Inca Kola Wows the runway in Couture Fashion Week in New York

www.nybusinesslatino.com

At $3.53 a gallon, prices are already up 25 cents since Jan. 1. And experts say they could reach a record $4.25 a gallon by late April. “You’re going to see a lot more staycations this year,” says Michael Lynch, president of Strategic Energy & Economic Research. “When the price gets anywhere near $4, you really see people react.”

ContinEntAL Food And BEvERAgE inC. BottLERS oF BRAnd inCA KoLA SuCCESSFuLLY LAunChEd thEiR nEW noStALgiAC gLASS BottLE dESign At CoutuRE FAShion WEEK in thE WALdoRF-AStoRiA hotEL in nEW YoRK CitY

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Monica Lewinsky, the former White

house intern made famous for her sexual

encounters with President Bill

Clinton, is again in the spotlight

thanks to a four-hour PBS documentary,

Expansion of Mortgage Program Is Limited in Scopethe President has passed a new program called the Home Affordable Refinance Plan (HARP) to allow New York residents to refinance their homes at all time low rates and reduce the amount homeowners owe…as much as $12,000 a year.

Edition 31 | February 23 -29- 2012

highest gas prices ever

LAShing out on tWo FRontS, RiCK SAntoRuM on SAtuRdAY quEStionEd PRESidEnt BARACK oBAMA’S ChRiStiAn vALuES And AttACKEd goP RivAL Mitt

RoMnEY’S oLYMPiCS LEAdERShiP AS hE CouRtEd tEA PARtY ACtiviStS And EvAngELiCAL votERS in ohio, “gRound zERo” in thE 2012 noMinAtion Fight.

Gasoline prices have never been hiGher this time of the year.

Rick Santorum questions Obama’s Christian values

P2 nY. Business Latino • Edition 31 | February 23 -29-2012

NEW YORK (AP)

At $3.53 a gallon, prices are already up 25 cents since Jan. 1. And experts say they could reach a record $4.25 a gallon by late April.

“You’re going to see a lot more staycations this year,” says Michael Lynch, president of Strategic Energy & Economic Research. “When the price gets anywhere near $4, you re-ally see people react.”

Already, W. Howard Coudle, a re-tired machinist from Crestwood, Mo., has seen his monthly gasoline bill rise to $80 from about $60 in December. The closest service station is selling regular for $3.39 per gallon, the high-est he’s ever seen.

“I guess we’re going to have to drive less, consolidate all our errands into one trip,” Coudle says. “It’s just oppressive.”

The surge in gas prices follows an increase in the price of oil.

Oil around the world is priced dif-ferently. Brent crude from the North Sea is a proxy for the foreign oil that’s imported by U.S. refineries and turned into gasoline and other fuels. Its price has risen 11 percent so far this year, to around $119 a barrel, because of tensions with Iran, a cold snap in Europe and rising demand from developing nations. West Texas Intermediate, used to price oil pro-duced in the U.S., is up 4 percent to around $103 a barrel. That’s 19 per-cent higher than a year earlier.

Higher gas prices could hurt con-sumer spending and curtail the recent improvement in the U.S. economy.

A 25-cent jump in gasoline prices, if sustained over a year, would cost the economy about $35 billion. That’s only 0.2 percent of the total

FRONT PAGE Gasoline Prices have never been hiGher this time of the year.

U.S. economy, but economists say it’s a meaningful amount, especially at a time when growth is only so-so. The economy grew 2.8 percent in the fourth quarter, a rate considered mod-est following a recession.

Gas prices are already an issue in the presidential campaign. Republi-can candidate Newt Gingrich spoke several times this week about open-ing up more federal land to oil and gas drilling as a path toward U.S. energy independence — and lower pump prices.

High oil and gas prices now set the stage for even sharper increases at the pump because gas typically rises in March and April.

Every spring, refiners suspend op-erations to switch the type of gasoline they make. Supplies of wintertime gas are sold off before March, when refineries need to start making a new formula of gasoline that’s required in the summer.

That can mean less supply for ser-vice stations, resulting in higher gas prices. And summertime gasoline is more expensive to make. The gov-ernment mandates that it contain less butane and other cheap organic com-pounds because they contribute to the formation of ground-level ozone, a primary constituent in smog. That means more oil, a costlier component,

is needed to produce each gallon.

The experts expect demand to keep rising. World oil demand is expected to increase by another 1.5 percent to 89.25 million barrels a day in 2012, according to the Energy Information Administration.

In the short term, tensions with Iran are feeding fears that oil supplies could be blocked.

The U.S. and Europe are tightening economic sanctions against Iran over what the West believes is Iran’s at-tempt to build a nuclear bomb. World leaders fear Israel may be planning a strike against Iran, the world’s third largest oil exporter.

In response, Iran has threatened to withhold its own oil deliveries and to block the Strait of Hormuz, a water-way along its coastline through which one-fifth of the world’s oil flows.

On Friday, an international bank-ing clearinghouse crucial to Iran’s oil sales said it is prepared to discontinue services to Iranian financial institu-tions being targeted by the EU and U.S. sanctions. That could ratchet up the pressure on Iran, but also send oil prices soaring.

The price of Brent crude fell 53 cents on Friday to $119.58. WTI gained 93 cents to $103.24.

Gas prices are highest ever for this time of year

In good times, it’s natural that we pay less attention to our individual expenses. But today, regardless of our current situa-tion, we all need to save as much money as possible.

And, when it comes to saving mon-ey, the experts agree one of the best places to start is with your auto insur-ance.

While it’s natural that companies want to generate as much profit as they can, auto insurance is one area that many people end up paying way more than they should. That’s be-cause they are unaware of some key information which insurance com-panies aren’t in a particular hurry to share.

What you need to know to make sure your Insurance Company is not getting rich off you:

Rates are constantly changing. In fact, in certain states and for certain policies, rates have actually dropped

How Much are You Over-Paying for Your

Auto Insurance?

significantly in the past 12 months. And, if your record has improved, you may even be eligible for addi-tional reductions. You can be sure, however, that your insurance com-pany isn’t going to call you up and let you know their rates have dropped.

You’re not locked in to your policy. Even if you have pre-paid your cur-rent insurance company for an entire year, you have the right to cancel the policy at any time and receive a pro-rated refund. In fact, there is no cost to switch policies from one company to another.

Comparing quotes from multiple in-surance companies delivers the most savings. Today, there are online ser-vices that let consumers quickly shop for the best rates from a nationwide selection of auto insurance compa-nies, all competing for your business. You simply enter your requirements and instantly receive quotes from a wide range of reputable companies, so you can immediately see how much you could save by switching.

P3nY. Business Latino • Edition 31 | February 23 -29- 2012

COLUMBUS, Ohio (AP)

Santorum, a former Pennsylvania senator known for his social conservative views, said Obama’s agenda is based on “some phony theology. Not a theology based on the Bible. A different theology.” He later suggested that the president practices a different kind of Christianity.

“In the Christian church there are a lot of different stripes of Christiani-ty,” he said. “If the president says he’s a Christian, he’s a Christian.”

The Obama campaign said the com-ments represent “the latest low in a Republican primary campaign that has been fueled by distortions, ug-liness, and searing pessimism and negativity.”

Santorum was forced on his heels in recent days after a top supporter sug-gested women use aspirin to prevent pregnancy.

In Ohio, a Super Tuesday prize, he shifted decidedly to offense before friendly crowds. Trailing Romney in money and campaign resources, San-torum is depending on the tea party movement and religious groups to deliver a victory March 6 in the Mid-western contest.

More delegates will be awarded in Ohio than in any other state except Georgia in the opening months of the Republican campaign. Ohio and Georgia are two of the 10 contests scheduled for March 6, a benchmark for the primary campaign that often decides who can continue to the next level.

Santorum has surged in recent opin-ion polls after capturing Republican caucuses in Minnesota and Colorado and a non-binding primary in Mis-souri on Feb. 7. Several polls have shown him ahead in Romney’s native state of Michigan, where primary vot-ers cast ballots a week from Tuesday.

FRONT PAGE

An adviser to President Barack Obama’s re-election campaign says GOP presidential candidate Rick Santorum went “well over the line” when he questioned Obama’s Christian values.

Robert Gibbs tells ABC’s “This Week” that it’s time “to get rid of this mindset in our politics that, if we dis-agree, we have to question character and faith.”

Gibbs says the country would be better served if presidential candi-dates focused instead on the eco-nomic challenges faced by the middle class.

Santorum said on Saturday that Obama’s agenda is tied to “some pho-ny theology” not based on the Bible.

Gibbs’ forceful rebuke suggests Obama’s campaign is taking Santo-rum more seriously these days as a potential general election challenger.

Obama campaign adviser says Santorum crossed line

Obama’s campaign team has re-sponded by starting to consider the possibility that Santorum rather than Romney could be the Republican nominee. The Chicago-based organi-zation has begun scrutinizing Santo-rum’s past record and asked its Penn-sylvania allies to look for information that might be used against Santorum in future ads and speeches.

Even as he criticized Obama, Santo-rum also went after one of Romney’s most promoted achievements — his leadership at the 2002 Winter Olym-pics in Salt Lake City.

“One of Mitt Romney’s greatest accomplishments, one of the things he talks about most is how he hero-ically showed up on the scene and bailed out and resolved the prob-lems of the Salt Lake City Olympic Games,” Santorum said. “He hero-ically bailed out the Salt Lake City Olympic Games by heroically going to Congress and asking them for tens of millions of dollars to bail out the Salt Lake games — in an earmark, in an earmark for the Salt Lake Olympic games.”

The Romney campaign does not dispute that congressional earmarks helped save the games. But they noted that Santorum voted for those earmarks, among many others, when he was a senator.

Santorum used a later appearance before the Ohio Christian Alliance to go after Romney for using his finan-cial advantage as “as a club to beat anyone who gets in his way.” But he saved his most pointed criticism for Obama, suggesting that the Demo-cratic president’s health care over-haul encouraged abortions by requir-ing insurance plans to cover prenatal screenings.

Questions about whether Santo-rum can sustain his rise in the polls come amid signs of stress within his campaign, mainly disorganization. Romney’s machine, coupled with new scrutiny for Santorum’s view of social issues as well as governmen-

tal policies, will give Santorum little margin for error.

As an example, one misstep by a Santorum supporter kept the former senator off message at times for two days.

Foster Friess, the main donor behind Santorum’s “super PAC,” created a stir Thursday when he related on MS-

NBC an old joke about how aspirin used to be a method for birth control. “Back in my days, they used Bayer aspirin for contraception,” Friess said with a grin. “The gals put it between their knees and it wasn’t that costly.”

Friess apologized Friday in a blog post. But Santorum was repeatedly forced to distance himself from his surrogate’s comments, which Santo-

rum described as “a bad joke.” The comments drew unwanted attention to Santorum’s own musings about contraception and women’s issues.

“Santorum has been in the position of explaining on all of these issues. And when you’re explaining in poli-tics, you’re losing,” said Phil Musser, a GOP strategist who doesn’t work for either campaign.

Rick Santorum questions Obama’s Chri sstian values

LAShing out on tWo FRontS, RiCK SAntoRuM on SAtuRdAY quEStionEd PRESidEnt BARACK oBAMA’S ChRiStiAn vALuES And AttACKEd goP RivAL Mitt

RoMnEY’S oLYMPiCS LEAdERShiP AS hE CouRtEd tEA PARtY ACtiviStS And EvAngELiCAL votERS in ohio, “gRound zERo” in thE 2012 noMinAtion Fight.

Cuban President Raul Castro wel-comed his friend Hugo Chavez to Havana as the Venezuelan leader pre-pares to undergo more surgery after chemotherapy cancer treatment last year.

Chavez, who is undergoing medical tests Saturday after arriving late Fri-day, is scheduled to have a “lesion” removed from the same area of his pelvis where a cancerous tumor was cut out in June 2011, an official Cu-ban statement said.

The probable return of Chavez’s cancer has cast doubt over his bid to be re-elected next October. He has served as Venezuela’s president since 1999.

Last October, the 57-year-old leader declared himself to be cancer-free. But on Tuesday Chavez said, “No-body can say right now that it is an-other malignant tumor,” but “the like-lihood that it is malignant is greater

than that it is not.”

He arrived smiling at the Havana airport where he was received by Castro “in whose embrace of wel-come came also that of all Cubans,” said a report in the official Cuban newspaper Granma.

Chavez was accompanied by his brother Adan, who is governor of the Venezuelan state of Barinas, as well as the country’s foreign minister and the minister of health.

Chavez said just before boarding his flight from Caracas to Havana that he would defeat “this new difficulty,” Venezuelan state media reported.

He arrived at the Caracas airport in a caravan along with thousands of supporters, and then, flanked by his two daughters, told the crowd that he will show a strong will for “this new battle” to “defeat the threat” of the ill-ness.

Venezuela’s Chavez in Cuba for surgery on lesion

P4 nY. Business Latino • Edition 31 | February 23 -29-2012FRONT PAGEHow to Learn to

the Stock Market

The 5 Dumbest Things You Can Do if You Have too Much Debt“Time”

same high degree of accuracy that professional traders achieve. In fact, they’ve taught this technique to more than 20,000 investors worldwide.

One of the core strategies they teach is to identify supply and demand levels where price has historically turned around. When the price ap-proaches these levels they apply other tests to find a low risk, high potential entry point. Of course, not every market turn produces such an entry point, and not every trade works out as planned. But, because the trader looks for potential trades with at least a 3:1 reward-to-risk ratio, they can lose money on many of their trades and still come out ahead. And, it’s this skill that allows professional traders to make a living, even when the market is moving down or side-ways.

Timing the market takes a lot of practice, which can be an expensive education if you are experimenting with your own money. For that rea-son, their trading classes allow you to “borrow” an account and learn under the mentorship of a professional trad-er with zero risk to you until the right decisions become intuitive.

they say a little knowledGe can be danGerous.

When it comes to understanding the stock market, that’s unfortunately what most people possess — a “little” knowledge.

And, that makes them easy prey for professionals. That’s because there are two sides to every trade – a win-ning side and a losing side.

You will often hear people say you can’t time the market and the best thing to do is “buy and hold”. Well, that may have made sense in the 90’s, but for the last 10 years the markets have generally been flat, so it’s harder than ever to make money with the old “buy and hold” approach.

But, there are plenty of traders who are making money regardless of whether the markets move up or down. These traders are simply bet-ter at knowing when to sell and when to buy. They also count on having a counter-party who is getting in on a trend too late, or waiting too long be-fore they sell a slumping stock.

One company believes that you can learn to identify market turning points before they happen with the

Debt SettlementFor many people, working with

a debt settlement company can ac-tually be a great solution. You’ve probably heard a lot of advertising for these services recently, but what exactly do they do?

Debt settlement is the process of negotiating with creditors to get them to forgive a big portion of your debt. Why would a credit card com-pany do this? Well, it’s not out of the generosity of their heart. They have made the financial calculations and determined they are better off know-ing for certain that they’ll get paid something, rather than not knowing if they will get paid anything.

Settlement companies work with individual consumers to determine a reasonable, monthly amount that they can afford to pay against their debt load. The individual makes the affordable payment every month into a special-purpose account, and as these funds accumulate, the settlement company reaches out to creditors to negotiate a full and final actual settlement amount that they will take. The debt settlement com-pany only charges a fee after they have achieved a satisfactory settle-ment for you.

Typically, these companies have excellent relationships with credi-tors and are negotiating on behalf of thousands of people every day. The amount of savings they can obtain for consumers can be significant.

While each situation is different, it’s not uncommon for debt settle-ment companies to negotiate reduc-tions of as much as 50 percent of the outstanding amount and help get their customer debt free in just a few years.

There are many debt settlement agencies, so how do you find a le-gitimate and trustworthy company to work with? One great way to start is by visiting Preferred Finan-cial Services. They offer a free, no-obligation consultation to evaluate your options. Then, if you choose to proceed, they will develop a plan that meets your specific needs and negotiate it on your behalf with your credit card companies. Preferred Fi-nancial Services is fully compliant with all FTC rules and they charge no fees until a settlement has been reached.

The five strategies you may want to avoid:

The first piece of advice from experts in the financial field is to be sure you don’t make your situation worse by mak-ing common mistakes.  In particular, try to avoid:

1. Paying only the minimum payment on your debt, as this will  result  in  the  amount  you owe actually  growing,  and your problems will only become worse.

2. Relying on friends and family, as this can damage rela-tionships with the most important people in your life.

3. Unscrupulous credit counselors that demand cash up-front or high fees for help they promise, but don’t deliver.

4. Using new, high-interest loans to pay off lower interest rate  loans. While  it may be easier  to  just have one pay-ment, it will actually increase the amount you have to pay back.

5. Declaring bankruptcy--this can have permanent and se-vere consequences on your financial future. Avoid it if you can, especially when debt settlement may work for you.

If you’re struggling with too much debt, you’re not alone. It seems as if the whole nation has a borrowing hangover. For years, credit was easy, and many people became overextended. But, we now live in an era of austerity and it’s time to get our affairs in order.

P5nY. Business Latino • Edition 31 | February 23 -29- 2012 LOCAL NEWS

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whitney houstonbeinG laid to rest at nJ ceremony

Whitney houston is being laid to rest at a private ceremony in new Jersey.

Singer Stevie Wonder, center, leaves the funeral service for Whitney houston at new hope Baptist Church in newark, n.J.,

new Jersey gov. Chris Christie, center, arrives for funeral services for singer Whitney houston at the new hope Baptist Church in newark, n.J.

Singer Alicia Keys, center, leaves after a funeral service for Whitney houston at new hope Baptist Church in newark, n.J.,

Bobby Brown, left, is greeted outside during the funeral of his ex-wife Whitney houston at new hope Baptist Church in newark, n.J.,

A young boy holds photographs of the late singer Whitney houston during the funeral service for houston near the new hope Baptist Church where the funeral service was taking place in newark, new Jersey February 18, 2012.

the Rev. Jesse Jackson, center, leaves Whigham Funeral home after visiting with the family of Whitney houston before going to the new hope Baptist Church for her funeral in newark, n.J.

A coffin holding the remains of singer Whitney Houston is carried into the New Hope Baptist Church before her funeral services in newark, n.J. on Saturday, Feb. 18, 2012.

Houston died Feb. 11 in Califor-nia at age 48. No cause of death has been determined.

She is being buried Sunday at the cemetery in Westfield where her father was interred in 2003. On-lookers were gathering along the route to her gravesite as the police-escorted motorcade headed toward it and the hearse carrying her casket entered the cemetery.

The pop star was mourned at a funeral Saturday at the church in Newark where she sang in the choir as a child. The invitation-only ser-vice featured a tribute by some of the biggest names in the music, in-cluding Stevie Wonder and Alicia Keys. Kevin Costner and music mogul Clive Davis were among those who spoke.

P6 nY. Business Latino • Edition 31 | February 23 -29-2012

Monica Lewinsky, the former White House intern made famous for her sexual encounters with President Bill Clinton, is again in the spotlight thanks to a four-hour PBS documentary, “ Clinton,” that was transmitted to the air in a televisionon the eve-nings of February 20th and 21st as part of the network’s ‘Ameri-can Experience’ program.

As news of the television special spread last week, Yahoo! searches on “Monica Lewinsky” spiked. Search terms also included “bill and mon-ica,” “monica Lewinsky now,” and “Monica Lewinsky photos.”

As many readers will remember, when word of the scandal began to surface, Clinton denied his involve-ment with this line: “I did not have sexual relations with that woman, Miss Lewinsky.” Later, of course, he confessed that he did.

The scandal -- involving a blue dress, a cigar, and some very uncom-fortable congressional hearings -- led to the president’s impeachment and a major media focus on Lewinsky, who was just 23 and a recent college grad at the time.

NATIONAL NEWS

Monica Lewinsky reclaims public

attention thanks to PBS ‘Clinton’ film

A photograph showing former White house intern Monica Lewinsky meet-ing President Bill Clinton at a White house function submitted as evidence in documents by the Starr investigation and released by the house Judicary committee September 21, 1998.

Monica Lewinsky, at the launch of, ‘go-tham’ magazine, at Cipriani, West 42nd Street, new York City, thursday March 1st, 2001

Where is she now? Fourteen years later, Lewinsky’s hardly in hiding. In fact, she’s been quite busy: In 2005, she moved to London and received her master’s degree in psychology. Later, she re-located to New York, is frequently spotted out on the town, and has her own handbag business, The Real Monica Inc. Word is, she’s still single.

The President has passed a new program called the Home Af-fordable Refinance Plan (HARP) to allow New York residents to refinance their homes at all time low rates and reduce the amount homeowners owe…as much as $12,000 a year. The catch? There might be a small window of time for New York residents to take advantage of this new regu-lation. We urge consumers to act fast because it is not known how long this plan will exist for homeowners to refinance with these new rates and even take cash out of the equity in their home.

Take Action Now:

Refinance Your House

If you owe less than $729,000 on your mortgage and live in New York, you may qualify for the new regula-tions and the Affordable Home Pro-gram. Under this new plan, the gov-

President Passes New Refinance Plan To Reduce The Amount New York

Homeowners Owe…Up To 12,000 A Year

ernment is trying to force the banks to cut your mortgage payments by up to $12,000 a year…But not all banks want you to known this. Why? Because there are 2 Important Loop-Holes: 1. Most New York Home-owners are Pre-Approved & 2. Most Credit Types are Accepted. You must act fast, this is a limited time chance to refinance your house at all-time low refinance rates (as low as 3.162% APR), drastically lower your mortgage payments and even take cash out of your house.

Home Affordable

Plan Benefits For Homeowners:

Who want to refinance with new rate to take cash out of the equity in their home

Average Savings of $275 a month

Cash-out options, which allow you to access the equity in your home

With previous late mortgage pay-ments (some limitations apply)

Defer 1-2 mortgage payments

Whose home may need to rehab, up-

grading, or modernization

Seniors who would like to supple-ment their income using the equity they’ve built

Who may just want to lower their interest rate or monthly payments

The largest and most credible in-stitution, Lending Tree is offering new programs to enroll New York residents in the The Home Affordable Plan. Their loan specialists are the most experienced with the new gov-ernment regulations and are able to quickly, in just a few minutes review all the options and solutions to refi-nance your home under this new plan. Remember, acting fast before these regulations may be appealed can not only save you thousands of dollars on your home loan, by may put thou-sands of dollars in your pocket!

Take advantage of the new Home Affordable Plan & Refinance your home today.

Visit Lending Tree’s exclusive Home Affordable Plan link for New York to find out how you could start refinancing your house today.

P7nY. Business Latino • Edition 31 | February 23 -29- 2012

A great place to start is by looking at services that you are paying for, but are not fully utilizing. One of the first services you should tackle is your cell phone service.

Most cell phone companies entice customers with fancy phones and plans that include a bevy of services, however they also tend to have hid-den costs and require long, inflexible contracts. Today, the average month-ly cell phone bill is $73, according to a recent J.D. Power report. But, what if you could cut that down to just $10 a month?

With new cell phone companies and new, no-contact plans from existing companies - this type of savings is

How to Cut the Average Cell Phone Bill by More than

in Good economic times, it’s natural that we Pay less attention to our monthly exPenses. when thinGs Get tiGht, however, we quickly realize the imPortance

of manaGinG our money well and eliminatinG unnecessary exPenses.

now possible.

For many people, what’s most im-portant about their cell phone is a reli-able, easy to use service that’s avail-able when you need it. Fortunately, for these people, there are new breed cell phone companies that specialize in simple no-obligation agreements with super-low pricing. And the big companies are taking note, and start-ing to offer similar plans.

Another thing that many people don’t know is that most of the ma-jor carriers now pro-rate termination fees - the longer you’ve been in the contract, the lower the fee. So, even if you are currently in a contract, you may still be able to find significant savings by paying the termination fee and switching to a much lower cost, no-contract provider.

Key Things To Look For in Low Cost Cell Service

No Contract: If you want the flex-ibility to change your plan if you are unsatisfied with the service, or you want to take advantage of a better value - don’t agree to a long term contract.

Simple & Affordable Plans: Many basic plans start for as little as $10 per month for basic service. Don’t pay for fancier options such as texting and internet access unless you’re sure you will use them and the additional price is a good value.

Customer Service: Many cell phone companies now let you compare plans and sign-up for service online. You can avoid time and hassle of hav-ing to visit a retail store to shop for new service.

Free Phones: Many Cell Com-panies now offer a free mobile phone with their service. These won’t be the most high-tech fancy model, but if you just need a simple phone that works, con-sider using this money saving option.

So, if you’re looking to simplify your com-mitments and signifi-cantly lower your monthly bills, your cell phone service may be the place to start.

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P8 nY. Business Latino • Edition 31 | February 23 -29-2012COMMUNITY

El viernes 17 de febrero de 2012 se realizó en el Salón Abya – Yala, del Con-sulado general del Ecuador en nueva York, la Presentación del Programa de Becas para estudios universitarios de tercer y cuarto nivel, auspiciado por la Secretaría Nacional de Ciencia, Tecnología e Innovación (SENESCYT), la misma que estuvo a cargo del dr. héctor Rodríguez Chávez, Subsecretario general de Ciencia, tecnología e innovación y contó con la presencia de las Asambleístas Linda Machuca Moscoso y dora Aguirre hidalgo, el Represent-ante de la Secretaría nacional del Migrante en Estados unidos y Canadá, danilo Roggiero y el director de voto en el Exterior del Consejo nacional Electoral, Enrique Chiriboga. En la presentación, el dr. Rodríguez realizó una reseña de los contenidos,

procedimientos de aplicación, carreras ofertadas, rubros cubiertos, requisi-tos y condiciones para la postulación dentro del programa, dentro del cual un aspecto importante constituyó el anuncio de las conversaciones con autori-dades de centros académicos en Estados unidos, para que el estatus migra-torio actual del postulante no sea obstáculo para la aplicación al programa por parte del candidato. Posteriormente, se realizó un foro de preguntas y respuestas entre el expositor y los asistentes al evento. Mayor información sobre el programa de Becas de la SEnESCYt se podrá

encontrar en el enlace web http://www.senescyt.gob.ec/web/infoprograma-debecas/inicio y contará con el apoyo para su difusión e implementación dentro de la jurisdicción del Estado de nueva York, del Consulado general del Ecuador y la Representación de la Secretaría nacional del Migrante para Estados unidos y Canadá.

consulado general del ecuador en Nueva YorkproGrama De becas aUspiciaDo por la senescyt

se presentÓ ante la comUniDaD ecUatoriana resiDente en nUeva yorK

Boletín de Prensa No. 2012-007Febrero 22 de 2012,

Atentamente,

Consulado General del Ecuador en New York.

800 Second Ave, Suite 600

New York, NY, 10017

Tlf: 212 808 0170

Fax: 212 808 0188

WASHINGTON -- No es siempre fácil mantenerse al tanto de las va-cunas, y menos cuando hay niños de diferentes edades en el hogar o personas de la tercera edad. Además, las necesidades de vacunarse podrían cambiar rápidamente con el brote de alguna enfermedad.

Sin embargo, saber quién debe va-cunarse, cuándo y dónde nunca había sido tan sencillo gracias al nuevo por-tal de vacunas del Gobierno federal, Vaccines.gov en español. El sitio es la contraparte de Vaccines.gov.

“Las vacunas protegen a uno y tam-bién protegen a la familia y a la co-munidad, y este sitio ayuda a todos a responder algunas de las pregun-tas más básicas sobre las vacunas”, dijo Guillermo Avilés-Mendoza, un asesor de salud pública del Departa-mento de Salud y Servicios Sociales, la agencia responsable del sitio.

Información útil sobre las vacunas

El objetivo del portal es informar al público sobre todo lo relacio-nado a las vacunas, pero desde una perspectiva práctica y accesible al consumidor. Incluye, por ejemplo, información sobre los calendarios de vacunación, explicaciones sobre cómo funcionan las vacunas y recur-sos sobre qué vacunas aplicarse antes de salir de viaje.

Además, en Vaccines.gov en espa-ñol se puede:

Leer sobre la seguridad y efectivi-dad de las vacunas

Aprender sobre las enfermedades que se pueden prevenir con las va-cunas

Conocer los diferentes términos re-lacionados con las vacunas, incluy-endo acrónimos y abreviaturas

“Es un lugar en donde el público va a encontrar herramientas prácticas y fáciles de usar”, según Avilés-Men-doza.

Quiénes deben vacunarse y cuándo

Es un mito que las vacunas son solo para niños, mujeres embaraza-das y personas de la tercera edad. De hecho, cada año miles y miles de adultos se vacunan contra enferme-dades comunes como la influenza. Hay factores que podrían determinar si un adulto debe vacunarse, como la edad, estilo de vida, condición médi-ca y planes de viaje de la persona. Los brotes de enfermedades también podrían ser una buena razón para in-munizarse.

Docenas de personas murieron du-rante un brote de tos ferina en 2010, y la mayoría eran niños menores de un

Todo lo que se necesita saber sobre las vacunas

las vacunas son Para Personas de todas las edades, no solo Para niños y Personas de la tercera edad

año que no podían recibir la vacuna porque eran demasiado pequeños. Por eso el Gobierno recomienda que los niños de 11 y 12 años reciban la vacuna, y que todos los adultos tam-bién se vacunen contra la tos ferina y que además se refuercen con un booster cada 10 años.

“La vacuna protege a la persona que la recibe, pero también a los que no pueden ser vacunados, como los niños o personas con sistemas inmunológicos débiles”, dijo Avilés-Mendoza.

El portal tiene una sección que detalla quiénes se deben vacunar y cuándo.

DóNDE VACUNARSE

Las vacunas están disponibles en muchos lugares, desde consultorios médicos y hospitales hasta farmacias, iglesias e incluso escuelas y univer-sidades. Y muchos seguros médicos cubren el costo de las vacunas. Pero, ¿qué pasa cuando la persona no tiene seguro?

El Gobierno federal subvenciona clínicas de salud comunitarias a lo largo del país que ofrecen vacunas a un costo bajo según los ingresos de la persona. El portal cuenta con un lo-calizador que permite que la persona encuentre el centro de salud más cer-cano con solo poner el código postal.

“Estas clínicas son muy buenas porque también ofrecen otros tipos de servicios como cuidado prena-tal, dental y de salud mental”, dijo Avilés-Mendoza.

Para aprender más sobre temas so-bre la salud visita GobiernoUSA.gov, el portal oficial del Gobierno de los Estados Unidos en español, que forma parte de la Administración de Servicios Generales (GSA) de EE. UU. Este artículo se escribió con la colaboración del Departamento de Salud y Servicios Sociales.

P9nY. Business Latino • Edition 31 | February 23 -29- 2012 EVENTS

The ceremony Friday at the Shrine Auditorium, which hon-ored diversity in the arts, was punctuated by moving tributes to Whitney Houston, the Black Stuntmen’s Association and George Lucas and the Tuskegee Airmen.

Yolanda Adams sang the spiri-tual song “I Love the Lord, He Heard My Cry” as part of a trib-ute to Houston, who died last week.

“We love you, Nip,” Adams said as she finished the song, re-ferring to the singer’s nickname.

Footage of Houston accepting the Image Award for outstanding female artist in 1994 was shown, as was Denzel Washington’s pre-sentation of that award, in which he called her an “artist of unpar-alleled stature.”

‘The Help’ cleans up at 43rd NAACP Image Awards

“The Help” collected three prizes at the NAACP

Image Awards, includ-ing top actress honors for

Viola Davis, the supporting actress prize for Octavia Spencer and outstanding

motion picture

hosts Anthony Mackie, left, and Sanaa Lathan speak onstage at the 43rd nAACP

viola davis, right, accepts the award for out-standing actress in a motion picture for “the help,” from diahann Carroll, left, and Cicely tyson, center, onstage at the 43rd nAACP im-age Awards

LL Cool J poses in the pressroom with the award for outstanding actor in a drama series for “nCiS: Los Angeles” at the 43rd nAACP image Awards

Actress holly Robinson Peete and Singer Jennifer hudson, winner of the outstanding Album award,

The director, cast and producers of “The Help” (L-R) producers Brunson green,Chris Columbus, actresses viola davis, octavia Spencer, direc-tor tate taylor and producer Michael Barnathan pose with the image Award for best motion picture

Jennifer hudson, left, and ne-Yo perform at the 43rd nAACP

octavia Spencer accepts the award for outstanding supporting actress in a motion picture for “the help”

Regina King accepts the award for outstand-ing actress in a drama series for “Southland” at the 43rd NAACP

P10 nY. Business Latino • Edition 31 | February 23 -29-2012EVENTS

Richest U.s. PResidentsth

e10 After months of speculation, GOP presidential candidate Mitt Romney recently confirmed that he is worth roughly $200 million — give or take a million or more. 24/7 Wall St. examined the finances of all 43 presidents to identify the richest. In addition to being

worth more than 99.9% of Americans, if elected president, Romney would also be wealthier than any president except one

While the other Republican candi-dates are also millionaires, their wealth does not come close to that of Rom-ney’s. Still, judging from the net worth of all presidential nominees, politicians need to be wealthy to run for high office. The other GOP candidates still in the run-ning made their money more directly from their politics before entering the race. Lib-ertarian candidate Ron Paul, worth between $2.5 and $5 million, has published a num-ber of best-selling books over the past few years, each of which explores his political ideology. Former House Speaker Newt Gin-grich became a consultant and political ana-lyst after he resigned from office. Accord-ing to estimates, he has earned at least $6.5

and as much as $31 million. Rick Santorum, who worked as a consultant and contributor to Fox News, is worth more than $1 million.

At the end of the 19th century and the beginning of the 20th, there was another significant change to the economy. Large, professionally organized corporations in the oil, mining, financial and railroad sec-tors allowed individuals to amass large fortunes. The Kennedys were wealthy be-cause of the financial empire built by Joseph Kennedy. Herbert Hoover made millions of dollars as the owner of mining compa-nies. Indeed, since the early 20th century, the fortunes of many presidents, includ-ing Theodore Roosevelt, Franklin D. Roo-sevelt, John F. Kennedy and both of the

george Washington Thomas Jefferson theodore Roosevelt Andrew Jackson James Madison Lyndon Baines Johnson herbert Clark hoover

P11nY. Business Latino • Edition 31 | February 23 -29- 2012 EVENTS1. george Washington net worth: $525 million In office: 1789 – 1797 1st president his virginia plantation, Mount vernon, consisted of five separate farms on 8,000 acres of prime farmland, run by more than 300 slaves. his wife, Martha Washington, inherited significant prop-erty from her father. Washington made well more than subsequent presidents: his salary was 2% of the total u.S. budget in 1789. 2. Thomas Jefferson net worth: $212 million In office: 1801 – 1809 3rd president Jefferson was left 3,000 acres and several dozen slaves by his father. Monticello, his home on a 5,000-acre plantation in virginia, was one of the architectural wonders of its time. he made considerable money in various political positions before becom-ing president, but was mired in debt towards the end of his life. 3. theodore Roosevelt net worth: $125 million In office: 1901 – 1909 26th president Born to a prominent and wealthy family, Roosevelt received a sizable trust fund. he lost most of his money on a ranching venture in the dakotas and had to work as an author to pay bills. Roosevelt spent most of his adult years in public service. his 235-acre estate, Sagamore hill, sits on some of the most valuable real estate on Long island. [More from 24/7WallSt.com: 24/7 Wall St.’s highest Paid Athletes of All time] 4. Andrew Jackson net worth: $119 million In office: 1829 – 1837 7th president While he was considered to be in touch with the average middle class Ameri-can, Jackson quietly became one of the wealthiest presidents of the 1800s. “old hickory” married into wealth and made money in the military. his home-stead, the hermitage, included 1,050 acres of prime real estate. over the course of his life, he owned as many as 300 slaves. Jackson entered consider-able debt later in life. 5. James Madison net worth: $101 million In office: 1809 – 1817 4th president Madison was the largest landowner in orange County, va. his land hold-ing consisted of 5,000 acres and the Montpelier estate. He made significant wealth as Secretary of State and presi-dent. Madison lost money at the end of his life due to the steady financial

Richest U.s. PResidentscollapse of his plantation. 6. Lyndon Baines Johnson net worth: $98 million In office: 1963 – 1969 36th president Johnson’s father lost all of the family’s money when LBJ was a boy. over time, he accumulated 1,500 acres in Blanco County, tex., which included his home, called the “texas White house.” he and his wife owned a radio and television station in Austin, tex., and had a variety of other mod-erate holdings, including livestock and private aircraft. 7. herbert Clark hoover net worth: $75 million In office: 1929 – 1933 31st president An orphan, hoover was raised by his uncle, a doctor. he made a fortune as a mining company executive. he had a very large salary for 17 years and had extensive holdings in mining com-panies. hoover donated his presiden-tial salary to charity. he also owned “hoover house” in Monterey, Calif. 8. Franklin delano Roosevelt net worth: $60 million In office: 1933 – 1945 32nd president Roosevelt’s wealth came through in-heritance and marriage. he owned the 800-acre Springwood estate, as well as properties in georgia, Maine and new York. in 1919, his mother had to bail him out of financial difficulty. He spent most of his adult life in public service. Before he was president, Roosevelt was appointed assistant secretary of the navy by President Wilson. 9. William Jefferson Clinton net worth: $38 million In office: 1993 – 2001 42nd president unlike other presidents, Clinton did not inherit any wealth and gained little net worth during 20 plus years of public service. After his time in the White house, however, he earned a substantial income as an author and public speaker. Clinton received a large advance for autobiography. his wife, the current Secretary of State, also has earned money as an author. 10. John Fitzgerald Kennedy Net worth: $1 billion dollars (never inherited his father’s fortune) In office: 1961 – 1963 35th president Born into great wealth, Kennedy’s wife was oil heiress. his father was one of the wealthiest men in America, as well as was the first chairman of the SEC. Almost all of JFK’s income and property came from a trust shared with other family members.

After months of speculation, GOP presidential candidate Mitt Romney recently confirmed that he is worth roughly $200 million — give or take a million or more. 24/7 Wall St. examined the finances of all 43 presidents to identify the richest. In addition to being

worth more than 99.9% of Americans, if elected president, Romney would also be wealthier than any president except one

and as much as $31 million. Rick Santorum, who worked as a consultant and contributor to Fox News, is worth more than $1 million.

At the end of the 19th century and the beginning of the 20th, there was another significant change to the economy. Large, professionally organized corporations in the oil, mining, financial and railroad sec-tors allowed individuals to amass large fortunes. The Kennedys were wealthy be-cause of the financial empire built by Joseph Kennedy. Herbert Hoover made millions of dollars as the owner of mining compa-nies. Indeed, since the early 20th century, the fortunes of many presidents, includ-ing Theodore Roosevelt, Franklin D. Roo-sevelt, John F. Kennedy and both of the

Bushes, were driven by inherited wealth. The net worth figures for the 10 wealthi-est presidents are in 2010 dollars. Because a number of presidents, particularly in the early 19th century, made and lost huge fortunes in a matter of a few years, the net worth for each president is for the peak time. In the case of each president, we have taken into account hard assets such as land, esti-mated lifetime savings based on work his-tory, inheritance, homes and money paid for services, which includes anything from salary as Collector of Customs at the Port of New York to membership on Fortune 500 companies’ boards. The net worth includes royalties on books, as well as ownership of companies and yields from family estates.

herbert Clark hoover Franklin delano Roosevelt William J. Clinton John Fitzgerald Kennedy

P12 nY. Business Latino • Edition 31 | February 23 -29-2012EVENTS

Continental Food and Beverage Inc. bottlers of brand Inca Kola successfully launched their new Nostalgiac Glass Bottle design at Couture Fashion Week in the Wal-dorf-Astoria Hotel in New York City Febru-ary 16-19, 2012. Fashion Week was selected as the perfect fit for the Elegance of the new glass package. Imported directly from Lima Peru, the iconic glass bottle features a pro-prietary design and a formulation that uses pure cane sugar as its sweetener. “The reac-tion was astounding from the fashion world”, stated Luis Jardines, the company’s CEO. Astounding is an understatement as nearly 100% of the people that tried Inca Kola dur-ing the 4 days had a positive response to the brand. The most asked question was “where can I buy this”? CF&B had a mock Runway complete with the glass bottle graphic and invited guests to “show us your best runway walk”. They also provided beverages for the models in the make-up area as well as back stage in the changing area.

Continental Food and Beverage hosted the kick off reception held on Thursday Feb. 16, 2012 at the Trump World Bar in UN Plaza. They also hosted the after parties each night at Arnos on 38th Street featuring the Inca Kola Models and featuring 3 Inca Signature Cocktails. The Gold Rush – Inca Kola with Rum, The Gold Russian – Inca Kola with Vodka and The Golden Nut – Inca Kola with Coconut Rum. Designers as well as models were overwhelmed with the fresh new fla-vor of Inca Kola as a mixer. As a promotion CF&B gave out over 100 complimentary drink cards and they were all used. In fact many guests ordered a second and third Inca Signature Cocktail.

Couture Fashion Week featured some of the best international designers from around the globe. Names like Nedret Taciroglu from Turkey, Luis Machicao from Peru, Catalin Botezatu from Romenia, Sushma Patel from India – now based in Atlanta, Ga. And many more graced the runway in the Grand Ball-room at the Waldorf-Astoria Hotel in NY.

i n c a k o l a w o w s t h e r u n w ay w i t hn e w e l e G a n t G l a s s b o t t l e Pa c k a G e at

c o u t u r e f a s h i o n w e e k i n n e w y o r k

couture fashion week new york

Inca Kola celebrating at the kick Off Reception at Trump World Bar.

Rebeca herrero, diario, Juan gillen, Publisher Latin trends, Rafael Cuellar, President/CEo at Cuellar LLC, Rosemary Carrillo Publisher

designer Luis Machicao with the inca Kola Family

inca Kola girl “ Jessica” walking the walk

P13nY. Business Latino • Edition 31 | February 23 -29- 2012 Ad

Photo by: Eduardo Mendoza

Photo by: Eduardo Mendoza

Photo by: Eduardo Mendoza

Photo by: Eduardo Mendoza

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P14 nY. Business Latino • Edition 31 | February 23 -29-2012BUSINESSunitEd StAtES hiSPAniC ChAMBER oF CoMMERCE

La United States Hispanic Chamber of Commerce (Cámara de Comercio Hispana de los Estados Unidos; USH-CC, según sus siglas en inglés) invita a sus miembros y los ejecutivos de las cámaras de comercio de todo el país a asistir a la 22a. Cumbre Legislativa Anual, programada para el 21 al 23 de marzo de 2012 en el Washington Mar-riott en Metro Center en Washington D.C. Como parte de este evento anual exclusivo de la USHCC, los asistentes inscriptos tendrán la oportunidad de participar en el Hill Day del 22 de mar-zo para reunirse con los principales re-sponsables de la toma de decisiones del país personalmente.

El Hill Day es una iniciativa de la USHCC destinada a reunir a diversos afiliados a las cámaras hispanas con importantes responsables del liderazgo y la toma de decisiones del Congreso, para compartir información sobre sus cámaras y discutir sus prioridades leg-islativas y los problemas cruciales que afectan a sus negocios y sus industrias.

“El Hill Day es una tradición de 22 años que es exclusiva de la Cumbre

La Cámara de Comercio Hispana de los Estados Uni-dos (USHCC, por sus siglas en inglés) recomienda al socio corporativo Chase, el sector de servicios para el consumidor y banca comercial de JPMorgan Chase & Co. en EE.UU., por haber prestado $17 mil millones a los pequeños negocios en el 2011.

Chase informa que hubo un incre-mento nacional del 52 por ciento a partir del 2010 mediante un total de casi 400,000 nuevos préstamos para pequeños negocios. El banco fue el principal prestamista SBA en 12 mercados nacionales y el prestamista SBA No. 1 en general en términos de volumen.

“Chase tiene un historial compro-bado de lanzar varios productos y servicios que ayudan al crecimiento de pequeños negocios por todo el país, algo que la USHCC propugna activamente”, dice Javier Palomarez, presidente y director ejecutivo de la USHCC. “El acceso al capital es una preocupación crítica, si no la más im-

USHCC reconoce a socio corporativo, Chase, por proporcionar acceso al capital para

los pequeños negocios en Estados Unidos

portante, para los dueños de negocios en los Estados Unidos y estamos or-gullosos de ver a corporaciones como Chase ayudar a marcar la diferencia para empresarios y pequeños nego-cios que forman la columna vertebral de nuestra economía.”

La USHCC representa el segmento de la comunidad de pequeños ne-gocios con mayor crecimiento en el país: más de tres millones de empre-sas en manos de hispanos que con-tribuyen más de $465 mil millones a la economía norteamericana cada año.

Acerca de la Cámara de Comercio Hispana de los Estados Unidos

Fundada en 1979, la USHCC acti-vamente promueve el crecimiento y desarrollo económico de los empresa-rios hispanos y representa los intere-ses de más de 3 millones de negocios hispanos en los Estados Unidos, que combinados generan más de $465 mil millones anualmente. También funciona como la organización co-ordinadora de más de 200 cámaras y asociaciones de negocios hispanas en los Estados Unidos y Puerto Rico. Para mayor información, visite www.ushcc.com.

22o. “Hill day” en Cumbre Legislativa Anual de USHCC organizará visitas personalizadas con responsables de toma de decisiones del Congreso

Legislativa de la USHCC, y es uno de los beneficios más importantes para aquellos que asisten al evento anual”, comenta Javier Palomarez, presidente y CEO de la USHCC. “Las visitas del Hill Day permiten a los líderes y miem-bros de nuestras cámaras dialogar con importantes líderes políticos que tienen el poder y la influencia para marcar una diferencia en las políticas que afectan a las empresas estadounidenses de hoy”.

El Hill Day de este año se celebrará el jueves 22 de marzo de 2012 con re-uniones de 10:00 a.m. a 12:30 p.m. y de 2:00 p.m. a 5:00 p.m. Se requiere una inscripción específica, que implica un proceso de registro independiente de la Cumbre Legislativa. No hay costos de inscripción adicional en el Hill Day, pero los asistentes deben estar inscrip-tos en la Cumbre para poder participar. Para inscribirse en el Hill Day solo hay que completar el formulario en línea “Chamber Hill Form” en ushcclegisla-tive.com/chamberinfo.

La Cumbre incluye la Recepción In-augural, los Contactos para el Sector de Abastecimiento Federal y la Cel-

ebración de las Mujeres Emprendedoras en la Gala de América. Otros eventos incluyen el Desayuno de Bienvenida, así como también una serie de talleres focalizados dedicados a temas perti-nentes, tales como Mejorar el Acceso al Capital, El Futuro de la Energía de América, Liderazgo Estadounidense en la Economía Alimenticia Mundial, y otros temas claves relevantes para los empresarios de hoy.

Acerca de la United States Hispanic Chamber of Commerce

La USHCC, fundada en 1979, prom-ueve de manera activa el crecimiento económico y el desarrollo de los em-presarios hispanos, y representa los in-tereses de casi 3 millones de empresas pertenecientes a hispanos en los Estados Unidos que, sumadas, generan más de US$420,000 millones por año. Sirve también como organización paraguas para más de 200 cámaras locales y so-ciedades comerciales hispanas de los Estados Unidos y Puerto Rico. Para más información, visite www.ushcc.com.

FUENTE United States Hispanic Chamber of Commerce.

The Minority Business Leader Awards honor the top 25 minority business leaders and owners in Wash-ington who exhibited outstanding performance for their companies or organizations within the last year and a half.

As a nationally-recognized leader and advocate for small business in America, Javier Palomarez has led the USHCC during a time of significant transformation for the largest national advocacy group for Hispanic business in the nation. Under his direction, the organization has also launched a number of national programs that di-rectly benefit entrepreneurs through the USHCC Foundation. These pro-grams include the first-of-its kind Green Builds Business initiative, designed to raise awareness around environmental stewardship and help small enterprises incorporate green practices profitably into their overall business plans. The USHCC Founda-tion has also implemented the highly acclaimed Chamber Training Insti-tute, a nonprofit management aca-demic program in partnership with the University of Notre Dame.

“We are extremely proud of Ja-vier Palomarez for his consummate leadership and dedication to small business growth in America,” says USHCC Chairman Nina Vaca. “This recognition is well-deserved on many fronts. As the President and CEO of the United States Hispanic Cham-ber of Commerce, Mr. Palomarez leads America’s largest organiza-tion, serving the interests of nearly three million Hispanic-owned busi-nesses through a network of over 200 Chambers and business associations nationwide. He inspires countless lo-cal leaders and entrepreneurs through his work as a tireless advocate who listens to their concerns and studies both their challenges and innovative approaches, then articulates them to members of Congress, the Adminis-tration and the White House.”

With a relentless travel schedule, Palomarez regularly interfaces with non-profit chambers of commerce, 147 corporate partners and Hispanic

USHCC PRESIdENT & CEO JAVIER PALOMAREZ

NAMEdMINORITY BUSINESS LEAdER OF THE YEAR

Business Enterprises (HBEs) across the country year-round.

“I am deeply honored and humbled to join the men and women who have been named to this important list of business leaders in our nation’s capi-tal,” says Palomarez. “For many of us, this award is a testament to our everyday work, but I am proud to say that I also have a very support-ive leadership team and a hardwork-ing staff. Through their combined efforts, they provide the inspiration and encouragement to carry out the USHCC’s mission every day.”

Palomarez is one of the nation’s pre-eminent business leaders with a background in multi-cultural sales and marketing. He is a sought-after spokesperson, thought-leader and strategist on the issues affecting America’s consumers, particularly those in the Hispanic community. His opinions and points of view have ap-peared in leading publications includ-ing The Wall Street Journal, Business Week, USA Today and many others. He holds a degree in Finance from the University of Texas – Pan American.

Palomarez will accept the honor at the Minority Business Leader Awards program, on March 16, 2012, at The Capital Hilton and will be profiled in a special supplement of the March 16-23 edition of the Washington Business Journal.

United States Hispanic Chamber of Commerce (USHCC) Board Chairman Nina Vaca today announced that USHCC

President and CEO Javier Palomarez has been selected as one of Washington Business Journal’s 2012 Minority Business

Leaders of the Year.

P15nY. Business Latino • Edition 31 | February 23 -29- 2012 Ad 19

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En el acto de la celebración del Mes de la Herencia Hispana, el senador estatal, José Peralta, líder comunitario de Corona, Queens, durante el homenaje al Sr. Agustín Rojas, la Señora Juana y el periodista Alfredo Morad. Foto por Alfredo Morad.

En el acto de la celebración del Mes de la Herencia Hispana, durante el homenaje al Sr. Agustín Rojas, la Señora Juana y el líder comunitario Rómulo Espaillat. Foto por Alfredo Morad.

Just as the economic recovery begins to accelerate, another roadblock has jumped in the way. In this case it’s America’s old familiar enemy: Rising prices at the gas pumps. The national av-erage cost for regular unleaded gasoline is already 8% higher this year alone, now at $3.529 a gallon, according to AAA.

This is the highest price point ever seen this early in the year. Seasonally prices rise heading into the Summer driving season, but never has the av-erage price of gasoline topped $3.50 this earlier in the New Year.

Furthermore, gasoline demand has dropped 10%; meaning Americans are driving less but the amount of money we’re spending on gasoline is rising.

As individuals we can’t do much about price hikes but Gregg Laskos-ki of GasBuddy.com says there are

5 Tips to Find the Cheapest Gas Prices

1. Track Prices Via Websites and Mobile Apps

Is your local station gauging you? The only way to know is to be aware of what you should be paying. Thanks to the Internet, drivers can drill down and find the average price by zip code. Laskoski’s Gasbuddy.com, Gaspricewatch.com or scores of other web sites or mobile applica-tions make it easy to find gas stations taking the least amount of profit from consumers.

2. Inconvenience Yourself

It shouldn’t come as much of a shock but the easier it is to find a gas

station, the more you’re going to pay. Laskoski says gas stations just off the highway cost more than others just down the way. If

you’re willing to spend an extra ten minutes in your car you can find

stations that make it time well spent. And, avoid affluent areas; that gas station conveniently ex-isting right in the middle of town

is likely charging a premium.

3. Fill Up at the Right Time

Urban legend says gas prices are lowest during hours when most folks

are sleeping, from midnight to 5am. Laskoski debunks that myth, but says

there is a best time to fill-up that most people wouldn’t think of: Wednes-day. Gas prices are highest on week-ends when the most people are out on the road. Filling up in the middle of the week saves you both sleep and money.

4. Mind the Fine Print on Your Credit Card & Reward Programs

Many companies offer “club” mem-bership at their stations but the real savings come somewhere else. Lis-koski says to look for partnerships between your local gas retailer and other merchants. Often times pairing the right card with the right grocery store is where you’ll find the benefits.

5. Get Out of the Car (Opt for Self-Service)

Despite the near-death of full-ser-vice, many gas stations will give you the option of having an attendant fill it up. The next time you’re tempted, take note of the premium being charged per gallon and start doing some math. At a reasonable-sounding quarter per gallon premium, you’re going to pay $5 more to fill a 20 gal-lon tank. One stop per week for a year works out to $260 a year for the right to sit in your car.

some things we can do to minimize the damage done to our personal finances ev-ery time to fill the tank. In the attached clip Laskoski discusses 5 ways to find cheap gas prices.

P17nY. Business Latino • Edition 31 | February 23 -29- 2012 LEGAL NOTICESUPPLEMENTAL SUMMONS. Index No. 1391/2011.STATE OF NEW YORK.SUPREME COURT – COUNTY OF QUEENS.U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, FOR GSR MORTGAGE LOAN TRUST 2006-5F, Plaintiff, -vs.-MIGUEL H. SEGOVIA, if living and if he be dead, and all persons who are wives, lienors, heirs, devisees, distributes, successors in interest of such of them as may be dead, and their husbands and wives, heirs, devisees, distributes, and successors in interest all of whom and whose names and places are unknown to Plaintiff; ORFA N. VASQUEZ; CITY OF ENVIRONMENTAL CONTROL BOARD; UNITED STATES OF AMERICA; “JOHN DOE” AND “JANE DOE” said names being fictitious, it being the intention of Plaintiff to designate any and all occupants of premises being foreclosed herein, Defendants.Mortgaged Premises: 94-31 86th Avenue, Woodhaven, N.Y. 11421.TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on the plaintiff’s attorney within twenty (20) days after the service of this Summons, exclusive of the day of

service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. In the event that there is a deficiency in the sale proceeds, a deficiency judgment may be entered against you. That this action is being amended to correct the name of the defendants to add the possible heirs of MIGUEL H. SEGOVIA as a necessary party to the action, as he cannot be located.NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME.If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with court, a default judgment may be entered and you can lose your home.Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property.Sending a payment to your mortgage company will not stop this foreclosure action.

YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. QUEENS County is designated as the place of trial. The basis of venue is the location of the mortgaged premises. Dated: December 21, 2011, /s/, Mark K. Broyles, Esq.FEIN, SUCH & CRANE, LLPAttorneys for Plaintiff Office and P.O. Address28 East Main StreetSuite 1800Rochester, New York 14614Telephone No. (585) 232-7400(DISTRICT: , SECTION: , BLOCK: 8887, LOT: 31).NATURE AND OBJECT

OF THE ACTION. The object of the above action is to foreclose a mortgage held by the Plaintiff recorded in the County of QUEENS, State of New York on April 25, 2006, in CRFN 2006000229484, said mortgage was then assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Griffin Mortgage Corporation to Griffin Mortgage Corporation by virtue of a GAP Assignment of Mortgage, executed January 13, 2011, and sent to the County for recording on January 17, 2011, which mortgage was further assigned to Mortgage Electronic Registration

Systems, Inc., as nominee for IndyMac Bank, F.S.B. by virtue of an Assignment of Mortgage, recorded in the QUEENS County Clerk’s Office on August 8, 2006, in CRFN 2006000447527, which mortgage was further assigned to the Plaintiff by virtue of an Assignment of Mortgage, executed on January 13, 2011, and sent to the County for recording on January 17, 2011. TO THE DEFENDANT, except MIGUEL H. SEGOVIA, the plaintiff makes no personal claim against you in this action.

To the above named defendants: The foregoing summons is served upon you by publication pursuant to an order of the Hon. Jaime A. Rios, a Justice of the Supreme Court of the State of N.Y., dated January 27, 2012 and filed along with the supporting papers in the Queens County Clerk’s Office. This is an action to foreclose a mortgage. The premises is described as follows: Beginning at the point on the northerly side of 86th Avenue (formerly Elmwood Street) distant 170 feet westerly from the corner formed by intersection of the westerly side of 96th Street (formerly Willard Avenue) with the northerly side of 86th Avenue; being a plot 100 feet by 40 feet by 100 feet by 40 feet.Premises known as 94-31 86th Avenue, Woodhaven, N.Y. 11421.

Tax Deadline Extended to

April 17 The Internal Revenue Service opened the 2012 tax filing season by announcing that taxpayers have until April 17 to file their tax returns. The IRS encourages taxpayers to e-file as it is the best way to ensure accurate tax returns and get faster refunds. This includes new navigation features and helpful information on IRS.gov and a new pilot to allow taxpayers to use interactive video to get help with tax issues.“The IRS works hard every day not only to process hundreds of millions of individual tax returns each year, but it is also our goal to make filing a tax return easier for all taxpayers.” Said Joe Munoz , spokesman for the IRS.Taxpayers will have until Tuesday, April 17 to file their 2011 tax returns and pay any tax due because April 15 falls on a Sunday, and Emancipation Day, a holiday observed in the District of Columbia, falls this year on Monday, April 16. According to federal law, District of Columbia holidays impact tax deadlines in the same way that federal holidays do; therefore, all taxpayers will have two extra days to file this year. Taxpayers requesting an extension will have until Oct. 15 to file their 2011 tax returns.

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P18 nY. Business Latino • Edition 31 | February 23 -29-2012AUTO

Por Enrique Kogan

Ya en el 2012, y batiendo récords de ventas, el Nissan Murano se fue con-virtiendo en el producto bandera de la marca japonesa. Hoy, se mantiene fiel a su concepto inicial ofreciendo un diseño y estilo contemporáneo con una mecánica muy moderna. Para agregar la cereza al postre Nissan lanzo también la versión convertible, que se exhibió por primera vez en el auto show de Los Ángeles.

Está equipada con el mismo motor repotenciado V6 de 3.5L con 265HP, con inyección electrónica secuencial multipunto. También está equipado con un sistema de control dinámico (VDC) brindando más estabilidad y TCS (sistema de control de tracción) que maximiza la tracción en todo mo-mento y lo último en tecnología como el “push-button start”, una llave in-teligente con botón de encendido. Su motor, viene acoplado perfectamente a una transmisión CVT (Continu-ously Variable Transmision), de muy efectivo rendimiento.

A nivel de seguridad todos los mod-elos de la Nissan Murano ofrecen frenos antibloqueo con asistencia electrónica en el frenado, control de tracción y todo el componente de bol-sas de aire frontal, lateral y de cortina. Tiene control de tracción de frenos ABS en las cuatro ruedas, y sus fre-nos de disco ventilados en las ruedas delanteras y traseras.

El paquete de tecnología de la Nis-san Murano, con capacidad para cinco pasajeros, presenta un tablero muy fácil y amigable con controles

de navegación, audio y clima muy agradables de usar, que no intimidan ni aun a los consumidores menos tec-nológicos por decirlo así.

Su interior es de un lujoso SUV, con calidad en sus asientos de cuero, suaves al toque, lo suficientemente ergonómicos como para viajar cómo-damente tanto en la primera como en la segunda fila. Hay suficiente espa-cio para estirar las piernas sin com-prometer demasiado el espacio de carga.

Viene disponible en tres versiones Murano S 2WD (tracción frontal) Murano SL 2WD y una versión full equipo Murano LE AWD (4x4) e incluye un sistema de audio Bose, con MP3 e interface para iPod con 9 parlantes y subwoofer, un sistema de cámara de visión trasera con monitor a color de 7 pulgadas, faros Xenon y frenos de disco ventilado en las cu-atro llantas. También incluye luces de xenón, sillas con 8 posiciones, una parrilla cromada y spoiler trasero.

Tiene características de lujo son su botón de arranque sin llave, vidrios eléctricos, seguros, espejos eléctri-cos, control de clima de dos zonas, y luces brillantes en la cabina que le dan la bienvenida a bordo, un sistema de radio satelital, instalación para el iPod con puerto USB, interface Blue-tooth para conexión con el teléfono, un disco duro de 9.3 gigabites para al-macenamiento de música y el sistema XM con capacidad para alertas de tráfico, cambiador de seis CD, limpia parabrisas con sensor de lluvia y el sistema de navegación

NissaN

2012Murano

el nissan murano es un automóvil todoterreno (suv, sPort utility vehicle) del

seGmento e Producido Por la marca JaPonesa desde el año 2002. comParte la Plataforma de

con el nissan altima y nissan maxima, y se faBriCa en KYūshū, JaPón. nissan Viene de un

nombre común, nii san, es un acrónimo de “niPPon sanGyo” (en JaPonés siGnifica

“industria JaPonesa”).

Trae una parrilla muy similar a la edición anterior, la capacidad es para 5 pasajeros, relativamente cómodos, el modelo Platinum trae dos sistemas de entretenimiento de DVD con mon-itores de 7 pulgadas para los asientos traseros que permiten llevar a los ni-ños entretenidos en viajes largos y las ruedas son de 20 pulgadas. Tiene un techo “sunroof” que es muy fácil de activar.

El resultado final que comprobé es

que su manejo es satisfactorio, con una buena aceleración y una suavi-dad no tan típica de un SUV. El mov-imiento del mismo en las curvas no es tan pronunciado gracias a su control de estabilidad y un buen agarre que complementa su buen andar en la car-retera.

Su diseño curvilíneo y poco angulo-so compromete un poco la visibilidad trasera, pero esto no ha sido un factor que lo deje afuera en la competencia

del feroz y competitivo mercado de los SUV.

Sus más feroces competidores son el Ford Edge, Hyundai Santa Fe y el Toyota Venza, aunque aquí diría que el Murano los aventaja por caracter-ístico diseño, que gusta y su buen valor de reventa.

Precio: desde 29.540 $US

Consumo: 18 mpg ciudad/24 mpg Carretera

P19nY. Business Latino • Edition 31 | February 23 -29- 2012 USHCC PAGE

SUMMER 2012

P20 nY. Business Latino • Edition 31 | February 23 -29-2012ECONOMIA

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