My Virtual StrongBoxNothing’s More Important Than Trust

Store documents safely & securely online behind online banking – like wills, tax documents, loan packages, mortgage docs, insurance, copy of what’s in a physical safe deposit box, etc.

Patent-pending encryption & security

Share files with trusted advisors and others

Non-interest income potential can replace lost revenue

Talk about “Sticky” … member might think twice before closing relationships

Members trust you with their money & will trust you with their financial documents

Q: What is My Virtual Strongbox?A: The Online Answer to Safe Deposit Boxes

My Virtual StrongBox Easy-to-Use Organizational Capabilitiesfive predefined folders to help members organize files

MVSB Enterprise Connectivity

MVSB has

API connectivity to automate transport process Allows the FI to place a single document into an Accountholder’s StrongBox Works even if Accountholder hasn’t activated their strongbox yet Representative remains unable to view contents of StrongBox

Your Financial Institution can deposit financial documents into your member’s MVSB. For example,

1) Loan documents from your origination system2) Account opening documents3) Mortgage closing packages4) Prepared tax returns, insurance and wealth management documents

Credit Union Can Share Files Three WaysOne-to-one, Groups or all Virtual StrongBox Users.

Members Can Securely Share Documents with anyone!

Member can share a document (with a security code) via one-time link

or

e.g. Daughter’s medical history with an Emergency Room Doctor

e.g. Accountant can place a copy of my 2013 tax return in my finance folder – no more emailing or mailing!

e.g. Loan officer needs a copy of a tax return to complete a loan

Member can allow someone access (with a security code) via one-time link to place a document in one of their folders

Members Can Securely Share Documents with Anyone!

Educational Wizard Promotes Value &Profile Wizard Guides the Consumer to “Fill-it-Up”

A Case Study – Redstone FCU

Huntsville, AL

$3.5 Billion in assets

350,000 accounts

130,000 OLB users

MVSB launched in December 2012

25 mb offered as a freemium at launch

Increased to 125 mb in December 2013

Over 40,000 OLB users registered for MVSB so far

Mobile iPad App Start Page

Targeted Ad Engine driven by CRM data

Icons for MVSB & Quick Add via camera

Mobile iPad App Home Page

Same five folders & document icons as on the

browser version

Check Out These MVSB - Key Benefits

Baby Boomers need this type of service for wealth management & estate planning Very “Sticky” when tied to checking, OLB or eStatements Strengthens customer relationships and can be used as a reward for “loyal” customers Seamless integration with online banking makes it easy to use Our Software-as-a- Service model means low cost deployment & faster ROI

It’s a unique offering that sets you apart from the rest

CONSIDER THIS:

EVERY bank and credit union will be offering this service in the next three to five years.

TODAY, your Financial Institution has an opportunity be a leader….. and get there before someone else in your market space does!!!