fkk çnRr ljdkjh dkjksa dk

ç;ksx djus dh lqfo/kk ds gdnkj gksaxsA

¼B½ Lrj % v/;{k rFkk lnL; dks vuqlfpoh; Lrj çnku ugha fd;k tk,xk rFkk fu;qfDr fd,

x, O;fDr ds iwoZ Lrj dks v/;{k@lnL; dks çnRr Lrj dk fu/kkZj.k djus ds fy, iwoksZnkgj.k ugha

ekuk tk,xkA vioknkRed :i ls ik= ekeyksa esa iw.kZ vkSfpR; ds lkFk x`g ea=ky; ds lkFk

fopkj&foe'kZ fd;k tk,xk] tks ;Fkko';d lfpoksa dh LFkk;h lfefr ds lkFk laidZ djsxk tSlk fd

fnukad 16 uoEcj] 1996 ds eaf=eaMy lfpoky; ds vuqns'k la0&99@1@5@95&eaf=eaMy esa fu/kkZfjr

fd;k x;k gSA

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¼M½ NqVVh % v/;{k vFkok lnL; lsok ds çR;sd o"kZ ds fy, 30 fnuksa dh vftZr NqVVh dk

gdnkj gksxkA NqV~Vh ds nkSjku vodk'k osru dk Hkqxrku lhlh,l ¼NqV~Vh½ fu;e 1972 ds fu;e 40

ds vuqlkj fu/kkZfjr fd;k tk,xkA çR;sd O;fDr fdlh Hkh le; ij vius [kkrs esa tek vftZr NqVVh

ds 50% dk miHkksx djus dk gdnkj gksxkA futh {ks= ls fu;ksftr v/;{k vkSj lnL;ksa ds fy, NqV~Vh

dk dksbZ udnhdj.k ugha fd;k tk,xkA

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ekeys vkSj v/;{k rFkk lnL; dh lsok 'krksZa] ftlds fy, bu funsZ'kksa esa dksbZ Li"V çko/kku ugha fd;k

x;k gS] ds gj ekeys esa dsUæ ljdkj dks mlds fu.kZ; gsrq Hkstk tk,xk vkSj dsUæ ljdkj dk fu.kZ;

ih,QvkjMh, ds fy, ck/;dkjh gksxkA

&&&&

No. 38/41/06/P&PW(A)

Government of India

Ministry of Personnel Public Grievances and Pensions

Department of Pension and Pensioners Welfare

---------

Lok Nayak Bhawan,

Khan Market, New Delhi-110 003

Dated 5th May, 2009

OFFICE MEMORANDUM

Sub : Additional Relief on death/disability of Government servants covered by the new Defined

Contribution Pension System (NPS)

The undersigned is directed to say that the pension of the Government servants appointed on or after

1.1.2004 is regulated by the new Defined Contribution Pension System (known as new Pension Scheme),

notified by the Ministry of Finance (Department of Economic Affairs) vide their O.M. No. 5/7/2003-ECB

2 PR dated 22.12.2003.

2. On introduction of the New Pension Scheme, among others, the Central Civil Services (Pension)

Rules, 1972 and the Central Civil Services (Extraordinary Pension) Rules were amended on 30.12.2003.

Under the amended Rules, the benefits of Invalid Pension/Disability Pension and Family

Pension/Extraordinary Family Pension/Liberalized Pensionary Award relief are not available to the

Government Servants appointed on or after 1.1.2004.

3. Ministry of Finance (Department of Economic Affairs) has subsequently clarified that the New

Pension Scheme is a replacement for only pension under normal circumstances and family pension in case

of death of employees after retirement.

4. A high Level Task Force (HLTF) constituted by the Government has recommended certain

additional benefits that can be provided on death or discharge on invalidation/disability of a Government

servant covered by the New Pension Scheme. It is likely to take some time before the Rules regulating

these benefits under the New Pension System are put in place.

5. Meanwhile, considering the hardships being faced by the employees appointed on or after

1.1.2004 who are discharged on invalidation/disablement and by the families of such employees who have

died during service since 1.1.2004, the President is pleased to extend the following benefits to Central

Civil government Servants covered by the New Pension Scheme. on Provisional basis till further orders:

(I) Retirement from Government service on invalidation not attributable to Government duty:

(i) Invalid Pension calculated in terms of Rule 38 and Rule 49 of the Central Civil Services

(Pension) Rules, 1972.

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(ii) Retirement gratuity calculated in terms of Rule 50 of the Central Civil Services (Pension)

Rules, 1972.

(II) Death in service not attributable to Government duty:

(i) Family Pension (including enhanced family Pension) computed in terms of Rule 54 of the

Central Civil Services (Pension) Rules, 1972.

(ii) Death gratuity computed in terms of rule 50 of the Central Civil Services (Pension) Rules,

1972.

(III) Discharge from Government service due to disease/injury attributable to Government duty:

(i) Disability Pension computed in terms of the Central Civil Services (Extraordinary Pension)

Rules.

(ii) Retirement gratuity computed in terms of the Central Civil Services (Extraordinary Pension)

Rules read with Rule 50 of the Central Civil Services (Pension) Rules, 1972.

(IV) Death in service attributable to Government duty:

(i) Extraordinary Family Pension computed in terms of Central Civil Services (Extraordinary

Pension) Rules and Scheme for Liberalised Pensionary Awards.

(ii) Death gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,

1972.

The employee/his family will also be paid Dearness Pension/Dearness Relief admissible from time to time

in addition to be above benefits, on provisional basis.

6. The above provisional payments will be adjusted against the payments to be made in accordance

with the Rules framed on the recommendations of the HLTF and recoveries, if any , will be made from

the future payments to be made on the basis of those rules.

7. The Recommendations of the HLTF envisage Payment of various benefits on death/discharge of a

Government employee after adjustment of the monthly-annuitised pension from the accumulated funds in

the NPS Account of the employee. Therefore, no payment of monthly-annuitised pension will be made to

the employee/family of the employee during the period he/she is in receipt of the provisional benefits

mentioned in para 5 above.

8. In cases where, on discharge/death of the employee, the amount of accumulated funds in the NPS

Account have been paid to be employee/family of the employee, the amount of monthly-annuitised

pension from the date of discharge/death will be worked out in accordance with the rules/regulations to be

notified by the Department of Financial Services/PFRDA and the same will be adjusted against the

payment of benefits/relief after the notified rules in this respect are in place.

9. These instructions will be applicable to those Government servants who joined Government

service on or after 1.1.2004 and will take effect from the same date i.e. 1.1.2004.

10. This Order issues with the concurrence of Ministry of Finance (Department of Expenditure) vide

their U.O. No. 127/EV/2009 dated 13.4.2009.

M. P. SINGH,

Director.

———

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No. 1(7)/DCPS(NPS)/2009/TA/221

Office of the Controller General of Accounts

Department of Expenditure

Ministry of Finance

7th Floor, Lok Nayak Bhavan,

Khan Market, New Delhi-110003

---------

Dated : 02.07.2009

OFFICE MEMORANDUM

Sub : Additional Relief on death/disability of Government servants covered by the defined

contribution Pension System (NPS)

Reference is invited to Dept. of Pension and Pensioners Welfare's O.M. No 38/41/06/P&PW(A)

dated 5.5.2009 regarding additional relief on death/disability of government servants covered by the

Defined Contribution Pension System (NPS)

2. As per the above O.M. the following benefits have been extended to Central Civil Government

Servants covered by the New Pension Scheme, on provisional basis:

(A) Retirement from Government Service on invalidation not attributable to Government duty:

(a) Invalid Pension calculated in terms of Rule 38 and rule 49 of the Central Civil Services (Pension)

Rules, 1972.

(b) Retirement Gratuity calculated in terms of Rule 50 of the Central Civil Services (Pension) Rules,

1972.

(B) Death in serice not attributable to Government duty:

(a) Family Pension (including enhanced family pension) computed in terms of Rule 54 of the Central

Civil Services (Pension) Rules, 1972.

(b) Death Gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,

1972.

(C) Discharge from Government service due to disease/injury attributable to Government duty:

(a) Disability Pension computed in terms of the Central Civil Services (Extraordinary Pension)

Rules.

(b) Retirement Gratuity computed in terms of the Central Civil Services (Extraordinary Pension)

Rules read with rule 50 of the Central Civil Services (Pension) Rules, 1972.

(D) Death in service attributable to Government duty:

(a) Extraordinary Family Pension computed in terms of Central Civil Service (Extraordinary

Pension) Rules and Scheme for Liberalised Pension Awards.

(b) Death Gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,

1972.

The employee/his family will also be paid Dearness Pension/Dearness Relief admissible from time

to time in addition to the above benefits, on provisional basis.

3. The procedure for making the above provisional payments to the eligible Government

Servants/families has been under consideration of this office. With a view to expenditing these payments it

has been decided that the work relating to release of pensions in respect of such Central Civil pensioners

should be centalized and entrusted to the Central Pension Accounting Office. In this regard the following

guidelines are issued for compliance by Drawing & Disbursing Officers (DDOs), Heads of Officers

(HOO), Pay & Accounts Offices (PAOs), Central Pension Accounting Office (CPAO) and the banks

where Pensioners/family pensioners are/will be holding pension accounts.:-

i. The Head of Office (HOO) will prepare the pension papers as per the provisions of the

relevant rules and will submit the same along with all the relevant documents and requisite

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number of photographs, the particulars of the bank Account of the Pensioner (viz. Name of

Bank , Name of Branch, full postal address of Branch with PIN, 7 digit BSR Code, IFSC

Code etc.) to the Pay and Accounts Office concerned. The HOO will be responsible for the

correctness of the bank details of the beneficiary. The Permanent Retirement Account

Number (PRAN) of the concerned Government Servant allotted by National Securities

Depository Limited will also be indicated.

ii. The HOO will also obtain and forward, along with the pension papers, a copy of the

Undertaking from the pensioner/family pensioner to the effect that he has understood the

provisions of Paras 6, 7 and 8 of Dept. of Pension & Pensioners' Welfare OM No.

38/41/06/P&PW(A) dated 5-5-2009 and that any payment found to be in excess of his/her

entitlement will be refunded to Government/adjusted out of his/her final entitlements-(vide

Annexure 1 to this O.M.).

iii. Pay and Accounts Office, after scrutinizing the pension papers will finalise the pensionary

entitlements as admissible under the abvoe said OM/relevant rules/orders and issue

authorities for pension/family pension/gratuity.

iv. Pay and Accounts Office will record the entitlements admitted, in the Service Book of the

Government Servant under the signature of the Pay and Accounts Officer.

v. Necesary entries with regard to the issue of authorities will be made in the Registers

maintained by Pay and Accounts Officer. While the payment of gratuity will be made by

Pay and Accounts Officer, on the basis of authority issued by him, pension/family pension

will be paid only to the bank account of pensioners, by CPAO.

vi. Pensioners in their interest may be encouraged to open their accounts with bank branches

having Real Time Gross Settelement (RTGS)/National Electronic Funds Transfer System

(NEFT) facility, failing which, Core Banking Solutions (CBS) facility.

vii. Pensioners may open joint Account with spouse only (to whom family pension is payable in

the event of death of pensioner). The conditions stipulated in para 4 and elsewhere in the

scheme for "Payment of Pensions to Central Government Civil Pensioners through

Authorised Banks" would aply.

viii. The Pay and Accounts Officer will allot an alphanumeric serial number (Provisionol

Pension Payment Order) to each pensioner in the following manner. It will be prefixed with

'N' and the first 5 digits will represent the PAO code (after deleting the first digit 0 from the

PAO code) follwed by 2 digits to denote the year, 3 digits representing serial number. The

last digit which is a check number will be allotted by the system in CPAO.

ix. Pay and Accounts Officer will issue special seal authority for pension/family pension (vide

Annexure 2) to CPAO under intimation to the retired Government Servant/family of

deceased Govt. Servant.

x. PAO will issue a pension payment order in triplicate in the format prescribed by CPAO

(Vide Annexure 3) (disburser's i.e. CPAO's, Pensioners and Pension Account Holding

Branch's portions) and send it along with authority as prescribed by CPAO. Pay and

Accounts Officer will have to issue e-special seal authority/e-PPO on receipt of orders to

this effect from CPAO.

xi. CPAO will forward Pensioner's and Pension Account Holding Bank Branch's copies to the

Bank Branch where the Account of the Pensioner is maintained. The Bank's copy of PPPO

should be used only for identification purpose and not for payment.

xii. CPAO will maintain and Index Register and maintain a separate data base in respect of all

pensioners/family pensioners to whom provisional payments are made as per the

Department of Pension and Pensioners Welfare's O.M. dated 5-5-2009. The PPO issued

will be scanned and archived in CPAO with photographs and signature of the pensioners.

xiii. The Banks are required to complete identification formalities of the pensioner as required

under para 12 of the scheme for "Payment of Pensions to Central Government Civil

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Pensioners through Authorised Banks" and intimate CPAO electronically to enable

commencement of credit of pension to the pensioner's account. After identification of the

Pensioner, his copy may be invariably handed over by the concerned branch.

xiv. The Pension Account holding Bank will have to obtain an undertaking that excess payment,

if any credited tohis/her account, due to for refund of excess amount credited to his/her

account due to delay in receipt of any material information or due to any bonafide error, can

be recovered by the bank (as prescribed in Annexure XI to CPAO's Scheme for "Payment

of Pensions to Central Government Civil Pensioners through Authorised Bank").

xv. On the basis of authority issued by the PAOs, CPAO will prepare a bill for drawing

pension/family pension/additional quantum plus Dearness Relief thereon and issue advice

to its accredited bank for electronic transfer for crediting the account of pensioners/family

pensioners held in various banks, by debit to CPAO's (Pension) Account. All amendments

on account of revision will be issued by the PAOs and the revision authority (as per the

format prescribed) will be sent to CPAO.

xvi. It will be the responsibility of CPAO to deduct Income Tax at source from payment of

pension/family pension as applicable. Income Tax statement for the same will also be

issued by them annually. For this relief under Income Tax by the Pensioner will be sent by

paying branch uploaded to CPAOs website after getting the same from the pensioner.

xvii. CPAO will issue advice to bank well in time so that the accounts are credited to the banks

accounts of pensioners/family pensioners on due dates.

xviii. The accredited bank of CPAO will issue electronic credit to the bank account of the

pensioner/family pensioner based onthe advice.

xix. The Pension Account holding bank will be responsible for obtaining periodical certificates

such as Life Certificate, Re-employment Certificate etc. (as prescribed in CPAO’s Scheme

for ‘‘Payment of Pensions to Central Government Civil Pensioners through Authrorised

Banks’’) and intimated electronically to CPAO on due dates. (Life certificate should be

obtained on 1st May each year and intimation uploaded on CPAO’s website.) Drawing of

pension/family pensions will be subject to the receipt of Life Certificate by CPAO.

xx. Any change in the bank of the pensioner may be authorised with the Bank’s portion by

CPAO through the Pension Account Holding Bank. Fresh identification of pensioner by

new branch will be entailed. The account if closed by the Pensioner will be intimated

electronically by the bank to CPAO immediately.

xxi. CPAO will be responsible for working out of arrears of Dearness Relief as and when they

are sanctioned by Government and arrange to get it credited to the bank accounts of the

pensioners/family pensioners.

xxii. The accredited bank of CPAO will be asked to Prepare separate scrolls for these provisional

pension payments and confirmations of credit to pensioner’s account for submission to

CPAO.

xxiii. CPAO will issue pension slip, annual statements of income tax deducted and Due and

Drawn statement in respect of any arrear payment to the pensioner/family pensioner

through pension paying branch annually. A facility on CPAO’s website for online viewing

by pensioners on the web will be enabled through passwords.

xxiv. The normal procedure for reporting, reconciliation of Government transactions will be

followed by bank and CPAO (like non-pension transactions).

xxv. It has been decided to open separate head of account to book these payments in accounts.

Those head will be intimated separately.

xxvi. At this stage, the position is not clear as to what benefits will be finally admissible to the

Government Servants covered under Defined Contribution Pension Scheme. Therefore, the

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mode of payments is also not clear. However, the CPAO will maintain the data base on the

benefits paid to each pensioner/family pensioner as per this Office Memorandum.

xxvii. However the responsibility for all recoveries mentioned in the OM dated 5-5-2009 shall be

that of the concerned ministry/PFRDA and NPS disbursing authority. They shall work out

of the final payments/recoveries as and when orders to this effect are issued by

Government.

xxviii. In case of death pensioner, the same may be intimated to the pension account holding

branch of the bank by the family members of the deceased immediately and bank will

inform the same to CPAO electronically. The amount lying in the bank account of the

pensioner till the date of death is to be paid to the nominee (as per Nomination Rules,

1983). If nomination is not available with the bank, the amount will be paid to legal heirs of

the deceased and/or excess amount refunded as per debit advice issued by CPAO.

xxix. Discontinuation/Reduction of the Provisional Pension in respect of any pensioner should be

conveyed to CPAO at least one month before the next payment date by the concerned

Ministry’s PAO.

xxx. Invariably any correspondence between nodes of GOI should be endorsed to the pensioners.

Sd/-

(BHARATI DAS)

Joint Controller General of Accounts.

———

No. 25014/14/2001-AIS(II)

Government of India

Ministry of Personnel, Public Grievances and Pension

Department of Personnel and Training

North Block, New Delhi-110001

Dated : 8th September, 2009

To

The Chief Secretaries,

All the State Governments/UTs

Sub : Introduction of New Pension Scheme for Members of the All India Service Joining the All India

Service on or after 1/1/2004.

Sir/Madam,

The undersigned is directed to say that the pension of the members of the All India Services

appointed on or after 1.1.2004 is regulated by the new Defined Contribution Pension Scheme (known as

the New Pension Scheme) notified by the Ministry of Finance (Department of Economic Affairs) vide

their O.M. No. 5/7/2003-ECB 2 PR dated 22.12.2003. On introduction of the New Pension Scheme, the

All India Service (Death Cum Retirement Benefit) Rules, 1958 and the All India Service (Providednt

Fund) Rules, 1955 were amended on 7.02.2004 & 17th May 2004 respectivey. Under the amended Rules,

benefits of the old Defined Benefit Pension Scheme and of GPF are not available to the members of the

service appointed on or after 1.1.2004.

2. The New Pension Scheme will work on a defined contribution basis and will have two

tiers-Tier I and II. Contribution to Tier I will be mandatory for all members of All India Services joining

the All India Service on or after 1/1/2004, whereas Tier II will be optional and at the discretion of

members of All India Service.

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3. In Tier I, members of All India Service will make a contribution of 10% of his/her basic pay

plus DA, which will be deducted from his/her salary bill every month by the DTO/TO concerned. The

Government will also make an equal matching contribution.

4. Tier I contributions (and the investment returns) will be kept in a non-withdrawable pension

TierI account. Tier II contributions will be kept in a separate account that will be available for withdrawal

at the option of the member of the Service. Government willnot make any contribution to TierII account.

5. A member of the service can exit at or after the age of 60 years from the TierI of the scheme.

At exit, it would be mandatory for him/herto invest 40 percent of pension wealth to purchase an annuity

(from an IRDA regulated Life Insurance Company), which will provide for pension for the lifetime of the

employee and his dependent parents/spouse. In the caseof members of the All India Service who leave the

Scheme before attaining the age of 60, the mandatory annuitisation would be 80% of the pension wealth.

6. Recoveries towards Tier I contribution will start from the salary of the month following the

month in which the member of the service has joined service. No recovery will be made for the month of

joining.

7. As the existing provision of Defined Benefit Pension and GPF would not be available to new

members of All India Service joining All India Service on or after 1/1/2004, in case any GPF deduction

has been made then it would have to be refunded to the concerned All India Service Officers.

8. Deduction towards Group Insurance will, however, continue to be made from the salary of new

members of the All India Service joining the service on or after 1/1/2004.

9. The State Service officers appointed to the IAS/IPS/IFS by way of promotion/selection, who

are already covered under the old pension scheme will continue to be governed by the old pension scheme.

10. The Pension funds of members of the All India Service would be managed by pension fund

managers nominated by the Pension Fund Regulatory Development Authority (PFRDA) and the records

would be maintained by a Central Record Keeping Agency, the National Security Depository Limited

(NSDL).

11. All State Governments would be required to designate a State Nodal Officer (SNO) at the

State capital for all NPS related activities. District Treasury Officer (DTO)/Treasury Officer (TO) would

be entrusted the rsponsibility of deducting the amount of employee's subscription from the salary of the

AIS subscriber and would forward the same to the State Nodal Officer.

12. The amount and contribution details from each of the TO would be consolidated for all

subscribers by the designated State Nodal Officer at the State capital. The SNO would also compile and

consolidate Employers contribution.

13. The designated officer in the State Nodal Office would prepare and upload the Subscriber

Contribution File (SCF) on CRA system; transfer funds to the Trustee Bank and send information to

Department of Personnel & Training for control purposes.

14. Immediately on joining the All India Service, each member of the service will be required to

provide particulars such as his/her name, designation, scale of pay, date of birth, nominees (s) for the fund,

relationship with the nominee etc. in the prescribed form (Annexure-I). The same procedure should be

followed for all AIS officers appointed on or after 1.1.2004. Accordingly all AIS officers recruited on or

after 1.1.2004 are advised to fill up the registration form at Annexure-I immediately.

15. The DTO would be responsible for getting the physical registration form filled by all AIS

officers and would also fill up their own registration form (DDO registration form) and send it to the State

Nodal Officer (SNO). The State Nodal Officer would act as the PAO in the NPSCAN. He would collate

the physical registration forms and also fill up the registration form for the PAO and send all these filled

forms to NDSL preferably within a month of issuance of these orders. NDSL would process the details and

send all the kits to the SNO by the end of October 2009.

16. On receipt of the Permanent Registration Allotment Number (PRAN), the SNO would start

the regular uploads and funds transfers. After this is done the legacy data would be send in one or

maximum two tranche.

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17. For the legacy data, the DDOs would then prepare the arrears-SCF for month wise

contribution details and send the same to SNO who will upload the same to NPSCAN and transfer the

funds. Accounting procedure for the above would be devised by the State Government in consultation with

Accountant General.

18. Payment to Trustee bank: The salary bills and the bills for Government contribution will be

passed by TOs after exercising the checks prescribed under financial rules and Treasury Manual. The

amount of NPS subscriptions (member' contribution) recovered from the salary bills will be shown under

the "Recoveries'' column of the salary bill and will be classified under the Head ''8342-Other Deposits-00-

117-Defined Contribution Pension Scheme'' in the State Section of Accounts by opening suitable separate

sub-heads thereunder for ''01-Government Servants Contributions under Tier-1'' and "02-Government's

Contribution under Tier-II''. The amount of Government's Contribution shall be debited to ''2071-Pension

Scheme-01-Civil-117-Contribution for Defined Contribution Pension Scheme-01-Government

Contribution-00.04-Pensionary Charges'' in the Consolidated Fund of the State Government.

19. After the bills are passed, the SNOs will upload the data relating to contributions (both of

members of service's and Government's contributions) into NPSCAN of NDSL and also tally the figures

uploaded with that booked. Further, all the accumulated balances under the DCPS would be transferred to

the Trustee bank i.e. the Bank of India.

20. After uploading is completed, SNO will get Transaction ID and draw the total amount by

minus crediting the head mentioned above either by cheque in favour of the Trustee Bank or remit the

amount through RTGS/NEFT. SNO will also ensure the amount of contributions booked is duly tallied

with the Subscriber's Contribution File (SCF) being uploaded in the NPSCAN and the same amount is

drawn in the Cheque and passed on to the Trustee Bank.

21. The SNO/TO would have to maintain the Alphabetical Index Register in Annexure V wherein

they would have to indicate the PRAN numbers allotted to each of the subscriber; the particulars of

remittances of contributions to the Trustee bank in the Proforma prescribed vide Annexure VI; and the

individual-wise account indicating the amounts of contributions paid tothe Trustee Bank and the details of

remittance. (vide Annexure VII).

22. In order to enable NSDL to carry out reconciliation and credit the amounts against the

individuals' accounts, Treasury Officers/SNO will have to ensure that their TO Registration numbers/SNO

Registration numbers respectively and the month to which the contributions pertain/Transaction ID in

NPSCAN are mentioned in the NEFT/RTGS application form (in the 'Remarks' column) to be submitted to

their banker, Where payments are made through cheques in favour of the Trustee Bank, these particulars

would have to be furnished on the reverse of the cheque as well as in the forwarding letter. The time

schedule prescribed will have to be strictly adhered to by SNOs, TOs and DDOs.

23. The SNO along with the State Government would have to ensure that arrears of contributions

both of Government and Subscribers, are recovered and transfered to the trustee bank with a definite time

span. If the contributions have been recovered but kept elsewhere, then also they must be transferred

immediately to the Trustee Bank.

24. If the State Governments decide to recover the contributions in instalments, it may be ensured

that the instalments of Government contributions drawn and transferred to the fund do not exceed the

individual's contributions.

25. In the case of post 01.01.2004 entrants into the service, whose contributions to NPS are yet to

be deducted the State Government may consider deducting their contribution (arrears from 01.01.2004 or

from their date of entry into service) from the second instalment of arrears of revision of pay due on

account of the 6th Pay Commission recommendations. Further the pay arrears may be released only after

individual application forms for registration to the New Pension Scheme have been obtained by the

DDO/SNO from the concerned member of the service.

26. Whenever any member of the service is transferred from one office to another or goes on

Central deputation etc, the TO will indicate in the Last Pay Certificate of the member of the service, the

IFMTR

[ 185 ]

PRAN in respect of that individual and the month up to which his contributions have been

recovered/drawn.

27. Accountant Generals/Finance Departments of all State Governments are requested to bring

these instructions to the notice of their TOs/DDOs/SNOs for strict compilance.

Harjot Kaur,

Director (Services).

———

No. 28/30/2004-P&PW(B)

Ministry of Personnel, Public Grievances and Pension


Lok Nayak Bhavan, Khan Market

New Delhi-110003

Dated : 28th October, 2009

OFFICE MEMORANDUM

Sub : Mobility of personnel amongst Central/State & Autonomous Bodies while working under

Pensionable establishments regarding.

The undersigned is directed to say that while introducing the New Pension Scheme from 1/1/2004,

amendments to various existing rules including rule 2 of the CCS (Pension) Rules, 1972 were made

whereby these rules became inapplicable to those apointed to Central Govt. Services and posts from

1/1/2004. Also the new and changed position obtaining on mobility of personnel between Central

Government departments Between Central and State Governments; and between Govt. departments and

autonomous bodies on technical resignation from 1/1/2004 under these rules were clarified vide OM of

even number dated 26/7/2005.

2. The position has been further reviewed by the Government of India and it has been decided to

continue mobility of Govt. Servants/Autonomous body employees appointed on or before 31.12.2003 and

who were governed under the old non-contributory Pension Scheme of their respective

Governments/Organizations in order to provide for the continuance of Pensionary benefits based on

combined service in accordance with the CCS (Pension) Rules, 1972 as under :-

a. between the Central Govt. departments covered under CCS (Pension) Rules, 1972 and Railway

Pension Rules, 1993 or other similar non contributory pensionable establishments of Central

Govt. covered by old Pension rules other than CCS (Pension) Rules, 1972;

b. between State and Central Govt. Provided the employees ware appointed in the State Govt. (S) on

or before 31.12.2003 and covered under old pension scheme similar to CCS (Pension) Rules,

1972;

c. the pre-existing arrangement of mobility between State/Central Autonomous Body to

Central/State Govt. and between autonomous bodies that were governed by old pension schemes

in force upto 31/12/2003 vide no. 28/10/84-P&PW dated 7/2/1986 and OM. No. 28/10/84-

Pension unit dated 29/8/1984 stand restored although those under CPF etc. will not be allowed

entry into the old pension scheme on appointments from 1/1/2004.

3. These instructions modify/supersede provisions in the OM of even number dated 26/7/2005 to the

extent as indicated above and take effect from 1.1.2004.

4. This issues with the concurrence of Department of Expenditure vide their UO No. 335/EV/2009

dt. 5/10/2009 and in consultation with C&AG vide their U.O. No. 93-audit (Rules)/28-2009 dated 09-10-

2009.

Raj Singh,

Director.

———

IFMTR

[ 186 ]

No. 11/25/2011-PR

Government of India

Ministry of Finance

Department of financial Services

-----

Jeevan Vihar Building, Parliament Street,

New Delhi, dated the 25th January, 2012.

OFFICE MEMORANDUM

Subject :Release of the accumulation in Defined Contribution Pension Scheme in Tier-I under New

Pension Scheme.

The undersigned is directed to refer to Cabinet Secretariat's O.M. No. 1/71/2008-EA-I-3990

dated 23-12-2011 on the above captioned subject and to say that there is no provision of withdrawal under

NPS on premature exit from NPS except the mandatory annuitisation principle of 40% annuitisation at an

age of sixty and 80% annuitisation before the age of sixty.

2. In the case of Technical Resignation, it is stated that, since, the NPS pension account is

"portable" meaning thereby that a NPS pension account could be maintained even when the Government

Servant moves from one Department/Organisation of the Government to the other or to the private sector,

or vice-versa. the pension account under NPS could be moved along with him. So, no withdrawal in case

of "technical resignation'' is recommended and the balance outstanding in their personal retirement account

along with PRAN may be carried forward.

Surinder Kaur

Under Secretary to the Govt. of India.

Cabinet Secretariat,

[Shri Sumati Kumar, Director (CS)],

Bikaner House (Annexe),

Shahjahan Road,

New Delhi.

Pension Fund Regulatory and Development Authority

PFRDA/2013/10/CRTB/1 30th April, 2013

To

All Central Government Ministries & State Governments

All PrAos/PAOs/DTAs/DTOs

All POPs/POP-SPs/Aggregators/Corporates

All PFMs/ASPs

Dear Sir/Madam,

Subject : Appointment of new Trustee Bank (TB) under National Pension System (NPS)-reg.

1. All the offices are hereby informed that Axis Bank has been appointed as a new Trustee Bank in

place of Bank of India (the current Trustee Bank) for National Pension System (NPS) with effect

from 1st July, 2013.

2. Accordingly, all NPS related funds are to be remitted to the designated accounts of Axis Bank from

Ist July, 2013. The Offices shall continue to remit funds to the designated NPS trust accounts being

maintained with the current Trustee Bank, i.e., Bank of India till 30th June, 2013.

3. Kindly note that the overall procedure for remittance of funds to the Trustee Bank and matching &

Booking of Subscriber Contribution Files (SCF) as well as the receipt of funds from Trustee Bank

shall remain unchanged.

4. The Offices are requested to take note of the same. A detailed circular communicating the new

NPS trust Account numbers where the funds will have to be remitted from 1st July,2013 and the

name, contact numbers and email ids of the Axis Bank officials for any query/assistance will be

communicated subsequently.

Yours faithfully

Subroto Das,

Chief General Manager.

IFMTR

[ 187 ]

FILE NO.: PFRDA/24/12 Dated : 30/07/2014

To,

All Government Departments/Autonomous Bodies

Sub : Issue of family pension/Invalidation pension and adjustment of accumulated pension wealth

of Government sector NPS subscribers to Government.

Department of Pension and Pensioners Welfare has issued O.M. No.: 38/41/06/P&PW (A) dt.

5th May, 2009 providing for additional reliefs like invalidation pension/family pension to the Central

government NPS subscribers/family members of a deceased Central Government employee covered under

NPS on an optional basis wherein the subscriber/family members can either choose to opt for the benefits

offered under the referred OM or choose to take the benefits as provided under NPS. However, if the

option to avail the family pension/invalidation pension is exercised, the accumulated pension wealth in the

account of the subscriber/deceased subscriber has to be adjusted/transferred to the Government account. It

has also come to our notice that some of the State Governments, state/central autonomous bodies etc. are

also offering this relief to their employees who are covered under NPS on similar lines.

2. During our discussions earlier with some of the Central Government departments, we have been

informed that there are about 1900 cases wherein the family pension has been paid by various Central

Government departments to the families of those Central Government employees who were covered under

NPS and who are no more alive now.

3. However, there are no communications/intimations from the Central/State Government

departments or those organisations which offer benefits referred in the above OM to CRA/PFRDA till

date, on any such family/invalidation pension paid to the family members of the deceased NPS

subscribers/subscribers. as a result, it is very much possible the family members will be availing both the

benefits either knowingly or unknowingly on account of lack of knowledge about the rules and regulations

in this regard.

4. Owing to the abvoe, since March, 2014 PFRDA is seeding a "No objection" certificate from the

nodal office (PAO/DDO) stating that no application for providing family/invalidation pension has been

received from the deceased subscriber's family members/subscriber and that they have no objection to

release the NPS benefits.

5. Therefore, in order to streamline the system, we request that complete details as under should be

intimated tous on priority so that the claims can be accordingly marked and Governments right of recovery

duly protected and preseved.

(a) Details of all those cases where applications have been recived for payment of family

pension/invalidation pension or any other benefit as provided under O.M. no.:

38/41/06/P&PW(A) dt . 5th May, 2009 or any other OM or order providing for such a relief.

(b) Details of all those cases where PAOs/DTA/DTO etc. have paid/paying family pension

/invalidation pension or any other benefit as provided under O.M. no. : 38/41/06/P&PW (A)

dt. 5th May, 2009 or any other OM or order providing for such a relief to the family members

of the deceased Government servant covered under NPS/subscriber.

The above details may be sent in the attached format.

* Further it is advised that, in case if the State Governments/autonomous bodies/other

Government entities have no such provision on such additional relief providing for family

pension/invalidation pension to the Government employees covered under NPS, the same

should also be specifically informed to us so that necessary process changes can be

implemented.

* Also, in case if the State Governments/autonomous bodies/other Government entities have

issued similar instructions on additional relief but where the adjustment of NPS benefits is not

mandated, the same should also be specifically informed to us so that necessary process changes

can be implemented

The above informatin needs to be sent in the attached format (Annexure I) at the following address

and also by E-mail to the following:

IFMTR

[ 188 ]

1. NPS Claim Processing Cell,

Central Record Keeping Agency, NSDL, 4th Floor,

'A' Wing, Trade World, Kamala Mills Compound,

Senapati Bapat Marg, Lower Parel, Mumbai-400013

E-Mail ID : [email protected]; [email protected];[email protected]

In case any additional information is required or any further clarification is required in the matter,

you may contact the following:

Sumit Kumar,

DGM

PFRDA, New Delhi

Mobile: +91 8447000347

Mail : K. [email protected]

Thanking you,

Yours sincerely

Ashish Kumar,

General Manager.

IFMTR

[ 189 ]

Annexure I

Sl. no.

Name of the NPS

subscriber

PRAN Date of the death/invalidation

of the NPS subscriber

Name and address of the office paying

the family pension/inalidation

pension

Name of the family members who have applied for the family pension and to

whom the family

pension/ invalid

pension paid

Relationship with the NPS

subscriber

PAO/DDO/DTA/DTO registration number of

the CRA

Any other relevant

information

SIGNATURE OF THE PAO/DDO/DTA/DTO

or any authorised Government official along with the office seal

Address:

Date :

Place :

IFMTR

[ 190 ]

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY

PFRDA/2015/07/EXIT/02 25th February, 2015

To,

All Govt. depts./PAO's/PrAO's/DDO's/DTO's & CRA

Dear sir/Madam,

SUB : Simplification of withdrawal Process-Documentary requirements.

Currently, the following documents are required to be submitted by the subscribers for processing a

withdrawal request by CRA/NPS Trust for various types of withdrawals and which are common across all

the sectors of National Pension System.

1. Original PRAN Card or in the absence of PRAN card, notarized affidavit.

2. Photo ID proof*.

3. Address proof of the Claimant*.

4. Cancelled Cheque (containing claimant's Name, Bank Account Number and IFS Code) or Bank

Certificate.

*If a document contains both identification and address for compliance with KYC requirements, it

would be sufficient for processing the withdrawals. Ex: Passport, Aadhar, Driving license, Ration card etc.

Additionally, the following documents are asked for exits arising out of death of the subscriber

5. Death certificate in original issued by local authorities.

6. Legal Heir Certificate/Succession Certificate as applicable in case if nomination is not registered

by the Subscriber.

However, Feedback has been received at varius meetings conducted by PFRDA with Government

officials, subscrbers and other stakeholders that the burden of documentation is too heavy and needs to be

reduced for a smooth oeration of the system. The Authority based on the feedback and also upon

reexamination of the procedural requirements at varius levels and has decided to simplify the documentary

requirements for the Government subscriber sector to begin with. However, the long run goal is to

minimise the documentary requirements for all sectors.

The following are the revised requirements for the Government sector subscriber for the Exit and

withdrawal requests submitted to CRA/NPS Trust:

1. KYC documents, Bank Passbook/cancelled cheque/bank certificate and Name mis-match

certification : The certification provided by the PAO/PrAO/DDO/DTO that

* the KYC requirements of proper identification of the subscriber has been done (as per Annexure

I).

* that the name as provided in the withdrawal application form be accepted as final.

* Bank account details as provided in the application form be accepted as final.

would be accepted and claims dealt accordingly.

2. Nomination-If already existing in CRA system-there is no further requirement to fill in the

details, unless the subscriber wishes to change the nomination already provided.

3. Original Pran card or in the absence of PRAN card, notarized affidavit : Not required to be

submitted henceforth.

4. Death Certificate-Copy of the death certificate duly attested by the concerned

PAO/PrAO/DDO/DTOwith a specific certification that it is a true copy of the original death

certificate and such certificate shall be dated and subscribed by such officer with his name, title

and seal of office would be accepted as adequate for the purpose of establishing the death of the

subscriber.

Yours faithfully,

Venkateswarlu Peri,

General Manager.

IFMTR

[ 191 ]

ANNEXURE I

1. KYC CERTIFICATION

Certified that Shri/Smt ................Son/Wife of Shri .............................who is an employee of (office

address) ............................from (date) ...............and is at present holding the post of ...............................and

his/her identity is certified as provided in the NPS withdrawal aplication form along with the address as

provided.

Further, the name and Bank account details as provided in the withdrawal aplication form by the

subscriber shall be accepted as final.

Date ..............

Name, Designation, Address & Tel no.

of the certifying officer.

--------

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IFMTR

[ 192 ]

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IFMTR

[ 193 ]

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jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ

dks vf/kof"kZrk dh vk;q çkIr djus ds de ls de iUæg fnu iwoZ fyf[kr :i esa fofufnZ"V çk:i esa

,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxhA

¼iii½ tgka vfHknkrk okf"kZdh ds Ø; dks vkLFkfxr djus dh okaNk djrk ;k djrh gS] ogka mlds

ikl vf/kof"kZrk dh vk;q çkIr djus dh rkjh[k ls rhu o"kZ dh vf/kdre vof/k ds fy, ,slk djus dk

fodYi gksxk ijarq vfHknkrk] jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk

çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks vf/kof"kZrk dh vkq; çkIr djus ds de ls de iUæg fnu iwoZ

fyf[kr :i esa fofufnZ"V çk:i esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxhA okf"kZdh Ø;

djus dks ,sls vkLFkfxr djus ds fodYi dh ,d iqjksHkkO; 'krZ ;g gksxh fd ;fn vfHknkrk dh e`R;q

vkLFkxu ds i'pkr~ okf"kZdh Ø; fd;s tkus dh ,slh fu;r rkjh[k ds igys gks tkrh gS rks okf"kZdh

vfuok;Z :i ls ifr ;k iRuh }kjk ¼;fn dksbZ gks½ okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk

ifr ;k iRuh ds fy, vkthou okf"kZdh çnku djus ds fy, Ø; dh tk;sxh vkSj ,sls ifr ;k iRuh dh

e`R;q gks tkus ij lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds okf"kZdh

ds Ø; ds le; ij fo|eku çhfe;e nj ij blds v/khu micaf/kr vf/kekurk ds Øe esa ¼tc rd

lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%



lHkh lnL; iwjs gksus ds i'pkr ,slh Ø; dher] vfHknkrk ds thfor cPpksa vkSj cPpksa ds u gksus ij

vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xhA

¼iv½ tgka vfHknkrk ,deq'r jde ds çR;kgj.k ;k okf"kZdh Ø; djus dks vkLFkfxr djus dh

okaNk djrk gSa] ogka vfHknkrk dks ,slk djus ds fy, vuqKkr fd;k tk,xk] ijarq vfHknkrk dks LFkk;h

lsokfuo`Rr [kkrk] vuqj{k.k çHkkj] ftlds varxZr dsUæh; vfHkys[kkiky vfHkdj.k] isa'ku fuf/k] U;klh

cSad ;k dksbZ vU; e/;orhZ] tks le;≤ ij ykxw gks] dks lans; çHkkj Hkh gSa] ogu djus ds fy,

lger gksA

IFMTR

[ 194 ]

¼v½ tgka vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr /ku nks yk[k :i;s dh /kujkf'k ds

cjkcj ;k mlls de gS] ogka vfHknkrk dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus

dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dks jk"Vªh; isa'ku ç.kkyh ds v/khu ;k

ljdkj ls ,slh dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj lekIr gks tk;sxk(

¼[k½ tgka vfHknkrk] tks mls ykxw lsok fu;eksa }kjk fofgr vf/kof"kZrk dh vk;q çkIr djus ds iwoZ

LoSfPNd :i ls fuo`Rr gks tkrk gS ;k ckgj gks tkrk gS] ogka vfHknkrk ds lafpr isa'ku /ku dk de ls

de vLlh çfr'kr vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls

mi;kstu ds i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k

tk,xk%

ijarq okf"kZdh lafonk esa vfHknkrk vkSj mldk ifr ;k iRuh ¼;fn dksbZ gks½ ds thou ds fy,

okf"kZdh] okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij]

okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh

okf"kZdh ds Ø; fd;s tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd


¼i½ e`rd vfHknkrk dh thfor vkfJr ekrk(

¼i½ e`rd vfHknkrk ds thfor vkfJr firkA

Åij fofufnZ"V dqVqEc ds lHkh lnL; iwjs gksus ds i'pkr~ ,slh Ø; dher] vfHknkrk ds thfor

cPpksa vkSj cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xh%

ijUrq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ls vf/kd gS fdUrq vfHknkrk dh vk;q]

lwphc) okf"kZdh lsok çnkrkvksa esa ls fdlh çnkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS]

dksbZ okf"kZdh Ø; djus ds fy, visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku ç.kkyh

essa rc rd vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q çkIr ugha dj

ysrk ;k ysrh gS%

ijarq ;g vkSj fd ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ds cjkcj ;k mlls de gS

rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi

gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k

vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xk vkSj vfHknkrk }kjk ,sls fdlh fodYi ds ç;ksx

dks] fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k ekuk tk,xkA

¼x½ tgka ,slk vfHknkrk] ftldh vf/kof"kZrk dh vk;q çkIr djus ds igys e`R;q gks tkrh gS ogka

vfHknkrk ds lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;

djus ds fy, mi;ksx fd;k tk,xk vkSj vfr'ks"k isa'ku /ku ,deq'r :i ls ,sls vfHknkrk ds]

;FkkfLFkfr] ukfefr ;k ukfefr;ksa dks ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk%

ijarq]&

¼i½ okf"kZdh lafonk esa ifr ;k iRuh ¼;fn dksbZ gks½ dks thou ds fy, okf"kZdh] okf"kZdh dh Ø;

dher dh okilh ds mica/k ds lkFk] okf"kZdh dk mica/k vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij]


okf"kZdh ds Ø; fd, tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd


¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk


lHkh lnL; iwjs gksus ds i'pkr~ ,slh Ø; dher] tks ykxw gks] vfHknkrk ds thfor cPpks vkSj

cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks okil dj nh tk,xhA

IFMTR

[ 195 ]

ijUrq ;g vkSj fd ;fn vfHknkrk dh e`R;q ds le; mlds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr

/ku nks yk[k #i;s dh /kujkf'k ds cjkcj ;k mlls de gS] ogka mlds ukfefr vFkok fof/kd okfjl

tSlk Hkh ekeyk gks] dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus dk fodYi gksxk

bl fodYi dk ç;ksx djus ij ifjokj ds lnL;ksa dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k

vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xkA

4&loZ ukxfjdksa dk ftlds varxZr dkjiksjsV lsDVj ds vfHknkrk Hkh gS] jk"Vªh; isa'ku ç.kkyh ds

varxZr fudkl&jk"Vªh; isa'ku ç.kkyh ds v/khu jftLVªhd`r dksbZ vfHknkrk] ftlds varxZr dkjiksjsV

lsDVj dk vfHknkrk Hkh gS] uhps nh xbZ fofufnZ"V jhfr esa jk"Vªh; isa'ku ç.kkyh ls ckgj gksxk] vFkkZr %&

¼d½ tgka dksbZ vfHknkrk lkB o"kZ dh vk;q çkIr dj ysrk gS] ;k ,sls vfHknkrk dks ykxw lsok

fu;eksa ds vuqlkj mldh vf/kof"kZrk gks tkrh gS] ogka ,slk gksus ij Hkh ,sls vfHknkrk ds lafpr isa'ku

/ku esa ls de ls de pkyhl çfr'kr Hkkx dk vfuok;Z :i ls] ekfld ;k fdlh vU; dkfyd isa'ku

dk mica/k djus ds fy, okf"kZdh Ø; djus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~

lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls vfHknkrk dks Hkqxrku dj fn;k tk,xkA ;fn vfHknkrk

dk lafpr isa'ku /ku nks yk[k #i;s dh jkf'k ds cjkcj gS ;k mlls de gS] rks vfHknkrk ds ikl dksbZ

okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku ds çR;kgj.k dk fodYi gksxk%

ijarq]&

¼i½ lRrj o"kZ ls vuf/kd dk vfHknkrk] fyf[kr esa lwpuk nsrs gq, bl çdkj fofufnZ"V lkB o"kZ

dh vk;q ;k vf/kof"kZrk dh vk;q ds i'pkr~ jk"Vªh; isa'ku ç.kkyh esa tc rd og vius O;fDrxr isa'ku

[kkrs esa vfHknk; djuk pkgs] vfHknk; djuk tkjh j[k ldrk gSA

,slh lwpuk jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh

e/;orhZ ;k bdkbZ dks nh tk;sxhA ,slh lwpuk nsus ij Hkh vfHknkrk] fdlh le; jk"Vªh; isa'ku ç.kkyh

U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks fyf[kr esa vuqjks/k

djrs gq, jk"Vªh; isa'ku ç.kkyh ls fudkl dj ldsxk(

¼ii½ vfHknkrk ds ikl] tc rd og lRrj o"kZ dh vk;q izkIr ugha dj ysrk ;k ysrh gS] rc rd

,deq'r jde ds izR;kgj.k dks vkLFkfxr djus dk fodYi gksxk] ijarq vfHknkrk]jk"Vªh; isa'ku U;kl ;k

bl iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r fdlh e/;orhZ ;k bdkbZ dks] ;FkkfLFkfr] lkB o"kZ dh

vk;q ;k vf/kof"kZrk dh vk;q izkIr djus ds de ls de iUnzg fnu iwoZ fyf[kr :i esa fofufnZ"V izk:i

esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxh(

¼iii½ vfHknkrk ds ikl] ;FkkfLFkfr] lkB o"kZ dh vk;q ;k vf/kof"kZrk dh vk;q izkIr djus dh

rkjh[k ls rhu o"kZ dh vf/kdre vof/k ds fy, okf"kZdh ds Ø; dks vkLFkfxr djus dk fodYi gksxk]

ijarq vfHknkrk] jk"Vªh; isa'ku U;kl ;k bl iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r fdlh e/;orhZ ;k

bdkbZ dks] ;FkkfLFkfr] lkB o"kZ dh vk;q ;k vf/kof"kZrk dh vk;q izkIr djus ds de ls de iUnzg fnu

iwoZ fyf[kr :i esa fofufnZ"V izk:i esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxh(

¼iv½ vfHknkrk dks vfHknk; tkjh j[kus ds fy,] ;FkkfLFkfr] okf"kZdh dh jde ,deq'r izR;kgj.k

;k mlds Ø; dks vkLFkfxr djus ds fy, vuqKkr fd;k tk,xk] ijarq vfHknkrk dks LFkk;h lsokfuo`fRr

[kkrk dk vuqj{k.k izHkkj] ftlds varxZr dsanzh; vfHkys[kkiky vfHkdj.k] isa'ku fuf/k] U;klh cSad ;k

dksbZ vU; e/;orhZ] tks le;≤ ij ykxw gks] dks lans; izHkkj Hkh gS] dk ogu djus ds fy, lger

gksa(

¼[k½ tgka vfHknkrk] tks lkB o"kZ dh vk;q ;k lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh vk;q

izkIr djus ls iwoZ LoSfPNd :i ls jk"Vªh; isa'ku iz.kkyh ls fudkl dh okaNk djrk gS] ,sls vfHknkrk

dks dsoy bl vk/kkj ij fodYi dk iz;ksx djus ds fy, vuqKkr fd;k tk,xk ;fn og jk"Vªh; isa'ku

iz.kkyh esa U;wure nl o"kZ ls vfHknk; dj jgk gksA ,slh fLFkfr esa ,sls vfHknkrk ds lafpr isa'ku /ku

dk de ls de vLlh izfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksx fd;k

IFMTR

[ 196 ]

tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku dk vfr'ks"k ,deq'r :i ls vfHknkrk dks

Hkqxrku dj fn;k tk,xkA

ijarq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i, ls vf/kd gS fdUrq] lwphc) okf"kZdh

lsok iznkrkvksa esa ls fdlh iznkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS] dksbZ okf"kZdh Ø;

djus ds fy, vfHknkrk dh vk;q visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku

iz.kkyh esa rc rd vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q izkIr

ugha dj ysrk ;k ysrh gS %

ijarq ;g vkSj fd ;fn vfHknkrk ds LFkk;h lsokfuo`Rr [kkrs esa lafpr isa'ku /ku ,d yk[k :i,

ds cjkcj ;k mlls de gS rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk

izR;kgj.k djus dk fodYi gksxk(

¼x½ tgka vfHknkrk dh e`R;q] lkB o"kZ dh vk;q ;k lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh

vk;q izkIr djus ds iwoZ gks tkrh gS ogka vfHknkrk dk laiw.kZ lafpr isa'ku /ku] ,sls vfHknkrk ds]

;FkkfLFkfr] ukfefr ;k ukfefr;ksa ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk %

ijarq]&

¼i½ e`rd vfHknkrk ds ukfefr ;k dqVqac ds lnL;ksa dks ,slh dksbZ okf"kZdh] ftldh fudkl ds

le; izLFkkiuk dh xbZ gS] Ø; djus dk fodYi gksxk ;fn os] e`rd vfHknkrk ds LFkk;h lsokfuo`fRr

[kkrs ds en~ns ykHkksa ds izR;kgj.k ds fy, vkosnu djrs le; ,slh okaNk djrs gSa(

¼ii½ ;fn e`rd vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr

jkT; ds jktLo izkf/kdkfj;ksa }kjk tkjh fof/kd okfjl izek.ki= ;k l{ke izkf/kdkfjrk ds U;k;ky; }kjk

tkjh mRrjkf/kdkj izek.ki= ds vk/kkj ij dqVaqc ds lnL;ksa dks lafpr isa'ku /ku Hkqxrku dj fn;k

tk,xkA

¼5½ jk"Vªh; isa'ku iz.kkyh&ykbV vkSj Lokoyacu~ vfHknkrkvksa }kjk jk"Vªh; isa'ku iz.kkyh ls fudkl

jk"Vªh; isa'ku iz.kkyh ds v/khu ,uih,l&ykbV ;k Lokoyacu~ vfHknkrk ds :i esa jftLVªhd`r dksbZ

vfHknkrk uhps fofufnZ"V jhfr esa jk"Vªh; isa'ku iz.kkyh ls fudkl dj ldrk gS] vFkkZr %&

¼d½ vfHknkrk }kjk] lkB o"kZ dh vk;q izkIr djus ij ,sls vfHknkrk ds lafpr isa'ku /ku dk de

ls de pkyhl izfr'kr Hkkx dk vfuok;Z :i ls ekfld ;k vU; dkfyd isa'ku dk mica/k djus ds

fy, okf"kZdh Ø; fd, tkus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku

/ku dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k tk,xk %

ijUrq %&

¼i½ Lokoyacu vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure pkyhl çfr'kr Hkkx

vfuok;Z :i ls] mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj #i;s] ekfld okf"kZdh

;k isa'ku nh tk,xh] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx

fd;k tk,xk ftlls de ls de ,d gtkj #i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds

i'pkr~ vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi

blesa ,slh jkf'k dks vO;Dr ;k lqO;Dr xkjaVh ugha gksxh fd laiw.kZ lafpr isa'ku /ku ls Ø; dh xbZ

okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh(

¼ii½ ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k #i;s ds cjkcj ;k mlls de gS rks ,sls

vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi gksxk vkSj

bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k vU; jde

çkIr djus dk vf/kdkj fuokZfir gks tk,xk vkSj vfHknkrk }kjk ,sls fdlh fodYi ds ç;ksx dks]

fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k ekuk tk,xkA

IFMTR

[ 197 ]

¼[k½ rFkkfi bl ckr ds v/khu jgrs gq, fd lkB o"kZ dh vk;q çkIr djus ds iwoZ fdlh Hkh le;

lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx vfuok;Z :i ls okf"kZdh Ø; fd, tkus ds fy,

mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr vfr'ks"k lafpr isa'ku /ku dk ,deq'r Hkqxrku

vfHknkrk dks dj fn;k tk,xk(

Lokoyacu vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure pkyhl çfr'kr Hkkx

vfuok;Z :i ls mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj #i;s ekfld okf"kZdh

;k isa'ku nh tk,xh] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx

fd;k tk,xk ftlls de ls de ,d gtkj #i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds

i'pkr vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi


okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh( ijarq ;g vkSj fd bl [kaM ds

mica/kksa ds v/khu jgrs gq, tgka lafpr isa'ku /ku ,d yk[k #i;s ls vf/kd ugha gS ogka ;fn vfHknkrk

us U;wure iPphl o"kZ dh vof/k rd Ldhe es vfHknk; tkjh j[kk gS rks fcuk fdlh okf"kZdh fofu;ksx

ds laiw.kZ isa'ku /ku dk vfHknkrk dks Hkqxrku dj fn;k tk,xk %

ijUrq ;g vkSj fd vfHknkrkvksa vFkok LokyEcu] vfHknkrkvksa dk Hkkjr ljdkj dh fdlh vU;

isa'ku ;kstuk esa çkf/kdj.k dh vuqKk ls fd;s x;s çolu dks bu fofu;eksa ds ç;kstukFkZ fudkl vkSj

vkgj.k ugha ekuk tk,xkA

¼x½ tgka vfHknkrk] ftldh lkB o"kZ dh vk;q çkIr gksus ds iwoZ e`R;q gks tkrh gS ogka vfHknkrk

dk laiw.kZ lafpr isa'ku /ku dk ,sls vfHknkrk ds ukfefr ;k fof/k okfjl dks Hkqxrku dj fn;k tk,xk

vkSj blesa vfuok;Z :i ls okf"kZdh Ø; djus vkSj ekfld ;k dkfyd isa'ku ds mica/k dh dksbZ 'krZ

ugha gksxh rFkk blesa ,sls e`rd vfHknkrk ls lafpr isa'ku /ku ds okf"kZdh fofu;ksx dh dksbZ vis{kk ugha

gksxhA e`rd vfHknkrk ds ukfefr ;k mlds dqVqac ds lnL;ksa dks] ;fn os ,slh okaNk djs rks fudkl ds

fy, çLFkkfir dh xbZ dksbZ okf"kZdh Ø; djus dk fodYi gksxk%

ijUrq ;g fd tgka vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr

jkT; ds jktLo çkf/kdkfj;ksa }kjk tkjh fof/kd okfjl çek.k&i= ;k l{ke çkf/kdkfjrk ds U;k;ky;

}kjk tkjh mRrjkf/kdkj çek.k&i= ds vk/kkj ij dqVqac ds lnL;ksa dks lafpr isa'ku /ku dk Hkqxrku dj

fn;k tk,xkA

6&fudkl ;k çR;kgj.k ds fy, vkosnu dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ds v/khu jftLVªhd`r dksbZ

vfHknkrk dk fudkl vkSj vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs ds Vh;j I esa ds lafpr isa'ku /ku ls

çR;kgj.k uhsps ;Fkk fofufnZ"V ds flok; vuqKkr ugha gksxk] vFkkZr%&

¼d½ iwoZ ;k orZeku lsokvksa ds enns jk"Vªh; isa'ku ç.kkyh ds v/khu LFkk;h lsokfuo`fRr [kkrs ds

Vh;j I esa dh dksbZ isa'ku ;k lafpr isa'ku /ku] tks fofu;e 8 esa ;Fkkfofgr ml lhek rd fucaZf/kr

gksxk] ogka ds flok; tgka jk"Vªh; isa'ku ç.kkyh U;kl ;k mlds çkf/kd`r çfrfuf/k us vfHknkrk ds isa'ku

[kkrs esa lafpr isa'ku /ku ds leuqns'ku ds fy, iwoZ eatwjh nh gS] ysunkj dh çsj.kk ij fdlh U;k;ky;

dh vknsf'kdk }kjk vfHknkrk ds fo:) fdlh ekax ds fy, ;k fdlh ,sls U;k;ky; dh fMØh ;k vkns'k

dh rqf"V ds fy, vfHkxzg.k] dqdhZ ;k ifjo)dj.k ds fy, nk;h ugha gksxk(

¼[k½ jk"Vªh; isa'ku ç.kkyh ds fdlh vfHknkrk }kjk] jk"Vªh; isa'ku ç.kkyh ds v/khu ,sls vfHknkrk

dh ,slh fdlh ykHk ds lca/k esa ;k mlds en~ns lans; fdlh /kujkf'k ds laca/k esa ;k mlesa dksbZ Hkkoh

C;kt nsus ;k mlds leuqns'ku ds fy, fd;k x;k fdlh çdkj dk dksbZ leuqns'ku] fxjoh] lafonk]

vkns'k] foØ; ;k çfrHkwfr] flok; ogka ds v—R; vkSj 'kwU; gksxk tgka jk"Vªh; isa'ku ç.kkyh U;kl ;k

mlds çkf/kd`r çfrfuf/k us vfHknkrk ds isa'ku [kkrs esa lafpr isa'ku /ku ds ,sls leuqns'ku dh iwoZ

vuqKk nh gS vkSj tks fu;e 8 esa ;Fkk fofgr ,slh lhek rd fucZaf/kr gksxh ftl rd jk"Vªh; isa'ku

ç.kkyh U;kl ;k mlds çkf/kd`r çfrfuf/k }kjk lger Fkk ;k mldk vuqeksnu fd;k Fkk(

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¼x½ ;FkkfLFkfr] Hkkjr dk jk"Vªifr ;k fdlh jkT; dk jkT;iky] ;fn vfHknkrk ds fu;kstu dks

'kkflr djus okys lsok fu;eksa esa ,slk micaf/kr gS rks dsaæh; ljdkj ;k jkT; ljdkj dks dkfjr

laiw.kZ /kuh; gkfu ;k mlds fdlh Hkkx dh olwyh ds ç;kstu ds fy, vfHknkrk ds jk"Vªh; isa'ku

ç.kkyh [kkrs ds Vh;j I [kkrs esa fu;kstd ds :i esa dsæh; ljdkj ;k jkT; ljdkj }kjk fd, x, lg

vfHknk; ds ek/;e ls lafpr isa'ku /ku dk Hkkx ;k ml ij çksn~Hkwr fofu/kku vk; dks fo/kkfjr djus

ds vf/kdkj dks myV ldsxk] ijarq ,slh gkfu] lacaf/kr fu;kstd }kjk ,sls vfHknkrk ds fo:) vkjaHk

dh xbZ fdlh foHkkxh; ;k U;kf;d dk;Zokfg;ksa esa fl) gksuh pkfg,A jk"Vªh; isa'ku ç.kkyh U;kl ;k

fdlh ,slh bdkbZ dks] ftls ,slk çkf/kdkj fn;k x;k gS] nh xbZ fdlh lwpuk ds vuqlj.k esa vkSj

vfHknkrk ds mDr isa'ku /ku ds çfr/kkj.k dh bZIlk ls fo/kkj.k ds ,sls vf/kdkj dk vfHknkrk dh

vf/kof"kZrk dh rkjh[k ls igys ç;ksx fd;k tk,xkA fo/kkj.k ds ,sls vf/kdkj dk fof/kekU;r% ç;ksx

fd, tkus ij %&

¼i½ ,slk isa'ku /ku] tks jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku ;ksX; gS] vfHknkrk dks rc rd

Hkqxrku ugha fd;k tk,xk] tc rd] ;FkkfLFkfr] foHkkxh; ;k U;kf;d dk;Zokfg;ksa dk

fu"d"kZ vkSj ,slh dk;Zokfg;ksa ds laca/k esa vafre vkns'k esa ikfjr ugha dj fn;k tkrk gS(

¼ii½ mi[kaM ¼i½ esa ;FkkfofufnZ"V fo/kkfjr jde dk] Ldhe esa] ,slh i)fr vkSj jhfr esa vfHknk; ds

:i esa cuh jgsxh] ftlesa lacaf/kr ljdkj }kjk ,slh dkjokbZ dks viukdj j[kk x;k Fkk

vkSj fo/kkfjr jde dk vafre ifjfu/kkZj.k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk bl

ç;kstu ds fy, çkf/kd`r fdlh e/;orhZ ;k vU; bdkbZ }kjk lkekU;r% lacaf/kr ljdkj ls

leqfpr vkns'k ds çkIr gksus ds uCcs fnu ds Hkhrj fd;k tk,xk(

¼iii½ fo/kkfjr jde dk] ml lacaf/kr ljdkjh foHkkx }kjk] ftlus ,sls Qk;ns dks fo/kkfjr djus

dh bZIlk dh Fkh] ;Fkk izekf.kr vafre ifjfu/kkZj.k ij vfHknkrk dks Hkqxrku dj fn;k

tk,xk gks tk,xhA og ;Fkk laHko 'kh?kz vfHknkrk dks lanRr Hkqxrku dj fn;k tk,xk vkSj

;g izR;sd n'kk esa ,slk Hkqxrku jk"Vªh; isa'ku iz.kkyh U;kl ;k izkf/kdj.k }kjk bl iz;kstu

ds fy, izkf/k—r fdlh vU; bdkbZ ;k O;fDr }kjk vafre vkns'k dh izkfIr ds uCcs fnu ds

Hkhrj fd;k tk,xk(

¼³½ ;fn vfHknkrk ;k vfHknkrk dh e`R;q ij mlds dqVqEc ds lnL;] ljdkj }kjk micaf/kr

e`R;q ;k fu%'kDrrk laca/kh vfrfjDr vuqrks"k ds fodYi dk miHkksx djrs gSa rks ljdkj dks vfHknkrk dk

laiw.kZ lafpr /ku vius ikl lek;ksftr djus ;k varj.k fd, tkus dk vf/kdkj gksxkA ,sls Qk;ns dk

miHkksx djus okyk vfHknkrk ;k vfHknkrk ds dqVqEc ds lnL; ,sls ljdkjh izkf/kdj.k ls dqVqEc isa'ku

;k fu%'kDrrk isa'ku ;k dksbZ vU; isa'ku laca/kh izlqfo/kk ds LFkku ij fofufnZ"V :i ls vkSj fcuk 'krZ

ljdkj dks laiw.kZ lafpr isa'ku /ku varfjr djus ds fy, lger gksaxs vkSj bldk opu nsaxs(

¼p½ izkIr gksus ;ksX; lHkh Qk;ns] ftlds varxZr bu fofu;eksa ds v/khu ;FkkfofufnZ"V okf"kZdh dk

Ø; fd;k tkuk Hkh gS] bu fofu;eksa ;k ,sls fdUgha ekxZn'kZd fl)karksa] vkns'k ;k vf/klwpuk] tks

izkf/kdj.k }kjk le;≤ ij tkjh fd, tk,a] ds vuqlkj izR;kgj.k laca/kh vkosnu ij dk;Zokgh djus

ds i'pkr~ jk"Vªh; isa'ku iz.kkyh U;kl ;k dsUnzh; vfHkys[kkiky vfHkdj.k ;k izkf/kdj.k }kjk bl

iz;kstu ds fy, izkf/kd`r fdlh vU; bdkbZ }kjk lanRr fd, tk,axs(

¼N½ jk"Vªh; isa'ku iz.kkyh ds v/khu Vh;j I [kkrs ls fudkl djus okys vfHknkrk dk Vh;j II

[kkrs esa j[kh /kujkf'k dk Hkh eqnzhdj.k dj fn;k tk,xk vkSj lkFk gh lkFk mi;qDr Qk;ns dk Hkqxrku

djds can dj fn;k tk,xkA

IFMTR

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7&jk"Vªh; isa'ku ç.kkyh ds v/khu izR;kgj.k dh 'krsZa %&

jk"Vªh; isa'ku ç.kkyh U;kl ;k jk"Vªh; isa'ku ç.kkyh U;kl dh vksj ls dk;Z djus okyk dsUnzh;

vfHkys[kkiky vfHkdj.k ;k mDr iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r dksbZ vU; bdkbZ vfHknkrk

ls fofufnZ"V iz:i esa vkSj bl izdkj fofufnZ"V 'krksZa dks iwjk djus ds v/;/khu fdlh vfHknkrk ls

izR;kgj.k ds fy, dksbZ vkosnu izkIr gksus ij bu fofu;eksa] izkf/kdj.k }kjk le;≤ ij tkjh

ekxZn'kZd fl)karksa] ifji=ksa] vkns'kksa ;k vf/klwpukvksa ds v/khu vuqKkr i)fr vkSj jhfr esa jk"Vªh; isa'ku

ç.kkyh ls izR;kgj.k eatwj dj ldsxk %

ijarq vfHknkrk ls fofufnZ"V iz;kstu ds fy, bl izdkj fofufnZ"V nLrkostksa ds lkFk izR;kgj.k

ds fy, vkosnu izLrqr djus vkSj jk"Vªh; isa'ku ç.kkyh ds v/khu vuqKs; izR;kgj.k dh ckcr

izkf/kdj.k }kjk tkjh dk;Zpkyu laca/kh ekxZn'kZd fl)karksa esa varfoZ"V vis{kkvksa ds vuqikyu dh vis{kk

gksxhA

8& jk"Vªh; isa'ku ç.kkyh ds v/khu fuEufyf[kr izR;kgj.k vuqKkr gksaxs&¼1½ vfHknkrk ds

lafpr isa'ku /ku dk vkaf'kd izR;kgj.k] tks vfHknkrk ds lafpr isa'ku /ku dk] tks vfHknkrk }kjk fd,

x, va'knku ds iPphl izfr'kr ls vuf/kd gS] vkSj ftlesa jk"Vªh; isa'ku ç.kkyh ls fudkl ds iwoZ

fdlh le; fu;kstd }kjk fd, x, va'knku] ;fn dksbZ gks] vioftZr fd;k x;k gS] uhps fofufnZ"V

fuca/kuksa vkSj 'krksZa] iz;kstu] vko`fRr vkSj lhekvksa ds v/khu jgrs gq, vuqKs; gksxk&

¼v½ iz;kstu % fdlh vfHknkrk dks] izR;kgj.k izk:i izLrqr djus dh rkjh[k ls dsoy

fuEufyf[kr iz;kstu esa ls fdlh ds fy, mlds O;fDrxr isa'ku [kkrs ls ,sls vfHknkrk }kjk fd, x,

vfHknk;ksa dk iPphl izfr'kr ls vuf/kd dk izR;kgj.k] vuqKkr gksxk %&

¼d½ vius cPpksa ds] ftlds vUrxZr oS/k :i ls nRrd cPps Hkh gS] mPprj f'k{kk ds fy,(

¼[k½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] fookg ds fy,(

¼x½ vius Lo;a ds uke ls ;k fof/kd :i ls fookfgr ifr ;k iRuh ds lkFk la;qDr :i ls

dksbZ fuokl LFkku ¼edku½ ;k ¶ySV Ø; djus ;k mlds lafUuekZ.k ds fy,(

;fn] vfHknkrk ds ikl igys ls iSr`d laifRr ls fHkUu mlds Lo;a ds uke ls O;fDrxr :i

ls ;k la;qDr uke ls dksbZ fuokl LFkku ¼edku½ ;k ¶ySV gS] rks bu fofu;eksa ds v/khu dksbZ

izR;kgj.k vuqKkr ugha fd;k tk,xk(

¼?k½ fofufnZ"V chekfj;ksa ds mipkj ds fy,( ;fn] vfHknkrk mldk fof/kd :i ls fookfgr

ifr ;k iRuh] cPpksa ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] ;k vkfJr ekrk&firk fdlh

fofufnZ"V :X.krk ls xzLr gSa] ftlesa fuEufyf[kr jksxksa ds laca/k esa vLirky esa HkrhZ gksuk]

mipkj lekfo"V gksxk(

¼i½ dSalj(

¼ii½ fdMuh Qsy gksuk ¼jhuy Qsy gksuk] vafre LVst½(

¼iii½ izkbejh iqYeksujh vkYVsfd;y gkbijVsa'ku(

¼iv½ eYVhiy ,Dyjkbvksfll(

¼v½ estj vkxZu VªkalIykaV(

¼vi½ dksjsujh vkVªhZ ckbikl xzk¶l(

¼vii½ vksjVk xzk¶V ltZjh(

¼viii½ gkVZ okYo ltZjh(

IFMTR

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¼ix½ LVªksd(

¼x½ ek;ksdkfMZ;y baQD'ku(

¼xi½ dksek(

¼xii½ VksVy CykaMusl ¼iw.kZ :i va/krk½(

¼xiii½ isjkysfll ¼ydok½(

¼xiv½ xaHkhj@thou dks ladV esa Mkyus okyh nq?kZVuk(

¼xv½ thou dks uqdlku igqapkus okyh dksbZ vU; xaHkhj jksx tks izkf/kdj.k }kjk le;≤

ij tkjh ifji=ksa] ekxZn'kZd fl)karksa ;k vf/klwpukvksa esa fufnZ"V fd;k tk;sA

¼vk½ lhek,a % vuqKkr çR;kgj.k dsoy rFkk eatwj fd;k tk,xk ;fn vfHknkrk ykHkksa dk miHkksx

djus ds fy, fuEufyf[kr ik=rk laca/kh ekunaM vkSj lhekvksa dk vuqikyu djrk gS %&

¼d½ vfHknkrk] vius dk;Zxzg.k dh rkjh[k ls de ls de nl o"kZ dh vof/k rd jk"Vªh; isa'ku

ç.kkyh esa jgk gks(

¼[k½ vfHknkrk dks mlds }kjk fd, x, vfHknk;ksa ds] vkosnu dh rkjh[k dks mlds O;fDrxr

isa'ku [kkrs esa tek jde ds çR;kgj.k ds fy,] iPphl çfr'kr ls vuf/kd lap;u dk çR;kgj.k

vuqKkr ugah gksxkA

¼bZ½ vko`fRr % ¼1½ vfHknkrk dks] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknk; dh laiw.kZ vof/k ds

nkSjku dsoy vf/kdre rhu ckj çR;kgj.k vuqKkr gksxk vkSj ,sls çR;sd çR;kgj.k dh vafre rkjh[k

ls de ls de ikap o"kZ dh vof/k O;rhr u gks xbZ gksA nks çR;kgj.kksa ds chp O;rhr gksus okys ikap

o"kZ dh vfuok;Z vis{kk] fofufnZ"V #X.krk ds mipkj dh n'kk esa jk"Vªh; isa'ku ç.kkyh ls fudkl

vfHknkrk dh e`R;q ds dkj.k mn~Hkwr çR;kgj.k dh n'kk esa ykxw ugah gksxhA vfHknkrk }kjk lqlaxr

nLrkostksa ds lkFk fofufnZ"V çk:i esa çR;kgj.k ds fy, vuqjks/k dsaæh; vfHkys[kkiky vfHkdj.k ;k

jk"Vªh; isa'ku ç.kkyh U;kl dks] tSlk fofufnZ"V fd;k tk,] ,sls çR;kgj.k dh dk;Zokgh djus ds fy,

çLrqr fd;k tk,xkA ijarq tgka dksbZ vfHknkrk] mi[kaM ¼?k½ esa fofufnZ"V fdlh jksx ls xzLr gS ogka

çR;kgj.k dk ,slk vuqjks/k ,sls vfHknkrk ds dqVqac ds fdlh lnL; ds ek/;e ls çLrqr fd;k tk

ldsxkA

¼2½ LFkk;h lsokfuo`fRr [kkrs ls lacaf/kr fof/kekU; vkSj lfØ; Vh;j II [kkrk /kkjd dksbZ vfHknkrk

,sls vkosnu çk:i ij vkSj ,slh i)fr rFkk jhfr esa] tks çkf/kdj.k }kjk bl fufeRr fofufnZ"V dh

tk,] ,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk çR;kgj.k dj

ldsxkA ,sls çR;kgj.kksa dh] ykxw çHkkjksa vkSj çR;kgj.k jde dks ns[krs gq, lafpr isa'ku /ku dh i;kZIr

jde gksus rd dksbZ lhek ugah gksxh%

ijarq vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ls ckgj gksrs gh Vh;j II [kkrk Lor% can gks tk;sxk] Hkys

gh mDr ç;kstu ds fy, bl çdkj fofufnZ"V vkosnu vfHknkrk ls çkIr ugah gqvk gks vkSj ,sls [kkrs esa

lafpr /kujkf'k] jk"Vªh; isa'ku ç.kkyh ls fudkl laca/kh vfHknkrk ds vkosnu çLrqr djus ds le; gh

mlds }kjk fn;s x;s cSad [kkrs esa varfjr gks tk,xkA

9&çR;kgj.k dh çfØ;k&¼1½ jk"Vªh; isa'ku ç.kkyh U;kl ;k mDr ç;kstu ds fy, çkf/kdj.k

}kjk çkf/kd`r dksbZ vU; e/;orhZ ;k bdkbZ] vfHknkrk }kjk vf/kfu;e ds mica/k] izkf/kdj.k }kjk tkjh

bu fofu;eksa] funs'kksa] ekxZn'kZd fl)karks vkSj isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh;

isa'ku ç.kkyh U;kl½ fofu;e] 2015] tgka ykxw gksa] ds vuqlkj ntZ çR;kgj.k vkSj fudkl ls lacaf/kr

nkoksa ij dkjZokbZ djus vkSj mldk vuqeksnu djus vkSj çkf/kd`r djus ds fy, mRrjnk;h gksaxsA jk"Vªh;

isa'ku ç.kkyh U;kl] jk"Vªh; isa'ku ç.kkyh ls vfHknkrkvksa ds çR;kgj.k vkSj fudkl dks lqdj cukus ds

fy, mi;qDr çpkyu dkjZokbZ ;k ekxZn'kZd fl)kar fojfpr djsxkA

IFMTR

[ 201 ]

v/;k; 4

okf"kZdh dk Ø; vkSj okf"kZdh lsok çnkrk

10&fudkl ds le; okf"kZdh Ø; djus dh 'krsZa&¼1½ vfHknkrk] fudkl ds le;] bu fofu;eksa esa

;Fkk fofufnZ"V ekfld ;k dkfyd okf"kZdh ;k isa'ku ds fy, vfuok;Z :i ls dksbZ okf"kZdh Ø; djsxkA

,slh okf"kZdh] çkf/kdj.k }kjk lwphc) okf"kZdh lsok çnkrkvksa ls Ø; dh tk,xhA

¼2½ vfHknkrk }kjk okf"kZdh vkSj mlds çdkj ds fodYi dk mi;ksx jk"Vªh; isa'ku ç.kkyh ls

fudkl ds le; fd;k tk,xk] tc rd çkf/kdj.k }kjk le;≤ ij tkjh ifji=ksa] vf/klwpukvksa ;k

ekxZn'kZd fl)karks }kjk vU;Fkk fofufnZ"V u fd;k tk,A

¼3½ ,d ckj okf"kZdh Ø; dj fy, tkus ij jn~dj.k vkSj fdlh vU; okf"kZdh lsok çnkrk ds lkFk

;k fdlh vU; okf"kZdh Ldhe esa iqu% fofu/kku dk fodYi vuqKkr ugha gksxk] tc rd fd og okf"kZdh

lsok çnkrk }kjk fofufnZ"V micaf/kr eqDr fu;r vof/k lhek ds Hkhrj] okf"kZdh lafonk ds fuca/kuksa esa

,slk micaf/kr u gks] ;k chek fofu;ked vkSj fodkl çkf/kdj.k }kjk ,slk fofufnZ"V :i ls miyC/k u

gksa

¼4½ ljdkjh lsDVj ds vfHknkrk ls fHkUu vfHknkrk dks okf"kZdh lsok çnkrk }kjk miyC/k fofHkUu

çdkj dh okf"kZfd;ksa esa ls pquko dk fodYi gksxk vkSj bl çdkj pquh xbZ okf"kZdh lwphc) okf"kZdh

lsok çnkrk }kjk miyC/k dh tk,xhA

¼5½ jk"Vªh; isa'ku ç.kkyh ls fudkl pkgus okys vfHknkrkvksa ds Qk;ns ds fy, ,d fMQkYV

okf"kZdh lsok çnkrk vkSj fMQkYV okf"kZdh Ldhe gksxhA fMQkYV okf"kZdh lsok çnkrk vkSj ykxw fMQkYV

okf"kZdh Ldhe laca/kh lwpuk ,slh gksxh tks çkf/kdj.k }kjk fofufnZ"V dh tk, vkSj tks mlds }kjk tkjh

ifji=ksa] ekxZn'kZd fl)karks ;k vf/klwpuk ds ek/;e ls vfHknkrk lalwfpr djus ds vfrfjDr mldh

osclkbV ij miyC/k gksA ,slh fMQkYV okf"kZdh Ldhe fofu;e 3 ds v/khu vkus okys ljdkjh

vfHknkrkvksa ds ekeys esa miyC/k ;k ykxw ugaha gksxhA

11&okf"kZdh lsok çnkrkvksa dk iSuy rS;kj djuk&¼1½ bu fofu;eksa ds çkjaHk ls gh ,slk dksbZ

vkosnd] tks lwphc) okf"kZdh lsok çnkrk ds :i esa dk;Z djus ds fy, iSuy çek.k&i= vuqnRr fd;s

tkus laca/kh bu fofu;eksa esa ;Fkk fofufnZ"V ik=rk ekunaM dks iwjk djrk gS] mifofu;e ¼2½ esa

fofufnZ"V iSuy esa lfEefyr gksus gsrq Qhl vkSj mlds leFkZu esa ,sls nLrkostksa] tks çkf/kdj.k }kjk

fofufnZ"V fd, tk,a] ds lkFk fofufnZ"V ç:i esa vkosnu djsxkA

¼2½ vkosnu çi= ds lkFk ,d yk[k #i;s dh ,d ckjxh Qhl çkf/kdj.k dks lanRr dh tk,xhA

çkf/kdj.k }kjk iSuy esa lfEefyr gksus laca/kh Qhl] fofu;e 17 ds v/khu iSuy esa lfEefyr gksus

laca/kh çek.k&i= çnku djus dh lwpuk Hkstus dh rkjh[k ls iUæg fnu ds Hkhrj olwy dh tk,xh%

ijarq çR;sd lwphc) okf"kZdh lsok çnkrk] iSuy esa lfEefyr gksus laca/kh çek.ki= ds uohdj.k ds

le; ,slh uohdj.k Qhl] ;fn dksbZ gks] dk lank; djsxk tks çkf/kdj.k }kjk le;≤ ij mlds

}kjk tkjh ifji=] vkns'k ;k vf/klwpuk }kjk fofufnZ"V dh tk,A

¼3½ ,slk vkosnu] tks lHkh çdkj ls iw.kZ ugha gS] tks vkosnu ç:i esa vkSj bu fofu;eksa esa

fofufnZ"V vuqns'kks ds vuq:i ugha gS] ukeatwj dj fn;k tk,xkA ijarq ;fn dksbZ ,slk vkosnu ukeatwj

djus ds igys vkosnd dks okil ysus ;k vkosnu dks lHkh çdkj ls iw.kZ djus vkSj xyfr;ksa dks] ;fn

dksbZ gks] lq/kkjus dk ;qfDr;qDr volj fn;k tk,xkA çkf/kdj.k vkosnd ls vkosnu dk fuiVkjk djus

ds fy, ,slh vfrfjDr lwpuk dh bZIlk dj ldsxk tks og lqlaxr le>sA

¼4½ bu fofu;eksa ds çkajHk ls iwoZ varfje isa'ku] is'ku fuf/k] fofu;ked vkSj fodkl çkf/kdj.k

}kjk lwphc) dksbZ okf"kZdh lsok çnkrk] bu fofu;eksa dh vf/klwpuk ls uCcs fnu dh vof/k rd ;k

;fn og iSuy esa lfEefyr gksus ds fy, vkosnu djrk gS rks çkf/kdj.k }kjk mlds vkosnu dk

fuiVkjk djus rd ml :i esa dk;Z djrk jgsxkA

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12&çek.ki= çnku djus ds fy, ik=rk ekunaM&¼1½ fdlh vkosnd ds fy, lwphc) okf"kZdh

lsok çnkrk ds :i esa dk;Z djus gsrq fuEufyf[kr ik=rk ekunaM gksaxs %&

¼d½ chek fofu;ked vkSj fodkl çkf/kdj.k }kjk jftLVªhd`r vkSj fofu;fer rFkk fiNys rhu

o"kksZa ls ?kjsyw cktkj esa okf"kZdh laca/kh mRiknksa esa O;ogkj djus okyh dksbZ thou chek daiuh(

¼[k½ vkosnd] ftlds ikl U;wure 'kq) ekfy;r nks lkS ipkl djksM #i;s gS(

¼x½ vkosnd] ,sls okf"kZdh mRiknksa dh] tks chek fofu;ked vkSj fodkl çkf/kdj.k dks Qkby

okf"kZdh mRiknksa ds C;kSjksa }kjk çn'kZu ;ksX; gS] ifjdYiuk] fodkl vkSj çLFkkiuk djus esa l{ke gS(

¼?k½ chek fofu;ked vkSj fodkl çkf/kdj.k }kjk cktkj esa okf"kZdh mRiknksa ds lkFk O;ogkj djus

;k mudk foØ; djus ls oftZr ugha fd;k x;k gS(

¼³½ dksbZ vU; ekunaM] tks çkf/kdj.k }kjk ladYiks] vf/klwpukvksa] ifji=ksa] ekxZn'kZd fl)karks]

lafUu;eksa ;k Kkiu }kjk le;≤ ij fofufnZ"V fd, tk,aA

¼2½ çkf/kdj.k us ys[kc) fd;s tkus okys dkj.kksa ls mijksDr dqN ;k lHkh ekunMksa ;k vf/kR;tu

djus ;k mikarfjr djus dk vf/kdkj vkjf{kr j[kk gSA

13&lwpuk dk çdVhdj.k&¼1½ çkf/kdj.k dks] vfHknkrkvksa ds fgr dks /;ku esa j[krs gq, vkosnd

}kjk vkosnu esa nh xbZ lwpuk dks lkoZtfud :i ls çdV djus dk vf/kdkj gksxkA

¼2½ okf"kZdh çnkrk }kjk iSuy esa lfEefyr gksus ds fy, vkosnu djrs le; ;k mlds i'pkr~

çkf/kdj.k dks nh xbZ lwpuk esa gqbZ dksbZ rkfRod ifjorZu rqjar fdUrq ,slh ifjorZu gksus ds rhl fnu

ds vi'pkr~ çkf/kdj.k dks nh tk,xhA

14&lwpuk vkSj Li"Vhdj.k dk fn;k tkuk&¼1½ çkf/kdj.k] vkosnd ls iSuy esa lfEefyr gksus ds

fy, vkosnu dk fuiVkjk djus ds ç;kstu ds fy, vfrfjDr lwpuk ;k Li"Vhdj.k nsus ds fy, vkSj

rRi'pkr~ ,sls fdlh vU; ekeys dh ckcr] tks çkf/kdj.k }kjk vko';d le>k tk,] vis{kk dj

ldsxkA vkosnd ;k mldk ç/kku vf/kdkjh] ;fn ,slk visf{kr gks] çkf/kdj.k ds le{k vkosnu ds laca/k

esa O;fDrxr vH;kosnu ds fy, gkftj gksxkA

¼2½ vkosnd] çkf/kdj.k dks mlds lek/kkuçn :i esa çkf/kdj.k }kjk bl lca/k esa fofufnZ"V le;

ds Hkhrj ,slh lwpuk vkSj Li"Vhdj.k nsxkA

15&lwpuk dk lR;kiu&¼1½ vkosnd }kjk fn;s x;s vkosnu vkSj lwpuk rFkk mldh ik=rk ij

fopkj djrs le; çkf/kdj.k ] ;fn ,slh okaNk djs] lwpuk dk lR;kiu] ftlds varxZr nLrkostksa]

dk;ZLFky dk oLrqr% lR;kiu Hkh gS] ,slh jhfr esa dj ldsxk tks og vko';d le>s vkSj dk;ZLFky]

volajpuk vkSj ,sls çkS|ksfxdh leFkZu dh] ftldk vkosnd ds ikl gksuk visf{kr gS] miyC/krk dk

fujh{k.k dj ldsxkA

¼2½ lwpuk ds lR;kiu ds ç;kstu ds fy, çkf/kdj.k] fdlh O;fDr dh fu;qfDr dj ldsxk]

ftlds varxZr mldk dksbZ vf/kdjh ;k laijh{kd ;k dksbZ okg; vfHkdj.k Hkh gSA

16&vkosnu ij fopkj fd;k tkuk&¼1½ vkosnd dh ik=rk vkSj ,sls vkosnd dks iSuy esa

lfEefyr fd;s tkus laca/kh çek.ki= nsus ij fopkj djus ds fy, çkf/kdj.k ,sls lHkh fo"k;ksa dks /;ku

esa j[ksxk tks og isa'ku lsDVj vkSj jk"Vªh; isa'ku ç.kkyh ds fØ;kdykiksa ds fy, lqlaxr le>s fdUrq ;s

fuEufyf[kr fo"k;ksa rd lhfer ugha gksxk %&

¼d½ D;k vkosnd ;k mlds fdlh lgc) dks igys] Hkkjr ds fdlh foRrh; lsDVj fofu;ked

}kjk] ftlds varxZr Hkkjrh; fjtoZ cSad] Hkkjrh; çfrHkwfr vkSj fofue; cksMZ] chek fofu;ked vkSj

fodkl çkf/kdj.k rFkk çkf/kdj.k Hkh gaSA iSuy esa lfEefyr gksus laca/kh çek.ki= nsus badkj fd;k x;k

gS] ;fn ,slk gS rks ,slh badkj ds vk/kkj(

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¼[k½ D;k vkosnu ij] fiNys ikap o"kksZ esa Hkkjrh; fjtoZ cSad Hkkjrh; çfrHkwfr vkSj fofue; cksMZ]

chek fofu;ked vkSj fodkl çkf/kdj.k rFkk çkf/kdj.k tSls fdlh foRrh; fofu;ked }kjk ;k fdlh

U;k;ky; ;k vf/kdj.k }kjk fdUgha fof/k;ksa ds mica/kks dk] lacaf/kr fofu;ked }kjk cuk, x, fofu;eksa

;k funs'kksa] ekxZn'kZd fl)karks vkSj ifji=ksa ds mYya?ku ds fo"k; esa 'kkfLr vf/kjksfir dh xbZ gS vkSj

;fn ,slk gqvk gS rks mlds vk/kkj(

¼x½ D;k vkosnd bu fofu;eksa esa ;FkkfofufnZ"V ik=rk laca/kh ekunaMksa vkSj vU; vis{kkvksa dks iwjk

djrk gS(

¼?k½ D;k vkosnd dks çek.k&i= fn;k tkuk vfHknkrkvksa ds fgr vkSj@;k isa'ku lsDVj ;k jk"Vªh;

isa'ku ç.kkyh ds Øec) fodkl ds fgr esa gS(

¼2½ vkosnu ij fopkj djrs le;] çkf/kdj.k vkosnd dks] ,slh rkjh[k] le; vkSj LFkku ij] tks

çkf/kdj.k }kjk vo/kkfjr fd;k tk,] çkf/kdj.k dks vH;kosnu djus ds fy, vkeaf=r dj ldsxkA ,sls

çLrqfrdj.k dk ç;kstu] vkosnd dks] çkf/kdj.k dks viuk çLrko çLrqr djus vkSj vius çLrko dk

ewy vk/kkj Li"V djus gsrq vuqKkr djuk gksxkA

¼3½ iSuy esa lfEefyr gksus laca/kh çek.k&i= fn, tkus dk ,slk vkosnu&

¼d½ tks lHkh çdkj ls iw.kZ ugha gS vkSj nh xbZ vis{kkvksa rFkk bu fofu;eksa esa fofufnZ"V vis{kkvksa

ds vuq:i ugha gS(

¼[k½ ftlesa çkf/kdj.k }kjk ;Fkk visf{kr vfrfjDr lwpuk varfoZ"V ugha gS(

¼x½ tks xyr] feF;k ;k Hkzked ç—fr dk gS(

¼?k½ tgka vkosnd us bu fofu;eksa ds v/khu ;Fkk of.kZr ik=rk lca/kh vis{kkvksa dk ikyu ugha

fd;k gS(

¼³½ tks çkf/kdj.k dh jk; esa vfHknkrkvksa ds fgr vkSj@;k isa'ku lsDVj ;k jk"Vªh; isa'ku ç.kkyh

ds Øec) fodkl mn~ns';ijd fgr esa ugha gS(

¼p½ tgka vkosnd mfpr vkSj mi;qDr O;fDr ugha gS]

çkf/kdj.k }kjk ys[kc) fd, tkus okys dkj.kkas ls ukeatwj dj fn;k tk,xkA

¼4½ fdlh vkosnu dks ukeatwj fd, tkus ds iwoZ vkosnd dks] çkf/kdj.k }kjk mDr iz;kstu ds

fy, fofufnZ"V le; ds Hkhrj dfe;ksa dks lq/kkjus dk fyf[kr esa volj fn;k tk,xk%

ijarq tgka dksbZ vkosnu bl vk/kkj ij ukeatwj fd;k tkrk gS fd mlesa feF;k ;k Hkzked lwpuk

varfoZ"V gS] ogka ,slk dksbZ volj çnku ugha fd;k tk,xk vkSj vkosnd bu fofu;eksa ;k fdUgha vU;

fofu;eksa ds v/khu ,slh ukeatwjh dh rkjh[k ls ,d o"kZ dh vof/k ds fy, çek.ki= nsus gsrq vkosnu

ugha djsxkA

¼5½ bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh vkosnu dk] tks lHkh çdkj ls iw.kZ gS]

çkf/kdj.k }kjk ,slk vuqjks/k çkIr gksus dh rkjh[k ls lkB fnu dh vof/k ds Hkhrj fuiVkjk fd;k

tk,xkA

17&iSuy esa lfEefyr gksus laca/kh çek.ki= fn, tkus dh çfØ;k&¼1½ çkf/kdj.k] bl ckr dk

lek/kku gks tkus ij fd vkosnd ik= gSA mikca/k 3 esa fofufnZ"V ç:i iSuy esa lfEefyr gksus laca/kh

çek.k&i= nsxk vkSj bl laca/k esa vkosnd dks lwpuk Hkstsxk%

ijarq tgka çkf/kdj.k ;k fdlh U;k;ky; ;k vf/kdj.k esa dksbZ dk;Zokgh yafcr gS ftlds

ifj.kkeLo:i jftLVªhdj.k çek.k&i= fuyafcr ;k jn~n fd;k tk ldrk gS] ogka çkf/kdj.k l'krZ

jftLVªhdj.k vuqnRr dj ldsxkA

¼2½ iSuy esa lfEefyr gksus laca/kh çek.ki= çkIr gksus dh rkjh[k ls rhl dk;Z fnol ds Hkhrj]

okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh U;kl ;k dsaæh; vfHkys[kkiky vfHkdj.k ds lkFk] jk"Vªh;

IFMTR

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isa'ku ç.kkyh ds vfHknkrkvksa }kjk okf"kZdh ds Ø; djus dh çfØ;k dks çpkfyr djus ds ç;kstu ds

fy, djkj djsxkA

18&iSuy esa lfEefyr gksus laca/kh çek.ki= dh 'krsZa&fdlh okf"kZdh lsok çnkrk dks çkf/kdj.k

}kjk iSuy esa lfEefyr gksus laca/kh vuqnRr çek.ki= fuEufyf[kr 'krksZa ds v/;/khu gksxk] vFkkZr%&

¼d½ tgka okf"kZdh lsok çnkrk] viuh çkfLFkfr ;k xBu esa ifjorZu dk çLrko djrk gS ogka og

okf"kZdh lsok çnkrk ds :i esa dk;Z djuk tkjh j[kus ds fy, chek fofu;ked vkSj fodkl çkf/kdj.k

ls vfHkçkIr vuqeksnu ds lkFk ,slh lwpuk çkf/kdj.k dks nsxk(

¼[k½ og bu fofu;eksa ds vuqlkj ykxw Qhl dk lank; djsxk(

¼x½ og vf/kfu;e ;k mlds v/khu çkf/kdj.k }kjk cuk, x, fu;eksa vkSj fofu;eksa ds mica/kksa]

tkjh fd, x, fdlh funs'k] ekxZn'kZd fl)karks ;k ifji=ksa dk ikyu djsxk(

¼?k½ og chek vf/kfu;e] 1938] chek fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 1999 vkSj

mlds v/khu fojfpr fu;eksa vkSj fofu;eksa dk ikyu djsxk(

¼³½ og çek.ki= dh laiw.kZ vof/k rd iSuy esa lfEefyr gksus laca/kh bu fofu;eksa esa fofufnZ"V

ik=rk laca/kh ekunaM vkSj vU; vis{kkvksa dk ikyu djsxk %

ijarq çkf/kdj.k] ,slh vU; vkSj vfrfjDr 'krsZa vf/kjksfir dj ldsxk] tks og vfHknkrkvksa ds fgr

esa ;k jk"Vªh; isa'ku ç.kkyh ;k isa'ku lsDVj ds Øec) fodkl ds fy, mfpr le>sA

19&iSuy esa lfEefyr gksus laca/kh çek.ki= vuqnRr djus] badkj djus ;k iSuy esa lfEefyr gksus

laca/kh çek.k&i= ds lekIr gksus dk çHkko&¼1½ tgka dksbZ fo|eku okf"kZdh lsok çnkrk iSuy esa

lfEefyr gksus laca/kh çek.k&i= ds uohdj.k ds fy, vkosnu djus esa vlQy jgrk gS] ogka iSuy esa

lfEefyr gksus laca/kh çek.ki= dh lekfIr ij ;k bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh

çek.k&i= vuqnRr fd, tkus ls badkj dj fn, tkus ;k fdlh U;k;ky; ds vkns'k esa ,sls okf"kZdh

lsok çnkrk dks ifjlekiu djus dk funs'k fn;k x;k gS]

;k mlus viuk çek.ki= vH;fiZr dj fn;k gSA ogka ,slk okf"kZdh lsok çnkrk]&

¼d½ jk"Vªh; isa'ku ç.kkyh ds vfHknkrkvksa ds fy, okf"kZdh lsok çnkrk ds :i esa dk;Z rqjar NksM+

nsxk(

¼[k½ okf"kZdh lsok çnkrk] ;fn dksbZ gks] mixr ;k dfYir nkf;Ro ds ckjs esa mica/k djsxk(

¼x½ ,slh le;&lhek ds Hkhrj vkSj ,slh jhfr esa] tks lqlaxr fofu;eksa ds v/khu visf{kr gks ;k

tks çkf/kdj.k }kjk funs'k fn;k tk,] ,slh vU; dkjZokbZ djsxkA

¼2½ fdlh okf"kZdh lsok çnkrk dks bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh çek.ki=

vuqnRr djus ls badkj djrs le; çkf/kdj.k okf"kZdh lsok çnkrk ij ,slh 'krsZa vf/kjksfir dj ldsxk

tks og vfHknkrkvksa ds fgr ds laj{k.k ds fy, mfpr le>s vkSj ,slh 'krksZa dk ikyu fd;k tk,xkA

20&iSuy esa lfEEfyr gksus laca/kh çek.k&i= dh fof/kekU;rk dh vof/k&¼1½ vf/kfu;e] bu

fofu;eksa ds vuqikyu ds v/;/khu fdlh okf"kZdh lsok çnkrk dks vuqnRr çek.ki= rc rd fof/kekU;

jgsxk tc rd mldk mlds }kjk vH;iZ.k ugha dj fn;k tkrk ;k bu fofu;eksa ds vuqlkj fuyafcr

;k jn~n ugha dj fn;k tkrk gSA

¼2½ ,slk okf"kZdh lsok çnkrk] ftls iSuy esa lfEefyr gksus laca/kh çek.ki= vuqnRr fd;k x;k gS]

,sls iSuy dks ço`Rr j[kus ds fy, igyk iSuy rS;kj gksus dh rkjh[k ls ;k çkf/kdj.k }kjk vafre

Lohd`r Qhl ds lank; dh rkjh[k ls ikap o"kZ dh lekfIr ds iwoZ uCcs fnu ds Hkhrj] çkf/kdj.k dks

fofufnZ"V ç:i esa iPphl gtkj #i;s Qhl dk lank; djsxkA

21&dfri; ekeyksa esa ik=rk ekunaM ls NwV&¼1½ ;fn dksbZ vkosnd] okf"kZdh lsok çnkrk ds fy,

;FkkfofufnZ"V fdlh ik=rk ekunaM dks iwjk ugha djrk gS rks og ,sls ekunaM ls NwV dh bZIlk djrs

gq, çkf/kdj.k ls vuqjks/k dj ldsxkA

IFMTR

[ 205 ]

¼2½ çkf/kdj.k] ;fn mldh jk; esa ,slh ik=rk 'krksZa dk] ftldh NwV dh bZIlk dh xbZ gS] ikyu

u fd;k tkuk vfHknkrkvksa ds fgr dks çfrdwy :i ls çHkkfor ugha djsxk vkSj ,slh NwV isa'ku lsDVj

vkSj fofufnZ"V :i ls jk"Vªh; isa'ku ç.kkyh U;kl ds lkekU; fodkl esa vojks/k ugha djsxh rks og

ys[kc) fd, tkus okys dkj.kksa ls ,slh bdkbZ dks dqN ekunaM ls NwV ns ldsxkA ,slh ifjfLFkfr;ksa esa

çkf/kdj.k ,slh vfrfjDr 'krsZa vf/kjksfir dj ldsxk tks og lwphc) fd, tkus ds fy, mfpr le>sA

22&iSuy esa lfEefyr okf"kZdh lsok çnkrk ds drZO; vkSj nkf;Ro&¼1½ iSuy esa lfEefyr okf"kZdh

lsok çnkrk ds eq[; d`R; fuEufyf[kr gksaxs&

¼d½ jk"Vªh; isa'ku ç.kkyh ls fudkl ds le; vfHknkrkvksa dks fHkUu&fHkUu çdkj dh rRdky

okf"kZdh dk çca/k djuk(

¼[k½ çkf/kdj.k }kjk ;Fkkvisf{kr U;wure rRdky okf"kZdh ds fofHkUu fodYi miyC/k djuk vkSj

chek vf/kfu;e] 1938 ¼1938 dk 4½ vkSj chek fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 1999

¼1999 dk 41½ vkSj mlds v/khu cuk, x, fu;eksa] fofu;eksa vkSj ekxZn'kZd fl)karks ds vuq:i

vfHknkrkvksa ds fgr esa le;≤ ij çkf/kdj.k }kjk ;Fkk visf{kr dksbZ u, fodYi dks miyC/k djkus

esa leFkZ gksuk(

¼x½ jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk Ø; dh xbZ okf"kZdh lafonk ds fy,

vfHknkrk dks ekfld ;k dksbZ vU; okf"kZdh miyC/k djkuk(

¼?k½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa ds lkFk okf"kZdh lafonk djus

ds mn~Hkwr f'kdk;rksa vkSj lcaf/kr eqn~nks ij dkjZokbZ djus ds fy, mRrjnk;h gksxkA

¼2½ jk"Vªh; isa'ku ç.kkyh ds fy, ikjLifjd vkjafHkd xzkgd&

¼d½ okf"kZdh Ø; djus ds laca/k esa laHkkfor vfHknkrkvksa ds ç'uksa ij fopkj(

¼[k½ chek fofu;ked vkSj fodkl çkf/kdj.k dh okf"kZfd;ksa ls lacaf/kr vuqeksfnr lwpuk] okf"kZfd;ka

vkSj vkosnu i= ;k çLFkkiuk laca/kh nLrkost ;k rkRdkfyd okf"kZfd;ksa ls rkRif;Zr çpkj lkexzh]

ftlds varxZr okf"kZdh lax.kuk Hkh gS] miyC/k djkuk vkSj çnf'kZr djuk(

¼3½ okf"kZdh ds Ø; ds fy, vfHknkrk jftLVªhdj.k &

¼d½ vkosnuksa dh çkfIr vkSj çfrxzg.k ds fy, visf{kr vko';d volajpuk] fofufnZ"V çhfe;eks a

lfgr] miyC/k djkuk rFkk chek fofu;ked vkSj fodkl çkf/kdj.k }kjk fd, x, vuqeksnuksa ds vuq:i

okf"kZdh lafonk,a tkjh djuk(

¼[k½ vfHknkrkvksa }kjk çkf/kdj.k }kjk jftLVªh—r vkSj fofu;fer dsaæh; vfHkys[kkiky vfHkdj.k

ds ek/;e ls okf"kZdh mRiknksa] ftuds varxZr vko';d lk¶Vos;j leFkZu Hkh gS] ds vkuykbu Ø; ds

fy, visf{kr volajpuk dks lqdj cukuk rFkk bls miyC/k djkukA okf"kZdh lsok çnkrk miyC/k

okf"kZfd;ksa vkSj vU; lqfo/kkvksa ds lac/ak esa vko';d vkosnu ç:i] lkfgfR;d lkexzh vfHknkrkvksa dks

dasæh; vfHkys[kkiky vfHkdj.k ç.kkyh vFkok bl ç;kstu ds fy, fofufnZ"V fdlh vU; <ax ds ek/;e

ls miyC/k djk,xk(

¼x½ vfHknkrk ds fodYikuqlkj bu fofu;eksa vkSj chek fofu;ked vkSj fodkl çkf/kdj.k }kjk

fofufnZ"V ekxZn'kZd fl)karks ds vuq:i okf"kZdh vkosnu esa micaf/kr okf"kZdh lafonk dk tkjh fd;k

tkuk(

¼?k½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu ekfld] frekgh ;k okf"kZd] vfHknkrk }kjk

tSlk fodYi viuk;k x;k gS] isa'ku ;k okf"kZdh] okf"kZdh vkosnu ç:i esa rFkk ,sls vfHknkrk }kjk

p;fur okf"kZdh lafonk ds vuqlkj ifjnRr djus ds fy, mRrjnk;h gksxk( gkykafd ljdkjh vfHknkrkvksa

dks dsoy ekfld vk/kkj ij isa'ku ifjnRr dh tk,xhA

¼³½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk dsUæh; vfHkys[kkiky

vfHkdj.k ;k mlds çfrfuf/k ;k ,slh vU; bdkbZ ls] tks bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r

IFMTR

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gS] Ø; ds çfr okf"kZdh lafonkvksa ds tkjh fd, tkus ds fy, laxzg.k] lR;kiu vkSj i'pkr~orhZ dkjZokbZ

ds fy, mRrjnk;h gksxk(

¼p½ okf"kZdh lsok çnkrk jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk fd, x, okf"kZdh Ø;ksa

ds laca/k esa jk"Vªh; isa'ku ç.kkyh U;kl vkSj dsæh; vfHkys[kkiky vfHkdj.k dks bl :i] ç:i esa vkSj

,sls varjky ij] tks jk"Vªh; isa'ku ç.kkyh U;kl }kjk fofufnZ"V fd, tk,] lwpuk miyC/k djk,xkA

¼4½ okf"kZdh lsok çnkrk }kjk dh xbZ okf"kZdh lafonk ds laca/k esa] irs esa] ukfefrdj.k esa ;k fdlh

vU; fØ;kdyki esa ifjorZu ds fy, vfHknkrk ds vuqjks/kksa ij] tSls fd vfHknkrkvksa ls vuqjks/k çkIr

djus] mu ij dkjZokbZ djuk vkSj mUgsa çHkkoh djus dh dkjZokbZ dh tk,xhA

¼5½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu ,sls vfHknkrkvksa ls] ftUgksaus mlls

okf"kZdh Ø; dh Fkh] f'kdk;rsa çkIr djus vkSj mudk lek/kku djus ds fy, rFkk chek fofu;ked vkSj

fodkl çkf/kdj.k }kjk chekdrkZvksa ds fy, tkjh fd, x, f'kdk;r lek/kku lca/kh ekxZn'kZd fl)karks

;k fofu;eksa ds vuqlkj mudk lek/kku fd, tkus rd mudk vuqijh{k.k djus ds fy, mRrjnk;h

gksxkA

¼6½ okf"kZdh lsok çnkrk }kjk çnku dh xbZ lsokvksa ds laca/k esa vfHknkrk ls çkIr fdlh f'kdk;r

ij] dkjZokbZ rFkk okf"kZdh lsok çnkrk }kjk mudk fuiVkjk] chek fofu;ked vkSj fodkl çkf/kdj.k

vf/kfu;e] 1999 ¼1999 dk 41½ ds mica/kksa vkSj mlds v/khu fojfpr fu;eksa vkSj fofu;eksa ds vuqlkj

fd;k tk,xk vkSj mldh lwpuk jk"Vªh; isa'ku ç.kkyh U;kl dks nh tk,xhA ,slk çkf/kdj.k dh okf"kZdh

lsok çnkrk ds iSuy dks jn~n djus ;k fuyafcr djus dh vFkok ,sls vU; mik; djus dh] tks

vfHknkrk ds fgr esa vko';d le>s tk,a] 'kfDr;ksa ij çfrdwy çHkko Mkys fcuk fd;k tk,xkA

23&vfHknkrkvksa ls Qhl vkSj çHkkjksa dk çHkkfjr fd;k tkuk&fdlh mRikn ds fy, chek

fofu;ked vkSj fodkl çkf/kdj.k }kjk ;Fkk micaf/kr çhfe;e ls fHkUu dksbZ vfrfjDr Qhl ugha gksxh

fdUrq blesa ljdkj }kjk vf/kjksfir fdUgha djksa dks vioftZr fd;k x;k gSA vfHknkrkvksa dks tkjh

mRikn ds fy, dksbZ vfrfjDr e/;LFkrk O;; ;k çHkkj ugha gksaxsA

24&vuqikyu vf/kdkjh dh fu;qfDr&¼1½ çR;sd okf"kZdh lsok çnkrk ,d vuqikyu vf/kdjh dh

fu;qfDr djsxk tks bu fofu;eksa vkSj chek fofu;ked vkSj fodkl çkf/kdj.k }kjk tkjh vU; fu;eksa]

fofu;eksa ekxZn'kZd fl)karks ds v/khu ;Fkk micaf/kr okf"kZdh lsok çnkrk ds drZO;ksa ds vuqikyu dks

ekuhVj djus rFkk ,sls vfHknkrkvksa }kjk] ftUgksaus jk"Vªh; isa'ku ç.kkyh ls fudkl ij okf"kZdh lsok

çnkrk ls okf"kZfd;ksa dk Ø; fd;k gS] çkIr dh xbZ f'kdk;rksa dks nwj djus ds fy, mRrjnk;h gksxkA

,sls vuqikyu vf/kdkjh ds uke vkSj C;kSjs ds ckjs esa] ,slh fu;qfDr ds rhl fnu ds Hkhrj çkf/kdj.k dks

lwfpr fd;k tk,xkA

¼2½ vuqikyu vf/kdkjh] jk"Vªh; isa'ku ç.kkyh dh vU; bdkb;ksa tSls jk"Vªh; isa'ku ç.kkyh U;kl]

dsaæh; vfHkys[kkiky vfHkdj.k] U;klh cSad ;k okf"kZdh Ø; djus ;k mlls lacaf/kr fdlh fØ;kdyki

ls lacaf/kr dksbZ vU; fofufnZ"V bdkbZ ds lkFk lg;ksx ls lacaf/kr fØ;kdykiksa dks djus ds fy,

mRrjnk;h gksxkA

25&vkpkj lafgrk&iSuy esa lfEefyr okf"kZdh lsok çnkrk lHkh le;ksa ij chekdrkZ dh vkpkj

lafgrk ;k chek fofu;ked vkSj fodkl çkf/kdj.k }kjk vfHknkrkvksa }kjk Ø; dh xbZ okf"kZdh ls

lacaf/kr fØ;kdykiksa esa mfpr dkjZokbZ djus ds fy, fofufnZ"V dksbZ vU; leku fu;eksa] ekxZn'kZd

fl)karks ;k fofu;eksa dk ikyu djsxkA

26&chek fofu;ked vkSj fodkl çkf/kdj.k ls lgc) fdUgha fo"k;ksa ij dkjZokbZ djus dh

çkf/kdj.k dh 'kfDr&jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk okf"kZdh Ø; esa vkus okyh fdUgha

dfBukb;ksa] okf"kZdh Ø; ls mnHkwr f'kdk;rksa ;k okf"kZdh Ø; ls lac) fdlh vU; ekeys dks /;ku esa

IFMTR

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j[krs gq, çkf/kdj.k esa ml ekeys dks lh/ks chek fofu;ked vkSj fodkl çkf/kdj.k ds le{k ys tk

ldrk gSaA

27&xksiuh;rk&iSuy esa lfEefyr okf"kZdh lsok çnkrk jk"Vªh; isa'ku ç.kkyh ds v/khu mlds }kjk

çkIr lHkh vfHkys[kksa] MkVk vkSj lwpuk] ftlds varxZr vfHknkrk ls çkIr lwpuk Hkh gS] ds laca/k esa iw.kZ

xksiuh;rk cuk, j[ksxkA okf"kZdh lsok çnkrk çkf/kdj.k dh iwoZ vuqKk ds fcuk] ,slk MkVk ;k lwpuk

lk{; ds :i esa ;k fdlh vU; ç;kstu ds fy,] fof/k dh lE;d~ çfØ;k }kjk ;Fkkisf{kr ds flok;]

is'k vFkok lk>k ugha djsxkA

28&iSuy dk jn~n fd;k tkuk&çkf/kdj.k] okf"kZdh lsok çnkrk dk] mls lquokbZ dk ;qfDr;qDr

volj nsus ds i'pkr~ vfHkys[kc) fd, tkus okys dkj.kksa ls jn~n dj ldsxkA

v/;k; 5

fujh{k.k vkSj laijh{kk

29&fujh{k.k vkSj laijh{kk&,sls e/;ofrZ;ksa dh] ftUgsa jk"Vªh; isa'ku ç.kkyh ls çR;kgj.k ds çca/k

ds dk;Z lkSais x, gSa] laijh{kk vkSj fujh{k.k dh ckcr çkf/kdj.k dh 'kfDr;ka jk"Vªh; isa'ku ç.kkyh ds

v/khu fofufnZ"V e/;ofrZ;ks dks 'kkflr djus okys fofu;eksa ds vuqlkj gksxhA

v/;k; 6

tkap

30&tkap dk lapkyu&¼1½ O;fDrØe dh n'kk esa] tkap dk;Zokfg;ka vkSj dkjZokbZ] jk"Vªh; isa'ku

ç.kkyh U;kl] dsaæh; vfHkys[kkiky vfHkdj.k ;k dksbZ vU; e/;orhZ tSls fofufnZ"V e/;ofrZ;ksa dks

'kkflr djus okys fofu;eksa ds vuqlkj gksxhA

¼2½ tgka O;frØe varofyZr gS ogka jk"Vªh; isa'ku ç.kkyh U;kl] dsaæh; vfHkys[kkiky vfHkdj.k

vkSj ;k dksbZ vU; e/;orhZ mDr ç;kstu ds fy, ,d lkekU; tkap dj ldsaxsA

v/;k; 7

çdh.kZ

31&diV ;k dqçca/k dk fuokj.k&jk"Vªh; isa'ku ç.kkyh U;kl ;k dsæh; vfHkys[kkiky vfHkdj.k

;k okf"kZdh lsok çnkrk ;k dksbZ vU; e/;orhZ ;k bdkbZ] ftls çkf/kdj.k }kjk jk"Vªh; isa'ku ç.kkyh ls

çR;kgj.k ds çca/ku dk d`R; lkSaik x;k gS] jk"Vªh; isa'ku ç.kkyh ls fudkl ij vfHknkrkvksa ds

çR;kgj.k ds diV] dqçca/k ds fuokj.k ds fy, lHkh laHko ç;kl djsxkA

32&ukfefrdj.k&bu fofu;eksa ;k rRle; ço`Rr fdlh vU; fof/k esa varfoZ"V fdlh ckr ds gksrs

gq, Hkh jk"Vªh; isa'ku ç.kkyh ls tqMus okys fdlh vfHknkrk ls] fofufnZ"V ç:i esa] ,d ;k vf/kd

O;fDr;ksa dks] ,slh jde] tks mlds lans; gksus ds iwoZ ;k lans; gks tkus ij lanRr ugha dh xbZ gS]

mldh e`R;q gks tkus dh n'kk esa lafpr /kujkf'k ;k lafpr fuf/k ds :i esa mldh tek jkf'k çkIr

djus dk vf/kdkj çnRr djrs gq, ukfefrdj.k djus dh vis{kk gksxhA ukfefr vFkok ukefr;ksa dks

vfHknkrk dh e`R;q gks tkus ij ,slh lHkh /kujkf'k;ksa dks] tks lHkh vU; O;fDr;ksa dks vioftZr djds]

vlanRr gS] çkIr djus dk] ;FkkfLFkfr] gd gksxkA

ijUrq&

(i) ;fn ukfefr dh e`R;q vfHknkrk ls igys gks tkrh gS rks ukfefrdj.k] tgka rd mldk

laca/k ukfefr dks çnRr vf/kdkjks ls gS] 'kwU; gks tk,xk(

(ii) tgka bu fofu;eksa ds vuqlkj ukfefr dh e`R;q vfHknkrk ls igys gks tkus dh n'kk esa

ukfefrdj.k esa lE;d~ :i ls fd, x, fdlh mica/k esa ,slh lHkh /kujkf'k;ka] tks vHkh

rd vlanRr gSa] çkIr djus dk vf/kdkj fdlh vU; O;fDr dks çnRr fd;k x;k gS ogka

IFMTR

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,slk vf/kdkj] ukfefr dh e`R;q gks tkus ij ukfefr ds :i esa çR;kLFkkfir ,sls vU;

O;fDr dks laØkar gks tk,xk(

(iii) vfHknkrk] vius ukfefrdj.k esa ,slh jde dks] tks mldh fuf/k esa tek gS] vius Lo;a ds

foosdkf/kdkj ls vius uke funsZf'kfr;ksa ds chp forfjr dj ldsxk(

(iv) ;fn ukfefrdj.k ds le; fdlh vfHknkrk dk dqVqac gS rks ukfefrdj.k] mlds dqVqc ds

,d ;k vf/kd O;fDr;ksa ds i{k esa fd;k tk,xkA ,sls vfHknkrk }kjk fdlh ,sls O;fDr ds

i{k esa fd;k x;k ukfefrdj.k] tks mlds dqVqac dk lnL; ugha gS] vfof/kekU; gksxk(

(v) vfHknkrk }kjk] mldk fookg gksus ij u, fljs ls ukfefrdj.k fd;k tk,xk vkSj ,sls

fookg ls igys fd;k x;k dksbZ ukfefrdj.k vfof/kekU; le>k tk,xk(

(vi) ;fn ukfefrdj.k djus ds le; vfHknkrk dk dksbZ dqVqac ugha gS rks ukfefrdj.k fdlh

O;fDr ;k O;fDr;ksa ds i{k esa fd;k tk ldsxkA fdUrq rRi'pkr ;fn vfHknkrk dksbZ

dqVqc vftZr dj ysrk gS rks ,slk ukfefrdj.k rRdky vfof/kekU; le>k tk,xk vkSj

vfHknkrk vius dqVqac ds ,d ;k vf/kd O;fDr;ksa ds i{k esa u, fljs ls ukfefrdj.k

djsxk(

(vii) tgka dksbZ ukfefrdj.k iw.kZ :i ls ;k Hkkxr% fdlh vo;Ld ds i{k esa fd;k tkrk gS

ogak vfHknkrk] bl Ldhe ds ç;kstuksa ds fy,] vius dqVqac ds fdlh o;Ld O;fDr dks]

vfHknkrk dh ukfefr vkSj bl çdkj fu;qDr laj{kd ls igys e`R;q gksus dh n'kk esa

vo;Ld ukfefr dk laj{kd fu;qDr dj ldsxk(

(viii) tgka dqVqac esa dksbZ o;Ld O;fDr ugha gS ogka vfHknkrk vius foosdkf/kdkj ls fdlh vU;

O;fDr dks] vo;Ld ukfefr dk laj{kd fu;qDr dj ldsxk(

(ix) jk"Vªh; isa'ku ç.kkyh ds v/khu fd;k x;k dksbZ ukfefrdj.k vfHknkrk }kjk fofufnZ"V

çk:i esa ,slk djus ds vius vk'k; dh fyf[kr lwpuk nsus ds i'pkr~ fdlh Hkh le;

mikarfjr fd;k tk ldsxkA dksbZ ukfefrdj.k ;k bl çdkj fd;k x;k mikarj.k] ml

foLrkj rd çHkkoh gksxk tgka rd og ml rkjh[k dks] ftldks ;g jk"Vªh; isa'ku ç.kkyh

ds v/khu fdlh e/;orhZ dks çkIr gksrk gS] fof/kekU; gS(

(x) ;fn vfHknkrk ;g lkfcr dj nsrk gS fd mlds ifr ;k iRuh us] mls 'kkflr djus okyh

Loh; fof/k ;k ml leqnk; dh] ftldk ifr ;k iRuh gS] :f<tU; fof/k ds v/khu

Hkj.kiks"k.k dk gdnkj ugha gS rks og bl Ldhe ds ç;kstuksa ds fy, vfHknkrk ds dqVqac

dk Hkkx rc rd ugha le>k tk;sxk ;k le>h tk,xh] tc rd vfHknkrk mlds ckn

vfHkfgr e/;orhZ dks] mDr ç;kstu ds fy, fd mldk mlls laca/k cuk gqvk gS] fyf[kr

lwpuk }kjk lwfpr ugha dj nsrk gS( vkSj

(xi) ;fn vfHknkrk mDr ç;kstu ds fy, vfHkfgr e/;orhZ dks fyf[kr lwpuk }kjk vius ifr

dks dqVqac ls vioftZr djus dh okaNk djrh gS rks ifr vkSj mlds vkfJr ekrk&firk

dks bl Ldhe ds ç;kstu ds fy, vfHknkrk ds dqVqac dk Hkkx ugha le>k tk;sxk rc

rd vfHknkrk rRi'pkr~ fyf[kr esa ,slh lwpuk dks jn~n u dj nsA

1&bl v/;k; ds ç;kstuksa ds fy,]&

¼d½ ßdqVqacÞ in ls&

(i) iq#"k vfHknkrk ds laca/k esa mldh fof/kr% fookfgr iRuh] mlds ckyd] pkgs fookfgr gks

;k vfookfgr] mlds vkfJr ekrk&firk vkSj mlds e`rd iq= dh fo/kok vkSj ckyd

vfHkçsr gS(

IFMTR

[ 209 ]

(ii) fdlh efgyk vfHknkrk ds laca/k esa mldk fof/kr% fookfgr ifr] mlds ckyd] pkgs

fookfgr gks ;k vfookfgr] mlds vkfJr ekrk&firk vkSj mlds e`rd iq= dh fo/kok

vkSj ckyd(

2&mijksDr nksuksa n'kkvksa esa ;fn fdlh vfHknkrk ds] ;FkkfLFkfr] cPpksa ;k] ;FkkfLFkfr

vfHknkrk ds e`rd iq= ds cPps dk fdlh vU; O;fDr }kjk nRrd xzg.k dj fy;k tkrk gS vkSj ;fn

nRrd xzg.k djus okys O;fDr dh Loh; fof/k ds v/khu nRrd xzg.k oS/k :i ls ekU;rkçkIr gS rks ,sls

cPps dks vfHknkrk ds dqVqac ls ;Fkk vioftZr le>k tk;sxkA

33&çR;kgj.k vkosnu dk çLrqr fd;k tkuk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k

dh bZIlk djus okyk dksbZ vfHknkrk] dsaæh; vfHkys[kkiky vfHkdj.k dks çkf/kdj.k }kjk le;≤ ij

tkjh çR;kgj.k vkSj fudkl ds çpkyu laca/kh ekxZn'kZd fl)karksa ds vuqlkj] mlesa mfYyf[kr vis{kkvksa

ds lkFk viuk çR;kgj.k vkosnu çLrqr djsxkA

34&nLrkost çLrqr djus dh vis{kk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k dh bZIlk

djus okyk dksbZ vfHknkrk] ,sls lHkh nLrkost çLrqr djsxk tks çR;kgj.k vkosnu ç:i esa fofufnZ"V gSaA

vfHknkrkvksa ds fHkUu&fHkUu çoxksZa dks ykxw çR;kgj.k vkosnu ç:i çkf/kdj.k }kjk le;≤ ij

micaf/kr çk:iksa ds vuqlkj gksxkA

35&cSad [kkrs laca/kh C;kSjksa dk fn;k tkuk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k dh

bZIlk djus okyk dksbZ vfHknkrk] vfuok;Z :i ls vk/kkj dkMZ ;k vk;dj foHkkx }kjk tkjh iSu dkMZ

ds vfrfjDr cSad dks ,sls lHkh C;kSjs nsxk] tks jk"Vªh; isa'ku ç.kkyh nkos dh /kujf'k mlds [kkrs esa lh/ks

tek fd, tkus gsrq çR;kgj.k ç:i esa nh xbZ [kaM esa ç;ksT; gSA

36&jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku dh i)fr&jk"Vªh; isa'ku ç.kkyh ds v/khu çR;kgj.k

ls lacaf/kr lHkh Hkqxrku dsoy bysDVªkfud varj.k }kjk fd, tk,axs vkSj çR;kgj.k /kujkf'k lh/ks

vfHknkrk ;k nkokdrkZ }kjk çR;kgj.k ç:i esa fn;s x;s cSad [kkrs esa tek dh tk,xhA

37&fu;kstd }kjk vafre rhu ekl dh dVkSfr;ksa dk jksdk tkuk&fu;kstd }kjk ,sls vfHknkrk ds

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&&&&

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CIRCULAR

PFRDA/2015/24/EXITS/1 October 29, 2015

To,

NPS Trust, All POP'S, Aggregators, CRA, Central, State Governments and all Subscribers.

Dear Sir/Madam,

Sub : Clarification of Deferred withdrawal of lump sum.

PFRDA (Exits and Withdrawals from National pension System) Regulations 2015 provides option

to subscriber to defer withdrawal of lump sum (60%) up to the age of 70 years.

Under the Deferred withdrawal facility, the subscribers at the time of exit from National Pension

System (NPS) can exercise an option to defer the withdrawal of eligible lump sum withdrawal and stay

invested in the NPS. Subscriber has an option to withdraw the deferred lump sum amount in maximum ten

annual installments up to the age of 70 years or withdraw the entire amount at once by giving 15 days

advance notice during such a period of deferment. If no such notice is given, the accumulated pension

wealth would be automatically monetized and credited to his bank account upon attaining the age of

70 years.

This is for the information of all concerned. The circular also is being placed on PFRDA website at

http://www.pfrda.org.in NPS Trust website www.npstrust.org.in and CRA website at

http://www.npscra.nsdl.co.in.

Yours faithfully,

Subroto Das,


---------------

CIRCULAR

PFRDA/2015/27/EXIT/2 November 12, 2015

Subject : Mandatory processing of Online Withdrawal request

All the Nodal Offices/Ministries are aware that Government of India has recently launched the

"Digital India" campaign to develop a digitally empowered society and to digitally integrate the

Government departments and the citizens of India. It aims at ensuring the government services are made

available to people of India electronically by improving online infrastructure and by increasing Internet

connectivity. One of the objectives is to make various Government services on a real time basis on online

platform.

PFRDA is also committed to support this promising initiative of Government of India. Efforts are

being made by PFRDA to make various NPS related services available on online platform. One such

initiative is to make withdrawal process online herein subscriber can raise withdrawal request using online

platform made available on the CRA system. This will make withdrawal process paperless to a great

extent and seamless and exit claims of the subscribers can be settled in least possible time.

PFRDA had issued circular dated February 25, 2015 making it mandatory for all the Nodal Offices

to process the withdrawal claims of their underlying subscribers on the online platform made available on

the CRA system from April 1, 2015. However, it has been observed that majority of the withdrawal

requests are still being received in physical form (without capturing online withdrawal request) resulting

into delay in processing of withdrawal claims of the subscribes.

It has therefore been decided that with effect from April 1, 2016 only such Withdrawal requests

raised on online platform will be accepted at CRA for further processing. Physical Withdrawal Request

Forms received at CRA will not be accepted for further processing.

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Subscribe/Nodal Office will have to raise Online Withdrawal request in the CRA system by

providing the lump-sum % share/annuity % share, Bank details, Nomination details, Annuity Service

Provider and Annuity scheme. Subscriber is also required to submit the withdrawal request alongwith

annuity purchase form.

The responsibility of verifying the Withdrawal request Form alongwith the relevant supporting

documents will be with the Nodal Office initiating the request online. The Nodal Office will also be

responsible for establishing the veracity of the documents/claims submitted at the Nodal Office.

The Physical Withdrawal requests are to be forwarded to CRA for storage purpose only. As

mentioned earlier, the Physical Withdrawal requests received at CRA without submission of online request

will not be entertained by CRA for further processing and will be rejected.

The detail procedure of generating of Claim ID and capturing the Withdrawal request has been

provided as Annexure I. The Nodal Offices may contact CRA for further support and guidance.

Yours Faithfully,

Subroto Das,


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Annexure I

EXIT PROCESS TO BE FOLLOWED IN CASEOF GOVERNMENT SUBSCRIBERS

A. Preface :

A subscriber can exit the National Pension System (NPS) due to Superannuation, Pre-mature Exit

and death. This document describes the Withdrawal procedure to be followed by the subscribers and

Nodal Offices for processing the Withdrawal request in the CRA system.

With a view to simplify and streamline the processing of exit and withdrawal claims, CRA has

developed a 'Online Withdrawal' module to process 'Withdrawal Request' for subscribers exiting NPS on

the online platform made available by CRA. In order to facilitate and expedite the process for settlement of

the withdrawal claims of the subscribes of National Pension System (NPS), PFRDA has made it

mandatory for all the Nodal Offices (PAO's /DDO etc.) to process the withdrawal claims of their

underlying subscribers on the online platform being made available on the CRA system from 01st April,

2015. this functionality has been made available through the website of CRA (www.cra-nsdl.com) and can

be initiated at any of the two levels as mentoned below:

* AT NODAL OFFICES (PAO/DDO)-When the applicant herself/himself does not files an online

Withdrawal/exit application but submits the physical application, Nodal Offices will key in the

particulars and initiate (capture, verify and submit) the Withdrawal requests in CRA system under

all the three categories (Exit due to Superannuation/attainment of 60 years, exit before the age of

Superannuation/attainment of 60 years and exit due to Death)

* At Subscribers- In case of Superannuation/attainment of 60 years, exit before the age of

Superannuation/attainment of 60 years, the subscribers can also initiate Withdrawal requests in

the CRA system which shall subsequently have to be verified by the Nodal Office (PAO/DDO) in

CRA system.

B. Important featurs of the 'Online' Claims Processing:

* If subscriber wishes to raise the Withdrawal request in Online module (in case of

Superannuation/Pre-mature exit), Claim ID is mandatory.

* In case of superannuating subscribers, Claim IDs will be generated six months prior tothe date of

superannuation/attaining the age of 60 years of age. Nodal Offices will be able to initiate the

Withdrawal request in the CRA system for all such cases where Claim ID has been generated.

* If request is initiated by the subscriber, the Nodal Office has to authorize the same in CRA

system.

* In case of exit due to Pre-mature exit, Nodal Office has to generate the Claim ID for a subscriber

to enable them to submit the online request. The process of Generation/Cancellation of Claim ID

by the Nodal Office is attached as Annexure III.

* If Nodal Office initiates the Withdrawal request on behalf of subscriber, Claim ID is not

mandatory.

* The purchase of anuity shall take place on manual basis as per existing guidelines till the online

annuity purchase system is in place.

C. Processing of Withdrawal request in CRA system.

This document describes the steps tobe followed by Nodal Offices for initiating Withdrawal request

in CRA system for subscribers who are exiting NPS. The document has been divided in two chapters:

* Withdrawal Request raised by a Nodal Office in CRA system

o Capturing of Withdrawal request by Nodal Office

o Authorization of Widhdrawal request by Nodal Office

* Subscribers raising Withdrawal Request in CRA system

o Capturing of Withdrawal request by subscriber

o Verification and Authorization of Withdrawal request by Nodal Office.

The PAO and the DTAs (hereafter referred as Nodal Offices) can capture Withdrawal request for

superannuation, premature exit or death cases. The following activity flow provides the steps the Nodal

Office has to follow while initiating a Withdrawal request:

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D. Withdrawal Request raised by a Nodal Office in CRA system

* Submission of physical form by Subscriber/Claimant : Subscriber/Claimant will fill the

Withdrawal Form and submit the Withdrawal request along with required documents (please

refer Annexure IV) and annuity purchase form (if applicable) informing his/her choice of ASP

to his/her mapped Nodal Office.

* Verification of Withdrawal request : The Nodal Office will verify whether the Withdrawal

Request Form has been properly filled and check whether all KYC documents have been

submitted by the subscriber/claimant. The Nodal Office will initiate the request only after such

verification is carried out.

E. Online Capturing of Withdrawal request by Nodal Office

E.1. Upon Normal Superannuation/upon reaching the age of 60 years:

Nodal Office will login into the CRA system (www.cra-nsdl.com) using the one of the User ID and

I-Pin.

a. After logging in the CRA site, the User will click on the menu 'Exit Withdrawal request' and then

on the sub-menu 'Initiate Withdrawal Request'.

b. The user will enter PRAN in the designated field and submit the request.

c. Category of withdrawl request: The user will select Category of Withdrawal request as

Suerannuation from the drop down menu.

d. Withdrawal % Allocation : The User will select the Withdrawal type and percentage of

Withdrawal and submit the request. Subscriber can select maximum 60% as lump-sum

Withdrawal. However, if NPS subscriber corpus is less than Rs. 2,00,000, he/she can opt for

100% as lump-sum Withdrawal. If NPS Lite subscriber corpus is less than Rs. 1,00,000 he/she

can opt for 100% as lump-sum withdrawal.

e. Subscriber's correspondence address will be displyaed. The user will click on proceed.

f. Bank Details : User will mandatorily provide the bank details where subscriber last salary was

credited as per employment records to which funds will be transferred after redemption of units.

If subscriber's bank details are present in the CRA system, it will be displayed to the user. User

will click on confirm and proceed if bank details available in CRA records are same as mentioned

in Withdrawal Form, else user will click on 'Edit' button and will update bank details of the

subscriber. The user will then confirm the details. The details should be as per the salary records

maintained by the Nodal office.

g. Nomination Details : If Nomination details of the subscriber are available in CRA system, it will

be displayed to the user. The user will click on the Edit Button and will update Nomination

details of the subscriber if the same are not matching with the details mentioned on Withdrawal

Form. Else, user will update the address details of the Nominee (s).

h. Annuity Service Provider (ASP) Selection : User will select as ASP and ASP scheme for the

ASPs empanelled by PFRDA under NPS.

i. The user will then be navigated to 'Checklist' page where the User will select the documents

submitted by subscriber, the User will then submit the request.

j. The User will then be navigated to confirmation screen where the User will have to confirm the

details captured. On confirmation, the request will be captured in the CRA system and an

Acknowledgement Number will be generated. User should note down the Acknowledgement

Number generated.

E.2. On Exit from NPS before the age of Normal superannuation/age of 60 years (irrespective of

cause)


I-Pin.


on the sub-menu 'Initiate Withdrawal Request'.

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b. The User will enter PRAN in the designated field and submit the request.

c. Category of Withdraal request : The user will select Category of Withdrawal request as Pre-

mature Exit from the drop down menu.


Withdrawal and submit the request. Subscriber can select maximum 20% as lump-sum

Withdrawal. However, if subscriber corpus is less than Rs. 1,00,000 he/she can opt for 100%

lump-sum Withdrawal.

e. Subscriber's correspondence address will be displayed. the user will click on proceed.

f. Bank Details : User will mandatorily provide the bank details where subscriber last salary was

credited as per employment records to which funds will be transferred after redemption of units.

If subscriber's bank details are present in the CRA system, it will be displayed to the user. User

will click on confirm and proceed if bank details available in CRA recordes are same as

mentioned in Withdrawal Form, else user will click on 'Edit' button and will update bank details

of the subscriber. The user will then confirm the details. The details are as per the salary records

maintained by the nodal office.

g. Nomination Details : If Nomination details of the subscriber are available in CRA system, it will

be displayed to the user. The user will click on the Edit Button and will update Nomination

details of the subscriber if the same are not matching with the details mentioned on Withdrawal

Form. Else, user will update the address details of the Nominee (s).

h. Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the


i. In the Checklist, the User will then capture the documents submitted by subscriber. The User will

then submit the request.

j. The User will then be navigated to confirmation screen where the User will have to confirm the

details captured. On Confirmation, the request will be captured in the CRA system and an

Acknowledgement Number will be generated. User should note down the Acknowledgement

Number generated.

E.3. Withdrawal request due to death of subscriber

Only Nodal Office can capture the Withdrawal request due to death of subscriber. as per PFRDA

guidelines, if the family members of the deceased Govt. subscriber are not receiving family pension then

NPS contributions is to be transferred to the family member of the deceased subscriber. Below is the

procedure to capture the request in CRA System.


I-Pin.


on the sub-menu 'Initiate Withdrawal Request.'

b. The User will enter PRAN in the designated field and submit the request.

c. Category of Withdrawal request : The user will select Category of Withdrawal request as Death

from the drop down menu.


Withdrawal and submit the request. Claimant can select maximum 20% as lump-sum

Withdrawal. However, if subscriber corpus is less than Rs. 2,00,000 he/she can opt for 100%

lump-sum Withdrawal.

e. Subscriber's correspondence address will be displayed. The user will click on proceed.

f. Claimant Details : If Nomination details of the subscriber are available in CRA system, it will be

displayed to the user. User is required to provide Claimant details. If Nomination details are not

available in CRA system, User is required to provide the Claimant details as per the document

submitted by the claimant (Legal heir certificate/family member certificate).

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g. Bank Details : User will provide the bank details to which funds will be transferred after

redemption of units. The details are to be supported by the documents wherever necessary.

h. Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the


i. In the checklist, the User will then capture the documents submitted by subscriber. The User will

then submit the request.

The user will be requested to confirm the details captured. On confirmation, the request will be

captured in the CRA system. CRA system will generate the Claim ID and Acknowledgement Number on

successful submission of Withdrawal request.

F. Authorization of Withdrawal Request by Nodal Office

Nodal Office is required to authorize the request captured in the CRA system. Another Nodal

Office User will login into the CRA system (www.cra-nsdl.com) using second User ID and I-Pin.

a. The second User, after logging the CRA site, will click on the menu 'Transaction' and then on the

sub-menu 'Authorize Transaction'.

b. The Nodal Office User will have to select transaction type as 'Withdrawal request'. After selecting

the type, the User will enter the relevant PRAN/Acknowledgement ID as the search criterion.

c. After clicking on the search button, the second Nodal Office User will be able to view the screen

summary with the details of Acknowledgment Number, PRAN, Registration Date, Registeed By the

Request Type. The Nodal Office User then clicks on the Acknowledgment Number hyperlink.

d. The second User will now have the view of the Withdrawal request initiated by the first User. The

second Nodal Office User can view the signature of the subscriber. the user will verify the request and

click on Authorize Button to submit the request.

e. The second User has to confirm the bank account details provided in the withdrawal form with

the bank account details available with them in which the last salary was credited as per record.

f. Once the User authorizes the Withdrawal request in CRA system, request will be placed in the

CRA system for redemption of units. Units will be redeemed from the PRAN and funds will be transferred

to the bank details provided in the Withdrawal request. In case of superannuation, Withdrawal request will

be executed in the CRA system after the date of retirement of subscriber. In case of Pre-mature Exit/death,

request will be executed on next day of authorization of Withdrawal request.

g. The User will reject the request in case there is any micmatch or details are not proper. In case of

rejection, reason is mandatory.

h. The Nodal Office official has to attest the Withdrawal Form along with other KYC documents.

The Nodal Office will then attach covering letter and sends the Withdrawal docket to CRA (to be marked

to NPSCPC) for storage purpose only.

G. Subscribers raising online Withdrawal Request in CRA System

G.1. Capturing of Superannuation Withdrawal request by subscriber

NPS subscribers may initiate the Withdrawal request in the CRA system six months before the age

of Superannuation or on reaching the age of 60 years.

The NPS subscribers, after capturing their Withdrawal request in the CRA system, will submit the

Withdrawal Form alongwith the required documents (please refer Annexure IV) and annuity purchase

form(if applicable) to their mapped Nodal Office. Nodal Office is required to authorize the request in the

CRA system, authorize the physical Withdrawal Form and verify the subscriber signarture, KYC

Documents submitted and forward the duly authorised physical Withdrawal Form alongwith the

supporting documents to CRA for storage purpose only.

The following activity flow provides the steps the subscriber to follow while capturing a Withdrawal

request.

(a) The subscriber will login into the CRA system (www.cra-nsdl.com) with his/her User ID and

I Pin.

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(b) After logging in the CRA site, the subscriber will click on the menu 'Exit Withdrawal request'

and then on the sub-menu 'Initiate Withdrawal Request.'

(c) In case, a subscriber whose Claim ID is not generated and tries to capture the withdrawal request,

a message will be displayed that the subscriber is not allowed to initiate any Withdrawal request.

(d) Withdrawal type & percentage of Withdrawal allocation : The subscriber will select the

Withdrawal type and percentage of Withdrawal allocation and submit the request. Subscriber can select

maximum 60% as lump-sum Withdrawal. However, if subscriber corpus is less than Rs. 2,00,000, he/she

can opt for 100% as lump-sum Withdrawal.

(e) Subscriber's correspondence address will be displayed. The subscriber will click on proceed.

(f) Bank Details : Subscriber will mandatorily provide the bank details where subscriber last salary

was credited as per employment records to which funds will be transferred after redemption of units. If

subscriber's bank details are present in the CRA system, it will be displayed to the subscriber. Subscriber

will click on confirm and proceed if bank details available in CRA records are updated else subscriber will

click on Edit and will enter bank details. The subscriber then confirms the details. The details. should be as

per the salary records maintained by the nodal office where last salary was credited.

(g) Nomination Details: If Nomination details of the subscriber are available in CRA system, it will be

displayed to the subscriber. The subscriber will click on the Edit Button and willprovide the complete

Nomination details.

(h) Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the

ASPs empaneled by PFRDA under NPS.

(i) In the Checklist, the subscriber will then selects the documents which would be submitted

alongwith Withdrawal Form. The subscriber will then submit the request.

(j) After successful submission, an Acknowledgement ID will be generated.

(k) The subscriber can click on 'View Form' and view & print the Withdrawal Form.

(l) The subscriber has to perform the following activity:

* Paste his/her photograph and self attest it. Subscriber should provide his/her signature as per

CRA records only.

* Subscriber is also required to sign the declarations in the Withdrawal Form,

* Get the witness signatures

* Affix Revenue Stamp and Signature on the Advanced Stamp Receipt

Subscriber is required to submit the auto-ulated Withdrawal Form alongwith required documents

to Nodal Office for authorization of Withdrawal request by Nodal Office.

G.2. Subscribers raising Pre-mature Exit Withdrawal Request in CRA System.

NPS subscribers can initiate Withdrawal request inthe CRA system only after Nodal Office

generates the Claim ID for the subscriber. Procedure of Claim ID generation is explained in

Annexure III.

The NPS subscribers, after capturing their Withdrawal request in the CRA system, will submit the

Withdrawal Form alongwith the required documents and annuity purchase form to their mapped

Nodal Office. Nodal Office is required to authorize the request in the CRA system, authorize the

physical Withdrawal Form and verify the subscriber signature, KYC Documents submitted and

forward the duly authorised physical Withdrawal Form alongwith the supporting documents to CRA

for storage purpose only.

The following activity flow provides the steps the subscriber and the concerned Nodal Office has to

follow while authorizing a Withdrawal request.

(a) The subscriber will login into the CRA system (www.cra-nsdl.com) with his/her User ID and I Pin.

(b) After logging in the CRA site, the subscriber will clickon the menu 'Exit Withdrawal request' and

then on the sub-menu 'Initiate Withdrawal Request'.

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(c) In case, a subscriber whose Claim ID is not generated and tries to capture the Withdrawal request, a

message will be displayed that the subscriber is not allowed to initiate any Withdrawal request.

(d) Withdrawal type & percentage of withdrawal: The subscriber will select the Withdrawal type and

percentage of Withdrawal and submit the request.

(e) Subscriber's correspondence address will be displayed. The subscriber will click on proceed.

(f) Bank Details : Subscriber will mandatorily provide the bank details where subscriber last salary was

credited as per employment records to which funds will be transferred after redemption of units. If

subscriber's bank details are present inthe CRA system, it will be displayed to the subscriber.

Subscriber will click on confirm and proceed if bank details available in CRA records are updated

else subscriber will click on Edit and will enter bank details. The subscriber then confirms the

details. The details should be as per the salary records maintained by the Nodal Office where last

salary was credited.

(g) Nomination Details : If Nomination details of the subscriber are available in CRA system, it will be

displayed to the subscriber. The subscriber will click onthe Edit Button and will provide the

complete Nomination details.

(h) Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme forthe ASPs

empanelled by PFRDA under NPS.

(i) In the checklist, the subscriber will then selects the documents which would be submitted alongwith

Withdrawal Form. The subscriber will then submit the request.

(j) After successful submission, an Acknowledgement ID will be generated.

(k) The subscriber can click on 'View Form' and view & print the Withdrawal Form.

(l) The subscriber has to perform the followintg activity:

* Paste his/her photograph and self attest it. Subscriber should provide his/her signature as per

CRA recordes only.

* Subscriber is also required to sign the declarations in the Withdrawal Form.

* Get the witness signature.

* Affix Revenue Stamp and Signature on the Advanced Stamp Receipt Subscriber is required to

submit the auto-ulated Withdrawal form alongwith required dcuments to Nodal Office for

authorization of Withdrawal request by Nodal Office.

H. Verification of Withdrawal request by Nodal Office

Once Nodal Office receives the physical request from the subscriber, it will process the request after

verifying that the document is properly filled and supporting documents are in place. The roles and

responsibilities of the Nodal Office would be as follows :

a. Nodal Office User will login into the CRA system (www.cra-nsdl.com) using the One of the

User ID and I-Pin.

b. Once Nodal Office User will click the menu 'Exit Withdrawal Request' and will click the sub-

menu 'Verify Subscriber Withdrawal Initiation'.

c. The Nodal Office User will enter the combination of PRAN and Ack. ID and submit the request.

d. After submission of search button, the Nodal Office User will be able to view the screen

summary with the details of Acknowledgment Number, PRAN, Registration Date, Registered

By and Request Type.

e. The Nodal Office User will then click on the Acknowledgment Number hyperlink. The

verification screen for Withdrawal request captured by Subscriber will be available to the User.

f. The Nodal Office User can view subscriber signature and verify the same against the signature

in the Withdrawal request. Once the Nodal Office User verifies the Withdrawal request, the user

will submit the request.

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g. In case, there is any error in the details entered by the subscriber or incorrect details entered,

Nodal Office User can edit the same provided the supporting documents for such details are

available.

h. The Nodal office User will check for Bank account details provided by the subscriber as

available with the records of nodal office for crediting subscriber's salary

i. The Nodal Office User may reject a request in case of a mismatch in the data entered. KYC

documents not provided etc. Wherever a Withdrawal request is rejected, the User is required to

provide the rejection reason.

j. The Nodal Office should notify the subscriber in case of anymodification carried out or any

request rejected.

1. Autherisation of Withdrawal request by Nodal office

(a) The Second User of the Nodal Office will login into the CRA system (www.cra-nsdl.com)

using his other User ID and I-Pin.

(b) The second User, after logging in the CRA site, will click on the menu 'Transaction' and

then on the sub-menu 'Aujthorize Transaction'.

(c) The Nodal Office User will have to select transaction type as 'Withdrawal request'. After

selection the type, the User will enter the relevant PRAN as the search criterion.

(d) After clicking on the search button the second Nodal office User will be able to view the

screen summary with the details of AcknowledgmentNumber. PRAN Registration Date,

Registered By and Request Type.

(e) The Nodal Office User then clicks on the Acknowledgment Number hyperlink.

(f) The authorization screen for Withdrawal request verified by Nodal Office First User

willthen be available to the Second User. The User will click on Authorize Button and

submits the request.

(g) The Nodal office User will check for Bank account details provided by the subscriber as

available with the records of nodal office for crediting subscriber's salary.

(h) Once the User authorizes the Withdrawal request in CRA system, request will be placed in

the CRA system for redemption of units. Units will be redeemed from the PRAN and funds

willbe transferred to the bank details provided in the Withdrawal request. In case of

superannuation, Withdrawal request will be executed inthe CRA system after the date of

retirement of subscriber. In case of Pre-mature Exit, request will be executed on next day of

authorization of Withdrawal request.

(i) The User will reject the request in case there is any mismatch or details are not proper. In

case of rejection, reason is mandatory.

(j) The Nodal Office Official has to attest the Withdrawal Form alongwith other KYC

documents. The Nodal Office will then attach covering letter and sends the Withdrawal

docket to CRA (tobe marked to NPSCPC) for storage purpose only.

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VENKATESWARLU PERI General Manager

F. No. PFRDA/24/Exit/1 May 26, 2016

Shri Amit Sinha

Executive Vice President,

NSDL e-Governance Infrastructure Limited,

Ist Floor, Times Tower,

Kamla Mills Compound,

Senapati Bapat Marg, Lower Parel,

Mumbai-400013

Subject : Guidelines for processing of Family Pension Cases.

Dear Mr. Sinha,

This has with reference to regulation 6(e) of the PFRDA (Exit and Withdrawals under NPS)

Regulation 2015 relating to family pension and transfer of corpus from subscribers NPS account to

government nodal office, if the subscriber or the family members of the deceased subscriber avails the

benefit of family pension.

The Authority after examining the issue has finalized the policy with respect to transfer of

accumulated pension wealth of the subscribers to government and where the subscribers family has availed

the additonal relief given by the government in the family of family pension Accordingly, the guidelines

for processing of such claims are being enclosed herewith for your guidance and implementation of the

same.

Therefore, you are advised to intimate to all the accounting formations under the central

government, state governments (excluding the states which have clarified that they do not provide the

benefit including Punjab &Sikkim) and autonomous bodies falling under their jurisdiction about the policy

guidelines and also the process tobe followed.

The same shall be made part of the online exit module. In case if you want any clarifications on the

matter you may write back tous.

Yours Sincerely,

Venkateswarlu Peri,

General Manager.

IFMTR

[ 220 ]

Guidelines for processing of Family Pension cases

Online processing of Withdrawal request in case family pension is provided by the Nodal Office to the

claimant (s)/subscriber(s)

1. The family member (s)/subscriber(s) who is/are availing Family Pension from will submit the No

objection certificate (Annexure-II) to the concerned Nodal Office.

2. Nodal Office will authenticate the Annexure II.

3. Nodal Office shall fill in the declaration form Annexure I & provide necessary authentications.

4. Nodal Office (First User) will login into CRA system to select the option that the family pension is

being/has been granted to the family members of the deceased subscriber or to the subscriber.

5. Nodal office will enter the details of family member (s)/subscribers (s) into the CRA system to

whom the family pension is being given (as mentioned under Annexure II).

6. A new field-Nodal Office bank detail will be enabled. Nodal Office will provide its bank details as

per Nodal Office Declaration form (Annexure I).

7. Nodal Office (First User) will submit post entering the complete details.

8. Nodal Office (Second User) will authenticate and authorise the said request. Claim ID will get

generated on successful submission of Withdrawal request.

9. Nodal Office will print the online form dispatch the same along with duly filled & attested both the

Annexures-I and II to CRA.

10. On receipt of documents, CRA will initiate the withdrawal request in the CRA system.

11. The accumulated pension wealth, of the particular deceased subscriber or the subscriber (in case of

disability) for whom the withdrawal request is raised, will be transferred tothe Nodal Office bank

account as per the settlement cycle.

CIRCULAR

PFRDA/2016/13/Exit/06 27.07.2016

To,

NPS Trust, CRA, Pension Funds, Trustee Bank, Govt. Nodal Offices, Annuity Service Providers and

other stakeholders.

Sub : Clarification on Continuing Contribution Beyond 60 Years Or The Age Of Superannuation-

Till 70 Years

The Authority has notified the PFRDA (Exits and Withdrawals from National Pension System)

Regulations, 2015 on 11th May 2015 and is in force. Reference is drawn to Regulation 4 pertaining to

Exit from National Pension System by citizens, including corporate sector subscribers and more

particularly Sub-regulation (a).

It has been brought to the notice of the Authority that the stakeholders including subscribers

require further clarity on the matters associated in order to actively utilise this opportunity to continue to

contribute to NPS. Thus, for the convenience of the subscriber clarificatory guidelines are issued. The

Authority has examined the matter and Authority in exercise of its powers under section 14 of the

Pension Fund Regulatory and Development Authority Act, 2013 read with Regulation 39 of the PFRDA

(Exits and Withdrawals from National Pension System) Regulations, 2015 hereby issues the following

clarification:

Sl. no. Issue Raised Clarification

1 When should a subscriber inform NPS

Trust or CRA about his/her intension

to continue contribution beyond the

age of 60 years/Superannuation age?

Where a subscriber desires to continue to

contribute to NPS beyond the age of 60 years or

superannuation age, he or she shall have the option

to do so provided the subscriber intimates his or

IFMTR

[ 221 ]

Sl. no. Issue Raised Clarification

her intention to do so in writing in the specified

form at least fifteen days before the attainment of

60 years of age or the age of superannuation to the

CRA.

2 On what corpus will the mandatory

minimum investment of 40% of the

accumulated pension wealth for

purchase of annuity be applicable i.e.,

the corpus available on the date of

attaining 60 years or superannuation

OR the corpus available at the time of

exit after availing the benefit of further

contributions to the NPS account

under sub-regulation 4(a)(i).

The entire set of Exit and Withdrawal conditions

as per the applicable regulations would be

applicable on the accumulated pension wealth

available in the PRAN as on the date of final exit

from NPS including those contributions and

investment income that have been contributed and

accured to the account beyond the age of 60 years

or the age of superannuation.

3 Whether Tier II account can also be

continued along with the Tier I when

one opts for further contribution to

NPS beyond the age of 60 years or

superannuation.

For a normal NPS account a Tier II account can

exist as far as there is a corresponding Tier I

account. Hence, the same position shall continue

and the subscriber may to contribute to his Tier II

account apart from Tier I account.

4 Will the subscriber who has opted to

contribute to his tier I account beyond

the age of 60 years/superannuation

have all the facilities and options of a

normal NPS account like access to

CRA system, option to switch PFMs

and Investment choice etc.

Yes, the subscriber shall enjoy all the facilities and

options of a normal NPS account like access to

CRA system, option to switch PFMs and

Investment choice etc.

5 Whether one can Exit at any point of

time after choosing to continue to

contribute to NPS beyond 60

years/superannuation.

Yes, a subscriber can Exit from NPS after giving

due notice, at any point of time after availing the

benefit of continuing to contribute to NPS

irrespective of the period of contribution indicated

by the subscriber while submitting the request to

continue to contribute to NPS.

6 Whether the option of deferment of

purchase of annuity would be available

to the subscribers who have

voluntarily opted to continue to

contribute beyond 60 years of age or

superannuation and when they decide

to Exit finally from NPS.

Option of deferment of purchase of annuity would

not be available tothe subscribers who have

voluntarily opted to continue to contribute beyond

60 years of age or superannuation.

Yours faithfully,

Venkateswarlu Peri,

General Manager.

--------

IFMTR

[ 222 ]

No. 7/5/2012-P&PW(F)/B

Ministry of Personnel, Public Grievances and Pensions


Lok Nayak Bhavan, Khan Market.

New Delhi-110 003, Dated the 26 August, 2016

OFFICE MEMORANDUM

Subject :Extension of benefits of 'Retirement Gratuity and Death Gratuity' to the Central

Government employees covered by new Defined Contribution Pension System (National

Pension System)-regarding.

The undersigned is directed to say that the pension of the Government servants appointed on or

after 1/1/2004 is regulated by the new Defined Contribution Pension System (known as National Pension

System), notified by the Ministry of Finance (Department of Economic Affairs) vide their O.M. No.

5/7/2003-ECB &PR dated 22/12/2003 Orders were issued for payment of gratuity on provisional basis in

respect of employees covered under National Pension System on their retirement from Government

service on invalidation or death in service, vide this Department's OM No. 38/41/2006-P&PW(A) dated

5/5/2009.

2. The issue of grant of gratuity in respect of government employees covered by the National

Pension System has been under consideration of the Government. It has been decided that the government

employees covered by National Pension System shall be eligible for benefit of 'Retirement gratuity and

Death gratuity' on the same terms and conditions, as are applicable to employees covered by Central Civil

Service (Pension) Rule, 1972.

3. These orders issue with the concurrence of Ministry of Finance, Department of Expenditure,

vide their I.D. Note No. 1(4)/EV/2006-II dated 29.07.2016.

4. In their application to the persons belonging to the Indian Audit and Accounts Department, these

orders issue after consultation with Comptroller and Auditor General of India.

5. These orders will be applicable to those Central Civil Government employees who joined

Government service on or after 1.1.2004 and are covered by National Pension system and will take effect

from the same date i.e. 1.1.2004.

Harjit Singh,

Director (Pension Policy).

———

IFMTR

[ 223 ]

CIRCULAR

PFRDA/2016/21/EXIT/7 24.10.2016

To,

NPS Trust, CRA, Pension Funds, Trustee Bank, Govt Nodal Offices, Annuity Service Providers and other

Stakeholder.

Sub : Documents tobe submitted for availing partial withdrawal.

The Authority has notified the PFRDA (Exits and Withdrawals from National Pension System)

Regulations, 2015 on 11th May, 2015 and is in force Reference is drawn to Regulation 8 pertaining to

partial withdrawal from National Pension System by subscribers of NPS. Where under the subscribers are

availing partial withdrawals as per Regulation 8 of the PFRDA (Exits and Withdrawals from National

Pension System) Regulations, 2015.

Based on the withdrawal received and experience gained on the matter . It was felt that

documents may be prescribed by the Authority for the convenience of the subscribers and for seamless

process of partial withdrawal request. Thus the Authority has examined the matter and in exercise of its

powers under section 14 of the Pension Fund Regulatory and Development Authority Act, 2013 read with

Regulation 39 of the PFRDA (Exits and Withdrawals from National Pension System) Regulations, 2015

hereby issue the following clarifications (Prescribing documents for different types of partial withdrawal

as mentioned below:

Sr.

No.

Type of Withdrawal Documents required

1 For Higher education Copy of admission letter of the Institute

along with Fees schedule

2 For marriage of his or her children Self-Declaration

3 For purchase or construction of a residential

house or flat in his or her own name or in a joint

name with his or her legally wedded spouse

Photocopy of Title Documents of the

Property. Approved Plan and self-

declaration OR Loan offer letter from a

housing finance company or a Bank and

self-declaration

4 For treatment of specified illinesses: if the

subscriber, his legally wedded spouse, children

including a legally adopted child or dependent

parents

Certificate from Doctor

Yours faithfully,

Venkateswarlu Peri,

General Manager.

IFMTR

[ 224 ]


[Under Regulations 8 of PFRDA (Exits & Withdrawals) Regulations, 2015]

Declaration form for partial withdrawal in case of Marriage or purchase of property

Fields marked ***with are mandatory.

Section A-Subscriber's Personal Details :

1. Name of the Subscriber

2. PRAN

3. Registered mobile number

4. Registered E-mail

Section B-Withdrawal Request Details

Withdrawal Type

A. For marriage of his or her Children

I hereby declare and state that this withdrawal is only for the purpose of __________ as is

permitted under PFRDA (Exits and Withdrawal under National Pension System)

Regulation, 2015.

Aged________ Date of marriage __________

Address of Marriage __________________________________________________________________

B. For purchase or construction of a residential house or flat in his or her own name or in Joint

name with his or her legally wedded spouses

I hereby declare and state that this withdrawal is only for the purpose of __________ as is

permitted under PFRDA (Exits and Withdrawal under National Pension System)

Regulation, 2015

PropertyAddress ___________________________________________________________________

Date

Place Signature/Thumb impression of the Subscriber**

**Left thumb impression in case of illiterate male claimant and Right impression in case of illiterate female.

IFMTR

[ 225 ]

CIRCULAR

PFRDA/2017/1/CRA/7 Date : January 03, 2017

Sub : Operationalisation of Karvy Computershare Private Limited as second Central

Recordkeeping Agency (CRA) for NPS Regular/NPS Lite/APY

Please refer to the notice dated June 24, 2016 issued by PFRDA on the selection of Karvy

Computershare Private Limited as second Central Recordkeeping Agency (CRA) for NPS.

Karvy Computershare Private Limited is currently at an advanced stage of CRA system

development and is expected to become operational in the near future.

With operationalisation by Karvy, there will be two CRAs operating in the NPS system under

PFRDA (Central Recordkeeping Agency) Regulations, 2015 i.e. NSDL e-Governance infrastructure Ltd.

and Karvy Computershare Pvt Ltd.

As per the applicable CRA regulations, the choice of CRA can be made by the employer (existing

or prospective) between the existing CRA and the new CRA depending onthe policy of the employer in

case where there is employer-employee relationship. In case of voluntary subscribers (without existence of

any employee-employer relationship) the option to choose a CRA rests with the subscribers. In case of

Government sector subscribers and subscribers registered under Atal Pension Yojana, the respective

Government will choose the CRA for rendering the services. In case of NPS-Lite sujbscribers the

aggregator will have the option to choose the CRA.

The charge structure of Karvy-CRA for NPS regular and NPS Lite subscribers as accepted by PFRDA is

as under :-

S. No. Service Charge Head NPS Regular (Rs.) NPS Lite/APY (Rs.)

1 PRA opening charges 39.36 15.00

2 PRA Annual maintenance

charges

57.63 14.40

3 Transaction charges 3.36 -

This is issued for the information of all concerned.

Venkateswarlu Peri,


---------------

IFMTR

[ 226 ]

CIRCULAR

PFRDA/2017/5/CRA/2 Dated : February 09, 2017

Sub : Operationalisation of M/s Karvy Computershare Private Limited as second Central

Recordkeeping Agency (CRA) under NPS.

Reference is drawn to our circular no. PFRDA/2017/1/CRA/1, dated January 03, 2017 on

operationalization of Karvy Computershare Private Limited as second Central Recordkeeping Agency

(CRA) for NPS.

The Authority has decided to allow M/s Karvy Computershare Private Limited to start its

operations for servicing of accounts sourced through e-NPS module of NPS Trust wherein the subscriber

would be provided an option to choose between NSDL e-goverance Ltd (1st CRA) and M/s Karvy

Computershare PVt. Ltd. (2nd CRA) with effect from Febraury 15, 2017 and other distribution channels

thereafter. It has been decided that M/s Karvy Computershare would be allowed to service the new

accounts will March 31, 2017 and thereafter it would be allowed to function as a full-fledged CRA with

interoperability functionality providing for option to shift for existing subscribers of NPS from April 01,

2017 onwards.

Under sub-regulation 4 of regulation 3 the CRA regulations, the allocation of the subscribers

between the existing central recordkeeping agency and the other central recordkeeping agency or agencies,

if appointed, shall be based on a transparent criteria and process as may be notified by the Authority from

time to time having regard to the subscribers interst. Accordingly, the criteria of allocation of subscribers

is mentioned as under :-

In case where there is employee-employer relationship, including corporate, if the CRA charges

are being borne by the employer, the decision to select the CRA shall rest with the employer, unless they

specifically delegates the option to individul employees and in all other cases, the choice of selection of

CRA will rest with the employee/subscriber under NPS. In case of voluntary subscribers (without

existence of any employee empployer relationship) the option to choose a CRA rests with the subscriber in

general. In case of subsribers registered under Atal Pension Yojana, the respective Government will chose

the CRA for rendering the services. In case of NPS-Lite subscribers the aggregator will have the option to

choose the CRA. The charge structure for NPS regular and NPS Lite subscribers is provided hereunder

the information of all concerned:

S.N. Service Charge head M/S NSDL e-governance Infrastructure Ltd.

(1st CRA)

M/s Karvy Computershare Pvt. Ltd.

(2nd CRA)

NPS Regular (Rs.) NPS Lite/APY (Rs.) NPS Regular (Rs.) NPS Lite/

APY (Rs.)

1 PRA opening charges 50 15 39.36 15

2 PRA Annual

Maintennance

charges

190 40 57.63 14.4

3 Transaction charges 4 Nil 3.36 Nil

IFMTR

[ 227 ]

Further, the charge structure with effect from 1st April, 2017 would be as under:–

S.N. Service Charge head

M/S NSDL e-governance Infrastructure Ltd. (1st CRA)

M/s Karvy Computershare Pvt Ltd (2nd CRA)

NPS Regular (Rs.) NPS Lite/APY (Rs.)

NPS Regular (Rs.) NPS Lite/APY (Rs.)

1 PRA opening charges

40.00 15.00 39.36 15

2 PRA Annual Maintennance charges

95.00 25.00 57.63 14.4

3 Transaction charges

3.75 Nil 3.36 Nil

This is issued for the information of all concerned.

VENKATESWARLU PERI,


——


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ubZ fnYyh] 10 vxLr] 2017

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lkFk ifBr mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked vkSj

fodkl çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds

varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&

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IFMTR

[ 228 ]

(III) ,slk vfHknkrk] ftldh lsokfuo`fRr dh mez] ;k lkB o"kZ dh vk;q ls igys gh e`R;q gks

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fodYi dks pquko fo'ks"k :i ls djuk visf{kr gksxkA

IFMTR

[ 229 ]

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djus dk fodYi gksxk ijarq vfHknkrk] dsUæh; fjdkMZ dhfiax ,tsUlh ;k jk"Vªh; isa'ku ç.kkyh U;kl ;k

bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks vf/kof"kZrk dh vk;q çkIr

djus ds de ls de iUæg fnu iwoZ fyf[kr :i ls fofufnZ"V çk:i esa ,slk djus ds vius vk'k; dh

lwpuk nsxk ;k nsxhA okf"kZdh Ø; djus dks ,sls vkLFkfxr djus ds fodYi dh ,d iqjksHkkO; 'krZ ;g

gksxh fd ;fn vfHknkrk dh e`R;q vkLFkxu ds i'pkr~ okf"kZdh Ø; fd;s tkus dh ,slh fu;r rkjh[k ds

igys gks tkrh gS rks okf"kZdh vfuok;Z :i ls ifr ;k iRuh }kjk ¼;fn dksbZ gks½ okf"kZdh dh Ø; dher

dh okilh ds mica/k ds lkFk ifr ;k iRuh ds fy, vkthou okf"kZdh çnku djus ds fy, Ø; dh

tk;xh vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij lafonk ds v/khu okil fd, tkus dh visf{kr Ø;

dher dk mi;ksx djds okf"kZdh ds Ø; ds le; ij fo|eku çhfe;e nj ij blds v/khu micaf/kr

vf/kekurk ds Øe esa ¼tc rd lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks

iqu% tkjh dh tk,xh%



mijksDr lHkh lnL;ksa ds u jgus ds i'pkr~ ,slh Ø; dher] vfHknkrk ds thfor cPpks vkSj

cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xhA

(iv) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh ds vaxr varxZr ,deq'r jde ds ;k okf"kZdh Ø;

djus dks LFkfxr djuk pkgrk gS rks O;fDrxr isa'ku [kkrs@LFkk;h fjVk;jesaV [kkrs ds laca/k esa jk"Vªh;

isa'ku ç.kkyh ds rgr ns; 'kqYd [kpkZ ,oa j[kj[kko 'kqYd gS] og ykxw jgsaxsA

(v) tgka vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr /ku nks yk[k #i;s dh /kujfk'k ds

cjkcj ;k mlls de gS] ;k çkf/kdj.k }kjk fofufnZ"V ds :i esa ifjHkkf"kr lhek tks fd] thou chek

daifu;ksa }kjk miyC/k djk, x, okf"kZfd;ka ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x,

funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] vfHknkrk dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku

çR;kgj.k djus dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dks jk"Vªh; isa'ku

ç.kkyh ds v/khu ;k ljdkj ls ,slh dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj lekIr gks

tk,xk(

(VI) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh esa tkjh j[kuk pkgrs gS vkSj lkB lky dh vk;q ;k

lsokfuo`fRr dh vk;q ds ckn Hkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr :i

esa ;k fu/kkZfjr QkeZ dks Hkj ds O;fDrxr [kkrs esa fu/kkZfjr vk;q rd tek djus dk fodYi nsuk gksxk

ysfdu O;fDrxr isa'ku [kkrs esa ;ksxnku lRrj o"kZ dh mez ls vf/kd ugha fd;k tk ldrkA ,sls

fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/kof"kZrk dh vk;q çkIr djus ls de ls de iaæg fnu igys

fd;k tk,xk] tks fd dsUæh; fjdkMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk

vf/kd`r fdlh vU; e/;orhZ ;k bdkbZ dks crk;sxkA fodYi dk ç;ksx djus ij] vU; ykHk dks LFkfxr

djus ds vU; fodYi ,sls vfHknkrkvksa dks miyC/k ugha gksxsaA bl rjg ds fodYi ds ç;ksx ds ckotwn

vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsaæh; fjdkWMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh

IFMTR

[ 230 ]

U;kl ;k çkf/kdj.k }kjk çkf/kd`r fdlh Hkh e/;orhZ ;k bdkbZ dks vuqjks/k çLrqr dj ds fudky

ldrs gS(

¼[k½ tgak vfHknkrk] tks mls ykxw lsok fu;eksa }kjk fofgr vf/kof"kZrk dh vk;q çkIr djus ds

iwoZ LoSfPNd :i ls fuo`Rr gks tkrk gS ;k ckgj gks tkrk gS] ogka vfHknkrk ds lafpr isa'ku /ku dk

de ls de vLlh çfr'kr vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls

mi;kstu ds i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k

tk,xk ;k mlds ikl ,sls 'ks"k isa'ku /ku ysus ds fy,] çkf/kdj.k }kjk le;≤ ij fufnZ"V vU;

fodYiksa ds vuqlkj vfHknkrk ds fgr esa dk fodYi gksxkA

ijarq okf"kZdh lafonk esa vfHknkrk vkSj mldk ifr ;k iRuh ¼;fn dksbZ gks½ ds thou ds fy,

okf"kZdh] okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij]



lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xhA



mijksDr lHkh lnL;ksa ds u jgus ds i'pkr ,slh Ø; dher] vfHknkrk ds thfor cPpksa vkSj

cPpks ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks okil dj nh tk,xhA fdlh Hkh dkj.k

ls bl rjg dh fMQkWYV okf"kZdh dh vuqifLFkfr ;k vuqiyC/krk esa] vfHknkrk dks tks ml le;

miyC/k okf"kZd okf"kZdh ds çdkjksa esa ls tks fd çkf/kdj.k }kjk vuqcaf/kr okf"kZdh lsok çnkrkvksa }kjk

miyC/k djk, tk;axs] pquuk gksxkA

blds vykok] mu vfHknkrk dks tks mi;qZDr miyC/k okf"kZdh fMQkWYV fodYi ls ckgj

fudyuk pkgrs gS vkSj miyC/k okf"kZdh çdkjksa esa ls viuh ilan dh okf"kZdh lafonk dk p;u djuk

pkgrs gSa vFkok okf"kZdh lsok çnkrkvksa ds lkFk lafonk djuk pkgrs gS] ml fodYi dk pquko fo'ks"kK

ls djuk vkisf{kr gksxkA

ijUrq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ls vf/kd gS ;k bl mn~ns'; ds

fy, çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek rd fdUrq vfHknkrk dh vk;q] lwphc) okf"kZdh lsok

çnkrkvksa esa ls fdlh çnkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS] dksbZ okf"kZdh Ø;

djus ds fy, visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku ç.kkyh esa rc rd

vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q çkIr ugha dj ysrk ;k

ysrh gS %

ijUrq ;g vkSj fd ;fn vfHknrkk dh lafpr isa'ku laifRr ,d yk[k #i;s ds cjkcj ;k mlls

de gS ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd thou chek daifu;ksa }kjk miyC/k

djk, tkus okys okf"kZfd;ka ds U;wure ewY; ij mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj

ij fu/kkZfjr gksxk] rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk çR;kgj.k

djus dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds

v/khu dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj fuokZfpr gks tk,xk vkSj vfHknkrk }kjk ,sls

fdlh fodYi ds ç;ksx dks] fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k

ekuk tk,xkA

¼x½ tgak ,slk vfHknkrk] ftldh vf/kof"kZrk dh vk;q çkIr djus ds igys e`R;q gks tkrh gS ogka

vfHknkrk ds lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;

djus ds fy, mi;ksx fd;k tk;sxk vkSj vfr'ks"k isa'ku /ku ,deq'r :i ;k çkf/kdj.k }kjk

le;≤ ij fu/kkZfjr vU; fn;s fodYiksa esa ls] ,sls vfHknkrk ds] ;FkkfLFkfr] ukfefr ;k ukfefr;ksa

dks ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk%

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ijUrq%

(l) okf"kZdh lafonk esa ifr ;k iRuh ¼;fn dksbZ gks½ dks thou ds fy, okf"kZdh] okf"kZdh dh Ø;

dher dh okilh ds mica/k ds lkFk] okf"kZdh dk mica/k vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij]

okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dhs visf{kr Ø; dher dk mi;ksx djds ,slh





mijksDr lHkh lnL;ksa ds u jgus ds i'pkr~ ,slh Ø; dher] tks ykxw gks] vfHknkrk ds thfor

cPpksa vkSj cPpks ds u gksus ij vfHknkrk ds fof/kd okfjl dks] okil dj nh tk,xhA fdlh Hkh dkj.k

ls bl rjg dh fMQkWYV okf"kZdh dh vuqifLFkfr ;k vuqiyC/krk esa] vfHknkrk dks viuh ilan dh ,slh

okf"kZdh ds Ø; ds fy, fodYi dk mi;ksx djuk gksxk] tks ml le; miyC/k okf"kZd] okf"kZdh ds

çdkjksa tks fd çkf/kdj.k }kjk vuqcaf/kr okf"kZdh lsok çnkrkvksa }kjk miyC/k djk, tk;axsA

(II) ijUrq ;g vkSj fd ;fn vfHknkrk dh e`R;q ds le; mlds LFkk;h lsokfuo`fRr [kkrs esa dk

lafpr /ku nks yk[k #i;s dh /kujkf'k ds cjkcj ;k mlls de gS] ;k çkf/kdj.k }kjk fufnZ"V dh tkus

okyh lhek] tks fd thou chek daifu;ksa }kjk miyC/k djk, tkus okys okf"kZfd;ka ds U;wure ewY;]

mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] ogka mlds ukfefr vFkok

fof/kd okfjl tSlk Hkh ekeyk gks] dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus dk

fodYi gksxk bl fodYi dk ç;ksx djus ij ifjokj ds lnL;ksa dk jk"Vªh; isa'ku ç.kkyh ds v/khu

dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xkA

(III) (i) fofu;eu 4 ds mi&/kkjk ¼d½ ls çko/kku (i) dks fuEukuqlkj çfrLFkkfir fd;k

tk,xk&

ijUrq%

(I) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh esa tkjh j[kuk pkgrk gS vkSj lkB lky dh vk;q ;k

lsokfuo`fRr dh vk;q ds ckn vius lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrk gS] rks mls bldk

fodYi miyC/k gksxk vkSj fyf[kr :i ls ;k fu/kkZfjr çi= esa vk;q crkuh gksxh tks fd lRrj o"kZ ls

vf/kd ugha gks ldrh gSA bl rjg ds fodYi dk mi;ksx lkB o"kZ ;k lsokfuo`fRr dh vk;q rd

igqapus ds de ls de iaæg fnu igys fd;k tk,xk] dsUæh; fjdkWMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku

ç.kkyh U;kl ;k çkf/kdj.k }kjk çkf/kd`r vU; fdlh e/;orhZ ;k bdkbZ dks crkuk gksxkA bl fodYi

dk ç;ksx djus ij] vU; ykHk ds LFkfxr djus ds vU; fodYi miHkksDrk dks miyC/k ugha gksaxsA

bl rjg ds fodYi dk ç;ksx djus ds ckotwn vfHknkrk] fdlh le; jk"Vªh; isa'ku ç.kkyh

U;kl ;k çkf/kdj.k }kjk çkf/kd`r fdlh Hkh e/;orhZ ;k bdkbZ dks vuqjks/k ds }kjk jk"Vªh; isa'ku ç.kkyh

ls fdlh Hkh le; ckgj fudy ldrk gS(

(II) fofu;eu 4 dh mi&/kkjk ¼[k½ ds vafre çko/kku dks fuEukuqlkj çfrLFkkfir fd;k

tk,xk%

;fn vfHknkrk ds O;fDrxr isa'ku [kkrs esa tek isa'ku laifRr ,d yk[k #i;s ;k mlls de gS]

;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd chek daifu;ksa }kjk miyC/k djk, tkus okys

okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk]

,sls vfHknkrk dks fdlh Hkh okf"kZdh dks [kjhnus ds fcuk iwjs lafpr isa'ku laifRr dks okil ysus dk Hkh

fodYi gksxk(

(III) fofu;eu 4 ds [kaM ¼x½ ds [kaM (ii) ds fy, çko/kku fuEu çdkj ds :i esa çfrLFkkfir

fd;k tk,xk(

IFMTR

[ 232 ]

(II) ;fn e`rd vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr

jkT; ds l{ke çkf/kdkfj;ksa }kjk tkjh fof/kd okfjl çek.k&i= ;k l{ke çkf/kdkfjrk ds U;k;ky; }kjk

tkjh mRrjkf/kdkj çek.k&i= ds vk/kkj ij dqVqac ds lnL;ksa dks lafpr isa'ku /ku Hkqxrku dj fn;k

tk,xkA

(IV) mi&[kaM ¼[k½ fofu;eu 5 ds fuEukuqlkj çfrLFkkfir fd;k tk,xk %

¼[k½ rFkkfi bl ckr ds v/khu jgrs gq, fd lkB o"kZ dh vk;q çkIr djus ds iwoZ fdlh Hkh

le; lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx vfuok;Z :i ls okf"kZdh Ø; fd, tkus ds

fy, mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ vfr'ks"k lafpr isa'ku /ku dk ,deq'r

Hkqxrku vfHknkrk dks dj fn;k tk,xk ;k mls çkf/kdj.k }kjk le;≤ ij fofufnZ"V vU; fodYiksa

ds vuqlkj] mu 'ks"k isa'ku laifRr dks ,d= djus dk fodYi gksxk tks vfHknkrkvksa ds fgr esa gS(

Lokoyacu~ vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure vLlh çfr'kr Hkkx

vfuok;Z :i ls mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj :i;s ekfld okf"k Zdh

;k isa'ku feys] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx fd;k

tk,xk ftlls de ls de ,d gtkj :i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds

i'pkr~ vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi


okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh%

ijarq ;g vkSj fd bl [kaM ds mica/kksa ds v/khu jgrs gq, tgka lafpr isa'ku /ku ,d yk[k

:i;s ls vf/kd ugha gS ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd thou chek daifu;ksa

}kjk miyC/k djk, tkus okys okf"kZfd;ka ds U;wure ewY; ij mi;qDr fu;ked }kjk tkjh fd, x,

funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] bl lhek ds rgr isa'ku /ku dks vfHknkrk dks ftlus LokoyEcu

lg&;ksxnku ugha fy;k gS] rks fcuk fdlh okf"kZdh fofu;ksx ds laiw.kZ isa'ku /ku dk vfHknkrk dks

Hkqxrku dj fn;k tk,xk vkSj ;g çko/kku mu vfHknkrk ij ykxw gksxk ftlus LokoyEcu lg&;ksxnku

fy, gS fdUrq ml vfHknkrk us bl ;kstuk esa [kkrk de ls de iPphl o"kZ rd tkjh j[krk gS(

ijUrq ;g vkSj fd vfHknkrkvksa vFkok LokoyEcu vfHknkrkvksa dk Hkkjr ljdkj dh fdlh vU;

isa'ku ;kstuk ds çkf/kdj.k dh vuqKk ls fd;s x;s çolu dks bu fofu;eksa ds ç;kstukFkZ fudkl vkSj

vkgj.k ugah ekuk tk,xkA

(v) fofu;eu 6 fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%

6&fudkl vkSj çR;kgj.k ds fy, vkosnu dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ds rgr iathd`r dksbZ

vfHknkrk dk fudkl vkSj vfHknkrk ds LFkk;h lsokfuo`fRr [kkrsa vdkmaV ds fV;j&1 esa lafpr isa'ku

laink ls çR;kgj.k uhps rFkk blds fofu;eksa 3]4]5 vkSj 8 esa mfYyf[kr fofufnZ"V fofu;eksa ds flok;

vuqKkr ugha gksxk(

(II) mi&fofu;eu ¼³½ fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%

¼M½ ;fn vfHknkrk ;k e`rd vfHknkrk ds ifjokj ds lnL;ksa] mudh e`R;q ds ckn] ljdkj ;k

fu;ksDrk }kjk çnku dh xbZ e`R;q ;k fodykaxrk lEc/kh vfrfjDr jkgr ds fodYi dk miHkksx djrs

gSa] rks ljdkj ;k fu;ksDrk dks vfHknkrk ds lEiw.kZ lafpr /ku vius ikl le;ksftr djus ;k varj.k

fd, tkus dk vf/kdkj gksxkA ,sls Qk;ns dk mi;ksx djus okyk vfHknkrk ;k vfHknkrk ds ifjokj ds

lnL; ,sls ljdkjh çkf/kdj.k ;k fu;ksDrk ls dqVqEc isa'ku ;k fu%'kDrk isa'ku ;k dksbZ vU; isa'ku

laca/kh çlqfo/kk ds LFkku ij fofufnZ"V :i ls fcuk 'krZ ljdkj ;k fu;ksDrk dks lEiw.kZ isa'ku /ku

varfjr djus ds fy, lger gksaxs vkSj bldk opu nsaxsA vfHknkrk dh e`R;q ds ckn ifjokj ds lnL;ksa

dk dqVqEc isa'ku ysus ds lkFk gh fdlh Hkh ifjokj O;fDr dk jk"Vªh; isa'ku ç.kkyh ds rgr fdlh Hkh

ykHk dk nkok djus dk vf/kdkj] ukekafdr O;fDr ds jk"Vªh; isa'ku ç.kkyh ds varxZr vf/kdkjksa lfgr]

dksbZ vf/kdkj ugha gksxkA

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[ 233 ]

(III) mi&fofu;eu ¼N½ fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%

¼N½ jk"Vªh; isa'ku ç.kkyh ds v/khu Vh;j&1 [kkrs ls fudkl djus okys] vfHknkrk ds fV;j&II

[kkrs dks lkFk esa can dj fn;k tk,xk vkSj ml [kkrs ds rgr jkf'k vfHknkrk ;k mlds ukekafdr

O;fDr;ksa ;k dkuwuh mRrjkf/kdkfj;ksa dks ns nh tk,xhA

(II) fofu;eu 6 ds rgr] mi&fofu;eu ¼N½ ds ckn u, mi&fofu;eu ¼t½ fuEu çdkj ls

tksM+s tk,axs%

¼t½ mu vfHknkrkvksa ds laca/k esa ftUgksaus fu;e 7 ds rgr vkosnu tek ugah fd;s gSa] vkSj

lkB lky dh vk;q çkfIr dh frfFk ;k lkekU; lsokfuo`fRr dh mez ds ,d eghus ds Hkhrj tks Hkh ykxw

gks] jk"Vªh; isa'ku ç.kkyh ls ckgj fudyus ij feyus okys ykHk ds fy,] bl rjg ds vfHknkrkvksa ¼nksuksa

Vh;j&1 vkSj fV;j&II Js.kh ds rgr½ ds [kkrs esa lafpr isa'ku laifRr dk eqæhdj.k gks tk,xk vkSj

mDr ç;kstu ds fy, çkf/kdj.k }kjk tkjh fn'kk&funsZ'kksa ;k fn'kk&funsZ'kksa ds vuqlkj vyx j[kk

tk,xkA vfHknkrk dh eqæhd`r lafpr isa'ku laifRr ds bl rjg ls lqjf{kr j[kus ij çkIr vk; dk

ykHk mu ykHkksa dk fgLlk gksxk tks vfHknkrk jk"Vªh; isa'ku ç.kkyh ds rgr gdnkj gSA ;g çko/kku

,sls vfHknkrkvksa ds laca/k esa ykxw gksaxs ftUgksaus ykHkksa dks fd;k gS ;k vkaf'kd :i ls ykHk okil ys

fy;k gS vkSj bu lEiw.kZ ykHkksa dks okil ysus ds fy, dksbZ dne ugha mBk,] tSlk fd çkf/kdj.k }kjk

tkjh fofu;eksa fn'kk&funsZ'kksa ;k fn'kk&funsZ'kksa ds vuqlkj vko';d gSA

(III) mi&fofu;eu ¼N%½ ds ckn fofu;eu 6 u, mi&fofu;eu ¼t½ ds rgr fuEukuqlkj

tksM+k tk,xk%

¼t½ e`r vfHknkrkvksa ds lafpr isa'ku dks"k ls mRiUu gksus okys nkoksa dk fuokj.k djus ds laca/k

esa] tgka bu fofu;eksa esa mfYyf[kr dksbZ oS/k ukekadu e`R;q dh rkjh[k esa ekStwn ugha gS] çkf/kdj.k]

miHkksDrk ds mfpr fgr esa] e`rd vfHknkrk ds ifjokj ds lnL;ksa ds i{k esa ,sls nkoks adks fofufnZ"V

lhek rd] ,sls okfjlksa }kjk ,sls fofufnZ"V nLrkost tek djus ij] ds nkoksa ds fuLrkj.k ds vko';d

fn'kk funsZ'k ns ldrk gSA

(v) fofu;eu 7 dsk fuEukuqlkj :i esa çfrLFkkfir fd;k tk,xk %&

7&jk"Vªh; isa'ku ç.kkyh ds rgr çR;kgj.k dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ls ckgj fudyus dh

visf{kr frfFk ;k blls igys] vfHknkrk bu fofu;eksa esa fn, x, fudkl ds ykHkksa dks okil ysus ds

mn~ns';ls vko';d nLrkostksa ds lkFk okilh vkosnu jk"Vªh; isa'ku ç.kkyh U;kl ;k fjdkWMZ dhfiax

,tsalh] ;k çkf/kdj.k }kjk çkf/kd`r fdlh vU; laLFkk dks tek djsxkA lsaVªy fjdkWMZ dhfiax ,tsalh ;k

jk"Vªh; isa'ku ç.kkyh U;kl fofufnZ"V QkWeZ esa fdlh vfHknkrk }kjk fudkl ;k çR;kgj.k ds fy, bl

rjg ds vkosnu dh çkfIr ij vkSj fofufnZ"V 'krksZa dh iwfrZ ds v/khu] jk"Vªh; isa'ku ç.kkyh ls gS

çkf/kdj.k }kjk bl mn~ns'; ds fy, tkjh fd, x, fu;eksa vkSj fn'kk&funsZ'kksa] ifji=] vkns'k ;k

lwpukvksa ds rgr vuqefr nh xbZ gS% ç.kkyh ls fudkl ;k fudklh dh vuqefr ns ldrkA

(VI) fofu;eu 8 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&

8&jk"Vªh; isa'ku ç.kkyh ds vk/khu fuEufyf[kr çR;kgj.k dh vuqefr nh tk,xh&¼1½ vfHknkrk

ds lafpo isa'ku /ku dk vkaf'kd çR;kgj.k] tks vfHknkrk ds lafpr isa'ku /ku dk] tks vfHknkrk }kjk

fd, x, va'knku ds iPphl çfr'kr ls vuf/kd gS] vkSj ftlesa jk"Vªh; isa'ku ç.kkyh ls fudkl ds iwoZ

fdlh le; fu;kstd }kjk fd, x, va'knku] ;fn dksbZ gks] vioftZr fd;k x;k gS] uhps fofufnZ"V

fuca/kuksa vkSj 'krksZa] ç;kstu] vko`fRr vkSj lhekvksa ds v/khu jgrs gq, vuqKs; gksxk&

¼v½ ç;kstu% fdlh vfHknkrk dks] çR;kgj.k çk:i çLrqr djus dh rkjh[k ls dsoy

fuEufyf[kr ç;kstu esa ls fdlh fd fy, mlds O;fDrxr isa'ku [kkrs ls ,sls vfHknkrk }kjk fd, x,

vfHknk;ksa dk iPphl çfr'kr ls vuf/kd dk çR;kgj.k] vuqKkr gksxk %&

¼d½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] mPprj f'k{kk ds fy,(

IFMTR

[ 234 ]

¼[k½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] fookg ds fy,(

¼x½ vius Lo;a ds uke ls ;k fof/kd :i ls fookfgr ifr ;k iRuh ds lkFk la;qDr :i ls

dksbZ fuokl LFkku ¼edku½ ;k ¶ySV Ø; djus ;k mlds lfUuekZ.k ds fy,(

;fn] vfHknkrk ds ikl igys ls iSr`d laifRr ls fHkUu mlds Lo;a ds uke ls O;fDrxr :i

ls ;k la;qDr uke ls dksbZ fuokl LFkku ¼edku½ ;k ¶ySV gS] rks bu fofu;eksa ds v/khu dksbZ çR;kgj.k

vuqKkr ugha fd;k tk,xk(

¼?k½ fofufnZ"V chekfj;ksa ds mipkj ds fy,( ;fn] vfHknkrk mldk fof/kd :i ls fookfgr ifr

;k iRuh] cPpksa ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] ;k vkfJr ekrk&firk fdlh fofufnZ"V

:X.krk ls xzLr gS] ftlesa fuEufyf[kr jksxksa ds laca/k esa vLirky esa HkrhZ gksuk] mipkj lekfo"V gksxk

%

(I) dSalj(

(II) xqnkZ dh foQyrk ¼varpj.k jhuy Qsy gksuk½(

(III) çkbejh iqYeksujh vkYVsfd;y gkbijVsa'ku(

(IV) eYVhiy ,Dyjkbvksfll(

(V) çeq[k vax çR;kjksi.k(

(VI) dksjsujh vkVZjh ckbZikl xzk¶V(

(VII) vksjVk xzk¶V ltZjh(

(VIII) gkVZ okYo ltZjh(

(IX) LVªksd(

(X) ek;ksdkfMZvy bUQsD'ku(

(XI) dksek(

(XII) VksVy CykaMusl ¼iw.kZ :i va/krk½(

(XIII) isjkysfll ¼ydok½(

(XIV) xaHkhj@thou dks ladV esa Mkyus okyh nq?kZVuk(

(XV) thou dks uqdlku igqapkus okyh dksbZ vU; xaHkhj jksx tks çkf/kdj.k }kjk le;≤

ij tkjh ifji=ksa] ekxZn'kZd fl)karks ;k vf/klwpukvksa esa fofufnZ"V fd;k tk;sA

¼vk½ lhek,a % vuqKkr çR;kgj.k dsoy rHkh eatwj fd;k tk;sxk ;fn vfHknkrk ykHkksa dk

mi;ksx fuEufyf[kr ik=rk laca/kh ekunaM vkSj djus ds fy, lhekvksa dk vuqikyu djrk gS%&

¼d½ vfHknkrk vius dk;Zxzg.k dh rkjh[k ls de ls de rhu o"kZ dh vof/k rd jk"Vªh;

isa'ku ç.kkyh eas jgk gks(

¼[k½ vfHknkrk dks mlds }kjk fd, x, vfHknk;ksa ds] vkosnu ds rkjh[k dks mlds

O;fDrxr isa'ku [kkrs esa tek jde ds çR;kgj.k ds fy,] iPphl çfr'kr ls vuf/kd lap;u

dk çR;kgj.k vuqKkr ugha gksxkA

¼x½ vko`fRr % ¼1½ vfHknkrk dks] jk"Vªh; isa'ku ç.kkh ds v/khu vfHknk; dh laiw.kZ vof/k

ds nkSjku dsoy vf/kdre rhu ckj çR;kgj.k vuqKkr gksxkA vfHknkrk }kjk lqlaxr nLrkostksa

ds lkFk fofufnZ"V çk:i esa çR;kgj.k ds fy, vuqjks/k dsaæh; vfHkys[kkiky vfHkdj.k ;k

jk"Vªh; isa'ku ç.kkyh U;kl dks] tSlk fofufnZ"V fd;k tk,] ,sls çR;kgj.k dh dk;Zokgh djus

ds fy, vius eq[; i.k/kkjh ;k i.k/kkjh ds }kjk çLrqr fd;k tk,xkA ijarq tgka dksbZ

vfHknkrk] mi[kaM ¼?k½ esa fofufnZ"V fdlh jksx ls xzLr gS ogka çR;kgj.k dk ,slk vuqjks/k ,sls

vfHknkrk ds dqVqac ds fdlh lnL; ds ek/;e ls çLrqr fd;k tk ldsxkA

IFMTR

[ 235 ]

¼2½ LFkk;h lsokfuo`fRr [kkrs ls lacaf/kr fof/kekU; vkSj lfØ; Vh;j II [kkrk /kkjd dksbZ

vfHknkrk ,sls vkosnu çk:i ij vkSj ,slh i)fr rFkk jhfr esa] tks çkf/kdj.k }kjk bl fufeRr

fofufnZ"V dh tk,] ,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk

çR;kgj.k dj ldsxkA ,sls çR;kgj.kksa dh] ykxw çHkkjksa vkSj çR;kgj.k jde dks ns[krs gq, lafpr isa'ku

/ku dh i;kZIr jde gksus rd dksbZ lhek ugha gksxh%

ijarq vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ls ckgj gksrs gh Vh;j II [kkrk Lor% can gks tk,xk]

Hkys gh mDr ç;kstu ds fy, bl çdkj fofufnZ"V vkosnu vfHknkrk ls çkIr ugha gqvk gks vkSj ,sls

[kkrs esa lafpr /kujkf'k] jk"Vªh; isa'ku ç.kkyh ls fudkl laca/kh vfHknkrk ds vkosnu çLrqr djus ds

le; gh mlds }kjk fn, x, cSad [kkrs esa varfjr gks tk,xkA

(Vii) fofu;eu 9 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&

9- çR;kgj.k dh çfØ;k&¼1½ jk"Vªh; isa'ku ç.kkyh U;kl ;k mDr ç;kstu ds fy, çkf/kdj.k

}kjk çkf/kd`r dksbZ vU; e/;orhZ ;k bdkbZ] vfHknkrk }kjk vf/kfu;e ds mica/kksa] çkf/kdj.k }kjk tkjh

bu fofu;eksa] funs'kksa] ekxZn'kZd fl)karksa vkSj isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh;

isa'ku ç.kkyh U;kl½ fofu;e 2015] tgka ykxw gksa] ds vuqlkj ntZ çR;kgj.k vkSj fudkl esa lacaf/kr

nkoksa ij dkjZokbZ djus vkSj mldk vuqeksnu djus vkSj çkf/kd`r djus ds fy;s mRrjnk;h gksaxsA

jk"Vªh; isa'ku ç.kkyh U;kl] jk"Vªh; isa'ku ç.kkyh ls vfHknkrkvksa ds çR;kgj.k vkSj fudkl dks lqdj

cukus ds fy,] mi;qDr çpkyu dkjZokbZ vkWuykbu çpkyu lfgr ;k ekxZn'kZd fl)kar] çkf/kdj.k ls

vuq:i vuqeksnu ysus ds ckn] cuk;sxkA

(VIII) fofu;eu 10 dh mi&fofu;eu ¼1½ fuEukuqlkj çfrLFkkfir fd;k tk,xk%&

10&fudkl ds le; okf"kZdh Ø; djus dh 'krsZa&¼1½ vfHknkrk] fudkl ds le;] vfuok;Z :i

ls bu fofu;eksa esa ;Fkk fofufnZ"V ekfld ;k dkfyd okf"kZdh ;k isa'ku ds fy, dksbZ okf"kZdh Ø;

djsxk] mu ekeyksa dks NksM+dj tgka NwV nh xbZ gks ;k çko/kku gks vkSj NwV dh gksA ,slh okf"kZdh

çkf/kdj.k }kjk lwphc) okf"kZdh lsok çnkrkvksa ls Ø; dh tk;sxhA

(IX) fofu;eu 32 ds] çko/kkuksa esa] mi[kaM (Xi) ds ckn ,d u;k mi[kaM (xii) tksM+ fn;k

tk,xk %&

(xii) fofu;eu 3 ds mi[kaM ¼x½ vkSj fofu;eu 4 ds mi&[kaM ¼x½ ds varxZr vkus okys

vfHknkrkvksa ds laca/k esa] tgka bu oS/k ekunaMksa ,oa fofu;eksa ds vuqlkj ukfefr ugha ekStwn gS] e`R;q ds

dkj.k ,sls vfHknkrkvksa ds ckgj fudyus ds le;] ukekadu] ;fn vU; Lohdk;Z VfeZuy ykHk çkIr

djus ds iz;kstu ds fy;s mlds fu;ksDrk ds vfHkys[kksa esa ekStwn fdlh Hkh O;fDr dks jk"Vªh; isa'ku

ç.kkyh ds rgr ykHk çkIr djus ds ç;kstuksa ds fy, ukfefr ds :i esa ekuk tk,xkA çlaLdj.k ds

fy, nkos dks vxzsf"kr djrs le;] fu;ksDrk] vius vfHkys[kksa esa bl rjg ds ukekadu dh iqf"V jk"Vªh;

isa'ku ç.kkyh U;kl ;k dsaæh; fjdkWMZdhfiax ,tsalh dks HkstsxkA

(X) fofu;eu 33 vkSj 34 dks fujLr ekuk tk;sxkA

(XI) fofu;eu dk fuEukuqlkj :Ik esaçfrLFkkfir fd;k tk,xk%&

35&cSad [kkrk fooj.k çnku djuk&bu fofu;eksa ds rgr fudkl ;k çR;kgj.k dk ykHk ikus

okys vfHknkrk dks cSad fooj.k vfuok;Z :i ls nsuk gksxk ;k Hkkjrh; fof'k"V igpku çkf/kdj.k }kjk

tkjh vk/kkj dk;Z dh çfrfyfi ;k vk;dj foHkkx }kjk tkjh fd, x, uacj ¼iSu½ dkMZ] rkfd vfHknkrk

;k ykHkkfFkZ;ksa ds cSad [kkrs ds lh/ks fu/kkZfjr ykHk dks tek fd;k tk ldsA

XII&fofu;eu 37 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk%&

37&fu;ksDrk }kjk vafre eghus dh dVkSrh dk jksduk%*&ekfld fu;ksDrk vkSj deZpkjh dk

va'knku] tksa ykxw gS vkSj tks fu;ksDrk }kjk vfHknkrkvksa ds osru ls muds jk"Vªh; isa'ku ç.kkyh ds

[kkrksa esa tek fd;k tk;sxk] lsokfuo`fRr vk;q ls de ls de ,d eghus igys jksd fn;k tk;sxkA

IFMTR

[ 236 ]

fu;ksDrk fu/kkZfjr va'knku tks fu;ksDrk ls feyuk fu/kkZfjr gS dks lh/ks deZpkjh ds osru ds lkFk

vfHknkrk dks ns nsxkA

XIII&fofu;eu 39 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&

39&çkf/kdj.k dh funs'k vkSj Li"Vhdj.k tkjh djus dh 'kfDr %&çkf/kdj.k dks] bu fofu;eksa

ds v/khu] ;FkkfLFkfr] çR;kgj.k vjSj fudkl ls laca/kh mica/kksa dks fucZaf/kr djus ds fy, vko';d

funs'k tkjh djus dh 'kfDr gksxh ftlls fdlh ,slh vU; isa'ku ;k vf/kokf"kZdk Ldheksa] tks vf/kfu;e

ds v/khu ugha vkrh gSa] jk"Vªh; isa'ku ç.kkyh esa tkus dh vis{kkvksa dk ikyu gksA

(2)&çkf/kdj.k bu fofu;eksa ;k çko/kkuksa dks ykxw djus ;k mlds fuoZpu esa mRiUu fdlh

dfBukbZ dks nwj djus ds fy, Li"Vhdj.k vkSj ekxZn'kZd fl)kar tkjh dj ldrk gSA

[foKkiu-III@4@vlk/kkj.k@179@17]

gsear th- dkaVsªDVj] v/;{k

-------------

isa'ku fuf/k fofu;ked vkSj fodkl izkf/kdj.k

vf/klwpuk

ubZ fnYyh] 6 vDrwcj] 2017

isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj çR;kgj.k½ ¼nwljk

la'kks/ku½ fofu;e] 2017

la0ih,QvkjMh,@12@vkjth,y@139@8-&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k

vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [kaM ¼N½] [kaM ¼t½ vkSj [kaM ¼>½ ds




1&bu fofu;eksa dk uke isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh

ds varxZr fudkl vkSj çR;kgj.k½ ¼nwljk la'kks/ku½ fofu;e] 2017 gSA

2&;g jkti= esa muds çdk'ku dh frfFk dks ço`Rr gksaxsA

3&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj

çR;kgj.k½ fofu;e] 2015 esa]%&

(I) fofu;eu 2 esa] mi&fofu;eu ¼1½ esa] mi[kaM ¼V½ esaA

¼i½ mi[kaM ¼ii½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk&

vfHknkrk tks lkB lky dh vk;q dks çkIr dj pqdk gS vkSj lnL;rk dks tkjh j[kus ds

fo'ks"k vuqefr ds ckn fyf[kr esa lnL;rk tkjh j[kus dk dksbZ fodYi ç;ksx ugha esa

fd;k gS] ,sls vfrfjDr vof/k rd] ;ksxnku nsus ds lkFk ;k fcuk mlds] ;k ml

vfHknkrk ds laca/k esa tks 60 o"kZ dh vk;q iw.kZ gksus ds i'pkr jk"Vªh; isa'ku ç.kkyh esa

'kkfey gksrk gS ¼ysfdu iSalB o"kZ dh vk;q iw.kZ gksus ls igys½ ml ;kstuk dh lnL;rk

dks tkjh j[kus dh vuqeksfnr vf/kdre vk;q ;k blls igys dh rkjh[k dks vfHknkrk ls

çkIr [kkrk can djus ds fof'k"V vuqjks/k ij vk/kkfjr(

IFMTR

[ 237 ]

¼ii½ mi[kaM ¼iii½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk&

,slk vfHknkrk] ftldh lsokfuo`fRr dh mez ;k lkB o"kZ dh vk;q ls igys gh e`R;q gks

tkrh gS ;k vfHknkrk }kjk ,d fuf'pr vuqer le; vof/k rd lnL;rk tkjh j[kus

dk fodYi fy;k tkrk gS vkSj bl vfo/k ls igys gh mldh e`R;q gks tkrh gS ;k ml

vfHknkrk dh e`R;q] tks jk"Vªh; isa'ku ç.kkyh dks lkB o"kksZa dh iw.kZ gksus ds i'pkr ¼ysfdu

iSlB o"kZ vk;q iw.kZ gksus ls igys½ esa 'kfey gksrk gS] ml ;kstuk fd lnL;rk tkjh

j[kus dh vuqeksfnr vf/kdre vk;q ls fdlh Hkh le; igys(

¼II½ fofu;e 4 esa] mi&fu;eu ¼x½ ds ckn] ubZ mi&fofu;e ¼?k½ fuEukuqlkj tksM+ nh tk,xh%

¼?k½ vfHknkrkvksa }kjk jk"Vªh; isa'ku ç.kkyh ls fudkl] lkB lky dh mez iw.kZ gksus ;k mlds

i'pkr ¼ysfdu iSlB o"kZ dh vk;q çkIr djus ls igys½ ,slh isa'ku O;oLFkk esa 'kkfey gksus

ij%

¼i½ ml vfHknkrk ds ekeys esa] loZ ukxfjdksa ;k dkWiksZjsV ekWMy ds rgr jk"Vªh; isa'ku ç.kkyh

esa 'kkfey gqvk gS] lkB lky dh mez iw.kZ gksus ds i'pkr ¼;k iSlB o"kZ dh vk;q çkIr

djus ls igys½ vkSj ,slh isa'ku ç.kkyh dh de ls de rhu lky dh vof/k rd lnL;rk

ysus dh frfFk ls] fudkl ij] ,sls vfHknkrk ds lafpr isa'ku /ku esa ls de ls de pkyhl

çfr'kr Hkkx dk vfuok;Z :i ls fdlh ekfld ;k fdlh vU; dkfyd isa'ku dk mica/k

djus ds fy, okf"kZdh Ø; djus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds

i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i esa vfHknkrk dks Hkqxrku dj fn;k

tk;sxkA ;fn vfHknkrk dh lafpr isa'ku /ku nks yk[k :i;s ds cjkcj ;k mlls de gS ;k

çkf/kdj.k }kjk fofufn"ZV ds :i esa ifjHkkf"kr lhek] tks fd thou chek daifu;ksa }kjk

miyC/k djk, x, okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x,

funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] rks vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs

lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi gksxkA

¼ii½ tgka] mi&[kaM ¼i½ ds v/khu vfHknkrk] tks ,sls isa'ku ç.kkyh esa rhu lky iwjk gksus ls

igys] jk"Vªh; isa'ku ç.kkyh ls LosPNk ls fudkl] dk fodYi ysrk gS] ogka vfHknkrk ds

lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;

djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku ds

vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k tk,xkA

ijUrq] ;fn vfHknkrk ds O;fDrxr isa'ku [kkrs esa tek isa'ku /ku ,d yk[k :i;s ds cjkcj ;k

mlls de gS] ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd chek daifu;ksa }kjk miyC/k

djk, tkus okys okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij

fu/kkZfjr gksxk] ,sls vfHknkrk dks dksbZ Hkh okf"kZdh Ø; fd, cxSj iwjs isa'ku /ku dh okil ysus dk Hkh

fodYi gksxk(

¼iii½ tgka mi&[kaM ¼i½ ds v/khu] vfHknkrk dh jk"Vªh; isa'ku ç.kkyh esa lnL; jgrs gq, e`R;q

gks tkrh gS rks ] bu fu;eksa ds çko/kkuksa ds vuqlkj vfHknkrk dh iw.kZ tek isa'ku /ku ,sls vfHknkrk ds]

;FkkfLFkfr ds vuqlkj] ukfefr ;k ukfefr;ksa ;k dkuwuh mRrjkf/kdkfj;ksa dks ns fn;k tk;sxkA

gsear th- dkaVsªDVj] v/;{k

——

IFMTR

[ 238 ]


NOTIFICATION

New Delhi, the 6th October, 2017

Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National

Pension System (Second amendment) Regulations, 2017

No. PFRDA/12/RGL/139/8.—In exercise of the powers confered by sub-section (1) of Section

52 read with sub-clause (g), (h), and (i) of sub-section (2) of Section 52 of the Pension fund Regulatory

and Development authority Act, 2013 (Act no. 23 of 2013), the Pension fund Regulatory and Development

Authority hereby makes the following regulations to amend the Pension Fund Regulatory and

Development Authority (Exits and Withdrawals under the National Pension System) Regulations, 2015

namely,—

1. These regulations may be called the Pension fund Regulatory and Development authority

(Exits and Withdrawals under the National Pension System) (Second Amendment) Regulations, 2017.

2. These shall come into force on the date of their publication in the official gazette.

3. In the Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the

National Pension System) Regulations, 2015:—

(I) In regulation 2, in sub-regulation (I), in sub-clause (K),

(i) sub- clause (ii) shall be substituted as follows:—

a subscriber having attained the age of sixty years, and where so specifically permitted has not

exercised a choice in writing to continue to remain subscribed to such system, till such further

period as is permissible, with or without making contributions or in respect of a subscriber

who has joined National Pension System after attaing the age of sixty years (but before

attaining sixty five years of age) upon attaining the maximum age permitted to be subscribed

to such scheme or any date prior thereto, based on the specific request for closure received

from subscriber;

(ii) sub- clause (iii) shall be substituted as follows:—

death of the subscriber before attaining the age of superannuation, or the age of sixty years, or

in cases where an option has been exercised by subscriber to continue to remain subscribed to

a certain permissible time period, death before expiry of such period or death of a subscriber

who has joined National Pension System after attaining the age of sixty years (but before

attaining sixty five years of age) at any time period to attaining the maximum age permitted to

be subscribed to such scheme;

(II) In Regulation 4, after sub-regulation (c), new sub-regulation (d) shall be added as follows;

(d) Exit from National Pension system by subscribers, joining such pension system on or after

attaining the age of sixty years (but before attaining sixty five years of age):

(i) In case of a subscriber, joining National Pension System under all citizens model or in

corporate model, on or after attaining the age of sixty years, (But before attaining sixty five

years of age) and after having subscribed to such pension system for atleast a period of three

years, from the date of such joining, on exit, at least forty percent out of the accumulated

pension wealth, of such subscriber shall be mandatorily utilized for purchase of annuity

roviding for a monthly or any other periodical pension and the balance of the accumulated

pension wealth, after such utilization, shall be paid to the sujbscriber in lump sum. In case, the

accumulated pension wealth of the subscriber is equal to or less than a sum of two lakh rupees

or a limit to be spec ified by the Authority, basing on the instructions issued by the appropriate

regulator on the minimum value of annuities to be made available by the life insuers, the

subscriber shall have the option to withdraw the entire accumulated pension wealth without

there being any requirement of purchasing an annuity.

(ii) where a subscriber under sub-clasue (i) who, befoere completion of three years in such

pension system, voluntarily opts to exit from the National Pension System, at least eighty

percent out of the accumulated pension wealth shall be mandatorily utilized for purchase of

IFMTR

[ 239 ]

annuity and the balance of the accumulated pension wealth, after such utilization, shall be paid

to the subscriber in lump sum :

Provided further that if the accumulated pension wealth in the individual pension account of

the subscriber is equal to or less than a sum of Rupees one lakh, or a limit to be specified by

the Authority, basing on the instructions issued by the appropriate regulator on the minimum

value of annuities to be made available by the life insurers, such subscriber shall have the

option to withdraw the entire accumulated pension wealth without there being any requirement

of purchase of an annuity.

(iii) where a subscriber under sub-clause (i) dies, while being subscribed to National Pension

System, the entire accumulated pension wealth of the subscriber shall be paid to the nominee

or nominees or legal heirs, as the case may be, of such subscriber, in accordance with the

provisions of these regulation.

HEMANT G., Contractor, Chairperson

----------------

ifji=

ifji= la0 ih,QvkjMh,@2017@32@fudklh@2 fnukad 09&10&2017

lHkh Hkkxhnkjksa&ljdkjh ¼dsaæh;@jkT;½] dsæh; Lok;Rr fudk;ksa@jkT; Lok;Rr fudk;ksa@ftyk

[ktkuk dk;kZy;@funs'kky; [ktkuk ,oa [kkrs@dsaæh; vkgj.k ,oa laforj.k dk;kZy;@çeq[k ys[kk

dk;kZy;@osru ,oa ys[kk dk;kZy;@vkgj.k ,oa laforj.k dk;kZy;] jk"Vªh; isa'ku ;kstuk U;kl] dsaæh;

fjdkMZdhfiax ,tsalh] mifLFkfr vfLrRo] lsokfuo`fRr lykgdkjksa ds fy,

fo"k; %& ,d eq'r jkf'k ,oa okf"kZdh ds vkLFkxu rFkk jk"Vªh; isa'ku ;kstuk ds rgr Vh;j&II [kkrksa

ds fujarj.k gsrq fn'kk funsZ'kA

çkf/kdj.k us 11 ebZ] 2015 dks rFkk 10 vxLr 2017 dks ih,QvkjMh, ¼jk"Vªh; isa'ku ;kstuk

ds rgr fudklh rFkk çR;kgj.k½ fofu;eksa] 2015 ,oa mlds çFke la'kks/ku dks vf/klwfpr fd;k gS rFkk

;s nksuksa gh ykxw gSA ;g gekjs ifji= la&ih,QvkjMh,@2016@13@fudklh@06 fnukad 27-07-2016

ds Øe esa gS tks ,uih,l [kkrksa dh fujarjrk ds fofHkUu i{kksa ij Li"Vhdj.k nsrk gSA

vf/kd Li"Vrk çnku djus rFkk fofu;eksa ,oa ifjpkyu fn'kkfunsZ'kksa ds vuqlkj ,deq'r jkf'k

,oa okf"kZdh ds vkLFkxu vkSj Vh;j&II [kkrksa ds fofHkUu vkLFkxu çko/kkuksa rFkk fujarjrk dh csgrj

le> ds fy,] rFkk jk"Vªh; isa'ku ;kstuk ds rgr Vh;j&II [kkrksa ds fujarj.k ds fy, ge fuEufyf[kr

fn'kkfunsZ'k tkjh dj jgs gSa%

Ø0la0 ç'u Li"Vhdj.k

1 ç.kkyh ls le;iwoZ fudyus dh fLFkfr esa D;k

esa viuh ,deq'r jkf'k dks LFkfxr j[k ldrk

gw¡@ldrh gw¡?

ugha] vfHknkrk ç.kkyh ls le;iwoZ fudyus dh

fLFkfr esa viuh ,deq'r jkf'k dks LFkfxr ugha

j[k ldrkA

2 60 o"kZ dh vk;q çkIr djus ;k vf/kof"kZrk ds

ckn] eSaus eglwl fd;k fd eq>s ,uih,l [kkrk

tkjh j[kuk pkfg,A D;k eSa [kkrk tkjh j[kus

dk fodYi viuk ldrk gw¡@ldrh gw¡ ?

ugha] fudklh rFkk çR;kgj.k ç.kkyh ds vuqlkj

dsUæh; fjdkMZdhfiax ,tslh vfHknkrk rFkk

lacaf/kr dk;kZy; ;fn dksbZ gks rks] dks lwfpr

djrh gS] vf/kof"kZrk dh frfFk ;k 60 o"kZ dh

vk;q ij tc vfHknkrk lsokfuo`Rr gksus okyk gS

ls 6 ekg iwoZ crkrk gS fd og lsokfuo`Rr gksus

okyk gS ;k 60 o"kZ dh vk;q çkIr djus okyk gS

rFkk lkFk gh fudklh ls lacaf/kr lHkh

vkSipkfjdrkvksa dks iw.kZ djus dk ladsr nsrk gS

ftlesa ,d eq'r jkf'k ,oa okf"kZdh ds vkLFkxu

ds dk;kZUo;u dk fodYi Hkh lfEefyr gS] ;fn

vko';d gks rksA ;g vfHknkrk ds fy, 60 o"kZ

dh vk;q ls iwoZ ;k vf/kof"kZrk ij vkLFkxu ds

IFMTR

[ 240 ]


fo"k; esa fu.kZ; ysus ds fy, i;kZIr le; gSA

3 tgk¡ fu;ksDrk&deZpkjh laca/k gksrk gS vkSj

vfHknkrk vf/kof"kZrk dh vk;q ds ckn [kkrk

tkjh j[kuk pkgrk gS rks D;k fu;ksDrk

va'knkuksa dh viyksfMax esa lgk;rk çnku

djsxk?

ugha] fu/kkZfjr çfØ;k ds vuqlkj fujarjrk ds

fodYi ds i'pkr~ vfHknkrk vius ,uih,l

[kkrs dks O;fDrxr {kerk ds vuqlkj

LFkkukarfjr dj ldrk gS rFkk tkjh j[k

ldrk gSA fu;ksDrk ,uih,l laca/kh xfrfof/k;ksa

esa lgk;rk ugha djsxkA

4 vfuok;Z de ls de 40% okf"kZdh dh [kjhn

fd, lafpr isa'ku dks"k ij ykxw gksxh vFkkZr~

60 o"kZ ;k vf/kof"kZrk dh vk;q çkIr djus ds

le; miyC/k dks"k ij vFkok ,uih,l dks

tkjh j[kus ds ykHk ds ckn fudklh ds le;

miyC/k dks"k ij?

lafpr isa'ku dks"k dk U;wure 40% LFkk;h

lsokfuo`fRr [kkrk la[;k ¼PRAN½ esa ,uhih,l

ls iw.kZ fudklh dh frfFk ¼60 o"kZ ;k vf/kof"kZrk

dh vk;q ds ckn tkjh j[kus ds i'pkr~ fdlh

le;½ ij miyC/k gksrk gS] ftlesa oks va'knku

rFkk fuos'k vk; lfEefyr gS] tks fd [kkrksa esa

60 o"kZ ;k vf/kof"kZrk dh vk;q ds ckn va'knku

nh xbZ ;k tek dh xbZ gS] mls vfuok;Z :i

ls okf"kZdh [kjhn ds fy, mi;ksx fd;k tk,xk

rFkk 'ks"k jkf'k dk ,deq'r ds :i esa Hkqxrku

fd;k tk,xkA vfHknkrk dh vlkef;d e`R;q

dh fLFkfr esa] fudklh rFkk çR;kgj.k 'krsZa tks

fd fofu;eksa esa fufnZ"V gS ykxw gksxhA

5 D;k dksbZ O;fDr ,uih,l esa va'knku gsrq 70

o"kZ dh vk;q rd va'knku djus ds okns ds

vuqjks/k ds i'pkr~ fdlh Hkh le; ij fudklh

dj ldrk gS?

gk¡] vfHknkrk ,uih,l esa va'knku dh lqfo/kk

tkjh j[kus dk YkkHk mBkus ds i'pkr~ vfHknkrk

}kjk ,uih,l esa va'knku tkjh j[kus ds

vuqjks/k ds le; lwfpr le; lhek ls fHkUu

,uih,l ls fdlh Hkh le; fudklh dj

ldrk gSA

6 D;k eSa va'knkuksa@fujarjrk ¼60 o"kZ dh vk;q ;k

vf/kof"kZrk dh vk;q ds i'pkr~½ ds c<+s gq,

le; ds nkSjku ,deq'r jkf'k rFkk okf"kZdh dks

Vkyus ds fodYi dk ykHk mBk ldrk

gw¡@ldrh gw¡ ?

ugha vfHknkrk c<+k, x, le; ds nkSjku]

,deq'r jkf'k rFkk okf"kZdh dks Vkyus ds

fodYi dk ykHk tks fd vf/kof"kZrk ;k 60 o"kksZ

dh vk;q ds igys miyC/k gS] ugha mBk ldrk

D;ksafd vfHknkrk LosPNk ls ,uih,l ç.kkyh dks

c<+k, x, le; ds nkSjku fdlh Hkh le; NksM

ldrk@ldrh gSA

7 vfHknkrk tks ,uih,l ç.kkyh esa 60 o"kZ rFkk

65 o"kZ dh vk;q ds chp 'kkfey gqvk gS] D;k

,deq'r jkf'k rFkk okf"kZdh ds vkLFkxu ds

fodYi dk ykHk mBk ldrk gS?

ugha] vfHknkrk ,deq'r jkf'k rFkk okf"kZdh ds

vkLFkxu ds fodYi dk ykHk ugha mBkrk

ldrk D;skafd mlds ikl ç.kkyh esa 70 o"kZ dh

vk;q rd cus jgus ;k fdlh Hkh le; ç.kkyh

ls fudklh dk fodYi gSA

;fn vfHknkrk ,uih,l ç.kkyh dks 'kkfey gksus

dh frfFk ls U;wure rhu o"kZ iw.kZ fd, fcuk

NksM+ nsrk gS rks fudklh dks le; ls iwoZ

fudklh le>k tk,xk rFkk 3 o"kZ i'pkr~ bls

lkekU; fudklh le>k tk,xk] rFkk bu ij

le; ls iwoZ fudklh ;k lkekU; fudklh gsrq

ekU; fu;e ykxw fd, tk,axsA vf/kd tkudkjh

ds fy, ih,Q vkjMh, ¼,uih,l ls fudklh

rFkk çR;kgj.k½ ¼f}rh; la'kks/ku½ fofu;e 2017

ns[ksaA

8 tc dksbZ O;fdr 60 o"kZ dh vk;q ;k

vf/kof"kZrk ds i'pkr~ ,deq'r jkf'k rFkk

okf"kZdh ds vkLFkxu nksuksa ds fodYi dks pqurk

Vh;j&II [kkrs tkjh jgsaxs%

,dy fLop dks NksM+dj lHkh lqfo/kk,a tks

IFMTR

[ 241 ]


gS] rks D;k Vh;j&I ds [kkrs ds lkFk Vh;j&II

[kkrs dks Hkh tkjh j[kk tk ldrk gS?

Vh;j&II [kkrs esa 60 o"kZ dh vk;q ls iwoZ

miyC/k gS] Vh;j&I ¼,deq'r jkf'k dk

çR;kgj.k½] [kkrksa ds can gksus rd tkjh jgsxh

;k vfHknkrk }kjk Vh;j&II [kkrks dks can djus

dk fu.kZ; fy;k x;k gksA

9 tc dksbZ O;fDr 60 O'kZ dh vk;q ;k vf/kof"kZrk

ds i'pkr~ dsoy ,deq'r jkf'k ds vkLFkxu ds

fodYi dks pqurk gS rks D;k Vh;j&I [kkrs ds

lkFk Vh;j&II [kkrs dks Hkh tkjh j[kk tk

ldrk gS?

Vh;j&II [kkrk tkjh jgsxk%

,dy fLop dks NksMdj lHkh lqfo/kk,a

Vh;j&II [kkrs esa 60 o"kZ dh vk;q ls iwoZ

miyC/k gS] Vh;j&I ¼,deq'r jkf'k dk

çR;kgj.k½ [kkrksa ds can gksus rd tkjh jgsaxh

;k vfHknkrk }kjk Vh;j&II [kkrksa dks can djus

dk fu.kZ; fy;k x;k gksA

10 tc dksbZ O;fDr 60 o"kZ dh vk;q ;k vf/kof"kZrk

ds i'pkr~ okf"kZdh ds vkLFkxu ds fodYi dks

pqurk gS rks D;k Vh;j&I [kkrs ds lkFk

Vh;j&II [kkrs dks Hkh tkjh j[kk tk ldrk gS?

Vh;j&I [kkrs ls ,deq'r çR;kgj.k ds le; gh

Vh;j&II [kkrs dks can dj fn;k tk,xkA

11 tc dksbZ O;fDr 60 o"kZ dh vk;q ;k vf/kof"kZrk

ds i'pkr~ dsoy ,deq'r jkf'k ds vkLFkxu ds

lkFk pj.kc) çR;kgj.k ds fodYi dks pqurk

gS rks D;k Vh;j&I [kkrs ds lkFk Vh;j&II [kkrs

dks Hkh tkjh j[kk tk ldrk gS?

Vh;j&I [kkrs ls ,deq'r çR;kgj.k ds le; gh

Vh;j&II [kkrs dks can dj fn;k tk,xkA

Hkonh;]

osadVs'ojyw isjh]

eq[; egkizca/kdA

-----------------

IFMTR

[ 242 ]

CIRCULAR

Cir No. PFRDA/2018/40/Exit Dated : January 10, 2018

To,

CEO, National Pension System Trust/Cetral recordkeeping Agencies/Pension Funds/Trustee Bank/Govt.

Nodal Offices/Points of Presence/Aggregators

Dear Sir/Madam

SUBJECT : GUIDELINES ON PROCESS TO BE FOLLOWED BY SUBSCRIBERS AND

NODAL OFFICE/POP/AGGREGATOR FOR PROCESSING OF PARTIAL

WITHDRAWL REQUEST

Pension Fund Regulatory and Development Authority (Exits and Withdrawal under the National

Pension System) First amendment) Regulations 2017 have been notified/published on the website

(www.egazette.nic.in.) w.e.f. 10-08-2017. In light of this, Circular dated 21-03-2016 has been modified

and norms for partial withdrawals have been liberalized. this circular shall be effective from the date of the

notification of first amendment i.e. 10-08-2017.

2. As per Regulation 8 of the PFRDA (Exit and withdrawal from National Pension System) (First

amendment) Regulations 2017, following provisions have been notified in respect of the partial

withdrawals under National Pension System (NPS).-

(1) A partial withdrawal of accumulated pension wealth of the subscriber, not exceeding twenty-

five per cent. of the contributions made by the subscriber and excluding contributions made by employer,

if any, at any time before exit from National Pension System subject to the terms and conditions, purpose,

frequency and limits specified below:-

(A) Purpose : A subscriber on the date of submission of the withdrawal form, shall be permitted

to withdraw not exceeding twenty-five percent, of the contributions made by such subscriber to his

individual pension account, for any of the following purposes only :-

(a) for Higher education of his or her children including a legally adopted child;

(b) for the marriage of his or her children, including a legally adopted child;

(c) for the purchase or construction of a residential house or flat in his or her own name or in a

joint name with his or her legally wedded spouse. In case, the subscriber already owns either individualy

or in the joint name a residential house or flat, other than ancestral property, no withdrawal under these

regulations shall be permited;

(d) for treatment of specified illnesses: if the subscriber, his legally wedded spouse, children,

including a legally adopted child or dependent parents suffer from any secified illness, which shall

comprise of hospitalization and treatment in respect of the following diseases;

(i) Cancer;

(ii) Kidney Failure (End Stage Renal Failure);

(iii) Primary Pulmonary Arterial Hypertension;

(iv) Multiple Sclerosis;

(v) Major Organ Transplant;

(vi) Coronary Artery Bypass Graft;

(vii) Aorta Graft Surgery;

(viii) Heart Valve Surgery;

(ix) Stroke;

(x) Myocardial Infarction

(xi) Coma;

(xii) Total Blindness;

(xiii) Paralysis;

IFMTR

[ 243 ]

(xiv) Accident of serious/life threatening nature.

(xv) any other critical illness of a life threatening nature as stipulated in the circulars, guidelines

or notifications issued by the Authority from time to time.

(B) Limits: the permitted withdrawal shall be allowed only if the following eligibility criteria and

limit for availing the benefit are complied with by the subscriber:-

(a) the subscriber shall have been inthe National Pension System at least for a period of three

years from the date of his or her joining;

(b) the subscriber shall be permitted to withdraw accumulations not exceeding twenty-five per

cent of the contributions made by him or her and standing to his orher credit in his or her individual

pension account, as on the date of aplication for withdrawal;

(C) Frequency : the subscriber shall be allowed to withdraw only a maximum of three times

during the entire enure of subscription under the National Pension System. The request for withdrawal

shall be submitted by the subscriber, along with relevant documents to the central recordkeeping agency or

the National Pension System Trust, as may be specified, for processing of such withdrawal claim through

their nodal office. Provided that where a subscriber is suffering from any illness, specified in sub-clause

(d), the request for withdrawal may be submitted, through any family member of such subscriber.

3. Partial withdrawal Process/documents;

Operational process/documents tobe adhered to/submitted for availing partial withdrawal would

be as per the norms/guidelines prescribed/specidfied earlier.

Yours Sincerely,

Venkateshwarlu Peri

Chief General Manager

isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k

vf/klwpuk

ubZ fnYyh] 2 Qjojh] 2018

la0 ih,QvkjMh,@12@vkjth,y@139@8-& isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k

vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [akM ¼N½] ¼t½ rFkk ¼>½ ds lkFk

ifBr mldh mi/kkjk ¼1½ }kjk çnÙk 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked rFkk fodkl

çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr

fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&

1] bu fofu;eksa dk uke isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh

ds varxZr fudkl vkSj çR;kgj.k½ ¼r`rh; la'kks/ku½ fofu;e] 2018 gSA

2- ;g fofu;e 'kkldh; jkti= esa muds çdk'ku dh frfFk ls ço`Rr gksaxsA

3- isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl

vkSj çR;kgj.k½ fofu;e] 2015 esa%&

(I) fofu;e 3 ds mi&fofu;e ¼d½ esa] u;k mi&fofu;e (vii) fuEufyf[kr :i ls tksM+k

tk;sxk %

(vii) ijUrq] ;fn fu;ksDrk ;s çekf.kr djrk gS fd vfHknkrk vius lEcfU/kr dk;kZy; dh

lsokvksa ls fu%'kDrrk ;k 'kkjhfjd fodykaxrk ds dkj.k lsokfuo`Rr dj fn;k x;k gS] rks

IFMTR

[ 244 ]

,sls ekeys esa fudklh dks tSlk mi&fofu;e ¼d½ ds rgr fufnZ"V gS ml çdkj ekuk

tk;sxkA

(II) fofu;e 4 ds mi&fofu;e ¼d½ esa] u, mi&fofu;e (v) dks fuEufyf[kr :i ls tksM+k

tk;sxk(

(v) ijUrq] ;fn vfHknkrk 'kkjhfjd :i ls vl{ke ;k 'kkjhfjd fodykaxrk ls xzLr gS

ftlds dkj.ko'k og jk"Vªh; isa'ku ç.kkyh ds rgr vius O;fDrxr [kkrs dks tkjh j[kus esa

vl{ke gS] rks ,sls ekeys esa fudklh dks mi&fofu;e ¼d½ ds çko/kkuksa ds vuqlkj ekuk

tk;sxk] tks vfHknkrk ds] ljdkjh 'kY;dkj ;k fpfdRld ¼tks vfHknkrk dh bl

fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½ }kjk çnku fd;k x;k fodykaxrk

çek.k&i= tek djkus ds v/khu gksxk] ftlesa fodykaxrk dh ço`fRr rFkk lhek of.kZr gks

rFkk tks ;s Hkh çekf.kr djrk gks fd %

d&çHkkfor vfHknkrk viuh fu;fer lsok,¡ çnku djus dh fLFkfr esa ugh gS rFkk okLro esa

,slh laHkkouk gS fd çHkkfor vfHknkrk vius thou dh 'ks"k vof/k esa dk;Z djus esa

vleFkZ gksxk(rFkk

[k&ml ljdkjh 'kY;dkj ;k fpfdRld ds er esa fodykaxrk 75 çfr'kr ls vf/kd gks

¼tks vfHknkrk dh bl fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½

(III)fofu;e 5 ds mi&fofu;e ¼d½ esa] u;k mi&[kaM (iii) fuEufyf[kr :i ls tksM+k tk;sxk

(iii) ijUrq] ;fn vfHknkrk 'kkjhfjd :i ls v{ke gS ;k 'kkjhfjd fodykaxrk ls xzLr gS ftlds

dkj.ko'k og jk"Vªh; isa'ku ;kstuk ds rgr vius O;fDrxr [kkrs dks tkjh j[kus esa

vl{ke gSa] rks ,sls ekeys esa fudklh dks mi&fofu;e ¼d½ ds çko/kkuksa ds vuqlkj ekuk

tk;sxk] tks vfHknkrk ds] ljdkjh 'kY;dkj ;k fpfdRld ¼tks vfHknkrk dh bl

fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½ }kjk çnku fd;k x;k fodykaxrk

çek.k&i= tek djkus ds v/khu gksxk] ftlesa fodykaxrk dh ço`fRr rFkk lhek of.kZr gks

rFkk tks ;s Hkh çekf.kr djrk gks fd %

d&çHkkfor vfHknkrk viuh fu;fer lsok,¡ çnku djus dh fLFkfr esa ugha gS rFkk okLro esa

,slh laHkkouk gS fd çHkkfor vfHknkrk vius thou dh 'ks"k vof/k esa dk;Z djus esa

vleFkZ gksxk( rFkk

[k&ml ljdkjh 'kY;dkj ;k fpfdRld ds er esa fodykaxrk 75 çfr'kr ls vf/kd gks

¼tks vfHknkrk dh bl fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½

¼IV½ fofu;e 8 ds mi&fofu;e ¼1½ ¼v½ esa] u;k mi&[kaM ¼³½ fuEufyf[kr :i ls tksM+k

tk;sxk%

¼³½ vfHknkrk dh fodykaxrk ;k v{kerk ds dkj.k gksus okys fpfdRldh; rFkk vkdfLed

[kpksZa dks iwjk djus gsrq

gsear th- dkaVªsDVj] v/;{k

&&&&&

IFMTR

[ 245 ]


NOTIFICATION

New Delhi, the 2nd February, 2018

Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National Pension

System (Third amendment) Regulations, 2018

No. PFRDA/12/RGL/139/8.—In exercise of the powers confered by sub-section (1) of Section

52 read with sub-clause (g), (h), and (i) of sub-section (2) of Section 52 of the Pension fund Regulatory

and Development authority Act, 2013 (Act no. 23 of 2013), the Pension fund Regulatory and Development

Authority hereby makes the following regulations to amend the Pension Fund Regulatory and

Development Authority (Exits and Withdrawals under the National Pension System) Regulations, 2015

namely,—

1. These regulations may be called the Pension fund Regulatory and Development authority

(Exits and Withdrawals under the National Pension System) (Third Amendment) Regulations, 2018.

2. These shall come into force on the date of their publication in the official gazette.

3. In the Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the

National Pension System) Regulations, 2015:—

(I) In regulation 3, in sub-regulation (a), new sub-regulation (vii) shall be added as follows:

(vii) provided that if the employer certifies that the subscriber has been discharged from the

services of the concerned office on account of invalidation or disability, the exit shall be

determined as specified under sub-regulation(a).

(II) In regulation 4, in sub-regulation (a), new sub-regulation (v) shall be added as follows:

(v) provided that a subscriber is physically incapacitated or has suffered a bodily disability

leading to his incapability to continue with his individual pension account under National

Pension System, the exit in such cases shall be determined as per the provisions of sub-

regulation (a) subject to the subscriber submitting a disability certificate from a Government

surgeon or doctor (treating such disability or invalidation of subscriber) stating the nature and

extent of disability and also certifying that:

a. the affected subscriber shall not be in a position to perform his regular duties and there is a

real possibility of the affected subscriber, being not able to work for the remaining period of

his life; and

b. Percentage of disability is more than seventy five percent. In the opinion of such Government

surgeon or doctor (treating such disability or invalidation of subscriber)

(III) In regulation 5, in sub-regulation (a), new sub-clause (iii) shall be added as follows:

(iii) provided that a subscriber who is physically incapacitated or has suffered a bodily disability

leading to his incapability to continue with his individual pension account under National

Pension System, the exit in such cases shall be determined as per the provisions of sub-

regulation (a) subject to the subscriber submitting a disability certificate from a

Government surgeon or doctor (treating such disability or invalidation of subscriber) stating

the nature and exent of disability and also certifying that:

a. the affected subscriber shall not be in a position to perform his regular duties and there

is a real possibility of the affected subscriber, being not able to work for the remaining

period of his life; and

b. Percentage of disability is more than seventy-five percent. In the opinion of such

Government surgeon or doctor (treating sujch disability or invalidation of subscriber_.

(iv) in regulation 8, in sub-regulation (I) (A), a new sub-clause (e) shall be added as follows:

(e) to meet medical and incidental expenses arising out of the disability or incapacitation suffered

by the subscriber.

HEMANT G., Contractor, Chairperson

IFMTR

[ 246 ]

isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k

vf/klwpuk

ubZ fnYyh] 18 ebZ] 2018

la0 ih,QvkjMh,@12@vkjth,y@139@8-&isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k

vf/kfu;e] 2013 ¼2013dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [kaM ¼N½] ¼t½ rFkk ¼>½ ds lkFk ifBr

mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked rFkk fodkl

çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr

fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS] uker]&

1&bu fofu;eksa dk uke isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh

ds varxZr fudkl vkSj çR;kgj.k½ ¼prqFkZ la'kks/ku½ fofu;e] 2018 gSA

2&;g fofu;e 'kkldh; jkti= esa muds çdk'ku dh frfFk ls ço`Rr gksaxsA

3&isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj

çR;kgj.k½ fofu;e] 2015 esa %&

(I) fofu;e 3 ds mi&fofu;e ¼d½ ds çko/kku (vi) dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&

(vi) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh dks tkjh j[kuk pkgrs gSa vkSjlkB lky dh vk;q ;k

lsokfuo`fRr dh vk;q ds ckn Hkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr

:i esa ;k fu/kkZfjr QkWeZ tks fufnZ"V gS] vkSj O;fDrxr [kkrs esa fu/kkZfjr vk;q rd ;ksxnku djuk

pkgrk gS] dk fodYi nsuk gksxk ysfdu O;fDrxr isa'ku[kkrs esa ;ksxnku lRrj o"kZ dh mez ls vf/kd

ugha fd;k tk ldrkA ,sls fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/ko"kZrk dh vk;q çkIr djus

ls de ls de iUæg fnu igys fd;k tk,xk] tks fd dsaæh; fjdkMZdhfiax ,tsalh ;k jk"Vªh; isa'ku

ç.kkyh U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r fdlh vU; e/;or ;k bdkbZ dks crk,xk %

ijUrq blds vfrfjDr] vfHknkrk ftlus iaæg fnuksa dh fu/kkZfjr le;lhek ds Hkhrj fodYi dk

ç;ksx ugha fd;k ysfdu tks jk"Vªh; isa'ku ç.kkyh dsrgr] lkB lky ;k lsokfuo`fRr dh vk;q ds ckn

Hkh vius O;fDrxr isa'ku [kkrs dks tkjh j[kuk pkgrs gSa tSlk Hkh ekeyk gks] rFkk vuqefr dh lhek

rd] ,slh vk;q çkIr djus ;k lsokfuo`fRr ds ,d lkS vLlh fnuksa ds Hkhrj ,uih,l U;kl dks

vkosnu djrs gq, ,slk dj ldrs gSa tgk¡ fdlh Hkh vfHknkrk }kjk fu/kkZfjr le;lhek ds i'pkr]

dksbZ vkosnu rdZlaxfr rFkk i;kZIr dkj.k ds lkFk jk"Vªh; isa'ku ç.kkyh U;kl dks çkIr gksrk gS] rks

jk"Vªh; isa'ku ç.kkyh U;kl ,sls vkosnu viuh flQkfj'kksa ds lkFk] çkf/kdj.k ds fopkj rFkk

vuqeksnu gsrq vxzsf"kr djsxkA

jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k dk çkf/kd`r vf/kdkjh] tSlk Hkh ekeyk gks] vfHknkrk }kjk

,sls fodYi dk ç;ksx djus ij ,oa mlds }kjk n'kkZ, x, dkj.k ;k vU; fdlh çklafxd ekeys ds

laUnHkZ esa] mi;qDr yxus ij] foyEc ;fn dksbZ gks rks] ekQ dj ldrk gSA vfHknkrk }kjk Åij

fufnZ"V fodYi dk iz;ksx djus ij] vU; ykHk dks LFkfxr djus ds vU; fodYi ,sls vfHknkrk dks

miyC/k ugah gksaxsA

bl rjg ds fodYi ds ç;ksx ds ckotwn] vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsUæh;

fjdkWMZdhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r

fdlh vU; e/;or ;k bdkbZ dks vuqjks/k çLrqr djds fudy ldrs gSa (

IFMTR

[ 247 ]

(II) fofu;eu 4 ds mi/kkjk ¼d½ esa çko/kku (i) dks fuEukuqlkj çfrLFkkfir fd;k tk,xk(

(I) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh dks tkjh j[kuk pkgrs gS vkSj lkB lky dh vk;q ;k

lsokfuo`fRr dh vk;q ds cknHkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr

:i esa ;k fu/kkZfjr QkWeZ tks fufnZ"V gS] vkSj O;fDrxr [kkrs esa fu/kkZfjr vk;q rd ;ksxnku djuk

pkgrk gS] dk fodYi nsuk gksxk ysfdu O;fDrxr isa'ku [kkrs esa ;ksxnku lRrj o"kZ dh mez ls

vf/kd ugha fd;k tk ldrkA ,sls fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/kof"kZrk dh vk;q çkIr

djus ls de ls de iUæg fnu igys fd;k tk,xk] tks fd dsUæh; fjdkWMZdhfiax ,tsalh ;k jk"Vªh;

isa'ku ç.kkyh U;kl ;k çfk/kdj.k }kjk blds fy, vf/kd`r fdlh vU; e/;or ;k bdkbZ dks

crk;sxkA

ijUrq blds vfrfjDr] vfHknkrk ftlus iaæg fnuksa dh fu/kkZfjr le; lhek ds Hkhrj fodYi dk

ç;ksx ugha fd;k ysfdu tks jk"Vªh; isa'ku ç.kkyh ds rgr] lkB lky ;k lsokfuo`fRr dh vk;q ds

ckn Hkh vius O;fDrxr isa'ku [kkrs dks tkjh j[kuk pkgrs gSa tSlk Hkh ekeyk gks] rFkk vuqefr dh

lhek rd] ,slh vk;q çkIr djus ;k lsokfuo`fRr ds ,d lkS vLlh ds Hkhrj ,uih,l U;kl dks

vkosnu djrs gq, ,slk dj ldrs gSa tgk¡ fdlh Hkh vfHknkrk }kjk fu/kkZfjr le;&lhek ds i'pkr~

dksbZ vkosnu rdZlaxfr rFkk i;kZIr dkj.k ds lkFk jk"Vªh; isa'ku ç.kkyh U;kl dks çkIr gksrk gS] rks

jk"Vªh; isa'ku ç.kkyh U;kl ,sls vkosnu viuh flQkfj'kksa ds lkFk] çkf/kdj.k ds fopkj rFkk

vuqeksnu gsrq vxzsf"kr djsxkA

jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k dk çkf/kd`r vf/kdkjh] tSlk Hkh ekeyk gks] vfHknkrk }kjk

,sls fodYi dk ç;ksx djus ij ,oa mlds }kjk n'kkZ, x, dkj.k ;k vU; fdlh çklafxd ekeys ds

lUnHkZ esa] mi;qDr yxus ij] foyEc ;fndksbZ gks rks ekQ dj ldrk gSa vfHknkrk }kjk Åij fufnZ"V

fodYi dk ç;ksx djus ij] vU; ykHk dks LFkfxr djus ds vU; fodYi ,sls vfHknkrk dks miyC/k

ugha gksaxsA

bl rjg ds fodYi ds ç;ksx ds ckotwn] vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsUæh;

fjdkWMdhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r

fdlh vU; e/;or ;k bdkbZ dks vuqjks/k çLrqr djds fudy ldrs gS(

(III) fofu;eu 6 dh mi&/kkjk ¼x½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk(

¼x½ ;FkkfLFkfr] Hkkjr dk jk"Vªifr ;k fdlh jkT; dk jkT;iky] ;k fdlh laxBu dk çeq[k] fdlh

dkWiksZjsV fudk; ;k vU; bdkbZ tks fd ;k rks dsæ ljdkj ;k dksbZ jkT; ljdkj ;k ,d ljdkjh

dEiuh ds LokfeRo rFkk fu;a=.k esa gks] ds lEcU/k esa] tSlk Hkh ekeyk gks] ;fn vfHknkrk ds fu;sktu

dks 'kkflr djus okys lsok fu;eksa esa ,slk micaf/kr gS] rks fu;ksDrk dks gksus okyh lEiw.kZ /kuh; gkfu

;k mlds fdlh Hkkx dh olwyh ds ç;kstu ds fy, vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ds Vh;j 1

[kkrs esa fu;ksDrk ds :i esa dsUæ ljdkj ;k jkT; ljdkj ;k vU; bdkbZ tks fd ;k rks dsUæ

ljdkj ;k dksbZ jkT; ljdkj ;k ,d ljdkjh dEiuh ds LokfeRo rFkk fu;a=.k esa gks] tSlk Hkh

ekeyk gks] lgvfHknk; ds ek/;e ls lafpr isa'ku /ku dk Hkkx ;k ml ij çksn~Hkwr fofu/kku vk; dks

fo/kkfjr djus dk vf/kdkj gksxk] ijUrq ,slh gkfu] lEcfU/kr fu;ksDrk }kjk ,sls vfHknkrk ds fo:)

vkjEHk dh x;h fdlh foHkkxh; ;k U;kf;d dk;Zokfg;ksa esa fl) gksuh pkfg,A

jk"Vªh; isa'ku ç.kkyh U;kl ;k fdlh ,slh bdkbZ dks] ftls ,slk çkf/kdkj fn;k x;k gS] nh x;h

fdlh lwpuk ds vuqlj.k esa vkSj vfHknkrk ds mDr isa'ku /ku ds çfr/kkj.k dh bZIlk ls fo/kkj.k ds

,sls vf/kdkj dk vfHknkrk dh vf/kof"kZrk dh rkjh[k ls igys ç;ksx fd;k tk,xkA fo/kkj.k ds ,sls

vf/kdkj dk fof/kekU;r% ç;ksx fd, tkus ij %&

(i) ,slk isa'ku /ku] tks jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku ;ksX; gS] vfHknkrk dks rc rd

Hkqxrku ugha fd;k tk,xk] tc rd] ;FkkfLFkfr] foHkkxh; ;k U;kf;d dk;Zokfg;ksa dk fu"d"kZ vkSj

,slh dk;Zokfg;ksa ds lEcU/k esa vafre vkns'k ikfjr ugha dj fn;k tkrk gS(

IFMTR

[ 248 ]

(ii) mi[kaM (i) esa ;FkkfofufnZ"V fo/kkfjr jde dk] Ldhe esa] ,slh i)fr vkSj jhfr esa vfHknk; ds

:i esa cuh jgsxh] ftlesa fufnZ"V fu;ksDrk }kjk ,slh dkjZokbZ dks viukdj j[kk x;k Fkk vkSj

fo/kkfjr jde dk vafre ifjfu/kkZj.k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk bl ç;kstu ds

fy, çkf/kd`r fdlh e/;orhZ ;k vU; bdkbZ }kjk lEcfU/kr fu;ksDrk ls leqfpr vkns'k ds çkIr gksus

lkekU;r% uCcs fnu ds Hkhrj fd;k tk,xk(

(iii) fo/kkfjr jde dk] ml fufn"V fu;ksDrk }kjk] ftlus ,sls Qk;ns dks fo/kkfjr djus dh bZIlk

dh Fkh] ;Fkk çekf.kr vafre ifjfu/kkZj.k ij vfHknkrk dks Hkqxrku dj fn;k tk,xk] gks tk,xhA og

;Fkk laHko 'kh?kz vfHknkrk dks lanRr Hkqxrku dj fn;k tk,xk vkSj ;g çR;sd n'kk esa ,slk Hkqxrku

jk"Vªh; isa'ku U;kl ;k çkf/kdj.k }kjk bl ç;kstu ds fy, çkf/kd`r fdlh vU; bdkbZ ;k O;fDr

}kjk vafre vksn'k dh çkfIr ls uCcs fnu ds Hkhrj fd;k tk,xk(

(IV) fofu;eu 8 dh mi&/kkjk ¼1½ ¼v½ esa ekStwnk çko/kku ¼³½ ds i'pkr~ çko/kku ¼p½ ,oa ¼N½ dks

tksM+k tk,xk] tks fuEukuqlkj gS %

¼p½ vfHknkrk }kjk dkS'ky fodkl@iqu% dkS'ky ;k vU; dksbZ Lo&fodkl fØ;kdykiksa ds [kpksZa

ds fy,] tSlk Hkh ml ckjs esa çkf/kdj.k }kjk mfpr fn'kk&funsZ'k tkjh djrs gq, vuqKIr gksA

¼N½ vfHknkrk }kjk Lo&m|e LFkkfir djus ;k u, m|eksa dh 'kq:vkr djus gsrq [kpksZa ds fy,]

tSlk Hkh ml ckjs esa çkf/kdj.k }kjk mfpr fn'kk&funsZ'k tkjh djrs gq, vuqKIr gksA

gsear th] dkaVsªDVj] v/;{k

&&&&&&&&&

No. 1/3/2016-P&PW(F)

Government of India


(Desk-F)

3rd Floor, Lok Nayak Bhavan, Khan Market,

New Delhi, Dated the 24thJanuary, 2019

OFFICE MEMORANDUM

Subject :Clarificatory OM for payment of two family pensions on death attributable to Govt. service

of a re-employed pensioner regarding –

The undersigned is directed to say that references have been received in this Department seeking

clarification as to whether a second family pension is admissible under CCS(EOP) Rules when a

military/civil pensioner is re-employed in civil service dies and his death is attributable to Government

service.

2. Vide this Department's Notification No. G.S.R. 938(E) dated 27.12.2012, sub-rule 13A and 13B

of rule 54, prohibiting two family pension, have been deleted, Subsequently, vide OM No. 1/33/2012-

P&PW(E) dated 16.1.2013, two family pensions have been allowed in the event of death of a re-employed

pensioner, in service or after retirement. The financial benefits for the past cases however is with effect

from 24th September, 2012. Thus under CCS(Pension) Rules, two family pensions are admissible with

effect from 24th September 2012.

3. The matter has been examined in the context of the provisions of CCS(Extra-ordinary Pension)

Rules, It is clarified that the provisions of two family pensions, one in respect of military/civil service and

the other for civil service after re-employment, as available in terms of CCS(Pension) Rules, is also

applicable under CCS(EOP) Rules. IN Other words, on death of a pensioner who was re-employed in civil

service, where death is attributable to government service, family pension under CCS(EOP) Rules in

respect of service in re-employment would be admissible in addition to ordinary family pension in respect

of the previous military/civil service.

IFMTR

[ 249 ]

4. Where, however, on death of a re-employed civil Government servant, the family is eligible for

Special/extra-ordinary family pension under the EOP rules in respect of the first spell of service, family

pension for the second spell of service would be admissible under the CCS(Pension) Rules, 1972 only.

5. The extra-ordinary family pension shall be granted only in one service. In no case, both the

family pension shall be granted under EOP Rules.

6. The financial benefits in the past cases will accrue with effect from 24th September, 2012, as in

the case of family pension under CCS(Pension) Rules.

7. Formal amendment in Central Civil Service (Extraordinary Pension) Rules will be made in due

course.

8. This issues with the approval of Department of Expenditure, vide their ID No. 1(5)/EV/2012

dated 3.4.2017 and 15.01.2019.

SUJASHA CHOUDHURY,

Director

———

CIRCULAR

PFRDA/2019/8/SUP-PF/2 Dated : March 25, 2019

Subject : Amendment to the investment Guidelines (Applicable to Scheme CG, Scheme SG,

Corporate CG and NPS Life schemes of NPS and Atal Pension Yojana).

1. Reference is invited to the Investment Guidelines for NPS Schemes (Scheme CG, Scheme SG,

Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) dated 3rd June 2015 issued vide

circular no. PFRDA/2015/16/PFM/7, the Change in Investment guidelines for NPS schemes w.r.t.

Investment in equity Mutual funds vide circular no.PFRDA/2018/56/PF/2 dated 20th August 2018 and

Revised rating criteria for investments under NPS Schemes vide circular No. PFRDA/2018/02/PF/02

dated 08.05. 2018 The changes hereunder shall apply only to Scheme CG, Scheme SG, Corporate CG and

NPS Lite schemes of NPS and Atal Pension Yojana.

2. In order to provide flexibility to the Pension Funds to improve the scheme performance depending

upon the market conditions, it has been decided to increase the cap on Government Securities & related

investments and Short term debt instruments & related investments by 5% each.

3. The asset class wise revised caps on the various asset classes are as under :-

Asset Class Caps on Investments for composite

schemes

Government Securities & related investments Upto 55%

Debt Instruments & related investments Upto 45%

Equity & related investments Upto 15%

Asset backed, trust structured etc. Upto 5%

Short term debt instruments & related investments Upto 10%

4. The other terms and conditions as mentioned in the circular no. PFRDA/2015/16/PFM/7

dated 03.06.2015, circular no. PFRDA/2018/56/PF/2 dated 20th August 2018 andcircular

no. PFRDA/2018/2/PF/02 dated 08.05.2018 shall remain the same.

5. This circular is issued in exercise of powers of the Authority under sub-clause (b) of the

sub-section (2) of section 14 of Pension Fund Regulatory and Development Authority Act, 2013 read with

regulation 14 and 43 of PFRDA (Pension Fund) Regulation, 2015.

6. This would be effective from 01.04.2019.

VENKATESHWARLU PERI

Chief General Manager

-------

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FILE NO.: PFRDA/16/3/12/0001/2017-REG-PF

Dated : 07/05/2019

To

Chief Executive Officer

National Pension System Trust

3rd Floor, Chatrapati Shivaji Bhawan,

Qutab Institutional Area,

New Delhi-110016

Subject : Re-allocation of subscription of Government employees to Pension Funds for FY 2019-20

Dear Sir,

Based on the performance of the pension funds in the preceding financial year, the incremental

subscriptions of Government employees under the NPS are tobe distributed among the pension funds for

FY 2019-20 as under, with effect from 07-05-2019 for a period of 12 months ending 30/04/2020.

CG Scheme % Allocation for 2019-20

SBI Pension Fund Pvt. Ltd. 34

UTI Retirement Solution Ltd. 33

LIC Pension Fund Ltd 33

SG Scheme % Allocation for 2019-20

SBI Pension Fund Pvt. Ltd 34.0

UTI Retirement Solution Ltd. 33.5

LIC Pension Fund Ltd. 32.5

2. In this regard, it may be noted that the allocation of funds, as mentioned above, is for

incremental subscriptions under existing Central Government Scheme, which shall continue as default

scheme as per Notification F. No. 1/3/2016-PR dated 31.01.2019 issued by DFS and existing State

Government Scheme/default scheme, for both existing as well as new Government subscribers under

Central Govt. and State Govt. Sectors, for the FY 2019-20.

3. You are further requested to initiate the suitable instructions to Central Recordkeeping Agency.

Trustee Bank and Pension Funds for implementation of the above.

Your's truly,

SUMIT KUMAR,

General Manager.

------

CIRCULAR

PFRDA/2019/12/REG-PF/1 Dated : May 8th, 2019

Sub : Introduction of choice of Pension Funds and Investment Pattern in Tier-I of NPS for

Central Government subscriber-reg.

Reference is invited to the Gazette Notification F.No. 1/3/2016-PR dated 31st January, 2019

issued by Ministry of Finance, Department of Financial Services, modifying Ministry of Finance's

Notification No. 5/7/2003-ECB dated 22nd December, 2003, based on the Government's decision on the

recommendations of a Committee set up to suggest measures for streamlining the implementation of

National Pension System (NPS).

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2. Accordingly, it has been decided to introduce the following options for Central Government

subscribers:

(i) Choice of Pension Fund :As in the case of subscribers in the private sector, the Government

subscribers shall also be allowed to choose any one of the pension funds including Private sector pension

funds, They could change their option once in a year. However, the current provision of combination of

the Public-Sector Pension Funds will be available as the default option for both existing as well as new

Government subscribers.

(ii) Choice of Investment pattern: The following options for investment choices shall be offered

to Government employees:

(a) The existing scheme in which funds are allocated by the PFRDA among the three Public

Sector Undertaking fund managers based on their past performance inaccordance with the

quidelines of PFRDA for Government employees shall continue as default scheme for both

existing and new subscribers.

(b) Government employees who prefer a fixed return with minimum amount of risk shall be

given an option to invest 100% of the funds in Government securities (Scheme G).

(c) Government employees who prefer higher returns shall be given the options of the

following two Life Cycle based schemes :

(A) Conservative Life Cycle Fund with maximum exposure to equity capped at 25%-LC-

25.

(B) Moderate Life Cycle Fund with maximum exposure to equity capped at 50%-LC-50.

The subscribers may exercise one of the above choices of Investment Pattern twice in a financial

year.

(iii) Implementation of choices to the legacy corpus; Transfer of a huge legacy corpus of more

than Rs. 1 lakh crore in respect of the Government sector subscribers from the existing Pension Fund

Managers is likely to impact the market. It may be practcally difficult for the PFRDA to allow

Government subscribers to change the Pension Funds or investment pattern is allowed in respect of the

accumulated corpus , in one go . Therefore, for the present change in the pension funds or investment

pattern is allowed in respect of incremental flows only.

(iv) Transfer of legacy corpus in a reasonable time frame: PFRDA shall draw up a sheme in due

course for transfer of accumulated corpus as per new choices of Government suscribers in a reasonable

time frame of say five years. Once PFRDA draws up this scheme, change in the Pension Funds or

investment pattern shall be allowed in respect of the accumulated corpus in accordance with that scheme.

3. Forinvestment option as per para 2 (ii) (a) above, all others terms and conditions as contained

inthe investment guidelines issued by the Authority dated 03.06.2015 for NPS Schemes (Applicable to

Scheme CG, Scheme SG, Corporate CG and NPS Lite Schemes and APY) and subsequent amendments

made thereto shall be applicable. Further, for investment options as per para 2 (ii) (b) or 2 (ii) (c) (A) or 2

(ii) (c) (B) above, all other terms and conditions as contained in the investment guidelines issuued by the

Authority dated 04.05.2017 in respect of NPS Schemes {Other than Govt. Sector (CG & SG), Corporate

CG, NPS Lite and APY} and subsequent amendments made thereto shall apply.

4. this circular is issued in exercise of powers of the Authority under sub-clause (b) of sub-section

(2) of Section 14 read with Section 23 of the PFRDA Act, 2013 and sub-regulation (1) of Regulation 14 of

the PFRDA (Pension Fund) Regulations, 2015.

The above arrangements are applicable w.e.f. 1st April, 2019.

A.G. DAS,

Executive Director.

———

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CIRCULAR

PFRDA/2019/17/SUP-SG/1 Dated : October 4th, 2019

To,

All Central Government Ministries & Departments/State Governments

PRAOS, PAOS, CDDOS, NCDDOS-CG Nodal offices

DTAS, DTOS, DDOS-SG Nodal offices

All Central and State Autonomous Bodies points of Presence

Subject: Acceptance of CSRF forms or registration under NPS in case of subscriber who has lost

both hands

The Pension Fund Regulatory and Development Authority (PFRDA) has received few requests

from the Govt. Nodal office, requesting PFRDA to accept the subscriber registration (CSRF) form in case

of such subscriber-employees Joining under them, who are unable to affix signature on the CSRF form,

being due to loss of both hands.

In view of the above and to facilitate the registration of such subscribers under NPS, the Govt

Nodal offices/ PoPs are advised to accept the subscriber registration (CSRF) form by obtaining the toe

impression of the subscriber on the CSRF form, Further, where toe impression of such subscriber who has

lost both hands is obtained on the CSRF form, it should be attested by two persons, one of whom should

be the official designated to handle NPS related activities in Govt. Nodal office /PoP.

SUMEET KAUR KAPOOR,


---------

No. 7/5/2012-P&PW(F)-B

Ministry of Personnel, Public Grievances and Pensions

Department of Pension and Pensioners' Welfare

Lok Nayak Bhawan, Khan Market,

New Delhi, Dated the February 12th, 2020

OFFICE MEMORANDUM

Subject: Counting of service on joining new service in State Government/ Central

Government/autonomous body for the benefit of gratuity in respect of Central Govt.

Employees covered under National Pension System (NPS).

The undersigned is directed to say that videthis Department's O.M. No. 38/41/06-P&PW(a) dated

05.05.2009, in the event of death/disability during service, the benefits of invalid/Disability pension,

Family pension and retirement/death gratuity were provisionally extended to NPS employees at per with

the employees appointed before 01.01.2004 Subsequently, the benefit of retirement gratuity and death

gratuity has been extended to all Central Government employees covered under National Pension System

(NPS) vide this Department's O.M. No. 7/5/2012-P&PW(F)/B dated 26.08.2016 on the same terms and

conditions, as are applicable to employees covered by CCS (Pension) Rules, 1972.

2. References have been received in the Department seeking clarification with regard to benifit of

retirement gratuity on mobility from one organization to another organization . This matter has been

considered in consultaion with Department of Expenditure. It has been decided that the grant of retirement

gratuity and counting of service for gratuity on mobility of an NPS Government employees may be

regulated in the following manner:

(i) On mobility from a Central Government service to another Central Government service, the

service rendered in the previous Department in the Central Government shall be counted for

the purpose of grant of gratuity. There shall be no sharing of gratuity liability between the

two Departments of Central Government.

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(ii) On mobility from a Central Government service to a State Government service having

National Pension System with provision for Retirement/Death Gratuity for its employees

similar to those in Central Government, the service rendered in the Central Government shall

be counted for the purpose of grant of gratuity. Same provisions shall apply on mobility of an

NPS employees of the State Government to Central Government Department. There shall be

no sharing of gratuity liability between the Central and State Governments.

(iii) On mobility from a Central Government service to a Central or State Autonomous Body

service having National Pension System with provision for Retirement/Death Gratuity for its

employees similar to that in the Central Government, the service rendered in the Central

Government would be counted for grant of gratuity. The Government will discharge its

gratuity liability by paying the amount of retirement gratuity for the service rendered in the

Government to the Central or State Autonomous body. This procedure shall be followed

mutatis mutandis in respect of NPS employees going over from oneautonomous body to

another autonomous body or from an autonomous body to Central

Government/Department/Organisation both having National Pension System with provision

of retirement/death gratuity for its employees similar to that in theCentral Government.

(iv) On mobility from Central Government service to a Central or State Autonomous Body or to

a State Government where the provision for grant of gratuity similar to that inCentral

Government does not exist or to a public sector Undertaking, the NPS Government

employees shall be granted retirement gratuity as per rule for the service rendered in the

Central Government subject to the condition that the total gratuity admissible in respect of

the service rendered under the Government of India and that under the later organization,

shall not exceed the amount that would have been admissible, had Government servant

continued in Government service and retired on the same pay which he/she drew on

retirement from the later Organization.

The above provisions would be applicable to Government employees covered under NPS who

resign to take up with proper permission, another appointment in the Central/State Government or

Central/State Autonomous body or a PSU.

3. This issues with the concurrence of Ministry of Finance, Department of Expenditure vide their

U.O. Note No. 1(4)/EV/2006-II, Dated 30.10.2019.

4. In their application to the employees of Indian Audit and Accounts Department, these orders

issued after consultation with the Comptroller and Auditor General of India, as mandated under Article

148(5) of the Constitution.

5. All the Ministries/Departments are requested to bring the above instruction to the notice of all

offices/field formation working under their administrative control.

RUCHIR MITTAL,

Deputy Secretary to the Government of India.

&&&&&&&&&&

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No. 57/04/2019-P&PW(B)

Government of India

Department of Pension and PW

Lok Nayak Bhawan, Khan Market,

New Delhi, February 17th, 2020

OFFICE MEMORANDUM

Subject: Coverage under Central Civil Services (Pension) Rules, 1972, in place of National Pension

System, of those Central Government employees whose selection for appointment was

finalized before 01.01.2004 but who joined Government service on or after 01.01.2004.

The undersigned is directed to say that consequent on introduction of National Pension System

(NPS) vide Ministry of Finance (Department of Economic Affairs)Notification No. 5/7/2003-ECB&PR

dated 22.12.2003, all Government Servants appointed on or after 01.01.2004 to the posts in the Central

Government Service (except armed forces) are mandatorily covered under the said schemes. The Central

Civil Services (Pension) Rules, 1972 and other connected rules were also amended vide Notification dated

30.12.2003 and, after the said amendment, those rules are not applicable to the Government servants

appointed to Government service after 31.12.2003.

2. Representations have been received in this Department from the Government servants

appointed on or after 1.1.2004 requesting for the benefit of the pension scheme under Central Civil

Services (Pension) Rules, 1972 on the ground that their appointment was delayed on account of

administrative reasons or lapses. Similar references have been received from Ministries/Departments

seeking advice of this Department on the question whether the Government servants who were appointed

on or after 1.1.2004 could also be extended the benefit of pension scheme under CCS (Pension) Rules, if

their appointment was delayed beyond 31.12.2003 on account of administrative reasons and the delay in

appointment was beyond the control of the said Government servants.

3. From the representations of the Government employees and the references received from

Ministries/Departments, it has been observed that in many of the cases referred to this Department,

selction process (including written examination, interview and declaration of result) for recruitment had

been completed before 01.01.2004 but the employee joined the Government service on or after

01.01.2004. A few illustrations where the selection was finalized before 01.01.2004 but actual joining took

place on or after 01.01.2004 are as under.

(i) The result for recruitment was declared before 01.01.2004 but the after of appointment and

actual joining of the Government servant was delayed on account of police verification, medical

examination etc.

(ii) Some of the candidates selected through a common selection process were issued offers of

appointments and were also appointed before 01.01.2004 whereas the offers of appointment to other

selected candidates were issued on or after 1.1.2004 due to administrative reasons/constraints including

pending Court/CAT cases.

(iii) Candidates selected before 01.01.2004 through a common competitive examination were

allocated to different Departments/Organization.While recruitment process was completed by some

Department(s)/Organization on or before 31.12.2003 in respect of one or more candidates, the offers of

appointment to the candidates allocated to the other Departments/Organization were issued on or after

01.01.2004.

(iv) Offers of appointment to selected candidates were made before 01.01.2004 with a direction to

join on or after 01.01.2004.

(v) Offers of appointmentwere issued to selected candidates before 01.01.2004, and many/most

candidates joined service before 01.01.2004 However, some candidate(s) were allowed extension of

joining time and they joined service on or after 01.01.2004. However, their seniority was either unaffected

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or was depressed in the same batch or to a subsequent batch, the result for which subsequent batch was

declared before 01.01.2004.

(vi) The result for recruitment was declared before 01.01.2004 but one or more candidates were

declared disqualified on the grounds of medical fitness or verification of charactor and antecedents, caste

or income certificates. Subsequently, on review, they were found fit for appointment and were issued

offers of appointment on or after 01.01.2004.

In all the above illustrative cases, since the result for recruitment was declared before 01.01.2004,

denial of the benefit of pension under CCS (Pension) Rules, 1972 to the affected Government servants is

not considered justified.

4. The matter has been examined in consultation with the Department of Personnel& Training,

Department of Expenditure and Department of Legal Affairs in the light of the various

representations/references and decisions of the Courts in this regard. It has been decided that in all cases

where the results for recruitment were declared before 01.01.2004 against vacancies occurring on or before

31.12.2003, the candidates declared successful for recruitment shall be eligible for coverage under the

CCS (Pension) Rules, 1972. Accordingly, such Government servants who were declared successful for

recruitment in the results declared on or before 31.12.2003 against vacancies occurring before 01.01.2004

and are covered under the National Pension System on joining service on or after 01.01.2004, may be

given a one-time option to be covered under the CCS (Pension) Rules, 1972. This option may be

exercised by the concerned Government servants latest by 31.05.2020.

5. Those Government servants who are eligible to exercise option in accordance with para-4

above, but who do not exercise this option by the stipulated date, shall continue to be covered by the

National Pension System.

6. The option once exercised shall be final.

7. It is clarified, that the above option would be available to only those Government servants who

were declared successful for recruitment before 01.01.2004, against vacancies pertaining tothe period prior

to that date. This option shall, however, not be available to the Government servants appointed on or after

01.01.2004 if they fall in any of the following categories:

(i) Government servants whose names were included in a panel of selected candidates before

01.01.2004 for recruitment against vacancies occurring on or after 01.01.2004 and were, accordingly,

recruited on or after 01-01-2004.

(ii) A Government servant whose name was included in a panel of selected candidates prepared

before 01.01.2004 for vacancies arising before and after 01.01.2004 but was actually appointed after

31.12.2003 against a vacancy arising on or after 01.01.2004.

(iii) Government servants who were selected against vacanciespertaining to the period prior to

01.01.2004 on the basis of an advertisement/notification issued before 01.01.2004 or a written

examination/interview held before 01.01.2004 but results for recruitment were declared on or after

01.01.2004 .

(iv) Government servants who joined on or after 01.01.2004 after they were granted extension of

joining time on their own request and, in accordance with the instructions issued by the Department of

Personnel & Training, their seniority was depressed on account of such extension of joining time to a

batch for which the result for recruitment was declared on or after 01.01.2004.

8. The matter regarding coverage under the CCS (Pension) Rules, 1972 based on the option

exercised by the Government servant shall be placed before the appointing authority for consideration in

accordance with these instructions. In case the Government servant fulfils the conditions for coverage

under the CCS (Pension) Rules, 1972, In accordance with these instructions, necessary order in this regard

shall be issued latest by 30th September, 2020. The NPS account of such Government servants shall,

consequently, be closed w.e.f. 01 st November, 2020.

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9. The Government servants who exercise option to switch over to the pension scheme under

CCS (Pension) Rules, 1972, shall be required to subscribe to the General Provident Fund (GPF),

Regarding accountal of the corpus in the NPS account of the Government servant Controller General of

Accounts (CGA) has furnished the following clarification vide letter No. 1(7)(2)/2010/cla/TAIII/390,

dated 14.11.2019 :

i. Adjustment of Employees' contribution in Accounts: Amount may be credited to

individual's GPF account and the account may be recasted permitting up-to-date interest

(Authority-FR-16 &Rule 11 of GPF rules).

ii. Adjustment of Government contribution under NPS in Accounts:To be accounted for as

(-) Dr. to object head 70- Deduct Recoveries under Major head 2071- Pension and other

Retirement benefit- Minor head 911- Deduct Recoveries of overpayment (GAR 35 and para

3.10 of list of Major and Minor heads of Accounts).

iii. Adjustment of increased value of subscription on account of appreciation of

investments:May be accounted for by crediting the amount to Govt. account under M.H.

0071-Contribution towards Pension and Other Retirements Benifits 800- Other Receipts (Note

under the above head in LMMHA).

10. All Ministries/Departments are requested to give wide publicity to these orders. The cases

of those Government servants who fulfil the conditions mentioned in this O.M. and who exercise option to

switch over to the pension scheme under CCS (Pension) Rules may be settled by the administrative

Ministries/Departments in accordance with these orders.

11. These orders issue with the concurrence of Ministry ofFinance Department of Expenditure,

vide their I.D. Note No. 1(7)EV/2019, dated 08.01.2020.

12. In their application to the employees of Indian Audit and Accounts Department, these orders

are issued after consultation with Comptroller and Auditor General of India, as Mandated under Article

148(5) of the Constitution.

13. Hindi version will follow.

RUCHIR MITTAL,

Deputy Secretary to the Government of India.

———

CIRCULAR

Circular No. PFRDA/2020/7/REG-EXIT/1. Dated : April 09, 2020

To,

All Stakeholders and subscribers under National Pension System (NPS).

Subject: Permission of Partial withdrawals towards treatment of specified illnesses.

In continuation of the circular no. PFRDA/2018/47/Reg-Exit/4, dated 24.05.2018, issued on the

applicability & handling of partial withdrawals, Authority is issuing this circular referring the terms of

sub-regulation 8(1)(A)(d)(xv) of PFRDA (Exits and withdrawalsunder NPS) Regulations, 2015 and

amendments thereunder, prescribes that –

(a) In view of the decision of Government of India, which has declared Covid-19 as a pandemic,

It has been decided to declare "COVID-19" as a critical illness which is life threatening in nature.

Hence, in view of the above, the partial withdrawals shall be permitted to fulfil financial needs of

the subscribers, if required to him/her againest the request placed for partial withdrawals towards treatment

of illness of subscriber, his legally wedded spouse, children, including a legally adopted child or dependent

parents as mentioned in regulation 8(1)(A)(d) of the said regulations.

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(b) The other terms and conditions as prescribed under regulation 8 of the PFRDA (Exits and

withdrawals under NPS Regulations, 2015 and amendments thereto shall continue to be applicable

regarding defining of limits and frequencies.

(c). Documentation

The Nodal Office/PoPs/Aggregators would ensure that the subscriber has provided the following

document before authorising partial withdrawals.-

(1) Medical Certificate

(2) Formal request for partial withdrawals.

-s/d-

VIKAS KUMAR SINGH,

General Manager.

File No. PFRDA/10/01/1/0003/2018-PDES Dated : 17 August, 2020

To,

All Stakeholders

Subject: Operational Guidelines for National Pension Scheme Tier II Tax Saver Scheme, 2020

(NPS-TTS)

In terms the Government of India Notification No. 45/2020/F. No. 370142/26/2019-TPL dated 7th july

2020, the following operational guidelines are being issued in respect of National pension

Scheme Tier II- Tax saver scheme, 2020 (NPS-TTS).

Sl Particulars Details

1- Eligibility Any Central Government NPS subscriber.

2- Lock-in period 03 years from the date of unitization of contributions by CRA

3- Account types Tier-I- mandatory pension a/c

Tier-II- optional a/c and freely withdrawable

Tier-II (Tax Saver)- optional a/c with 80C benefit

4- Investment choice &

pattern

No investment choice to the subscriber. It will be a composite scheme

with the following investment limits for the pension Funds:

Asset class Limits

Equity* 10%-25%

Debt** Up to 90%

Cash/money market/Liquid /MFs Up to 5%

*Investment guidelines as applicable for E-II

**Investment guidelines as applicable for G-II and C-II

5- Choice of Pension Fund Subscriber can choose any Pension Fund subscriber will be allowed to

have maximum 03 Pension Funds, separately for NPS-TTS

PF change will be allowed after the lock –in period such re-investment

will be treated as fresh investments and will again-locked in for 03

years

6- withdrawals No withdrawls will be allowed during the lock-in period .

However, in case of death of subsctiber, the corpus can be withdrawn

by the nominee/legal heir.

7- Exit/premature closure In case of closure of Tier-I account due to exit from NPS, contributions

to NPS-TTS will not be allowed and NPS-TTS will be closed after

completion of lock-in period.

8- Minimum/maximum

contributions, charges,

operations, other

Same as Tier-II – optional a/c which is freely withdrawable and has no

tax bemefits

General Manager

(Mono Phukon)

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vkosnu çk:i ij vkSj ,slh i)fr rFkk jhfr esa] tks çkf/kdj.k }kjk bl fufeRr fofufnZ"V dh tk,]

,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk çR;kgj.k dj

IFMTR

[ 259 ]

ldsxkA ,sls çR;kgj.kksa dh] ykxw çHkkjksa vkSj çR;kgj.k jde dks ns[krs gq, lafpr isa'ku /ku dh i;kZIr

jde gksus rd dksbZ lhek ugah gksxh

ijUrq dsanz ljdkj }kjk vf/klwfpr jk"Vªh; isa'ku Ldhe fV;j 2 dj cpr Ldhe 2020 ds

vuqlkj izkf/kdj.k }kjk lfdz; fV;j&2 [kkrs ls] mDr ;kstuk ds rgr fufnZ’V ifjca/ku vof/k iwjh gksus

ls igys] fdlh izdkj dh fudklh dh vuqefr ugha nh tk,xhA

¼ii½ jk"Vªh; isa'ku ç.kkyh ls vfHknkrk ds fudklh ds le; Vh;j II [kkrk Lor% gh can gks tk;sxk] Hkys

gh mDr ç;kstu ds fy, bl çdkj fofufnZ"V vkosnu vfHknkrk ls çkIr ugah gqvk gks vkSj ,sls [kkrs esa

lafpr /kujkf'k] jk"Vªh; isa'ku ç.kkyh ls fudkl laca/kh vfHknkrk ds vkosnu çLrqr djus ds le; gh

mlds }kjk fn;s x;s cSad [kkrs esa varfjr gks tk,xhA

ijUrq vfHknkrk dh e`R;q ds ekeys dks NksM+dj] dsanz ljdkj }kjk vf/klwfpr jk"Vªh;

isa'ku Ldhe fV;j 2 dj cpr Ldhe 2020 ds vuqlkj izkf/kdj.k }kjk lfdz; fdz;k x;k fV;j& II

[kkrk mDr ;kstuk ds rgr fufnZ’V ifjca/ku vof/k ds iwjk gksus ds ckn gh can gksxkA

lqizfre canksik/;k;] v/;{k