oracle banking channels bank user experience banking...preface...

Oracle® Banking Channels Bank UserExperienceFunctional OverviewRelease 2.6.2.0.0E95189-01

May 2018

Oracle Banking ChannelsBankUser Experience FunctionalOverview, Release 2.6.2.0.0

E95189-01

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Contents

Preface 7

Audience 7

Documentation Accessibility 7

Related Documents 7

Conventions 8

1 Overview 10

2 Administration User Interfaces 12

2.1 Oracle Banking Base 12

2.1.1 Accounting 12

2.1.2 Alerts 14

2.1.3 Asset Classification 14

2.1.4 ATM (Automated Teller Machine) 15

2.1.5 Batch Operations 15

2.1.6 Bill Payment 15

2.1.7 Cash Operations 16

2.1.8 Clearing 16

2.1.9 Common Services 17

2.1.10 Document Management 20

2.1.11 Domestic Payments 20

2.1.12 Identity and Entitlement Management 22

2.1.13 Multi-Entity and Multi-Branding 23

2.1.14 Party Management 23

2.1.15 Product Manufacturing 24

2.1.16 Withholding Tax Management 28

3

2.2 Oracle Banking Current Accounts and Savings Accounts 29

2.2.1 Common Account 29

2.3 Oracle Banking Loans 29


2.4 Oracle Banking Term Deposits 30


2.5 Oracle Banking Limits and Collateral Management 30

2.5.1 Limits Management 31

2.5.2 Collateral Management 32

2.6 Oracle Banking Relationship Pricing 32

2.6.1 Pricing 32

2.7 Oracle Banking Originations 34

2.7.1 Originations 34

2.8 Oracle Banking Collections 35

3 User Interfaces 36

3.1 Oracle Banking Base 36

3.1.1 Agent 36

3.1.2 Alerts 36

3.1.3 Asset Classification 37

3.1.4 Batch Operations 38

3.1.5 Bill Payment 39

3.1.6 Cash Operations 40

3.1.7 Clearing 42


3.1.9 Common Services 43

3.1.10 Core Entity 43

4

3.1.11 Dashboard 44

3.1.12 Document Management 44

3.1.13 Domestic Payments 45

3.1.14 Identity and Entitlement Management 46

3.1.15 Investment Accounts 47

3.1.16 Offer Bundling 47

3.1.17 Party Management 48

3.1.18 Product Manufacturing 51

3.1.19 Accounting 52

3.1.20 Rules 53

3.1.21 Withholding Tax Management 54

3.2 Oracle Banking Current Accounts and Savings Accounts 54

3.2.1 Transaction Accounts 55


3.2.3 Interest 60

3.3 Oracle Banking Loans 60

3.3.1 Loans Management 60


3.3.3 Interest 65

3.4 Oracle Banking Term Deposits 66

3.4.1 Term Deposits 66


3.4.3 Interest 69

3.5 Oracle Banking Limits and Collateral Management 69

3.5.1 Limits Management 69

3.5.2 Collateral Management 71

5

3.5.3 Insurance Management 73

3.6 Oracle Banking Relationship Pricing 74

3.6.1 Pricing 74

3.7 Oracle Banking Originations 74

3.7.1 Originations 74

3.7.2 Credit Cards 80

3.8 Oracle Banking Collections 81

6

Preface

Oracle Banking is a one-stop solution for a bank for its core banking operations, across retail and businessbanking operations. It is designed to help banks respond strategically to today's business challenges, whilealso transforming their business models and processes to reduce operating costs and improve productivityacross both front and back offices.

Oracle Banking provides a unified yet scalable IT solution for a bank tomanage its data and end-to-endbusiness operations with an enriched user experience. It is a composed set of different modules wherein eachof themodules is serviced by a set of services and other subsystems.

This preface contains the following topics:

n Audience

n Documentation Accessibility

n Related Documents

n Conventions

AudienceThis guide is intended for the users of Oracle Banking Channels Bank User Experience.

Documentation AccessibilityFor information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program website athttp://www.oracle.com/us/corporate/accessibility/index.html.

Access to Oracle Support

Oracle customers have access to electronic support throughMy Oracle Support. For information, visithttp://www.oracle.com/us/corporate/accessibility/support/index.html#info or visithttp://www.oracle.com/us/corporate/accessibility/support/index.html#trs if you are hearing impaired.

Related DocumentsFormore information, see the following documentation:

n For installation and configuration information, see the Oracle Banking Installation Guide - SilentInstallation.

n For a comprehensive overview of security, see the Oracle Banking Security Guide.

n For the complete list of licensed products and the third-party licenses included with the license, see theOracle Banking Licensing Guide.

n For information related to setting up a bank or a branch, and other operational and administrativefunctions, see the Oracle Banking Administrator’s Guide.

n For information related to customization and extension, see the Oracle Banking Extensibility Guide.

7

http://www.oracle.com/us/corporate/accessibility/index.html

http://www.oracle.com/us/corporate/accessibility/support/index.html#info

http://www.oracle.com/us/corporate/accessibility/support/index.html#trs

n For information related to functionality and features, see the respective Oracle Banking FunctionalOverview documents.

n For information on the technical aspects, setups and configurations of Oracle Banking Collections, seethe respective Oracle Banking Collections technical documents.

ConventionsThe following text conventions are used in this document:

Convention Meaning

boldface Boldface type indicates graphical user interface elements associated with anaction, or terms defined in text or the glossary.

italic Italic type indicates book titles, emphasis, or placeholder variables for which yousupply particular values.

monospace Monospace type indicates commands within a paragraph, URLs, code inexamples, text that appears on the screen, or text that you enter.

8

9 | Oracle Banking Channels Bank User Experience Functional Overview

1 Overview

Oracle Banking Channels Bank User Experience includes the actual User Interface (UI) screens that a bankemployee interacts with. These are not positioned as mandatory to use the core banking functionality. Bankscan decide whether to build their own UI application or use an already available in-house UI application thatthey can direct against the banking functionality.

The user interfaces provided by Oracle Banking Channels Bank User Experience are classified based on theoperations they perform as follows:

n Administration User Interfaces

n User Interfaces

1 Overview | 10

2 Administration User Interfaces

This chapter presents details of the Administration User Interface (UI) offered by Oracle Banking ChannelsBank User Experience.

2.1 Oracle Banking BaseThis section provides a process wise list of Administration User Interfaces (UIs) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Base to handle itsadministrative operations.

2.1.1 AccountingThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitateaccounting in Oracle Banking Base:

n Define Accounting Configuration (Fast path: AS001)

n Define Bank Parameters (Fast path: AS002)

n Define Branch Parameters (Fast path: AS003)

n GAAP Summary (Fast path: AS005)

n Define Inter Branch Parameters (Fast path: AS006)

n Define Accounting Ledger Group (Fast path: AS008)

n Define Accounting Ledger (Fast path: AS009)

n Define Accounting Ledger (Additional) Details (Fast path: AS010)

n System Defined Elements Class Summary (Fast path: AS011)

n Define SDE Range (Fast path: AS012)

n Define System Defined Element (SDE) (Fast path: AS013)

n Define Product Accounting Template (Fast path: AS015)

n Define Product Group Account RoleMapping (Fast path: AS017)

n Define Product Account RoleMapping (Fast path: AS018)

n Define Domain Account RoleMapping (Fast path: AS019)

n Product Ledger Balance Inquiry (Fast path: AS023)

n Journal Entry Branch Parameters (Fast path: JE01)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitateaccounting in Oracle Banking Base from US localization perspective:



2 Administration User Interfaces | 12

2.1 Oracle Banking Base
















Australia Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitateaccounting in Oracle Banking Base from Australia localization perspective:




















2.1.2 AlertsThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitatemaintenance and configuration of customer alerts and notifications in Oracle Banking Base:

n Message Template (Fast path: AL03)

n Alert Maintenance (Fast path: AL04)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitatemaintenance and configuration of customer alerts and notifications in Oracle Banking Base from USlocalization perspective:




The following Oracle Banking Channels Bank User Experience Administration UI screens facilitatemaintenance and configuration of customer alerts and notifications in Oracle Banking Base from Australialocalization perspective:



2.1.3 Asset ClassificationThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate assetclassificationmanagement in Oracle Banking Base:

n Asset Classification (AC) Preference (Fast path: NP001)

n Asset Classification (AC) Plans Maintenance (Fast path: NP002)

n Asset Classification (AC) Codes Maintenance (Fast path: NP003)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate assetclassificationmanagement in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate assetclassificationmanagement in Oracle Banking Base from Australia localization perspective:






2.1.4 ATM (Automated Teller Machine)The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate ATMmaintenance in Oracle Banking Base:

n ATM or POS Bank Parameter Maintenance (Fast path: ATM001)

n ATM or POS Terminal Setup (Fast path: ATM002)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate ATMmaintenance in Oracle Banking Base from US localization perspective:




The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate ATMmaintenance in Oracle Banking Base from Australia localization perspective:



2.1.5 Batch OperationsThe following Oracle Banking Channels Bank User Experience Administration UI screen facilitates batchoperations in Oracle Banking Base:

n Seed Data Configuration (Fast path: OPA006)

n Manage Locale Representations (Fast path: CFG11)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates batchoperations in Oracle Banking Base from US localization perspective:




The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates batchoperations in Oracle Banking Base from Australia localization perspective:



2.1.6 Bill PaymentThe following Oracle Banking Channels Bank User Experience Administration UI screen facilitates billermaintenance in Oracle Banking Base:

n Define Biller Category (Fast path: PC017)



US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates billermaintenance in Oracle Banking Base from US localization perspective:



The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates billermaintenance in Oracle Banking Base from Australia localization perspective:


2.1.7 Cash OperationsThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate cashoperations in Oracle Banking Base:

n Branch Vault Maintenance (Fast path: BR001)

n Teller Currency Limit (Fast path: BRM01)

n Teller Batch Closure Configuration (Fast path: BRM09)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitate cashoperations in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate cashoperations in Oracle Banking Base from Australia localization perspective:




2.1.8 ClearingUS Localization

The following Oracle Banking Channels Bank User Experience screens facilitate clearing operations in OracleBanking Base from US localization perspective:

n Define Bank Float (Fast path: PY001)

n Define Reg CC Hold Release Schedule (Fast path: PY002)

n Define Reg CC Parameters (Fast path: PY007)



2.1.9 Common ServicesThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate commonservices in Oracle Banking Base:

n Holiday RuleMaintenance (Fast path CAL01)

n Calendar TypeMaintenance (Fast path: CAL02)

n Adhoc Calendar Maintenance (Fast path: CAL03)

n Bank Codes (Fast path: CS01)

n Business Group (Fast path: CS02)

n Bank Parameters (Fast path: CS03)

n Branch Parameters (Fast path: CS06)

n Country Codes (Fast path: CS09)

n Financial Cycle (Fast path: CS10)

n Define Payment Calendar Codes (Fast path: CS15)

n Reason Codes (Fast path: CS16)

n State Codes (Fast path: CS17)

n Verification Category (Fast path: CS21)

n Verification Type (Fast path: CS22)

n Verification Checklist Policy (Fast path: CS23)

n Purpose Codes (Fast path: CS24)

n Bank Policy (Fast path: CS26)

n Bank Policy Deviation Definition (Fast path: CS39)

n Risk Category Maintenance (Fast path: CS41)

n Risk CodeMaintenance (Fast path: CS42)

n Mitigant CodeMaintenance (Fast path: CS43)

n Transaction CodeMaintenance (Fast path: CS44)

n Define Non-Financial Event Transaction CodeMapping (Fast path: CS45)

n Maintain ConvenienceOffering (Fast path: CS048)

n Questionnaire Maintenance (Fast path: CS103)

n SectionMaintenance (Fast path: CS104)

n Currency Codes (Fast path: CY01)

n Amount Text (Fast path: CY02)

n Currency Pairs (Fast path: CY03)

n Currency Branch Parameters (Fast path: CY04)

n Currency Denomination (Fast path: CY05)

n Currency Rate Types (Fast path: CY06)



n Exchange Rate Spreads (Fast path: CY07)

n Exchange Rate History (Fast path: CY09)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate commonservices in Oracle Banking Base from US localization perspective:






































The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate commonservices in Oracle Banking Base from Australia localization perspective:





































2.1.10 Document ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate documentmanagement in Oracle Banking Base:

n Document Type Definition (Fast path: CNM01)

n Document Category Definition (Fast path: CNM02)

n Document Policy Definition (Fast path: CNM03)

n Document Template Resolution Policy (Fast path: CNM09)

n Document Inserts (Fast path: CNM11)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate documentmanagement in Oracle Banking Base from US localization perspective:







The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate documentmanagement in Oracle Banking Base from Australia localization perspective:






2.1.11 Domestic PaymentsThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate domesticpayments in Oracle Banking Base:



n Define Zone (Fast path: PC001)

n Define Float Parameters (Fast path: PC006)

n Define Reject Code (Fast path: PC016)

n Define Clearing Branch Linkage (Fast path: PC018)

n Define Traveller's Cheque Denomination (Fast path: PC205)

n Define Processing Queues (Fast path: PC207)

n Define Instrument Category (Fast path: PC210)

n Define Endpoint Reject Code Linkage (Fast path: PC214)

n Define Transaction Category (Fast path: PC217)

n Define Institution Endpoint Participation (Fast path: PC218)

n Define Endpoint (Fast path: PC220)

n Define Bank Directory (Fast path: PC226)

n Define Transaction Template (Fast path: PC232)

n Define Institution Category (Fast path: PC247)

n Reject Code (Fast path: PY100)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate domesticpayments in Oracle Banking Base from US localization perspective:



















The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate domesticpayments in Oracle Banking Base from Australia localization perspective:
















2.1.12 Identity and Entitlement ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate identityand entitlement management in Oracle Banking Base:

n Transaction Limits (Fast path: SM108)

n Transaction Blackout (Fast path: SM109)

n Artifact Dependency Map (Fast path: SM500)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates identityand entitlement management in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate identityand entitlement management in Oracle Banking Base from Australia localization perspective:






2.1.13 Multi-Entity and Multi-BrandingThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate multi-entity andmulti-brandingmanagement in Oracle Banking Base:

n ReferenceObject Definition (Fast path: ME001)

n Regulatory RegionMaintenance (Fast path: ME990)

n Market Entity - Business Unit Definition (Fast path: ME991)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate multi-entity andmulti-brandingmanagement in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate multi-entity andmulti-brandingmanagement in Oracle Banking Base from Australia localization perspective:




2.1.14 Party ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate partymanagement in Oracle Banking Base:

n RoleMaster (Fast path: PI014)

n Relationship Maintenance (Fast path: PI020)

n Relationship Rules Definition (Fast path: PI021)

n Financial Category Maintenance (Fast path: PI027)

n Party Merge

n BureauMaintenance (Fast path: PI099)

n Define Party Bank Policy (Fast path: PI314)

n Financial Template (Fast path: PI787)

n Financial NatureMaintenance (Fast path: PI790)

n Financial Parameter Codes (Fast path: PI791)

n Business Plan TemplateMaintenance (Fast path: PI792)

n Benchmark Financial Ratio Maintenance (Fast path: PI793)

n Financial Statement Template (Fast path: PI794)

US Localization



The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate partymanagement in Oracle Banking Base from US localization perspective:





n Party Merge










The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate partymanagement in Oracle Banking Base from Australia localization perspective:





n Party Merge









2.1.15 Product ManufacturingThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate newproduct addition and configuration in Oracle Banking Base:



n Define CASA Bank Policy (Fast path: PM002)

n Define TD Bank Policy (Fast path: PM003)

n Define Loan Bank Policy (Fast path: PM004)

n Define Bundle Bank Policy (Fast path: PM005)

n Define Hardship Relief Policy (Fast path: PM006)

n Define Statement Policy (Fast path: PM007)

n Define Dormancy Policy (Fast path: PM008)

n Define Credit Policy (Fast path: PM009)

n Define Product Group

n Define Interest Rule (Fast path: PM011)

n Define TD Interest Payout Plan (Fast path: PM012)

n Define CASA Product

n Define Loan Product

n Define TD Product

n Define Credit Card Product

n Define Product Interest Linkage (Fast path: PM017)

n Link Dependent Offers (Fast path: PM018)

n Define Bonus Interest Parameters (Fast path: PM019)

n Define CASA Offer

n Define TD Offer

n Define LoanOffer

n Define Credit Card Offer

n Define Campaigns (Fast path: PM024)

n Define Offer Bundle (Fast path: PM026)

n Define Transaction Restriction (Fast path: PM027)

n Link Product Group to Business Group (Fast path: PM028)

n Define Unclaimed Policy (Fast path: PM029)

n Define Domain Category Settlement Mode (Fast path: PM030)

n Define Product Settlement Mode (Fast path: PM031)

n Define Debit Card Feature (Fast path: PM039)

n Define Affinity (Fast path: PM042)

n Define Question Sets (Fast path: PM046)

n Define Investment Product

n Define Investment Offer

n Define Product Type (Fast path: PM049)



n Define Reward (Fast path: PM053)

n Define Insurance Product

n Define InsuranceOffer

n Installment Rule Details (Fast path: PM058)

n Loan Schedule Type (Fast path: PM059)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate newproduct addition and configuration in Oracle Banking Base from US localization perspective:














n Define TD Product





n Define CASA Offer

n Define TD Offer

n Define LoanOffer























The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate newproduct addition and configuration in Oracle Banking Base from Australia localization perspective:














n Define TD Product





n Define CASA Offer



n Define TD Offer

n Define LoanOffer




















2.1.16 Withholding Tax ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screen facilitates taxmaintenance in Oracle Banking Base:

n Tax Parameter Maintenance (Fast path: TDS01)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitates taxmaintenance in Oracle Banking Base from US localization perspective:



The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates taxmaintenance in Oracle Banking Base from Australia localization perspective:



2.2 Oracle Banking Current Accounts and Savings Accounts

2.2 Oracle Banking Current Accounts and Savings AccountsThis section provides a process wise list of Administration User Interfaces (UI) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Current Accounts andSavings Accounts to handle its administrative operations.

2.2.1 Common AccountThe following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Current Accounts and Savings Accounts:

n Risk Indicators Impacts Cross-Reference (Fast path: ACCT010)

n Define Account Attributes (Fast path: ACCT217)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Current Accounts and Savings Accounts from US localizationperspective:




The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Current Accounts and Savings Accounts from Australia localizationperspective:



2.3 Oracle Banking LoansThis section provides a process wise list of Administration User Interfaces (UI) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Loans to handle itsadministrative operations.

2.3.1 Common AccountThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate commonaccount maintenance in Oracle Banking Loans:


n Hardship Relief Assistance (Fast path: ACCT013)


US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Loans from US localization perspective:


2.4 Oracle Banking Term Deposits





The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate commonaccount maintenance in Oracle Banking Loans from Australia localization perspective:




2.4 Oracle Banking Term DepositsThis section provides a process wise list of Administration User Interfaces (UIs) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Term Deposits to handle itsadministrative operations.

2.4.1 Common AccountThe following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Term Deposits:



US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Term Deposits from US localization perspective:




The following Oracle Banking Channels Bank User Experience Administration UI screen facilitates commonaccount maintenance in Oracle Banking Term Deposits from Australia localization perspective:



2.5 Oracle Banking Limits and Collateral ManagementThis section provides a process wise list of Administration User Interfaces (UI) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Limits and CollateralManagement to handle its administrative operations.


2.5 Oracle Banking Limits and Collateral Management

2.5.1 Limits ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate limitsmanagement in Oracle Banking Limits and Collateral Management:

n Define Conditions\Covenants Policy (Fast path: LCM12)

n Define Conditions\Covenants Category (Fast path: LCM15)

n Global Parameter Details (Fast path: LCM48)

n LTV Matrix (Fast path: LCM52)

n Multi-Dimensional Exposure Limits (Fast path: LCM61)

n Condition\Covenant Code Definition (Fast path: LCMS03)

n Facility Category (Fast path: LCMS53)

n Credit Monitor Preferences (Fast path: LCM102)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate limitsmanagement in Oracle Banking Limits and Collateral Management from US localization perspective:










The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate limitsmanagement in Oracle Banking Limits and Collateral Management from Australia localization perspective:










2.6 Oracle Banking Relationship Pricing

2.5.2 Collateral ManagementThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate collateralmanagement in Oracle Banking Limits and Collateral Management:

n Issuer Maintenance (Fast path: LCM01)

n Security Summary (Fast path: LCM02)

n Valuer Preference (Fast path: LCM037)

n Title Search Agent Preference (Fast path: LCM040)

n Collateral Category Preference (Fast path: LCM07)

n Collateral Dedupe (Fast path: LCM21)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate collateralmanagement in Oracle Banking Limits and Collateral Management from US localization perspective:








The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate collateralmanagement in Oracle Banking Limits and Collateral Management from Australia localization perspective:







2.6 Oracle Banking Relationship PricingThis section provides a process wise list of Administration User Interfaces (UI) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Relationship Pricing tohandle its administrative operations.

2.6.1 PricingThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitate pricingmanagement in Oracle Banking Relationship Pricing:



n Rate Chart Maintenance (Fast path: PR004)

n Interest/Margin Index Code Definition (Fast path: PR005)

n Price Definition (Fast path: PR006)

n Price Policy Chart Maintenance (Fast path: PR007)

n Charge Attributes Definition (Fast path: PR008)

n Tier Criteria Definition (Fast path: PR009)

n Fee Refund Setup (Fast path: PR014)

n Price Benefit Chart (Fast path: PR015)

n FeeGroupMaintenance (Fast path: PR019)

n Map FeeGroup to Offer (Fast path: PR020)

n Pricing Control Policy Maintenance (Fast path: PR025)

n Counter Maintenance (Fast path: PR026)

n Benefit Priority Maintenance (Fast path: PR027)

n Special Interest RateMaintenance (Fast path: PR028)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate pricingmanagement in Oracle Banking Relationship Pricing from US localization perspective:
















The following Oracle Banking Channels Bank User Experience Administration UI screens facilitate pricingmanagement in Oracle Banking Relationship Pricing from Australia localization perspective:


2.7 Oracle Banking Originations















2.7 Oracle Banking OriginationsThis section provides a process wise list of Administration User Interfaces (UI) that are a part of OracleBanking Channels Bank User Experience and provide support to Oracle Banking Originations to handle itsadministrative operations.

2.7.1 OriginationsThe following Oracle Banking Channels Bank User Experience Administration UI screens facilitateoriginations in Oracle Banking Originations:

n Credit Reason Code (Fast path: OR276)

n Define Origination Preferences (Fast path: ORM20)

n Funding Parameter CodeMaintenance (Fast path: ORM25)

n Funding Table TemplateMaintenance (Fast path: ORM26)

n Manage Calculator Preferences (Fast path: OR090)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitateoriginations in Oracle Banking Originations from US localization perspective:







2.8 Oracle Banking Collections

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitateoriginations in Oracle Banking Originations from Australia localization perspective:





n Manage Calculator Preferences (Fast path: OR090)

2.8 Oracle Banking CollectionsThe following Oracle Banking Channels Bank User Experience screens facilitate management of collectionsin Oracle Banking Collections:

n Collections Seed Data Configuration (Fast path: COLL121)

n Vendor Maintenance (Fast path: COLL122)

n Vendor Service TypeMaintenance (Fast path: COLL123)

n Service Level Agreement Maintenance (Fast path: COLL124)

n Suspend Activity Maintenance (Fast path: COLL125)

n Task Data Definition (Fast Path: COLL126)

US Localization

The following Oracle Banking Channels Bank User Experience Administration UI screens facilitateoriginations in Oracle Banking Collections from US localization perspective:








The following Oracle Banking Channels Bank User Experience Administration UI screens facilitatemanagement of collections in Oracle Banking Collections from Australia localization perspective:








3 User Interfaces

This chapter presents details of the Transaction, Maintenance and Inquiry User Interfaces (UIs) offered byOracle Banking Channels Bank User Experience.

3.1 Oracle Banking BaseThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Base to handle its transaction, maintenanceand inquiry operations.

3.1.1 AgentThe following Oracle Banking Channels Bank User Experience screens facilitate agent management inOracle Banking Base:

n Account Level Agent Details (Fast path: AG001)

n Transfer Agent Portfolio (Fast path: AG002)

n Perform Agent Inquiry (Fast path: AG003)

n Agent Offer Restriction (Fast path: AG004)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate agent management inOracle Banking Base from US localization perspective:






The following Oracle Banking Channels Bank User Experience screens facilitate agent management inOracle Banking Base from Australia localization perspective:





3.1.2 AlertsThe following Oracle Banking Channels Bank User Experience screens facilitate maintenance andconfiguration of customer alerts and notifications in Oracle Banking Base:

3 User Interfaces | 36


n Alert Subscription (Fast path: AL05)

n Alert Support (Fast path: AL10)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate maintenance andconfiguration of customer alerts and notifications in Oracle Banking Base from US localization perspective:




The following Oracle Banking Channels Bank User Experience screens facilitate maintenance andconfiguration of customer alerts and notifications in Oracle Banking Base from Australia localizationperspective:



3.1.3 Asset ClassificationThe following Oracle Banking Channels Bank User Experience screens facilitate asset classificationmanagement in Oracle Banking Base:

n Manage Account Asset Classification (Fast path: NP004)

n Inquire andModify Customer Classification Code (Fast path: NP005)

n Inquire andModify Main Line Classification Code (Fast path: NP006)

n Inquire Provision Details (Fast path: NP007)

n InquireWritten-Off Accounts (Fast path: NP008)

n Record Recovery forWritten-Off Account (Fast path: NP009)

n Inquire Account Delinquency Counters (Fast path: NP012)

n ChargeOff (Fast path: NP013)

n Write-Off an Account (Fast path: NP099)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate asset classificationmanagement in Oracle Banking Base from US localization perspective:













The following Oracle Banking Channels Bank User Experience screens facilitate asset classificationmanagement in Oracle Banking Base from Australia localization perspective:










3.1.4 Batch OperationsThe following Oracle Banking Channels Bank User Experience screens facilitate batch operations in OracleBanking Base:

n Branch Batch Status Inquiry (Fast path: BRM06)

n Monitor Application Performance (Fast path: OPA001)

n Reset DMS PerformanceMetrics (Fast path: OPA002)

n Monitor Batch Performance (Fast path: OPA003)

n Compare Business Configurations (Fast path: OPA005)

n Batch Exception Recovery (Fast path: OPA007)

n Patch Details (Fast path: OPA009)

n Patch Apply (Fast path: OPA010)

n Patch RollBack (Fast path: OPA011)

n Patch Upload (Fast path: OPA012)

n Configuration Variables Information (Fast path: CFG01)

n DMS Configuration Real Estate (Fast path: CFG04)

n UserManagement (Fast path: SEC01)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate batch operations in OracleBanking Base from US localization perspective:

















The following Oracle Banking Channels Bank User Experience screens facilitate batch operations in OracleBanking Base from Australia localization perspective:














3.1.5 Bill PaymentThe following Oracle Banking Channels Bank User Experience screens facilitate biller maintenance in OracleBanking Base:

n Bill Payment (Fast path: BP001)

n Utility Payment Transaction Inquiry (Fast path: PC230)

n Periodic Bill Payment Setup (Fast path: PC233)

n Biller Registration (Fast path: PC238)

n Consolidated Utility Payments (Fast path: PC242)



US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate biller maintenance in OracleBanking Base from US localization perspective:







The following Oracle Banking Channels Bank User Experience screens facilitate biller maintenance in OracleBanking Base from Australia localization perspective:


n Biller Maintenance (Fast path: PC002)





3.1.6 Cash OperationsThe following Oracle Banking Channels Bank User Experience screens facilitate cash operationsmaintenance in Oracle Banking Base:

n Branch Currency Transactions (Fast path: BR002)

n Book Cash Shortage or Overage (Fast path: BR006)

n Reversal of Cash Shortage or Overage (Fast path: BR007)

n Miscellaneous General Ledger Transfer (Fast path: BR008)

n Denomination Exchange (Fast path: BR009)

n Interim Cash Inquiry (Fast path: BR010)

n Absent Teller Activity (Fast path: BR011)

n Cash Position Inquiry (Fast path: BR012)

n Teller Transaction Verification (Fast path: BR013)

n Buy/Sell Foreign Currency (Fast path: BR014)

n Open Branch Batch (Fast path: BRM02)

n Open Teller Batch (Fast path: BRM03)

n Close Branch Batch (Fast path: BRM04)

n Close Teller Batch (Fast path: BRM05)

n Teller Batch Status Inquiry (Fast path: BRM07)



US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate cash operationsmaintenance in Oracle Banking Base from US localization perspective:

















The following Oracle Banking Channels Bank User Experience screens facilitate cash operationsmaintenance in Oracle Banking Base from Australia localization perspective:


















3.1.7 ClearingThe following Oracle Banking Channels Bank User Experience screens facilitate clearing operations in OracleBanking Base:

n Scan Pass (Fast path: PC203)

n Scan Reject (Fast path: PC204)

n Immediate Credit (Fast path: PC206)

n Cheque Deposit (Fast path: PC213)

n Global Float Extension (Fast path: PC239)

n Cheque Status Inquiry (Fast path: PC009)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate clearing operations in OracleBanking Base from US localization perspective:







n Inquire Reg CC Schedule (Fast path: PY003)

n Define Customer or Account RegCC Schedule Override (Fast path: PY009)


The following Oracle Banking Channels Bank User Experience screens facilitate clearing operations in OracleBanking Base from Australia localization perspective:







3.1.8 Common AccountThe following Oracle Banking Channels Bank User Experience screen facilitates common accountmaintenance in Oracle Banking Base:



n Regulatory Parameters (Fast path: ACCT007)

n Associated Party (Fast path: ACCT09)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates common accountmaintenance in Oracle Banking Base from US localization perspective:




The following Oracle Banking Channels Bank User Experience screen facilitates common accountmaintenance in Oracle Banking Base from Australia localization perspective:



3.1.9 Common ServicesThe following Oracle Banking Channels Bank User Experience screen facilitates common services in OracleBanking Base:

n Bank Policy Deviation History (Fast path: CS40)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates common services in OracleBanking Base from US localization perspective:



The following Oracle Banking Channels Bank User Experience screen facilitates common services in OracleBanking Base from Australia localization perspective:


3.1.10 Core EntityThe following Oracle Banking Channels Bank User Experience screens facilitate core entity maintenance inOracle Banking Base:

n Report Request (Fast path: 7775)

n Advice Report (Fast path: 7779)

n EndOf Day (Fast path: EOD10)

n Audit Text Based Search (Fast path: BAM56)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate core entity maintenance inOracle Banking Base from US localization perspective:








The following Oracle Banking Channels Bank User Experience screens facilitate core entity maintenance inOracle Banking Base from Australia localization perspective:





3.1.11 DashboardThe following Oracle Banking Channels Bank User Experience functionality facilitates servicing, transactionsandmaintenance through dashboard widgets in Oracle Banking Base:

n Party Context Widget

n Quick ServeWidget (Fast Path: DB048)

US Localization

The following Oracle Banking Channels Bank User Experience functionality facilitates servicing, transactionsandmaintenance through dashboard widgets in Oracle Banking Base from US localization perspective:




The following Oracle Banking Channels Bank User Experience functionality facilitates servicing, transactionsandmaintenance through dashboard widgets in Oracle Banking Base from Australia localization perspective:



3.1.12 Document ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate management of documentrequirements and plan in Oracle Banking Base:

n Document Search and Upload (Fast path: CNM06)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates management of documentrequirements and plan in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience screens facilitate management of documentrequirements and plan in Oracle Banking Base from Australia localization perspective:


3.1.13 Domestic PaymentsThe following Oracle Banking Channels Bank User Experience screens facilitate domestic payments inOracle Banking Base:

n Mandate Registration (Fast path: PC008)

n Counterparty Maintenance (Fast path: PC015)

n Business Payments/Business Collections (Fast path: PC112)

n Payment and Collection Transaction Inquiry (Fast path: PC211)

n Payment or Collection Transaction (Fast path: PC216)

n Outgoing Clearing For Return (Fast path: PC234)

n Bank Draft Issuance (Fast path: PC241)

n Bank Draft Liquidation (Fast path: PC243)

n Bank Drafts Status Maintenance (Fast path: PC244)

n Bank Drafts Inquiry (Fast path: PC245)

n Bank Drafts Printing (Fast path: PC246)

n Traveler’s Cheque Encashment (Fast path: PC251)

n Traveler’s Cheque Inquiry (Fast path: PC252)

n Multi-Fund Deposit (Fast path: ACCT063)

n Initiate Outward Collection & Payment (Fast path: PY011)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate domestic payments inOracle Banking Base from US localization perspective:



















The following Oracle Banking Channels Bank User Experience screens facilitate domestic payments inOracle Banking Base from Australia localization perspective:
















3.1.14 Identity and Entitlement ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate identity and entitlementmanagement in Oracle Banking Base:

n Work Item Inquiry (Fast path: WL001)

n Inquire Utilized and Remaining Limits (Fast path: SM199)

n Policy Management (Fast path: SM502)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate identity and entitlementmanagement in Oracle Banking Base from US localization perspective:







The following Oracle Banking Channels Bank User Experience screens facilitate identity and entitlementmanagement in Oracle Banking Base from Australia localization perspective:




3.1.15 Investment AccountsThe following Oracle Banking Channels Bank User Experience screen facilitates investment accountmaintenance in Oracle Banking Base:

n Investment Plan Details Inquiry (Fast path: IA003)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates investment accountmaintenance in Oracle Banking Base from US localization perspective:



The following Oracle Banking Channels Bank User Experience screen facilitates investment accountmaintenance in Oracle Banking Base from Australia localization perspective:


3.1.16 Offer BundlingThe following Oracle Banking Channels Bank User Experience screens facilitate setup of product bundlesand benefits in Oracle Banking Base:

n Subscribe for Bundle(s) (Fast path: BN100)

n Manage Bundle (Fast path: BN101)

n Bundle Inquiry (Fast path: BN102)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate setup of product bundlesand benefits in Oracle Banking Base from US localization perspective:





The following Oracle Banking Channels Bank User Experience screens facilitate setup of product bundlesand benefits in Oracle Banking Base from Australia localization perspective:






3.1.17 Party ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate party management in OracleBanking Base:

n Single Party View (Fast path: PI100)

l Party Identification

l Employment Details

l Manage Party Names

l Party Images

l Memos And Notes

l Party Address

l Blacklisting Details

l Risk Score

l Party to Party Relationships

l General Information

l Contact Details

l Bureau Report

l DueDiligence Verification

l Holdings

l Party to Account Relationship

l Financial Profile

l Risk Indicators

l Legal Reporting

l Education Details

l Other Details

l Party Consents

l Breaches

l Credit Exposure

l Groups

l Borrowing Entities

n ManageGroups (Fast path: PI024)

n Service Provider Onboarding (Fast path: PI028)

n Broker/Introducer Status Modification (Fast path: PI046)



n Customer Onboarding (Fast path: PI048)

n Party Merge Inquiry (Fast path: PI077)

n Financial Template Priority (Fast path: PI788)

n Party Update Failure (Fast path: PI150)

The following Oracle Banking Channels Bank User Experience functionality facilitates party management inOracle Banking Base:

n Human Task

l Financial Capture

l Provision Identity Failure for Party

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate party management in OracleBanking Base from US localization perspective:





l Party Images

l Memos And Notes

l Party Address


l Risk Score



l Contact Details

l Bureau Report


l Holdings


l Financial Profile

l Risk Indicators

l Legal Reporting

l Education Details

l Other Details

l Party Consents



l Breaches

l Credit Exposure

l Groups









The following Oracle Banking Channels Bank User Experience functionality facilitates party management inOracle Banking Base:

n Human Task

l Financial Capture



The following Oracle Banking Channels Bank User Experience screens facilitate party management in OracleBanking Base from Australia localization perspective:





l Party Images

l Memos And Notes

l Party Address


l Risk Score



l Contact Details

l Bureau Report


l Holdings




l Financial Profile

l Risk Indicators

l Legal Reporting

l Education Details

l Other Details

l Party Consents

l Breaches

l Credit Exposure

l Groups









The following Oracle Banking Channels Bank User Experience functionality facilitates party management inOracle Banking Base from Australia localization perspective:

n Human Task

l Financial Capture


3.1.18 Product ManufacturingThe following Oracle Banking Channels Bank User Experience screens facilitate new product addition andconfiguration in Oracle Banking Base:

n Link Offers for Principal Offset Facility (Fast path: PM025)

n Product Hierarchy View

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate new product addition andconfiguration in Oracle Banking Base from US localization perspective:






The following Oracle Banking Channels Bank User Experience screens facilitate new product addition andconfiguration in Oracle Banking Base from Australia localization perspective:



3.1.19 AccountingThe following Oracle Banking Channels Bank User Experience screens facilitate accounting and journal entrymaintenance in Oracle Banking Base:

n Inter Bank Parameter (Fast path: AS004)

n Define Accounting Periods (Fast path: AS007)

n Define Product Group Accounting Entry Template (Fast path: AS014)

n Define Domain Category Accounting Template (Fast path: AS016)

n Define Event Accounting Class (Fast path: AS020)

n Unprocessed Event(s)/Entry(s) Inquiry (Fast path: AS021)

n Accounting Transaction Inquiry (Fast path: AS022)

n Suspense Inquiry & Reconciliation (Fast path: AS024)

n Journal Multi Entry Template Summary (Fast path: JES02)

n Journal Multi Entry Summary (Fast path: JES04)

n Journal Batch Operation Summary (Fast path: JES05)

n View and Reconcile Office Accounts (Fast path: PL088)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates accounting and journal entrymaintenance in Oracle Banking Base from US localization perspective:
















The following Oracle Banking Channels Bank User Experience screens facilitate accounting and journal entrymaintenance in Oracle Banking Base from Australia localization perspective:













3.1.20 RulesThe following Oracle Banking Channels Bank User Experience screens facilitate rules management in OracleBanking Base:

n Rule Author (Fast path: RL001)

n Rule Simulator (Fast path: RL002)

n Rule Search (Fast path: RL003)

n Expression Builder (Fast path: RL004)

n Filter Definition (Fast path: RL005)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate rules management in OracleBanking Base from US localization perspective:







The following Oracle Banking Channels Bank User Experience screens facilitate rules management in OracleBanking Base from Australia localization perspective:








3.1.21 Withholding Tax ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate tax computation andapplication in Oracle Banking Base:

n Tax Waiver Criteria Maintenance (Fast path: TDS02)

n Tax Remittance (Fast path: TDS03)

n Tax Absorb Account Maintenance (Fast path: TDS04)

n Tax Refund (Fast path: TDS05)

n Tax Waiver Maintenance (Fast path: TDS06)

n General Tax Inquiry (Fast path: TDS09)

n Tax Remittance Inquiry (Fast path: TDS11)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate tax computation andapplication in Oracle Banking Base from US localization perspective:







The following Oracle Banking Channels Bank User Experience screens facilitate tax computation andapplication in Oracle Banking Base from Australia localization perspective:






n Tax Beneficiary Maintenance (Fast path: TDS012)

3.2 Oracle Banking Current Accounts and Savings AccountsThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Current Accounts and Savings Accounts tohandle its transaction, maintenance and inquiry operations.



3.2.1 Transaction AccountsThe following Oracle Banking Channels Bank User Experience screens facilitate management of transactionaccounts in Oracle Banking Current Accounts and Savings Accounts:

n Bank Initiated Account Closure (Fast path: ACCT002)

n Inquire Account Average Balance (Fast path: ACCT101)

n Inquire Limit Utilization Counters (Fast path: ACCT102)

n Inquire Transaction Account Details (Fast path: ACCT103)

n Inquire Event Counters (Fast path: ACCT104)

n Inquire Account Status Audit (Fast path: ACCT105)

n Amortization Inquiry (Fast path: ACCT106)

n Account Arrears Inquiry (Fast path: ACCT107)

n Close Bundled Transaction Accounts (Fast path: ACCT200)

n Request Transaction Account Closure (Fast path: ACCT201)

n Perform Backdated Transfer (Fast path: ACCT203)

n Perform Multi ModeWithdrawal (Fast path: ACCT204)

n Deposit Cash (Fast path: ACCT205)

n Withdraw Cash (Fast path: ACCT206)

n Swap anOffer (Fast path: ACCT207)

n Collect Advance Interest (Fast path: ACCT208)

n Clone Transaction Account (Fast path: ACCT209)

n Perform Funds Transfer (Fast path: ACCT210)

n Manage Cheque Books (Fast path: ACCT211)

n ManageWithdrawal Notice (Fast path: ACCT212)

n Manage Billing Statement (Fast path: ACCT213)

n Reopen Transaction Account (Fast path: ACCT214)

n Rebook Transaction Account (Fast path: ACCT215)

n Link ConvenienceOffering to Transaction Account (Fast path: ACCT216)

n Request Stop Payment (Fast path: ACCT301)

n Manage Transaction Account Risk Indicators (Fast path: ACCT302)

n Perform Manual Rollover (Fast path: ACCT303)

n Maintain Alternate Accounts (Fast path: ACCT304)

n Modify Account Status (Fast path: ACCT305)

n Perform Hold Funds (Fast path: ACCT306)

n Manage Transaction Account Preferences (Fast path: ACCT307)

n Maintain Funds Management Instructions (Fast path: ACCT308)



n Maintain Periodic Credit Instruction (Fast path: ACCT309)

n Link Transactions Account to Credit Facility (Fast path: ACCT310)

n Maintain Account Anticipated Activity (Fast path: ACCT311)

n Manage Hold Funds (Fast path: ACCT312)

n Maintain Repayment Instructions (Fast path: ACCT313)

n Maintain Account Status Restriction (Fast path: ACCT401)

n Manage LOC Account (Fast path: LOC100)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of transactionaccounts in Oracle Banking Current Accounts and Savings Accounts from US localization perspective:











































The following Oracle Banking Channels Bank User Experience screens facilitate management of transactionaccounts in Oracle Banking Current Accounts and Savings Accounts from Australia localization perspective:










































3.2.2 Common AccountThe following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Current Accounts and Savings Accounts:

n Account Transfer (Fast path: ACCT02)

n Collect Adhoc Fees (Fast path: ACCT07)

n Statement Inquiry (Fast path: ACCT003)

n Process Accounts to be Unclaimed (Fast path: ACCT004)

n Account Operating InstructionMaintenance (Fast path: ACCT005)

n Account Credit Metrics (Fast path: ACCT012)

n Generate Balance Certificate (Fast path: ACCT016)

n Account MemoMaintenance (Fast path: ACCT021)

n Account Holder Preferences (Fast path: ACCT025)

n Garnishment Instructions (Fast path: ACCT047)

n Collect Outgoing/Legal Fees (Fast path: ACCT098)



n Quote for Economic Cost (Fast path: ACCT099)

n Refund of Fees (Fast path: ACCT133)

n Account Offset Cross-Reference (Fast path: ACCT202)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Current Accounts and Savings Accounts from US localization perspective:
















The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Current Accounts and Savings Accounts from Australia localizationperspective:













3.3 Oracle Banking Loans




3.2.3 InterestThe following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Current Accounts and Savings Accounts:

n Account Interest Details Inquiry (Fast path: INT003)

n Interest Adjustment (Fast path: INT005)

n Interest Certificate (Fast path: INT010)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Current Accounts and Savings Accounts from US localization perspective:





The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Current Accounts and Savings Accounts from Australia localizationperspective:




3.3 Oracle Banking LoansThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Loans to handle its transaction, maintenanceand inquiry operations.

3.3.1 Loans ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate management of loans andloan details in Oracle Banking Loans:

n Maintain Settlement Instruction (Fast path: ACCT001)

n Loan Fund Flow Calculator (Fast path: LN501)

n Manage Loan Account (Fast path: LN100)

l Backdated Transaction Reversal

l Delinquency Counters



l Amend Account Details

l LoanOffer Swap

l Loan Rollover

l Split Loan

l Repayment Holiday Request

l Loan Disbursement (Adhoc/Online Disbursement)

l Loan Principal Offset

l Loan Simulator (EFS, Partial Payoff, Payment Appropriation, Rate Change)

l Loans Inquiry (EFS Quote, Balance, Arrears, Fee Amortization, Account Schedule, BillingHistory)

l Make Payment

l Close Loan Account

l Loan Rescission

l Account Payment Instruction

l Accelerated Payment

l Payoff Notice

l Redraw

l Excess Refund

l Indicators

l Manage Repayment Schedule

l Account Preferences

l Periodic Credit Instruction

l Loan Rollover Instruction

l Maturity Rollover

l Risk Indicators

l Documents

l Rebook Account

l Reopen Account

n Manage Facility Within Arrangement (Fast path: ACCT015)

l Consolidate Loans

l ChangeOverdraft to Loan

l New Loan Account Opening


US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of loans andloan details in Oracle Banking Loans from US localization perspective:









l LoanOffer Swap

l Loan Rollover

l Split Loan






l Make Payment


l Loan Rescission



l Payoff Notice

l Redraw

l Excess Refund

l Indicators





l Maturity Rollover

l Risk Indicators

l Documents

l Rebook Account

l Reopen Account




l Consolidate Loans





The following Oracle Banking Channels Bank User Experience screens facilitate management of loans andloan details in Oracle Banking Loans from Australia localization perspective:







l LoanOffer Swap

l Loan Rollover

l Split Loan






l Make Payment


l Loan Rescission



l Payoff Notice

l Redraw

l Excess Refund

l Indicators







l Maturity Rollover

l Risk Indicators

l Documents

l Rebook Account

l Reopen Account


l Consolidate Loans




3.3.2 Common AccountThe following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Loans:












US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Loans from US localization perspective:















The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Loans from Australia localization perspective:












3.3.3 InterestThe following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Loans:




US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Loans from US localization perspective:





The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Loans from Australia localization perspective:






3.4 Oracle Banking Term DepositsThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Term Deposits to handle its transactions.

3.4.1 Term DepositsThe following Oracle Banking Channels Bank User Experience screens facilitate management of termdeposits in Oracle Banking Term Deposits:

n Fund Term Deposit (Fast path: TD002)

n Maintain TD Payout Instructions (Fast path: TD007)

n TD Contract Modification (Fast path: TD009)

n Term Deposit Block/Unblock (Fast path: TD010)

n Lien Instructions (Fast path: TD011)

n Payout Outstanding Principal or Interest (Fast path: TD012)

n View TD Account Risk Indicators (Fast path: TD013)

n Redeem Term Deposit (Fast path: TD015)

n Renew Matured Term Deposit (Fast path: TD020)

n Term Deposit Account Preferences (Fast path: TD031)

n Deposit Attributes (Fast path: TD032)

n Summary View of Term Deposit (Fast path: TD037)

n Term Deposit Interest Simulator (Fast path: TD0615)

n Manage Term Deposit Certificates (Fast path: TD076)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of termdeposits in Oracle Banking Term Deposits from US localization perspective:


















The following Oracle Banking Channels Bank User Experience screens facilitate management of termdeposits in Oracle Banking Term Deposits from Australia localization perspective:















3.4.2 Common AccountThe following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Term Deposits:
















US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Term Deposits from US localization perspective:















The following Oracle Banking Channels Bank User Experience screens facilitate common accountmaintenance in Oracle Banking Term Deposits from Australia localization perspective:
















3.4.3 InterestThe following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Term Deposits:




US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Term Deposits from US localization perspective:





The following Oracle Banking Channels Bank User Experience screens facilitate interest inquiry andmaintenance in Oracle Banking Term Deposits from Australia localization perspective:




3.5 Oracle Banking Limits and Collateral ManagementThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Limits and Collateral Management to handle itstransaction, maintenance and inquiry operations.

3.5.1 Limits ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate management of limits inOracle Banking Limits and Collateral Management:

n Condition\Covenant Status Update (Fast path: LCM27)

n Deferred Fee Processing (Fast path: LCM30)

n Link Risk Indicators (Fast path: LCM63)

n View Customer Credit Exposure (Fast path: LCM65)

n Track Multi-Dimensional Exposure (Fast path: LCM66)

n Utilization Request (Fast path: LCM067)

n Utilization Inquiry (Fast path: LCM68)



n Condition\Covenant Linkage Summary (Fast path: LCMCD)

n Facility Review (Fast path: LCMS19)

n Borrowing Entity (Fast path: LCMS51)

n AUF/Temporary Excess Limit (Fast path: LCMS54)

n Facility Earmarking (Fast path: LCMS56)

n Credit Facility (Fast path: LCMS58)

n Limit and Collateral Management (Fast path: LCM100)

n Credit Monitor (Fast path: LCM101)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of limits inOracle Banking Limits and Collateral Management from US localization perspective:

















The following Oracle Banking Channels Bank User Experience screens facilitate management of limits inOracle Banking Limits and Collateral Management from Australia localization perspective:


















3.5.2 Collateral ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate management of collateral inOracle Banking Limits and Collateral Management:

n Adhoc Security Revaluation (Fast path: LCM35)

n Collateral Subdivision (Fast path: LCM40)

n Collateral Consolidation (Fast path: LCM41)

n Collateral Details (Fast path: LCMS08)

n Perfection Capture (Fast path: LCM022)

n Collateral Realization (Fast path: LCM060)

n Collateral Valuation Process (Fast path: LCM063)

n Title Search Process (Fast path: LCM064)

n Adhoc Collateral Revaluation (Fast path: LCM065)

n Release Details (Fast path: LCM066)

The following Oracle Banking Channels Bank User Experience functionality facilitates collateral managementin Oracle Banking Limits and Collateral Management:

n Human Task

l Title Search Request Details

l Title SearchManual Report

l Title Search Online Report

l Title SearchManual Report Verification

l Title Search Online Report Verification

l Valuation Request

l ValuationManual Report

l Valuation Online Report



l ValuationManual Report Verification

l Valuation Online Report Verification

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of collateral inOracle Banking Limits and Collateral Management from US localization perspective:











The following Oracle Banking Channels Bank User Experience functionality facilitates collateral managementin Oracle Banking Limits and Collateral Management from US localization perspective:

n Human Task



l Title Search Online Report


l Title Search Online Report Verification

l Valuation Request






The following Oracle Banking Channels Bank User Experience screens facilitate management of collateral inOracle Banking Limits and Collateral Management from Australia localization perspective:













The following Oracle Banking Channels Bank User Experience functionality facilitates collateral managementin Oracle Banking Limits and Collateral Management from Australia localization perspective:

n Human Task




l Valuation Request





3.5.3 Insurance ManagementThe following Oracle Banking Channels Bank User Experience screens facilitate management of insurance inOracle Banking Limits and Collateral Management:

n Insurance Linkage Details (Fast path: LCM09)

n CCI Policy Servicing (Fast path: LCM011)

US Localization

The following Oracle Banking Channels Bank User Experience screen facilitates management of insurance inOracle Banking Limits and Collateral Management from US localization perspective:




The following Oracle Banking Channels Bank User Experience screens facilitate management of insurance inOracle Banking Limits and Collateral Management from Australia localization perspective:





3.6 Oracle Banking Relationship PricingThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Relationship Pricing to handle its transaction,maintenance and inquiry operations.

3.6.1 PricingThe following Oracle Banking Channels Bank User Experience screens facilitate pricingmanagement inOracle Banking Relationship Pricing:

n Entity Level Price Benefit Chart (Fast path: PR011)

n Interest Rate Derivation Analysis (Fast path: PR017)

n Account Interest Rate Inquiry (Fast path: PR018)

n Fee Inquiry (Fast path: PR022)

n Fees Computation Analysis (Fast path: PR040)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate pricingmanagement inOracle Banking Relationship Pricing from US localization perspective:







The following Oracle Banking Channels Bank User Experience screens facilitate pricingmanagement inOracle Banking Relationship Pricing from Australia localization perspective:






3.7 Oracle Banking OriginationsThis section provides a process wise list of User Interfaces (UIs) that are a part of Oracle Banking ChannelsBank User Experience and provide support to Oracle Banking Originations to handle its transaction,maintenance and inquiry operations.

3.7.1 OriginationsThe following Oracle Banking Channels Bank User Experience screens and functionality facilitatesmanagement of Originations in Oracle Banking Originations:



n Application Form (Fast path: OR101)

l Landing Page

l Product

l Party

l Bundle

l Collaterals

l Funding

l Financial

l Configure

l Insurance

l Review

l Submission Outcome

l Application Summary

l Regulatory Documents

l Documents

n Application Tracker (Fast path: OR100)

n Joint Applicant Form (Deposit Only) (Fast path: OR172)

n Human Task

l Submission Level Price Approval

l DueDiligence

l Policy Underwriter

l Manage InsuranceQuote

l Financial Capture

l Financial Analysis

l Credit Assessment Failure

l Fraud Status Resolution

l Review of Credit Assessment

l Overview of Credit Decision

l Downsell Decision

l Verify Application

l Valuation Details

o Valuation Request

o ValuationManual Report

o Valuation Online Report



o ValuationManual Report Verification

o Valuation Online Report Verification

l Title Search

o Title Search Request

o Title SearchManual Report

o Title Search Online Report

o Title SearchManual Report Verification

o Title Search Online Report Verification

l Manual Allocation

l Structure Solution

l Initiate Land Title Check

l Subscriber Check

l Consumer Credit Insurance

l Mortgage Insurance

l Cancel Submission

l Quick Refinance

l Generate Offer

l Accept Offer

l Decline Offer

l Term Sheet

l Create Account

l Settlement Instruction

l Collateral Perfection

l Edit Submission

l Withdraw Submission

l Processing Loan Rollover

l InitiateWorkspace

l ReceiveWorkspace

n Manage InsuranceQuote (Fast path: SIM01)

n Home-Loan Borrowing Power (Fast Path: OR080)

US Localization

The following Oracle Banking Channels Bank User Experience screens and functionality facilitatesmanagement of Originations in Oracle Banking Originations from US localization perspective:




l Landing Page

l Product

l Party

l Bundle

l Collaterals

l Funding

l Financial

l Configure

l Insurance

l Review




l Documents


n Human Task


l DueDiligence



l Manual Debit Decision

l Financial Capture






l Downsell Decision


l Valuation Details

o Valuation Request







l Title Search



o Title Search Online Report


o Title Search Online Report Verification

l Manual Allocation



l Subscriber Check



l Cancel Submission

l Quick Refinance

l Generate Offer

l Accept Offer

l Decline Offer

l Accept Deposit Offer Letter

l Decline Deposit Offer Letter

l Term Sheet

l Create Account



l Edit Submission



l InitiateWorkspace

l ReceiveWorkspace



The following Oracle Banking Channels Bank User Experience screens and functionality facilitatesmanagement of Originations in Oracle Banking Originations from Australia localization perspective:




l Landing Page

l Product

l Party

l Bundle

l Collaterals

l Funding

l Financial

l Configure

l Insurance

l Review




l Documents


n Joint Applicant Form (Deposit Only) (Fast path: OR172)

n Human Task


l DueDiligence



l Financial Capture






l Downsell Decision


l Valuation Details

o Valuation Request







l Title Search




l Manual Allocation



l Subscriber Check



l Cancel Submission

l Quick Refinance

l Generate Offer

l Accept Offer

l Decline Offer

l Term Sheet

l Create Account



l Edit Submission



l InitiateWorkspace

l ReceiveWorkspace


n Home-Loan Borrowing Power (Fast Path: OR080)

3.7.2 Credit CardsThe following Oracle Banking Channels Bank User Experience screens facilitate credit cards management inOracle Banking Originations:

n Credit Card Limit Increase and Decrease (Fast path: CR011)

n Credit Card Add-OnCard Holder (Fast path: CR012)

US Localization



The following Oracle Banking Channels Bank User Experience screens facilitate credit cards management inOracle Banking Originations from US localization perspective:




The following Oracle Banking Channels Bank User Experience screens facilitate credit cards management inOracle Banking Originations from Australia localization perspective:



3.8 Oracle Banking CollectionsThe following Oracle Banking Channels Bank User Experience screens facilitate management of collectionsin Oracle Banking Collections:

n Collector Dashboard (Fast path: COLL100)

n Account Landing View/Party-Centric Collections (Fast path: COL199)

n Collector List Mode (Fast path: COLL101)

n Collector Prompt Mode (Fast path: COLL102)

n Task List (Fast path: COLL103)

n Supervisory Actions (Fast path: COLL104)

n Fetch Non Delinquent Account (Fast path: COLL105)

n Bankruptcy Claim (Fast path: COLL106)

n Death Claim (Fast path: COLL107)

n Hardship Application (Fast path: COLL108)

US Localization

The following Oracle Banking Channels Bank User Experience screens facilitate management of collectionsin Oracle Banking Collections from US localization perspective:














The following Oracle Banking Channels Bank User Experience screens facilitate management of collectionsin Oracle Banking Collections from Australia localization perspective:










