legal classified ads

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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

www.styleweekly.com

For more information Please call

(804) 270‐6566

V irginia Home for Boys and Girls the community resource for foster care

CARE TEACH TRANSFORM

Sign on Bonus

24/7 admissions & support

www.boysandgirlshome.org

the hr department by ed harrington

Dear Dream Zone,I was looking to buy this scary, rundown house that had this creepy old guy living in it. He was going to live in the house even after I bought it! I walked up to the second floor and could see the third floor because there were holes in the floor. I saw a claw foot tub that had duct tape on the bottom of it. Turns out, the old creepy man used the bathtub as a bed. I was sweating and shaking the whole time but I had to buy the house. I’ve had this dream three times now and it is so vivid. – Paige 34, Wausau, WI

Lauri: The scary rundown house is a state of mind you have been “residing in” for as long as you have been having the dream. What’s got you feeling worn down and tired? What in your life needs some repair or sprucing up? The creepy guy is something that has been bothering you. He’s old so he is either an old issue in your life or something that you are growing tired of, something that is “getting old.” The holes in the floor indicate that you are feeling a lack of support around you. Where are you not feeling strong or confident? The bathtub/bed means you need to “wake up” and realize that you need to cleanse yourself of this issue. Otherwise, like the duct tape, you’ll be “sticking” with something that’s run its course and is no longer useful to you.

Paige replies: I have so much crap around me at work and I need to make a decision if I can continue dealing with it or find something else to do in this life. Thank you. It’s been bothering me for quite some time now. You’ve put my mind at ease. Bless you.

Fascinating Dream Fact: Hindus believe that some dreams are produced by ghosts!

“A dream brings you one step closer to having to pay for analysis.” - Graham Lawrence

Style Classified rates as low as $12 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100 or email us at [email protected]

Masonry Restoration Specialist - Specializing in re-pointing of walls, stoops & steps. Repairing and rebuilding of chimneys. Concrete restoration, patios, brick work. All waterproofing needs. Call Mike, 804 674-0273 or 901-2475. Licensed & Insured.

fyi

FOR YOUR INFORMATION

Style Readers Watch Out For This: “Credit Problems? No problem!” No way. A poor credit history takes time to repair, no matter what anybody claims. The Federal Trade Commission says no company can remove accurate or timely information from your credit report. Learn more about managing credit & debt at ftc.gov/credit. A message from Style Weekly and the FTC.

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Hunger Relief Starts HereVisit our new website today to learn more!

dating

DATINGIt Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation.

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pets

arts & literature

ARTISTSAdvertise your Openings, Rent a Studio, Sell Supplies & Much More! Style Weekly is THE voice for Arts & Culture in our area, and Style Classifieds are an inexpensive option for getting your message out! Contact us 804-358-2100 or [email protected]

beauty & fashion

ELECTROLYSISElectrolysis by R.N.

Permanent hair removal. Mary now in Carytown 337-9160.

real estate

REAL ESTATE

Register for a $200 gift card at www.cabellchildressgroup.com 804.420.2145

for rent

CHURCH HILLChurch Hill Totally Renovated 1&2 br apt avail now. All appliances, w/d. Sec.Dep & Ref. Required. 804.615.7885.

CARYTOWNCary Place Loft - Beautiful bright condo. 2 bdrms, 2 full baths, modern kitchen, hdwd, flrs. w/d, balcony. $1325. Owner. 804-285-1726. Agent 804-355-5771.

MUSEUM DISTRICT3147 Floyd Ave. 1st Floor duplex. 2 blocks from Carytown. 1 bdrm. large eat-in kitchen, air, W/D, heat/water included. $785/month. Available Nov. 1. Call 240-5600

employment

SALONSStylist - Boutique salon.Exp. stylist w/ clientele. $600/ mo. booth rental. 804-337-9160

wedding services

PHOTOGRAPHYJEAN LYNN PHOTO

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mind body spirit

SALON/SPA TRAINING

Now Enrolling Students to dream, create, inspire. 723 W. Cary St. 804.225.9725

CHIROPRACTORSGet Your Advertising in Alignment! Make the most of your budget with a low-cost, highly effective ad in our Mind, Body Spirit Classifieds. Contact us for more info on how you can reach almost 80,000 readers every week, for as little as $6 per week: [email protected] 804.358.2100

MASSAGEWould you Enjoy a Weekly Massage at a Deep Discount? Visit cheryljohnsoncmt.com or call 804-541-1619 for details.

Corporate Chair/ Mobile Massage - www.stephaniecole massageplanet.com 921-2636

YOGAInLight Yoga ShopYoga & meditation supplies

Best selection, quality & price

598-0700 InLightYoga.com

RichmondPrivateYoga.comRobbie Norris 928-6677

Satisfaction Guaranteed

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642www.yogarichmond.com

home & garden

MASONRY

CLEANING SERVICESVictorian Lady - House & Apt. cleaning. Great work great rates references. 804-447-3343

CARPENTRYSmall job specialist. Free estimates, references. Licensed/Insured. Hobbie Carpentry, 264-4910

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sittersproviding TLC since 1985.

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Pet Care in your Home• Pets vacation in their own home.

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email: [email protected]

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t o a d v e r t i s e c a l l ( 8 0 4 ) 3 5 8 - 2 1 0 0 o r e m a i l c l a s s a d @ s t y l e w e e k ly. c o m

Across 1. “Kapow!”5. Big Super Bowl expense9. Rugby formation14. Ta-____ Boom-de-ay”15. Suffix for the wealthy16. Actress Belafonte17. Open court hearing18. Dugout equipment19. “Poison” shrub20. Applications22. Vacation at Vail, maybe24. Half time?25. Partner of 4-Down26. Partner of 13-Down28. Gardner of “Mogambo”29. Movie character portrayed by two of People magazine’s “Sexiest Man Alive” winners33. Rock’s ____ Dan34. Like a daddy-o who is up on things35. Online matchmaking company referenced by the aptly-placed circles in this puzzle’s grid37. Horace’s “____ Poetica”38. Letter-shaped girder

39. Physicist with a law42. King, e.g.45. Mauna ____46. Get49. “No Ordinary Love” singer50. Those with clout51. Lion, for one52. Four-star reviews54. Greek X’s55. “For sure!”58. Partner of 39-Down59. You don’t want them to be dashed61. TV series featuring the dreaded “slushie facial”63. Manhattan restaurant co-owned by Robert De Niro64. Gutsy?65. Donated66. Places for contacts67. Partner of 46-Down68. Swedish man’s name meaning “young man”69. Away from the storm

Down 1. Ruckus

2. Takes a break en route3. Sightseeing aids4. Partner of 25-Across5. They’re run up at a bar6. By way of7. Some are liberal8. Cubicle fixture9. Reptilian warning10. Indian relish11. Rock’s Dee Dee, Joey, Johnny or Marky12. RNA component13. Partner of 26-Across21. Kathryn of “Law & Order: Criminal Intent”23. “That really ticks me off!”27. BBC rival30. Candy bar whose name is an exclamation31. Collars32. Promgoer’s buy36. Bear with cold porridge39. Partner of 58-Across40. Buzzer in the garden41. One with hands-on experience?42. It has buckles for a baby

43. Move quickly, old-style44. Wolfe of fiction46. Partner of 67-Across47. Part of a wedding vow48. Taiwan’s capital53. Sleep ailment56. Morning fare57. Belgrade resident58. Hammer part60. Univ., e.g.62. Threshold

BRAIN CALISTHENICSClassifiedsby: David Levinson Wilk © 2011 David Levinson Wilk

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legal notices

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, l imitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE3606 Hargrove Avenue, Richmond, VA 23222

Parcel ID 801-735-2625

Pursuant to the terms of a deed of trust dated January 25, 2005, in the original prin-cipal amount of $113,106.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 3815, Page 968, the property briefly described below will be offered for sale at public auction:

Lots 13,14 & 15, Square 7, Martin Annex, as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 13, Page 37, and as more particularly described in the refer-enced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 2:00 P.m., at the front entrance to the building housing the Circuit Court of Hen-rico County, Virginia, located at 4301 East Parham Road, Henrico, VA.

The property and the improvements thereon will be sold “AS IS” and without representa-tion or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully af-fecting the property.

Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all clos-ing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebt-edness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127391).

September 16, 2011VIRGINIA:IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELDMarette Mae Clarke, Plaintiff,v.Craig Eugene Anderson, Defendant.CASE NO.: CL11-2427ORDER OF PUBLICATIONThe object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation.It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county of city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before November 18, 2011 at 8:30 a.m., and do what is necessary to protect his interest herein.A Copy Teste:Judy L. Worthington, Clerk of Circuit Court

TRUSTEE’S SALE OF1112 N. 35th Street, Richmond, Virginia

23223Being in the City of Richmond, Virginia,

known as 1112 North 35th Street (formerly Dickerson Street)

Tax Map I.D. No. E000-1106/014

In execution of Deed of Trust from Carousel Properties, L.L.C., recorded 1/16/03, as Instrument #030001701 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, City of Richmond, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been ap-pointed Substitute Trustee by Appointment of Substitute Trustee recorded 8/30/11, as In-strument #110014875, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 1112 N. 35th St., Richmond, VA 23223, and which is more par-ticularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of the City of Richmond, VA, on October 12, 2011 at 11:05 a.m.

TERMS: Cash.Successful bidder’s deposit of 10% of the final amount bid will be required, with bal-ance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, cov-enants, conditions, easements and restrictions superior to the Deed of Trust as they may law-fully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bid-der upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communication from a debt col-lector and any information obtained will be used for that purpose. Time is of the essence with respect to all dates and times.

HAMILL D. JONES, JR.,Sole Acting Substitute TrusteeFor Information Contact:Hamill D. Jones, Jr.,Sole Acting Substitute Trustee1900 One James Center901 East Cary StreetRichmond, VA 23219Phone: (804) 697-5128

Trustee’s Sale5815 Northford Place, Chesterfield,

Virginia 23832(Tax ID No. 763681724900000)

Default having been made in the terms of a certain Deed of Trust dated June 22, 2007, in the original principal amount of $219,600.00 and recorded in the Clerk’s Of-fice of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7901, at page 0708, the undersigned Substitute Trustees, will sell at public auction on Octo-ber 12, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 13, Phase I, Five Forks Village, on plat dated February 2, 1990 and recorded in the aforesaid Clerk’s Office in Plat Book 73, Page 1, and amended in Plat Book 74, Pages 95-101.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a com-munication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89739, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE6400 Ships Watch Lane, Midlothian, VA 23112

Parcel No. 730673507000000

Pursuant to the terms of a deed of trust dated October 31, 2008, in the original principal amount of $202,799.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8504, Page 360, the property briefly described below will be offered for sale at public auction:

Lot 54, Harbour Green, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 82, Pages 53-54, and as more particularly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 aT 3:45 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $19,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.



NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

5212 TERRACE ARBOR CIRCLEMIDLOTHIAN, VIRGINIA 23112

In execution of a Deed of Trust in the original principal amount of $257,062.00 from Jeffrey Salmon and Anne Salmon, dated September 14, 2005, recorded September 16, 2005 in Deed Book 6642, page 868 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9511, page 963 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 20, 2011, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 5212 Terrace Arbor Circle, Midlothian, Virginia 23112; Real Property Tax Map Reference No. 735-675-1490-00091. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

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TRUSTEE’S SALE OF 6061 Pond Grass Road, Mechanicsville, VA 23111. In execution of a certain deed of trust dated April 29, 2005, in the original principal amount of $312,750.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2503 Page 700, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on October 21, 2011, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 17, SECTION 5-A, PEBBLE CREEK ON THE PLAT OF SUBDIVISION MADE BY WINGATE & KESTNER, P.L.C., DATED SEPTEMBER 20, 1999, ENTITLED, “PEBBLE CREEK, SECTION 5-A, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA”, RECORDED NOVEMBER 2, 1999, IN THE CLERK’S OFFICE OF CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 8, PAGE 393; REFERENCE TO WHICH HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF PROPERTY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 61661 ASAP# 4096914 09/28/2011, 10/05/2011

Trustee’s Sale1732 Lancashire Drive,

Richmond, Virginia 23235(Tax ID No. 761699501300000)

Default having been made in the terms of a certain Deed of Trust dated September 10, 2004, in the original principal amount of $35,900.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6059 at page 540 and modified by Agreement dated December 6, 2006 and recorded in Deed Book 7543, page 0523, the undersigned Substitute Trustees, will sell at public auction on October 12, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, Virginia, the property designated as Lot 36, Block C, Section A, Surreywood North as shown on a Plat dated January 17, 1973, and recorded in the aforesaid Clerk’s Office in Plat Book 20, Page 17.

Sale is subject to all prior liens (including the lien of a prior Deed of Trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90365, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 104 Sterling Forest Parkway, Richmond, VA 23227. In execution of a certain deed of trust dated January 19, 2007, in the original principal amount of $248,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4274 Page 0629, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on October 21, 2011, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 64, BLOCK B, AS SHOWN ON A PLAN PREPARED BY BAY DESIGN GROUP, ENGINEERING, SURVEYING AND LAND PLANNING, ENTITLED “STERLING FOREST SECTION 2, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA”, DATED JANUARY 24, 2002, RECORDED FEBRUARY 15, 2002 IN THE CLERK’S OFFICE , CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 21-24, TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 74959 ASAP# 4096911 09/28/2011, 10/05/2011

Trustee’s Sale3000 Talleywood Lane, Chester, Virginia

23831(Tax ID No. 796641294500000)

Default having been made in the terms of a certain Deed of Trust dated June 17, 2008, in the original principal amount of $297,600.00 and recorded in the Clerk’s Of-fice of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8366, Page 0299, the undersigned Substitute Trustees, will sell at public auction on Oc-tober 17, 2011, at 12:30 pm, in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 7, Farmview Estates, on subdivision plat dated June 24, 1998, recorded July 21, 1998, in the aforesaid Clerk’s Office in Plat Book 99, page 60.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $29,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a com-munication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92141, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6928 FOX GREEN E, CHESTERFIELD, VA 23832 Chesterfield County VA-260260-C In execution of a Deed of Trust in the original principal amount of $153,750.00, with an annual interest rate of 7.50% from CYNTHIA L. ORTEGA dated 05/11/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7307, at page 144 (or Instrument No. 58406), default having occurred in the payment of the Note thereby secured and at the request of DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MASTR 2007-01 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 10/21/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 1, BLOCK H, PHASE E, BRANCHES TRACE, DALE DISTRICT, CHESTERFIELD COUNTY VIRGINIA. TOGETHER WITH ALL RIGHTS AND OBLIGATIONS AS SET FORTH IN THE “DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS BRANCHES TRACE TOWNHOUSES ASSOCIATION” AND AMENDMENTS THERETO (IF ANY) RECORDED IN DEED BOOK 1680, PAGE 1173, AMENDED IN DEED BOOK 1749, PAGE 1232, AND CORRECTED IN DEED BOOK 1754, PAGE 94. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4089517 10/05/2011, 10/12/2011

TRUSTEE’S SALE OF209-211 W. Broad Street, Richmond,

Virginia209-211 West Broad Street “Plat Of A

Parcel Of Land On The South Line Of W. Broad Street With Improvements Thereon

In The City Of Richmond, Virginia,”Tax Map I.D. Nos. W0000148008

In execution of Deed of Trust from JZBB, LLC, recorded November 10, 2008, as In-strument #080028930 (“Deed of Trust”), in the Clerk’s Office, Circuit Court, City of Richmond, VA (“Clerk’s Office”); the Sole Acting Substitute Trustee, having been ap-pointed Substitute Trustee by Appointment of Substitute Trustee recorded September 2, 2011, as Instrument #110015154, in the Clerk’s Office, will offer for sale at public auction, the real estate briefly described as 209-211 West Broad Street, Richmond, Vir-ginia 23229, and which is more particularly described in the Deed of Trust. The sale will be conducted at the front entrance of the building which houses the Circuit Court of the City of Richmond, Virginia, on October 20, 2011, at 10:00 a.m.

TERMS: Cash.Successful bidder’s deposit of 10% of the final amount bid will be required, with bal-ance of sale price to be paid within 30 days. The successful bidder’s deposit MUST be paid by CASH, CASHIER’S OR CERTIFIED CHECK at the foreclosure sale. The real estate will be sold “AS IS.” The real estate will be conveyed by SPECIAL WARRANTY DEED, subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser will be required to pay all closing costs except the grantor’s recording tax. Real estate taxes will be prorated as of the date of sale. Risk of loss to the real estate will pass to the successful bidder upon acceptance of the bid by the Trustee. Additional terms may be announced at the sale. This is a communica-tion from a debt collector and any informa-tion obtained will be used for that purpose. Time is of the essence with respect to all dates and times.

HAMILL D. JONES, JR.,Sole Acting Substitute TrusteeFor Information Contact:Hamill D. Jones, Jr.,Sole Acting Substitute Trustee1900 One James Center901 East Cary StreetRichmond, VA 23219Phone: (804) 697-5128

Trustee’s Sale6405 Morningside Drive, Richmond,

Virginia 23226(Tax ID No. 769-740-2884)

Default having been made in the terms of a certain Deed of Trust dated July 24, 2006, in the original principal amount of $92,337.00 and recorded in the Clerk’s Of-fice of the Circuit Court of the County of Henrico, Virginia in Deed Book 4182, Page 0903, the undersigned Substitute Trustees, will sell at public auction on November 2, 2011, at 10:00 a.m., in front of the build-ing housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 10, Block D, Plan of Westwood Terrace, Section 5, all as more particularly shown on a certain plat of survey dated February 23, 1951, and re-corded in the aforesaid Clerk’s Office in Plat Book 23, Page 13.

Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held dur-ing the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be ac-cepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trust-ees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91360, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale14619 Happy Hill Road, Chester, Virginia

23831(Tax ID No. 797642492100000)

Default having been made in the terms of a certain Deed of Trust dated June 10, 2006, in the original principal amount of $134,000.00 and recorded in the Clerk’s Of-fice of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7200, at page 0932, the undersigned Substitute Trustees, will sell at public auction on Octo-ber 17, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Parcel #4, containing 0.87 acre, all as shown on plat dated November 16, 1972, entitled “Happy Hill Acres, Bermuda Dis-trict, Chesterfield County, Virginia”, a copy of which is recorded with a certain deed of trust dated November 29, 1972, recorded in the aforesaid Clerk’s Office in Deed Book 1068, page 700.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid de-posit which may be held during the sale by the trustee. The bid deposit must be certi-fied funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a com-munication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92346, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale221 Hodder Lane, Highland Springs,

Virginia 23075(Tax ID No. 827-722-9846)

Default having been made in the terms of a certain Deed of Trust dated October 16, 2006, in the original principal amount of $173,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4219 at Page 0717, the undersigned Substitute Trustees, will sell at public auction on Oc-tober 17, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 11, Block A, Fair Oaks Terrace, plat of which is dated March 6, 1972, and recorded in the aforesaid Clerk’s Office, in Plat Book 48, pages 41-43.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $17,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held dur-ing the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be ac-cepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trust-ees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93236, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE3606 Pilots Lane, Richmond, VA 23222

Parcel ID 792-737-0264

Pursuant to the terms of a deed of trust dated December 4, 2007, in the original principal amount of $115,710.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4445, Page 366, the property briefly described below will be offered for sale at public auction:

Lot 76, Stratford Village, Sec. C, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 22, Page 29, and as more particu-larly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 2:00 P.m., at the front entrance to the building housing the Circuit Court of Hen-rico County, Virginia, located at 4301 East Parham Road, Henrico, VA.





TRUSTEE’S SALE4126 Sprenkle Lane, Richmond, VA 23228

Parcel ID 770-750-8197

Pursuant to the terms of a deed of trust dated November 7, 2008, in the original principal amount of $165,343.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4577, Page 1896, the property briefly described below will be offered for sale at public auction:

Lot 26 and the western 25’ of Lot 27, Wistar Heights, as shown on a plat recorded in the afore-said Clerk’s Office in Deed Book 1775, Page 1807 (incorrectly recited in the deed of trust as Deed Book 1842, Page 1646), and as more particularly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 2:00 P.m., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.


Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $16,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any infor-mation we obtain will be used for that purpose.



TRUSTEE’S SALE5939 La Mesa Drive, Richmond, VA 23225

Parcel ID C0051067048

Pursuant to the terms of a deed of trust dated August 19, 2008, in the original prin-cipal amount of $134,600.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 080022708, the property briefly described below will be offered for sale at public auction:

Lot 8, Block D, Beaufont Hills, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 9, Pages 150-151, and as more particu-larly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 3:00 P.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, ease-ments and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.




TRUSTEE’S SALE19500 Temple Avenue, Colonial Heights, VA

23834 Parcel ID 794618447700000

Pursuant to the terms of a deed of trust dated July 6, 2006, in the original principal amount of $135,925.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7222, Page 759, and corrected and re-recorded in Deed Book 7787, Page 766, the property briefly described below will be offered for sale at public auction:

Lot 56, Block A, Colonial Pine Estates, Sec. D, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 37, Pages 40-41, and as more particularly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 3:45 P.m., at the front entrance to the build-ing housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.


Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $12,000.00 or 10% of the successful bid, whichever is lower, is re-quired of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the es-sence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any infor-mation we obtain will be used for that purpose.



TRUSTEE’S SALE9495 Tracey Lynne Circle, Glen Allen, VA 23060

Parcel ID 768-761-6232

Pursuant to the terms of a deed of trust dated June 16, 2008, in the original principal amount of $161,721.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4528, Page 1785, the property briefly described below will be offered for sale at public auction:

Lot 3, Block S, Laurel Lakes Townhouses, Sec. B, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 85, Pages 61-62, and as more particularly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 2:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.


Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is re-quired of any bidder at the time of sale. Clos-ing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector at-tempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.



TRUSTEE’S SALE3324 Meadowmont Lane, Richmond, VA 23223

Parcel ID 804-728-9147

Pursuant to the terms of a deed of trust dated October 3, 2007, in the original principal amount of $211,550.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4422, Page 543, and corrected and re-recorded in Deed Book 4678, Page 568, the property briefly described below will be offered for sale at public auction:

Lot 7, Block D, Glenwood Lakes, Sec. 3, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 111, Pages 112-113, and as more particularly described in the referenced deed of trust.



Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $20,000.00 or 10% of the successful bid, whichever is lower, is re-quired of any bidder at the time of sale. Clos-ing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector at-tempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.



TRUSTEE’S SALE OF REAL ESTATE located at 3506 Montrose Avenue,

Richmond, Virginia In execution of the Deed of Trust from DIANE D. BOWLING dated April 30, 2009, in the Original Principal Amount of $174,775.00, and recorded in Deed Book Inst. 090009044, Page 566, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on October 20, 2011, at 1:35 p.m., the property described as Lot 15, Block 2, Plan of Wrights Park, City of Richmond, Virginia, known as 3506 Montrose Avenue, Richmond, Virginia. Tax ID: N0001536015TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 17,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: September 26, 2011 CECIL G. MOORE, Substitute Trustee(s)11‑199BF (72.44)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE5218 Oakforest Drive, Chesterfield, VA 23832

Parcel ID 746678413900000

Pursuant to the terms of a deed of trust dated March 27, 2006, in the original princi-pal amount of $140,887.00, recorded in the Clerk’s Office of the Circuit Court of Ches-terfield County, Virginia, in Deed Book 7025, 18, the property briefly described below will be offered for sale at public auction:

Lot 14, Block M, Sunnybrook, Sec. 5, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 38, Page 26, and as more particu-larly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 3:45 P.M., at the front entrance to the building housing the Circuit Court of Chester-field County, located at 9500 Courthouse Road, Chesterfield, VA.





TRUSTEE SALE 7364 ROOSEVELT AVENUE, MECHANICSVILLE, VA 23111 Hanover County VA-275641-C In execution of a Deed of Trust in the original principal amount of $79,200.00, with an annual interest rate of 9.50% from CYNTHIA KAST PAYNE A/K/A CYNTHIA A. KAST AND BRIAN L. PAYNE dated 05/25/2004 recorded in the Clerk’s Office of the Circuit Court of Hanover County, VA, in Deed Book 2334, at page 804 (or Instrument No. 040012647), default having occurred in the payment of the Note thereby secured and at the request of THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK N.A AS TRUSTEE FOR RAMP 2004KR2 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Hanover County Circuit Court, 7497 County Complex Road, Hanover, VA, on 10/21/2011 at 09:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 13, BLOCK 4, FULLVIEW MANOR, HANOVER COUNTY, VIRGINIA/ TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4089524 10/05/2011, 10/12/2011

TRUSTEE’S SALE OF 7241 Riverside Drive, Richmond, VA 23225. In execution of a certain deed of trust dated June 28, 2010, in the original principal amount of $222,700.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 100011857, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 04, 2011, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND IN THE CITY OF RICHMOND, VIRGINIA, FOREMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT AN IRON ROD ON THE WESTERN LINE OF RIVERSIDE DRIVE AT A POINT 386 FEET NORTHWARDLY FROM AN IRON ROD AT THE INTERSECTION OF THE NORTHERN LINE OF LOOKOUT DRIVE AND THE WESTERN LINE OF RIVERSIDE DRIVER; THENCE S 50 1/4 W 205 FEET TO AN IRON ROD ON THE EASTERN LINE OF LOOKOUT DRIVE; THENCE NORTHWARDLY ALONG AND FRONTING ON THE EASTERN LINE OF LOOKOUT DRIVE (A 30 FOOT ROAD) 100 FEED TO AN IRON ROD; THENCE N 50 EE 190 FEET TO AN IRON ROD ON THE WESTERN LINE OF RIVERSIDE DRIVE; THENCE SOUTHWARDLY ALONG THE WESTERN LINE OF RIVERSIDE DRIVE 105 FEET TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO TIFFANY D. PERRIN, BY DEED FROM ANNE P. WALDBAUER BY PETER SHELDON WALDBAUER, HER ATTORNEY IN FACT, DATED JUNE 22, 2010, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, IMMEDIATELY PRIOR HERETO..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136042 ASAP# 4099603 10/05/2011, 10/12/2011


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Trustee’s Sale215 Naglee Avenue,

Sandston, Virginia 23150(Tax ID No. 827-717-7683)

Default having been made in the terms of a certain Deed of Trust dated November 23, 2004, in the original principal amount of $77,470.17 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3788, at page 1844, the undersigned Substitute Trustees, will sell at public auction on October 19, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as FIRST: Lot 22, Block 7, Section “D”, on a Map of Sandston and described as commencing at a point on the west line of Nine Mile Road 157.40 ft. N. from its intersection with the west line of Naglee Avenue; thence extending northwardly along and fronting on the W. line of Nine Mile Road 55.12 ft.; thence westwardly 134.52 ft. to a point corner of Lots 4, 5, 19, 21 and 22 in said Block; thence eastwardly 106.72 ft. to a point corner of Lots 2, 3, 4 and 22 in said Block; thence northwardly along the west line of Lot No. 3, 99.01 ft. to the point of beginning. SECOND: Lot 3, Block 7, Section “D”, Plan of Sandston, recorded in Plat Book 18, page 26. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90360, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF4884 WEDGEMERE ROAD,

Chesterfield, VA 23832In execution of a Deed of Trust in the original principal amount of $109,200.00, with an annual interest rate of 9.0500% from MELVIN J. ROYSTER dated August 22, 2007, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument # 8183 AT PAGE 0405, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on October 13, 2011 at 1:00 PM, the property with improvements to wit:LOT 54, BLOCK C OF GLEN WOOD SUBDIVISION, SECTION C, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT OF GLEN WOOD, SECTION C, DATED FEBRUARY 16, 1978 AND RECORDED MARCH 24, 1978 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 30, PAGES 89 AND 90.AND further described in the above Deed of Trust. (Tax Map No. 761685452100000)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,900.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-196588D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF6606 FITZHUGH AVENUE,

Richmond, VA 23226

In execution of a Deed of Trust in the original principal amount of $178,500.00, with an annual interest rate of 5.2500% from JOSEPH DEJONGH AND AMY DEJONGH dated October 26, 2005, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 4007 AT PAGE 0848, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on October 13, 2011 at 3:30 PM, the property with improvements to wit:

LOT 45, SECTION A ON SUBDIVISION PLAT OF WESTHAVEN RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF THE COUNTY OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 169.

AND further described in the above Deed of Trust. (Tax Map No. 767-740-3366)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-204678V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE7128 Brook Way, Mechanicsville, VA 23111

Parcel ID 8714-12-0584

Pursuant to the terms of a deed of trust dated February 29, 2008, in the original principal amount of $170,000.00, recorded in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Deed Book 2908, 39, the property briefly described below will be offered for sale at public auction:

Lot 22, Block C, Hunters Crossing, Sec. 1, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 5, Page 64, and as more particularly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 10:45 A.M., at the front entrance to the building housing the Circuit Court of Ha-nover County, located at 7507 Library Drive, Hanover, VA.





TRUSTEE’S SALE OF281 CEDAR FORK ROAD, RICHMOND,

VA 23223

In execution of a Deed of Trust in the original principal amount of $116,922.00, with an annual interest rate of 5.1250% from CARL L. ROBINSON dated September 1, 1998, re-corded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 2840 AT PAGE 2095, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henri-co located at 4301 E. Parham Road, Richmond, Virginia on October 27, 2011 at 3:30 PM, the property with improvements to wit:

LOT 9, BLOCK B, SECTION A, CEDAR FORKS ESTATES, AS SHOWN ON PLAT ENTITLED “CEDAR FORKS ESTATES SECTION-A, FAIRFIELD DISTRICT, HEN-RICO COUNTY, VIRGINIA”, DATED JANU-ARY 27, 1994, RECORDED JANUARY 31, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 99, PAGE 10.

AND further described in the above Deed of Trust. (Tax Map No. 812-726-9393)


TERMS OF SALE: ALL CASH. A bidder’s deposit of $11,600.00 or 10% of the sale price, whichever is lower, will be required in cash, certi-fied or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: FHA. Trustee’s File No. 11-217755V.PROFESSIONAL FORECLOSURE CORPO-RATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

Trustee’s Sale5560 Courthouse Road, Chesterfield,

Virginia 23832(Tax ID No. 751677568400000)

Default having been made in the terms of a certain Deed of Trust dated July 11, 2007, in the original principal amount of $25,453.00 and recorded in the Clerk’s Of-fice of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7918, at page 0341, the undersigned Substitute Trustees, will sell at public auction on October 17, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property des-ignated as containing 1.08 acres according to plat dated February 8, 1971, a copy of which is recorded with Deed in Deed Book 1007, Page 457, in the aforesaid Clerk’s Office. LESS AND EXCEPT that portion conveyed to the Commonwealth of Virgin-ia in Deed recorded in the aforesaid Clerk’s Office in Deed Book 3698, page 825.Sale is subject to all prior liens (includ-ing the lien of a prior Deed of Trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an ac-curate survey or inspection of the premises. TERMS: CASH. A deposit of $2,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, in-terested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be re-turned to the unsuccessful bidders. Settle-ment is to be made within 15 days. The suc-cessful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a com-munication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91696, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale1130 Meade Street,

Richmond, Virginia 23220(Tax ID No. W0000590019)

Default having been made in the terms of a certain Deed of Trust dated September 19, 1990, in the original principal amount of $64,823.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 247, page 1150, and re-recorded on December 10, 1990, in Deed Book 254, page 489, the undersigned Substitute Trustees, will sell at public auction on November 2, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as consisting of 11,000 square feet, more or less, all as shown on plat dated July 31, 1990 and recorded in Book 254, page 495. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $6,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 84179, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE133 S. Arch Road, Richmond, VA 23236

Parcel ID 751702649500000

Pursuant to the terms of a deed of trust dated November 13, 2009, in the original principal amount of $154,106.00, recorded in the Clerk’s Office of the Circuit Court of Ches-terfield County, Virginia, in Deed Book 8922, Page 739, the property briefly described be-low will be offered for sale at public auction:

Lot 3, Block B, Archway, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 16, Page 4, and as more particu-larly described in the referenced deed of trust.

The sale will take place on OCTOBER 20, 2011 at 3:45 P.M., at the front entrance to the building housing the Circuit Court of Ches-terfield County, located at 9500 Courthouse Road, Chesterfield, VA.


Terms: A deposit in the form of CERTI-FIED FUNDS in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirma-tion. Pursuant to the Federal Fair Debt Col-lection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.



TRUSTEE’S SALE OF2007 SEMINARY AVENUE, Richmond,

VA 23227

In execution of a Deed of Trust in the original principal amount of $64,450.00, with an annual interest rate of 7.5000% from ROGER E. SLAUGHTER dated April 11, 2001, recorded among the land records of the Circuit Court for the CITY OF RICHMOND as Deed Book/Instrument #010008857, the undersigned appointed Substitute Trustee will offer for sale at pub-lic auction at the front of the Circuit Court building for the City of Richmond located at 400 North 9th Street, Richmond, Vir-ginia on October 27, 2011 at 2:15 PM, the property with improvements to wit:

LOT 3, BLOCK 4 OF CHAMBERLAYNE COURT ADDITION; AND AS SHOWN ON A PLAT OF SURVEY DATED JUNE 21, 1989, A COPY OF WHICH IS RE-CORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICH-MOND, VIRGINIA IN DEED BOOK 207, PAGE 587.

AND further described in the above Deed of Trust. (Tax Map No. N0000530013)


TERMS OF SALE: ALL CASH. A bidder’s deposit of $6,400.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settle-ment within fifteen (15) days of sale, oth-erwise Trustees may forfeit deposit. Addi-tional terms to be announced at sale. Loan type: FHA. Trustee’s File No. 10-200549V.PROFESSIONAL FORECLOSURE COR-PORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF2104 Cedar Street

City of Richmond, VirginiaTax Map No. E000-0329/014

In execution of a certain Deed of Trust in the original principal amount of $119,500.00, to David F. Bernhardt and Hamill D. Jones, Jr., Trustees, dated Febru-ary 2, 2007, recorded in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 070004094, default having been made in the payment of the indebtedness secured thereby and being required to do so by the noteholder, the undersigned, Substitute Trustee (appointed Substitute Trustee by noteholder under In-strument Number 110016145 recorded in the aforesaid Clerk’s Office), in accordance with the provisions of the aforesaid Deed of Trust and after having given fourteen (14) days notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on the eastern steps facing Clay Street, John Marshall Courts Build-ing, Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia 23219, on October 20, 2011 at 10:00 a.m., local time, the real estate identified above and as more particularly described in the aforesaid Deed of Trust. TERMS OF SALE: CASH. A de-posit of $5,000.00, cash or certified check may be required at the time of sale with settlement within fifteen (15) days from the date of sale. Said sale will be expressly subject to all easements, restrictions, and liens, including mechanics’ liens whether filed or unfiled, which may lawfully affect the herein described property or be superior to the lien of the herein referenced deed of trust. Conveyance shall be with special war-ranty. Purchaser shall assume any unpaid real estate taxes for the current year from the date of sale. The real estate will be sold in bulk, in “AS IS” condition. Neither the Trustee nor the holder of the note secured by the aforesaid Deed of Trust will deliver possession of the real estate to the success-ful bidder. The Trustee reserves the right to: withdraw the property from sale at any time prior to the termination of bidding; and to keep the bidding open for any length of time. Additional terms may be announced at the time of sale. Pursuant to the Fed-eral Fair Debt Collection Practices Act, we advise you that this firm is a debt collec-tor attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. FOR INFORMATION CONTACT: Stephen E. Scarce, Substitute Trustee, Parker, Pollard, Wilton & Peaden, P.C., 6802 Paragon Place, Suite 300, Richmond, Virginia, 23230, (804) 262-3600. Publication dates: October 5, 2011; October 12, 2011; and October 19, 2011.

September 8, 2011VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD

GLASSER AND GLASSER, P.L.C.,Substitute Trustee, Plaintiffs,v.PAUL NICHOLAS, Defendant.

Case No.: CL11001808-00

ORDER OF PUBLICATION

The object of this suit is to interpleade funds from a prior foreclosure of a Deed of Trust lien on the property commonly known as 2001 Bethany Ridge Court, Richmond, VA and further described as:

ALL that certain lot, piece or parcel of land with improvements thereon and appurte-nances thereto belonging, situate, lying and being in Clover Hill District, Chesterfield County, Virginia, and designated as Lot 24, Block B, Section C, of Solar II, as shown on a plat made by J.K. Timmons and Associates, Inc., Consulting Engineers, dated December 11, 1981, recorded February 2, 1982, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, in Plat Book 40, page 64.

An Affidavit having been filed that due dili-gence has been used to locate and serve De-fendant, Paul Nicholas and that service could not be made;

It is ORDERED that this Order be published once a week for four consecutive weeks in the Style Weekly and that the parties named here-in appear on 10/21/11 in the Clerk’s Office of the Circuit Court for the County of Chester-field, Virginia and do what may be necessary to protect their interests in this suit.Judy L. WorthingtonClerk

TRUSTEE’S SALE OF14748 ESTHER LANE, Chester, VA 23836

In execution of a Deed of Trust in the original principal amount of $184,000.00, with an annual interest rate of 7.7150% from CINDY LOU FONTANA dated May 23, 2007, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument # 7893, PAGE 0737, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on October 13, 2011 at 1:00 PM, the property with improvements to wit:

BEING ALL OF LOT 5, BLOCK G, ACCORDING TO THE SURVEY OF SECTION G, PRESTWOULD FARMS SUBDIVISION, AS RECORDED IN PLAT BOOK 33, PAGE 53 AND 54, IN THE OFFICE OF THE REGISTER OF DEEDS OF CHESTERFIELD COUNTY, STATE OF VIRGINIA.

AND further described in the above Deed of Trust. (Tax Map No. 824643002800000)


TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 08-142003D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

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TRUSTEE’S SALE OF 2501 Tanglebrook Road, Midlothian, VA 23112. In execution of a certain deed of trust dated April 18, 2008, in the original principal amount of $250,705.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8289 Page 0326, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 04, 2011, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 5, ON SUBDIVISION PLAT OF TANGLEBROOK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 41, PAGES 20 AND 21, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134533 ASAP# 4096974 09/28/2011, 10/05/2011

TRUSTEE’S SALE OF 1714 West Cary Street, Unit # 5, Richmond, VA 23220-5376. In execution of a certain deed of trust dated March 31, 2010, in the original principal amount of $230,743.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 100005603, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on October 28, 2011, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN CONDOMINIUM UNIT ALONG WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS APPURTENANT THERETO, DESIGNATED AS UNIT 5 OF 1714 WEST CARY STREET, IN “THE MEWS AT CARY MILL CONDOMINIUM” AS DESCRIBED IN A CONDOMINIUM DECLARATION RECORDED APRIL 2, 2009, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VA AS INSTRUMENT NO. 090006774 AND AMENDED BY “AMENDMENT NUMBER 1”, DATED APRIL 30, 2009, RECORDED MAY 2, 1009 AS INSTRUMENT NO. 090009119. SAID UNIT IS SHOWN ON THE PLAT AND PLANS REFERRED TO IN THE DECLARATION. REFERENCE IS HEREBY MADE TO THE DECLARATION, AS IT MAY HAVE BEEN AMENDED, AND THE PLATS AND PLANS, AS THEY MAY HAVE BEEN AMENDED, FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135677 ASAP# 4099604 10/05/2011, 10/12/2011

TRUSTEE’S SALE OF 14478 Overlook Ridge Lane, Beaverdam, VA 23015. In execution of a certain deed of trust dated April 09, 2004, in the original principal amount of $322,500.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2300 Page 240, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on October 21, 2011, at 9:01 AM, the property de-scribed in said deed of trust, located at the above address, and more particu-larly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING LYING AND BEING IN BEAVERDAM DISTRICT, HANOVER COUNTY, VIR-GINIA, DESIGNATED AS LOT 2, RIVER BANK RIDGE, AS SHOWN ON A PLAT OF SUBDIVISION, ENTITLED “RIVER BANK RIDGE SUBDI-VISION, BEAVERDAM DISTRICT, HANOVER COUNTY, VIRGINIA”, PREPARED BY GOODFELLOW, JALBERT, BEARD & ASSOCIATES, INC., DATED OCTOBER 5, 2001, RECORDED FEBRUARY 7, 2002 IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIR-GINIA, IN PLAT BOOK 8, PAGE 527, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. TOGETHER WITH AND SUBJECT TO A NON-EXCLUSIVE 60’ (ERRONEOUSLY REFERRED TO AS 50’ IN THE BELOW MENTIONED DEED) RIGHT OF WAY FOR INGRESS AND EGRESS TO AND FROM STATE ROUTE 671 (ERRONEOUSLY REFERRED TO AS STATE ROUTE 688 IN THE BELOW MENTIONED DEED), AS SHOWN ON THE AFORESAID PLAT. RESERVING HOW-EVER, UNTO THE GRANTOR, ITS SUCCESSORS AND ASSIGNS, AS THEIR RESPECTIVE INTERESTS MAY APPEAR, A NON-EXCLUSIVE EASEMENT OF RIGHT OF WAY FOR INGRESS AND EGRESS AND UTILITIES OVER AND ACROSS THAT PORTION OF THE SIXTY (60) FOOT RIGHT-OF-WAY WHICH CROSSES THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135129 ASAP# 4101507 10/05/2011, 10/12/2011

TRUSTEE’S SALE OF REAL ESTATE located at 3919 Peyton Avenue,

Richmond, Virginia

In execution of the Deed of Trust from JULE A. HOLLAND dated April 3, 2008, in the Original Principal Amount of $135,925.00, and recorded in Deed Book Inst. 080009034, Page 263, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on October 20, 2011, at 1:30 p.m., the property described as Lot 96, Plan of Woodside Court, City of Richmond, Virginia, known as 3919 Peyton Avenue, Richmond, Virginia. Tax ID: S0043279096TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 13,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: September 23, 2011 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)09‑073BF (98.19)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE3200 Reginald Court, Midlothian, VA 23112

Parcel ID 744686952500000

Pursuant to the terms of a deed of trust dated September 28, 2007, in the original principal amount of $153,784.00, recorded in the Clerk’s Office of the Circuit Court of Ches-terfield County, Virginia, in Deed Book 8022, Page 43, the property briefly described below will be offered for sale at public auction:

Lot 17, Block C, William Gwyn Estates, Sec. E, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 42, Page 35, and as more particularly described in the referenced deed of trust.






NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

7710 BREAKER POINT COURTCHESTERFIELD, VIRGINIA 23832

In execution of a Deed of Trust in the original principal amount of $142,089.00 from FISH 1000, LLC, dated May 10, 2005, recorded May 11, 2005 in Deed Book 6378, page 250 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9511, page 966 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on October 20, 2011, at 10:15 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 7710 Breaker Point Court, Chesterfield, Virginia 23832; Real Property Tax Map Reference No. 719-668-5822-00000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE’S SALE6801 Strathmore Court, Richmond, VA

23237Parcel ID 789682198600000

Pursuant to the terms of a deed of trust dated December 20, 2006, in the original principal amount of $124,019.00, recorded in the Clerk’s Office of the Circuit Court of Ches-terfield County, Virginia, in Deed Book 7540, 18, the property briefly described below will be offered for sale at public auction:

Lot 1, Block C, Glen Conner, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 14, Page 97, and as more particu-larly described in the referenced deed of trust.






TRUSTEE SALE 41 MILLSTONE RD, HENRICO, VA 23228 Henrico County VA1100036386 In execution of a Deed of Trust in the original principal amount of $140,081.00, with an annual interest rate of 3.50% from JARDANE A. SMITH dated 08/26/2010 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4798, at page 637 (or Instrument No. 27547), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC the holder of said Note, the undersigned Sub-stitute Trustee will offer for sale by public auction at the main entrance to the build-ing housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 10/21/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: THE LAND REFERED TO HEREIN IS SITUATED IN THE COUNTY OF HENRICO, STATE OF VIRGINIA, AND IS HEREBY DESCRIBED AS FOLLOWS: CONDOMINIUM UNIT NO. 41, BUILDING 2, SECTION E OF THE HAMLET CONDOMINIUM KNOWN AS 41 MILLSTONE RD. HENRICO COUNTY, VIRGINIA, AS SHOWN ON A PLAT ENTITLED “HAMLET CONDOMINIUM, BROOKLAND DISTRICT, HENRICO COUNTY, VA” MADE BY CHAS H. FLEET AND ASSOCIATES, ENGINEERS AND SURVEYORS DATED APRIL 1, 1974, LAST REVISED ON MARCH 29, 1977 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 66, PAGE 44, TOGETHER WITH THE UNDIVIDED INTEREST OF .552 PERCENT IN THE COMMON ELEMENTS DECLARED IN THE DECLARATION OF CONDO-MINIUM TO BE APPURTENANT TO SUCH UNIT AS RECORDED IN DEED BOOK 1069, PAGE 577; THE FIRST AMENDMENT TO DECLARATION DATED JUNE 9, 1976, RECORDED IN DEED BOOK 1688, PAGE 1; COR-RECTION OF DECLARATIONS RECORDED IN DEED BOOK 1724, PAGE 7, AMENDMENT TO BY-LAWS IN DEED BOOK 1732, PAGE 17; SECONDS AMENDMENT TO DECLARATIONS RECORDED IN DEED BOOK 1795, PAGE 1497; SECOND CORRECTION TO DECLARATIONS RECORDED IN DEED BOOK 1795, PAGE 1725; SECONDS AMENDMENT TO BY-LAWS IN DEED BOOK 1799, PAGE 62; AMENDED AND RESTATED BYLAWS IN DEED BOOK 1999, PAGE 1519; AND THIRD AMENDMENT TO DECLARA-TION DATED APRIL 17, 1986, RECORDED IN DEED BOOK 1999, PAGE 1580. LESS AND EXCEPT THAT PORTION CONVEYED BY CERTIFICATE OF TAKE RECORDED IN DEED BOOK 1803, PAGE 343. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIR-GINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4089572 10/05/2011, 10/12/2011


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TRUSTEE’S SALE OF 3730 Mineola Drive, Chester, VA 23831. In execution of a certain deed of trust dated January 11, 2008, in the original principal amount of $212,135.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8157 Page 0543, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 04, 2011, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 55, SECTION 2, AS SHOWN ON PLAT OF MINEOLA HEIGHTS, SECTION 2, MADE BY POTTS, MINTER & ASSOCIATES, P.C., DATED DECEMBER 6, 2002 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 134, PAGE 24, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREBY CONVEYED. BEING THE SAME REAL ESTATE CONVEYED TO DORIAN Y. DANIELS AND BRENDA FAYE DANIELS, AS JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, BY DEED OF GIFT FROM DORIAN Y. DANIELS, UNMARRIED, DATED DECEMBER 22, 2005, RECORDED JANUARY 23, 2006, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, IN DEED BOOK 6906, PAGE 336..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134225 ASAP# 4096982 09/28/2011, 10/05/2011

TRUSTEE’S SALE OF 3202 Hunters Mill Circle, Richmond, VA 23223. In execution of a certain deed of trust dated January 11, 2010, in the original principal amount of $82,417.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4730 Page 0943, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 04, 2011, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND KNOWN AND NUMBERED AS LOT 2, BLOCK M, PHASE IV, ON THE CORRECTED PLAT OF HUNTERS MILL TOWNHOUSES MADE BY J. K. TIMMONS & ASSOCIATES, INC., CONSULTING ENGINEERS AND SURVEYORS, DATED APRIL 23, 1974, CORRECTED JANUARY 8, 1975, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 59, PAGES 36 THROUGH 39, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID REAL ESTATE. TOGETHER WITH AN EASEMENTS OF ENJOYMENT IN THE COMMON AREA TO BE HELD AS APPURTENANT TO THE ABOVE LOT AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF HUNTERS MILL TOWNHOUSE ASSOCIATION, DATED APRIL 24, 1974, AND RECORDED MAY 8, 1974, IN DEED BOOK 1601, PAGE 237, IN THE ABOVE CLERK’S OFFICE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 132760 ASAP# 4096903 09/28/2011, 10/05/2011

TRUSTEE’S SALE OF2106 Cedar Street

City of Richmond, VirginiaTax Map No. E000-0329/013

In execution of a certain Deed of Trust in the original principal amount of $53,500.00, to David F. Bernhardt and Cary A. Ralston, Trustees, dated Febru-ary 6, 2004, recorded in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 04-4043, default having been made in the payment of the indebted-ness secured thereby and being required to do so by the noteholder, the undersigned, Substitute Trustee (appointed Substitute Trustee by noteholder under Instrument Number 110016290 recorded in the afore-said Clerk’s Office), in accordance with the provisions of the aforesaid Deed of Trust and after having given fourteen (14) days notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on the eastern steps facing Clay Street, John Marshall Courts Build-ing, Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia 23219, on October 20, 2011 at 10:05 a.m., local time, the real estate identified above and as more particularly described in the aforesaid Deed of Trust. TERMS OF SALE: CASH. A de-posit of $5,000.00, cash or certified check may be required at the time of sale with settlement within fifteen (15) days from the date of sale. Said sale will be expressly subject to all easements, restrictions, and liens, including mechanics’ liens whether filed or unfiled, which may lawfully affect the herein described property or be superior to the lien of the herein referenced deed of trust. Conveyance shall be with special war-ranty. Purchaser shall assume any unpaid real estate taxes for the current year from the date of sale. The real estate will be sold in bulk, in “AS IS” condition. Neither the Trustee nor the holder of the note secured by the aforesaid Deed of Trust will deliver possession of the real estate to the success-ful bidder. The Trustee reserves the right to: withdraw the property from sale at any time prior to the termination of bidding; and to keep the bidding open for any length of time. Additional terms may be announced at the time of sale. Pursuant to the Fed-eral Fair Debt Collection Practices Act, we advise you that this firm is a debt collec-tor attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. FOR INFORMATION CONTACT: Stephen E. Scarce, Substitute Trustee, Parker, Pollard, Wilton & Peaden, P.C., 6802 Paragon Place, Suite 300, Richmond, Virginia, 23230, (804) 262-3600. Publication dates: October 5, 2011; October 12, 2011; and October 19, 2011.

TRUSTEE’S SALE100 Sanderling Avenue, Sandston, VA 23150

Parcel ID 827-721-1222

Pursuant to the terms of a deed of trust dated August 31, 2009, in the original principal amount of $134,518.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4688, Page 1355, the property briefly described below will be offered for sale at public auction:

Lot 50, Block F, Sec. D, Phase 1, Fairlawn, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 107, Page 130, and as more particularly described in the referenced deed of trust.






VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICOIn re: MARY MONTAGU KIRBY, deceased

Case No: CM11-1257SHOW CAUSE AGAINST DISTRIBUTION

It is hereby Ordered that the creditors of, and all others interested in, the above estate show cause, if any they can, on the 24th day of October, 2011 at 9:00 a.m., before this Court at its courthouse at Parham and Hungary Springs Road, Henrico County, Virginia, against the payment and delivery of the estate without requiring refunding bonds.

Entered: 9/22/11An Extract Teste:Yvonne G. Smith, Clerk

VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

RE: ESTATE OF NORMA J. GALVIN, DECEASEDCASE NO.: CM11-1282

SHOW CAUSE AGAINST DISTRIBUTION

IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 24th day of October, 2011, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.

Entered: 9/27/11An Extract Teste:Yvonne G. Smith, Clerk

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