Mifos CapabilitiesOverview of Functionality within Mifos

MIFOS 2.1

Keep track of client activity, details, and loan performance.

Status & Key

Details

Account Activity

Account Details

Performance Tracking

Question Groups

Track many of the same details as a client, but at the group level.

Manage and track all currently active loans.

Next Payment

Account Status

Transactional Record

Account History

Search and browsing capabilities

Search Browse

Returns results found among clients, groups and loans.

Client

Loan

Create multiple loan accounts with similar parameters in a center.

Change Loan

Amount

Select Loan

Purpose

Approve multiple loans pending approval across your center.

Select Multiple Loan

Accounts

Automatically finds and displays all loans with “Pending Approval”

state.

Rapidly enter collection sheet data for each center.

Pre-populated with amounts currently due

Fields that are changed (missed payments, absences, etc) are highlighted in red

A snapshot of transaction data that can be exported into your accounting system

GL Code associated with your

transaction

Double – entry log of transaction

How to make Mifos operate like your organization

Fit Mifos to your operations

Model your Office

hierarchy

Configure for your

organization

Define what data to collect

Create Loan Products

Fix errors after loan disbursal

Manage your custom reports

Create your own

Question Groups

Dynamically configure new loan products in your portfolio

Set Organizationa

l Details

Track in Loan Cycle

Counter

Assign Question Groups

Waive interest on early repayment

Flexible parameters to create various loan products

Define loan amounts

Configure variable

installments

Track against cash flows and monitor

repayment capacity

Specify interest rate (4 methodologies)

Rollout new loan products across branches with ease.

Define Fees

Define Payment Schedule Options

Set Grace Period

Select Source of

Funds Map to your GL

Define which loan products can be offered together

Push out your loan schedules on a per branch basis for holidays and/or natural disasters

Select individual branches to apply

to

Create editable loan schedules to configure customized repayment cycles (agricultural loans, etc.)

Change dates of upcoming installments

Change amounts of upcoming installments

Monitor cash flows and limit loan amount based on indebtedness ratio and repayment capacity.

Monitor monthly cash flows

Validate loan against client capacity to repay

Calculate indebtedness ratio

Change field labels and data, indicate required fields, remove extraneous fields, etc.

Customize Labels to your organization

Populate drop downs with your

data

Create your own

custom fields

Remove or make fields mandatory

Managing Information

Question Groups Dynamic data collection tool allows you to capture information at any record or stage of your workflow

Replaces Surveys & Additional Fields (automatic Migration)

Track data at any stage of your workflow

Define sections

Six different question types including smart select

Numerical Values

Multiple Choice

Answers

Single Choice Answers

Free Text

Dates

Smart Select – Dynamically Populated Dropdown with nested

categories

Verify poverty levels of their customers & monitor progress over time. Monitor the performance of organization by poverty level. Develop new products to respond to clients at different levels of poverty.

Support for versioning

PPI Scorecards for 33 countries

Embed at any stage of your workflow

Full Support for PPI

System AdministrationFlexible tools to help you smoothly run and manage Mifos

Batch Jobs Management

Manually select & run individual batch jobs from

the UI

Activate or suspend scheduled batch jobs

Manage Shutdown of MifosAllows for easy management and notification across all of your branches when bringing system down for maintenance

Monitor which users are logged in across all your

branches

Schedule shutdown and notify users so they can log off

AAA Protocol

Who are you?

Granular control over roles and assigned tasks

Role

Permission

Define Roles & allocate permissions

User is limited to only viewing data within the Branch

Office #1As a Loan Officer, the user can only

view his or her clients

What have you been doing?

Data In and Data OutMifos integrates nicely with other systems and platforms to ensure efficiency, accuracy, and the integrity of data going in and out of Mifos

M-PESA Integration

Clear error messages and exportable error

logs

Currently supports import of loan repayments and

savings deposits via .xls

Precise validation to ensure accuracy and validity of

imports

Tally Accounting Integration (India)Mifos integrates well with Tally, the leading accounting package in India

Generate export of accounting data to import into Tally from Mifos UI

View history of past imports

Tally Accounting Integration (India)Easily generate your Tally XML import file from Mifos.

View your data for accuracy before you export

it

Shows whether or not export has already been generated

Generate export file

Manual Accounting IntegrationFor other accounting systems you can manually generate a .csv export or input values from our summarized general ledger report.

PDF Report shows daily summary of accounting data from each general

ledger account

Business Intelligence

Business Intelligence Overview

Reporting Server - reports in HTML, PDF, CSV, XML Data Integration - allows us to take in data from other

applications (Tally, etc.) Dashboards - see business health using charts and

graphs, drill down into reports Ad Hoc Queries - allows building queries on the fly when

you don't need a full report OLAP - full analytics that allows you to quickly see

multiple views on your data, for instance PPI score by Loan Product, PAR by Loan Officer, etc.

Mifos Business Intelligence Suite

PentahoEnterprise-level business intelligence platform built into Mifos with data warehouse capabilities

Catalog of available reports

Flexible parameters and ranges for each report

Ability to export to PDF, HMTL, or Excel

Wide Collection of Standard Reports

Management MFI Progress Report Branch Progress Report Detailed Loans in Arrears Loan Officer Performance

Detailed Summary

Funds Movement Report PPI Data Export

Operational: General Ledger Report Branch Cash Flow Confirmation Branch Expected Cash Flow Loan Classification by Product Collection Sheet

India East Africa

Transactions Detailed Summary

Due vs. Collected By Branch By Loan Officer By Center

Loans to be Disbursed Loans Pending Approval Outstanding Balances Client Exit

Sample Standard ReportLoan officer performance summary report

Sample Standard Report (2)PPI Data Dump (.csv)

Leverage Pentaho and Mifos’ detailed database to meet your own reporting needs.

Any data Mifos collects Clients, Groups or Loan details Question Groups & PPI Custom Fields Payments and Transactions What users have or have not done

Limit by Roles Branches Users Dates

Advanced Reporting CapabilitiesDashboards, ad hoc reporting, longitudinal analysis is now under development.