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JANUARY 22, 2009

C U R R E N T H O M E S & L A N D F O R S A L E

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www.LCMovesOnline.com

2990 N. Main St.575.521.1000

Immaculate home in the Beautiful Soledad CanyonArea has Views of the Majestic Organ Mountains

from the back and views of the Mesilla Valley in thefront. What more can you ask for? How about theprivacy of 2.34 Acres? This home has it all, granitethrough out, front and back private patios, indoor

and outdoor fireplace. $365,000

5197 Lost Padre MineWhere Serenity & Views Meet!

19550 HIGHWAY 28 • $200,000SAN MIGUEL Beautifully restored adobe home in lovely country setting, conve-niently located on historic Highway 28 just 8 miles south of Mesilla and 25 Northof El Paso. The floors throughout most of the home are refinished original hard-wood floors. The kitchen has a breakfast bar, new cabinets and appliances. Theproperty includes a site built storage building and storage shed. Enjoy privacy andseclusion, surrounded by a mature pecan orchard and willow trees.

RENEE FRANK 575-496-7727EMERICK REAL ESTATE, INC. 575-523-2850

Beautifully Restored Adobe Home

864 HARRIS • $249,953SAN ANDRES A great deal in the North Valley. Home islocated on a cul-de-sac. Wonderful view of the OrganMountains. Peaceful neighborhood.

DAVID TELLEZ 575-650-4879STEINBORN GMAC REAL ESTATE 575-522-3698

Wonderful North Valley Home

1137 WINTON CIRCLE • $137,500ALAMEDA 3BR, 1.75 BA, 1281 Sq. Ft. Great starterhome all tiled through out with a larger back yard.Nice location in the Alameda area.

DIVELIA “D.I.” BABBEY 575-635-3663EXIT REALTY HORIZONS 575-532-5678

Wonderful Location!

Trading Ranges formingbetween 4.5%-5.50%See details

on page 4

4444 LA CIENAGA • $359,000

KAREN TRUJILLO 575-571-8028ON THE MOVE PROPERTY BROKERS 575-541-6683

Price Reduction!

• Sonoma Ranch East• Reduced to $359,000• 3 BD/2.5 BA

• 2168 sq. ft.• Acid Stained Concrete • Owner/Agent

4244 FIREWEED • $194,900ELKS CLUB Can you believe... all of these amenities for only$194,900? New 3BR/2BA/2CG 1684 SF home in convenient ElksDrive area features an open floor plan, custom tile, marble coun-tertops, fireplace, ALL appliances, oversized garage, RV parkingand refrigerated air. Possible Owner Financing. L#804713

MARY MULVIHILL 575-496-6597EMERICK REAL ESTATE, INC. 575-523-2850

Owner Financing

No Closing Costs!*

1801 CLARK & 1803 CLARK • $199,500Brick fireplace in the living room of this 3BR, 2BA big brick beauty & tiledden ready for woodburning stove, formal dining & huge kitchen with centerisland. All refurbished w/ new roof, ventwork and much more! Central heat-ing & cooling. BONUS: 1BR, 1BA cottage! All situated on fenced & gated1/4 acre. Owner is able to finance or will pay your closing costs if you buyno down, VA or small down FHA.

ARRINGTON’S THEATRE OF HOMES REAL ESTATECall TODAY! 575-526-1802

Priced at Only $199,500!LOWEST PRICE EVEROPEN SUNDAY 1-4 P.M.

Sacrifice by seller's; now $375,000 for this exclusive Boulder's onthe Green, 55+ gated community, ranch style, no maintenance, 2yr old, modern territorial style home! Surrounded by homespriced twice as much, you have incredible, unobstructed viewsalong the fairway from this spacious, corner yard. The owner'svalue for the custom upgrades and additions is $450,000.This is a 3 BR, 2 bath model, 2040 sq ft. where the 3rdBR is an office with bookcases. Fantastic brick surfacesover all concrete. The private clubhouse with pools and afitness center is only a block away. A must see and a mustbuy at this price! Owner financing is available.

2264 SEDONA HILLS PKWY • $375,000

1467 BRANDING IRON CIR. • $120,000Big beautiful, 4BR, 2BA luxury home on it’s own lot appraised by theCounty for more than $138,000 but available to you for only:$120,000 WITH NO CLOSING COSTS!* Are you a veteran… nodown! FHA only requires a small down! There are many easy plans for1st time home buyers!! Move in Ready!

ARRINGTON’S THEATRE OF HOMES REAL ESTATECall TODAY! 575-526-1802

Adobe Home & Horse Property

1093 LISTER • $599,000LA MESA, NM Tastefully remodeled and refurbished in 2005 it has vigasin all bedrooms and kitchen plus viga/latilla ceilings in the master bed-room, foyer and dining/great room areas and more on a 6.4 acre lot. LaMesa city water, EBID rights, a well-sharing agreement, and an irrigationwell provide for domestic use, pool, and all the necessities of a workinghorse property. Views of the Organ and Franklin mtns provide a marvelousproperty for the discerning owner!

JOHN BACON 575-640-8544RE/MAX CLASSIC REALTY 575-524-8788

H O M E O F T H E

W E E KPAGE 10

575-405-8618

575-524-8788

www.2264SedonaHillsParkway.com

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM JANUARY 22, 200902 • www.lascrucesmoves.com

3%towards

CLOSING COSTS

$1,000 Realtor BonusCALL TODAY!

David R. Blackmon (575) 642-7438WINTON/FLAIR REALTY (575) 541-1968

5531 PATAGONIA$128,800

3 Bedroom,2 Bath

1201 Sq. Ft.


4 Bedroom,2 Bath

1514 Sq. Ft.


3 Bedroom,2.5 Bath

1343 Sq. Ft.

Close Out Sale

FrancisPhillips

575 202 8351ext 103

Senior Loan Advisor

AvailableWeekends

CharlesPidge

575 635 7331

• 25 Plus Years Financial Services Industry Experience

• Residential - 100% HERO MFA VA USDA FHA

• Loan Officer of the Year 2006 & 2008• Branch Manager of the Year 2007• Commercial — Large and Small• Program Director for Herocare

• Let’s Get It Done!

2508 N Telshor Blvd • Las Cruces, NM 88011

For every loan closed, $100 is donated to Las Cruces Habitat forHumanity. Your Loan will be part of house #3.

National Sales Volume + National Discounts = Lower Rates For You.

Licensed in the State of New mexico. Licensed by the California Department of Corporations under the Residential mortgage LendingAct. Empire Equity Group, Inc. D/B/A 1st Metropolitan Mortage is licensed by the Virginia State CorporationCommission (License N. MB-1432). Empire Equity Groups, Inc. D/B/A 1st Metropolitan Mortgage is licensed by theWashington Department of Financial Institutions under the Consumer Loan Act (License Number 520-CL-23974-29186). EQUAL HOUSING

OPPORTUNITY

DAN DELANEY REAL ESTATEOffice 575-647-5041 • Mobile 575-644-0776Web site: www.zianet.com/nmlandman • email: [email protected]

Dan DelaneyBroker/Owner

318 West AmadorLas Cruces, NM 88005

Call Dan Delaney for more information on these homes at 575-647-5041 or 575-644-0776.

4620 Firefly Road • $345,000

• 1995 Southwest style home• 2214 SF, 2x6 construction• 2 Bedrooms, 3 Baths, 3 Car

garage• Living room with wood burning

fireplace

• Dining room, Family room w/ bar• Low E windows• 24x40 Mueller workshop with

electric• 2 Acres

12625 Doña Ana Road • $399,500

• 2006 Ranch style home• 1815 SF, 3 Bedrooms, 2 Baths• 30x50 insulated workshop

w/electric• 12x12 tack shed, 24x48 hay

shed

• 9 lighted horse pens (varioussizes)

• Automatic waterers• 6 Acres planted in alfalfa• EBID and irrigation well

7320 Arroyo Seco • $169,900

• 28x67 Double-wide builtin 1984

• 3 Bedrooms/2 Baths• 2.86 Acres

• 2x6 construction, stuccoexterior, cement runners

• 36 x 41 Shop• Horses allowed

1817 Valley Drive • $59,900

• Built in 1952• 728 SF, 2 Bedrooms,

1 Bath• Carpet in both bedrooms

& living area

• New windows & exteriordoors

• New paint outside• City gas, water, sewer

D E L I V E R I N GKNOCKOUTEXPERIENCE & SERVICEWWW.HOMES4LASCRUCES.COM

3529 Foothills Rd.575.532.5678

“It is a blessing to makea difference and provide integrity and service in

every transaction”

[email protected]

4474 LOS ARBOLES DR. • $205,000

Beautiful 3 Bedroom, 2 Bath, 3 car garage home.Granite counters top and refrigerated air.

REDUCED!

4583 ORGAN MESA LOOP • $585,000

• A home that breaks themonotony and is excitinglydifferent

• 4 bedroom with split floorplan and a scrumptiousmaster suite

• Dreaming gourmet kitchen

• 3 baths including aluxurious master bath

• Flowing floor plan of spaceand function

• Dazzling pool• Sunrise views

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM. www.lascrucesmoves.com • 03JANUARY 22, 2009

VOLUME 6 ISSUE 15Online at

www.lascrucesmoves.com

575.524.8900Jorge Lopez 575-636-7706Advertising [email protected]

Ceci Marquez ext: 135Managing [email protected]

George de la Torre ext: 128Client Services [email protected]

Riley Stephens ext:[email protected]

DISTRIBUTIONLasCrucesMoves.com is available

throughout Dona Ana County in high-traffic locations and in our bright blue newsstands.

Major Location include: Albertson’s, BlockbusterVideos, BigLots, Sears & Hollywood Videos.

For the location nearest you or for a free copy by mail call 575.524.8900

ADVERTISINGTo advertise in LasCrucesMoves.com

call Jorge Lopez at 575-636-7706Deadline to submit advertising: Monday 5:00 pm.

Advertising may be submitted by fax:866.524.8900 or email: [email protected]

SUBSCRIPTIONSOrder a subscription of the Real Estate Weekly.

Six months: $44

©2009 Mesa Publishing Corporation2001 E. Lohman, Suite 110-270

Las Cruces, NM 88001 • (575) 524-8900E-Mail: [email protected]

Federal Fair Housing Act, which makes it ille-gal to advertise “any preferences, limitation ordiscrimination based on race, color, religion,sex, handicap, familial status, or national ori-

gin, or intention to make any such preference, limitation ordiscrimination.” Mesa Publishing Corp. assumes noresponsibility and shall have no liability whatsoever forerrors or omissions in LasCrucesMoves.com. Publisherreserves the right to edit or refuse any advertising submit-ted.Mesa Publishing Corp. is committed to promoting theAmerican Dream of homeownership through dissemina-tion of real estate information and advertising in its printand electronic publications. We serve home buyers, homesellers, and our advertisers.

A RR EE AA LL EE SS TT AA TT EE WW EE EE KK LL YY P U B L I C A T I O N

Don't let financial ruin kill American DreamBy Ilyce GlinkInman News Service

If your goal is to get your finances real-estate-ready in 2009, there's not a moment tolose. While the real estate and financial mar-kets aren't expected to do much in the first halfof the year, they could pick up positivemomentum in the second half of the year, lead-ing to a much more active 2010.

If that's the case, and you decide to buy ahome, you'll want to have your finances inorder. If you currently have a mortgage but areunderwater, you may need to boost your sav-ings in order to qualify for a loan modificationor a refinance.

In last week's column, I suggested you putyourself on a budget (and trade down each ofyour expenses to a less expensive alternative),pay off your charge cards, and pay yourselffirst and last (as a way of building up yourcash reserves for a down payment and closingcosts).

But there are other ways to boost your per-sonal finances, especially if you've experi-enced a foreclosure, short sale or bankruptcyfirst-hand.

Focusing on building up your credit historyand raising your credit score is paramount. Butyou'll also need to set aside cash to cover therequired down payment (which is increasingto 3.5 percent on FHA loans), build up cashreserves, and pay for some closing costs andmoving expenses.

Future homebuyers should resolve to:1. Pay all of your bills on time. Whether

you're renting an apartment or you own yourhome, you'll want to make sure that you'repaying all of your bills on time. This is espe-cially important if you're trying to re-establishyour credit history after a financial crisis.

While the credit rebuilding process can takeyears, paying bills on time helps to show a pat-tern of progress. Late payments show thatyou're not managing money well, and even asingle late payment can drop your credit scoreby 50 to 100 points.

The higher your score, the more financialoptions you'll have, like credit-card offers withterrific balance transfer options. For those withthe highest credit scores, you'll get the bestmortgage options with the fewest fees and bestinterest rates.

2. Save your change. Every day when youget home, empty your pockets (or wallet) ofchange into a glass jar. After two weeks, alsostart dropping your lowest-denomination billsinto the jar. At the end of a month or two, takeit to the bank. You'll be shocked by how muchyou'll save and how you'll never miss it in yourdaily routine.

Creating a solid financial future isn't aboutwinning the lottery or speculating on a hotstock tip. It's about being smart with the dol-lars you have in your checking account at thebeginning and end of the month and thechange left in your pocket at the end of the day.

3. Contribute the maximum to your retire-ment plan. Although the financial markets aredown as much as 45 percent from their highpoint of October 2007, it's still important tosave for your retirement, preferably inside a401(k) or 403(b) plan.

If your employer offers you a retirementplan with a company match, sign up as quick-ly as possible to take full advantage of it. Evenif your employer doesn't offer to match yourcontributions, you should still open up a planand salt away cash before it ever hits your wal-let. (If you've got cash in your wallet or check-ing account, the temptation is to spend it.)

Traditional 401(k) retirement plans offertax-deductible and tax-deferred growth. Thatmeans, your money is growing far faster thanif you had to use after-tax dollars or if you hadto pay taxes on your earnings each year. Ifyour employer matches your contributions,every dollar of that match is free money.

If your employer doesn't offer a 401(k) planand you qualify for a Roth IRA, you shouldopen up a Roth IRA and start putting awaymoney for your retirement.

4. Resist the temptation to use your 401(k)or IRA as a piggy bank. The cash you've savedin your 401(k) or IRA should be touched onlyas a last resort.

The government allows you to withdraw upto $10,000 from an IRA account for the pur-chase of a first home (you'll pay taxes owedbut no penalties on the withdrawal). But if youwithdraw cash for any other reason, you'll paytaxes on the amount at your marginal tax rate(and the withdrawal may push you into a high-er tax bracket). If you withdraw from your401(k) or IRA and you're under 59 1/2, you'llpay a 10 percent penalty on the money.

Whether or not you can borrow any amountfrom your 401(k) or other retirement plan atwork depends on the plan rules (check withyour plan administrator).

Either way, carefully think it through beforeyou take the cash from these accounts. If the$10,000 is your entire retirement kitty, youmay be jeopardizing a secure retirement. If the$10,000 represents only a fraction of yourretirement savings, you may have more flexi-bility.

The better solution is to simply borrow themoney from another source. If you take out alarger mortgage, you may pay private mort-gage insurance (PMI). The good news is thatfor new loans taken out as of Jan. 1, 2007,your PMI premium is tax-deductible (if youearn $100,000 per year or less) and your tax-deferred cash will continue to grow intact.

5. Consider refinancing or a loan modifica-tion when interest rates drop or when yourcredit improves. Arguably, 2009 may be thebest year ever to refinance your mortgage orcomplete a loan modification because westarted the year with 30-year fixed-rate mort-gages at their lowest point ever (just above 5percent). Many real estate experts and industry

observers believe that the federal governmentwill continue to use Fannie Mae and FreddieMac to buy loans directly, pushing down theprice of mortgages further.

If you can qualify for a loan modification orrefinance, this should translate into big savingsfor you.

For many people, doing a loan modificationwill likely be the best and cheapest alternativefor a number of reasons: Most loan modifica-tions won't require a new appraisal for theproperty, which eliminates one big problemmany homeowners are having now; costs arelower than a traditional refinancing, becausegenerally the lender doesn't need a new titleinsurance policy; and you should be able tocomplete a loan modification (sometimesknown as a streamline refinance) faster than atraditional refinance.

Whether you do a loan modification or a tra-ditional refinance, your loan can be a goodway to find extra money in your budget eachmonth. If you can save even $50 per month,that's $50 you can invest in yourself and yourfuture.

Refinancing with a no-cost loan may be agood way to go, particularly if you'll be stay-ing only a few years in your home before sell-ing. Otherwise, consider paying some costs orfees and taking a long-term view with a super-low interest rate.

This year should offer some excellentopportunities to refinance adjustable-ratemortgages (ARMs) that may be coming due.You may be able to refinance to another 5/1ARM or even a 30-year fixed-rate loan andsave money. With all of the subprime issuesand mortgage problems out there, make sureyou understand the fees involved in obtainingthe loan, the rate you are getting for your loannow and in the future, and whether there areprepayment penalties associated with yourloan.

6. Keep up with your home maintenance. Ifyou keep your home in good shape, you'llspend less over the years than if you let littlethings build into big problems that needreplacing instead of repairing.

A small leak in your roof might cost $750 torepair. But if you let it go on for a year ormore, it might cost several thousand dollars torepair the problems caused by moisture infil-tration.

Regularly walk through your home, includ-ing the basement and attic, and around theexterior, looking for signs of rot, moisture orpest infestation. The sooner you take care ofthese problems, the easier and cheaper theywill be.

Don't expect your savings to growovernight, but if you start to implement a fewof these strategies, by this time next year,you'll notice a significant improvement in yourfinancial net worth.


Karen Trujillo Broker/Owner

(575) 571-8028

(575) 541-MOVE1100 S. Main St., Suite 114Las Cruces, New Mexico 88005

Nathan Ortiz(575) 202-0234

Josie Hall(575) 642-6216

•• LLoott 22 RRaanncchhiittooss LLiinnddoossLa Mesa • 1.85 Acres • $115,000

•• 00000000 SSttaaggeeccooaacchh LLaanneeEast Mesa • .52 Acre • $39,500

• Land • Land • Land • Land • Land • Land • Land • Land • Land •

3397 Park Ridge

PRICE REDUCED!

• Reduced to $199,900! • Elks Club area• 3 BD/2.5 BA • 1639 sq. ft.• Corner Lot

3717 Piedras Negras

• SELLING LESS THAN PURCHASED FOR• Las Colinas (High Desert Subdivision)• $183,000• 3 BR/2.5BA• 1814 Sq. Ft.

713 City View

• GREAT LOCATION• 3 BR/2BA• $199,900

1204 Gunsight Peak

• $179,900 • 4 Hills Area

• 4 BD/ 2 BA • 1671 sq. ft.

• Corner Lot

2057 Southern Star Lp.

• Sonoma Ranch East• $379,000 • 3 BD/2.5 BA• 2721 sq. ft.• Perform Wall Construction, MUST SEE!

4444 La Cienaga

• Sonoma Ranch East• Reduced to $360,000• 3 BD/2.5 BA• 2168 sq. ft.• Acid Stained Concrete • Owner/Agent

SOLD!SOLD!

CCaallll ffoorr mmoorree iinnffoorrmmaattiioonn!!

New Listing! New Listing!

OPEN SUNDAY 1-4 P.M.

Sponsored by:

1st Metropolitan Mortgage2508 N Telshor Blvd • Las Cruces NM 88011

By Francis Phillips

Inaugural Day we saw the DowJones drop 330 + points to 7959.Very recently I reported Barry Habibof the Mortgage Market Guide andfrequent commentator for CNBCaddressed a Las Vegas conference inNovember with his forecast of astock market bottom in January asfourth quarter news are released withChristmas sales and a possible down-turn in real estate in October testingthe June bottom as we saw down pay-ment money freeze up when thestocks tumble in October. Habibcontinued with his assessment thatwe may see a 7800/ 7400 Dow asmarket lows are tested. Most impor-tant, Habib stated historically the realestate market usually bottoms sixmonths before the stock markets. Ifthis theory holds true then a forecast-ed January stock market low couldsignal last June’s real estate low orre-test its lows?

Hauntingly today we are approach-ing these forecasted Dow numbers.

In November, the government alsoannounced it’s $750 Billion Bail OutProgram to infuse dollars into the USBond Markets through Quarter II of2009 with intentions to drive rates to4.50% range.

They succeeded not once, not twicebut three times now as 30 Year Fixedrates have dropped to 4.50% threetimes forming a trading pattern.When good news has come such as

when President Obama askedCongress in late December to accel-erate it’s Economic RecoveryStimulus package the stock marketsrose the last week of 2008 almost 800points causing 30 Year fixed rates toapproach 5.50%

Back and forth this trading rangehas created rates in the 4’s and 5’s.Take advantage of these opportuni-ties NOW as one day when the econ-omy does improve, we’ll see Primeand Mortgage Rates increase. Takeadvantage of these lowered rates torefi your home, second home, invest-ment properties and buy investmentproperties or trade up to a largerhome while these opportunities pre-vail.

Francis Phillips is Senior LoanOfficer and Branch Manager for 1stMetropolitan Mortgage. His NMbranches have received branch of theyear and Phillips was named LoanOfficer of the Year in 2006 and 2008and Branch Manager of the Year2007.

NEWS

575 202 8351 ext 103

Trading Ranges formingbetween 4.5%-5.50%

Take advantage of theseopportunities NOW as

one day when the economy does improve,

we’ll see Prime andMortgage Rates increase.


~~ LLAASS CCRRUUCCEESS,, NNEEWW MMEEXXIICCOO ~~ PRESTIGIOUS PICACHO HILLS

Representing over 60 residential building lots in four of the most desirable subdivisions of Picacho Hills:Mansiones de Galicia • Estate and Patio Home Lots • Priced from $90,000

Fairway 18 Villas • Estate Homes • Priced from $75,000Via Emma • Golf Course Lots • Priced from $89,000Linda Vista • Estate Size Lots • Priced from $149,900

Call for the best selection of building lots… I know all the “dirt’ in Picacho Hills!Mary Mulvihill (575) 496-6597 • Emerick Real Estate, Inc. (575) 523-2850

Desert Breeze SubdivisionPresale homes starting in the $130s. Minimum 1,400 square feet, 3 bedrooms, 2.5 bathrooms, contemporary

design, 2 car garage and all city utilities. 1 and 2 story elevations available. Visit www.landinlascruces.comfor more information

Paul Cruz (575) 571-5437 • Garland Realty & Development, LLC. (575) 524-7266

Mesilla Park MosaicThe first of its kind, a truly upscale gated community designed for elegant and distinctive homes in Las

Cruces, New Mexico. This elegant Las Cruces gated community offers security, beautifully landscaped com-mon areas, front yard maintenance, diverse "Old World" architectural style, numerous custom home

options. A limited number of 1 acre lots available.Call Today!

1950 Tapestry Circle • $120,6151880 Tapestry Circle • $122,8251940 Tapestry Circle • $123,3351925 Tapestry Circle • $124,4403570 Cloister Court • $126,225 1875 Tapestry Circle • $129,000*

* Rockwall fee not included in lot price.

Billie Haynie (575) 635-8921 • Emerick Real Estate (575) 523-2850

0000 Lakespur • $110,000This is one of the few lots left in the city with great views of all of the valley....As far as the eye can see a little bitof Heaven on Earth. West on Picacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) on Lark Spur

Court to cul-de-sac, 2nd lot on Right. Owner/Agent.Christine Telles (575) 650-4121 • Coldwell Banker deWetter Hovious, Inc. (575) 521-1000

$1,350/MONTH • $1,400/DEPOSIT3 BR, Split plan

LYN HASTON 575-993-6398ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

861 HARRIS ROAD

$1,025/MONTH • $1,000/DEPOSIT3 BR, 2BA, Brand new


1987 A & D PINETRAIL

$900/MONTH • $700/DEPOSIT1362 Sf • 3 BR, 2 BA • Open floor plan

CALL LANDMARK REAL ESTATE AT 575.525.8114

5032 ARENA

$675/MONTH • $675/DEPOSITAppx. 1100 SF • 3BR, 1BA • Wood floors

CALL LANDMARK REAL ESTATE AT 575.525.8114

1001 CHAPARRO

$950/MONTH • $900/DEPOSIT3 BR, 2BA, Brand new


1987 B & C PINETRAIL

TO ADVERTISE IN HOMESFOR RENT...

CALL JORGE TODAYAT 575-636-7706

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Roller covers help achieve great paint jobBy Paul BianchinaInman News Service

Painting is certainly one of the perennialfavorite projects for do-it-yourselfers. You cantransform a room in just a short time, and per-haps best of all, you need only a few basictools.

In addition to a good paint brush, a qualityroller cover is one of the essentials. And as withbrushes, professional-quality equipment costsonly a few dollars more than the low-end stuff,and the difference in ease of use and the quali-ty of the finished product makes the small addi-tional expense well worth it!

ROLLER COVERSA roller cover is basically a long, hollow tube

covered with fabric, foam or other material. Itfits over the cage on the roller frame, and iswhat actually holds and applies the paint. Thereis a huge selection of roller covers available,but you need only a couple of them and they areinterchangeable on the roller frame, so you canmix and match the covers to suit just about anypainting situation.

There are several different types of fabricsand other materials that are used to make rollercovers, and choosing the right one can some-times be a little confusing. Which type youselect is dependent on the type of paint or otherfinish you're applying, the type of surfaceyou're painting, and the type of finish you want

to achieve (for example, smooth or textured).Synthetic Fabrics: Many roller covers are

covered with fabrics that are made from a blendof synthetic fibers. Often, these are proprietaryblends developed by specific manufacturers tomeet specific painting needs, so follow whatthat particular manufacturer lists as beingacceptable uses for any given roller cover.

In general, synthetic fabric covers are suit-able for most types of latex and oil-basedpaints, making them good all-purpose covers.They are typically not rated for use with suchcoatings as polyurethane and epoxy.

Lamb's Wool and Lamb's Wool Blends:Lamb's wool covers are generally softer andmore dense than synthetic fabric covers, so theyhold more paint with less spatter. They tend toroll out the paint a little faster and smoother aswell, creating a very uniform finish. The 100percent natural lamb's wool covers are typical-ly suitable for all paints, including latex, butthey actually work best with oil-based products.There are also lamb's wool and synthetic fiberblends, which take some of the best character-istics of each material and are better suited foruse with water-based products.

Mohair and Mohair Blends: Mohair coversare very good on smooth surfaces, such as inte-rior and exterior wood and metal doors. Theyhave virtually no shedding problems, and leavea very nice, texture-free finish. The 100 percent

mohair covers are intended for use with oil-based paints, epoxies, varnishes and urethanes.There are also some mohair/synthetic blendsthat will work with latex paints. Because theyare intended for smooth surfaces, you will findmohair covers only in short naps.

Foam and Slit-Foam Covers: Roller coversmade from 1/4-inch foam are generally bestsuited for smooth surfaces and the applicationof enamel, varnish and similar materials. Theyleave no lint behind and also do not impart anytexture to the material being applied, and thefact that they don't hold much material helpskeep you from overcoating the surface.

Longer, slit-foam rollers are great for paint-ing uneven surfaces such as masonry and stuc-co, and they are definitely the best choice forpainting acoustic ("popcorn") ceilings. Theycan be used with all types of paints, includinglatex.

Specialty Covers: There are also a number ofroller covers that are manufactured to accom-plish very specific tasks.

* Stipple: "Stippling" is a form of texturepainting, in which the paint is rolled on so thatit produces small bumps as opposed to going oncompletely smooth. This is accomplishedthrough the use of specialty stipple roller cov-ers that utilize a twisted fabric similar to low-nap carpet. They can be used with most kinds ofpaints, but are typically most effective when

used with thicker texture paints. These coversalso work well for applying anti-skid paints.

* Texture: With the popularity of faux fin-ishes, there are now a number of roller coverson the market that utilize a covering of loopedor twisted plastic to apply paint while leaving avery distinct texture. They are designed for usewith thicker texture paints, and also work wellfor applying certain types of masonry sealerson medium to coarse aggregate surfaces.

* Epoxy: These are special plastic or fab-ric-blend covers that are intended for use withdifficult to apply coatings such as epoxy andurethane. Coatings such as these are sticky, andspecialty epoxy roller covers allow the coatingsto release more quickly from the fabric forsmoother application.

NAP LENGTHThe nap length refers to how long the fibers

on the roller cover are. Naps range in lengthfrom 1/8 inch to 1 1/4 inches, and regardless ofwhat type of fabric you are using, there are twosimple rules of thumb to remember whenselecting a nap length:

* Shorter naps hold less paint and leaveless texture on the surface, while longer napshold more paint and leave more texture behind.

* The smoother the surface you're paint-ing, the shorter the nap should be; the rougherthe surface, the longer the nap should be.

575-521-1000575-521-1000Toll Free 1-866-527-2100Toll Free 1-866-527-2100

2990 N. Main Street • Las Cruces, NM 88001NNEEWW LLIISSTTIINNGG –– 11330055 TTHHOOMMAASS

Where else can you get a 3 bedroom 1 bath house withrefrigerated air and central heating for only $107,500.Improvements include a pitched shingle roof, a huge familyroom addition and the carport has been enclosed as agarage. Add fresh paint and a big backyard and it’s all therefor a new family to love.

LESA ANDRADA (575) 644-2204

NNEEWW LLIISSTTIINNGG!!

This 3 bedroom, 2 bath with 2 car garage is theticket! Updated and offers 2 living areas! Greatback patio with hot tub and has 1580 sq. ft. ofheated area. L#805452. $159,900.

SUSAN GARZA (575) 644-2888

NNEEWW LLIISSTTIINNGG

This spacious newer home built in 2006, occupies a cornerlot in Legends West. 4 bedrooms, 2.5 baths. Two livingareas, 2 car garage. Low maintenance front landscaping.Approx. 2190 sq ft of living space. This is a must see! Makeyour appointment today! L#806124, $178,000. Directions:North Valley, Left on Tashiro, Right on Beltran.

MONICA ESCAMILLA (575) 650-3234

RROOOOMM FFOORR EEVVEERRYYOONNEE!!

This 2320 sq. foot home has so much to offer. 2 liv-ing areas, 2 dining areas, 4 bedrooms, 2 baths and 2car garage. Kitchen/Great room has an island stove,custom cabinet, a fireplace, tile floors plus a nicepatio too! A master bath to die for!! Has 2 walk-inclosets. $305,000. L#803911

SANDY MAESE (575) 650-3002

PPRRIICCEE RREEDDUUCCEEDD

Enjoy the gorgeous mountain & valley views! This exceptionallywell maintained home with 2,537 sq. ft., 3 bedrooms, 2 baths, for-mal dining, family room w/kiva fireplace and french doors. Largekitchen w/cooktop island, pull-out cabinets, breakfast area,utility/craft room w/plenty of counter space and storage. This resi-dence sits on 2 acres, includes a separate 20x28 workshop, over-sized 3 car garage, RV access, courtyard, open patios, a screenedin patio….& much more. A must see! Priced at $393,500

BRENDA COUGHLIN (575) 644-0887

CCEENNTTRRAALLLLYY LLOOCCAATTEEDD!! $$115599,,990000

• Built in 2004 • Tile Throughout• Washer/Dryer Hook-Ups • Separate Meters• $1025 Monthly – 1740 Sq. Ft.• 2 Bedroom/1 Bath (4Bd 2Ba Total)• L#805746

PATRICIA PRECIADO (575) 650-7899ROSE GONZALES (575) 650-7842

LLOOTTSS OOFF SSPPAACCEE

Set on 1.8 acres allowing plenty of space for big boytoys. 4 bedrooms & office, wonderful entertainingspace inside & out. Open dining, living room, kitchen. 21/2 bath, 3 car garage, refrigerated air. Land may besplit by buyer. No Horses. Directions- Del Rey Blvd.(continue around curve), R. on Sandhill. $285,000.L#805716.

ETTA KAUFMAN (575) 496-3967

660000 SSAANNDDYY BBEEAACCHH

Country Escape!! Just minutes from Old Mesilla and LasCruces. This 2855 square foot home rests on 1 acre of landwith 3 bedrooms, 2.5 bathrooms and only 2 years old. 2 kivafireplaces, 2 car garage with plenty of room for parking.Extensive use of satillo tiles, vigas, nichos with granite coun-ters and zoned heating and cooling. Large master closetswith ample storage. L#801928 $497,475.

HOWARD DUKES (575) 649-4595

QQUUIIEETT NNEEIIGGHHBBOORRHHOOOODD,, PPRRIIVVAATTEE YYAARRDD

On a quiet street in the north Alameda Area, this 4bedroom home offers two living areas, two diningareas, 1.75 baths, den and 4th bedroom could bea mother-in-law’s, lush private yard with wateringsystem and 2 car stacked carport with electricgate. $157,500. L#805765.

PEGGY SHINN (575) 650-7344

OOVVEERR 11 AACCRREE HHOORRSSEE RREEAADDYYPPRROOPPEERRTTYY HHAASS IITT AALLLL!!

Located on over an acre of horse ready property this home has itall! Huge main house features 3 Master bedroom suites, largefamily room perfect for a pool table, beautiful Kowalski cabinetsthroughout, formal dining room and custom fireplace in livingroom. One bedroom Casita would be perfect for Mother in law orrental income. Not only has City utilities but also 2 wells and EBIDwater allotment and all that for only $374,000! 4504 Sells Place

DONNA THOMAS (575) 640-4595

REAL ESTATE CAREER NIGHT: Feb. 3rd, 5:30-6:30 PM. REAL ESTATE CAREER NIGHT: Feb. 3rd, 5:30-6:30 PM. Call 521-1000 for reservations!


Vacation Rental? Corporate Needs? Visiting Family & Friends? Between Homes? Waiting For Your Home To Be Built?

Stay in a new, comfortable, luxurious, furnished condominium with full kitchen andwasher and dryer along with a fitness center, pool, and barbeques in the lovely centercourtyard. Beautiful views and ambiance. Walking distance to shopping, restaurantsand historical attractions. Enjoy this charming community year-round. Two bedroomunits available weekly and monthly.There is nothing else like this in Las Cruces or theMesilla Valley. Come see why!

Beautiful Villa Esperanza CondominiumsLocated At The Gateway To Old Mesilla

Call 575-525-5633

820 Frontier is a beautiful1547 sq.ft, 3BR, 1.75BAhome in the Sagecrest

Subdivision, right next toSonoma Ranch. This home has abrand new roof, new elastomericstucco, Saltillo tile floors, raisedviga & corbel ceilings with sky-

lights, a 2-sided stone fireplace, incredible panoramic sunset views, easy care back yardand much more. Check out this home's fact line!

Call 1-800-961-6706 and enter Code 1792.

3025 SQ.FT. 4BR/3.75BA

Magnificent new 3,025sq.ft. 4BR, 3.75BA, 3car garage home on a

private 1.75 acre lot inLa Tierra Escondida.

Pella windows, dual ondemand water heaters,

dual climate control,audio & TV systems, all

appliances, granitethroughout, snail show-

er, and much more.$589,900.

Call 1-800-290-3316and enter Code 269.

5637 VIA ESTRELLA

Price reduced to$424,900! This is a

beautiful 3,000 sq.ft,4BR, 3BA home on a

1/2 acre lot in PicachoHills, with customcabinets, granite

countertops, centralvac, great mountain

views and much more!To hear a detailed

recording about thishome's features, call 1-800-961-6706 and

enter Code 1789.

820 FRONTIER

10017 SAN SAVINO

PRICE REDUCED!

Accent Real Estate

Marti WellsCRS, GRIOwner Broker575.644.7070

SummerWoods575.650.0930www.lascruceshomesites.com

Stephanie L.Keepers575.635.0741

Office: 575-526-4999 • Toll free: 800-603-3167www.martiwells.com • Email:[email protected]

4140 Calle de Estrella - 4 bedroom 3 fullbaths, 2900sf. home built in 2007 sits on 1acre. Back yard is walled in, front yard islandscaped there's a 3 car garage, homehas wonderful views of the organs. Locatedoff hwy 70. $374,900. Call Marti to view at575-644-7070

NEW LISTING!

5931 Norte Vista Drive - This home has a nicefloorplan with a nice loft/game room that you canenjoy the views of the organ mountains from. Alsoout the master bedroom enjoy the sunset fromyour deck. This home also has a nice coveredpatio, lansdcaped yard on a timed drip system,Lots of storage, nice size pantry and all bedroomshave a walk in closet! Owner is selling agent!

NEW LISTING!

Desert Ridge Rise - 2 - 5 acre tractswith great views, overlooks Rincon DeAmigos L#779871 is the highest 5 acretract and has the best views at$119,900. Call Marti for informationat 575.644.7070.

GREAT INVESTMENT!

5282 Dona Ana Rd. - 1097 sf. 2 bedroom1 bath adobe built in 1895 has originalwindows, kitchen is updated bath is notsits on 1.62 acres. This home has poten-tial if you like to old adobes. $140,000.Call Marti to view at 575.644.7070

PRICE REDUCTION!

With Accent on Service


Realtor WebsiteDIRECTORY

If you’re buying or selling... Call todayfor one-on-one serv-

ice!

If you’re buying or selling... Call todayfor one-on-one serv-

ice!

www.QueenofLasCrucesRealEstate.com

1208 Friendship Dr.$45,000

This is a piece of land that is .158acres near Mayfield High School. Itis the perfect location for a familyto build their home. Owner/Agent.

209 Happy Trails North$75,000

Great double-wide manufactured home. Goodlocation for retirees. Call Rita for more informa-

tion.

Vacation Rentals Available!www.LasCrucesVacationRentals.com

Are You Looking to:Buy? I can help you get pre-qualified for free.

Sell? I will perform a free market analysis.

Relocate? Free relocation package, here or where ever

you are moving to.

Rent? I have furnished/unfurnished, short/ long-

term rentals available.

Facing Foreclosure? I am a short sale specialist

that can help you prevent foreclosure!

Se Habla Español

TwätÇàtzxTEAM


Visit my website at www.gregshermansomething.com

Realtor WebsiteDIRECTORY

Searching for your own pad?

Click your way to buying or selling your home...

www.LasCrucesMoves.com

575.523.2850

Where Quality Meets Your Budget

www.3361ConocitoPlace.com

33336611 CCoonnooccii ttoo PPllaaccee •• $$119999,,990000• 3BR/2BA/2CG • Convenient Location• Isolated Master • Hickory Cabinetry• All Kitchen Appliances • Fireplace• Fully Landscaped • 2x6 Quality Construction


H O M E O F T H E W E E K1910 IMPERIAL RIDGE

FABULOUS LOCATIONVisit LasCrucesMoves.com and click on the

“Home of the Week” for additional photos and information.

Lots of upgrades have already been made, new hard-

wood and carpeted flooring and fresh paint in several

rooms give this large square footage home a welcome

face lift. The in-ground pool make the lush green back-

yard perfect for outdoor fun. Extra parking/storage on

the side of the property. Lots of square footage for the

money!DDiirreeccttiioonnss:: On the corner of Fairway & Imperial Ridge.

Shannon Dumais (575) 649-2772Joelle Smith (575) 650-8852

Emerick Real Estate (575) 523-2850

AAsskkiinngg PPrriiccee:: $295,000

On TOP... On the BOTTOMWhichever Way You TurnPrecision Mortgage is There

TO HELP YOU!

On TOP... On the BOTTOMWhichever Way You TurnPrecision Mortgage is There

TO HELP YOU!Every week view

LasCrucesMoves.comnewspaper online.

Find homes for sale in the Las Crucesarea, find Top Realtors & MORE!

Updated WEEKLY!


3480 Calle Bebado. 1 acre, landscaped with pool andhorse corral with fences. Great almost new home, gameroom with wet bar, media room, formal dining, study, largewalk through pantry, gourmet kitchen with kitchen nook…GREAT VIEWS!!! Light and bright open floor plan. A mustto see! L#805354

Nora Stone 575-649-2281RE/MAX Classic Realty 575-524-8788

$556,000

HORSES ALLOWED!

5281 Morganite Court. This home can be found in the Las Colinasarea. It features 2763 SF with 4 bedrooms, 2 ¬ø bathrooms, & a 2-cargarage. This home also offers two living areas, a formal dining room,& large bedrooms. The exterior is appealing with a xeriscapedyard,stucco walls, & a decorated covered porch. The backyard isbeautiful with a green and gravel landscape, & a pond for quiet reflec-tion. L#803899.

Evelyn Bruder 575-650-7224Steinborn GMAC Real Estate 575-522-3698

LAS COLINAS $275,000

BEAUTIFUL EXTERIOR, SPACIOUSINTERIOR, AND A SPOT FOR REFLECTION

4240 Kalancho Court. FOR SALE, LEASE OPTION, REALESTATE CONTRACT, OR LEASE $1,500 PER MONTH. Beautifulone-acre yard with heated swimming pool. Cabana with 3/4 bath,and 3-car garage, 2 story, 2 living areas, beautiful landscape, dripsystem, four bedrooms + office, skylights, balcony deck, pool room.Seller is offering $20,000 to refurbish home.

Lucille Garcia 575-640-9361Tracey Pidge 575-635-1053

Steinborn GMAC Real Estate 575-522-3698

LAS ALTURAS $425,000

GREAT CITY & MOUNTAIN VIEWS

2264 Sedona Hills Pkwy. NEW LISTING in TIME for the HOLIDAYS!Earn $50,000* by purchasing today! SW design, NO maintenance,ranch style home on the hilltop along the 4th fairway of Sonoma RanchGolf Course. Better than new; 2006 built, 3 bedrooms*, 2 baths, all tiledfloors, 2030 sq. ft. 2 car garage. All appliances are included. The large,xeriscaped lot can accommodate your design in a pool/hottub/spa/waterscape. There are spectacular views all around, especial-ly west to the city lights and sunsets beyond the Golf Course. Thereare too many custom upgrades to mention! Please call me for details.*

Tom Tetting 575-405-8618RE/MAX Classic Realty 575-524-8788

SONOMA RANCH $385,000

www.2264SedonaHillsParkway.com

6132 High Desert. This spacious house built byD.R. Horton in 2006 is over 2000 sq.ft. (per taxrecords). It offers 4BD/2.5BA, cozy living roomwith fireplace. Asking Price $165,000. Please takea look! L#805047

Irina Martynova 575-644-8772Solutions4U Realty, LLC

PEACHTREE $165,000

5224 Navajo Trail. Price just reduced on this 3BR 2BA homeon .25 acre with views and a large yard. You will appreciatethe liveable floor plan and the well appointed kitchen withrefrigerator. There is a separate laundry with washer anddryer. A must see property for someone looking for an afford-able move-in ready home. Seller will pay up to $2500 in clos-ing costs with an accepted offer. L#804487

Mary Mulvihill 575-496-6597Emerick Real Estate, Inc. 575-523-2850

EAST MESA $109,000

UNDER CONTRACT

10035 Tuscany Drive. Over 3000 SF of quality constructionand elegant decor. Amenities include a gourmet kitchen withSub-zero refrig, DaCor stove & stainless appliances. There isalso a large office and a family room/conservatory/music roomfor additional living and entertaining space. This is the homeyour buyers will love and it is move-in ready. L#803306.

Mary Mulvihill 575-496-6597Emerick Real Estate, Inc. 575-523-2850

PICACHO HILLS $477,900

QUALITY & ELEGANCE

3908 Sombra Arbol. Spectacularhome well priced at $190,000. 3bedrooms, 2 baths, excellent floor-plan and large cul-da-sac lot. Viewsof the Valley, walking distance tonew 36 acre city park! Just finishedand ready to move in...

Aaron Perez 575-571-3217

Coss Real Estate 575-524-7653WELL PRICED HOME!

1801 Clark + 1803 Clark. Brick fireplace in the living room of this3BR, 2BA big brick beauty & tiled den ready for woodburningstove, formal dining & huge kitchen with center island. All refur-bished w/ new roof, ventwork and much more! Central heating &cooling. BONUS: 1BR, 1BA cottage! All situated on fenced &gated 1/4 acre. Owner is able to finance or will pay your closingcosts if you buy no down, VA or small down FHA.

Arrington’s Theatre of Homes Real Estate575-526-1802

$199,500

PRICED AT ONLY $199,500!

2-5

1467 Branding Iron Circle. Big beautiful, 4BR, 2BA luxury homeon it’s own lot appraised by the County for more than $138,000but available to you for only: $120,000 WITH NO CLOSINGCOSTS!* Are you a veteran… no down! FHA only requires asmall down! There are many easy plans for 1st time home buy-ers!! Move in Ready!

Arrington’s Theatre of Homes Real EstateCALL TODAY! 575-526-1802

$120,000

NO CLOSING COSTS!*

2-5

Hot On The MarketHot On The Market$190,000

January 22-28

TTo Advero Advertise in the Hot On Thetise in the Hot On The

Market Call JorMarket Call Jorge Tge Today!oday!

575-636-7706575-636-7706

4540 Camino dos Vidas. Immaculate home with4 bedrooms, 2 baths, fireplace, 2 car garage,1490 sq. ft. In area convenient to White Sands,schools & shopping.

David Blackmon 575-642-7438Winton/Flair Realty 575-541-1968

JORNADA $169,900

A MUST SEE!

3540 Coral Rd. This could be your sanctuary, yourplace to think with such great views of the Organmountains and the City. Country living with viewsthat won't quit.

Rita King 575-640-6019RE/MAX Classic Realty 575-524-8788

SHALEM COLONY $289,000

NEW LISTING!


(575) 521-1000

ChristineTELLES

ChristineTELLES(575) 650-4121(575) 650-4121

www.ChristineTelles.com

2008 Fall Parade of HomesUnique Home! This elegant beauty offers 3602 square feet of com-fort: 3 bedrooms, 3.5 bathrooms, oversized 3 car garage, 3 great liv-ing areas, granite throughout, imported wood doors, 1498 squarefeet of tiled entertaining patios, fire pit, built-in BBQ and breathtak-ing panoramic views. $747,600

7038 CALLE ESTANCIAS

GREAT HOUSE IN LA MESA, NMGreat Country Home! Perfect for a small family or a wonderful placeto retire. Lots of potential! This 3 bedroom, 1 1/2 bath, has 1786 sq.ft., 2 living areas, over 800 sq.ft. of open and covered Porch andPatio areas, storage building and great yard with mature landscap-ing. $150,000

650 SAN MIGUEL AVENUE • PRICE REDUCED!

This is one of the few lots left in the city with great views of all of the val-ley....As far as the eye can see a little bit of Heaven on Earth. West onPicacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) onLark Spur Court to cul-de-sac, 2nd lot on Right. Owner/Agent. For MoreInformation Please Call Agent/Owner Christine Telles at 575-650-4121

0000 LARKSPUR

Great Family Home! On 1.3 Acres, this 3 Bedroom, 3 Bath plus Office has 3741sq ft of Living Area, Huge Family/Gameroom/Bar Combo Area Inside, as wellas an additional Oversized Patio with Kitchen and Upstairs Deck, also has TwoDetached Bar/Buffet areas. Great for Entertaining. Two Car Garage has aMechanic’s Pit. This Wonderful Property has Great Views and can be HorseProperty. L#805306. $438,000.

620 ROCKY ROAD

PRICE REDUCED!PRICE REDUCED!

Spectacular Sunsets from your back deck!! Overlooking your constant depth 12x30in-ground pool. 4 bedrooms, 3 full baths with tile floors and granite counters in thekitchen and all 3 baths. Lots of wooden beams in great room. Seperate formal din-ing flows to Great room making this the perfect house for entertaining. Smart wiredfor your electronics needs and pride of ownership shows. A short climb to yourviewing deck enhancees the valley views available from the back yard and adds agreat view of the Organ Mountains. You really gotta see it!

LynHaston

(575) 993-6398

(575) 522-4235

Ask Me How To Save an Extra 1% on These Homes**Some Restrictions Apply, Call for Full Details

www.LynHastonLasCrucesRealty.com

Sales & RentalsAvailable

22991177 CChheeyyeennnnee •• $$337799,,550000

33007777 FFeeaatthheerrssttoonnee$$226622,,55000033BBRR,, 22BBAA

33005500 CChhiippppeewwaa SSuummmmiitt $$223399,,55000044BBRR,, 22BBAA

(575) 644-8772(575) [email protected]

Welcome to Open Houses

Open House Sunday, February 1, 2009: 11 a.m. – 1 p.m.Welcoming, spacious, open & bright home is 2412 sq.ft., has4BD/2BA and was built in 2003. High ceilings are through out.Refrigerated air. Swimming pool. Backyard opens to golf course.Easy access to I-10. Seller offers up to $5,000 towards buyer’sclosing costs. “Lease To Purchase” option will be considered.

$249,900 • L#804909

Open House Sunday, February 1, 2009: 3-5 p.m.Located close to Mesilla, this spacious house was built in 2007and offers over 2800 sq.ft., 4BD/2.5BA. Spacious backyard iswaiting for new loving and caring owner.

$342,859 • L#805525

1262 Onate Street in Anthony

2330 Laguna Court

lascrucesmoves.com

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