leadership conference - ibat.org 23 final am directory.pdf · bank compensation strategies - other...

LEADERSHIP CONFERENCE JUNE 26-28, 2014 JW MARRIOTT HOTEL SAN ANTONIO HILL COUNTRY

VISIT IBAT ASSOCIATE MEMBERS

AT IBAT EVENTS THROUGHOUT 2014-2015

TECHMECCA 2015 FEBRUARY 2-5, 2015 OMNI HOTEL DALLAS

40TH ANNUAL CONVENTION SEPTEMBER 27-30, 2014 WORTHINGTON RENAISSANCE HOTEL FORT WORTH

Listing Alphabetical by Product Name (as of 12/31/2013)

ATM Products/Network/Security - IBAT Endorsed Diebold

ATM Products/Networks/Security - Other IBAT Member Cardtronics

DBSI, Inc. Elan Financial Services

FTSI, Inc. Outsource ATM

PULSE SHAZAM

ATM Surcharge-Free Network Program - IBAT Endorsed PULSE Select / MoneyPass

ATM Surcharge-Free Network Program - Other IBAT Member Cardtronics

Accounts Receivable Products & Services - Other IBAT Member Amerisource Funding, Inc.

Catalyst Financial Company Advertising - IBAT Endorsed The Genesis Group LLC

Advertising - Other IBAT Member Works24/Bank On Hold

Architecture, Planning & Interior Design - IBAT Endorsed MG Architects

Architecture, Planning & Interior Design - Other IBAT Member DBSI, Inc.

Level 5, LLC NewGround Rogers-Ford, L.C. SLI Group, Inc. Asset/Liability (AL) Management - IBAT Endorsed

The Baker Group Asset/Liability (AL) Management - Other IBAT Member ALM First Financial Advisors, LLC

AloStar Bank Of Commerce FTN Financial

Harper & Pearson Co., P.C. Associations - Other IBAT Member

Texas & Southwestern Cattle Raisers Association Bank Compensation Strategies - Other IBAT Member

Bank Financial Services Group Bank Operations Equipment & Supplies - IBAT Endorsed

Diebold Glory Global Solutions Bank Operations Equipment & Supplies - Other IBAT Member

DBSI, Inc. Bank Owned Life Insurance (BOLI) - Other IBAT Member

Bank Compensation Consulting, Inc. Bank Financial Services Group

Equias Alliance, LLC Granville Financial Group

The Todd Organization Bank Stock Appraisers - Other IBAT Member The Bank Advisory Group, L.L.C.

Chaffe & Associates, Inc.

Banking Software - Other IBAT Member 21st Century Financial Services

Cardinal Software, Inc. Computer Service Professionals, Inc. (CSPI)

D+H Harland Financial Solutions IBT, Inc. Modern Banking Systems

nCino Sageworks, Inc.

Sharp BancSystems, Inc. Bill Payment - IBAT Endorsed First Data Online Banking

Blanket Bond Insurance IBAT Financial Services Board Portal - IBAT Endorsed

CSI Secure Connect Branching Strategies - IBAT Endorsed The Genesis Group LLC MG Architects

Branching Strategies - Other IBAT Member DEI Incorporated Broker/Dealer Services - IBAT Endorsed The Baker Group

Broker/Dealer Services - Other IBAT Member G.X. Clarke & Co. Sterne Agee & Leach, Inc.

Business Intelligence - Other IBAT Member SNL Financial

CPA Services - Other IBAT Member BKD, LLP Briggs & Veselka Co.

Carr Riggs & Ingram Condley & Company, LLP

Crowe Horwath LLP Davis Kinard & Co, PC

Doeren Mayhew Fox, Byrd & Company, PC George, Morgan & Sneed, P.C. Ham, Langston & Brezina, LLP Harper & Pearson Co., P.C. Henry & Peters, P.C. Jaynes, Reitmeier, Boyd & Therrell, P.C.

JonesBaggett LLP McGladrey, LLP

Padgett, Stratemann & Co., L.L.P. Pattillo, Brown & Hill, L.L.P.

Seidel, Schroeder & Company Steven H. Shimotsu, CPA Stovall, Grandey & Allen CPAs

Weaver Whitley Penn, LLP

Car Rental Discounts - IBAT Endorsed The Hertz Corporation

1IBAT's 2014 Associate Member Directory

Cash Products & Services - IBAT Endorsed Glory Global Solutions

Cash Products & Services - Other IBAT Member G.X. Clarke & Co.

Reich & Tang Certificate of Deposit Products & Services - IBAT Endorsed

Promontory Interfinancial Network, LLC Check Imaging - Other IBAT Member

IBT, Inc. Check Services - IBAT Endorsed

Deluxe Corporation Check Services - Other IBAT Member

Banc Statements, Inc. JetPay

Main Street Checks, Inc. Co-Op Bank Supplies - IBAT Endorsed AccuSource Solutions Commercial Real Estate Products/Services - Other IBAT Member

Lowery Property Advisors Compliance - IBAT Endorsed

Dell SecureWorks Compliance - Other IBAT Member

Andrews Positive Change Projects, LLC Aporia Solutions, Inc.

Briggs & Veselka Co. Condley & Company, LLP

Contineo Continuity Control

Davis Kinard & Co, PC Harper & Pearson Co., P.C. Harris Law Firm PC

Hunton & Williams Oliver Garrison LLC Padgett, Stratemann & Co., L.L.P. Pattillo, Brown & Hill, L.L.P. Risk Management Partners, LLC RUTH RUHL, P.C. Verafin

Weaver Computer Products & Services - Other IBAT Member

CalTech Computer Security - Other IBAT Member

Aporia Solutions, Inc. CoNetrix

Garland Heart Management Group I.T. Works

United States Secret Service-Houston Field Office Yennik, Inc.

Construction/Maintenance/Repair - Other IBAT Member DEI Incorporated

NewGround Consulting - Other IBAT Member

Align Financial Services Consultants, Inc. Andrews Positive Change Projects, LLC

Ghiglieri & Company Ham, Langston & Brezina, LLP

Level 5, LLC Paladin fs, LLC Professional Bank Services, Inc.

Randall S. James & Associates, Inc. Reich & Tang

Steven H. Shimotsu, CPA Strategic Risk Associates, LLC

Verde Financial Services, Inc. Consulting-Financial - Other IBAT Member

Align Financial Services Consultants, Inc. BCL Of Texas

DEI Incorporated McGladrey, LLP Pinnacle Financial Strategies

Randall S. James & Associates, Inc. Correspondent Banking - Other IBAT Member

AloStar Bank Of Commerce The Bankers Bank CenterState Bank

Federal Home Loan Bank of Dallas UMB Bank

Credit Card Products/Services/Accessories - Other IBAT Member CP Security LLC Credit Life Insurance - IBAT Endorsed

Dial Dunkin & Associates Customer Loyalty Product & Services- IBAT Endorsed

Deluxe Corporation Customer Relationship Management - Other IBAT Member

FIS Data Processing - Other IBAT Member

21st Century Financial Services Cardinal Software, Inc.

CSI (Computer Services, Inc.) D+H Harland Financial Solutions

Fiserv Modern Banking Systems

Nicola Banking System Open Solutions Inc.

VSoft Corporation Debit Card Products/Services/Accessories - Other IBAT Member CP Security LLC TransFund Debt Cancellation Insurance - IBAT Endorsed American National Insurance Company

Design & Collateral - IBAT Endorsed The Genesis Group LLC Director's & Officer's Liability Insurance- Other IBAT Member

IBAT Financial Services Disaster Recovery Facilities Program - Other IBAT Member

MPA Systems, Inc.

2 IBAT's 2014 Associate Member Directory

Document Imaging - Other IBAT Member Computer Service Professionals, Inc. (CSPI)

Digital Filing Solutions Document Related Products & Services - IBAT Endorsed

AccuSource Solutions Document Related Products & Services - Other IBAT Member Curtis 1000

High Cotton Peirson-Patterson, L.L.P.

RUTH RUHL, P.C. Schwartz & Associates

EFT Products & Services - Other IBAT Member CSI (Computer Services, Inc.)

Elan Financial Services Merchants' Choice Payment Solutions

PULSE SHAZAM Vantiv

Electric Power Aggregation/Usage Evaluation - Other IBAT Member Verafin

Electronic Banking Services - IBAT Endorsed First Data Online Banking

Electronic Banking Services - Other IBAT Member Open Solutions Inc. PULSE Q2ebanking Electronic Payments Resource - Other IBAT Member

First American Payment Systems, LLC PULSE

SWACHA SWBC, Financial Services Division

Employee Portal - IBAT Endorsed CSI Secure Connect

Endorsements IBAT Services Inc.

Environmental Due Diligence - Other IBAT Member Phase Engineering, Inc. Environmental Risk Management - Other IBAT Member

Phase Engineering, Inc. Executive & Director Benefit Plans - Other IBAT Member

Bank Compensation Consulting, Inc. Bank Financial Services Group Equias Alliance, LLC

Granville Financial Group The Todd Organization

Executive Recruiting - IBAT Endorsed John M. Floyd & Associates

Expense Management - IBAT Endorsed AccuSource Solutions Expense Management - Other IBAT Member

Profit Recovery Partners FDIC CD Insurance - IBAT Endorsed Promontory Interfinancial Network, LLC

Facilities Maintenance - Other IBAT Member Corrigo Incorporated

Factoring - Other IBAT Member Amerisource Funding, Inc.

Catalyst Financial Company Catamount Funding, Inc.

Gulf Coast Business Credit Rioux Capital

Fingerprinting Checks - IBAT Endorsed AccuSource Solutions

Forms - IBAT Endorsed AccuSource Solutions Fraud Protection & Remediation - IBAT Endorsed Deluxe Corporation Fraud Protection/Remediation - Other IBAT Member Andrews Positive Change Projects, LLC United States Secret Service-Houston Field Office Gift Cards - Other IBAT Member

PULSE Group Health and Dental - IBAT Endorsed

Advantage Health Plans Trust Growth and Efficiency Advisory Services - IBAT Endorsed

Abound Resources Health/Major Medical Programs - IBAT Endorsed

Advantage Health Plans Trust Health/Major Medical Programs - Other IBAT Member

Polaris Benefits, LLC Host & Network Intrusion Prevention Service - IBAT Endorsed Dell SecureWorks

Human Resource Products & Services - Other IBAT Member Employer Flexible

TriNet Information Management - Other IBAT Member

AvTek Solutions Digital Filing Solutions

Southwestern Regional Insurance Center Information Technology - IBAT Endorsed

Abound Resources Dell SecureWorks

Information Technology - Other IBAT Member Aporia Solutions, Inc.

AvTek Solutions BankOnIT CalTech

CoNetrix D+H Compushare, Inc.

Garland Heart Management Group I.T. Works

Net Team Technologies Network Box USA, Inc. Pattillo, Brown & Hill, L.L.P.

Unicom Technologies, Inc. Yennik, Inc.


Insurance Products & Services - IBAT Endorsed American National Insurance Company

Insurance Products & Services - Other IBAT Member Central States Health & Life Co. Of Omaha

Cetera Financial Institutions CHUBB Insurance IBAT Financial Services J.B. Lloyd & Associates, LLC

Polaris Benefits, LLC Protective General Insurance Services

Securian Financial Group Travelers

Walt Garner Associates, Inc. WFG National Title Insurance Co. Insurance Products for Your Customers - Other IBAT Member

Econ-O-Check Corporation Interior Design / Retail Merchandising - IBAT Endorsed MG Architects

Interior Design / Retail Merchandising - Other IBAT Member DEI Incorporated Internal Audit - Other IBAT Member Andrews Positive Change Projects, LLC

Briggs & Veselka Co. Condley & Company, LLP

Contineo Davis Kinard & Co, PC Doeren Mayhew

Fox, Byrd & Company, PC Harper & Pearson Co., P.C.

Oliver Garrison LLC Padgett, Stratemann & Co., L.L.P.

Pattillo, Brown & Hill, L.L.P. Seidel, Schroeder & Company

Stovall, Grandey & Allen CPAs Internet Banking Products & Services - IBAT Endorsed First Data Online Banking Internet Banking Products & Services - Other IBAT Member ACI Worldwide D+H Mortgagebot

MoneyDesktop, Inc. Internet Security - IBAT Endorsed

Dell Inc. Dell SecureWorks

Internet Security - Other IBAT Member Network Box USA, Inc.

Unicom Technologies, Inc. Investment Banking - Other IBAT Member The Bank Advisory Group, L.L.C. Commerce Street Capital, LLC

Raymond James/Morgan Keegan Sterne Agee & Leach, Inc.

Investment Management Services - IBAT Endorsed The Baker Group

Investment Management Services - Other IBAT Member Federated Investors, Inc.

FTN Financial Investment Professionals, Inc. Lone Star Investment Advisors, LLC MBM Advisors, Inc.

Sandler O'Neill & Partners, LP Investment Products - Other IBAT Member

CenterState Bank Frost Investment Advisors

G.X. Clarke & Co. Investment Centers Of America

Lone Star Investment Advisors, LLC Raymond James/Morgan Keegan

Investment Programs for Your Customers - Other IBAT Member

Cetera Financial Institutions Investment Professionals, Inc.

Involuntary Unemployment Insurance (IUI) - IBAT Endorsed American National Insurance Company Dial Dunkin & Associates

Law Firms/Legal Products & Services - Other IBAT Member Bracewell & Giuliani, LLP Cox Smith Matthews Incorporated

Doyen Sebesta, Ltd LLP Fenimore, Kay, Harrison & Ford LLP

Harris Law Firm PC Hunton & Williams

Jackson Walker L.L.P. Kennedy Sutherland, L.L.P.

Kessler & Collins, P.C. Peirson-Patterson, L.L.P.

Robertson Anschutz Vetters Rosenthal Pauerstein Sandoloski Agather LLP

Schwartz & Associates Sprouse Shrader Smith P.C. Texas Dispute Resolution System Thompson & Knight LLP Loan Products & Services - Other IBAT Member Bankers Healthcare Group, Inc. BCL Of Texas Calyx Software

Condley & Company, LLP Holman Capital Corporation Loan Review And Training

nCino Oliver Garrison LLC

Pattillo, Brown & Hill, L.L.P. Risk Management Partners, LLC

Sageworks, Inc. Triad Financial Services, Inc. USDA Rural Development


Long Term and Short Term Disability - IBAT Endorsed Advantage Health Plans Trust

Marketing - IBAT Endorsed The Genesis Group LLC Marketing - Other IBAT Member

BancVue, LTD BuzzPoints, Inc Econ-O-Check Corporation Merchant Services - IBAT Endorsed

First American Payment Systems, LLC Merchant Services - Other IBAT Member

Newtek, " The Small Business Authority" TransFund

Treasurer's Choice Processing TSYS U.S. Merchant Card Solutions Vantiv

Merger & Acquisition Services - Other IBAT Member The Bank Advisory Group, L.L.C. Chaffe & Associates, Inc. Kennedy Sutherland, L.L.P. Paladin fs, LLC

Rosenthal Pauerstein Sandoloski Agather LLP Sandler O'Neill & Partners, LP

Strategic Risk Associates, LLC Thompson & Knight LLP

Verde Financial Services, Inc. Mobile Banking Solutions - Other IBAT Member

CFC Technology Corporation MEA Financial Enterprises, LLC. MoneyDesktop, Inc. Modular Bank Buildings - Other IBAT Member

DBSI, Inc. MPA Systems, Inc. Mortgage Products & Services - Other IBAT Member

Cornerstone Correspondent Lending D+H Mortgagebot

Federal Home Loan Bank of Dallas Gregg & Valby Mortgage Services Mortgage Services III, LLC

Robertson Anschutz Vetters On-Hold Messages - Other IBAT Member

Works24/Bank On Hold Overdraft Program Consulting - IBAT Endorsed

John M. Floyd & Associates Overdraft Program Consulting - Other IBAT Member Pinnacle Financial Strategies

Payment Systems - Other IBAT Member First American Payment Systems, LLC

Payroll Processing - Other IBAT Member George, Morgan & Sneed, P.C.

Newtek, " The Small Business Authority"

Printing Services - Other IBAT Member Banc Statements, Inc. Curtis 1000

High Cotton Professional Employer Organization (PEO) - Other IBAT Member Employer Flexible TriNet Profitability Analyses - Other IBAT Member

Pinnacle Financial Strategies Profitability Enhancements - Other IBAT Member BancVue, LTD

BuzzPoints, Inc. John M. Floyd & Associates

Shay Financial Services, Inc. Promotional Items - IBAT Endorsed

AccuSource Solutions Property & Casualty Insurance (Commercial) - Other IBAT Member CHUBB Insurance

IBAT Financial Services Publications - Other IBAT Member

American Banker Texas Press Association QuickChange Machines - IBAT Endorsed Glory Global Solutions

Remote Deposit Capture - Other IBAT Member CFC Technology Corporation

Retirement Plan Services - Other IBAT Member Actuaries & Associates Harper & Pearson Co., P.C.

Jaynes, Reitmeier, Boyd & Therrell, P.C. MBM Advisors, Inc. Risk Management - Other IBAT Member

Aporia Solutions, Inc. Strategic Risk Associates, LLC

Risk Management Services- IBAT Endorsed Dell SecureWorks

Safe Deposit Forms, Equipment & Services - IBAT Endorsed Diebold Safe Deposit Forms, Equipment & Services - Other IBAT Member

AdvanceTec Safe Deposit Services, Inc. SDBIC

Security & Risk Consulting- IBAT Endorsed Dell SecureWorks

Security/Protection Services - Other IBAT Member March Networks

Q2ebanking The Security Center United States Secret Service-Houston Field Office

Signage - Exterior/Digital/Merchandising - Other IBAT Member Chandler Signs

NewGround NW Sign Industries, Inc.

Stationery & Office Supplies - IBAT Endorsed AccuSource Solutions


Tax Services - Other IBAT Member Accumatch Property Tax Intelligence

Crowe Horwath LLP Davis Kinard & Co, PC

Harper & Pearson Co., P.C. Technology Consulting & Support - IBAT Endorsed

Abound Resources Dell Inc.

Technology Consulting & Support - Other IBAT Member BankOnIT

Telephone Banking - Other IBAT Member ACI Worldwide

Teller Cash Dispensers - IBAT Endorsed Glory Global Solutions Teller Cash Recyclers - IBAT Endorsed Glory Global Solutions

Training - Other IBAT Member Cerfis Group, Inc.

Ghiglieri & Company Loan Review And Training

Pinnacle Training Group, LLC Professional Bank Services, Inc.

SWACHA SWBC, Financial Services Division

Turnkey Marketing Campaigns - IBAT Endorsed AccuSource Solutions

Voluntary Life - IBAT Endorsed Advantage Health Plans Trust Wellness Program- IBAT Endorsed Advantage Health Plans Trust

Working Capital - Other IBAT Member Amerisource Funding, Inc.

Patriot Capital Rioux Capital


Listing Alphabetical by Company Name (As of 12/31/2013)

21st Century Financial Services Austin, TX 78758-4460 Member since: 12/10/2012 Patric Jerge [email protected] 512-490-2502 www.21CFS.com Products:

Banking Software Data Processing

21st CFS provides affordable data processing services to community banks. 21st CFS' customers operate in a nearly paperless environment with teller POD and e-statements that help the bank control costs and promote operating efficiencies. Abound Resources

Austin, TX 78750 Member since: 8/19/1999 Ryan Esquell [email protected] 512-351-3702 www.aboundresources.com Products:

Growth and Efficiency Advisory Services - IBAT Endorsed Information Technology - IBAT Endorsed Technology Consulting - IBAT Endorsed

Abound Resources helps community financial institutions make the right technology decisions. Guaranteed. Whether you are selecting or assessing a new technology system, negotiating technology contracts or a de novo working from the ground up, Abound Resources can guide you through making the right decisions for your institution. Accumatch Property Tax Intelligence

Dallas, TX 75234 Member since: 10/30/2013 Ryan Liebbe [email protected] 214-823-5579 www.accumatch.com Products:

Tax Services Property Tax Servicer. We have created an automated platform that has the ability to match parcel numbers through our proprietary matching technology. AccuSource Solutions

Carrollton, TX 75006-6910 Member since: 12/17/1992 Mark Wood [email protected] 800-869-0992 / 972-446-9283 www.AccuSourceSolutions.net Products:

Co-Op Bank Supplies - IBAT Endorsed Document Related Products & Services - IBAT Endorsed Expense Management - IBAT Endorsed Fingerprinting Checks - IBAT Endorsed Forms - IBAT Endorsed Promotional Items - IBAT Endorsed

Stationery & Office Supplies - IBAT Endorsed Turnkey Marketing Campaigns - IBAT Endorsed

AccuSource Solutions brings the purchasing power of over 190 independent banks to IBAT member banks, guaranteeing lower prices on printed forms, office supplies, stamps and other operational supplies. Our program is designed to give the community banker a more holistic solution to purchasing and controlling supply costs. By dealing with one vendor who produces, inventories, tracks and delivers the product the soft dollar savings of employee manpower are of equal value to the hard dollar savings. With AccuSource Solutions, your bank will stop spending a dollar to save a dime. IBAT Member banks receive a minimum of 10 to 25% hard dollar savings along with other exclusive benefits. ACI Worldwide

Austin, TX 78759-2314 Member since: 6/22/1998 Bill Gibson [email protected] 888-457-2237 / 512-336-3000 www.aciworldwide.com Products:

Internet Banking Products & Services Telephone Banking

ACI Community Financial, a specialized division of ACI Worldwide, offers ACI Self-Service Banking, a suite of secure, configurable packaged solutions available on a single payments platform targeted to progressive community institutions committed to innovation and differentiation. ACI Self-Service Banking includes: Consumer Online Banking; Business Online Banking; Mobile; and Voice Banking. Actuaries & Associates

Amarillo, TX 79101-2335 Member since: 9/30/1998 Stephen Houchin 800-388-5631 / 806-373-3624 www.actuariesandassociates.com Products:

Retirement Plan Services Pension administration - plan design - consulting - qualified & non-qualified profit sharing, 401k profit sharing, money purchase pension, defined benefit pension, target benefit pension, employee stock ownership, 403(b) & 457, flexible benefit (cafeteria) and comparability plans. AdvanceTec Safe Deposit Services, Inc.

San Antonio, TX 78265 Member since: 6/4/2010 Charles Staats [email protected] 888-231-0745 / 210-829-7544 www.advancetecsafedeposit.com Products:

Safe Deposit Forms, Equipment & Services Safe deposit specialists providing a complete line of products and services. Safe deposit forms and supplies, new box sales, box relocations, safe deposit audit, training, drilling, lock work, and cleaning. Our service vans are a fully stocked 'shop on wheels.' Lock work is performed on site normally in one trip.


Advantage Health Plans Trust Oklahoma City, OK 73114 Member since: 9/10/2006 Jay Kempton [email protected] 800-521-1711 / 405-521-1711 www.advantagehealthplans.com Products:

Group Health and Dental - IBAT Endorsed Health/Major Medical Programs - IBAT Endorsed Long Term and Short Term Disability - IBAT Endorsed Voluntary Life - IBAT Endorsed Wellness Program - IBAT Endorsed

Administered by The Kempton Company and only available to IBAT Member banks, Advantage Health Plans Trust is a health plan run by community bankers for community bankers. Advantage Health Plans Trust has been in continuous operation since 1977 and offers Health, Life, Dental, Vision, Long and Short Term Disability, Wellness, and Section 125 Cafeteria Administration benefits to participating Member banks. *Paid Endorsement Align Financial Services Consultants, Inc.

Austin, TX 78735 Member since: 9/22/2013 Steven B. Warner [email protected] 512-586-6864 www.alignfsc.com Products:

Consulting Consulting-Financial

Align Financial Services Consultants help community bank executives go “head-to-head” with the key competitors in their markets. By giving you access to the right data, tools and expertise, we enable organizations to address their most complex issues, deliver demonstrable results - and do so in a time-efficient and cost-effective way. ALM First Financial Advisors, LLC

Dallas, TX 75219 Member since: 1/8/2013 Kristi Harper [email protected] 800-752-4628 / 214-451-3930 www.almfirst.com Products:

Asset/Liability (AL) Management ALM First is a leading, trusted strategic partner for financial advisory services. With over $18 billion of investments under management, ALM First is an SEC-registered investment advisor, acting as an unbiased third party, offering commission-free, fee-based services to over 175 banks and credit unions across the country. Services include asset liability management (ALM), investment advisory, merger valuations, hedging with derivatives, ALM validations, mortgage servicing rights valuations and other additional services. AloStar Bank Of Commerce

Atlanta, GA 30326 Member since: 5/12/2011 Shaw Lokey [email protected]

866-395-4332 / 404-365-7109 www.alostarbank.com Products:

Asset/Liability (AL) Management Correspondent Banking

AloStar Bank of Commerce is focused on serving leading community banks and businesses with $5 million to $150 million in revenue offering a variety of commercial lending products. Our correspondent banking services include fixed income investment services, brokered CDs, asset/liability modeling, bond accounting, safekeeping, clearing/funds management, and Federal Funds. American Banker

New York, NY 10004 Member since: 4/1/2009 Adam R. Reinebach [email protected] 212-803-8648 www.americanbanker.com Products:

Publications

American Banker - Leading Bank Publication.

American National Insurance Company League City, TX 77573 Member since: 9/1/1989 Kevin Moore [email protected] 800-899-6502 Ext:7469 / 281-535-7469 www.anico.com Products:

Debt Cancellation Insurance - IBAT Endorsed Insurance Products & Services - IBAT Endorsed Involuntary Unemployment Insurance (IUI) - IBAT Endorsed

American National markets a robust portfolio of credit insurance and debt cancellation products through Dial Dunkin & Associates. These products help reduce default risk and generate fee income all while protecting your customer's financial security. Amerisource Funding, Inc.

Houston, TX 77040 Member since: 6/30/2005 Marilyn Davis [email protected] 800-876-6639 / 713-863-8300 www.amerisourcefunding.com Products:

Accounts Receivable Products & Services Factoring Working Capital

Founded in 1984 and headquartered in Houston, Texas, Amerisource is one of the largest and fastest-growing independent commercial finance companies in the country. Amerisource provides working capital financing and outsourced receivables management to small- and middle-market companies with financing needs from $50,000 to $10,000,000. Core products include asset-based lending revolvers, accounts receivable factoring, seasonal bank “over-lines” outsourced A/R, credit and collections management, debtor-in-possession (DIP) financing, trade finance for importers, and export factoring. Amerisource also provides portfolio management and servicing for banks through its private label program America's Back Office for


Lenders™, portfolio acquisitions and liquidations, and rediscount lines of credit. Typical small and middle-market clients include: Companies whose bank line is not being renewed; companies who have outgrown their existing bank line of credit; companies in turnaround or workout scenario; companies with tax delinquency, or with seasonal working capital needs. Andrews Positive Change Projects, LLC

Irving, TX 75038 Member since: 1/6/2009 Rebecca Andrews, MBA, CIA, CAMS, CFE [email protected] 214-930-4580 www.andrewspositivechange.com Products:

Compliance Consulting

Fraud Protection/Remediation Internal Audit

Andrews Positive Change Projects, LLC, provides Bank Secrecy Act, Internal and Operational Audits, ACH Audits, Compliance, and general bank consulting services. Principal Rebecca A. Andrews, MBA, CIA, CFE, CAMS, CICA has over forty years' experience, including teaching, bank audit and compliance in both domestic and international arenas. Aporia Solutions, Inc.

Houston, TX 77079 Member since: 11/26/2002 Kjerstin E. Barley [email protected] 713-266-8785 www.aporiasolutions.com Products:

Compliance Computer Security Information Technology Risk Management

Aporia Solutions' certified team members provide IT governance, risk assessment, security and audit services including: FFIEC/GLBA IT audit; Network Vulnerability / Penetration Testing and Assessment; IT Governance and Security Policy review. To stay atop regulatory and IT compliance challenges please join one of our complimentary monthly webinars. AvTek Solutions

Plano, TX 75074 Member since: 3/7/2012 Wayne Hunter [email protected] 214-778-2983 www.avteksolutions.com Products:

Information Management Information Technology

Avtek Solutions is a focused IT infrastructure company. Our mission is to create a compliant, secure, cost effective environment for our clients. The banking industry is one of our primary focuses with solutions in Virtualization, Consolidation, Backups, and IT management of your environment. Reference accounts are available.

The Baker Group Austin, TX 78701-1683 Member since: 1/1/1994 Mike Mackey [email protected] 888-480-0301 www.gobaker.com Products:

Asset/Liability (AL) Management - IBAT Endorsed Broker/Dealer Services - IBAT Endorsed Investment Management Services - IBAT Endorsed

Asset and liability management, broker/dealer services, investment portfolio accounting and analysis, budget and board reporting. Banc Statements, Inc.

Irving, TX 75063 Member since: 6/4/2010 Kristy Cofield [email protected] 877-956-5783 / 972-345-1399 www.bsisite.com Products:

Check Services Printing Services

Banc Statements, Inc. (BSI) specializes in providing community banks an outsourcing solution for printing and mailing DDA and savings statements. BSI is highly secure, fast, accurate, and SAS 70 Type II/Soc II audited. BSI has facilities in Texas and Alabama. BancVue, LTD

Austin, TX 78759 Member since: 6/28/2005 Christie Clemens [email protected] 877-342-2557 / 512-418-9590 www.bancvue.com Products:

Marketing Profitability Enhancements

BancVue provides innovative products, marketing and consulting to community financial institutions nationwide. With media impact that rivals the megabanks, its national brand Kasasa helps increase new account openings, profitability, non-interest income and retention.To date, Kasasa has attracted over 325,000 new accounts, and generated over $69 million in non-interest income. The Bank Advisory Group, L.L.C.

Austin, TX 78734-6304 Member since: 3/14/1990 Stephen Skaggs [email protected] 512-263-8800 www.BankAdvisory.com Products:

Bank Stock Appraisers Investment Banking Merger & Acquisition Services

Specialists in bank mergers and acquisitions. Services include: initiating transactions for potential sellers; support and analysis for buyers, sellers and merger partners; issuance of fairness opinions.


Bank stock valuation services for closely held banks. Assistance in evaluating branch purchase opportunities. Bank Compensation Consulting, Inc.

Plano, TX 75075-7599 Member since: 7/16/2004 Kathy O. Smith [email protected] 800-781-2099 / 972-781-2020 www.bcc-usa.com Products:

Bank Owned Life Insurance (BOLI) Executive & Director Benefit Plans

Bank Compensation Consulting leads the industry with its approach to servicing its clients with state of the art plan design that assists in attracting, retaining and rewarding their leaders through: compensation consulting; design and implementation of customized Executive and Director benefit plans; Bank-Owned Life Insurance (BOLI); and ownership succession planning. Bank Financial Services Group

Highlands Ranch, CO 80222 Member since: 3/26/2007 Richard Bratten [email protected] 313-517-7397 www.bfsgroup.com Products:

Bank Compensation Strategies Bank Owned Life Insurance (BOLI) Executive & Director Benefit Plans

BFS Group works exclusively with financial institutions to create supplemental benefit plans for top executives and directors. Over 75 years of combined experience in the banking industry, and its exclusive focus on banks makes BFS uniquely qualified to design, implement, and finance meaningful benefit plans while positively impacting bottom-line profits. The Bankers Bank

Grapevine, TX 76051 Member since: 2/13/2010 Frank Wagnon [email protected] 800-552-9220 / 405-848-8877 www.thebankersbank.com Products:

Correspondent Banking

Bankers Healthcare Group, Inc.

Syracuse, NY 13204 Member since: 1/9/2008 James Crawford [email protected] 866-588-7910 / 315-415-9511 www.bhg-institutionalpartners.com Products:

Loan Products & Services Bankers Healthcare Group, Inc., provides funding for medical doctors. We captured this market through our comprehensive marketing efforts and dedicated sales staff. We offer banks medical loan portfolios for loan portfolio diversification and profit. Over 200 banks

currently participate nationwide. No bank has ever taken a loss from these investments. BankOnIT

Oklahoma City, OK 73132-3438 Member since: 12/3/2010 Robert Mendez [email protected] 800-498-8877 / 405-605-3900 www.bankonitusa.com Products:

Information Technology Technology Support

BankOnIt makes I.T. easy for you. Every day we help community banks reduce risk, increase capabilities, control costs and improve regulatory compliance. From policies and exams to technical support, we provide large-bank capabilities to community banks. For more information, visit us online at www.bankonitusa.com or call (800) 498-8877. BCL Of Texas

Austin, TX 78704-4319 Member since: 9/5/2001 Rosa Rios Valdez [email protected] 888-718-0180 / 512-912-9884 www.bcloftexas.org Products:

Consulting-Financial Loan Products & Services

BCL of Texas promotes business and community development by providing business capital and commercial real estate loans throughout Texas. In addition to providing businesses with financial counseling and technical assistance, BCL originates, underwrites, processes, closes, and services business loans to healthy growing businesses. BKD, LLP

Houston, TX 77056-6167 Member since: 7/5/2001 Deborah Scanlon [email protected] 713-499-4600 www.bkd.com Products:

CPA Services BKD, LLP is one of the largest CPA and advisory firms in the country. Our financial institution services include audit, tax compliance and consulting, internal audit outsourcing, loan review, regulatory compliance, information technology consulting and security services, merger and acquisition consulting and ESOP planning to over 1,200 financial institutions. Bracewell & Giuliani, LLP

Houston, TX 77002-2770 Member since: 1/1/1994 William T. Luedke, IV [email protected] 713-221-1332 www.bracewellgiuliani.com Products:

Law Firms/Legal Products & Services


Bracewell & Giuliani, LLP, has had a long history of representing community banks in Texas. With ten offices worldwide, including offices in all major Texas cities, Bracewell offers high-quality and cost effective service to its bank clients on a wide range of matters, including mergers and acquisitions, Subchapter S conversions, stock offerings and regulatory compliance. Bracewell & Giuliani, LLP

Dallas, TX 75202 Member since: 6/21/2000 Sanford M. Brown [email protected] 214-758-1093 www.bgllp.com Aditional Office

Briggs & Veselka Co. Houston, TX 77046 Member since: 10/13/2004 Terry Sherrill [email protected] 800-678-9104 / 713-667-9147 www.bvccpa.com Products:

CPA Services Compliance Internal Audit

Provide a full range of accounting and consulting services including audit, directors examinations, tax, SFAS-109 calculations, internal audit, loan review, financial reporting, regulatory compliance, mergers and acquisitions, profit improvement, strategic planning, process re-engineering, de novo assistance, financing, risk analysis, project management, vendor selection or solutions uniquely designed for your institution. BuzzPoints, Inc.

Austin, TX 78704 Member since: 7/1/2011 Will Andrews [email protected] 877-577-2899 www.buzzpoints.com Products:

Marketing Profitability Enhancements

BuzzPoints is a “Social Banking” marketing and rewards program that integrates leading social networking platforms into a revenue generating program with a robust rewards module. BuzzPoints drives desired customer financial behavior, drives financial transactions, increases the financial customer base, reduces attrition, and sells more banking products. CalTech

San Angelo, TX 76903-9337 Member since: 9/16/2005 Will Welch [email protected] 325-223-6100 www.caltech.com

Products: Computer Products & Services Information Technology

Committed to providing best in class service, CalTech maximizes your technology by aligning IT initiatives to your banking strategy. With over 25 years of experience in the financial industry, CalTech's services and solutions have been designed to balance regulatory compliance and the cost effective deployment of continually developing technology. Calyx Software

Dallas, TX 75219 Member since: 3/7/2011 Jenny Harlowe [email protected] 214-252-5637 www.calyxsoftware.com Products:

Loan Products & Services More mortgage professionals choose Calyx Software as their mortgage lending platform than any other system. Calyx has become the clear industry leader by helping our clients maximize profitability through the use of high performance, affordable software solutions that streamline and optimize compliant loan processes from within one system of record. Cardinal Software, Inc.

Johnston, IA 50131 Member since: 10/29/2008 Mike Corbin [email protected] 866-232-7436 / 866-232-7436 www.cardinal400.com Products:


Cardinal Software serves the community banking industry with a full suite of integrated core and ancillary solutions. Cardinal/400’s ability to efficiently integrate with non-core applications and openness to working with third party vendors means you have the flexibility to select the systems that support your plan for success. Cardtronics

Houston, TX 77042 Member since: 8/6/2013 Patrick Quigley [email protected] 800-786-9666 / 832-308-4324 www.cardtronics.com Products:

ATM Products/Networks/Security ATM Surcharge-Free Network Program

Cardtronics owns/operates over 70,800 retail ATMs in the U.S. and international locales. Grow your distribution in destination, retail locations in select Texas markets by participating in Cardtronics' ATM-1 Network, Texas' premier fee-free ATM network. Fee-free cash access is now available in Austin, Dallas, Fort Worth, Houston, and San Antonio.


Carr Riggs & Ingram Austin, TX 78759 Member since: 9/12/2011 Albert Graci [email protected] 512-346-1880 www.cricpa.com Products:

CPA Services CRI is the 32nd largest CPA firm and the third largest in the Southeast with offices in seven states. CRI's financial institution practice represents one of the firm's largest areas of focus, providing a broad range of audit, tax, internal audit, loan review and IT services to over 100 public and private financial institutions. Catalyst Financial Company

Houston, TX 77224 Member since: 3/2/2007 Keary Barnes [email protected] 281-870-9182 www.catfinco.com Products:

Accounts Receivable Products & Services Factoring

Catalyst Financial Company provides factoring services for small to medium sized businesses in a variety of industries throughout Texas. Catalyst helps promote the bank's image as a full service financial provider. Our twelve years of experience allows us to serve as an incubator for early stage growth companies. Catamount Funding, Inc.

Houston, TX 77224-9846 Member since: 11/3/2009 Jeff Waggoner [email protected] 877-647-8577 / 713-647-8577 www.catamountfunding.com Products:

Factoring Catamount Funding, Inc. is a financial services provider specializing in invoice factoring and accounts receivable financing for the small to medium size business owner. We operate in a variety of industries including manufacturing, personnel, transportation, fabrication, distribution and service. CenterState Bank

Birmingham, AL 35243 Member since: 7/6/2010 Shawn Gillis [email protected] 800-848-8573 / 205-968-2900 www.centerstatebank.com Products:

Correspondent Banking Investment Products

The Correspondent Division of CenterState Bank is a full service unit with an extensive network of bank and other institutional relationships. With over 70 employees fully dedicated to correspondent services, we manage over 580 relationships in 21 states.

Central States Health & Life Co. Of Omaha

Omaha, NE 68114 Member since: 1/28/2010 Michael von Stein 402-397-1111 www.cso.com Products:

Insurance Products & Services CSO is a leader in debt protection products and provides innovative solutions and value to its lending partners. We're uniquely positioned to capitalize on a dual-focus of credit life and disability products and debt cancellation programs. Our extensive network of sales and training professionals allow for responsive servicing of accounts. Cerfis Group, Inc.

Dallas, TX 75219 Member since: 3/12/2010 Jay Phillips [email protected] 214-455-8846 www.cerfis.com Products:

Training Cerfis Group, Inc. is a collection of talented, seasoned professionals who possess a rich depth of experience in all facets of financial institution management. Based in Dallas, Cerfis was founded with the goal of bringing knowledge, expertise and success to banking institutions and bankers. Cetera Financial Institutions

Saint Cloud, MN 56301-3661 Member since: 5/3/2012 Sean Casey [email protected] 800-245-0467 / 512-266-8120 www.PrimeVest.com Products:

Insurance Products & Services Investment Programs for Your Customers

Founded in 1984, PrimeVest Financial Services Inc. is a self-clearing registered broker-dealer serving the clients of over 600 financial institutions throughout the United States. With its focus exclusively on financial institutions, PrimeVest delivers innovative investment and insurance solutions, comprehensive support and a flexible program structure built to strengthen client relationships. CFC Technology Corporation

Minneapolis, MN 55401 Member since: 12/10/2012 Jim Brummer [email protected] 763-235-5321 www.cfctechnology.com Products:

Mobile Banking Solutions Remote Deposit Capture

CFC un-complicates growth for more than 875 financial institutions nationwide with best-in-class, RDC, mobile banking and mobile capture solutions. Our Managed Services tailored approach partners with your FI allowing you to focus on your customer relationships


while we focus on customer deployment, scanner support, Help Desk and training services. Chaffe & Associates, Inc.

New Orleans, LA 70170 Member since: 3/3/2006 Jonathan Briggs [email protected] 504-524-1801 www.chaffe-associates.com Products:

Bank Stock Appraisers Merger & Acquisition Services

Provide financial advisory services to community banks throughout the Gulf State region. Specialize in mergers and acquisitions of community banks and valuations of closely-held banks for estate and tax planning, ESOPs, Subchapter S conversions, SEC deregistration and share repurchase programs. Chandler Signs

Dallas, TX 75235-5909 Member since: 9/1/1999 Gary Stevens [email protected] 888-261-2974 / 214-902-2000 www.chandlersigns.com Products:

Signage - Exterior/Digital/Merchandising Founded in 1978, Chandler Signs has experienced continuous annual growth becoming the largest custom sign manufacturer in the Southwest. Since its inception, Chandler Signs has demonstrated the ability to deliver top quality products and services on time and at attractive prices. CHUBB Insurance

Houston, TX 77056-6118 Member since: 10/17/2008 Deanne Gordon [email protected] 713-297-4640 www.chubb.com Products:

Insurance Products & Services Property & Casualty Insurance (Commercial)

Bond/D&O Coverage and Property/Casualty programs. Tailored insurance programs for IBAT member banks. Commerce Street Capital, LLC

Dallas, TX 75201 Member since: 4/13/1999 William D. Gross [email protected] 214-545-6801 www.commercestreetcapital.com Products:

Investment Banking Commerce Street Capital is a premier investment banking firm servicing and investing in financial institutions across the United States. The firm specializes in investment banking, fund management, and bank development.

Computer Service Professionals, Inc. (CSPI) Jefferson City, MO 65109 Member since: 9/10/2009 Brad Epple [email protected] 800-933-4873 / 573-635-1281 www.cspiinc.com Products:

Banking Software Document Imaging

CSPI offers banking services, systems, strategies, and software solutions designed to lower operating costs, increase profits, and improve customer services to financial institutions. Our in-house solution includes Check Imaging, Report Management, CAR/LAR, Document Imaging, Merchant Capture, Remittance Processing, and much more. Condley and Company, L.L.P.

Abilene, TX 79604-2993 Member since: 12/23/2002 Jeff Graham [email protected] 325-677-6251 www.condley.com Products: CPA Services Compliance Internal Audit Loan Products & Services

Condley and Company, L.L.P. has been providing comprehensive accounting and advisory services to banks for more than two decades. Our services include external audits, directors' examinations, tax return preparation and guidance, compliance services, internal audits, IT audits, ACH audits, and loan reviews. CoNetrix

Lubbock, TX 79424 Member since: 4/1/2008 Kyle Andersen [email protected] 800-356-6568 / 806-687-8600 www.conetrix.com Products:

Computer Security Information Technology

CoNetrix specializes in providing security, compliance, and IT consulting for community banks. Offerings include IT/GLBA Audits; Penetration Testing; Information Security Programs; Managed Network and Security Services; tandem software, an innovative suite of online security and compliance management tools for Risk Assessment; Business Continuity Planning; Vendor Management; and Information Security Policies. Contineo

Spokane, WA 99220 Member since: 9/7/2012 Craig Sanders [email protected] 509-847-0100 www.contineotech.com


Products: Compliance Internal Audit

Contineo provides premier audit and professional services with two offices in Texas. Offering over 40 distinct solutions, more than 300 clients in 27 states already count on us. Former federal examiners, a bank founder, and a former community bank president, help Contineo bring you national experience with local service. Continuity Control

New Haven, CT 06510 Member since: 6/27/2013 Jim Kirsch [email protected] 888-932-6759 / 203-993-0095 www.continuity.net Products:

Compliance Continuity Control is an award-winning compliance platform [including unified monitoring and reporting; policy, audit, vendor, compliance, risk, and organizational management; business process automation, expert compliance strategy team, and independent audit] that combines advanced software with personalized service to help community financial institutions effectively manage their regulatory burden. Cornerstone Correspondent Lending

Albuquerque, NM 87110 Member since: 9/15/2010 Joanne Posen [email protected] 505-814-7788 www.chlcorrespondent.com Products:

Mortgage Products & Services Cornerstone is an independent mortgage banker committed to developing long-term partnerships with financial institutions. As a specialist in mortgage lending, we will share our knowledge and expertise. Cornerstone will purchase your mortgages and retain the servicing on these loans keeping them out of the hands of your competitors. Corrigo Incorporated

Allen, TX 75013 Member since: 12/5/2013 Tom Kay [email protected] 877-267-7440 www.corrigo.com Products:

Facilities Maintenance The work order network powered by Corrigo is an easy-to-use web-based application that provides IBAT members the ability to effectively control costs across their branches - tracking repairs, maintenance, assets, warranties + manage and source service providers. Cox Smith Matthews Incorporated

San Antonio, TX 78205-1521 Member since: 5/21/1990 Cary Kavy [email protected]

210-554-5500 www.coxsmith.com Products:

Law Firms/Legal Products & Services Cox Smith Matthews is the result of a combination between the San Antonio attorneys of Matthews and Branscomb, founded in 1874, and Cox & Smith, founded in 1939. The leading San Antonio commercial law firm with practice areas including banking, commercial litigation, corporate and securities, real estate, energy, bankruptcy, taxation, and public law. CP Security LLC

Amarillo, TX 79109 Member since: 5/7/2013 Kristopher Barnings [email protected] 806-640-3289 www.card-doctor.com/banks Products:

Credit Card Products/Services/Accessories Debit Card Products/Services/Accessories

CP Security manufactures Card Doctor™ card covers. Card Doctor covers are the first functional card protectors for mag stripe and RfID enabled cards. We are a customer service tool that saves banks money. Just protect and swipe. Crowe Horwath LLP

Dallas, TX 75201 Member since: 10/7/2012 Dickie Heathcott [email protected] 214-777-5200 www.crowehorwath.com Products:

CPA Services Tax Services

Crowe Horwath LLP has provided audit, financial advisory, risk consulting, tax and performance services for more than 50 years to over 1,100 financial institutions across the U.S. Crowe works with Texas banks of all sizes to provide financial statement audits, implement effective internal controls, manage risk, and improve financial performance. CSI (Computer Services, Inc.)

Austin, TX 78730 Member since: 7/12/1999 Giovanni Mastronardi [email protected] 800-545-4274 www.csiweb.com Products:

Data Processing EFT Products & Services

CSI delivers dynamic solutions that empower financial institutions to remain competitive, compliant and profitable. CSI's full suite of technology solutions includes core processing, document delivery, payments processing, managed services, mobile, internet and risk management and compliance. For more information on CSI, visit www.csiweb.com.


CSI Secure Connect Valparaiso, IN 46383 Member since: 9/29/2011 Bill Evers [email protected] 800-545-4274 www.csiweb.com/Solutions/MobileInternet/SecureConnect.aspx Products:

Board Portal - IBAT Endorsed Employee Portal - IBAT Endorsed

CSI's Web@Work Portal provides dynamic tools to bankers that increase efficiencies and ensure the secure delivery of confidential documents. Over 300 financial institutions across the country rely on CSI Board Portal and Employee Portal services to increase corporate communications, enhance productivity and reduce operational costs. CSI's Board Portal provides directors with secure access to board materials and other confidential information from the convenience of their homes or offices. Board Portal simplifies the process of preparing your board materials and makes them available anytime and anywhere they are needed. Current and archived materials are available and include online votes, collaboration and more. The Employee Portal is an Intranet solution that combines a series of powerful communication tools and productivity applications into a single Portal. This includes time clock, vacation manager, e-forms, policy manager, task manager, remote access and more. CSI's services require no additional hardware, software or additional staff to maintain and little end user training to use. They provide robust security that exceeds industry defined security standards. Curtis 1000

Keller, TX 76248 Member since: 6/6/2007 Bob Nankivell [email protected] 817-239-6502 www.curtis1000.com Products:

Document Related Products & Services Printing Services

Curtis 1000 has been building relationships with community banks for over 125 years. Our single source approach to print management programs combines online ordering with a local sales consultant to ensure savings and efficiency. We are FSC certified and ready to help you with your Go Green initiative. D+H Compushare, Inc.

South Coast Metro, CA 92707 Member since: 5/7/2013 Keith Riddle [email protected] 714-427-1026 www.compushare.com Products:

Information Technology Compushare is the leading provider of high quality, innovative technology, compliance, and cloud computing solutions for the financial market. In business since 1995, Compushare supports more than 800 financial clients nationwide. Compushare Cloud Computing C3 is the only fully hosted cloud computing solution designed specifically for the financial services market.

D+H Harland Financial Solutions Lake Mary, FL 32746-2106 Member since: 1/24/2002 Stacey Leone [email protected] 800-989-9009 / 407-804-6653 www.harlandfinancialsolutions.com Products:


Harland Financial Solutions supplies software and services to thousands of financial institutions of all sizes. The company is a leader in core systems, business intelligence, branch automation, payments, enterprise content management, lending and compliance, loan servicing, risk management, financial accounting, mortgage and self-service solutions. D+H Mortgagebot

Mequon, WI 53092 Member since: 3/7/2012 Michael Brazeau [email protected] 262-292-0870 www.mortgagebot.com Products:

Internet Banking Products & Services Mortgage Products & Services-IBAT Endorsed

Mortgagebot, a D+H Company, is a leading provider of online mortgage origination technology, with over 1,000 clients nationwide. PowerSite, a unique, “integrated channel” platform, automates the mortgage application, pricing, approval and disclosures through every POS Channel: Internet, Branch, Call Center, Loan Office. Davis Kinard & Co, PC

Abilene, TX 79601-5138 Member since: 3/17/2003 Scott McDonald [email protected] 800-588-2525 / 325-672-4000 www.dkcpa.com Products:

CPA Services Compliance Internal Audit Tax Services

For more than 80 years, Davis Kinard & Co, PC, has provided accounting, auditing and tax services to financial institutions. We provide financial institutions practical solutions to their problems. We'll be pleased to visit with you and tell you how your financial institution will benefit from our approach. DBSI, Inc.

Chandler, AZ 85226 Member since: 8/1/2012 J. Tracy Kreitz [email protected] 210-998-9550 www.dbsi-inc.com Products:

ATM Products/Networks/Security Architecture, Planning & Interior Design


Bank Operations Equipment & Supplies Modular Bank Buildings

For 14 years DBSI Incorporated has committed to delivering highly efficient, profitable bank branches with a uniquely smarter experience, providing leading edge software solutions, design, construction, project management and innovative technology. Services and support include real estate services, facility maintenance and management, through unique software solutions and on-the-ground field services. DEI Incorporated

Cincinatti, OH 45240 Member since: 06/04/2013 Don Neill [email protected] 513-825-5800 www.dei-corp.com Products:

Branching Strategies Construction/Maintenance /Repair Consulting Interior Design/retail Merchandising

DEI, a national design/build company, turns your project into a growth opportunity. We create sales environments by incorporating all aspects of facility planning and design. At DEI, we design and build to grow your business. Dell Inc.

Round Rock, TX 78682 Member since: 10/31/2007 Denney James [email protected] 512-728-8763 www.dell.com Products:

Internet Security - IBAT Endorsed Technology Consulting - IBAT Endorsed

Dell’s go-to-market strategy targets bank and associate members to offer enhanced discounts and expert technical consulting on all purchases. Dell SecureWorks

Atlanta, GA 30328 Member since: 10/11/2001 Greg Hurme [email protected] 800-890-2737 / 512-724-1634 www.secureworks.com Products:

Compliance - IBAT Endorsed Host & Network Intrusion Prevention Service - IBAT Endorsed Information Technology - IBAT Endorsed Internet Security - IBAT Endorsed Risk Management Services - IBAT Endorsed Security & Risk Consulting - IBAT Endorsed

SecureWorks is now part of Dell. Dell SecureWorks is recognized as an industry leader, providing world class information security services to help organizations of all sizes to protect their IT assets, comply with regulation and reduce security costs.

Deluxe Corporation Tyler, TX 75703 Member since: 12/22/1992 Kirk Hudson [email protected] 800-332-4234 / 800-332-4234 www.deluxe.com Products:

Check Services - IBAT Endorsed Customer Loyalty Product & Services - IBAT Endorsed Fraud Protection & Remediation - IBAT Endorsed

Deluxe® provides the industry's highest quality checks and a host of innovative products and services that support the bank's check program to increase security, enhance revenue and customer satisfaction every day. Deluxe Detect®, the industry's most powerful identity verification and fraud screening tool, helps your bank open more profitable new accounts due to superior data integrity and account risk screening. Deluxe ID TheftBlock® is a multifaceted suite of protection and recovery services to help minimize the effects of identity theft. Deluxe loyalty solutions create more loyal customers by helping your bank establish improved purposeful, memorable experiences. IBAT's Endorsed solutions include the Welcome Home® Tool Kit; Experience Readiness AssessmentSM, Experience InquirySM and Customer Care AdventureSM. Dial Dunkin & Associates

Harlingen, TX 78551-2186 Member since: 3/5/1999 Houston Dunkin 800-234-6401 Products:

Credit Life Insurance - IBAT Endorsed Involuntary Unemployment Insurance (IUI) - IBAT Endorsed

Dial Dunkin & Associates, an established leader in the credit insurance industry, has provided a variety of credit insurance products and services to over 400 financial locations since 1967. They also provide Gap Insurance and Involuntary Unemployment Insurance (IUI). Dedicated to providing clients with outstanding service in order to help them realize the full benefits associated with credit insurance. Diebold

San Antonio, TX 78219-2339 Member since: 1/17/1996 Gary Guerrero [email protected] 210-242-6123 www.diebold.com Products:

ATM Products/Network/Security - IBAT Endorsed Bank Operations Equipment & Supplies - IBAT Endorsed Safe Deposit Forms, Equipment & Services - IBAT Endorsed

Founded in 1859, Diebold is a global leader of self-service delivery systems, security, software and service for the financial, government, commercial and retail markets. Diebold's key solutions include retail and drive-up banking equipment, branch facility equipment, integrated electronic and physical security solutions and other self-service terminals. Digital Filing Solutions

Irving, TX 75038


Member since: 3/26/2007 Chris Conner [email protected] 806-674-8321 www.digitalfiling.com Products:

Document Imaging Information Management

Digital Filing Solutions, Irving, Texas, is a leading provider of information management technology in the Southwest. FileX provides fast, efficient electronic filing and retrieval of all types of documents through a web browser or client workstations. Don't limit your technology to one department — let FileX streamline your entire operation. Doeren Mayhew

Houston, TX 77056 Member since: 11/15/2010 Geoffrey Gallo, ChFC, CExP [email protected] 713-789-7077 www.doeren.com Products:

CPA Services Internal Audit

Doeren Mayhew's Financial Institutions Group, comprised of banking experts, has serviced hundreds of financial institutions nationwide for over 35 years. Our professionals perform certified audits, internal audits, information technology assurance services, enterprise risk management, regulatory compliance, business plans, mergers and acquisitions, strategic planning, and commercial lending reviews. Doyen Sebesta, Ltd LLP

Houston, TX 77067-4522 Member since: 9/15/2010 Scot G. Doyen [email protected] 713-580-8900 www.ds-lawyers.com Products:

Law Firms/Legal Products & Services A law firm specializing in the formation, governance, and operation of independent banks and other small-to-medium businesses. We also are actively engaged in representing independent banks in collection and litigation matters. Econ-O-Check Corporation

Argyle, TX 76226 Member since: 9/1/2009 Todd Jones [email protected] 954-445-9651 www.econocheck.com Products:

Insurance Products for Your Customers Marketing

Econ-O-Check has been working with financial institutions for over 30 years to develop specific retail and commercial strategies to improve market share, increase customer retention and generate incremental fee income. Our solutions include electronic check re-presentment, direct mail insurance products, ID theft solutions, and various retail strategies.

Elan Financial Services

Pittsburgh, PA 15219 Member since: 5/27/1994 Gloria Grand [email protected] 800-343-7064 / 412-552-2027 www.elanfinancialservices.com Products:

ATM Products/Networks/Security EFT Products & Services

Elan Financial Services is a leading provider of reliable and flexible ATM and debit card programs. Elan also owns and operates MoneyPass®, the nation's fastest growing surcharge-free ATM network, providing thousands of locations where cardholders live, work and travel. Our unique brand of service delivers what other providers only promise. Employer Flexible

Houston, TX 77064 Member since: 3/7/2012 Torre Jessup [email protected] 713-335-9694 www.employerflexible.com Products:

Human Resource Products & Services Professional Employer Organization (PEO)

Employer Flexible is a PEO that helps select small businesses reach their goals by developing long-term strategies that improve employee retention, morale, and company value. We provide HR services, employee benefits, payroll and risk management support. Equias Alliance, LLC

Plano, TX 75024 Member since: 3/5/1999 Kenneth F. Derks [email protected] 469-252-1037 www.equiasalliance.com Products:


Equias Alliance has successfully helped nearly 800 financial institutions with BOLI placement and with plans to recruit, retain and reward key officers and directors with nonqualified benefit plans. They also provide administration of BOLI and nonqualified benefit plans. Securities through ProEquities, member FINRA & SIPC. Equias is independent of ProEquities. Federal Home Loan Bank of Dallas

Dallas, TX 75261-9026 Member since: 9/1/1993 Michael Sims [email protected] 800-442-9841 / 214-441-8760 www.fhlb.com Products:

Correspondent Banking Mortgage Products & Services


Federal Home Loan Bank of Dallas is a wholesale bank that provides a readily available source of funds to member institutions to assist in funding housing, small business, small agribusiness, community, and economic development loans in their communities. Federated Investors, Inc.

Pittsburgh, PA 15222-3779 Member since: 1/1/1986 Troy Murray [email protected] 800-245-5000 / 412-288-8074 www.federatedinvestors.com Products:

Investment Management Services Federated Investors is a world-class investment manager and has offered specialized cash management solutions for more than three decades. Federated offers the largest selection of state-specific, tax-free money market funds and is one of the largest managers of AAA-rated money market portfolios. Fenimore, Kay, Harrison & Ford LLP

Austin, TX 78701 Member since: 8/2/2010 Chet Fenimore [email protected] 512-583-5901 www.fkhfpartners.com Products:

Law Firms/Legal Products & Services Fenimore, Kay, Harrison & Ford LLP is a boutique law firm focusing on independent banks. The firm provides legal services to banks, thrifts, and other financial institutions, as well as their investors, directors, and executive officers in a full range of corporate, transactional, securities, and regulatory matters confronting the financial services industry. First American Payment Systems, LLC

Fort Worth, TX 76102-2802 Member since: 8/28/2009 Cody Yanchak [email protected] 817-317-9100 www.FAPSBanks.com Products:

Electronic Payments Resource Merchant Services - IBAT Endorsed Payment Systems

First American Payment Systems is a payment processor operating entirely in-house. FAPS has a diverse product portfolio including: gift card and credit card processing; check and ACH processing; and more. Our customized relationship fits the bank's vision and extends the same level of support customers receive in your lobby. First Data Online Banking

Austin, TX 78759-2309 Member since: 6/18/1996 Tim Miller [email protected] 800-419-8804 / 512-493-2500 www.firstdata.com Products:

Bill Payment - IBAT Endorsed

Electronic Banking Services - IBAT Endorsed Internet Banking Products & Services - IBAT Endorsed

Internet-based financial services for retail and commercial financial institutions. By combining transactional functionality with a comprehensive support infrastructure, First Data provides secure Internet banking, small business banking, account aggregation, hosting and web services. FIS

St. Petersburg, FL 33716 Member since: 3/15/1997 Les Anderson [email protected] 727-227-5318 www.my-msi.com Products:

Customer Relationship Management CONNECTIONS™ CRM is a web-based CRM solution from Fidelity National Information Services, the leader of CRM solutions that helps banks compete in the financial industry. Fiserv

Beaumont, TX 77701 Member since: 11/1/1986 Jackie Binks 409-839-0782 www.fiserv.com Products:

Data Processing Fiserv is an independent provider of financial data processing systems and related information management services and products to banks and other financial intermediaries around the world. Clients gain a full-service relationship backed by professionals. Fox, Byrd & Company, PC

Dallas, TX 75243-3794 Member since: 10/4/1994 Frank P. Conroy [email protected] 877-696-8320 / 214-696-8320 www.foxbyrd.com Products:


Fox, Byrd & Company, P.C. has been serving Texas community banks and their owners for over 50 years. Our CPAs provide a full range of services including financial statement audits, tax planning and compliance, consulting, internal audits, director's exams, loan reviews, SSAE 16/SAS 70 audits, and IT audits. FTN Financial

Memphis, TN 38117 Member since: 4/25/1994 Sally Pace [email protected] 901-435-7956 www.ftnfinancial.com Products:

Asset/Liability (AL) Management Investment Management Services


FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. FTN Financial

Dallas, TX 75225-8001 Member since: 6/6/2005 Rod Turner [email protected] 800-804-6330 / 214-890-6300 www.ftnfinancial.com

Additional Office FTSI, Inc.

Richardson, TX 75082 Member since: 6/27/2013 Jim Liggit [email protected] 817-269-4745 www.ftsius.com Products:

ATM Products/Networks/Security FTSI is the largest independent provider of ATM services for credit unions and community banks in the Western United States. Connecting clients with financial industry technologies since 1998, FTSI offers a comprehensive collection of cutting-edge ATM management solutions including hardware, software, cash services and first and second line maintenance. G.X. Clarke & Co.

Jersey City, NJ 07302 Member since: 9/22/2013 Rob Laforte [email protected] 800-426-2851 www.gxclarke.com Products:

Broker/Dealer Services Cash Products & Services Investment Products

G.X. Clarke & Co., a partnership, is an Institutional Dealer in United States Treasury, Federal Agency, and Agency Mortgage Backed Securities. Our firm has served a wide variety of institutions since our inception in 1979. We cater many of our services to fit the specific needs of the banking industry. Garland Heart Management Group

Wylie, TX 75098 Member since: 8/8/2007 Brad Garland [email protected] 800-999-2495 / 972-429-8200 www.garlandheart.com Products:


Garland Heart not only provides services, we make it a priority to impact peoples lives. We offer services in outsourced compliance, critical vendor contract negotiation, and IT Audit and Security services. We have almost 90 clients countrywide and would love the opportunity to discuss your needs and impact your lives.

The Genesis Group LLC

McKinney, TX 75069 Member since: 1/2/1991 Melissa Kinion [email protected] 800-725-3800 / 214-544-0068 www.forgenesis.com Products:

Advertising - IBAT Endorsed Branching Strategies - IBAT Endorsed Design & Collateral - IBAT Endorsed Marketing - IBAT Endorsed

Endorsed by IBAT since 1991, comprehensive marketing services that make a difference! Brand and image development, marketing planning, branch launch and market evaluation, product development and promotion, advertising campaigns, creative design services for website and collateral materials, public relations, and more. George, Morgan & Sneed, P.C.

Weatherford, TX 76086-6298 Member since: 3/15/1996 Patrick E. Sneed, CPA [email protected] 800-882-4467 / 817-594-2704 www.gms-cpa.com Products:

CPA Services Payroll Processing

Founded in 1959, GMS provides the following services for community banks: tax planning & preparation, payroll preparation, internal & external auditing, accounting & financial reporting, IT audits & consulting, & loan reviews. In addition, our "Automated Auditor" software tests the interest calculations on the bank's certificates of deposit and loan portfolios. Ghiglieri & Company

Austin, TX 78746 Member since: 2/11/2003 Catherine Ghiglieri [email protected] 512-329-5101 www.ghiglieri.com Products:

Consulting Training

Ghiglieri & Company is a full-service consulting firm based in Austin, Texas, founded by Catherine A. Ghiglieri, former Texas Banking Commissioner. Services include corporate governance studies, management studies, problem bank resolution, enforcement action compliance monitoring, strategic planning, and board member training. Glory Global Solutions

Lisle, IL 60532 Member since: 1/13/2006 James Robinson [email protected] 325-692-0109 www.gloryglobalsolutions.com


Products: Bank Operations Equipment & Supplies - IBAT Endorsed Cash Products & Services - IBAT Endorsed QuickChange Machines - IBAT Endorsed Teller Cash Dispensers - IBAT Endorsed Teller Cash Recyclers - IBAT Endorsed

Glory Global Solutions' cash handling solutions automate cash handling tasks to improve productivity and reduce costs. In addition, Glory Global Solutions improve cash management, reduce internal and external risks and increase profitability. Granville Financial Group

Houston, TX 77056 Member since: 4/26/2010 William Granville, III, CLU, ChFC [email protected] 866-850-4957 www.granvillegrp.com Products:


Granville Financial Group (GFG) is a team of professionals dedicated to providing executive compensation solutions which attract and retain key personnel while securing the earnings potential of financial institutions and corporate clientele. GFG gives you the tools to attract and retain these key people with rewards that recognize their importance to the organization. We are committed to meaningful relationships with our clients, founded on exceptional customer service unparalleled in the industry. What makes GFG unique is our values-based culture, our client-focused approach to doing business, and our unwavering commitment to excellence. Gulf Coast Business Credit

Austin, TX 78730 Member since: 8/6/2013 Meg Roberson [email protected] 866-577-8867 / 512-249-9330 www.gulfcoastbc.com Products:

Factoring Gulf Coast Business Credit ("GCBC") is one of the largest accounts receivable factoring firms in the United States. GCBC provides commercial lenders with a product that allows them to say "Yes" to credit more often. Ham, Langston & Brezina, LLP

Houston, TX 77034 Member since: 8/2/2011 Rob Brezina [email protected] 281-481-1040 www.hlb-cpa.com Products:

CPA Services Consulting

Ham, Langston & Brezina, LLP, provides audit, tax, and consulting services to both public and private middle market companies including significant experience working with financial institutions. Our emphasis on maintaining an open dialogue with our clients allows us to provide the quality service they desire.

Harper & Pearson Co., P.C. Houston, TX 77056-1944 Member since: 9/4/2002 Cynthia A. Dopjera, CPA [email protected] 713-622-2310 www.harperpearson.com Products:

Asset/Liability (AL) Management CPA Services Compliance Internal Audit Retirement Plan Services Tax Services

Harper & Pearson, P.C. is dedicated to serving the needs of financial institutions across Texas. We provide audit, tax, accounting, management advisory services, FDICIA and SOX project management and consulting, internal audit, regulatory compliance, loan review, and interest rate risk consulting services. Our team of experienced professionals is committed to providing guidance and support to the management of our clients. Harris Law Firm PC

Austin, TX 78716-0310 Member since: 4/1/2008 Alan Harris [email protected] 512-732-7377 www.harrislawusa.com Products:

Compliance Law Firms/Legal Products & Services

Harris Law Firm PC represents banks, thrifts, related financial institutions, and their investors in regulatory and corporate matters. Large and small institutions turn to the firm for help with regulatory compliance, product development, corporate governance, enforcement matters, and M&A transactions. T. Alan Harris is the firm's shareholder. Henry & Peters, P.C.

Tyler, TX 75701-7851 Member since: 12/6/2013 Gary Penkilo, CPA [email protected] 903-597-6311 www.henrypeters.com Products:

CPA Services Henry & Peters, P.C. currently provides accounting services to 25 financial institutions. Besides tax and audit services, we provide internal audit services, consulting, regulatory compliance, trust audit services, mergers and acquisitions, and capital planning and projects. We currently serve banks with asset sizes from $17 million to over $2 billion. The Hertz Corporation

Alexandria, VA 22305-3100 Member since: 3/5/1999 Lindsey Chilcutt 888-318-8806 www.hertz.com


Products: Car Rental Discounts - IBAT Endorsed

Use IBAT's CDP #46681 for auto rental discounts. High Cotton

Birmingham, AL 35210 Member since: 4/4/2012 Sarah Johnson [email protected] 877-838-2345 www.highcottonusa.com Products:

Document Related Products & Services Printing Services

For over 50 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their statements and notices, both electronic and paper, are secure, accurate and delivered on time. Holman Capital Corporation

Rancho Santa Margarita, CA 92688 Member since: 11/14/2013 Lance S. Holman [email protected] 949-981-0237 www.holmancapital.com Products:

Loan Products & Services Holman Capital specializes in originating tax-exempt and taxable debt solutions issued by governments, universities, and hospitals. We finance their essential purpose capital equipment, real property, infrastructure, and technology needs. Holman Capital provides its banking partners with pricing intelligence, credit expertise, and loan volume to build a diversified public finance portfolio. Hunton & Williams

Dallas, TX 75202 Member since: 11/1/1986 Peter Weinstock, J.D. [email protected] 214-468-3395 www.hunton.com Products:

Compliance Law Firms/Legal Products & Services

The Hunton & Williams LLP financial institutions corporate and regulatory practice is comprised of lawyers who have served as legal counsel in more bank and thrift M&A acquisitions than any other firm, including problem and failed bank transactions, since 1998. They have also been involved in more than 250 capital offerings since 1998 and scores of regulatory matters and negotiations. I.T. Works

Houston, TX 77024 Member since: 1/30/2004 Mark Hawkins [email protected] 713-667-5474 www.itworksite.com

Products: Computer Security Information Technology

I.T. Works is a professional computer network integration company providing hardware, software and engineering support to corporate clients. Our network assessments provide the cornerstone of audit preparation for community banks. Also, our ongoing network maintenance strategy will help ensure the overall productivity of your business. IBAT Financial Services

Austin, TX 78701-1683 Member since: 9/22/2011 Carol Troy [email protected] 512-474-6889 Products:

Blanket Bond Insurance Director's & Officer's Liability Insurance Insurance Products & Services Property & Casualty Insurance (Commercial)

IBAT Financial Services (FS) is a subsidiary of the Independent Bankers Association of Texas (IBAT) and a licensed independent insurance agency. FS' mission is to uniquely deliver insurance solutions as an advocate and consultant to financial institutions - particularly the members of IBAT. Product offerings include FI Bond, Directors & Officers Liability, Employment Practices Liability, Bankers Professional Liability, Lenders Liability, Fiduciary Liability, OREO Property and Liability, Force Placed Property, Mortgage E&O and Impairment, and all lines of Property and Casualty insurance coverage. FS operations began in September 2008 with the transition of the IBAT Bond Trust book of business to Chubb, Travelers and other superior rated insurance carriers. The operations of IBAT FS continue to evolve with the addition of insurance markets, products and services to benefit the membership of IBAT. IBAT Leadership Division

Austin, TX 78701-1621 Member since: 6/29/2001 Mae Beth Palone 800-749-4228 www.ibat.org/leadership

The organization of choice for upcoming leaders. Leadership Division plays a key role in IBAT legislation and education strategies while promoting an energetic atmosphere for our banking leaders today...and tomorrow. IBAT Services Inc.

Austin, TX 78701-1683 Member since: 9/1/1990 Curt Nelson [email protected] 800-749-4228 / 512-474-6889 www.ibat.org/services Products:

Endorsements IBAT Services' mission is to find innovative ways to enhance its members' competitive edge by providing products and services designed to benefit not only the member banks, but their customers as well. The Services Board recommends endorsements only after careful consideration of IBAT's exhaustive due diligence review.


IBT, Inc. Cedar Park, TX 78613 Member since: 11/29/2006 Mark C. Dittman [email protected] 512-616-1100 www.IBTapps.com Products:

Banking Software Check Imaging

Utilizing the latest Microsoft technology, IBT offers a full suite of powerful core banking products and applications that exemplify the next generation of processing and data management solutions for financial institutions. Investment Centers of America

Bismarck, ND 58501-4013 Member since: 9/1/1993 Cody Schmidt [email protected] 800-711-7352 www.joinica.com Products:

Investment Products Serving community banks for nearly 30 years, Investment Centers of America, Inc. (ICA) is a full-service broker-dealer providing holistic, needs-based financial planning solutions to over 250 institutions nationwide. This solution set is designed to deepen the total client relationship, grow non-interest income and enhance the financial institution brand. Investment Professionals, Inc.

San Antonio, TX 78232-2245 Member since: 10/6/2005 Catherine Romero [email protected] 800-593-8800 / 210-308-8800 www.invpro.com Products:

Investment Management Services Investment Programs for Your Customers

Investment Professionals, Inc. specializes in providing non-deposit fee based investment programs. We are committed to serving the investment and insurance needs of the community financial institution customers. IPI is headquartered in San Antonio, Texas and has been a leader in financial institution investment programs for 20 years. J.B. Lloyd & Associates, LLC

Plano, TX 75093-4430 Member since: 7/7/2010 Elizabeth Boisseau-Coots [email protected] 800-964-0360 / 972-248-2433 www.lloyd-ins.com Products:

Insurance Products & Services J.B. Lloyd & Associates was founded in 1988 by President James B. Lloyd to provide the kind of specialty insurance products, combined with the highest standards of customer service he knew the Financial, Mortgage Broker, Personal Lines and Banking Industries needed.

Jack Henry & Associates Monett, MO 65708 Member since: 1/21/1999 Dennis Jones [email protected] 417-235-6652 www.jackhenry.com Products:

Data Processing EFT Products & Services

Jack Henry & Associates, Inc. (Nasdaq: JKHY) is a leading provider of technology solutions and payment processing services primarily for financial services organizations. Its technology solutions serve more than 11,900 customers nationwide, and are marketed and supported through three primary brands: Jack Henry Banking, Symitar, ProfitStars, Visit www.jackhenry.com. Jackson Walker L.L.P.

Austin, TX 78701-4042 Member since: 5/6/2004 Jim Pledger [email protected] 512-236-2243 www.jw.com Products:

Law Firms/Legal Products & Services Jackson Walker L.L.P. is one of the oldest and largest Texas-based law firms. The firm's financial institutions practice specializes in the full range of legal services to the banking industry, including charter conversions, mergers and acquisitions, loan documentation, bankruptcy, litigation, and enforcement activity. Jaynes, Reitmeier, Boyd & Therrell, P.C.

Waco, TX 76710 Member since: 3/12/2010 Jim Therrell [email protected] 254-776-4190 www.jrbt.com Products:

CPA Services Retirement Plan Services

Jaynes, Reitmeier, Boyd & Therrell, P.C., celebrating its 100th Anniversary, has provided professional assurance, tax and accounting services to community banks since 1913. Our financial service professionals can also provide such specialized services as internal control reviews, internal audits, loan reviews, as well as provide payroll processing, employee benefit plan administration and consulting. JetPay

Carrollton, TX 75006 Member since: 8/9/2013 Terry Boren [email protected] 913-485-0940 www.jetpay.com Products:

Check Services


JetPay is a front and back send and check processor located in Carrollton, Texas. JetPay specializes in technology solutions for businesses and financial institutions. John M. Floyd & Associates

Baytown, TX 77520 Member since: 11/15/1994 Mark A. Roe [email protected] 800-809-2307 www.JMFA.com Products:

Executive Recruiting - IBAT Endorsed Overdraft Program Consulting - IBAT Endorsed Profitability Enhancements

A leading provider of profitability and performance-improvement consulting, JMFA is one of the most trusted names in the industry, helping financial institutions reach their goals. JMFA is recognized for earnings enhancement and expense control programs, executive placement, strategic planning, as well as product, service, pricing and technology-improvement consulting. JonesBaggett LLP

Dallas, TX 75252 Member since: 1/4/1997 Cecil W. Jones [email protected] 972-404-1226 www.jonesbaggett.com Products:

CPA Services JonesBaggett LLP, Certified Public Accountants & Advisors, is a full service accounting firm serving the audit, accounting and consulting needs of community banks throughout Texas. Out senior management team has over 100 years of experience providing quality professional services. At JonesBaggett LLP we are committed to serving community banks. Kennedy Sutherland, L.L.P.

San Antonio, TX 78205-1528 Member since: 2/1/2012 William D. Sutherland, VI [email protected] 210-228-9500 www.kslawllp.com Products:

Law Firms/Legal Products & Services Merger & Acquisition Services

As always, Kennedy Sutherland LLP maintains a commitment to efficient and effective problem-solving, and is always looking to identify business opportunities for our clients that can lead to profitable expansion of their business. Kessler & Collins, P.C.

Dallas, TX 75201 Member since: 2/12/2013 Daniel P. Callahan [email protected] 214-379-0722 www.kesslercollins.com Products:

Law Firms/Legal Products & Services

We are an AV rated law firm that provides responsive, efficient service to financial institutions. We can handle small transactions, lawsuits, and bankruptcies in a cost effective manner. We also have the expertise and experience to handle the most complicated transactions or disputes in an efficient, responsive, and effective manner. We have experience representing lenders located throughout Texas and are admitted in the U.S. District and Bankruptcy Courts for the Northern, Southern, Eastern, and Western Districts of Texas. LEVEL5, LLC

Atlanta, GA 30328 Member since: 7/25/2007 Mike Colvin [email protected] 404-761-0008 www.level5.com Products:

Architecture, Planning & Interior Design Consulting

LEVEL5 partners exclusively with financial institutions to create and implement successful growth strategies using an integrated five level process - Strategic Consulting, Real Estate, Integrated Design, Construction Management, and Branding - which, when implemented through the support of our unmatched industry expertise, results in increased market share, growth, and profitability. Loan Review and Training

Frankston, TX 75763 Member since: 1/8/2013 Richard Gallagher [email protected] 970-985-1240 www.loanreviewandtraining.com Products:

Loan Products & Services Training

Performs loan reviews for lenders with focus on agricultural, commercial, and real estate loans. Also provides on-site lender training tailored to meet the lender's or bank's needs. Lone Star Investment Advisors, LLC

Dallas, TX 75240 Member since: 4/26/2010 Arthur Hollingsworth [email protected] 972-702-7390 www.lonestarcra.com Products:

Investment Management Services Investment Products

Lone Star Investment Advisors LLC is a Texas-based private equity fund that manages five funds that make equity and equity-oriented investments in middle market companies located in low income communities in Texas. Lone Star provides CRA lending and investment opportunities for banks. Lowery Property Advisors

Irving, TX 75062 Member since: 3/6/2013 Mark Lowrey, MAI [email protected]


214-347-8558 www.lowerypa.com Products:

Commercial Real Estate Products/Services Lowery Property Advisors is a commercial real estate appraisal and consulting firm which completes work throughout the State of Texas. We work on a wide range of property types. www.lowerypa.com Main Street Checks, Inc.

Birmingham, AL 35203 Member since: 5/3/2011 Beth Cox [email protected] 866-410-4000 / 205-323-0234 www.mschecks.com Products:

Check Services Main Street is a full-service resource for checks and check-related products serving financial institutions nationwide. Our mission is focused on being the premier provider of financial documents to community and independent financial institutions. We strive to offer a complete line of personal and business items designed to meet all needs. March Networks

Raleigh, NC 27609 Member since: 4/17/2013 Glenn Good [email protected] 800-563-5564 Ext: 5447 / 214-578-7053 www.marchnetworks.com Products:

Security/Protection Services For nearly a decade, March Networks has helped financial institutions around the globe enhance security, reduce losses from fraud and operate more efficiently. The company's Financial Solutions include enterprise-class hybrid video recording and management platforms, high-definition IP cameras, video analytics, fraud detection and prevention applications, and outstanding professional services. These solutions are proven in 450+ financial institutions in more than 50 countries. MBM Advisors, Inc.

Houston, TX 77002 Member since: 6/6/2005 Stephen N. Mueller [email protected] 800-969-6264 / 713-221-3101 www.mbm-inc.com Products:

Investment Management Services Retirement Plan Services

Founded in 1966 in Houston, Texas, MBM Advisors, Inc. is among the 100 largest providers of retirement plan services in the U.S. MBM is a Registered Investment Advisor, Actuarial, and TPA Firm. MBM specializes in pension, 40l(k), profit sharing and ESOP Plans for financial institutions. McGladrey, LLP

Dallas, TX 75240-1573 Member since: 8/26/2000 Tyrone Beasley

[email protected] 972-764-7100 www.mcgladrey.com Products:

CPA Services Consulting-Financial

McGladrey understands the critical issues facing bankers today. Our wide range of services include: audit, tax and consulting services such as performance of external loan and compliance review, outsourcing of internal audit, technology planning, assessment and information security, profit improvement, operations effectiveness, and strategic planning. MEA Financial Enterprises, LLC.

Monett, MO 65708 Member since: 5/16/2012 Brett Bailey [email protected] 417-235-5144 www.meafinancial.com Products:

Mobile Banking Solutions MEA Financial is a provider of mobile banking solutions to community banks. MEA's Mobile Access is native mobile technology that provides a superior mobile user experience. MEA's mobile suite includes: Browser/WAP, iPhone App, Android App, iPad App, SMS Banking, and Mobile Deposit Capture. MEA currently services over 1000 financial institutions. Merchants' Choice Payment Solutions

The Woodlands, TX 77380 Member since: 10/12/2009 Charles Vernon [email protected] 800-327-0093 / 281-583-4451 www.mcpscorp.com Products:

EFT Products & Services Merchants' Choice Payment Solutions (MCPS) is a top-ranked Acquirer serving electronic payment processing to 50,000 Merchants nationally. MCPS's comprehensive services on payment options include Visa, MasterCard, American Express, Discover, JCB Debit, Checks, Gift/Loyalty, Scrip, and EBT. Sponsored by Woodforest National Bank, MCPS processes $4.5 billion in credit card volume annually. MG Architects

Houston, TX 77079 Member since: 10/4/1996 Scott Clanton [email protected] 713-552-0707 www.mgarchitects.com Products:

Architecture, Planning & Interior Design - IBAT Endorsed Architecture/Interior Master Planning - IBAT Endorsed Branching Strategies - IBAT Endorsed Interior Design / Retail Merchandising - IBAT Endorsed

Endorsed by IBAT since 1994. Architecture, planning and interior design.


Modern Banking Systems Ralston, NE 68127-3939 Member since: 6/6/2013 Bob Neville [email protected] 402-592-5500 www.modernbanking.com Products:


Modern Banking Systems is uniquely positioned to supply community banks with a total solution: an integrated real time core solution delivering profitability, efficiency, security, and emerging technology for banks to better serve their clients. MBS is your partner, keeping you ahead of the competition. MoneyDesktop, Inc.

Provo, UT 84604 Member since: 6/27/2013 Matt West [email protected] 801-669-5581 www.moneydesktop.com Products:

Internet Banking Products & Services Mobile Banking Solutions

MoneyDesktop provides the financial industry with personal financial management, data analytics and marketing products. Combining an award-winning user interface with top-of-the-line technology, MoneyDesktop positions financial service organizations to better serve their users. MoneyDesktop is partnered with more than 400 financial institutions and 27 online banking providers. Mortgage Services III, LLC

Bourbonnais, IL 60914-0508 Member since: 3/12/2010 Donald C. Starks [email protected] 888-664-9108 / 815-935-2300 www.msiloans.biz Products:

Mortgage Products & Services Mortgage Services III, LLC, whether your bank is looking to start a mortgage program and broker loans or you already have a full in-house mortgage program and are a correspondent, we have a full range of services for your needs. Our goal is to help you help your customer. MPA Systems, Inc.

Sanger, TX 76266-0838 Member since: 3/18/1999 Jim Crouse [email protected] 888-233-1584 / 940-458-2600 www.mpasystems.com Products:

Disaster Recovery Facilities Program Modular Bank Buildings

MPA leases and sells modular bank buildings for new charters, branches or remodeling projects. MPA also offers a Disaster Recovery Facilities/Business Continuity Planning Program for a low annual fee to help banks meet federal guidelines.

nCino

Wilmington, NC 28412 Member since: 6/4/2013 Scott Brown [email protected] 334-328-5731 www.ncino.com Products:

Banking Software Loan Products & Services

nCino is the leader in cloud banking to the financial services industry. Through its flagship Bank Operating System solution, nCino provides community banks with complete transparency into their loan portfolio and pipelines as well as operating efficiencies across all business lines, resulting in increased profitability, productivity gains and regulatory compliance. Net Team Technologies

Lewisville, TX 75056 Member since: 5/7/2013 Kevin Shenk [email protected] 469-877-8686 www.netteamtech.net Products:

Information Technology Net Team Technologies provides fully custom IT solutions to fit the needs of community banks. Our service ranges from security, business continuity, hardware/software, network infrastructure, server and desktop configuration/maintenance, to full-scale administration of your IT requirements leaving you free to manage and grow your business. Network Box USA, Inc.

Houston, TX 77042 Member since: 3/7/2012 Pierluigi Stella [email protected] 832-242-5758 www.networkboxusa.com Products:

Information Technology Internet Security

Network Box USA, Inc. managed security services provide comprehensive and effective managed internet security. Integrating all security essentials into a centralized core, your network is monitored, managed, and updated 24 hours a day, year round. NewGround

Chesterfield, MO 63017-2062 Member since: 11/8/2011 Stephen Clark [email protected] 888-613-0001 www.newground.com Products:

Architecture, Planning & Interior Design Construction/Maintenance/Repair Signage - Exterior/Digital/Merchandising


For more than a century, NewGround has been a leading design, brand, and build firm in the financial services industry. We help banks advance by focusing on the design and delivery of customer and employee experiences through the integration of Design and Build, Retail Services, and Digital Signage and Content. Newtek, " The Small Business Authority"

New York, NY 10001 Member since: 8/6/2013 Adam Epstein [email protected] 855-284-3722 / 212-356-9500 www.thesba.com Products:

Merchant Services Payroll Processing

Newtek "The Small Business Authority", (NASDAQ: NEWT) has been in business for over 15 years, servicing over 100,000 businesses nationally. Newtek "The Small Business Authority" provides merchant processing, payroll, cloud hosting, web services, insurance and small business loans for business owners all across the United States. Nicola Banking System

Chickasha, OK 73018-7259 Member since: 4/1/2008 Kenneth R. Coughlin [email protected] 405-224-0731 www.nicolabanking.com Products:

Data Processing NBS is an industry leader in providing customized and economical in-house/outsourced core processing and ancillary software solutions of the highest quality to community bankers. We are committed to efficient and superior customer service as well as excellence in continued product development for the 21st century and beyond. NW Sign Industries, Inc.

Grand Prairie, TX 75050 Member since: 5/7/2013 Hank Moore [email protected] 972-608-9434 www.nwsignindustries.com Products:

Signage - Exterior/Digital/Merchandising NW Sign Industries is an established leader in full-service sign offerings specializing in Brand Integrity, Multi-Site Conversion programs and Sustainability Initiatives. With experienced Project Management teams committed to quality and on-time delivery, and our Service & Maintenance group focused on protecting your investment, NW has the solutions to your challenges. Oliver Garrison LLC

San Angelo, TX 76901 Member since: 12/7/2007 Jeffrey McCormick [email protected] 800-640-7606 / 325-942-6713 www.olivergarrison.com Products:

Compliance

Internal Audit Loan Products & Services

Oliver Garrison LLC provides accounting and consulting services exclusively to independent banks. Services include financial audits/director's examinations, internal audits, tax preparation and planning, trust services, regulatory compliance, loan reviews, IT security examinations and risk assessments. Open Solutions Inc.

Oviedo, FL 32765 Member since: 9/8/2000 Andres Pasantes 407-971-8168 www.opensolutions.com Products:

Data Processing Electronic Banking Services

Open Solutions Inc. provides banks with an enabling platform of enterprise relational core data processing, lending management, electronic image/item processing, e-commerce and Internet banking solutions. Outsource ATM

Cypress, TX 77429 Member since: 12/6/2013 Paul Albright [email protected] 281-304-2204 www.outsourceatm.com Products:

ATM Products/Networks/Security Outsource ATM provides ATM managed services, allowing financial institutions to focus on their core competencies and offload a resource drain. Our partners get the marketing and financial benefits; we take on the risk and regulations, hard costs, headaches, maintenance and management of the ATMs. Own the benefits, not the hardware. Padgett, Stratemann & Co., L.L.P.

San Antonio, TX 78216-4704 Member since: 12/1/1987 Kathleen Fields [email protected] 800-879-4966 / 210-828-6281 www.padgett-cpa.com Products:

CPA Services Compliance Internal Audit

An independent CPA firm providing extensive services to our financial institution clients. These services include audit; tax compliance; regulatory compliance and training; internal audits; loan reviews; FDICIA consulting; IT exams; merger and acquisition consulting; interest rate risk and liquidity risk management consulting services; and employee benefit plan audits. Paladin fs, LLC

Dallas, TX 75266-0675 Member since: 10/7/2012 Aaron Silva 877-746-4859 www.paladin-fs.com


Products: Consulting Merger & Acquisition Services

Paladin is a research and consulting firm. Our national knowledge base of market intelligence and pricing data for all outsourced Core and IT providers is used by CEOs/CFOs to improve negotiating strength - dramatically lowering expenses during contract renewals. Our team is all former vendor executives - now representing bankers. Patriot Capital

Dallas, TX 75201 Member since: 12/10/2012 Patrick Hamner [email protected] 214-679-5034 www.patriot-capital.com Products:

Working Capital Patriot typically invests $3-15 million of subordinated debt and equity per transaction for growth buyout and recapitalization transactions in businesses generating $3-15 million of EBITDA. Patriot has closed 90 deals since 1999 in business and consumer services, consumer products, manufacturing, distribution, education, application software, and transportation. Pattillo, Brown & Hill, L.L.P.

Waco, TX 76710-5573 Member since: 5/8/2000 Daniel Jackson [email protected] 254-772-4901 www.pbhcpa.com Products:

CPA Services Compliance Information Technology Internal Audit Loan Products & Services

Pattillo, Brown & Hill, L.L.P. - serving clients since 1923. Our services include examinations of the following areas: ACH, BSA, Compliance, IT, and internal control structure. We provide loan reviews, financial statement audits, 401k and cafeteria plan administration, and tax services. We provide these services to many Texas financial institutions. Peirson-Patterson, L.L.P.

Arlington, TX 76017 Member since: 6/4/2002 Michael H. Patterson [email protected] 800-800-9975 / 817-461-5500 www.ppdocs.com Products:

Document Related Products & Services Law Firms/Legal Products & Services

PeirsonPatterson, LLP is a Texas law firm specializing in the preparation of residential real estate loan documentation. They represent many Texas independent and community banks. With 20+ years of service, they have built a reputation of providing fast, affordable, quality loan documents. For more information visit their website at www.peirsonpatterson.com.

Phase Engineering, Inc. Houston, TX 77008 Member since: 7/1/2011 Melanie Edmundson, P.G. [email protected] 713-476-9844x247 www.phaseengineering.com Products:

Environmental Due Diligence Environmental Risk Management

Phase Engineering, Inc., is an environmental consulting firm based in Texas but performing top quality work nationwide. We provide consistent quality and competitive pricing for conventional and SBA loan needs, Including: Phase I and Phase II ESAs, mold/lead/asbestos testing, PCAs and wetlands. Pinnacle Financial Strategies

Houston, TX 77008-1764 Member since: 6/3/2011 Joe Gillen [email protected] 866-737-1235 / 713-868-3333 www.pinnstrat.com Products:

Consulting-Financial Overdraft Privilege Service Profitability Analyses

Pinnacle Financial Strategies is the business for better banking. Attract and retain customers, increase sales and service effectiveness, improve profitability and maintain long-term revenue growth. Every Pinnacle solution is powered by Active Intelligence (SM) – our proven combination of smart tools, expert support and sustainable results. Pinnacle Training Group, LLC

Lubbock, TX 79414 Member since: 4/1/2008 Tim Tivis [email protected] 800-657-9324 / 806-797-7115 www.pinnacletraininggroup.com Products:

Training Frontline training specialists dedicated to achieving optimum frontline performance. Training sessions include: building a positive business culture; maintaining ultimate customer service; cross selling without sales pressure; and networking techniques that work. 24/7 access to training to ensure what is learned in the classroom immediately impacts the workplace. Polaris Benefits, LLC

Houston, TX 77069 Member since: 5/2/2012 Mary Michalsky [email protected] 877-569-2980 / 281-569-2982 www.polarisbenefitshou.com Products:

Health/Major Medical Programs Insurance Products & Services


Polaris Benefits, LLC delivers strategic solutions in benefit programs (medical, dental, life, long and short term disability, vision, and voluntary products) for small to mid-sized companies. We perform all the functions of an insurance broker but overlay a higher level of service and expertise. Professional Bank Services, Inc.

Louisville, KY 40205-3285 Member since: 9/5/2001 Wayne Barnes [email protected] 800-523-4778 / 502-451-6633 www.probank.com Products:

Consulting Training

Professional Bank Services, Inc. (PBS) provides consulting and educational services to the financial industry. PBS offers a wide range of services, which include: merger and acquisition; de novo charter; branching; loan review services; compliance consulting; human resources; profitability consulting; litigation and expert witness services; seminars and in-house training. Profit Recovery Partners

Dallas, TX 75229 Member since: 7/6/2011 Roger Burke [email protected] 214-641-8010 www.prpllc.com Products:

Expense Management PRP is the only professional service firm in the country that develops, implements, and manages indirect expense reduction solutions for banks. Since 1997, PRP has reduced client costs by 15%-35%. Our success is a result of industry expertise and leveraging over $2.0B in client spend. Promontory Interfinancial Network, LLC

Arlington, VA 22201 Member since: 4/3/2003 Chuck McBrayer [email protected] 866-776-6426 / 515-221-0431 www.promnetwork.com Products:

Certificate of Deposit Products & Services - IBAT Endorsed FDIC CD Insurance - IBAT Endorsed

Promontory Interfinancial Network, LLC (Promontory) provides smart, innovative solutions that enhance the profitability of banks and other financial institutions. Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week. Protective General Insurance Services

McKinney, TX 75070 Member since: 11/2/2010 Russell Hall [email protected] 469-396-0184 www.pgistx.com

Products: Insurance Products & Services

Protective General Insurance Services (PGIS) specializes in partnering with independent banks to meet their insurance tracking and lender placed insurance needs. Our insurance products are uniquely designed from the bank's perspective. Our diversified portfolio of clients ensure constant growth and change in order to meet the demands of the industry. PULSE

Houston, TX 77010-3062 Member since: 5/1/1990 Denise Stigge [email protected] 800-420-2122 www.pulsenetwork.com Products:

ATM Products/Networks/Security EFT Products & Services Electronic Banking Services Electronic Payments Resource Gift Cards

PULSE, a leading debit/ATM network, serves more than 6,300 financial institutions across the U.S. PULSE links cardholders with ATMs and POS terminals nationwide, and provides worldwide cash access for Diners Club and Discover cardholders through hundreds of thousands of ATM locations. Visit www.pulsenetwork.com. PULSE Select / MoneyPass

Houston, TX 77010-3062 Member since: 8/22/2000 Mark Martin [email protected] 800-420-2122 / 832-214-0189 www.selectatm.com Products:

ATM Surcharge-Free Network Program - IBAT Endorsed Surcharge-free ATM network. Q2ebanking

Austin, TX 78750 Member since: 3/7/2012 Brooke Hoffpauir [email protected] 512-275-0072 www.q2ebanking.com Products:

Electronic Banking Services Security/Protection Services

Q2ebanking is a privately-owned and customer-owned company enabling community financial institutions with electronic banking software and services. Q2's solutions were engineered to feature online, mobile, voice and security on a single platform. Q2 has converted nearly 300 community banks, credit unions and resellers to our solutions. Randall S. James & Associates, Inc.

Austin, TX 78759 Member since: 4/27/2010 Randall S. James [email protected]


512-250-8108 www.bankonrsj.com Products:

Consulting Consulting-Financial

Provides general consulting for financial institutions including: regulatory liaison and communications; pre-exam preparation and post-exam response; strategic planning; management and board assistance. Raymond James/Morgan Keegan

Memphis, TN 38103 Member since: 10/1/1999 Summer Holbrook [email protected] 800-564-2249 / 901-579-4392 www.morgankeegan.com/ficm Products:

Investment Banking Investment Products

Morgan Keegan Fixed Income Capital Markets offers an array of investment products and services to the banking industry: personal service, proprietary research, portfolio strategies and analytics, reporting and accounting, and the first, online, interactive portfolio management system - eFolio® ©. For more information regarding eFolio® ©, please call 800-564-2249. Reich & Tang

New York, NY 10018-3450 Member since: 9/1/2011 Frank V. Bonanno [email protected] 212-830-5318 www.reichandtang.com Products:

Cash Products & Services Consulting

Reich & Tang, provider of Demand Deposit MarketplaceSM, is the market leader in expanded FDIC-insured, and total balance sheet management sweep programs. Its solutions maximize profitability regardless of a bank's liquidity position, and offers unmatched automation and flexibility that enables community banks to better compete in a changing regulatory environment. Rioux Capital

Austin, TX 78746 Member since: 3/5/2013 Bill Rioux [email protected] 888-586-3562 / 512-506-2504 www.riouxcapital.com Products:

Factoring Working Capital

We provide working capital financing to businesses with capital needs not met by traditional bank financing. Many of the companies we work with are referred to us from banks. Companies include non-borrowing customers that don't meet bank lending requirements or problem accounts that are in transition. Our products include revolving lines of credit, factoring and term loans.

Risk Management Partners, LLC Dallas, TX 75237 Member since: 2/12/2008 Pat McElroy, Jr. [email protected] 972-780-7049 www.riskmgmtpartners.com Products:

Compliance Loan Products & Services

Risk Management Partners, LLC provides high-quality consulting services to financial institutions throughout the Southwest. The principals have decades of experience delivering risk management consulting services including independent loan review, compliance audits, BSA independent test, and regulatory support. Robertson Anschutz Vetters

Houston, TX 77042-4142 Member since: 6/6/2007 Everett Anschutz [email protected] 800-427-2888 www.ravdocs.com Products:

Law Firms/Legal Products & Services Mortgage Products & Services

Robertson & Anshutz (R&A), based in Houston, Texas, specializes in providing document preparation services to the mortgage lending industry. R&A's mission is to provide the best service with knowledgeable staff and advanced technology. R&A represents banks, mortgage bankers, brokers, and correspondents. Services are tailored to meet individual client needs. Rogers-Ford, L.C.

Dallas, TX 75207-3317 Member since: 10/3/2000 Patrick Ford [email protected] 214-871-9388 www.rogers-ford.com Products:

Architecture, Planning & Interior Design Rogers-Ford, a full-service architectural and interior design firm, specializes in financial institutions and high-end residential projects. From the selection of several new pieces of furniture to the complete design of a new facility and furnishings, our professionals create environments that are functional, attractive and appropriate for a given marketplace. Rosenthal Pauerstein Sandoloski Agather LLP

San Antonio, TX 78212 Member since: 2/1/2012 Bruce E. Toppin, III [email protected] 210-225-5000 www.rpsalaw.com Products:


RPSA's financial institutions corporate and regulatory practice focuses on providing creative and effective legal counsel to community banks


on a wide variety of corporate and bank regulatory matters which include M&A transactions, securities offerings, Subchapter S elections, regulatory compliance, strategic planning, as well as others. RUTH RUHL, P.C.

Dallas, TX 75204 Member since: 7/10/2012 Ruth Ruhl [email protected] 877-766-6677 / 972-772-3332 www.rruhllaw.com Products:

Compliance Document Related Products & Services

RUTH RUHL, P.C. is a boutique law firm in Uptown Dallas which specializes in residential real estate. RUTH RUHL, P.C. prides itself for its exceptional customer service, quick turnaround, compliance, and the quality of its products. Sageworks, Inc.

Raleigh, NC 27606 Member since: 6/4/2010 Jorge Rizo [email protected] 866-603-7029 www.sageworksinc.com Products:

Banking Software Loan Products & Services

600 community banks trust Sageworks to efficiently manage data in their portfolio to reduce risk in their lending. The solutions help increase the depth and consistency in underwriting, improve the efficiency in document and exception reporting, develop early warning indicators through risk ratings, and increase defensibility of ALLL calculations. Sandler O'Neill & Partners, LP

New York, NY 10020 Member since: 2/11/2005 Marc Flaster [email protected] 800-635-6851 / 212-466-7860 www.sandleroneill.com Products:

Investment Management Services Merger & Acquisition Services

We are a full-service investment banking and financial advisory firm serving middle-market financial institutions. The firm specializes in strategic business planning, mergers and acquisitions, capital raising, investment portfolio and interest rate risk management, fixed income securities transactions, mortgage finance restructuring, conversion, and equity research, sales and trading. Schwartz & Associates

McKinney, TX 75069 Member since: 1/9/2008 Dennis Schwartz [email protected] 800-886-1966 / 972-562-1966 www.docsdirect.com

Products: Document Related Products & Services Law Firms/Legal Products & Services

Schwartz & Associates is a Texas law firm that limits its practice to the preparation of documents for residential real estate transactions, including, but not limited to, purchase, interim construction, one time close, Texas Home Equity, and bond loans. Our highly trained staff provides assistance throughout the closing process. SDBIC

Elgin, IL 60120 Member since: 8/6/2013 Gerald Pluard [email protected] 224-227-6181 www.sdbic.com Products:

Safe Deposit Forms, Equipment & Services SDBIC provides a patented turnkey product allowing your customers to rent a fully insured safe deposit box. Offering an insured box option addresses the nagging disclosure issue that the bank insures the contents, provides a consumer friendly, affordable option to your customers, and generates additional high margin fee revenue from your box operations. Securian Financial Group

Macon, GA 31208-6097 Member since: 7/5/2012 Kim Odens [email protected] 800-849-4265 / 478-477-0400 www.securian.com Products:

Insurance Products & Services Securian Financial Group provides financial security for individuals and businesses through its subsidiaries including Minnesota Life Insurance Company, Securian Casualty Company, Cherokee National Life Insurance Company, Advantus Capital Management, Securian Financial Services and Securian Trust Company. The Security Center

Dallas, TX 75243-5294 Member since: 1/8/2013 Gary Akey [email protected] 214-349-0480 www.securitytexas.com Products:

Security/Protection Services The Security Center, headquartered in Dallas, has been serving the needs of community banks for 50 years, providing sales, installation and service of physical and electronic security equipment; Vaults, Vault Doors, Safe Deposit Boxes, Night Depositories, Cash Safes, Drive-in Equipment, 2-Way Audio/Video, Teller Equipment, Alarm, Access and Video Surveillance Systems. Seidel, Schroeder & Company

Brenham, TX 77833 Member since: 8/16/2010 Michele Kwiatkowski [email protected] 979-836-6131


www.ssccpa.com Products:


Seidel, Schroeder & Company has been serving financial institution clients for more than 40 years. Services offered include financial statement audits, internal audits, loan reviews, directors' examinations, and tax compliance and consultation. Sharp BancSystems, Inc.

Bedford, TX 76021 Member since: 5/22/2006 Scott S. Sharp [email protected] 817-438-2200 www.sharpbancsystems.com Products:

Banking Software Sharp BancSystems, Inc. (SBS) is a nationally recognized community banking software provider with a totally integrated, state-of-the-art, PC-based banking software solution. At SBS, our focus is on offering our clients one-stop support for our PC-Core Banking System; our Internet Banking System with imaging; our SharpImage Check Imaging System which was designed to easily handle the image exchange requirements of Check 21; our ATM and Debit Card processing services; and a telephone banking system - all with continuous updating of balance information. Shay Financial Services, Inc.

Irving, TX 75063-1931 Member since: 6/23/2003 John M. Gosser, Sr. [email protected] 800-442-9825 / 972-929-0771 www.shay.com Products:

Profitability Enhancements Shay provides financial institutions a broad range of services to help them build profitable balance sheets: Asset Solutions - Securities Strategies & Asset Management Services; Liability Solutions - Funding Sources & Loan Transactions; and Capital Solutions - Capital Formation & Capital Optimization Strategies. SHAZAM

Irving, TX 75039 Member since: 3/29/1999 Craig Robbins [email protected] 800-537-5427 / 972-444-9627 www.shazam.net Products:

ATM Products/Networks/Security EFT Products & Services

SHAZAM offers ATM processing services; Visa® Check and Debit MasterCard® national products including business debit and health savings account (HSA) cards; card authorization services, merchant processing; ACH services and information security solutions. Visit SHAZAM at www.shazam.net.

SLI Group, Inc. Houston, TX 77043 Member since: 7/6/2010 Chris Adams [email protected] 800-364-7777 / 713-465-4650 www.sligroup.com Products:

Architecture, Planning & Interior Design The S.L.I. Group is a recognized leader in the commercial design/build industry because of our ability to provide a single source of responsibility for facility development with services that include demographic studies, site selection and analysis, architecture, interior design, construction, and furniture/equipment specification and procurement. SNL Financial

Charlottesville, VA 22902 Member since: 5/3/2012 Julie Jones [email protected] 434-951-4419 www.snl.com Products:

Business Intelligence SNL Financial provides profiles on more than 20,000 U.S. companies, including all publicly-traded banks and thrifts, privately-held institutions and credit unions. Use SNL to evaluate your balance sheet relative to peers and optimize your branch footprint and marketing strategy. Assess potential acquisitions and manage shareholder expectations with SNL. Southwestern Regional Insurance Center

Houston, TX 77076-3919 Member since: 5/6/2004 Karen Chesney [email protected] 800-275-3414 www.swric.com Products:

Information Management Southwestern Regional Insurance Center was founded in 1976 to provide fulfillment, claim processing and field services for credit-related products. As an independent service provider, we will explore every option and design a program to give your business the maximum benefit available under the insurance rules and regulations. Sprouse Shrader Smith P.C.

Amarillo, TX 79101 Member since: 7/24/2006 Brandon E. Wing [email protected] 806-468-3300 www.sprouselaw.com Products:

Law Firms/Legal Products & Services Sprouse Shrader Smith is a prominent business law firm with offices in Amarillo, TX and Tulsa, OK. The Firm's expertise is broad in nature and deep in years of solid experience. With more than 35 lawyers and an excellent support staff who value each client with superior and personalized service, it is the law firm of choice for leading organizations, businesses and individuals.


Sterne Agee & Leach, Inc.

Memphis, TN 38120 Member since: 9/22/2013 Buck Burns [email protected] 800-385-7129 / 901-271-8814 www.sterneagee.com Products:

Broker/Dealer Services Investment Banking

Founded in 1901, Sterne Agee is one of the nation's oldest and largest privately-owned investment banks. The firm employs over 1,500 professionals across 22 states, providing financial services to a diverse client base. Our institutional lines of business include Fixed Income, Equity Capital Markets, Investment Banking, Advisory and Public Finance. Steven H. Shimotsu, CPA

McAllen, TX 78502-5186 Member since: 7/22/1999 Steven H. Shimotsu [email protected] 877-669-1828 / 956-793-1164 Products:

CPA Services Consulting

Specializing in bank lending support services, including external loan portfolio reviews for quality and regulatory compliance assessment, and providing for appraisal reviews. Also, hands-on assistance in strengthening loan administration and credit departments, developing written loan policies and procedures, and providing formal credit and financial statement analysis training. Stovall, Grandey & Allen CPAs

Fort Worth, TX 76102 Member since: 12/1/1987 Carol Allen [email protected] 817-632-2500 www.sga-cpas.com Products:


Certified public accountants with emphasis on service to Texas independent banks. Services include: accounting, auditing, income tax services and management services (including loan portfolio reviews). Strategic Risk Associates, LLC

McKinney, TX 75070-5584 Member since: 6/5/2012 Carlton A. Palmer [email protected] 469-744-4606 www.srabank.com Products:

Consulting Merger & Acquisition Services Risk Management

Comprised of seasoned bankers and former regulators, SRA helps community banks manage current business challenges. Services include: Enterprise Risk Management design and implementation: Regulatory Remediation Support (examination and formal actions); Stress Testing; M&A Due Diligence and Integration; Credit Reviews; Internal Audits; ALLL Assessments and Enhancement; and FDIC Loss Share Support. SWACHA

Dallas, TX 75201-3127 Member since: 8/4/2000 Tim Quisenberry [email protected] 800-475-0585 / 214-438-4585 www.swacha.org Products:

Electronic Payments Resource Training

SWACHA - The Electronic Payments Resource® is viewed by our 1,100 members as the key piece in bringing vital electronic payment resources, expertise and education together for financial institutions and companies. SWACHA members will have all the pieces required to stay on top of a continuously changing electronic payments environment. SWBC, Financial Services Division

San Antonio, TX 78216-4459 Member since: 3/18/1999 Joe Ware [email protected] 210-321-7175 www.swbc.com Products:

Electronic Payments Resource Training

SWBC provides Collateral Protection Insurance and Balloon Note Financing. SWBC's financial service division also provides retail investment sales for customers. Texas Dispute Resolution System

Lubbock, TX 79408-3536 Member since: 1/11/2012 Gene Valentini [email protected] 866-329-3522 / 806-775-1720 www.co.lubbock.tx.us Products:

Law Firms/Legal Products & Services As the appointed State Agriculture Mediation Program, The Office of Dispute Resolution of Lubbock County (ODR) can assist you and your customers with issues concerning distressed loans. Resolving controversies, disputes, and conflicts by employing various dispute resolution techniques and providing supportive services is our specialty. Strengthening client business relationships is a benefit for all of rural Texas! Texas Press Association

Austin, TX 78701-2704 Member since: 7/2/2001 Michael Hodges [email protected] 512-477-6755


www.texaspress.com Products:

Publications Trade association representing the newspapers across Texas. Many of the newspapers are rural, most of which are independently owned and operated. Texas & Southwestern Cattle Raisers Association

Fort Worth, TX 76102-2604 Member since: 6/11/2002 Nancy Schearer 817-332-7064 www.texascattleraisers.org Products:

Associations For more than 120 years, whenever those associated with the ranching industry have had a common need, TSCRA has been there to lend a hand. The Todd Organization

Houston, TX 77056 Member since: 3/7/2012 Leonard Wilson [email protected] 713-499-7985 www.toddorg.com Products:


The Todd Organization is a 50 year old firm specializing in executive benefits programs, from design through administration, as well as bank owned life insurance programs for community and money center banks. Todd has a strategic partnership with The Newport Group, which provides extensive design, actuarial, legal and administrative resources. Thompson & Knight LLP

Dallas, TX 75201-4656 Member since: 5/4/1995 Paul Corley, Jr. [email protected] 214-969-1603 www.tklaw.com Products:


Thompson & Knight has more than 420 attorneys with U.S. offices in Texas and New York, and international offices on four continents. Our banking and finance attorneys have extensive experience in legal areas of interest to the finance community, including debt transactions and bank, trust, and insurance regulatory matters. TransFund

Tulsa, OK 74172 Member since: 8/20/2010 Stephanie Palmgren [email protected] 713-446-5292 www.transfund.com

Products: Debit Card Products/Services/Accessories Merchant Services

Since 1975, TransFund had been providing ATM driving, debit card processing, and merchant services programs for banks throughout Texas. We offer unique card products and promotions designed to help Texas banks maximize their debit card program profitability. Travelers

Richardson, TX 75081 Member since: 9/21/2009 Kris Penny [email protected] 972-374-4709 www.travelers.com Products:

Insurance Products & Services Travelers SelectOne® for community banks is a portfolio of customizable insurance solutions specifically designed to help community banks meet their insurance needs. Travelers SelectOne® pairs our in-depth knowledge of community banks with a century of experience serving financial institutions to create productions that respond to the needs of community banks. Treasurer's Choice Processing

Dallas, TX 75380-9001 Member since: 10/30/2013 Clay Hosterman [email protected] 214-808-1722 www.treasurerschoice.com Products:

Merchant Services Treasurer's Choice Processing unites community banks with community brick and mortar, B2B and e-commerce merchants. Our tools, relationships, and solutions allow banks to help ALL merchants process credit card transactions driving unparalleled, stable, non-interest income from these relationships with the potential of raising average revenue per merchant over 50%. TriNet

Austin, TX 78701 Member since: 5/10/2006 Shawn Hagler [email protected] 866-344-6688 www.trinet.com Products:

Human Resource Products & Services Professional Employer Organization (PEO)

TriNet is a trusted partner to small businesses, providing critical HR-related services such as employee benefits, payroll processing and high-level human capital consulting on an outsourced basis. TriNet's solutions help contain costs, minimize employer-related risks and relieve administrative burden to keep an entrepreneur's focus on core business functions. TSYS

Carrollton, TX 75007 Member since: 8/17/2010 John Anderson [email protected]


972-896-0893 www.tsysmerchantsolutions.com Products:

Merchant Services TYSY has more than 50 years' experience to meet your growing business needs. Our commitment is to develop a processing referral program to meet your customers' needs at no cost or risk to your financial institution. UMB Bank

Kansas City, MO 64106 Member since: 10/29/2008 Jackie Wise [email protected] 816-213-0317 www.umb.com Products:

Correspondent Banking For more than a century, UMB has provided the highest level of support, stability and integrity to our customers and the communities we serve. A diversified financial institution headquartered in Kansas City, Mo. UMB offers Correspondent Banking Services to more than 1,000 institution relationships nationwide. Unicom Technologies, Inc.

Houston, TX 77077 Member since: 11/6/2012 Richard Penn [email protected] 281-496-3606 www.unicom-tech.com Products:

Information Technology Internet Security

IT Solutions for Your Financial Institution. Whether you have an immediate short term project or are looking for a long term IT partner, Unicom Technologies is here for you. For over 25 years, we've been helping banks and credit unions leverage technology for their benefit - quickly and efficiently. United States Secret Service-Houston Field Office

Houston, TX 77009 Member since: 2/14/2003 Tony Guilbault [email protected] 713-868-2299 www.secrestcervice.gov Products:

Computer Security Fraud Protection/Remediation Security/Protection Services

The HITEC Electronic Crimes Task Force proactively investigates and performs Forensic Examinations on crimes involving Computer Fraud, Wire Fraud, and Network Intrusions. USDA Rural Development

Temple, TX 76501 Member since: 9/25/2009 Daniel Torres [email protected] 254-742-9756

www.rurdev.usda.gov/tx Products:

Loan Products & Services Commercial loan guarantee program for businesses in rural areas. Guaranteed loans reduce risk for lenders, do not count against lending limits, and may be sold in the secondary market. Lenders use their own forms, loan documents, and security instruments. Vantiv

Canyon, TX 79015-3822 Member since: 7/17/2003 Joel Forrest [email protected] 800-375-1744 / 806-584-8830 www.vantiv.com Products:

EFT Products & Services Merchant Services

Vantiv [formerly Fifth Third Processing Solutions] has been providing EFT services since 1973. Our products include transaction processing, network gateway access, card support, merchant programs, terminal support, stored value programs, and value-added services including commercial banking, treasury management and investment management services. Verafin

St. John's, NL A1A 5B1 Member since: 5/5/2009 Gary Dawson [email protected] 877-368-9986 / 709-752-3050 www.verafin.com Products:

Compliance Electric Power Aggregation/Usage Evaluation

Verafin is a leader in enterprise fraud detection and anti-money laundering solutions (FRAML™) for financial institutions across North America. Its software utilizes advanced behavior-based analytics, allowing banks and credit unions to stay ahead of cutting-edge fraud trends and the BSA/AML compliance landscape. For more information, visit www.verafin.com or email [email protected]. Verde Financial Services, Inc.

Victoria, TX 77903-3062 Member since: 2/1/2011 Darrell Cooper [email protected] 361-578-0273 www.verdefinancial.com Products:

Consulting Merger & Acquisition Services

Verde provides independent loan review, due diligence review and related services. We also provide assistance to banks with regulatory examination preparation/follow-up and assist in compliance with enforcement actions. Verde was formed in 1998 and principal has 30+ years' experience as commercial banker, board member and examiner.


VSoft Corporation Duluth, GA 30097 Member since: 2/1/2012 Rebekah Youngers [email protected] 770-225-7692 www.vsoftcorp.com Products:

Data Processing VSoft Corporation offers core and payment processing solutions that improve service, reduce cost and maximize efficiency for financial institutions. Its solutions provide seamless, real-time, high-volume and high-performance transactions across multiple channels and can be delivered in-house or as an outsourced ASP or SaaS model. Walt Garner Associates, Inc.

Edmond, OK 73013 Member since: 10/8/2009 Winston R. Humphreys [email protected] 800-851-8090 / 405-513-8500 Products:

Insurance Products & Services Has been providing unique supplemental insurance benefits to association members and their employees for 40 years. These low cost products are specifically designed to complement a bank's core program by allowing the employee to choose what best fits his/her needs. Enrollment is simple, and at no cost to the bank. Weaver

Houston, TX 77046 Member since: 8/11/2010 Kevin Sanford [email protected] 800-332-7952 / 832-320-3249 www.weaverllp.com Products:

CPA Services Compliance

For more than 60 years, Weaver has provided clients in the financial services industry with assurance, tax and advisory services. Weaver's specific services to financial institutions include financial statement audits, regulatory compliance audits, internal audits, IT audits, risk assessments, risk management reviews, SOX/FDICIA and independent loan reviews. WFG National Title Insurance Co.

San Antonio, TX 78216 Member since: 9/15/2010 Russell Sugg [email protected] 210-444-9120 www.willistonfinancial.com Products:

Insurance Products & Services WFG delivers premium title insurance and settlement services nationwide. The company enjoys a Demotech Financial Stability Rating of “A” and is Freddie Mac and Fannie Mae approved. WFG is proudly built to 'communicate, collaborate, coexist,' with clients. Contact Russell Sugg or Lloyd Draper @ 877-366-8781.

Whitley Penn, LLP Texas City, TX 77591 Member since: 6/27/2013 Kyle McFatridge [email protected] 409-948-4406 www.whitleypenn.com Products:

CPA Services Whitley Penn is one of the region's most distinguished public accounting firms. With offices in Dallas, Fort Worth, and Houston, 37 partners, and approximately 300 employees, the firm has been recognized as "One of the Top 100 Firms in the U.S." and "Best of the Best" by INSIDE Public Accounting. Works24/Bank On Hold

Edmond, OK 73034-7263 Member since: 3/15/2004 Ryan Humphrey [email protected] 800-460-4653 www.works24.com Products:

Advertising On-Hold Messages On-hold and lobby video messages.

Yennik, Inc. Lubbock, TX 79424 Member since: 6/6/2005 Kinney Williams [email protected] 806-798-7119 www.yennik.com Products:


Yennik, Inc. has unmatched experience: We differ from other companies offering penetration testing, since we do not sell hardware or software. This means our attention is to your security rather than trying to sell you a product. We also, do loan review audits.


Published in March 2014 by Independent Bankers Association of Texas

1700 Rio Grande St., Ste 100 Austin, Texas 78701

512-474-6889

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