november 2017 samvad sbi pen. assn.'s samvad …sbipensionerspune.org/next final pages/download...

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November 2017 SAMVAD

Visit us at : www.sbipensionerspune.org e-mail : [email protected]

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Pensioners' Day

17th December is "Pensioners' Day".

We congratulate all our members and

wish them a "Happy Pensioners' Day." Let

us hope that our case NO. 1875 of 2013, in

Delhi High Court, for our demand for 50%

pension, will be decided positively in our

favour as early as possible, since our

demands are legitimate.

Secretary

A magnanimous gesture by

Late Shri Behram K. Kotwal

We have great pleasure in advising our

members that Late Shri Behram K. Kotwal

our Member from Mumbai, bequeathed

Rs.1,00,000/- (Rs. One lac only) as donation

to 'SBI Pensioners' Association' as per his

"WILL". This amount has been remitted by

the Administrators to the Estate of Late Shri

Behram K. Kotwal. We are not only thankful

but very grateful to him for this large-hearted

gesture.

Though, Shri Behram K. Kotwal, is not

amongst us today, the love and affection

shown by him for our Association has no

match. This also shows that he cared for our

Association even after his death and this

has also displayed his strong belief in the

working of our Association.

We salute his feelings and value the

generosity shown by him. We pray the

ALMIGHTY to rest his soul in eternal peace.

Vilas Gandhe, General Secretary,

SBIPA, (Mumbai Circle), Pune.

Unit Varta -Panaji ZSC: Special Report From Panaji ZSC

A Special function was organised by SBI

Pensioners' Association, ZSC, Panaji on

Thursday, the 12th October 2017 at S.B. Learning

Centre, Panaji at 4.30 P.M. mainly for delivering

the Gold Medal (awarded to Late Shri P. M. Narkar)

to Mrs. P. P. Narkar. This was followed by the

Monthly Meeting of the ZSC Managing

Committee.

Sarvashri S.B. Gokhale, Circle President,

Vilas V. Gandhe, Circle Secretary, R. S.

Rajivdekar, Principal Secretary, Mumbai ZSC, and

D.A. Kulkarni, Circle Treasurer, specially came

to attend this Meeting and graced the occasion.

Shri Gokhale was the Chief Guest at the function.

The Circle Management Committee declared the

award in its Meeting on 30th May 2017 at Pune

and the same was conveyed to Shri P. M. Narkar,

who then humbly had acknowledged and thanked

the CMC for selecting his name for the 'Gold

Medal'. However, unfortunately, he could not live

to receive it personally.

Shri M.Y. Desai, President, ZSC, Panaji

welcomed the audience and explained the

significance of the Award. Shri S. B. Gokhale,

handed over the 'Late Shri L.N. Pabalkar Memorial

Gold Medal' to Smt. Pushpa P. Narkar, widow of

Late Shri P.M. Narkar. Two daughters of Smt.

Narkar were also present on this occassion. Shri

Gandhe recited the citation and handed over the

framed copy to Smt. Narkar. In her reply, the tearful

Smt. Narkar and one of her daughters thanked the

Association for recognising the work of Late Shri

Narkar.

Shri M.H. Parvatkar, Vice President (NG),

briefed about the activities and proposed plans

to help the members in matters of Mutual Welfare

Scheme, etc. Shri Gokhale in his speech praised

the work of Late Shri Narkar for SBI Pensioners'

Association as well as the 'Federation SBIPAs'.

He spoke about the position of arrears

disbursements and the court case. The

participation was overwhelming with 70 members

being present. The other highlight of the occasion

was collection of Rs.1.72 lac by way of donation

and 4 membership applications fees. Smt.

Jennifer Fernandes, compered the programme

and Shri I.H. Dias, Secretary proposed vote of

thanks. The Meeting was concluded with 'High Tea.

Secretary, Panaji ZSC

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(We publish hereunder an article, giving in brief the history of Pension in SBI from the period of Bank

of Bombay to the present period)

BANK OF BOMBAY OFFICERS’ PENSION & GURARANTEE FUND

RULES AND REGULATIONS

Para 22 : That pensions shall be payable at the rate of one sixtieth part, for every year he has

served, of the average substantive salary drawn by the employee for the last five years of his service.

Para 23 : That an employee retiring from the Bank before completing twenty-five years’ service shall

be entitled to his contributions to the Pension Fund with the interest due thereon.

Para 24 : That an employee retiring from the Bank’s service after having completed twenty years’

service, but before the completion of twenty-five years’ service, shall be entitled to pension if he shall

have attained the age of fifty years, or if he shall satisfy the Directors of the Bank, by approved medical

certificate or otherwise, that he is incapacitated for further active service.

Para 25 : That maximum pension, except in cases which the Trustees in their discretion may

unanimously consider special, shall not exceed Rs.750/- per mensem and that in no case shall it

exceed Rs.1,000/- per mensem.

STATE BANK OF INDIA EMPLOYEES’ PENSION FUND RULES OF 23.02.1965 AND

REGULATIONS DATED 15TH SEPTEMBER, 2014

Para 22 (2) : A member who has attained the age of fifty-five years or who shall be proved to the

satisfaction of the authority empowered to sanction his retirement to be permanently incapacitated by

bodily or mental infirmity from further active service (such infirmity not being the result of irregular or

intemperate habits) may, at the discretion of the trustees, be granted a proportionate pension.

Para 22 (3) : A member who has been permitted to retire under clause (c) of sub-regulation (1) shall

be entitled to proportionate pension.

Para 23 : Computation of pension :

(1) Subject to the provisions of sub-regulation (2) and (3) the pension payable under regulation

22 shall be the amount calculated at the rate of one-sixtieth part of every year’s

pensionable service of the average monthly substantive salary drawn during the last twelve

months’ pensionable service.

(2) The maximum pension shall not exceed one-half of the average monthly substantive salary

drawn during the last twelve months pensionable service or rupees two thousand four

hundred per month (pro-rata in the case of part time employees) whichever is less.

The pension in State Bank of India was at Rs.750/- per month upto AGM level and Rs.1,000/-

per month to Dy.GM. And above category.

This pension was being paid right from the beginning up to 1987 as mentioned above.

In 1987 we had filed a case in Supreme Court for one half (50%) as pension as the basic pay of DMD

was Rs.4, 800/- per month however he was getting pension at Rs.1,000/- per month.

The case was decided in our favour on 23.02.1989. At that time the report of the 4thCentral Pay

Commission was published which was based on D.A. merger of 608 points CPI 1960=100. At that

!! We wish all our Members "Merry Christmas" !!

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time the basic pay of the Secretary to the Government of India was Rs.9,000/- per month and maximum

pension was Rs.4,500/- per month. Hence our pension was revised to Rs.2, 400/- per month.In 1989

the 5th BP settlement talks were in progress and the pensionable pay of Dy.MD was fixed at Rs.7,

550/- pm. Accordingly the Bank had recommended the pension at Rs.3,775/- per month which was

declined by the Government of India on 16.09.1991,stating “The Government has come to a

decision that there is no rationale to revise upwards the existing ceiling on pension in the

State Bank of India which may continue to be Rs.2,400/- p.m.” The salary was revised as per 6th

BPS but pension was not revised. Thereafter without Banks recommendations the pension was

unilaterally fixed at Rs.4,250/- per month for all categories. In the 7th BPS salary was revised at 1684

DA merger. However for the purpose of pension salary was to be considered as if DA was merged

at 1616 points. Due to this there was indirect recovery. (Though this clause was not applicable to

State Bank of India as per agreements with staff federations)

The pension of Rs.4,250/- was payable for 9 categories right from Dy.MD to JMGI. The salary of

JMGI was Rs.9,200/- p.m. therefore pension should have been Rs.4,600/-.Thereafter the Government

of India on 23.02.1999 sanctioned the pension w.e.f. 01.03.1999 as under:

Employees/officers having pay

Upto Rs.8, 500/- pm 50% of the pay

Employees/Officers having pay

Exceeding Rs.8,500/- p. m. 40% of the pay subject to minimum of Rs.4,250/-

The above changes are due to notice served by the Federation/Association on Bank, Government

of Indiaand Reserve Bank of India on 22.05.1998

The fixation was imposed by the Government of India without Banks recommendations. However,

pension of Rs.2,400/- per month continued from 01.11.1987to 28.02.1999.

The bank is strictly adhering to the provisions of SBI Employees Pension Fund Regulations and

recommendation for realignment of pension ceiling is also in conformity with the extant provisions. As

a matter of fact, proposal for realignment of pension is not only for removing the prevailing anomalies

in respect of certain categories of pensioners but also for moving a step forward towards adherence

of Pension Regulation 23(1) of SBI EPFR which reads as follows :

“Regulation 23 : Computation of pension :(1) Subject to the provision of sub-regulations (2) and

(3), the pension payable under regulation 22 shall be the amount calculated at the rate of one-sixtieth

part of every year’s pensionable service of the average monthly substantive salary drawn during the

last twelve months pensionable service.”

Pension ceiling in contravention of the provisions in Regulation 23 of SBI Employees

Pension Regulations :

a) 5th Bipartite settlement – The pension ceiling of monthly pension in respect of pensioners

who retired during 01.11.1987 to 31.10.1992 are not aligned to their last drawn salary as

per 5th BP settlement and this should have been revised from R.2,400/- to Rs.3,775/- pm

(50% of pensionable pay during 5th BP).

b) 7thBPS : Pension ceiling of 7th BP retirees is linked to pre-revised scale i.e. pay scale of

5


&& gd© g^mgXm§Zm {¼g_g{Z{_Îm hm{X©H$ ew oÀN>m Ÿ&&

6th BPS. The pension of 7th BPS retirees is required to be indexed to the last drawn salary

w.e.f 1.11.1997 and computed on the basis of average of last 12 months salary.

Due to our court case the Government of India appointed Murmu Committee in February 2016

and they have submitted the recommendations to the GOI in October 2016. The Bank had submitted

recommendations as per committee Report on 22.11.2016. The GOI approved the recommendations

of the committee on 20.04.2017 which are published in the SAMVAD issue of May 2017 on page

No.10. The Committee has not taken any cognizance in respect of 6th BPS.

Pension is a socio-economic justice measure providing relief when advancing age gradually

but irrecoverably impairs capacity to stand on one’s own feet. Pension is a right and not a bounty.

Dearness Relief : Dearness relief is paid to mitigate the increasing cost / inflation partly. The D R is

worked out on CPI index 1960 = 100. (Working class)

PAYMENT OF ARREARS :

Dearness Relief Index figure from 01.01.1986 to 31.01.2006 were with us. The further DA Index

figures were collected from IBA, Mumbai. The calculations of D.A. payable to 5th to 7th BPS retirees

were worked out by Sarvashri Tapas Dutta and C.P. Muley both Chief Managers (System – Admin.)

from State Bank of India, Corporate Centre, Mumbai. These calculations were checked by us. The

payment of arrears of pension are on ad hoc basis started from 15.07.2017 through CAO, Kolkatta

and the work of payment of arrears is still in progress.

Incidentally, peruse SAMVAD issue for July and August, 2011 for gist of efforts for redresal of

grievances of pensioners and family pensioners since 1974 by the SBI Pensioners' Association

(Mumbai Circle)

As you are aware our court case is still continuing for payment of pension at 50% of last drawn

salary to all the bank’s pensioners. As on today we are required to pay nearly Rs.75 laces to the

Solicitors and there will be payment in future also till we succeed. We therefore, appeal you to donate

generously as requested in our SAMVAD for the month of August, 2017.

We wish all the pensioners good and sound health. Best wishes for New Year.

S.B.Gokhale

Date : 12th November, 2017 President, SBIPA, Mumbai Circle, Pune

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"Late Shri.N.G.More Service Award" winner Shri. Ashok G. Patrikar, Nagpur

Shri. Ashok G. Patrikar has been awarded this year's 'N. G. More Service Award'of SBI

Pensioners'Association,Zonal Sub Centre, Nagpur sponsored by Late Shri E. K. Thakur.Shri. Patrikar joined

the Bank on 18.7.1969 at Kamptee, Nagpur and was promoted as an officer in 1981. During his tenure as

an award staff member as well as also as an officer, he was very active in SBI Employees' Union and

SBIOs' Association activities. He held various important positions in the SBI &Associate BanksEmployees

Union as also in the SBI officers' Association.During his posting at VRCE Branch, Nagpur he was very

much instrumental in opening Bank's dispensary at VRCE premises.

He opted for VRS in March 2001. He started his 2nd inning as a pensioner from 1-4-2001 and from day one

he has given his 100% contribution in furthering the cause of our SBIP Association. In the initial years of his

retirement i.e. 2002-03 he along with other senior pensionersLate Shri.Naniwadekar,Shri Ghanekar and others

enrolled lot of new members for our Association. His endeavor for the progress of our Association and welfare

of all pensioners is still continuing. After his retirement from bank'sservice he got associated with various

social organizations. Prominent amongst them are :

i) Pashchim Nagpur Nagrik Sangh, Ram Nagar, Nagpur, ii) Trustee of Ram Mandir &Hanuman Mandir,

Ram Nagar, Nagpur, iii) Presently he is the Vice President of P.N.N. Sangh, Nagpur, iv) Sanjivani Pranayam

Centre Nagpur, v) Vidarbha Hindi SahityaSammelan, Mor bhavan, Nagpur."

As a Vice President of SBI Pensioner's Association, ZSC Nagpur,in 2015 in a CMC Meeting, he supported

strongly to hold our Circle AGM for the first time at Nagpur. This AGM turned out to be a grand success.

I, on behalf of all our friends & well-wishers, congratulate Shri. Ashok Patrikar for the above award and

pray to almighty to shower his blessings by giving good health, life full of happiness and wonderful life to

Shri. Ashok G. Patrikar in the years to come.

M. P. S. Sawhney -President, Nagpur ZSC (M) 9890765782

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2. gôÀ`m {df` n{ÌHo$à_mUo àW_ {deof gd© gmYmaU gôg gwédmV Pmbr. ì`mgnrR>mda gd©lrEg.~r.JmoIbo, gôMo d gH©$b Agmo[gEeZMo AÜ`j, ~mimgmho~ Xm§S>oH$a, g§KQ>ZoMo g„mJma, gmho~amd XogmB©,AÜ`j, Am¡a§Jm~mX Pmo.g.g|, A{dZme {Z_Xod, AÜ`j A_amdVr Pmo.g.g|., Eg².E_².YamYa, AÜ`j _w§~B© Pmo.g.g|,_moqhXaqgJ ghmZr, AÜ`j ZmJnya, Pmo.g.g|., _mYd XogmB©, AÜ`j, nUOr Pmo.g.g|., M§ÐH$m§V Hw$bH$Uu, AÜ`j,nwUo Pmo.g.g|., EZ².Ho$.Omoer, g{Md Am¡a§Jm~mX Pmo.g.g|., S>r.E.Hw$iH$Uu, gH©$b Q´>oPaa d {dîUw _wH$s_ gH©$bOm°BªQ> goH«o$Q>ar B. gd© ñWmZmnÞ Pmë`mda g oÀ`m H$m_H$mOmg gwédmV Pmbr.

3. lr. {dbmg J§Yo, gH©$b goH«o$Q>ar `m§Zr gd© CnpñWVm§Mo ñdmJV H$éZ g oMm àma§ Ho$bm. lr. J§Yo `m§ZrAmnë`m g§KQ>ZoMo "_o_moa±S>_ Am°\$ Agmo{gEeZ d ê$ëg A±S> ao½`wboeÝg' `m_Üò 1996 gmbmZ§Va ~Xb PmbobmZgë`mMr _m{hVr {Xbr. H$mhr ~Xb 2003 _Üò Ho$bo hmoVo nU Ë`m§Mm `mo½` Vmo nmR>nwamdm doimodoir Z Pmë`mZoA{gñQ>§Q> M°{aQ>r H${_eZa, nwUo `m§MoH$Sy>Z Ë`mg _mÝ`Vm {_idm`Mr amhÿZ Jobr d Ë`m_wio Amnbr Ë`m~ÔbMr Ho$gVerM àb§{~V am{hbr. Ë`mZ§Va ~amM H$mi Jobm d AmVm `m gd© {Z`_mV nwÝhm ~Xb H$aUo An[ahm`© Amho.`m~ÔbMr gd© H$maUo lr. J§Yo `m§Zr {dñV¥VnUo {dfX Ho$brV. Ë`mMà_mUo g§KQ>Zo_Yrb {ZdS>UwH$m§gmR>r doJio""BboŠeZ ê$ëg'' nU V`ma Ho$ë`mMo Ë`m§Zr gm§{JVbo. `m~ÔbMr gd© _m{hVr g^mgXm§Zm Or nwpñVH$m nmR>{dÊ`mVAmbr d gônydunU XoÊ`mV Amë`m hmoË`m, Ë`m_Üò {Xbobr Amho. XmoÝhr {df`mda H$mhr g^mgXm§Zr ~arM MMm©Ho$ë`mda "_o_moa±S>_ Am°\$ Agmo{gEeZ d ê$ëg A±S> ao½ wboeZ' _Ü o gwM{dbobo gd© ~Xb, ZdrZ V`ma Ho$bobo {Z`_,VgoM {ZdS>UwH$s~ÔbMo Ho$bobo gd© ZdrZ {Z`_, g^mgXm§Zr EH$_VmZo _§Oya Ho$boV.

4. 43 dr dm{f©H$ gd©gmYmaU g^m 11.30 dm. gwê$ Pmbr. lr. C_me§H$a H$moëho, ghmæ`H$ _hmà~§YH$,Am¡a§Jm~mX joÌ, ho à_wI nmhþUo hmoVo. gd© _mÝ`dam§Zr Xrn àÁdbZ H$éZ H$m ©H«$_mMm ew ma§ Ho$bm. lr. AemoH$n§{S>V, goH«o$Q>ar, nwUo Pmo.g.g|. `m§À`m _Ywa AmdmOmVrb lr JUoe ñVdZm§Zo g oMr gwédmV Pmbr. lr.EZ.Ho$.Omoer,g{Md, Am¡a§Jm~mX, Pmo.g.g|., `m§Zr nwîn JwÀN> XoD$Z à_wI d BVa nmhþUo d CnpñWV gd© _mÝ`dam§Mo ñdmJV Ho$bo.lr. ^mñH$a Xoenm§S>o, g{Md, Ah_XZJa `m§Zr gôMo gyÌ g§MmbZ Ho$bo. lr. {dbmg J§Yo, gH©$b goH«o$Q>ar `m§Zrg oÀ`m {df` n{ÌHo$Zwgma _mZZr` AÜ`jm§À`m nadmZJrZo g oÀ`m H$m_H$mOmMm àma§ Ho$bm. Joë`m dfuÀ`m dm{f©H$gd© gmYmaU g oZ§Va Vo AmOn ªV {ZYZ Pmboë`m gd© g^mgXm§Zm VgoM 17 gßQ>|~a hm ""_amR>dmS>m _wŠVr g§J«m_{Xdg'' Agë`mZo `m _wŠVrg§J«m_mV Á`m Xoe^ŠVm§Zr Amnë`m àmUmMr AmhþVr {Xbr Amho, Aem gdmªZm 2 {_{ZQ>oñVãY C o amhÿZ lÕm§Obr dmhÊ`mV Ambr.

5. lr. {dbmg J§Yo `m§Zr ~è`mM _mÝ`dam§Zr nmR>{dbobo ew^g§Xoe dmMyZ XmI{dboV. Amnë`m ñdmJVna^mfUmV Vo åhUmbo H$s 1974 gmbr Ad¿`m 21 g^mgXm§nmgyZ H¡$.b.Zm. nm~iH$a `m§Zr g§KQ>ZoMr ñWmnZm nwUo oWoHo$br. AmO øm N>moQ>çm amonQ>çmMo _moR>çm d¥jmV ê$nm§Va Pmbo Amho.

{X.31.03.2017 amoOr noÝeZg©, \°${_br noÝeZg© d ghg^mgX {_iyZ hr g§»`m 23,955 BVH$s Pmbr Amho.gd© g^mgXm§Mr _m{hVr hr H$m°åß wQ>a_Ü o gmR>{dbr OmVo. Joë`m dfu 1595 ZdrZ g^mgXm§Mr Zm|XUr Pmbr. `mMo gd©lo àË oH$ PmoZb g~ g|Q>aMo AÜ`j, g{Md d gd© H$m ©H$Ë`mªZm Ë`m§Zr {Xbo. g§KQ>ZoMo _wInÌ åhUyZ "g§dmX'ZmdmMo _m{gH$ àH$m{eV H$aÊ`mV oVo. g§KQ>ZoMr do~gmB©Q> AgyZ Ë`mda ~arM _m{hVr doimodoir {Xbr

8


OmVo. Xadfu CËH¥$îQ> H$m`© H$aUmè`mg "gwdU© nXH$' XoD$Z Jm¡a{dÊ`mV òVo. gd© g^mgXm§Zm Ë`m§À`mdmT>{Xdgm{Z{_Îm ewôÀN>mnÌo nU nmR>{dbr OmVmV.

^mfUmMr gm§JVm H$aVm§Zm Ë`m§Zr gd© CnpñWVm§Mo Am^ma _mZbo.

6. Amnbo EH$ g^mgX lr. AéU gmdOr `m§Mm AmO dmT>{Xdg Agë`mZo, Zoho_rÀ`m {eañË`mà_mUolr. {dbmg J§Yo `m§Mo hñVo nwînJwÀN> XoD$Z Ë`m§Mm gËH$ma H$aÊ`mV Ambm.

7. lr. à^mH$a JwnMyn `m§Zr "g§dmX' gmR>r KoVboë`m boI ñnY}À`m {df`r g^mgXm§Zm XoÊ`mV òUmè`mnwañH$mamÀ`m H$m ©H«$_mMo gyÌ g§MmbZ Ho$bo.

Ë`m§Zr `m àg§Jr EH$ CËH¥$îQ> H${dVm åhÊmyZ XmI{dbr. H${dVoMm gmam§e Agm …

"~m`H$mo Mm§Jbr. VgoM _¡ÌrU Ho$ìhmhr Mm§Jbr H$maU Vr ~m`H$mo ZgVo.'

`m gË`mMm gmjmËH$ma hm àË oH$ _mUgmg hmoVmo. na§Vw hm ~moY hmoÊ`mg \$maM C{ea Pmbobm AgVmo. AndmXåhÊmyZ `m JmoîQ>rbm AndmX Zmhr H$m ? Am{U gJù`m _wbtM§ b½ZmZ§Va AgoM hmoV§ H$m ? gd© g^mgXm§Zr OmoaXmaQ>mù`m§À`m JOamV `m H${dVog XmX {Xbr.

{dO`r ñnY©H$m§n¡H$s lr. aËZmH$a ~T>o, gm¡. _mYwar dmB©H$a, d gm¡. {Zbr_m Iam§JQ>o `m§Mm AÜ`úmm§Mo hñVo~{jgmÀ`m aH$_oMm MoH$ d nwînJwÀN> XoD$Z gÝ_mZ H$aÊ`mV Ambm.

8. "lr EZ.Or._moao g{d©g A°dmS>©' `m dfu ZmJnya oWrb gd©lr Eg.S>r. C\©$ am_^mD$ H$moëhQ>H$a d AemoH$nmÌrH$a `m§Zm XoÊ`mV Ambo. àH¥${V AñdmñÏ`m_wio XmoKohr hOa Zgë`mZo ZmJnyaMo AÜ`j lr. gmhZr `m§Zr darbXmoKm§V\}$ lr. C_me§H$a H$moëho `m§Mo hñVo nwañH$ma pñdH$mabo.

lr. JwnMyn `m§Zr Or H${dVm åhUyZ XmI{dbr Ë`m~Ôb lr. gmhZr `m§Zr EH$ JmoS> gyMZm Ho$br Vr Aer …

"AmnU Amnë`m ~m`H$mobmM Amnbr CËH¥$îQ> _¡ÌrU Ho$br Va {H$Vr Mm§Jbo hmoB©b? àË oH$mZo hm {dMma A§{JH$mabmVa àË oH$mMo OrdZ AmZ§XmZo ~haob.'

lr. ghmZtÀ`m `m gyMZog nU gd© g^mJ¥hmZo Q>mù`m§À`m JOamV CËñ\y$V©nUo XmX {Xbr ho gm§Jmd`mg ZH$mo.

9. i) darb H$m`©H«$_mZ§Va lr. {dbmg J§Yo `m§Zr gd©lr ~r.Or.Xm§S>oH$a d Eg.~r.JmoIbo `m§Zr Ho$boë`m_hmZ H$m`m©Mm WmoS>Š`mV n[aM` H$éZ {Xbm.

ii) lr. Xm§S>oH$a gmho~ AmO 89 dfm©Mo AmhoV. `m d`mVhr Vo noÝeZam§gmR>r AË §V CËgmhmZo d nmoQ>{V{S>Ho$Zo H$m_H$aVmV. Ë`m§Zm Amnë`m gH©$b Agmo{geZ_Ü oM Zmhr, Va BVa gd© gH©$b Agmo{gEeZ _Ü o gwÕm AË §V _mZmMo dAmXamMo ñWmZ Amho. Amnë`m gH©$b Agmo{gEeZMo VgoM \o$S>aoeZMo g{Md d AÜ`jnX Ë`m§Zr AZoH$ df©o yf{dboAmho. _mJÀ`mM dfu 30 _mM©bm MoÞB© oWo \o$S>aoeZÀ`m g oV Ë`m§Mm öÚ gËH$ma H$aÊ`mV Ambm.

iii) lr.JmoIbo gmho~ Oo AmO 78 dfm©Mo AmhoV, Ooìhm Am°ŠQ>mo~a 2016 _Ü o lr.Ama. Oàm_Z, (C.G.M.- H.R.)

`m§Zm h¡Ðm~mX o[Wb Structured Meeting _Ü o n{hë`m§XmM oQ>bo Voìhm Ë`m§Zr noÝeZg©À`m gd© AS>MUr, H$moUVmhrH$mJX Odi Z R>odVm, lr. Oàm_Z `m§Zm H$WZ Ho$ë`mV. Vo nmhÿZ lr. Oàm_Z `m§Zr Amü © ì`º$ Ho$bo.

5, 6 d 7 ì`m ~m`nQ>m©BQ>À`m noÝeZg© g^mgXm§Zm, gwYmarV noÝeZMr WH$~mH$s, {_idyZ XoÊ`mV lr. Xm§S>oH$a dlr. JmoIbo `m§Zr \$ma _moR>r _mobmMr H$m_{Jar ~Omdbr Amho. Am°JñQ> 2017À`m "g§dmX' _Ü o _m{hVr {Xë`mà_mUoWH$~mH$s H$er H$mT>m`Mr `m~m~V Ë`m§Zr MM}À`m AZoH$ \o$è`m H$m°nom©aoQ> g|Q>aÀ`m A{YH$mè`m§~amo~a Ho$ë`mV. ~±Ho$Zoà{gÕ Ho$bobr _hmJmB© ^Î`m~ÔbMr AZoH$ Xþ{_©i n[anÌHo$ Ë`m§Zr ~±Ho$V {XbrV. `m gd© JmoîQ>r_wio g^mgXm§ZmWH$~mH$s {_iy eH$br.

9


iv) gd©lr Xm§S>oH$a d JmoIbo `m XmoKm§Mm, `m d`mVhr Vo Á`m H$iH$irZo noÝeZg© g^mgXm§Zm _XV H$arVAmhoV, `m Ë`m§À`m g_{n©V d¥ÎmrMm AmXa ì`º$ H$aÊ`mgmR>r, lr. C_me§H$a H$moëho `m§Mo hñVo AË`§V öÚ gËH$maH$aÊ`mV Ambm. gd© g^mgXm§Zr `m gËH$mamàg§Jr C o amhÿZ Q>mù`m§À`m JOamV XmoKm§Zmhr _mZd§XZm {Xbr.

v) gËH$mamg CÎma XoVm§Zm lr. Xm§S>oH$a åhUmbo "_r 1988 gmbmnmgyZ Agmo{gEeZMo H$m_ H$arV Amho. _r Ooìhm\o$S>aoeZ d _§w~B© Pmo.g.g| Mm goH«o$Q>ar hmoVmo Voìhm§ H$m_mMm Iyn VmU Agë`mZo lr.JmoIbo `m§Zm _w§~B© Pmo.g.g| MogoH«o$Q>ar åhUyZ KoVbo. lr. JmoIbo `m§Zr _mPm {dœmg {gÕ H$éZ XmI{dbm. H$maU Vo H$m_mer AË §V àm_m{UH$AmhoV, H$îQ>miy AmhoV d noÝeZg©gmR>r _r ho H$m_ H$m H$am`Mo Ago Ë`m§À`m _ZmV hr oV Zmhr.

~è`mM bmoH$m§Zr ìhr.Ama.Eg. KoVë`mZ§Va lr. JmoIbo `m§Zr 2000 g^mgXm§Mr Zm|XUr Ho$br d é.20 bmImÀ`mda XoU½`m {_i{dë`mV. gÜ`m Vo \o$S>aoeZMo CnmÜ`j AmhoVM. `mZ§Va Ë`m§Zr \o$S>aoeZMo AÜ`jnX yfdmdo hrBÀN>m lr. Xm§S>oH$am§Zr ì`º$ Ho$br. gd© g^mgXm§Zr Q>mù`m dmOdyZ `m BÀN>og _mÝ`Vm Xe©{dbr.

vi) `mZ§Va lr. gmho~amd XogmB© AÜ`j, Am¡a§Jm~mX Pmo.g.g§o. `m§Mm nU gZ 2016-17 Mm "_amR>m yfUnwañH$ma' {_imë`m~Ôb lr.H$moëho `m§Mo hñVo gËH$ma H$aÊ`mV Ambm.

lr. gmho~amd XogmB© `m§Zr `m~m~VMo gd© lo Ë`m§Mo AmB© d{S>b d ghH$mè`m§Zm {Xbo.

10.H$ë`mU-S>m|{~dbr `w{ZQ>Mo g{Md d _w§~B© Pmo.g.go. Mo H$mofmÜ`j lr.gw^mf AmJaH$a d` - 75 d Ywio`w{ZQ>Mo AÜ`j lr. gmo_ZmW Xr{jV (d`-73) `m§Zm Ë`m§À`m CËH¥$îQ> H$m`m©~Ôb ""H¡$. dmgwXod {dÇ>b J§Yo d H¡$.C_m~mB© dm. J§Yo'' nwañH$mamZo gÝ_m{ZV H$aÊ`mV Ambo. lr.~r.Or.Xm§S>oH$a `m§Zr nm[aVmo{fH$ d àË oH$s é.5001/- Mm MoH$ XoD$Z XmoKm§Zm gÝ_m{ZV Ho$bo.

lr. Xr{jV `m§Zr Ë`m§À`m gÝ_mZmMo gd© lo AmB©d{S>b d Amnë`m gd© ghH$mè`m§Zm {Xbo. lr. gmho~amd XogmB©`m§Zr hm H$m`©H«$_ g§M{bV Ho$bm. H¡$. _§Joe nmS>JmdH$am§Mr EH$ gw§Xa H${dVm Ë`m§Zr g^mgXm§Zm EoH${dbr. `mH${dVoMm gmam§e - "_mUgmMm OÝ_ ho Ë`mÀ`m nwñVH$ê$nr Am wî`mMo n{hbo nmZ AgVo. eodQ>Mo nmZ _¥Ë y AgVo._Ybr nmZo ho Ë`mMo H$V©¥Ëd AgVo. hr nmZo Ë`mZo ñdV… ^am`Mr AgVmV.'

gd© CnpñWVm§Zr Q>mù`m dmOdyZ `m H${dVo~Ôb H$m¡VwH$ ì`º$ Ho$bo.

11. `m Z§Va "H¡$.b.Zm.nm~iH$a gwdU© nXH$' àXmZ H$aÊ`mMm H$m ©H«$_ Pmbm. lr. JmoIbo `m§Zr _m{hVr {XbrH$s ho nXH$ Iyn _mZmMo AgyZ CËH¥$îQ> H$m_ H$aUmè`mgM Xadfu {Xbo OmVo. `mdoiÀ`m nXH$mMo _mZH$arH¡$.nr.E_.ZmaH$a, _mOr AÜ`j nUOr, Pmo.g.g|. ho AmhoV.

Ooìhm hm {ZU© Am_À`m H${_Q>rZo _o 2017 _Ü o KoVbm, Voìhm Vo h`mV hmoVo. XþX£dmZo {X.11 Owb¡ 2017bm Ë`m§MoXþ…IX {ZYZ Pmbo.

lr. ZmaH$a ho 10 df} nUOr Pmo.g.g|. Mo AÜ`j hmoVo. Vo Cn _hm à~§YH$ åhUyZ {Zd¥Îm Pmbo. gdmªZm _XVH$aÊ`mMr Ë`m§Mr d¥Îmr hmoVr. Agmo{gEeZMo hm°{bS>o hmo_ nUOr oWo ñWmnZ H$aÊ`mV Ë`m§Mm qghmMm dmQ>m hmoVm.

nUOr Pmo.g.g|. Mo g{Md lr. EoP°H$ S>m`g, `m§Zr hm nwañH$ma lr_Vr nr.nr.ZmaH$a `m§Mo V\}$ pñdH$mabm.

({X.12 Am°ŠQ>mo~a 2016 amoOr nUOr oWo EH$m H$m ©H«$_mV lr. JmoIbo `m§Mo hñVo hm nwañH$ma lr_Vr ZmaH$a`m§Zr pñdH$mabm.)

12. darb H$m ©H«$_mZ§Va lr. gw{Zb qeXo, g._.à. d goH«o$Q>ar, ñQ>oQ> ~±H$ Am°{\$gg© Agmo{gEeZ Am¡a§Jm~mXPmoZ, `m§Zr gd©lr Xm§S>oH$a d JmoIbo `m§À`m H$S>o nmhÿZ H$m_ H$aÊ`mMr ñ\y${V© {_iVo, Ago gm§{JVbo. VgoM noÝeZg©Moàý ho Iyn doJio AmhoV d Ë`m§Zm Am_À`mnojm OmñV Agmo{gEeZMr d g~irH$aUmMr JaO Amho.

10


lr. _hoe Jmogmdr, g{Md, ñQ>oQ> ~±H$ H$_©Mmar g§KQ>Zm Am¡a§Jm~mX PmoZ `m§Zr noÝeZg© Agmo{gEeZbm ew oÀN>m{Xë`mV d 50ì`m dm{f©H$ g og, g^mgX åhUyZ hOa amhrb Ago Ë`m§Zr AmdO©wZ gm§{JVbo.

lr. C_me§H$a H$moëho `m§Zr à_wI nmhþUo åhUyZ ~mobm{dë`m~Ôb Agmo{gEeZMo Am^ma _mZbo d ~±H$ Amnë`mnoÝeZg©bmhr H$m_mMr g§Yr XoVo Ago gm§{JVbo. Ë`m§Zr gdmªZm ew oÀN>m {Xë`mV.

13. `mZ§Va {df` n{ÌHo$à_mUo g o_Ü o Imbrb {df`mg EH$_VmZo _§Owar {Xbr Jobr.

i) 42 ì`m g oÀ`m H$m_H$mOmMm {dñV¥V d¥Îmm§V.

ii) 2016-2017 Mm Am{W©H$ Vmio~§X

iii) gH©$b _°ZoqOJ H${_Q>rÀ`m g§KQ>ZoÀ`m H$m`m©~ÔbMm _mJrb dfm©Mm AmT>mdm.

iv) Zoho_rMo R>amd.

14. 5, 6 d 7ì`m ~m`nQ>m©B©Q>À`m noÝeZg©Zm WH$~mH$s {_imë`m~Ôb Ë`m§À`mH$Sy>Z g§KQ>Zog XoUJr XoÊ`m~Ôb"g§dmX' _YyZ AmdmhZ H$aÊ`mV Ambo hmoVo. Imbrb H$m ©H$Ë`mªZr {deof à`ËZ H$éZ Mm§Jë`mn«H$mao XoU½`m JmoimHo$ë`m~Ôb lr.JmoIbo `m§Mo hñVo Ë`m§Mm Jm¡ad H$aÊ`mV Ambm.

i) lr. V._.nmQ>rb, gmobmnya - é.6.10 bmI

ii) lr. ^mñH$a Xoenm§S>o, Ah_XZJa - é.3.38 bmI

iii) lr. Ama Eg. amOrdS>oH$a, _w§~B© -é.5.78 bmI

iv) lr. ìhr.Ama. ~mdrgH$a, OiJmd -é.1.57 bmI

v) lr. A{dZme {Z_Xod, A_amdVr - é.1.56 bmI

vi) lr. ~r. gr. R>mHy$a, Zm{eH$ - 0.49 bmI

15. Amnbo _w§~B©Mo EH$ H$m ©H$V} lr. _mYd ZmS>H$Uu, g{Md, _w§~B©, Pmo.g.g|. `m§Zr {b{hboë`m ""nm{hbo å`mS>moim'' `m nwñVH$mMo lr.~r.Or.Xm§S>oH$a `m§Mo hñVo àH$meZ H$aÊ`mV Ambo.

16.Xþgè`m gÌmV ""~±Ho$Mr noÝeZg© _rQ>'' KoÊ`mV Ambr. lr. M§ÐH$m§V Hw$iH$Uu, AÜ`j, nwÊmo, Pmo.g.g|, `m§ZrnoÝeZg© d ~±Ho$À`m XdmImÝ`m g§~§YrV _hËdmMo _wÔo VgoM `oUmè`m AS>MUr `m{dîm`r H$WZ Ho$bo. gm¡. gw{ZVmnwam{UH$, _w»` à~§YH$ (H.R.) Am¡a§Jm~mX PmoZb Am°{\$g, `m§Zr noÝeZg© à{V ghmZw^y{V ì`º$ Ho$br d _XVH$aÊ`mMr V`mar XmI{dbr. lr. yfU doVmi `m§Zr ~±Ho$Zo V`ma Ho$boë`m 'Fund Transfer' `m ZdrZ godog§~§Yr _m{hVr{Xbr.

Ë`mMà_mUo Eg.~r.Am`. bmB©\$Mo lr. _ohVm `m§Zr Ë`m§À`m H$mhr {d_m nm°{bgr g§~§YmV WmoS>Š`mV _m{hVr {Xbr.

17. lr.Eg.~r.JmoIbo, AÜ`j, `m§Zr Ë`m§À`m ^mfUmV ""~±H$ Am°\$ ~m°å~o'' Agë`mnmgyZ (gw_mao 200dfm©nydunmgyZ) noÝeZ gwê$ Agë`mMr _m{hVr {Xbr. Odi Odi 60 dfo© noÝeZ_Ü o dmT> Z Pmë`mZo 1987 gmbrI.B.I. noÝeZg© Agmo{gEeZZo gw{à_ H$moQ>m©V ~±Ho${déÕ Xmdm XmIb Ho$bm. 1989 gmbr Ë`mMm {ZH$mb noÝeZg©À`m~mOyZo bmJbm d OmñVrV OmñV noÝeZ é.1300/- (A°dm°S>© ñQ>m\$) d é.2700/- (Am°{\$gg©) Ago {X. 1OmZodmar 1986 nmgyZ bmJy Pmbo.

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11


30% \°${_br noÝeZ d 1/11/2002 nydu {Zd¥Îm Pmboë`m§Zm 100% {S>.[a.Ý`wQ´>bm`PoeZ, ho B§{S>`Z ~±H$Agmo{gEeZÀ`m {dMmamYrZ AgyZ Ë`m~ÔbMm AnopúmV {ZU© bdH$aM hmoÊ`mMr eŠ`Vm Agë`mMo Ë`m§Zr gm§{JVbo.

\o$S>aoeZZo XmIb Ho$boë`m 50% noÝeZ g§X^m©V Or "_wé_y H${_Q>r' gaH$maZo Zo_br hmoVr Ë`m~ÔbnUg{dñVa MMm© Ho$br.

5, 6 d 7 ì`m ~m`nQ>m©B©Q>À`m noÝeZg©Zm WH$~mH$s {_iUo gwê$ Pmbo Amho. nU ~è`mM noÝeZg©Zr AÚmn PAN,

VgoM Life Certificate Z {Xë`mZo Ë`m§Zm WH$~mH$s {_iUo ÌmgXm`H$ Amho. \°${_br noÝeZg©À`m ~m~VrV WH$~mH$sXoVm§Zm H$m` H$mJXnÌo ¿`md`mMr `mMr MMm© Mmby AgyZ ~±Ho$Zo Ë`m~Ôb AOyZ {ZU©` KoVbm Zgë`mMo Ë`m§Zrgm§{JVbo. VgoM OoWo noÝeZa d \°${_br noÝeZa Ago XmoKohr _`V AmhoV Aem Ho$gog _Üò H$mJXnÌm§Mr nyV©VmbdH$a Ho$ë`mg WH$~mH$s {_iÊ`mg hmoUmam Ìmg H$_r hmoD$ eH$Vmo.

noÝeZg©Zo Amnbo noÝeZ ImVo ~m`H$mo/Zdè`mMo Zmdm§Zo "Om°BªQ> ImVo' H$éZ ¿`mdo åhUOo \°${_br noÝeZ{_iÊ`mg Ìmg hmoUma Zmhr ho nU Ë`m§Zr AmdOw©Z gm§{JVbo.

18. lr. JmoIbo `m§Zr Ë`m§Mo ^mfU Pmë`mZ§Va, Á`m noÝeZg©Zr H$mhr àíZ {dMmabo Ë`m§Zm g_n©H$ CÎmao{XbrV. lr. Am§~oH$a `m§Zr Am^ma àXe©Z Ho$bo. gôMr gm§JVm Ywio ò{Wb g^mgX lr. H$mgma `m§Zr Jm`boë`mngm`XmZmZo Pmbr.

19. XmoZhr g^m CËH¥$îQ>nUo d AË`§V CËgmhmV nma nS>ë`mMo g_mYmZ ~è`mM OUm§Zr ì`º$ Ho$bo. OodU,Mhm, ZmíVm {Zdmg ì`dñWm VgoM g§nyU© gôMr ì`dñWm, CËH¥$îQ>nUo Ho$ë`m~Ôb lr. gmho~amd XogmB©,lr. EZ.Ho$. Omoer d Am¡a§Jm~mXÀ`m gd© H$m ©H$Ë`mªMo {deof Am^ma _mZyZ gdmªZr YÝ`dmX {XboV.

{dbmg J§Yo, g{Md

LONG LIVE THE VETERANS OF SBIPA

NAMES OF MEMBERS WHO HAVE COMPLETED / WILL BE COMPLETING 90 YEARS OF

AGE IN THE CURRENT YEAR & WHOSE BIRTHDAY FELL / FALLS DURING

OCT 2017 TO DEC 2017

Memb. No. NAME DISTRICT DATE OF BIRTH

PM/0840 MR. J. J. GOR MUMBAI 04/10/1927

APM/5752 SMT.PRATIBHA LAXMIKANT HALVE NASHIK 10/10/1927

LM/0792 MR. G. R. KASHELIKAR MUMBAI 12/10/1927

LM/2626 MR SHRINIVAS ARAVAMADHAN PUNE 15/10/1927

PM/0821 MR.MANOHAR GOVIND BHALE MUMBAI 27/10/1927

LM/1022 MR. M. H. SHAIKH (GAVANDI) KOLHAPUR 09/11/1927

LM/0778 MR.RANGRAO A. WANKHEDE AMRAVATI 10/11/1927

LM/0913 MR.RAMCHANDRA R. PALANDE MUMBAI 02/12/1927

Birth Day Greetings have already been / are being sent to the above Members. We

congratulate all these Members and wish them long and healthy life. ———- Secretary

12


Unit Varta: Ahmednagar Unit :

The AGM of the Unit took place on 18th August 2017 at Patiala House, Ahmednagar. Nearly 150

members from different places in the District attended the Meeting. The Meeting was addressed by Shri

Vilas Gandhe, Circle Secretary, who enlightened the participants about the latest position of our Court

Case, disbursement of arrears to 5, 6, and 7th BPS pensioners etc. He also appealed the members for

donation to the Association for which the response was spontaneous and tremendous as total donations to

the tune of Rs.2.88 lacs were received from 32 Members on that day. A few Members who donated more

than Rs.5000/- were felicitated. The following members donated Rs. 10,000/- and above in response to the

appeal of the Association.

i) Shri B. G. Apshankar, Rs.21,000/-. ii) Shri T.E. Waikar, Rs.21,000/-.

iii) Shri M. B. Markad, Rs.11,111/-. iv) Shri Vasant K. Gawade, Rs.10,000/-

Shri Vasant K. Gawade, retired as an award staff employee (promoted from Messenger's category)

and despite receipt of comparatively small amount of arrears donated the above amount. For this large

hearted gesture, he received special appreciation in this Meeting.

Shri C. P. Kulkarni, President, Pune ZSC, and Shri Ashok Pandit, Secretary, Pune ZSC also addressed

the participants. Shri D. A. Kulkarni, Circle Treasurer, was also present.

Shri Bhaskar Deshpande, Secretary, Ahmednagar District, presented the activities undertaken by the

unit during the year. Shri S. R. Joshi, President, Ahmednagar District, briefed about the overall performance

of the Unit. Shri Jayant Joshi, Treasurer, Ahmednagar District, presented the 'Receipt and Payment Statement'

for the year 2016.2017. On this occasion 10 pensioners retired from SBH were enrolled as Members of the

Association and were felicitated.

The AGM was followed by the 'Bank's Pensioners' Meet' which was attended and addressed by

Sarvashri Dinkar Warang, AGM, RBO, Meghashyam Injewar, AGM, Ahmednagar Branch, R. S. Desai, C.M.

RBO, Dhananjay Kalekar, Manager, RBO, Y.T. Amrut, Manager, Ahmednagar Branch, Kiran Prabhu, B.M.

Burudgaon branch, and Mrs. Prabhakumari Pavaskar, B. M. Gulmohor Road Branch. All the above officials

were felicitated. They promised to offer good service to the pensioners and look in to their problems with

concern.

Shri Sadanand Bhanage, compered the prograamme in a very lucid language. Shri Ashok Navale,

extended vote of thanks. The meeting was concluded after lunch.

- Bhaskar Deshpande, Secretary

APPEAL FOR DONATION TO THE BENEFICIERIES OF 5th, 6th, & 7th BPS

Dear Members,

We refer you to our appeal made in 'Samvad' for August 2017 for donating generously to the

Association. We have been receiving good response for this appeal and we convey our sincere thanks

to all such donors. Although few of our Pensioners are yet to receive the arrears for some reason or the

other and some delay has taken place in getting the arrears credited to the beneficiaries' accounts due

to large number of beneficiaries, we observe that still, a good number of our Members who are in

receipt of the arrears, has so far not responded to our appeal made fervently in this regard. These

donations may be looked as a mark of respect to all those stalwart persons since establishment of the

Association, who have dedicated their life, labor, time and money for fighting to get justice to all our

Members.

Our Office Bearers have been contacting the Members personally for collecting the donations

wherever possible. However, at some places, particularly in large cities like Mumbai, Navi Mumbai,

Pune, Nagpur it may not be possible to call on each and every Member personally. Dear Members, we

once again fervently request to come forward and respond to our sincere request positively.

Wishing you good health and happiness in your life.- Secretary

13


(We are publishing hereunder a Circular No. RBI/2017-18/89, - DBR. No. Leg. BC. 96/09.07.005/

2017-18 November 9, 2017, issued by Reserve Bank of India for information of our Members)

*******************************************************

Statement on Developmental and Regulatory Policies - October 4, 2017-

Banking Facility for Senior Citizens and Differently abled Persons

Please refer to Paragraph 8 of Statement on Developmental and Regulatory Policies, releasedby Reserve Bank of India on October 4, 2017 as part of Fourth Bi-monthly Monetary Policy Statement

2017-18, a copy of which is enclosed. It has been observed that there are occasions when banks

discourage or turn away senior citizens and differently abled persons from availing banking facilities

in branches. Notwithstanding the need to push digital transactions and use of ATMs, it is imperative tobe sensitive to the requirements of senior citizens and differently abled persons.

2. In view of the above, banks are required to put in place appropriate mechanism with the following

specific provisions for meeting the needs of such customers so that they are able to avail of thebank's services without difficulty.

(a) Dedicated Counters/Preference to Senior Citizens, Differently abled persons Banks are advised

to provide a clearly identifiable dedicated counter or a counter which provides priority to senior citizens

and people who are differently abled including visually impaired persons.(b) Ease of submitting Life Certificate

As per extant guidelines issued by Department of Government and Bank Accounts, in addition to

the facility of Digital Life Certificate under "Jeevan Praman" Scheme (refer circular DGBA.GAD.H-

2529/45.01.001/2014-15 dated December 9, 2014), pensioners can submit physical Life Certi-ficate form at any branch of the pension paying bank. However, it is observed that often the same is

not updated promptly by the receiving branch in the Core Banking Solution (CBS) system of the bank,

resulting in avoidable hardship to the pensioners. It is, therefore, advised that banks shall ensure that

when a Life Certificate is submitted in any branch, including a non-home branch, of the pension payingbank, the same is updated/ uploaded promptly in CBS by the receiving branch itself, to avoid any

delay in credit of pension.

(c) Cheque Book Facility

(i) Banks shall issue cheque books to customers, whenever a request is received, through a requisition

slip which is part of the cheque book issued earlier.

(ii) Banks are advised to provide minimum 25 cheque leaves every year, if requested, in savingsbank account, free of charge.

(iii) Banks shall not insist on physical presence of any customer including senior citizens and differently

abled persons for getting cheque books.

(iv) Banks may also issue cheque books, on requisition, by any other mode as per bank's laid down

policy.

It is further clarified that providing such facility in BSBDA will not render the account to be classified

as non-BSBDA (c.f. Bank's response to query number 14 and 24 of our circular "DBOD.No. Leg.BC.52/09.07.005/2013-14 dated September 11, 2013 on Financial Inclusion - Access to Banking

Services - BSBDA - FAQs").

(d) Automatic conversion of status of accounts

Presently, in some banks, even fully KYC - compliant accounts are not automatically converted

into 'Senior Citizen Accounts' on the basis of date of birth maintained in the bank's records. Banks

14


are advised that a fully KYC compliant account should automatically be converted into a 'Senior

Citizen Account' based on the date of birth available in bank's records.

(e) Additional Facilities to visually impaired customers

Banks are advised that the facilities provided to sick/old/incapacitated persons vide Paragraph 9 of

our Master Circular DBR.No.Leg.BC.21/09.07.006/2015-16 dated July 1, 2015 on Customer

Service in Banks (regarding operations of accounts through identification of thumb/ t o e

impression/mark by two independent witnesses and authorising a person who would withdraw the

amount on behalf of such customers) shall also be extended to the visually impaired customers.

(f) Ease of filing Form 15G/H

Banks are advised to provide senior citizens and differently abled persons Form 15G/H once in a year

(preferably in April) to enable them to submit the same, where applicable, within the stipulated time.

(g) Door Step Banking

We have issued instructions on Doorstep Banking vide circular DBOD.No.BL.BC.59/ 22.01.010/

2006-2007 dated February 21, 2007 under Section 23 of Banking Regulation Act, 1949. However, in

view of the difficulties faced by senior citizens of more than 70 years of age and differently abled or

infirm persons (having medically certified chronic illness or disability) including those who are

visually impaired, banks are advised to make concerted effort to provide basic banking facilities,

such as pick up of cash and instruments against receipt, delivery of cash against withdrawal from

account, delivery of demand drafts, submission of Know Your Customer (KYC) documents and Life

certificate at the premises/ residence of such customers.

3. Banks are advised to implement these instructions by December 31, 2017 in letter and spirit and

give due publicity in their bank branches and website.

*************************************************************************

Statement on Developmental and Regulatory Policies, Reserve Bank of India issued by

the Governor on October 4, 2017

8. Banking Facility for Senior Citizens and Differently abled Persons

It has been reported that banks are discouraging or turning away senior citizens and differently abled

persons from availing banking facilities in branches. Notwithstanding the need to push digital

transactions and use of ATMs, it is imperative to be sensitive to the requirements of senior citizens

and differently abled persons. It has been decided to instruct banks to put in place explicit mechanisms

for meeting the needs of such persons so that they do not feel marginalised. Ombudsmen will also be

advised to pay heed to complaints in this context. Necessary instructions in this regard will be issued

by end-October 2017.

gm_m{OH$ ~m§{YbH$s

Ah_XZJa oWrb g^mgX lr. AemoH$ Zdbo `m§Zr, VoWrb nQ>dY©Z ñ_maH$mÀ`m ~mJoV MmbUmè`m "~mb g§ñH$ma'{e{~amVrb boPr_ {edm` boPr_Mm gamd H$aUmè`m _wbm_wbtZm 30 boPr_Mm g§M ^oQ> åhUyZ {Xbm. Ë`m_wio_wbm_wbtÀ`m Mohè`mdarb hgy d AmZ§X nmhÿZ gdmªZm AmZ§X Pmbm. Ë`mMà_mUo H$_r CËnÞ AgUmè`m nmbH$m§Mr_wbo {eH$V Agboë`m EH$m ~mbH$ _§{Xambm lr. Zdbo `m§Zr é. 10,000/- À`m aH$_oMo IoimMo gm{hË` oQ>ñdê$nmV {Xbo. lr. Zdbo `m§À`m gm_m{OH$ ~m§{YbH$sÀ`m OnUwH$s~Ôb A{^Z§XZ d ew oÀN>m!

lr. ^mñH$a Xoenm§S>o, g{Md, Ah_XZJa

15


(We publish hereunder two letters No. CC/6 and CC/7 - 2017-18, both Dt. 06th Nov 2017, sent by our

Federation to the DMD & CDO, SBI, the contents of which are self- explanatory. ……….Secretary)

************************************************************************************

REALIGNMENT OF PENSION ISSUE

REALIGNMENT OF PENSION TO 8TH BPS RETIREES

FROM 1ST NOVEMBER 2002 TO 30TH APRIL 2005

We submit that our Bank while recommending for realignment of pension to the staff retired

from 1st November 1987 to 30th April 2005 covering the Bipartite Settlements of 5th to 8th bps.

Government of India vide their letter dated 20th April 2017 gave consent to the proposal of realignment

of pension to 5th to 7th BPS retirees made by the Bank but did not give approval for shifting of date

from 1-5-2005 to 1-11-2002 to 8th BPS retirees as recommended by the Bank.

Now, 80% of the retirees received arrears due to revision of pension from the date of their

retirement except the retirees under 8th BPS, especially retired during the period 1-11-2002 to 30-4-

2005. The reason being the retirees of 7th BPS were paid pension based on 6th BPS pay scales and

similarly the retirees under 8th BPS were also paid pension based on 6th BPS pay scales for the

period 1-11-2002 to 30-4-2005 as there was no revision of pension for 7th BPS retirees and the

retirees under 8th BPS got their revised pension from 1st May 2005. The issue is, though the 7th BPS

retirees got arrears of payment of pension, the retirees under 8th BPS did not get pension as per

their eligibility for the period 1-11-2002 to 30-4-2005 and they continue to draw pension on 6th BPS

pay scales. This position has become more anomalous so there is an immediate need to review the

position and revise the pension of 8th BPS retirees for the period under reference, as their position is

worse than any other retiree in SBI.

The Notification issued by State Bank of India dated on 4th October 2017 provides for

realignment of pension to those staff retired on or before 30th April 2005

Kindly do the needful.

***********************************************************************

DEMAND LOAN

LOAN AGAINST PENSION TO THE PENSIONERS

INSURANCE COVER TO THE LOAN AMOUNT

We have to advise that Demand Loan is being sanctioned by the Bank to the retirees against

pension payable to him/her every month which is recoverable in equal monthly installments as per

age of the pensioner. The loan amount is guaranteed by spouse of the retiree in all the cases or a third

party acceptable to the Bank, in the absence of spouse. Wherever, there are cases of death of principal

pensioner, the amount is recovered from the family pensioner every month, from the meagre family

pension paid to her/him or from the guarantor.

In order to ensure repayment of loan in such circumstances, we propose the Bank to examine

the feasibility of taking suitable insurance cover for the currency period of the loan. In case of any

unfortunate eventuality the insurance cover takes care of liquidation of the said loan. This enables the

family pensioner to have a great financial relief, so far, for recovery of loan sanctioned to the pensioner,

during the rest of her/his life.

We hope that our proposal will receive Bank's due and humane consideration, as this type of

cover is already available for Housing Loans sanctioned to the employees by the Bank.

********************************************************

16


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17


Payment of ad-hoc arrears to the Pensioners / Family Pensioners

of the 5th, 6th & 7th Bipartite Settlements.

List of members who have given Donations for 'LEGAL FUND' on receipt of arrears

(Kindly refer earlier list printed in 'Samvad' for September 2017)

We are thankful to the following members & request others to Donate for Legal Fund

**********************************************************************NAME AMOUNT

MR.RAVINDRA SHERIKAR 26,500

MR.D.RAMLINGAM 20,001

MR.SHRIVALLABH PRABHUDESAI 15,000

MR.RAMCHANDTRA V.KAMAT 11,111

MR.ARVIND D.MAHAJAN 11,101

MR.D.K.VISHVE 11,101

SMT.ANITA D.TARKAR 11,001

MR.KRANTISEN ATHAVALE 11,000

MR.SHANTILAL GADIYA 11,000

MR.C.V.GUJRATHI 11,000

MR.MANOHAR B.LIMAYE 11,000

MR.M.M.MASHALKAR 11,000

MR.SHARAD D.MHATRE 11,000

MR.ATMARAM M.KINI 10,251

MR.PRABHAKAR APTE 10,001

MR.SONU F.TENDULKAR 10,001

MR.PUNDALIK ANVEKAR 10,000

MR.SHRIKANT ASNODKAR 10,000

MR.NANA AUTI 10,000

MR.MOHAN BAKSHI 10,000

MR.RAGHUVEER BALSE 10,000

MR.SUDHAKAR N.BARGIR 10,000

MR.MANOHAR BHALERAO 10,000

MR.ASHOK BHEMBRE 10,000

MR.MANECK BOYWALLA 10,000

MR.NARAYAN CHAULKAR 10,000

MR.GAJANAN DEO 10,000

MR.SHREEDHAR DEOGHARE 10,000

MR.VASANT DHUPKAR 10,000

SMT.INDRANI S.DIGIKAR 10,000

MR.ANIL GADKARI 10,000

MR.L.G.GANDHI 10,000

MR.VAIKUNTH INGALE 10,000

MR.MANOHAR JAMADAR 10,000

MR.RAMESH JOSHI 10,000

MR.MADHAV JOSHI 10,000

MR.MADANLAL KABRA 10,000

MR.UPENDRA M.KINI 10,000

MR.VASANT N.KULKARNI 10,000

MR.JAYANT J.KULKARNI 10,000

MR.VIJAYKUMAR KURHEKAR 10,000

SMT.MADHAVI S.LAD 10,000

MR.RAGHUNATH MAHABAL 10,000

MR.N.P.MURKUTE 10,000

MR.SHRINIWAS PADALIKAR 10,000

MR.SATISH PHANSALKAR 10,000

MR.S.K.PHANSE 10,000

MR.B.G.PUROHIT 10,000

MR.S.RAJGOPALAN 10,000

MR.VIDYADHAR RANE 10,000

MR.ASHOK SANYAL 10,000

MR.GANESH K.SHINDE 10,000

MR.BIMALCHANDRA SINHA 10,000

MR.B.N.TAMOLI 10,000

MR.SHRIKANT VAIDYA 10,000

MR.G.VAIDYANATHAN 10,000

MR.P.R.VISHWANATHAN 10,000

MR.MADHUKAR VITHAL 10,000

A WELLWISHER 10,000

A WELLWISHER 10,000

MR.P.R.BUWA 8,000

MR.SHARAWAN CHOUDHARI 8,000

MR.PRABHAKARAN K.V. 8,000

MR.SHANTARAM KOLTE 7,500

MR.CHANDRAKANT A.KULKARNI 7,500

MR.D.P.MADKAIKAR 7,500

MR.D.S.SONJE 7,500

SMT.SWATI V.GARDE 6,101

SMT.PALLAVI BREED 6,000

18


OUR COURT CASE NO. 1875 OF 2013

As informed by our advocate as well as Mr.

Pathak G. S., SBIPA, Delhi Circle, our Federation

case was taken up on 9-11-2017 at 3 p. m. by

Justice Khanna and Naveen Chavla. Our counsel

was directed to file the amended W.P. in ten days

and three weeks' time granted for reply. Case

stands posted before deputy registrar on 13rd

December 2017 for confirmation of completion

of pleadings. The matter to come up before

the court on 9th January 2018 for hearing. We

are also required to mention before Hon'ble Chief

justice for retaining the matter before the same

bench.

Ramesh Babu

General Secretary, SBIPAHC/FSBIPA

SMT.MOZEL DANIEL 6,000

MR.ARVIND PATHAK 6,000

MR.C.B.PIMPALKAR 5,500

MR.ASHOK D.ARYAMANE 5,001

MR.SATISH D.BRAHME 5,001

MR.SUDHAKAR GOKHALE 5,001

MR.MADHU RANADE 5,001

MR.AVINASH D.BAGDE 5,000

MR.KRISHNA BAGADE 5,000

MR.VAMAN BELE 5,000

MR.R.D.CHITALE 5,000

MR.VINOD DATE 5,000

SMT.ANAGHA A DESHMUKH 5,000

MR.S.K.DESHPANDE 5,000

MR.BHIMSEN DHOPATKAR 5,000

MR.P.H.DINGANKAR 5,000

MR.ASHOK DIXIT 5,000

MR.MADHUKAR GAIDHANI 5,000

MR.N.M.GAIKWAD 5,000

MR.N.Y.GARUD 5,000

MR.PRABHAKAR GAWAI 5,000

MR.CHANDRAKANT GHADI 5,000

SMT.MEENA P.GODBOLE 5,000

MR.P.R.GUPCHUP 5,000

MR.DAMODAR R.JOSHI 5,000

SMT.ANJALI JOSHI 5,000

MR.G.N.JOSHI 5,000

MR.S.T.KASHID 5,000

MR.KAMLAKAR S.KASTURE 5,000

MR.KATTI 5,000

MR.RAGHUNATH KHARE 5,000

MR.PADMAKAR S.KULKARNI 5,000

MR.A.S.KULKARNI 5,000

SMT.MANJU LALWANI 5,000

MR.SADASHIV MALVANKAR 5,000

MR.DATTATRAY MORE 5,000

MR.ANIL V.NAMUSHTE 5,000

MR.VIJAY GOVIND NATU 5,000

SMT.PUSHPA K.NAYAK 5,000

MR.MUKUND NERLEKAR 5,000

MR.S.B.NIMISHE 5,000

MR.ANANT L.NIRANTAR 5,000

SMT.VRUSHALI A. OKE 5,000

MR.V.V.PANHALKAR 5,000

MR.SURESH PARANJAPE 5,000

MR.MOHAN PESHAVE 5,000

MR.P.M.PONKSHE 5,000

MR.H.B.POOJARI 5,000

MR.N.POPAT 5,000

MR.P.S.RAJE 5,000

MR.BALKRISHNA RANDIVE 5,000

SMT.MAHATI HARISH RAUT 5,000

MR.ARVIND M.RAYKAR 5,000

MR.VILAS D.SAKRI 5,000

SMT.SUSHAMA SAMANT 5,000

MR.N.K.SAMPATH 5,000

MR.SUDHIR K.SHEVDE 5,000

MR.JAYANT A.SOHONI 5,000

SMT.UTTARA SOMAN 5,000

MR.SHRAWAN SONAR 5,000

SMT.IVONE M.SOUZA 5,000

MR.Y.R.TASE 5,000

MR.BASANTKUMAR TIWARI 5,000

MR.KAMALAKAR UMALKAR 5,000

MR.SURESH UMALKAR 5,000

MR.G.G.VHANALKAR 5,000

MR.DATTATRAY VIDWANS 5,000

SMT.SUHAS N.VIJAYKAR 5,000

A WELLWISHER 5,000

A WELLWISHER 5,000

19


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WmoS>Š`mV H$m` Va S>moim Ogm Mm§Jë`m Jmoï>r nmhVmoVgmM Vmo dmB©Q> Jmoï>rhr nmhVmo. Vmo nwÊ` nmhVmo VgoM nmnhrnmhVmo. H$mhr nmnm§_Ü o Vmo gmjrXma AgVmo Va H$mhr {R>H$mUrVmo àË`j mJrXmahr AgVmo. åhUyZ Oo _§Jc Amho Vo H$mZm§ZrEoH$mdo d Oo ew Am{U n{dÌ Amho VoM S>moù`m§Zr ~Kmdo. nUAgo Agco Var H$moUmÀ`m S>moù`m§Zr H$m` nmhmdo ho Á`mM§Ë`mZrM R>adc§ nm{hOo!

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Regd. under RNI No. MAHBIL/2008/25425 & Declaration No. PHM/SR/63/VIII/2008 Dated 12/5/2008

SSPO Pune under Postal Concession Register No. PCW/151/2017-2019

Licence to Post without Prepayment No.WPP - 22/2017-19 at Market Yard P.S.O.

Published on 25-11-2017 and Posted on 25-11-2017

If Undelivered Please Return to :

STATE BANK OF INDIA PENSIONERS'

ASSOCIATION, (MUMBAI CIRCLE), PUNE

Anubandh, Building No. B-2, 4th Floor,

Block No.16, Near Ramkrishna Math,

Sinhagad Road, Pune 411030.Ph:020-24332141

To,

Printed Matter

Publisher – Shri. Vilas Vasudeo Gandhe, Secretary, State Bank of India Pensioners’ Association (Mumbai

Circle), Pune has printed this magazine in the Printing Press owned by Printer – Shri Shailendra Borkar,

Director : Sanwad Tradeprints Pvt. Ltd. B/7 Gowaikar Building, 595, Shaniwar Peth, Pune 411030 on behalf

of Owner – State Bank of India Pensioners’ Association (Mumbai Circle),Pune, at “Anubandh”, Bldg.No.B2,

Block No.16,Near Ramkrishna Math, Sinhagad Road, Pune – 411030. Editor – Shri. Krantisen Ramchandra

Athawale – address as above.

gyMZm :gyMZm :gyMZm :gyMZm :gyMZm : 1) `m _m{gH$m§V à{gÕ Pmcoë`m coIm§Vrc _Vm§er g§nmXH$_§S>i gh_V AgocM Ago Zmhr. VgoM Om{hamVrVrc _OHw$amMr gË`mgË`Vm g^mgXm§ZrñdV: nS>VmiyZ ¿`mdr. Ë`m~m~V Agmo{gEeZ dm "g§dmX' Mo g§nmXH$ _§S>i O~m~Xma AgUma Zmhr. 2) Agmo{gEeZMo H$m`m©c`, gmo_dma Vo ewH«$dma,g§Ü`mH$mir 6 Vo 7.30 `m doimVM CKS>o AgVo. `mMr H¥$n`m Zm|X ¿`mdr. g§nH©$ XyaÜdZr H« _m§H$ : (020) 24332141

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