next copyright 2007 tortuga beach resort all information and particulars contained in this...

NextCopyright 2007 Tortuga Beach Resort

All information and particulars contained in this presentation are for indicative purposes only. They are provided in good faith and are not intended to form part of any contract. All measurements and specifications are provided to the best knowledge of Tortuga Beach Resort but may be subject to change.

No liability will be taken for any inaccuracies, changes or damages arising out of or in connection with the use of information in this presentation.All information regarding potential returns, rental income and growth in property value are examples only and in no way guaranteed. The value of property can rise

and fall and past performance is no guarantee of future performance. All sterling examples are quoted using an assumed rate of exchange for information only; this is not guaranteed as exchange rates fluctuate on a daily basis.

No advice is given as to the suitability of purchasing property.No tax advice is given and it is recommended that purchasers consult a tax specialist regarding their personal circumstances.

Updated … 15 August 2007

DisclaimerDescription Choice Safeguards Gallery

“Off plan” … 2009 / 2010

Tortuga Beach Resort & Spa

Sal IslandCape Verde

2 Bed ApartmentsFrom €137,950 to €183,950

3 Bed Detached VillasFrom €310,000 to €349,950

4 Bed Detached Villas€599,950

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Description

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Page 1 of 4

Description Choice Safeguards

CAPE VERDEUnspoilt paradise in the Atlantic Ocean. A collection of islands in the Atlantic Ocean, blessed with beautiful beaches, stunning scenery and a climate even more consistent than the Canary Islands. The Republic of Cape Verde comprises ten beautiful islands that form the archipelago. Situated about 450km west of Senegal, Africa & 1000km south of the Canary Islands, each possessing it’s own individual character and charm.

Discovered in 1460 the islands gained full independence from Portugal in 1975. With a population of around 476,000. The Cape Verdeans have their own unique language, called “Creole”, a mixture of Portuguese and African blend. With close economic ties to the US, EU & World Bank the local govt is very supportive of foreign investment, the local currency Cape Verde Escudo (CVE) has the benefit of being fixed to the Euro.

With direct flights now from the UK & Dublin (5 ½ hrs) & -1GMT make this the European Caribbean without the jet lag! With a dry tropical climate of between 22-30C all year round and an abundance of quality restaurants, Cape Verde is “The next potential holiday hotspot” -BBC Holiday 11/05

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SAL ISLANDThe island of Sal is situated in the northern group of the archipelago, 30km long & 12km in width. Having a well established international airport, Sal will develop into one of the world’s top tourist resorts.

The town of Santa Maria, south of the island, is the main tourist resort with crystal clear waters & 8kms of beautiful beaches, making Sal an excellent destination for diving, surfing & sun worshippers alike. Restaurants line the beaches, a lovely town square with a variety of shops with local musicians playing Cape Verdean classics make this charming town a popular choice with tourists.

The town of Espargos is located adjacent to the international airport & offers a variety of shops, bars & restaurants.

Tourist destinations include Pedra de Lume salt flats & the port town of Palmeria. The best beaches are located on Santa Maria & Ponta Preta, both at the southern most point of the island.

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TORTUGA BEACH RESORT & SPA

• 306 Two bedroom Apartments / 2 Pool areas

• 52 front line villas (all with private pools)

• Benefiting from lush green communal areas

• Luxury Spa & Expansive Gymnasium

• Commercial premises

• 4-Star hotel / Apart-hotel facilities

• Restaurants / Wine Bar / Piano Bar

Tortuga Beach Resort & Spa is a prestigious new development of luxury apartments & villas located in the resort of Santa Maria, Sal Island, Cape Verde offering front line luxury accommodation.

The development will consist of …

The plot will enjoy a front line position along the stunning Ponta Preta beach (west facing for sun-sets), only a short walk from the main town of Santa Maria. The plot itself is perfectly situated in a designated golf area of Sal while enjoying the best beach front on the west coast.

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“Off plan” … 2009 / 2010






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TORTUGA BEACH RESORT & SPA

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Description

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Move cursor over desired property and click …


Two Bed ApartmentsFrom €137,950 (£91,967)

Three Bed VillasFrom €310,000 (£206,667)

Four Bed Villas€599,950 (£399,967)

Prices range from €137,950 to €183,950

Prices range from €310,000 to €349,950

Assumed exchange rate 1.5 euros to the pound

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Two Bed Apartments

Page 1 of 6

“ Beautiful apartments on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of quality apart-hotel facilities, lush green communal areas,

pools, 4-Star Hotel, luxury spa, expansive gymnasium, restaurants, bars and commercial premises.”

€137,950 (£91,967 assuming exchange rate of 1.5 Euros to the Pound)

€6,000 (or £4,000)


€6,000 (or £4,000)

See next page for Payment Schedule Options

Purchase price (from) :

Reservation Fee :


Reservation Fee :

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Two Bed Apartments

Page 2 of 6

Price :Res. Fee :

1st Deposit :Amount :

Timescale :2nd Deposit :

Amount :Timescale :

Completion :Incentives :

Price :Res. Fee :



Amount :Timescale :


Payment Plan Options

€137,950€6,000

35 %€48,28390 days

10%€13,7959 mths

€69,873Free legal

€137,950€6,000

35 %€48,28390 days

10%€13,7959 mths

€69,873Free legal

€137,950€6,000

45%€62,07890 days

n/an/an/a

€69,873Free legal

Air-Con

€137,950€6,000

45%€62,07890 days

n/an/an/a

€69,873Free legal

Air-Con

€137,950€6,000

35%€48,28390 days

20%€27,5906 mths

€56,078Free legal

Air-Con

€137,950€6,000

35%€48,28390 days

20%€27,5906 mths

€56,078Free legal

Air-Con

€137,950€6,000

50%€68,97590 days

n/an/an/a

€62,975Free legal

Air-ConFurniture

€137,950€6,000

50%€68,97590 days

n/an/an/a

€62,975Free legal

Air-ConFurniture

€135,191€6,000

75%€101,393

90 daysn/an/an/a

€27,798Free legal

Air-ConFurniture2% Disc.

€135,191€6,000

75%€101,393

90 daysn/an/an/a

€27,798Free legal


€131,053€6,000100%

€125,05390 days

n/an/an/a

NILFree legal


€131,053€6,000100%

€125,05390 days

n/an/an/a

NILFree legal


Option 1 Option 2 Option 3 Option 4 Option 5 Option 6

Discounts for early payment of deposit

0 to 3 wks after reservation 2% Discount (on the amount of deposit rec’d)

3 to 6 wks after reservation


9to12 wks after reservation

1% Discount (on the amount of deposit rec’d)

0.5% Discount (on amount of deposit rec’d)

NIL Discount Previous

Below is an example. Prices range from €137,950 to €183,950

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Two Bed Apartments

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PreviousFor indicative purposes only. Exact specification may differ should the Developer feel necessary.

: Accom. (built)

: Terraces

: Total

70.97

15.65

86.62

Sq. M Floor Plan

PLANS (Four varieties … Types C, D, E, F)

TYPE C … Available as Ground Floor / 1st Floor

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Unit A

: Accom. (built)

: Terraces

: Total

70.08

15.22

85.30

Sq. M Floor Plan

Unit B

: Accom. (built)

: Terraces

: Total

70.97

15.65

86.62

Sq. M Floor Plan

Unit C

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Two Bed Apartments

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: Accom. (built)

: Terraces

: Total

73.97

15.65

89.62

Sq. M Floor PlanPLANS (Four varieties … Types C, D, E, F)

TYPE D … Available as Ground Floor / 1st Floor

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Unit A

: Accom. (built)

: Terraces

: Total

72.98

15.22

88.20

Sq. M Floor Plan

Unit B

: Accom. (built)

: Terraces

: Total

72.98

15.65

88.63

Sq. M Floor Plan

Unit C

: Accom. (built)

: Terraces

: Total

73.93

15.22

89.15

Sq. M Floor Plan

Unit D

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Two Bed Apartments

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: Accom. (built)

: Patio

: Total

64.71

23.60

88.31

Sq. M Floor Plan


TYPE E – GROUND FLOOR … Available as Ground Floor / 1st Floor

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Unit C

: Accom. (built)

: Patio

: Total

64.71

23.60

88.31

Sq. M Floor Plan

Unit D

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Two Bed Apartments

Page 3d of 6


: Accom. (built)

: Terrace

: Total

64.71

23.60

88.31

Sq. M Floor Plan


TYPE E – FIRST FLOOR … Available as Ground Floor / 1st Floor

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Unit A

: Accom. (built)

: Terrace

: Total

64.71

23.60

88.31

Sq. M Floor Plan

Unit B

“Off plan” … 2009 / 2010







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Two Bed Apartments

Page 3e of 6


: Accom. (built)

: Patio

: Total

Sq. M Floor Plan


TYPE F – GROUND FLOOR … Available as Ground Floor / 1st Floor

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Unit A

86.10

23.34

109.44

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Two Bed Apartments

Page 3f of 6


: Accom. (built)

: Terrace

: Total

86.10

23.34

109.44

Sq. M Floor Plan


TYPE F – FIRST FLOOR … Available as Ground Floor / 1st Floor

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Unit B

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Two Bed ApartmentsSPECIFICATIONS

For indicative purposes only. Exact specification may differ should the Developer feel necessary.

STRUCTURE• European standard building specifications• Reinforced concrete pillars and beams• External walls of 200mm vibrated concrete block with chamber• Internal walls of 90mm vibrated concrete block with chamber

STRUCTURE• European standard building specifications• Reinforced concrete pillars and beams• External walls of 200mm vibrated concrete block with chamber• Internal walls of 90mm vibrated concrete block with chamberROOFS• Arab tile & first quality stoneware tiles to solarium areas• 6mm waterproof membrane

ROOFS• Arab tile & first quality stoneware tiles to solarium areas• 6mm waterproof membraneFACADES• 12mm of rough & fine finish sand & cement based render• Natural stone finish to some areas

FACADES• 12mm of rough & fine finish sand & cement based render• Natural stone finish to some areas

INTERNAL WALL & CEILING FINISH• Most areas finished in smooth finish gypsum type plaster• False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary• Kitchen splash-backs in polished first quality ceramics• Bathroom in polished marble type tile or similar


FLOORING• Internal areas finished with first quality marble type ceramic (Porcelanosa or similar)• External terrace areas & walkways in first quality stoneware tiles


BATHROOM FITTINGS• Fittings of vitrified porcelain• Mixer taps• Marble vanity surface where specified


KITCHEN• Wall & base furniture• Glass ceramic hob• Electric oven• Extractor hood• Combi fridge / freezer• Granite work surfaces


CARPENTRY• Reinforced entrance door in beech finish or similar• Internal passage doors in beech finish or similar• Door mouldings matching beech finish• Chrome or brass finish door furniture of good quality


PLUMBING• Water installation by means of copper or polyethylene pipe• PVC waste pipes• Installation for washing machine• Electric accumulator water-heater

PLUMBING• Water installation by means of copper or polyethylene pipe• PVC waste pipes• Installation for washing machine• Electric accumulator water-heater

ELECTRICITY• TV, UHF & FM aerial sockets• Telecommunications systems• Pre-installation of air-conditioning• Fire detectors

ELECTRICITY• TV, UHF & FM aerial sockets• Telecommunications systems• Pre-installation of air-conditioning• Fire detectors

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Potential Rental Income

For indicative purposes only. No guarantees can be given with regard to rental income.

Purchase price :Mortgage @ 50% of purchase price :

Repayment mortgage per month over 15 years :

Average rent per week :

Booking fee, cleaning & management per week :Communal charge per week :

Water & electricity per week :* TOTAL OUTGOINGS PER WEEK :

Rent minus outgoings per week :Annual projection based on 35 weeks occupancy :

Mortgage payments per annum :

NET RETURN PER ANNUM :









137,950 €68,975 €

612 €

668 €

200 €17 €

25 €242 €

426 €14,910 €

7,339 €

7,571 €

137,950 €68,975 €

612 €

668 €

200 €17 €

25 €242 €

426 €14,910 €

7,339 €

7,571 €

•NOTE: Outgoings apply only when property is occupied, with the exception of community charge.

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Example Potential Capital Growth

Purchase Price :

Reservation fee :

50% Deposit :

Total cash invested :

Approx value in 2010 (assuming 15% p/a) :

Minus original purchase price :

Potential increase in value over 3 years :

Free furniture package valued at :

Free legal costs valued at :

Increase in property value :

TOTAL BENEFIT :

Return on cash invested (3 years) :

Purchase Price :

Reservation fee :

50% Deposit :








TOTAL BENEFIT :


€137,950

€6,000

€68,975

€74,975

€209,805

€137,950

€71,855

€9,000

€2,220

€71,855

€83,075

111%

€137,950

€6,000

€68,975

€74,975

€209,805

€137,950

€71,855

€9,000

€2,220

€71,855

€83,075

111%

For indicative purposes only. No guarantees can be given, capital growth will be dependent on future market conditions. Property values can rise and fall.

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Three Bed Detached Villas

Page 1 of 6

“ Beautiful detached Villas on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of lush green communal areas, pools, 4-Star Hotel,

luxury spa, expansive gymnasium, restaurants, bars and commercial premises.”


€12,000 (or £8,000)


€12,000 (or £8,000)



Reservation Fee :


Reservation Fee :

Home

Type B

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Price :Res. Fee :



Amount :Timescale :


Price :Res. Fee :



Amount :Timescale :



€310,000€12,000

35 %€108,500

90 days10%

€31,0009 mths

€158,500Free legal

€310,000€12,000

35 %€108,500

90 days10%

€31,0009 mths


€310,000€12,000

45%€139,500

90 daysn/an/an/a


Air-Con

€310,000€12,000

45%€139,500

90 daysn/an/an/a


Air-Con

€310,000€12,000

35%€108,500

90 days20%

€62,0006 mths


Air-Con

€310,000€12,000

35%€108,500

90 days20%

€62,0006 mths


Air-Con

€310,000€12,000

50%€155,000

90 daysn/an/an/a


Air-ConFurniture

€310,000€12,000

50%€155,000

90 daysn/an/an/a


Air-ConFurniture

€303,800€12,000

75%€227,850

90 daysn/an/an/a

€63,950Free legal


€303,800€12,000

75%€227,850

90 daysn/an/an/a

€63,950Free legal


€294,500€12,000

100%€282,500

90 daysn/an/an/a

NILFree legal


€294,500€12,000

100%€282,500

90 daysn/an/an/a

NILFree legal











Below is an example. Prices range from €310,000 to €349,950

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Three Bed Detached VillasPlans (One variety … Type B)

TYPE B – GROUND FLOOR … Situated over two Floors

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: Accom. (built)

: Terraces / Pergola

: Utility Room

: Total Const.

115.92

68.58

2.33

186.83

Sq. MExample

Floor Plan

“Off plan” … 2009 / 2010







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Page 3b of 6


Three Bed Detached VillasPlans (One variety … Type B)

TYPE B – FIRST FLOOR … Situated over two Floors

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: Accom. (built)

: Terraces / Pergola

: Utility Room

: Total Const.

115.92

68.58

2.33

186.83

Sq. MExample

Floor Plan

“Off plan” … 2009 / 2010







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Three Bed Detached VillasSPECIFICATIONS













KITCHEN• Wall & base furniture• Glass ceramic hob• Electric oven• Extractor hood• Combi fridge / freezer• Granite work surfacesCARPENTRY• Reinforced entrance door in beech finish or similar• Internal passage doors in beech finish or similar• Door mouldings matching beech finish• Chrome or brass finish door furniture of good quality


PLUMBING• Water installation by means of copper or polyethylene pipe• PVC waste pipes• Installation for washing machine• Installation for dish-washer machine• Electric accumulator water-heater


ELECTRICITY• TV, UHF & FM aerial sockets• Telecommunications systems• Pre-installation of air-conditioning• Video door entry system (Villas only)• Fire detectors


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310,000 €155,000 €

1,374 €

1,275 €

382 €25 €

35 €442 €

833 €29,155 €16,492 €

12,663 €

310,000 €155,000 €

1,374 €

1,275 €

382 €25 €

35 €442 €

833 €29,155 €16,492 €

12,663 €


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Purchase Price :

Reservation fee :

50% Deposit :








TOTAL BENEFIT :


Purchase Price :

Reservation fee :

50% Deposit :








TOTAL BENEFIT :


€310,000

€12,000

€155,000

€167,000

€471,471

€310,000

€161,471

€16,000

€2,220

€161,471

€179,691

108%

€310,000

€12,000

€155,000

€167,000

€471,471

€310,000

€161,471

€16,000

€2,220

€161,471

€179,691

108%



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Four Bed Detached Villas

Page 1 of 6

“ Beautiful detached Villas on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of lush green communal areas, pools, 4-Star Hotel,

luxury spa, expansive gymnasium, restaurants, bars and commercial premises.”


€12,000 (or £8,000)


€12,000 (or £8,000)


Purchase price :

Reservation Fee :

Purchase price :

Reservation Fee :

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Page 2 of 6

Price :Res. Fee :



Amount :Timescale :


Price :Res. Fee :



Amount :Timescale :



€599,950€12,000

35 %€209,983

90 days10%

€59,9959 mths


€599,950€12,000

35 %€209,983

90 days10%

€59,9959 mths


€599,950€12,000

45%€269,978

90 daysn/an/an/a


Air-Con

€599,950€12,000

45%€269,978

90 daysn/an/an/a


Air-Con

€599,950€12,000

35%€209,983

90 days20%

€119,9906 mths


Air-Con

€599,950€12,000

35%€209,983

90 days20%

€119,9906 mths


Air-Con

€599,950€12,000

50%€299,975

90 daysn/an/an/a


Air-ConFurniture

€599,950€12,000

50%€299,975

90 daysn/an/an/a


Air-ConFurniture

€587,951€12,000

75%€440,963

90 daysn/an/an/a



€587,951€12,000

75%€440,963

90 daysn/an/an/a



€569,953€12,000

100%€557,953

90 daysn/an/an/a

NILFree legal


€569,953€12,000

100%€557,953

90 daysn/an/an/a

NILFree legal











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Four Bed Detached VillasPlans (One variety … Type O)

TYPE O … Single storey

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: Accom. (built): Terrace / Pergola: Utility Room: Total Const.

153.7840.27

3.02197.07

Sq. MExample

Floor Plan

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Four Bed Detached VillasSPECIFICATIONS













KITCHEN• Wall & base furniture• Glass ceramic hob• Electric oven• Extractor hood• Combi fridge / freezer• Granite work surfacesCARPENTRY• Reinforced entrance door in beech finish or similar• Internal passage doors in beech finish or similar• Door mouldings matching beech finish• Chrome or brass finish door furniture of good quality






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599,950 €299,975 €

2,660 €

1,688 €

506 €30 €

39 €575 €

1,113 €38,955 €31,917 €

7,038 €

599,950 €299,975 €

2,660 €

1,688 €

506 €30 €

39 €575 €

1,113 €38,955 €31,917 €

7,038 €


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Purchase Price :

Reservation fee :

50% Deposit :








TOTAL BENEFIT :


Purchase Price :

Reservation fee :

50% Deposit :








TOTAL BENEFIT :


€599,950

€12,000

€299,975

€311,975

€912,449

€599,950

€312,499

€22,000

€2,220

€312,499

€336,719

108%

€599,950

€12,000

€299,975

€311,975

€912,449

€599,950

€312,499

€22,000

€2,220

€312,499

€336,719

108%



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Safeguards & Due DiligencePage 1 of 2


• Planning Approval received from CI• Construction license expected late September / early October • Construction to be in accordance with Cape Verde building regs.• Legal Process …- Pay reservation fee- Instruct solicitor … free legal services via Alexandra Pereira Law

Office (subject to terms & conditions) www.alexandrapereira.com- Legal searches / Report issued by solicitor- Pre-promissory Contract and Promissory Contract issued, signed

by Purchasers & returned plus deposit funds transferred - Updates to purchasers during construction- Inspection visit prior to completion (snagging exercise)- Prepare completion payment (funds or mortgage)- Completion at Public Notary office (sign The Public Deed)- Keys handed over - The Public Deed registered at the Building Registrar- See next page for taxes payable on completion …

• Planning Approval received from CI• Construction license expected late September / early October • Construction to be in accordance with Cape Verde building regs.• Legal Process …- Pay reservation fee- Instruct solicitor … free legal services via Alexandra Pereira Law

Office (subject to terms & conditions) www.alexandrapereira.com- Legal searches / Report issued by solicitor- Pre-promissory Contract and Promissory Contract issued, signed

by Purchasers & returned plus deposit funds transferred - Updates to purchasers during construction- Inspection visit prior to completion (snagging exercise)- Prepare completion payment (funds or mortgage)- Completion at Public Notary office (sign The Public Deed)- Keys handed over - The Public Deed registered at the Building Registrar- See next page for taxes payable on completion …

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Page 2 of 2


• Purchase Costs … Total approx 6.5% (payable on completion)

1) Notarial Deed

The cost of The Public Deed of purchase and sale is

approximately 2% of the property price as recorded in the

deed.

2) Registration of the Property

The cost of registration is approximately 1.5% of the property

price.

3) IUP (Imposto Unico sobre o Patrimonio)

Payable directly to the Municipal Council. 3% of the property

price.

• Purchase Costs … Total approx 6.5% (payable on completion)

1) Notarial Deed

The cost of The Public Deed of purchase and sale is

approximately 2% of the property price as recorded in the

deed.

2) Registration of the Property

The cost of registration is approximately 1.5% of the property

price.

3) IUP (Imposto Unico sobre o Patrimonio)

Payable directly to the Municipal Council. 3% of the property

price.

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Description Choice Safeguards Home

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Page 1 of 4

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Hotel / Resort Entrance 3 Bed Detached Villa – Type B

4 Bed Detached Villa – Type O Apartment Block Example

“Off plan” … 2009 / 2010







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Page 2 of 4

Gallery

Next

Artist Impression – Living Room - Villa B

Previous

Artist Impression – Bedroom - Villa B

Artist Impression – Kitchen - Villa B Tortuga Beach Resort & Spa - Location

“Off plan” … 2009 / 2010







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Next

Artist Impression – Living Room - Apartment

Previous

Artist Impression – Bedroom – Apartment

Artist Impression – Kitchen – Apartment Artist Impression – Bathroom – Apartment

“Off plan” … 2009 / 2010







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Cape Verde Islands

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Ponta Preta Beach

Tortuga Beach Resort – Pre Construction Take it easy with the turtles!

next copyright 2007 tortuga beach resort all information and particulars contained in this...

Documents

island of sal

republic of cape verde

bed detached villas

cape verdeans

bed apartments

beautiful islands

canary islands

collection of islands