over 20 branches and growing •
TRANSCRIPT
• Over 20 Branches and Growing •• Local Underwriting Appraisal •
• Local Appraisals Panel •• Great Culture •
• Now Hiring Loan Officers •• Full Benefits Package with Top Compensation •
• Local Operations in Miami Lakes FL •
www.ffiloans.com
Email [email protected] or Call 954-304-6884 for information about a career with 1st Financial Inc.
President’s Message
Dear Friends, Colleagues and Members:
I want to welcome you to Our Annual FAMP Miami Mortgage Convention. I also want to give a BIG thank you to our Board Member, Jackie Mamber, for making this event happen again.
This year our theme, "Mortgage Carnival", was chosen by our board members at the beginning of 2018. We have worked hand in hand this year to bring new exhibitors and knowledge that will help you grow and expand your business.
Today we offered four separate classes; the 8 Hour SAFE Course coached by Joe Falk, a non-QM Course presented by John Jeanmonod, Regional Sales Manager of Angel Oak Mortgage Solutions, a Self-Employed Income Workshop presented by Radian’s Southern Regional Training Manager, Susan Walsh and a Renovation Workshop hosted by Brad Smith from Home Point Financial. In addition to the classes we have a wonderful after party sponsored by UWM and 65 exhibitors to visit. Please visit each one of their booths and see what they have to offer you.
This year FAMP will be celebrating its 60th birthday but the Miami Chapter was reborn only few years ago. The Florida Association of Mortgage Professionals is also the founder of National Association of Mortgage Professionals. I encourage you to join the NAMB as well.
I want to thank each one of you that are members and have supported FAMP. I ask that, if you are not a member, stop by our membership booth and join us today. FAMP needs your support. It is important to stay on top of the regulatory changes in the way we do business. Together we can have a bigger voice to make positive changes in our industry.
Thank you for joining us at our tradeshow.
Your FAMP Miami Chapter President 2017-2018
Danil Tesenin
BGI Capital’s Bridge Loan Program offers loans up to $20 million for single family, multifamily, commercial, light industrial, construction, hospitality, retail and special purposes. This program offers clients 65% loan-to-value, minimum loan documentation, in-house decisions and expedited closings.
BGI Capital offers investment-level transparency and flexible financing structures for every investor’s needs.
Let us help you today!
VISIT US AT BOOTH 335/377
FAMP MIAMIMortgage Carnival
2018
175 SW 7th Street Suite 2205Miami, FL 33130
bgicg.com
T 305.854.0604F 786.577.2245E [email protected]
National Mortgage Licensing System and Registry ID 1711349
FAMP_Miami_Advert_v2.indd 1 10/22/18 9:44 AM
+ INVESTED $1.5 MILLIONIN NEW BRANCHES
+ PROVEN SUPPORT TOMAKE YOU A TOP PRODUCER
We invest in our people.
Because we care about growing new branch-es and helping them succeed.
Many of our Loan O�cers see growth in volume year over year.
With our systems in place, you’ll be set up on a positive trajectory for your goals.
Alterra Group, LLC NMLS 133739 is an Equal Housing Opportunity Lender. Alterra Group, LLC d/b/a Alterra Home Loans,
d/b/a Alterra Mortgage, d/b/a Alterra Home Loans Legacy, and is headquartered at 350 S. Rampart Blvd Ste 310, Las
Vegas, NV 89145. Toll Free (877) 845-4805; This is not an o�er for extension of credit or a commitment to lend.
MICHAEL LUXBranch Manager | NMLS#357171
JESSICA GUZMANBusiness Development Recruiter | (919) 745-7214
(954) 981-4006 o�ce | 10661 N Kendall Dr Ste 206 B | Miami, FL 33176
(954) 612-2690 | [email protected]
BROKERS AND REFERRAL PARTNERS
1. When you introduce a client to BFI, we protect you with a written contract.
2. When the first loan closes BFI wires your payment.
3. And for years after, BFI pays you every time we close another loan with the client.
BEST OF ALL – YOUR CLIENTS WILL APPRECIATE THE REFERRAL TO BFI.
DEDICATED LOAN REPRESENTATIVE
5-STAR RATED ON GOOGLE AND BBB ACCREDITED
TRANSPARENT PRICING & SIZING
[email protected] | 800-752-0401
GET IN TOUCH TODAY!
© Copyright 2007-2018 Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200A, Anaheim, CA 92806. 866-453-2400. NMLS ID 2600. Nationwide Mortgage Licensing System (NMLS) Consumer Access website: www.nmlsconsumeraccess.org. Licensed in Florida. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice. This information is for mortgage professionals only and is not intended for distribution to consumers. Carrington Mortgage Services, LLC is not acting on behalf of or at the direction of HUD/FHA or any government agency. All rights reserved.
CARRINGTON CLOSES WHEN OTHERS CAN’T
866-453-2400
www.roklending.com | (305) 912-2588 | [email protected]
Visit Rok Lending at booth 200 & 202
Family-owned and operated business for over 50 years.
No appraisals or board approval required. Decisions made within 24 hours.
No points at closing, no interest reserve, & no monthly escrow/interest payment.
Business purpose loans ranging from $1M - $100M.
Over $100M has been financed in the last 12 months.
Over $50M financed in 6 days or less
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For mortgage professionals only. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice. Citadel Servicing Corporation is an Equal Opportunity Employer and does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, disability, veteran status, or other classification protected by law.
FIRST TO MARKET. FIRST TO INNOVATE. FIRST TO LEAD.
Call Citadel Servicing Now!949-900-6630 — [email protected]
citadelservicing.com
®
WHOLESALE / CORRESPONDENT NON-PRIME LENDING
• FOREIGN NATIONAL
• NON-OWNER BUSINESS PURPOSE
• STATED WITHOUT CREDIT
• NO TRID
• 1 – 30 UNIT PROPERTIES
ODF®
• ONE MONTH BANK STATEMENT
• VOE ONLY
• ATR IN FULL
• $5 MIL LOAN AMOUNTS
• DOWN TO 500 FICO
NON-PRIME• INTEREST ONLY
• ONE YEAR W2 OR 1099
• 90% LTV, NO MI
• 24 MO. FROM CREDIT EVENT
MAGGI PLUS
SHINING THE LIGHT ON
NON-QM LENDING
Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available
in all states. Terms subject to qualification. For more information on Deephaven’s state licensing, visit the NMLS Consumer Access webpage at http://nmlsconsumeraccess.org/. NMLS #958425
Millions of potential borrowers are locked out of today’s conventional mortgage market.
Deephaven Mortgage is shining the light on Non-QM lending by providing products specifically designed to address the needs of millions of borrowers who are unable to obtain a traditional mortgage. In return, this allows originators to expand their business by reaching out to a broader group of borrowers.
Help shine the light on Non-QM for your potential borrowers. Contact us by visiting www.deephavenmortgage.com and select- ing either Correspondent or Wholesale. We look forward to you getting in touch with us today!
Gain More Clients. Close More Loans.Partner with the Leading Lender for Residential Investment Property
■ Fix-and-Flip or Rental Property Loans■ UsetoAcquire,RefinanceorRenovate■ Single-family, 2-4 Unit, Condo, Townhome■ Based on Property, Not Personal Income■ Multiple Properties, Unwarrantable Condos■ Individuals, LLCs or Foreign Nationals Eligible
Investment Property Loans
Banks say NO. CoreVest says YES.
© 2018 CoreVest American Finance Lender LLC. All Rights Reserved. CoreVest American Finance Lender LLC (CoreVest) makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval, in CoreVest’s sole and absolute discretion. Other restrictions apply. Loans made or arranged in California are made pursuant to a California Finance Lenders license (License No. 60DBO-43692). ThespecificfactsandcircumstancesofeachproposedloantransactionimpactwhetherCoreVestwillbeauthorizedtomakeloans in each applicable state.
844.262.8177 [email protected] corevestfinance.com
Contact Us Today
Don’t Delay...
Call Me Today
A SUBSIDIARY OF EMIGRANT BANK
Home Point Financial Corporation NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 2211 Old Earhart Road, Suite 250, Ann Arbor, MI 48105. For business purposes only. All products not available in all states. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. Other restrictions apply. © 2018 Home Point Financial Corporation. All rights reserved. www.hpftpo.com
LEO ARMADAAccount Executive Work Phone: 954.770.1170 [email protected]
STOP BY AND SEE US AT BOOTH #201
WELCOME TO MIAMI!
www.hpftpo.com
®
Home Point Financial is focused on helping brokers and correspondents deliver and service quality loans.
Stop by Booth #204 to Meet Your HomeBridge Team!
www.HomeBridgeWholesale.comThis is a business-to-business communication provided for use by mortgage professionals only and is not intended for distribution to consumers or other third parties. It is not an advertisement; as such term is defined in Section 2 26.24 of Regulation Z. Product information is subject to change without notice. HomeBridge Wholesale is a division of HomeBridge Financial Services, Inc. NMLS #6521 © HomeBridge Financial Services, Inc. All rights reserved. *Refer to program guidelines for restrictions
85% LTV/CLTV Primary Residence - Max of $1.5 Million
Loan Amounts Up to $3.5 MillionUp to 15 Financed Properties Allowed
$impleAccess
Cash-Out Can be Used to Meet Reserves
Come by our booth #135 and find out how to increase your
loan volume and margins.
[email protected] • LHFSWholesale.com
This information is for the exclusive use of mortgage professionals and not intended for the general public. This information does not represent an offer or commitment to lend. Not all programs are available in all areas. Land Home’s underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. Equal Housing Opportunity Lender. www.nmlsconsumeraccess.org. NMLS #1796.
• Reverse Mortgages• Jumbo, Expanded and
non-QM programs• Processing and
Fulfillment Services
• Correspondent Lending• Affordable Housing
Programs 1% down• Banks and Credit
Unions welcome
LHFS offers...
#1 AMC in South Florida #1 AMC in South Florida
145 DayTurnTime
VP, Sales COO
91%Due Date
Met
Years in ourHome State
of Florida
AppraisersPaid in
10 Days
Joni Pilgrim Steve Sussman
www.Nationwide-Appraisal.com
Visit us at Booth #101
You’ve worked hard and made a name for yourself...Now it’s time to reap the rewards.
First-class • Communication • Support • Marketing
Loan Officers take your Career to the next Level.
Earn Greater Income as an Originating Branch Manager.
Have a Branch Office in Your Own Market Area.
Transitioning from where you are now to RHF Branch Manager made easy.
RHFbranch.com 866-319-4442Always ConfidentialNMLS# 34973
FAMP Booth #307NMLS #376933
Universal Credit Services is a Top Ranked National Credit Reporting Agency providing products and services to support the entire loan life cycle. Since 1992, Universal Credit Services has helped industry leaders mitigate risk, close loans faster, overcome underwriting challenges, save on costs and provide professional assistance with “live” customer service. (No Voicemail)
Tri Merge Credit Reports CreditXpert® Suite of Products Fast Response on Supplements/Updates Rapid Rescores 4506T- Tax Return Verifications VOE/VOI Flood Reports Appraisal Management Services (AMC)
Contact Alan Koch at 305-586-3244, via email at [email protected] or visit us online at
www.UniversalCredit.com
Francisco Rojas |
“Independent Property & Casualty Insurance Agency Specializing In
Residential And Commercial Property Insurance.”
ATTENTION LENDERS
United Insurance Corp561-450-6528
UnitedInsCorp.com
847-687-6767 | [email protected]
we have the perfect loan productW E D O N ’ T M O N K E Y A R O U N D
Come on down to the main show at booth 336 to learn about what we can offer!
J U M B O L OA N S
R E N OVAT I O N L OA N S
S I E R R A AC C E S S A N D S I E R R A C O R E B A N K S TAT E M E N T P RO G R A M
M E D I C A L P RO G R A M
H O M E R E A DY
H O M E P O S S I B L E
H O M E O N E
F O R Y O U R C L I E N T S !
©2018 Sierra Pacific Mortgage Company, Inc. NMLS# 1788. (www.nmlsconsumeraccess.org) Equal Housing Lender. FOR INDUSTRY USE ONLY. NOT FOR CONSUMER USE. DO NOT DISTRIBUTE
TO CONSUMERS. All rates, terms and programs are available at the time of publication but are subject to availability and may change without notice. Some restrictions may apply. Subject to qualification and underwriter approval. This is not a commitment to lend.
Carlos BerSr. Account Executive6021 University Blvd, Suite 200Ellicott City, MD 21043Off: 954.317.0700Cell: 561.777.4119
Don’t Get Left in
the DustVisit www.AngelOakMS.com or call 855.539.4910.
Grow With the Leader in Non-QM Wholesale and Correspondent Lending.
© Angel Oak Mortgage Solutions LLC NMLS #1160240, Corporate office, 980 Hammond Drive, Suite 850, Atlanta, GA, 30328. This communication is sent only by Angel Oak Mortgage Solutions LLC and is not intended to imply that any of our loan products will be offered by or in conjunction with HUD, FHA, VA, the U.S. government or any federal, state or local governmental body. This is a business-to-business communication and is intended for licensed mortgage
professionals only and is not intended to be distributed to the consumer or the general public. Each application is reviewed independently for approval and not all applicants will qualify for the program. Angel Oak Mortgage Solutions LLC is an Equal Opportunity Lender and does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, disability, other classifications protected under Fair Housing Act of 1968. MS416_0918
Angel Oak Mortgage Solutions
Special Thanks to our Sponsors
RESIDENTIAL LENDINGFOREIGN NATIONAL LOANS
JUMBO LOANS
NON WARRANTABLE CONDO LOANS
NEW CONSTRUCTION CONDOS
CONDO-HOTELS
ALL CONDOS MUST HAVE 1 BR.
AND FULL KIAND FULL KITCHEN
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LENDER OR BORROWER
PAID COMPENSATION
DUAL COMPENSATION ALLOWED
ON NON TRID LOANS
ASSET DEPLETION INCOME PROGRAM
(NO TAX RETURNS)
CCOMMERCIAL FINANCING AVAILABLE
GERMAN GONZALEZ - NMLS ID # 364744 WHOLESALE ACCOUNT EXECUTIVE REAL ESTATECELL: 305.785.3905 • [email protected]
JACKIE MAMBER - NMLS ID # 504519 WHOLESALE ACCOUNT EXECUTIVE REAL ESTATECELL: 305.333.0130 • [email protected]