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McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved Prepare Yourself For Prepare Yourself For The Workplace: The Workplace: Today & Tomorrow Today & Tomorrow

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McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Prepare Yourself ForPrepare Yourself For

The Workplace:The Workplace:

Today & Today & TomorrowTomorrow

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Chapter 1: Understand Chapter 1: Understand Tomorrow’s Job OpportunitiesTomorrow’s Job Opportunities

Choose the career that’s right for you Choose the career that’s right for you todaytoday to more quickly achieve your goals. to more quickly achieve your goals.

Keep learning while you work to prepareKeep learning while you work to prepare

to advance in your career to advance in your career tomorrowtomorrow..

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Chapter 1 ObjectivesChapter 1 ObjectivesKnow about the careers offered in five Know about the careers offered in five business fields.business fields.

Assess trends and job prospects in those Assess trends and job prospects in those five fields.five fields.

Realize the skills needed to succeed in Realize the skills needed to succeed in various career tracks.various career tracks.

Identify regions where each of the five Identify regions where each of the five fields is strongest.fields is strongest.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career DirectionsCareer Directions

Change is constant, soChange is constant, so

Develop Transferable SkillsDevelop Transferable Skills- Speaking - Writing - Organizing- Speaking - Writing - Organizing

- Interacting with others- Interacting with others

- Using computers- Using computers

Continue LearningContinue Learning to keep up with changes in to keep up with changes in

- Technology - Products- Technology - Products

- Laws - Markets- Laws - Markets

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Learn How After Learn How After Graduation? Graduation?

Take college courses for non-degree Take college courses for non-degree seekers in class or on line.seekers in class or on line.

Go to seminars & conferences given by Go to seminars & conferences given by trade associations.trade associations.

Go to your company’s in-house training.Go to your company’s in-house training.

Read trade magazines about your field.Read trade magazines about your field.

Go to seminars by vendors who provide Go to seminars by vendors who provide products or services in your field.products or services in your field.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Clusters, Pathways & LaddersCareer Clusters, Pathways & Ladders

A career A career clustercluster = all the jobs in a given = all the jobs in a given industry.industry.

A career A career pathwaypathway = one direction your = one direction your career might take through a career cluster.career might take through a career cluster.

A career A career ladderladder = the series of jobs you = the series of jobs you hold as you advance through your career.hold as you advance through your career.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

The Big Five Career ClustersThe Big Five Career Clusters

1. Information Technology (IT)1. Information Technology (IT)

2. Health Science2. Health Science

3. Retail/Wholesale Sales and 3. Retail/Wholesale Sales and Service Service

4. Communication & Media4. Communication & Media

5. Finance & Accounting5. Finance & Accounting

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Cluster # 1: Career Cluster # 1: Information Technology (IT)Information Technology (IT)

IT is IT is the computer industrythe computer industry..

Most positions require a college degree. Most positions require a college degree.

IT professionals make & use computer IT professionals make & use computer hardwarehardware (physical equipment) and (physical equipment) and softwaresoftware (application programs) (application programs)

to design, develop, set up, operate & to design, develop, set up, operate & support computer systems, including the support computer systems, including the Internet and World Wide Web.Internet and World Wide Web.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

The IT WorkplaceThe IT Workplace

IT jobs are everywhere IT jobs are everywhere computers are:computers are:

In office buildingsIn office buildings In home officesIn home offices In virtual offices (a portable In virtual offices (a portable

office, located anywhere IT office, located anywhere IT professionals can use their professionals can use their laptop computers)laptop computers)

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

The Four IT Career PathwaysThe Four IT Career Pathways

1. Information support & services1. Information support & services

2. Programming & software 2. Programming & software developmentdevelopment

3. Network systems3. Network systems

4. Interactive media4. Interactive media

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

1.1.Information Support & ServicesInformation Support & ServicesEmploys the most IT people.Employs the most IT people.College degree needed for most jobs.College degree needed for most jobs.Requires continuing education to keep Requires continuing education to keep pace with technology.pace with technology.Positions include: Positions include: - Help desk technicians- Help desk technicians- Maintenance technicians- Maintenance technicians

- Technical writers- Technical writers - Data analysts & systems designers- Data analysts & systems designers - Database specialists- Database specialists

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

2.2. Programming & Software Programming & Software DevelopmentDevelopment

These IT professionals design These IT professionals design software, then write computer software, then write computer code for it using a computer code for it using a computer language.language.College degree required.College degree required.Detail-oriented, logical, methodical Detail-oriented, logical, methodical thinkers.thinkers.Positions include:Positions include:-- Computer engineer - Programmer Computer engineer - Programmer- Application analyst - Systems analyst- Application analyst - Systems analyst

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3. 3. Network SystemsNetwork Systems““Networked” computers are linked Networked” computers are linked together by IT professionals so that many together by IT professionals so that many people can share software, files, printers, people can share software, files, printers, and other peripheral devices.and other peripheral devices.

Specialized training in network systems Specialized training in network systems required, often given by producers of required, often given by producers of network software.network software.

Positions include:Positions include:- Network Engineer - Network Analyst- Network Engineer - Network Analyst

- WAN/LAN technician - Systems engineer- WAN/LAN technician - Systems engineer

- Telecommunications Network Technician- Telecommunications Network Technician

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

4. 4. Interactive Media/E-CommerceInteractive Media/E-CommerceComputer game players and people who Computer game players and people who pay bills on-line use “pay bills on-line use “interactive mediainteractive media” ” that allow users to input information & that allow users to input information & receive responses.receive responses.Business conducted over the Internet is Business conducted over the Internet is called “called “E-CommerceE-Commerce.”.”Positions include:Positions include:- Web page designer- Web page designer - Webmaster- Webmaster- Multimedia authors - Multimedia authors - E-commerce specialist- E-commerce specialist

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Where are IT jobs?Where are IT jobs?- In most urban & industrial areas, especially - In most urban & industrial areas, especially

California’s “Silicon Valley”, New York City, California’s “Silicon Valley”, New York City, Boston, & other major cities like Denver Boston, & other major cities like Denver and Houston.and Houston.

- In large & medium-sized corporations and In large & medium-sized corporations and banks.banks.

Some globe-trotting IT people travel the Some globe-trotting IT people travel the world to install & maintain computer world to install & maintain computer systems.systems.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Cluster # 2: Health ScienceCareer Cluster # 2: Health Science

AKA the medical field.AKA the medical field.

The science of maintaining & The science of maintaining & improving human health.improving human health.

Well-educated professionals Well-educated professionals dedicated to helping others.dedicated to helping others.

Wide variety of career Wide variety of career pathways.pathways.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Health Science WorkplacesHealth Science Workplaces

Hospitals & doctors’ offices/clinicsHospitals & doctors’ offices/clinics

Nursing homes Nursing homes

Long-term care facilitiesLong-term care facilities

Assisted living facilitiesAssisted living facilities

Diagnostic & research laboratoriesDiagnostic & research laboratories

Schools & universitiesSchools & universities

Industrial plants/factoriesIndustrial plants/factories

AmbulancesAmbulances

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Health Science’s Health Science’s Five Career PathwaysFive Career Pathways

1.1. Supportive servicesSupportive services

2.2. Information & communication Information & communication servicesservices

3.3. Diagnostic servicesDiagnostic services

4.4. Therapeutic servicesTherapeutic services

5.5. Biological & pharmaceutical Biological & pharmaceutical servicesservices

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

1. Supportive Services1. Supportive Services

Workers aid health professionals by Workers aid health professionals by providing a safe & orderly providing a safe & orderly environment.environment.Education ranges from on-the-job Education ranges from on-the-job training to college degrees.training to college degrees.Positions include:Positions include:

- Housekeeper- Housekeeper - Maintenance worker- Maintenance worker- Supply & Transport technicians- Supply & Transport technicians- Industrial hygienist- Industrial hygienist- Biomedical equipment technician- Biomedical equipment technician- Environmental health specialist- Environmental health specialist

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

2. Information & Communication 2. Information & Communication ServicesServices

A patient’s information is gathered, A patient’s information is gathered, interpreted, tracked, stored & interpreted, tracked, stored & retrieved by some of these workers.retrieved by some of these workers.Patients & health professionals must Patients & health professionals must be educated.be educated.Positions include:Positions include:- Admitting clerk - Admitting clerk - Health educator- Health educator- Medical biller- Medical biller - Medical coder- Medical coder- Medical transcriptionist - Tumor registrar- Medical transcriptionist - Tumor registrar- Hospital administrator- Hospital administrator

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3. Diagnostic Services3. Diagnostic ServicesTechnicians use special equipment to Technicians use special equipment to identify disease and assess a identify disease and assess a patient’s condition.patient’s condition.Specialized training is needed for Specialized training is needed for their equipment such as MRI and their equipment such as MRI and ultrasound machines.ultrasound machines.Careful, observant workersCareful, observant workersPositions include:Positions include:- Radiographer- Radiographer - Phlebotomist- Phlebotomist- Medical technician- Medical technician- Sonographer- Sonographer - Cytotechnologist- Cytotechnologist

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

4. Therapeutic Services4. Therapeutic Services

These professionals give treatment & These professionals give treatment & therapy for diseases & disorders in various therapy for diseases & disorders in various situations.situations.Continuing education needed to keep up Continuing education needed to keep up with medical advances.with medical advances.Positions include:Positions include:- Physician- Physician - Nurse - Dentist - Pharmacist - Nurse - Dentist - Pharmacist- Physical & Respiratory therapists- Physical & Respiratory therapists- Paramedic - Speech pathologist- Paramedic - Speech pathologist- Audiologist - Audiologist - Massage therapist - Massage therapist

- Chiropractor - Home health aide- Chiropractor - Home health aide

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

5. Biotechnology & Pharmaceutical 5. Biotechnology & Pharmaceutical ServicesServices

These researchers develop new These researchers develop new drugs & scientific techniques drugs & scientific techniques that improve health care.that improve health care.College education in the sciences College education in the sciences neededneededPositions include:Positions include:- Microbiologist- Microbiologist - Biostatistician- Biostatistician- Medical scientist- Medical scientist - Biochemist- Biochemist- Pharmaceutical technician- Pharmaceutical technician- Research laboratory technician- Research laboratory technician

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Where are Health Science Jobs?Where are Health Science Jobs?

All populated areas in the United All populated areas in the United States.States.

International opportunities limited to International opportunities limited to marketing drugs.marketing drugs.

Most variety of jobs found in hospitals Most variety of jobs found in hospitals and urban areas with schools, and urban areas with schools, industrial plants, and research industrial plants, and research facilities.facilities.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Cluster # 3: Career Cluster # 3: Retail/Wholesale Sales & ServiceRetail/Wholesale Sales & Service

Workers satisfy people’s needs Workers satisfy people’s needs by delivering desired products & by delivering desired products & services.services.

Crucial links between product Crucial links between product and consumerand consumer

Vast & varied job opportunitiesVast & varied job opportunities

Many opportunities for hard Many opportunities for hard workers to get aheadworkers to get ahead

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Product DeliveryProduct Delivery

Products follow a path from manufacturing Products follow a path from manufacturing to customer on a to customer on a distribution channeldistribution channel..

A product may be distributed to a A product may be distributed to a wholesalerwholesaler who sells the product to a who sells the product to a retailerretailer who then sells the product & who then sells the product & related services to customers.related services to customers.

In In business-to-businessbusiness-to-business sales, the sales, the customer is another business, not an customer is another business, not an individual consumer.individual consumer.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Retail/Wholesale Sales & Services’ Retail/Wholesale Sales & Services’ Four Career PathwaysFour Career Pathways

1.1. Merchandising & SalesMerchandising & Sales

2.2. Promotion & Public RelationsPromotion & Public Relations

3.3. General distributionGeneral distribution

4. Management/entrepreneurship4. Management/entrepreneurship

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

1. Merchandising & Sales1. Merchandising & Sales

MerchandisersMerchandisers plan, develop & present a plan, develop & present a company’s products.company’s products.SalesSales people show customers how their people show customers how their products satisfy a need.products satisfy a need.Many non-degree entry-level positionsMany non-degree entry-level positionsPositions include:Positions include:- - Wholesale & retail buyers & clerksWholesale & retail buyers & clerks- Real estate agents, clerks, appraisers- Real estate agents, clerks, appraisers- Retail sales associates - Retail sales associates - Hospitality - Hospitality workersworkers- - Cashiers & checkersCashiers & checkers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

2. Promotion & Public Relations2. Promotion & Public RelationsThese professionals procure These professionals procure buyers for the products with buyers for the products with advertising & promotional advertising & promotional activities.activities.Bachelor’s degree requiredBachelor’s degree requiredPositions include:Positions include:- Advertising managers- Advertising managers- Advertising clerks & agents- Advertising clerks & agents- Market researchers- Market researchers- Public relations specialists- Public relations specialists- International marketers- International marketers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3. General Distribution3. General Distributionis the process of getting the right products is the process of getting the right products to the right place at the right time.to the right place at the right time.

LogisticsLogistics is the management of the many is the management of the many details involved in general distribution.details involved in general distribution.

On-the-job training for entry-level jobs; On-the-job training for entry-level jobs; bachelor’s degree for managers.bachelor’s degree for managers.

Positions include:Positions include:

- - Freight & stock handlersFreight & stock handlers - Warehouse - Warehouse managersmanagers

- - Shipping & Receiving & Traffic clerksShipping & Receiving & Traffic clerks - - PackersPackers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

4. Management/Entrepreneurship4. Management/EntrepreneurshipThese decision-making leaders make sure These decision-making leaders make sure that a business works.that a business works.

EntrepreneursEntrepreneurs start new businesses or start new businesses or improve existing businesses.improve existing businesses.

Bachelor’s or Master’s degree needed for Bachelor’s or Master’s degree needed for managersmanagers

Positions include:Positions include:- Small business entrepreneurs- Small business entrepreneurs- E-commerce managers or entrepreneurs- E-commerce managers or entrepreneurs- Marketing & Sales supervisors- Marketing & Sales supervisors- International merchandising managers- International merchandising managers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Sample Career Ladder Positions in Sample Career Ladder Positions in Wholesale/RetailWholesale/Retail

Entry-LevelEntry-Level- Adjustment clerk - Demonstrator- Adjustment clerk - Demonstrator- Customer service representatives- Customer service representatives- Inventory clerks- Inventory clerks - Telemarketers - TelemarketersMid-LevelMid-Level- Administrative assistants- Administrative assistants- Customer service managers- Customer service managers- Marketing researchers - Traffic managers- Marketing researchers - Traffic managersManagement LevelManagement Level- Account supervisors- Account supervisors - Buyers- Buyers- District Managers- District Managers - Store designers- Store designers- Entrepreneurs- Entrepreneurs

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Where are Wholesale/Retail Jobs?Where are Wholesale/Retail Jobs?They’re everywhere that people They’re everywhere that people congregate.congregate.

Look for the most jobs in areas with Look for the most jobs in areas with thriving economies where people have thriving economies where people have money to spend.money to spend.

Wholesale/Retail Sales & Service is Wholesale/Retail Sales & Service is global with some distribution channels global with some distribution channels reaching around the world.reaching around the world.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Cluster # 4: Career Cluster # 4: Communication & MediaCommunication & Media

CommunicationCommunication is the act of is the act of moving ideas & information. moving ideas & information. Communication professionals blend Communication professionals blend information & technology to help information & technology to help people share ideas. people share ideas. Communication mediaCommunication media (books, (books, movies, phones, computers, etc.) are movies, phones, computers, etc.) are the vehicles for ideas & information.the vehicles for ideas & information.The media propel business & The media propel business & advance society.advance society.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

The Communication WorkplaceThe Communication Workplace

Indoors – in a print shop or art studioIndoors – in a print shop or art studio

Outdoors – at an unfolding crime or Outdoors – at an unfolding crime or bad weather scenebad weather scene

Local – in a home officeLocal – in a home office

Far away – at an exotic location for a Far away – at an exotic location for a documentary filmdocumentary film

Intense – newspaper office at deadlineIntense – newspaper office at deadline

Exciting – in a television studioExciting – in a television studio

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Communication & Media’s Communication & Media’s Six Career ClustersSix Career Clusters

1.1. Telecommunication Telecommunication technologiestechnologies

2.2. Audio & video Audio & video technologiestechnologies

3.3. Journalism, publishing & Journalism, publishing & broadcastbroadcast

4.4. Printing technologiesPrinting technologies

5.5. Visual artsVisual arts

6.6. Performing artsPerforming arts

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

1. Telecommunication 1. Telecommunication TechnologiesTechnologies

include radio, TV, the telephone, and the include radio, TV, the telephone, and the InternetInternet..physically link information generated by physically link information generated by others through equipment like wires, others through equipment like wires, cables, fax machines, computers, and cables, fax machines, computers, and satellites.satellites.

College degree + specialized training.College degree + specialized training.

Positions include:Positions include:- Telecomm. technicians, line repairers, installers- Telecomm. technicians, line repairers, installers

- Telecomm. computer programmers and analysts- Telecomm. computer programmers and analysts

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

2. Audio & Video Technologies2. Audio & Video Technologies

These technicians design, install, These technicians design, install, maintain & repair audio & video maintain & repair audio & video equipment.equipment.

At least an associate’s degree At least an associate’s degree needed.needed.

Positions include:Positions include:- A/V designers & engineers- A/V designers & engineers

- A/V service technicians- A/V service technicians

- Graphics, special effects & animation- Graphics, special effects & animation

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3. Journalism, Publishing & 3. Journalism, Publishing & BroadcastingBroadcasting

Newspaper, radio & television Newspaper, radio & television employees who write well & can work employees who write well & can work under pressure work on or behind under pressure work on or behind the scenes.the scenes.Degree usually required.Degree usually required.Positions include:Positions include:- Station managers & announcers- Station managers & announcers- Publishers, editors, journalists, reporters- Publishers, editors, journalists, reporters- Broadcast & control room technicians- Broadcast & control room technicians

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

4. Printing Technologies4. Printing TechnologiesTechnicians print newspapers, Technicians print newspapers, magazines, brochures, and catalogs magazines, brochures, and catalogs and design Web sites.and design Web sites.Degree needed for some, such as Degree needed for some, such as commercials artists.commercials artists.Positions include:Positions include:- Graphic & Web site designers- Graphic & Web site designers- Desktop publishing specialists- Desktop publishing specialists- Lithographers & plate makers- Lithographers & plate makers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

5. Visual Arts5. Visual ArtsArtistically talented people produce visual Artistically talented people produce visual enhancements.enhancements.Over half are self-employed & show a Over half are self-employed & show a portfolio (collection of their best work) to portfolio (collection of their best work) to potential employers.potential employers.Job titles include:Job titles include:- Photographer- Photographer - Videographers- Videographers- Fine artist- Fine artist - Fashion designer- Fashion designer- Interior designer - Interior designer - Textile designer- Textile designer- Museum curator- Museum curator - Gallery manager - Gallery manager

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Where are Communication Jobs?Where are Communication Jobs?

In urban & commercial areas.In urban & commercial areas.Better-paying jobs are in larger cities.Better-paying jobs are in larger cities.Freelancers can work from home, Freelancers can work from home, communicating with their clients on the communicating with their clients on the Internet.Internet.Foreign assignments are not uncommon.Foreign assignments are not uncommon.Business-to-business is the rule for the Business-to-business is the rule for the Communication & Media industry.Communication & Media industry.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Career Cluster # 5: Career Cluster # 5: Finance & AccountingFinance & Accounting

The money business.The money business.

FinanceFinance is the business of acquiring, is the business of acquiring,

investing & managing money.investing & managing money.

AccountingAccounting is the business of watching, is the business of watching, measuring & recording the movement of measuring & recording the movement of money & other money & other assetsassets (real estate, stocks, (real estate, stocks, bonds, equipment, mortgages, etc.).bonds, equipment, mortgages, etc.).

Crucial to American business.Crucial to American business.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Finance & Accounting WorkplacesFinance & Accounting Workplaces

BanksBanks

BrokeragesBrokerages

Insurance companiesInsurance companies

Public accounting firmsPublic accounting firms

Corporations Corporations

Non-profit organizationsNon-profit organizations

Government officesGovernment offices

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Finance & Accounting’s Finance & Accounting’s Four Career PathwaysFour Career Pathways

1. Banking & related services1. Banking & related services

2. Insurance services2. Insurance services

3. Financial & investment planning3. Financial & investment planning

4. Business financial management4. Business financial management

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

1. 1. Banking & Related ServicesBanking & Related Services

Commercial, savings, & investment Commercial, savings, & investment banks banks keep customers’ money safe & use keep customers’ money safe & use it to make money by investing & by it to make money by investing & by loaning it to other customers.loaning it to other customers.Careers forCareers for detail-oriented detail-oriented employees employees who can followwho can follow strict rules. strict rules.Many entry-level spots that lead to Many entry-level spots that lead to management positionsmanagement positionsJobs include:Jobs include:- - TellerTeller - Loan officer - Collection officer- Loan officer - Collection officer- Branch managers- Branch managers - Controllers- Controllers

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

2. 2. Insurance ServicesInsurance ServicesThese professionals help people & These professionals help people & organizations keep theirorganizations keep their risk of losing risk of losing money to a minimum.money to a minimum.

Analytical & problem-solving skills Analytical & problem-solving skills needed. Many positions require college needed. Many positions require college degrees; some, licenses.degrees; some, licenses.

Positions include:Positions include:- Insurance agents- Insurance agents - Adjusters- Adjusters

- Appraisers- Appraisers - Underwriters - - Underwriters - ActuariesActuaries

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3. Financial & Investment Planning3. Financial & Investment Planning

These professionals help people These professionals help people grow grow their moneytheir money, real estate & typical , real estate & typical investments ininvestments in

- - stockstock: partial ownerships of a company.: partial ownerships of a company.

- - bondsbonds: a company’s or government’s : a company’s or government’s certificate of debt guaranteeing future certificate of debt guaranteeing future repayment of an invested amount plus repayment of an invested amount plus interest.interest.

- - commoditiescommodities: basic agricultural or : basic agricultural or mining products like coffee, soybeans, oil.mining products like coffee, soybeans, oil.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Financial & Investment PlanningFinancial & Investment PlanningBachelor’s degree required; master’s Bachelor’s degree required; master’s degree preferred.degree preferred.Strong skills in Strong skills in math and analysis, and math and analysis, and in communication.in communication.Positions include:Positions include:- Financial advisors- Financial advisors

- Stockbrokers- Stockbrokers- Real estate managers- Real estate managers- Tax preparers- Tax preparers- Portfolio manager- Portfolio manager

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

4. Business Financial Management4. Business Financial Management

Includes corporate (in-house) accountants & Includes corporate (in-house) accountants & managers who direct & check their managers who direct & check their company’s investments andcompany’s investments andPublic auditors (CPAs who work for Public auditors (CPAs who work for independent auditing firms) who check the independent auditing firms) who check the company’s records and look for fraud.company’s records and look for fraud.College degree required. CPAs must pass College degree required. CPAs must pass an exam. an exam. Positions include:Positions include:- - Bookkeeper - CPA - Internal auditorBookkeeper - CPA - Internal auditor- Cost accountant - Controller- Cost accountant - Controller- Chief financial officer- Chief financial officer

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Financial & Accounting Jobs Financial & Accounting Jobs Where? Where?

Anywhere there are houses, cars, banks, Anywhere there are houses, cars, banks, corporations, businesses.corporations, businesses.Major financial centers (banking): New Major financial centers (banking): New York, Boston, Washington, D.C., Chicago, York, Boston, Washington, D.C., Chicago, L.A., San FranciscoL.A., San FranciscoInvestment brokers: NY, Boston, ChicagoInvestment brokers: NY, Boston, ChicagoCorporate accountants: Eastern corridor Corporate accountants: Eastern corridor between Boston & D.C. + L.A., Dallas, San between Boston & D.C. + L.A., Dallas, San Francisco, Chicago, Seattle, AtlantaFrancisco, Chicago, Seattle, AtlantaInternational opportunities for many.International opportunities for many.Business-to-Business for some.Business-to-Business for some.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Chapter 1 RecapChapter 1 RecapA.A. Career DirectionsCareer Directions

1. 1. Transferable skillsTransferable skills (writing, (writing, speaking, organizing, analyzing, speaking, organizing, analyzing, using computers, working well with using computers, working well with others) will help you shift your others) will help you shift your career from one pathway to another career from one pathway to another as you progress. as you progress. How are your How are your skills?skills? 2. 2. Continuing your educationContinuing your education will help you move up your career will help you move up your career ladder and keep pace with change.ladder and keep pace with change.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

The Five Career ClustersThe Five Career Clusters1.1. Information Technology (IT)Information Technology (IT)

Computers are everywhere in this fast-Computers are everywhere in this fast-growing industry, and so are the jobs growing industry, and so are the jobs that go with them.that go with them.

2.2. Health ScienceHealth Science

You can take many different, interesting You can take many different, interesting career pathways as you help people lead career pathways as you help people lead healthier lives.healthier lives.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

3.3. Retail/Wholesale Sales & ServiceRetail/Wholesale Sales & ServicePeople are always needed to show People are always needed to show consumers what products & services they consumers what products & services they need and then to bring those products need and then to bring those products from the field or plant to the consumer.from the field or plant to the consumer.

4.4. Communication & MediaCommunication & MediaExciting, demanding careers include both Exciting, demanding careers include both the writers & artists with their ideas & the writers & artists with their ideas & information and the technicians who make information and the technicians who make technical communication work.technical communication work.

5.5. Finance & AccountingFinance & AccountingPeople who can acquire & manage money People who can acquire & manage money & assets and who watch & record its & assets and who watch & record its movement are vital to American movement are vital to American enterprise. enterprise.

McGraw-Hill © 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Which career cluster andWhich career cluster and

pathway is rightpathway is right for you?for you?